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12 of the most beautiful prisons around the world


villa sbertoli mental hospital

Not all prisons are colorless concrete boxes.

Around the world, from Denmark to England to India, there are high-security facilities that feature stunning architecture and interior design.

Many of the most beautiful prisons are centuries-old, but some are more modern and feature sleek, simple designs.

Here is a sampling.

SEE ALSO: Abandoned Dutch prisons are being used to house refugees — here's what they're like inside

Austria's Justice Center was designed by Joseph Hohensinn to let in ample light. There are two inscriptions by the entrance, each affirming inmates' right to dignity and humanity.

Norway's Halden Prison lets inmates cook, play video games, shoot hoops, and sleep on plush beds. Rooms look more like college dorms than cells. The idea is to treat convicts like people, so they will re-enter society in a healthy mindset.

Villa Sbertoli, an Italian prison and mental hospital, was built in the 18th century and featured vaulted ceilings, interior balconies, and colorful frescoes.

See the rest of the story at Business Insider

Here's when you should plan to get a haircut if you have a big event coming up



Situation: You've got a wedding, gala, or other similar event coming up on Friday, and it's the beginning of the week. You look in the mirror and see that your hair is dangerously overgrown.

You must make an appointment for a haircut this week. What day should you choose to look the best for your event?

If you answered "the day before" — sorry, but you're wrong.

Tuesday or Wednesday would actually be your best bet, as it turns out most professionals would recommend a buffer of one or two days,according to Max Berlinger of The New York Times.

This lets the cut "settle" and ensures your hair looks less freshly shorn for your big event.

This also allows enough time for any corrections to be made before the big event, if the event really is of that much importance that your hair must be perfect.

Nick Wooster, who is widely regarded as one of the most important men's style icons of today, even told The Times, "Some barbers say the only difference between a good haircut and a bad haircut is three days."

This matters more the shorter the haircut is, and with scissor cuts it matters a little less. Don't let this affect your choice to get the haircut that would be best for you, however.

SEE ALSO: This is the only solution for balding men to get full heads of hair again

Join the conversation about this story »

NOW WATCH: This haircut is making the internet very upset

A 29-year-old techie quit Google to bring chocolate-based 'medicine' to Silicon Valley


sena shellenberger

Cacao — a concentrated chocolate brew that is said to provide mind-altering experiences — is taking over the San Francisco Bay Area. The effects are said to be so dramatic, some users compare it to "instant therapy."

Sena Shellenberger, 29, a former Google employee, quit her job in 2016 after trying cacao for the first time. She said the experience opened her eyes to realize working at the tech giant no longer aligned with her goals.

At the end of July, Shellenberger started offering online classes on the art and science of cacao under her new wellness brand, Open Your Heart with Cacao. The three-week course promises to teach participants how to prepare cacao, source its exotic ingredients, and work with the brew to break bad habits, deepen connections with others, and find joy within. It starts at $139.

The cacao she's talking about is not exactly what you find in a Hershey's chocolate bar — nor is it a code word borrowed from one memorable "Portlandia" sketch. The drink is made from mixing raw cacao paste with water and sometimes cayenne pepper and heating it.

cacao bean

When consumed in "ceremonial" quantities (one to two ounces), the mixture produces a wide range of reactions, from feelings of openness and ecstasy to hallucinations in rare cases, according to devotees. For centuries, the Aztec and Mayan peoples used the cacao drink as a natural remedy to relieve fever and faintness and improve digestion, among other ailments.

In the Bay Area, the cacao drink is gaining popularity with the New Age crowd. While you won't find techies sipping on the bitter brew in cafés, ceremonies centered on cacao seem to pop up on the calendar of healing collectives, tea houses, and yoga studios on a regular basis.

sena shellenberger cacao ceremonies 4

In 2015, Shellenberger was working as a program manager on the Google Glass team. At the time, she was commuting three hours a day from San Francisco to the company's headquarters in Mountain View and eating most of her meals at the office. Over time, she found herself becoming indecisive and unfocused in meetings. She contemplated leaving Google.

A vacation to Mexico changed all that. On a platform near the beach, a yoga instructor offered Shellenberger her first sips of the cacao drink, a brown liquid said to taste like bitter coffee cut with dirt. A warmth came over her body, and she started to experience a gentle twitching.

"It really felt like I was unraveling from this person that I was before," Shellenberger said.

Shellenberger said she returned to the Bay Area with a greater sense of clarity. She bought raw cacao online and started experimenting in her kitchen with the rituals she observed in ceremony. The internet provided her with basic recipes and medicine songs to perform.

She describes cacao as having the "lowest barrier to entry" in the plant-based medicine world.

The drink does not induce hallucinations, as some fans have claimed, but a megadose may cause physical side effects. Nutrients in the cacao bean called flavanols have been shown in studies to help lower blood pressure, improve blood flow to the brain and heart, and fight cell damage. Better blood flow brings more oxygen to the brain, which boosts functioning.

These benefits are lost when cacao is processed for commercial chocolate production.

sena shellenberger cacao ceremonies 2

In March 2016, Shellenberger left Google. She spent the last year traveling in Costa Rica and Peru soaking up instruction from shamanic healers and participating in cacao ceremonies. She posted often about her adventures on social media and noticed that she received a lot of the same questions from friends. It inspired her to create a beginner's course to using cacao.

Open Your Heart with Cacao holds weekly sessions broadcast over a video conference, in which Shellenberger shares the history of cacao, lessons on how to work with it, and best practices for preparing it. She said it's important to spread and honor the ancient traditions around the sacred brew, so it doesn't "become this Silicon Valley corporate-cacao trend."

Still, Shellenberger said she hopes to someday lead cacao ceremonies as a team-building exercise at tech companies like Google.

"I loved my time at Google. I loved the people I worked with," Shellenberger said. "But I realized my passion didn't lie in the technology or the product I was working on."

SEE ALSO: Silicon Valley's new craze is flying to Peru to take a psychedelic you can't legally get in America

Join the conversation about this story »

NOW WATCH: People in California are microdosing on LSD — and they say it's making them more productive

McDonald’s in Japan serves ‘Teriyaki’ and ‘Ebi’ burgers — here’s what they’re like

APPLY NOW: Business Insider is hiring a paid breaking news intern


business insider newsroom

Business Insider is hiring an intern to work with our news team this fall. 

We're looking for applicants who are news-obsessed, quick to learn, cool under pressure, careful, and appreciative of our approach to journalism.

This is an important internship that will involve working closely with top editors and journalists across our team.

Responsibilities will include spotting and covering important breaking news stories as they unfold. There will be a mixture of original writing and reporting, as well as setting up wires and syndicated posts. 

As for qualifications, a journalism background and experience writing for a news site always helps, as do copy-editing skills and light HTML and Photoshop experience. Knowledge of social media and previous writing experience are both useful, too.

APPLY HERE with your resume, a cover letter, and links to several clips. 

Please note that this internship requires that you work in our Manhattan office. Interns are encouraged to work full-time (40 hours a week) if their schedule allows, and the internship can run for up to six months.

Join the conversation about this story »

NOW WATCH: 7 smart questions to ask at the end of every job interview

The 39 best ways to burn the most calories in an hour


SoulCycle spinning cycling

There are a lot of great reasons to exercise. But one of the most basic goals is to burn calories.

So what's the best way to do that?

Really, you should pick something you like enough to do regularly over time. But if you are deciding between a few different activities, you could pick the one that burns the most energy.

The Mayo Clinic, drawing on research published by the National Institutes of Health, ranks 36 popular forms of exercise based on their caloric impacts. We've ordered them from least to most intense, and listed the approximate calories burned per hour for a 160- and 200-pound person (in that order). According to the CDC, the average American woman weighs 168.5 pounds, the average American man 195.7 pounds.

We also calculated the values for several other sports, including soccer, rock climbing, and kayaking, based on NIH data, and included stats for a few other popular activities as well.

It's worth noting, though, that all of these activities can be conducted at varying intensities, which means exact figures will vary based on energy input, body type, gender, age, and other factors. Additionally, exercise on its own doesn't do much to make you lose weight. If you want to slim down, we suggest talking to a doctor about what a healthy weight is for you and cutting down on sugar and large portions.

SEE ALSO: Your kitchen sponge is even grosser than you thought — here's how often you should replace it

DON'T MISS: 8 surprising ways exercise affects your brain

39. Hatha yoga: 183 calories/hour | 228 calories/hour

Hatha yoga, a version of the practice centered on specific poses and mental exercises, sits at the bottom of this list, burning an average of about 183 calories per hour in a 160-pound person.

38. A slow walk (2 mph): 204 calories/hour | 255 calories/hour

35. Bowling: 219 calories/hour | 273 calories/hour

Bowling can help you burn a couple hundred calories an hour, but the alley snacks might counteract that.

See the rest of the story at Business Insider

We went to Etsy's luxurious office and saw why it's one of the most celebrated in the world


Etsy HQEtsy, the online marketplace where creative entrepreneurs can set up storefronts to sell their own products, launched in 2005 with the goal of creating an online retail space that would build a more fulfilling and lasting world.

So it's no surprise that its 200,000-square-foot headquarters in the Dumbo neighborhood of Brooklyn would be filled with toxin-free paint, salvaged wood, and furnishings purchased from Etsy sellers. In August, the eco-friendly office was recognized with an Excellence Award from the Center for Active Design. It was one of seven international winners. 

The roughly 500 employees that work in the Brooklyn office are free to roam the nine-floor complex, finding a comfy spot to set up camp and work remotely away from their desks.

Last summer, we got a tour of the refurbished building the Etsy team calls home — scroll ahead for the photos.

SEE ALSO: We visited Amazon's chaotic jobs fair and found a troubling insight about the American economy

In 2016, Etsy moved from a 106,000-square-foot space to its new headquarters in Dumbo. The new space is a two-building setup that's nearly twice as big, at around 200,000 square feet.

Etsy signed a 10-year lease on the nine-story building.

Before the big move, the company sent surveys to its employees, asking them to name their preferences and needs for the future office. Quiet spaces such as this one were big on the list of requests.

See the rest of the story at Business Insider

Science says even if someone paid you to go to the gym, you probably still wouldn't go


weak weightlifter gym exercise

• A new study finds that the prospect of receiving an Amazon gift card didn't motivate people to visit the gym significantly more often.

• This is in line with previous research around effective motivation.

• The findings suggest that intrinsic motivation — working out because it's fun — might be more important.

I love going to the gym.

Actually, scratch that — I hate going to the gym. I hate being sweaty, and clumsy, and grunt-y — but I love being able to drop the sentence, "Yesterday in my 'total body conditioning' class …" in casual conversation without fibbing.

I guess you could say that, for me, the reward of gloating about working out outweighs the cruel and inhuman punishment of actually, you know, working out. So it makes sense that if you added another reward — say, cash — I'd work out more often than I do now.

Except — assuming I'm like many other Americans — that double-reward system wouldn't work so well. A new working paper by the National Bureau of Economic Research finds that paying people to hit the gym barely makes a difference in how often they go.

For the study, researchers divided about 800 new members at a Midwestern gym into four groups.

The first group received a $30 Amazon gift card after six weeks, unconditionally.

The second, third, and fourth groups were rewarded for going to the gym at least nine times in the first six weeks of membership — with a $30 Amazon gift card, a $60 Amazon gift card, and an item of their choosing from Amazon worth about $30, respectively.

As it turns out, in the first six weeks, participants who were promised rewards made just 0.14 more visits to the gym, on average, than the group who didn't get any reward. That's not a whole lot.

The study authors cite otherresearch that found financial incentives do make a difference in how often people visit the gym — albeit a modest one. So at this point, it's hard to say how well money works (or doesn't) to motivate people to be healthy.

Still, the newest results recall an observation from behavioral economist Dan Ariely, who in his 2016 book, "Payoff," argued that financial incentives aren't the be-all-end-all when it comes to motivation.

Ariely and his colleagues conducted a study that found workers who received financial bonuses for their performance ultimately performed worse than workers who received compliments from their boss — or pizza. Ariely says that intrinsic motivation — i.e. doing a good job for the sake of doing a good job — can be even more powerful than cash.

In the case of exercise, Ariely previously told Business Insider that simply enjoying the workout can be the greatest motivation of all.

In other words, try to craft an exercise routine you enjoy and you'll be more likely to stick with it. And try not to rely on outside rewards, like earning cash or a gift certificate if you visit the gym often enough.

As for me, it's possible that the joy of subtly bragging might fade — or that all my friends might find me so intolerable that they eventually ditch me. In the long run, I'd be wiser to choose workouts that are fun in the moment.

SEE ALSO: Too many people make the same mistake motivating themselves to work out

Join the conversation about this story »

NOW WATCH: A behavioral economist explains why bonuses don't motivate employees to work harder

How Usain Bolt's top speed compares to Michael Phelps, a cheetah, and more


Usain Bolt may have lost his final race, but that doesn't diminish what he's done in his legendary career.

Bolt captured nine gold medals during his Olympics career, holds the world record in the 100-meter dash, and set a new standard for what it means to be a sprinter.

The Jamaican sprinter has been clocked at a maximum speed of 27.7 mph. We decided to compare this incredible athletic accomplishment to a few animals and other humans to put his power into perspective.

BI Graphics_Usain Bolt v02

Join the conversation about this story »

NOW WATCH: Here are all the animals Usain Bolt can outrun

18 of the best under-the-radar travel destinations in America


Great Sand Dunes

The United States is vast: 3.797 million square miles to be exact. Yet when it comes to choosing a vacation, we often limit ourselves to a tiny fraction of the country.

There are plenty of good reasons why we would want to go to Yosemite National Park in August, along with 600,000 other people, or skiing in Vail in the winter, with 1.6 million others, but for those prepared to go off the beaten track, there are a lot of lesser-known places that are well worth a visit, especially if you're looking to ditch the crowds.

We have put together a selection of our favorite underrated travel destinations – from cities to day trips and national parks, these are all places that deserve a bit more attention.

SEE ALSO: 7 massively popular travel destinations that tourists have ruined

Fredericksburg, Texas

This rustic town in Central Texas was originally settled by Germans and named after a former Prussian prince.

Today, it's one of the state's hidden gems, with a mix of unique 19th-century German architecture, a German market square, and a luxurious wine region in the surrounding Texas Hill County.

Tongue Point, Washington

You'll find Tongue Point jutting out from the northern coastline of Washington State. At low tide, this a prime place to spot sea life and birds as you walk across to the outcropping.

Conveniently, there's a campground nearby, so you can stay and explore the stunning scenery or just swing by for a quick swim. 

Topsail Island, North Carolina

Topsail is a barrier island that stretches 26 miles along the coast of North Carolina. It's managed to stay low-key despite having some of the most beautiful beaches in the area, earning it rave reviews on TripAdvisor

If you want to avoid the normal hustle and bustle of other seaside beaches in summer, this is the place to visit. The average cost to rent a house for four people is $276 a night on Airbnb

See the rest of the story at Business Insider

These $133,000 tiny homes can be taken apart in a few hours to move with their owners



Moving usually means leaving your old house behind.

A new tiny house, called the Koda, is designed to move with inhabitants.

A construction crew from Kodasema, the Estonian design firm that created the 269-square-foot home, can assemble it in less than 10 hours, and disassemble it in four hours.

Kodasema unveiled the home in late 2016. Now the team is building small villages of Kodas near downtowns in four cities: Tallinn, Estonia, Amsterdam, Netherlands, London, England, and Almere, Holland. The furnished houses will come in three different models: "Koda for Living," "Koda for Studying," and "Koda for Working." They will function as homes, classrooms, and offices respectively in the villages.

The first village will be in Tallinn, which the team expects to open in October 2017, cofounder Ülar Mark told Business Insider. 

Kodas are now available to order online in the four cities, with prices starting at €120,000 (or about $132,500). These owners will manage the homes for people who will rent them out for days, months, or years at a time. The rent will differ depending on the city, and how long guests live there. (For example, Kodas in Tallinn will cost $100 per night, or between $825 and $1,200.)

The company might expand sales internationally if Kodasema can manage to ramp up production, Mark said. Check it out below.

SEE ALSO: A new hotel is like WeWork combined with Airbnb — take a look inside

Kodasema's tiny home villages will be located in car parks near city downtowns. The first will be in Estonia's capital, Tallinn, and will feature seven Koda houses. One will serve as an office, another as a public art gallery, and five as rentable homes.

The team assembled each home in less than a day in July. Before the villages can open, however, they will need to go through four-month inspection processes by the cities. (Tallinn's already started this process.)

The Kodasema team is currently working on installing plumbing and electrical systems, as well as landscaping, which it expects to complete the week of August 7 in Tallinn. The site occupies about 11,000 square feet, Mark said.

One side of the Koda is made of four-layered glass, which Mark said is thick enough to insulate the house from noise and cold. If owners want privacy, they can close the floor-to-ceiling curtain.

See the rest of the story at Business Insider

Why a month's free rent isn't such a good deal


New York City neighborhood

Rents have stagnated in much of New York City, but landlords aren't letting up.

Instead of lowering prices, landlords are handing out one-time concessions to attract tenants, according to a recent New York Times article. These can include flashy offers like covering your broker's fee, gift cards, and even a month of free rent.

That may sound like a sweet deal at first glance, but many renters aren't fooled by the "gimmicks," writes Times reporter Ronda Kaysen.

You can spot these offers in apartment listings that use the phrase "net effective rent," meaning what you see online isn't what you'll actually pay month-to-month for the duration of your lease.

For example, a one-bedroom apartment listed on Nooklyn with skyline views in Greenpoint, Brooklyn advertises a net effective rent of $2,677 a month, Kaysen writes. A call to the listing agent revealed the true monthly cost to be $2,900 with the first month free. When the time comes to renew the lease, any increase would be based on the true rent price.

So, is one month of free rent worth the higher monthly cost?

Not if you're planning to stay for more than a year.

Here's why: If a renter signed the lease on the Greenpoint apartment as-is, they'd shell out $31,900 over the course of one year, paying 11-months of rent at $2,900. But if they found an apartment renting for a true $2,677 a month with no concession, they'd spend $32,124 during the same time frame — just $224 more for the year.

But, in the second year, assuming no rent increase, the annual cost for the Greenpoint apartment rises to $34,800 — an increase of $2,676 for the year, or $223 more each month. That could easily be a deal breaker for renters when it's time to renew the lease.

A report by Douglas Elliman Real Estate cited by the Times revealed about 17% of rental listings in Brooklyn and nearly 24% of listings in Manhattan offered these rewards to potential renters in June.

"There's a point where concessions become tone-deaf to the market," Jonathan J. Miller, the author of the report and the president of Miller Samuel Real Estate Appraisers and Consultants told the Times. "A large swath of renters can't afford the apartment without the concession."

There is one group these deals make sense for, however: transient renters, like students.

"If you're only going to be there one year, play the incentives as much as you can," Erin Whitney, a saleswoman at Bohemia Realty Group told the Times. "But if you want a place to set up a home for a while, you want a lower rent."

Read the full story at The New York Times »

SEE ALSO: The key to retiring a millionaire may depend on maintaining a habit that is easier said than done

DON'T MISS: Using the 'starve and stack' method to save $50,000 in 2 years could make a difference of up to $1.6 million in retirement

Join the conversation about this story »

NOW WATCH: Top financial adviser: Just working hard will not make you wealthy

Here is the perfect way to start an email — and 20 greetings you should usually avoid


email concentration

Figuring out how to start an email can be a real challenge.

"Many people have strong feelings about what you do to their names and how you address them," Barbara Pachter, a business-etiquette expert, tells Business Insider. "If you offend someone in the salutation, that person may not read any further. It may also affect that person's opinion of you."

We had Will Schwalbe, coauthor of "Send: Why People Email So Badly and How to Do It Better," and Pachter weigh in on a handful of common email greetings.

The perfect way to start an email will depend on whom you're writing to, but in general, when you're writing a business email to someone you don't know well or at all, the experts say there's one safe choice — and a bunch you should usually avoid:

SEE ALSO: 22 email-etiquette rules every professional should know

DON'T MISS: 21 unprofessional email habits that make everyone hate you

WINNER: 'Hi [name], ...'

If you want to make it a little more formal, you can always use the person's last name: "Hi Mrs. Smith, ..."

"The reason I like this one is that it's perfectly friendly and innocuous," says Schwalbe.

It's also Pachter's favorite. She says it's a safe and familiar way to address someone, whether you know them or not.

So when in doubt, go with "Hi."


This is fine to use with your friends, but the very informal salutation should stay out of the workplace. It's not professional — especially if you're writing to someone you've never met, says Pachter.

Schwalbe agrees: "I can never get out of my head my grandmother's admonition 'Hey is for horses.'"

Also avoid "Hey there." It tells the person, "I don't know your name, but if I try to sound cool and casual, maybe you won't notice."

'Greetings, ...'

This is a good backup to "Hi, [name] ..." if you don't know the recipient's name. But you should always do whatever you can to find out that information.

See the rest of the story at Business Insider

Meet Kayleigh McEnany, the 29-year-old who left CNN to make controversial, pro-Trump videos as an RNC spokeswoman


Kayleigh McEnany

Former CNN commentator Kayleigh McEnany, 29, made headlines on Sunday for her appearance in a pro-Trump video segment that was posted to President Donald Trump's official Facebook page.

It was not the first time McEnany had gone to bat for the president. She gained recognition during the 2016 election for frequently appearing as a Trump surrogate on cable news networks. McEnany immediately drew attention for her combative style and polished demeanor.

Throughout her tenure as a CNN talking head, McEnany got into more than a few heated exchanges with other personalities like New York Times columnist Charles Blow and CNN host Van Jones.

On Monday, the Republican National Committee announced McEnany will join its ranks, bringing a decidedly Trump-friendly tilt to the party apparatus. Here's what we know about McEnany, one of Trump's earliest and most vocal supporters:

SEE ALSO: One of Trump's most vocal supporters left CNN to make a pro-Trump news video that's been compared to state TV

DON'T MISS: How Kellyanne Conway became one of America's most powerful political operatives

McEnany was born in 1988 and grew up in Florida, where she attended the Academy of the Holy Names, a private Catholic school for girls.


She received a Bachelor's of Science in international politics from Georgetown University's School of Foreign Service, and also spent a year studying at Oxford University in the UK.

Source: Georgetown University

She previously interned for a number of high-ranking politicians, including former President George W. Bush. McEnany volunteered for the Bush reelection campaign as a high school sophomore in 2004.

Source: University of Miami School of Law

See the rest of the story at Business Insider

The couple who bought a San Francisco street lined with mega-mansions might charge residents for parking — and people are freaking out


Presidio Terrance San Francisco

The well-off residents of Presidio Terrace, an exclusive San Francisco neighborhood filled with mega-mansions, aren't happy.

According to the San Francisco Chronicle, they recently found out their private street was bought by a couple from San Jose, Tina Lam and Michael Cheng, more than two years ago in an auction.

The sale price? $90,000.

The purchase "appears to be the culmination of a comedy of errors involving a $14-a-year property tax bill that the homeowners association failed to pay for three decades," according to the Chronicle.

The unpaid taxes, penalties, and interest added up to $994 — a mere fraction of the purchase price for the street, sidewalks, and "common ground" that Lam and Cheng now control.

The 35-property community is adjacent to the equally wealthy Presidio Heights, where the median home value sits just above $5 million, according to Zillow. Presidio Terrace has been managed by its homeowners since 1905 and is guarded by round-the-clock security at its stone-gate entrance.

The homeowners claim the annual tax bill was, unbeknownst to them, sent to an unused address since the 1980s. But a spokeswoman from the treasurer-tax collector's office says it's the homeowners' responsibility to keep tabs on their bills.

"Ninety-nine percent of property owners in San Francisco know what they need to do, and they pay their taxes on time — and they keep their mailing address up to date," Amanda Fried told the Chronicle.

In July, the Presidio Terrace Association filed suit against the city, asking for the sale to be reversed and blocking Lam and Cheng from selling the street while the appeal is pending.

Since it's been two years since the sale, Fried said, there's a slim chance it'll get overturned.

In the meantime, the couple is considering how they're going to make money off their land, even posing the idea of charging rent on the private neighborhood's 120 parking spots.

But residents are skeptical they'll actually do it, according to the Chronicle, some suspecting "it's part of a pressure campaign by the couple to force the homeowners association to shell out big bucks to buy back the street."

The couple doesn't appear to be in any rush to sell, however.

"I'm a first-generation immigrant, and the first time I came to San Francisco I fell in love with the city," said Lam, who was born in Hong Kong, came to the US for college, and now works as an engineer in Silicon Valley.

"I really just wanted to own something in San Francisco because of my affinity for the city," she told the Chronicle.

Read the full story at the San Francisco Chronicle »

SEE ALSO: Inside the world of Silicon Valley's 'coasters' — the millionaire engineers who get paid gobs of money and barely work

DON'T MISS: 16 US cities where incomes can't keep up with housing costs

Join the conversation about this story »

NOW WATCH: Top financial adviser: Just working hard will not make you wealthy

The guy responsible for making passwords such a pain now says he was wrong


passwords are like pants

If you've ever wracked your brain trying to think up a password with the requisite mix of numbers, exclamation marks and other special characters, we've got news for you:

You're doing it wrong. 

Mind you, it's not your fault. Security best-practice guidelines going back more than a decade have recommended resetting passwords every 90 days and creating cryptic strings of characters, rather than easy-to-remember words, as the ideal password strategy. 

But according to a report in the Wall Street Journal on Monday, the person responsible for this has had a change of mind.  

“Much of what I did I now regret,” Bill Burr, the 72-year-old author of the annoyingly familiar password rules, told The Wall Street Journal

Burr's guidelines — first published in 2003 — suggested that to optimize security, passwords must be reset every 90 days, and contain a mix of an uppercase letter, number, and special character. Most passwords, by necessity, look something like this: Password1!. 

Burr told the Journal that most people make the same, predictable changes — such as switching from a 1 to a 2 — which makes it easy for hackers to guess. 

Now the National Institute of Standards and Technology has set new guidelines. Passwords should be long and easy-to-remember, and only need to be changed when there is sign of a breach. Long pass phrases work better because they can be super long and still easy to memorize.

While Burr's candor is refreshing — considering all of the frustrating password reset emails he's inadvertently responsible for — he's not the first person to discredit the 2003 guidelines.

Last August, the Federal Trade Commission's chief technologist, Lorrie Cranor, busted the myth, telling a security conference essentially the same thing: periodic changes make passwords less secure. 

Long live the universal password! 

SEE ALSO: Facebook's Sheryl Sandberg helps bring extended bereavement leave to her late husband's company

Join the conversation about this story »

NOW WATCH: There's a place off California's coast called the 'Red Triangle' where over 1/3 of great white shark attacks happen

Malia Obama is having an epic 'gap year' before school starts at Harvard — here's a look back at her life


Malia Obama

Malia Obama is taking advantage of time off before starting at Harvard University.

The former president's daughter has been taking a "gap year" before classes start this fall. 

Malia was most recently shown dancing to The Killers at Lollapalooza festival in Chicago this weekend, in footage obtained by TMZ.

Here's a look at her life so far:



SEE ALSO: Pictures just leaked of Sasha Obama's Sweet 16 — here's a look back at her life

Malia Obama was 10 when Obama took office.

She spent her teens growing up in the White House.

With her younger sister, Sasha.

See the rest of the story at Business Insider

I got a ride in a $416,000 Rolls-Royce — and the best features are in the back seat


Rolls Royce Ghost Black Badge 2

If you're looking for a car that will give you a massage while smoking a cigar, go no further than the Rolls-Royce Ghost.

We got a ride in a Rolls-Ryoce Ghost "Black Badge" edition and it seems safe to say the best part of the experience was getting cozy in the back seat. The roughly $306,000 car came with more than $100,000-worth of luxurious add-on features — and it was a sight to behold.

Scroll down for a look inside:

SEE ALSO: I got a ride in the $100,000 electric car trying to take on Tesla — here’s what it was like

Here it is in all its glory: a $415,600 luxury Rolls-Royce.

This Ghost featured Rolls-Royce's "cobalto blue" leather interior option. It's a bit cartoonish at first, but I grew to appreciate how the bright seats popped against the car's black accents over time.

The seats were roomy, comfortable, and even give back massages! It's not the best massage function I've ever tried, but my lower back definitely felt better walking out of the car. The seats can move back-and-forth and also come with heat warmers.

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The 20 most eligible doctors and medical professionals in California, according to dating app Hinge


Hinge Most Eligible Healthcare CA

California is home to millions of beautiful people. For single people living there, it's hard to sift through the noise.

The dating app Hinge, which launched a new app last fall to help people find relationships, has a ton of data about itsmost eligible bachelors and bachelorettes living across the US. But the company most recently provided us with more data about a specific, highly sought-after subset of the population: doctors and medical professionals.

Given how so many people are interested in dating single doctors and medical professionals, Hinge rounded up its 20 most eligible doctors and medical professionals living in the Golden State. Take a look.

SEE ALSO: The 20 most eligible doctors and medical professionals in New York City, according to dating app Hinge

20. David Sanner

Job Title: Anesthesiologist

Education: Loma Linda University School of Medicine

City: Los Angeles

Here's his dating profile.

19. Pari Ghodsi

Job Title: OB/GYN

Education: Southern Methodist University, Baylor College of Medicine, George Washington University

City: Los Angeles

Here's her dating profile.

18. Onur Yenigun

Job Title: Emergency Medicine Resident Physician

Education: UCSF School of Medicine

City: Cupertino

Here's his dating profile.

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We visited Ann Taylor's new store for the 'ageless generation' and discovered how H&M and Forever 21 are blowing a huge opportunity (ASNA)


Lou and Grey

Ann Taylor's new brand may seem like millennial bait, with jumpsuits and dressing room mirrors branded in hashtags. But, Lou and Grey is much more than that. 

In 2014, Ann Taylor announced it was launching a new active wear-centric brand called Lou and Grey.

"Age doesn’t matter anymore. It’s all about a mind set, how you feel and approach life, not how many years you’ve been on the Earth," Austyn Zung, creative director of Loft and Lou & Grey, told LA Times at the time. "But when we look at numbers, we are pulling in a younger clientele, while not alienating 40- and 50-year-olds."

While Zung's answer may seem like a marketing spin, there may be more to his words than some clever PR-speak. Women in their 40s and 50s are the new "ageless generation," The Telegraph reported. They feel they have a "younger attitude" than their mothers' generation at the same age, identifying more with their daughters' fashion trends and social media habits than dowdy stereotypes of middle aged women.

A significant portion of fast-fashion brands push to market exclusively to millennial shoppers, with more revealing garb and teen-dominated marketing. After all, there's a reason that Forever 21 is named after the legal age where one can drink in the US. 

However, with Lou and Grey, Ann Taylor seems to be taking a different track — wining over younger customers while also selling items that a trendy middle-aged woman could see herself wearing. Eager to see if the brand could succeed, we decided to visit on of the brand's 12 retail locations. 


If I hadn't known that the store, located in Manhattan's Flatiron neighborhood, was owned by Ann Taylor, the exterior wouldn't have given me any clues.

Inside, the space is open and airy.

"Our team curated a mix of apparel and third party partnerships that reflect the brand's sensibility while capturing the energy and spirit of New York," Ann Taylor's CEO Gary Muto said in a statement when the store opened.

Source: New York Business Journal

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