Friday is National Coffee Day — and that means free coffee at many chains across America.

Chains including Tim Hortons, Dunkin' Donuts, and Krispy Kreme are handing out free drinks on Friday. 

At some chains, the deals continue into the weekend and even next week. 

Here's a list of deals, so you can plan your National Coffee Day for maximum caffeination and minimum money spent. 

SEE ALSO: This all-you-can-eat buffet chain is making monumental changes — and one visit made us realize why they were necessary

Dunkin' Donuts

Dunkin' Donuts has a buy-one, get-one coffee deal. For every medium, large, or extra-large cup of the brand's signature hot coffee you buy on Friday, you get a free additional medium-sized hot coffee. Franchisees are also donating 14 tons of coffee to the American Red Cross. 

Tim Hortons

Starting on Friday, Tim Hortons locations in the US are giving away a free Original Blend, Dark Roast, Decaf or Iced Coffee of any size if customers download the chain's app. The deal lasts from September 29 to October 8. 

Wawa

The convenience chain is giving away free cups of coffee, in all sizes, on Friday. 

Costco is the holy grail of bulk buying, the cathedral of wholesale. But it's not all about 10-pound jars of peanut butter.

A stop at Costco's humble food court — after walking miles around the cavernous warehouse — is a shameless reward for buying enough paper towels to fill your entire car trunk.

The food court is simple yet esteemed by Costco diehards. Amazingly, it's one of the biggest pizza chains in the US, and nationwide it sells roughly 100 million hot dogs a year, at extremely low prices.

After several readers expressed their unwaveringly high regard for Costco's hot dogs and pizza, we took a trip to the retail giant's Brooklyn location to discover all its revered food-court glories — and it totally exceeded our expectations.

 Marina Nazario contributed reporting on a previous version of this article.

SEE ALSO: One of New York's most famous chefs just opened a delicious fast-food restaurant of the future — take a look inside

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The food court at Costco doesn't offer the most varied selection — but it's cheap, quick, and provides a nice treat for customers after a long day of shopping.

We ordered one of each item on the menu, excluding the salad, smoothies, and ice cream — those are pretty uninteresting, run-of-the-mill items that are hard to get wrong.

We did not expect the servings to be so enormous and dirt cheap. This entire selection costs just over $25. Let's delve in and go through the choices.

If you're planning a road trip in the US, there are plenty of beautiful routes worth passing through.

It's hard to imagine we'll get to all of them in this lifetime. But if you want to try, consider this a guide to finding the best of the best out there.

Scroll down for a closer look:

SEE ALSO: These 7 luxurious trains offer breathtaking views for your next vacation

ALASKA: Seward Highway

Take a two-hour drive between Anchorage to Seward, a tiny seaside community, and you will pass the Chugach Mountains and the gorgeous shores of the Turnagain arm.

ARIZONA: Highway 89

Although Route 66 has become synonymous with American wanderlust and freedom, there are other choices in Arizona with some staggering views. Take Highway 89 from Flagstaff, Arizona to see views of the Grand Canyon, Echo Cliffs, and the Vermilion Cliffs.

CALIFORNIA: Pacific Coast Highway

This is a very common recommendation, but for a reason. The winding Pacific Coast Highway is the longest state route in California and provides sweeping views of the water. It doubles as an easy route to popular cities like Long Beach and the San Francisco Bay Area.

The US Marines built a temporary bridge across the Colorado River so Light Armored Reconnaissance could cross it. Here's how they did it. Following is a transcript of the video.

US Marines built a temporary bridge. Light Armored Reconnaissance (LAR) needed to cross the Colorado River. The 7th Engineer Support Battalion was put to work. Here's how they built the bridge. Trucks launch folded bridge sections into the water. They pop open. Boats are hooked to the bridge pieces. The boats drive the sections in place. Each piece hooks together like Legos. The ends are ramps that slope up. Once it's secure, military vehicles are able to cross the river.

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Yom Kippur, the holiest day of the Jewish calendar, begins at sundown on September 29.

Those that observe the "day of atonement" will fast for 25 hours, until sundown on September 30 this year.

Reflection is a key theme during the Jewish High Holidays — which take place for 10 days between Rosh Hashanah, the Jewish new year which began at sunset on September 20, and Yom Kippur.

Whether you're Jewish or not, reflecting on the past year and looking ahead at the one to come is a valuable exercise — one that's even easier with an increasingly popular website: 10Q.

Every fall, beginning on Rosh Hashanah, 10Q participants are emailed a question a day for 10 days, and answers are recorded in the site's "vault." The following year, your responses are emailed back to you, so you can reflect on how your year played out. Then, the process begins again. Think of it as one of those school assignments where you had to write a letter to your future self, and your teacher mailed it to you a year later.

It's not too late to participate this year, but you have to finish all 10 questions — and officially submit them to the "10Q vault" — within 72 hours of nightfall on September 30, when Yom Kippur ends this year. At that point, the vault closes, and your answers are stored and saved until next year.

The 10 questions (plus one bonus question) cover a variety of topics. You'll be asked to describe a significant experience you've had in the past year, and if there's something you wish you had done differently. You'll also be asked to choose one thing you'd like to achieve by this time next year, and how you'd like to improve your life over the coming months.

The site is simple and easy to use. Questions appear like this:

Your answers can be short or long, and you can skip questions that don't resonate with you. If you miss a day, you can catch up whenever you have time. Everything you write is private, unless you choose to share it, and subject to the highest industry standard encryption, according to the site.

This year marks my eighth year using 10Q as a tool for self-reflection and goal-tracking. As a financial planner in New York, it's a habit I've seen work with my clients as well. The questions aren't about money, per se, but if money goals are top of mind, you can include them in your answers. It's become a tradition I look forward to — a chance to review and reorient my goals, financial or otherwise.

The first year I participated in 10Q, my biggest goal was to become fluent in Spanish. Writing down the goal and setting a time limit helped me decide to move to Colombia four months later, where I spent the first half of 2011 working remotely and learning Spanish with a tutor. The timing wasn't great, but the timing never is. If I hadn't pushed myself to achieve the goal then, I'm sure I would regret it today.

Life is busy, and time for introspection isn't easy to come by. But if you can set aside an hour or so during Yom Kippur or over the weekend, 10Q can help you reflect — and set yourself up for a fulfilling year.

SEE ALSO: I'm a financial planner — here's the single best piece of advice I can give you about money

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PROS: It's still the same old Miata, but its hardtop makes for a more versatile ride. It's brilliant to drive and is less noisy than the soft top. All in all, it's an incredible cost-to-joy ratio.

CONS: It's still sort of underpowered and sort of noisy. It has an awkward infotainment system.

The Mazda Miata is the platonic idea of a fun car to drive. The original MX-5 roadster, which arrived at the tail end of the 1980s, brought back the classic, unadorned, open-air motoring experience, minus the iffy reliability of the British MGs and Triumphs from the 1960s and '70s.

Fans of the simple pleasures of driving loved those rides, so the Miata was welcomed with a passion almost never seen in the automotive world. And that enthusiasm has endured for decades. We're now up to the fourth generation of the MX-5, and the core DNA is unchanged, although Mazda dropped weight from the Miata and returned the design to its roots, making the new car look more like a roadster and less like a convertible sports car.

After the fresh soft top hit the market, Mazda pulled the cover off a retractable hardtop version, the RF, whose shape was less roadster than fastback coupe. Fans were excited. I was concerned: Would messing with a winning formula and adding extra weight to a car that's supposed to be light by design undermine what has always made the Miata magnificent?

Mazda let us borrow a $34,310 MX-5 RF Grand Touring to find out:

SEE ALSO: We drove 3 of the most popular minivans — and the winner was clear

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The MX-5 Miata RF arrived at our suburban New Jersey test center wearing an absolutely gorgeous "Soul Red Metallic" paint job. The interior for the Grand Touring trim level was "Tan Red," a succulent leather.

Like the regular soft-top Miata, the RF has a sleeker design that harks back to the original Roadster from the early 1990s. I owned one of those, and the new MX-5 is my favorite Miata since those glory days.

Read my review of the new Miata here and here.

The big difference from the regular Miata is that the RF features a fastback coupe shape with an automated folding hardtop.

All it takes is a single tweet or text for some people to reveal their poor grasp of the English language.

Homophones — words that sound alike but are spelled differently — can be particularly pesky.

Regardless, you should never choose incorrectly in these nine situations:

1. 'Your' vs. 'You're'

"Your" is a possessive pronoun, while "you're" is a contraction of "you are."

Example 1: You're pretty. 

Example 2: Give me some of your whiskey.

2. 'It's' vs. 'Its'

Normally, an apostrophe symbolizes possession, as in, "I took the dog's bone." But because apostrophes also replace omitted letters — as in "don't" — the "it's" vs. "its" decision gets complicated. 

Use "its" as the possessive pronoun and "it's" for the shortened version of "it is."

Example 1: The dog chewed on its bone.

Example 2: It's raining.

3. 'Then' vs. 'Than'

"Then" conveys time, while "than" is used for comparison. 

Example 1: We left the party and then went home.

Example 2: We would rather go home than stay at the party.

4. 'There' vs. 'They're' vs. 'Their'

"There" is a location. "Their" is a possessive pronoun. And "they're" is a contraction of "they are."

Use them wisely. 

5. 'We're' vs. 'Were'

"We're" is a contraction of "we are" and "were" is the past tense of "are."

6. 'Affect' vs. 'Effect'

"Affect" is a verb and "effect" is a noun.

There are, however, rare exceptions. For example, someone can "effect change" and "affect" can be a psychological symptom. 

Example: How did that affect you? 

Example: What effect did that have on you?

7. 'Two' vs. 'Too' vs. 'To'

"Two" is a number. 

"To" is a preposition. It's used to express motion, although often not literally, toward a person, place, or thing.

And "too" is a synonym for "also."

8. 'Into' vs. 'In To'

"Into" is a preposition that indicates movement or transformation, while "in to," as two separate words, does not.

Example: We drove the car into the lake. 

Example: I turned my test in to the teacher. 

In the latter example, if you wrote "into," you're implying you literally changed your test into your teacher.

9. 'Alot'

"Alot" isn't a word. This phrase is always two separate words: a lot.

10. 'Who' vs. 'Whom'

Use "who" to refer to the subject of a sentence and "whom" to refer to the object of the verb or preposition. Shortcut: Remember that who does it to whom.

Example: Who ate my sandwich?

Example: Whom should I ask?

11. 'Whose' vs. 'Who's'

Use "whose" to assign ownership to someone and "who's" as the contraction of "who is."

Example: Whose backpack is on that table?

Example: Who's going to the movies tonight?

12. 'I' vs. 'Me'

Use "I" when you are the subject of a sentence and "me" when you are the object.

Example: John and I went to the store to buy some food.

Example: The cashier handed the groceries to John and me.

13. 'Peak' vs. 'Pique'

Use "peak" when describing the highest point or maximum value and "pique" when you are talking about stimulating curiosity.

Example: I hiked to the peak of the mountain.

Example: The fascinating prior experience her résumé piqued my interest.

Christina Sterbenz contributed to a previous version of this story.

SEE ALSO: There's a tiny college outside LA that didn't exist until 1957 — but now graduates out-earn Harvard and Stanford alums

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We went to one of the 36 Jollibee locations in the US to see why the Filipino fast-food chain is so popular. Following is a transcript of the video:

Going to the Jollibee yeah!

Hey, what's going on? Can I do an Aloha burger, the Chickenjoy spicy, the rice and gravy side, and then can I do the fiesta noodles, the spaghetti, a hot dog, the Spam sandwich, and the corned beef sandwich.

Yo dog. Ok, I guess I’ll just start right here. The amazing Aloha burger which has bacon, cheese obviously, and pineapple. Oh, and some sort of crazy-ass sauce. Holy crap. That is so good. The pineapple. That’s what makes it. Oh my God.

The garlic with the sauce and everything, these noodles are like… I don’t know exactly what noodles they are. I will look it up and put it on the screen right… there. Reading the description it seemed kinda weird, but all together it is insanely good.

That’s got some heat to it too, man. Oh it’s got some heat. This chicken is so good. Way better than KFC. 

I can’t believe how good this food is.

Something that’s near and dear to me as an Italian man, going to try their spaghetti. This seems to be like the main thing that everyone talks about online. Hot dog bits, bits of ham and pork, cheese. I mean to be honest it’s like something I would come up with when I was stoned.

No. I’m actually not into that. The sauce is sweet. First miss. First miss on Jollibee.

With the cheese and whatever sauce is on here, oh man. This is like Iceland level good of a hot dog.

I have a prediction this is going to blow my mind. It has like this creamy mayo on it. Look at that shape. The undeniable shape of Spam. Wow. I love that too. I think it’s the sauce. I love Jollibee.

This pie better be good. Dude, it’s like just fried. Duuuuude…

That is so good. The mango in here is so sweet. The outside is like savory. Oh man. It’s hot! I like my fast food with a little bit of danger. I’m not gonna sue. If that’s what it takes to make this thing that good so be it. Let the skin get burned.

I don’t even know where to start with this thing. Look at this nuts thing. It’s mostly shredded ice, I think there’s ice cream on top. There’s all this stuff at the bottom. And you gotta kinda like scoop it out and when you add it with the shaved ice, it’s excellent. No idea how much it costs. Get that price right over my face.

Oh, my God, that was incredible. I’m like exhausted I ate so much. My first time at Jollibee and I‘ll definitely come back. This was an incredible meal. Look at the smile, now I know why he’s smiling. This food’s so great, that why.

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Netflix Chief Content Officer Ted Sarandos, who has acquired new programming for the company since 2000 and who received $18.9 million in compensation in 2016, recently purchased a Malibu property for $20 million with his wife, Nicole Avant, Variety reported.

The oceanfront, three-story home is a modern-day Italian palazzo with beach access and a guest house.

Sarandos purchased the property from Los Angeles-based financier J. Blair Frank, who had rented the property to Janet Jackson in 2009. Sarandos and Avant also own another home in Malibu.

Take a look at the gorgeous space, below.

SEE ALSO: A VC and former tech CEO is selling his enormous $30 million Utah ranch — take a look inside

The property is 4,636 square feet.

Views and easy access to the beach can be enjoyed from the large patio, which has various lounge areas.

The interior of the living and dining room also provide an open view.

In the 1950s, Hugh Hefner spun an idea for a risqué men's magazine into a multimedia empire. The Playboy founder died this week at the age of 91, leaving behind an iconic brand worth a reported $500 million.

The globally known Playboy brand has close ties to San Fernando Valley, a sun-drenched suburb of Los Angeles that often goes by another name: Porn Valley.

(There's also "Silicone Valley" and "San Pornando Valley." Clever.)

Playboy Enterprises has always based its operations out of nearby Los Angeles, but the sheer size of the adult entertainment industry to the north allowed the magazine to thrive during the sexual revolution.

Since the 1970s, the hills above Hollywood have played host to a booming pornography industry. Amajorityof American sex films are shot there in warehouses and private homes, helping the San Fernando Valley rake in$4 billionin annual sales in its '90s heyday.

How did an out-of-the-way desert suburb become the porn capital of the world? Location, location, location.

At its onset, the porn industry stretched across Los Angeles, San Francisco, and New York, where the entertainment industry concentrated. Paul Fishbein, cofounder of adult trade group AVN Media Network,told the Associated Pressin 2002 that the business migrated to San Fernando Valley because of "low rents and access to the mainstream movie business."

San Fernando Valley's proximity to Los Angeleshelped create a pipelineof Hollywood talent, which included directors, crew, and actors when they needed a little side income.

Some of the most iconic photographers for Playboy, including Stephen Wayda and Suze Randall (who became the first female staff photographer for the magazine in the 1970s), called San Fernando Valley home.

The valley's dirty little secret offered particularly attractive job prospects in the 1990s, as the mainstream television and film industry began to dry up. Studios were shipping mainstream productions abroad, where they cost less to shoot. Entertainment jobs in Los Angeles shorted, and thousands of employeesmarched Hollywood Boulevard in protest.

Meanwhile, the days of picking out porn in a curtained back-section of your local video rental store and paying for it started to disappear. The growing popularity of the internet made it easier than ever for people to access adult content. The industry exploded.

While feature filmmaking plummeted 13% in 1999, adult movie production rose 25%, theLA Times reported.And the funnel between Los Angeles and San Fernando Valley grew larger.

Porn Valley may not be the porn capital for long.

In 2012, Los Angeles County approved aballot measure that required adult actorsto wear condoms on-camera, causing a mass exodus from San Fernando Valley. The number of adult video permits filed in the county sunk 95% between 2012 and 2016, and many employees fled to Las Vegas, Nevada, where arestriction has yet to be passed.

Last year, the proposition was overturned in Los Angeles County, which porn industry leaders say will encourage the adult entertainment business to return to San Fernando Valley.

"Production out-of-state is a pain in the butt," Adam Grayson, chief financial officer at Evil Angel, a maker and distributor of adult films, told the Los Angeles Times in 2016. "You got to buy a lot of Southwest Airlines tickets. People would love to come back here."

SEE ALSO: Hugh Hefner initially started Playboy with a $1000 loan from his mom

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NOW WATCH: Hugh Hefner's son reveals what it was like growing up in the Playboy Mansion

Tom Brady is the greatest quarterback of all time. 

With a dramatic come-from-behind win in Super Bowl LI over the Atlanta Falcons, Brady has now won five championships. He is also as good as ever at 40 years old, an age when most football players are already retired.

Off the field, Brady's life is pretty fabulous also. He's married to the world's most successful supermodel and once owned a $20 million house with a moat.

Tony Manfred contributed to this report.

Brady was the fifth-highest-paid player in the NFL last season, making $28.8 million.

Source: Spotrac

Brady recently signed a 2-year, $41 million extension with the Patriots. A big chunk of his earnings last season came in the form of a $28 million signing bonus. This season he is making a relatively modest $1 million salary and no bonuses.

Source: Spotrac

Brady is also the third-highest-paid player in NFL history, having already earned $197.2 million in his career.

Read more: The 25 highest-paid players in NFL history

• Beyoncé and Jay-Z are making interest-only payments on the $52 million mortgage they took out on their Bel Air estate.
• Interest-only mortgage payments are lower at first, but can become unaffordable when the principal is added.
• The mortgage strategy can be used by anyone, but requires careful financial planning to minimize risk.

Even Beyoncé and Jay-Z have a mortgage.

The highest-paid celebrity couple has been on a homebuying spree lately, scooping up a secluded $26 million Hamptons mansion in addition to purchasing an $88 million Bel Air estate earlier this summer.

After putting 40% down on the Bel Air property, Beyoncé and Jay-Z are currently making interest-only payments on the remaining $52 million mortgage balance.

For the billion-dollar duo, taking out a mortgage allows them to put their cash toward other uses — which could be a smart business decision, Business Insider's Tanza Loudenback reported.

But if you don't have a net worth of $1.16 billion, an interest-only mortgage could be a risky move.

Interest-only mortgages become more expensive in the future

For those who are simply using an interest-only mortgage as a way to afford a bigger home, it's a strategy that can backfire.

Brandon Turner, a real estate agent at Compass who sells million-dollar apartments in New York City, says some of his younger clients ask about interest-only mortgages because "it would give them the ability to afford a higher priced apartment, and maybe invest a bulk of money elsewhere to build some net worth," he told Business Insider.

But Turner advises against it. "One problem with going with this mortgage option is that when the time comes that you will be paying the interest plus principal, you need to be certain you can afford this, which in turn most likely means that you will have to be certain of an income increase," he said.

If your income doesn't rise as expected before the higher payments kick in, you can find yourself in over your head almost overnight. Even interest-only payments can become unaffordable if interest rates increase.

Although interest-only mortgages make up a very small share of the US mortgage market, according to Svenja Gudell, chief economist of home buying site Zillow, some homebuyers are intrigued by the prospect of buying a home with low initial payments.

Securing any type of mortgage requires very good credit these days — the median credit score for mortgage borrowers was 764 in the first quarter of 2017. In the years since the financial crisis, banks have made the approval process tougher, thanks in part to the CFPB's "ability-to-repay" rule requiring better proof that buyers can afford the payments.

In the US, interest-only mortgages played a big role in the 2008 housing crisis, as many people were hit hard by increasing interest rates and dropping home values. The mortgage product is considered "taboo" in Australia, and regulators in the UK take a hard stance against it.

Gudell agrees that interest-only mortgages are not a sustainable long-term product. "It makes you very susceptible. If the market moves you can very easily be underwater," she said.

Interest-only mortgages may make sense in certain cases

Still, there are some instances when an interest-only mortgage makes sense, even if you're not Beyoncé, San Francisco-based financial planner Elizabeth Revenko writes on NerdWallet. For the average person considering one of these mortgages, the key is to make sure you'll be able to afford the full payments in the future.

If you have high annual income but variable cash flow because you're self-employed or receive most of your compensation in bonuses, an interest-only mortgage can provide flexibility to pay down the principal on your own schedule. Same goes if most of your net worth is tied up in investments you'd rather not sell.

Or, if you plan to sell the home well before the interest-only period ends, it can help keep carrying costs low in the meantime. However, if you aren't able to sell as planned, you'll find yourself on the hook for higher payments when they come due.

Another option could be a low-down-payment mortgage

For some buyers, especially first-time buyers, saving up for the down payment may be a bigger hurdle to homeownership than making the monthly payments. If you have reliable income, but little in savings, you may be able to buy a home with as little as 3% down. In some cases, you can buy a home with no down payment at all.

Buying a home with 20% down and a 30-year fixed rate mortgage is ideal if you can swing it, but as home prices continue to climb, that standard isn't always realistic. Making a smaller down payment could expedite the homeownership process for some buyers.

The bank will see you as a riskier borrower, however, so you'll typically have to pay private mortgage insurance (PMI) until you've built up 20% equity in the home. For example, if your home is worth $250,000, you'll pay PMI until your mortgage balance is $200,000 or less.

Setting a comfortable budget before getting approved for a low-down-payment mortgage can help keep costs in check. Mortgage bankers and real estate brokers are incentivized to push you to spend as much as you can possibly afford — but buying at the high end of your budget could cause financial stress later, and isn't necessarily an investment that will pay off.

Make sure to get objective advice before buying a home

Ultimately, consulting an unbiased third-party adviser, who is not paid based on the total cost of the home, is a good idea, especially before using a less conventional mortgage product. It's important to feel confident you can afford the payments before you sign on the dotted line.

SEE ALSO: Everything you need to know about buying a home, in 7 steps

DON'T MISS: 'Million-dollar ZIP codes' are on the rise — and it could spell trouble for America's homeownership rate

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NOW WATCH: Warren Buffett lives in a modest house that's worth .001% of his total wealth — here's what it looks like

Ruthless millennials have placed the beer industry square in their crosshairs, and retailers are taking notice.

Target has released a line of cheaply priced wines — every bottle is $5 — which could be a smart move to attract thrifty millennial oenophiles. Trader Joe's has long been the go-to for cheap, decent wines for those in the know, but Target's new line could draw some attention.

We grabbed some bottles of Target's new California Roots line and pitted them against similarly priced options from Trader Joe's. We were curious to see if Target could unseat the famed "Two Buck Chuck" from its perch atop the cheap wine throne.

SEE ALSO: One of New York's most famous chefs just opened a delicious fast-food restaurant of the future — take a look inside

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Every bottle of Target's California Roots wine is $5. It's an extremely, almost suspiciously fair price, though it is higher than Trader Joe's iconic "Two Buck Chuck" wines, which now go for $2.99 in most locations.

California Roots offers a cabernet, a red blend, a pinot grigio, a moscato, and a chardonnay. We managed to find everything but the last.

At Trader Joe's, the Charles Shaw label offers cabernet and pinot grigio, as well as several other varietals. To compare to Target's red blend and moscato, we found wines at Trader Joe's that match their price point: a Terrain Vineyards California red blend for $3.99 and a Blue Fin California moscato for $4.49.

It may be part of the world's biggest retailer now, but Jet still has its own personality.

Inside Jet's headquarters in Hoboken, New Jersey, a year after Walmartacquired it for $3.3 billion, the company still feels very much like a startup.

A pool table, with felt in the company's signature purple, is next to the chairs in the visitors' waiting area. Employees mill about with laptops, collaborating and chatting.

"One of the things that's been really important to Walmart since day one ... was making sure we created a path forward that let Jet be Jet," Jet.com President Liza Landsman told Business Insider.

Take a look around Jet's headquarters. 

SEE ALSO: How Walmart turned its $3.3 billion acquisition of Jet.com into its greatest weapon against Amazon

Jet's headquarters are in Hoboken, New Jersey, just a quick train ride across the river from Manhattan.

Occupying the 7th and 8th floors of a building in downtown Hoboken, the office has spectacular views.

Every visit to Jet HQ starts at the reception desk, where you sign in on an iPad. It prompts you to take a selfie.

A safe haven sounds like a good idea right about now.

Somewhere that's warm but not too warm, free from hurricanes and flood-causing downpours, and close to a body of water yet far enough to avoid the threat of sea-level rise.

Which places does that leave? According to climate scientists and urban planners, not a lot.

"The bottom line is it's going to be bad everywhere," Bruce Riordan, the director of the Climate Readiness Institute at the University of California, Berkeley, told Business Insider. "It's a matter of who gets organized around this."

Still, some areas have a better chance of surviving the onslaught of a warmer planet than others, Vivek Shandas, an urban-planning professor at Portland State University, told Business Insider.

"There are places that might at least temper the effects of climate change," he said.

All of them are cities, which tend to be less isolated than rural areas, and most are in the Pacific Northwest.

"Much of the Pacific Northwest is really well-positioned for being one of the better places for climate change," Shandas said.

Urban parts of that region tend to be newer, meaning that their infrastructure — which includes water systems, the power grid, and public transportation — is more modern and "more resilient to major shocks," Shandas said. That's key when it comes to coping with heat and rising water. It also gives the Pacific Northwest an advantage over cities whose infrastructure is badly in need of updates. 

"Generally speaking, the US gets about a D+ for things like this," Shandas said. "Much of our infrastructure was built in the late 1800s, and it's beginning to fall apart."

Riordan agreed. "A lot of places are running into real maintenance issues which lead to delays and overcrowding and operational issues because of aging systems," he said.

Geographically speaking, cities in the Pacific Northwest are also conveniently situated near natural resources like water — an integral buffer against drought — and hills, which provide access to higher elevations with cooler temperatures. The region's temperature is naturally fairly mild, making it a good candidate for those hoping to avoid the heat waves that are already becoming more common. 

"What we’re seeing is longer durations of heat waves every year since 2012," Shandas said. "So one of the key questions is 'How is this area going to cope for the next one?'"

Episodes of intense heat can be exacerbated by a phenomenon called the urban heat island effect, wherein cities essentially act as furnaces, generating so much heat that they become significantly warmer than the areas surrounding them.

One of the largest studies on the effects of heat waves took place in Chicago in the 1990s. That study revealed another important measure of a city's ability to cope with climate change: how involved, enfranchised, and well-organized its populations are. The Chicago residents who fared worst during the heat wave were those who were isolated — typically, people with lower incomes and less access to resources. Those who did better, on the other hand, had historically benefited more from social policies that had incorporated them into society.

"Neighborhoods that are connected do better when these things happen," Riordan said.

That's why Shandas and his team assess social inequity when evaluating how prepared a city is for the future.

"What climate change does is it amplifies these inequities," Shandas said. "It's usually people with resources that have things like air-conditioning units, or cars to escape a hurricane. If a city has a lot of inequity, we can begin to speculate that any event — be it a flood, a heat wave, whatever — will really have a lot of impact and make things worse."

Cities like Seattle and Portland score well on measures of social equality or have plans in place to help distribute resources more fairly. Portland, for example, is one of the only cities with a working group tasked with reducing racial and economic inequality as it relates to potential climate-action policies.

San Francisco also scores well on these measures (though it's not in the Pacific Northwest), since 98% of its population lives within a half-mile of regularly operating transportation. That makes wealth or income  less of a factor when it comes to accessing transit during an emergency.

However, it's important to remember that climate change is not going to act selectively, and a stark impact felt in one part of the planet will have far-reaching implications elsewhere.

"We’re headed into a world that's going to look very different for everybody," Riordan said. "That’s not at the end of the century. That's pretty damn soon."

SEE ALSO: The best US cities to live in to escape the worst effects of climate change

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NOW WATCH: 6 major US cities could be underwater within 80 years — here are the disturbing ‘after’ images

If you saw a tarantula hawk, you'd probably run away. This man gets up close and personal with them. Coyote Peterson is a YouTube star who wants to educate his 8 million subscribers about — among other things — what it's like to get stung or bitten by various animals and insects. We spoke with Coyote about why he does this to himself, and what it's like being a human test bed for these stings. Following is a transcript of the video.

Coyote Peterson: "Gah! I can't movie my arm!"

I'm Coyote Peterson. I'm a host of the Brave Wilderness channel on YouTube.

"This is the most nervous I've ever been to take a sting or bite from anything."

Why do I do the bites and stings? At the end of the day it comes down to the education that we take away from this. For me to put myself into the position of the experimenter, to show you just how bad this bite or sting can be, and then not only how bad it can be, but how to sort of react to it after the fact.

These are not creatures out there that are looking to bite or sting you. Oftentimes, they only bite or sting as a defense to help them get away.

With something like the tarantula hawk, it was pretty intense. It was like an electrical shock into my arm. It actually put my arm into a state of paralysis, but the pain was only super intense for about 5 minutes. After that, my arm was still sore. It swelled up, you know, almost twice the size. Basically, I learned that day, and hopefully everybody out there watching also learned, that the tarantula hawk is definitely something you just want to admire from a safe distance.

The tarantula hawk only ranks as like the third most painful sting on the insect Sting Pain Index. One being least amount of pain. Four being the most amount of pain. The only fours that exist are the warrior wasp and the bullet ant. Now the bullet ant I've been stung by.

I would definitely say there's not a safe spot to be stung. And the reason I'm always stung on my left forearm is primarily for camera purposes. By placing my arm out in front of us on a table, it gives you a real clear sort of target zone. And I hold these creatures safely in what are called entomology forceps, which are sort of soft-tipped tweezers. And because they're trying to get away, they're naturally in their processes of like, OK, I'm gonna sting, I'm gonna sting. 

It takes a couple seconds and boom! You end up taking a sting. I drop the forceps. The bug comes off my arm. I safely get it underneath the glass capsule so that it is contained safely, and then we continue on with me explaining exactly what my body is going through.

"Ugh, I gotta try to control my heart rate."

"It is like ... erggghhh it's hot!"

Well getting stung by any insect can be potentially very dangerous. Whether it's something as simple as a honey bee or something as extreme as bullet ant. If you are ever stung by anything, always seek medical attention. Because you never know how your body is going to react to the venom.

And everybody's internal system is different than everybody else's. For me, I handle venoms extremely well. So far to this point. So I always have a localized swelling, oftentimes blotchiness to the skin, very sore, very tender, and then depending on how my body reacts, a couple hours later my arm may be swollen to twice the size. Which did happen with the bullet ant. And actually a recent bite that I took from a giant desert centipede, which I actually still have the marks on my arm right now. I took two bites, and it was the most painful bite I've ever taken.

We do a massive amount of research before we film any of these bite or sting episodes. And most of the bites that I've taken, other than the accidental ones like the Gila monster, have been non-venomous. So an American alligator, common snapping turtle, some of the pinches from like a lobster or a Dungeness crab, that's not going to kill me.

When it comes to stings or bites that are venomous, we always contact medical professionals before we go through with this. We have a safety team on set with us just in case something is to go tragically wrong. And the last line of defense no matter what is to always have an epinephrine pen with us in case I go into anaphylactic shock.

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When you visit Las Vegas today, you'll likely see plenty of Elvis impersonators and other performers roaming the Strip. And while Sin City is plenty glamorous today, it doesn't quite compare to what the glittery city was like in its heyday, when legends like Elvis and The Beatles gambled in their hotel rooms and performed in casinos with a bevy of showgirls to back them up. 

The upcoming book "Vegas Gold" celebrates an especially memorable time in the city's history: the 1950s through the 1970s. With photographs that showcase the history of Las Vegas as well as the celebrities that descended upon it, the book is a full look at what the party town was once like. It's being released by HarperCollins on October 31.

From Sean Connery to The Beatles and, of course, Elvis Presley, see what the live entertainment capital of the world looked like 60 years ago.

SEE ALSO: The fabulous life of entertainment icon Hugh Hefner, founder of Playboy

Elvis Presley and a number of showgirls performed at the Riviera Hotel in 1956.

In 1964, the filming of "Viva Las Vegas" took place in various parts of the city, including the Flamingo Hotel and Frontier Hotel. Stars Ann-Margret and Elvis dated for a short time during shooting.

Here, you'll see Elvis and Cesare Danova in "Viva Las Vegas."

What's the best way to make scrambled eggs? "Top Chef" judge Tom Colicchio told us recently told us his secrets to creating perfect airy scrambled eggs.

Colicchio is also a spokesperson for Arnold Bread and America's Better Sandwich. Following is a transcript of the video.

Tom Colicchio: A perfect scrambled egg is, to me, it’s soft but cooked through and I think you accomplish that by gently whisking the eggs or using a fork to get some air into it.

Hi, I’m Tom Colicchio of Crafted Hospitality.

When it goes in the pan, the pan shouldn’t be too hot, but the eggs should start to cook when it goes into the pan. Start with a decent amount of butter, melted. Don’t let the butter brown, just so it’s melted. And then when you put the eggs into the pan, just keep scrambling them.

So use the fork, put a fork kind of flat into the pan and just keep moving them around until they start to come together. When they come together, you can regulate the heat. And this is what most amateur cooks, they don't understand is how to actually control the heat. Too often people just turn the heat up and let it sit there. Once the pan is hot, if you just keep that high heat on there, it's going to burn everything. So you have to learn to regulate the heat. Now you can either do that by turning the heat down or just moving it off the heat and moving it back and forth. So, if you're making scrambled eggs and you’re just kind of moving it over and watching the eggs cook — the other thing, once the eggs start to come together, get rid of the fork and use a spatula. And then just kind of fold it over and turn it over until the eggs just come together and then it's done.

So there's another way to cook scrambled eggs as well. We call them the creamy scrambles. So you take a whisk and really vigorously whisk the eggs until it gets really airy, and then that goes into a pot, not a sauté pan, but a pot. I use one with sloped sides. And constantly whisk it, just keep whisking it, almost like you're making hollandaise. And then at a certain point, when it starts to cook, then the spatula and then start folding it and it’s really, really light and fluffy.

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October is here and that means it's time to watch some good movies.

The fall season has already started off strong with impressive titles like the blockbuster "It" and the Oscar-buzzy Jake Gyllenhaal drama "Stronger."

And things will only get better with event movies like "Blade Runner 2049" and "Justice League" mixed with dramas like "Call Me By Your Name" and "Mudbound," coming soon. 

Here are 34 movies coming out this fall that you shouldn’t miss:

SEE ALSO: Every "Game of Thrones" romantic relationship, ranked from worst to best

"It" - IN THEATERS

The latest adaptation of Stephen King's classic novel looks to be the most chilling yet. In it, a group of bullied kids team up to take on a monster named Pennywise (that looks like a clown) that hunts kids.

"First They Killed My Father" - ON NETFLIX

Netflix's next anticipated movie from a marquee name is Angelina Jolie's latest directing effort that looks back on the horrific upbringing in Cambodia of Loung Ung. Jolie cast hundreds of survivors and their children to recreate their stories. 

"mother!" - IN THEATERS

Darren Aronofsky's latest thriller stars Jennifer Lawrence and Javier Bardem as a couple whose lives are suddenly interrupted when guests arrive at their home. Aronofsky has always had a knack for completely messing with audience's heads, and this one looks to be no different. The movie also stars Ed Harris and Michelle Pfeiffer. 

If you're a millennial in search of a good place to live, you might find what you're looking for in Middle America.

Despite stabilizing rent prices in popular coastal markets like New York City, Boston, and San Francisco, these places remain unaffordable for the average millennial.

Cities in the Midwest and South, however, offer affordable housing, stable and well-paying jobs, and a good quality of life.

That's according to a recent study by Apartment List, which evaluated the housing and job markets of popular US metro areas, as well as the satisfaction of residents there, to discover the best places for millennials to live.

To compile its ranking, Apartment List gathered the following metrics for the 75 largest US metro areas:

• Affordability: Median rents and the share of households that can afford the median-priced home. Based on data from Apartment List and Harvard JCHS 2017 State of the Nation's Housing Report.
• Jobs: Median wages, wage growth, and the millennial unemployment rate. Based on Bureau of Labor Statistics and Census Bureau data.
• Livability: Renters' satisfaction with weather; access to parks community activities, and nightlife; opportunities to date and make friends; and safety and low crime rates. Based on Apartment List's annual survey of 24,000 renters.

Each of the categories was weighted equally to determine the final list. Below, take a look at the 10 best metro areas for millennials. On each slide, we've included the metro's score for each category, as well as median income and median rent.

SEE ALSO: 31 US cities where you don't have to earn 6 figures to live well

DON'T MISS: Here's how much money you actually take home from a $75,000 salary depending on where you live

10. Minneapolis, Minnesota

Job score: 67

Median income: $43,170

Affordability score: 51

Median rent: $1,217

Livability score: 73

9. Houston, Texas

Job score: 76

Median income: $38,470

Affordability score: 59

Median rent: $1,015

Livability score: 55

8. Oklahoma City, Oklahoma

Job score: 71

Median income: $35,160

Affordability score: 90

Median rent: $819

Livability score: 34