• Your Android's Do Not Disturb mode can silence notifications, alerts, phone calls, and text messages when you want to tune out your phone.
• You can turn Do Not Disturb on or off by pulling down the Control Center from the top of the screen.
• Do Not Disturb can also be scheduled to run automatically at a specific time of day.
• Visit Business Insider's homepage for more stories.

There's no reason to let your phone control your life. Using Android's Do Not Disturb feature, you can set the hours that you let messages and notifications steal your attention. And you can customize the settings so specific people can reach you regardless of whether Do Not Disturb is on or not.

When Do Not Disturb is turned on, it sends incoming calls to voicemail and does not alert you about calls or text messages. It also silences all notifications, so you're not disturbed by the phone. You might want to enable Do Not Disturb mode when you go to bed, or during meals, meetings, and movies. 

Do Not Disturb can be set to activate automatically on a schedule, which is great for bedtime, or manually whenever you need quiet time.

Check out the products mentioned in this article:

Samsung Galaxy S10 (From $849.99 at Best Buy)

How to turn Do Not Disturb on or off on your Android phone

You can enable Do Not Disturb mode in a hurry, with just a couple of taps. 

1. Pull down the Control Center by swiping down from the top of the screen.

2. If you don't see the Do Not Disturb icon, swipe down a second time to see more icons. 

3. Find "Do Not Disturb" and tap it. Each tap toggles it on or off. 

How to set exceptions for Do Not Disturb on your Android phone

Do Not Disturb settings give you a lot of flexibility for allowing exception – letting specific contact's calls go through, for example, or getting task alerts or reminders. 

1. Pull down the Control Center by swiping down from the top of the screen.

2. Tap and hold the Do Not Disturb icon for a second or two until it opens the "Do Not Disturb" settings screen. 

3. Tap "Allow exceptions." On the "Allow exceptions" page, specify how you want Do Not Disturb to work:

• You can allow audio from alarms, media files, and even the touch sounds when you tap the screen to play by swiping those buttons to the right. 
• To allow calls or messages from people in your contacts list or only favorites to ring through, tap "Calls from" or "Messages from" and choose which contacts you want to allow. 
• You can allow repeat callers (anyone who calls twice within 15 minutes) to ring through if you turn on "Repeat callers" by swiping the button to the right. 
• You can also allow event notifications and reminders to alert you by turning those options on as well. 

How to schedule Do Not Disturb on your Android phone

You can enable Do Not Disturb from the Control Center, or you can schedule it to run at a specific time of day. 

1. Pull down the Control Center by swiping down from the top of the screen.

2. Tap and hold the Do Not Disturb icon for a second or two until it open the "Do Not Disturb" settings screen. 

3. Tap "Turn on as scheduled."

4. Turn it on by swiping the button to the right. 

5. Tap the days of the week you want to set  Do Not Disturb for on a recurring basis.

6. Tap "Set schedule" and choose the start and end times for the Do Not Disturb period. You can only choose one time that applies to every day — you can't set up different times for each day of the week. 

Related coverage from How To Do Everything: Tech:

• 'Why won't my Samsung Galaxy S10 update?': 4 ways to fix your Galaxy S10 when updates won't install properly

• How to see the passwords you've saved on your Samsung Galaxy S10, and delete or copy them

• How to move apps on your Samsung Galaxy S10's homescreen or Apps screen

• How to post on Instagram from your phone or a computer, using the official app or an internet browser

SEE ALSO: We compared Samsung's Galaxy S10 and the Galaxy S10+ to determine which phone you should buy

Join the conversation about this story »

NOW WATCH: Inside the US government's top-secret bioweapons lab

• Dutch ovens are built to last, and they make amazing pot roasts.
• Of all the Dutch ovens you can buy, Le Creuset's Signature Enameled Cast-Iron 5-1/2-Quart Dutch Oven is the best with its solid construction, many color options, and sturdy handles that are easy to grip.

Crock Pots and pressure cookers get all the headlines these days, but for centuries, people have been using Dutch ovens as the go-to, one-pot cooking device. No matter how hard the new-fangled instant pots of the world try, they have not been able to achieve the delicious, complex flavors Dutch ovens produce.

One of the most common uses for Dutch ovens is searing a nice large roast to lock in the flavors and juices before popping it into a conventional oven for slow cooking. These cast-iron pots are indispensable when simmering a hearty stew. And, home chefs also use their Dutch ovens to steam side dishes, cook pasta directly in the sauce, craft artisanal breads, and much more.

Most Dutch ovens are between 5 and 8 quarts and weigh up to 20 pounds. At this size, hand washing can be a bit of a workout. Although many manufacturers say their Dutch ovens are dishwasher safe, we suggest that you always hand wash high-quality cookware. This reduces the likelihood of chipping — a common problem with enameled cast iron Dutch ovens — and extends the lifespan of your pot.

You should also avoid using metal utensils, scouring pads, or other abrasive elements on your Dutch oven since they may also cause damage (and potentially void the warranty). Instead, go with nylon pads or scrapers. Baking soda is also helpful for removing baked-on food and stains. Once you are done washing, dry your Dutch oven thoroughly. And, since it weighs a lot, you may want to let it live on your stove rather than constantly having to work on your lifting form.

In our search for the best Dutch ovens, we closely examined dozens of ratings and reviews from experts and home chefs alike. We chose the four Dutch ovens in our guide based on their ease of use, durability, and performance.

Here are the best Dutch ovens you can buy: 

• Best Dutch oven overall: Le Creuset Signature Enameled Cast Iron 5-1/2-Quart Dutch Oven
• Best Dutch oven for camping: Lodge Seasoned Cast Iron Deep Camp Dutch Oven
• Best Dutch oven for stews: Cuisinart Chef's Classic Enameled Cast Iron Casserole
• Best budget Dutch oven: Lodge Enameled Cast Iron Dutch Oven

Updated on 11/4/2019 by Caitlin Petreycik. Updated prices, links, and formatting. Added related guides. 

SEE ALSO: The best cast iron skillets and pans you can buy

The best Dutch oven overall

If you are looking for a dependable Dutch oven that can handle any recipe for years to come, turn to the Le Creuset Signature Enameled Cast-Iron 5-1/2-Quart Dutch Oven.

As the name suggests, the Le Creuset Signature Enameled Cast-Iron Dutch Oven is made of cast iron and covered with a heavy-duty enamel. The exterior enamel is designed to resist chipping, while the interior is engineered to ward off dulling and staining. The pot features oversized handles that are easy to grip even with oven mitts on. The overall size of the 5.5-quart Dutch oven is 10.2 inches in diameter and 4.5 inches deep.

Le Creuset states that the knob of the lid can withstand temperatures up to 500 degrees Fahrenheit, but that the rest of the Dutch oven is oven safe to 350 degrees Fahrenheit. However, many people report putting their Le Creuset in the oven at much higher temperatures with no ill effects.

There are many colors to choose from, including cherry, flame, Caribbean blue, and white. Best of all, each style comes with a lifetime limited warranty.

There are several expert sites that rate the Le Creuset Dutch oven as the best money can buy. Epicurious gave it top honors because the staff uses this Dutch oven at home and it can withstand boiling, braising, frying, and high temperatures without chipping. Serious Eats was also enamored with Le Creuset's Dutch oven because of its track record of quality performance. However, the reviewers found it to be a bit pricey and warn buyers to choose a style that comes with the stainless steel knob. 

Some buyer reviews caution that the pot is heavy and may be hard for people with arthritis to transfer to and from the oven. 

Pros: Handles high temperatures, versatile, lots of color options, durable

Cons: Expensive, heavy

The best Dutch oven for camping

The Lodge Seasoned Cast Iron Deep Camp Dutch Oven makes it so you don't have to sacrifice delicious, flavorful cuisine in order to rough it in nature.

The Lodge Seasoned Cast Iron Deep Camp Dutch Oven features a cast iron body and lid seasoned with soy-based vegetable oil for a nonstick finish. The 8-quart pot weighs 20 pounds and is 12 inches in diameter and 5.5 inches deep, which allows plenty of room for a large meal.

The lid inverts for use as a griddle and is flanged to hold hot coals. There are three legs on the base of the Dutch oven for added stability when placing it in a campfire. It's the ultimate Dutch oven for people who love to cook a good meal over an open fire.

It has a smart design, and the loop handle makes it easy to hang the pot up when you're done. Lodge says that the cast iron will offer a lifetime of durability, and many people say they've had their Lodge cast iron gear for decades.

Amazing Outdoor Adventures considers the Lodge Seasoned Cast Iron Deep Camp Dutch Oven to be the best cast iron Dutch oven for camping due to its long history of being made in the United States and the ability of the lid to double as a griddle. The Spruce and Cook Logic also recommend this Dutch oven.

Online reviewers were impressed with how easy it is to clean (as long as you clean the pot immediately after using it) and how helpful the included recipes are. One buyer recommended getting lint-free towels for drying and re-oiling, a charcoal starter, and a lid lifter to avoid burned fingers.

Pros: Can place coals on top for even heating, the lid doubles as a skillet

Cons: Impractical for oven and stovetop uses, too heavy for backpacking

The best Dutch oven for stews

If you rely on stews to warm up during cold weather, then the Cuisinart Chef's Classic Enameled Cast Iron Casserole may be the best Dutch oven for you.

The Cuisinart Chef's Classic Dutch Oven is made of heat-retaining and evenly distributing cast iron and covered with porcelain enamel on both the interior and exterior. The Cast-Iron Round Covered Casserole comes in a variety of styles, including 7-quart cardinal red, 5.5-quart oval Provencal blue, 5.5-quart oval cardinal red, and 3-quart cardinal red.

It is broiler, oven, and stovetop (including induction) safe. It's even dishwasher safe, though we don't recommend it. A good hand washing is always preferable and will help your pot last longer. This Dutch oven is well-loved because it is solidly built, easy to use, and makes excellent stews.

Expert reviewers highly recommend the Cuisinart Chef's Classic Covered Casserole. The Wirecutter said it produced the best stew of all the pots tested, but the testers found it somewhat unwieldy with its heavy weight and small handles. Good Housekeeping also took this Dutch oven for a test drive and gave it four out of five stars for its strong performance.

Some buyer reviews complain about the durability of this unit. One reviewer posted images of the interior enamel starting to chip after two years of use and said that Cuisinart would not honor the lifetime warranty.

Pros: Excellent for making stew, attractive design

Cons: Prone to chipping and durability issues, questionable customer support

The best Dutch oven on a budget

The Lodge Enameled Cast Iron Dutch Oven is ideal for home chefs on a tight budget who want a Dutch oven with a strong track record.

The French have the high-end Le Creuset, and America has the budget-friendly Lodge Dutch oven. In its South Pittsburg, Tennessee foundry, the Lodge family has been casting iron cookware since 1896, making it the oldest family-owned cookware foundry in the country. Despite this rich history, the Lodge Enameled Cast Iron Dutch Oven is actually made in a foundry in China along with all of Lodge's enameled cast iron products (the seasoned cast iron Dutch ovens and pans are still manufactured in the US).

The Enameled Cast Iron Dutch Oven comes in six different sizes, ranging from 1.5 quarts to 7.5 quarts. You can choose from 10 colors, including red, Caribbean blue, and purple. Each is designed to withstand oven temperatures up to 500 degrees Fahrenheit.

Lodge states that the Dutch oven is dishwasher safe, but the company recommends hand washing with warm soapy water after the cookware has cooled. Lodge offers a lifetime limited warranty on this Dutch oven.

Expert reviewers consistently rate the Lodge Enameled Cast Iron Dutch Oven very highly. In The Wirecutter's testing, reviewers found it rivals Dutch ovens that cost four times as much and that it "aced every test" they put it through. The Lodge Enameled was runner-up in Epicurious' tests, too. 

Yet, if you look at buyer reviews, there are considerable complaints about the enamel chipping in transit. Most of these complaints are from buyers whose Dutch oven arrived in its original packaging. 

Pros: Inexpensive, terrific for searing meats, large handles

Cons: Several complaints about the pot arriving chipped

Check out our other great cookware guides

The best electric kettles 

Electric kettles boil water faster than a watched pot on your stove, and the best ones even offer adjustable temperature settings to ensure that the water is just right for your delicate tea leaves. Here are the best electric kettles you can buy: 

• Best electric kettle overall: Krups Savoy Adjustable Temperature Kettle
• Second-best electric kettle: Cuisinart PerfecTemp Electric Kettle
• Best high-end electric kettle: Smeg '50s Retro-Style Electric Kettle
• Best cheap electric kettle: Secura Stainless Steel Double Wall Electric Kettle
• Best ceramic electric kettle: BELLA Electric Ceramic Tea Kettle
• Best giant electric kettle: 4-Liter Zojirushi Electric Kettle

The best cookie cutters 

A great set of cookie cutters makes those delicious holiday treats even more of a pleasure to make and share. These are the best cookie cutters you can buy:

• Best overall: Ann Clark Cookie Cutter Set
• Best on a budget: Winblo 40-Piece Cookie Cutter Set
• Best for Chanukah: Rite Lite LTD Metal Chanukah Cookie Cutters
• Best 3D cutters: 3D Christmas Cookie Cutters Set
• Best indestructible set: Ateco Cookie Cutter Set in Various Shapes
• Best for kids: Wilton 101-Piece Cookie Cutter Set

The best loaf pans

High-quality loaf pans cook your baked goods evenly, release them with little fuss, and are made of heavy-duty materials. These are the best loaf pans you can buy: 

• Best loaf pan overall: Wilton Recipe Right Bread Loaf Baking Pan
• Best aluminized steel loaf pan: USA Pan Bakeware Aluminized Steel Loaf Pan
• Best glass loaf pan: Pyrex 1.5-Quart Clear Basics Glass Loaf Pan
• Best loaf pan with handles: Farberware Nonstick Bakeware Loaf Pan
• Best meatloaf pan: Chicago Metallic Non-Stick 2-Piece Meatloaf Set

• Most airlines let you add your boarding pass to your iPhone Wallet through an app or email.
• With your iPhone Wallet, you can quickly access your boarding pass and use it to get through airport security.
• Visit Business Insider's homepage for more stories.

While going through airport security can be a stressful experience, innovations over the past few years have helped simplify the process. 

Most airlines, and pretty much all legacy carriers (for example United, Delta, and American) have iPhone apps that allow you to check in and digitally retrieve your boarding pass on your phone. 

You can also just check in on the airline's website and choose to have them email you your boarding pass. After that, you can add it to your iPhone's Wallet. 

Then you'll have it just one touch away, all through the security and boarding process. But first you need to know how to add it.

Check out the products mentioned in this article:

iPhone 11 (From $699.99 at Best Buy)

How to add a boarding pass to your iPhone Wallet

Through an airline app

1. Download or update the app for your specific airline and open it.

2. If you've checked in, your itinerary should show up when you open your trip. If you haven't checked in, sign into your reservation using your flight confirmation number and name.

3. Check in to your flight. Once checked in, it should take you to your boarding pass.

4. When you have your boarding pass, you should see a button to "Add to Apple Wallet." Tap on it.

5. It will ask you to confirm the addition. Tap on "Add."

6. It will now be in your Apple Wallet. You can access it through the app, or on your homescreen when it's time for your flight.

From an email

1. Check into your flight either using the airline's website or using an app.

2. If you check in online, make sure you click on the box asking the airline to email you your boarding pass.

3. If the airline sends it directly to your Apple email address, your iPhone should add it automatically to your Wallet.

4. If not, or if you send it to a different email address, open the attachment at the bottom of the checked-in email while viewing the email on your iPhone.

5. Tap "Add to Apple Wallet" from the attachment.

6. It'll ask you to confirm that you want to add it. Tap on "Add."

When you open your Apple Wallet, you'll have a list of all of your boarding passes. Make sure that the appropriate one is selected (your Wallet will keep past boarding passes unless you delete them).

Related coverage from How To Do Everything: Tech:

• How to set up and use Apple Pay on your iPhone to make contactless payments at thousands of stores

• How to find restrictions on an iPhone to customize settings like explicit language and allowed apps

• How to turn on emergency alerts on your iPhone to stay aware of local emergencies and safety warnings

• 'Why can't people hear me on my iPhone?': How to troubleshoot your iPhone's microphones in 4 ways

SEE ALSO: The best iPhone accessories from cases to lightning cables

Join the conversation about this story »

NOW WATCH: Inside the US government's top-secret bioweapons lab

• The best mixing bowls are light enough for easy use, clean up effortlessly, and are designed to last.
• The Cuisinart Stainless Steel Mixing Bowls are our top pick because they're perfect for mixing and can even double as food storage containers, thanks to the tight-fitting lids.

The only way to truly appreciate the magnificence of a good mixing bowl is to try to perform a simple task — like making cookies, tossing a salad, or mixing up some pancake batter — without one. You might be able to get the job done, but it won't be pretty. Perhaps, you just experienced such a situation and that's what brought you here. Welcome. We're here to help.

One of the key considerations when buying mixing bowls is what they are made out of. The most popular options are stainless steel, glass, and plastic. I use stainless steel bowls in my kitchen because they are versatile, lightweight, incredibly durable (I've had the same set for more than a decade), and cost-effective. I recently used mine to create a double boiler for making béarnaise sauce.

Glass is popular because it does not affect the texture, color, or taste of the food. And, depending on the brand, glass bowls are oven and microwave safe. The downside to glass is that it is much more susceptible to breaking and weighs much more than metal or plastic.

Plastic is great because it's virtually unbreakable, lightweight, and cheap. But, plastic has a tendency to absorb strong odors and stain. Plus, you generally don't want plastic to come in contact with hot surfaces or ingredients because it could melt or possibly leach chemicals.

Finally, there are also ceramic (prone to chipping), copper (expensive), wooden (too porous), and silicone (retains odors) mixing bowls that all have their plusses and minuses. However, we did not find any mixing bowls made from these materials that fit our buying guide's quality standards. That may change as we update this guide in the future. If you'd like to learn more about these materials, The Spruce has an excellent rundown of their pros and cons.

In our search for the best mixing bowls, we looked at dozens of different alternatives. Based on what buyers and experts had to say, we narrowed our list to five excellent products that exhibit a track record of strong performance, ease of use, and durability.

Here are our top picks for the best mixing bowls: 

• Best mixing bowls overall: Cuisinart Stainless Steel Mixing Bowls
• Best plastic mixing bowls: OXO Good Grips 3-Piece Mixing Bowl Set
• Best budget mixing bowl: Vollrath Stainless Steel Mixing Bowl
• Best glass mixing bowls: Pyrex 8-Piece Smart Essentials Bowl Set
• Best mixing bowls for grating: Wildone Stainless Steel Nesting Bowls

Updated on 11/4/2019 by Caitlin Petreycik: Updated prices, links, and formatting. Added the Wildone Stainless Steel Nesting Bowls as our top pick for "best mixing bowls for grating." Added related guides. 

SEE ALSO: The best KitchenAid mixers you can buy

The best mixing bowls overall

If you are looking for a set of mixing bowls that can double as food storage, consider the Cuisinart Stainless Steel Mixing Bowls.

The Cuisinart Stainless Steel Mixing Bowls set comes with three high-quality stainless steel bowls with plastic, tight-fitting lids. The large bowl holds 5 quarts of ingredients, has a diameter of just over 10 inches and a height of almost 5.5 inches. The medium bowl is 3 quarts with a diameter of about 8.5 inches and a height of around 4.5 inches. And, the small bowl holds 1.5 quarts of material, has a diameter of 7 inches and is about 3.5 inches tall.

The bowls are refrigerator, freezer, and dishwasher safe, though we recommend hand washing the lids to extend their life.

Cook's Illustrated liked that the bowls have a generous rim and are lightweight, which made them easy to grasp while scraping them clean. The reviewers did note that it was harder for shorter testers to access the contents due to the relatively narrow and tall build. Thoroughly Reviewed appreciated that the lids were airtight, which helped the bowls to perform double duty as food storage.

The only complaints we could find concerned the lids. Some buyer reviews said that lids stopped fitting over time.

Pros: Tight-fitting lids, lightweight, durable

Cons: The lids may warp over time, might not be user-friendly for shorter individuals

The best plastic mixing bowls

The OXO Good Grips 3-Piece Mixing Bowl Set is lightweight and easy to manage with non-slip bottoms and easy-grip handles.

Each of these OXO Good Grips mixing bowls is made of durable BPA-free plastic with grippy bases and handles. The sizes of the bowls are the same as the Cuisinart set above: 1.5 quarts, 3 quarts, and 5 quarts. Each bowl has a wide lip and large spout for easy pouring. And, as with most OXO products, the mixing bowl set comes with a satisfaction guarantee.

The bowls are dishwasher safe, stable, and have a versatile design that is ideal for tossing, serving, and mixing ingredients. The soft, easy-grip handles make it easy to hold the bowl in place while you whisk away, plus, OXO offers a lifetime warranty.

Several expert sites rated the OXO Good Grips 3-Piece Mixing Bowl Set as the best overall mixing bowl. Thoroughly Reviewed liked the non-skid base, the substantial lip for spill-free pouring, and the fact that the heavy-duty plastic is shatterproof.  

Some buyer reviews mention that you should not put these bowls in the microwave (which OXO also points out). 

Pros: Non-skid base, dishwasher safe, lifetime warranty, easy-grip handles

Cons: Not microwave safe

The best mixing bowl on a budget

If you prefer short and wide mixing bowls that you can purchase piecemeal rather than in a set, we recommend the Vollrath Stainless Steel Mixing Bowl.

Unlike the other mixing bowls in our guide, the Vollrath Stainless Steel Mixing Bowl is offered on its own. You do not need to buy a set. It's available in package quantities of one, two, and twelve and sizes ranging from 0.75 quarts to 20 quarts. The  1.5-quart and 5-quart bowls are the most popular options. 

Because each bowl is sold separately, you can create your own ideal set of mixing bowls. Each bowl is made of bright mirror-finished stainless steel. The edges are beaded and feature a wide lip, and they are dishwasher safe.

There are few expert reviews of the Vollrath Stainless Steel Mixing Bowls. Cook's Illustrated liked that the bowls were affordable, broad, and shallow, and that they put the ingredients within easy reach for wide turns of a spatula. The reviewers offered no criticism for these bowls, which received high scores for performance, ease of use, and durability. 

Pros: Inexpensive, shallow and broad design

Cons: Batter may fly everywhere if you are wild with your mixing

The best glass mixing bowls

The Pyrex 8 Piece Smart Essentials Bowl Set is ideal for home chefs who enjoy the versatility of glass bowls in all of the most commonly used sizes.

The Pyrex 8-piece set consists of four mixing bowls and four lids. The bowls are made in the USA of nonporous glass and are designed to stay odor and stain-free. The glass is safe for use in the dishwasher, freezer, fridge, microwave, and preheated oven.

The bowls come in 1-quart, 1.5-quart, 2.5-quart, and 4-quart sizes. Each has a uniquely colored BPA-free plastic lid that can be cleaned on the top rack of the dishwasher. The overall weight of the four containers with lids is about 10.6 pounds, which is much heavier than any of the other sets on our list.

Expert reviewers give the Pyrex bowls high marks. Cook's Illustrated found that the lids kept food well protected, and the bowls didn't break when dropped. However, the testers noted that the bowls were quite heavy. The Wirecutter liked that the set came with all the functional sizes you need, and the bowls are microwave safe. 

We came across a couple of complaints while browsing online reviews. First, the lids can be difficult to put on. Secondly, the largest bowl is rather massive and may be hard for some users to store.

Pros: 2-year warranty, microwave and oven safe, easy to clean

Cons: Heavy, the lids may be hard to use

The best mixing bowls for grating

With the Wildone Stainless Steel Nesting Bowls, you not only get five mixing bowls with lids, but the set also includes three graters.

At first glance, it may seem strange that a set of mixing bowls comes with disc grater attachments that fit into the lids of the bowls. Yet, when most home chefs are grating cheeses, vegetables, or other ingredients, they generally do so over a mixing bowl. The Wildone Stainless Steel Nesting Bowls just make the process easier.

The stainless steel mixing bowls come in .63-quart, 1.5-quart, 2-quart, 3-quart and 5-quart sizes. They each have a lightweight design with a flat base covered in non-skid silicone. Every bowl comes with a lid, which means you can use them for food storage as well. The largest bowl has a removable disc in its lid that fits the included graters. And, unlike the other sets we've covered, these bowls have measurement markings on their interiors. 

We should note that while the bowls are dishwasher safe, the plastic lids and grater attachments should be hand-washed. 

Pros: Measurement markings, non-skid rubber bottoms, comes with three grater discs

Cons: Lids and grater attachments require hand-washing 

Check out our other great cookware guides

The best bread machines 

We combed through hundreds of reviews and ratings from home bakers and experts alike as we searched for the best bread machines. The units we chose can make a variety of different bread types, require minimal user oversight, and have a track record of dependability and performance. These are the best bread machines you can buy: 

• Best overall: Zojirushi Home Bakery Virtuoso Breadmaker
• Best budget bread machine #1: Oster 2-Pound Expressbake Bread Maker
• Best convection machine: Convection Bread Maker by Cuisinart
• Best machine for unique breads: Breville Custom Loaf Bread Maker

The best cookie cutters 

A great set of cookie cutters makes those delicious holiday treats even more of a pleasure to make and share. These are the best cookie cutters you can buy:

• Best overall: Ann Clark Cookie Cutter Set
• Best on a budget: Winblo 40-Piece Cookie Cutter Set
• Best for Chanukah: Rite Lite LTD Metal Chanukah Cookie Cutters
• Best 3D cutters: 3D Christmas Cookie Cutters Set
• Best indestructible set: Ateco Cookie Cutter Set in Various Shapes
• Best for kids: Wilton 101-Piece Cookie Cutter Set

The best loaf pans

If you like to bake bread in the oven or meatloaf is one of your go-to meals, a top-quality loaf pan is a must. These pans are generally 9 inches long, 5 inches wide, and 2.5 inches deep, though the exact measurements vary brand-to-brand. Since the breads, cakes, and other baked goods are so thick, it's crucial that the loaf pan cooks slowly and evenly without burning. With all that in mind, these are the best loaf pans you can buy: 

• Best loaf pan overall: Wilton Recipe Right Bread Loaf Baking Pan
• Best aluminized steel loaf pan: USA Pan Bakeware Aluminized Steel Loaf Pan
• Best glass loaf pan: Pyrex 1.5-Quart Clear Basics Glass Loaf Pan
• Best loaf pan with handles: Farberware Nonstick Bakeware Loaf Pan
• Best meatloaf pan: Chicago Metallic Non-Stick 2-Piece Meatloaf Set

• Moscow's "Golden Mile" is home to some of the city's most expensive real estate.
• Homes cost, on average, $2 million in older buildings and $3.5 million in new construction buildings, according to Sotheby's International Realty.
• Russian government officials, celebrities, and families with "old money" call the area home, according to Sotheby's.
• On a recent trip to Russia, I got a tour of the neighborhood and one of its most prestigious luxury residences, Nabokov, where available condos start at about $3.2 million and the penthouse sold for $19.4 million.
• It was a stark contrast to luxury buildings I've toured in NYC, which are obsessed with offering lavish amenities, from exclusive private clubs to 82-foot swimming pools.
• In Nabokov, the main draw seems to be the privacy and prestige of living on Moscow's Golden Mile.
• Visit Business Insider's homepage for more stories.

Moscow's Golden Mile, a residential area between the banks of the Moscow River and Ostozhenka Street, is home to some of the city's priciest real estate.

Russian government officials, celebrities, and families with "old money" call the area home, according to Olga Novikova of Moscow Sotheby's International Realty. Homes cost an average of $2 million in older buildings and $3.5 million in new construction buildings, according to Sotheby's.

Demand for the area has cooled somewhat in the last five years, Maria Bocharova, the chief marketing officer for Sotheby's International Realty, told Business Insider.

"But many people still want to live there and the popularity and prestige of this area will remain stable for a very long time," Bocharova said.

On a recent trip to Russia, Sotheby's gave me a tour of one of the neighborhood's most luxurious new residential buildings called Nabokov. Here's what it was like.

SEE ALSO: I walked through Moscow's 'Golden Mile,' one of the city's most expensive neighborhoods, and got a glimpse of what most photos don't show you: It's a mix of the old, the new, and the abandoned

DON'T MISS: 6 culture clashes I had as an American woman traveling alone in Russia

Moscow's Golden Mile, a residential area between the banks of the Moscow River and Ostozhenka Street, is home to some of the city's priciest real estate.

Homes cost, on average, $2 million in older buildings and $3.5 million in newly-constructed buildings, according to Moscow Sotheby's International Real Estate, while a set of coveted townhouses start at $22 million.

On a recent trip to Moscow, Sotheby's gave me a tour of one of the neighborhood's premiere luxury buildings, a residential tower called Nabokov.

Nabokov is a six-story luxury building constructed in 2017 by Vesper, the largest luxury real-estate developer in the city.

Named after the Russian writer Vladimir Nabokov, who wrote "Lolita," the building has 15 residences, most of which were designed by Aukett Swanke. The penthouse, which sold for $19.4 million, was designed by Jean-Louis Deniot.

Nabokov's exterior is made of 42,800 pieces of limestone, according to Vesper. Publicity materials describe the building as "inspired by natural colors, shades, and textures inherent in the Russian forests, the frozen waters of the Moskva River, as well as the rich heritage of Russian fashion and traditional arts and crafts."

Buyers of condos in the building are all Russian, according to Vesper.

"Most of our clients are owners of private businesses; several of them are from Forbes lists," Polina Murova, the head of public relations at Vesper, told me. "There are several Russian celebrities and sportsmen."

Most residents are between 30 and 55 years old, Murova said.

The lobby was minimalistic, with a blocky marble reception desk and a butterfly art installation hanging overhead.

The butterflies are a tribute to the building's namesake. Nabokov was famously passionate about and wrote extensively on butterflies.

Upon stepping into a Nabokov residence, I immediately noticed a difference from luxury apartments I've toured in US cities like New York and Miami.

Unlike in the US, most of the condos in Nabokov were not staged with lavish furnishings, but totally empty.

The only decorations were curtains and a few chairs.

The curtains covered floor-to-ceiling windows that offered views of the surrounding neighborhood.

While I'm used to seeing luxury bathrooms adorned with fresh flowers and high-end toiletries, the bathrooms at Nabokov seemed a bit sparse.

The bedrooms were completely empty, aside from curtains.

Only one of the Nabokov condos I visited was partially furnished and decorated.

The kitchen was set up with a coffee machine, coffee cups, and Champagne glasses.

But the bedrooms and bathrooms were, once again, empty and free of decor.

Although I didn't get to see these amenities in person, Nabokov also has private parking and a wellness club with massage rooms for residents.

My tour of Nabokov was completely different from luxury buildings I've toured in New York City.

The first obvious difference was the lack of furnishings throughout most of Nabokov. While only a couple of rooms in one residence were furnished, every single luxury apartment I've toured in New York City has been painstakingly furnished and decorated — often by prominent designers — to make it as attractive as possible while it's being sold.

Another contrast was size. While the priciest and most prestigious New York City condos are often in skyscrapers with dozens or hundreds of residences, Nabokov is more of a boutique building, with only six floors and 15 condos total.

Both Moscow and New York are billionaire cities — Moscow is home to an estimated 70 and New York an estimated 105 billionaires — so it makes sense that both cities would offer appropriately luxurious real estate.

But from the real estate I've seen in Manhattan versus Nabokov, New York is ahead in one key area: amenities. 

It's practically an unspoken requirement that new-construction New York condos be chock-full of lavish amenities. Take 111 West 57th Street, for example, the world's skinniest skyscraper that's nearing completion on Manhattan's Billionaires' Row and selling condos that cost between $16 million and $57 million. When it's finished, the 1,428-foot-tall tower will offer residents access to a 82-foot swimming pool and a massive shared rooftop terrace. 

And nearby Central Park Tower, the tallest residential building in the world, will house an exclusive private club with 50,000 square feet of amenities spread across three floors — including a terrace with a 60-foot swimming pool, a sundeck, and cabanas — and that's in addition to its 179 luxury condos (current prices range from $6.9 million to $63 million).

The amenities at Nabokov, which include massage rooms, a fitness center, and parking, seem to pale in comparison. 

But while these New York City skyscrapers are in bustling Midtown Manhattan, Nabokov can claim a different sort of luxury: privacy and quiet. I found its location in the Golden Mile neighborhood to be quiet and serene, with very little foot or vehicle traffic. 

Wealthy buyers are also getting more bang for their buck in a building like Nabokov than they would in New York, where similar properties are about 10% more expensive, according to Bloomberg.

• Read more:
• I walked through Moscow's 'Golden Mile,' one of the city's most expensive neighborhoods, and got a glimpse of what most photos don't show you: It's a mix of the old, the new, and the abandoned
• In the suburbs of Moscow, 2 winding highways are home to some of Russia's most expensive real estate — and they tell very different tales of the country's wealth
• I toured a gated estate outside of Moscow that was built by the 'Trump of Russia.' From its golf course to the mansions I was forbidden to photograph, it wasn't hard to see its appeal for the country's billionaires.

• Internet speeds a decade ago in the US averaged around 5 Mbps.
• Today in the US, average speeds are closer to 100 Mbps.
• Internet speeds from 2009 are actually fine for general web browsing and even streaming video at decent quality in 2019.
• But for heavy internet users who like 4K video streaming and who download all their apps and software, life with 2009 internet speeds would crawl.
• Visit Business Insider's homepage for more stories.

You probably wouldn't notice much of a difference if you were casually browsing the internet in 2019 with the internet speeds we had back in 2009. 

Internet speeds in the US in 2009 averaged about 5 megabits per second (Mbps), according to the FCC and various other reports. That's totally fine for a Google search, poking around on Amazon, or streaming  a YouTube video at decent quality.

Even watching Netflix on your smart TV would be possible at 2009 speeds. Netflix recommends a 3 Mbps connection for "standard" quality video — easily-achievable in 2009 — and 5 Mpbs for "HD" quality video. Sure, you'd be pushing your home internet connection to the limit, but you could probably stream Netflix and have another family member browse the web at the same time using 2009-era bandwidth.

But, come on, it's the year two thousand nineteen. For many, the internet is the primary source of productivity and entertainment. Things need to be fast and seamless. Websites need to load instantaneously. 4K video is the standard now. That's where 2009's internet speeds start to feel dated. 

If you want to stream video at 4K quality, Netflix recommends 25 Mbps internet speeds. On average, few people in 2009 — if any — would have been able to stream a 4K video on Netflix. Other internet-based services have also swelled in size since 2009, and most people today download apps and software rather than buy shrink-wrapped physical versions.

Red Dead Redemption 2? Please wait 48 hours.

A heavy internet user in 2019 would find internet speeds from 2009 pretty tough. Indeed, as more of us become heavy internet users, we sign up for faster internet services. Average internet speeds in American homes grew from around 5 Mbps in 2009 to 96.25 Mbps in 2018, according to Ookla, the company behind internet speed-testing site Speedtest.net.  (The company didn't have a report for fixed home internet speeds in 2019 yet, but 2018's data should give you the idea that average internet speeds have dramatically increased over the last decade.)

Adobe Photoshop, a one-gigabyte download would take over 35 minutes to download with 2009 speeds. And Microsoft's Office at about three gigabytes would take about an hour and 25 minutes.

At 2018's average internet speeds, Photoshop takes under two minutes to download. And Office takes a little over four minutes. And as for Netflix, Americans can easily stream a 4K video on Netflix on at least three separate TVs with 2018's average speeds, and there's even some bandwidth left over for regular web browsing. 

I just downloaded the video game "Red Dead Redemption 2" (RDR2) on my PC, which was a one hundred gigabyte download. It's an unusually large game, and it took an hour and a half with my 200 mbps internet speeds. With 2009 internet speeds at about 8 Mbps, it would have taken almost 48 hours to download "RDR2." So, I'm not complaining about the hour and a half download over the weekend. 

Internet speeds have come a long way since a decade ago. Had they stagnated in 2009 and remained around 5 Mbps throughout the decade, we'd probably have never seen a 4K option for Netflix or YouTube, and we'd still be buying physical copies of the apps and software we use instead of downloading them. We'd be sharing lower quality photos and videos to friends and family. A lot of what we're used to today would simply not be possible. 

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• Hugo is a San Francisco startup that produces connected meeting notes software.
• Hugo published its book "10X Culture" in October about how innovative companies can focus on the process behind their culture to unleash teamwork and success.
• One tip in the book involves instituting the "4-hour meeting week," in which an employee should have no more than four hours' worth of meetings per week — in other words, at most 10% of their 40-hour work week should be spent in meetings.
• Visit Business Insider's homepage for more stories.

If your work calendar regularly looks like a single dense block of meetings, you may not be using your time at the office efficiently. 

Hugo, a San Francisco startup that produces connected meeting notes software, says your workweek should be composed of four hours of meetings per week at most.

Hugo published its book "10X Culture" in October about how innovative companies can focus on the process behind their culture to unleash teamwork and success. "10X Culture" includes a chapter on the concept of "the 4-hour meeting week." 

The startup manages to employ this 4-hour meeting week strategy itself, even though its business is all about meetings, and even while having employees across time zones in San Francisco, Washington state, and Brazil. 

The logic behind the 4-hour meeting week is that copious, long meetings do not ensure progress, and an organization can move faster when it isn't bogging down its talent with endless meetings.

Here are five ways to implement the 4-hour meeting week, as chronicled in "10X Culture," which was written by Hugo's product marketing and education lead, Rob Lennon, along with cofounders Josh Lowy and Darren Chait.

SEE ALSO: A professor who's spent years studying effective management says some of the best meetings involve almost no talking

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1. Share updates in advance digitally — then, meet only if necessary.

Hugo says that one-fifth of the agendas generated using its meeting notes software have the word "update" in them.

Lennon explains that updates can be a waste of precious meeting time. Updates can be delivered succinctly, in advance, through a few written bullet points.

Furthermore, Lennon suggests that a speaker faces a dilemma when presenting their update: If the update is short, albeit succinct, it risks sounding like the work they have done is insignificant. As a result, the speaker may include more, unnecessary detail in their verbal update to ensure that their progress sounds significant, thereby unnecessarily prolonging a meeting.

The solution: "Have everyone share three bullet points and read each other's notes. Only have a meeting if that surfaces anything to discuss."

2. Make a quick video to share instead of meeting.

Sometimes, you simply have to relay complex or sensitive information verbally. But when every verbal exchange becomes a scheduled meeting, you're at risk for quickly surpassing the allotted four hours per week. 

Lennon suggests making a video when you have something short to share that you would otherwise say in a meeting. This way, you say what you need to aloud, but the people receiving the information can absorb and respond to it at their own pace. Lennon points out that this strategy is particularly helpful when trying to meet with employees across different offices and time zones.

The solution: "If you think the discussion will be less than fifteen minutes, just make a quick video instead."

3. Skip the meeting entirely if you're a manager — get notes instead.

Managers often attend meetings where they are not vitally needed just to stay in the loop.

"It's not that you're a necessary presenter; you're just worried that you might miss an important detail," Lennon writes.

To ameliorate this concern, and to stop wasting time in an endless block of meetings, Lennon suggests enacting a plan for someone in attendance to always write "excellent, high-level meeting notes consistently delivered" to the manager and stored in a centralized, digital location.

The solution: "Skip the meeting, and ask for notes instead."

4. Stay standing — it incentivizes a shorter meeting.

A "stand-up" is a short meeting — so short that you take it standing. Lennon points out that anyone remote tuning in virtually inadvertently turns a stand-up into a sit-down, perhaps to accommodate for a video-conference or phone call. So, keep those meetings standing so they stay short, even if remote workers are tuning in.

The solution: "The point of calling it a stand-up is that you get tired if it goes on too long. So stay standing."

5. Converse in short spurts, as opposed to blocking off meeting time.

"By not blocking off an arbitrary thirty minutes, the discussion gets done in exactly the time required," Lennon writes. He recommends simply setting up meetings as-needed, for only the amount of time you need.

The solution: "By encouraging everyone to work in a more ad hoc manner, meeting times are compressed to the minimum time required."

• Lynn Myrick is a divorce concierge, which she explains is a combination of being a personal assistant and "the calm in the sh-tstorm life has thrown your way."
• She went through a divorce herself, and is now a certified professional life and executive coach determined to help others handle the emotional rollercoaster of going through a divorce.
• Her day-to-day routine consists of meeting with clients to understand their needs, partnering with the legal team at Sodoma Law, assisting clients in handling anything from finding daycare to financial planning, and building out her collection of trusted resources.
• Her advice for others dealing with divorce is to utilize apps to track your note-taking and budget, as well as find ways to practice self-care.
• Click here for more BI Prime stories.

My name is Lynn Myrick and I'm a divorce concierge. When asked to define that title, I like to say that a divorce concierge is "the calm in the sh-tstorm life has thrown your way." It's like having a personal assistant with emotional intelligence: someone to walk with you through the toughest times and help you manage not only the detailed logistics and next steps of your divorce, but also your emotional landscape and how you can and will stay grounded and strong. 

For some, this may mean connecting them with a financial planner or therapist. For others, I act as more of an accountability partner and coach who helps them set goals and expectations for how to weather the emotional storm, and figure out what their new life will look like after divorce.  

Whether you've been directly impacted by a divorce or stood by as a friend dealt with their own, you know that it can be tough. For most people, life as they know it is about to change forever. 

Generally, once people find out what I do and how I can help, they say, "I wish that existed when I went through my divorce!" It may sound cliché and self-promoting to say that everyone who has made the decision to separate and divorce can benefit from a divorce concierge. But, at the end of the day, my job is ultimately to provide support — and who couldn't use a little more support in their life?  

Divorce concierge is a fairly new career option, and for me, the role is a bit of career serendipity. Looking back, the breadth of my knowledge across industries combined with my unique personal experiences made the decision to accept the role a natural extension of my skill set and personal preferences. One of the things that makes me qualified for this role? You guessed it — a divorce of my own! After all, who else would really know what it feels like, and who better to lead you, than someone who has been there, done that, and gotten the t-shirt?  

I went through a divorce in 2005 and, well, it is not a particularly fond memory. The emotional rollercoasters, the divisiveness inherent in the "mine, yours, and ours" debate, including the children and visitation schedules — the list goes on and on and we haven't even started talking about the laws, logistics, and planning it takes to actually just get a divorce. 

It is exhausting.  The memories from that period in my life only serve to embolden the passion I have for helping others going through the same thing. I know that the culmination of everything I have learned, lived, and loved in my lifetime has brought me here, to be able to coach people through tough times to find their inner strength, especially through divorce.  I approach every person with the goal of leaving them better than when I found them.

In college, I studied psychology and business; this instilled in me the value of understanding human behavior and what it takes to run a business (and yes, those two are intertwined). Following graduation, I started two nonprofits to help underprivileged families and teens. This taught me how to support and help people from all walks of life. I started a financial planning firm that taught me the value of proper planning in the area of finances that would lead to a happy and healthy relationship with money. And most recently, I became a certified professional coach and started a life and executive coaching practice that has not only taught me that everyone on this planet flourishes with the balance of personal goal setting and accountability, but also that as an entrepreneur I can use my strengths and talents in a powerful way to serve people.

There's no such thing as an "average" day for a divorce concierge, because each client is different

So, what does a day in the life of a divorce concierge look like?

Generally speaking, most people find themselves on my doorstep by means of their attorney. My first priority is to schedule a short initial meeting with the goal being to get to know one another and get an idea of what needs that person may have moving forward. In these cases, having seamless communication with the legal team at Sodoma Law is essential. There is a fine art to carefully transitioning a client between their legal and concierge services. My goal is to serve each person in the best way possible for their individual situation, staying in line with our firm's motto of providing a "divorce well done."  

When it comes to the logistics, each plan is tailor-made for that person's unique situation. This may include referrals to nanny services, movers, accountants, counselors, and other professional services. When I'm not working one-on-one with my clients, I'm out in the community building our collection of trusted resources to ensure that each person receives the dedicated support that they need. While we are working through the logistics, I get to support each client through the emotional battles as they arise as well. Each day is a new day, and each conversation is a chance to make a difference.

My advice for others navigating the trials of divorce

There are a lot of tools out there that can be helpful to people who are navigating divorce. In fact, there are so many it can be hard to know where to start. 

That's where I come in. While it's important to keep in mind that not everything works for everyone, there are a few tools and tips I recommend to my clients. 

I recommend clients stick with something simple like QuickBooks or Mint for budgeting and tracking finances. Nerd Wallet is another great resource for people who are navigating new financial territory. 

For journaling and note-taking I like Evernote, which offers both a free and paid platform. It is a great resource for day-to-date note taking, setting goals, tracking habits, and more. If Evernote isn't for you, consider using OneNote or Simplenote. I even worked with one client who loved to use the stock note-taking app on his phone — what was important is that it worked for him. 

Journaling during a divorce is important because it allows individuals to be able to look back on decisions they've made, and it can be cathartic when it comes to sorting through our emotions. 

Another reason you may want to journal during a divorce is simply to keep track of everything that is happening. What documents did you collect today? How was the meeting with your attorney? What are you looking forward to, or most afraid of? Writing these things down enables us to keep a detailed record, reflect on where we have been, and make decisions about where we are going as we move forward. 

Setting goals and expectations is important, but tracking them is even more so. Using a free calendar app like Google Calendar will help you plan for next week, next month, and next year. It can also help you create benchmarks and set reminders. Often times, when going through a divorce, the goals and expectations people set are as different as they are.

For some people, it may be tracking their water intake or daily exercise. For others, it may be setting a goal to update their resume, or apply for five new jobs a week. Likewise, if you've set new expectations for your personal growth, such as leading a healthier lifestyle, keep yourself accountable by keeping a list of those expectations and checking in with yourself on a weekly or monthly basis to see how you are progressing. Ultimately, these goals and expectations are paving the way to the new you and what your life will look like post-divorce. 

Another strategy I always recommend people employ is to revisit, regroup, and reestablish their personal non-negotiables. As the name indicates, non-negotiables are things that you do every single day, without negotiation. These non-negotiables will help as you lay the framework for setting new boundaries and managing expectations as you move forward into the next chapter of your life post-divorce. During a time when it can feel like everything around you is changing, these non-negotiables are an anchor to keep you grounded. 

Maybe you want to unplug — your non-negotiable might be to turn off all electronics one hour before bedtime. Maybe you want to get back into a healthy exercise routine, and you commit to walking for 30 minutes after lunch every day. For many of my clients, daily journaling falls into this category as well. To ensure you stick to your plan, you can use something as simple as a piece of paper to create a habit tracker or you can download an app like Momentum Habit Tracker, Habitica, or Habitify for easy access on the go. Many apps include alarms and notifications that you can set to remind yourself to check in. 

Managing our emotions, expectations, and reactions can often be the hardest part of a major life change. My advice is to not slack on self-care. Whether you treat yourself to an afternoon at the spa or golf course, take a mini-vacation, or just schedule time to relax with family and friends, it's important. Acknowledging your emotions, working through them, and resetting expectations can be hard, but it is essential to your healing and growth.  

I always remind everyone I work with of one universal piece of advice: Don't focus on the past, and don't be overwhelmed by the present — concentrate on pushing forward into your incredible new future. The next chapter in your book is waiting to be written, and you hold the pen. 

SEE ALSO: I spent 5 years studying more than 100 working parents across the globe. There are 3 steps every successful couple takes to properly balance work and life.

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• You can sell your unwanted items on eBay in a few simple steps. 
• You can sell items on eBay either via an auction to the highest bidder or by setting a static "Buy It Now" price. 
• eBay charges fees based on a percentage of the sale price for every item you sell. 
• Visit Business Insider's homepage for more stories.

Many of us are guilty of buying way too much stuff that we never end up using. While it's great to donate unwanted clothes, shoes, and other items to charities when possible, for items that are newer or of higher value, it might be worth making a few extra bucks by listing them for sale on eBay. 

Listing items for sale on the site is a relatively straightforward process and you have the option of sending your stuff to auction, where it will sell to the highest bidder, or setting a static "Buy It Now" price where buyers must pay that set amount to purchase your item. 

Here's how to get started so you can start raking in some extra cash. 

How to sell items on eBay by listing them on the site

1. Log into your eBay account at https://www.ebay.com or make an account if you don't already have one. 

2. Click "Sell" in the upper right-hand corner of your screen.

3. On the next page, begin by entering information on the item you're selling. This will help eBay determine which category your item should be listed in. 

4. Click on the suggested category that most fits the item you're selling. You will then be taken to the listing page. 

5. Under "Listing details," enter as much information about your item as possible, from size to color to condition. You should also upload as many detailed photos of your item as possible on this screen. Note that while not all categories are mandatory, those that are are are marked with an asterisk ("*") symbol. 

6. When you've added all the details about your item, click "List item."

Your item will then be listed for sale on the eBay site. 

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• Joe Ricketts is the founder, former CEO, and retired chairman of online brokerage TD Ameritrade.
• The following is an excerpt from his book, "The Harder You Work, The Luckier You Get."
• In it, he describes how his first job at age eight — assisting a janitor in town — helped him discover that he had a "talent for work."
• He didn't have a formal training in marketing, never went to business school, and had no background in tech. But this talent for work — and hopefulness that the right opportunity would come along — led him to innovation.
• Visit Business Insider's homepage for more stories.

When I look back on the success that my company, Ameritrade, was able to achieve, and I try to identify the ingredients that let me, personally, found such a company — well, they're not what people would expect. Ameritrade became known as the disruptive company that busted open the clubby old world of investing with cutting-edge technology, but I had no background in tech. I only got my first computer because my son said I should have one on my desk. It was years before I started to use it.

I had no formal training in marketing, either. I never went to business school. So, what was I drawing on when a small group of mainly stockbrokers and accountants in Nebraska set out to found a business that would change investment for the world? 

I'll say again: It's not what people expect.

When I was around eight years old, the janitor who worked in the courthouse in Nebraska City called to speak to my parents. His assistant was on vacation, he explained, and he had observed me in town and judged me to be an enterprising young man, mild-mannered, reliable, and obedient. He asked my parents if I would be interested in assisting him in the afternoons for a couple of weeks.

My mother told me, "You ought to be proud of yourself, Joe, because he called and asked specifically for you. He wants you to work for him because you look like a person of worth. Take the job and prove to him that you are."

After that, throughout my school years, I almost always had a job — first a paper route, then a position as a clerk at the grocery store. I was a carryout boy, and stocked shelves and swept floors, and I enjoyed it. If a skill is something you have to learn, and a talent is a gift you are given, then working — liking to work — was part of my talent. Depositing my wages at the savings bank, I loved seeing the money add up, watching it grow by two, three, four, eight dollars. To work, to make money, to watch it grow — that was my secret thrill. None of my friends were doing it. School was not exciting like that.

If you had asked my wife, Marlene, who met me in high school, she would have told you that I seemed like the other young men, except more of a dreamer, imagining myself in charge of the businesses where I cleaned or clerked. Slowly, as I left college and took my first full-time jobs, that dream grew. I wanted my own business to run. I wanted to give it everything I had, make a big success, and build something that would last for myself, my children, and the people who worked for me. But for years, into my 30s, even the chance to try seemed out of reach. I had no money to start a business. 

The closest I could get was becoming a stockbroker, paid on commission based on my own ideas and efforts. But I became a stockbroker at precisely the wrong time. The go-go 1960s had ended, we had back-to-back bear markets, and I barely made enough for my family to get by. My wife used to ask me, "Joe, wouldn't you be happier selling paint at Sears?" She meant a regular job with a reliable wage.

And then a change came. The government, which had always regulated the commissions that stockbrokers could charge, decided to allow free negotiation of what the commissions would be. That meant that traditional stockbrokers, like me, were going to make even less money for the same effort. But it also meant that it might be possible to start a new kind of brokerage, one that offered a much lower price for a trade. One stockbroker colleague of mine saw it the same way I did: Why should we stay at a full-service broker and lose the customers who want a lower price? Why not become the new brokers who get to welcome those customers? 

Those were the ingredients. I had a talent for work. I was raised to believe that work was a chance to prove your worth and build something lasting for your family and your employees. And I held out for a big opportunity to do just that, even though it didn't come along for years. 

The rest I learned on the job.

Copyright © 2019 by Joe Ricketts. From "The Harder You Work, the Luckier You Get: an Entrepreneur's Memoir," published by Simon & Schuster. Reprinted by permission.

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• It's possible to cancel a bid on an eBay item if you've done so in error. 
• eBay doesn't allow bid cancelation in all cases — conditions do apply. 
• Canceling an eBay bid means you will need to bid again if you're still interested in the item. 
• Visit Business Insider's homepage for more stories.

eBay is a fantastic online marketplace, especially when you collect items that are vintage, hard to find, or simply not as plentiful as you'd like in your local area. 

The site allows users to sell everything from musical instruments to clothes to cars, making it possible to find even the most obscure items with just a few clicks. If you're the highest bidder, these items can be yours. 

But what happens if you want to cancel a bid you've made? 

While generally speaking, bids on eBay are binding and you will be required to pay for the item in question if you win it, there are cases in which eBay will allow you to retract a bid you've placed. 

For instance, maybe you entered your maximum bid as $100 instead of $10, or the item's description has changed considerably and you're no longer interested in it. You can also cancel a bid if you've been unable to reach the seller by phone or an email to the seller was returned as undeliverable. 

Besides the reasons listed above, you can also cancel a bid on an item if there are 12 hours or more left before the listing ends. However, if the listing is ending in less than 12 hours you can only cancel your most recent bid placed in the last hour. 

If your bid meets those requirements, here's how to cancel it. 

How to cancel a bid on eBay

1. Log into your eBay account. 

2. Click "Help & contact" in the menu bar at the top of the screen and, in the search box that appears on the following screen, type "retract bid." 

3. Click on the "Retracting a bid" help page and then click the blue "Retract a bid" button, then "Get started" on the next page. 

4. Select the item you want to retract your bid from and click "Continue." 

5. From the drop-down menu which appears, select your reason for canceling your bid and click "Continue" again before clicking "Retract bid." 

It should be noted that you can access the bid retraction page directly by clicking on this link. From there, you'll simply need to enter the item number as well as your reason for the retraction before clicking "retract bid."

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• You can refund a game purchased on Steam if you request the refund within two weeks of purchase, and have played the game for less than two hours total. 
• When your game is refunded, it will be removed from your Steam library, and you'll receive the full value of your purchase back.
• Visit Business Insider's homepage for more stories.

One of the problems with video games is that it's hard to know if we'll like a game until we buy it and play it. That's why it's a good thing that Steam, the biggest digital game retailer around, offers refunds for purchases you're not satisfied with. 

If you're unlucky enough to experience buyer's remorse early in your gameplay experience, Steam will painlessly return your money. All you have to do is submit a request, and the game will be taken out of your library, and your money will be refunded.

However, there are limits to how long you can have a game before returning it. To return a game, you can't have owned it for more than two weeks, and you can't play it for more than two hours total. If you try to return a game outside of these limits, there's a good chance your request will be rejected.

And when it comes to the two hours of playtime, Steam counts every second the game application is open as playtime. The timer runs even when the game is minimized or paused — something to keep in mind if you're on the fence about trying to fix the game or refund it early in your experience. 

Check out the products mentioned in this article:

Steam Gift Card (From $20 at Best Buy)

MacBook Pro (From $1,299.99 at Best Buy)

Lenovo IdeaPad 130 (From $299.99 at Best Buy)

How to refund a game on Steam

To demonstrate, I'm going to purchase a copy of the game "Bad Rats" and refund it. 

1. Make sure the game has less than two hours of playtime, and you haven't owned it for more than 14 days, or two weeks. Steam will show you the time you've played the game for when you select it in your library.

2. At the top of the Steam app (or the top of your screen on a Mac) there should be a "Help" option. Select it, then select "Steam Support."

3. Steam Support will list your most recently purchased games. Instead, scroll down to "Purchases" and click it, and then select the product you want to refund from the page that appears.

4. Choose "I would like a refund." Steam will offer to either add the value of the game to your Steam Wallet, or to refund the transaction from the payment method you used.

5. Steam asks you to list a reason you're requesting a refund. Select your reason from the drop-down box.

6. Steam will issue you a reference code, and email you with the results of your refund request. In my case, the time between Steam receiving my request and issuing my refund was 59 minutes.

If you fall outside the time frame for a refund, you can still submit a refund request for the Steam Support staff to look over. However, it's unlikely you'll be compensated.

Related coverage from How To Do Everything: Tech:

• How to share games on Steam with anyone on a single computer, or on another computer anywhere in the world

• 'Can you gameshare on a Nintendo Switch?': Yes, you can — here's how to share a downloaded game with a friend

• How to gameshare between two PlayStation 4 consoles with Sony's 'Share Play' feature

• How to appear offline on an Xbox One, and adjust who can see your online status

SEE ALSO: The best keyboards you can buy

Join the conversation about this story »

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• You can return an item on eBay if your purchase arrives defective, damaged, or does not match the online description. 
• eBay's Money Back Guarantee ensures refunded items in most cases, although there are certain timelines and requirements that buyers and sellers must follow. 
• Visit Business Insider's homepage for more stories.

So that vintage T-shirt you ordered off eBay wasn't in quite so "excellent" condition after all? Or maybe the record player you bought arrived with a broken turntable. 

Luckily, you should be able to return those items with no problem.   

eBay's Money Back Guarantee ensures you will be refunded if you return an item that didn't match its description, or arrived defective or damaged. You'll likely have to request a return within 30 days of receiving the item — or longer if the seller has an extended return window. 

If you simply regret a purchase, then it's up to the seller whether or not your return will be accepted. Sellers have three days to attempt to resolve an issue before eBay gets involved. 

Either way, here's how to return an item you bought on eBay.

How to return an item on eBay

1. Log into your eBay account and click on "My eBay" at the top right corner of the screen.

2. On the dropdown menu, click "Purchase History."

3. Find the item you wish to return, then click "Return this item."

4. On the next screen, type in a note about why you want to return it and select a reason from the dropdown menu.

5. Click "Request a return."

Now you have to wait until the seller decides whether or not to accept your return request. 

If they don't but you think you deserve a refund due to the condition of the item bought, you can contact eBay and request help with the return if it's within 30 days of your purchase.

Related coverage from How To Do Everything: Tech:

• How to sell items on eBay and make extra money off of things you no longer need

• How to list and sell items on Facebook Marketplace, Facebook's version of Craigslist

• You can use most credit cards on PayPal – here's how to add a card and link it with your account to make purchases

• How to contact PayPal if you have an issue with your account, in 2 different ways

SEE ALSO: The best laptops you can buy

Join the conversation about this story »

NOW WATCH: Apple just revealed its AirPods Pro for $249, which feature noise cancellation. Here's everything that was wrong with the $159 pair of the wireless headphones.

• Billionaires including Mark Cuban, Marc Benioff, Ray Dalio, and George Soros have publicly called for the United States to raise taxes on the wealthy.
• Soros was part of a group of 18 ultra-wealthy Americans who published an open letter in June asking presidential candidates to support a moderate wealth tax.
• A wealth tax like the one proposed by presidential candidate Sen. Elizabeth Warren would make ultra-wealthy Americans pay the federal government a small percentage of their net worth each year.
• Here's a running list of the most high-profile, ultra-wealthy Americans who have requested a wealth tax since 2017.
• Visit Business Insider's homepage for more stories.

Some of America's wealthiest people are campaigning for a tax hike on the ultra-wealthy.

Billionaires from Warren Buffett to George Soros have proposed a wealth tax as a way to combat America's growing wealth gap and fund health care and education initiatives. In June, a group of 18 ultra-wealthy Americans, including Abigail Disney and members of the Pritzker and Gund families, published an open letter asking presidential candidates to support a moderate wealth tax. 

Politicians, too, are rolling out proposals on this front: A wealth tax like the one proposed by presidential candidate Sen. Elizabeth Warren would make ultra-wealthy Americans pay the federal government a small percentage of their net worth each year. And in September, Bernie Sanders unveiled a wealth tax plan that is even more aggressive than Warren's.

These politicians' and billionaires' calls for a tax on the ultra-wealthy come as the divide between America's rich and poor continues to expand. In 2018, income inequality in the US reached its highest level in more than half a century. The ultra-wealthy actually paid a smaller portion of their income in taxes than average Americans in 2018, an analysis of tax data by the University of California at Berkeley's Emmanuel Saez and Gabriel Zucman found.

While the idea of using a wealth tax to solve America's inequality problem has gained traction in recent years, proposals have been hampered by questions over the effectiveness and the constitutionality of such a tax, Business Insider previously reported.

Keep reading to learn more about some of the most high-profile billionaires and multi-millionaires who have publicly supported raising taxes on the 1%, listed in chronological order.

Are you a multi-millionaire or billionaire with thoughts on wealth taxes? Contact the reporter via encrypted messaging app Signal at +1 (646) 768-4725 using a non-work phone, email at trogers@businessinsider.com, or Twitter DM at @TaylorNRogers. (PR pitches by email only, please.)

SEE ALSO: Former billionaire Michael Novogratz says it's 'insanity' that his billionaire friends feel like 'victims' of Elizabeth Warren's proposed wealth tax

DON'T MISS: You now need to make more than $500,000 a year to be in the 1% in America, new study shows — and that's the highest it's ever been

Dallas Mavericks owner Mark Cuban proposed taxing the wealthy to offset cutting payroll taxes in a November 2017 tweet.

Tweet Embed:
//twitter.com/mims/statuses/934132414644973568?ref_src=twsrc%5Etfw
Lol. I don't like the proposed tax cuts. I think we should cut payroll taxes so everyone with a job gets a raise and make it up via other taxes on people like me and spending efficiencies https://t.co/OQeSRZt3S7

Now best known for his appearances on ABC's "Shark Tank," Cuban built a $4.1 billion fortune through a lifetime of business deals, including the $5.7 billion sale of Broadcast.com, and his ownership of the Dallas Mavericks, Business Insider previously reported.

Bill Gates has said he's paid over $10 billion in taxes over his lifetime — but he doesn't think that's enough.

"I need to pay higher taxes," Gates said in a 2018 interview with CNN's Fareed Zakaria. "I've paid more taxes, over $10 billion, than anyone else, but the government should require people in my position to pay significantly higher taxes."

Gates hasn't expressed support for a specific tax proposal, unlike many of the other ultra-wealthy Americans on this list, however.

On CNBC's Squawk Box, Warren Buffett said raising billionaires' taxes is the best way to help “a guy who is a wonderful citizen” but “just doesn’t have market skills."

"The wealthy are definitely undertaxed relative to the general population," Buffett said on CNBC's "Squawk Box" in February.

Buffett has suggested that Congress expand income tax credits for low-income Americans, raising taxes on high earners in the process, CNBC reported.

Former Starbucks CEO Howard Schultz said he "should be paying higher taxes” at a CNN town hall in February, but called Rep. Alexandria Ocasio-Cortez's proposed 70% marginal tax rate for millionaires “punitive.”

Schultz built a $3.8 billion fortune running the coffee chain, Business Insider previously reported. While Schultz left Starbucks in 2018, he still owns more than 37.7 million shares — or roughly 3% — of the company's stock.

When asked if the wealthy should pay more in taxes on 60 Minutes in February, billionaire hedge fund manager Ray Dalio replied, "Of course."

In the 60 Minutes segment, Dalio said he thinks the American dream is lost and referred to the wealth gap as a "national emergency."

Dalio, 70, founded his hedge fund, Bridgewater Associates, in his apartment in 1975, Business Insider previously reported. It now has $150 billion in assets under management. Dalio has a net worth of $18.7 billion, Forbes estimates.

Abigail Disney, the granddaughter of The Walt Disney Company co-founder Roy Disney, has made a name for herself as one of the biggest advocates for closing America's wealth gap.

The granddaughter of The Walt Disney Company cofounder Roy Disney has made a name for herself as one of the company's most outspoken critics. The 59-year-old heiress has criticized the salary of Disney CEO Bob Iger and defended Meryl Streep after she called Walt Disney a "bigot," according to CNN Business.

Disney has a net worth of $120 million, she said in July. "The internet says I have half a billion dollars and I might have something close to that if I'd been investing aggressively," Disney told the Financial Times.

Disney was one of 18 ultra-wealthy Americas to sign an open letter in June asking presidential candidates to support a moderate wealth tax. The letter isn't the first time that Disney has spoken out about tax reform. Disney criticized the 2017 Republican tax bill in a NowThis video, saying the bill unfairly benefited the wealthy.

Heiress Agnes Gund and her daughter Catherine Gund also signed the wealth tax letter.

In 2015, Forbes estimated that the Gund family had a net worth of $3.4 billion and ranked them among the 100 wealthiest families in America.

Agnes Gund, 81, used the fortune she inherited from her father, the president of an Ohio-based bank, to become a noted philanthropist in arts and social justice, according to The New York Times. Agnes Gund received the National Medal of the Arts in 1997 from President Bill Clinton for her work, which included serving as the president of the Museum of Modern Art in New York.

Catherine Gund, 54, is an Emmy award-winning film director and producer. Gund founded non-profit production studio Aubin Pictures in 1996, according to her biography on the studio's website.

The Gunds weren't the only family who signed the letter together. So did Facebook cofounder Chris Hughes and his husband, political activist Sean Eldridge.

Hughes, 35, is a cofounder of Facebook. He left the social network in 2007 to become the online organizer for Barack Obama's first presidential campaign. Despite calling for Facebook to be broken up in May, Hughes has a stake in the company worth $850 million, Newsweek reports.

In 2016, Forbes put Hughes' net worth at $430 million.

Eldridge, 32, is a political activist and former congressional candidate in New York, according to Vanity Fair. Eldridge was born in Canada.

Ian and Liesel Pritzker Simmons signed the letter together.

"This is really a conservative position about increasing the stability of the economy in the long term and having an efficient source of taxation," Simmons told the Associated Press in October.

Simmons, 44, serves as the cofounder and principal of impact investing firm Blue Haven Initiative alongside his wife and fellow signatory Liesel Pritzker Simmons, according to the firm's website. Simmons is the heir to a family fortune that stems from the construction of locks on the Erie Canal, according to Forbes.

Pritzker Simmons, an heiress to the Pritzker family fortune, has a net worth of approximately $600 million, according to a 2013 Forbes article. Simmons, now 35, is also a cofounder and principal of Blue Haven Initiative.

As a child, she starred in several big-name Hollywood productions, including "A Little Princess" and "Air Force One," alongside Harrison Ford. In 2002, Forbes reports, she sued her father and the Pritzker family and came away from it with a $500 million payout.

Simmons called retired Massachusetts real-estate developer Robert Bowditch and convinced him to sign the letter, too.

"Charitable giving by itself simply cannot provide enough money to support public goods and services, such as public education, roads and bridges, clean air," Bowditch told the Associated Press in October. "It has to be done by taxes."

Bowditch, 80, has previously advocated for raising taxes on the wealthy: In 2010, he signed an open letter to President Obama asking him to allow tax cuts for millionaires to expire, according to a CBS affiliate in Boston.

Billionaire financier George Soros signed the letter with his son, Alexander Soros.

According to his personal website, Alexander Soros, 34, serves as deputy chair of the Open Society Foundations, a nonprofit founded by his father.

George Soros told The New York Times' Andrew Ross Sorkin he supports a wealth tax even though it creates "a moral problem" for him.

"I am in favor of taxing the rich," George Soros, 89, told The Times' Andrew Ross Sorkin in October, "including a wealth tax. A financier makes people suspicious ... and it does create a moral problem for me. As I became so successful, it basically put a self-imposed constraint on me that actually interfered with making money."

The philanthropist made his fortune running Quantum Fund, which was once the largest hedge fund in the world. Soros has a net worth of $8.3 billion, Business Insider previously reported.

Investor Nick Hanauer believes a wealth tax would be good for America's economy.

"A wealth tax would not just be fair, it would be pro-growth," Hanauer wrote in an essay advocating for a wealth tax published in Business Insider. "And don't let the trickle-downers tell you otherwise."

Hanauer, 60, was an early investor in Amazon, according to his personal website. Business Insider previously reported that Hanauer is a longtime critic of America's income inequality.

Business Insider's Rich Feloni previously reported that Hanauer has said he's not a billionaire, but that, as both he and his wife have signed The Giving Pledge, their combined net worth at least approaches the $1 billion threshold.

Heiress and attorney Molly Munger told the Associated Press that seeing empty Newport Beach mansions from her family's boat on Memorial Day made her consider a wealth tax.

"It's just too much to watch that happen at the top and see what is happening at the bottom," Munger told the Associated Press in October. "Isn't it a waste when beautiful homes on the beach are empty for most of the summer?"

Munger, 71, is the oldest daughter of Berkshire Hathaway vice chairman Charlie Munger. Munger is a Harvard Law graduate who works as a civil rights attorney in Pasadena, California, according to the Los Angeles Times. In 2012, she advocated for a tax hike in California to boost funding for the state's public schools.

Billionaire philanthropist Eli Broad wrote an op-ed in The New York Times in June 2019 advocating for a wealth tax, saying American capitalism "isn’t working."

Broad doesn't believe that his philanthropic work and other policies including a $15 minimum wage, expanding access to health care, and reforming public education are doing enough to help low-income Americans, he wrote in The New York Times.

"It's time to start talking seriously about a wealth tax," Broad wrote in The Times. "I simply believe it's time for those of us with great wealth to commit to reducing income inequality, starting with the demand to be taxed at a higher rate than everyone else."

Broad built a $6.8 billion fortune after cofounding home builder Kaufman & Broad, according to Forbes.

Salesforce co-CEO Marc Benioff proposed a wealth tax in an October New York Times essay.

"Local efforts — like the tax I supported last year on San Francisco's largest companies to address our city's urgent homelessness crisis — will help," Benioff wrote in  The New York Times on October 14. "Nationally, increasing taxes on high-income individuals like myself would help generate the trillions of dollars that we desperately need to improve education and health care and fight climate change."

Benioff built a $6.5 billion fortune after founding software developer Salesforce. Benioff currently serves as the company's co-CEO.

• Kanye West finally released his long-anticipated album, "Jesus is King," on October 25.
• Not long after, Variety reported that West and his equally mega-famous wife, Kim Kardashian West, expanded their Hidden Hills compound by 1.5 acres with the purchase of a nearby $2.98 million ranch.
• West also topped Forbes' list of the highest-paid hip-hop artists this year, with 2019 earnings of about $150 million and an estimated net worth of $240 million. Kardashian West has annual earnings of $72 million and an estimated net worth of $370 million, Forbes reports.
• The pair puts much of their wealth toward building up their real-estate portfolio. They currently share a mansion in Hidden Hills, a luxury condo on Miami Beach, and a sprawling ranch in Wyoming.
• Visit Business Insider's homepage for more stories.

Kanye West, this year's highest-paid hip-hop artist, according to Forbes, released his widely anticipated new album, "Jesus is King" on October 25— and it will almost certainly boost the millionaire rapper's already sizable personal fortune.

Just days after the album dropped, Variety reported that West and his equally famous wife, Kim Kardashian West, expanded their Hidden Hills compound by 1.5 acres with the purchase of a nearby $2.98 million ranch.

The impressive property is just one piece of the real-estate portfolio the pair has amassed over the years.

Earlier this year, West splashed out on a $14 million ranch in Wyoming. The ranch reportedly spans 1,400 acres of land about 75 miles east of Yellowstone National Park.

West even tried his hand at real-estate development, attempting to build an affordable housing complex on his 300-acre property in Calabasas, just across Ventura highway from the pair's mansion in Hidden Hills. West also gifted Kardashian West a $14 million condo on South Beach, and they were previously attached to a Soho apartment currently for sale at a steep discount. 

A representative for West didn't immediately respond to a request for comment from Business Insider.

Keep reading for an inside look at the couple's luxurious properties.

SEE ALSO: Kanye West just bought a $14 million Wyoming ranch. Take a look at the massive property that comes with a saloon, an events venue, and a shooting range.

DON'T MISS: Kim Kardashian and Kanye West's former Soho apartment just hit the market for $4.7 million. Take a look inside.

Kanye West and Kim Kardashian West will make a combined $222 million this year alone and are collectively worth over $500 million, according to Forbes. Their high net worths allow them to dabble in the luxury real estate market.

Source: Forbes, Forbes, Forbes

In September, TMZ reported that West bought a $14 million ranch in Wyoming, 75 miles east of Yellowstone National Park.

Source: TMZ, Business Insider

Known as Monster Lake Ranch, the property is said to span more than 1,400 acres.

Source: TMZ, Business Insider,  J. P. King

The ranch features a restaurant and saloon, horse barns, and a state-of-the-art shooting range.

Source: Business Insider, J. P. King

In an interview with Jimmy Fallon, Kardashian West said she envisions spending summers and weekends there. She's already given a glimpse of the ranch on Instagram.

Instagram Embed:
//instagram.com/p/B2hs3SQgu9_/embed
Width: 540px

Source:Insider

That isn't the pair's only vacation home. Last winter, West bought a $14 million condo in the luxurious Faena House on Miami Beach as a Christmas present for his wife.

Source: Business Insider

The four-bedroom, 4,700-square-foot South Beach condo has floor-to-ceiling windows and a wraparound terrace.

Source: LA Times

West is also interested in becoming a developer. Earlier this summer, he attempted to create an affordable housing development on 300 acres of his land in Calabasas.

Source: The Real Deal

He built "Star Wars"-inspired domes, but didn't have the necessary permits. As a result, the city of Los Angeles asked him to secure the permits or tear down the structures. West maintained that they were temporary prototypes but agreed to tear them down.

Source: Insider

"I'm going to be one of the biggest real estate developers of all time, like what Howard Hughes is to aircraft and what Henry Ford was to cars," West told Charlamagne Tha God in a 2018 radio interview. "Anybody who's been to any of my cribs knows that I'm super into developing homes."

Source: Kanye West/YouTube

West and Kardashian West bought a home in Hidden Hills for $20 million in 2014. They then spent four years and another $20 million renovating it. The home is worth $60 million now, according to Kardashian West's mom, Kris Jenner.

Source: E! Online, People, Kris Jenner / Twitter

The mansion is their primary residence and spans 15,667 square feet. The couple has always been particularly private about showing the home on social media, but Kardashian West filmed an installment of Vogue's "73 Questions" series at the home in April 2019.

Source: Vogue/YouTube,Insider

In the video, Kardashian West described their monochromatic, airy space as "a minimal monastery."

Source: Vogue/YouTube, Business Insider

The video showcases unbelievable features like flat sinks and floor to ceiling windows that bring in incredible natural light.

Source: Vogue/YouTube,Insider

Right after West's new album dropped at the end of October, Variety reported that the couple expanded their Hidden Hills compound by purchasing a nearly $3 million ranch-style home on 1.49 acres.

TMZ reported that, per their sources, the Kardashian-Wests "plan to transform their combined properties into guest homes, a spa retreat, and essentially ... a private farm for the kids."

Source:Variety, Business Insider

The couple previously lived in a 9,000-square-foot Bel Air mansion bought in 2013 for $11 million. They sold the home in 2017 for $17.8 million to Ukrainian billionaire Marina Acton. She later sold the house for $14 million in 2018.

Source: People, Business Insider

Kardashian West reportedly bought a $1.6 million condo in the area in 2017. Her mom also bought two condos in the same luxury building.

Source: LA Times

West also previously owned a condo in New York City. He bought one unit in a Soho apartment building in 2004 and combined it with an adjacent unit in 2006 to achieve the current 2,427-square-foot open layout.

Source:Business Insider, CORE Real Estate

The condo was sold in 2018 and went back on the market for $4.3 million earlier this year. In October, $400,000 was chopped off its asking price.

Source: Business Insider

The monochromatic apartment plays into the couple's sleek, minimalistic approach perfectly.

• Fender'sSquier line of electric guitars has long been seen as a great entry point for new players.
• A lot of guitarist assume that these "beginner" instruments are just a stop on the road to a "real" Fender.
• But the Classic Vibe Squier series offers something special: incredible quality, incredible value, and throwback setups to previous eras.
• I tested a Squier Classic Vibe '70s Stratocaster and was blown away by the quality and playability of the guitar.
• Visit Business Insider's homepage for more stories. 

Many guitarists know the Squier name because it was on the headstock of their first instrument. Like a lot of guitar companies, Squier's history is deep; it dates back to the late 1800s, when Victor Carroll Squier established a company to produce stringed implements for the making of music.

Fender bought Squier in the mid-1960s, but later the brand went on hiatus. It was revived in the early 1980s, and that's when its modern rep developed. Nowadays, Fender will sell you a Stratocaster or Telecaster electric guitar that's made in Asia carrying the Squier label for $200.

Consequently, while a lot of beginners start out with these rather fine guitars (I own an Affinity Strat, a remnant of one of my kids' interest in rockin' and rollin'), they often move on to a "real" instrument later. However, Fender offers within the Squier lineup "Classic Vibe" guitars that combine budget pricing with assemblies that evoke bygone eras. If you want a old-school Stratocaster, for example — one with a 1960s look and feel — Squier CV is your bag.

I've played plenty of awesome guitars, many of them with Fender script on the headstock. But when it comes to bang for your buck, the Squier Classic Vibe is hard to beat.

So I asked Fender to let me borrow a Classic Vibe 1970s Stratocaster to officially test out. Here's how it went down:

SEE ALSO: Fender is filling the biggest gap in its product lineup with a new range of effects pedals

Say hello to the Classic Vibe '70s Stratocaster HSS, in walnut with an Indian laurel fretboard.

The appealing idea behind the Classic Vibe Squier line is that some players want period-emulating guitars at a price that's substantially lower than what one would pay for either a vintage instrument or a Fender custom order.

The CVs are made in Indonesia, and the components, while generally excellent, aren't quite as stout or refined as what you'd find on Mexico-made guitars or the axes that come from Fender's Fullerton, CA factory. They are, however, wonderful beater instruments that you could happily flog at any grungy bar where you band is playing, free from the worry that someone might steal your baby or that the a $3,000 guitar with Fender script on the headstock could be knocked over and damaged.

I used my Marshall 50-watt, solid-state, two-channel amp to test the CV Strat, and the results were generally quite pleasing. The output from the bridge humbucker wasn't quite as gritty or roaring as what I get from my own Strat, but the middle and all-important neck pickups had a smoother tone than what I can wring from my 30-year-old single-coils. I also ran the CV Strat through an Orange head and cabinet, as well as Vox modeling amp, and again, I was able to craft some tasty sounds. I have a small Fender practice amp, as well, but the CV Strat didn't like it as much. I took that as a positive sign. This guitar wants a real Fender unit — perhaps a Blues Junior. That's a fantastic, $600 amp (new) that paired with the Squier would give you a smashing rig for less than $1,000.

What really made CV Squiers stand out for me is their wonderful playing feel. Feel is a personal thing, but if a guitar doesn't have it — well, it matters little if the price tag is in the thousands. It used to be that budget guitars felt cheap, but that's no longer the case. My opinion is that CV Squiers feel superior to some of Fender's Mexico-made guitars, although the build-quality on the so-called "MIM" instruments is noticeably better. 

The Classic Vibe '70s Squier Strat features the large headstock that was the norm for that decade. Some players think the extra wood adds some resonance and sustain.

According to Fender, this Strat has three alnico pickups, along with "a slim, comfortable 'C'-shaped neck profile with an easy-playing 9.5"-radius fingerboard and narrow-tall frets, as well as a vintage-style tremolo system for expressive string bending effects."

The vintage-style finish on the neck is perhaps my favorite aspect — I don't like it when guitars look too new.

The vintage-style tuners are a nice touch. Because of their bridge design and famous whammy bar, Strats have a reputation for being a little unstable on the tuning front. This Squier stayed in tune pretty well, however.

The components on my test guitar were of high quality generally, although they lacked the heft and finish of what you'd find on higher-end Fender axes. Of course, for less that $400, one can't expect the best of the best. With CV Squiers, Fender offers a beautiful compromise. I personally think that these guitars look and play like instruments that cost twice as much.

Two aspects worth calling out are the real bone nut — typically found only on much nicer guitars — and the poplar-wood body, which is just about perfect for weight and sustain, not too heavy, but not insubstantial.

The familiar three-knob, five-way-pickup-selector setup. For this HSS Strat the single-coil bridge pickup has been exchanged for a beefier humbucker.

The idea here is to give Strat players options normally reserved for their Gibson Les Paul-playing brethren. Strats are famous for their neck pickups, but a lot of folks think the single-coil bridge pickup is useless. Dropping a humbucker (so called because unlike a single-coil unit, it doesn't buzz when selected) in there means you can use your Strat to play heavier music, punk and metal, but still have the tasty neck single-coil when it's Hendrix time.

I find that HSS Strats can go from, say, a Dead Boys cover with the bridge engaged to sliding through a funk number with the neck selected and some of the tone rolled off. 

It's worth noting that you can always use the CV Squier as a platform for customization, swapping out the pickups for different models. 

I'm a fan! Honestly, Squier's Classic Vibe '70s Strat might be the best value in all of guitar-dom.

For much of my guitar-playing life, I've favored Fender Telecasters, but after I got into a group, I found that Strats are both easier for me to play and offer more versatility. So I bought an old Squier and I haven't looked back. My axe is also an HSS setup, with a pretty beefy bridge humbucker and milder single coils in the middle at the neck. 

It was a cheap acquisition, and even after I had some work done on it, it came in below what a new Squier Classic Vibe '70s HSS would have run me. But I had to dig around to find it, and then I had to figure out how to get it up to snuff. Meanwhile, for $350, I could have had a gig-worthy Strat that would perform at the same level. No overthinking involved.

Classic Vibe Squiers are, as far as I'm concerned, the most stupid-good values in all of guitaring. I've sampled the best, US-made instruments Fender has to offer, and yes, they're worth every penny. But for grab-and-go playing, CV Squiers are amazing. And if you don't like something about them, you can always upgrade components and even swap out the necks.

I also own a cheaper Squier Strat — a roughly $200 instrument — and the move up in quality from it to the CV is astounding. That starter guitar is a fine thing, but the CV is worth the extra $150 for the neck alone. 

My view is that Classic Vibe is the best starting point for most beginner guitarists. Even if you bail out after a year, you should be able to easily sell a CV. But if you stick with it, you can take a Classic Vibe all the way to the stage with no problem. 

• To right-click on a Chromebook, you'll need to tap with two fingers on your trackpad.
• Gesture-based commands aren't your only option, however. You can also use the "Alt" key on your Chromebook's keyboard.
• Here are a couple of ways to right-click on a Chromebook.
• Visit Business Insider's homepage for more stories.

If you're used to a trackpad which includes two buttons, similar to that of a mouse, you may be wondering how you can right-click on your Chromebook since it lacks those buttons. 

In some cases, your trackpad automatically has that ability — you just have to know the correct commands. But in some cases, you might have to enable the feature first.

Here's everything you need to know.

Check out the products mentioned in this article:

ASUS Flip 14-inch Chromebook (From $569.99 at Best Buy)

How to right-click on a Chromebook

In most cases, you can just tap with two fingers at the same time on your Chromebook's trackpad to right-click. 

However, if this isn't working, you'll need to enable the feature.

1. Go into your settings by tapping the menu located in the bottom-right corner of your screen, and then selecting the gear icon. 

2. This will prompt a settings window to open. Next, scroll down and click "Advanced." 

3. Select "Manage Accessibility Features."

4. Under "Mouse and Touchpad," select "Open mouse and touchpad device settings."

5. Click "Enable Tap to Click."

Once that's set up, there are two simple ways of performing a right-click on a Chromebook:

• Tap two fingers on the trackpad at the same time.
• Hold down the "Alt" key (usually located just to the left of the space bar) and tap the trackpad with one finger.

As with other operating systems, you'll know that you've successfully completed the action when a pop-up menu appears. Within it, you'll be given different options depending on what you were right-clicking.

For example, on text within a webpage, you'll see the option to copy the text, or if you right-click a link, you can open it in a new tab or window. Try right-clicking various types of links and files to see what your Chromebook can do.

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• Everlane's $98 ReNew Snap-Front Liner is one of the most versatile clothing items I own.
• It's a puffer jacket that is lightweight and warm enough for both an "Is it fall yet?" day and for layering in the dead of winter. And it packs down to almost nothing.
• The Snap-Front is also made from 100% recycled polyester. Everlane's ReNew collection is comprised of outerwear made from recycled materials, one phase of the company's efforts to eliminate virgin plastics from its supply chain by 2021. 

Historically, I haven't been a big fan of light jackets, but Everlane's Snap-Front Liner is the exception to the rule.

For $98, it's one of the most versatile clothing items I own. It's lightweight enough to feel just right on crisp days before the leaves have changed and thin enough to be packed under nice peacoats or puffer coats for added warmth during the worst of winter.

In terms of design, it's got a classic go-anywhere crew neckline, snap buttons that stay put but are easy to swipe open in a hurry, and deep front pockets that are most often holding my wallet, keys, lip balm, headphones, and the occasional book when I step out of the house to run a day of errands. It helps me travel light; I use the pockets like a purse.

And thanks to how thin and compressible the Snap-Front Liner is, it's a dream for travel.

Currently, the Snap-Front Liner comes in five colors ranging from a light sage to black, and in sizes XXS to XL. I went with my standard size small and am glad I did. 

It's not cheap at $98, but I wear it multiple times per week. It's the first thing I grab for a weekend brunch, grocery shopping, and groggy weekday mornings. It's just easy.  

If it gets sweaty or grimy as outerwear is wont to do, you can throw it into your washing machine, machine wash cold, and tumble dry low.

The only cons I would mention are that it won't be any help in warming your neck, and while it fits close to the armpit in the arm (essential for layering) it's still going to be more bulk than a wool base layer. If you're looking for sleek layering, you'll be better suited by starting your search there. But if you want a jacket that serves as standalone outerwear as well as a layer when duty calls, then this is a great option. 

As part of Everlane's ReNew collection, it's also made of 100% recycled polyester as part of the company's efforts to eliminate all virgin plastics from its supply chain by 2021. To learn more about the factory where the Snap-Front Liner is produced, check out Everlane's report.

The bottom line

Despite the fact that it falls into the netherworld between T-shirts, sweatshirts, and the legitimate puffer, it's one of the most objectively useful things I own. I wear it in place of a sweatshirt in New York's autumn and will wear it underneath oversized leather jackets and puffers in Minnesota's soul-crushing cold over the holidays. 

All in all, the ReNew Snap-Front Liner has been enough to convert me to transitional clothing. If you're looking for a light jacket, puffer, or liner that can go from the end of spring to fall to winter without breaking a sweat, it's worth looking into. 

Shop the Everlane ReNew Snap-Front Liner, $98, available five colors

Join the conversation about this story »

• It's easy to screenshot on a Chromebook in two different ways. 
• You can take a screenshot of your entire Chromebook screen — or just part of the screen — with similar keyboard shortcuts. 
• Once you take a screenshot, you'll see a preview pop-up in the bottom-right corner of your Chromebook screen.
• Here's what you need to know to screenshot on a Chromebook.
• Visit Business Insider's homepage for more stories.

If you've never used a Chromebook before, it may take time to learn the keyboard shortcuts. 

But once you familiarize yourself with the new setup, doing things like taking screenshots will become simple — even automatic — given enough practice. 

Here's what you'll need to do to take targeted or fullscreen screenshots on your Chromebook:

Check out the products mentioned in this article:

ASUS Flip 14-inch Chromebook (From $569.99 at Best Buy)

How to screenshot on a Chromebook

The key to taking screenshots is the "Show all your open windows" button, which looks like a box with two lines to the right side of it. 

It's located in the top row of your keyboard, next to the "decrease screen brightness button," which looks like a small gear icon. 

Here's how to use that button to take screenshots in two ways. 

• To take a screenshot of the entire screen: Press the "Shift" key and the "Show all open windows" button.
• To take a screenshot of a part of the screen: Press the "Shift" and "Ctrl" keys as well as the "Show all open windows" button, then use your cursor to click and drag open a box around the area you want to capture.

When you take any kind of screenshot, you'll see an image of the screenshot appear at the bottom of your screen.

This will give you the option to open the screenshot, by double clicking the pop-up and then selecting the screenshot from your Files folder. 

If, however, you need to see an older screenshot, you can do so by clicking the circular button in the bottom-left corner of your screen, selecting the up-carrot button and then clicking open "Files."

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• Back in 2017, Nordstrom partnered with Everlane to bring the startup's sustainably made, luxe basics to its customers as part of its "Pop-In" series. 
• Based on positive feedback, the partnership has returned for a limited time only. Everlane fans can now buy many of their favorite styles at Nordstrom until November 17.
• This year's collection spotlights an array of wardrobe staples — from cotton-soft sweaters and insulated outerwear to refined leather goods and flats.

Back in 2017, Nordstrom collaborated with Everlane, a sustainable clothing brand hailed for its ethical practices and affordable, high-quality basics, as part of its "Pop-In" series. The partnership gave Nordstrom's customers a chance to shop Everlane clothing in-store and online, with the benefit of Nordstrom's convenient (and free) shipping options, plus a few exclusive colorways.

Now, the partnership has returned — with a new array of luxury basics available for purchase until November 17. Not surprisingly, styles are already selling out. 

This year's collection features bestsellers, including the timeless Cashmere Crew in exclusive colors and The Day Glove flat. However, there are other coveted pieces worth noting: clean denim, outerwear designed with recycled plastic, and carbon-neutral shoes, just to list a few. 

It's no secret that we're big fans of Everlane's clothing. Check out our list of recommendations below, which gives a full scope of the collection.

Pop-In at Nordstrom Everlane is available at the nine Nordstrom locations below and online at nordstrom.com/pop.

• Nordstrom Local, West Village, New York
• Bellevue Square, Bellevue, WA
• CF Pacific Centre, Vancouver, B.C.
• CF Toronto Eaton Centre, Toronto, ONT
• Domain Northside, Austin, TX
• Downtown Seattle, Seattle, WA
• Michigan Avenue, Chicago, IL
• NorthPark Center, Dallas, TX
• South Coast Plaza, Costa Mesa, CA

Shop all Everlane styles at Nordstrom

The Cashmere Sweater

$100, available at Nordstrom Pop-In in six colors

Made from soft cashmere, the Everlane crewneck is warm and toasty: a perfect staple for the winter wardrobe. Unlike fast-fashion dupes that become fuzzy and worn-out, this crewneck won't pill after continued wear.

The High-Rise Skinny Jeans

$68-$78, available at Nordstrom Pop-In in three colors

Whether you're slender or curvy, these high-rise skinny jeans flatter all body types. Each pair is made of soft cotton and slightly strechy material, providing more comfort than classic denim.

The Day Market Tote

$175, available at Nordstrom Pop-In

The Day Market Tote is a classic. It's simple yet sleek, and perfectly sized for everyday belongings. Each bag is hand-crafted with authentic Italian leather at a family-owned factory in Tuscany.

The Wide Leg Crop Pant

$68, available at Nordstrom Pop-In in four colors

For everyday wear, these wide-leg pants are a great alternative to denim. They're slightly stretchy, yet still structured, and the crop hits in just the right place.

The Pima Micro Rib Turtleneck

$35, available at Nordstrom Pop-In in two colors

This all-white turtleneck can stand alone or be layered with other sweaters, a lace-trim cami top for going out — the possibilities are endless. It's made of a fitted, stretch material that accentuates curves but doesn't feel too tight. 

The ReNew Long Puffer Coat

$195, available at Nordstrom Pop-In

The Polar Vortex is no match against Everlane's Long Puffer Coat, which is water-resistant and lined with 100% recycled down from comforters and pillows. Each coat is made from 60 renewed plastic bottles.

The Modern Loafer

$168, available at Nordstrom Pop-In available in three colors

Made from full-grain Italian leather, this stacked-heel loafer is an ideal business-professional shoe that can do double duty with jeans and T-shirts on the weekend. We recommend ordering a half size up if you're in between sizes. They'll be tight at first, but will stretch out with a couple of wears.

The Modern Utility Jumpsuit

$98, available at Nordstrom Pop-In in two colors

Depending on how you style it, this jumpsuit works well for casual days, or it can be dressed up with heels and fun accessories for a special event. It's made of no-stretch cotton, which is breathable and comfy.

The Western Boot

$198, available at Nordstrom Pop-In

If you're looking for well-made, comfortable booties, then look no further. These suede ankle boots offer a stretchy back panel that makes them easy to slip on. Their curved toe and stitched construction offer a sophisticated look. 

The ReCashmere Crew Sweater

$98 available at Nordstrom Pop-In in nine colors 

Couple this crew-neck sweater with a casual button-down, or pair it with elevated garments and accessories. An Everlane favorite, it's lightweight and soft, so you'll stay warm without feeling encumbered by hefty material.

The Modern Flannel Shirt

$68, available at Nordstrom Pop-In in three colors

A wardrobe must-have, the Everlane flannel marries contemporary style with cotton-soft design. Compared to traditional flannels, this piece is more sustainably made, produced in a Chinese shirting factory known for its efforts to reduce its carbon footprint. 

The Uniform Terry Crew Sweatshirt

$195, available at Nordstrom Pop-In in three colors

This crew sweatshirt is made of high-quality French terry fabric for long-lasting use. French terry is super comfy, slightly stretchy, and great for layering, making this garment a winter essential.

The Trainer Sneaker

$98, available at Nordstrom Pop-In in four colors

Everlane partnered with NativeEnergy, a leading carbon offset provider, to create this leather sneaker that reduces carbon pollution. Each pair is made from recycled plastic water bottles and natural rubber.

The ReNew Fleece Half-Zip Sweatshirt

$70, available at Nordstrom Pop-In

This midweight fleece isn't too bulky, but still protects against cold temperatures. Thanks to its high-quality, lightweight design, it can be worn throughout the fall and winter seasons (and even during a springtime cold spell). 

The Travel Pants

$58, available at Nordstrom Pop-In

Made of poplin-cotton material, these pants lend comfort no matter how hectic the daily routine becomes. Since they're flexible and airy, you won't ever feel restricted. 

The Waffle Knit Long Sleeve Henley

$40-$42, available at Nordstrom Pop-In in five colors

Whether you're relaxing by the fireplace or snuggled up under piles of blankets, this long-sleeved henley is cozy for lazy days and nights. For women, it makes for an ideal over-sized top to pair with sweatpants (and a glass of white wine).

The Washable Silk Wrap Top

$98, available at Nordstrom Pop-In in three colors

Perfect for a night out, this sleek wrap top pairs nicely with gorgeous flats or a stylish loafer. Don't forget to add a jacket to the ensemble — there's nothing worse than feeling uncomfortably cold throughout the night.

The Mini Form Leather Crossbody Bag

$190, available at Nordstrom Pop-In in two colors

Seasoned travelers know that bulky bags aren't worth the hassle when venturing from place to place. That's why this crossbody is ideal: It's compact, but still big enough for essentials like your wallet, phone, and daily essentials. 

The Waterproof Rain Boot

$75, available at Nordstrom Pop-In in two colors

With these water-proof, rubber rain boots, your feet and socks will remain completely dry against even the most torrential downpour. They can even be worn on sunny days as a chunky Chelsea boot.

The Side Zip Work Pants

$50-$60, available at Nordstrom Pop-In in three colors

These stretchy work pants add comfort while providing a polished and slimming look. Pair them with a silky blouse, and you'll have a luxe, yet comfy business-professional outfit in a matter of minutes.

The Soft Cotton Crew Sweater

$50, available at Nordstrom Pop-In

For those unsure of what to wear during in-between weather, this soft sweater is a great option. It's breathable and lightweight thanks to a thin knit, but still acts as a toasty layer under jackets.

The Day Glove Flat

$115, available at Nordstrom Pop-In in four colors

The Day Glove Flat is an Insider Picks team favorite— and with good reason. These soft-leather flats are highly versatile, working well for everyday or professional wear. We love the flat's cushioned footbed, which helps eliminate the break-in period.

The Uniform Athletic Fit Performance Jeans

$68, available at Nordstrom Pop-In in three colors

Everlane's jeans don't feel like traditional denim. These jeans are pliable and move with your body. Plus, this pair comes in three colors, so there's something for everyone.

The Uniform Bomber Jacket

$88, available at Nordstrom Pop-In in three colors

A unique spin on the classic MA-1 flight jacket, this bomber is a modern and sleek alternative. Made from a partly-recycled material, it won't fade in quality over time and you won't have to purchase a replacement next year.

The Japanese Slim Fit Oxford Shirt

$68, available at Nordstrom Pop-In

Impress your date in this sophisticated button-down shirt — or style it casually with jeans. Either way, this option works well for the day-to-day, or for those looking to make a statement.

The Cotton Crew T-Shirt

$18-$20, available at Nordstrom Pop-In in 10 colors

Swap your worn-out Hanes tee for this cotton crewneck, which will remain intact after continued wear and wash. Since it won't thin out, it makes for the perfect wardrobe staple that can be layered underneath a button-down, lightweight jacket, or coat.