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Billionaire Snapchat CEO Evan Spiegel and supermodel Miranda Kerr are having a baby — here's a look inside the power couple's 2-year whirlwind romance (FB)


Evan Spiegel Miranda Kerr

It's been an exciting year for Evan Spiegel and Miranda Kerr. 

In May, the 27-year-old billionaire Snap CEO and the Australian supermodel tied the knot, with an early morning yoga session and an intimate backyard setting.

Now, the couple is expecting their first child together. 

Kerr and Spiegel started dating nearly two years ago, and a whirlwind romance followed, which led to their engagement last year.

Here's how the two powerful stars met and fell in love:

Biz Carson contributed to an earlier version of this post. 

SEE ALSO: How Reddit cofounder Alexis Ohanian and tennis superstar Serena Williams met and fell in love

The two met at a dinner for Louis Vuitton in Los Angeles. "We were really good friends for a long time before we started dating," Kerr told The Sydney Morning Herald.

Source: The Sydney Morning Herald

In 2007, Kerr was the first Australian to become a Victoria's Secret Angel and was among the world's highest-paid models. Now she's working on creative projects like jewelry lines and just launched a handbag collection in Asia.

Source: The Sydney Morning Herald

Kerr, 34, was once married to Orlando Bloom and has a son, Flynn. Spiegel had to wait at least six months to meet him, per Kerr and Bloom's rules, but "things are going well," Kerr said. "We're just a modern family now."

Source: The Edit

See the rest of the story at Business Insider

22 clothing items every man should own before he turns 30



When a man turns 30, he starts to look back at his life. But he should also turn around and look back at his wardrobe because, chances are, it's been neglected.

We've rounded up 22 of the most important essentials that every guy should have by the time he turns the big three-oh.

If you're approaching or over 30, it might be time to go shopping.

SEE ALSO: 7 things no man should ever wear in the summer — and what to wear instead

A full suit that is tailored and fits well.

There are no more excuses. You're an adult now. You need at least one suit, preferably in navy or gray.

Really, you should have both by now. What have you been doing all this time?

A nice blazer to add some variety.

As American dress skews more informal, blazers have become more important than ever.

A nice blazer will make sure that you don't overwhelm a room with a full suit when the occasion doesn't call for it. But it can also separate you from the crowd a bit.

An expensive wristwatch for special occasions.

Even if you're not a watch guy, you should realize the importance of wearing a watch on occasion.

Drop a few hundred to have a timepiece that you can call your own.

See the rest of the story at Business Insider

19 terrible things bartenders wish you would stop doing


Bartender mixed drinks angryWhen there's drinking involved, your bad habits tend to be amplified.

As one bartender told Business Insider, "We are people too. How would you feel if we came to your job and did the things you do to us?"

If you have any sympathy for your bartender, you'd make an effort to do better.

To help you out, we asked bartenders everywhere to share the annoying things they wish customers would stop doing, and more than 30 were happy to chime in.

Here are 19 things you may not have even known you were doing wrong this whole time.

SEE ALSO: A bartender says there's a disgusting reason to order beer or wine over cocktails

DON'T MISS: Bartenders reveal what customers' drink orders say about them

Clicking or snapping your fingers at them

"Say excuse me, politely putting your hand up without waving it in the air. Just wait your turn. We see you, I promise. Never snap your fingers."

Yelling at bartenders to get a drink made right away

"You're not the only customer in the bar, so we'll get to you when we get to you, especially if its busy."

Waving to get the bartender's attention

"The finger wave must have originated in the 7th circle of hell."

"We see you. No need to wave or do weird hand gestures."

See the rest of the story at Business Insider

Why you should stop eating white rice, according to a physician


rice wings potstickers

  • White rice is a refined carbohydrate, just like white bread, flour tortillas, and most breakfast cereals.
  • Cleveland Clinic physician Roxanne B. Sukol says refined carbs should be called "stripped carbs" because they've been "stripped of all their nutrition."
  • Research has tied diets high in refined carbs to weight gain and obesity.
  • But that doesn't mean all carbs are bad for you — healthy carbs include whole grains like brown rice, wheat bread, beans, and bran.


From a nutritional standpoint, white rice pales in comparison to its whole grain cousin, brown rice.

It gets digested quickly, is rapidly processed into sugar, and only fills you up for a short period of time. In comparison, brown rice is processed slowly, churning out a steady stream of fuel to power your muscles and keep you feeling sharp.

White rice is a refined carbohydrate, similar to those found in white bread, flour tortillas, and most breakfast cereals. So inferior is it to whole grains that Roxanne B. Sukol, a Cleveland Clinic physician and the medical director of its wellness enterprise, says people should simply call it a "stripped carb" — because it has been "stripped of all [its] nutrition."

In the book "Grocery: The Buying and Selling of Food in America," Sukol told author and chef Michael Ruhlman that these "stripped carbs" were her chief nutritional concern. In rice, they can be easily avoided by choosing brown over white. But refined carbs lurk in dozens of processed foods as well, including granola bars, baked goods, pizzas, and pastas.

Diets high in refined carbs have been tied to weight gain and obesity. A review of 50 studies on diet and weight gain published in the journal Food and Nutrition Research found that on average, the more refined grains someone ate (like white bread and white rice), the more weight they tended to gain over the study period. By contrast, the more whole grain foods someone ate (like whole-wheat bread and brown rice), the less weight they tended to gain.

"Stripped carbs" start out just like their whole-grain cousins. In the factory, however, food makers remove the grains' nutritious, fiber-rich outer shells, such as the germ and bran. As a result, refined grains have less protein, fiber, and vitamins than whole grains.


Cara Anselmo, a nutritionist and outpatient dietitian at New York's Memorial Sloan-Kettering Cancer Center, said another problem with refined carbs like white rice is that they are easy to overeat.

"It's definitely easiest to overdo it with drinks, refined carbs, foods that have added sugar or are highly processed — those are things that we just tend to keep going," she told Business Insider.

This doesn't mean all carbohydrates are bad, however. Instead of telling clients to ban things like bread and rice from their diets, Anselmo advises swapping foods with refined carbs for whole grain alternatives, like brown rice and whole-grain bread.

beefsteak healthy food"People need to understand there are nutritious carbohydrates," Sukol told Ruhlman. These include fruits, vegetables, many beans, and legumes, which Sukol said contain a "fiber matrix" that slows down how quickly they get converted to sugar.

Several recent studies suggest that the best diets are based around whole grains, vegetables, and lean proteins. US News and World Report's analysis of  the best eating plans described plant-based diets— which have whole grains and vegetables as their cornerstone — as "good for the environment, your heart, your weight, and your overall health."

If you're looking to make a simple, healthy change to your diet, this might be one to try.

SEE ALSO: The $37 billion supplement industry is barely regulated — and it's allowing dangerous products to slip through the cracks

DON'T MISS: Scientists think they've discovered a fourth type of fuel for humans — beyond carbs, fat, and protein

Join the conversation about this story »

NOW WATCH: A Japanese omelette that explodes over a bed of rice is sweeping Instagram

This family of 5 has been sailing around the world for 9 years


The Gifford family left their home in Washington in 2008 to sail around the world. They have not stopped since. We met up with them in the summer of 2016 in Noank, Connecticut to learn their story and to see how they all live on a 47-foot sailboat.

Follow the Giffords on their journey.

Special thanks to Aline Escalon for providing some additional footage from her own film, "Totem."

Special thanks to Sophie Boudet for providing additional DJI Inspire One drone footage: s.boudet83@gmail.com

Following is a transcript of the video. 

Jamie (Husband): We were a suburban family. We had three kids, and a nice house, and a minivan. 

Behan (Wife): My husband and I had been busier and busier with our jobs, and our kids were growing up faster and faster.

Jamie: And at some point, it just felt life was going by too quickly.

Behan: We've been through 30 countries. There's a little debate on the boat. What's a country? Sometimes it's a territory.

Siobhan (Daughter): Yeah, I don't remember a lot of living in a house, on land, or really just starting cruising.

Producer: Right, so this has been your entire life.

Siobhan: Yeah. Yeah, pretty much.

Mairen (Daughter): I only have little bits and pieces of memories before we started cruising.

Niall (Son): I'm not sure I would like living on land so much.  I just ... I'm a lot more comfortable on the water.

Behan: The adventures that we're on are like having a field trip every day. When you think back about school growing up, it's the field trips usually that you remember. Those are the days that stand out. And so we've had this incredible opportunity to make every day feel like a field trip.

This is our floating home, the good ship Totem. She is a Stevens 47 built in 1982. And we kind of think of her as the floating equivalent of a tiny house.

We've got solar panels, three solar panels, and a wind turbine. Between the wind turbine and the solar panels, we are able to supply our energy in the tropics where there are trade winds and good sun.

We use a solar oven when we can. I put pots in here with rice and a chicken and it is roasted, falling off the bone in four hours. 

The washing machine. This is where we do our laundry. It's a five-gallon bucket. It's really not fun. 

So when you look at the main cabin you see a living space, but what you don't see is that every little tiny bit of space here has to be useful. So underneath the settee is our water tank. 

This is all the galley, our kitchen onboard. This part of the galley is also the engine room because our engine is entirely enclosed within this. Some of the differences that we have with a conventional kitchen would be that our stove which hangs here, it can move because the seas can move.

So, Niall, how many articles of clothing do you own? 

Niall: Well, I probably own about 15 articles of clothing. Of that, I wear probably four or five. 

Behan: This is the head. This is one of two heads onboard. This one goes straight overboard. That's okay in some places. It's really not okay in others. And, you've just got to be aware of where you can and can't flush. 

So all the way forward we have Mairen and Sioban's cabin. They share it. There's an invisible line that runs down the middle. That's Sioban's side. That's Mairen's side. 

This is the master cabin I guess you'd call it. This is our room where Jamie and I sleep. We also have a full set of encyclopedias. Although a lot of our kids' learning is very digital, there's not really a substitute for the learning that you do by browsing. It's not replicated.

We live on a poverty-level income. Our typical annual expenditures are about $25,000 a year. Our income comes from a few sources now. The first one is that my husband is a sailmaker. And Jamie works with cruisers to specify sails — help them get a great sail at a great price — the right sail at a great price. That's been a really important part of our financial picture.

I wrote a book with two other cruising parents about how to do what we're doing. It's called "Voyaging with Kids." There's a little income from that and it's given us some credibility to sell other freelance writing. And, so, we get a little freelance writing income. 

And then Jamie and I are now doing some coaching where we work with people who want to do what we do and try to help them through all of the hurdles and questions to go cruising. And that's another trickle stream.

Niall: If there are other boats that have kids my age around, then definitely I'll hang out with them. We'll go to the beach, hang out on their boat. Besides that, I have a guitar. We have games on the computer. We have card games, all that stuff. 

Siobhan: I like to draw, to read, to write. 

Mairen: Yeah, I like to draw and read and writing is nice too at times when we have a working computer. I'm also reading the "Adventures of Tom Sawyer." I've only just started, though.

Niall: Being on a boat is actually very social, but I think I would've liked to have experienced some of the peer culture of a school on land. 

Behan: I miss my friends from home, I miss —

Niall: I definitely see how my international lifestyle growing up in different countries and maturing
in different countries could affect what kind of career I have later on. I think there's a lot that I have an insight into that I could benefit from. 

Jamie: My fear going into it was that we wouldn't actually leave because many people go in with this dream whether it's a retirement dream that they're gonna see the world, or whether it's something they're
gonna do as a 25-year-old adventurous kid. 

Producer: How much longer are you gonna do this?

Behan: "As long as it's fun," is a quote from Lin Pardey. For us, the twist on that is, as long as everybody is on board, it's got to be something that we're doing as a family, that nobody is dragged along, as long as we're physically able to do it, and as long as we're able to financially string it together, which is always a question.

Join the conversation about this story »

The Cheesecake Factory has embraced being 'one of the most horrible-looking places around' — and it's a brilliant tactic (CAKE)


Cheesecake Factory

  • Twitter users are calling The Cheesecake Factory a "postmodern design hellscape." 
  • The man who created the design admits it sounds like "one of the most horrible-looking places around."
  • The Cheesecake Factory's absurd design has actually helped it to survive the downward spiral of casual dining chains like Chili's and TGI Fridays. 


The Cheesecake Factory's unique design is blowing people's minds — and there's a business reason for its absurdity. 

"If you want a fully immersive 'postmodern design hellscape' themed dining experience I highly recommend dinner at The Cheesecake Factory," Max Krieger posted on Twitter on Thursday. "[F]rom a design perspective that place is f---in wild and I'll talk a little bit about why." 

Krieger followed up with tweets highlighting the Cheesecake Factory's garish exterior: 

cft 1

Its chaotic design: 

Screen Shot 2017 11 17 at 10.02.43 AM

And, of course, the chain's monstrously long menu: 

Screen Shot 2017 11 17 at 10.04.44 AM

The entire thread is great. You can — and should — read it here.

Screen Shot 2017 11 17 at 10.06.11 AM

Krieger musings on The Cheesecake Factory's place in American capitalism lead us to wonder if all of the absurdities are the chain were actually paying off in sales. 

The restaurant industry, especially sit-down casual dining chains like The Cheesecake Factory, haven't been doing great recently. While The Cheesecake Factory has outperformed the rest of the industry over the past few years, in November the company reported same-stores sales dropped 2.3% in the most recent quarter. 

cheesecake factoryHowever, while chains like Chili's and TGI Fridays have struggled to escape what executives call the "sea of sameness," The Cheesecake Factory has set itself apart in the very things that Krieger finds most baffling about the chain.

In a presentation for investors in September, the chain highlighted its super-sized menu, with 250 menu items, as a competitive advantage. "Ambiance" is apparently another major sales driver, with executives saying that "dining with us is an experience."

"You can’t knock their success," Rick McCormack, a restaurant and hospitality designer who created the chain's iconic design, told Eater. "We used to say if you build it, they will come, because time after time, we’d open in a new city, and from the first day on, people would just be lining up. There’s something magical about that concept." 

Still, McCormack is aware of how bizarre the design sounds, telling Eater: "If I try to describe to you what it looks like, you’d probably think it was one of the most horrible-looking places around." 

Join the conversation about this story »

NOW WATCH: Here's why we call it 'Black Friday'

Research shows there is a good time to go holiday shopping without getting stuck in crowds


black friday

  • The holiday season is the busiest time of the year for stores.
  • Black Friday, the weekend before Christmas, and the days right before Christmas are the busiest times. 
  • December 13 is the least-crowded day for stores during the holiday season.


For many shoppers, dread sets in at the thought of having to brave the holiday-shopping crowds. 

Black Friday crowds and the before-Christmas rush are top of mind during any mall trip in mid-December. For shoppers looking to avoid crowds, InMarket has data on the most- and least-crowded days in stores. 

InMarket uses Bluetooth beacons to connect with shoppers' smartphones, and because of that they have store traffic data from 50 million consumers from last year's holiday shopping period. For customers looking for a calm in the storm, December 13 seems to be the best day to shop in stores — assuming this year looks anything like last year.

December 13 is smack in the middle of the month. Too late for early shoppers and too early for those who wait until the past minute, the date lands in a happy middle period. Call it the calm before the storm.

The data also shows that conventional wisdom holds true, as Black Friday, the weekend before Christmas, and the day right before Christmas end up being the busiest in stores.

Holiday Foot Traffic Graph

SEE ALSO: How to know if you're getting a good deal on Black Friday

Join the conversation about this story »

NOW WATCH: Sheetz is a convenience store with a die-hard fan base only found in six states — take a look inside

Here's what goes on behind the scenes of the famous Macy's Thanksgiving Day Parade, which reportedly costs millions to produce each year


Macys Day Parade 8872

  • Macy's has hosted its famous parade on Thanksgiving Day since 1924.
  • A majority of the floats, balloons, and costumes are constructed inside their Moonachie, New Jersey warehouse.
  • Business Insider got a tour of the warehouse to see the process behind the parade that's watched by millions.


Inside a warehouse in Moonachie, New Jersey, where gingerbread men and nutcrackers line the walls, live two massive turkeys, a larger-than-life robot, a dragon, Pikachu, and Spongebob Squarepants.

While this isn't Santa's North Pole workshop, it might be the closest thing in the world to it. The Macy's Parade Studio, where a group of workers build the floats, balloons, and costumes that are on display during the Thanksgiving Day Parade, devotes itself to the holiday season 365 days a year. The famed parade, which happens in New York City every year, was started in 1924 by Macy's store employees and is now a Thanksgiving tradition that millions of Americans tune in to NBC to watch. 

Macy's does not disclose any of the costs associated with putting on the parade each year. Some sites like Ebates.com have estimated it could be several million dollars, taking into account the presumed cost of float construction, costumes, and studio rent. A representative for Macy's declined to confirm that estimate with Business Insider, however.

We took a tour of the studio at the height of 2015's Thanksgiving parade prep. John Piper, VP of the Macy's Parade Studio, showed us how their team helps put the magic together. 

SEE ALSO: These doormen guard the residences of New York's wealthiest residents

Each parade float starts out as an idea, a sketch on a piece of paper.

Models are then made scaled to size; you can see them sitting on the table here. Hanging above are balloon models from past parades.

The studio has a library of books, mostly for children, that the artists use as a reference to help turn two-dimensional characters into real-life, 3D figures.

See the rest of the story at Business Insider

Tesla unveiled a stunning new Roadster that's insanely fast — here's a first look (TSLA)


Tesla Roadster

Tesla CEO Elon Musk surprised everyone and unveiled a new Roadster on Thursday evening. 

After unveiling the company's first big-rig, Tesla had its new Roadster driven out of the back of the semi-trailer. 

The sports car will be able to go from 0 to 60 mph in just 1.9 seconds, making it the fastest production car ever made, Musk said. 

Here's a closer look at the newest Tesla vehicle. 

SEE ALSO: Tesla just unveiled its first electric semi — and it looks like a spaceship

Musk said the car would have a top speed of about 250 mph.

It will feature Plaid mode, which will enable it to do 0 to 60 mph in just 1.9 seconds.

What's more, it will do a quarter-mile in 8.9 seconds and ...

See the rest of the story at Business Insider

Dog owners are less likely to die, according to a study of 3.4 million people


dog in car

  • A 12-year study of 3.4 million Swedes found that dog owners are less likely than their peers to develop heart disease.
  • The study authors said that single dog-owners were especially protected.
  • Scientists aren't sure whether owning a pet causes better health or whether it's just an indicator of a better life.


Pet ownership may be a prescription for good health.

A massive, 12-year study of 3.4 million Swedish people released Friday in the journal Scientific Reports reveals that adult dog owners are less likely to die than their dog-free peers.

For the study, researchers from Uppsala University compared data from Sweden's national dog ownership registry with hospital visits for adults aged 40 to 80. (That analysis would be nearly impossible to replicate in the US, since American pet owners are not required to register their pooches the way Swedes are.)

Researchers started following the 3.4 million people in 2001, and selected the group so that no participants had pre-existing heart conditions. After 12 years, they found that people with dogs had a 23% reduced risk of death from cardiac diseases like heart failure, stroke, or heart attack than their dog-less peers. Dog owners were also 20% less likely to die, period.

If you’re a single dog-owner, the news is even better: The study found that people who live on their own with a dog had a 33% reduced risk of death compared to their non-dog-owning single counterparts. 

“Dog ownership was especially prominent as a protective factor in persons living alone,” Mwenya Mubanga, lead junior author of the study, said in a release“Perhaps a dog may stand in as an important family member in the single households.”

But not all dog breeds “protected” their owners equally, according to the study. Owners of hunting-breed dogs had some of the lowest risk of developing cardiovascular diseases and death. People with pointer dogs, for example, were 40% less likely to die, and people with retrievers were 26% less likely. 

Overall, the study in Sweden backs up a similar finding that the American Heart Association reported in 2013. The AHA said dog owners get more exercise, have better blood pressure and cholesterol levels, and even have “diminished sympathetic responses” to stress.

golden retriever puppy

But it's difficult to determine why people with dogs see these health benefits. The Swedish study didn’t try to answer that question empirically, but the researchers have a few ideas.

Senior study author Tove Fall said the link might be due to the fact that dog ownership gets people moving around more and going for walks. She also suggested that having a dog might lead to “increased well being” or more social interaction. Having a dog around could even help keep a person’s microbiome healthy too, Tove said, since the bacteria and viruses on dogs could expose people to a higher diversity of microbes. 

But the study authors are aware that dog owners may not actually owe their good health to their pets. It could be that healthy people are just more likely to bring a furry friend into their home in the first place.

study released earlier this year found that kids in the US who grow up with cats have fewer behavioral issues. But as James Hamblin at The Atlantic pointed out, the health benefits for cat owners disappeared when the researchers factored in socioeconomic status. 

As Hamblin put it, “pet ownership is more of a signifier of the sort of life that leads to better health, not the driver of that better health.”

That may be the case in Sweden too, but more research into the potential health benefits of dog ownership is needed to know for sure.

SEE ALSO: Some people have a strong urge to snack in the winter — but you probably won’t gain as much weight as you think

Join the conversation about this story »

NOW WATCH: Here's how dogs actually see the world

OpenTable says these are the best New York restaurants for eating with a big group


vandal pretzel

  • Restaurant reservation website OpenTable just announced its list of the 100 best restaurants for group dining.
  • 20 of those restaurants are located in New York City.
  • The list was determined by the frequency with which users marked restaurants as being "great for groups."


Nothing can ruin an extended family gathering like slow service or messed-up orders at a restaurant that has trouble accommodating large parties. With the holidays near, it will be even more important that diners find restaurants that won't leave their families restless.

Reservation website OpenTable just released its 2017 list of the 100 best restaurants for group dining in the United States. The list was generated from over 10 million user reviews, and restaurants were chosen based on the percentage of reviews that included the "great for groups" designation. You can see the full list here.

New York City topped the list with 20 restaurants. Here are the ones that made the cut. 

SEE ALSO: These are the 10 highest-grossing restaurants in America

ABC Kitchen

The vegetarian-friendly restaurant sources many of its ingredients locally and makes sure that none are produced with pesticides or GMOs.


Located in SoHo, Balthazar is known for baking its own bread and pastries.

Beauty & Essex

This restaurant's Lower East Side location includes a fully functioning pawn shop, which customers pass through before reaching the dining area.

See the rest of the story at Business Insider

A forgotten Stitch Fix cofounder likely walked away empty-handed after the startup's $1.6 billion IPO


Katrina Lake

  • Stitch Fix's CEO and cofounder, Katrina Lake, has shares worth more than $250 million following the company's IPO. 
  • However, Stitch Fix has another cofounder who has been scrubbed from its history: Erin Flynn.  
  • Flynn filed a complaint against Lake in 2012, alleging that the cofounder was trying to force her out of the company. 


Fashion startup Stitch Fix's IPO left one cofounder a very wealthy woman, with shares that are reportedly worth more than $250 million.

However, there's another cofounder who has been scrubbed from the company's history and cut off from the $1.63 billion IPO.

Stitch Fix

While CEO Katrina Lake has taken on the role as the visible founder and figurehead for the company, Stitch Fix's regulatory filings show that the company was cofounded by Erin Morrison Flynn, the Wall Street Journal reported.

In 2010, Lake and Flynn started a company called Rack Habit that would later rebrand as Stitch Fix, according to a complaint filed by Flynn. When the pair founded the company, Lake was still in school at Harvard Business School, while Flynn says she ran the business full time without taking a salary. 

In a post in Rack Habit's blog from 2011, Flynn is described as the founder "responsible for making the creative decisions that shape not only rack habit as a company, but also what's inside the rack habit packages." In the post, Flynn says she was living her dream as the startup's cofounder. 

"[F]rom day one kat and my mantra has been 'we are going to do this.' and we haven't looked back," Flynn said.

Flynn originally owned a substantial portion of the company, which raised $750,000 in seed funding from Baseline Ventures in 2011. 

Stitch Fix

In a complaint filed in 2012, Flynn accused Lake of trying to dilute her shares in the company, a storyline that's familiar to anyone who knows Facebook's history or who has watched "The Social Network." The complaint states that Lake tried to force Flynn out of the company after Flynn had her lawyer talk to Lake about rumored changes at Stitch Fix.  

The case was settled out of court for an unknown amount of money in 2014. Flynn is not mentioned in almost any company records, while Lake has taken on the role of Stitch Fix's very visible figurehead and CEO. 

Lake currently owns roughly 15% of the company, which was valued at $1.63 billion when it went public on Friday. That means Lake's share in Stitch Fix is now worth almost $250 million. Lake also sold one million shares in the IPO, racking up almost $17 million on Friday morning. 

Flynn was not listed as a major shareholder in the company's regulatory filings. 

Neither Stitch Fix nor a lawyer for Flynn immediately returned Business Insider's request for comment.

SEE ALSO: 'The Pioneer Woman' is one of the Food Network's biggest stars and owns land that's half the size of Rhode Island — and her plans for domination are just getting started

Join the conversation about this story »

NOW WATCH: Here's what candy corn is actually made of — it may surprise you

This is the best year ever to shop online on Black Friday (AMZN, TGT)



  • Retailers are offering more discounts than ever online this year.
  • This year marks the first holiday season for many perennial offers, like Walmart's free 2-day shipping with $35 purchase. 
  • This adds up to the best holiday season ever for online shoppers.

This year's holiday season will go down as a watershed moment for online shopping.

It's predicted to be the biggest year for holiday online shopping yet again, but that's not the whole story.

And this year, the perks retailers are offering customers online far surpasses every other year.

Most of the Black Friday deals offered by retailers will also be offered online, and some retailers are even offering exclusive discounts online because there are just more products for available. 

Cyber Monday has been ceding space online to Black Friday through the years in general merchandise, but this season many clothing retailers are expected to offer discounts online on Friday. 

This year, only 29% of retailers are not offering free shipping to customers for the holiday season, according to e-commerce software firm Shippo.

That's much lower than last year when 40% of retailers didn't offer free shipping. Same- or next-day delivery offerings have tripled from 1% to 3% year over year. More retailers are offering free or discounted returns than ever before, as well.


Earlier this year, Walmart— still far and away the US' largest retailer — debuted its new free two-day shipping with every $35 online purchase. It isn't changing up its free shipping policy for the holiday. 

Amazon is also keeping its same free shipping policy, which is reduced to $25 earlier this year. The free shipping threshold stood at $49 last holiday season. Amazon Prime subscriptions also continue to grow, and many Amazon shoppers will be able to take advantage of the two-day free shipping. Customers can also subscribe to Amazon Prime on a monthly basis now, so if they want the free 2-day shipping benefits just for the holiday, that is now possible.

Target is offering free standard shipping all the way up until December 23, dropping the $35 requirement. Best Buy is also waiving its $35 requirement, offering free standard shipping until Christmas.

Behind the scenes, incremental upgrades like additional distribution centers and better logistics continue to chug along, reducing the chances for lost packages or delayed orders — even on Black Friday and the rest of the time before the holiday crunch.

Customers are expected to flock online in ever-increasing numbers. In a survey, PricewaterhouseCoopers found that 84% of holiday shoppers intend to shop online at least in part, and on average, intend to split their online and in-store shopping evenly.

SEE ALSO: Retailers are gearing up for Fingerling fever as a $15 robot monkey toy flies off shelves

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NOW WATCH: Here's why we call it 'Black Friday'

These will be the biggest design trends in American homes in 2018


Houzz_5 Vintage Lighting

  • The home remodeling and decoration website Houzz released its list of the 10 design trends it expects to see in 2018.
  • The list was assembled from feedback offered by its network of users and home professionals.
  • Vibrant colors and intricate wall patterns appear frequently throughout the list.

If you're thinking about remodeling your home next year, now might be a good time to start planning.

With Black Friday approaching, hardware stores will be offering discounts on any tools or building supplies you can imagine. And Houzz—a website which offers products, ideas, and the names of contractors for home remodeling and decoration projects—has just named the 10 home design trends it expects to see most frequently in 2018. The trends were chosen based on input from Houzz users and home professionals.

These are the trends that made the list. 

SEE ALSO: Hilarious listing photos show what not to do when putting your house on the market

More color in kitchens

Increasing the amount of color in your kitchen can give it a warmer, more personal touch while also making cooking-related stains and damage less apparent.

Rich colors throughout the home

Paying attention to color throughout the home can make your furniture and decorative items pop.

No more white or stainless steel sinks

Houzz expects sinks made with materials like stone, copper, concrete, and granite to become popular in 2018.

See the rest of the story at Business Insider

Oracle billionaire Larry Ellison has an insane real estate portfolio — take a walk through


nobu ryokan

  • Larry Ellison, Oracle's founder and former CEO, has an extensive real estate portfolio.
  • His holdings include multiple homes in Malibu and Lake Tahoe, as well as mansions in San Francisco and Silicon Valley. 
  • He also owns 98% of the Hawaiian island of Lanai.

Oracle founder Larry Ellison is no stranger to the real estate market — he's been called "the nation's most avid trophy-home buyer" and has all but taken over entire neighborhoods in Malibu and the Lake Tahoe area. 

When asked by CNBC in 2012 why he would buy more homes than he could possibly live in, Ellison referenced his love of art. 

"I'm going to start these art museums that are basically converted homes, and I have one for modern art, and I have one for 19th-century European art, and one for French impressionism," Ellison said to CNBC. "I've got Japanese. I own a home in Kyoto, Japan actually on the temple grounds in Nanzenji that is going to become a Japanese art museum. So, a lot of them are museums." 

Though his 2012 purchase of the Hawaiian island of Lanai has been his largest overall investment by far, he's made a number of blockbuster purchases over the last two decades. 

SEE ALSO: Tech billionaire Larry Ellison just bought a historic Lake Tahoe casino that once belonged to Frank Sinatra

DON'T MISS: These will be the biggest design trends in American homes in 2018

In 1988, Ellison paid $3.9 million for a William Wurster home in San Francisco's swanky Pacific Heights neighborhood, a popular area that's now home to other tech moguls like Mark Pincus, Jony Ive, and Trevor Traina. Several news outlets reported Ellison planned to buy the home next door for $40 million, but the sale never happened.

Source: Curbed SF 


His home in Woodside, California, modeled after a 16th-century Japanese emperor's palace, is worth an estimated $70 million. The 23-acre estate took nine years to design and build, and it was completed in 2004.

Source: SF Gate


He also owns a historic garden villa in Kyoto, Japan, which was reportedly listed for $86 million, though the price he actually paid is unknown.

Source: SF Gate, Japan Property Central

Pictured: Nanzen-ji Temple, which is right near Ellison's estate

See the rest of the story at Business Insider

A self-made millionaire describes the financial mistakes to avoid if you want to get rich by 30


Grant Cardone is an American entrepreneur and a New York Times best-selling author, speaker and motivator. His books, audio packages, and seminars provide people of all professional backgrounds with the practical tools necessary to build their own economies toward the path to true freedom.

Grant stopped by Business Insider's office to talk about several topics, including finance, real estate, and the mindset of becoming a millionaire. In this video, he tells us what to do in your 20s to become rich in your 30s. Following is a transcript of the video.

Grant Cardone: Well, there's a number of financial mistakes that people make in their 20s. Number one is borrow money to go to college. It's like (shooting sound). The idea that you would borrow money to go some place for four or five years and not make money is ludicrous when you put it down on a piece of paper.

The second thing is the idea that you would try to save money. Save for emergency. Save for a rainy day. Save for the future. Save for retirement. You don't want to save for any of those reasons. What you want to save for is the opportunity to one day make a play, when you make that play you want to not diversify.

You want to go all in on one thing, and you want that one thing to be a sure thing. I'm looking for sure thing investments that will multiply over time that I'm guaranteed when I go to sleep at night — you know, 3 months, 6 months, 9 months — that thing, that product that I'm invested in is still going to be there in the future.

Don't invest early like all the financial magazines tell you. Don't do the 401K, it's a fricking trap, man. You can't even get the money. You have no control, you wan't control, so you want the money now. I wouldn't invest one penny on one stock until I had 100 grand in the bank. Until then I would invest only in myself.

That should be your first investment, OK. That's a sure thing, if you know you, ok, better to invest in you then some other company where you don't know the people. Invest in you, invest in your company and your own expansion first. And then when you start doing passive flows of income investments make sure they're sure things.

EDITOR'S NOTE: This video was originally published on August 7, 2016.

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The diner who has left waiters thousands of dollars as Tips for Jesus reveals himself to be a millionaire tech exec in the 'PayPal Mafia'


jack selby

  • Venture capitalist and former PayPal executive Jack Selby finally confirmed he was the man behind "Tips for Jesus." 
  • For years, Tips for Jesus has anonymously left tips of up to $5,000. 
  • Selby is a member of the so-called "PayPal Mafia" and a hedge fund director. 


The generous tipper behind Tips for Jesus has finally revealed his identity.

Starting in 2013, someone began leaving tips of more than $1,000 — and often up to $5,000. The mysterious tipster would document his generous ways on an Instagram account, and sign the receipt "Tips for Jesus."

Big up to Christop! #godbless #thumbsup

A post shared by tipsforjesus (@tipsforjesus) on May 22, 2015 at 9:27pm PDT on

Jack Selby, a venture capitalist and former vice president at PayPal, has long been rumored to be the man behind the tips. However, it was only this week that he confirmed his identity.

On Thursday, The New York Post reported that Selby had been spotted leaving a $5,000 tip after buying $100 in drinks at a bar called Guyer's in New York City. On Friday, the Tips for Jesus Instagram posted a photo of the article — seemingly confirming, finally, that Selby was the man behind the account.

Thanks to everyone at Guyer’s! And yeah, forgot to take a pic of the receipt, so thanks @nypost! #wereback #godbless #tipsforjesus

A post shared by tipsforjesus (@tipsforjesus) on Nov 16, 2017 at 10:56pm PST on

The caption reads: "Thanks to everyone at Guyer's! And yeah, forgot to take a pic of the receipt, so thanks @nypost! #wereback #godbless #tipsforjesus."

Selby is a member of the so-called "PayPal Mafia" — early members of the tech company that went on to achieve even greater prominence in the industry. He had been an original employee, and served as senior vice president before PayPal was sold to eBay in 2002.

After leaving PayPal, Selby started macro hedge fund Clarium Capital Management with tech investor (and now Trump supporter) Peter Thiel. Currently, Selby is also the managing director at Thiel Capital.

SEE ALSO: A forgotten Stitch Fix cofounder likely walked away empty-handed after the startup's $1.6 billion IPO

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NOW WATCH: Shake Shack just added chili to the menu — here's the verdict

London's Museum of Witchcraft and Magic is a collection of the occult from around the world — take a look

  • The Museum of Witchcraft and Magic features bewitched objects and haunting photographs.
  • Objects come from the Museum's collection in Cornwall, which is the world's largest of its kind.
  • It's hosted by The Last Tuesday Society cocktail bar until 28 February 2018. 


Inside the Museum of Witchcraft and Magic in London are a variety of occult objects like waxen curse poppets, fortune telling teacups, and witch mirrors.

They come from the Museum's collection in Cornwall, which is the world's largest of its kind.

Most of the objects are contemporary, with some from the 19th century.

"Many of the objects on show here were used relatively recently. Up to a few years ago," director Simon Costin told Business Insider. "Witchcraft in Britain has had a huge explosion."

The exhibition is open until 28th February 2018 at The Last Tuesday Society in London.

Produced and filmed by Claudia Romeo

Join the conversation about this story »

London's Museum of Witchcraft and Magic is a collection of the occult from around the world — take a look

  • The Museum of Witchcraft and Magic features bewitched objects and haunting photographs.
  • Objects come from the Museum's collection in Cornwall, which is the world's largest of its kind.
  • It's hosted by The Last Tuesday Society cocktail bar until 28 February 2018. 


Inside the Museum of Witchcraft and Magic in London are a variety of occult objects like waxen curse poppets, fortune telling teacups, and witch mirrors.

They come from the Museum's collection in Cornwall, which is the world's largest of its kind.

Most of the objects are contemporary, with some from the 19th century.

"Many of the objects on show here were used relatively recently. Up to a few years ago," director Simon Costin told Business Insider. "Witchcraft in Britain has had a huge explosion."

The exhibition is open until 28th February 2018 at The Last Tuesday Society in London.

Produced and filmed by Claudia Romeo

Join the conversation about this story »

This is exactly what you should eat for breakfast, lunch, and dinner when you're hungover, according to a nutritionist



  • Business Insider spoke to nutritionist Geeta Sidhu-Robb about the best food and drink to consume on a hangover.
  • Ginger tea and tomato juice are best for settling the stomach.
  • Foods high in healthy fats like eggs, avocado, are best to eat on a hangover.
  • Dairy, acidic or greasy foods and drinks are best avoided.

Party season is finally here. The drinks invites are rolling in, and the pinnacle work Christmas do is just around the corner.

There's a downside to all this fun, though — and it's that horrible feeling the morning after the night before. That third bottle of fizz, fifth tequila, and early morning fried chicken stop-off all begin to curdle into one giant knot of regret, nausea, and sometimes even the blues.

Fortunately, help is at hand. To get you through the inevitable hangovers that await, Business Insider spoke to nutritionist and all-round healthy eating guru Geeta Sidhu-Robb, founder of Nosh Detox, about the best foods to eat to make yourself feel mentally and physically better after a night on the booze.

Using Sidhu-Robb's expertise we have created a step-by-step guide of everything you should eat and drink — and what time of day to have it — while dealing with a hangover, even if you're headed back into the office.

7:30 a.m. — Wake up, have two glasses of water.

It's not rocket science — obviously hydration is key here, but why not measure your water intake by factoring in a couple of glasses of water at a time throughout the day? This will ensure you get your eight plus glasses of H20 on a day you really need it.

8 a.m. — Drink a ginger tea with honey.

ginger tea

Swap out your morning coffee for a ginger tea with a dollop of honey. Sidhu-Robb said: "As caffeine is a diuretic which will make you even more dehydrated, it can make your headache even worse. Like alcohol, caffeine narrows blood vessels, which increases blood pressure and makes your head hurt.

"Ginger is an effective way to settle an upset stomach. Sweetening your tea with honey will also ease a hangover as the fructose in honey will help your body metabolise any alcohol still in your system."

8:30 a.m. — Breakfast of either a mushroom omelette (without the cheese) or poached eggs and mushrooms on toast.

poached egg mushroom toast

According to Sidhu-Robb, breakfast foods such as oats, eggs, and toast, are generally the best at providing bursts of energy through hangovers that can make you feel better.

"Eggs provide energy and they also contain significant amounts of cysteine which breaks down the hangover-causing toxin acetaldehyde, the chemical that’s left over when the liver breaks down ethanol. Mushrooms are also great on a hangover as they’re a brilliant source of selenium, which is due to their antioxidant powers."

Porridge is another sensible option, but if you're already feeling queasy, the texture might not seem that appealing first thing.

Dairy should be avoided at all costs, explained Sidhu-Robb, along with milk-based products that are already difficult to digest under normal conditions.

"Eating cheese or other dairy products as a snack while drinking or after drinking could potentially cause indigestion, heartburn, and worsen hangovers," she added.

Have tomato juice with breakfast.

bloody mary

Drinking tomato juice is a great way to settle an uneasy stomach, hence why bloody mary's are so popular to those suffering. Sidhu-Robb recommended the virgin variety, though.

"The glucose in tomato juice will help to get your sugar levels back up to normal, helping you to avoid fatigue, weakness, and bad moods. It's a great alternative to pasteurised orange juice and other citrus juices that can irritate your sensitive stomach and make you feel even sicker."

10 a.m. — Have two more glasses of water and a banana.


Bananas are gentle on the stomach and also good for keeping up your blood sugars. Strikingly coloured foods are rich in important electrolytes, especially potassium. They also contain B vitamins and mood-boosting carbohydrates, which can help to fight off the depressive effects of alcohol.

12 p.m. — A lunch of sushi and a miso soup.

ITALY   Daruma Sushi Rome   Daruma Roll

Eating greasy or heavy carbs may provide an initial energy boost, but it will lead to a crash shortly after. So instead of chips, pasta, a pizza slice, or your usual shop-bought sandwich, opt for sushi and a miso soup.

Sushi might seem like an unusual choice — lots of people avoid fish at all costs on a hangover — but the omega-3 fatty acids in the oily fish and absorbent rice are just what you need.

"Eating high healthy fats in general are great for a hangover," she said. "While the salt in the miso soup will rehydrate and replenish the body's sodium levels."

Have coconut water with lunch.

Coconut Water

Coconut water can also help to restock the body’s sodium levels after a night of boozing, according to Sidhu-Robb.

2:30 p.m. — Drink a green smoothie.

green juice

Now your tummy should be more settled, and it's time for a huge injection of vitamins by way of a smoothie. The thick texture should be easier to manage by this point in the day.

A smoothie can help to satisfy sugar cravings, so it's a good alternative to reaching for chocolate.

"Try to resist your cravings and avoid sugary foods and drinks, as more sugar will only add to your imbalance," Sidhu-Robb said. "Instead, get your sweet fix through natural fruit juices and smoothies which release energy more slowly."

The ingredients you need for the smoothie are leafy greens like kale, chard, and spinach for immediate relief and energy. You could even chuck another half a banana in there and a dash of honey for sweetness.

"Spinach is full of folic acid, vitamin C, and sulphur — all nutrients heralded for warding off those hangover symptoms."

4 p.m. — Have two more glasses of water and a slice of brown toast (with or without avocado).

avo toast mariana medvedeva 379625

You can also opt to pair your toast with mashed avocado. Like sushi, the good fats in avocados are great while your body is digesting alcohol, and jazzing it up with chilli will spark your liver and gall bladder into action.

7 p.m. — Finally, it's dinner time. Reward your efforts with a burger, sweet potato fries, and two more glasses of water.

burger sweet potato friesYou've made it through the day and bed is in the near future, so it's time to reward your efforts.

The good news is that you can still end your hangover with a takeaway, if you want to. Lean protein will make you feel full and level out blood sugars, while the red meat also provides a good dose of iron — just try to leave out the cheese. Have it with a side of sweet potato fries, preferably baked.

Sweet potatoes contain unrefined carbs which are broken down gradually, which will avoid a blood sugar spike. They also contain B vitamins and fibre, and you won't feel too stodgy afterwards.

If this all seems like too much to stomach, there are other options.

Before her hangover has even taken its grip, Sidhu-Robb said that her own secret weapon is a homeopathic remedy called Nux Vomica. She takes one pill at night and one the morning after which she says calms an acidic tummy.

If you've got a bit more cash to splash, IV vitamin drips are extreme answers to dealing with hangovers to those that can afford them. They boost blood levels by vitamin drip nutrients directly — but prices for the Nosh Detox IV vitamin drip start from £127.

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