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How fashion icon Michael Kors turned a small boutique in his mom's basement into a $5.78 billion global fashion company (CPRI)

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SEE ALSO: Behind-the-scenes photos of a New York Fashion Week show reveal what guests don't see, from models getting accessories glued to their bodies to last-minute changes

DON'T MISS: Peek inside iconic designer Karl Lagerfeld's life and career and see how he became worth an estimated $200 million.

Michael Kors started designing clothes in his childhood and has since turned the passion into a global fashion empire that contributes to his current estimated net worth of $600 million as of 2018.

Source: Celebrity Net Worth



In December 2011, Kors took his company public. It traded under the ticker KORS and was valued at $3.5 billion.

Source: Business of Fashion, 92Y



This was the biggest ever public offer in fashion. When fashion consultant, Fern Mallis, asked Kors what he thought about the business milestone, he answered, "Keep your eye on the ball, and you do what you do, and you do it well."

Source: 92Y



In 2018, the public Michael Kors Holdings company — which owned its namesake brand, Michael Kors ...



... along with luxury shoe brand Jimmy Choo ...



... announced a new acquisition: Versace. With this addition to its portfolio, the company changed its name to Capri Holdings.

Source: Forbes



While Michael Kors is a clothing brand that has been around since 1981, it's designer has a story that dates back to 1959.



His story starts in Merrick, Long Island, where he was born Karl Anderson Jr.

Source: Telegraph, Michael Kors



In a 1991 interview with People magazine, the designer said he changes his name when his mother married Bill Kors. "My mother said, 'You're getting a new last name, so why don't you pick a new first name?'"

Source: Vogue UK



Kors attended Kennedy High School until 1977 when he started classes at New York City's Fashion Institute of Technology. After spending nine months at the fashion school, he left to pursue selling his own designs at Manhattan retailer, Lothar’s.

Source: Patch, Harper's Bazaar



One day, while Kors was setting up a window display at Lothar’s on 57th Street, Dawn Mello — fashion director at Bergdorf Goodman at the time — tapped on the window and asked who designed the clothes. Kors admitted they were his and Mello then helped him develop his first line that would then be sold in Bergdorf's.

Source: Business of Fashion, Vogue, "Scatter my ashes at Bergdorf Goodman"



In 1981, Kors started his eponymous brand. He showed for the first time on a runway in 1984.

Source: Harper's Bazaar



Kors described his design aesthetic as a mix between Jackie Kennedy and Elizabeth Taylor — saying his mom, Joan, was more like the former, and his grandmother like the latter.

Source: 92Y



Kors said that at five years old, he redesigned his mother's wedding dress. According to his brand's website, he told her to ditch the bows for her second wedding, and she did. His mother, Joan, told ABC News that when Kors gave design advice, everyone listened.

Source: Vogue, Michael Kors, ABC News



But it wasn't all praise for the budding designer growing up. He told ABC News he was bullied outside the home and called "every name in the book."

Source: ABC News



He said it was confusing for him growing up because he was so supported by his family at home, but when he wanted to sketch instead of play sports at school, the other kids ostracized him.

Source: ABC News



Kors told ABC News that he wants to help kids going through similar struggles. He has become involved with the It Gets Better Project and hopes to help even just one young person who's struggling and let them know, "There is a light at the end of the tunnel."

Source: It Gets Better Project, ABC News



Even in the face of bullies, Kors was true to himself and opened his first store at the age of 11. The designer told Mallis at 92Y that it was called the Iron Butterfly Boutique and it was in his mother's basement.

Source: Racked, Vogue



"I was very crafty," he told Mallis, "so I made fabulous candles, I made whip-stitched leather bags, I made hammered copper bracelets ... I set the whole thing up in the basement of our house in the suburbs, and I invited all the kids from the neighborhood to come over and I sold everything in like a week."

Source: 92Y



Kors also talked about having a mustard and chocolate color scheme for his Bar Mitzvah in the '70s. "Every decade has its good points and its bad points ... the good: Halston. The Bad: mustard and chocolate." He went on: "Down to the invitations, the yarmulkes, the matches, the tablecloths, it was a pretty insane moment."

Source: Racked, 92Y



While the '70s were tough for Kors to think about from an aesthetic standpoint, the '90s were tough for him from a business standpoint.

Source: ABC News, Harper's Bazaar, Business of Fashion



He told ABC News that he had high expectations for the '90s, but a financial crisis hit his business hard and it was struggling. "It was a domino effect," he said. "And then the next thing you knew, it was all about nose rings and ugly. I mean, it was a trifecta of a nightmare for me."

Source: ABC News, Harper's Bazaar



In 1993, Kors's company filed for bankruptcy protection. An Italian company decided to stop selling Kors's lower-priced line, and without that income, there was no other option for the brand, Kors told The New York Times. But rather than give up, he simply reorganized.

Source: The New York Times, Business of Fashion



In 1997, Kors's company gained an investor: LVMH. With both financial and business support from the luxury group, Michael Kors launched a low-priced line.

Source: Harper's Bazaar, LVMH



As part of the LVMH family, Kors was tapped in 1997 to design for another group in-brand: Céline. He became increasingly known for his "luxurious sportswear," which he brought with him to the French label.

Source: CR Fashion Book



CR Fashion Book pointed out how Kors's spring collections at Céline featured lots of beach-inspired looks.

Source: CR Fashion Book, Racked, 92Y



In 1998, he became Céline's creative director and has been credited with totally revamping the brand with his ready-to-wear.

Source: Harper's Bazaar



In 2003, Sportswear Holdings Ltd. bought a majority stake in Kors's company, and he left Céline in 2004 to give his full attention to his namesake brand.

Source: Harper's Bazaar, CR Fashion Book



That year, MICHAEL Michael Kors launched — which ran counter to the price point of his first label and actually continued to sell during the recession.

Source: Harper's Bazaar



He also started selling accessories and perfume in 2004.

Source: Harper's Bazaar



Also in 2004, Kors made a name for himself in TV when he joined the panel of judges on reality show, "Project Runway."

Source: Harper's Bazaar



While he was working on the show, Kors got married. In 2011 the designer married Lance LePere in Southampton, Long Island. The two shared a low-key, double wedding with two of their friends.

Source: 92Y



Kors told Mallis he was married barefoot in a black T-shirt and white shorts. He said that he and LePere got married on the beach, "jumped in a Jeep, drove to East Hampton, ate pizza at Sam's, and went to go see 'The Help.'"

Source: 92Y



Kors was married the same year his company went public. He continued to work as a judge on "Project Runway" until 2012.

Source: Harper's Bazaar



In 2014, Kors reached billionaire status due to the success of his public company.

Source: Forbes



In 2015, the company was on the rise, generating a reported $4.5 billion in net sales.

Source: Business of Fashion



Just two years later, in 2017, Michael Kors Holdings announced they would be closing 125 stores. Sales and stock prices were nosediving — but it wasn't an issue unique to Michael Kors, it was happening to more than two-dozen brick-and-mortar retailers across the US.

Source: CBS News



But in 2018, the company decided to phase out the major discounts that became synonymous with its name. Business Insider reported that heavy sales were tarnishing the reputation of certain once-luxury brands like Michael Kors and made them less desirable.

Source: Business Insider



With the $2 billion acquisition of Versace, Capri Holdings is trying to increase its revenue and its reputation as a big player in the luxury fashion space.

Source: Business Insider



Today, Michael Kors the man is worth an estimated $600 million.

Source: Celebrity Net Worth



In 2018, he showed off his West Village, Manhattan, apartment during a tour led by Architectural Digest.

Source: Architectural Digest



He and LePere spend their fortune on art, like this sculpture they bought at a flea market in France ...

Source: Architectural Digest



... and the many photographs they have hanging on their walls. Kors said he has collected photography for more than thirty years.

Source: Architectural Digest



His collection even includes a signed photo of Elizabeth Taylor.

Source: Architectural Digest



The apartment features a sleek, modern kitchen, but Kors says neither he nor LePere cooks. He jokes, "What's my favorite thing to make for dinner? It's reservations."

Source: Architectural Digest



In keeping with his famously classic and chic design aesthetic, Kors says he loves having black bowls in his kitchen to fill with brightly colored things like lemons.

Source: Architectural Digest



The designer has an affinity for black clothing ...

Source: Architectural Digest



... and he's often caught wearing aviator sunglasses. He showed Architectural Digest his drawers and drawers of sunglasses, which he said most people tell him all look the same. "I know the difference," he said. "It makes me happy."

Source: Architectural Digest



The apartment features the ultimate New York City luxury element: outdoor space. Kors says he's got a green thumb but admits he has a lot of help when it comes to his garden.

Source: Architectural Digest



Kors keeps his roots close to him in subtle ways. He has a painting hanging in his dining room that nods to his professional growth — "It's a 1981," he said, "the year I started my business."

Source: Architectural Digest



Since those early days in the '80s, Kors has been building up friendships with some of the industry's most iconic leaders. And even though it's now decades later, he's got a level-headed mindset when it comes to his industry: Fashion is "the right thing at the right time," he told Vogue.

Source: Harper's Bazaar, Vogue




Kanye West has made $150 million off his music and Yeezy merchandise this year alone. Here's how the highest-paid hip-hop artist of 2019 made his fortune — and how he spends it.

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Kanye West has surpassed Jay-Z to become the highest-paid person in hip-hop, Forbes reported.

West has made an estimated $150 million in 2019 — almost double Jay-Z's $81 million, according to Forbes. The publication looked at pretax income from June 2018 to June 2019 before deducting fees for agents, managers, and lawyers.

But the majority of West's fortune doesn't come from his music, Forbes reported. His footwear and apparel brand, Yeezy, is expected to bring in more than $1.5 billion in sales in 2019.

Here's a look at how West has built and spends his multimillion-dollar fortune.

SEE ALSO: Kanye West just bought a $14 million Wyoming ranch. Take a look at the massive property that comes with a saloon, an events venue, and a shooting range.

DON'T MISS: Kim Kardashian and Kanye West's former Soho apartment just hit the market for $4.7 million. Take a look inside.

Kanye West is officially the highest-paid person in hip-hop, according to Forbes. The rapper raked in an estimated $150 million in 2019.

The publication looked at pretax income from June 2018 to June 2019 before deducting fees for agents, managers, and lawyers.

West is now worth about five times more than he was in 2014



For the first time, West surpassed Jay-Z as the highest-paid person in hip-hop.

Jay-Z made an estimated $81 million in 2019. Drake is the third highest-paid hip-hop artist, with $75 million in pretax earnings.



Most of West's fortune didn't come from his music, according to Forbes. He makes the majority of his money from his footwear and apparel brand, Yeezy.

Forbes reported that Yeezy, which sells clothing and sneakers in partnership with Adidas, is expected to top $1.5 billion in sales in 2019.



Yeezy's success has stemmed in part from West's unique marketing strategies.

As Business Insider's Mary Hanbury previously reported, West rolls out new products in limited numbers, which boosts the hype and causes them to sell out quickly. One hour after the Boost 350 sneakers went on sale for $200, for example, they were sold out in stores and online. 

And it helps that his equally famous wife, Kim Kardashian West, is among his biggest supporters. In 2018, Kardashian West was at the center of her husband's Yeezy Season 6 campaign, stepping out in public wearing the new collection and being photographed by the press.

Read more: Kanye West's secret to building a footwear empire to compete with Nike



West is known for hosting what he calls "Sunday Service," an invitation-only spiritual gathering and performance usually held in Southern California.

During the services, West often sings and raps gospel versions of his own songs accompanied by a large choir.

The get-togethers have reportedly been attended by major celebrities including Brad Pitt, Dave Chappelle, A$AP Rocky, and Katy Perry— and everyone who attends reportedly has to sign a nondisclosure agreement.



Despite his current success, West's personal finance journey has been somewhat tumultuous.

In 2014, he was worth an estimated $30 million, according to Forbes.

But in 2016, he tweeted that he was $53 million in debt and asked Facebook founder Mark Zuckerberg to invest $1 billion in "Kanye West ideas."

Now, West's net worth is estimated to be somewhere between $240 million and $1 billion.



West and his family live in a palatial $60 million mansion in Hidden Hills, California.

The 15,667-square-foot home sits on three acres with expansive lawns, vineyards, and fountains. 

As Insider's Callie Ahlgrim previously reported, the home's interior is minimalist, monochromatic, and includes a flat sink that baffled the internet after it was spotted during Kardashian West's Vogue cover story.

The couple bought the home in 2014 for $20 million and reportedly spent four years and $20 million renovating it before they moved in in 2018. Kardashian West's mother, Kris Jenner, later tweeted that the home was worth $60 million.



Before that, the couple lived in a 9,000-square-foot mansion with six bedrooms and eight bathrooms in Bel Air Crest, a section of the ritzy Bel Air neighborhood.

They sold the home in an off-market deal in 2017 for $17.8 million to Ukrainian billionaire Marina Acton.

It went back on the market in 2018 and sold for $14 million.



The hip-hop artist has dropped millions on real estate around the country. In New York City, his former Soho apartment (bought by West in 2004 and sold in 2018) just went back on the market for $4.7 million.

The 2,427-square-foot, one-bedroom apartment features a home automation system, custom lighting and sound systems, and access to a shared rooftop deck with panoramic views of lower Manhattan, according to CORE Real Estate told Business Insider's Taylor Nicole Rogers.



Days before his one-time Manhattan apartment hit the market, West bought a $14 million ranch in Wyoming.

The massive property includes a restaurant and saloon, a ranch-style event venue, a maintenance shop, an office building, horse barns, sheds, corrals, storage facilities, and a state-of-the-art shooting range.

In an interview with Jimmy Fallon, Kardashian West said she envisions their family spending some summers and weekends at the Wyoming ranch.



West also owns 300 acres of land in Calabasas, which neighbors the Hidden Hills gated community that he and his family currently call home.

It's unknown how much he paid for the property.

Most of the Kardashian-Jenner clan, including Kylie Jenner,Kourtney KardashianKhloe Kardashian, Kris Jenner, have homes of their own in Calabasas or Hidden Hills. 

Many other notable celebrities have owned homes in the area, from Drake to Justin Bieber to Miley Cyrus.



In a 2018 interview with radio host Charlemagne Tha God, West said he wanted to be "one of the biggest real estate developers of all time, what Howard Hughes was to aircrafts and Henry Ford was to cars…"

The rapper has tried to build a community of "Star Wars"-themed housing for the homeless on his 300-acre property in Calabasas, but in August he was cited by the city after allegedly building several dome-like structures — which he has said are temporary prototypes — without the proper permits.

Some of the structures have since been demolished.

Source: CityLab



West branched into commercial real estate earlier this year, when it was reported that he would invest $1 million into a historic Chicago theater.

The owner of the Avalon Regal Theater said in February that West had committed to spending $1 million to renovate and reopen the 91-year-old movie theater, The Chicago Sun Times reported.

Earlier this year, West discussed relocating to Chicagowhere he grew up— with his family.



West goes all out buying lavish gifts for his wife.

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Kardashian West has been spotted carrying a Hermes Birkin bag— which can sell for between $9,000 and $500,000— that was gifted to her by West and painted by her daughter, North. 



Kardashian West's 20-carat diamond engagement ring, worth an estimated $4.5 million, is among the most expensive celebrity engagement rings.

That ring was not the ring West proposed with, but an upgrade from the original 15-carat ring.

The 20-carat ring was reportedly stolen when Kardashian West was robbed in Paris in 2016, but the couple had a nearly identical version made to replace it.



In August 2018, West reportedly bought his wife a neon Mercedes truck.

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In a Snapchat story, Kardashian reportedly called the vehicle, which is worth about $240,000,  "the truck of [her] dreams."



That Christmas, West reportedly surprised his wife with a $14 million Miami apartment.

The 4,700-square-foot, four-bedroom South Beach condo has a massive wraparound terrace, floor-to-ceiling windows, and access to a gym, pool, and spa.

For Valentine's Day this year, West filled their living room with long-stemmed roses in individual vases and brought in American saxophonist Kenny G. to serenade Kardashian West.



The hip-hop artist also spends extravagantly on his children.

For Christmas in 2014, West reportedly spent $74,000 on gifts for his firstborn daughter, North, who was 18 months old at the time. The haul included a $62,000 diamond-encrusted tiara and a $12,000 toy replica of his black SUV.



West is also reported to have quite the luxury car collection.

He's been photographed driving several different luxury cars that each cost hundreds of thousands of dollars.



According to Auto World News, West has been photographed several times driving an Aston Martin DB9.

That Aston Martin model is worth about $200,000.



He's also been spotted driving a Mercedes McLaren SLR.

Today, a used 2008 Mercedes McLaren SLR sells for about $300,000.



Although the exact extent of West's fortune is unclear, Kardashian West suggested last year that her husband was probably a billionaire.

In a July 2018 interview with Jimmy Kimmel, Kardashian West said it didn't come as a surprise to her when Forbes reported that her younger sister, Kylie Jenner, was almost a billionaire. (Less than a year later, Forbes reported that Jenner had indeed reached billionaire status.)

"You're not almost a billionaire, are you?" Kimmel asked Kardashian West.

"I would say my husband is," Kardashian Jenner said. "So that makes me one, right? Close, by proximity."



Twitter CEO Jack Dorsey listed his Hollywood Hills home for $4.5 million barely a year after buying it — here's a look inside the mansion

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Twitter CEO Jack Dorsey listed his five-bedroom home in Hollywood Hills for $4.495 million just over a year after he bought it, Variety's James McClain reported in August.

Jack Dorsey is the cofounder and CEO of Twitter and small business payments company Square. According to Forbes, he has a current net worth of $4 billion.

Read more: Take a look inside the 100-square-mile Texas ranch that T. Boone Pickens, the oil magnate who just died at 91, listed for $250 million in 2017

Dorsey bought the Hollywood Hills home in August of 2018 for $4.225 million. According to McClain, he bought it for his girlfriend at the time, model Raven Lyn Corneil.

The 3,730-square-foot home was designed by the renowned architecture and design firm ANDstudio.

The home, which was also built in 2017, features everything from a master suite with a balcony to an infinity-edge pool and spa.

On September 3, Mansion Global reported that an offer was put on the home. The Agency, the luxury real-estate broker that has the listing, did not immediately respond to Business Insider's request for comment on the reported offer.

Keep reading for a look inside the home.

SEE ALSO: Scott Disick just flipped another home in California, and it's listed for $6.89 million — double its original price. Here's a look at the transformation.

DON'T MISS: Betsey Johnson just listed her pink mobile home for $1.95 million, and it's located in one of the country's most exclusive trailer parks — here's a look inside

Jack Dorsey is the cofounder and CEO of Twitter and small business payments company Square. According to Forbes, he has a current net worth of $4 billion.

Source:Forbes



In August of 2018, Dorsey bought his then-girlfriend a house in Hollywood Hills, California, for $4.225 million. Now, just over a year later, he has re-listed it for $4.495 million.

Source:Variety



Hollywood Hills is a swanky hillside neighborhood in Los Angeles, California, known for its stunning views, ultra-wealthy residents, and high price tags. According to Zillow, as of August 2019, the city's median home value is $1,776,300.

Source:Zillow



The 3,730-square-foot home was built in 2017.

Source:The Agency



It was designed by architecture and design company ANDstudio.

Source:The Agency



The spacious living area on the main level boasts various indoor seating options. An outdoor terrace is also accessible through the sliding glass doors adjacent to the sofa.

Source: The Agency

 



In the kitchen, there is a 12-foot marble island ...

Source: The Agency

 



... and a hidden wet bar that is located behind sliding doors.

Source: The Agency

 



Here's a look at the den on the ground level.



Glass walls throughout the home show off views of both the mountains and the city.

Source: The Agency



The master suite, which is located on the main level, has a balcony that is also accessible through a sliding glass door.

Source: The Agency



In total, the home has five bedrooms and five bathrooms.

Source: The Agency



The outdoor terrace boasts enough room for a lounging area, a dining area, and a small kitchen.

Source: The Agency



Along with views of the mountains and the city, the deck and pool are also visible from the terrace.

Source: The Agency



Amenities in the home include an infinity-edge pool and spa ...

Source: The Agency



... and a spacious garage that, according to Variety, can fit two cars.

Source:Variety



Dorsey's home isn't the only Hollywood Hills home seeking a buyer this year. In September, Business Insider reported that former professional baseball player Alex Rodriguez sold his Hollywood Hills mansion for $4.4 million — roughly $400,000 less than what he reportedly purchased it for.

Alex Rodriguez isn't the only one that was hit with a loss. According to a report by the LA Times, Tinder cofounder Sean Rad re-listed his Hollywood Hills home this year for $9.75 million — $1 million less than the original asking price of $10.9 million.



Barack Obama shares the leadership lesson he learned from raising his daughters Malia and Sasha: Different people require different approaches (SPLK)

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  • Former President Barack Obama spoke Wednesday about raising his daughters, at an event in San Francisco organized by data analysis company Splunk.
  • Obama says that his daughters Malia and Sasha have different temperaments, so he had to take different strategies in raising them.
  • Likewise, in any company or organization, Obama says that leaders can take different approaches in dealing with different personalities, as well as give people room to make mistakes and learn from them.
  • Visit Business Insider's homepage for more stories.

Former president Barack Obama said there's a leadership lesson he learned from raising his daughters.

Both of Obama's daughters, Malia and Sasha, are now away at college. Obama spoke about what he learned from parenting at an event on Wednesday in San Francisco organized by the data-analysis company Splunk.

Raising children is similar to nurturing plants, Obama said. 

"They're a bamboo or they're an oak or they're a chestnut," Obama said on stage. "They all need water, sunlight, some TLC, but how they grow and what pace, when the branches sprout, when they flower at any given time, it's just different. And so, our daughters were different, and as they got older, they became identifiable."

Obama said that Malia, now 21, has his calm temperament, while Sasha, now 18, is more like his wife, Michelle.

"What that meant was, in parenting, the idea that you do the exact same thing with each child the same way actually doesn't make sense," Obama said. "There has to be equity and fairness in terms of wanting them to get to the same outcomes, but we had to take sort of different strategies with our girls on certain things."

This principle, he says, is "actually a good leadership lesson" that can be applied in the workplace.

"What I found with my staff is, there's some people where I could be more blunt with, and some people, I have to be a little more, what do the girls call it,  'compliment sandwiches,' trying to wrap it around the criticism where you're like, 'You're wonderful. That was a terrible memo. I love you.' There's a little bit of that."

(Management experts might disagree with the former president, here: What he calls the "compliment sandwich" has also been called the "s--t sandwich" or the "c--p sandwich," and is considered by many to be a misguided approach to giving feedback.) 

Now that his daughters are away from college, Obama says he has to remember not to call them constantly and to give them their privacy. With his daughters, he says the goal is to coach them to make good decisions, and he had to learn how to balance wanting to help them and letting them make their own mistakes.

Read more: Barack Obama says any president should avoid TV and social media when making a decision — it 'clouds your judgment'

"That's a useful leadership tool that applies to companies as well or any organization," Obama said. "You've got to give folks enough room and ownership to be able to figure stuff out, and by doing that, it means they're going to be making mistakes. That's part of that process of development."

SEE ALSO: A quantum computing startup that spun out of a Harvard lab just came out of stealth mode with $2.7 million in seed funding from investors like Samsung

Join the conversation about this story »

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I spent 4 days in the 'horse capital of the world,' where the barns look more like estates and billionaires convene for the world's largest horse sale. Here's what life looks like in Kentucky's second-biggest city.

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Earlier this month, I flew from New York City to Lexington, the second-largest city in Kentucky.

Lexington, home to about 324,000 people, is known as "the horse capital of the world." There are more than 450 horse farms in the area, as well as the world's largest thoroughbred auction house, Keeneland.

I spent four days in the northern Kentucky city, and it became clear that life there revolves around the horse industry as well as, of course, bourbon.

Here's what it was like.

SEE ALSO: Inside the glitzy kickoff party for the world's biggest horse sale, where 300 of the industry's elite sipped on rare bourbons ahead of dropping millions on horses

DON'T MISS: Inside the most unbuttoned night of professional tennis, where Serena Williams and Rafael Nadal faced off for a game of badminton in an iconic NYC hotel's courtyard

Earlier this month, I spent four days in Lexington, the second-largest city in Kentucky.

Lexington, which sits in northern Kentucky, is home to about 324,000 people.



Lexington is served by the Blue Grass Airport, one of the smallest airports I have ever seen.

It has two runways and is served by four airlines: Allegiant, American, Delta, and United.

When I was in town, you could spot the Sheikh of Dubai's Boeing 747 parked out on the runway. It looked absolutely massive compared to the smaller planes at the airport.



I had hardly touched ground in Lexington's tiny airport when I realized just how deeply committed Lexington is to the horse theme.



Lexington is known as the "horse capital of the world" — and even at the airport, the city proudly displays its love of horses.

This was far from the last horse-related decoration I would see over my brief stay in the city.



There are about 450 horse farms in the region, and about 150 in Fayette County (which includes Lexington) alone.



During my time driving around the Lexington area, I drove by dozens of horse farms. Most of them didn't look like farms, per se.

"We call them farms, but I tell people to think of them more as estates or ranches because they're just massive," Mary Quinn Ramer, president of VisitLex, or the Lexington Convention and Visitors Bureau, told me.

Riley Kirn of Bluegrass Sotheby's International Realty described Lexington's horse farms as "kind of like English country estates," with "gigantic homes" and "barns that don't look like barns."

These farms, which range from 500 acres to 3,000 acres, very rarely sell, Kirn told me.

"They're usually multi-generationally owned by families or they're owned by the billionaire crowd from around the world, like Sheikh Mohammed [of Dubai] or Prince Abdullah from Saudi Arabia."



Sheikh Mohammed of Dubai owns the 800-acre Jonabell Farm, which includes stallion barns, grazing paddocks, and multiple barns, and is home to some of the country's top stallions.

Medaglia d'Oro, whose offspring won seven American G1 races (the highest level of thoroughbred racing) in a single year, lives on the farm, as well as Kentucky Derby winners Street Sense, Animal Kingdom, and Nyquist. 



Claiborne Farm, one of the area's most prestigious horse farms, where famed racehorse Secretariat is buried, has drawn the attention of Queen Elizabeth II.

The queen, who is reportedly an avid horse racing fan, has visited Claiborne Farm twice.

The 3,000-acre farm in Paris, Kentucky — about a 35-minute drive from Lexington — offers walking tours of its stallion complex, which is home to one of the most expensive breeding stallions in the world, a retired racehorse named War Front.

If someone wants to breed their mare with War Front, they'll need to pay a $250,000 stud fee. 



Lexington is also home to the Keeneland race track and auction house. Keeneland is the world's largest thoroughbred auction house. In 2018, it sold more than $377 million worth of horses.

Keeneland hosts races on approximately 32 days per year, with eight to 10 races per day, as well as four thoroughbred sales annually in January, April, September, and November. 



At Keeneland's September yearling sale, which I caught the beginning of while in Lexington, the most sought-after, year-old horses can sell for more than $1 million.

Buyers come from all over the world, including England, Ireland, France, and Dubai.

Sheikh Mohammed of Dubai attended the beginning of the sale and spent more than $13.2 million on six horses the first day of the sale, according to Keeneland.

Excel Communications' billionaire founder Kenny Troutt is another high-profile buyer. He owns Winstar Farm in Versailles, Kentucky, and owns horses who have won the Kentucky Derby and the Belmont Stakes.



My first night in Lexington, I attended a glitzy party hosted by Keeneland to kick off their September yearling sale.

The party, which was attended by the elite of the horse world including thoroughbred buyers, sellers, and Keeneland executives, included a rare bourbon tasting and a Dom Perignon Champagne toast.



Lexington's downtown area is compact yet vibrant. The city was once known as the "Athens of the West" because by 1820, it was one of the most culturally dynamic cities west of the Allegheny Mountains, according to the city's tourism board.

"It was just this really amazing concentration of intellectual pursuit [and] cultural pursuit," Ramer told me.

Lexington was founded in 1775, seventeen years before Kentucky became a state.



The downtown area has an artsy, laid-back feel.

I spotted several art galleries (although it was Sunday, so they were closed) and lots of interesting street art.



Everything in Lexington seems to be horse-themed.

On downtown signs displaying tourist attractions, there is a distinctive blue horse that's known as "Big Lex."

Legend has it that a horse called Big Lex once turned blue from grazing in the area's bluegrass pastures.

"Be on the lookout for a big blue horse as you drive around the backroads that are home to hundreds of horse farms in the area," reads the city's tourism website. "You might just see the legendary blue horse yourself."



Beyond the horse farms, horses are everywhere in Lexington, from the street signs and the city parks ...



... to the antique shops ...



... to even the law offices.

Lexington is the banking, healthcare, and legal hub for more than half the state, Kirn told me.



As far as real estate goes, the typical home in Lexington sells for about $182,300, according to Zillow.

The median listing price is $245,900.



But in some neighborhoods, such as Lexington's 40502 ZIP code, which includes the Chevy Chase and Ashland Park neighborhoods, homes can cost much more.

The 40502 has all the "old wealth" homes in it, according to Kirn.

"It's got the best proximity to the old country club in town, Idle Hour Country Club," he said. "And it has a lot of older homes that are big or older homes that have been redone or small homes that have been added onto extensively and redone. And then there's also some big estate-type homes."



I spent a couple hours wandering through these neighborhoods and I saw plenty of large, stately homes — many that included red brick and white columns — shaded by tall trees.

The neighborhoods were very quiet on a Wednesday mid-morning. The only people I saw were the occasional jogger, someone walking their dog, and gardeners and landscapers working in the yards.



Lexington is home to Transylvania University, a small, private liberal arts college in downtown Lexington.

In the fall of 2019, Transylvania University had about 946 students enrolled. Tuition and fees are $40,210 per year.



The city's primary educational institution, however, is the University of Kentucky, which has about 30,000 students and sits on 814 acres in the center of Lexington.

Tuition starts at about $22,000 per year for full-time, in-state students.



In addition to horse racing, Lexington is known for its basketball.

The University of Kentucky Wildcats men's basketball team is the most successful NCAA Division I basketball program in history by all-time wins, with 2,293 victories since 1903.

The university's home court is the Rupp Arena in downtown Lexington, which also hosts large concerts.

 



Right next to the Rupp Arena is the Hilton Lexington hotel, where rooms start at about $153 per night.

Nearby is the Hyatt Regency Lexington, where rates start at about $149 per night, and then there's the four-star 21C Museum Hotel, a boutique hotel combined with a contemporary art museum, where rooms start at about $200 per night.



For one of my nights in Lexington, I stayed at the Kentucky Castle, a literal castle on a hill on the outskirts of town that has a tumultuous past.

A Lexington contractor started building the castle in 1969 but never finished it, and it sat abandoned for about 30 years, according to USA Today.

In 2003, a Miami lawyer bought the castle for $1.8 million and started renovating it, but a 2004 fire nearly destroyed the entire structure.



Finally, it opened as a luxury hotel in 2007.

Today, rooms start at about $265 per night.



Of course, I couldn't visit Lexington without tasting some bourbon. "The bourbon industry is our rather signature industry in central Kentucky," Ramer of VisitLex told me.

One afternoon, I drove out to the city's 25-acre Distillery District, which Ramer described as a "grittier but very cool part of Lexington" that was built on the site of two former huge bourbon distilleries.

Once an abandoned, blighted area until local entrepreneurs started revitalizing it in 2008, the Distillery District has since become a mecca of craft distilleries, breweries, bars, pizza joints, ice cream shops, and live music. 

"On a fall evening, it'll be jam-packed with activities," Ramer said.



I stopped by the Distillery District on a Sunday afternoon, so it wasn't exactly jam-packed, but there were people there enjoying bourbon, pizza, and more.

There was plenty of outdoor seating.



Many of the breweries and distilleries opened up to the outdoors — and were dog-friendly.



I stopped into Goodfellas Distillery, which serves more than 250 bourbons and also sells pizza.

I told the bartender that I knew nothing about bourbon but I wanted to try some, and he made me an old fashioned, a classic cocktail made with sugar, Angostura bitters, bourbon, and a citrus peel. 



I sipped my old fashioned outside in balmy 80-degree weather.

Not a bad way to spend the afternoon.



Two world travelers who retired at 31 as millionaires say there's a 'dark side' to early retirement. Here's how they tackled the 3 biggest downsides.

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Kristy Shen

  • There's a "dark side" to early retirement, according to Kristy Shen and Bryce Leung, authors of "Quit Like a Millionaire."
  • People typically have three common fears about retiring early, they said: running out of money, loss of community, and loss of identity.
  • By employing specific savings strategies, attending conferences and meet-ups, and traveling the world, they were able to overcome all of these.
  • Visit Business Insider's homepage for more stories.

Getting through a day of work can be challenging. But it can also be challenging not having to work.

Take it from Kristy Shen and Bryce Leung of Millennial Revolution. The two former computer engineers quit their jobs at 31 as millionaires to travel the world. In their book, "Quit Like a Millionaire," they said they needed to first overcome the three most common fears surrounding early retirement: running out of money, loss of community, and loss of identity.

"Fear is necessary for survival," they wrote. "But the point of life isn't to hide under your bed and never take any risks. The point of life is taking the leap but bringing a parachute — just in case."

Here's how they tackled the "dark side" of early retirement.

To avoid running out of money, they were strategic about their savings

The easiest way to run out of money during early retirement is to deplete your investment portfolio during the first five years by selling stock into a down market, according to Shen and Leung. To deal with this, they suggest using a cash cushion — a reserve fund of savings you can draw from to avoid a full portfolio withdrawal during the down years.

They also suggest having a yield shield, which is a combination of dividends and interest from exchange-traded funds (ETFs) — a collection of investments such as stocks and bonds — that can be delivered as cash without selling any assets.

Read more: 8 people who retired before age 45 reveal how the decision changed their money habits

Unexpected health care costs and inflation could also factor into running out of money, they said. But traveling has helped them sidestep inflation, since it's a per-country effect. They also purchased expat insurance, which is less expensive than domestic insurance plans if you're an American retiring abroad.

"Our experience, after being retired for three years and having gone through a market crash in year one, has taught us that the fear of running out of money is overblown," they wrote. "Not only has our net worth grown by $300,000, our expenses continue to drop. We're safer and richer than when we left."

They made friends at conferences and meet-ups

Early retiree Tony went back to work a year and a half after retiring early, partly because he missed social interaction. In a podcast with fellow early retiree Brandon of The Mad Fientist, he said that aspiring early retirees need to prepare for how they'll build human connection once they leave work.

Shen and Leung put it simply: When you're working, colleagues are your social circle. And others may not understand your decision to retire, they said.

"The confident ones will be happy for you," they wrote. "The unhappy ones will blame you for invalidating their own path."

"The longer you're retired, the more confident you become," they continued. "And if you lose friends by choosing a different path, those friendships weren't worth keeping in the first place."

But you also gain a new community by joining the FIRE movement. It opens up opportunities to meet new people — something Shen and Leung said they barely had time to do when working. Since retiring early, they've made genuine friendships with people all over the world from FIRE-related conferences and meet-ups.

John from ESI Money also suggests joining a club or gym and volunteering to meet people and connect socially.

Read more: What 8 people wish they knew before retiring in their 20s and 30s

Early retirement allowed them to build a better identity

"For some people what they do is who they are," John wrote. "Then when the job is over, they don't know who they are any more."

He said that to get through early retirement, people need to find new activities to replace the time and meaning they got from work. Those could be recreational (hobbies, traveling, etc.), volunteering (church, non-profits, etc.), or occupational (a part-time job to help them feel productive again), he said.

As Shen and Leung put it: "Lose one identity, build a better one."

Being financially independent, they said, doesn't have to be about quitting your job and traveling the world — it's about choices.

"Becoming financially independent is about designing the life you want," they wrote. "Once you've built a portfolio large enough that 4% of it covers your expenses each year, work is an option, not a mandate. If you want to fully retire like us and travel the world, do that. If you like your job, continue working with a more flexible schedule."

They advise getting rich and then following your passion so you don't have to worry about when or where your next payout is coming from. If your passions lead to failure, it will only hurt emotionally, not financially — if, that is, you have a portfolio to rely on that pays your expenses, they said.

They added: "There will always be worries when you go against the norm. But just like the perceived danger during a turbulent plane ride, they're mostly in your head."

SEE ALSO: An American family who moved to Nicaragua for a year to live cheaply ended up blowing their $30,000 budget thanks to unexpected costs — but still spent less than life at home in the US

DON'T MISS: A self-made millionaire who retired at 33 says it took him months to adjust — here's how he schedules his days to enjoy retirement

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How a meat truck driver driver helped solve one of WWII's most enduring mysteries

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Eagle Lost to History Promo

  • A group of friends and amateur divers solved one of WWII's most enduring mysteries in June 2018.
  • New England-based Nomad Exploration Team found the USS Eagle 56, a patrol boat sunk by a German u-boat just five miles off the coast of Maine.
  • The wreck was classified as an act of war by the US Navy, but the boat was never found and remained a mystery until the Nomad team got involved.
  • Business Insider spoke to two crew members — a meat truck driver and a correctional officer — about the discovery. 
  • Visit Business Insider's homepage for more stories.

The USS Eagle 56 was only five miles off the coast of Maine when it exploded.

The World War I-era patrol boat split in half, then slipped beneath the surface of the North Atlantic. The Eagle 56 had been carrying a crew of 62. Rescuers pulled 13 survivors from the water that day. It was April 23, 1945, just two weeks before the surrender of Nazi Germany.

The United States Navy classified the disaster as an accident, attributing the sinking to a blast in the boiler room. In 2001, that ruling was changed to reflect the sinking as a deliberate act of war, perpetuated by German submarine U-853, a u-boat belonging to Nazi Germany's Kriegsmarine.

Still, despite the Navy's effort to clarify the circumstances surrounding the sinking, the Eagle 56 lingered as a mystery. The ship had sunk relatively close to shore, but efforts to locate the wreck were futile for decades. No one could find the Eagle 56, a small patrol ship that had come so close to making it back home.

Then, a group of friends and amateur divers decided to try to find the wreck in 2014. After years of fruitless dives and intensive research, New England-based Nomad Exploration Team successfully located the Eagle 56 in June 2018.

Business Insider spoke to two crew members — meat truck driver Jeff Goodreau and Massachusetts Department of Corrections officer Donald Ferrara — about their discovery.

Goodreau and Ferrara, along with their crewmates Ryan King, Danny Allan, Bob Foster, Nate Garrett, Josh Cummings, and Mark Bowers, are featured in "The Hunt for Eagle 56," a Smithsonian Channel documentary series set to air at 9 p.m. on Sunday, September 22.

Goodreau works as a meat truck driver in Massachusetts. But diving has been his passion since the age of 18, after his employer hosted a number of scuba excursions.

"I was hooked from the first dive," Goodreau said. "It was really cool. I found out early shipwrecks are what I'm meant to do. I really believe that that's what I was put here to do, to find shipwrecks."

Ferrara said he was first sucked into the world of diving by watching famed oceanographer Jacques Cousteau on television, as a kid.

Goodreau described becoming interested in pursuing "deeper and darker" dives as time went on; or, as Ferrara puts it, "crazier and stupider" underwater adventures. They became immersed in the world of technical diving, which National Association of Underwater Instructors defines as "a form of scuba diving that exceeds the typical recreational limits imposed on depth and immersion time (bottom time)." 

King, Allan, and Goodreau first teamed up to find the Eagle 56 in 2014. The rest of the crew came together in the subsequent years. The Eagle 56 was an obvious choice for the for the Nomad team.

"I'm a shipwreck nerd, always have been," Goodreau said. "The Eagle 56 was always the shipwreck to find. That was the great ghost of New England. A lot of people looked for it. Nobody could find it."

But the Eagle 56 was never going to be an easy find. Goodreau described the ocean floor north of Cape Cod as a labyrinth of rocky mountains and canyons. The Eagle 56 was a "fairly small" boat. And, though the crew didn't know this at the time, it was lodged in a trench.

Read more: Meet the Navy veteran who hit the beaches of Normandy on June 6, 1944, and then went island-hopping in the Pacific

"It's kind of like the equivalent of dropping a soda can into canyon and putting on a blindfold and going and finding it, because you can't just look down and see it," Goodreau said. "Visibility's 10 feet. It's pitch black."

Even worse, the crew's expensive magnetometer ended up being somewhat of a bust, thanks to the undersea terrain.

"It turns out that the rocks off of Maine aren't only big, they're full of iron," Goodreau said. 

Again and again, the crew would finish out a summer diving season empty-handed. They spent the winters intensively reading up on the sinking, trying to pinpoint the ship's coordinates. That research had an unintended side effect.

"You kind of get to know these guys," Goodreau said, of the Eagle 56 crew members.

Ferrara added that, as a Marine veteran, he feels an affinity for the crew members who died in the attack. He said that most of the men on board were quite young.

"They were lost for 73 years," he said.

But the team stuck with the search and, ultimately, found the wreck in June 2018. Goodreau and Ferrara say that, as a result, they've gotten to know plenty of relatives of the lost crew members.

The Nomad team members were even invited to the July 2019 Purple Heart ceremony for Seaman 1st Class James Cunningham, who died in the Eagle 56 sinking. Cunningham was 21-years-old at the time of the sinking. Goodreau and Ferrara say that Cunningham came from a family of Tennessee sharecroppers, and that he enlisted in the Navy when he was 18. Cunningham sent them his Navy paychecks so that they could buy a house, a property which the family still owns today.

Sadly, one group that the Nomad team will never be able to share their discovery with are the 13 survivors of sinking. They have all died.

"Some of the survivors were engineers," Goodreau said. "Some went to their graves feeling that people blamed them for the explosion." 

The Nomad diving team will now search for the torpedo that took down the Eagle 56. And, in the meantime, they will remain cautious when diving in the area where the ship sank.

"You don't want to disturb them," Ferrara said. "You want to be very respectful, when you're there."

SEE ALSO: 75 years after liberation, Paris is again celebrating its freedom from the Nazis

DON'T MISS: This rare color photo shows the horrific destruction of the US nuking Nagasaki

SEE ALSO: Chris Christie says Trump's staff 'served him poorly' for booking Fox News interview in-front of graveyard on D-Day

Join the conversation about this story »

NOW WATCH: Scuba divers can touch two continents at once in this Icelandic lake

At my first boardroom meeting, there wasn't a seat for me at the table. This is how I jokingly asked the CEO to make room for my chair.

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corporate boardroom

  • Jackie Glenn is the founder of Glenn Diversity and HR Solutions. She is the former Chief Diversity Officer for Dell EMC.
  • The following is an excerpt from her book, "Lift As I Climb: An Immigrant Girl's Journey Through Corporate America."
  • The book follows Glenn's journey from nanny to executive. As she climbed the corporate ladder, she made it a priority to continuously lift others, focusing on voices that weren't as strong as her own.
  • Glenn's narrative is interspersed with the stories of other immigrants discussing their roads to success.
  • In this excerpt, Glenn describes her first boardroom meeting as Chief Diversity Officer. Her and her manager were the only women in the room, and there weren't enough seats at the table for them. So Glenn asked the CEO to move over. 
  • Visit Business Insider's homepage for more stories.

When one thinks of boldness, the word confidence immediately comes to mind. If both qualities are practiced correctly you can achieve great things. My definition of boldness/confidence is being sure of what you know while knowing who you are. The mindset of believing that you can achieve anything you put your mind to is a must. People who choose to be bold are inspiring not just because they get big things accomplished, but also because they instigate growth, progress, and movement for themselves and others around them. Sadly, far too many people wait for someone who is bold to lead the way, hoping somehow luck will bring success. Boldness is our willingness to venture out and do the right thing at the right time, regardless of the barriers or fears we may encounter. This enables us to speak the truth and perform a task without fear of the consequences or results, because it is the right thing to do.

Boldness should never be mistaken for being rude and abrasive; you always want to practice being bold but never rude. A bold spirit is kind, patient and collaborative. It allows others to express themselves and their opinions. A lack of boldness can be problematic as it will stifle or derail one's career or life goals. It will also hold you back from progress, affect relationships and prevent you from becoming all that you can be. At times you have to exercise your boldness muscle even if it means being vulnerable and results in criticism. Cowardice, fearfulness, cynicism, negativity, discouragement, and pessimism are all opposites of boldness. These traits create a negative attitude that is infectious to others and should be intentionally called out and avoided.

Jackie Glenn

I must confess that it is not natural for me to always practice this gem; one way that I do so is by adding a bit of humor which lightens the situation and gives me a chance to get my point across. Whenever I employ this approach I am almost always asked to say more, and that is when I use this gem to make my position clear.

When I first became Chief Diversity Officer, I had an opportunity to present to the CEO and his direct reports. When my manager and I entered the boardroom, all the seats around the table were occupied and the occupants were all Caucasian males. My manager and I were both super nervous. We were the only women in the room. The only seats available to us were in the back or on the side as none of the men made an attempt to include us around the table.

Read more: At a Google team off-site, we were asked to play a personality game that clearly revealed why it's so hard for women to reach the top

Immediately my boldness and authenticity kicked in along with a bit of humor. I grabbed a chair and did something I would never think of doing for fear of how I would be perceived. I went right next to the CEO and said one of my favorite Jamaican expressions, "Small up yourself," which meant make room for my chair. At that moment, everyone busted out laughing and the CEO moved around the table to make room for my chair. In a very short period of time everyone followed the leader and I repositioned my chair next to the CEO. Internally, I applauded myself for being bold. I honestly could not foresee the outcome but I took the chance and was prepared for the consequences.

My manager was uncomfortable, so she went and sat at the back of the room. As the only black woman in the boardroom, I was determined to be around the table. After all, they had invited us to the table. So where was the seat? The fact that they did not make an effort to reposition themselves when we walked into the room made me realize that it was my job to be bold and confident. My intention was not to be abrasive. I did not have an attitude nor was I trying to be controversial. I just thought that it was the right thing to do at the right time. My act of boldness was a learning experience for everyone in the room. I used my immigrant colloquial expression which created humor and got the desired results - a seat at the table. This moment of humor also helped to break the tension in the boardroom. Now everyone was relaxed enough to hear what I had to say. They received it well and I was relaxed and able to give my presentation successfully.

LIFT AS I CLIMB

Whenever you bring your boldness and self-confidence to the table you gain a sense of satisfaction and accomplishment. When you operate in boldness you can actually produce more and do better for yourself and those around you. The energy created by your boldness evaporates the nervousness you experience when asking, "Am I saying the right thing?" Or, "Am I getting my point across?" Boldness calms you down and brings you poise and grace to do what you are tasked to do. You can actually slow your heart rate down and get your clear and succinct message across.

Assume positive intent when you are in the room or in any situation although there may be clear signs that say the opposite. Not everyone wants to hear what you have to say, but there may be a few who do. Focus on them and envision that there are many more of those who want to hear you. Do not allow your internal or self-talk to say: "Oh my gosh, this person is crossing their arms and giving me the side eye, I don't think they want to hear me." Assume that everyone in the room is your friend and move forward with conviction instead of being frozen by your thoughts regarding who is in the room and what they may be thinking or saying about you.

Success is impossible without the courage to act boldly and it can require taking creative risks, upsetting some people, gambling on your own self-esteem, or in a more literal sense, your self-worth. But you don't find many successful entrepreneurs, politicians, coaches, achievers of any stripe or people with disabilities who will describe themselves as risk-averse. This gem is especially important to people with disabilities or different abilities. Most people with a visible or invisible disability are often reluctant to disclose their status or discuss if it's visible for fear of being subjected to biases or treated differently.

Using the boldness gem will hold people accountable, shine a spotlight on the issue, and also make individuals and organizations be more open to looking at the whole person instead of their disability. Unfortunately, sometimes you have to step into your boldness and stand up for yourself and others to get a favorable response. 

Taken from Lift As I Climb by Jackie Glenn. Copyright © 2019 by Jackie Glenn.

SEE ALSO: New York Times columnist David Brooks shares his candid advice for ignoring your ego, overcoming loneliness, and saying 'yes' to everything

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This $20 travel pillow saves my neck on long flights

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Travelon Deluxe Wrap-n-Rest Pillow

  • I never knew I needed a travel pillow until I found the $20 Travelon Deluxe Wrap-n-Rest Pillow.
  • The pillow wraps around your neck to keep your head secure while sleeping. 
  • The filling inside of the pillow is firm enough to be supportive and plush enough to be comfortable.

As a restless sleeper, it's hard for me to fall asleep and stay asleep, but I can never fall asleep anywhere as easily as I can on the plane. For some reason, the movement of the plane and the soothing sounds of the engine never fail to lull me to sleep. While there are a number of problems that come with sleeping in a fairly upright seat surrounded by hundreds of strangers, the biggest problem I've encountered was not being able to keep my head from swaying and falling. 

On average, I normally fly at least 25 times a year, but I had never used a travel pillow until last year. I needed something to support my head so I wouldn't experience neck pain or awkwardly hit the person sitting next to me with my head (which I have admittedly done before), so I figured it was time to start looking for a travel pillow to provide me with support and comfort while sleeping.

My search began by testing out some of the classic, U-shaped travel pillows that many people use. The very first classic travel pillow I tried on a two-hour flight seemed promising as it kept my head supported during a short nap. I used the pillow again on an much longer flight from Los Angeles to London, but was baffled when I experienced intense neck pain the first two days of my trip; it was almost as if I had never used a travel pillow to begin with. I knew the pillow was a bit too big for me, but I didn't realize that the size would be an issue until I slept on the plane on a longer, international flight. I realized that my head was still swaying and falling because there was too much space between my neck and the pillow. Not only was there too much space in some areas, but because of its U-shape there is a complete lack of chin support, so my head had free reign to go wherever it wanted for a longer amount of time. 

I needed to find a more secure and supportive travel pillow than the classic travel pillows I was using, one to accommodate my smaller frame and restless sleep. A few days before another flight from Los Angeles to Europe, I found what I had been looking for all along just in time for the long flight: Travelon's Deluxe Wrap-n-Rest Pillow

Read more:The best travel pillows you can buy

As the name suggests, the Travelon Deluxe Wrap-n-Rest Pillow wraps around the entirety of your neck providing full support for it. The wrap style is more customizable to optimally fit each person compared to classic travel pillows — you can decide how tight or loose you want it to be around your neck. I was able to wrap the pillow snuggly around my neck to keep my neck and chin cradled comfortably for hours. When worn, the pillow vaguely resembles a stuffed scarf, but I'll take comfort over style.

The filling in the pillow is firm enough to be supportive and plush enough to be held almost like a stuffed animal — something that I did on a shorter flight when I was too tired to actually wrap the travel pillow around my neck. At only $20, cheaper than most other travel pillows that wrap around your neck, I would consider this to be a worthwhile purchase. 

Not unlike a mattress or the pillows on your bed, finding the best travel pillow to fit your needs might be a matter of trial and error until you land on the one that's perfect for you. I'm so relieved that I finally found Travelon's Deluxe Wrap-n-Rest Pillow — and surely anyone who has ever sat next to me on a plane is as well. 

Buy the Travelon Deluxe Wrap-n-Rest Pillow from Amazon for $15.90 (originally $21)

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9 things superyacht crew members wish they could tell their billionaire guests — but won't

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Crew member

  • It takes a lot of effort to keep superyachts in top-notch shape — but not all owners and guests realize that.
  • Business Insider recently polled superyacht crew members to find out what they won't tell their guests.
  • From serving their guests bottom-shelf liquor and pretending it's top-shelf to eating their food, here's what they had to say.
  • Visit Business Insider's homepage for more stories.

If only billionaires and millionaires knew what went on behind the scenes on their superyachts.

Business Insider recently polled superyacht crew members to get an inside look at life on board. We asked them what they wished they could tell their guests or owners but won't — and they had a lot to say. Turns out, superyacht guests and owners have no idea about the amount of work, time, and energy that it takes to run a yacht, according to crew.

Read more: 8 superyacht crew members share the most extreme requests they've had to deal with on the job

Here's what superyacht crew members won't tell you.

Note: Business Insider was able to verify each crew member's identity, but we refrained from publishing their full names to protect their privacy.

SEE ALSO: 9 superyacht crew members share what it's really like working for a billionaire on board

DON'T MISS: A look inside Datça, the popular tourist destination in Turkey where the $400 million yacht rumored to be owned by Jeff Bezos was spotted

Living in tight quarters can be tough.

Crew cabins barely have room to move — and are made for two.

"It is not necessarily easy living and working in close quarters on a yacht with 10-plus crew members," Michael, a former yacht captain who worked on yachts ranging from 130 to 170 feet, said. "Our cabins are a quarter the size of yours, and we typically share them with another crew member."

He added: "Most people [join yachting] for a short time, and it is a great opportunity to travel and save money in your younger years."



There's so much more work involved than you think.

"Everything has a process. Just simply moving the boat has a day's worth of work attached to it," a mate on a 92-foot yacht said. "Every time you use the toys for five minutes, it takes hours to set it up, monitor your use, then clean and pack it away."

He added: "Also, there should be room in the schedule to comfortably move the boat between seasons, complete projects and repairs, and let the crew have time off. Just because you aren't on your boat doesn't mean we get to take advantage of whatever exotic place you have us."



And there's never enough time or people to do it.

On yachts, it seems like there are never enough hours in the day or hands available.

"Upkeep requires more time and people than is normally available," Mark, the captain of a 114-foot yacht, said.



They love it when you ask for the world.

Superyacht guests and owners have been known to make an extreme request or two— like last-minute helicopter trips or flying in soda to a remote island.

But while guests can be demanding, crew members get the last laugh when they can pull it off.

"We secretly enjoy when the guests make a ridiculous request because we'll actually try and accommodate it, just to prove we can," said an electronic technical officer who works on a 223-foot yacht.



They eat your food.

Every yacht has a chef on board to whip up extravagant meals for the owner or guests — and crew members said they take advantage of it when they can.

"We eat their very expensive cheeseboard leftovers and drink the very expensive Champagne and wine left in the bottles," Martin, the captain of a 155-foot yacht, said.



They see right through you.

Some superyacht owners are down-to-earth and great bosses, according to some of the crew members surveyed. Others, not so much — and it makes some crew members feel unappreciated.

"[We see] how cheap and not classy we see they are. Yacht crew works their tails off. A little more in salary or tip goes a long way," said a crew member who has worked as both a mate and a junior engineer on yachts ranging from 100 to 130 feet. "Caring about the crew as people and their basic needs makes crew respect owners more. And sometimes the boat budget is so tight that you can't obtain things for the vessel that would improve the look or performance of it."



While you're having fun and relaxing, crew members are working their tails off.

Many superyacht guests think crew members get a break when they, the guests, go ashore, but that's not the case.

"When they leave the boat to go to a beach and say 'enjoy your rest' ... as soon as they leave, we vacuum the whole boat, pull things apart to clean, polish everything for lunch/dinner, prepare for them returning, fold refreshing towels, fill fridges, make cocktails for their return, load towels baskets, clean their cabins ... then they return and say, 'Did you have a nice rest?' Oh yes, thank you very much," chief stewardess Nic said.



They're not above using a white lie or two.

A stewardess on a 112-foot sailing yacht said there's a lot of things she'd like to tell guests — like that it's hard to accomplish everything, so a lot of the job is  "fake-it-till-you-make-it," she said.

"Sometimes, if you don't have a certain thing, you have to fake it with something else," she said. "For example, a certain brand liquor that you can get away with convincing them that a bottom shelf thing is the real deal."

She continued: "It's pretty easy to convince people with smoke and mirrors. A lot of times you also have to pretend there aren't problems when, in fact, there are major problems."

For example, she said, "things break on boats all the time." There have been a few times when an engineering problem prevented the yacht from leaving an anchorage, so they lied to their guests and told them there was inclement weather where they wanted to go and that's why they couldn't leave. "It's all in how you sell the lie," she added.



The long hours take a toll.

Working on a yacht never stops.

"This is now my 38th 17-hour day in a row, and I want to run away," said a chef on a 150-foot motor yacht.



17 top-rated products to clean every room in your house

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  • Cleaning your entire house isn't as intimidating a process when you have all the right cleaning products for each and every room. 
  • We found 17 top-rated cleaners, appliances, and tools that people swear by to clean their bathrooms, kitchens, living rooms, and bedrooms.
  • They include a high-tech robot vacuum, a classic hand duster, and multi-use tools designed to save time, energy, and space. 

Even the thought of cleaning tires me out, and I usually have to spend a few hours (ok, more like days) mentally preparing for the chore. 

However, I've found that once I start cleaning one of the rooms in my apartment, I get into a productive groove that whisks me from bathroom to kitchen to living room to bedroom with montage-like ease.

Having both the mental strength to clean and a proper toolkit of products on hand will help you reach this cleaning groove and get the chore over as quickly and seamlessly as possible.

If you're equipped with thorough, durable, and easy-to-use cleaners and appliances, you can clean your entire home and barely break a sweat in the process. 

What products should you fill your cleaning basket with? We looked to the top-rated ones first to see what everyone else swears by to catch dust bunnies, clear out clogged drains, and make their countertops sparkle as much as when they first moved in. 

These 17 cleaning products are all highly rated best sellers you can use throughout your house, from the bathroom to the living room. 

SEE ALSO: 11 top-rated bathroom cleaners and tools to get rid of mold and grime in your shower

Anywhere: Dyson V10 Absolute Cordless Vacuum

Dyson Cyclone V10 Absolute Cordless Stick Vacuum Cleaner, $497.49, available at Amazon

Though $500 can seem like a lot to pay for a vacuum, the V10's powerful and thorough cleaning capabilities make every dollar worth it. The battery only runs when you push on the trigger and it lasts for up to 60 minutes, letting you clean your whole apartment more efficiently than ever before. It comes with two cleaner heads (one for hardwood floors and one for carpet) and four additional tools so you can reach every inch of any surface. 

 



Anywhere: iRobot Roomba 690 Robot Vacuum

iRobot Roomba 690 Robot Vacuum with Wi-Fi/Alexa, $237.69, available at Amazon (currently only available from third party sellers)

If you absolutely hate cleaning, let a robot vacuum do the work for you. While you're outside of the house, it can make use of all that empty time to clean your house and even automatically return to its docking station to recharge. It senses where there are concentrated areas of dirt and moves around your furniture so you won't return home to find it jammed in a corner.

The app lets you schedule cleaning sessions anywhere, while Alexa and Google Assistant compatibility integrate it seamlessly into your smart home set up. 

 



Anywhere: Clorox Wipes

Clorox Value Pack Scented Disinfecting Wipes (3-pack, 225-count), $9.99, available at Target | Also available at: Walmart

You'll see these bleach-free wipes in nearly everyone's cleaning cabinet because they're thick and durable, kill 99.9% of viruses and bacteria, and come in three fresh scents. They dispense easily out of the canister and dry quickly, plus they're safe on hard and nonporous surfaces like finished hardwood, sealed granite, and stainless steel. 



Anywhere: OXO Microfiber Hand Duster

OXO Good Grips Microfiber Hand Duster, $9.99, available at Amazon | Also available at: Target and Bed Bath & Beyond

This soft, fluffy duster captures all the dust settling on your shelves and countertops in one fell swoop. Flexible and lightweight, it's comfortable and easy to maneuver around tight, tricky spaces. Its reusable head is machine washable, though it's best if you simply handwash it in cold water.

If you need something to reach tall surfaces, OXO's 3-in-1 Extendable Duster, which extends to 8 feet, collapses to 3 feet, and comes with three interchangeable brush heads, is also highly rated. 

 



Anywhere: Evriholder Pet Hair Removal Broom with Squeegee

Evriholder Pet Hair Removal Broom with Squeegee & Telescoping Handle, $13.05, available at Amazon

Whether you're dealing with thick pet hair or a slippery spill, this dual-use broom can handle it. The 100% natural rubber attracts hair and debris "like a magnet" from hardwood, linoleum, and traditionally difficult surfaces like carpet and rugs. Then, use the built-in squeegee edge if you need to wipe off liquids from windows, showers, tile, and hardwood. It can extend out to 5 feet. 

 

 



Kitchen: O-Cedar Spin Mop and Bucket Floor Cleaning System

O-Cedar Easy Wring Spin Mop and Bucket Floor Cleaning System, $29.97, available at Amazon

Amazon's Choice for the best mop is this well-designed system that allows for hand-free wringing. The bucket has a special spinner, activated by a foot pedal, that spins your mop and keeps water splashes contained.

The mop head itself rotates 360 degrees and is shaped like a triangle to better clean the corners of your home. When wet or dry, microfiber is especially effective on hardwood floors and tiles, like the ones in your kitchen. 



Anywhere: Mrs. Meyer's Everyday Cleaner

Mrs. Meyer's Clean Day Multi-Surface Everyday Cleaner (3-pack), $11.97, available at Amazon | Also available at: Walmart, and Target

Natural cleaning brand Mrs. Meyer's makes this plant-based multi-surface cleaner that cleans as well at traditional chemical-laden ones but doesn't leave any harsh odors behind. Instead, after it's removed dirt from your countertops and surfaces, it has a sweet, pleasant, and flowery honeysuckle scent. Other nice scents from the brand include basil, lavender, and lemon verbena. 



Kitchen: Topist Angry Mama Microwave Oven Cleaner

Topist Angry Mama Microwave Oven Cleaner, $8.88, available at Amazon

Rather than stick your head in your microwave and hack away for half an hour at the food crud that has been in there since 200 heating sessions ago, use this accessory to loosen it up first. Add vinegar, water, and lemon juice to the fill lines on the body and microwave the Angry Mama for five to seven minutes, after which any stains will be loose enough to wipe down quickly. It should cut down your cleaning time in half and make your microwave usable again in time for dinner. 



Kitchen: Easy-Off Oven Cleaner

Easy-Off Professional Fume Free Max Oven Cleaner, $3.99, available at Amazon

People rarely ever wipe up their oven messes immediately, but they come to regret it weeks later when the baked-on spills and grease don't budge. Make your oven look brand new again with this affordable, fume-free cleaner, which works on ovens, oven doors, broilers, broiler pans, and stainless-steel surfaces to clean up those tough messes. Spray it and leave it on for at least five minutes and up to 40 minutes, then wipe down with a cloth or paper towel. 

 

 



Kitchen and bathroom: Green Gobbler Liquid Clog Remover

Green Gobbler Liquid Clog Remover, $11.97, available at Amazon | Also available at: Home Depot

Living in a house involves the constant battle of unclogging pipes and drains. If you're not fishing out bits of food from the sink, you're probably unraveling a never-ending string of hair from the shower drain. Green Gobbler's clog remover clears your drains by liquifying everything in its path — grease, hair, scum, food, and more. It comes in a dual-chambered bottle and you use one chamber for sinks and tubs and both chambers for toilets. 



Kitchen: Krud Kutter Concentrated Cleaner and Degreaser

Krud Kutter Concentrated Cleaner and Degreaser, $6.91, available at Home Depot and Walmart

This multi-use cleaner can be used all over your house, including exterior parts like driveways and patio furniture. As a powerfully concentrated degreaser, it's especially useful for your kitchen because it can take out food and drink stains, grease, oil, gum, and soap scums. Dilute one part concentrate with 10 parts water and you can cover up to 75 square feet of surfaces. 



Living room and bathroom: Stoner Invisible Glass Premium Glass Cleaner

Stoner Invisible Glass Premium Glass Cleaner, $3.57, available at Walmart | also available at: Target, and Home Depot

People who have tried this glass cleaner, available in both aerosol and spray form, never go back to any other products. Your mirrors and glass surfaces will emerge sparkly clear and streak-free since it doesn't contain any soaps, scents, or dyes. It's also ammonia-free. Once all your bathroom and living room glass surfaces are clean, feel free to use on your car to remove the stains, droppings, and other dirty casualties of driving outside. 

 



Living room: AmazonBasics Cleaning Cloth

AmazonBasics Microfiber Cleaning Cloth (24-pack), $12.81, available at Amazon

While far from being super plush or thick, these basic cleaning cloths are absorbent and durable enough to get the job done. Coming in three colors, they can be separated by cleaning task. If you're on a budget, it's hard to find a better deal than this value pack. 



Living room: Hoover PowerDash Pet Carpet Cleaner

Hoover PowerDash Pet Carpet Cleaner, $99, available at Amazon

If you have the double whammy of a pet (or pets) and carpeted floors, you'll want this specialized Hoover cleaner. The under-$100 appliance both cleans and offers antimicrobial protection, and it comes with a removable nozzle to rinse off dirt and grime.

It also has a dual-tank system that keeps your clean water separated from the dirty water, and its signature HeatForce technology means your carpets will dry faster. 



Bathroom: Method Daily Shower Spray Cleaner

Method Daily Shower Spray Cleaner, $3.29, available at Amazon (through Prime Pantry) | Also available at: Target

The fresh Eucalyptus Mint scent of this cleaner might motivate you to actually use this cleaner every single day to prevent scum and grime build-up. It's made from non-toxic and biodegradable ingredients that you can feel better about going down your drain. Other than in the tub itself, you can use it for chrome faucets and shower doors. 



Bathroom: Clorox ToiletWand

Clorox ToiletWand, $8.12, available at Amazon | Also available at: Walmart, Target, and Home Depot

The ToiletWand comes with disposable sponges that are preloaded with Clorox cleaner, eliminating the need to buy separate toilet bowl cleaner. The sponge pad clicks securely onto the wand and gets into areas of your toilet that a brush can't, and once you're done cleaning, it comes off with a click so you never need to touch it. This system also means you won't have a dirty toilet brush sitting in your bathroom at all times.

 



Bathroom: The Crown Choice Grout Cleaner Brush

The Crown Choice Grout Cleaner Brush, $10.99, available at Amazon

Getting into the tiny lines of your bathroom is difficult without a specialized, narrow brush like this top-rated one. It has sturdy, angled brushes to reach the soap scum, grime, and mold stuck in your grout, but it's equally easy to wash afterwards in hot, soapy water. The thick one-inch handle is fairly comfortable to hold, which certainly helps as you dig into the floors and walls of your bathroom. 

 



How to shop at Grove Collaborative, the site that makes buying household cleaning supplies convenient and environmentally friendly

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  • All the home products, including natural cleaning supplies, makeup, and baby products, sold on Grove Collaborative are non-toxic, ethically made, and cruelty-free. 
  • The certified B Corp wants to make it as easy as possible to shop brands you'll feel good about using in your home and on your body.
  • It does this by supplying top brands like Mrs. Meyers and Seventh Generation and offering an auto-replenishment subscription service for the supplies you'll always need. 

Finding brands that you feel good about using in your home and on your body is getting easier. If you're looking for natural cleaning products, skin care and makeup, and even baby products, you have more options than ever before.

Though the number of natural brands is growing, it does take time to vet these individual products and brands, and there still aren't many places where you can buy all of them in one place. Grove Collaborative, a company that delivers all-natural home, beauty, and personal-care products from top brands, hopes to become the only site you visit to keep your home stocked with these supplies. 

At Grove Collaborative, you can shop kitchen and bathroom cleaning products, laundry detergent, toothpaste, shampoo, deodorant, diapers, vitamins and supplements, and more.

They all come from brands that pass the following criteria: non-toxic, transparent ingredients, plant-based formulas, cruelty-free, ethical supply chains, and sustainable materials. Many of the brands sold on the site are certified B Corps, and Grove Collaborative itself is a certified B Corp

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The most popular brands on the site include Mrs. Meyers and Seventh Generation. Grove Collaborative also sells its own natural home products, which we've tested before and loved

Beyond a curated and pre-vetted product selection, one of the biggest reasons to shop on Grove Collaborative has more to do with how you receive these products.

The site has a subscription delivery option that sends you your supplies at the same time every month, or at another frequency of your choice. Since things like cleaning supplies are necessities that you'll always want in the house, it makes sense to apply a system of auto-replenishment here. By implementing a subscription option, Grove Collaborative ensures you never run out of your favorite natural home products. Restocking on toilet paper and laundry detergent becomes one less thing you have to check off your ever-expanding list of errands. 

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There are order minimums ($20 for all first orders, $17 for all auto-shipments) on the site, but its purpose is to reduce the packaging waste of sending products in multiple packages. In addition, each box shipped is carbon offset, meaning that to offset the shipping emissions, company purchases credits to fund projects that reduce pollution.

If you do want free shipping on all orders, as well as free gifts throughout the year and early access to exclusive sales, you should join Grove's VIP membership program. It costs $20 a year and you can try it for free for 60 days. 

Shop and subscribe to top natural home products at Grove Collaborative

SEE ALSO: Grove Collaborative makes natural hand soap and dishwashing soap that actually gets me excited to do the dishes

DON'T MISS: 17 top-rated products to clean every room in your house

Join the conversation about this story »

'What is a Google Home Hub?': Everything you need to know about the Google smart device that can help you navigate daily life

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Google Home Hub

  • The Google Home Hub is a visual, touchscreen-based interface that's designed to help you navigate daily life.
  • The device can do things like guide you through a morning or evening routine, watch the news, follow recipes, and even make calls.
  • A Google Home Hub retails for $129 and comes in four different colors. 
  • Here's what else you should know about the Google Home Hub, including the various things it can do and how it stacks up compared to other smart devices.
  • Visit Business Insider's homepage for more stories.

The Google Home Hub, also known as the Nest Hub, is a part of the Nest line, which also consists of the Google Home, Home Mini, and Home Max smart devices.

Simply put, the Google Home Hub is a visual interface which is meant to help you accomplish everyday tasks. It looks like a tablet, and is focused on making your life easier, from organizing your schedule to making grocery lists.

Here's what else you should know about the smart device.

Check out the products mentioned in this article:

Google Home Hub (From $129.99 at Best Buy)

What is a Google Home Hub?

At a basic level, it's the next step in the Google Assistant, and it has the Assistant built in so you can use those voice commands while using the Hub. 

The Google Home Hub also has Chromecast and Bluetooth 5 built in, and is compatible with Android, iOS, Mac, Windows, and Chromebooks.

The device itself has a seven-inch LCD touchscreen display and built-in, full-range speakers. It retails for $129 and comes in four colors: Chalk, charcoal, aqua and sand.

What can the Google Home Hub do?

The Google Home Hub can do things like:

  • Allow you to view your daily schedule, commute, and reminders
  • Control compatible lights, cameras, and TV's
  • Access "visual, immersive" answers to your questions about things like recipes, local weather and businesses, and more
  • Play music
  • See your photos in Google Photos
  • Watch the news
  • Make calls (in the U.S., these only work domestically)
  • Create shopping lists
  • Secure your house and control your thermostat (if your systems are compatible)
  • Control other compatible smart devices, like Google Home

How the Google Home Hub compares to other similar products

Compared to Google's other Home products, the Hub is the most robust, offering both the voice commands of Google Assistant (a common thread for the Nest line) as well as a touchscreen interface, thereby increasing its possibilities for use to things like videos and text-based tools. 

But it can take up more counter or surface space than the smaller products, like the Home Mini.

When you look outside of the Google Home line at comparable visual smart home products, there are more factors to consider. 

Amazon's Echo Show, for example, maintains the voice-assistant trend, offering Alexa as its assistant. The display is smaller at 5.5 inches, and still lets you do things like check out your calendar, control your compatible smart home devices, watch videos, and call or message friends and family. 

You can also turn off the camera — which the Home Hub does not have — and mic with the touch of a button for privacy. It retails for about $65 on Amazon.

Whether the Nest Hub is right for you will depend on your values and budget. But for those who are a fan of Google's products, it may be a good option.

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best smart speaker you can buy: Amazon Echo vs. Google Home vs. Sonos One

Join the conversation about this story »

NOW WATCH: If you want an emoji that isn't available, you can create it. Here's how everyday people send their submissions.

How to gameshare between two PlayStation 4 consoles with Sony's 'Share Play' feature

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  • You can gameshare on your PS4 to let a friend on a different PS4 console play a game in your game library, even if they don't own it.
  • Gamesharing, known as "Share Play" for PlayStation consoles, is a convenient way to play a game with another person even if only one of you owns the game.
  • To enable gameshare on your PS4, you need to sign into the other person's console, and change your account settings to set that console as your primary PS4
  • Visit Business Insider's homepage for more stories.

Want to share your games with friends or family members on a different PlayStation 4, perhaps so you can play the same game together? Sony allows that — with some minor limitations. 

Usually called gamesharing (though Sony actually refers to this feature as Share Play), you can let other people download and play games you've purchased, even if they don't own it. Think of it like lending a disc — only there's no need to actually exchange physical media. 

In order to play a game together, both you and your friend need a PlayStation Plus subscription, but neither of you need a subscription to play the game separately.

In addition, while you can share your games with any number of other people on different PS4 consoles, only two people can play a game at one time. 

Check out the products mentioned in this article:

Playstation 4 (From $299.99 at Best Buy)

How to gameshare on PS4

1. On the console that you want to share games with, log in with your PlayStation account. 

2. Select "Settings."

3. Select "Account Management."

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4. Select "Activate as Your Primary PS4."

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5. Confirm this choice by selecting "Activate."

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That's it — now, your friend will see all your games in their library, and can download and play them. 

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best gaming PCs you can buy

Join the conversation about this story »

NOW WATCH: The Navy has its own Area 51 and it's right in the middle of the Bahamas

How to search for a word or phrase in Google Docs on your computer or mobile device

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Google Docs are famously easy to use. 

Designed much like a standard word processing software, they feature the same tools you would expect from the Microsoft Word program or Apple's Pages word processor, such as varied fonts, bolding, italics, control over indents, lists, bullet points, and so forth.

And as you'd expect from any good Word processor, a Google Doc is also easy to search. 

With a few clicks (or taps if you're on mobile) you can find any word or term in the document, and if you'd like, you can replace it in one or every instance in which it appears. Here's how.

Check out the products mentioned in this article:

MacBook Pro (From $1,299.99 at Best Buy)

Samsung Chromebook (From $189 at Best Buy)

iPhone Xs (From $999.99 at Best Buy)

Google Pixel 3 (From $799.99 at Best Buy)

How to search in Google Docs on a computer

1. Open the Google Doc on your computer. 

2. Click on the word "Edit" from the taskbar and then select "Find and replace."

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3. Then, in the popup window, you can type in the word or words you wish to find, using the "Next" button as needed. 

4. If you wish, type in a word or term to replace a selected instance and then hit "Replace," or you can "Replace All."

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On a Mac, the shortcut for find and replace is Command+Shift+H. On a PC, it is CTRL+H.

To find a term you are not planning to replace, run a simpler search, with Command+F on a Mac and CTRL+F on PCs.

How to search in Google Docs on an iPhone

1. Open the Google Doc via the mobile app.

2. Tap the three horizontal dots at the top right corner. 

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3. On the menu that pops out, tap "Find and replace." 

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4. Type the word(s) to be found into the text bar atop the screen, then hit "Search" at the bottom. 

5. If you wish, enter a word or term to replace the selected copy, then hit "Replace" for a single substitution or "All" for swapping out every instance.

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How to search in Google Docs on an Android device

1. Open the Google Doc. 

2. Tap the three vertical dots.

3. Then tap "Find and replace." 

4. Enter the word or phrase, then tap the magnifying glass icon to search. 

5. Now you can choose to "Replace" or Replace all."

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone for every type of person and budget

Join the conversation about this story »

NOW WATCH: The Navy has its own Area 51 and it's right in the middle of the Bahamas


This free daily email newsletter keeps me and 1 million others up to date about the most important business news

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morning brew business newsletter

  • My favorite email newsletter to get caught up on everything happening in the business world is Morning Brew
  • This daily newsletter, originally geared towards college business students, wastes no words in telling you what you should know about finance, tech, media, retail, international news, and more. 
  • At the same time, it's fun to read, so learning the news every morning doesn't feel like a chore. 
  • You can subscribe to the Morning Brew for free here

There aren't many email newsletters that I open and read on a consistent basis. 

After years of subscribing to and unsubscribing from newsletters that mostly only succeeded in cluttering my inbox, I've finally narrowed my morning reading material down to just two pieces of content. 

One, The New York Times' Daily Briefing, covers general news. The other, which I stumbled across as an undergrad majoring in business administration, is a business and tech newsletter called Morning Brew

Founded in 2015 by two business students at the University of Michigan, Morning Brew delivers the important business news of the day with a concise, approachable, and witty style. It greets its one million subscribers, who are mainly in their mid-to-late-20s and work in finance, tech, and consulting, every weekday around 7 a.m., informing them about what's happening in the business world, and why they should care.

morning brew

Though the formatting has changed over the years and continues to evolve, you can usually expect the following:

  • News blurbs covering the latest in any industry going through change, not only finance and tech, but also media and entertainment, auto, manufacturing, food, retail, and real estate. International news, the government, and the economy also frequently make their way into the newsletter. 
  • An easy-to-read summary of the stock markets
  • An earnings announcement calendar for the week
  • Sponsored content relating to a useful service or product 
  • A news quiz

What Morning Brew does especially well — and why it's popular among millennials in particular — is holding the limited attentions of its readers through a personable tone and easy-to-read format.

It's organized well and broken down into sections, which are often further split into bullet-pointed facts and insights. A GIF or two scattered in the newsletter is not an uncommon sight, and brainteasers or word puzzles also keep things interesting. 

Founders Alex Lieberman and Austin Rief started Morning Brew to help their fellow students understand the business world without confusing them or putting them to sleep.

Its readership has since expanded past the college student, but the desire for engaging and relatable, yet useful and informative content remains the same. After taking a few minutes to read Morning Brew, you feel like you've just had a chat with your friend who reads all the major papers cover to cover and tells you all the highlights. 

It's free to subscribe to and read Morning Brew. To unlock access to its weekend newsletter, Light Roast, and earn other rewards, you can refer your friends to subscribe as well.

Subscribe to the Morning Brew newsletter here

Join the conversation about this story »

Meet Masayoshi Son, the Japanese billionaire whose SoftBank mega-fund has been reportedly involved in asking Adam Neumann to step down from being WeWork CEO

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WeWork's biggest backer has "lost faith" in the coworking company's founder Adam Neumann, the Financial Times reported September 22. SoftBank heavyweights are part of a movement within WeWork's board and investors to oust Neumann over his "self-dealing" and marijuana use.

Softbank has invested almost $11 billion in WeWork through Softbank, Business Insider previously reported. It was set to pour an additional billion dollars into WeWork's IPO before it was postponed on September 17.

Read more: How WeWork's CEO grew a $10 billion relationship with SoftBank CEO Masayoshi Son, whom he calls 'Yoda'

SoftBank's founder and CEO is Masayoshi Son, who's worth an estimated $15.3 billion, per Bloomberg's Billionaires Index. That makes him the second-richest person in Japan after Uniqlo founder Tadashi Yanai. Through SoftBank and his first $100 billion Vision Fund, Son has invested millions in some of Silicon Valley's biggest tech companies, including Uber, Slack, and DoorDash.

Here's a look at Son's life, career, investments, and real-estate portfolio.

SEE ALSO: WeWork's board is reportedly meeting to discuss ousting Adam Neumann as CEO — here's who the key players are

DON'T MISS: WeWork just removed cofounder Rebekah Paltrow Neumann from succession planning and banned her from the board. Meet the former actress, who is CEO Adam Neumann's 'strategic thought partner'

Masayoshi Son is the billionaire founder and CEO of Japanese holding company SoftBank, which announced commitments of $108 billion to its second massive Vision Fund in July.

SoftBank owns stakes in more than 1,000 companies, including Alibaba and Yahoo Japan, according to Bloomberg.

In 2018, the company reported revenue of $82.7 billion.



Son is worth an estimated $15.3 billion, according to Bloomberg's Billionaires Index.

That makes him the second-richest person in Japan after Uniqlo founder Tadashi Yanai, who's worth an estimated $31.3 billion.

Most of Son's wealth comes from his 26% stake in Softbank, which makes him the largest shareholder, according to Bloomberg.



Son was born in 1957 to Korean immigrants on the Japanese island of Kyushu.

The 61-year-old CEO was one of four brothers, and his father worked at restaurants, farms, and fisheries.



In 1972, when he was 16, Son met one of his idols: McDonald's Japan founder Den Fujita, who encouraged him to go study in the United States.

Son took his advice and moved to San Francisco the next year to continue high school.



Son went on to study computer science and economics at the University of California at Berkeley.

Before he was 21 years old, Son sold his first company, a multilingual translator bought by Sharp for about $1 million.



In the 1980s, Son founded SoftBank, a company that today pours billions of dollars of capital into tech startups, including through its $100 billion Vision Fund.

Through its Vision Fund, SoftBank has invested in major companies like Uber, WeWork, food-delivery startup DoorDash, and Indian e-commerce retailer Flipkart.



Son's investment strategies are considered unconventional in Silicon Valley.

The size of Son's $100 billion Vision Fund and its investment strategies have shocked Silicon Valley investors, according to Bloomberg.

"The standard VC playbook involves making small, speculative investments in early-stage startups and adding funds in follow-on rounds as those startups grow," Sarah McBride, Selina Wing, and Peter Elstrom wrote for Bloomberg. "SoftBank's strategy has been to put enormous sums — its smallest deals are $100 million or so, its biggest are in the billions — into the most successful tech startups in a given category." 

Fast Company's Katrina Booker called Son "the most powerful person in Silicon Valley" for his ambitious vision — and financial means — to transform industries from real estate to food to transportation through his investments in artificial intelligence and machine learning.



Like the rest of Silicon Valley, Son may soon have to reckon with the presence of Saudi Arabia in the US tech world.

"Saudi Arabia's presence in Silicon Valley is greater than it's ever been," Alexei Oreskovic recently reported for Business Insider.

The SoftBank CEO has direct ties to Saudi Arabia, which has been embroiled in human rights scandals and blamed for the killing of journalist Jamal Khashoggi.

Saudi Arabia's Public Investment Fund is the SoftBank Vision Fund's largest backer, having contributed $45 billion of the fund's $100 billion bankroll.



The SoftBank CEO is known for paying his executives handsomely.

Six of SoftBanks' top executives made $83 million combined (9.1 billion yen) in compensation last year, while Son's salary rose to about $2.1 million (229 million yen), according to Bloomberg.

"The range of executive salaries in Japan has gone up, but compensation in the billions of yen is still unheard of beyond a handful of global companies," Noriko Watanabe, a partner at Heidrick & Struggles, an executive search company, told Bloomberg.



Son owns millions of dollars worth of property in Tokyo, where SoftBank is headquartered.

The SoftBank CEO owns about $45 million worth of residential property in Tokyo, according to Bloomberg. And in 2013, he spent $326 million on Tokyo's landmark Tiffany Building in the Ginza luxury shopping district.



He also owns a $117.5 million Silicon Valley estate that comes with a 9,000-square-foot house, a 1,117-square-foot pool house, a detached library, a swimming pool, a tennis court, and formal gardens.

Son bought the Woodside, California, property in 2012 from private equity investor Tully Friedman, according to Forbes. 



Son is married with two children but keeps his family life private.

The CEO married Masami Ohno, the daughter of a prominent Japanese doctor, while they were both students at UC Berkeley, The Seoul Times reported. The couple reportedly has two daughters together, but little information about the family can be found online.



Son's younger brother, Taizo Son, is also a billionaire.

Taizo Son is an entrepreneur who has founded companies including GungHo Online Entertainment and Movida Japan. He's worth an estimated $1.2 billion, according to Forbes.



The SoftBank CEO reportedly has personal relationships with billionaire CEOs and entrepreneurs such as Bill Gates, Larry Ellison, Rupert Murdoch, and Tadashi Yanai.

Son has visited Ellison's Silicon Valley home, where he met Steve Jobs.



Son reportedly has a close relationship with WeWork's cofounder and CEO Adam Neumann.

Neumann told Business Insider in a recent interview that he and his wife, Rebekah, call Son "Yoda," in reference to the "Star Wars" character.

"He is Yoda," Neumann said. "He has the Force with him."

However, Softbank has "lost faith" in Neumann and wants him demoted, the Financial Times reported September 22. WeWork's board will meet September 23 to discuss removing Neumann from his post as CEO over his alleged "self-dealing" and marijuana use, Business Insider also reported.

Read more: WeWork's board reportedly meets Monday to discuss pushing out Adam Neumann — and his alleged 'self-dealing' and marijuana use may come into play



The SoftBank CEO has also publicly met with President Donald Trump on a few separate occasions, including at Trump Tower in New York a month after Trump was elected.

At a June 2018 groundbreaking ceremony in Wisconsin for a new manufacturing facility for Foxconn, Trump praised SoftBank for increasing its investments in US companies.



In May 2019, SoftBank announced the creation of a second $100 billion Vision Fund, after having already spent more than half of the first one.

"Various investors from around the world are telling us they definitely want to participate in Vision Fund 2. We will set it up soon," Son said at the beginning of May, according to The Wall Street Journal.

The Journal later reported that Son has been having trouble raising money for this new fund, a claim SoftBank disputes, as Business Insider's Paige Leskin reported.

"While we don't comment on fundraising, much of The Wall Street Journal's reporting on investor sentiment is misleading and even inaccurate," a SoftBank spokesperson told Business Insider in an email.



In July, the company announced commitments of $108 billion to its second Vision Fund.

SoftBank confirmed that Apple, Foxconn, and others will invest in the fund, as well as Microsoft for the first time, Business Insider's Shona Gosh reported.

Although Saudi Arabia's Public Investment Fund was the largest backer of the first Vision Fund, having contributed $45 billion of the fund's $100 billion bankroll, Saudi Arabia is missing from the list of backers for the new fund.



Despite paying his executives billions of yen, Son continues to grow richer.

In August 2012, Son had a net worth of $9.79 billion. Seven years later, he's more than $5 billion wealthier.



The best online deals and sales happening now

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best online sales deals

We rounded up the eight best sales and deals happening online today, with savings on menswear at Bonobos, premium bedding at Boll & Branch, shoes at Cole Haan, and engagement rings and wedding bands at Ritani.

Deals in this story are subject to change throughout the day. The prices listed reflect the deal at the time of publication. For even more deals and savings across the web, check out Business Insider Coupons.

The best sales and deals happening today at a glance:

SEE ALSO: The best mattresses you can buy

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1. Save an extra 40% on sale styles at Bonobos

Shop the Bonobos sale now

Bonobos is clearing out last season's styles with a big sale. For a limited time, you can save an extra 40% on final-sale clothing by using the promo code "FINALROSE" at checkout. The sale includes dress shirts, flannels, chinos, jeans, activewear, and more.



2. Save 20% on bestsellers at Boll & Branch

Shop the Boll & Branch sale now

Today only, you can save 20% on Boll & Branch's top-selling favorites by using the promo code "BESTSELLERS" at checkout. The sale includes sheets, quilts, pillowcases, bath towels, waffle blankets, cable-knit throw blankets, and more. 



3. Get select shoes at Cole Haan for $99 or less

Shop the Cole Haan sale now

Cole Haan's shoes are deeply discounted for three days. Now through September 25 at 6 a.m. ET, there's a decent number of shoes marked down to $99 or less. Originally priced at $200, the 2.ZERØGRAND in grey is one of the best deals included in the sale. The sale also includes sneakers, dress shoes, Chelsea boots, sandals, heels, and more. 



4. Save 25% on engagement rings and 30% on wedding bands at Ritani

Shop the Ritani sale now

We named Ritani as the best place to shop for engagement rings with an in-store experience, and right now its jewelry is on sale. Until September 30, you can save 25% on engagement rings by using the promo code "LABORDAY25" and 30% on wedding bands by using the promo code "LABORDAY30" at checkout. If you're planning on popping the question or you're already engaged and shopping for wedding bands, this is a great chance to save on high-quality rings.



5. Save $50 on a future purchase of $100 or more when you get approved for a Target store card

Learn more about the Target REDCard now

The easiest way to save even more at Target is with a Target REDCard. You'll get an extra 5% off everyday purchases and exclusive offers. Now through September 28, you can get $50 off a future qualifying purchase of $100 or more when you get approved for a Target REDcard.



6. Get $750 worth of travel points when you sign up for the Chase Sapphire Preferred

Learn more about the Chase Sapphire Preferred from our partner The Points Guy.

The Chase Sapphire Preferred Card is a great option if you're new to earning points and miles, as it has a reasonable $95 annual fee. You'll earn 2 points per dollar on all travel and dining purchases and 1 point on everything else, and the card includes some valuable benefits like trip delay coverage and primary car rental insurance.

You can earn 60,000 Chase points with the Chase Sapphire Preferred when you spend $4,000 in the first three months from account opening. That's worth at least $750 toward travel. Read our review to learn more about the card's benefits.

Business Insider may receive a commission from The Points Guy Affiliate Network if you apply for a credit card, but our reporting and recommendations are always independent and objective.



7. Save $200 on the Leesa Hybrid mattress and get two free pillows

Shop the Leesa sale now

As the best overall mattress you can buy in our buying guide, the foam Leesa mattress is exceptionally comfortable and has a great value (mattress prices start at just $595). Right now, you can get $150 off the Leesa Mattress and $200 off the Hybrid Mattress. You can also save up to 15% on accessories like sheets, pillows, and bed frames.



8. Save 15% on all orders at Framebridge as a new customer

Shop the Framebridge sale now.

In addition to offering customizable framing options for your prints and original paintings, Framebridge will turn your favorite digital images and smartphone pictures into beautifully framed artwork that's suitable for display. Simply pick a frame, upload your image, and Framebridge will it back ready to be hung up or shown off. Right now, new customers can save 15% sitewide by using the exclusive promo code "INSIDER15" at checkout. 



11 things that make a home unsellable, according to real-estate agents

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real estate agent

Business Insider asked real-estate agents around the country about what it's really like working in the industry, what they wish they could tell their clients, and if there are any factors that can make a home "unsellable."

Some said anything could sell at the right price. But several said that an undesirable location, a death on the property, and bad odors — particularly from cats — were some of the things that could make a home virtually impossible to sell.

Here are 11 factors that can make a home unsellable, according to real-estate agents.

SEE ALSO: 10 things real-estate agents wish they could tell you — but won't

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1. An undesirable location — like being next door to an airport or a frat house — can pose a problem.

"Location is a huge factor," Butch Haze, who sells homes between $3 million and $10 million in the San Francisco area, told Business Insider. "In San Francisco, I also keep an eye out for big power lines obstructing the window views. Space is tight in the Bay Area, but backyards still make a difference."

Homes that are next to places like a fraternity house or an airport could be particularly tricky to sell or rent, added Elana Delafraz of REAL New York, who rents homes in the city for $3,200 to $5,000 a month.

"The biggest obstacle is location," Gerard Marino, who does sales in the $300,000 to $500,000 range in southwest Florida, told Business Insider. "A bad location can only be corrected with a low price."



2. An unrealistic price tag is a common issue.

Several agents said that when a home isn't selling, it's probably because the price is too high.

"An unsellable home is one that is not priced right," said Noemi Bitterman of Warburg Realty, who handles sales in New York City for homes between $500,000 and $1.75 million.



3. Bad odors can keep a house from selling.

Several agents cited bad odors as a common reason a home won't sell. Three agents said that odors from cats in particular are bad news.

Residual scents from smoking can also pose a problem, said Jose Laya, who sells homes in Miami for between $800,000 and $2 million.



4. A lack of natural light can turn buyers off.

Not having natural light can make an apartment much less desirable, said Michael Bello of REAL New York, who handles $5,000-a-month rentals in New York City.

Lisa Camillieri of Warburg, who sells homes in Manhattan and Brooklyn in the $400,000 to $1.2 million range, said that while any property is sellable at the right price, "a lack of light" is one factor that can "really turn buyers off."

"Nobody wants to live in a cave, so keep this in mind as you reno!" said Colin Turek of Compass in New York City, who sells in the $800,000 to $2 million range.



5. A death in the home can make the house hard to sell.

Delafraz of REAL New York said that a death in a home can make it particularly difficult to sell.



6. Poor architecture that can't be changed can render a home unsellable.

Factors that make a home unsellable "are the ones that cannot be changed: location, low ceilings, difficult floor plan that cannot be easily modified, poor architecture," Robin Kencel of The Robin Kencel Group at Compass in Connecticut, who sells homes between $500,000 and $28 million, told Business Insider.



7. Mold or other environmental problems can be a serious problem.

Other problems that can make a home unsellable include "significant environmental issues such as mold throughout the walls," Kencel said.

Some serious issues may not even be visible.

"What's under the hood? The foundation is cracked?" said Gill Chowdhury of Warburg Realty, who sells homes for an average of $2 million in Manhattan.



8. Maintenance or structural issues can leave a house sitting on the market.

Neglecting major repairs and putting off necessary renovations can make a home unsellable, according to several real-estate agents, including Rob McCann, an agent in Pennsylvania who sells homes for an average of $210,000, and Jason Tsalkas of Compass, who sells in the $650,000 to $2 million price range, primarily in Brooklyn.



9. Outdated decor can be a deal-breaker.

An outdated or badly decorated home can be basically impossible to sell, several real-estate agents told Business Insider.

A home that's particularly "dated" can be unsellable, said Eric Mendelsohn, who sells homes for an average of $1 million in New York City.

Eric Goldie of Compass, who handles sales in New York City for $1 million to $5 million on average, cited "terrible decor and old kitchen and bathrooms" as potential deal-breakers.

Scot Dalbery from REAL New York, who deals with rental properties in New York City that are $4,000 a month on average, said that although any home can sell for the right price, details like unattractive kitchen countertops can cause it to sell for much less than its market average.

"Fine-tuning the small details in a home, even if having to invest in some updates, can really make a home's value increase," he said.



10. A home that's cluttered and not staged is going to be far more difficult to sell.

Sellers need to make sure their home is as attractive as possible to sell it, according to the agents surveyed.

"It's important to do the necessary work to list the home, such as any cosmetic work needed, decluttering, and staging," Jared Barnett of Compass, who sells homes from $2 million to $5 million in New York City, told Business Insider.



11. Uncooperative sellers can be a deal-breaker too.

Maggie Ross of Compass, who sells homes in the $2 million range in Brooklyn, said that sometimes it's the seller of the home that can keep it from selling.

"Unruly pets or an unwillingness to do the work to show the property — purging belongings, vacating the property for showings, removing pets from the home (especially loud or odorous pets), and a general attitude of not wanting to put your best foot forward," she said. "Those issues can prevent a sale."



iOS 13 allows you to mute email threads in the Mail app on your iPhone — here's how to do it

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woman using iphone

  • You can mute threads in the Mail app on your iPhone with iOS 13, which will turn off notifications for further replies on that email thread. 
  • To mute an email thread, swipe left on the thread in Mail and choose "More." You'll see the option to mute the email thread in the pop-up menu.
  • If you want to unmute threads, you'd repeat the same process, and choose the option to unmute the email thread in the pop-up menu. 
  • Visit Business Insider's homepage for more stories.

If your inbox is constantly filling up with new emails, it can be hard to focus and get work done. 

This is particularly annoying if you are frequently part of email conversations that include many recipients, and everyone decides to "Reply All" with their own email. 

Thankfully, if your iPhone is running iOS 13, you can solve this problem by "muting" a conversation. 

Any new incoming replies that belong to that set of emails are automatically marked as "read" on arrival, and you won't receive any notifications for them. 

This is the best of both worlds — the emails still arrive in your inbox and you can read them at your convenience — but you won't be distracted by a flurry of replies from that particular thread.

Here's how to do it. 

Check out the products mentioned in this article:

iPhone 11 (From $699.99 at Best Buy)

How to mute threads in Mail on an iPhone

1. Start the Mail app. Find an email thread that you want to mute. 

2. Swipe the email to the left until you see the options appear and let go. Don't swipe all the way to the left, or you'll archive the message.  

mute 1__1_

3. Tap "More" and then choose "Mute" from the pop-up menu. 

mute 2__1_

If you later decide that you need to know about this thread as new messages arrive, it's easy to unmute the emails. Repeat the same process — swipe left on the thread and choose "More." Then tap "Unmute" from the pop-up menu. 

mute 3__1_

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone for every type of person and budget

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