Quantcast
Channel: Business Insider
Viewing all 116889 articles
Browse latest View live

13 unexpected costs of having a kid

$
0
0

dad with baby

First-time parents face a mountain of expenses, from top-of-the-line nursery furniture to dozens of teensy polka-dotted socks.

But filling a nursery isn't the only thing making demands on a new parent's wallet. Unscheduled doctor's visits, utility bill spikes, and the ever-increasing cost of childcare can hit new parents' bank accounts with a variety of unexpected costs. 

While everyone's experience is different, a little foresight can be great for the budget. So we reached out and asked real parents, including our Business Insider colleagues: What costs did you not see coming before your baby was born?

Here's what they said:

 

SEE ALSO: Why you should start saving up to have kids as soon as you get married

DON'T MISS: 12 things successful married couples do with their money

The cost of convenience

Andrew Key, who runs the website Living Rich Cheaply, didn't expect that he would lose his inclination to comparison shop after his son's birth last July.

"I like to consider myself a savvy shopper, and I always try to find the best price. But when you're sleep deprived and have a crying baby at home, you just buy whatever it is you need at the most convenient place," he explains. "Most times, the closest place doesn't have the lowest price, but it's not worth it to comparison shop when you're short on time."



Bottles

A few bottles aren't so expensive — but what about when you have to buy every kind?

"No one really talks about it, but sometimes babies refuse to drink from the bottle," explains Key. "When my wife returned to work, my son would not drink from the bottle, which was pretty stressful, as he was extra fussy. We bought a bunch of different bottles until we found one that he was willing to drink from."



Utility bills

They say a baby should always wear one more layer than you do, but keeping the house warmer will cost you. 

"The one cost that I didn't even think of was the increase in utilities," says Grayson Bell of Eyes on the Dollar, who had a 15-month-old at the time he spoke with Business Insider. "My wife and I are very hot-natured and love our home cold all year round. Since our son was born after Christmas, our home was cold, but that quickly had to change. We now pay double for our electricity bill and 30% more for our water."

The same holds true for babies born in the summer as well. 

"We had a bag of tricks to get through NYC's muggy summers in our top-floor apartment with nonexistent roof insulation — by turning off the AC units, turning on fans, and sleeping on top of the covers — but this wasn't an option for us with our newborn, who was born right as summer started," said Dave Mosher, science correspondent for Business Insider. "A sleepy baby (and her sleepy parents) kept us anchored at home and using the A/C all of the time." 



See the rest of the story at Business Insider

The 13 most powerful members of 'Skull and Bones'

$
0
0

George Bush

In 1832, Yale students — including future President William Howard Taft's father— founded one of America's most famous secret societies: Skull and Bones.

Since then, the group has come to signify all that both mesmerizes and repulses the public about the elite.

Each year, only 15 juniors are "tapped," or chosen, for lifetime membership in the club. 

A windowless building on 64 High St., the "Tomb," serves as the club's headquarters. The roof is a landing pad for a private helicopter, according to Alexandra Robbins' book, "Secrets of the Tomb: Skull and Bones, the Ivy League, and the Hidden Paths of Power." For that perk and others, Bonesmen must swear total allegiance to the club.

New members reportedly divulge intimate personal details, including their full sexual histories, before they're inducted. They also agree to give part of their estates to the club. But, in return, they receive the promise of lifelong financial stability — so they won't feel tempted to sell the club's secrets, Robbins writes.

From among those business titans, poets, politicians, and three US presidents, we picked the honor roll.

Christina Sterbenz contributed to an earlier version of this list.

William Howard Taft — Class of 1878

As the only person to serve as both president and Supreme Court chief justice, Taft earned his spot on our list. The 27th president went by "Old Bill" during his Yale days but later earned the nickname "Big Lub."

Taft also received the honorary title of "magog," meaning he had the most sexual experience while in the secret club, according to Alexandra Robbins. 

Young Taft probably found entrance into the club rather easily. His father, former Attorney General Alphonso Taft, cofounded Skull and Bones as a Yale student in 1832.

 



Walter Camp — Class of 1880

Known as the "father of American football," Camp, with other classmates, developed the game from the Brits' version of rugby. He played in the first rugby game at Yale against Harvard in 1876.

Camp created many of modern football's rules, such as assessment of points and limiting the field-team to 11 men per side. But most importantly, he brought organization and esteem to the game, serving on the rules committee until his death. 

Camp also established the National College Athletic Association, still operating today. During World War I, most of the armed forces conditioned using his tactics. 



Lyman Spitzer — Class of 1935

A noted astrophysicist, Spitzer dreamed up the idea behind the Hubble Space Telescope — the first method to observe space uninhibited by the Earth's atmosphere. He also lobbied NASA and Congress for the funds and oversaw production of the actual machine. 

After 44 years, NASA launched the Hubble into space. The Hubble remains there today, providing stunning images of the universe and making new discoveries.

NASA named the Spitzer Space Telescope in his honor.



See the rest of the story at Business Insider

A look inside Facebook's New York office, where employees of the $280 billion company enjoy virtual reality games and an in-house pastry chef (FB)

$
0
0

Facebook NYC 4958

Known for its incredible perks, impressive salaries, and great corporate culture, Facebook is one of the world's most desirable places to work.

The Menlo Park, California-based tech giant consistently earns top spots on rankings like Business Insider's annual "best companies to work for," Glassdoor's "best places to work," and LinkedIn's "top attractors," among many others.

To see what all the fuss is about, Business Insider recently visited Facebook's Manhattan office ... and let's just say, we get it.

Here's what we saw and learned during our tour:

SEE ALSO: A look inside $23 billion LinkedIn's New York office, where employees enjoy perks like free gourmet meals and a speakeasy hidden in the Empire State Building

DON'T MISS: A look inside Uber's Manhattan office, where employees of the $66 billion company have wine on tap and can bring their dogs to work

DON'T FORGET: A look inside the New York office of Yelp, a $3 billion company that offers its 4,000 employees around the world some of the most incredible perks

We arrived at Facebook's Greenwich Village office on a mild Friday afternoon in November. Once we checked in, we were greeted by engineering director Jeff Reynar and corporate communications manager Jamil Walker.



The first thing that jumped out at us on the tour was this physical embodiment of a Facebook "wall." Reynar told us New York City Mayor Bill DeBlasio and New Jersey Senator Cory Booker recently stopped by to sign it. “What’s kind of fun about this is that there’s a wall at most of our offices," Reynar says. "It’s kind of temporary. At some point, we’ll probably do some kind of construction and this will go away and we’ll start a fresh one with new signatures."



Across all of its 66 offices and data centers worldwide, Facebook — which has a market cap of $280 billion as of mid-November — employs almost 16,000 people. About 1,000 of them work in the Frank Gehry-designed Manhattan location, which also houses members of the company's Instagram team. Facebook occupies four floors of the building, which was once a Wanamaker's department store.

Source: Markets Insider



See the rest of the story at Business Insider

28 changes to make in your 20s to set yourself up for lifelong success

$
0
0

meditation

Your 20s are, at least according to one psychologist, the "defining decade," because they play a huge role in who you'll become personally and professionally.

So don't screw them up!

We're only kidding — you'll definitely screw them up in some capacity, and that's okay.

If you can make at least some of the changes we've listed below — like practicing mindfulness and not sticking around in bad relationships — you'll be in good shape.

These ideas are drawn from multipleQuorathreads, where users of all ages shared their insights into how to make the most of your 20s.

Read on, and find out what you should start (and stop) doing in your 20s to lay the foundation for lifelong success.

1. Start writing down your goals

Toward the end of his 20s, Quora user Dirk Hooper started envisioning his ideal lifestyle five, 10, and 20 years down the road.

To ensure that he wasn't just fantasizing, he wrote down what he hoped to achieve and how he might get there.

"The act of writing your goals and dreams do[es] a couple of things for you," Hooper writes. "It forces you to nail down what's really in your mind, and it gives you a tangible record that you can refer to over time."

There's research to back up Hooper's theory. In one study, college students were instructed to write down a path toward achieving their future goals. Unsurprisingly, many of those goals involved finishing their education. Results showed that students who completed the writing exercise were more likely to stay in school than those who didn't do the exercise.

2. Start letting go of your ego

A number of Quora users mentioned some variation on the idea that you shouldn't let pride or vanity get in your way, and you should stay open to alternate viewpoints.

Michael Elijah writes: "Learn how to kill your ego. It blinds and fetters us from possibility and progress. Learn how to burst your bubble with simple questions [such] as, 'What if things aren't what they seem to be?' and vitally, 'What if I am wrong?'"

3. Start reading a lot

After college, Hooper realized there was still a lot he didn’t know.

"So, I became a voracious reader," he said. "I engaged in a campaign to educate myself on any subject that inspired me. One book led to another. Over the years I've learned 10 times more than I ever learned in high school or college."

We're not advocating autodidactism over formal education, but reading is a great way to learn more about topics that aren't necessarily covered in class. Get started with this list of 30 books to read before turning 30.

4. Stop trying to live someone else's life

It's tempting to use other people's expectations and values as the yardsticks by which you measure your own accomplishments. But doing so can prevent you from ever feeling truly fulfilled.

Here's Franklin Veaux:

If there's one thing you can do that will help more than anything else, it's this: Live life on your own terms. Don't do things because you think you 'should.' Don't do what other people tell you to do. Don't do what society expects you to do. Don't sit around waiting to start living your life. This life belongs to you and to nobody else. You will not get a chance to do it again. Live it on your terms.

5. Stop feeling bad about the past

In response to the question, "What should one do in their 20s to avoid regrets in their 30s and 40s?" several Quora users suggested that regret isn't a particularly healthy mindset.

Writes Jayesh Lalwani:

There are two kinds of people in the world: People who live their lives looking back, and people who live their lives looking forward.

You can recognize people who live their lives looking back by their heavy use of shoulda-woulda-coulda. I should have taken that job. I could have gone to that college. I would have married the girl. I could have been a contender. These people are constantly looking for things to regret. To them, life is a series of failures, and every future opportunity is a chance to [mess] up.

6. Start showing loved ones you care

"If you really care about a certain someone, make it a habit to show it," says Christian Svanes Kolding.

"Little gestures, kind words. It's not about constant contact, but more about finding mutual ways to share your life with the people you care most about. … And if you have a partner, show your love. Take nothing for granted. Life happens."

7. Start taking care of your health

"The simplest and most important action you can take is to protect your health," writes Andrew Solmssen. "Once it's gone, it's really hard to bring back. Most people in their 40s and beyond would trade money for health."

Exercising is especially crucial at this juncture in your life. If you start early, you'll establish the habit for decades to come, which will be especially beneficial in your late 30s when you start losing muscle mass. Just remember to choose physical activities you really love, since you're less likely to continue exercising if you dislike your workouts.  

piggy banks

8. Start saving for retirement

"Spend less than you earn and put money in an IRA," says Paul Richard. "Compounding does amazing things and you will be able to retire when you want, instead of working forever."

Richard is right: The earlier you start saving for your golden years, the more time your money has to accrue interest.

9. Start asking questions

"By asking questions, you're getting different perspectives from different people," writes Brian Austin. "To a greater or lesser extent, all of our lives are enriched by sharing the thoughts and ideas of others."

Scientists say this kind of curiosity and knowledge-seeking can strengthen your personal relationships because you spend time listening, and it boosts your performance at work because you always want to learn and improve.

10. Start flossing

It's "disheartening how many sit in dental chairs for hours later in life forking over thousands," writes Madeleine Gallay.

Recently there’s been some controversy in the medical community over whether flossing has benefits. Apparently, as Business Insider’s Erin Brodwin reported, the effectiveness of flossing has never been studied.

Still, many experts say that not flossing lets plaque build up between teeth and become tartar, a hard deposit that can irritate gums, and can potentially lead to infection and gum disease. Gum disease is also linked to other problems, including diabetes and heart disease — but there’s no evidence that one directly causes the other.

11. Start practicing mindfulness

Mindfulness is about becoming more aware of your thoughts, feelings, bodily sensations, and surroundings. Experts say it can help you perform better at work because it allows you to deal with stress in a more healthy way.

Lauren Ramesbottom recommends cultivating mindfulness by setting aside a certain period of time every day or week for quiet meditation or reflection:

"This could be anything from writing in a journal, to listening to quiet music in the dark in your room, focused deep breathing or doing yoga. Anything that allows you to separate yourself from the daily trials of life … and have an open conversation with yourself in regards to how you're feeling."

12. Start learning how to read a scientific paper

"Learn a bit about medicine, including how to read a scientific paper," says Austin Schopper. "This will not only help you learn to take care of yourself better, but will also insulate you from con artists and frauds trying to sell you 'detox' remedies and miracle cures."

Over at The Huffington Post, Jennifer Raff, Ph.D., a professor of physical anthropology, offers nonscientists a (nonscary) guide for reading and understanding a scientific paper.

13. Start learning how to cook

"Learn how to prepare a meal for more than just you," Schopper says.

You might live alone now, but chances are at some point, you'll be cohabiting with a significant other and/or kids — and this skill will come in handy. Plus, cooking most of your meals at home saves money and tends to be healthier than dining out.

14. Start getting involved in meaningful causes

Consider joining a Meetup or another group of people who are interested in similar political and cultural issues.

"You will never have this much energy, health this great, or this much disposable time again in your life," writes Heidi McDonald. "Make the most of it. This is your best chance to make a difference in the world."

15. Start following current events

"Chances are," McDonald writes, if you keep up with the latest news, "you'll find your passion, whether that's a cause you're interested in or a niche you believe you can fill."

Moreover, you'll be better able to make small talk if you've got a few hot topics on hand.

16. Start traveling

"Don't be a tourist but a traveler," says Shrey Garg. "This will help increase your vision and make you realize how big and small the world is at the same time."

Over at US News, Claire Volkman advises going beyond the landmarks and discovering the cafes, stores, and parks that exist off the beaten path. You may also want to consider renting a home instead of a hotel in a neighborhood far from tourist attractions.

woman walking road

17. Start taking alone time

Garv Suri recommends spending half an hour every day in solitude.

Make sure you don't have your phone with you: Researchers say humans need true solitude, away from texts and Twitter, in order to understand their own behavior and experiences.

18. Start conducting weekly reviews

"One great habit is a weekly review to look back at the past week and lay out the one coming up," says Curt Beavers. "Use these three questions:

"1. What went well last week? (Celebrate and continue these.)

"2. What didn't go well? (Stop, overcome, or remove these from your plate.)

"3. Based on the answers above, what changes do I need to make to make this week better?"

19. Start appreciating failure

Here's Arpit Sethi's advice to a 22-year-old who wants to know the best way to invest time: "Fail. Merely out of our teens this is the best thing that can contribute in the making of an adult. The more we fail, the more we learn."

Sarah Rapp of 99U interviewed Tim Harford, author of "Adapt: Why Success Always Starts With Failure," and learned that failing productively involves trying lots of new things, failing in a safe space, and being prepared to ditch your plan if it's just not working out.

20. Start expressing gratitude

"Start each day with a thankful heart," says Alex Chuang. "Gratitude can turn ordinary things into blessings and is the easiest path to happiness. Don’t let the things you want make you forget the things you have."

In fact, successful people from John Paul DeJoria to Oprah Winfrey have a daily gratitude practice. DeJoria, for example, sometimes uses the first five minutes of the day to "reflect on what I have in life and for what I am grateful."

Meanwhile, research suggests that taking the time to express gratitude for and appreciate your partner is a key predictor of relationship satisfaction.

21. Start saying 'no'

"Focus intensely on the actions that bring happiness into your life," writes Nelson Wang, and try to cut out the rest.

Of course, telling a coworker that you can't proofread her project report or a friend that you can't make his birthday party is easier said than done. Try offering an alternative when you say "no" — for example, "I can't read the document today, but here are my two biggest tips for writing a project report."

And don't feel the need to apologize — you aren't doing anything wrong by saying "no."

22. Start coming up with lots of ideas

Ayodeji Awosika cites author James Altucher, who recommends writing down at least 10 ideas every day in order to strengthen your "idea muscle."

Awosika writes: "How many good ideas do you need to have to become successful? One. If you write down 10 ideas per day that's 3,650 ideas per year. Using simple math and the law of averages, you're bound to hit on something worthwhile."

His advice makes sense in light of something psychologist Adam Grant discovered when he researched creativity and success. The most successful people don't necessarily have better ideas than everyone else — but they're persistent, so they come up with more ideas, one of which is bound to work out.

couple fighting annoyed complain

23. Stop sticking around in a bad relationship

Alden Tan recommends giving love a chance — but also having the courage to admit when it's just not working out:

If a relationship is totally loveless and totally going nowhere, just end it.

Don't stick around just because of comfort or fear. You deserve the best kind of love. You don't [want] to grow up being 30 or 40 and with somebody you're not in love with. That's just burdensome.

24. Start learning how to manage your time

Syed Jack Rizvi advises 20-somethings to figure out exactly where they're wasting time and then cut all relatively useless activities from their daily routine.

Meanwhile, Etienne Garbugli, a product and marketing consultant, shared some time-management lessons he wished he'd known when he was starting out in his career. Two key ones: Don't multitask, and write down everything that's distracting you at the moment.

25. Start holding yourself accountable for your actions

That's a tip from SaiPriya Subramanian.

It's easy — and maybe somewhat justified — to blame your parents for all your dysfunctional behaviors at work and in relationships. But it's probably easier to beat those behaviors one you take responsibility for them.

26. Stop making excuses

Writes Michael Merrill:

"We say we have no time and then spend it on the internet or watching TV. We say we have no money and do nothing to get it. We say we don't know the right people yet someone out there is meeting them right now."

In other words, stop letting yourself off the hook for not being the person you want to be.

In his book "The Achievement Habit," Stanford engineering professor Bernard Roth says we hold ourselves back when we try to justify our negative behavior. We'd be happier and more successful, he says, if we stopped giving "reasons"— or excuses — for everything.

27. Stop putting off all your life plans

Hemant Pandey advises against sacrificing happiness today for the prospect of success down the road. As an example of this behavior in action, Pandey says you might be so focused on getting ahead at work that you don't make one hour for the person you love.

In fact, when you ask people about their biggest regrets in life, many of those regrets center on family and romance, like not spending time with kids when they were young.

28. Stop being satisfied with yourself

That doesn't mean you should hate yourself or play down your accomplishments. Instead, it means you should constantly be looking to learn and grow.

Writes Shubham Sawoo:

If a feeling of satisfaction comes within us from the early 20s, then this means that we do not have any dream, or perhaps we have given up on it. This is the point from when we'll not be able to make any more improvement. Our dreams should be big, bigger than the remarks of the entire world, bigger than all our fears. And once we have this dream, we should keep on trying until that dream becomes our reality.

SEE ALSO: 10 changes to make in your 30s that will set you up for lifelong success

Join the conversation about this story »

NOW WATCH: TONY ROBBINS: What you need to do in your 20s to be more successful in your 30s

Here’s the $5.3 million mansion the Obamas will live in after the White House

Here's how much you need to make to be in the top 1% of every state

Apple is testing more than 10 different prototypes of the iPhone 8 (AAPL)

$
0
0

iPhone 7 concept

Apple is testing more than 10 prototypes for new iPhones that could go on sale next year, The Wall Street Journal reported on Monday.

Citing sources, The Journal said some of those prototypes may have a new design centered on a curved screen.

The technology that would enable that curved screen is called OLED, a newer kind of display that has deeper blacks and lower power consumption.

The fact that Apple would need tens of millions of these OLED screens for next year is setting off a race among screen makers, including Samsung, LG Display, Foxconn-owned Sharp, and Japan Display.

The Journal said Samsung would supply "most" of Apple's initial OLED needs, confirming what Bloomberg reported earlier.

But Apple is pushing the other three to gear up to supply OLED iPhone screens as soon as 2018. That would require significant investment — The Journal said Sharp would need to spend more than $5 billion to develop the technology and capacity to supply OLED screens to Apple.

"We don't know whether Apple's OLED iPhones will be a hit, but if Apple doesn't walk down this path and transform itself, there will be no innovation," Sharp CEO Tai Jeng-wu said last month. "It is a crisis but it is also an opportunity."

A clear picture

The information in Monday's Journal story lines up with other reports from Nikkei as well as analyst reports from Barclays and KGI Securities.

As iPhone sales decline, pressure is mounting on Apple to deliver a very desirable new iPhone model in 2017 to return the line to growth.

This model is widely expected to feature glass casing, wireless charging, and a new edge-to-edge screen design, in addition to the latest chips and technologies.

"iPhone 8 design didn't sound 100% locked down but we believe the move is to a bezel-less design with screen sizes getting larger and curved edges in the original envelope," Barclays analysts wrote in November.

KGI Securities pointed to three iPhone models in 2017, with only one sporting the new kind of OLED screen. "We predict three new iPhone models will be launched in 2017: 5.1-5.2' OLED, 4.7' TFT-LCD, and 5.5' TFT-LCD," the KGI Securities analyst wrote.

The Journal warns that the OLED iPhone could be scrapped before its expected launch next fall. After all, Apple is testing 10 prototypes and reportedly killed an iPhone model months before launch in 2016. It sounds as if Apple's plans will depend on whether the company's suppliers can provide enough next-generation screens.

SEE ALSO: Speculation is mounting that Jony Ive has checked out at Apple

Join the conversation about this story »

NOW WATCH: 7 places you can’t find on Google Maps

Learn 3 tie knots that are perfect for the office


4 things every American should know before booking a flight to Cuba

$
0
0

Following the death of Fidel Castro, thousands of tourists are expected to travel to Cuba for what is considered to be the island's "high season." 

In the summer of 2015, Business Insider sent three reporters to Havana, Cuba, to see what it's like to visit the country as tourists. While we had a great time, there are a handful of issues that American tourists should seriously consider before booking a flight.

We have lots of stories about our adventures on the island, which you'll be able to find here.

Follow BI Video: On Twitter

Join the conversation about this story »

14 of the coolest places to hang out in LA, according to the startup execs who work there

$
0
0

hotel erwin venice

Though not everyone is on board with the term "Silicon Beach," it's hard to deny that Los Angeles' tech scene is growing to rival its northern neighbors in Silicon Valley.

Communities like Santa Monica, Venice, and West Hollywood — where many startups have set up shop — are known for their proximity to the beach and laid-back lifestyle.

But Los Angeles is much more than sun and sand — there's a huge food and drink scene to enjoy there as well. Startup execs can sample top-notch cuisine from a large variety of restaurants, many of which place a priority on locally sourced ingredients and innovative construction. 

We've asked some of our friends working in Silicon Beach startups where they like to eat and drink in their neighborhood. Their suggestions covered quite a bit of ground, from coffee shops in Hollywood to vegan establishments in Venice. Whether it's for a quick power lunch or after-work drinks, the focus is on fresh, high-quality ingredients they can enjoy on the go. 

SEE ALSO: 14 science-backed answers to your biggest questions about wine

DON'T MISS: Here's the favorite drink of every US president

Groundwork Coffee

671 Rose Avenue, Venice

3 Westminster Avenue, Venice

Other locations in Downtown LA, Santa Monica, North Hollywood, Hawthorne, and Portland

This Venice-born organic coffee shop, which has grown to include several other locations in Los Angeles and Portland, is a favorite morning stop for many Silicon Beach-based entrepreneurs. Christopher Gavigan, The Honest Company's cofounder and chief purpose officer, and Ariel Kaye, founder and CEO of Parachute, both listed it among their favorites.

"While the coffee at this Venice staple is the perfect morning pick-me-up, it's the avocado toast that keeps me coming back," Kaye told Business Insider. 

The avocado toast comes topped with corn, sweet chili sauce, queso fresco, and a soft-boiled egg. Kaye's direct-to-consumer bedding and home goods startup recently opened a one-room hotel in the neighborhood.



Café Gratitude

512 Rose Avenue, Venice

Other locations in Downtown LA, Larchmont, and San Diego

Cafe Gratitude offers a 100% plant-based menu and an uplifting message. You'll spot the words "What are you grateful for?" on the plates and positive affirmations on the menu. 

Said Gunnar Lovelace, cofounder and co-CEO at the organic-food site Thrive Market: "Great food, shared values, and their chocolate cake is addictive!"

"The Parachute team practically runs on their matcha lattes," Parachute founder and CEO Ariel Kaye said. "We need a tab."



Back on the Beach

445 Pacific Coast Highway, Santa Monica

When it comes to happy hour, Back on the Beach offers an experience you're unlikely to find in most other cities. 

"It's the only restaurant where you eat with your feet in the sand, literally on the beach," Sam Polk, cofounder and CEO of Everytable, said to Business Insider. "I go there on Friday evenings after a long week to decompress, and also meet friends and family there every Sunday for beach volleyball and brunch. It also helps that my brother, Daniel Polk, is the head chef!"

Egg sandwiches, huevos rancheros, and an ahi tuna salad are menu highlights at Back on the Beach. Everytable is a new healthy fast-food chain that has different prices based on the median income of residents living in surrounding neighborhoods.

 



See the rest of the story at Business Insider

The 19 most expensive homes for sale in the US right now

Shoppers trashed a Nike store in Seattle on Black Friday (NKE)

$
0
0

This year, Black Friday turned orange for one Seattle-area Nike store.

The sportswear giant's iconic orange shoe boxes littered the floor after shoppers tore through the Tulalip, Washington, store on the second-biggest day for retail of the year. Pictures of the store went viral Saturday.

An employee of the store said about 20,000 shoppers entered the store from 8 p.m. Thursday to 10 p.m. Friday, BuzzFeed reported, leaving a trail of destruction in their wake.

"People [were] not putting anything back in the right place at all the whole time we were open," the employee said.

A video from the store shows customers stepping over strewn-about boxes and children idly kicking them away. The damage does not seem to be contained to any one area of the store.

Nike is expected to maintain its status as one of the hottest brands this holiday season, and it is still very popular among teenagers and young adults.

A spokesperson for Nike confirmed to Business Insider that the store experienced a high volume of shoppers on Black Friday, and the store was put back in order by Saturday morning.

SEE ALSO: What the Trump presidency could mean for sneaker prices

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

Join the conversation about this story »

NOW WATCH: We did a blind taste test of wings from Pizza Hut, Domino's, Papa John's, and Buffalo Wild Wings — the winner was clear

19 gorgeous photos of daily life in Cuba

$
0
0

Cuba

In the wake of Fidel Castro's death this week, tourists who are currently in Cuba and those who have booked flights in the coming week will find themselves in the middle of a nine-day national mourning period. Though in other cities people took to the streets to celebrate, in Havana, the usually lively atmosphere is "subdued."    

In the summer of 2015, the US and Cuba began finalizing the long process of restored relations. The American flag was lifted above the American embassy once again, sparking the interest of many tourists eager to visit the island. While some restrictions are still in place for general tourism within the country (and President-elect Donald Trump has threatened to scrap the US' deal with Cuba), commercial flights are now freely going in and out, and it's becoming a viable vacation destination for those who can qualify to travel there. 

Here's a look at daily life on the once-restricted island, which will enter its tourist high season in December.

SEE ALSO: How a real Cuban cigar is made, shown in 13 gorgeous photos

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

From Havana's National Museum of Fine Arts to the smaller art markets in the streets, tourists can find beautiful and colorful art all across the city.



Soccer games are played everywhere, even in the street.



Cubans are known for their love of vintage cars.



See the rest of the story at Business Insider

10 etiquette rules to remember the next time you fly

$
0
0

Unless you're fortunate enough to be flying in a first class suite, air travel can often be a stressful and exhausting experience. 

However, for those of us who can't afford a luxurious upgrade, there are a few basic etiquette rules that can improve the comfort of your journey. Follow them, and your next flight might just be pleasant — as long as everyone else follows them, too.

BI_Graphics_Airplane etiquette rules redo

SEE ALSO: This small trick can save you serious cash on flights

DON'T FORGET: Follow Business Insider's lifestyle page on Facebook!

Join the conversation about this story »

NOW WATCH: This plane will make airport runways obsolete

These are the real faces behind every Disney princess

$
0
0

moana voice actress

Over the years, 17 women have lent their voices to bring Cinderella, Belle, Mulan, and the other Disney princesses to life.

Disney's new masterpiece "Moana" introduces the studio's strongest female role model yet. The Polynesian teen is played by 16-year-old newcomer Auli'i Cravalho, from Hawaii.

"Moana" became the second-biggest box-office opening on Thanksgiving weekend, second to "Frozen."

Here's a little background on Cravalho and the leading ladies that came before her.

SEE ALSO: 7 amazing Easter eggs you probably missed in Disney's 'Moana'

Snow White befriends small forest creatures and takes a long, curse-induced nap in 1937's "Snow White and the Seven Dwarfs."



In real life, Adriana Caselotti was a convent-educated teenager who beat out 150 actresses.

Walt Disney personally hired 18-year-old Adriana Caselotti for the role of Snow White in his first feature-length cartoon. She made $20 a day reciting lines and singing, which is reportedly less than for one of the actors who voiced a dwarf.

After "Snow White," Caselotti sang opera, worked briefly in real estate and the stock market, and wrote a book on singing.



In 1950's "Cinderella," the princess made an unforgettable appearance at a ball.



See the rest of the story at Business Insider

Scientists have figured out why our socks keep getting lost in the wash

Game 12 of the World Chess Championship was nothing like what chess fans were hoping for from Magnus Carlsen

$
0
0

Magnus Carlsen WCC 2016

NEW YORK — Chess is a game of strategy, and reigning World Champion Magnus Carlsen was nothing if not strategic in Game 12 of his match against Russia's Sergey Karjakin on Monday.

With the score tied at 5.5-5.5, the title-holder from Norway, with white, invited Karjakin to play the Berlin Defense, and the challenger obliged.

The Berlin yet again lived up to its drawish reputation, and after a mere 30 moves and roughly 45 minutes of play, the men shook hands.

The match will now go to tiebreakers, 25-minutes "rapid" games, beginning Wednesday at 2 PM ET. There will be four of those. If there's still no winner, the 2016 World Chess Championship goes to five-minutes blitz games.

Carlsen is not only the world's number-one ranked player in classic chess — he's also number one in rapid and second only to China's Ding Liren in blitz, according the the most recent FIDE rankings. Like any top Grandmaster, Karjakin is no slouch at either rapid or blitz, but Carlsen is, on paper, a lot better.

So it's abundantly clear why Carlsen decided to avoid pushing for a decisive result. He has white, he could push for an advantage, but the opening is a tough one to crack open, and if he makes an error, he blows his title. He likes his chances in rapid and blitz against the conservative Karjakin, who hasn't made a lot of mistakes in standard chess during the championship.

But still! You're the World Champion! You have white! It's the final standard game of the World Chess Championship! Time for some fireworks, right?

Sadly, no.

Fans were hoping for more, but honestly, a thrilling Game 12 was probably too much to hope for. Besides, both Carlsen and Karjakin are 25 years old (Carlsen turns 26 this week) and are are children of the computer age. Their play is deeply informed by powerful "analysis engines," computer programs that have taught them to ruthlessly evaluate positions and maintain equality. 

Carlsen isn't completely beholden to this "new age" of elite chess. He sometimes appears indifferent to opening theory and would rather outplay his opponents in long games where a small advantage can be nurtured, or when the pressure yields late-game errors.

But Karjakin is a slightly scary combination of risk-averse player and skilled calculator. Over and over again in the championship, he's found the right move, mirroring computer evaluations. In a weird way, the matchup has been both perfect — and perfectly boring. Karjakin's refusal to self-destruct has set Carlsen up for the marathons he wants. But Carlsen hasn't been able to provoke the ruinous inaccuracies from Karjakin that's he's needed. 

And so: ten draws and only a single win for each player. 

A lot of fans, not to mention plenty of GMs and chess commenters who don't want to see the World Champion turn into a dreary slog, are depressed by this. A solution might be longer standard match schedules, 20 or more games rather than 12, to encourage players to go for wins knowing that they'll be able to recover from losses. 

But that would mean a major commitment of time from players and fans — and there's no guarantee that the result of such a match wouldn't be 10-10.

Anyway, we can now root for some flashier rapid games.

Not much to say about Game 12, in which the pieces and queens were exchanged, leaving rooks, bishops, centralized kings, and symmetrical pawns on the board. It's a more-or-less textbook draw:

Carlsen Karjakin Game 12

SEE ALSO: The World Chess Championship is tied as Magnus Carlsen and Sergey Karjakin prepare for final game

Join the conversation about this story »

NOW WATCH: Here’s what a computer is thinking when it plays chess against you

Tell us your funniest or weirdest company holiday party stories

$
0
0

man sleeping floor drunk party

Have you woken up in the wrong city? Gotten into a bar brawl with a colleague? Drunkenly confessed something completely devious to a superior? Or perhaps you were witness to a colleague's disaster of epic proportions?

Business Insider wants to hear your most interesting company holiday party stories!

Share your experience in the anonymous Google form below, and we may include your response in a forthcoming article.

Join the conversation about this story »

APPLY NOW: Business Insider is hiring a paid copyediting intern for winter 2017

$
0
0

business insider newsroom

Business Insider is hiring a paid copyediting intern to work in our New York City office this winter.

This person will be responsible for editing copy on-screen for grammar, punctuation, spelling, sense, and Business Insider style.

We are looking for someone who can work quickly and independently, sometimes without the luxury of querying reporters and other editors.

Attention to detail is necessary but so is speed.

Requirements:

  • Professional copyediting experience, preferably for a newspaper or news website.
  • Familiarity with AP style, content-management systems, social media, and instant messaging.
  • Team player with a positive attitude and a sense of humor.
  • Pass a two-part editing test, on page and on-screen.

APPLY HEREwith a résumé and cover letter.

Please note that this internship requires that you work in our Manhattan office. Interns are encouraged to work full-time (40 hours a week) if their schedule allows.

SEE ALSO: A conversation with the world's leading authority on the English language about big data, Google ngrams, and language change

Join the conversation about this story »

NOW WATCH: Here's what a hiring manager scans for when reviewing résumés

We tested fried chicken sandwiches from every major fast-food chain — and the winner surprised us

$
0
0

Fried Chicken Sandwiches 9

We're living in the golden age of the chicken sandwich.

Fried chicken sandwiches are popping up on more menus across the country, according to data from the menu research firm Datassential. 

Chick-fil-A has transformed from a regional chain to a national chicken powerhouse, managing to lift annual sales by more than $1 billion in a year.

Restaurant chains that aren't even known for chicken are looking to poultry to appeal to more consumers and in turn boost sales, Nation's Retaurant News recently reported.  

McDonald's completely overhauled its chicken sandwich, and Shake Shack unveiled one of the best sandwiches ever made in 2016.

David Chang fanned the flames with the chicken-sandwich-focused Fuku, the most hyped addition to the trendy Momofuku empire.

In light of this crispy, golden renaissance, we decided to gather the chicken sandwiches from major fast-food chains and see which ones are worth it — and which ones are better left untouched.

SEE ALSO: What 2,000 calories looks like at every major fast-food chain

For this taste-test showdown, we got sandwiches from seven major fast-food chains: McDonald's, Burger King, Wendy's, Arby's, Dairy Queen, KFC, and Chick-fil-A.



First up: McDonald's. The recent revamp of its chicken sandwich brought some much-needed change to the chain. The 'buttermilk crispy chicken' sandwich is indeed crispy — in fact, perhaps a little heavy on the breading.



The chicken is slightly on the dry side, but there is a definite hint of tangy buttermilk seasoning. Unfortunately, it often gets masked by a glob of mayonnaise — the usual for this sandwich, based on our reviews before. The 'artisan' bun does the job well, holding up to the heaping helping of mayo without getting too soggy.



See the rest of the story at Business Insider
Viewing all 116889 articles
Browse latest View live




Latest Images