• When it comes to finding an eye cream, most of us are looking something that brightens and depuffs — after all, who doesn't want to look more awake?
• If that's what you're after, the Origins GinZing Refreshing Eye Cream ($32) is one of my favorites. It's a relatively affordable, powerful eye cream that instantly brightens the area under the eyes. 
• I've kept this product in my skin-care arsenal for years. Here's why I always go back to it.

There's nothing like dark circles and puffiness under your eyes to put a damper on your morning, but eye bags are actually pretty common.

Did you go to bed late? Drink a little too much last night? Are you still recovering from jetlag? There are a lot of factors that can make our eyes look anything but bright and refreshed, including our genetics. The reality is we can't change our DNA or turn back time. And it can be tough (or at least a bummer) to put down that second glass of merlot or get our head down on the pillow a few hours earlier. 

What we can do is invest in a good eye cream. It's not a foolproof solution, but an eye cream with ingredients that target your needs will help. If your concerns are dark circles and puffiness, Origins GinZing Refreshing Eye Cream is a great start. 

As the name suggests, this cream instantly freshens up tired eyes by depuffing and brightening with just a few dabs. I've tried many eye creams aimed at brightening, tightening, and depuffing, but in my opinion, this one works best.

What makes it so special?

Caffeine is the star ingredient in this eye cream.  The GinZing formula takes advantage of the energizing properties of coffee — yes, the same kind you drink to wake you up on tired mornings — to help restore radiance to the area around your eyes. Caffeine soothes skin, helps circulation, and is anti-inflammatory, all factors that can help reduce puffiness. Then there's the panax ginseng and magnolia extract, powerful antioxidants that improve skin tone and texture. The cream itself is lightweight but not liquidy.

The skin around your eyes is particularly delicate, so always be careful not to pull and tug when it's time to apply. I apply the cream by lightly dabbing the product (with my ring finger) under and around my eyes, making sure not to rub harshly. A tub of this is only half an ounce, but a little goes a long way — a single tub has lasted me about six months. I'm always careful not to use too much, as I have had some pilling in the past on days when I tried to slather the cream on. Again, your under-eye area is delicate, so there's no need to overdo it. 

Once applied, you'll notice the results. I mean, like, right away. The Origins GinZing Refreshing Eye Cream has a light-peachy tint and a faint shimmer, which instantly brightens under your eyes. It's almost like dabbing on a little concealer and highlighter all in one. Don't expect full coverage, but expect your dark circles to look significantly lighter.

As a sidenote, I have particularly fair skin and this pale, peachy tint blends well. If you have a darker skin tone, it may take a little longer for the pale tint to really sink in and disappear, but it's a cream and not a concealer, so I wouldn't worry about it not suiting your tone. 

Bottom line

There are plenty of eye creams out there, many of them aimed at brightening, depuffing, and giving you an all-around bright-eyed and bushy-tailed look in the morning. While many work well, I've yet to find one that works this well. The combination of energizing caffeine and a light tint that catches the light creates instant results.

And at $32 a tub with each one lasting me about six months, it's a pretty good value (a little over $5 per month). 

Get the Origins GinZing Refreshing Eye Cream for $32 at Origins and Sephora

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• Twitter has been taken over with screenshots of users trying to engage their "number neighbors" in conversation.
• The viral trend has users texting phone numbers that are one digit away from their own, and seeing what kinds of responses they get and what hilarity ensues.
• Some exchanges have wielded unexpected results, with "neighbors" participating in prank wars, meme exchanges, and even forming virtual friendships.
• Visit Business Insider's homepage for more stories.

If you spent any time on Twitter in the past week, you may have noticed users posting text conversations with strangers, declaring that the unknown phone number belongs to their "number neighbor."

It's not quite clear exactly how the trend re-emerged (it's nota novel conceptby any means), but it's spread like wildfire this month across social media. All it involves is shooting off a text to the phone number that's only one digit off from your own — your virtual, almost-the-same, number neighbor — and wait and see what happens.

The game has resulted in responses and ensuing conversations ranging from the hilarious to the bizarre. Some users found themselves exchanging memes and pictures, and other participants found themselves chatting with unsuspecting adults who were wholly confused — and sometimes upset— by the concept of number neighbors.

In one of the more viral interactions, a Twitter user ended up with a new dog after finding out his number neighbor was moving and couldn't take his dog with him.

Although a trend like number neighbors may reach such a level of virality that it seems impossible there are people who don't know about it, bringing unaware participants into the fold can have some unintended consequences.

For 20-year-old Lauren Villares, her passing decision to see if she could make friends with her number neighbor instead yielded accusations she was a "wannabe home-wrecker" from a jealous wife who didn't understand how Villares got ahold of her husband's phone number.

"I honestly wasn't even expecting a reply from my number neighbor," Villares told Business Insider. "After they sent the first message I thought it was just a joke and the person was messing with me but ... I realized that this person's wife was seriously mad and I found it comical."

Some participants went a step further and orchestrated group chats for their entire number "neighborhoods:" all 10 of the people who have the same phone number, minus the last digit. That way, the odds that at least one person responds — and as a result, that there's at least one conversation worthy of sharing to social media — are significantly higher.

"I honestly was expecting none of them to answer ... As the conversation picked up and the texts kept coming through, it was pure and constant laughter," 16-year-old Madison Collier said about her number neighborhood chat. "I've sent updates of the tweet that went viral in there, just to show the group chat how much Twitter loves us."

But of course, on the flip side, there's bound to be some recipients of number neighbor texts who are already aware of the trend, and are even one step ahead. Delanie Cairrao, 16, thought she had inadvertently texted a bot when she got a series of responses from what seemed like an automated texting service for booking hotel rooms, and asked her to respond with text commands like "STOP" and "AGENT" to avoid getting charged for a hotel reservation.

It turns out that Cairrao's number neighbor was a hotel employee who was bored working on a Sunday and decided to play a prank with his coworker. Cairrao thought the joke was hilarious, and ended up chatting a while with the two guys (whose names are Ben and Shawn).

Cairrao's post on Twitter has garnered nearly half a million retweets and likes from users who have shared their own screenshotted number neighbor conversations, or lamented that their own attempts at hilarity didn't have nearly as successful results.

But if anything, the number neighbor game introduces a new person into your life, however temporary, with whom you can trial new memes and gifs. When you've exhausted your friends and audiences on Twitter or Instagram, your number neighbor is there to provide you with new content that has the potential to go viral.

SEE ALSO: YouTube is working on revamping its 'creator-on-creator' harassment policy before the end of the year, but the site's CEO says it's struggling to understand what constitutes harassment

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NOW WATCH: 7 lesser-known benefits of Amazon Prime

• After a year of using plastic, single-use K-cups, I bought an $8 reusable filter. It's saved me more than $1,000 on coffee.
• It can be used with all Keurig-brand coffee makers, so you literally don't have to think about whether it fits with your own machine.
• You can use any ground coffee you'd like instead of being forced to choose from Keurig's offerings.
• It's also so small and inexpensive that you can buy a second to keep at your office desk.

Coffee is life. But when you start adding up those morning and mid-afternoon coffee runs, it can cost a lot — like more than $1,000 a year. And that's only if you get basic hot black coffee; iced coffee can set you back more than $1,500.

So after years of waiting in line for my misspelled cup of coffee, I finally decided to get an at-home machine. My Keurig was great— it made OK-ish coffee (I'm not picky, I just need caffeine) whenever I wanted and the cost of the pods were really cheap compared to how much money I'd spend on coffee every year.

But once I realized just how many cups I was drinking now that I could make unlimited amounts of coffee at home and actually added up how much the pods were costing me (not to mention how much space they took on my counter), the savings weren't that much. The effect that plastic single-use pods have on the environment was also a huge problem for me. Then I found the My K-Cup Universal Reusable Ground Coffee Filter.

It's a reusable coffee filter that fits any Keurig-brand at-home coffee machine, so you can use it however many times you want without guilt or coughing up more money. You just fill the gray filter up to one of two fill lines with whatever ground coffee you want, pop it into the plastic black canister, lock the lid, and brew. There's an adapter attachment that latches onto the side of the canister depending if your machine is part of the Classic or Plus series, but it comes with the filter so you don't need to hunt down the extra piece.

Did I mention the filter costs $8?

Compared to the $1,000 spent on coffee a year, this is a serious life-changing, budget-saving item. If you feel like splurging, get a second one to keep at the office for a mid-afternoon cup, as long as it's an at-home style and not an industrial one.

I've had mine for a year now and it's still going strong — the filter hasn't broken, leaked, or gotten misshaped even after several hundred uses. I also keep the empty filter in my Keurig machine when I'm not using it so I haven't lost any of the pieces either. There's no real con to the filter; if anything, having to fill up the filter myself is a tiny annoyance but one that stems from years of paying money for something I could've made — and made better — at home.

Buy My K-Cup Universal Reusable Ground Coffee Filters on Amazon for $8.14

SEE ALSO: All of Insider Picks' holiday gift guides, in one place

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• Americans spend 35% of their vacation days on other peoples' holidays — and a majority of them would rather spend the days on themselves, according to a new survey. 
• Only a fifth of respondents said they were "okay with using earned vacation time for other people's events."
• Americans already take less vacation than other developed nations. Vacation can even cause burnout, as nearly a fourth of employees find it harder to work when their coworkers take a break. 
• Visit Business Insider's homepage for more stories.

In most cases, your close friends will opt to take a day or two off work to celebrate your bachelorette weekend — but they may not be happy about it.

In fact, Americans spend about 35% of their time off to celebrate other peoples' milestones, according to a new survey from London-based research firm Mortar for the travel company Flash Pack.

The survey found Americans average 10 vacation days a year, if provided by private companies (as the US is the only wealthy nation that does not guarantee days off). Of those 10 days, people spend 3.5 of them going to other peoples' weddings, birthdays, baby showers — pretty much any planned event that's not their own.

The survey comprised of 1,000 responses from men and women of all ages, income brackets, and US regions. 

Millennials, in particular, give up more vacation days for other people — 61% of people ages 25 to 44 said they attended up to 10 local weddings in the last three years. 

While spending time with loved ones seems like a valuable time commitment, 80% of all the people surveyed said they would rather spend their days off on themselves. Only a fifth of respondents said they were "okay with using earned vacation time for other people's events."

"In a life that's already bursting at the seams, you're frittering away all your spare time and money on other people's dream," Flash Pack co-founder Lee Thompson said in a statement.

Vacationing in America is proving to be more stressful than one would expect. Americans are notoriously bad at taking vacation when compared to other developed nations: a recent survey by pollster Gallup found three in 10 workers did not go on vacation in 2017.

Vacation can even cause stress. A survey conducted by Business Insider and LinkedIn recently found that 23% of professionals feel burned out when their coworkers are on vacation.

And since the US does not guarantee vacation, some employees have to choose between a day off and a paycheck: 25% of private companies do not give paid vacation, according to the Bureau of Labor Statistics. For workers in the "gig economy" who are treated like independent contractors, they have even fewer options for time off. 

SEE ALSO: Your vacation is stressing out your millennial coworkers, and social media is only making it worse

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NOW WATCH: Kylie Jenner is the world's second highest-paid celebrity. Here's how she makes and spends her $1 billion.

• Hate math? Don't worry, you can still make bank.
• There are plenty of high-paying jobs you can pursue that don't require a head for numbers.
• Judges, acupuncturists, and elevator repairers are just a few occupations that the math-averse can take up.
• Visit Business Insider's homepage for more stories.

Did you dread math class as a kid? If so, that feeling probably didn't go away, and you're likely not too keen on the idea of doing math as a career.

Luckily, there are plenty of high-paying jobs for those who can't stand the thought of crunching numbers and sifting through data all day.

We combed through the Occupational Information Network (O*NET), a US Department of Labor database that compiles detailed information on hundreds of occupations, to find positions with a median annual salary of over $70,000 that don't require heavy math skills.

O*NET ranks how important "using mathematics to solve problems" is in any job, assigning each a "math importance level" between 1 and 100. Math-centric positions, such as mathematicians and statisticians, rank between 90 and 100 on the spectrum, while jobs such as massage therapists and actors are under 10.

Here are the highest-paying positions with a math importance level of 31 or less.

SEE ALSO: 16 high-paying jobs for artistic people

22. Diagnostic medical sonographer

Median salary:$73,860

Math importance level: 28

Sonographers produce ultrasonic recordings of internal organs for use by physicians.

21. Transportation vehicle, equipment, and systems inspector

Median salary: $75,330

Math importance level: 25

Inspectors are in charge of inspecting and monitoring transportation equipment, vehicles, and/or systems to ensure that they comply with regulations and safety standards.

20. Library-science teacher, postsecondary

Median salary:$75,450

Math importance level: 28

These professors teach courses in library science at the university or graduate level. The title includes teachers primarily engaged in teaching and those who do a combination of teaching and research.

19. Technical writer

Median salary: $75,500

Math importance level: 16

These writers create technical materials, such as equipment manuals, appendices, or operating and maintenance instructions. Writers may also assist in laying out the publications.

18. Dental hygienist

Median salary:$75,500

Math importance level: 22

Hygienists clean teeth and examine oral areas and the head and neck for signs of disease. They may also educate patients on oral hygiene, take and develop X-rays, and apply fluoride or sealants.

17. Ship engineer

Median salary: $75,710

Math importance level: 28

These engineers supervise and coordinate activities of crews engaged in operating and maintaining engines, boilers, deck machinery, and electrical, sanitary, and refrigeration equipment aboard a ship.

16. Power plant operator

Median salary: $78,030

Math importance level: 28

Operators control and maintain machinery to generate electric power. This title also includes auxiliary-equipment operators.

15. Elevators installer and repairer

Median salary: $79,370

Math importance level: 22

These workers assemble, install, repair, or maintain electric or hydraulic freight or passenger elevators, escalators, or dumbwaiters.

14. Stage, motion picture, television, and radio director

Median salary: $81,610

Math importance level: 28

Directors interpret scripts, conduct rehearsals, and direct activities of cast and technical crew for stage, motion pictures, television, or radio programs.

13. Philosophy and religion teacher, postsecondary

Median salary:$82,420

Math importance level: 25

These professors teach courses in philosophy, religion, and theology at the university or graduate level. The title includes teachers primarily engaged in teaching and those who do a combination of teaching and research.

12. Sociology teacher, postsecondary

Median salary: $83,310

Math importance level: 28

These professors teach courses in sociology at the university or graduate level. The title includes teachers primarily engaged in teaching and those who do a combination of teaching and research.

11. History teacher, postsecondary

Median salary: $83,990

Math importance level: 28

These professors teach courses in human history and historiography. The title includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

10. Occupational therapist

Median salary: $85,350

Math importance level: 28

OTs assess, plan, organize, and participate in rehabilitative programs that help build or restore vocational, homemaking, and daily-living skills, as well as general independence, to people with disabilities or developmental delays.

9. Area, ethnic, and cultural studies teacher, postsecondary

Median salary: $85,450

Math importance level: 25

These professors teach courses pertaining to the culture and development of an area, an ethnic group, or any other group, such as Latin American studies, women's studies, or urban affairs. The title includes teachers primarily engaged in teaching and those who do a combination of teaching and research.

8. Clinical psychologist

Median salary: $86,600

Math importance level: 31

Psychologists diagnose or evaluate mental and emotional disorders of people through observations, interviews, and psychological tests. They then formulate and administer programs of treatment.

7. Political science teacher, postsecondary

Median salary: $99,480

Math importance level: 25

These professors teach courses in political science, international affairs, and international relations. The title includes teachers primarily engaged in teaching and those who do a combination of teaching and research.

6. Nurse midwife

Median salary:$106,910

Math importance level: 31

Nurse midwives typically diagnose and coordinate all aspects of the birthing process, either independently or as part of a healthcare team.

5. Judges, magistrate judges, and magistrates

Median salary: $121,130

Math importance level: 28

Judges arbitrate, advise, adjudicate, or administer justice in a court of law. They may sentence a defendant in criminal cases according to government statutes or sentencing guidelines, determine liability of a defendant in civil cases, and perform wedding ceremonies.

4. Law teacher, postsecondary

Median salary: $130,710

Math importance level: 25

Law professors teach courses in law at a university or graduate level. This title includes those primarily engaged in teaching and those who do a combination of teaching and research.

3. Lawyer

Median salary:$144,230

Math importance level: 28

Lawyers represent clients in criminal and civil litigation and other legal proceedings, draw up legal documents, or manage or advise clients on legal transactions.

2. Pediatrician

Median salary: $183,240

Math importance level: 31

Pediatricians are physicians who diagnose, treat, and help prevent children's diseases and injuries.

1. Orthodontist

Median salary:$225,760

Math importance level: 31

Orthodontists examine, diagnose, and treat dental misalignments and oral-cavity anomalies.

• Read more:
• 8 simple math tricks that will make your life easier, even if you don't like numbers
• 26 high-paying jobs for people who hate science
• 43 high-paying jobs for people who don't like stress
• These high-paying tech jobs only require 3 years of experience or less — and some of them pay six-figure salaries

• America's student-loan debt crisis is hurting women more than men.
• Women carry more than half of the nation's $1.7 trillion student-loan debt— and it takes them longer to pay it off because of the gender pay gap.
• Women also feel worse about their student-loan debt: they're more stressed by it and less likely to know how to repay it.
• Visit Business Insider's homepage for more stories.

The student-loan debt crisis is hurting many Americans — but it's hitting women particularly hard.

As the cost of college continues to climb, so too does the nation's student-loan debt total, which currently sits at $1.5 trillion. Women hold the majority (two-thirds) of that total, according to the American Association of University Women.

While that finding is influenced by the fact that more than half of women have bachelor degrees compared to men, the gender pay gap is also at play. Women earn less than men in the workforce, which means it takes them longer to pay off their student-loan debt. This gives interest more time to accrue, further widening the debt load.

Read more: 10 mind-blowing facts that show just how dire the student-loan crisis in America is

Women also typically graduate with more student-loan debt than men, and studies have shown that women are more stressed by their debt levels and less likely to understand how to pay it off.

These nine startling facts show just how great of a burden student-loan debt is for women compared to men.

SEE ALSO: 8 startling facts that show just how hard the student-debt crisis is hurting black Americans

DON'T MISS: 10 mind-blowing facts that show just how dire the student-loan crisis in America is

1. Women graduate with $2,700 more student debt than men.

While women earn 57% of bachelor's degrees in the US, they hold two-thirds of the country's outstanding student debt, according to a recent report by the American Association of University Women.

2. Around 37% of women reported not having the same understanding of how to pay off student loans, as compared to 20% of men.

The survey used 1,000 online responses from college-educated adults between January 31 and February 11, 2019. Student loan refinancing company Laurel Road conducted the study. 

Women also reported being more interested in free personal finance courses than a free month's rent than men were, the survey found. 

3. Women are more than twice as likely as men to deem their student-loan debt unmanageable.

According to a Student Loan Hero report, 28% of women with student loan debt said it was "not at all manageable," compared to 13% of men. The survey included responses from 1,776 adults.

It also found that women were less likely to have heard of student loan refinancing. Of those who were aware of it, men were more likely than women to have refinanced their student loans.

4. 12 years after entering college, white women pay off just 28% of their student debt, while white men pay off 44% of their loans.

Black women borrowers, in contrast, see their loan balances grow by 13% on average 12 years after entering school, according to Demos.

5. While the average amount of debt for women amounts to $21,619, the average amount of debt for black women exceeds $30,000.

About 57% of black women reported that they had been unable to meet essential expenses within the past year due to student-loan repayment, according to the American Association of University Women (AAUW).

6. Women are twice as likely to attend for-profit colleges, which cost more and have lower 'quality' degrees.

For-profit colleges attract more women in part by offering convenient class structures for single moms, but "often the quality of the degree the student ends up getting, if they even finish, is much lower in a for-profit college, so their ability to pay back a loan is going to be more difficult," Barbara Gault, vice president and executive director of the Institute for Women's Policy Research, told The Chronicle of Higher Education.

7. Women today borrow more than they did in the '90s.

Women in the class of 2012 owe more of the total student debt than their counterparts in the class of 1993, according to the Pew Research Center.

8. Women earn 27% less than their male peers in the workforce, which means it takes them longer to pay off their student loans.

Since it takes them longer to repay student loans, they accrue more interest and increase their debt load, reported Annie Nova for CNBC. Men repay 13% of their student-loan debt annually, compared to 10% of women, she wrote, citing AAUW.

9. Parents of all boys are more likely to save money for college than parents of all girls.

That's according to a survey from asset-management company T. Rowe Price, reported Maria Lamagna for MarketWatch. The survey included 1,000 parents — 238 had only boys and 155 had only girls. 

About half of parents who have only boys have started a college fund for them, compared to 39% of parents who have only girls, the survey found.

• The famous Woodstock Music and Art Festival took place in 1969 — 50 years ago.
• Every notable musician of the time, from Jimi Hendrix to Janis Joplin, played during the three-day festival, which has become world-famous, even inspiring the term the "Woodstock generation."

• Visit Business Insider's homepage for more stories.

This August marks the 50th anniversary of the famed Woodstock Music and Art Festival, which took place on Max Yasgur's 600-acre farm in Bethel, New York.

Every notable musician of the time, from Jimi Hendrix to Janis Joplin, played during the three-day festival. Even with 400,000 attendees, zero reports of violence were made to the police during or after the festival, and with two babies reportedly born on the premises, it certainly was a weekend of peace, love, and music.

Ahead, take a look at those who made it into the music festival's premises and became part of the renowned "Woodstock generation."

SEE ALSO: Tinder threw a Hamptons party on 'billionaire's row' that ended when police showed up — here's what it was like

When residents of Wallkill, New York, denied plans for Woodstock to occur near their town, farmer Max Yasgur came to the rescue, offering his land near Bethel at the price of $75,000.

Woodstock was created by the then-novice promoters John Roberts, Joel Rosenman, Artie Kornfield, and Michael Lang. Originally, the four had hoped the festival would be a way to raise funds to build a recording studio and rock-and-roll retreat near Woodstock, New York.

Tickets to the event cost $6.50 a day, and festival organizers told authorities they were expecting around 50,000 people, even when 186,000 tickets had already been sold.

As thousands of people crowded the area, tickets became obsolete, and people wound up inside the festival grounds for free.

Festival activities began August 15, 1969 with a performance by the late singer-songwriter Richie Havens.

Hippie commune Hog Farm was tasked with providing free food for the Woodstock attendees. However, due to the huge number of attendees and lack of resources, a US Amy helicopter was assigned to deliver food to the grounds.

Hog Farm was also assigned with overseeing security at the festival. They named their security team "Please Force," a nod to their non-violent intentions.

Here, three attendees relax in a grass hut. The sign above their heads reads: "Have a marijuana."

The influx of festival-goers caused a massive traffic jam that was announced across local radio stations, down to WNEW-FM in Manhattan.

It began raining the first night of the festival, and the bad weather continued throughout the weekend.

But it didn't kill the vibes. Here, attendees leave the grounds after a rainy night.

The rain created massive mud puddles, and many festival-goers found themselves caked in dirt.

Yasgur's farm was left in shambles. Here, attendees walk across the debris-ridden landscape after the festival had wrapped up.

A Bethel local sweeps trash in front of her home as festival-goers make their way out of town.

Despite the on-and-off bad weather and lack of food and other general resources, Woodstock lives on in history as one of the defining moments of the 1960s and of the generation that made it happen.

• The automotive research company Kelley Blue Book (KBB) released in January its ranking of the vehicles from model year 2019 that it projects will best retain their value over the first five years of ownership.
• Toyota had the highest overall expected resale value among all auto brands for the fourth time in the past six years.
• Porsche had the highest overall expected value among luxury brands for the third consecutive year.
• Visit Business Insider's homepage for more stories.

The automotive research company Kelley Blue Book (KBB) released in January its ranking of the vehicles from model year 2019 that it projects will best retain their value over the first five years of ownership.

Read more: The 20 cars nobody wants to steal in the US

While the average vehicle from model year 2019 is expected to be worth just 39% of its initial value after five years, each vehicle in KBB's top-10 list is expected to retain over 50% of its value over the same time period, the company said. The list is based on projections from KBB's automotive analysts.

Toyota had the highest overall expected resale value among all auto brands for the fourth time in the past six years. Porsche had the highest overall expected value among luxury brands for the third consecutive year.

Toyota placed three vehicles on KBB's top-ten list, while Porsche placed one vehicle on the list. General Motors was the only automaker to place more than one vehicle on the list.

These are the 10 vehicles from model year 2019 that are expected to best retain their value in five years.

SEE ALSO: This $300,000 luxury Hummer features quilted leather seats and only 12 are being made — take a look inside

10. Porsche Macan

Projected resale value after 36 months: 65%

Projected resale value after 60 months: 50%

9. Ford F-Series

Projected resale value after 36 months: 57.5%

rojected resale value after 60 months: 50.6%

8. Chevrolet Colorado

Projected resale value after 36 months: 59%

Projected resale value after 60 months: 50.9%

7. Honda Ridgeline

Projected resale value after 36 months: 63.2%

Projected resale value after 60 months: 51.3%

6. Chevrolet Silverado

Projected resale value after 36 months: 59.8%

Projected resale value after 60 months: 53.7%

5. Toyota 4Runner

Projected resale value after 36 months: 65.7%

Projected resale value after 60 months: 56.3%

4. GMC Sierra

Projected resale value after 36 months: 62.2%

Projected resale value after 60 months: 56.7%

3. Toyota Tundra

Projected resale value after 36 months: 66.6%

Projected resale value after 60 months: 56.9%

2. Jeep Wrangler

Projected resale value after 36 months: 66.5%

Projected resale value after 60 months: 58.3%

1. Toyota Tacoma

Projected resale value after 36 months: 69.4%

Projected resale value after 60 months: 62.2%

• After a volunteer dental mission to the Bahamas, singer Lenny Kravitz and brothers Cody and Julian Levine were inspired to continue giving back to underserved communities. 
• They cofounded Twice, an oral care brand that donates 10% of profits to the GLO Good Foundation, which provides communities with life-changing dental care, education, and supplies.
• Twice makes two types of toothpaste ($17/2-pack), one for daytime use and one for nighttime use. Each one differs slightly in form and function, but both toothpastes contain clean and effective ingredients to whiten and strengthen your teeth and encourage a healthy twice-daily brushing habit. 

Brushing your teeth twice a day is one of the many ways you can practice good oral care. It's also the basic premise behind Twice, a new startup that sells toothpaste — one designed for morning use and the other for nighttime use — to encourage the habit.

Twice, however, isn't just an online company sheathing an everyday product in nice branding and premium product speak. 

Twice was born out of a desire to help people who don't have full and proper access to dental care. In 2015, singer Lenny Kravitz, brothers Cody and Julian Levine, and a team of dentists visited Elleithee, Bahamas, on a volunteer mission to provide free full-service dental care. These included teeth cleanings, extractions, whitening, root canals, and dentures. 

Twice is a mission-driven company 

The Bahamas hold particular significance for Kravitz, whose mother was first-generation Bahamian-American. He visits the islands often and owns some land on the island of Eleuthera, so seeing the physical and emotional effects of quality dentistry on his community spurred him and his volunteer team to continue giving to the cause. 

Their solution is Twice, a toothpaste that would not only help underserved communities, but also mainstream consumers smile a little brighter. Ten percent of all profits go to the GLO Good Foundation, which serves communities with life-changing dentistry, education, and supplies.

In 2019, these donations helped treat more than 500 patients with more than $1 million worth of dentistry services. They also resulted in over 1,000 tubes of toothpaste and over 300 hours of service donated to the foundation. 

What's special about Twice toothpaste

The toothpaste itself is carefully formulated alongside the Levine brothers' father, a dentist and chairman at Boston University's dental school. 

It's free from ingredients like sodium lauryl sulfate (SLS), parabens, and sulfates. It contains fluoride to strengthen tooth enamel and potassium nitrate to reduce tooth sensitivity. Twice also infuses vitamins A, C, and E, and aloe vera into its toothpaste to help soothe gums. 

The toothpaste comes in two- ($17) or four-packs ($32), which you can buy as a one-time purchase or subscription (delivered every one, two, or three months). You can also buy each toothpaste variety separately for $9 each. 

There's the Early Bird (morning) and the Twilight (night), which differ in function and taste. The Early Bird tastes like wintergreen and peppermint, giving it a sharper and mintier taste to wake you up in the morning. It helps whiten and strengthen your teeth for the day ahead. At night, switch to the Twilight, which tastes like peppermint with vanilla and lavender. The taste is more subtle and calming, and the main function is to clean the day's surface stains off. 

Brushing my teeth with Twice toothpaste

I thought the difference between the two, at least in terms of taste, wasn't as big as I was expecting. The Early Bird is definitely more powerful and minty, while the Twilight has just a hint of vanilla. I couldn't taste the lavender. In general, though, they both cleaned my teeth well and give my mouth a fresh feeling, and I appreciated their clean formulation.

I also like the idea of using two toothpastes. It's not a mandatory switch to make in your life, but it did have its benefits. The act of purposely switching toothpastes between morning and night made the act of tooth-brushing feel intentional and ritualistic. Using Twice was a reminder to continue a good oral care habit and also, keeping its larger mission in mind, to appreciate the relative accessibility of quality dental care in my own life. 

Bottom line

Twice is pricier than traditional toothpaste, costing two to three times more than popular brands such as Crest or Colgate. The reason for this premium price has to do with its high-quality ingredients, unique way of shifting your attitudes towards brushing your teeth, and of course, its philanthropic mission. 

It's not for everyone, but if these are values you care about, I'm sure you'll enjoy your experience with Twice.

Shop The Duo Toothpaste for $17 at Twice

Join the conversation about this story »

• Journalist Emily Guendelsberger has worked at Philadelphia City Paper, the Onion's A.V. Club, Philadelphia Weekly, and the Philadelphia Daily News, and has contributed to the Philadelphia Inquirer, the Washington Post, Politico magazine, and Vice.
• The following is an excerpt from her book "On the Clock: What Low-Wage Work Did to Me and How It Drives America Insane."
• When the local newspaper that Guendelsberger that worked at closed, she decided to immerse herself in the type of work that makes up almost half of the American workforce: low-wage, hourly jobs.
• Guendelsberger traveled the country and worked at an Amazon warehouse, a call center, and a McDonald's. She found a structure that still needed human labor, but demanded that those humans act like robots. 
• In this excerpt, she describes the jobs she held, and the unbelievable pressure that she found in each one.
• Visit Business Insider's homepage for more stories.

As a culture, we put far too much blind trust in data and technology.* Math and logic are beautiful languages. But it's so pretentious to pretend that they have adequate vocabulary to accurately describe a human, much less whether a human is happy or miserable. Our brains are the most complicated things in the known universe, with a hundred billion neurons making connections in a mind-bogglingly complex web that constantly changes. Our levels of technology aren't remotely close to being able to accurately describe that mess, and they won't be for a very long time.† Numbers and statistics just aren't up to communicating how something feels, even though that's often extremely important information. 

That's why I decided to go experience this brave new world myself — so readers can get an idea of what the modern experience of low-wage work feels like. I went to work at an Amazon warehouse, a call center, and a McDonald's — three places that are fairly representative of the future of work in America. I spent between one and two months at each, and I worked them for real, with every ounce of my Dad-infused work ethic. And at each one, productivity-enforcing technology constantly corralled me and my coworkers into the weeds like a sheepdog snapping at a herd's heels.

Working in an Amazon warehouse outside Louisville, Kentucky, I walked up to 16 miles a day to keep up with the rate at which I was supposed to pick orders. A GPS-enabled scanner tracked my movements and constantly informed me how many seconds I had left to complete my task.

Read more: At a Google team off-site, we were asked to play a personality game that clearly revealed why it's so hard for women to reach the top

Working at a call center in western North Carolina, I was lectured about how using the bathroom too often is the same thing as stealing from the company, and had the minutes I spent in the bathroom tracked in a daily report sent to my supervisor.

Working at a McDonald's in downtown San Francisco, we were underscheduled to the point of a constant, never-ending line of customers — everyone worked at the frantic speed of those in-the-weeds waitresses of my youth all shift, nearly every shift.

I did plenty of research beforehand, and I'd heard crazy things about how stressful each job would be — each in its own special way, like Tolstoy's unhappy families. But at each of them, technology made it impossible to escape the weeds. And every time, my thorough research totally failed to prepare me for how dehumanizing the job felt.

We're at a strange point in the history of work. Automation of most jobs is only a decade or two away, and human workers increasingly have to compete with computers, algorithms, and robots that never get tired, or sick, or depressed, or need a day off.

Still, in industries that rely on skills that robots still aren't great at — fine motor control, speech and pattern recognition, empathy — the cheapest option is still low-wage human workers. And so many employers demand a workforce that can think, talk, feel, and pick stuff up like humans — but with as few needs outside of work as robots. They insist their workers amputate the messy human bits of themselves — family, hunger, thirst, emotions, the need to make rent, sickness, fatigue, boredom, depression, traffic — or at least keep them completely at bay.

I call these cyborg jobs — I have to have something to use as shorthand — and they make up an increasing slice of the American labor market, including most of the postrecession job growth. With labor power crippled by the last few decades of US policy, low-wage workers today have a strong, bordering-on-mandatory incentive to crush those unuseful human parts of themselves down to atomic size. And the pressure's starting to reach unmanageable levels.

Read more: I'm a wife and mother who works from home. My family acts like I don't have a job — and I'm tired of it.

How many cyborg jobs are there? It's hard to get good numbers on something that vague, but the statistic I find most convincing comes from a 2013 paper out of Oxford University. The authors tried to calculate how many and what kinds of jobs were so highly routinized that it'd be very easy to replace their human workers with computers or robots — that is, "occupations mainly consisting of tasks following well-defined procedures that can easily be performed by sophisticated algorithms."

They concluded these employed about 47% of the US workforce. So what does "in the weeds" mean to you?

To people with education and influence, "in the weeds" is something academic, about small, unimportant details. It's the footnotes. It's something you observe from the outside.

To everybody else, "in the weeds" is something you experience. It's something you feel. It's your life.

It's easy to make fun of that righteously indignant teenager at her first job. Readers to whom this all seems obvious may find the adult me just as naive. I was shocked by the pain-medication vending machines at Amazon, for example, while people familiar with warehousing work might roll their eyes. That's fine. For you, my book may be useful as an exploration of how much better people have it on the other side. Because every white-collar person I've mentioned those vending machines to was just as horrified — and they wouldn't put up with any of this for a second.

* Nothing wrong with those things, of course! By the time I started scooping ice cream, I'd maxed out the math classes at my high school, and I've always found the tidiness of problem sets to be a bit of a relief compared to the chaos of things like writing and makeouts and . . . you know, life.

† I'm married to a neuroscientist, and the number of things about the brain where the scientific consensus is still ¯\_(ツ)_/¯ is astonishing.

Excerpted from ON THE CLOCK. Copyright © 2019 by Emily Guendelsberger.
Used with permission of Little, Brown and Company, New York.  All rights reserved.

SEE ALSO: 

Join the conversation about this story »

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• Most US Disney parks "cast members" work at the "Happiest Place on Earth" for hourly wages.
• We turned to Glassdoor to take a look at what these employees at Walt Disney World and Disneyland say they make.
• A recent improvement for some of the conglomerate's workers includes a union victory in Florida to increase hourly pay to a $15 minimum wage.
• Visit BusinessInsider.com for more stories.

At the "Happiest Place on Earth," some employee wages are about to change.

We turned to Glassdoor to take a look at what workers at Walt Disney World in Florida, and Disneyland in Anaheim, say they make. Known as "cast members," these Disney park roles range from line cooks to character performers. Other hourly positions include technical jobs, such as stage technicians and electricians to ensure attractions run smoothly.

Read more: 15 insider facts about working at Walt Disney World only cast members know

We listed job titles with at least 10 salary reports on Glassdoor to ensure the average salaries were based on decent sample sizes. We also looked at the available jobs on Disney's Glassdoor page, as many of the jobs also noted salary estimates for those open roles. 

The New York Times reported that, through their unions, workers at Walt Disney World reached a deal last year to increase the park's minimum wage to $15 by 2021. The current state minimum wage for Florida is just $8.46, while California's is higher at $12 per hour as of January.

Because these latest increases were implemented very recently, some positions' salary averages we found may not reflect the new minimums just yet, as the self-reported data we looked at spans the past few years.

Amidst these recent improvements, Disney heiress Abigal Disney remains active in challenging the nation's current wealth disparity, including her continued criticism of current Disney CEO Bob Iger's massive salary. In an attempt to combat disproportionate wages, Disney is one of 17 other ultra-wealthy individuals to sign a letter begging for a wealth tax. According to previous reporting from Business Insider's Shana Lebowitz, Iger earns a CEO pay of over $36 million while the median pay of his employees is around $46,000. 

Keep reading for a look at what US Disney park employees make. Positions are listed in order of hourly pay; the few roles where only an annual salary was available are noted at the end.

SEE ALSO: A family feud over a $400 million trust fund, a massive fortune that left one heiress with an inferiority complex, and a sprawling media empire. Meet the Disney family.

NOW READ: The Disney heiress who has demanded a wealth tax on the ultrarich and thinks private jets should be outlawed finally sets the record straight on her personal net worth

Attractions cast members earn an average of $10 an hour.

All hourly team positions at Disney Parks are referred to as "cast members." These positions range from ride attendants to food court cashiers. 

Glassdoor average base salary: $10 per hour

Hourly interns say they earn around $10 to $11 per hour working at the parks through the Disney College Program.

The five-month to seven-month program allows college students to work at the parks while completing coursework. 

Glassdoor average base salary: $10 to $11 per hour

Housekeepers say they earn an average of $10 per hour.

Housekeepers are responsible for maintaining guest rooms in each of the parks' hotels.

Glassdoor average base salary: $10 per hour

Custodial staff members also say they earn around $10 per hour.

Custodians in the parks help keep the properties clean, from inside venues to outside streets.

Glassdoor average base salary: $10 per hour

Merchandisers say they earn around $10 per hour.

Disney merchandisers are charged with managing and developing quarterly strategies to drive profits at the parks. An active listing on Glassdoor estimates the position pays between $8 to $11 per hour.

Glassdoor average base salary: $10 per hour

PhotoPass Photographers say they earn between $10 per hour and $12 per hour.

PhotoPass photographers take photos of visitors at various locations throughout the parks. Disney characters are usually added to the photos during editing; for example, "The Lion King" characters are added to photos taken in Disney's Animal Kingdom.

Glassdoor average base salary: $10 to $12 per hour

Cooks at the park restaurants say they earn anywhere from $11 to $20 per hour during their shifts.

Cooks — including line cooks — work at each of the Disney Parks restaurants. Active listings on Glassdoor advertise open positions for both a full-time lead cook with a starting rate of $20.35 per hour and a chef's assistant. The latter listing notes that while chef assistants receive a starting rate of $17 per hour, they will be eligible for the new starting rate of $18.00 per hour effective this September.

Glassdoor average base salary: $11 to $20 per hour

Bussers at Disney Parks restaurants say they earn around $11 per hour.

Bussers assist with table clean-up while guests dine at Disney Parks restaurants, sometimes visiting with their favorite characters.

Glassdoor average base salary: $11 per hour

Concierges at the resort say they earn around $11 to $12 an hour.

Concierges work at each of the on-site Disney hotels, including the Animal Kingdom Lodge and the Grand Floridian Resort and Spa at Walt Disney World. Front desk agents — responsible for checking guests in and out — also earn around the same hourly wage.

Glassdoor average base salary: $11 to $12 per hour

Perhaps the best-known cast members, the infamous Disney character performers say they earn an average of $11 per hour.

Disney character performers visit with guests and attend special events such as parades and live shows. Interested workers must audition and meet certain requirements, such as height, for desired characters.

Glassdoor average base salary: $11 per hour

A Glassdoor listing for a Disney Parks cosmetologist position notes a starting pay rate of $12 to $14 per hour.

A current open position for a cosmetologist at Disneyland notes a starting pay rate of $12 to $14.05 per hour. Among a long list of duties, the position is responsible for styling wigs for Disney princess character performers, applying theatrical makeup, and sometimes instructing entertainers on proper application to achieve their costume looks.

Glassdoor estimate (average base salary unavailable): $11 to $20 per hour

Bus drivers say they earn between $13 and $14 an hour on average.

Bus drivers are responsible for transporting visitors to and from hotel locations and other attractions, often across different theme parks.

Glassdoor average base salary: $13 per hour

Glassdoor salaries also listed technicians, who say they make around $15 to $16 per hour.

Technicians at Disney Parks ensure that stages, attractions, and other venue productions run smoothly; a few reports from stage technicians specifically noted hourly salaries around $30.

Glassdoor average base salary: $15 to $16 per hour

Maintenance workers including plumbers and electricians make just over $25 per hour.

Current Glassdoor listings for a plumber and an electrician at Disneyland Resort in Anaheim offer starting pay rates above $25 per hour. The full-time industrial maintenance plumber job starts at $27.50 per hour and the electrician position starts at $26.69 per hour.

Glassdoor estimate (average base salary unavailable): $17 to $34 per hour

Lifeguards say they earn around $25,000 annually.

There are a variety of locations in the parks that require lifeguards, including Blizzard Beach and Typhoon Lagoon at Walt Disney World in Florida.

Glassdoor average base salary: $24,101 per year

Guest experience managers say they earn around $45,000 per year for an annual salary.

Guest experience managers, also known as guest service managers, are charged with visitor satisfaction. Glassdoor listed these positions in both the retail and restaurant sectors.

Glassdoor average base salary: $42,387 to $49,490 per year

• Americans report spending an average of $1,979 on summer vacations.
• Depending on which parts of the country you live in, you may be more likely to spend more or less — both the West and East coasts reported spending more on getaways than Midwesterners did.
• 48% of people won't take a summer vacation, and most of those people report it's due to not being able to afford it.
• However, there are a few ways to save money on your next trip.
• Visit Business Insider's homepage for more stories.

Everyone knows that summer vacations can cost you. Between airfare, hotel accommodations, spending money, and other added expenses, you could easily spend thousands on your annual getaway.

Read more: The 3 best places to travel every month of 2019

According to a study by Bankrate, the average amount Americans spend per year on summer vacations is $1,979.

The average amount of money people spend on summer vacations varies by geographical region. Respondents from Western states like California and Washington reported that they expected to spend an average of $2,265 on their vacations. People in the Northeast also expected to pay more than $2,000 on their trip expenses. 

Midwesterners expected to pay the least on their summer vacations. They reported budgeting $1,607 for their summer vacation.  

Costs may be preventing people across the nation from actually taking their summer vacations, however — just 52% of Americans said are planning to take a summer vacation. Of those who responded to Bankrate's survey saying that they weren't planning to travel, 26% said they explicitly weren't planning any summer travel, while 22% said they were still deciding whether they wanted to or not. 

The most popular reason (60%) people said they weren't planning a summer vacation was because they couldn't afford it.

If you're worried about the costs associated with your next summer vacation, unsure of whether you can afford to get away, or simply want to know some tips and tricks to save on travel, we've got you covered.

Here are 4 ways to save on your next vacation:

SEE ALSO: I used to travel for cheap by cutting corners, but I've since found 5 better strategies to save money on trips

1. Make a budget and stick to it

If you don't have a budget for your yearly expenses, it may be impossible to find money during the summer months to put towards a vacation. By setting your yearly budget early, you can make sure you have enough money set aside by the time June or July rolls around.

2. Book your trip well in advance

Everyone knows that the earlier you book your flight, the better deal you may get on it. Flights get more expensive the closer you get to your travel date, so buying your flights sooner rather than later can save you a lot of money. Booking early also allows you to take that expense off your list to worry about, letting you focus on the other parts of your upcoming vacation.

3. Start a savings account or "vacation fund"

Set aside a separate savings account just for your vacation. By putting a little money into it throughout the year, you can accumulate a nice chunk of change. 

Ted Rossman, an industry analyst at Bankrate, explains that you would need to set aside $38 a week over about a year and a half to come up with the nearly $2,000 average cost of a vacation. 

"Call it 'Summer 2020 vacation,'" Rossman tells Bankrate. "Call it, 'Hawaii 2020.' Or wherever you want to go. That has a real psychological impact beyond account number 1234567."

4. Book your flights strategically

Not only should you try to book your flights well ahead of time, but you should also look at the flight times and airports you'll be traveling through. Major airports tend to offer better deals, so try to fly into or out of one of the major travel hubs. Flights out of major airports can be cheaper during the high-traffic summer months, and even offer better deals on parking. Early morning flights are usually cheaper compared to other times of the day, so try and book those times if you can. 

• Read more:
• 17 travel tricks flight attendants say can save you time, money, and aggravation
• 26 packing essentials we never travel without — from a $150 mobile WiFi hotspot to a $6 pack of face wipes
• I've been traveling around the world for 2 years with just a carry-on — here are my best tips for packing light
• Travel guru Rick Steves shares 10 tips to save you money, time, and stress when you're on vacation

• Apple is selling iPhones that cost more than $1,000, in line with the company's strategy to be known as a luxury brand.
• But when Apple first started selling its computers, the company was regularly pricing its products in the thousands — and sometimes, at five-figure costs.
• The most expensive products Apple has ever sold include not only some of its oldest desktop computers, but also some newer laptops and wearables.

Apple has always been known for its steep prices. From phones to computers, tablets to cases, if it's coming from Apple, it will probably be one of the priciest options available.

This reputation for being expensive has spawned a nickname that has become popular with critics of the company: "Apple tax." The thinking went that customers were willing to pay more to have the famous Apple logo adorn their products.

It seemed that Apple may have been moving away from that image, when its Apple Watch and AirPods were being sold at more affordable prices. However, its newest line of iPhones cost more than $1,000, bringing back the idea that Apple is becoming a luxury brand once again.

We took a look back on some of the most expensive products that Apple has ever offered. 

Nick Vega contributed to an earlier version of this report. 

SEE ALSO: The hype around foldable phones has reached a fever pitch — here’s every company working on one right now

21. Apple III (1981) — $3,815

The Apple III provided an update to the company's lucrative Apple II line of computers. The Apple III was advertised as twice as fast as and having twice the memory of its predecessor.

The Apple III went for $3,815 with the monitor included. This line of computers was discontinued in 1984, after just four years, with only 65,000 units sold in total.

20. Macintosh XL (1984) — $3,995

The Macintosh XL was actually first named the Lisa 2/10, because it borrowed much of the technologies from the Lisa computer. But when it went to market, the Mac XL was branded as the "first high-end Macintosh."

The Macintosh XL was made available as a free upgrade to owners of the first-generation Lisa, but those who didn't own a Lisa model paid up to $3,995 for the Macintosh XL. 

19. Macintosh SE/30 (1989) — $4,900

The SE/30 was the second generation of Mac's compact computers, providing a smaller version of the Mac IIx, but with more power. With a hard drive, the SE/30 cost $4,900.

It was discontinued in October 1990.

18. Pro Display XDR — $4,999

Apple's Pro Display for its new Mac Pro measures 32 inches and boasts a 6016 x 3384 Retina 6K display. The screen is more than 40% larger than that of Apple's Retina 5K display, and the company claims its polarizer technology should deliver accurate colors even when viewing the display off-axis. 

17. Macintosh IIcx (1989) — $5,369

This Mac IIcx was a successor to the Mac IIx model, except the IIcx was smaller than the previous model. The IIcx had a modular design so the Mac could be more easily manufactured and put together, which Apple executive Jean-Louis Gassée demonstrated by assembling one live on stage.

Purchasing the Mac IIcx cost users $5,369.

16. Macintosh II (1987) — $5,498

The Mac II was actually the first Apple computer with a modular design, and was the first in a line of modular design versions to come. It was also the first Mac with color, which could be added using a graphics card.

Though the version running a floppy disk system was lower in price at $3,898, the Mac II with a 40 MB hard drive cost $5,498.

15. PowerBook G3 (1997) — $5,699

Nicknamed "Kanga," this portable computer helped to launch several generations of G3s to come (like the Wallstreet and Pismo models).

It was only on the market for six months before it was replaced by its more powerful successors. 

14. Macintosh Quadra 700 (1991) — $5,700

The Quadra 700 is the first Apple computer to be housed in a tower-like, vertical-situated case. Before, Apple's computers adhered to a form where the computer would be positioned as a base for the monitor to stand on.

The new-and-improved desktop model cost $5,700 when it was first sold.

13. Mac Pro (2019) — $5,999

The newest version of Apple's Mac Pro is a powerhouse of a computer that starts at roughly $6,000. It runs on Intel Xeon processors that can be configured up to 28 cores, is compatible with Apple's new Afterburner accelerator card that makes it possible to play back three streams of 8K RAW video at once, and features a new modular design.

The company unveiled the Mac Pro during its Worldwide Developers Conference in June 2019 and will release it in the fall. 

12. PowerBook 3400c (1997) — $6,500

At the time of release, the PowerBook 3400c was advertised as the world's "fastest notebook computer." Its speed was comparable to some of the desktop Mac computers at the time, which was a rarity.

The PowerBook 3400c went for $6,500 fully loaded.

11. Apple LaserWriter (1985) — $6,995

The draw of the Apple LaserWriter was that it could be shared by over a dozen Macintosh computers. This ability made the $7,000 price tag — nearly $16,000 today — a bit easier to swallow for businesses that ran on Macintosh. 

The LaserWriter was one of the very first laser printers available on the mass-market, and it helped usher in the desktop publishing revolution. 

Still, though, that's a really expensive printer. 

10. Mac Pro (2013) — $6,999

As we wait for Apple to unveil its new Mac Pro in 2019, the model currently being sold is from 2013. Still, the Mac Pro is a powerful workstation designed for creatives that need professional video and photo editing.

The Mac Pro starts at $2,999, but maxing out its built-in features — a 12-core processor, 64GB of memory, 1TB of storage — will cost you $6,999.

9. Macbook Pro (2016) — $7,049

The MacBook Pro is a super high-powered, high-performance laptop that can run complex photo and video editing software. Instead of a row of function keys, the keyboard has a Touch Bar so you can control certain apps right from there.

Selecting the bigger 15-inch model, and picking the best customizable features — 2.9GHz processor, 4TB of storage, 32GB of memory, Vega 20 graphics — will cost you $7,049.

8. Macintosh Portable (1989) — $7,300

In September 1989, Apple unveiled its first "portable" computer. I put "portable" in quotes because although the computer wasn't connected to the wall by a cord, it still weighed a back-breaking 16 pounds — not unlike schlepping around an enormous bowling ball.

For the privilege of being able to lug around this machine, the company asked only that you write them a check for $7,300 — about $14,300 today. 

7. Twentieth Anniversary Macintosh (1997) — $7,499

The Twentieth Anniversary Macintosh — or TAM, as those in the know called it — was a truly unique piece of technology. It was released in March 1997, but despite not fitting into any Apple product line, it was the prehistoric ancestor of the modern-day iMac, with all the components held in a slim body behind the screen. 

What set it apart from the pack was that it was significantly more expensive than any other Apple offering at the time. The TAM could be had for $7,500, which would be about $11,200 today. 

However, in a little less than a year, the price got slashed to $1,995 to clear stock. When the TAM was finally sold out, it was discontinued. 

6. Macintosh IIci (1989) — $8,800

The Mac IIci came after the IIcx, providing more power and RAM to the desktop computer. The design was also a bit sleeker than its predecessor.

With a 40MB hard drive, the IIci cost $8,800 when it went on the market in 1989.

5. Macintosh IIx (1988) — $9,369

The IIx came out in 1988 as an update to the original Macintosh II, meaning that this computer powered a color display as well. At the time of its release, Apple lauded the IIx as a computer that would "reinforce our position in key business and higher education markets."

With a 80MB hard drive, this computer was sold at $9,369.

4. Apple Lisa (1983) — $9,995

If you saw Aaron Sorkin's 2015 biopic "Steve Jobs," you'll likely remember the Apple LISA. Jobs, played by Michael Fassbender, spends most of the movie saying the computer wasn't named after his daughter Lisa, until he finally admits it was. 

What the movie doesn't spend too much time on is the fact that the LISA cost a whopping $9,995 in 1985. For those keeping score at home, that means the LISA would cost just over $24,000 today, after inflation.  

For that price, buyers in 1985 were getting a true technical pioneer — the LISA was the first mouse-operated computer to have a graphical user interface system. 

3. Macintosh IIfx (1990) — $12,000

By the time the IIfx was released in 1990, Apple had been making computers for 14 years and had sold 15 different models before this one. Apple marketed the computer as an ultra-fast system that could make an impact in the "workplace market," but the IIfx lagged behind other PC computers in existence at the time.

Its intention to a be computer for the workplace led Apple to price the IIfx at $9,780, running upwards to $12,000.

2. iMac Pro (2017) — $13,199

Apple's most expensive computer is aimed at those who need crazy amounts of computing power — such as audio and video editors, and software developers.

The iMac Pro with its default configurations is already impressive, and costs $4,999. But maxing out the computer's upgraded features will put the iMac Pro at $13,199.

1. Apple Watch Edition (2015) — $17,000

The Apple Watch hit stores in 2015 with the somewhat-reasonable price of $349 for the baseline model. Watch collectors, however, are not usually known for paying somewhat-reasonable prices for things. You see, a nice watch is as much a statement piece as it is a time-telling device. 

Apple was more than happy to scratch that itch for collectors, announcing a version of the Apple Watch, called "Edition." The price started at $10,000 for a watch with rose gold casing, and went as high as $17,000 for one that came with an 18-karat yellow or rose gold case and clasps. 

It soon became apparent to Apple that most people — other than Beyonce— had no interest in a smartwatch that cost as much as a car. By the time the Apple Watch Series 2 rolled around, the Apple Watch Edition was given a ceramic casing, was being marketed as a fitness device rather than a style piece, and topped out at $1,300. Apple discontinued the Edition altogether last fall. 

• Data leaks and security breaches have become common, with events like the Equifax and Capital One breaches recently making headlines. 
• But that doesn't mean that you shouldn't consider opening or using a credit card. As personal finance and data security expert Adam Levin explains, credit cards can actually help protect your accounts from damage if your information is stolen. 
• Levin recommends being vigilant when it comes to your account security: "Lie like a superhero" when setting account login security questions to shield personal information.
• Paying attention to transactions and is your best defense. In 2018, Americans lost twice as much on credit card late fees as they lost due to identity theft. 

Data compromises and security breaches have become a sign of the times. And when this happens in the world of credit and banking — from Equifax's massive breach last year to the Capital One hack more recently — it's only natural to wonder if your data is truly safe when opening or using a credit card.

But as personal finance and data security expert Adam Levin explains, despite the headlines, a credit card generally comes with protections that can help limit damage. 

"Breaches have become the third certainty of life behind death and taxes," says Levin.

It's not a matter of if your information will be compromised, but rather how easy it could be for someone to use it against you. And, not using or applying for credit cards generally won't exacerbate the damage. In fact, credit cards could help protect you thanks to fraud detection, zero liability policies, and other safeguards.

Using a credit card is still safer than using a debit card. 

"The great thing about using credit cards as opposed to debit cards is that with a credit card, it's their money. With a debit card, it's your money," says Levin. "The bottom line is that they will say they have a zero liability policy," he explains, which can help get you off the hook if you find charges you didn't make. 

But a debit card won't have that protection, as the money will come right from your accounts. Levin says, "It could take a few days to get it back. In the event this was money you needed for groceries, or to pay the rent on time, or your car payment, or your mortgage payment, that could be more than just an inconvenience, it could impact your credit." 

There's a layer of added protection that comes with a credit card, and it's one that might just be helpful if one of these breaches, or even something as simple as an ATM card skimmer, compromises your account information. 

If you're applying for a credit card, be alert and watch out for scams. 

Levin's top suggestion is to do your research, and make sure you're applying through a true company website. Checking a site's security is also important. "Make sure you see 'https,' which means the site is secure," says Levin. "Make sure you see the little lock." 

His second piece of advice for those setting up online accounts right now? Lie on the login security questions. It can help add an extra layer protection in a world where information for these common questions can be all too easy to find online. 

"Lie like a superhero," says Levin. "Clark Kent, Superman, he never told people who he was, nor Bruce Wayne. The whole thing is if they ask you for your mother's maiden name, lie." 

For those using credit cards, pay attention to your accounts. 

Credit cards do offer that extra protection, so there's no reason not to use them. Levin suggests that doing it the smart way and paying attention to your transactions is critical right now. 

"Sign up for what's called transactional monitoring alerts," says Levin. "Each of the credit card companies and most of the financial service companies do it, and they do it for free." This will help you watch your purchases, and allow you to respond quickly if a charge comes up that you didn't make.

And above all, make sure that you're using your credit card responsibly. While the Insurance Information Institute states that identity theft and fraud cost Americans $1.48 billion last year, credit card late fees alone, without interest included, amounted to $3 billion in 2018 according to a NerdWallet study. 

"Governments failed us, businesses failed us. They have," says Levin. "They have not put enough effort in our data. But remember, it's not the government that says to you, 'oh, click on that link you don't know.'" 

Other benefits to using credit cards

Beyond fraud protection and zero liability benefits that can shield you in the event of fraud, there are upsides to opening and using a credit card. 

Earning rewards on your spending is one upside, with cards offering sign-up bonuses as well as bonus points for ongoing spending. But opening a credit card and using it responsibly — paying off your balances in full each month — can be a valuable tool in building good credit. 

It all comes down to taking an active role in managing your privacy, and holding yourself accountable when it comes to credit cards and other financial tools. "We as consumers are responsible, like it or not, for managing our credit and our identity, because no one knows better than we what we're doing," says Levin. 

SEE ALSO: How to build credit with a credit card

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NOW WATCH: The US women's national team dominates soccer, but here's why the US men's team sucks

• Phillips Exeter Academy was founded by a Harvard graduate in 1781.
• Founder Dr. John Phillips set out to teach young men "the great and real business of living."
• The 1,200-student-strong now co-ed high school in New Hampshire is still a boarding school unlike any other today.
• It uses the Harkness Method, a unique teaching model that schools around the world strive to imitate.
• Visit Business Insider's homepage for more stories.

Phillips Exeter Academy, a 1,200-student-strong high school located in the sleepy town of Exeter, New Hampshire, is one of the most elite boarding schools in America.

When Dr. John Phillips, a graduate of Harvard and resident of Exeter, opened the Academy in 1781, he set out to teach young men "the great and real business of living." More than two centuries later, the now co-ed school prides itself on the strength of its network, its commitment to spreading kindness, and on its use of the Harkness Method, a unique teaching model that schools around the world strive to imitate.

Many millionaires and a handful of billionaires are products of the Exeter community and have helped grow the school's endowment to over a billion. The fund supports many students' tuition, which otherwise costs $55,402 a year for boarding students.

I spent the day as a student at Phillips Exeter Academy to see why it's so highly regarded.

SEE ALSO: Inside Eton College, the exclusive boarding school that's been called 'the nursery of England's gentlemen' and that counts Boris Johnson, Prince William and Eddie Redmayne among its graduates

Phillips Exeter Academy has a reputation as a "feeder school" — a school that sends a high number of students to Ivy League universities.

As I drove to the quiet town of Exeter, New Hampshire, I expected to hate it.

Before arriving on campus, I imagined the quintessential boarding school stereotype — Vineyard Vines-wearing, silver spoon-fed teenagers crumbling under academic pressure, bragging about their college acceptances, and sneaking off into the woods to get high.

But I spent the day as a student in "the bubble," as students call the Exeter community, and it was nothing like I expected. I never wanted to leave.

Fewer than 20% of applicants are admitted to Exeter every year.

To apply, students submit testing scores, essays, and their middle school principal's recommendation. These flags represent where current students come from, and the pins show the hometowns of applicants for the Class of 2019.

Source: Princeton Review

I arrived on the Phillips Exeter campus at 8 a.m. the day after a Nor'easter.

Heavy rains had wiped out most of the fall foliage, and students in their L.L. Bean boots sleepily filed out of the dorms, headed to the first class of the day.

My day began inside McConnell Hall, an all-girls dormitory in the center of campus, where Jeanne Olivier was assigned to show me around.

Olivier, captain of the girls varsity crew team, also serves as a hall proctor, a leadership position designated to seniors who act as liaisons between students and the dorm's faculty advisors.

A majority of the 800+ boarding students live in single rooms. As they get older, they earn nicer rooms with better views in the same building. They also get later curfews.

Faculty members must live in private apartments in the dormitories or residences next door for a minimum of 10 years.

Math teacher Gwynneth Coogan lives with her family in a house behind McConnell and Cilley Halls, and often invites her students over for dinner.

Source: New York Times

These live-in teachers double as the residents' academic advisors and mentors.

They know if you stay up too late, if you make it to sports, and probably if you're dating someone. If you want to have a guest during nightly visiting hours, you must ask permission of your and your guests' faculty advisors; door stays open and "three feet must be on the floor at all times."

At 9:50 the bell tower rang, signaling the start of Assembly. Twice a week, all 1,060 students gather in the Academy Building to share in a cultural experience, often an outside speaker or performer.

Source: Phillips Exeter Academy

Students heard from Class of 1945 grad Milton Heath Jr., recipient of the John Phillips Award. He reminisced on glee club, living in Wentworth Hall (which prompted the Wentworth residents in the balcony to echo "Wentwooooorth!"), and how Phillips Exeter prepared him for life at Harvard and Columbia Law.

Assembly ended — but not before faculty reminded us that next week, "Breaking Bad" producer and alum Stewart Lyons would speak — and students scurried off to class.

I took notice of the dress code: boys wear shirts and ties, and girls wear pretty much anything appropriate. Jeans are okay.

In a 300-level social ethics course, religion teacher Russell Weatherspoon took a seat at the round table and said, "Where do you want to start?"

Within minutes, students were batting around text citations, asking open-ended questions, and leading the discussion without interference. No one raised hands.

In the 1930s, the school established a model of teaching called the Harkness Method, which places students in charge of their own learning.

There is no lecturing. "This is really asking the kids to think about the material, come back, and engage with each other," Weatherspoon says.

When Weatherspoon first sat in on a Phillips Exeter class in the 1980s, he says he'd never seen anything like it in all his years of teaching.

He joined the faculty in 1987 (most faculty I met worked there for 20-plus years) and later served as dean of residential life and of multicultural affairs.

In any class, the instructor and 12 students sit at an oval-shaped table, called the Harkness Table. Some teachers will map the conversation flow on a diagram to identify who hogs the discussion and who needs encouragement to find their voice.

"Exeter teaches you more than talking," one student tells me. "It teaches you to listen."

I encountered Harkness tables all over campus. They were in the Phelps Science Center, which also housed taxidermy exotic cats in every lab ...

... and a breaching humpback whale in the atrium. Philips Exeter students and instructors helped extract the skeleton when it washed up on a Cape Cod beach in 2000.

Source: Phillips Exeter Academy

A Harkness table stood in the art studios, where I found this mixed media canvas. It was a paint-by-number of sorts, using Jelly Beans and a hot glue gun.

At 1 o'clock, all students and faculty converged at the dining hall.

I joined an eclectic and outgoing group of students, all of whom introduced themselves to me by their name, hometown, and residence hall, as that is just as central to their identity.

Lunch is included in the tuition fee and served buffet-style, with cuisines from around the world represented.

The menu changes with the seasons, and the kitchen sources one-third of ingredients locally. The individual chicken pot pies and sticky-sweet honeycomb looked delicious.

The sit-down meal gave me time to get to know some students. Kevin Zhen, an junior and Student Council member from Miami, Florida, receives full financial aid. Over the years, he says he's encountered endless generosity — indicative of the school's motto, "non sibi," or "not for one's self."

Read Kevin Zhen's viral Quora post on why his prestigious prep school is far from elitist »

When a flight home for the holidays was canceled, a peer gave him a ride on her family's jet. When his winter boots broke and money was tight, his financial aid advisor bought him a fresh pair.

Zhen says his school is far from "elitist." In fact, a recent "goodness" campaign asks students to record one act of kindness every day.

I noticed the students often police each other on sounding snobby. The crew laid into Student Council President Benj Cohen, from Allentown, Pennsylvania, for his Vineyard Vines and Polo Ralph Lauren ensemble.

They also quickly dismissed a residence hall's annual invite-only dinner, in which lobster fettuccine is served and white tablecloths are used, as "not the norm."

Student Council Vice President Emily Lemmerman, a junior, says her school is very progressive in the way it confronts the stereotypes.

"We try to be 'meta-cognitive' about it. You know, everyone wants to go to that dinner party. What does that say about us?" she says, having attended once before. "We talk about it. And really, it revolves around free food." Everybody laughed.

After lunch, it was back to the classroom. Instructor Becky Moore began her 200-level English course with quick games, one involving clapping hands and one challenging students to recite the alphabet as a group.

No one person could say two letters in a row, and if two people talked at the same time, the group had to start over. It began, "A, B, C," and so on, at random ...

... until the students reached a standstill. Finally a small girl wearing glasses piped in. Why the lull? A student explains, "Hillary was the only one who hadn't spoken yet, so I knew not to talk."

Moore, who's taught here for 24 years, says the game mentally prepares students for discussion, reminding them to attend to everybody. Then I realized I hadn't heard one student talk over a peer all day.

Universal free period began at 3:30, and the Phelps Academy Center filled with study groups and kids hungry for a snack at the mini market.

Others attended a South Indian music and dance performance in the David Dance Studio. Phillips Exeter offers 90 student organizations, from a fair trade club to "The Exonian" school newspaper to a North Korea human rights advocacy group.

Source: Phillips Exeter Academy

The library, a nine-story work of art designed by renowned architect Louis I. Kahn in 1965, was also hopping. It provides access to 260,000 print and electronic volumes, and we hear from an anonymous alum that it's a popular meetup location for couples.

Source: Phillips Exeter Academy

Late afternoon rolled around and that meant sports. Phillips Exeter requires students to participate in a physical education program four days a week.

Luckily, students have 60 varsity and junior varsity teams in 20 different sports, as well as intramural clubs, to choose from.

Football is, of course, the hallmark of the school's athletics program. Its rivalry with Phillips Academy Andover, a Massachusetts boarding school also founded by the Phillips family, spans 136 years.

Over the last two decades, Coach and Director of Athletics Rob Morris has shaped the Big Red team as one of the most consistently successful football programs in New England. He believes strongly in football's ability to teach life lessons.

Source: Phillips Exeter Academy

As I returned to campus from the athletic fields, exhausted and feeling enriched, I crossed over Hill Bridge, a modest arch over the Exeter River. Jumping into the cool, murky waters below is perhaps one of the most cherished senior spring traditions. They are kids, after all.

• A couple on Nantucket in Massachusetts moved their multimillion-dollar home away from a bluff's eroding edge, according to The Wall Street Journal.
• The total cost of the move was around $1.6 million. The house was moved 80 feet to the north and 60 feet to the east.
• Environmental changes are impacting properties around the country, and nearly one trillion dollars of US real estate is currently threatened by rising seas.
• Visit Business Insider's homepage for more stories.

For people who live along a coastline, erosion can be their worst nightmare.

That's exactly the predicament two homeowners on Nantucket, a tiny island of 11,000 year-round residents 30 miles south of Cape Cod, Massachusetts, found themselves in. The fast-eroding edge of a bluff threatened the foundation of their 10,000-square-foot home.

The Wall Street Journal's Marli Guzzetta reported that Dao Engle and her husband bought the sprawling home for $8.4 million in 2012, and then spent seven years planning and four months preparing to have the mansion picked up and moved.

According to Guzzetta, the couple was aware of the bluff's eroding edge when they purchased the home — and it heavily influenced the home's low asking price.

"By fixing the problem and redoing the space, we have effectively doubled the value of the home versus what we bought it for," Mrs. Engle told Guzzetta.

Read more:We asked insurance workers where they'd live in the US to avoid future natural disasters — here's what they said

The total cost of the move — which takes into account the disconnection of utilities, the clearing of the site, and the concrete used — was around $1.6 million. The home was removed from its foundation, put on 16 cribs and 16 stakes, and over the span of a week, moved away from the eroding edge.

But the Engles aren't the only ones dealing with the harsh reality of climate change.

Environmental changes are having devastating impacts on real estate across the country. Business Insider's Aria Bendix previously reported that nearly one trillion dollars of US real estate is threatened by rising seas. In fact, by 2100, the homes of 4.7 million Americans may be vulnerable to rising sea levels.

According to a 2018 revised study from researchers at Pennsylvania State University and the University of Colorado at Boulder, properties that are exposed to rising sea levels sell for around 7% less than similar but unexposed homes.

And, as Business Insider's Katie Warren previously reported, some millennials are preparing for the worst in case of a climate-change disaster and buying up land in rural places like Vermont and Oregon. 

Read the full report at The Wall Street Journal »

SEE ALSO: Millennials are preparing for the worst in case of a climate-change disaster, and it's prompting them to buy rural land in places like Oregon and Vermont

DON'T MISS: David Attenborough warns of the 'collapse of our civilizations,' if climate change continues to be ignored

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NOW WATCH: Jeff Bezos is worth over $160 billion — here's how the world's richest man makes and spends his money

Hello,

Welcome to your regularly scheduled Friday edition of Dispensed, where we're looking forward to the weekend after finally getting out our list of 30 leaders under 40 transforming healthcare. We hope you all have enjoyed the project as much as we enjoyed getting to know the honorees this summer. Click here to see the whole list.

But first, I wanted to quickly catch up on the drama surrounding Amazon's online pharmacy PillPack.

Last week, I spent some time digging into the back-and-forth between the tech giant and health data company Surescripts over access to medication history information that Surescripts collects. Between threats of lawsuits and claims of reporting companies to the FBI, it's sure escalated quickly.

That, combined with CNBC's report Tuesday that PillPack has run into issues working with retail pharmacy giants Walgreens and CVS when trying to transfer over prescriptions, to me gets to the heart of a key issue facing the pharmacy industry: Who should be allowed to have what patient data, when?

I spoke with independent pharmacists to get some more context about how medication information is shared today and the pros and cons that come with having more data at your fingertips. Find out more about the debate here. 

Are you new to our newsletter? You can sign up for Dispensed here.

And then in case you missed it, we introduced our 30 leaders under 40 transforming healthcare this week. 

Meet the 30 young leaders who are transforming the future of healthcare and disrupting a $3.5 trillion industry

Over the next few weeks, we'll be putting out stories based on the conversations we had with the nominees. 

• From Clarrie Feinstein's conversation with Fred Hutch's Emily Silgard: A top leader using tech to tackle cancer told us how to get through the challenges of a career switch
• From Emma Court's conversation with Blue Shield of California's Chris Esguerra: A top US health insurer has saved $4 million in one year by making a simple change, and it could be a lesson for others on how to transform a system from the inside out
• From my conversation with Providence St. Joseph Health's Sara Vaezy: A top young executive at a 160-year-old health system reveals why leaders looking to disrupt healthcare from within can't think in decade-long timeframes
• From Emma's conversation with 23andMe VP Emily Drabant Conley: A VP at a $2.5 billion startup reveals exactly how she asked her boss for a big promotion at just 33 years old — and got it
• From Clarrie's chat with UniteUs founder Dan Brillman: How an Air Force Reserve pilot raised $45 million to build a company after struggling to help his fellow veterans

And we asked all our nominees for their best career advice. And wow, there's a lot of good stuff they shared (Definitely taking CVS Health's Ben Wanamaker's advice to "Show up on time" to heart). Read all of their advice. 

How to make an impact on the $3.5 trillion healthcare industry, according to 30 young leaders who are transforming it

Up next: A little biotech dispatch from our pharma reporter, Emma Court:

This week has been a tumultuous one for biotech companies. The FDA revealed that there had been "data manipulation" with a brand-new gene therapy treatment from the biotech AveXis (now owned by Novartis), but said it was only a small portion of the data and the gene therapy, Zolgensma, should stay on the market. Then there was Sarepta, Kala, Amarin, Nektar and more — all saw their stocks seesawing this week on new developments. 

We think biotech investor Brad Loncar put it best, here. 

Lastly, Clarrie rounded up the 41 hottest AI startups out there, even looking beyond healthcare to finance, transportation, etc. Thanks to CB Insights for pulling that data together. 

Clarrie breaks down what each company is working on and how they've made it to $1 billion valuations. 

These are the 41 hottest AI startups worth at least $1 billion, across healthcare, finance, transportation and more

Clarrie and Emma also had a big report out this week on how much each candidate in the 2020 presidential campaign has taken from people who work in healthcare (In light of Sen. Bernie Sanders' commitment not to take donations from the pharmaceutical and health insurance industries).

Thanks to Yutong Yuan on Business Insider's graphics team for the great visualization of the tallies. 

Read more about the donations to each candidate here. 

With that, I'm sure I've given you enough reading material for the whole month! Stay tuned this weekend for more from our 30 under 40 project, and we'll be back next week with more dispatches from the world of health, pharma, and biotech.

In the meantime, tips? Last-minute wedding planning advice? Thoughts on all the biotech drama that unfolded this week? You can find me at lramsey@businessinsider.com and the whole healthcare team at healthcare@businessinsider.com.

- Lydia 

Join the conversation about this story »

NOW WATCH: Animated map shows where American accents came from

• Instead of buying a separate power bank, wireless charger, and phone stand, you can get all three in the Kenu BingeBank ($59.95).
• The convenient and compact device props up your phone so you can watch a show or video call a friend. With a 10,000 mAh battery capacity, it'll charge your phone efficiently at the same time. 
• It has one wireless charger, one USB 3.0 port, and one USB-C port, so it can charge three devices at once.  
• The BingeBank is a smart combination of a product because we increasingly consume entertainment on our phones, but the battery lives of phones can't always keep up. 

With every phone comes a bevy of accessories you need and want to buy for it. Before long, your desk and bag become cluttered with things like chargers, earphones, cases, and stands.

In an effort to maximize utility and convenience and finally clean out the drawer holding all your phone accessories, you might want to try the Kenu BingeBank ($59.95), a cool new device that combines three popular accessories into one. 

The BingeBank is a 10,000 mAh power bank. It's also a wireless charger and a phone stand. 

So yes, that means you can charge your phone while it's propped up to watch a show or video call a friend, and you can do all of this without being attached to a wall outlet.  

The BingeBank weighs 10.5 ounces, putting it in the medium-weight range of power banks of its same power. However, it's much more versatile and useful than a regular power bank. 

How to use it

1. As a power bank

The device has a USB-C port and a USB 3.0 port, letting you quickly charge your phone, laptop, and other compatible tech devices. Its 10,000 mAh battery capacity can charge your phone fully up to three times. 

A power bank is a basic accessory everyone with a phone should own. When you're traveling or otherwise out of the house for the entire day, having one in your bag gives you the peace of mind that you'll always have enough battery to find directions, listen to music, and contact people with your phone. The personal source of power means you don't need to hunt down wall outlets in public. 

2. As a wireless charger

People love wireless charging because it's more convenient and less of a visual eyesore than traditional wired charging. If you own a Qi-certified device (these include iPhones, AirPod charging cases, Samsung Galaxy phones, and Google Pixel phones), you can take advantage of the BingeBank's wireless charging capabilities. 

This feature allows you to charge three devices at once with the BingeBank: one wirelessly and two through the wired ports.  

The BingeBank's built-in nanosuction mount holds your phone securely, whether it's laid flat or propped up. It's also forgiving when you want to remove your phone, so you don't have to yank it out forcefully.

I keep mine on my desk at work. It looks clean, charges efficiently, and lets me grab my phone quickly as I get up from and sit back down at my desk. 

3. As a phone stand 

The BingeBank has a sturdy metal kickstand that works in both portrait and landscape orientations. If you prop the stand out fully, the BingeBank provides a good viewing angle from about 1.5-feet away. However, it's also adjustable so you can find an angle customized to your preference.

I love the design of the kickstand because I can use either portrait or landscape orientation depending on which is more appropriate, and I'm not stuck viewing content or video calling at the same angle every time. 

Using the BingeBank 

The BingeBank is a great product to buy if you want to stop buying several separate phone accessories.

Kenu is smart in combining a charger and phone stand specifically because people increasingly consume entertainment — movies, TV, live sports events — on their phones. The battery lives of phones can't always keep up with our heavy streaming habits though. If you like to enjoy long binge-watching sessions on your phone, you'll appreciate the utility of a combination charger and phone stand like the BingeBank. 

Shop the Kenu BingeBank for $59.95 at Amazon

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• If you watch YouTube videos on your TV, multiple people can enjoy those videos at the same time and have a better viewing experience in doing so. 
• With a YouTube TV subscription, you can enjoy all sorts of content, including live shows, sports, and news on your television.
• You can control YouTube content on your television using a paired computer or mobile device.
• Visit Business Insider's homepage for more stories.

Whether you're livestreaming a baseball game currently in progress, or you're watching that Weezer video with all the memes from the early 2000s, YouTube is always better on the big screen, meaning your television. 

And if you have a smart TV or a streaming device like Roku, it's remarkably easy to watch YouTube (or YouTube TV) on your television, and to control YouTube with your smartphone, tablet, or computer.

Check out the products mentioned in this article:

Roku Ultra 4K ($99.99 at Best Buy)

Smart TVs at Best Buy

How to watch YouTube on your TV

On your TV, launch the YouTube app. Then open the YouTube app on your phone or tablet.

In the mobile app, tap your icon (top right corner from the YouTube app home screen) and then hit settings.

Now tap "Watch on TV." If previously paired, your TV will start playing YouTube right away.

If not already paired, a numeric code will appear on the TV. Type it into the app to link your TV, and then you can get started enjoying YouTube on the television, and controlling the videos with your phone or tablet.

To use a computer to control YouTube on your TV, go to the website www.youtube.com/pair and then launch the YouTube app on the television. Then enter the code on the TV into the box on the computer that says "Enter TV code" and you're set.

Once you've done all this, you can watch any YouTube or YouTube TV video, and control every setting with your remote, mobile device, or computer.

Related coverage from How To Do Everything: Tech:

• 'What is YouTube TV?': Everything you need to know about YouTube's subscription streaming service

• How to set up and customize a YouTube TV subscription, to access unlimited recording space, personalize your Live TV guide, and more

• How to make the most out of the YouTube app on your Roku device

• How to cancel subscriptions on your iPad in a few quick steps

SEE ALSO: The best 4K TVs you can buy

Join the conversation about this story »

NOW WATCH: The incredible story behind Slack, the app that's taken over offices everywhere

We rounded up the eight best sales and deals happening online today, with savings on kids' jeans at Target, Allen Edmonds dress shoes, Ray-Ban sunglasses, and Casper mattresses. For even more deals and savings across the web, check out Business Insider Coupons.

1. Save 30% on kids' jeans at Target

Target always has amazing deals on clothing, and the current sale will make back-to-school shopping a lot more affordable. Until tomorrow, August 10, you can save 30% on kids' jeans. With the discount, prices start at $5.60. You'll find a variety of designs and washes for boys and girls. Visit Business Insider Coupons for more savings at Target. 

Shop the Target sale now. 

2. Save up to $298 on dress shoes at Allen Edmonds

During Allen Edmonds' summer clearance sale, you can get huge savings on men's dress shoes. Some of the best deals include $298 off the Whitney Cap-Toe and the Whitney Wingtip and $295 off the Perugia Italian Tassel Loafer. Visit Business Insider Coupons for more sales and deals at Allen Edmonds. 

Shop the Allen Edmonds sale now. 

3. Save up to 70% on Ray-Ban sunglasses at Nordstrom Rack

For a limited time, you can save up to 70% on Ray-Ban sunglasses for men and women. The selection includes classic frames like the Clubmaster and Aviator to modern designs. Visit Business Insider Coupons for other great deals at Nordstrom Rack. 

Shop the Ray-Ban sale now. 

4. Save 10% on the Casper and Wave mattresses

As arguably the most popular mattress startup in existence, Casper doesn't really need to run sales or promotions to edge out competitors, but the brand is running an offer right now that will save you some money. Now through August 12, you can save $100 on the Casper and Wave mattresses with the promo code "SLEEPCOOL" at checkout. Visit Business Insider Coupons for all of the latest promotions at Casper.

Shop the Casper sale now.

5. Save $120 on the iRobot Roomba 671 Smart Robot Vacuum on Amazon

Roomba makes some of the most popular robot vacuum brands and the 671 model is $120 off now. With 4 out of 5 stars from more than 4,500 reviewers, Alexa and Google Assistant compatibility, and advanced mapping technology, the Roomba 671 is a great deal for $229.99. The deal is only valid for today, so don't hesitate to buy one.

iRobot Roomba 671 Smart Robot Vacuum, $229.99 (originally $349.99) [You save $120]

6. Save 25% on backpacks, lunch boxes, and kids' clothes at L.L.Bean

With the new school year starting in less than a month, L.L.Bean is helping parents prepare with a sale. Now through Sunday, August 11, you can save 25% on backpacks, lunch boxes, kids' clothes, and shoes. Visit Business Insider Coupons for more savings at L.L.Bean. 

Shop the L.L.Bean sale now. 

7. Save up to 50% on sale items at Boll & Branch

Luxury bedding startup Boll & Branch is having a sale on Last Call items to make way for new arrivals. For a limited time, you can save up to 50% on select items including sheets, pillowcases, blankets, duvet sets, robes, and more. 

Shop the Boll & Branch sale now. 

Join the conversation about this story »