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Here's proof women pay more for the same products men buy


Many products for women are no different than the same products marketed to men — but women are paying more. 

Gender-based pricing, also known as the “woman tax” or “pink tax,” has been an accepted phenomenon since a 1995 California study that revealed women pay $1,351 a year more for the same products as men. This had such an impact that California became the first and only state to ban gender-discriminatory pricing.

In a new video on the YouTube channel The Daily Share, Mike Byhoff and Katie Isaacson tested just how true this remains in the other 49 states today.

First, they compared Schick razors, both the Hydro 5 for men and the Hydro Silk for women. Both are a similar product with five blades and moisturizing strips, but the women’s razor costs $1.41 more than the men’s.

shick razors pricingThey then did a side-by-side comparison of Neutrogena’s Healthy Skin Anti-Wrinkle Cream for women and Neutrogena Men’s Age Fighter Face moisturizer which use the same ingredients according to the company, but the women’s version costs $1.07 more. 

neutrogena costs moreWhile Schick refused to comment for the video, Neutrogena told the producers that the reason the women’s products were more expensive was “related to a number of factors, including packaging differences, modification of the formulation that impact the manufacturing process, and the discretion of each retailer.” 

That was a similar response to what deodorant spokespeople told Consumer Reports in 2010 when the company found that equivalent women-marketed products such as deodorant and shampoo were significantly more expensive.

One product that the team found was unisex pricing were American Apparel’s Oxford shirts— they cost $74.99 for both genders. 

unisex pricing oxford shirts gif

Unfortunately, if you were to get these shirts dry cleaned at the same cleaners, you’d find that the “lady-shirt” would cost more than the men’s — in this case, $6 compared to $5.75. 

dry cleaning oxford shirt

And it’s not just products. Before President Obama’s Affordable Care Act, women were paying a total of $1 billion more than men for heath insurance premiums. The Affordable Care Act banned those gender-based premiums.

But women still pay more for long-term care insurance. Women can expect to be charged a full 13% more simply because they’re expected to live longer, according to The Daily Share producers.

Maybe it’s time to start buying men’s product instead if they’re cheaper and fit your needs. No need to always reach for the pink if that choice will cost you.

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NOW WATCH: What the Chinese saying 'The ugly wife is a treasure at home' actually means

Fashion mogul says he lived in 'peaceful harmony' in the Bahamas until billionaire Louis Bacon became his neighbor


Canadian fashion magnate Peter Nygard claims he lived in "peaceful harmony" in the Bahamas for years until hedge fund billionaire Louis Bacon became his neighbor, according to court papers.

On Wednesday, Nygard filed a countersuit against Bacon where he attempts to link the hedge fund manager and his late property manager, Dan Tuckfield, to the November 2009 fire that caused "millions of dollars in damage" to his Mayan-themed property.

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13 pictures that prove Amal Clooney is a complete boss


george clooney amal alamuddinAmal Alamuddin Clooney has landed in New York City, and she's made an even bigger splash than her mega-star husband, George Clooney.

The pair is in the Big Apple while Clooney films a movie, and Alamuddin Clooney has been spotted everywhere from lunch with Anna Wintour to the halls of Columbia Law School, where the noted human rights lawyer will reportedly lecture this spring.

One thing is for sure — Amal Clooney is impeccable. Whether she's outshining her husband on the red carpet or representing Armenia in a human rights court over the Armenian Genocide, she is a complete boss.

Amal Alamuddin Clooney may have made headlines for landing notorious bachelor George Clooney, but she's a true star in her own right. A noted human rights lawyer, she has represented everyone from former Ukrainian Prime Minister Yulia Tymoshenko to the country of Armenia in its fight for recognition of the Armenian Genocide. Here, she speaks at a training session for lawyers in Bahrain.

In 2011, she represented WikiLeaks founder Julian Assange during his extradition case against Sweden. That's her on the far right, leaving Britain's High Court with her client.

She recently advised the Greek government in its battle to repatriate the ancient Elgin Marbles statues from Great Britain.

See the rest of the story at Business Insider

Who are the most impressive kids graduating from high school this year?


High school graduationCall for nominations!

Each year, Business Insider publishes a list of the most impressive kids graduating from high school.

Most of these teens are barely 18 years old, but they're doing more than many adults could ever hope to do in their lifetimes.

We've profiled kids who are finding new cures for cancer, running for public office, starting their own software companies, and overcoming incredible amounts of adversity to land on the steps of Ivy League institutions.

Anyone come to mind?

Send an email with the student's name, contact information, a brief description of their accomplishments, and any relevant website linksto lists@businessinsider.com. To be eligible, students must be graduating high school in spring 2015.

We'll be accepting nominations through Friday, May 1.


LAST YEAR'S LIST: 24 incredibly impressive kids graduating from high school this year

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These are the best credit cards with the longest 0% APR period


woman poolsideWhether you're still paying off some holiday shopping bills or looking to take a big trip this summer, a low interest rate on your credit card is something almost everyone wants. If you can find a card with no interest at all, that's even better.

Believe it or not, there are credit cards out there that don't require any interest payments for more than a year. In fact, many offer a 21-month 0% intro APR period that will take you into 2017 without your having to pay a dime in interest.

NextAdvisor.com is a consumer information site that reviews credit cards from all major issuers; its mission is to help consumers save money. According to the company, these are the best cards to consider if you're currently paying credit-card interest or will be in the near future:

1. Citi Simplicity

citi simplicity card2If you've recently made a big purchase that will take some time to pay off, consider this card. The 21-month 0% intro APR on both balance transfers and purchases means that Citi Simplicity is interest-free until 2017.

Other things to know:

  • No late fees or penalty rates.
  • No annual fee.
  • The 21-month 0% APR allows you to make new purchases or transfer existing balances.
  • There is a 3% balance transfer fee, but it could be worth it, depending upon the amount you transfer and what you're currently paying in interest fees.

2. Citi Diamond Preferred

Citi Diamond AprilThe Citi Diamond Preferred card also offers a 0% APR for 21 months on balance transfers and purchases, and it adds some extra perks, including Concierge Service and access to presale tickets via Citi Private Pass. You can check out the Balance Transfer Calculator to see if this card is the right choice for your situation.

Other things to know:

  • The 21-month 0% APR allows you to transfer any outstanding balances you have onto this card and pay them off interest free over the course of the next 21 months.
  • You can earn Citi Easy Deal points with each card purchase (a $10 purchase = 1 point) that you can redeem for discounts on online merchandise, gift cards, travel, and entertainment.
  • The card has a 3% balance transfer fee, but it could be worth it depending upon how much you're transferring. 

3. Chase Slate

Chase Slate Chase Slate is a good choice for those who are concerned about paying a balance-transfer fee.

Other things to know:

  •  No balance-transfer fee or annual fee.
  • A 15-month 0% intro APR on balance transfers and purchases.
  • You'll receive your Experian FICO score every month for free, which will help you keep close tabs on your credit history.

4. Blue Cash Preferred from American Express

American ExpressThe Blue Cash Preferred from American Express features a 0% intro APR for 15 months on purchases and balance transfers, as well as the ability to earn cash back. It does have a $75 annual fee — so if that makes you hesitate, take a look at its sister card, the Blue Cash Everyday from American Express. It has no annual fee, cash-back rewards, and a 15-month 0% APR period.

Other things to know:

  • You'll get 6% cash back at US supermarkets (on up to $6,000 in purchases annually), 3% at US gas stations and select US department stores like JCPenney, Sears, Kohl's, and Macy's, and 1% on everything else.
  • You'll earn a $150 bonus after spending $1,000 in the first three months. 
  • The card has a 3% balance transfer fee, but depending on your personal situation it could still be a good choice. 

5. Discover It Card - Balance Transfer

Discover ItThe Discover It Card – Balance Transfer offers an 18-month 0% intro APR period on balance transfers and purchases, a low ongoing APR after the intro period is over, and no annual fee.

Other things to know:

  • You'll earn 5% cash back in categories that rotate quarterly (on up to $1,500 in purchases) and 1% back on all other purchases.
  • You'll receive  your TransUnion FICO Score for free each month, helping you to keep an eye on your TransUnion credit history.
  • The card has a 3% balance transfer fee, but might still be a good decision depending on your situation.

This post is based on an article originally published on NextAdvisor.

Learn more about which credit card is right for you.

This post is sponsored by NextAdvisor.

Find out more about Sponsored Content.

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Marvel's new 'Ant-Man' trailer looks even better than 'Guardians of the Galaxy'


Marvel just released a new trailer for "Ant-Man," its most obscure comic-book adaptation since "Guardians of the Galaxy." Some had doubts about the box-office potential of "Guardians," but it went on to become one of the highest-grossing movies of 2014.

"Ant-Man" stars Paul Rudd as a scientist who miniaturizes himself to fight an evil villain played by Corey Stoll ("House of Cards"). The movie was supposed to be directed by fan-favorite Edgar Wright, but Wright dropped out right before production started because of creative differences. Journeyman director Peyton Reed stepped in to deliver what Marvel hopes will be another breakout hit for the studio.

"Ant-Man" comes out on July 17.

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The 7 best headphones you can get this week for under $20


You don't need to spend hundreds of dollars to get a great pair of headphones.

We've found 7 great pairs that will be on sale for less than $20 this week.

Sony extra bass smartphone headset with mic (black)

headphonesThese headphones have incredible sound quality considering that they're only $20. The sound is clear and the bass is the real deal.

Plus, the ear-cups have a swivel function, which makes them easy to store.

Price:$29.99 $19.49[35% off]

Sony extra bass smartphone headset with mic (white)


If you're looking for something more stylish than your basic black headphones, check out the white version of the previous Sony pair.

They'll be a cool standalone accessory.

Price: $29.99 $19.78 [34% off]

JLab Core Hi-Fi Noise Isolation earbuds

headphonesThe best part about these headphones is that they're super comfortable. You'll barely feel them in your ears.

These are a great option for athletes who don't need bulky headphones.

Price: $19.99

AmazonBasics in-ear headphones

headphones"Very nice and comfortable. Crystal clear audio. It has built-in mic so it's convenient to use it while walking, sitting, or driving," one reviewer wrote.

Price: $6.99 


AmazonBasics On-Ear Headphones

headphonesThese headphones are the coolest looking in the bunch because of their sleek ear-cups.

"Loved it. The price is just right. ... The sound quality is superb," one reviewer wrote.

Price:$16.99$14.99 [12% off]


Sony fashion color EX series earbuds (white)

headphonesIf you're looking for small and stylish headphones, these Sony fashion EX ones are the best option.

They come in four beautiful colors: black, white, blue and violet.

"Have very nice sound quality and they are extremely comfortable," one reviewer wrote.

Price:$14.99$11.62 [22% off]


Koss UR18 headphones

headphonesThese large headphones have a surprisingly lightweight frame.

They can be compactly folded, which makes them convenient to travel with.

"The ear cushions cover my ears completely and when I use them, they cancel out a very good amount of background noise," one reviewer wrote.

Price:$19.99$17.00 [15% off]

Not what you're looking for? Check out other incredible headphones under $20 here. 

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NOW WATCH: What Happened When A Bunch Of Young Boys Were Told To Hit A Girl

I went to McDonald's in France and discovered how America is doing it all wrong


I recently went on a trip to southern France and noticed that the McDonald's restaurants there are miles ahead of the franchises I've seen in America.

They take McCafé seriously over there. Most American and UK franchises I've been to incorporate the McCafé drinks menu into the regular food menu, but the McDonald's restaurants I saw in Marseille had an entirely separate area for the café, which looked more like a Starbucks than a fast-food restaurant.


The menu is illustrated on colorful display boards behind the café-style counter, and pastries are displayed in a large glass case.

They have a pretty impressive spread for a McDonald's:

McCafe 2

They even sell macarons!

McCafe 1

And cookies are placed in pretty glass jars:

McCafe 3

The smoothies advertised on the board behind the cookies are actually served in glass jars, too, rather than the plastic cups you'd see in other McDonald's cafés.

I didn't try anything from the café because I had just filled up on lunch, but I got a chance to try the regular food while I was waiting through a train delay in the Marseille station.

The ordering system is pretty sophisticated. Customers place their orders on touch screens that allow people to select different languages (which I found helpful because my high-school-level French is pretty rusty) and peruse the menu.

They have a blue-cheese burger featured, a step above most American offerings:

McDonald's 2

The machine lets you pay by card and then gives you a ticket to take to the counter where the food is placed:

McDonald's France

I had a choice of sauces for my fries, and I went with their traditional pommes frites sauce. It tasted like malt vinegar aioli and was way better than ketchup (even if it looks a little gross).

McDonald's 4

McDonald's 3

I'm not the only one who has been impressed by the spread offered in French McDonald's restaurants.

NPR pointed out in 2012 that eating in McDonald's in France "doesn't feel like fast food" because they are spacious, "tastefully decorated," and "encourage people to take their time" while they're enjoying their meals.

A paper from the University of Pennsylvania's Wharton School of Business reported that same year that McDonald's has been successful in France because the chain has adapted to French eating habits, NPR noted.

And the McCafé near the Louvre, in Paris, has a four-star rating on TripAdvisor. One reviewer from Glasgow, Scotland, said she at ate the McCafé for breakfast every morning while she stayed in Paris.

While I wouldn't advise skipping an authentic French café to eat at McDonald's, it's a good option to have when you're looking for something quick and familiar while traveling.

Join the conversation about this story »

NOW WATCH: I just ate at a McDonald’s in Spain, and it was so much better than in America

How carrying a 150-pound log taught a Navy SEAL the meaning of teamwork


Resilience book cover

Eric Greitens has been a Navy SEAL, a Rhodes Scholar, and an Oxford PhD. Today, he's founder and director of The Mission Continues, an organization that helps veterans from the US's post-9/11 wars maintain a sense of mission and purpose once they return home.

The Mission Continues seeks to reintegrate veterans into civilian life in a way that also pays social dividends, "redeploy[ing] veterans in their communities, so that their shared legacy will be one of action and service." 

In his recently published bookResilience: Hard-Won Wisdom For Living A Better Life, Greitens draws on his experiences as a Navy SEAL — and on thousands of years of literary and philosophical reflection on warfare's psychological and human toll — to look at how veterans can apply their experience in the military to other, just as fundamental aspects of their lives. The book is written as a series of letters to Zach Walker, a SEAL comrade of Greitens who had struggled with his transition back into civilian life.

In this excerpt, Greitens looks at how one of SEAL training's hardest challenges taught him the meaning of teamwork. 


I don’t know about you, but log PT was, for me, the most searingly painful evolution during BUD/S [Basic Underwater Demolition/SEAL, an intensive SEAL training course]. Log PT is such an innocuous name for making seven shivering-cold and salt-soaked trainees pick up a 150-pound log, run it over a fifteen-foot-high sand berm, drop it in the sand, immediately pick it up and press it over their heads, run the log into the ocean, and then carry the soaked, slippery log back through the soft sand to start all over again.

And that’s the easy part. The physical portion of the training is horrible, but bearable. What makes you really hurt is that you don’t know how long it’s going to last. Are we almost done? Have we barely started? What’s next? You run the log up and down the beach. You cross the finish line in first place, but then you get punished for cheating when you thought that you ran the course the right way. Next time, you run the log up and down the beach, come in second place, and get punished for losing.

PBS Navy SEALs documentary swim training

Then you change positions on the log, the weight shifts, and you feel as if you’re holding the whole log yourself. Are the other guys slacking? Everybody’s in pain. If it’s early in the training and you still have a clown in your crew, everybody starts to wonder if the clown is pulling his weight. Everyone’s thinking that somebody else is slacking, their own will deflates a bit, the log gets heavier, and then — wham — log’s on the ground and the instructors pile on.

You think: We have how many more hours of this, how many more weeks of BUD/S? You reach a point of exhaustion at which you seem to be able to express yourself only in prayer or profanity. Most guys combine the two in very creative ways. You bend down to pick up the log, but you and your crew are all a little less certain. You manage to lift it over your head, but it’s a struggle and a fight this time, and as you waste your energy and spend your strength, you stoke your anger.

Here, one of two things happen. One, a crew breaks down completely. Men start to snipe at each other, each person believing that somebody else is slacking. Or two, a crew comes together. The trainees figure out a way to slow down, breathe, lift on a single clear command, and win the next race. Two hours later in the chow hall, everybody’s laughing and a few of the guys on the log are going to be friends for the rest of their lives.

navy sealOne moment in log PT, I came to a realization. We were carrying the log at the low carry, so that our arms extended in front of our bodies. We collectively had the log cradled in the crook of our elbows, and my biceps and shoulders and back were burning, and I remember thinking: If these guys weren’t here right now, I’d probably stop. I wouldn’t believe I could go on, but these guys are keeping on right beside me, so I guess I can go on too.

We’ve already talked about the importance of friends, Walker. Friends you have. It’s also likely that soon—in your work, in your coaching, or in your service—you’re going to be part of a team again. The strength of others can make us stronger. So let’s think a bit about how teams are formed, and what makes people come together. 

PBS documentary Navy SEALs boat trainingPeople form even deeper bonds when they serve together. “Serve” is not quite the right word, but it’s better than “work.” People can work with others and not feel any sense of common cause. Being in the same place, working for the same boss, and even doing the same tasks can breed resentment, alienation, competition, and distrust just as easily as they can bring people together.

Serving together is different. When we share a purpose with others, our work creates a shared connection. When the work matters, we’re more often able to overcome personal differences in service of a shared goal. Before I joined the military, if you’d asked me how important it was to like the people I worked with, I would have told you it was very important. When I was a student, it was.

Later, practicing combat diving at fifteen feet deep and kicking for half a mile underwater through a pitch-black night in a pitch-black bay, I didn’t really care about how much I liked the guy swimming beside me. My life and our mission depended on one thing: his competence.

If I were going to suggest a general rule for understanding this, I’d say that the extent to which personal differences disrupt a team is inversely proportional to the importance people place on the mission. In other words, the more vital people consider a mission, the more they’ll learn to deal with people who rub them the wrong way. The less the mission matters, the more people care about being around those they like.

That’s helpful to remember if you’re ever on a team that’s starting to tear itself apart in the face of hardship. Often people react to these breakdowns by trying to ensure that there’s more “understanding,” or that people’s “feelings are respected.” Sometimes that’s essential. But much of the time, when animosities and jealousies rule the day, it’s because the work simply isn’t important enough for people to put their differences aside. We’re often told that work that’s too intense can break a team. Maybe — but intense work that matters can just as often save a team.

Clarity of purpose creates perspective. When people have a shared commitment, differences and disagreements don’t disappear, but they can be seen in a new light. 

US Navy SEALsLet’s talk again about what really makes a team.

Originally, “team” just meant a pair of animals yoked side by side. They had to pull a heavy load together. Sometimes that’s what human teams feel like. We’re yoked to other people for no purpose other than to pull a burden that has no meaning to us.

Real teams work with and for one another. They share a purpose that is larger than any one person.

But human motivation is rarely simple. The philosopher Søren Kierkegaard wrote that “purity of heart is to will one thing.” How many people do you know who are completely pure of heart? It’s rare that anyone wills only one thing.

And what’s true for us as individuals is magnified when we form teams. One person has many motivations. Bring a few people together and you have a multiplicity of motivations.

Some teams are tight like families. Other teams work more like allies. But all resilient teams share one thing: an ability to manage many interests while serving a purpose that is larger than the interests of any one person.

This is — to put it mildly — very hard to do. But I’ve found that it’s worth the effort. A resilient team is rare. Most beautiful and excellent things are. 

Excerpt from RESILIENCE by Eric Greitens, which was published on March 10th, 2015. Copyright © 2015 by Eric Greitens. Used by permission of Houghton MifflinHarcourt Publishing Company. All rights reserved.

SEE ALSO: These incredible photos show a week in the life of the US military

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NOW WATCH: Animated map of what Earth would look like if all the ice melted

DEAL OF THE DAY: Save $20 when you purchase a Kindle Paperwhite today


kindle paperwhite super saleSave $20 when you get the Kindle Paperwhite today.

The Kindle Paperwhite comes with a brighter screen than the regular Kindle. As a result, it's easier to read when it's sunny outside.

The Kindle Paperwhite is over 30% lighter than the iPad mini. Plus, the battery lasts weeks — not hours.

"I have always been a real book reader because I liked the feel of paper, but I've converted and will only read on my kindle from now on," wrote one reviewer.

Amazon Kindle Paperwhite:$119.00$99.99[$20 off]

kindle paperwhite

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A northwest retreat built by Bill Gates' and Paul Allen's architect is on the market for $2.75 million


moldstad house

A home designed by Hal Moldstad, the late noted architect who designed homes for Bill Gates and Paul Allen, is on sale for $2.75 million, Curbed reports.

The 4,764-square-foot home is located on Bainbridge Island in Washington State.

Although we don't know who owns this home, the vaulted ceilings and woodsy design gives you a good idea of what it might look like inside a Microsoft co-founder's vacation home. 

The home is located on Bainbridge Island, across Puget Sound from Seattle.

A wood plank walkway leads through a lush garden to the entry.

The updated interior includes a large stone fireplace in the living room.

See the rest of the story at Business Insider

The right way to pack a suitcase


Packing well is an art: Frequent travelers know how to pack as little as possible while still toting everything they'll need.

We've found the best hacks for packing a suitcase, and created an infographic that shows exactly where each item belongs.

This is what a well-packed suitcase should really look like:

Tips for packing your suitcase

SEE ALSO: Here’s how much you should be tipping everyone when staying at a hotel

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NOW WATCH: How To Pack A Suit So You're Not A Wrinkled Mess When Traveling

There's one part of the watch market that Apple won't be able to disrupt


Apple store Apple Watch launch day customer trying on

A lot of people evidently want to buy an Apple Watch.

The party line from the traditional watch industry has been that this is no big deal, that the Apple Watch isn't really a watch but more of a gadget or a geeky plaything and that the world of "real" watches has nothing to worry about.

Maybe. We got some indications recently, reported by Business Insider's Lianna Brinded, that the arrival of the Apple Watch has at least stalled the pace of purchasing in the luxury watch world.

There's one contingent of the watch-buying public that likely won't have much use for an Apple Watch: people who need a very tough timepiece.

The Apple Watch looks to have a lot going for it, but robustness isn't one of its selling points. We've heard that it was designed to be relatively durable – obviously able to stand up to workout demands – but even if Tim Cook says he showers with his watch on, that's not a risk I'd want to take. Modern micro-processors plus batteries plus water equals NOT GOOD.

Many folks need or want a watch that they can beat the crap out of. Often, they spend less than $100 on a Casio G-Shock and are perfectly happy. Other folks desire a bit more style and tradition. They're the ones who will buy something like a Seiko Diver, a watch I highlighted as a good alternative to Apple Watch if you want a very solid "real" watch, but don't want to spend a lot of money (you can get one for $400, before the usual online discounts).

As it turns out, over the weekend I got some insight into just how utterly useless the Apple Watch would be for a person who needs a watch that can handle just about anything. 

I watched the 2013 film "All Is Lost," starring Robert Redford and only Robert Redford as a solo sailor shipwrecked at sea. Redford barely speaks any dialogue, but he does manage to survive his predicament – as does his Seiko Diver, a Japanese automatic watch (no battery, uses the motion of the wearer's body to keep the movement ticking) that has a stupendous reputation among people who spend a lot of time on or under the water.

Redford All Is Lost

The man and the watch take an unholy beating. Redford's boat has a hole punched in it, which he patches himself. Then his boat is clobbered by a massive storm and sinks. Redford abandons ship and takes to an inflatable life raft. He teaches himself celestial navigation using an antiquated sextant (it's very helpful to have a relatively accurate timepiece when navigating this way), ends up in a shipping lane, is missed by several cargo ships, ultimately sets his raft on fire as a signal, and is rescued.

Tough guy, touch watch. Numerous watch aficionados noticed the Seiko in the movie – it's a timepiece with a reputation for being utilitarian, highly waterproof, and nearly indestructible, not to mention inexpensive. It bears a resemblance to the discontinued Rolex GMT-Master II "Pepsi," so named because of its red-and-blue bezel – but you'd be bummed if you lost your $6,000 vintage Rollie. So the Seiko is a better choice if you're planning to take to the waves for an extended journey.

Seiko Diver

In "All Is Lost," all of Redford's electronics are fried. The circumstances were extreme. But I wouldn't really want to test an Apple Watch when washing dishes or in a thunderstorm, much less in the middle of the ocean, surrounded by salt water. By the end of movie, Redford has only one functioning piece of technology – his watch. 

Apple isn't going to convince anyone who plans to subject their timepiece to plentiful abuse to strap on one of their wrist computers when the strapping on counts. Although I suppose there could be an aftermarket opportunity here, perhaps for somebody like OtterBox – makers of super-tough iPhone cases. 

So although the traditional watch industry may face a bigger threat from Apple that it's admitting, the idea that a watch is a tool in addition to being a statement about style should keep at least one segment of the traditional market going and going strong.

SEE ALSO: Here's the thing about the Apple Watch — it isn't really a watch

Join the conversation about this story »

NOW WATCH: 50 people were asked to reveal their biggest secrets — and their answers were surprisingly brave

20 time-management lessons everyone should learn in their 20s


young guy office laptop

When you're just starting your career, you need all the help you can get managing your time. Even when you're working hard, you could be wasting a tremendous amount of time either by trying to multitask or by focusing too much on minute details.

Montreal-based designer Étienne Garbugli has struggled with all of that. But as he's gotten older, he's learned how to manage his time and workload more effectively. Today, he's a consultant and entrepreneur, and recently published his first book, "Lean B2B: Build Products Businesses Want."

Last year, he collected some of his favorite lessons in the SlideShare presentation "26 Time Management Hacks I Wish I'd Known At 20." In December, SlideShare named it the "Most Liked" presentation of 2013.

Below, we've explained some of Garbugli's best time-management tips everyone should learn in their 20s.

1. There's always time. Time is priorities.

You never "run out of time." If you didn't finish something by the time it was due, it's because you didn't consider it urgent or enjoyable enough to prioritize ahead of whatever else you were doing.

2. Days always fill up faster than you'd expect.

Build in some buffer time. As the founder of Ruby on Rails and Basecamp, David Heinemeier Hansson said, "Only plan on four to five hours of real work per day."

3. Work more when you're in the zone. Relax when you're not.

Some days you'll be off your game, and other times you'll be able to maintain your focus for 12 hours straight. Take advantage of those days.

4. Stop multitasking. It kills your focus.

There have been academic studies that found the brain expends energy as it readjusts its focus from one item to the next. If you're spending your day multitasking, you're exhausting your brain.

5. We're always more focused and productive with limited time.

Work always seems to find a way of filling the space allotted for it, so set shorter time limits for each task.

6. Work is the best way to get working. Start with small tasks to get the ball rolling.

The business plan you need to finish may be intimidating at 8 in the morning. Get your mind on the right path with easy tasks, such as answering important work emails.

7. Work iteratively. Expectations to do things perfectly are stifling.

Gen. George S. Patton once said, "A good plan executed now is better than a perfect plan executed next week."

8. More work hours doesn't mean more productivity. Use constraints as opportunities.

Don't kid yourself into thinking that sitting at your desk will somehow extract work from you. Do whatever you can to finish your current task by the end of regular work hours instead of working into the night.

9. Separate brainless and strategic tasks to become more productive.

Ideally, you can brainstorm your ideas and then execute them. If you're constantly stopping your flow of work to rethink something, you're slowing yourself down.

10. Organize important meetings early in the day. Time leading up to an event is often wasted.

If you have an important meeting scheduled for 4 p.m., it's easy for anxiety to set in and keep that meeting at the front of your mind. Try to get them over with early so you can work without worrying about them.

11. Schedule meetings and communication by email or phone back-to-back to create blocks of uninterrupted work.

You'll disrupt your flow if you're reaching out to people throughout the day.

12. Work around procrastination. Procrastinate between intense sprints of work.

Try Francesco Cirillo's "Pomodoro Technique." "Pomodoro" is Italian for "tomato," and it refers to the tomato-shaped cooking timer Cirillo used to break his work into 25-minute increments with 5-minute breaks in between. You can use the same idea with your own increments, as long as they inspire bursts of hard work.

13. Break down a massive task into manageable blocks.

Alabama football coach Nick Saban follows a similar philosophy he calls the Process. Instead of having his players focus on winning the championship, he trains them to focus only on what is directly in front of them — each block, pass, and field goal.

14. No two tasks ever hold the same importance. Always prioritize. Be really careful with to-do lists.

Daily to-do lists are effective ways of scheduling your day. Just do what you can to keep bullet points from making "clean desk" on par with "file taxes."

15. Always know the one thing you really need to get done during the day.

To help prioritize, determine what task in front of you is most important, and focus your energy into getting that done as soon as possible.

16. Delegate, and learn to make use of other people.

To be truly efficient, get over the fear of handing work off to someone else. "If something can be done 80% as well by someone else, delegate!" says John C. Maxwell, author of "How Successful People Think: Change Your Thinking, Change Your Life."

17. Turn the page on yesterday. Only ever think about today and tomorrow.

Don't distract yourself with either the successes or failures of the past. Focus instead on what's in front of you.

18. Set deadlines for everything. Don't let tasks go on indefinitely.

Spending too much time on a project or keeping it on the backburner for too long will lead to stagnation. Get things done and move on.

19. Always take notes.

Don't assume you'll remember every good idea that comes into your head during the day. It doesn't matter if it's a notebook, whiteboard, or an app like Evernote— just write stuff down.

20. Write down any unrelated thoughts that pop up when you're in the zone, so that they don't linger as distractions.

You'll get them out of the way without losing them.

SEE ALSO: 11 Ways To Set Yourself Up For Success In Your Early 20s

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The Manhattan apartment with a shower in the kitchen isn't as crazy as you think


New Yorkers have long ago made peace with quirky apartment features.

But for people not as familiar with New York City real estate, this shower in the kitchen might look pretty bizarre.

shower in the kitchenA recent Padmapper listing, spotted by Gothamist, shows a one bedroom apartment on the Lower East Side with a shower in the kitchen. It’s renting for $1,795 a month, though the listing agent Lorence Dippolito writes that the price is negotiable. 

People on Twitter are understandably confused by the set up.

Though not ideal by modern standards, these apartments with showers or even tubs in the kitchen are not as uncommon as one might expect. 

When New York tenement buildings were first built in the 1800s, they did not have running water. After the Tenement House Act of 1901 passed, which required all residences to have running water, apartments were renovated with pipes for kitchen sinks.

Almost 30 years later when the Multiple Dwelling Law of 1929 was enacted, it said that “Every wash basin, bath, shower, sink and laundry tub shall be provided with an adequate supply of hot and cold water.” Again landlords were required to update their buildings, but as The New York Times writer Alice Feiring pointed out in a 2004 article, cheap landlords looking to save money realized they would only have to install one set of water pipes instead of two if they kept the sinks and tubs in the same room. 

Finally by 1969, Local Law 77 passed which allowed bathtubs to be built in an enclosed space provided that ventilation was adequate. Landlords and buildings renovated apartments to meet this new “modern” standard (plus have a reason to jack up rent costs) with many buildings getting rid of kitchen bathtubs and showers altogether.

Of course, a few of these oddities remain as a reminder of what living in the city was once like. And though not everyone enjoys it, some New Yorkers find the experience quite intimate and cozy. As NYTimes writer Feiring wrote: 

For wine tastings or dinner parties, it's indispensable. My dining table is an arm's reach away, and the tub provides ample space for overflow of dishes or for next course storage; no conventional breakfront could be as functional or multifunctional. At the risk of sounding clichéd, there's no better ice bucket for a methuselah of Champagne.

Only in New York.

SEE ALSO: Tiny apartments are technically illegal in New York City, but thousands of them exist

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This universal waterproof smartphone case will be your best friend this summer [50% off]


iphoneWildtek's universal waterproof iPhone case is a summer must-have.

You'll be able to both keep your phone dry and text, talk, and take photos and video. (You'll even be able to take photos under water!)

The case is fully submersible up to 30 feet for at least 30 minutes.

Best of all, this case is pretty roomy, so it can also hold your wallet, GPS, mp3 player and passport. It'll be a life saver if planning on spending any time by a pool, beach or lake this summer.

Wildtek universal waterproof iPhone case:$39.99$19.99[50% off]

Screen Shot 2015 04 10 at 1.38.24 PM

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I created emoji that look like me, and now I never want to text without them


A couple weeks ago, my roommate told me about an app called Bitmoji that lets you personalize a set of emoji to resemble yourself.

I immediately downloaded it. The app is available for both iPhone and Android.

After choosing several options for my appearance (face shape, hair color and texture, even my own virtual ensemble), an army of emoji twins appeared on my iPhone keyboard.


I was tickled by how much they look like me — and the variety of emotions they represent. 

There's one for my boyfriend: 


And one for making plans with my friends:


How I feel when they reject me:


Oh well, more food for me:


When I want to buy everyone drinks, my bitmoji is like:


But sometimes, people forget to return the favor.


Whatever though.


Next time, I'm staying home.


Bitmoji has even incorporated pop culture references, turning me into the newest member of the Kardashian clan:


And I was always #teamblueandblack.


But the app doesn't forget the classics.


Hopefully, Bitmoji keeps adding more. I never want to text without them.



Creator Jacob "Ba" Blackstock nailed it when he said"I really believe Bitmoji is the next level beyond emoji  and what we're seeing from users is that they're not looking back."

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