Channel: Business Insider

Tourist hotspot Seychelles is welcoming back US travelers - but only those with the COVID-19 vaccine

Anse Source d’Argent Seychelles
Anse Source d'Argent beach in the Seychelles.
  • The Seychelles is allowing visitors with the COVID-19 vaccine to visit the country.
  • Travelers from its list of approved countries, or people flying in via private aircrafts, are also allowed.
  • Tourism-depednent countries around the world are desperately looking for ways to increase travel in 2021.
  • Visit Business Insider's homepage for more stories.

Seychelles is reopening its borders to visitors who have received the COVID-19 vaccine in an effort to jumpstart tourism this year.

Seychelles' updated travel guidelines were announced shortly after the archipelagic country unveiled its "immunization campaign," which includes vaccinating almost 70% of local adults by mid-March. It's the first country in Africa to roll out a vaccination program and hopes to become the first country in the world to vaccinate the majority of its adult population, according to a news release from January 11.

On the heels of this mass vaccination announcement, Seychelles' updated its travel protocols to now welcome travelers who have received both doses of the COVID-19 vaccine. In order to visit, the vaccinated travelers must wait two weeks after receiving the last dose and are required to provide proof of the vaccination from their home country's health authorities.

However, visitors with the vaccine are still required to show a negative COVID-19 PCR test result taken within 72 hours of boarding the flight.

For those who aren't yet vaccinated, visitors flying in from Seychelles' list of permitted category one and two countries - or travelers taking a private jet - will have to show a negative COVID-19 test 72 hours before traveling.

If you're a visitor who isn't taking a private jet or coming in from one of the approved countries, you'll have to wait a bit longer until the majority of adults in Seychelles are vaccinated. By then, mid-March as projected, the country will allow all travelers to enter, so long as they've tested negative within 72 hours.

Read more: The CEO of Dubai Duty Free, the largest airport retail operation in the world, expects business to return to normal by 2023

On November 23, the US issued a Level Two advisory for Seychelles, telling travelers to "exercise increased caution." However, the Centers for Disease Control and Prevention has classified the Seychelle under its highest Level Four category for COVID-19 and recommends avoiding travel to the country.

Inversely, the US is not mentioned under Seychelles' category one or two lists of approved countries, which means the country is not currently accepting US visitors.

Presently, many countries - officially including the US on Tuesday - are allowing international travelers from select countries to enter so long as they've presented a negative COVID-19 test result. Looking ahead, Seychelles' decision to allow vaccinated travelers could be one of many as talks of "vaccine passports" for global travelers continue around the world. 

Several countries around the world have been looking for innovative ways to safely bring back tourists in 2021 after international travel was put on hold throughout 2020. Bermuda, for example, is asking travelers to present a negative PCR coronavirus test within five days of arriving on the island.

Other countries have taken a different approach by enticing business and work-related travelers. For example, tropical hotspots like Aruba have set up programs intended reel in the "work from anywhere" crowd, while Singapore is currently creating a luxury 'four-star' bubble hotel specifically for business travel.

Are you a travel industry employee or have a travel industry story to share? Contact this reporter at bchang@insider.com.

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Meet Jen Psaki, the face of Biden's administration who's promising to bring 'truth' back to White House briefings

White House press secretary Jen Psaki holds her first briefing on Wednesday.
White House press secretary Jen Psaki holds her first briefing on Wednesday.
  • Biden's press secretary Jen Psaki held her first briefing hours after the January 20 inauguration.
  • She promised reporters that she would bring "truth and transparency back to the briefing room." 
  • Psaki is a veteran political communicator with experience at the White House and State Department.
  • Visit Business Insider's homepage for more stories.

President Joe Biden's White House press secretary, Jen Psaki, is a seasoned Democratic operative and is promising a very different tenure than her most recent predecessors. 

The previous administration's relationship with the media was guided by former President Donald Trump's attacks on the free press as the "enemy of the people." Psaki, for her part, began her new role by promising to bring "truth and transparency back to the briefing room" and acknowledging how important the news media is to a democracy.

"I have deep respect for the role of a free and independent press in our democracy and for the role all of you play," she said during a half-hour briefing on on the evening of Biden's inauguration. "There will be moments when we disagree ... but we have a common goal, which is sharing accurate information with the American people." 

Psaki promised press briefings every weekday, regular briefings with health officials, and stricter COVID-19 mitigation rules for staffers and reporters within the White House - all of which mark a clear break from the Trump White House's policies. Unlike Trump's four press secretaries, who cancelled press briefings sometimes for months on end and often didn't take questions, Psaki gave every reporter in the room the opportunity to ask multiple questions and maintained a collegial demeanor. She did not attack reporters or peddle obvious lies. 

Pentagon Press Secretary Rear Admiral John Kirby (L) and U.S. State Department spokesperson Jennifer Psaki (R) hold a joint press conference at the state department in Washington DC, United States on October 16, 2014.
Pentagon Press Secretary Rear Admiral John Kirby (L) and U.S. State Department spokesperson Jennifer Psaki (R) hold a joint press conference at the state department in Washington DC, United States on October 16, 2014.

A slew of reporters and commentators responded to the briefing with a mix of praise and relief.

"First non-weird White House Press Secretary in four years," Michael Beschloss, a presidential historian and commentator, tweeted

But conservatives accused the press of treating Psaki better than they did her predecessors. Fox News anchor Brian Kilmeade argued that the White House reporters were overly "cordial." Kilmeade co-hosts "Fox & Friends," one of Trump's favorite TV programs, and has previously urged the ex-president not to call the media the "enemy of the people."

An experienced hand

Psaki, 42, is among the most seasoned operatives to hold her new position and is deeply familiar with the White House communications shop.

The Stamford, Connecticut native began her career in Democratic politics in Iowa shortly after graduating from the College of William & Mary, where she was on the swim team and in a sorority. She worked on reelection campaigns for former Iowa Sen. Tom Harkin and former Gov. Tom Vilsack's before making her way into presidential politics on John Kerry's 2004 team. She met her husband, Gregory Mecher, while the two worked at the Democratic Congressional Campaign Committee in 2006.

She joined former President Barack Obama's first campaign in 2008, serving as his traveling press secretary, and then worked on his White House communications team as deputy press secretary and deputy communications director.

After a brief stint at a Washington, DC, political consulting firm, Psaki became the spokesperson for the State Department in 2012, defending then-Secretary of State John Kerry's global diplomacy. She was passed over for the White House press secretary role in 2014, but ultimately made her way back to the White House in 2015 as Obama's communications director.  

White House Communications Director Jen Psaki listens to US President Barack Obama makes a statement at the White House in Washington, DC, on April 2, 2015 after a deal was reached on Iran's nuclear program.
White House Communications Director Jen Psaki listens to US President Barack Obama makes a statement at the White House in Washington, DC, on April 2, 2015 after a deal was reached on Iran's nuclear program.

Despite her background, Psaki wasn't an obvious pick to be the face of the Biden administration.

Since leaving the Obama White House in January 2017, she's spent the last four years as a political commentator on CNN, a political consultant, and as a fellow at Georgetown University.

She didn't work for Biden or any other 2020 presidential candidate's campaign and joined Biden's presidential transition team without any expectation of serving in his White House, Politico reported

Unlike many of her predecessors and other contenders for the job, Psaki has experience with national security and foreign policy issues from her time at the State Department. She also dealt with an economic crisis under Obama's administration.

Crucially, she has a long-standing relationship with Biden, from her time on the Obama administration. 

The mother of two kids under five years old, Psaki will lead a White House communications team dominated by women and mothers of young kids. She'll be the third mother -- after Sarah Huckabee Sanders and Stephanie Grisham under Trump -- to hold her position. 

White House staff, including Press Secretary Josh Earnest (2nd L), senior advisor Valerie Jarrett (3rd L) and Communication Director Jen Psaki (2nd R), listen as U.S. President Barack Obama makes a statement on the election results at the Rose Garden of the White House November 9, 2016.
White House staff, including Press Secretary Josh Earnest (2nd L), senior advisor Valerie Jarrett (3rd L) and Communication Director Jen Psaki (2nd R), listen as U.S. President Barack Obama makes a statement on the election results at the Rose Garden of the White House November 9, 2016.
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Biden administration taking steps to speed up putting Harriet Tubman on $20 bill

A portrait of Harriet Tubman (1820 1913).
A portrait of Harriet Tubman (1820 1913).
  • The Biden administration is moving to put Harriet Tubman on the $20 bill as soon as possible. 
  • Former President Donald Trump criticized an Obama-era plan to put the civil rights icon on the $20 bill.
  • The White House said it's important US money reflects "the history and diversity of our country."
  • Visit Business Insider's homepage for more stories.

White House press secretary Jen Psaki on Monday said the Treasury Department is moving to put Harriet Tubman on the $20 bill, prioritizing an Obama era plan that former President Donald Trump was critical of. 

"The Treasury Department is taking steps to put Harriet Tubman on the new $20 notes. It's important that our notes, our money ... reflect the history and diversity of our country, and Harriet Tubman's image on our new $20 note would certainly reflect that," Psaki said during a White House press briefing on Monday. 

The Obama administration in 2016 announced plans to replace President Andrew Jackson on the $20 bill with Tubman. But the Trump administration stalled the move.  

Trump's treasury secretary, Steve Mnuchin, in May 2019 also told members of Congress that the redesign would not come until after the Trump era, citing concerns over "counterfeiting issues."

"Based upon this, the $20 bill will now not come out until 2028. The $10 bill and the $50 bill will come out with new features beforehand," Mnuchin told the House Financial Services Committee.

Mnuchin last June said it was a "myth" that he was delaying the change, The New York Times reported. But the initial timeline set the redesigned bill to be released by 2020 to coincide with the centennial of the 19th Amendment, which granted women the right to vote. 

"I just want to clarify that we have not changed any of this and this is something in the distant future," Mnuchin said at the time. 

Trump, still a presidential candidate in 2016, criticized the plan to replace Jackson on the $20 bill as "pure political correctness," stating that it would be more "appropriate" to put Tubman on another "denomination." 

"Been on the bill for many, many years and really represented - somebody that was really very important to this country," Trump said in reference to Jackson, a slaveowner who as president signed the Indian Removal Act, which led thousands of Native Americans to die as they were forcibly removed from their lands in an act that is widely regarded as ethnic cleansing.

Tubman, who was born in Maryland, led dozens of enslaved Black people to freedom on the Underground Railroad. At the height of the Civil War in 1863, Tubman also became the first woman to lead an armed military raid and liberated more than 700 enslaved Black people in the process. 

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Elon Musk says he's 'super fired up' for fighting climate change with Joe Biden

Joe biden
President Joe Biden speaks before signing executive orders on his first day in White House on January 21, 2021.
  • Elon Musk is 'fired up' to help the Biden administration on climate change.
  • The Tesla and SpaceX CEO told Fortune he's hopeful that they can make progress on the environment. 
  • Musk is currently running a competition to give a $100 million prize to the best carbon capture technology.
  • Visit Business Insider's homepage for more stories.

Elon Musk is 'super fired up' about President Joe Biden's focus on the environment and wants to find a way to help out on the administration's initiatives for expanding green energy and fighting climate change, the billionaire CEO told Fortune Magazine. 

The Tesla, SpaceX, and Boring Company founder, who has been going back and forth with Amazon CEO Jeff Bezos for the top spot as the richest person in the world over the past few weeks, is looking for more ways to give back his massive fortune in addition to his ultimate dream of creating a live-able colony on Mars. 

Musk announced on Thursday that he's holding a contest to give $100 million to the company or startup with the best plan for carbon-capture technology, a promising method of geoengineering that removes the presence of greenhouse gases like carbon dioxide from the atmosphere and stores it. 

Read more: Elon Musk plans to pour $100 million into tech that sucks up carbon emissions. These 4 startups are leading the way, according to top VCs.

Biden's extensive campaign plan for climate change stated that "he will double down on federal investments and enhance tax incentives for [carbon capture, use, and storage]" and "continue to fund carbon capture research, development, and demonstration."

"I think this is great. I feel very optimistic about the future of sustainable energy with the new administration," Musk told Fortune of the Biden team's plans, joking to the outlet that he wants to make contact with the administration but knows they've been busy in their first week in office. "Not that we should get complacent or anything, but the wind is at our back for solving the climate crisis with the new administration."

Musk's scientific and business ventures could get a huge boost from a Biden administration's focus on green innovation, especially with expanded tax credits and investments in new technologies, in addition to encouraging more companies to enter the electric vehicle and green energy market.

As Business Insider's Matthew DeBord recently reported, Tesla stands to massively gain from a renewed focus on green energy not only because of its flagship electric vehicle business but also its manufacturing and sales of solar energy products, energy storage, and lithium-ion batteries. 

Read more: Elon Musk's move to Texas is a publicity stunt that reveals how Tesla is maturing as an automaker

As Fortune noted, Musk has both allied with and clashed with politicians from both parties, and previously dodged questions of whether he would vote for Biden or former President Donald Trump.

Musk initially served on two of Trump's advisory boards but quit after the Trump administration withdrew the US from the Paris Climate Accords.

Musk told the outlet that he "took him pretty much at his word, that he would really mean it" of Trump's climate plans.

The afternoon of his inauguration, Biden signed a number of climate-related executive orders to reenter the United States into the Paris agreement, halt offshore drilling in the Arctic Circle, and terminating the US' permit for construction of the Keystone XL pipeline. 

In the 2020 cycle, Musk donated the maximum amount permitted to campaigns of senators from both parties who sit on key committees relevant to his business interests, including Republican Sens. Thom Tillis, John Cornyn, Dan Sullivan, and Joni Ernst, and Democrats Jeanne Shaheen, Gary Peters, and Chris Coons, Federal Election Commission records show.

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Microsoft disses Apple's MacBook keyboard in its latest ad for the Surface Pro 7

MacBook Pro Touch Bar
  • Microsoft criticizes Apple's Touch Bar in new advertisement for the Microsoft Surface Pro 7.
  • Apple is said to be planning to get rid of the Touch Bar entirely in its latest update.
  • The two companies have long gone head-to-head in their advertising efforts around computers, with the rivalry going back decades.
  • Visit Business Insider's homepage for more stories.

Apple and Microsoft's decades-long rivalry is alive and well, with the PC-maker taking a swipe at Apple's MacBook Touch Bar in its latest advertisement for the Surface Pro 7.

"Mac gave me this little bar, but why can't they just give me a whole touchscreen?" a boy asks in the commercial, examining the thin keyboard display, which offers customizable keys.

Apple's Touch Bar has come under fire in the past, as users have been saying it is inconvenient and can easily get accidentally bumped while typing.

The commercial also disses Apple's MacBook Pro pricing compared to the Surface Pro, which has a detachable keyboard and comes at a lower price. The Surface Pro 7 starts at $890, while Apple cheapest MacBook Pro model is $1,299. Apple did not immediately respond to a request for comment on the ad.


Apple is in the process of ditching the Touch Bar altogether in favor of physical keys, according to Bloomberg's Mark Gurman. Apple has reportedly been testing multiple versions of the product without the Touch Bar. 

The OLED Touch Bar was introduced in 2016 and bears some resemblance to a similar touch strip Microsoft built as a prototype in 2010, called the "Adaptive Keyboard." According to patent filings, Apple has also explored the idea of a virtual keyboard with keys that could be fully customized.

Microsoft investigated the idea of incorporating touch elements into the keyboard as far back as 1999, according to The Verge. Though, the idea for an adaptive keyboard did not pick up steam like Microsoft's Surface tablet, which was released in 2012.

Microsoft applications largely do not work on Apple's Touch Bar, but in December, the company announced it is planning to contribute to the Touch Bar by building more controls for Microsoft Office applications into the bar. Microsoft intends to roll out Touch Bar Meeting Controls for Teams on Mac's within the month.

An ongoing rivalry

This is not the first time the two companies have traded insults.

Since the 80's, there has been a long standing competition between the two companies, including decades of feuding between the founders Bill Gates and Steve Jobs.

For years, Apple's "Get A Mac" ad campaign saw actor Jason Long position Apple's products as more modern than a Microsoft PC, which was portrayed by author John Hodgman.

Microsoft fired back with its "I'm a PC" ad campaign.

In 2016, Microsoft said it saw a sales boost after customers were largely disappointed by Apple's newest Macbook Pro. In 2019, Microsoft appeared to diss Apple's laptop at its Surface event. While not specifically naming Apple, Microsoft Chief Product Officer Panos Panay referenced the company's keyboard design, the then-lack of a mouse on iPads, as well as several other design features.

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A woman charged in the Capitol insurrection used an 'emergency holiday' at her job as a corrections officer to join Trump's rally that led to the deadly riot

US Capitol riot
Riots at the US Capitol Building.
  • Marissa Suarez took an 'emergency holiday' from work to go to the Trump's "Stop the Steal" protest that descended into a riot at the Capitol on January 6, according to a criminal affidavit

  • The criminal affidavit says Suarez works as a probationary corrections officer at a jail in New Jersey. 
  • Court documents show she texted someone"Sooo we've stormed Capitol Hill lol" during the insurrection.
  • Visit Business Insider's homepage for more stories.

A woman charged in the Capitol riot took a day off work as a corrections officer using an "emergency" holiday to travel to Washington DC and take part in former President Donald Trump's "Stop the Steal" protest that descended into an insurrection on January 6, prosecutors day.

Marissa Suarez, of New Jersey, was arrested on Friday and charged with knowingly entering or remaining in any restricted building or grounds without lawful authority and violent entry and disorderly conduct on Capitol Grounds.

According to a criminal complaint affidavit published by the Department of Justice, Suarez was supposed to work her job as a probationary corrections officer at the Monmouth County Corrections Facility (MCCF) in New Jersey on January 6, but instead used an "emergency holiday" to be absent.

She then traveled to Washington DC and stormed the Capitol with her friend, Patricia Todisco, and filmed video clips during the riot, the affidavit said.

It's unclear if Suarez is still employed by the MCCF, and the Monmouth County Sheriff's Office did not immediately respond to Insider's request for comment. NJ.com described the sheriff's office as Suarez's "former" employer.

Prosecutors say Suarez sent a number of texts while inside the building, including messages that said, "Sooo we've stormed Capitol Hill lol," "We're inside," "This is insane," and "On our way back… s--- got violent so we left."

Suarez texted about the insurrection on January 7, too, prosecutors said.

The affidavit cited texts in which she shared videos and said: "When we found out pence f----- us, we all stormed the Capitol building and everyone forced entry and started breaking s---.. it was a like a scene out of a movie."

In another text, she claimed it was Antifa that was "getting ready to throw a Jack Daniels" bottle at police officers.

Claims that Antifa was involved in the Capitol insurrection have been debunked.

Suarez and Todisco were arrested in New Jersey last week and have since been released on bail.

They're among more than 170 people who have been charged in the insurrection.

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A brain science expert shares tips for regulating anxiety and emotions during tumultuous times

gay couple at home
Difficult emotions can be more controllable with practice.
  • Moran Cerf is a professor of neuroscience and business.
  • Every week, he receives questions about psychology, business, and behavior via email from people who attend his talks; below are his answers to two recent questions.
  • He suggests articulating what you're feeling and connecting with a like-minded friend who may be experiencing the same thing.
  • Visit Business Insider's homepage for more stories.

The last couple of weeks have been radically anxiety-inducing, with a series of unprecedented events happening in the country. It seems impossible to not watch the news, but also impossible to watch the news and not get emotionally distressed when doing so. Is there any concrete advice that can help in the emotion regulation around these events?

It turns out that some emotions are part of a neural circuit that's not fully under our conscious control. 

Moran Cerf
Moran Cerf.

For example, we don't 'choose' to feel things at will; like say: "My mom is sick. I should feel sad. Turn sadness on now for 10 minutes and then turn it off." Rather, sadness 'dawns on us' rather than chosen by us. 

However, we do have influence over certain aspects of our emotions that we can train ourselves to control. 

One interesting mechanism for reigning our emotions is language. Turns out that articulating our emotions out loud using words helps circuits to put labels on emotions such that they become more regulated. 

So… the simple quick answer. If you feel like you're getting anxious and distressed by certain events - call a friend or a person that you believe shares your emotional levels and feelings and talk about those with them. 

The tricky part is that some people are triggers for amplified emotions; i.e., if we talk to people who might contradict our feelings, they're likely to provoke increased activation rather than calm. So a good idea is to identify early, when you're not feeling anxious, a group of people that you believe share you emotional sentiments and agree that you'd call each other when either one feels the need. 

Even a short conversation of less than 10 minutes where you just 'label' your experience will help you realign the distress and feel better.

Read moreI'm a psychology professor and expert on creativity. Your environment is crucial to the success of your brainstorming session - here's how to tweak your space for maximum creativity.

I'm a 43-year-old woman. I work as a consultant and travel quite a bit for work, which involves a lot of eating at restaurants, staying in hotels, being jet-lagged, and generally having a very inflexible routine. This means I don't get to exercise as much as I want and I constantly struggle with my weight. Combined with the general challenges of the last year, I'm gaining unhealthy habits due to work requirements I can't change. I've tried numerous diets to lose the extra pounds, but none seem to work. Any advice on a diet or way to lose weight that's backed by neuroscience will work with my profession that requires travel and unpredictable hours?

Here's the bad news that I should open with (even though it might ignite a series of lawsuits heading my way): Diets don't work!

While the self-help touted in bookstores and on midday cable TV shows suggests otherwise, the reality of repeated meta-analyses of the outcome of dieting is that the person taking on the diet  is guaranteed to look the same and weigh the same within about a year from the day they started the diet. All the 'before'/'after' pictures we see in magazines offering us a solution for our desire to have the cake and eat it too are akin to seeing pictures of a lottery winner: When you see one you think it could be you, but easy statistics will show you it won't be.

What diets do to us is create a momentary change in habits and routine that can lead to weight loss and potential adoption of fitness-oriented lifestyle. What they do not do is change our mental state. 

At some point, whether days, weeks, or (rarely) months after we achieve our desired weight or look, we'll go back to our original habits and behavior. If dieting companies would show you the 'before'/'after' as well as the 'after after' pictures, the final result would most likely resemble the 'before.'

Similarly, different studies from colleagues of mine that looked at adoption of wearable devices for behavior change (i.e., using a FitBit to track the number of steps you walk a day) found that while it does lead to a notable change in the early days of usage, after about 40 days there's a routine return to the original behavior. These gadgets, too, do not help (unless you are the company who sells them).

Read more: Sleep-tracking ring Oura is beloved by some of the biggest names in tech. We asked 7 investors and execs how it's helped them revamp their routines to sleep better and live healthier.

Now comes the question: "Why?" and "What can we do about it?"

So let's start with the "why." The simple answer (and I am simplifying a lot here) is that reprogramming neural habits requires changes that unfold in numerous ways and do not operate solely by a momentary change. Simply, the fact that you managed to force yourself to do something for two months doesn't mean that your psyche has changed. You are still the same person, just behaving differently momentarily. 

Second, our brain is not equipped for long-term thinking that's aligned with the world we live in right now. Our ability to see behaviors manifest in outcomes and to retain thoughts over long durations is limited. Enough exposures to temptations are likely to break us - not by 'breaking' our desires, but by making us think that they carry forward over time.


Here's what I mean by that: Imagine walking in a shopping mall and suddenly noticing a cake store. The cake looks tasty and tempting, but you just recently started a diet and want to stick to it. You overcome your desire and keep walking in the mall. A few minutes later you encounter another temptation: a candy store. True to your diet you ignore this one too and move on. Continuing your stroll you then witness a third temptation: a donut shop. This time you tell yourself "Well, I already didn't eat cake or candy; I deserve a reward for that - I'll have the donut now." 

From the perspective of our brain, this makes total sense - we struggled twice and prevailed; it's only reasonable to give in once every three times. It's a sign of our strength actually. But from the perspective of our belly, it's a totally different story. The belly doesn't know or care about the dopaminergic system that struggled with reward and impulse management for the last hour. The belly knows that calories came in, and it will now make sure they get properly converted to fat properly. After all; the stomach doesn't know what the brain will decide to do tomorrow and if it'll get any more of those sugar molecules soon.

For a brain that evolved to not know where its nutrition is going to come from next - a brain that evolved for the African Savanna and not Downtown New Orleans - the regulation of desire is nonsensical. Dieting and calorie restrictions are a battle destined to be lost, with only one neural circuit (our right prefrontal regions) fighting to maintain the diet, and nearly all the rest of our brain siding with the donut.

If you did succeed momentarily in managing a diet for a prolonged period of time, then your brain is likely to interpret that as a deficiency and regulate your body differently, such that your craving of sugars and behavioral manifestation of those will change as well. Simply put, your brain will make you feel an even stronger desire for the things you restrict, as a way to defend its habitual behavior. 

In short - it would feel like you have no hope.

But what does work is this: Reconfiguring habits without adding the mental anxiety and stress about it. To clarify,  a lot of the difficulty of dieting comes from the monitoring, the anxiety, and the challenge of seeing results. You may walk for two hours and still see that your weight goes up afterwards, then get disappointed and 'give up' doing it again. Or, you maintain a good habit of eating healthy for a month and see your weight dropping gradually, but then comes Thanksgiving and the weight comes back so fast that you feel like you failed. 

Read more: Job stress drove me to congestive heart failure at age 34. As I got better, here are 3 things I did to revive my small business while protecting my health.

The anxiety and constant monitoring that we do when dieting adds a lot of challenges that lead to cognitive overload, and in turn, to failure.

Fixing it is challenging, but here's the trick: In the next two months (it has to be at least two, since those are far enough for us to overcome the brain's challenge in future temporal discounting; shorter periods will be essentially akin to not doing it at all), pick whichever 'healthy habit' (i.e., diet measure) you want to work on (eating healthier food, exercising more times a week, taking longer walks, going to sleep at the exact same time, etc.) and try to stick to it as much as you can without checking your weight at all.

That's the trick and challenge. Again, you are to not look at any quantitative aspect of the performance at all. You should keep doing the action you chose, but not give yourself any indication of whether it works, for two full months. 

At the end of the period you can check. If the measure worked - you both know that it did, and you trained your brain to form a habit, so it will be easier for you to be able to maintain it further. If it didn't work (meaning, your weight is the same, or your body shape is nearly identical, or your happiness/sleep/etc. have not improved) choose another one and stick to that one for two more months without checking. Do this until you find a measure that works.

Not looking will be very difficult. But separating from the internal judgment and evaluation from the habit-forming action is likely to happen only in this way.

Also, walk. A lecture I saw recently by Prof. Daniel Lieberman about his new book exercised suggests that this one is among the safest one that most people can do and works best.

Moran Cerf is a professor of neuroscience and business who explores how we can harness our understanding of the brain to improve our behavior, our business, and society. He's a former hacker, a science consultant to Hollywood films and TV shows, and the founder of a number of companies.

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8 million Americans have fallen into poverty in recent months as government benefits lapse, a new study finds

  • A study by University of Notre Dame and University of Chicago economists found that 8 million Americans fell into poverty as government benefits have expired.
  • The rise was more noticeable among Black people, children, and those with a high school education or less.
  • Although poverty rates have increased in recent months, unemployment rates remained steady in the same time period, but joblessness is still a concern for 10.7 million Americans.
  • Visit Business Insider's homepage for more stories.

With government benefits from the first stimulus package expiring, 8.1 million Americans entered poverty in recent months, according to a study put out by University of Chicago and University of Notre Dame economists. 

Early in the pandemic, the federal government put together a stimulus package that included one-time direct payments to American households, along with extended unemployment insurance benefits. Although President Joe Biden has proposed a new stimulus package that would offer another payment and a further extension on unemployment benefits, his plan has not yet passed through Congress, leaving many Americans without a lifeline as the economy continues to struggle.

Poverty rose by 2.4 percentage points from June to December, from 9.3% to 11.8%, and the rise was more noticeable for Black people, children, and those with a high school education or less, according to the study. 

"The recent overall rise raises concerns about possible future increases in poverty given that Pandemic Unemployment Compensation, the additional $600 paid weekly to unemployment insurance recipients, was discontinued at the end of July, and a revival of these benefits at a lower level ($300 per week) is set to expire in mid-March," the study said.

Although poverty has risen steadily since June, unemployment fell from 11.1% to 6.7% during the same time period, which the study said is "not surprising" since five million people have left the labor force in the past year and are not counted as unemployed, and unemployment benefits are typically only about half of pre-job loss earnings.

The week before Biden took office, unemployment claims were nearly five times the pre-pandemic rate, and currently, more than 10.7 million individuals are officially unemployed, raising concerns on the course poverty will take in the country without immediate relief.

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The best iPhone docks of 2021

  • Simplify the way you charge with iPhone docks that offer wireless charging, built-in cables, or great cable management to ensure that you don't see wires everywhere.
  • The best iPhone dock for swift wired charging is the Twelve South HiRise 2 Deluxe because it's sturdy, cool looking, and it doesn't block your speakers.
  • If you have an iPhone 8, or later, you should consider the Belkin BOOST UP Wireless Charging Stand, because it will charge your iPhone quickly without the need for wires.

Charging your iPhone has always been a fairly straightforward experience: plug your iPhone's charging brick into an outlet and then connect it to your phone using the included Lightning cable. But the typical charging experience can make for a messy nightstand or desk, especially if you need to use your phone or have many other gadgets to charge at the same time. 

Today, cable management is an important part of any work-from-home setup, and charging stations or docks can help simplify your workstation by reducing the number of wires you have around the house. An iPhone dock can also enable you to prop your iPhone up in landscape or portrait orientation and use it hands-free for Zoom calls or watching video.  

The best iPhone docks include integrated cables or cable management so that you don't have excess wire getting in the way. Anyone who has an iPhone 8 or a later model can eliminate wires almost altogether by opting for a wireless charger thanks to Qi wireless charging support. Unsurprisingly, many accessory companies are now prioritizing wireless charging in their new docks and stands as the technology has become standard across Apple's iPhone lineup.  

Our team has tested dozens of iPhone docks over the years and conducted extensive research to find the best ones. Whether you've got less than $20 or more than $100 to spend, there's something for every budget in this guide. 

You can choose a dock that's fashionable and functional, like the attractive docks made from metal  and wood, or simpler plastic designs that do the job without any fuss. For Apple Watch owners, there are also docks that allow you to charge both your phone and watch at the same time. 

Here are the best iPhone docks:

The best iPhone dock overall
Best iPhone docks - iPhone charging on the Twelve South HiRise 2 Deluxe

The Twelve South HiRise 2 Deluxe elevates your iPhone while it charges so the speakers and home button aren't blocked.

Pros: Simple design, affordable, comes in a few colors, doesn't block your speakers 

Cons: You may need to remove your case

Some iPhone docks block the bottom row of speakers and can make it difficult to swipe up or access the home button. That means it can be difficult  to use your phone periodically while charging. Not so with the Twelve South HiRise 2 Deluxe dock.

The HiRise 2 elevates your iPhone above the stand's base so that your speakers aren't muffled. This also makes it so that the full screen and home button if you're using an older iPhone model are accessible. It's a clever design that frees up your phone for use while charging securely. If you still have an older iPhone with a headphone jack, you can access that, too. 

The dock is sturdy and well weighted so it won't tip over. You can keep almost any case on your iPhone and still use the dock to charge. Even bulky cases like Mophie's Juice Pack Plus work with it. Twelve South says it updated the clip heights to 0 millimeters, 3 millimeters, and 6 millimeters so that you can plug the Lightning (or Micro USB cable, if you're using a battery case) into even the most deeply recessed ports.

While the standard model lacks a cable, the Deluxe model comes with a Lightning cable in the box. 

The best wireless charging dock
Best iPhone docks - Belkin BOOST UP Wireless Charging Stand

Prop your iPhone in portrait or landscape orientation and it will charge up wirelessly at top speed with the Belkin BOOST UP Wireless Charging Stand.

Pros: Supports portrait or landscape, 4-foot power cord and adapter included, non-slip

Cons: Quite large

Every iPhone released since the iPhone 8 has supported Qi wireless charging, which means you can charge it up without having to plug it in at all. While most wireless chargers are pads, you can also find a good range of wireless charging stands. The Belkin BOOST UP Wireless Charging Stand is our current favorite. 

Wireless charging is slower than wired charging, but if you tend to charge your iPhone overnight that won't make any difference to you. Apple caps the charging rate at 7.5W for wireless charging for chargers and iPhone models that don't use its MagSafe system, and that's the speed you'll get from Belkin's charger. Simply pop your iPhone on this stand and it will start charging; there's a tiny white LED to let you know it's working, which turns orange if there's any problem.

The Belkin BOOST UP Wireless Charging Stand has a circular pad in the middle and a wide design that makes it very stable. You can prop your iPhone in portrait or landscape orientation, and it will still charge. The angle it holds your iPhone at is ideal for FaceTime calls or for watching movies. The finish is white or black plastic and there are non-slip rubber pads on the bottom to prevent it from slipping. You'll also find padding where your iPhone rests to keep it protected.

I've successfully charged an iPhone 8 and an iPhone X with this charger, and it can handle basic cases up to 3 millimeters thick. However, if you have a really rugged, thick case, it might pose a problem. 

Another reason to recommend the Belkin BOOST UP is that it comes with a 4-foot charging cable and an adapter, so all you have to do is pick where you want it to sit, plug in the charger, and you're all set. 

You'll find some worthy alternatives to this stand in the section on what else we considered at the end of this article and also in our best wireless chargers guide.

The best luxurious iPhone dock
Best iPhone Docks - iPhone charging on the Grovemade Wood MagSafe Stand on a desk with other office supplies

The Grovemade Wood MagSafe Stand is a gorgeous premium dock made of wood, leather, and steel for the iPhone 12.

Pros: Elegant, durable stand made with premium materials

Cons: Incredibly expensive, requires a separate purchase the MagSafe Charger, really only for the iPhone 12

Grovemade is known for making premium Apple accessories and the Wood MagSafe Stand is no exception. This U.S.-based company uses real wood and full-grain leather to create a stand that exudes durability and style. This stand has gotten a great review from 9to5Mac and it's easy to see why. However, since this stand is designed to work with Apple's MagSafe charger, we only recommend it if you own an iPhone 12, 12 Pro, 12 Mini, or 12 Pro Max. 

The base is made of solid steel, giving it enough heft so that it doesn't slide around your desk every time you grab your phone. The oval arm is also made of steel, overlayed by wood and trimmed with leather. The MagSafe charger easily connects to the stand through the center of the oval, allowing for up to 14W of charging. You can use your phone in portrait mode or vertically while maintaining a charge. The stand comes in two styles: walnut and maple. Both look fantastic. 

Unfortunately, all of this beauty comes with a steep price. The stand itself costs $120, but that doesn't include the required MagSafe charger. If you don't already own a MagSafe charger, that's another $39 through Apple. If you add in the $19 Apple-suggested 20W power brick that doesn't come with the iPhone 12 and is needed for fast charging, then you are looking at a total of $178. That's quite an investment for one iPhone dock. 

Again, we only recommend this model for iPhone 12 owners that are willing to pay a premium for an elegant charging dock that prioritizes design and build-quality above all else. Apple's MagSafe charger is technically capable of charging any iPhone that supports wireless charging. But Apple's iPhone 12 phones are capable of charging faster through Magsafe, and they're the only models with the magnetic alignment system necessary for getting the charger to stick securely to the back of the device. 

Those magnets are important in this situation since docks like Grovemade's are meant to prop your iPhone up in portrait or landscape orientation rather than lying flat and therefore must hold the phone securely.

The best minimal iPhone dock
Best iPhone Docks - iPhone charging on the Mophie Wireless Charging Stand

The slim and light Mophie Wireless Charging Stand is collapsible, so you can lie your phone flat or prop it up to use it vertically or in portrait mode.   

Pros: Versatile design can switch between pad and stand mode, minimal design, comes with power adapter

Cons: May not work with thicker phone cases

The Mophie Wireless Charging Stand has a simple yet clever design that allows it to switch between a charging pad and an iPhone dock. The stand is adjustable so that you can either prop your phone up or rest it flat, combining versatility with a minimal, no-frills design that comes at a reasonable price.  

The Mophie Wireless Charging Stand can charge your iPhone at 7.5W and comes with its own power adapter, which means you can set up and start charging right out of the box. Mophie also says it should be able to deliver a charge through phone cases measuring up to three millimeters in thickness. This makes it ideal for people who keep light cases on their phones, but those with more heavy-duty protection might need to remove their phone's case. 

The Verge also really loved this stand, and Mophie's charging accessories are regularly recognized as being among the best by The Wirecutter and CNET. It's sleek, yet minimal design helps it stand out in a crowded field. At $29.95, it's reasonably-priced for a useful, well-built charging dock. 

The best cheap iPhone dock
Best iPhone docks - iPhone charging on the Lamicall Phone Stand

Why spend more, when you can prop your iPhone in this simple, aluminum stand, with protective rubber pads, and space to plug in a charging cable?

Pros: Very affordable, supports portrait or landscape, can accommodate thick cases 

Cons: No cable or adapter included, logo is ugly

You don't have to spend a lot of money to get an iPhone dock, as this cheap phone stand from Lamicall proves. It's made from aluminum alloy, with rubber non-slip pads on the bottom and on the surfaces where your iPhone rests. There's room in between the feet that hold your iPhone in place to plug in a Lightning cable and the round hole in the back of the stand keeps excess cable neatly out of the way.

The design is basic, but practical. The cradle part is 15 millimeters, which is wide enough to take an iPhone with a case on, even if it's quite a thick case. This stand is also pretty sturdy. It can accommodate your iPhone in portrait or landscape orientation, holding it at a useful angle for video calls or watching movies. 

It doesn't come with a cable or adapter, but that shouldn't be a surprise at this price. Unfortunately, there is an unsightly logo on the back which could be annoying, depending on where you position the stand.

The best iPhone dock with an Apple Watch charger
Best iPhone docks - iPhone charged to 100% on the Belkin PowerHouse Charge Dock

The Belkin PowerHouse Charge Dock juices up both your Apple Watch and iPhone at the same time in style.

Pros: Works with both iPhone and Apple Watch, built-in lightning connector, simple design, sturdy

Cons: Pricey

The Belkin PowerHouse Charge Dock for Apple Watch and iPhone sat on my nightstand for several months while I was using an iPhone and Apple Watch every day. It looked gorgeous and got the job done without cluttering up my bedroom with wires and ugly chargers.

If you have an iPhone and an Apple Watch, this is the dock you want. It's less pricey than most dual iPhone and Apple Watch docks, but it has a lightning connector and an Apple Watch charging disc built into the design so you don't have any extra wires. you simply plug the Belkin dock in and pop your phone and watch in the dock to charge both up simultaneously.

The only real downside to the dock is that it's expensive in comparison with the other docks in our guide, but that's the price you pay for good looks and concealed cords. 

The best wooden iPhone dock
Best iPhone docks - iPhone and Apple Watch charging on the Oakywood Apple Charging Station on a computer desk

The Oakywood Apple Charging Station is made of a beautiful hardwood and charges your phone and Apple watch at the same time.

Pros: Beautiful to look at, Easy to use, Included Lightning cable

Cons: Expensive, No AC adapter or Apple Watch cable

The Oakywood Apple Charging Station is fun to look at, and that's our favorite thing about it. The entire station is one slab of solid wood – either maple or oak – with sides that have been cut in tapered geometric designs. It's also very easy to use, but this classy design also means it comes at a relatively high price. 

The flat top of the base features a Lightning connector and a magnetic hold for the Apple Watch. A small piece of micro-suction tape sticks up an inch or so behind the Lightning connector. This is to help your phone stay upright when it is connected to the dock. 

The set-up is fairly straightforward. Connect the included 5-foot Lightning connector to a power brick and plug it in. Unfortunately, this dock does not come with its own AC adapter, nor does it come with an Apple Watch charger. 

The company recommends that you also buy a 2-port USB wall charger for the device. Depending on which brand you buy, this can add anywhere from $13 to $21 to the price of the dock. 

Digital Trends praised this dock for its exceptional appearance as well as its ease-of-use. However, it is fairly pricey at $79, not including a wall charger and Apple Watch cable.

Others we considered and new docks we're looking forward to testing
Best iPhone docks - Pitaka MagEZ Juice wireless charger
  • Apple iPhone Dock ($49): This minimalist dock from Apple comes in five finishes that will perfectly match your iPhone and includes a 3.5mm audio jack, but it can be awkward to use with some cases and it puts a lot of pressure on the Lightning connector. It's also expensive. 
  • Anker PowerWave 7.5 Wireless Charging Stand ($49.99): This is a reliable, angled stand that will wirelessly charge an iPhone 8 or later model at the top wireless charging rate of 7.5W. The simple plastic design comes in black or white, but the cooling system, which includes a fan, and the light make it unsuitable for the nightstand.  
  • Pitaka MagEZ Juice ($89): This clever dock is a wireless charger and portable battery pack in one. It's heavy enough to be stable and the 2,000 mAh power bank can slide out, so you can take it with you to continue charging your iPhone. Unfortunately, it relies on magnetism, which means you must use Pitaka's case or insert a metal plate into your existing case. 
  • Satechi Aluminum 2-in-1 Magnetic Wireless Charging Stand ($59.99): This sleek, wireless charging stand was announced at CES this month and will be released in February. It features a 7.5W wireless charging stand for the iPhone, while the base is capable of wirelessly charging AirPods Pro. It also comes with a USB-C cable in the box. It costs $59.99 and is available for pre-order.
  • Elevation Lab GoStand ($19.95): This tiny device was developed in conjunction with Apple and is made to be as portable as possible. The small, plastic stand has spring-loaded detents that help keep your iPhone in place in either portrait or landscape mode. The stand folds flat when not in use and even fits into the pocket of your gym clothes.  It is listed at $19.95.
Read the original article on Business Insider

The best bra brands of 2021, plus expert advice on sizing

  • Choosing the right bra is an incredibly subjective process, making it difficult to recommend just one. 
  • We are currently in the process of re-testing dozens of bras in varying sizes and styles in order to find the best for each cup size. 
  • In the meantime, we still recommend the bras in this guide and have offered expert advice on sizing, care, and more just below. 

If you're someone who chooses to wear a bra, you already know how much an ill-fitting choice can affect your day. The straps may fall down, the wires may dig into your ribcage, and the cup gaping can make your breasts feel unsupported. Unfortunately, most of us are set up for discomfort, because so few of us actually know our correct bra sizes. And since so many of us are now shopping online for our undergarments, we're stuck in a perpetual loop of buying bras that fit fine but not great.

In order to make the process a bit more streamlined, and to help you wade through the thousands of bra styles out there, we are constantly testing and re-testing dozens of bra styles in sizes AA up to I. We also chatted with lingerie expert Cora Harrington, the founder and editor-in-chief of The Lingerie Addict, to discuss how to find your perfect size, how to care for your bras to make them last, and more. 

How to find your perfect fit

Measuring yourself for a bra can be a little difficult, so if you have the ability to get fitting in-person, Harrington suggests you go for it. But if not, you can do it yourself - or grab a friend or partner to help you out. The only thing you need is a soft measuring tape. It's also important that you wear an unlined or an unpadded bra in order to get the proper measurements.

"Start by measuring around the fullest part of your rib cage," Harrington says. That is typically directly under the fullest part of your breasts, where the band of your bra rests. Write that number down. Next, measure around the fullest part of your breast, which Harrington notes is typically around your nipples. "If you have softer breast tissue or more pendulous breasts, which happens as you age or after breastfeeding, your tissue may be softer," Harrington says. "So you may have to lean forward slightly to get an accurate measurement." Once you have it, write it down. 

The first number, which is the one around your ribs, is your band size. Some brands, especially those catering to smaller breast sizes, may use what Harrington calls the plus-four method, which just means that they add four to your rib measurement to get your band size. But if there isn't a note for that, then the measurement itself is your band size. 

Your cup size correlates to the difference between your first measurement and the second. A one-inch difference means your an A-cup, a two-inch difference is a B-cup, and so on. Harrington is quick to note, though, that these measurements are for US sizing only, so make sure to check conversion charts if you're buying from international brands. 

A proper bra should fit comfortably, with the bras neither digging into your shoulders or slipping off of them. Your breasts should fill the cup with no gaping or spilling. And the gore of the bra, which is the center strip of fabric and wire between the two cups, should lay flat against your chest.

Caring for your bra

"Ideally, you should be washing your bra after every two or three wears," Harrington says. If your bra is particularly sweaty, like after a hard workout or a long day outside in warm temperatures, you should wash it immediately.

Hand-washing is ideal, too, and is actually not as hard as you think. Fill a clean sink or basin with cool to tepid water - just not scalding hot, as that can damage the bra. Add a cap of detergent. You can get specialty lingerie washes, but a non-scented detergent that's marketed for sensitive skin is also fine. Toss in your bras and use your hands to swirl them around the water and detergent. (You can use a toothbrush on areas that need extra attention.)

Let them soak, and then rinse with cool water. Just make sure not to wring them out - you can damage the elastic if you do. Then, just toss them over your shower rod, or on a drying rack, and let them air dry. 

If all of that sounds like way too much time, Harrington does say you can toss your bras in the washing machine, so long as you proceed with caution. "You should put your bras in a lingerie wash bag, so they don't tangle," she says. "And make sure the cycle is on gentle or handwash, and that it's using cold water." You do still need to air-dry, though, as the heat from your dryer can really ruin the fabric and elastic of your bra. 

With all that in mind, find the best bras in 2021 just below, and make sure to check back soon for our update. 

Here are the best bras in 2021:

The best bra overall
ThirdLove 24.7 Bras

At ThirdLove, it's all about the fit, and oh, how these bras fit, thanks to the intelligent Fit Finder quiz and optional half sizes.

Pros: Careful sizing guide, great fit, and comfortable material that doesn't irritate the skin even after a long day of wear

Cons: The Classic T-Shirt Bra isn't the sexiest bra in the world, but there are other options 

Sizing: The brand has options for cup sizes A through I.

Face it — today's standard cup sizes aren't always exactly what your body needs. And luckily, at ThirdLove, no one is expecting you (or your breasts) to fit into a predetermined mold. In just 60 seconds, Thirdlove will help you find a bra that feels as though it was actually tailored to your body, all without your ever having to leave the couch.

It all starts with ThirdLove's Fit Finder tool, which as the name suggests, helps you find your actual right size. You'll input the cup size and band measurements you normally abide by, as well as the company from which you've historically purchased your bra. But then you'll also talk about where the shortcomings are — how much of a gap there is, how well the band actually sits against your back, and to what extent you find yourself adjusting the straps.

Most importantly, you'll tell ThirdLove about the shape of your breasts, because yes, that will impact what bra is ultimately recommended.

Once you're done with the full questionnaire, you'll input your email address, and you'll be shown what your bra size should be (it may be different than you previously imagined based on your answers), as well as a recommended bra. And best of all, if your bra size comes in a half cup (because yes, that's a thing), ThirdLove can send you a bra that comes in a half size.

While you may not think that a web-based survey could actually take you to a better fitting bra, think again. As soon as I put on my ThirdLove Classic T-Shirt Bra, I knew that I'd been wrong with just about every other bra I'd ever worn. This is easily one of the most comfortable and truly supportive pieces of lingerie I've ever worn, and whereas other bras seem to work only with certain outfits, I've managed to wear this particular bra under cocktail dresses and sweats alike.

Although the T-Shirt Bra is the classic choice, ThirdLove has plenty of other fantastic options for you to choose from as well, including a racerback, a lace racerback with a front closure (which is beautiful, by the way), and another personal favorite, the lace balconette (for special occasions).

Several other women on the Insider Reviews team have tried ThirdLove's bras and love them. Since we're all a range of sizes and shapes, it's impressive that we all love these bras. Insider Reviews senior reporter Mara Leighton especially appreciates that the 24/7 Cotton T-Shirt Bra felt supportive without being restrictive and that "the ultra-thin memory foam cups form nicely to the body, and the material is breathable enough to auto-regulate." 

Read our full review of ThirdLove's 24/7 Cotton T-Shirt Bra

The best bra for large cup sizes
image 2020 03 10T185505.356

Chantelle makes supportive, comfortable, and natural-feeling bras for larger cup sizes.

Pros: Functional, beautiful, natural-feeling, non-bulky, high-quality

Cons: None to speak of 

Sizing: Availability varies by style, but the brand has options for cup sizes A through I.  

Chantelle, a cult-favorite brand for shoppers with larger busts, is a family-owned French lingerie company with sizes that range from bands 30-44 and cups A-H. Its bras are supportive and offer a more natural and less bulky look than many of the other brands that cater to larger cup sizes. And, they skip the common flaws found in mass-produced bras for this size range — they don't drop low or spread you out.

Chantelle bras are functional, but they're also undeniably pretty, unlike many of the options available to women over a C-cup. You can find opaque T-shirt bras and multifunctional bralettes as well as beautiful lacy options — all of which prioritize the support, shaping, and structure a larger bust needs.

Chantelle prices tend to be on the higher side (typically $52-$120), but a high-quality, supportive bra that respects your natural shape justifies the cost. All of its products are handmade in Chantelle-owned factories so there is complete control over the quality. — Mara Leighton


The best budget bra

You don't have to spend a fortune to get a good bra, and Hanes is here to prove it.

Pros: Extremely affordable, wide range of colors, good support, and straps that stay in place

Cons: There are a limited selection of cup and band sizes, so chestier women may not be able to find a good fit  

Sizing: Availability varies by style, and some styles are sized XS-4X, but the brand has options for cup sizes A through DDD.

High prices don't always correlate with high quality, and similarly, budget buys don't mean budget quality. No one knows this better than Hanes, the classic underwear brand that makes one of the best wire-free bras on the market.

Whether you want to call it a bralette or a wireless bra, you'll certainly call it supremely comfortable. The Comfort Wire-Free bra line by Hanes is one of the sturdier bras you can buy. Sure, it's not made of sexy lace, but as a result, it can withstand quite a bit of wear and tear. It doesn't lose its shape or stretch out in unattractive ways after several cycles in the washing machine, and because it doesn't have an underwire, it's incredibly lightweight and flexible.

But don't think that a lack of wire means a lack of support or structure. As folks over at Good Housekeeping noted, "I liked that this bra did not have an underwire, yet I felt fully supported. It was soft and comfortable…I almost forgot I was wearing a bra."

Because the Wire-Free bras are fully adjustable, they also stay put quite well.

The best for atypical breast shapes

If you're a fan of deep V-necks, the Natori Feathers Bra will keep you supported while staying out of sight.

Pros: Great for plunging necklines, comfortable, flirty, and well-fitting for women with atypical bra sizes  

Cons: Cup size runs small, so be sure to order accordingly

Sizing: Availability varies by style, but the brand has options for cup sizes A through H. 

There are few outfits for which the Natori Feathers isn't the perfect fit, and that makes this bra a staple in just about any wardrobe. As the name suggests, this bra takes a dramatic plunge down the middle, so if you're a fan of daring cuts and plunging necklines, this is certainly the bra for you.

Flirty and fun, Natori's signature Feathers lace adds the right touch of femininity to this pretty piece of lingerie. While aesthetics and functionality don't always go hand in hand when it comes to your underthings, Natori is certainly the exception to that rule. The comfortable T-shirt design is also plenty supportive.

Best of all, perhaps, is that the Feathers bra seems to be particularly useful for women with atypical bra sizes or breast shapes. As one happy customer noted on the Natori website, This is the first time I've worn a bra without padding and my boobs have never looked better!" Another reviewer echoed these sentiments, writing, "This bra is the most comfortable bra I have ever worn. It fits my barely-A, wide-set bust perfectly."

Insider Reviews senior reporter Mara Leighton has been wearing the Natori Feathers bra since she discovered it in high school, and she was surprised to learn that so many of her friends have been wearing this bra, too. It's become what she calls the "'Sisterhood of the Traveling Pants' of lingerie" thanks to its staggeringly broad appeal regardless of bust size and shape.

New York Magazine calls the Natori Feathers the "unicorn of undergarments." The bra features a molded mesh outer cover with lace trim, as well as adjustable stretch straps that become wider as you size up. The Feathers bra is constructed of 84% nylon and 16% lycra and lace.

Read our full review of the Natori Feathers bra.

The best convertible bra
wacoal bra

If you need one bra to serve the purpose of two (or more) bras, then you'll want the Wacoal Red Carpet Strapless Bra.

Pros: Great for larger chested women, convertible, stays in place, comfortable  

Cons: Some customers have noted issues with fit

Sizing options: Availability varies by style, but the brand does have options for cup sizes A through H. 

Strapless bras in and of themselves are always a bit of a struggle, what with constant slippage and the seemingly never-ending need to adjust and readjust their fit. But with the Wacoal Red Carpet Strapless Bra, you can bid your fidgeting days adieu.

Part of the secret of this great bra is that it's not just strapless — it's actually convertible. The removable straps can help keep you supported, but so too can the gripper strips inside the top and bottom edges that make sure that the bra stays adhered to your chest, and doesn't begin wandering down. The back and side boning also helps the bra maintain its shape, while the mesh back keeps you comfortable.

Although most strapless bras don't do much for actually helping to shape your chest, the Wacoal is a different story, thanks to light foam padding, you'll enjoy "full figure natural shaping, support," and most importantly, no show-through. Because the straps are fully removable, you can choose how to wear them, whether that's halter style, crossed in the back, or traditional.

The best bralettes and wire-free bra
Lively bras

Lively's bras and bralettes only cost $35, but they offer the quality, support, and style of much more expensive ones.

Pros: Wide range of styles, true to size, cute designs, comfortable, affordable

Cons: May not be as long-lasting as others

Sizing: The brand has options for cup sizes A through DDD.

If you're sick of spending $50 to $100 on each bra you buy, take a look at Lively. All of the startup's bras and bralettes cost just $35 apiece. You can choose from a wide range of styles, including numerous bralettes and a handful of different bra styles with and without underwire.

I've tried several Lively bras and each one has impressed me in a different way. The underwire push-up bra and the push-up bra without underwire are both incredibly comfortable. The padding is subtle and not excessive like the push-up bras from Victoria Secret and other brands. You get a slight lift without feeling like you're going to fall out of your bra.

The no-underwire version is surprisingly supportive, too. When I first laid eyes on it, I thought I'd need to return it immediately, but it's turned out to be one of my favorites. The wide band gives the support I need and the lack of wires makes it super comfortable for all-day wear.

The All You Busty Bralette is very comfortable for lounging around at home with its wide, thick straps, and super soft material. I'm not a bralette person for going out and about (having a DD cup will do that to you), but it's perfect for days when you have nowhere to go beyond the grocery store. As someone with a larger cup size, I really liked that there's a DD+ section with all the bras and bralettes that are made for larger busts.

We also tested the No-Wire Strapless Bra and were thrilled with how supportive it was and how little we were distracted by it throughout the day. Senior reporter Connie Chen writes, "Though I could still tell I was wearing a strapless bra throughout the day, I certainly thought of it much less often than I usually do because it wasn't painful to wear and I didn't have to constantly wriggle around self-consciously to readjust its position."

Women with smaller busts will love the wide range of bralettes and how cute they look. Many of them are stylish enough to show off, too.

The only real downsides here are that Lively doesn't have sizes above DDD and the bras may not be as long-lasting as more expensive ones. — Malarie Gokey

Read our full review of the Lively No-Wire Strapless Bra.

The best lounge bra

True & Co. makes comfortable, wire-free bras from a buttery soft material that lifts and supports.

Pros: Buttery smooth fabric, noticeable lift, versatility, extreme comfort, relatively affordable

Cons: Not as much support as a traditional bra, can find lounge bras for cheaper, less support for larger cup sizes

Sizing: The brand has options for cup sizes A through F.

True & Co.'s True Body Collection is full of soft, wire-free bras that are perfect for lounging.

Sizing ranges from 32A to 42DDD/F, and while it won't give you as much support as a traditional wire bra, it does promise up to an inch of lift. 

One of our favorite styles from the True Body collection is the V Neck Racerback. The bonded technology means no elastic or bulky, line-disrupting seams. The wire-free channel lends support like underwire without the wire, and the "super lift fabric" (a tightly knit blend) provides the noticeable lift and support. The molded cups prevent you from slipping out and getting the dreaded "underboob" that almost uniformly plagues these seamless, "comfort"-first bras.

I wear the V Neck Racerback around the house, but I also like to use it under T-shirts for a smooth silhouette and a more natural shape. For as much use as I get out of it, almost $60 isn't ideal but it certainly hasn't been regretted. 

The Mesh Scoop Neck Lift Bra is also one of the best pieces of loungewear that I own. It's basically the same as the other True Body bras by virtue of its identical smooth, buttery soft fabric, but it also has a mesh back so it's extra breathable. 

Most True Body bras come with removable pads, and range in colors from nudes to bright patterns. And after many less-than-careful loads of laundry, I haven't seen any noticeable change in performance or look. — Mara Leighton

Read our full review of True & Co. bras.

What else we considered
pdp_the scoop micro espresso_b0_05_1296x
  • Spanx makes pillowy soft bras with wider-than-average straps and the sort of easy, natural lift that the company credits to 3D technology. Altogether, it makes for a secure, comfortable, and supportive experience. Our testers loved them, and we highly recommend a variety of full-coverage styles, which we tested across different bra sizes. But, we appreciate ThirdLove's style and size variety more for the average person.
  • Summersalt makes semi-sheer underwear sets like the Feel Free Bralette and Feel Free Underwear, which we tried and thought were comfortable, cute, and well-suited for lounging. But, we like both True & Co. and Lively's superior variety, stock, and structural support even more.
  • Everlane stocks comfortable tank bras and bralettes, and we appreciate both the softness of its Pima cotton and the fact that its ReNew styles utilize Econyl, a 100% regenerated nylon that's typically made using a combination of nylon from fishing nets, fabric scraps, and industrial nylon waste. But, we prefer the structural support and comfort of the True & Co. and Lively bras. 
Check out our other great bra and underwear guides
Journelle Lingerie

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One measure shows the stock market is still affordable at current levels - but investors should avoid these 3 bubble-like pockets, Goldman Sachs says

goldman sachs
  • Fear of a large-scale market bubble might be overblown, though certain pockets do exhibit bubble-like qualities, Goldman Sachs strategists said Friday.
  • When taking interest rates and Treasury yields into account, the broad market isn't as extremely valued as other gauges suggest, the team said.
  • SPACs, negative-earning stocks, and high-growth, high-multiple stocks are showing behavior consistent with bubble-like sentiment, they added.
  • Sign up here for our daily newsletter, 10 Things Before the Opening Bell.

Concerns of stock-market bubbles aren't misplaced, but certain gauges suggest the broader market has plenty more room to run, Goldman Sachs strategists said Friday.

Major indexes sit just below record highs as investors bet on vaccine distribution and additional stimulus to accelerate economic recovery. Yet still-elevated COVID-19 case counts and worsening economic data has led some clients to wonder whether stocks' valuations are unsustainable, the team led by David Kostin said in a note to clients.

By some of the most popular valuation metrics, the market sits at extremely lofty levels. Price-to-earnings and market cap-to-GDP ratios both point to unusually high valuations.

However, accounting for historically low Treasury yields and interest rates, the S&P 500 is actually trading at a "below-average historical valuation," Goldman said. Treasurys remain at relatively low levels after plummeting at the start of the pandemic. Similarly, interest rates sit at record lows and are expected to remain there for the medium-term.

Read more: BANK OF AMERICA: Buy these 31 unheralded stocks as the recovery's hottest trades of recent months continue to gain strength in 2021

Using the popular cyclically adjusted P/E ratio, or CAPE, the broader market's valuation isn't as low as many think, the strategists added.

A falling equity-risk premium will offset rising yields and "modestly higher" real rates throughout 2021, the bank added. Goldman reiterated its year-end S&P 500 target of 4,300, implying a 12% rally from Friday's closing level.

Beware the bubbles

Still, certain parts of the market are to be avoided, the team said. For one, last year's obsession with special-purpose acquisition companies has shown no signs of calming. More than $16 billion has been raised across 56 SPACs in the year-to-date, handily exceeding the pace that saw a record $76 billion raised in 2020. Yet the SPAC offering spree is conditional on every blank-check firm finding a private company to merge with.

Low interest rates and SPACs' two-year window for finding target companies suggest their popularity can persist, but investor behavior in the sector has been "consistent with bubble-like sentiment," Goldman said.

Recent rallies of stocks boasting negative earnings also spark concerns of a potential market bubble, the team added. Companies with negative long-term earnings have outpaced the average stock by 40 percentage points over the last 12 months, according to the bank. Elevated trading of negative earners has also been a "historical extreme."

Read more: This actively-managed SPAC ETF amassed $60 million in assets within a month of launching. Its founder breaks down how to pick blank-check firms - and shares 3 to watch in 2021.

While investors should steer clear of the group, the phenomenon and its risks are mostly contained, the strategists said.

"Although this surge appears unsustainable, it also appears to pose little risk to the broad market because these companies account for just 5% of total market cap," they added.

Finally, high-growth, high-multiple stocks have traded with elevated volumes and, unlike the aforementioned groups, could pose a risk to the broader market, the team said. Equities with enterprise value-to-sales multiples of more than 20 made up roughly 23% of trading volumes in the past month and count as 9% of the stock market.

Some of the group's appreciation can be linked to low interest rates, but history suggests these extremely valued stocks will underperform the median US stock and broader market indexes over the next 12 months, Goldman said.

Now read more markets coverage from Markets Insider and Business Insider:

Raymond James' investment chief breaks down his prediction for the market's trajectory in 2021, including the 5 sectors he's most bullish on - and shares why he thinks tech stocks are just getting started

GameStop short-sellers lost $1.6 billion in a single day as Reddit traders rebelled against them

Microsoft will leap another 20% as cloud-computing strength drives strong earnings, Wedbush says

Read the original article on Business Insider

GameStop short-sellers lost $1.6 billion in a single day as Reddit traders rebelled against them

GameStop Clerk
  • GameStop short-sellers have lost $3.3 billion betting against the stock in 2021, S3 Partners said.
  • Losses totaled roughly $1.6 billion on Friday alone as the stock rallied 51%.
  • GameStop has rocketed as Reddit traders drive bullish momentum to extraordinary levels.
  • Watch GameStop trade live here.

Investors betting against GameStop and the army of bullish retail traders have already lost billions in 2021.

Mark-to-market losses for GameStop shorts on a year-to-date basis reached $3.3 billion when trading closed on Friday, according to data from the financial-analytics firm S3 Partners. Losses totaled nearly $1.6 billion on Friday alone as shares rocketed 51% higher into the close.

GameStop stock has continued to climb as Reddit users and day traders have extended the unusual momentum trade into its third week. The company's shares initially leaped on January 11 after it agreed with an activist investor to add three new directors to its board. The day's gains drew in swaths of retail traders, including members of the popular WallStreetBets subreddit.

Online posts urging other investors to join the trade have since driven outsize bullish momentum for GameStop. The stock traded 115% higher as of 10:40 a.m. ET on Monday and is up more than 500% year-to-date.

Read more: BANK OF AMERICA: Buy these 31 unheralded stocks as the recovery's hottest trades of recent months continue to gain strength in 2021

Though some think the gains have been fueled by a massive short squeeze, demand for shorting the stock remains strong. About 72 million shares - or 140% of GameStop's float - were shorted as of Friday, according to S3. In the past seven days, the number of shares shorted climbed by 883,000, though the stock soared.

"There has been a queue of new short-sellers wanting to get short exposure in GameStop after its recent run-up," Ihor Dusaniwsky, the managing director of predictive analytics at S3, told Insider, adding that brokers had been unable to meet the demand for shares to sell short.

Short-sellers and Wall Street have struggled to make sense of the retail-trader phenomenon. Only one firm, Telsey Advisory Group, has downgraded shares since they spiked earlier this month. The Street's median price target is $11.96, implying a broad expectation of an 81% crash.

Read more: This actively-managed SPAC ETF amassed $60 million assets within a month of launching. Its founder breaks down how to pick blank-check firms - and shares 3 to watch in 2021.

Andrew Left of Citron Research, one of Wall Street's most outspoken GameStop shorts, said on Friday that he would no longer comment on the stock. Left had posted a video on Thursday criticizing the bullish day traders and arguing that the stock would soon plummet to $20. WallStreetBets members chided Left with memes and derogatory comments.

The short-seller said on Friday that an "angry mob" of online traders had harassed him and tried to hack his Twitter account, leading him to end his commentary on the stock.

Left maintained his short thesis - but what began as a moderate short squeeze has evolved into a "vice-grip" on those betting against GameStop, Dusaniwsky said. He added that the stock's extended rally would force shorts to reconsider their confidence in their position and likely kill off a great deal of GameStop bears.

Now read more markets coverage from Markets Insider and Business Insider:

Buy these 13 stocks poised to benefit from a boom in 5G smartphone adoption, UBS says - including one expected to surge 69%

Microsoft will leap another 20% as cloud-computing strength drives strong earnings, Wedbush says

US business activity picks up as manufacturing gauge hits record high, IHS Markit says


Read the original article on Business Insider

Former Ranger and SOCOM commander calls out Democratic congressman over 'dumb' military service spat with Sen. Tom Cotton

Tom Cotton
Republican Sen. Tom Cotton of Arkansas.
  • A former head of US Special Operations Command weighed in on the debate over Arkansas Sen. Tom Cotton's service record.
  • After an article called into question Cotton's reported characterizations of himself as an Army Ranger, Colorado Rep. Jason Crow, a former Army Ranger, told him he shouldn't call himself a Ranger.
  • Retired Gen. Raymond Thomas, a former Ranger who commanded SOCOM, called the debate "dumb" and told Crow that he needs to focus on more important things.
  • Visit Business Insider's homepage for more stories.

A former head of US Special Operations Command called out a Democratic lawmaker on social media for questioning a congressional colleague's military service.

Following the publication of an article from Salon this weekend that reported that Arkansas Sen. Tom Cotton is not actually a Ranger despite campaigning on "his experience as a US Army Ranger," Colorado Rep. Jason Crow, a former Army Ranger, tweeted at his Republican colleague.

"Unless you wore one of these berets you shouldn't be calling yourself a Ranger," Crow wrote in a tweet accompanied by a photo of himself in the tan beret worn by Rangers. "Truth matters," he said.

Cotton attended the challenging US Army Ranger School and obtained the Ranger tab, but the senator served with the 101st Airborne. Crow, on the other hand, served with SOCOM's 75th Ranger Regiment.

army ranger

Being a Ranger with the 75th Ranger Regiment and earning the gold and black Ranger tab are often confused and sometimes used interchangeably, even among service members. While the distinction between the two is not often discussed outside of military circles, it has been hotly debated among some veterans and encapsulates the nuances of military service.

While both of these achievements are considered to be significant accomplishments in the Army, there are differences, a US Army spokesperson at Fort Benning told Insider.

Completing the two-month Ranger School program and earning the Ranger tab means a soldier is "Ranger qualified," the Army spokesperson said. A soldier must complete the Ranger Assessment and Selection Program (RASP) and serve with the 75th Ranger Regiment to earn their scroll and officially be a Ranger.

That said, there appears to be some flexibility in the term's usage. For instance, an Army general told Ranger School graduates in 2015 that they "carry the title of Ranger."

Cotton's communications director told Insider over the weekend that the senator did not mischaracterize his service. Cotton's biography on his website does not identify him as a former Army Ranger.

Retired Gen. Raymond Thomas, himself a former Army Ranger and SOCOM commander, tweeted at the Crow on Sunday, arguing that the debate over Cotton's service is "dumb" considering the many more pressing issues facing the country.

The retired general told Crow to act like a congressman, writing that he needs "to focus on more important things for the good of the nation."

"I hope they fulfill their elected role to lead this country," he wrote in a follow-on tweet. "Hope they don't waste time on petty issues like this with so much at stake."

Crow's office did not respond to request for comment on why he tweeted about the senator's service.

The social media post Thomas directed at Crow on Sunday is not the first time the retired general has weighed in on the actions of former special operations members who are serving in Congress.

In December, he characterized a fake action video advertisement of Texas Rep. Dan Crenshaw parachuting into a one man battle against supposed Antifa activists ahead of Georgia's Senate run-offs, as "embarrassing."

Thomas said that he thought it was a "Saturday Night Live" or Comedy Central skit until he realized it was "just the base(r) level our political environment slips to with each succeeding day."

Read the original article on Business Insider

The best school notebooks of 2021

Table of Contents: Masthead Sticky
  • From kindergarten through college, notebooks are essential and should be durable, as well as leak- and rip-proof throughout the school year.
  • We put 12 popular notebooks through testing to bring you our top picks for this guide.
  • The best school notebook overall is the Five Star Advance Wirebound Notebook 3 Subject - it's long-lasting, versatile, and offers a lot of bang for your buck.

With a master's degree in education and years of teaching under my belt, I've seen and bought my fair share of notebooks.

Some students, school districts, and colleges have made the switch away from paper and gone completely digital. However, research has shown that students who write their notes down - as opposed to typing them - perform better on tests.

As a teacher, I've seen this firsthand. Students may not internalize their notes as well when they don't write them out by hand. It's also easier for them to get distracted when using a device - it's almost impossible for them to ignore a notification.

You don't need to splurge to get a good notebook, but there are some things to consider when shopping for this ubiquitous school supply. Andy Beauchamp, a second grade teacher in Minnesota, advises parents to wait until they hear from their child's teacher before purchasing notebooks. Always keep in mind that different teachers may have different requirements.   

To find the best notebooks, I conducted research, talked to current teachers, and tested 12 popular options, which were provided as editorial review samples by their manufacturers. My testing included writing, ripping out pages, spilling water on them, and more - which you can read about at the end of this guide.

Here are the best school notebooks:

The best overall
five star wirebound notebook

The Five Star Advance 3 Subject Notebook with moveable pocket dividers keeps notes in great shape through the school year and beyond.

Pros: Cloth cover protects coils, moveable pocket dividers, extremely durable plastic cover

Cons: Some resistance when writing, may not be ideal for young students

In my experience as a teacher, the two main reasons notebooks get ruined are ripped covers and snagged wires. The college-ruled Five Star Advance Notebook takes care of both of these problems with a durable plastic cover and a fabric wire guard.

With room for three subjects and protective coverings, this notebook will last through an entire school year and even longer. In our tests, the cover protected the pages from water damage, and it was difficult to pull the wires out from under the fabric guard. 

Its durability makes it ideal for saving notes from higher-level courses to refer back to later. The moveable dividers add versatility as well. Maybe one class only uses 50 pages while another uses 75 — you won't waste pages like you would with a fixed divider. I found the pages ripped out cleanly and didn't leave any jagged edges. A nice added feature is the pen/pencil holder. 

When compared to some of our other picks, writing utensils didn't glide quite as smoothly over the paper. However, this isn't a big deal for the average student. The only age group this notebook might not be ideal for is lower-elementary school due to its size. 

If for some reason this notebook doesn't last, it also has Five Star's one-year guarantee (misuse and abuse are not covered).

The best for elementary school
amazon wide ruled

The Amazon Basics Wide-Ruled Composition Notebook helps kids perfect their handwriting and the sewn binding eliminates the danger of wires for younger kids. 

Pros: Pages are securely sewn in, the wide-ruled paper is ideal for perfecting handwriting, includes schedule and conversion chart

Cons: Cover is plain, can't tear pages out

While I typically recommend notebooks with more durable covers, I like the Amazon Basics Composition Notebook specifically for elementary school kids because it has wide spacing between lines. This is ideal for writers who are still perfecting their technique. The sewn binding also prevents problems spiral notebooks can cause for young kids.

Beauchamp agrees that young children benefit from a sewn binding. "Spiral notebooks make practicing writing mechanics and using a full line challenging for students," she said. "About halfway through the year, the spiral begins to come undone if not taken care of, and can be harmful to students as it is quite sharp. Composition notebooks eliminate those problems." 

In our tests, the cardboard cover tore easily, but there was no wire to pull loose. The cover held up well to the spill test; it showed water damage, but it didn't seep through to the paper. Like most composition notebooks, there aren't any perforations to tear pages out, so the edges ripped unevenly when I tried to pull them out. Ease of writing was average — slightly rough but what you'd expect from a notebook at this price point.

The notebook is available in solid or marbled covers in blue, yellow, green, red, and black. While these colors are nice, young kids might be disappointed that there aren't fun designs. 

A handy conversion chart and a space to write a schedule are included on the inside covers. The schedule space can help young kids learn to tell time and follow routines.

The best for middle and high school

The Five Star Wirebound 1 Subject Notebook is simple, versatile, and exceptionally durable with a water-resistant plastic cover.

Pros: Durable, water-resistant cover; built-in pockets; colorful covers are easy to organize; loops on wires prevent snagging

Cons: Interior pockets aren't very durable

As both a student and a teacher, the Five Star Wirebound 1 Subject was my favorite notebook. While some other notebooks quickly succumb to wear and tear as the year goes on, many Five Star notebooks look good as new even on the last day of school. 

The durability of this notebook is largely due to its water-resistant cover. "Notebooks with stronger, thicker covers seem to survive the everyday wear and tear of being thrown in backpacks and lockers," according to Alissa Martin, a high school teacher in Pennsylvania. "Often, buying a more expensive notebook will save money in the end because it won't need to be replaced due to a cover falling apart or ripping, or the wiring coming apart." 

In our tests, the cover of this notebook did not rip and it protected the pages from spilled water. The edges of the wire loop back on itself to prevent snagging. There are also two interior pockets for storing handouts, worksheets, and loose paper. While I like this feature, the pockets are made of cardboard that is not very durable. The ink bleed-resistant paper has perforations, and the pages ripped out well in our testing. Out of all of our top picks, this was the roughest to write on but not unusual for this type of notebook.

A 100-page one-subject notebook is usually enough for one class. Teachers may request wide-or college-ruled paper. If they don't give a preference, middle school students might prefer wide-ruled while high school students might gravitate toward a college-ruled notebook.  Five Star offers both options. It also comes in many different colors, ideal for organizing classes by color.

The best for college
Hamelin 1 Subject Notebook

The Hamelin 1 Subject has 150 pages of college-ruled paper to accommodate notes-intensive courses, and it comes with access to a note management app. 

Pros: Durable, works with Scribzee app to manage and send notes, includes organizational stickers, writing utensils glide smoothly on paper

Cons: Wire pulls out easily, cost adds up if you need to purchase multiple notebooks

Of all the notebooks I've used throughout my life — from elementary to grad school — the ones I've held onto the most are the ones from my undergrad years. That's why the Hamelin 1 Spiral Subject notebook with its sturdy cover is our pick for the best college notebook. Not only will the notebook itself last, but electronic versions of your notes can last forever if you take advantage of the Scribzee app

According to Meghan Huber, assistant professor in mechanical and industrial engineering at the University of Massachusetts at Amherst, "Choosing the right notebook paper is critical, now more than ever, since most classes are taught online. Especially in STEM courses, students might be required to upload their homework and exam problems to show their work."

This is where students will really appreciate the Scribzee app that serves as a companion to the notebook. Students can take pictures of their notes and turn them into PDFs, send them to other people, organize them into folders, and add additional content like images. Uploading homework and exam problems to send to professors is a breeze. 

For further organization, the included peel-and-stick labels can be used to create dividers, label sections, and add bookmarks. Papers can be stored in one double-sided pocket in the front, which is somewhat flimsy card stock like that of the Five Star. The notebook comes in blue, red, white, black, purple, green, and yellow. 

The thick cover protected the pages well in our water test. The paper was very smooth to write on, and the pages tore out easily. The only test this notebook didn't do well on was the wire pull test — the spiral wire that binds the notebook pulled out very easily. Traditionally, this is more of a problem with middle and high school students who get the wire stuck on their lockers. However, the pros of this notebook outweigh that one con, especially for college students.

The best for lefties
moleskine notebook

The Moleskine Classic Notebook, Hard Cover, XL is ideal for lefties because the pages lie flat and ink doesn't smudge. 

Pros: Paper lies flat, minimal smudging, bookmark and folder included, many size and color options 

Cons: None to speak of

Moleskine notebooks are known for their high quality and the brand has many loyal followers. This was my first time trying a Moleskine, and I was sold. 

To determine the best school notebook for lefties, however, my left-handed husband helped me test and make the final decision. This notebook came out on top in his testing for two reasons. First, the paper lies flat, so it wasn't uncomfortable and he didn't have to waste half the page. Second, ink and pencil smudged the least out of all the notebooks we tested. After decades of having ink smudged all over his hands, my husband was thoroughly impressed. 

These two factors, while great for lefties, aren't the only reasons this is an excellent notebook. In our tests, the hardcover protected the pages from water, and pens and pencils glided smoothly over the paper. Additional features include a bookmark ribbon, an elastic closure, and a durable expandable folder inside the rear cover. Although the pages do not have perforations, they tore out the best of all the non-perforated notebooks we tested. They come out evenly as long as you take your time.

The Moleskine classic has a very sleek look, and it's easy to customize: There are 10 color options, six sizes, four paper types, and two cover options (note that I did not test the softcover). Its durability and versatility make this a solid choice for left-handed notetakers.

The best budget
mead 1 subject notebook

The simple Mead 1 Subject Spiral Notebook does the job at half the price of similar notebooks.

Pros: Affordable, multiple color options, page perforations and binder holes  

Cons: Coil can get snagged, cover rips easily

Is the Mead 1 Subject the best notebook out there? No. Can you beat $2 or less for a school notebook? Also no. This notebook almost always can be found for $2, too. It certainly has its drawbacks, but as a teacher, it was one of the most popular notebooks I saw in the classroom simply because you can't beat the price. 

It comes in a variety of colors for students to choose from and is a typical wire-bound notebook with a cardstock cover. The pages include perforations and three-ring holes, so students can rip them out for graded assignments or put them in a binder. 

With such a low price comes some drawbacks, however. The cover is thin and was easily ripped in our tests. It also allowed water to seep through in our water test. The wire coil can get snagged easily, and I've seen this ruin Mead notebooks in my classroom. 

The ease of writing is average, similar to the Amazon Basics Composition Notebook. The perforated pages tear out evenly, but if you don't take your time, you might get the jagged edges that go around the wire.

There are certainly better notebook options out there, but the cost of school supplies can add up very quickly. If your budget is tight and you're looking for ways to save, the Mead 1 Subject Spiral Notebook can do the job.

What else we considered
composition notebook
  • Mead Composition: This notebook is very similar to the Amazon Basics Composition Notebook. It came in slightly more expensive than the Amazon option, which is why it didn't make the cut. 
  • Mead Primary Composition Notebooks: This is a good option for very young kids. They use the red baseline ruled lines to help kids learn how to write. Because most kids would outgrow them by second grade, we went with a wide ruled composition notebook pick for elementary school instead. 
  • Rocketbook Core: This is a unique eco-conscious notebook. Students can write on the reusable paper with FriXion pens, then use the Rocketbook app to store a digital copy of their notes and erase the page with a damp cloth. This technology worked well when I tried it, but it may not be the best option for students. For one, it's not cheap for a notebook that might get destroyed or lost, and if students lose their FriXion pen, the notebook is useless. They also won't be able to tear any pages out to hand to a teacher. It would be a better fit in classrooms with 1:1 technology than those without. 
  • Black n Red Ruled Hardcover: This notebook had high-quality paper and the hardcover protected the pages very well. However, the cover was so hard and the binding so tight that it was difficult to get the notebook to lie flat. 
  • Cambridge Professional: This was a nice notebook that I found to be similar to the Hamelin. The very thick paper made it difficult to rip off along the perforated line, however. Hamelin also edged this notebook out because of its compatibility with Scribzee.
How we tested
part open notebook

After researching and selecting the top contenders for this guide, I received samples of each one on my short list and put them through the following testing criteria: 

  • Writing test: I wrote in each notebook with various writing utensils to make sure there was no bleeding through pages. None of the pages bled with typical pencils and pens. I did not test with markers, highlighters, or Sharpies. 
  • Rip test: I tore pages out of each notebook to test how cleanly and easily they came out. Teachers often ask students to rip pages out to hand in, and many teachers don't like when pages are uneven and have jagged edges. 
  • Typical student test: I threw them, stepped on them, tried to rip them by pulling on the cover, and tried to pull the coil off of notebooks that had one.
  • Water test: I spilled water on the cover of each notebook and let it sit for 15 minutes before assessing damage. 
Note-taking tips
Best Notebooks taking notes

Efficient note-takers successfully create a balance between trying to write down every word their teacher says and not writing enough. Here are a few note-taking tips: 

  • Keep notes organized with dates, titles, and sections. "Different sections of a notebook can help students learn to organize, especially if it's notes within one subject area," according to Martin.
  • Having multiple notebooks can help keep students organized. "Keep a notebook for each class plus a catch-all notebook," Huber said. "This additional notebook should be with the student at all times and can be used for anything from scratch paper to making a shopping list to a stand-in for that forgotten notebook."
  • Try using highlighters or colored pens to color-code notes. 
  • Use shorthand and abbreviations. This helps you write your notes quickly so you can spend more time listening. It also helps ensure you'll be able to understand your notes later. 
  • Underline or otherwise mark important or key notes. 
Check out our other school and productivity buying guides
best school notebooks slide image
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From AMC to Bed Bath & Beyond, the market's most-shorted stocks are rallying as Reddit day-traders pile in

traders new york stock exchange

A handful of stocks that have high short-interest are staging epic raillies that are in-part being fueled by groups of investors on the popular Reddit forum WallStreetBets piling into the names.

Names like GameStop, BlackBerry, and AMC Entertainment have soared hundreds of percentage points in recent weeks with little fundamental news behind the moves. 

The rallies were likely sparked a short squeeze event in the shares, which further fueled the sky-high surges. A short squeeze is when short-sellers are forced to buyback the stock to close out their losing positions, boosting demand for the stock in question.

GameStop seems to have become the main target of Reddit users in recent weeks, sparked by the prospects of activist investor Ryan Cohen's campaign to turn the company into a specialized e-commerce platform that sells gaming products. Shares of GameStop soared as much as 145% in Monday trades on no apparent news.

The moves in GameStop helped it become a battle ground stock, with Citron's Andrew Left outlining why he felt the stock should fall about 50% to $20 when it was trading near $40 last week. Shares of GameStop hit an all-time high of $159.18 in Monday trades.

Read more: BANK OF AMERICA: Buy these 31 unheralded stocks as the recovery's hottest trades of recent months continue to gain strength in 2021

Citron ultimately ended commentary on GameStop after being on the receiving end of harassing actions from investors, Left said in a letter last week. 

Shares of BlackBerry, AMC Entertainment, and Bed Bath & Beyond also staged monster year-to-date rallies with little news to back up the moves.

BlackBerry is up as much as 214% year-to-date at Monday's intra-day high, with a mid January spike sparked by a patent settlement with Facebook on its messaging technology. Shares are up more than 100% over the past week.

AMC Entertainment is up as much as 130% year-to-date at Monday's intra-day high. The stock surged as much as 39% on Monday after the movie theater chain said it raised nearly $1 billion over the past month, which will help it avoid bankruptcy and extend its cash runway well into 2021.

Bed Bath & Beyond is another heavily shorted stock that jumped as much as 58% on Monday on no apparent news besides a price target increase from Loop Capital. The home furnishing retailer has jumped as much as 169% year-to-date at Monday's intra-day high.

Besides being stocks with high short interest and uncertain fundamentals, all have been mentioned on the WallStreetBets forums by users who were buying shares in recent weeks. 

Read more: GOLDMAN SACHS: These 22 stocks still haven't recovered to pre-pandemic levels - and are set to explode amid higher earnings in 2021 as the economy recovers

Read the original article on Business Insider

Chinese leader Xi Jinping warns against the consequences of a 'new cold war' in first speech since Biden's inauguration

Biden and Xi Jinping
Then Vice President Biden met with Chinese President Xi Jinping at a 2012 meeting in California. China now has the lead in 5G infrastructure, but experts say don't count Silicon Valley out yet.
  • Chinese leader Xi Jinping preached about multilateralism at the World Economic Forum on Monday.
  • Xi warned about the consequences of a "new Cold War," in a veiled message to President Joe Biden. 
  • "We cannot tackle common challenges in a divided world and confrontation will lead us to a dead-end," Xi said.
  • Visit Business Insider's homepage for more stories.

China's leader Xi Jinping on Wednesday emphasized the importance of multilateralism and urged against "arrogant isolation," in a speech to the international community at the annual World Economic Forum. 

"We have been shown time and again that to beggar thy neighbor, to go it alone and to slip into arrogant isolation will always fail. Let us all join hands and let multilateralism light our way toward a community with a shared future for mankind," Xi said. 

Without explicitly mentioning the US, the Chinese leader also warned against the dangers of a "new Cold War."

"To build small circles or start a new Cold War, to reject, threaten or intimidate others, to willfully impose decoupling, supply disruption or sanctions, and to create isolation or estrangement will only push the world into division and even confrontation," Xi said. 

"We cannot tackle common challenges in a divided world and confrontation will lead us to a dead-end," Xi added in his first speech to the global community since President Joe Biden was inaugurated. 


Tensions between the US and China reached historic heights under former President Donald Trump, who waged a controversial trade war against Beijing and blamed the Chinese government for the COVID-19 pandemic. In 2020, experts warned that the US and China appeared to be on the brink of a new Cold War that could have major consequences for the global economy. 

Biden has made challenging China on the global stage a key part of his foreign policy agenda. The new president and his advisors have expressed agreement with Trump's diagnosis of problems with China, while signaling a desire to take a less boisterous, unilateral approach to these issues. 

Antony Blinken, Biden's nominee for secretary of state, during his Senate confirmation hearing last week said, "Trump was right in taking a tougher approach to China." But Blinken added that he did not agree with all of Trump's methods. 

Blinken at the time also said that he agreed with outgoing Secretary of State Mike Pompeo's assessment that China's treatment of the Uighurs in Xinjiang constituted "genocide. Under Xi's authoritarian regime, China set up "reeducation camps" where hundreds of thousands of predominantly Muslim Uighurs are imprisoned without trial, often for nothing more than appearing suspicious, and where they are reportedly subjected to torture, sexual assault, and medical experiments.

Though Xi preached a message of global cooperation on Monday that appeared to be a veiled overture to Biden, it came less than a week after the Chinese government announced sanctions against 28 former US officials and their families. China also flew warplanes close to Taiwan over the weekend, prompting the State Department to issue a statement. 

"We urge Beijing to cease its military, diplomatic, and economic pressure against Taiwan and instead engage in meaningful dialogue with Taiwan's democratically elected representatives," State Department spokesperson Ned Price said, adding that the US commitment to Taiwan is "rock-solid." 

White House press secretary Jen Psaki on Monday said the Biden administration is "starting from an approach of patience as it relates to our relationship with China."

"That means we're going to have consultations with our allies ... with Democrats and Republicans, and we're going to allow the interagency process to work its way through," Psaki said. 

Read the original article on Business Insider

58 gifts for college students they'll actually want to use, according to a recent grad


When you buy through our links, we may earn money from our affiliate partners. Learn more.

Allbirds sneakers make a great gift for college students and recent graduates.

  • The best gift ideas for college students are useful, but fun - like comfortable sneakers, new headphones, or a good scented candle.
  • As a recent college graduate myself, I can confidently say that this list is a really good place to start your shopping.
  • It covers tech gifts, beauty products, and much more for college-aged men and women.
  • Need more gift ideas for the younger people in your life? Check out our gift guides for toddlers, teens, and all ages in between.
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Check out all 58 gifts for college students:

This gift guide includes a sponsored product that has been suggested by Gravity Blankets. It also meets our editorial criteria in terms of quality and value.*

A media streamer that transforms a normal TV into a smart one, so they can watch shows and movies from Netflix, Hulu, HBO, and other streaming services
roku ultra $90

Roku Ultra 4K/HDR/HD Streaming Player, available at Amazon, $94.94

Most college students aren't forking over a monthly payment to cable. This streaming player is, overall, the best one you can buy, and it transforms an otherwise ordinary TV into one that can stream shows and movies from Netflix, Hulu, HBO Now, Prime Video, and others all in one spot.  

Their favorite comfort foods

Goldbelly food gifts, available from $17.95

Goldbelly makes it possible to satisfy their most specific and nostalgic cravings no matter where they live in the US — a cheesecake from Junior's, deep dish pizza from Lou Malnati, and more. Browse the iconic gifts section for inspiration.

The world's most comfortable shoes
allbirds wool runner

Wool Runners, Men, available at Allbirds, $95

Wool Runners, Women, available at Allbirds, $95

Startup Allbirds makes wildly popular shoes out of soft, sustainable materials. Their Runners made of super-soft merino wool have been nicknamed "the world's most comfortable shoes." You can find a full review here

Great coffee from all over the world to help them stay energized
Atlas Coffee Club subscription

Atlas Coffee 3-month Subscription, $53

If they drink coffee, they'll likely drink a fair amount of it during college. And it's really nice to have a good cup. 

Atlas Coffee is a monthly subscription that's sort of like a worldwide coffee tour — bringing the best single-origin coffee (with a postcard from its origin country) to your door. They'll also get brewing tips and flavor notes. 

A fun board game they can play with friends
settlers of catan

Settlers of Catan, available at Walmart, $43.88

The Settlers of Catan is perfect for nights at home with roommates. It's a fun multiplayer board game that relies upon strategy (and sometimes luck) to amass resources, trade them, and build civilizations — and it can last for hours. 

A weighted blanket
Gifts for college students Gravity Blankets

Gravity Blanket, $195, available at Gravity Blankets

Similar to the comfort created by swaddling babies, weighted blankets utilize deep-touch therapy to help users get deeper, more restful sleep, while also helping to reduce anxiety and stress — something that's especially needed during finals week. In addition to its classic weighted blanket, we'd recommend Gravity's Cooling Weighted Blanket for hot sleepers.

*Sponsored by Gravity Blankets

A book that helps them build good habits and break bad ones
atomic habits by james clear

Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones, available at Amazon, $11.98

Many college students are trying to map out what they want out of life and how to build the habits that get them where they want to go. In the popular book "Atomic Habits," James Clear, an expert on habit formation, teaches practical strategies for building lasting habits (and ditching detrimental ones). 

A ten-minute breakfast that will save them money and time
gifts for college students

Dash Rapid Egg Cooker, available at Target, $14.99

The Dash Rapid Egg Cooker looks gimmicky but is actually deceptively useful. It's compact and makes virtually every kind of egg (hard-boiled, poached, scrambled, or an omelet) perfectly, and in under 10 minutes. 

A gift card for new (and fashion-forward) glasses
Warby Parker

Gift Card, available at Warby Parker, from $50

As someone who transitioned from contacts to glasses because of increased screen time in college, I can attest that having a good pair of blue-light reflective glasses is crucial. Warby Parker is practically legendary when it comes to eyewear because of its relative affordability, size flexibility, and wide range of styles. 

The most comfortable socks college students can own

Women's Ankle Sock 4-Pack, available at Bombas, $45.60

Men's Performance Running Calf Sock 3-Pack, available at Bombas, $48

Bombas makes the best socks on the market. They benefit from upgrades like a supportive honeycomb stitch, blister tabs built into ankle-height styles, and a Y-stitched heel and "invisitoe" that minimizes annoying bumps. Even if it seems like socks aren't an exciting gift, comfort is pretty much always a hit in college. 

It was also founded to address that socks are the number one most requested item in homeless shelters. Every time customers buy a pair, they give a thoughtfully designed pair to someone in need. The company has donated more than 41 million pairs of socks to homeless shelters since 2013.

Colorful reusable straws that can go through the dishwasher
Gifts for college students reusable straws

Reusable Silicone Drinking Straws, available at Target, $8.99

Trying to adopt more eco-friendly habits is one of the great characteristics of younger generations. These reusable straws are colorful, bendable, and convenient. They're also dishwasher-safe. 

A personalized passport cover and luggage tag set
Passport Cover Luggage Tag Set Yellow P01 309_nzoom

Passport Cover and Luggage Tag Set, available at Leatherology, $65 

Beautiful passport sets are a great gift for plenty of reasons. They're useful, likely something they won't have already bought themselves, and are often associated with the joy and excitement of travel in the future. Sometimes, you want to own one thing for a long time — and luggage tags and the memories that accompany them are one of those items.

Trendy and convenient Apple AirPods
Apple AirPods worlds most popular wireless headphones_woman wearing airpods_03202019

Apple AirPods with Wireless Charging Case, available at Best Buy, $199.99

If you're after the title of their favorite relative of the year, here's a good place to start. AirPods are both easy to use and functional as well as trendy. The newer generation of AirPods can be purchased on Amazon for $200, but we also liked the earlier generation (which is slightly cheaper).

Popular wireless over-ear headphones for quality noise-canceling during studying and working out
Screen Shot 2019 10 23 at 11.31.31 AM

Beats Solo Pro Wireless Noise Cancelling On-Ear Headphones, available at Amazon, $299.95

If there's one thing every college student needs, it's good wireless headphones. This brand-new Beats pair has rich sound, active noise canceling, and up to 22 hours of listening time. And if they let the battery run out, a 10-minute charge converts to three hours of playback. You can also find steep discounts on other Beats headphones now that a new model has launched. 

If they like to study in noisier spaces, you can't go wrong with Bose's pricey but unbeatable QuietComfort II headphones either. And if they're a runner and need something lightweight and in-ear, you should opt for Jaybird Vista.

A portable projector that's the size of a soda can

Anker Nebula Capsule Smart Mini Projector, available at Amazon, $237.99

Anker's Nebula Capsule is a powerful and versatile mini projector, and its portability makes it a great option for college students who want a cozy movie-viewing experience in the comfort of their own room. It's 1 pound and the size of a soda can, but it has surprisingly crisp image quality and 360-degree sound. It's also quiet and has a continuous playtime of four hours. Find a full review here.

An Amazon Echo Dot for hands-free calls, alarms, music, weather updates, recipes, and more
Echo Dot

Echo Dot (3rd Generation), available at Best Buy, $39.99

The Amazon Echo Dot is the most popular Amazon device for a reason — it's compact and has all the capabilities of Alexa (weather updates, recipes, music, news), which is the main reason most people buy an Echo device. A newer version of the Echo Dot was recently released, but the 3rd generation is a bit more affordable for comparable quality.

An inexpensive way to get the iced coffee they love at home
gifts for college students

Takeya 2-Quart Cold Brew Iced Coffee Maker, available at Bed Bath & Beyond, $24.99

The Takeya Cold Brew Maker is an inexpensive, easy way to make cold brew from home — something that can save them hundreds of dollars per year. Find a full review here.

A smartphone-sized travel photo printer
Gifts for college students Polaroid printer

Fujifilm Instax Mini Link Bluetooth Photo Printer, available at Amazon, $99.95

Mini portable Bluetooth printers make turning iPhone photos into tangible memories quick and easy — which is especially convenient for decorating their room. All they'll have to do is download the app (which also has internal PhotoShop elements and features like themed stickers and collages) and connect via Bluetooth. 

The most popular Fitbit
Fitbit Charge 3, $128

Fitbit Charge 3 Fitness Activity Tracker, available at Macy's, from $119.95

Fitbits track the wearer's health and fitness to offer insights into their sleep and physical activity. They can set personal goals and get real-time updates during workouts. This one is water-resistant up to 50 meters, and its battery life can last up to seven days. 

College merchandise for school spirit
Gifts for college students AE Tailgate

Shop American Eagle's Tailgate Apparel

Particularly if they're going to a school with a big sports team, you can be sure they'll both need and appreciate all the fan gear. 

A great game for a night in with friends

Cards Against Humanity, available at Amazon, $25

Grab a fun card game they'll inevitably end up pulling out to play with friends on the weekend nights and snow days. Check out What Do You Meme, too.

A professional, versatile, and compact backpack
icon backpack blk_19_1

ICON Backpack, available at Incase, $199.95

A good-qualitybackpack is the most versatile bag for a college student. This model has adjustable padded shoulder straps and a sternum strap; a pocket for everything (including a side-access iPad pocket); and the exterior is professional, sleek, and slim while also being public transportation-friendly. 

A Brooklinen gift card for really nice sheets

Gift Card, available at Brooklinen, from $50

Few things sound so nice as comfortable, beautiful sheets that you don't need to buy for yourself. Brooklinen is one of our favorite startups to shop at, and we ranked their sateen cotton sheets (from $139) the best luxury sheets you can buy.

A funny but useful book full of expert and student advice on everything from finances to relationships and dorm life

The Naked Roommate: And 107 Other Issues You Might Run Into in College, available at Barnes & Noble, $15.99

For everything from sharing a bathroom with 40 strangers to social network do's and don'ts, this funny but useful New York Times bestseller runs the gamut. 

A monthly subscription of personalized new makeup, haircare, and skincare samples delivered to their door
birchbox $30, 3 months

Birchbox Three Month Subscription, available at Birchbox, $45

College students like to look and feel good, but tight budgets aren't conducive to trying a lot of new, (and often expensive) grooming products. Birchbox sends samples of new and beloved products once a month, so they can test out new finds and discover products they may want to buy a full size of in the future. It's also just fun to get a monthly gift that's all about them. 

A laundry hamper with adjustable straps
Gifts for college students laundry duffle

Dalykate Backpack Laundry Bag, available at Amazon, $14.99

If they have to travel downstairs or across the street to do their laundry, they're not going to want to haul a hamper. This bag comes with comfy adjustable straps to make laundry less of a (literal) drag.

A splash-proof portable Bluetooth speaker for college events that call for music
JBL Flip 4

JBL FLIP5 Bluetooth Speaker, available at B&H Photo, $119.95

Beach days, tailgates, outdoor parties of any kind (once it's safe enough for them to return)— grab this under-$100 Bluetooth speaker for the many occasions when loud music and a spill-friendly speaker are going to come in handy. 

A really nice blazer they can wear to an interview or internship

The Oversized Blazer, available at Everlane, from $170

Bonobos Jetsetter Slim Fit Stretch Wool Blazer, available at Bonobos and Nordstrom, from $225

Most college students probably don't have a wealth of professional clothing to pull from for high-pressure situations like interviews or a big internship. Help them make a good impression, and see your money go to good use, with a blazer they can use repeatedly and for years to come. We've also created a list of our personal favorite workwear stores — plus the best styles to buy from each one. 

An Echo Dot with a built-in clock
echo dot with clock

Echo Dot 4th Gen with Clock, available on Amazon, $59.99

The newest Echo Dot is more convenient than ever. The all-new design features a larger speaker for better audio, a digital clock to display the time and timer countdowns, and all of Alexa's other skills. 

*This gift is unavailable to ship until December 30, but it's still available to purchase.

A savvy suitcase for traveling on holiday breaks
Away luggage suitcase

Carry-On, available at Away, $225

Away's hyper-popular suitcases deserve their hype. Their hard shell is lightweight but durable, their 360-degree spinner wheels make for seamless traveling, and the external (and ejectable and TSA-compliant) battery pack included can charge a smartphone five times over so they never have to sit behind a trash can at the airport for access to an outlet again. It's also guaranteed for life by Away. Find our full review here.

We also recommend Calpak

A book about capitalizing on the huge choices to make in your 20s
Defining Decade

The Defining Decade: Why Your Twenties Matter — And How to Make the Most of Them Now, available at Amazon and Target, $11.89

The decisions you make in your 20s can greatly impact the rest of your life. The best defense is a good offense and your grad should know now, before any life-altering events crop up, how to get the most out of their "defining decade."

One of the all-time best facial cleansers for a clean and effective routine

Luna 2 Facial Cleansing Device, Men, available at Amazon, $169

Luna 2 Facial Cleansing Device, Women, available at FOREO, $169

FOREO's cult-favorite Luna 2 cleansing device gently and effectively cleans with thin, antimicrobial silicone touch points, and it removes 98.5% of dirt and makeup residue without irritating the skin. Plus, it's 100% waterproof and the battery life lasts for a few months per charge. Find a full review from a female reporter and a male reporter here.

An Amazon Prime membership
amazon prime

Gift an Amazon Prime membership, $119

An Amazon Prime membership is one of those things that immediately makes life easier and ultimately better. If you decide to gift one, the recipient will enjoy free two-day shipping; access to the Prime Now app, which provides free two-hour delivery on tens of thousands of items; Prime Video, Amazon's streaming video service; Prime Music; the Kindle Lending Library; Prime Reading; Prime Audible Channels; unlimited photo storage, and more.

If you want to see how Amazon Prime ($119 for the year) actually gives you a lot more than free shipping, you can read about the benefits of the service here.

A candle to remind college students of their favorite place or hometown

Homesick Scented Candle, available at Amazon and Uncommon Goods, from $30.24

If they're away from family or friends, a reminder of home is a wonderful thing to have around. 

An iPad for Netflix-binging in their room, as well as for quick trips that don't warrant a laptop

Apple iPad 128 GB, Latest Model, with Wi-Fi, $329.00

Budget-friendly: Fire HD 10 Tablet, available at Amazon, $149.99

They won't want to lug their laptop everywhere, and they may either already have a TV in their room or not have the space for one. A tablet is small enough to be travel-friendly but large enough for convenient Netflix binging or note-taking. If you want more iPad options, find them here.

The best electric toothbrush

Oral-B White Pro 1000, available at Best Buy, $69.99

We rated this the best electronic toothbrush you can buy

Childlike cereal for adults
Magic Spoon cereal

Four Flavors, available at Magic Spoon, $39

Magic Spoon is a new "childlike cereal for adults" that's high in protein and low in sugar — and all four flavors are delicious. Here's one way to show college kids it's completely possible to transition to adulthood without losing all the joy of being a kid. You can read more in a personal review here

Framed memories

Gift Card or Frame a Memory, available at Framebridge, from $25

Help them honor some of their best memories — whether it's from friends now studying across the country, family, or best-loved locales. Framebridge is relatively affordable, but decor is one of the luxuries plenty of college students shirk to save elsewhere — even though it can make their home a much more inviting, happy place.

A monogrammed leather shave bag so students can keep all their things in one place
Leatherology, $85

Leatherology Small Shave Bag, available at Leatherology, from $90 (available for monogram for $10)

The dreaded truth of college is that you'll most likely need to schlep your shower belongings to a communal area if you live in the dorms. No one wants to rely on a plastic shower caddy to do that. Grab them a leather shave bag that they'll use for years to come — they probably wouldn't justify the expense on their own, and they'll be grateful to have it. 

If you're looking for a chic aesthetic, Dagne Dover also makes a great neoprene toiletry bag named the Hunter (from $35) that's built to accommodate makeup. If they have a lot of toiletries, you'll probably want to get the large size for $55.

A battery pack that charges an iPhone twice as fast as the original iPhone charger
Gifts for coworkers Eleject

Elecjet PowerPie, available at Amazon, $49.99

I said before that college students primarily need a good pair of wireless headphones. They also need a portable external charger. This gift is extremely convenient, and will also give you peace of mind to know the lessened odds of them getting stuck somewhere unfamiliar with a dead phone.

A nice watch they can wear to internships
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Gunmetal Sandstone, Men, available at MVMT, $135

Lexington, Women, available at MVMT, $125

MVMT makes beautiful watches for men and women at great prices, and they feel more contemporary to wear than most on the market. It's a versatile, sentimental gift you can feel good about giving because you know they'll feel good — and perhaps more put-together — wearing it. 

A cult-favorite tumbler to keep their drinks just the right temperature for hours spent studying
Hydro Flask

Hydro Flask 40 oz.Water Bottle, available at Hydro Flask, from $37.46

This HydroFlask will keep cold drinks cold for up to 24 hours and hot drinks hot for up to 12 hours with the lid on. 

The most comfortable lounge pants we've ever tried for lazy weekend mornings
meundies loungers

The Lounge Pant, Men, available at MeUndies, $68

The Lounge Pant, Women, available at MeUndies, $68

MeUndies is a popular LA startup that makes some of the most comfortable underwear we've ever tried. Their lounge pants, however, are the real hidden gem — perfect for lounging around on weekend mornings, and they're sleek enough to avoid feeling too unkempt.

A key-, wallet-, and iPhone-finder
Tile Mate with Replaceable Battery

Tile Mate with Replaceable Battery, 4-Pack, available at Amazon, $68.87

You can't go wrong with a tracker for their keys, wallet, or phone. The Tile Mate is compact, thoughtful, and useful for everyone — especially an oft-frazzled college student. 

Tools they will undoubtedly need and be grateful to own, but likely won't buy themselves

Stalwart 130-Piece Tool Set, available at The Home Depot, $25.97

They're going to need tools at some point, and they're probably going to be underwhelmed by the prospect of spending money on such an unexciting purchase. You could also grab them a First Aid Kit.

The best pillow you can buy
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Premium Adjustable Memory Foam Pillow, available at Coop Home Goods and Amazon, from $59.99

Make sure they're optimizing their sleep with the best pillow you can buy. Thanks to the shredded memory foam, they'll get the support and comfortable "sinking in" sensation of a traditional memory foam pillow, but none of the excessive heat or firmness that can be a problem with solid foam. Read more in our Buying Guide here.

A lightweight, business-casual laptop bag
dagne dover

Ryan Laptop Bag, available at Dagne Dover, from $135

Weston Laptop Bag, available at Dagne Dover, from $135

They can take this versatile laptop bag everywhere without batting an eyelash. Which, considering how much college students juggle, is a big convenience. Find a full review of the laptop bags here

An undated planner that uses efficiency hacks to break down a 10-year plan into daily stepping stones
best self co

BestSelf Co. Undated Daily Habit Planner, available at Amazon, from $25.04

The Best Self Co. Journal breaks down daunting long-term plans into bite-size steps that make forming good habits easy, efficient, and stress-free. College invites you to plan for the rest of your life — a question that can feel ambiguous and daunting. This should help. Plus, it has no dates so you can give it for any occasion — not just the New Year.

A custom poster of their favorite place
Grafomap, $49

Gift a customized Grafomap poster, from $49

Commemorate their college town, hometown, or favorite place in the world with this customizable graphic map so they can keep it with them wherever life takes them.

A hyper-useful extra-long, reinforced phone charger

Native Union 10-Foot Extra-Long Charging Cable with Leather Strap, available at Amazon, $34.99

If they're going to be tethered to devices, you may as well give them a long leash. This long charging cable means no matter where one is, they'll have power — and they won't have to sit at the foot of their bed to reach it. 

An instant coffee maker for busy mornings

Keurig K50/K-Classic Coffee Maker, available at Best Buy, $99.99

Keurig K55/K-Classic Coffee Maker, available at Amazon, $79

If they drink coffee, they're going to appreciate having easy, fast access to some for the many rushed mornings ahead. A Keurig is intuitive and ubiquitous. If you'd rather steer them away from single-use plastic K-Cups, grab these reusable and compatible cups as an accompanying gift.

A comfy Patagonia pullover they'll rely on a lot
patagonia sweater

Lightweight Synchilla Snap-T Pullover, Men, available at Patagonia, $119

Women's Better Sweater 1/4-Zip Fleece, available at Patagonia, $119

It's a good bet that many of their peers will also have this Snap-T pullover from Patagonia. It and the Better Sweater are long-held favorites, and both are comfortable classics that they'll no doubt come to rely upon. 

A Patagonia sweater is also a particularly good gift for students who are invested in sustainability. The company has been turning plastic bottles into polyester for its clothing since 1993, and continues to do so today.

A gym bag that can transition to a professional setting
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Herschel Supply Co. Novel Duffel Bag, available at Nordstrom, $100

Just like bringing a beat-up JanSport everywhere, lugging an old nylon gym bag isn't ideal for anyone looking for versatile use. Herschel Supply Co. makes reliable, long-lasting bags, and this one has a separate compartment for gym or dress shoes. 

A NutriBullet blender for fast, easy smoothies
nutribullet pro

NutriBullet Pro 13-Piece Set, available at Bed Bath & Beyond, $79.99

A NutriBullet is convenient, doesn't require a ton of space, and makes fruit smoothies in under 30 seconds. This is particularly great for the health-conscious, or anyone who can't finish fruit or veggies fast enough; if it gets a little too ripe to eat, throw it in a smoothie to avoid waste.

A microwave-safe ramen cooker for the most stressful or time-crunched nights
ramen cooker shark tank

Rapid Ramen Cooker, available at Amazon, $10.98

There will be plenty of late nights filled with cheap and tasty ramen. If they're going to eat it anyway, at least let them make it quickly and perfectly every time.

A super soft throw blanket they'll find themselves cocooned time and time again

BEDSURE Sherpa Fleece Blanket, available at Amazon, from $21.99

Grab their favorite candy, this sherpa-lined fleece blanket with over 4,400 five-star reviews on Amazon, and a Hulu gift card to make their nights in actually fun.

Gift cards - perhaps the best gift you can give a cash-strapped college student

What a stressed, broke college student needs most is money and probably a hug. If you're looking for a way to gift maximum convenience, gift cards are a surprisingly thoughtful way to do that — either for their favorite restaurant, transportation, school books, or music to keep them occupied during long study hours. Check out more gift card gifts here

Everything: Visa Gift CardAmazon Gift Card / Gift Amazon Prime Membership

Coffee: Starbucks Gift Card

School books: Amazon Gift Card 

Entertainment: Netflix Gift Card / Hulu Gift Card / Sling Gift Card / StubHub gift card

Transportation: Uber Gift Card

Decoration: Framebridge Gift Card

Furniture: Amazon Gift CardWayfair Gift Card

Music: Spotify Gift Card

Sheets: Brooklinen Gift Card

Groceries and food: Whole Foods Gift Card / Chipotle Gift Card

Clothes: Nordstrom Gift Card / Everlane Gift Card

Tech: Best Buy Gift Card

Travel: Delta Gift Card

A gift card to ClassPass so they can go to tons of boutique fitness classes without the expense
classpass cyber monday deal

Gift Card, available at ClassPass, choose your amount

Boutique fitness classes are expensive. ClassPass makes them less so. If they like to be active, are looking for a newfound favorite class, or like yoga as much as boxing classes, this is a great gift they'll actually use — and applies to virtual classes until in-person ones are safe again.

Read the original article on Business Insider

A Mexican company is turning leftover avocado pits into biodegradable silverware

  • Last year, Americans consumed over 6 billion avocados, leaving behind tons of inedible pits that turn into food waste. 
  • The Mexican company Biofase converts around 130 tons of avocado seeds a month into forks, knives, spoons, and straws.
  • The company claims its bioplastic food products have a lower carbon footprint than any other comparable material - even paper.
  • Visit Business Insider's homepage for more stories.
Read the original article on Business Insider

Chewy founder Ryan Cohen has reaped a 1,700% return from a $76 million GameStop investment he made last year

Ryan Cohen
  • Chewy.com co-founder Ryan Cohen acquired a 12.9% stake in GameStop last year for $76 million.
  • At Monday's high of $159.18, Cohen's stake in the video game retailer had swelled to $1.4 billion, good for a roughly 1,700% return.
  • Cohen recently gained three board seats and is pushing the company to transform into a specialized e-commerce retailer. 
  • Sign up here for our daily newsletter, 10 Things Before the Opening Bell.

Activist investor Ryan Cohen's investment into GameStop last year proved to be good timing on Monday after shares exploded higher by as much as 145%.

An epic short squeeze rally, combined with pockets of investor euphoria found on popular trading forums like Reddit's WallStreetBets, helped propel shares of GameStop to an all-time high of $159.18 in Tuesday trades.

Cohen amassed a 9 million-share stake in GameStop last year at an average price of $8.43, worth $76 million at the time. At it's intra-day high today, that stake was worth as much as $1.4 billion, representing a return of more than 1,700%.

But Cohen seems to be playing the long-game on GameStop. Through his firm RC Ventures, Cohen had petitioned the board of GameStop to adopt a strategy that would transform the company into a specialized e-commerce retailer of gaming products.

Cohen utilized a similar strategy for his previous company, Chewy.com, which is a specialized e-commerce retailer of pet products. After being acquired by PetSmart for $3.5 billion, Chewy went public and is now trading at a valuation of more than $43 billion.

GameStop seems to have been receptive to Cohen's proposal, granting him three seats on the board of directors, including one for himself. 

Since Cohen's first purchase of shares of GameStop on September 14, shares are up as much as 2,317%.

Read more: BANK OF AMERICA: Buy these 31 unheralded stocks as the recovery's hottest trades of recent months continue to gain strength in 2021


Read the original article on Business Insider

The Theragun Liv is an intense at-home massager that helped relieve my sore muscles and correct my posture


Theragun massager

  • The Theragun Liv massage gun provides easy relief of sore muscles, is intuitive to use, and even helped improve my posture.
  • It's best for anyone who exercises regularly or for those who experience muscle pain and don't want to pay for professional massages.
  • I thought the Liv felt amazing - it made me feel completely relaxed and helped relieve my sore muscles.
Table of Contents: Masthead Sticky

After waking up one morning with an uncomfortable knot in my neck, I figured it would be the perfect time to try Theragun's Liv massage gun. After downloading the companion app, I was able to start testing what I've heard to be the scariest and most intense electronic massager invented. I'm not entirely sure if I was excited or a bit nervous (likely both). 

Describing how good I felt after just two minutes of using the Liv on my neck and shoulders is hard to accurately convey. Throughout the two minutes, my upper body felt as if it was floating and I could sense that if I closed my eyes right then, I'd sleep like a baby. After just that initial use, I could tell my posture both sitting and standing up was markedly better. 

To be clear, the Theragun Liv massager is as extreme a massaging instrument as I'd expected. Before getting fully into just how intense the machine is, let's first talk about how it's built.

A unique design

The Liv is comprised of a three-sided, easy-to-grip handle, a charging port, and an extension with two interchangeable attachments. One attachment consists of a larger ball designed for more diffuse relief, while the other is much smaller and meant for targeted pain points and sore muscles. To switch between the two, you simply pull one off and pop the other on. 

When you're ready to use the massager, a power button on the handle turns it on and the extension with the attachment starts pulsing rapidly. The sound is reminiscent of a chugging lawnmower. My partner was in the room when I first turned it on (while he was working, no less) and he proceeded to give me a withering look and put on his earbuds.

Theragun massager 2

The sound is an adequate warning for how the massage feels, too. The extension part of the Liv quickly moves back and forth, so if you're not careful, it can easily pummel your body. This is why the Liv comes with an app that includes detailed directions for proper use. 

How the app improves the experience

One of the most important directions is to float the Liv over your sore muscles. By float, the app means to avoid applying direct pressure while using the massager. In other words, gently touch it to your body and move the Liv back and forth along the surface. Pressing the vibrating Liv too deep into your body would likely leave bruises (which I've been careful to avoid).

The Theragun app also includes instructions for a variety of body parts, medical issues, and specific use cases. For instance, there's a method for helping you go to sleep, one for curing jet lag, and another for helping you wake up in the morning. There are also movements to help relieve plantar fasciitis, carpal tunnel, and "tech neck."

Theragun massager 3

You can even take the app's suggestions for how to use it on your lower back, feet, or glutes. Most of the instructions incorporate stretching, which the Theragun app reminds users should be a "non-negotiable part of your daily life."

What it's like to use

As someone who spends a lot of time staring at a computer screen, I started out with the tech neck exercise. This was the move that made me feel like I was floating and immediately helped straighten my posture.

I then tested out the carpal tunnel sequence. I often work long hours on many typing-intensive projects, so running the Liv gently over the muscles in my forearm, and then lightly around my wrists, worked much better on my stiff hands than my normal relief method of shaking them out with limp wrists.

I also gave the pre- and post-workout exercises a try. Stimulating my leg and back muscles with the Liv before my regular run immediately loosened me up and made starting my routine much smoother. I could feel the lack of stiffness in my legs well before making it through the first block - which is how long I usually have to jog before my muscles begin to loosen up.

One of the Liv's major upsides how it's designed to be handheld. This also happens to be its main drawback. On one side, the handheld design works great for targeted movements and precision - when you're using your dominant hand, at least.

Theragun massager 4

When you're not, it's harder to keep the Liv close to your body, which creates a jarring rattling sensation instead of the smooth buzz you achieve with your dominant hand. Of course, there's the ability to get used to handling it with your weaker hand over time but at first, it feels quite odd.

Should you buy it? 

The Theragun Liv isn't for everyone. It's an intense handheld body massager that's capable of working out the hardest of knots but it won't be as soothing as visiting a day spa. Because of its intensity, it's meant more for those who exercise regularly, are extremely active athletes, or anyone who experiences muscle pain.

What are your alternatives?  

Perhaps its biggest competition is the Theragun Mini, an entry level massager from the same brand. The Mini is a $199 handheld device that's shaped more like a spade (the card suit, not the gardening tool) and features three, effective massage intensities. Its downside is that it doesn't have as much no-stall force and doesn't have the same handle shape as the Liv, so it's harder to reach some parts of your body. 

The bottom line

As mentioned, the Liv is intense. I don't recommend this for anyone just getting into at-home, electronic massagers as it's not entirely what you expect it to be. If you accidentally hit a bone or a sensitive spot, it's won't feel great. Even if you get carried away and use it for too long in one spot, you won't be doing your body a favor. The Liv works best as a rehab tool for anyone who experiences extreme muscle pain or athletes who exercise regularly and vigorously. 

At $199, the Liv certainly isn't cheap, though it does check-in as the cheapest of Theragun's three handheld massagers (the G3 goes for $349 while the G3PRO goes for $449). Plus, it comes with a one-year warranty, meaning if you use it regularly - or even semi-regularly - for a year, you'll get your money's worth. Though it's intense and took some getting used to, the benefits far outweigh the pain. 

Pros: Helps improve posture and work out knots, relieves sore muscles, is like having a personal masseuse on-call whenever you need it

Cons: Massage can be intense and painful, only features two different massage heads, handheld design can be odd for your non-dominant hand

Read the original article on Business Insider

Trump's impeachment trial threatens to derail speedy passage of Biden's stimulus package and set up another unemployment cliff

joe biden
  • Trump's impeachment trial begins on February 9, and it's threatening to slow down passage of a relief bill for several weeks.
  • It may set up another unemployment cliff for millions of Americans in the middle of March.
  • "There's an urgency to moving it forward, and [Biden] certainly believes there needs to be progress over the next couple of weeks," White House press secretary Jen Psaki said on Monday.
  • Visit Business Insider's homepage for more stories.

A second impeachment trial for former President Donald Trump is looming - and it jeopardizes much of President Biden's early legislative agenda, which includes the quick passage of a multi-trillion-dollar rescue package.

The House is expected to transmit the article of impeachment to the Senate on Monday evening, a step that triggers the trial. The chamber impeached Trump for his role in instigating a deadly riot at the US Capitol earlier this month, and Senate leaders brokered a deal to start a trial on Feb. 9.

"Something like impeachment is an incredibly partisan exercise, it does tend to inflame passions on both sides," Lanhee Chen, a policy fellow at the conservative Hoover Institution, told Yahoo News.

Chen, a former GOP aide, argued it is "really hard" for the Senate to balance impeachment and other legislative business - a move both Biden and Democratic leaders are pushing for.

The trial may end up casting a large shadow over much of Biden's early agenda. The president has also been constricted by a fight in the Senate over the chamber's procedural rules and a demand from Minority Leader Mitch McConnell for Democrats to preserve the filibuster, a 60-vote threshold most legislation needs to advance.

It has slowed the confirmation process for many of Biden's cabinet nominees, and the lack of a deal on the filibuster has blocked an "organizing resolution" from clearing the Senate. As a result, Republicans still chair Senate committees, meaning they still have the power to set the agenda even though they are in the minority.

The imbroglio is threatening to spill into the Biden administration's drive to draw Republican votes for its $1.9 trillion economic aid package in a bid towards fostering unity and bipartisanship. It has triggered rising GOP resistance over the past week.

Centrists like Sen. Susan Collins of Alaska and Sen. Mitt Romney of Utah say they are wary of backing a federal rescue plan with a hefty price tag. The blueprint includes a wide array of measures including fresh stimulus checks, federal unemployment benefits, aid to state and local governments, and vaccine funds.

Biden aims for the package to build on an earlier $900 billion virus aid plan from last month which he repeatedly called a "down payment."

White House press secretary Jen Psaki told reporters on Monday the Biden administration was mindful of the expiration of federal unemployment insurance programs starting on March 14. The programs provide benefits to around 11.4 million people, though some who haven't exhausted their payouts may receive them until May 5.

"There's an urgency to moving it forward, and [Biden] certainly believes there needs to be progress over the next couple of weeks," she said.

Read more: A notorious market bear who called the dot-com bubble says he sees 'fresh deterioration' in the market indicator that first signaled the 1929 and 1987 crashes - and warns that stocks are ripe for a 70% drop

Many Democrats say they can opt for a maneuver called budget reconciliation to circumvent Republicans and pass a package in a party-line majority vote. Sen. Bernie Sanders of Vermont, the incoming chair of the Senate Budget Committee, said the extent of the public health and economic crises demands swift action. 

"What we cannot do is wait weeks and weeks and months and months to go forward," Sanders said in a CNN interview on Sunday. He said Democrats will use reconciliation "as soon as we possibly can."

Democratic Rep. Jim Yarmouth, the chair of the House Budget Committee, said Democrats could kickstart the process as early as next week with a resolution.

But it would give the Senate just around a week to strike a deal when Republicans and Democrats remain far apart on the size and scope of more federal relief.

Read the original article on Business Insider

Former White House chief of staff Mark Meadows considered working at the Trump Organization because of a lack of job prospects, report says

mark meadows
Former White House Chief of Staff Mark Meadows.
  • Former White House chief of staff Mark Meadows considered getting a job at the Trump Organization, Politico reported on Monday.
  • The top aide to former President Donald Trump had looked into the employment opportunity because of a lack of job prospects, the report said.
  • Meadows joined the White House at the onset of the coronavirus pandemic last year, and quickly faced immense criticism for the Trump administration's response.
  • Visit Business Insider's homepage for more stories.

Mark Meadows, a top aide to former President Donald Trump, considered getting a job at the Trump Organization after leaving the White House, according to a Politico report on Monday.

The former White House chief of staff thought about working for the Trump family business because of a lack of other job prospects, two sources familiar with the matter told Politico. The report outlines how many ex-administration officials have struggled to find new gigs after working for Trump, especially in light of the deadly Capitol siege on January 6. Trump faces an impeachment trial in the Senate after the House charged him with incitement of insurrection.

Meadows has evaded the public eye since the attack on the Capitol, though in the days and weeks prior, he had widely promoted Trump's baseless election claims of voter fraud. "We're now at well over 100 House members and a dozen Senators ready to stand up for election integrity and object to certification. It's time to fight back," Meadows said in his last tweet on his personal account, dated January 2.

The former adviser left the White House on Inauguration Day last week and attended Trump's farewell speech before the president departed for his Mar-a-Lago resort in Palm Beach, Florida.

A spokesperson for Meadows did not immediately return Insider's request for comment.  

A staunch supporter of Trump, Meadows joined the White House last spring, as the coronavirus pandemic rapidly began to spread across the country. In the following months, he was criticized for the administration's national response to the virus and its routine flouting of public health guidelines. 

In May, Meadows had reportedly hosted a 70-person wedding for his daughter in Atlanta, Georgia, violating the state's COVID-19 restrictions. Meadows himself tested positive for COVID-19 in November, days after attending a packed election night party at the White House. 

Meadows also came under scrutiny in October from a government watchdog that accused him of misusing campaign funds for personal spending. Before his White House role, Meadows had served in Congress, representing North Carolina for seven years.

Read the original article on Business Insider

The best gaming laptops of 2021

  • Gaming laptops are ideal for PC gamers that are short on desk space or want the flexibility to take their machine with them. 
  • The best gaming laptops pack enough power to run the latest games, offer sharp displays with high refresh rates, and come with solid keyboards that you won't mind using for hours at a time.
  • Our top pick for the best gaming laptop right now is the Razer Blade 15 Advanced, which combines excellent build quality, top notch performance in a variety of configurations, and impressive battery life.
  • If you have the space you might consider one of the best gaming PCs, and we have guides on the best mechanical keyboards, mice, and mouse pads, too.

The best gaming laptops have reached new heights in recent years, with improved hardware, smarter and sleeker designs, and more stamina than ever before. If you're in the market for a portable gaming PC, there's no shortage of options. The top manufacturers are designing gaming laptops to rival desktops, and there's something worthwhile to suit every budget.

While the picks below stand out for their performance, design, and overall value, it's probably best to wait before making a purchase. Several new gaming laptops were just announced at CES 2021, and Nvidia's new RTX 3000 Series GPUs will be arriving in dozens of laptops soon.  

There's no question that gaming laptops have seen big improvements in recent years, but there's still a lot to consider before finding the right one for you. Buttery smooth gaming is top of the list, but you'll also want something that can stay cool under pressure with solid connectivity, a tactile keyboard, and a display you'll want to gaze at all day. All this must be distilled into a compact design that can fit into a backpack at a moment's notice.

To help you seek out your ideal gaming laptop, we've been digging into the best options currently available. We've tested laptops when possible, spoken to gamers and developers about what really makes a great gaming laptop, and researched the most highly-regarded and positively-reviewed devices.

Here are the best gaming laptops you can buy:

The best gaming laptop overall
Razer Blade 15 Advanced

A simply stunning design backed by top notch performance and strong battery life makes the Razer Blade 15 Advanced the best gaming laptop you can buy right now.

Pros: Excellent build quality, very portable, great battery life, very fast performance, 1080p display with 300Hz refresh rate, lots of configurations, per-key RGB lighting

Cons: Expensive, fans can get loud, fingerprint magnet

The Razer Blade 15 Advanced is a well-crafted gaming laptop that features impeccable build quality, loads of power, and plenty of gamer-focused extras all wrapped up in a truly portable package. This is a balanced laptop that does virtually everything and does it well. While you will have to pay top dollar, there are no major weaknesses with the Razer Blade 15 Advanced and you'll struggle to find anything better.

With a slim aluminum chassis finished in matte black, the Razer Blade 15 Advanced could pass for a professional laptop, if it weren't for the green Razer logo on the back and splashes of green on the USB ports. It's a very compact device and weighs just 4.7 pounds. The only characteristic that detracts from its look is the ease with which it picks up finger smudges.

However, Razer just announced a new version of the Razer Blade 15 Advanced with Nvidia's latest GeForce RTX 30 Series GPUs that we'd recommend considering before purchasing this older model. You'll find more details on Razer's new Blade devices below where we discuss the new laptops we're looking forward to testing. 

At the time of writing,  we picked the middle Advanced Edition configuration, which was priced at $2,800 and includes an Intel Core i7, an Nvidia GeForce RTX 2080 Super with Max-Q, 16GB of RAM, and a 1TB SSD. Performance was excellent, and this laptop can maintain a high frame rate even with very demanding AAA games. The new version should introduce even more improvements on this front. 

The 15.6 inch display on the older model we tested offers a sharp 1,920 x 1,080 pixel resolution, a 300 Hz refresh rate, vibrant colors, and high brightness (up to 300 nits). The keyboard is decent, with per-key RGB lighting that's easy to configure using Razer's Synapse software. Battery life is impressive, and you can expect close to an hour and a half of game time, or around five hours of mixed non-gaming use.

Cons include the fact that it's expensive and easily smudged with fingerprints. The Razer Blade 15 Advanced also runs hot, which means fan noise, but that's a virtually universal issue for gaming laptops. We'll have to see if Razer has made any enhancements in this regard with its new lineup of Razer laptops.

You can find stellar reviews of the Razer Blade 15 Advanced at PC Gamer, Tom's Hardware, The Verge, and PC Mag.

Ultimately, Razer's Blade 15 Advanced looks fantastic, runs games beautifully, and has all the features a gamer is likely to want, with no compromises. Add all that together and the Razer Blade 15 Advanced earns our recommendation as the best gaming laptop.

The best affordable gaming laptop
Asus tuf

Featuring impressive performance and great value for money, the Asus TUF A15 is relatively affordable for a gaming laptop. But the chunky, loud, gaming-centric design won't suit everyone.

Pros: Great value, strong battery life, solid gaming performance, 1080p display with 144Hz refresh rate

Cons: Loud fans, chunky design

To get fast gaming performance in a laptop, you usually have to spend quite a bit of money. But the Asus TUF A15 is a great value, pairing an AMD processor with Nvidia graphics. The machine offers solid specs and impressive battery life, but there are inevitably some trade-offs here.

With an unmistakably loud, angular, and chunky design, the Asus TUF A15 screams gaming laptop. There are transparent WASD keys, honeycomb patterns on the underside, vents with orange accents, and a bold logo on the cover. It's also quite heavy at 5.1 pounds.

Buy direct from Asus, and the cheapest model, which pairs an AMD Ryzen 5 with the Nvidia GeForce GTX 1650, can be had for $800. We recommend the more expensive AMD Ryzen 7 with the GeForce RTX 2060, which has dropped to $1,200 at Newegg. That's a good price for a laptop that allows you to run challenging games at a decent frame rate. But again, new laptops with Nvidia's 3000 Series will be launching over the next few months, so it's a good idea to wait.

You also get a 15.6-inch display with a Full HD (1,920 x 1,080) resolution and a 144 Hz refresh rate. Brightness hits a respectable high of 250 nits, but color accuracy is lacking. The Asus TUF A15  has a typical laptop keyboard, apart from its unusual look, which means typing is a little mushy and quiet for a gaming laptop. Battery life is really impressive, so you can expect a couple of hours of gaming and an average workday's worth of mixed usage on a full charge.

The main downside, beyond the chunky design, is its loud fan noise, which is a familiar but annoying problem nonetheless. 

The Asus TUF A15 has received very positive reviews from TechRadar, PC Gamer, Tom's Hardware, and Trusted Reviews

The best thin and light gaming laptop
Stealth 13

With a stunning and svelte design, the Razer Blade Stealth 13 is as portable as laptops get. But there are some compromises under the hood.

Pros: Excellent build quality, very compact, decent battery life, 1080p display with 120 Hz refresh rate

Cons: Performance is limited, expensive, gets hot

If you need a gaming laptop that's as portable as possible, then the Razer Blade Stealth 13 is worth considering. Featuring a gorgeous design with a classy black aluminum finish that will fit in comfortably in the office, this ultraportable boasts a gorgeous display and offers solid performance for work or play.

Measuring just 11.99 x 8.27 x 0.6 inches and weighing only 3.1 pounds, this is the thinnest and lightest gaming laptop in our guide. The Razer logo on the lid and green highlights on the USB ports are the only details that distinguish the Razer Blade Stealth from a regular laptop. Unfortunately, like the larger Blade 15, it can be a fingerprint magnet.

The Razer Blade Stealth 13 pairs an Intel Core i7-1165G7 processor with a GeForce GTX 1650 Ti graphics card, 16GB of RAM, and a 512GB SSD. For 2020, there are three options; you can go for the 1080p display with a 120 Hz refresh rate for $1,800, or you can pay an extra $200 to get either a 60 Hz Full HD OLED display or a 60 Hz 4K touchscreen. We recommend the cheapest, full HD display at 120 Hz, which will also be best if gaming is your main consideration.

While the specs are good, the Razer Blade Stealth 13 is not the right gaming laptop if you plan to run AAA games on the highest settings. Most games will be playable, but you'll have to play something less graphically demanding to really take advantage of that 120 Hz refresh rate. This laptop will serve just fine for multiplayer games like Overwatch or Fortnite.

The chiclet keyboard is fairly typical for a laptop and there isn't much travel in the keys. Razer has also dropped per-key RGB lighting with this model, instead only offering customizable zones, which is a shame. Battery life is better than average for a gaming laptop but falls short of other popular productivity ultraportables. This laptop can also get very warm.

The Razer Blade Stealth 13 scored well with The Verge, PC Mag, Tom's Hardware, and TechRadar.

While you can get better performance for the money, the Razer Blade Stealth 13 is unbeatable when it comes to portability, and it will suit some gamers perfectly.

The best high-end gaming laptop
Alienware Area 51m

The Dell Alienware Area-51m is a beastly gaming laptop for those who want some of the benefits of a gaming desktop in a more compact setup.

Pros: Powerful desktop-class performance, upgradeable GPU and CPU, striking design

Cons: Expensive, heavy, requires two power inputs

While many companies are striving to make gaming laptops thinner and lighter, Dell is taking the opposite approach with the Alienware Area-51m: a behemoth of a laptop that's meant to serve as a true desktop replacement. 

The powerhouse of a gaming system weighs between nine and 10 pounds depending on the model, another sign that it's meant to sit on your desk rather than your lap. It runs on a 10th-generation Intel desktop class processor, not to mention the fact that both the CPU and GPU are both upgradeable much like those of a desktop PC. 

The entry-level model runs on an Intel Core i7-10700 processor with an Nvidia GeForce RTX 2060 GPU, 16GB of RAM, and a 256GB SSD. The 17.3-inch display on this model also comes with a 144Hz refresh rate. The starting price for the most high-end configuration comes packed with an Intel Core i9-10900K processor, Nvidia GeForce RTX 2080 graphics, 32GB of RAM, 2TB of storage, and a 17.3-inch 300Hz display for $3,419.99. 

The Alienware Area-51m features the brand's newer design language with softer edges and is contracted of magnesium alloy. There's also per-key lighting that allows for custom lighting profiles and the ability to create keyboard shortcuts.

Overall, it's the Alienware Area-51m's powerful performance in terms of computing and graphics, its upgradeable construction, and its standout design that impressed reviewers at LaptopMag, The Verge, and TechRadar

But beware: this laptop is expensive and heavy, so it's really only ideal for those who are willing to spend a lot to get a desktop-like experience in a computer that's more compact. Some critics also noted that the fan system was loud, which isn't unusual for a gaming laptop but is still worth noting. It's also so powerful that it requires two power inputs, which is another factor to consider.

The best 17-inch gaming laptop
Alienware m17 R3

If having a big display is paramount, the Alienware M17 R3 could be your best bet. Alienware offers many screen choices and powerful hardware inside to get the most from them. 

Pros: Excellent build quality, very fast performance, 1080p display with 144Hz refresh rate, lots of configurations

Cons: Poor battery life, loud fans, can get expensive

With a distinctive gaming aesthetic and great build quality, this Alienware gaming laptop has some unique features. But it's the 17-inch screen that has made it our top pick for the best 17-inch gaming laptop. The Alienware M17 R3 stands out for the choice it offers in terms of display options, and all of the 17.3- inch screen options boast specific strengths.

Alienware just announced a new version of this laptop called the M17 R4 that comes with Nvidia's newest graphics cards, HDMI 2.1 output, and faster memory among other improvements. It launches on January 26 starting at $2,149.99, so we'd recommend checking out that model. 

With the previous-gen model weighing between 5.51 and 6.55 pounds, Alienware's M17 line is for those who want a big laptop. But, it maintains an elegant feel and is still slimmer and lighter than the Gigabyte Aorus 17X, our previous pick for the best high-end gaming laptop, thanks in part to its magnesium alloy construction. The black and white Lunar Light option is refreshingly different, though you can also opt for a grey finish called Dark Side of the Moon. The Alienware logo and a few other design elements can light up, and there's per-key RGB lighting with the keyboard.

The base model of the new Alienware M17 R4 includes an 8-core Intel 10th generation processor that's configurable up to a Core i9 at the high end. Memory (RAM) options range from 8GB to 32GB of RAM, and Alienware offers three display options to choose from. 

There's a full HD version with a 144Hz refresh rate, a full HD model with a 360Hz refresh rate, and an ultra HD edition with a 60Hz refresh rate. The two full HD models offer 300 nits of brightness, while the UHD version has a brighter 500-nit screen. Like its predecessor, the top-of-the-line display also comes with Tobii eye-tracking technology built in.  All configurations are powered by Nvidia's next-generation Series 3000 graphics.

While the keyboard has a bit more travel than many gaming laptops, it's still a chiclet design. Battery life was a big disappointment with the previous-gen M17 R3, though, as you needed to be near an outlet for extended use. If you're playing games, you need to be near an outlet. This laptop can also get warm and, consequently, the fans can get loud.

Still, the Alienware M17 R3 picked up great reviews from TechRadar, Tom's Hardware, and PC Magazine, making it a strong choice.

The best gaming laptop for battery life
ROG Zephyrus G14

You can't usually stray too far from a power outlet with a gaming laptop. But the Asus ROG Zephyrus G14 has enough stamina to last a typical workday in a lightweight, portable design.

Pros: Excellent battery life, very portable design, comfortable keyboard, fast performance, 1080p display with 120Hz refresh rate

Cons: No webcam, loud fans, backlighting on keyboard is inconsistent

Playing games chews through battery life like nothing else, and it feels like many gaming laptop manufacturers have thrown their hands up in defeat. Given that most people need their gaming laptop to double up as a device for work or school, this typical lack of stamina can be a problem.

Enter the Asus ROG Zephyrus G14, which boasts enough power to run challenging games but also has enough battery life for a full workday. Asus just updated the ROG Zephyrus G14 with the latest processors from Nvidia and AMD, so we'd recommend considering this new model instead when it becomes available in the first quarter of 2021. 

That model also comes with an improved display panel capable of 144Hz refresh rates, although the company has not announced pricing yet. In one of the more unconventional features to come to the new Zephyrus G14, Asus has added a new virtual pet animation to the lights located on the laptop's lid that you can interact with.

One of the reasons why we liked the previous G14 so much was because it's extremely light at just 3.5 pounds. The small keyboard also felt surprisingly comfortable to type on, and the touchpad is decent, too. Throw in surprisingly robust sound, a reasonable range of ports, and both Wi-Fi 6 and Bluetooth 5 support, and you have a complete package. That is, if you don't need a webcam; Asus opted not to include one to keep the laptop's size compact. It's unclear if the new model addresses this.

Sadly, the backlighting on the previous  model was a bit of a mess, with light bleed and an inconsistent look across the keys. This older G14 also got hot, and the noisy fans can be an irritation. That said, no other gaming laptop is going to give you anywhere near 11 hours of video streaming or a fully productive workday without needing an outlet, and hopefully the new model lives up to that precedent.

The Asus ROG Zephyrus G14 has garnered excellent reviews from PC Mag, Tom's Guide, TechRadar, and The Verge.

If you're seeking portability and stamina for productivity, without sacrificing the performance required for gaming prowess, the Asus ROG Zephyrus G14 demands your attention.

Other new gaming laptops we're looking forward to testing

With CES 2021 recently wrapping up and dozens of new gaming laptops powered by Nvidia's newest RTX 30 series GPUs on the way, there's a lot to look forward to in the coming months. Here are some of the gaming laptops we're looking forward to testing.

Acer Predator Triton 300 SE

Acer appears to be giving Razer's popular Blade lineup some fresh competition with its new Predator Triton 300 SE, which aims to combine the power of a gaming laptop with the portability of a standard business machine. 

The Predator Triton 300 SE runs on the H-series of Intel's 11th generation processors, which are designed for thin-and-light gaming laptops, and is also configurable up to Nvidia's GeForce RTX 3060 when it comes to graphics. It should offer up to a 10% performance boost over its predecessor also, thanks in part to its fan wingtips and wind guide, which the company says increases air intake and redirects air flow toward important components.

The Acer Predator Triton 300 SE comes with a 14-inch FHD screen with a 144Hz refresh rate and is said to last for 10 hours on a single charge. It has a backlit RGB keyboard with three zones and includes Thunderbolt 4, USB 3.2, and HDMI in terms of connectivity. 

But, of course, it's the Acer Predator Triton 300 SE's portability that makes it stand out. The device is 0.7 inches thin and weighs 3.75 pounds, making it just a bit heavier than Apple's 3-pound M1 MacBook Pro. 

It's launching in North America in March starting at $1,399.99.

Razer Blade 15 and 17 Pro

Razer helped jumpstart the shift toward gaming laptops that are almost as thin and light as regular business notebooks, and it's continuing that trend in 2021 with its latest class of Blade laptops. Razer's new Blade gaming notebooks are getting a big upgrade that brings a wider selection of screen options with higher refresh rates and resolutions thanks to the inclusion of Nvidia's new RTX 30 Series GPUs.

Razer's Blade 15 Advanced Model will be available in three display options for the first time: full HD at 360 Hz, quad HD at 240Hz with Nvidia G-Sync, and ultra HD OLED at 60Hz. It comes with an 8-core 10th-generation Intel Core i7 processor and is configurable up to Nvidia's GeForce RTX 3080 GPU, with the entry version of the advanced model running on the 3070 GPU. 

Razer's high-end 15-inch gaming laptop also comes with a 1TB SSD expandable to 4TB and 16GB or 32GB of RAM expandable to 64GB. In terms of ports, you can expect to see USB-C with support for 20V chargers, an SD card reader with UHS-III, USB 3.2 Gen 2, and HDMI 2.1. 

The base model of the new Blade 15 starts with a Nvidia GeForce RTX 3060 GPU and a six-core 10th generation Intel Core i7 processor, with both iterations of the base model offering 512GB of storage expandable to 4TB, 16GB of memory expandable to 64GB, and USB-C, USB-A, USB-C 3.2 Gen 2, Gigabit Ethernet,  and HDMI 2.1 output. The 15.6-inch display is available in full HD with a 144Hz refresh rate or QHD with a 165Hz refresh rate.

Razer is also bringing Nvidia's new GPUs to its refreshed larger-sized 17-inch laptops as well, which also come in three display options: full HD at 360Hz, quad HD at 165Hz, and ultra HD at 120Hz. 

The 15-inch model starts at $1,699.99, while the 17-inch version begins at $2,229.99. The smaller laptop is available for preorder and is coming to some retailers on January 26, while the 17-inch version is up for preorder and is launching in the first quarter of 2021. 

We loved the previous version of Razer's Blade 15 for its exceptional build quality, sleek design, and fast performance. If the new models live up to Razer's claims, it sounds like the new crop of Blade laptops further improve on what was already an excellent pick for mobile gamers. 

Lenovo Legion 7 

Lenovo also unveiled a slew of promising new gaming laptops at CES 2021, including the Lenovo Legion 7 — a new 16-inch machine that comes equipped with AMD's recent Ryzen 5000 H-Series processors and Nvidia's latest GeForce RTX 30 series GPUs. 

The Legion 7 comes with super-slim bezels framing its screen, which features a QHD resolution and a 165Hz refresh rate, resulting in a 90 percent screen-to-body ratio. Lenovo is also launching a thinner and lighter version of the Legion 7 called the Legion 7 Slim, which weighs just 4.2 pounds.

Lenovo is trying to differentiate its new Legion laptops from the competition with artificial intelligence and advanced cooling technologies. The company claims its AI system can channel unused energy between the CPU and GPU to allocate resources as needed. Lenovo also says its new thermal system increases airflow by up to 18 percent to better manage heat and noise.

The Legion 7 is also designed to be taken apart for those who want to tinker with and customize their laptop, as the company says the internals contain a new look and a QR code that users can scan to find information about the hardware and service options.

The Legion 7 starts at $1,669.99 and is expected to launch in June 2021, while the Legion 7 Slim is expected to become available in May but pricing hasn't been announced yet. 

What to look for in a gaming laptop

There's a lot to think about when you're hunting for a new gaming laptop.n. We spoke to veteran game developer, Neil Davidson, who works as a Senior Software Engineer at The Multiplayer Guys to get some tips on what to look for.

Processor and graphics

While you'll certainly want a powerful processor, the GPU is more important than the CPU for most games. If you want to play the latest AAA titles in their full glory, then a great graphics card is vital. You'll have to choose between Nvidia and AMD. Generally, AMD is a more affordable option, but you often get more features and potentially better performance with Nvidia, especially at the higher end.Think about the games you want to play, consider whether you need to play them on the highest settings, and look at the recommended CPU and GPU combinations needed to achieve that on sites like PC Game Benchmark. 


You will be staring at it for hours on end, so your laptop's display is very important. While 4K resolution may be tempting, such displays have a lower refresh rate and work your processor much harder. Consider that 4K is rendering four times as many pixels as Full HD. Combine that with the smaller screen size you generally get in a laptop and it makes more sense for most people to go for a 1080p display with a high refresh rate of 144 Hz or above. This will give you a picture that's sharp enough, and crucially, one that updates more frequently with gaming action for a smoother feel. Just remember that you'll need hardware capable of supporting high frame rates to take advantage of this. If you don't play fast- paced games and frame rate isn't a major priority, then you could consider the middle ground and go for a 1440p display.

Battery life

It's simply a fact that gaming laptops don't tend to have great battery life. You're lucky if you can get two hours of demanding gameplay without having to plug in. The high power demands coupled with a portable design  means battery life is going to be limited. However, we are seeing some gaming laptops that have decent battery life for mixed use. So if you're buying a gaming laptop for everyday use as well, you can reasonably expect it to last a full day for work, web browsing, and streaming.

Memory and storage

Realistically, 16GB of RAM is plenty for most gamers, and  more than that is going to be overkill for most people. If you're a really heavy multitasker that edits video or wants to stream while you play, then you might want to consider 32GB. The handy thing about RAM is that it's easy to upgrade later. 

Storage is trickier because modern games are often huge. While 1TB may sound like a lot, it can fill up alarmingly fast if you play a lot of games and like to switch back and forth. If you're the kind of person who plays a handful of favorites, or plays consecutively and uninstalls when you're done with something, then you can get away with less storage. 

We strongly recommend going for a solid state drive (SSD) over a mechanical hard drive. SSDs are much faster and are less likely to break, which is important in a laptop. A combination of SSD and HDD can also work well. Just like RAM, you can usually upgrade your gaming laptop storage later, so that gives you a bit more flexibility.

Keyboard and extras

The feel of a keyboard is important, so try them out when you get the chance. Gaming laptops

tend to have shallower keyboards to save space, but there are still some options for fans of mechanical keyboards. If you use macros, look out for dedicated keys and consider n-key rollover to ensure all of your key presses register. Backlighting can be handy, but options can range from basic to customizable per-key RGB lighting. 

When it comes to connectivity and ports, just make sure the gaming laptop you're considering  has everything you expect to need. Never assume that a specific port type will be included, always check to avoid disappointment.

Read the original article on Business Insider

Crypto miner Marathon Patent Group pours $150 million into bitcoin as the token pulls back from record highs

Bitcoin miners are seeing gold despite the cryptocurrency's recent fall.

Cryptocurrency miner Marathon Patent Group announced on Monday it purchased $150 million of bitcoin after the cryptocurrency fell from historic highs of over $40,000.

The company bought 4,812.66 BTC at an implied average price of $31,167.79 per coin in the transaction, which was enabled by NYDIG, a leading technology, and financial services firm dedicated to bitcoin.

"By purchasing $150 million worth of bitcoin, we have accelerated the process of building Marathon into what we believe to be the de facto investment choice for individuals and institutions who are seeking exposure to this new asset class," said Merrick Okamoto, Marathon's chairman & CEO.

"We also believe that holding part of our Treasury reserves in bitcoin will be a better long-term strategy than holding US Dollars, similar to other forward-thinking companies like MicroStrategy." 

MicroStrategy, a business intelligence, mobile software, and cloud-based services company, has been leading the charge into bitcoin for some time.  The company announced yet another purchase of roughly 314 bitcoins for $10 million on Monday.

That purchase brought MicroStrategy's total holdings to 70,784 bitcoins worth some $2.38 billion at current prices. The company has now netted over $1 billion from its bitcoin investments after buying the currency at an average price of $16,035 per coin.

Read more: Michael Saylor has invested over $1 billion of MicroStrategy's funds in Bitcoin. He explains why he is making such a massive bet on the digital asset.

While Marathon doesn't boast the same level of bitcoin wealth just yet, the company is currently contracted to purchase 103,060 bitcoin miners, which will be operational by the end of the first quarter of fiscal 2022.

At today's bitcoin mining difficulty rate, that would mean Marathon could produce a potential 55-60 bitcoins per day.

This news comes after bitcoin spiked through early January to a record-high of nearly $42,000 per coin, before profit-taking and bearish news dragged prices down.

The cryptocurrency struggled last week after a BitMEX Research report suggested a flaw allowed for a "double-spend," when a user ends up being allowed to spend the same bitcoin twice.

Commentary from Treasury Secretary-designate Janet Yellen also hurt bitcoin's momentum. On Wednesday, the former Federal Reserve chairwoman said the government should consider regulating cryptocurrencies to prevent their use in illicit financing.

The pace of flows into the Grayscale Bitcoin Trust also "appears to have peaked," according to JPMorgan strategists led by Nikolaos Panigirtzoglou.

"At the moment, the institutional flow impulse behind the Grayscale Bitcoin Trust is not strong enough for Bitcoin to break out above $40,000. The near-term balance of risks is still skewed to the downside," JPMorgan strategists said, per Bloomberg.

Read more: Cathie Wood's ARK Invest runs 5 active ETFs that more than doubled in 2020. She and her analysts share their 2021 outlooks on the economy, Bitcoin, and Tesla.

Despite the bearish tone from JPMorgan and falling bitcoin prices, Marathon, MicroStrategy, and others are staying the course when it comes to the cryptocurrency, buying up reserves when they can.

Shares of Marathon Patent were down 2.13% on Monday as of 3:27 PM EST, giving the crypto miner a market cap of $1.68 billion.

Read the original article on Business Insider

Tech stocks climb in volatile trading as investors await mega-cap earnings

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  • US stocks were mixed in a volatile trading session on Monday as investor anticipation grew for the upcoming earnings reports from mega-cap tech giants later this week.
  • An epic short-squeeze rally in a number of smaller companies led by GameStop marked a wild Monday for the stock market.
  • Sign up here for our daily newsletter, 10 Things Before the Opening Bell.

US stocks ended Monday mixed in a volatile trading session as investors anticipate an avalanche of earnings reports from mega-cap tech giants.

Technology stocks led the market higher throughout Monday, with the Nasdaq 100 Index surging as much as 1% before paring gains.

The wild trading session was marked by an epic short-squeeze rally in small companies like GameStop, which surged as much as 145% to an all-time-high on no official news.

Here's where US indexes stood after the 9:30 a.m. ET open on Monday:

Read More: BANK OF AMERICA: Buy these 31 unheralded stocks as the recovery's hottest trades of recent months continue to gain strength in 2021

Investor enthusiasm in shares of GameStop also spilled over to other stocks with high short-interest, like BlackBerry, AMC Entertainment, and Bed Bath and Beyond.  

The rally in cryptocurrencies spilled over to Ethereum on over the weekend, with the crypto asset hitting new record-highs and soaring as much as 21% in a single day. 

While stocks continue to move higher, analysts at Goldman Sachs are warning investors that a vaccine resistant COVID-19 strain could cut 2021 growth by more than a third. 

Moderna surged as much as 12% after the healthcare company said its COVID-19 vaccine likely protects against variant mutations found in the UK and South Africa. 

Oil prices jumped. West Texas Intermediate crude gained as much as 0.98%, to $52.75 per barrel. Brent crude, oil's international benchmark, rose 0.74%, to $55.82 per barrel.

Gold was down as much as 0.09%, to $1,854.30 per ounce.

Read More: A notorious market bear who called the dot-com bubble says he sees 'fresh deterioration' in the market indicator that first signaled the 1929 and 1987 crashes

Read the original article on Business Insider

Here's the schedule for Trump's Senate impeachment trial and how to watch it

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Pro-Trump protesters clash with police during the tally of electoral votes that that would certify Joe Biden as the winner of the U.S. presidential election outside the US Capitol in Washington, DC on Wednesday, January 6, 2021.
  • The Senate will soon kick off Trump's second impeachment trial.
  • The House will transmit its article of impeachment to the Senate on Monday evening.
  • Senators will be sworn in Tuesday and a summons will be sent to Trump. Oral arguments will start next month.
  • Visit Business Insider's homepage for more stories.

Former President Donald Trump is on the verge of facing his second impeachment trial in the US Senate.

The House of Representatives impeached Trump earlier this month for "incitement of insurrection" related to the January 6 Capitol riot that resulted in five deaths and multiple injuries. Trump is accused of urging his supporters to march to the US Capitol, where they proceeded to lay siege to the building and tried to hunt down lawmakers in an effort to block Congress from certifying President Joe Biden's 2020 election victory.

The House is set to transmit the single article of impeachment against Trump to the Senate at 7 p.m. ET on Monday. Here's what happens next:

  • January 26: Senators will be sworn in as jurors and a summons will be sent to Trump detailing the charge against him and inviting him to respond in writing.
  • February 2: Deadline for Trump to respond to the summons and for the House impeachment managers - who will act as prosecutors in his Senate trial - to submit a pretrial brief.
  • February 8: Deadline for Trump to submit a pretrial brief and for House managers to respond to Trump's response to the summons.
  • February 9: Deadline for House managers to submit a rebuttal to Trump's pretrial brief. Oral arguments begin after.

Trump's impeachment trial will be broadcast live on the major cable news networks and C-SPAN. It will also be livestreamed on YouTube. Insider will embed a video here when oral arguments kick off.

The Constitution stipulates that the chief justice of the Supreme Court presides over the Senate trial for a president, but it does not say who would oversee one for a former president. On Monday, a Senate source told NPR that Vermont Sen. Patrick Leahy, who is the chamber's president pro tempore, will preside over Trump's impeachment trial. 

House Speaker Nancy Pelosi announced this month that nine Democratic impeachment managers will prosecute the case against Trump in the Senate: Rep. Jamie Raskin will be the lead manager, flanked by Reps. Diana DeGette, David Cicilline, Joaquin Castro, Eric Swalwell, Ted Lieu, Stacey Plaskett, Madeleine Dean, and Joe Neguse.

Trump is the only US president to have been impeached twice, and his second impeachment was the most bipartisan in US history, with 10 Republicans siding with Democrats.

In order to remove Trump from office and bar him from ever running for public office again, two-thirds of the Senate must vote to convict him following an impeachment trial.

Several Republicans have argued in recent days that it would be unconstitutional to hold an impeachment trial for Trump given that he's already out of office. But as NBC News reported, there is precedent for impeaching and trying to remove someone who previously held federal office.

Akhil Reed Amar, a professor at Yale Law School, also dismissed the GOP's argument, telling NPR, "That makes no sense at all. You want to give someone a get-out-of-jail free card at the end of the administration so they can do anything they like and be immune from the high court of impeachment?"

Pelosi agreed.

Democrats have also said the goal of impeaching and trying Trump for incitement of insurrection is about more than holding him accountable for his actions leading up to the Capitol riot. They say that in order to prevent further damage to the republic, the Senate should vote to bar Trump from ever running for public office again, a step the chamber could only take if it also voted to convict him after an impeachment trial.

It's highly unlikely, though, that the Senate will ultimately convict Trump, given that Democrats hold a bare majority - 50 seats, plus Vice President Kamala Harris' tie-breaking vote - in the chamber and would need at least 17 Republicans to break ranks.

Read the original article on Business Insider

Biden brought the button Trump used to order Diet Cokes back to the Oval Office

President Joe Biden looks up after singing an Executive Order reversing the Trump era ban on Transgender serving in military, in the Oval Office of the White House, Monday, Jan. 25, 2021, in Washington.
President Joe Biden looks up after singing an Executive Order reversing the Trump era ban on Transgender serving in military, in the Oval Office of the White House, Monday, Jan. 25, 2021, in Washington.
  • Former President Donald Trump used a call button in the Oval Office to order Diet Cokes from staff. 
  • President Joe Biden initially moved the button off the Resolute desk during his first day in office. 
  • But it appears the call button — which has been around for decades — is back.
  • Visit Business Insider's homepage for more stories.

President Joe Biden has brought back a call button former President Donald Trump used to order Diet Cokes while sitting in the Oval Office after briefly removing it from the Resolute desk.

Photos from Monday show the call box sitting next to Biden's phones, in the same place Trump placed the box when he would sit at there.

The call box was not seen in pictures of Biden on his first day in office last week.

Trump used the wooden call box throughout his entire presidency, and first showed it off  in 2017 interviews with The Associated Press and the Financial Times, during which he told reporters: "Everyone does get a little nervous when I press that button."

The call box has been around for decades and other recent presidents have also been pictured in the White House with it, including Barack Obama and George W. Bush.

It can be used to call White House staff, Secret Service Agents, and other officials, but Trump appeared to have told his staff that if he pressed the button, he wanted a Diet Coke.

President Donald Trump sits at the Resolute Desk after signing Section 201 actions in the Oval Office of the White House in Washington, Tuesday, Jan. 23, 2018.
President Donald Trump sits at the Resolute Desk after signing Section 201 actions in the Oval Office of the White House in Washington, Tuesday, Jan. 23, 2018.

It's unclear if Biden has a specific use for the button, or if it will be used more generally.

Like presidents before him, Biden also changed a number of decorations upon entering the Oval Office.

Biden replaced a portrait of President Andrew Jackson with a portrait of President Franklin D. Roosevelt and opted to feature a number of progressives and activists through the room, including Robert F. Kennedy, Dr. Martin Luther King Jr., Rosa Parks, Eleanor Roosevelt, and the labor leader and civil-rights activist Cesar Chavez.

He also chose to display portraits of Benjamin Franklin, President Thomas Jefferson, and Treasury Secretary Alexander Hamilton.

Read the original article on Business Insider

We've tested almost every Leesa mattress. Here's what you can expect from each and how to save up to $380.


When you buy through our links, we may earn money from our affiliate partners. Learn more.

best mattress for side sleepers 2

  • Leesa makes some of our top-ranked mattresses for many different types of sleepers.
  • We've tested nearly all of its mattresses, including its most popular Hybrid (use "INSIDER" for up to $380 off) and its budget-friendly Studio.
  • Read more: The best mattresses
Table of Contents: Masthead Sticky

Buying a mattress is a big investment, but buying one online is something anyone would lose sleep over. There's no way to truly test a mattress without jumping on each one in a showroom or spending a ton of money and time upfront. And if you buy one and decide you don't like it - well, that's a logistical nightmare no one wants.

As product testers who've tested more than 50 mattresses from traditional and direct-to-consumer brands alike, we've developed criteria to objectively assess and rank mattresses on their motion isolation, breathability, edge support, and more. In each test, a Leesa mattress usually won out over the others, earning it the top spot in many of our buying guides.

What is Leesa?

Leesa launched in 2015 to a crowded direct-to-consumer mattress industry and we've been covering it since 2016. Each mattress is made in the US and comes with a 10-year warranty, a 100-night trial, and free contactless delivery in light of the novel coronavirus pandemic

Leesa is B-Corp certified, which means it meets certain environmental standards such as using recycled and natural materials, and without harmful materials like ozone depleters and flame retardants. It also means Leesa meets social standards like giving back to the community. A mattress is donated for every 10 mattresses sold, and since 2015, it's donated more than 36,000 mattresses to people in need, and has also donated mattresses, bed frames, and more to hospitals in need.

Below, you'll find short reviews of everything we've tested (so far) with links to read the full review, plus comparisons to competitive brands and any current deals. We're currently testing the Leesa Legend and we'll report back with our experiences soon.

And if you want to do a little extra research on the best mattresses before you shop, these guides will help you out:

Leesa Hybrid
leesa hybrid

Read our full review here.

Leesa's Hybrid mattress is the best hybrid mattress in our buying guide because it balances firm support with cloud-like softness and minimal motion transfer.

It combines several types of foam with spring coils for comfort and breathability. Set up takes around 15 minutes but it takes a few hours for the mattress to fully expand, so be sure to time it correctly if you want to take an afternoon nap.

To test motion transfer, our reviewer dropped a 15-pound bowling ball about three feet above the bed to see if a can of soda would move — it never even shifted. Our tester also noted that the mattress didn't trap body heat, so it's ideal for hot and light sleepers alike.  

If you're interested in the Hybrid, use our exclusive discount code "INSIDER" for 20% off any size. It's the steepest discount you'll find on the Hybrid anywhere online, and it's actually even better than most of Leesa's sales. 

Leesa Original
leesa foam

Read our full review here.

In 2018, Leesa updated its all-foam Original mattress to better support joints and alleviate pressure for side sleepers. Our reviewer tested both iterations (here's the review for the older Original) and thought that the 2018 version supported her shoulders and hips much better. 

The mattress has three layers — a breathable top layer, a memory foam middle that contours around your body, and a supportive bottom layer. These all add up to a 10-inch mattress that offers relief and support for side sleepers.

Leesa Studio
studio leesa

Read our full review here.

If you're looking for the best balance of value, comfort, and support, Leesa's Studio mattress might be your best option. The three layers of foam provided solid motion isolation and pressure relief, especially for our side-sleeping tester.

The Studio is a medium-firm mattress but the edge support left much to be desired — the foam sagged significantly. Solo sleepers might not mind since they're not sharing a bed, but couples might want to get a large bed like a King to avoid falling off during the night.

In terms of price, the mattress is significantly less expensive than other Leesa mattresses and our tester didn't think there was any compromise in terms of support or comfort. The Studio would be a great mattress for anyone on a budget, moving into their first apartment, or needing to furnish a guest room.

Leesa Hybrid Pillow
leesa hybrid pillow

Read our full review here.

Fans of the Hybrid mattress would love the Hybrid Pillow, which can be customized in four different ways. 

Unlike traditional pillows that resemble a slab of memory foam or a bag of feathers, this customizable pillow has a down-like quilted pocket layer on one side and a firmer gel layer on the other. There's also an insert between the two layers that can be removed to adjust the support level, and an always cool-to-the-touch fabric containing chilling fibers that surround the whole thing. 

It's more complex than a pillow needs to be in terms of construction, but it's worth it for anyone who values the coolness factor and adjustable features.

Leesa Adjustable Base Bed Frame
leesa adjustable bed frame

Read our full review here.

While it doesn't have all the bells and whistles that some other adjustable bases do (like a USB charging port or a massaging option), Leesa's Adjustable Base Bed Frame has a whisper-quiet motor that will let you adjust your sleeping position without disturbing your partner (or your cat).

The adjustable bed frame fits any mattress — Leesa or otherwise — and comes with a remote control so you can adjust the foot and head easily. For anyone who wakes up in the middle of the night, there's a handy button on the remote that controls a light that's under the bed.

During our reviewer's testing, she was able to make the most minute adjustments to alleviate pressure on her joints.

How Leesa compares to other mattress brands
Leesa vs Casper Hybrid 4x3

Read our comparison between Leesa's and Casper's hybrid mattresses.

The direct-to-consumer online mattress space is more crowded than you'd expect. Here's how Leesa stands up to other brands like Purple, Helix, and more, and how the brand's top-ranked Hybrid stacks up to one from its main competitor, Casper.

The best Leesa deals
leesa sale

Find the best Leesa deals here.

After you've done all the research to find the best Leesa mattress for your sleeping preferences, you'll probably want to make sure you're getting the best deal on it.

In fact, if you're looking to buy the Leesa Hybrid or Leesa Legend, use our exclusive promo code "INSIDER" for 20% off any size of either mattress — it's the best price you'll find anywhere on the Internet and even better than Leesa's current sitewide sale with savings up to $540.

If you're looking for other Leesa mattresses, there are often deals of at least 10%, so we suggest waiting for a sale. Historically, Leesa's biggest sales happen around Black Friday and Cyber Monday, but we've also seen great ones throughout the year. 

Read the original article on Business Insider

Biden predicts anyone who wants a coronavirus vaccine will be able to get one by 'this spring'

biden vaccine
President Joe Biden
  • President Joe Biden believes coronavirus vaccines will be widely available by the spring.
  • "I think it'll be this spring," Biden said. "I think we'll be able to do that this spring."
  • This was the first time Biden offered such a time window for the vaccine rollout.
  • Visit Business Insider's homepage for more stories.

President Joe Biden made his first prediction for when coronavirus vaccines will be available to the bulk of the American public - not just the elderly and essential workers - during a news conference on Monday.

"I think it'll be this spring, "Biden said. I think we'll be able to do that this spring.

"But it's gonna be a logistical challenge that exceeds anything we've ever tried in this country."


Previously, Biden and his press officials had said it was too early too tell when vaccines may be widely available, given the lack of coordination with the Trump administration during the transition.

Beyond cautioning Americans that the logistical challenges will be immense, Biden said three factors will determine the efficacy of the rollout.

First, enough vaccine doses need to keep coming in, which he said shouldn't be an issue based on talks he's had recently with other companies on their way to FDA approval. Second, the US will need to produce enough "paraphernalia" to ensure there are not shortages of syringes or other materials necessary for vaccination.

Finally, Biden said the biggest hurdle facing his administration comes down to the workforce responsible for administering the vaccine, with the administration's goal of getting 100 million shots into arms by the 100 day mark of his presidency.

"I think with the grace of God, and the good will of the neighbor, and the creek not rising - as the old saying goes - I think we'll be able to get to 1.5 million a day rather than one million a day," Biden said. "But we have to meet that goal of a million a day."

With the spring as his target for more general vaccine access, Biden said once children are able to be vaccinated, the US could be approaching herd immunity by the summer.

"I think by summer, we will be well on our way to heading toward herd immunity."

Read the original article on Business Insider

Udemy's online courses range from coding bootcamps to drawing lessons - here are 25 of the bestselling ones


When you buy through our links, we may earn money from our affiliate partners. Learn more.

Udemy Black Friday Sale 4x3

If you've looked into taking a class online, odds are good you've run into Udemy. The site has around 130,000 courses on topics spanning everything from character drawing to machine learning. Below, you'll find a list of its most popular courses of all time. 

Udemy courses typically include hours of video, articles, downloadable resources, and a certificate of completion.  There aren't any deadlines either, so you can go at your own pace. And you have lifetime access to the materials, even after you finish the course. 

Although listed prices can look daunting, frequent sales mean Udemy courses can often be purchased at a much lower cost, typically ranging from $12-$30, so it's worth checking back if a course is currently listed at its original price. Thanks to these sales, Udemy is actually one of the cheapest online learning options. Right now, for instnace, the site offers discounted courses for as low as $12.99 until January 27.

If you're not sure if a course is right for you, you can start a free trial and watch a handful of lectures before committing. And if you buy it and aren't satisfied, every class purchased on Udemy can be refunded within 30 days of purchase.

Below are Udemy's 25 most popular courses: 

1. Complete Python Bootcamp: Go from Zero to Hero in Python 3
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Enroll for $19.99

Udemy's Python Bootcamp will teach you how to use Python 2 and Python 3 professionally. You'll create games with Python and learn how to use object-oriented programming. Complex topics like decorators, the Jupyter Notebook, and .py files are all covered.

Students: 1,208,510

Rating: 4.6 out of 5 (343,815 ratings)

2. Machine Learning A-Z: Hands-On Python & R In Data Science

Enroll for $12.99

This course teaches students how to create machine learning algorithms in Python and R from two data science experts. Students will know which machine learning model to use for each type of problem, and how to handle advanced techniques like Dimensionality and Reduction, among other things. 

Students: 739,385

Rating: 4.5 out of 5 (139,743 ratings)

3. The Web Developer Bootcamp
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Enroll for $16.99

This Web Developer Bootcamp teaches web development such as HTML, CSS, JS, Node, and more. Students will write Javascript functions, write web apps with full authentication, translate between jQuery and vanilla JS, and use NodeJS to write server-side JavaScript, among other things. 

Students: 637,870

Rating: 4.7 out of 5 (193,907 ratings)

4. Microsoft Excel - Excel from Beginner to Advanced

Enroll for $20.99

This course is built to take you from beginner to Excel pro. Using Microsoft Excel 2010, 2013, 2016, Excel 2019, and Office 365, you'll learn everything from how to create dynamic reports with PivotTables to dynamic formulas with IF, VLOOKUP, INDEX, and MATCH functions. You'll also learn how to automate your day-to-day tasks.

Students: 624,718

Rating: 4.6 out of 5 (194,562 ratings)

5. The Complete Digital Marketing Course
apps blur button close up 267350

Enroll for $20.99

This digital marketing course goes through the strategy, social media marketing, SEO, Youtube, email, Facebook marketing, analytics, and more that help grow a business online. It's meant to be suitable for various businesses, including digital product, physical product, service, B2B, and B2C.

Students: 538,610

Rating: 4.5 out of 5 (126,093 ratings)

6. The Data Science Course 2020: Complete Data Science Bootcamp
abstract art blur bright 373543

Enroll for $14.99

This Data Science Bootcamp covers mathematics, statistics, Python, advanced statistics in Python, as well as machine and deep learning to master data science. 

Students: 363,359

Ratings: 4.5 out of 5 (85,119 ratings)

7. The Ultimate Drawing Course - Beginner to Advanced
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Enroll for $15.99

This drawing course teaches students how to draw and how to think about drawing. You'll sketch the human face and figure; draw imaginary objects; and focus on fundamentals, realistic light and shadow, and perspective drawings. 

Students: 424,931 students

Rating: 4.5 out of 5 (103,758 ratings)

8. Learn Ethical Hacking From Scratch
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Enroll for $17.99

This course teaches students ethical hacking and security, starting from a beginner's level and working up to high-intermediate. Students will use hacking tools such as Metasploit, Aircrack-ng, SQLmap. You'll learn how websites work, how to exploit web application vulnerabilities, and how to secure systems from all the attacks shown. 

Students: 409,415

Rating: 4.6 out of 5 (90,267 ratings)

9. The Complete JavaScript Course 2021: From Zero to Expert!
Udemy most popular courses person typing on laptop

Enroll for $17.99

Even if you have no prior programming experience, this JavaScript bootcamp walks you through all the fundamentals of Java (variables, if/else, operators, boolean logic, functions, arrays, objects, loops, strings, and more) and gives you six projects to complete for your portfolio.

Students: 399,452

Rating: 4.7 out of 5 (95,145 ratings)

10. An Entire MBA in 1 Course
macbook pro beside papers 669619

Enroll for $16.99

Taught by Chris Haroun, a venture capital and start-up advisor at the Stanford Graduate School of Business, this course is meant to condense an MBA into a single course. Students learn about macro- and micro-economics, investment banking firms, management consulting firms, and how venture capital works. Students also get experience creating financial models from scratch and analyzing company financials. 

Students: 391,453

Rating: 4.4 out of 5 (44,702 ratings)

11. Complete C# Unity Game Developer 2D
Udemy best online courses person wearing headphones using computer

Enroll for $16.99

If you've always been interested in game design, this in-depth intro course teaches you the C# programming language from scratch and assigns you playable game projects to directly practice what you learned (and eventually add to your portfolio or website).

Students: 379,048

Rating: 4.7 out of 5 (82,537 ratings)

12. The Complete 2020 Web Development Bootcamp
person using silver macbook pro 1181467

Enroll for $17.99

The Web Development Bootcamp will teach you how to build a website. You'll learn how to use Node for backend development, React for frontend development, and learn frameworks and technologies such as Javascript ES6, Bootstrap 4, and MongoDB. By the end, you'll have a portfolio of websites to apply for junior developer jobs. 

Students: 348,622

Rating: 4.7 out of 5 (112,309 ratings)

13. React - The Complete Guide (incl Hooks, React Router, Redux)
Udemy most popular courses half open laptop

Enroll for $16.99

For those with some JavaScript knowledge, this beginner, 40+ hour React.js course will teach you how to develop fast, reactive web apps using React code.

Students: 344,968

Rating: 4.6 out of 5 (101,399 ratings)

14. The Complete SQL Bootcamp 2020: Go from Zero to Hero

Enroll for $23.99

This course requires no prior technical experience and will give students the skills they need to add SQL and PostgreSQL to their resumes. Students will use SQL to query a database and perform data analysis. 

Students: 335,806

Rating: 4.7 out of 5 (89,833 ratings)

15. Pianoforall - New Way To Learn Piano & Keyboard

Enroll for $18.99

Pianoforall is designed to take you from a beginner to an intermediate level in piano in just weeks instead of years. Students will learn to read sheet music while also learning to play by ear. 

Students: 297,592

Rating: 4.7 out of 5 (35,923 ratings)

16. Character Art School: Complete Character Drawing Course

Enroll for $17.99

This drawing course focuses specifically on characters. Students will use both traditional pencils and digital art tools to draw faces, hands, and bodies as well as characters from games, films, animation, manga, comics, and more. 

Students: 246,260 

Rating: 4.5 out of 5 stars (54,691 ratings)

17. Photography Masterclass: A Complete Guide to Photography
photo of person holding black android smartphone 4109955

Enroll for $18.99

This photography masterclass teaches you translatable skills like how the camera truly works, basic photography rules to compose great images, how to take better photos with smartphones, and how to photograph different scenarios. 

Students: 227,128 

Rating: 4.7 out of 5 (46,600 ratings)

18. The Complete Financial Analyst Training & Investing Course
space grey ipad air with graph on brown wooden table 187041 (1)

Enroll for $12.99

Also taught by Chris Haroun, this course helps students learn how to manage a portfolio, build financial models, pick stocks, and more. 

Students: 197,798

Rating: 4.5 out of 5 (24,140 ratings)

19. Complete Guitar System - Beginner to Advanced
photo of man playing acoustic guitar 2531551

Enroll for $20.99

This course helps beginners quickly master chords, scales, and guitar theory. Students learn how to play songs step-by-step and sharpen their chord transitioning, strumming, fretting, picking, and fingerpicking.

Students: 195,196

Rating: 4.5 out of 5 (27,408 ratings)

20. Reiki Level I, II and Master/Teacher Program

Enroll for $19.99

This course teaches you how to perform Reiki sessions. Students will learn the history of Reiki and how it's changed over time, different methods for performing Reiki at a distance, and how to heal unwanted patterns to manifest goals.

Students: 142,826

Rating: 4.7 out of 5 (42,155 ratings)

21. Instagram Marketing 2020: Complete Guide To Instagram Growth
person holding black samsung android smartphone 3850213

Enroll for $22.99

This course focuses on how to effectively build a brand or business on Instagram. Learn key skills like how to drive sales and garner long-term engagement. 

Students: 140,148

Rating: 4.5 out of 5 (26,762 ratings)

22. Life Coaching Certificate Course - Beginner to Advanced
person standing on hand rails with arms wide open facing the 725255

Enroll for $21.99

This life-coaching class teaches students a practical life-coaching process that can be used for career and relationship goals. It also shows students how to structure sessions with other people. 

Students: 125,166

Rating: 4.6 out of 5 (28,556 ratings)

23. Graphic Design Masterclass
apple computer desk devices 326501

Enroll for $20.99

The ultimate graphic design course, this masterclass covers Photoshop, Illustrator, InDesign, and design theory (typography, color theory, layout, etc), along with branding and logo design. Students will also learn a few of the upcoming design trends for 2021 and how to implement them. 

Students: 79,966

Rating: 4.7 out of 5 (21,308 ratings)

24. The Ultimate Digital Painting Course - Beginner to Advanced

Enroll for $12.99

Students will learn digital painting techniques and how to create concept art in this course, learning character design, color theory, and more. 

Students: 51,275

Rating: 4.5 out of 5 (8,237 ratings)

25. Ultimate AWS Certified Developer Associate 2021
Udemy most popular courses person typing on laptop

Enroll for 12.99

Complete with all the relevant, up-to-date information you'll need to pass the 2021 AWS Certified Solutions Architect Professional exam, this 13-hour course is for students who already passed the AWS Certified Solutions Architect Associate and have AWS experience.

Students: 36,301

Rating: 4.6 out of 5 (3,838 ratings)

Read the original article on Business Insider

Joe Biden says he is willing to adjust income thresholds for a fresh wave of stimulus payments in new relief package

biden vaccine
President Joe Biden
  • Biden said he is willing to adjust the income thresholds for stimulus checks as part of negotiations over the latest coronavirus relief package.
  • "There is legitimate reason for people to say, 'do you have the lines drawn the exact right way? Should it go to anybody making over X number of dollars? I'm open to negotiate those things" Biden said.
  • He also didn't rule out using reconciliation, but said "time is of the essence" as relief negotiations kick off.
  • Visit Business Insider's homepage for more stories.

President Joe Biden said on Monday he is open to adjusting the income thresholds for a fresh wave of stimulus checks for Americans, a key demand among some moderate senators reluctant to back his rescue package.

"There is legitimate reason for people to say, 'do you have the lines drawn the exact right way?' Biden said during a press conference. "Should it go to anybody making over x number of dollars? I'm open to negotiate those things."

Biden said he included more stimulus payments in his $1.9 trillion proposal because they drew support from Democrats and some Republicans last year. Former President Donald Trump demanded a higher stimulus payment amount in a frenzied last-minute push in December.

The remarks reflect Biden's willingness to negotiate elements of his rescue package to garner GOP support, though he didn't delve into more specifics. His plan includes a provision for a $1,400 top-up to $600 checks sent out in December, bringing the full amount to $2,000 for many taxpayers.

Last year, Congress enacted a pandemic relief package that included $1,200 stimulus payments. Individuals earning up to $75,000 qualified for the full check, and the amount phased down until the cutoff at $99,000. Married couples making up to $150,000 also received the federal payment.

The larger direct payments have sparked criticism from some economists who argue its effectiveness is undercut by their distribution to higher earners who didn't lose jobs and are likelier to save them instead. The House approved a plan for $2,000 checks in December, and the bigger cash amounts also mean they gradually decrease more slowly. 

For example, the payments would fully phase out for single adults earning $115,000. Some Republicans say it's not a well-targeted relief measure.

Biden didn't rule out using a budgetary process called reconciliation to go around Republicans and enact a rescue package in a majority party-line vote.

"The decision to use reconciliation will depend upon how these negotiations go," he said. 

It's becoming more likely that renewed federal aid may not be approved for several more weeks. White House press secretary Jen Psaki said on Monday that Congress should pass another government rescue package by the middle of March to avoid a lapse in unemployment benefits for millions of Americans.

"There's an urgency to moving it forward and he certainly believes there needs to be progress in the next couple of weeks," Psaki said. The spokesperson also referred to the "unemployment cliff" in the middle of March as an apparent deadline for legislative action.

Congress enacted a $900 billion economic assistance plan last month to renew these federal measures. Currently, around 11.4 million people receive benefits from the set of programs which start to expire on March 14. 

Unemployment experts say that Congress must step in with an extension to prevent another lapse by February 14.

Read the original article on Business Insider

Billionaire Apollo CEO Leon Black to resign after investigation reveals he paid $158 million to Jeffrey Epstein

Leon Black
Leon Black is stepping down as CEO of Apollo Global Management.
  • Apollo Global Management CEO Leon Black is resigning following an investigation into his relationship with Jeffrey Epstein.
  • The independent review unearthed $158 million in payments to Epstein and his charity.
  • It also concluded neither Black nor Apollo employees were involved in Epstein's criminal activities.
  • Visit Business Insider's homepage for more stories.

Apollo Global Management Chief Executive Leon Black is stepping down following the results of an independent investigation into his relationship with Jeffrey Epstein, the firm said on Monday.

The report found larger than previously known payments from Black to the disgraced financier, though it said that the payments were for legitimate financial and tax-planning services.  

Epstein was arrested in 2019 on suspicion of trafficking dozens of underage girls as young as 14 in the early 2000s, before dying while in federal prison.

"Chairman and CEO Leon Black has informed the Board of Directors that he will retire as CEO effective on or before July 31, 2021 consistent with best-in-class governance practices," Apollo said in a statement, adding that co-founder Marc Rowan would take over as CEO, while Black would remain as chairman.

Read more: Jeffrey Epstein was the sole director of private-equity guru Leon Black's family foundation for more than a decade. Epstein stayed on even after pleading guilty to soliciting prostitution.

Apollo, founded in 1990, is an investment firm that buys and lends to companies. Some of its recent acquisitions include photo retailers Snapfish and Shutterfly, and, throughout the pandemic, it invested in companies like Expedia and Airbnb. The firm manages more than $440 billion in assets and employs more than 1,600 employees, including 500 investment professionals, working from 15 global offices. 

The review, conducted by the law firm Dechert, found Black had paid $158 million to Epstein from 2012 to 2017 for a "variety of issues related to trust and estate planning, tax, philanthropy, and the operation of the Family Office."

Dechert's investigation also found neither Black, nor any employees of Apollo or Black's family office were involved with any of Epstein's criminal activity, and that "there is no evidence that Epstein ever introduced Black, or offered to introduce Black, to any underage woman," though it noted that Black and Epstein continued to communicate until October 2018.

Following his death, many wondered how Epstein could have amassed his wealth. Some of his closest friends in the business community included retail magnate Leslie Wexner, Johnson & Johnson heiress Elizabeth Johnson, and hedge-fund billionaire Glenn Dubin.

Epstein was listed as the sole director of Black's family foundation for more than a decade, his name appearing on tax filings even after Epstein pleaded guilty in 2008 to soliciting prostitution from a teenage girl. Apollo later said that his name was included on tax forms in error and that Epstein stepped down as director in 2007.

Read more: 'Uncle Jeff': Jeffrey Epstein's relationship with the 24-year-old daughter of billionaire hedge-fund founder Glenn Dubin is more complex than previously known

Later, in October 2020, The New York Times reported that Black wired Epstein at least $50 million in the years after Epstein's 2008 conviction. A spokesperson for Black told the publication that Black "received personal trusts and estate planning advice as well as family office philanthropy and investment services from several financial and legal advisors, including Mr. Epstein, during a six year period between 2012 and 2017."

Later the same month, Apollo announced that a group of board members, at the request of Black, would review Black's relationship with Epstein, with the law firm Dechert retained to conduct a review and provide a report on the matter.

In stepping down from Apollo, Black marks the latest billionaire with Epstein ties to announce his resignation.

In January 2020, Dubin stepped back from his hedge fund, Engineers Gate, to invest in private markets, though Dubin told Reuters the decision had nothing to do with his family's ties to Epstein.

Read the original article on Business Insider

The best affordable Airbnbs in Nashville


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Best Airbnbs in Nashville 11

Nashville is widely known for being country music's North Star, a go-to bachelorette party destination, and home to legendary fried chicken and barbeque.

And there's still so much more to discover beyond honky tonk, with hidden gem neighborhoods, beautiful murals painted across the city, adorable shops in 12th South and Hillsboro Village, and decades of history and diversity. 

For those wondering whether Airbnbs are safe, experts say staying at an Airbnb as opposed to a hotel is actually one of the safest travel options right now. Airbnb also implemented new Enhanced Clean procedures, which include mandatory guidelines for hosts on cleaning and sanitization procedures.

Nashville is currently limiting restaurants to 50% capacity and after 10 p.m., no one can enter establishments and all food and beverage service must stop. Still, keep in mind that crowded streets and packed music venues may not be the best places to be right now. So it may be wise to put Nashville on hold for now and consider a more remote getaway instead.

There's never a guarantee of safety when it comes to travel right now. We always recommend following advice from organizations like the CDC and WHO, practicing social distancing, washing hands frequently, and wearing a mask in all public areas. 

All that said, whether you're a music connoisseur looking to explore the Country Music Hall of Fame and the Grand Ole Opry, a foodie ready to indulge your sweet tooth, or simply in need of a cozy weekend getaway, Nashville is an enticing destination. Regardless of what you plan to do once you arrive down south, you'll need a place to stay. 

I chose top Nashville Airbnbs based on the following criteria:

  1. Airbnb listings are for the entire home (no unwanted noises, only the music you choose to hear).
  2. The homes are all affordable and under $200, ranging from $82 and $167 per night to start. 
  3. All are highly-rated Airbnb listings in Nashville with a review score of 4.7 or higher.
  4. Properties are unique, modern, and accessible to area attractions such as music and nightlife, shops and attractions, or popular restaurants.

These are the best Nashville Airbnbs, sorted by price from low to high.

Condo in East Germantown, $82
Best Airbnbs in Nashville 2

Book this East Germantown condo starting at $82 per night

A homey spot for families, this condo can fit up to four guests with two beds. The hardwood floors and mesmerizing "Tennessee" light in the living room are eye-catching, and the balcony makes it easy to soak up some much-needed sun. Or, take a dip in the shared community pool, which is one of many shared features, including a gym and fire pit as well. 

The cleanliness and prime location stand out among reviewers, with one stating: "The location is super central; we were able to walk to downtown very easily. The apartment itself is clean, has a great layout for a small group of people, and has nice amenities to make it feel like home."

Located within walking distance from buzzy Downtown Nashville, entertainment is easily accessible. 

This home has wide open availability.

Rating: 4.76 

Covid-19 policies: This home participates in Airbnb's Enhanced Clean program. The host is committed to a rigorous cleaning protocol developed with leading health and hospitality experts.

Chic cottage in East Nashville, $92
Best Airbnbs in Nashville 8

Book this East Nashville cottage starting at $92 per night

This sleek home is meticulously decorated with designer touches such as exposed brick, hardwood floors, minimalist black-and-white bathrooms, and polished mirrors in nearly every room. Quirky yet sleek lighting fixtures and statement pillows add character and the fireplace, patio, and in-unit washer-dryer are appreciated amenities.

The cottage-style home accommodates up to six guests in two bedrooms, and self-check-in is available for those who like to function on a more flexible schedule. 

Suitable for all ages, one reviewer notes: "We absolutely loved our stay here! We were traveling with friends and even a 6-week old, and this spot made us all feel comfortable and at home. The extra blankets, comforters, and pillows were much appreciated and we really enjoyed hanging out."

Located a mile and a half from Downtown, it's a short drive from Nashville's most notable spots. 

This home has availability starting in March.

Rating: 4.91

Covid-19 policies: This home participates in Airbnb's Enhanced Clean program. The host is committed to a rigorous cleaning protocol developed with leading health and hospitality experts.

Retro studio on Music Row, $95
Best Airbnbs in Nashville 1

Book this Music Row studio starting at $95 per night

This studio has somehow managed to strike a delicate balance between modern comfort and vintage appeal. Although renovated last year, the roots of its 1915 origins remain visibly intact with a black and white kitchen complete with a retro microwave and woven dining chair, to midcentury modern low slung armchairs, and intricate toiletry dispensers in the shower.

The studio is also neighbors with the iconic RCA Studio B and Warner Music Nashville and is just a 20-minute walk from Downtown's live music scene.

If you'd rather stay in, you'll be equipped with all the major basics: heat and air conditioning, TV and Wi-Fi, and an in-unit washer-dryer. 

This home has nearly every day available currently.

Rating: 4.84

Covid-19 policies: This home participates in Airbnb's Enhanced Clean program. The host is committed to a rigorous cleaning protocol developed with leading health and hospitality experts.

Cheerful tiny house in South Nashville, $97
Best Airbnbs in Nashville 7

Book this South Nashville tiny house starting at $97 per night

Some of our favorite Airbnbs in other cities have been tiny houses, due to their cozy nature and seclusion. This tiny house cottage looks like it was specifically designed with couples in mind with a woodsy fairytale-like location and lofted bed under a romantic vaulted ceiling. Young families will also be comfortable, with child-friendly amenities such as a provided travel crib, high chair, children's toys, and baby bathtub.

While tiny in size, the decor is larger than life with arched doorways, baby blue counters, and a rustic wooden bathroom door hiding a clawfoot tub. The yard is complete with patio seating, a play area for kids, and a tranquil garden. 

Though this property is not as centrally located as some others, it's off the beaten path charm is well worth a look, especially since it's only a 10-minute drive from Downtown Nashville, and rideshare services make the trip incredibly easy. 

This home still has scattered dates open over the next few months and is wide open from April on.

Rating: 4.93

Covid-19 policies: This home participates in Airbnb's Enhanced Clean program. The host is committed to a rigorous cleaning protocol developed with leading health and hospitality experts.

Newly renovated apartment in Hillsboro/12th South, $98
Best Airbnbs in Nashville 9

Book this Hillsboro/12th South apartment starting at $98 per night

The bright blue door initially caught my eye when browsing, but this trendy apartment's minimal yet mod interiors are equally appealing. A great fit for small families, this two-bedroom apartment can accommodate up to five guests with newly renovated bedrooms.  

The pops of color don't stop at the front door — they're tastefully dotted throughout the home with bright lamps, pillows, and vibrant art. The modern furniture, spacious kitchen stocked with kid-friendly dinnerware, and cozy seating areas both inside and outside of the apartment give a nod to the recent investments the hosts made in this home. 

This property is centered between Hillsboro Village and 12th South, so it's easily accessible to the great shopping, dining, and culture found in both neighborhoods. 

This home is wide open starting in mid-February.

Rating: 4.92

Covid-19 policies: This home participates in Airbnb's Enhanced Clean program. The host is committed to a rigorous cleaning protocol developed with leading health and hospitality experts.

Spacious home at 12th South, $99
Best Airbnbs in Nashville 5

Book this 12th South home starting at $99 per night

This generously-sized home can fit up to 10 guests with four bedrooms and six beds, but the high ceilings, open spaces, and natural light make it feel even larger.

Wooden floors and detailing feels simultaneously historic, cohesive, and calming, while fireplaces, stacked bookcases, an upright piano, and supple leather sofas and chairs lend a regal air. The kitchen boasts new appliances and the marble master bathroom feels spa-like infusing the home with modern comforts. Though, you might spend a good portion of your stay outside on the wide porch with Adirondack chairs, or the expansive back patio with a wooden deck and brick courtyard outfitted with a fire pit and chaise lounges.

12th South is one of favorite Nashville's hot spots, dotted with adorable boutiques, brightly colored murals, and often, the presence of a flower truck. This property sits in the heart of it, which 100% of guests raved about in their reviews.

This home has availability starting in March.

Rating: 4.87

Covid-19 policies: This home participates in Airbnb's Enhanced Clean program. The host is committed to a rigorous cleaning protocol developed with leading health and hospitality experts.


A guesthouse to unwind in Greenwood, $110
Best Airbnbs in Nashville 10

Book this Greenwood home starting at $110 per night

Complete with a hot tub, this cozy guesthouse is especially appealing to those looking to relax and unwind on their next trip to Nashville. The soft cream color scheme is backed by a gray headboard in the bedroom for a sophisticated hotel-like feel, but for far cheaper, and with the added convenience of a kitchen with a Keurig and large fridge. The steep slotted staircase adds a contemporary touch to this home as well, and the entire space feels clean, bright, and modern. Self-check-in and an in-unit washer-dryer are added perks. 

The home sleeps six guests though there's technically only one bedroom; additional beds are found in a lofted sleep nook. And while the guesthouse is completely private, it's important to note that the hosts of this property live on-site.

The location in emerging East Nashville is one of the city's most coveted and is a short drive to more popular areas. 

This home still has several open dates over the next few months.

Rating: 4.96

Covid-19 policies: This home participates in Airbnb's Enhanced Clean program. The host is committed to a rigorous cleaning protocol developed with leading health and hospitality experts.




12th South: Sleek guesthouse, $116
Best Airbnbs in Nashville 6

Book this 12th South home starting at $116 per night

This converted garage is industrial but sleek with an all-neutral color scheme, contemporary lighting fixtures, and an open kitchen, all bathed in streaming natural light. While the interior design shines in this well-sized one-bedroom home, I was especially impressed by the peaceful patio with a fire pit and chairs overlooking a sprawling green lawn. Two beds can accommodate four guests, though there is just one spacious bedroom. 

Located in 12th South, this property reaps all the benefits of being within walking distance from the top highlights of the neighborhood. While reviewers note this, they also recognize standout details within this home, like the kitchen that is "well stocked with cooking items." 

This home has a few open dates in February, with more availability starting in April. 

Rating: 4.84

Covid-19 policies: This home participates in Airbnb's Enhanced Clean program. The host is committed to a rigorous cleaning protocol developed with leading health and hospitality experts.

Rutledge Hill: Trendy loft, $151
Best Airbnbs in Nashville 12

Book this Rutledge Hill loft starting at $151 per night

I'm admittedly enamored by the fire engine red spiral staircase, vaulted ceilings, and wood-paneled wall, but this loft's uniquely chic design doesn't stop with these bold accents. Plenty of adorable small details are tucked throughout the home, including a vintage typewriter in one of the bedrooms, and a nook with a hanging chair on the balcony.

The airy two-bedroom home includes an in-unit washer-dryer, grill, and self-check-in. The host has received a 5.0 rating for communication, check-in, and accuracy, with one reviewer stating: "The owners were extremely responsive and provided many thoughtful amenities not typically seen in other Airbnbs, such as toothpaste, q-tips, coffee, oatmeal, tampons, lotion, razors, etc."

Rutledge Hill is within walking distance from many of Downtown Nashville's most notable landmarks. 

This home still has plenty of open dates over the next several months.

Rating: 4.91

Covid-19 policies: This home participates in Airbnb's Enhanced Clean program. The host is committed to a rigorous cleaning protocol developed with leading health and hospitality experts.

Charming guesthouse in Cleveland Park, $167
Best Airbnbs in Nashville 11

Book this Cleveland Park home starting at $167 per night

This home is quintessentially Nashville, with nostalgic hints to the city's notoriety such as the record player and guitar in the living room lined with books, the Jack Daniels poster in the bathroom, or plant-covered chandeliers. Americana prints mingle alongside tribal textiles for a hip feel throughout the two-bedroom home, which is warmed by an electric fireplace or the inviting outdoor fire pit. 

Cleveland Park is described by the hosts as one of the more laid-back areas of Nashville, so this private guest house accommodating four guests is best suited for those planning a more relaxed getaway. If you do get a hankering for Downtown nightlife though, it's only a 10-minute drive.  

This home has wide open availability over the next few months.

Rating: 4.91

Covid-19 policies: This home participates in Airbnb's Enhanced Clean program. The host is committed to a rigorous cleaning protocol developed with leading health and hospitality experts.

Read the original article on Business Insider

The 30 highest-paying jobs in Texas, where everything's bigger - including the salaries

Texas Oil Companies Apache Corporation in Garden City, Texas
Petroleum engineers make an average of $172,890 a year.
  • People are moving to Texas; Austin in particular has recently gained interest among some executives and tech companies.
  • Using data from the Bureau of Labor Statistics, we found the 30 jobs with the highest average salaries in the Lone Star State.
  • As with many other states, the top categories were mainly filled by medical professions.
  • Visit Business Insider's homepage for more stories.

There seems to be a lot of interest in moving to Texas within the corporate world as well as among everyday Americans.

Oracle is moving out of Silicon Valley to Austin, and Elon Musk also moved from California to the Lone Star State. Dropbox CEO Drew Houston also is moving to Austin, as some people in the tech industry seek to move out of Silicon Valley to cities in Texas and Florida.

Jeff Tucker, a senior economist at Zillow, told Insider's Natasha Solo-Lyons that the appeal of places like Austin comes from the city being "a burgeoning tech hub paying high wages, while still remaining much more affordable than coastal markets like San Francisco, San Jose, and Seattle."

And tech workers like software engineers in Austin tend to be offered good pay, according to an analysis of reported salaries from visa applications by Insider's Maddy Simpson.

Read more: Elon Musk and other tech powerhouses are flocking to Texas, pushing an already bonkers real-estate market to new heights. Take a look inside Austin, which is quickly becoming the next Silicon Valley.

Additionally, medical jobs often pay well in Texas. Using data from the Bureau of Labor Statistics' Occupational Employment Statistics program, we found the 30 jobs with the highest average annual salaries in Texas as of May 2019, the most recently available data. Eight of the top 10 highest-paying jobs in the Lone Star State were medical professions, making it the most lucrative industry for Texans.

Some non-medical occupations that made the list include petroleum engineers, air traffic controllers, and geoscientists. All of the occupations made over $128,000 a year on average, with anesthesiologists earning the most at $241,090.

The following are the 30 highest-paying jobs in the Great State of Texas. We also included a brief definition of the occupation, when available, from the Occupational Information Network (O*NET) and the number of people employed as of May 2019.

30. Computer and information research scientists make an average of $128,970 a year.
CS programmer man computer work tech

Number of people employed in Texas: 1,520

What they do, according to O*NET: They conduct research into fundamental computer and information science as theorists, designers, or inventors.

29. Natural sciences managers make an average of $130,490 a year.
scientists in lab

Number of people employed in Texas: 2,880

What they do, according to O*NET: They plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

28. Air traffic controllers make an average of $132,700 a year.
air traffic controller

Number of people employed in Texas: 1,890

What they do, according to O*NET: They control air traffic on and within the vicinity of airports and movement of air traffic between altitude sectors and control centers, according to established procedures and policies. They also authorize, regulate, and control commercial airline flights according to government or company regulations to expedite and ensure flight safety.

27. Purchasing managers make an average of $137,670 a year.
purchasing manager

Number of people employed in Texas: 6,150

What they do, according to O*NET: They plan, direct, or coordinate the activities of buyers, purchasing officers, and related workers involved in purchasing materials, products, and services. Includes wholesale or retail trade merchandising managers and procurement managers.

26. Lawyers make an average of $144,110 a year.
texas lawyer

Number of people employed in Texas: 44,700

What they do, according to O*NET: They represent clients in criminal and civil litigation and other legal proceedings, draw up legal documents, or manage or advise clients on legal transactions. May specialize in a single area or may practice broadly in many areas of law.

25. Financial managers make an average of $145,700 a year.
boss meeting with employee

Number of people employed in Texas: 46,710

What they do, according to O*NET: They plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

24. Postsecondary health specialties teachers make an average of $146,000 a year.
medical professor teacher

Number of people employed in Texas: 17,920

What they do, according to O*NET: They teach courses in health specialties, in fields such as dentistry, laboratory technology, medicine, pharmacy, public health, therapy, and veterinary medicine.

23. Sales managers make an average of $146,230 a year.
entrepreneurship pitch deck meeting

Number of people employed in Texas: 30,420

What they do, according to O*NET: They plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals, and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

22. Podiatrists make an average of $146,370 a year.
foot feet massage podiatry podiatrist

Number of people employed in Texas: 470

What they do, according to O*NET: They diagnose and treat diseases and deformities of the human foot.

21. Marketing managers make an average of $149,420 a year.
marketing manager office coworker

Number of people employed in Texas: 16,290

What they do, according to O*NET: They plan, direct, or coordinate marketing policies and programs, such as determining the demand for products and services offered by a firm and its competitors, and identify potential customers. Develop pricing strategies with the goal of maximizing the firm's profits or share of the market while ensuring the firm's customers are satisfied. Oversee product development or monitor trends that indicate the need for new products and services.

20. Chemical engineers make an average of $150,510 a year.
chemical engineer

Number of people employed in Texas: 7,260

What they do, according to O*NET: They design chemical-plant equipment and devise processes for manufacturing chemicals and products, such as gasoline, synthetic rubber, plastics, detergents, cement, paper, and pulp, by applying principles and technology of chemistry, physics, and engineering.

19. Geoscientists (except hydrologists and geographers) make an average of $154,330 a year.

Number of people employed in Texas: 7,240

What they do, according to O*NET: They study the composition, structure, and other physical aspects of the Earth. May use geological, physics, and mathematics knowledge in the exploration for oil, gas, minerals, or underground water; or in waste disposal, land reclamation, or other environmental problems. May study the Earth's internal composition, atmospheres, oceans, and its magnetic, electrical, and gravitational forces. Includes mineralogists, crystallographers, paleontologists, stratigraphers, geodesists, and seismologists.

18. Computer and information systems managers make an average of $156,590 a year.
computer hardware

Number of people employed in Texas: 26,980

What they do, according to O*NET: They plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

17. General internal medicine physicians make an average of $160,180 a year.
internist doctor physician

Number of people employed in Texas: 4,520

What they do, according to O*NET: Physicians who diagnose and provide non-surgical treatment of diseases and injuries of internal organ systems. They provide care mainly for adults who have a wide range of problems associated with the internal organs.

16. Nurse anesthetists make an average of $167,020 a year.

Number of people employed in Texas: 4,300

What they do, according to O*NET: They administer anesthesia, monitor patient's vital signs, and oversee patient recovery from anesthesia. May assist anesthesiologists, surgeons, other physicians, or dentists. Must be registered nurses who have specialized graduate education.

15. Architectural and engineering managers make an average of $171,120 a year.
architectural engineer

Number of people employed in Texas: 14,500

What they do, according to O*NET: They plan, direct, or coordinate activities in such fields as architecture and engineering, or perform research and development in these fields.

14. Petroleum engineers make an average of $172,890 a year.
petroleum engineer

Number of people employed in Texas: 18,720

What they do, according to O*NET: They devise methods to improve oil and gas extraction and production, and determine the need for new or modified tool designs. Oversee drilling and offer technical advice.

13. Obstetricians and gynecologists make an average of $177,970 a year.

Number of people employed in Texas: 1,500

What they do, according to O*NET: Physicians who provide medical care related to pregnancy or childbirth and those who diagnose, treat, and help prevent diseases of women, particularly those affecting the reproductive system. May also provide general medical care to women.

12. Airline pilots, copilots, and flight engineers make an average of $183,000 a year.

Number of people employed in Texas: Not available

What they do, according to O*NET: They pilot and navigate the flight of fixed-wing, multi-engine aircraft, usually on scheduled air carrier routes, for the transport of passengers and cargo. Requires Federal Air Transport Pilot certificate and rating for specific aircraft type used. Includes regional, national, and international airline pilots and flight instructors of airline pilots.

11. General dentists make an average of $183,510 a year.
A dentist performs a dental examination.
A dentist performs a dental examination.

Number of people employed in Texas: 8,590

What they do, according to O*NET: They examine, diagnose, and treat diseases, injuries, and malformations of teeth and gums. May treat diseases of nerve, pulp, and other dental tissues affecting oral hygiene and retention of teeth. May fit dental appliances or provide preventive care.

10. General pediatricians make an average of $186,410 a year.
pediatrician baby doctor family

Number of people employed in Texas: 2,250

What they do, according to O*NET: Physicians who diagnose, treat, and help prevent children's diseases and injuries. They examine children regularly to assess their growth and development. They also prescribe or administer treatment, therapy, medication, vaccination, and other specialized medical care to treat or prevent illness, disease, or injury in infants and children.

9. Orthodontists make an average of $195,270 a year.

Number of people employed in Texas: 570

What they do, according to O*NET: They examine, diagnose, and treat dental malocclusions and oral cavity anomalies. Design and fabricate appliances to realign teeth and jaws to produce and maintain normal function and to improve appearance.

8. Oral and maxillofacial surgeons make an average of $199,330 a year.
oral surgeon

Number of people employed in Texas: Not available 

What they do, according to O*NET: They perform surgery and related procedures on the hard and soft tissues of the oral and maxillofacial regions to treat diseases, injuries, or defects. May diagnose problems of the oral and maxillofacial regions. May perform surgery to improve function or appearance.

7. Physicians and surgeons (all other) make an average of $200,590 a year.
doctor and female patient
Emlyn Louis, MD speaks with Julia Herrera as he examines her at the Broward Community & Family Health Center on April 20, 2009 in Pompano Beach, Florida.

Number of people employed in Texas: 23,490

What they do, according to O*NET: This job category includes allergists and immunologists, dermatologists, neurologists, pathologists, physical medicine and rehabilitation physicians, radiologists, and urologists.

6. Psychiatrists make an average of $209,980 a year.

Number of people employed in Texas: 1,480

What they do, according to O*NET: Physicians who diagnose, treat, and help prevent disorders of the mind.

5. Dentists (all other specialists) make an average of $215,250 a year.

Number of people employed in Texas: 670

What they do, according to O*NET: This job category includes periodontists, pediatric dentists, and prosthodontists, among other dental specialists.

4. Family medicine physicians make an average of $222,900 a year.

Number of people employed in Texas: 8,380

What they do, according to O*NET: Physicians who diagnose, treat, and help prevent diseases and injuries that commonly occur in the general population. May refer patients to specialists when needed for further diagnosis or treatment.

3. Chief executives make an average of $231,310 a year.
ceo office workplace

Number of people employed in Texas: 6,170

What they do, according to O*NET: Determine and formulate policies and provide overall direction of companies or private and public-sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

2. Surgeons make an average of $237,240 a year.

Number of people employed in Texas: 3,480

What they do, according to O*NET: Physicians who treat diseases, injuries, and deformities by invasive, minimally invasive, or non-invasive surgical methods, such as using instruments, appliances, or by manual manipulation.

1. Anesthesiologists make an average of $241,090 a year.

Number of people employed in Texas: 2,550

What they do, according to O*NET: Physicians who administer anesthetics prior to, during, or after surgery or other medical procedures.

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The best speaker deals - save $50 on a Yamaha soundbar with Alexa built-in


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Yamaha YAS 209 soundbar lifestyle
  • Speakers with good performance can be pricey, but they often go on sale.
  • We've compiled all the best speaker deals for January 2021.
  • Right now, you can buy a Yamaha YAS-209 Soundbar for $300 - that's $50 off its full price.
Table of Contents: Masthead Sticky

Great speakers can make listening to music far more enjoyable - and speakers have been getting a whole lot better over the past few years. These days, even relatively inexpensive speakers can deliver well-rounded bass response, a well-tuned mid-range, and plenty of clarity and detail in the high end. 

Of course, if you're in the market for a new speaker or speakers, you'll want to think about exactly what kind of speaker best matches your needs. There are a number of different types of speakers, and they can all serve drastically different purposes. 

If you want something to take to the beach or use on the go, then a portable Bluetooth speaker is probably your best option. If you're looking to enhance your TV-viewing experience, then home theater speakers or a soundbar will do the job. If you want to bring a digital assistant into your home, then consider a smart speaker. If you just want speakers around the house to listen to music on, then perhaps it's worth considering bookshelf speakers. And, last but not least, if you want a more immersive computing experience, then consider buying a pair of computer speakers.

It's also a good idea to take the brand into consideration when purchasing speakers. Depending on the type of speaker you end up buying, you'll want to seek out different brands. For example, if you're buying a smart speaker, then it's definitely worth looking at options from companies like Amazon, Google, and Apple. Vizio and Samsung, meanwhile, are both safe bets for soundbars. If you're setting up a surround sound system, then brands like Klipsch and Focal will be a better fit for your needs. 

Last but not least, you'll want to think about your budget - and your budget might again depend on the type of speakers you're looking for. You can get decent Bluetooth and smart speakers for under $150 - but that probably won't be enough if you're looking for a soundbar or multiple home theater speakers.

Thankfully, you may be able to stay on budget and save some cash thanks to these awesome deals. After combing through the web, we've rounded up the best speaker deals out there for a variety of needs.

Here are the best speaker deals in January 2021:

Product Card (medium, Preferred: Amazon)Product Card (medium, Preferred: Amazon)Product Card (medium, Preferred: Amazon)Product Card (medium, Preferred: Amazon)Product Card (medium, Preferred: Amazon)
Best Bluetooth speaker deals
The best Bluetooth speaker deals

Portable Bluetooth speakers make it easy to take your music on the road with you. Many of them are water-resistant, meaning you can use them near the pool or at the beach, and while they're usually not as great-sounding as more expensive home theater speakers or soundbars, they'll definitely get the party started at your next BBQ.

Product Card (medium, Preferred: Amazon)Product Card (medium)Product Card (medium) Best soundbar deals
Yamaha YAS 209 soundbar lifestyle

If you're looking to enhance the sound quality in your living room without going all out for a full-sized surround sound system, then it's worth considering a soundbar. Soundbars range in price and audio quality, but the best of them allow for full-bodied audio in a relatively compact package. Some models even include wireless subwoofers and separate satellite speakers for more immersive performance.

Product Card (medium, Preferred: Amazon)Product Card (medium)Product Card (medium)Product Card (medium) Best smart speaker deals
Amazon Echo Dot 4th gen

Google Assistant, Amazon Alexa, and Apple's Siri have gotten a whole lot smarter over the past few years, and they can now help you with a huge range of tasks, including controlling smart home devices, finding out information from the web, and more. There are often deals on smart speakers too – so you might be able to pick one up at a super low price. So models even include screens, enabling video playback to go along with audio. 

Product Card (medium, Preferred: Amazon)Product Card (medium, Preferred: Amazon)Product Card (medium, Preferred: Amazon) Best home theater speaker deals
Klipsch Reference 820F system

Soundbars are great, but if you truly want the most immersive movie-watching or gaming experience, it's worth looking into home theater speakers. Home theater speakers can be set up as a simple pair of stereo speakers next to your TV, or a full surround sound system. It should be noted, however, that home theater speakers typically require a separate AV receiver for power and processing, which can make purchasing a full system pricey. Thankfully, the below discounts can help cut down your costs.

Product Card (medium, Preferred: Amazon)Product Card (medium)Product Card (medium) Best computer speaker deals
Klipsch_R 51PM

Want to avoid having to use headphones all the time when you're at your computer? A great pair of computer speakers can make for a better PC gaming experience, or simply make listening to music and podcasts more enjoyable. Sometimes, computer speakers even come with a small subwoofer to help enhance bass performance.

Product Card (medium, Preferred: Amazon)Product Card (medium, Preferred: Amazon)
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The best online sales happening now, including Macy's, Glasses USA, and Travelzoo


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Best Online Sales Deals

We rounded up the best sales and deals happening online today, including savings at Travelzoo, Macy's, GlassesUSA, and more.

Deals in this story are subject to change throughout the day. The prices listed reflect the deal at the time of publication. For even more deals and savings across the web, check out Business Insider Coupons.

The best deals available right now

Product Card (medium, Preferred: Amazon)Product Card (medium, Preferred: Amazon)Product Card (medium, Preferred: Amazon)Product Card (medium, Preferred: Best Buy)Product Card (medium, Preferred: Amazon)

The best sales and discounts happening right now

Get 50% off a 7-night stay at Kanuhura Maldives from Travelzoo
kanuhura pool at the maldives

Shop the Travelzoo discount now.

Now through October 2022, Travelzoo members can get $2000 off a weeklong stay for 2 at the Kanuhura Maldives, a 5-star luxury hotel. If you're looking to bring the whole family, you can even bring up to 2 kids under age 11 free of charge, making this discount even more worth it. Though travel may not seem like your top priority this year, this is an excellent deal with flexible booking dates — it's also fully refundable. The Kanuhura Maldives has a 9.4/10 rating on Booking.com and a 5/5 on Trip Advisor. 

Get 30-50% off sneakers from Macy's

Shop the Macy's Flash Sale now.

For today only, Macy's is offering shoppers up to 50% off sneakers for women, men, and kids. The sale includes major labels like Adidas, Fila, and Converse, making it a great chance to pick up a pair of solid sneakers for as low as $30. The sale ends after today, January 25, so if you see something you like available in your size, don't hesitate to add to cart.  

Get 30% off your entire order from GlassesUSA
glassesusa models ordering glasses online

Shop the Glasses USA Insider sale now. 

Now through February 1, you can get 30% off your entire order of eyeglasses and sunglasses when you use promo code INSIDER30; shipping is also free. They're one of our favorite places to buy glasses online and with how often they hold sales and deals, it's a great place to find frames for less. 

Get 25% off sitewide from ColourPop
ColourPop Wild Child Giraffe Collection

Shop the ColourPop Cosmetics Sitewide Sale now.

Whether you wear neutrals or bold, bright shadows, ColourPop makes highly pigmented products that you'll love. Right now, the brand is offering shoppers 25% off sitewide — a great discount that we rarely see. Not only do they have fun collabs (like collector-worthy Disney palettes), but it also has affordable skincare and makeup lines. The sale ends January 25. 

Get 20% off your order from Sur la Table
sur la table bread making cooking classes

Shop the Sur la Table sitewide sale now.

Now through January 27, Sur la Table is offering shoppers 20% off their order with promo code TART. The retailer is a great one-stop-shop for everything cookware, cutlery, and kitchen. It's also a great place to shop for gifts for the foodie in your life. 20% off is a hefty discount, and while sales aren't exactly unheard of from Sur la Table, it's uncommon to find one that applies to everything on the site. 

Get up to 60% off from United by Blue
united by blue women's bison puffer snap

Shop the United by Blue End of Season Sale now.

United by Blue is holding a huge sale with up to 60% off sitewide and an extra 50% off sale items with promo code BYEWINTER. Not only does the brand make apparel you can feel good about wearing, but it's also some of the softest and warmest stuff we've worn. We've tried and reviewed the Responsible Flannels and Bison Puffers, and found them to be worth the hype. Sales, especially with discounts this good, are few and far between, so don't miss out on these deals.

Get up to 70% off markdowns from Frank and Oak
frank and oak style plan subscription

Shop the Frank and Oak Winter Sale now.

Right now, you can get up to 70% off markdowns from Frank and Oak, an apparel retailer with a style subscription box. We loved the company's Style Plan subscription and enjoyed the experience, despite the hefty price tag. Even if you're less inclined to subscribe for stylist-curated fashion, the sale applies to individual pieces as well; you can feel good buying from Frank and Oak knowing that oftentimes, sustainable materials are used for construction. 

Get up to $375 off mattresses from Leesa
leesa bed

Shop the Leesa Annual Winter Sale now.

Leesa is offering shoppers up to $375 off mattresses and up to $877 off bundles during its Annual Winter Sale going on now. We've tested and loved most of Leesa's lineup of mattresses. The Hybrid is evenour top pick for best hybrid mattress, with its cooling top and responsive springs. Sales from the start-up aren't exactly rare, but right now is still a good chance to save a big chunk of change on a sleep game-changer.

Get an extra 20% off sale styles from Timex
timex men's watch

Shop the Timex Sale now.

Right now you can get up to 50% off sale styles from Timex with promo code EXTRA20. Sales from the brand are pretty uncommon and with some styles cut down to half price, it's worth looking into if you need a new watch. Affordable and durable, we've chosen Timex designs as picks in our guides to the best men's field watches and the best men's watches under $100.

Get 15% off home goods orders of $100 or more from Verishop
ferm living clio muses vase verishop

Shop the Verishop home refresh sale now.

Right now, you can get 15% off a purchase of $100 or more on home items from Verishop, a convenient alternative to Amazon (with better curation). Use promo code MODHOME at checkout to see the discount. The minimum purchase requirement may seem like a high threshold, but most things from the retailer are pricey, so it's an easy total to hit. 

Get up to 40% off Valentine's flowers from 1-800-Flowers
valentines day 1 800 flowers banner

Shop the 1-800-Flowers Valentine's Day sale now.

Just over a month is left before the big day, but it's never too early to plan ahead for Valentine's Day, especially with deals this good. Right now, flowers and gifts including bouquets, plushes, gift baskets, and more are up to 40% off, no code necessary. The retailer is one of our favorite online flower delivery services, especially for last-minute shoppers.

Get up to 50% off at Lo & Sons
lo and sons catalina deluxe weekender bag

Shop the Lo & Sons Winter Sale now.

Thoughtfully designed and durably constructed, bags from Lo & Sons are popular for a reason. Right now, select bags are up to 50% off, including the Catalina and the O.G. that we cover in our review. Even if travel isn't in your plans for 2021, this sale is so good it may be worth investing in a bag that you'll love using. 

Get up to 60% off at Naadam
Naadam women's cashmere sweater

Shop the world's fairest end of season sale at Naadam now.

If you won't settle for anything less than cashmere, Naadam is the brand for you. It's a brand we love not only for its cozy cashmere sweaters but also for its sustainability and ethical practices. Right now, Naadam is offering up to 60% off sweaters for men and women. If you want to learn more about the startup before you shop, check out our Naadam review or our guide to the best places to shop for women's cashmere

Get 10% off sitewide from Nest Bedding
nest bedding easy breather pillow

Shop the Nest Bedding New Year Sale now.

For the whole month of January, Nest Bedding is offering shoppers 10% off sitewide. Furniture, bedding, and much more is on sale from the brand, making now a great chance to upgrade your sleeping situation. We've reviewed a ton of Nest Bedding products, with some even making it as picks in our guides to the best latex pillows and foam mattresses

Get up to 60% off from Casper
casper playful pillows bedspread

Shop the Last Call Sale at Casper now.

If you've ever shopped online for bedding and mattresses, Casper needs no introduction. Right now, the mattress start-up is offering up to 60% off select bedding and mattresses, including 60% off the Airy Linen Quilt and 30% off the Casper Hybrid. To figure out which one is best for you, check out our reviews of the 5 most popular Casper mattresses.

Get men's outerwear from JACHS NY for $29
JACHS NY outerwear blowout sale red and gray puffer

Shop the Outerwear Blowout Sale now.

Winter has only just begun and JACHS NY is offering a big sale to keep you warm. Right now, you can get select men's outerwear — including sherpa jackets and puffer vests — for only $29 apiece with promo code OT29. It's not the first sale we've seen from JACHS NY, but it's one of the deepest discounts for sure, with some items up to 85% off. If you're not in the market for a new jacket, the rest of the site is also 70% off with promo code NEWYEAR

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DON'T MISS: A conversation with Insider's Washington correspondents on what to expect during Joe Biden's first 100 days

Joe Biden Kamala Harris
President Joe Biden and Vice President Kamala Harris attend at Arlington National Cemetery shortly after the inauguration ceremony on January 20, 2021.

President Joe Biden moved into the White House on January 20, inheriting a country worn down from four tumultuous years, a rabid pandemic, economic malaise, heightened racial tensions, and a demoralized federal workforce.

Every time a new president takes office, they make lofty promises for their first 100 days. Biden is no different, but the stakes are perhaps higher now than at any other point in modern US history. His promises include plans to deliver 100m vaccines to the country within that period, deliver a new economic stimulus, safely reopen most schools, as well as sweeping action on immigration, environmental issues, and racial justice.

It's a hefty undertaking that all of Washington, the country, and even the rest of the world will be watching. His team has already gone to work to try to reverse or halt many of the previous administration's policies that Democrats spent years decrying.

Join us Thursday, February 4, 2021 at 1:00 p.m ET as Insider's DC deputy editor Elvina Nawaguna hosts a live panel discussion on what's in store and what policy promises Biden can deliver by April 30, his 100th day. 

In this webinar, we'll talk with Insider's senior healthcare reporter Kimberly Leonard, who has covered the coronavirus pandemic, the unprecedented vaccination efforts, and the different relief measures meant to shore up the struggling economy, workers, and families. We'll also hear from policy correspondent Robin Bravender, who covered the Biden transition and now is following his administration as it sets up shop and starts to enact its policies.

You can sign up here.

Read the original article on Business Insider

How to delete chat messages in Microsoft Teams, or hide a conversation you don't want to see

Microsoft Teams
It's easy to delete messages you've sent in Microsoft Teams, on both the mobile app and desktop app.
  • You can delete chat messages In Microsoft Teams after you've sent them.
  • While you can't delete other users' messages, you can hide or mute conversations so you won't receive notifications about them.
  • You can delete, hide, or mute messages in both the desktop and mobile Microsoft Teams apps.
  • Visit Business Insider's Tech Reference library for more stories.

Microsoft Teams' chat function is one of its major features, but like on any platform, it's possible to run into mistakes while typing. 

If you accidentally make a typo or ask a question that's already been answered, you can avoid potential embarrassment by deleting the comment. 

And while you can't delete messages from other people, you can hide or mute other conversations so you don't have to see them anymore.

You can delete, hide, or mute a chat in the Microsoft Teams desktop app as well as its mobile app. Here's how.

How to delete a chat message in Microsoft Teams' desktop app

1. Open Microsoft Teams and log in if prompted.

2. Click on the conversation that includes the message(s) you want to delete. Keep in mind that you can only delete messages you create.

3. Hover your cursor over the message you want to delete. Click on the icon that resembles an ellipsis (the three-dot icon). 

How_to_delete_chat_in_Microsoft_Teams_ _1
Hover your cursor over a message to open the reaction bar.

4. Click "Delete" in the menu that appears. 

How_to_delete_chat_in_Microsoft_Teams_ _2
After clicking the ellipsis icon, click "Delete" in the drop-down menu.

5. In place of the deleted message, it will now say "This message has been deleted."

How_to_delete_chat_in_Microsoft_Teams_ _3
Your message will disappear.

6. To hide or mute a chat, click the "Chat" tab in the sidebar menu on the left, and then select the conversation you wish to hide or mute. Click on the ellipsis icon that appears. 

How_to_delete_chat_in_Microsoft_Teams_ _4
You can delete, hide, or mute messages in your Teams groups as well as in individual chats.

7. In the menu that appears, click "Hide" or "Mute" depending on which action you'd like to take. 

How_to_delete_chat_in_Microsoft_Teams_ _5
Click "Hide" or Mute" in the drop-down menu.

How to delete a chat message in Microsoft Teams' mobile app

1. Open the Microsoft Teams app and log in if prompted.

2. Tap the "Chat" tab in the menu at the bottom of the screen, and then tap the conversation that includes the message(s) you want to delete. Keep in mind that you can only delete messages you create. 

How_to_delete_chat_in_Microsoft_Teams_ _6
In the Chat tab, tap on the conversation in which you want to delete a message.

3. Tap and hold on the message you wish to delete. 

4. Tap "Delete." If prompted to confirm, tap "Delete" again. 

How_to_delete_chat_in_Microsoft_Teams_ _8
Select "Delete" in the pop-up menu.

5. To hide or mute a chat, tap and hold a conversation and then choose "Hide" or "Mute" in the pop-up menu. 

How_to_delete_chat_in_Microsoft_Teams_ _10
Tap "Mute chat" or "Hide chat" in the pop-up.

Related coverage from Tech Reference:

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Budweiser is ditching the Super Bowl


Hi and welcome to Insider Advertising. I'm senior advertising reporter Lauren Johnson, and here's what's going on:

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Tips, comments, suggestions? Drop me a line at LJohnson@businessinsider.com or on Twitter at @LaurenJohnson.

Budweiser Lost Dog Super Bowl Ad

Budweiser won't run a commercial during the Super Bowl for the first time in 37 years. Instead, it will channel money into boosting vaccine awareness.

Read the full story here.

joanna coles

SPACs are circling the media sector. Here are 11 high-profile blank-check companies to watch in 2021.

Read the full story here.

adam singolda taboola
Taboola CEO Adam Singolda.

Taboola is going public via a SPAC, aiming to raise $545 million to expand its content recommendations to TV, cars, gaming and ecommerce

Read the full story here.

More stories we're reading:

Thanks for reading and see you tomorrow! You can reach me in the meantime at LJohnson@businessinsider.com and subscribe to this daily email here.

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Rudy Giuliani admits Biden is president hours after being sued for $1.3 billion by voting machine company

Rudy Giuliani
President Donald Trump's personal attorney Rudy Giuliani speaks during an appearance before the Michigan House Oversight Committee on December 2, 2020 in Lansing, Michigan.
  • Rudy Giuliani acknowledged Monday that Joe Biden is the president and Kamala Harris is vice president.
  • The statement came hours after Dominion Voting Systems sued Giuliani for $1.3 billion.
  • Giuliani spent months peddling conspiracy theories about the company's role in the 2020 election.
  • Visit Business Insider's homepage for more stories.

Former New York mayor Rudy Giuliani acknowledged for the first time Monday that Joe Biden won the 2020 US election.

"As far as this election is concerned, it's over," Giuliani said on his radio show on WABC-AM, according to the New York Times reporter Azi Paybarah.

"Biden's the president, she's the vice president," Giuliani added, referring to Vice President Kamala Harris.

Giuliani's statement came hours after Dominion Voting Systems sued him for $1.3 billion and accused him of defamation. The former mayor spent months peddling bogus conspiracy theories alleging that the voting company engaged in widespread electon fraud to deliver Biden the White House and "steal" the 2020 race from former President Donald Trump.

After Dominion filed its lawsuit, Giuliani put out a statement saying the action will "allow me to investigate their history, finances, and practices fully and completely."

"The amount being asked for is, quite obviously, intended to frighten people of faint heart," the statement continued. "It is another act of intimidation by the hate-filled left-wing to wipe out and censor the exercise of free speech, as well as the ability of lawyers to defend their clients vigorously. As such, we will investigate a countersuit against them for violating these Constitutional rights."

Dominion's lawsuit is the latest legal minefield for Giuliani, who is also under federal criminal investigation by the Manhattan US attorney's office over whether he violated foreign lobbying laws. Earlier this month, a New York state senator referred Giuliani for disbarment over his unsubstantiated and far-fetched claims of election malfeasance.

Among other things, the former New York mayor, who is also Trump's personal defense attorney, suggested after the November election that Dominion and its rival election-technology company Smartmatic colluded to switch votes from Trump to Biden in battleground states. There is no evidence that this is true, and multiple right-wing outlets have since had to retract the claim after the two companies threatened legal action.

Giuliani and other conspiracy theorists like the GOP lawyer Sidney Powell have also embraced and amplified the baseless allegation that Democrats and voting-machine companies conspired with dead communist dictators to steal the election from Trump (they didn't).

After Dominion filed its lawsuit against Giuliani this week, the company's CEO, John Poulos, accused him of having "actively propagated disinformation to purposefully mislead voters. Because Giuliani and others incessantly repeated the false claims about my company on a range of media platforms, some of our own family and friends are among the Americans who were duped."

Business Insider's Grace Dean and Jacob Shamsian reported that the lawsuit itself detailed how Giuliani continuously accused Dominion of engaging in election fraud and having lax security measures. In addition to pointing to several people who believed his claims, the lawsuit also referenced a speech he gave at a Trump rally preceding the deadly Capitol siege on January 6, during which he called for a "trial by combat" to block Congress from finalizing Biden's victory.

Read the original article on Business Insider

How to watch WWE Network's wrestling events exclusively on Peacock starting March 18


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Rey Mysterio is seen in action against Randy Orton.
Product Card (small)Product Card (small)

Your favorite wrestling stars - both old and new - are heading to Peacock. On March 18, The NBCUniversal streaming service will become the exclusive streaming home for WWE Network in the US.

The deal includes access to all of WWE Network's action-packed events, including pay-per-views like "WrestleMania" and "SummerSlam." Peacock subscribers will also be able to watch original series like "Undertaker: The Last Ride" and "Steve Austin Broken Skull Sessions." Older events, including past "World Championship Wrestling" and "Extreme Championship Wrestling" matchups, will be available as well.

Currently, WWE Network content is available to stream through the standalone WWE Network service for $10 a month. That service is expected to close once the move to Peacock occurs. If you're a current WWE Network subscriber, the transition to Peacock's Premium Plan will actually save you $5 a month while granting you access to a ton of extra content from NBCUniversal's library. 

Here's a full breakdown on how to watch WWE Network on Peacock, as well as details on how to catch other WWE programs that will still be available on other platforms.

How to watch WWE

Peacock will be the exclusive streaming provider of WWE Network shows and events starting March 18. The NBCUniversal streaming service will become the most comprehensive place to watch WWE content, although other streaming services will still carry select programs as well.

To watch WWE Network content on Peacock you'll need a Premium or Premium Plus plan. The Premium plan costs $5 a month and offers access to the entire Peacock library of shows and movies. With that said, ads are still included from time to time. For ad-free streaming, you can upgrade to the Premium Plus plan for $10 a month. If you're a Comcast Xfinity X1 and Flex or Cox Contour subscriber, Peacock Premium is already included with your cable package for free.

You can watch WWE Network events and shows on Peacock starting March 18 through the Peacock web browser, or the Peacock app on PlayStation 5, Playstation 4, Xbox One, Chromecast, Roku, iOS, Apple TV, Android, LG smart TVs, and Vizio smart TVs.

Existing WWE shows that air on network TV, however, will continue to be broadcast on those channels. This includes series like "Smackdown" and "Raw." With that said, NBCUniversal's press release mentions that replays of "Smackdown and "Raw" will be shown on Peacock.

New episodes of "SmackDown" air on Fox via cable, antenna, or any live streaming service that carries the channel. Services with Fox include Sling TV, FuboTV, and Hulu + Live TV

"Raw," on the other hand, airs on the USA Network via cable and live TV streaming services. Sling TV, FuboTV, and Hulu + Live TV all carry USA as well.

What happens if I'm a current WWE Network subscriber?

NBCUniversal and WWE will provide full details on account management for current WWE Network subscribers in March. It's unclear if Peacock will automatically bring WWE Network subscribers over to its platform or if members will have to manually sign up for a new account specifically for Peacock. 

Either way, the WWE Network streaming service itself is expected to close in the US. If you're a current member, the switch to Peacock could actually save you money and offer more streaming content. 

WWE Network costs $10 a month, but Peacock's Premium Plan costs just $5 a month. And, in addition to WWE Network programs, Peacock offers a huge library of NBCUniversal shows and movies, including episodes of "Saturday Night Live," "30 Rock," and "The Office." WWE Network's switch to Peacock will mean an expansion of the content you get to watch for the same price you're already paying.

The Peacock Premium plan does have ads, however,  If you want ad-free streaming, you can pay the same $10 a month fee you currently pay for WWE Network to get access to Peacock Premium Plus.

At the end of the day, you're still getting a lot more content for less or the same amount of money. 

What WWE events and shows can I watch on Peacock?

WWE Network on Peacock will feature over 17,000 hours of content, a live WWE Network channel, and plenty of live and on-demand wrestling programs.

Peacock will air pay-per-view events like "SummerSlam" and "WrestleMania," two iconic events in the league. The streaming service will kick off its event schedule with "Fastlane" airing from St. Petersburg, Florida, on March 21. Fans can sign up for WWE's ThunderDome to be part of the event's virtual audience.

Besides new events, the WWE Network on Peacock will feature series like "WWE Icons," in-ring shows like "NXT" and "NXT UK," documentaries like "WWE 365," and a single "signature" documentary each year beginning in 2022.

How can I watch old WWE matches and shows?

The move to Peacock will mean WWE Network's library of old events will be available on the NBCUniversal streaming service starting March 18. 

WWE Network currently offers old "WrestleMania" events from the Hulk Hogan and Randy Savage era, the "Great American Bash" featuring the likes of Ric Flair, old events from the "King of the Ring," and classic "Royal Rumble" matches. 

Can I watch WWE Network on Peacock's free plan?

Though Peacock offers a free streaming option, WWE Network won't be available through this plan. You'll need the Peacock Premium plan for $5 a month or the Peacock Premium Plus plan for $10 a month.

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The 30+ best Valentine's Day 2021 deals you can shop now, including early discounts on flowers and candy


When you buy through our links, we may earn money from our affiliate partners. Learn more.

the bouqs company dachschund bouquet

Valentine's Day dates may look a little different this year with most of us staying indoors, but nothing's stopping you from treating your significant other (or yourself) with thoughtful gifts - especially when they're discounted. With the holiday a few short weeks away, now is the time to start shopping to make sure your order arrives in time, and many retailers are offering sales to make buying a little easier.

For shopping inspiration, we've got guides to help you find the best gift. From personalized photo books to a Snoop Dogg cookbook, you're sure to find something at the right price (and affection level) for your valentine.

Table of Contents: Masthead Sticky

Best Valentine's Day sales you can shop now

When it comes to gifts, timing is key. Many retailers are already offering discounts so you can order your presents in advance. We rounded up the best sales happening now, and we'll update this list as more surface.

  • 1-800-Flowers: Get 25% off your order (and have it arrive between February 8 and 11) with promo code DLVRCUPID.
  • Adam & Eve: Get up to 70% off during the Season of Love sale.
  • Artifact Uprising: Get 15% off photo books with promo code RECAP15.
  • Babeland: Get 20% off a single item on orders $75+.
  • Barnes and Noble: Get 50% off select books including hardcovers, teens, and young adult books.
  • Bath and Body Works: Save on lotion, hand sanitizer, fragrances, and more with new offers added regularly.
  • The Bouqs Company: Get 25% off scheduled Valentine's flowers with promo code BOUQSDAY
  • ColourPop: Get 25% off sitewide through January 25.
  • Dermstore: Get an extra 10% off sale items with promo code EXTRA10.
  • Dormify: Get up to 70% off bedding, wall art, and more.
  • Ellaparadis: Get up to 60% off with promo code LOVE
  • Etsy: Save on unique presents from small businesses.
  • Florists' Transworld Delivery Flower Service: Get 10% off sitewide.
  • Greentree Home Candle: Get 10% off your order with promo code LOVE20.
  • Happy Socks: Get up to 60% off during the Fresh Start sale.
  • Harry and David: Get 10% off orders of $49 or more with promo code PANTRY10.
  • Hydro Flask: Get 40% off Wanderland Rocks with promo code COLOR25 and 40% off the Timberline Collection with promo code GOODBYE25
  • Jo Malone: Get a free Honeysuckle and Davana Cologne with your order when you use promo code HONEY.
  • Maelove: Get 10% off 2 items or 20% off 3 items with promo code TEN.
  • Milk Bar: Get free shipping on orders of $70 or more through February 14.
  • Minted: Get 15% off Valentines cards and gifts with promo code BEMINE21 through January 25.
  • Net-a-Porter: Get 15% off select items thorugh January 31.
  • Olay: Get 25% off sitewide plus free shipping.
  • Philosophy: Get a free 10-piece skincare set with orders of $65 or more when you use promo code WINTER.
  • Pottery Barn: Get 20% off bedding and bath.
  • Stuart Weitzman: Get up to 60% off online and in stores.
  • Sugarfina: Get up to 70% off select sweets. 
  • Sunski: Get 40% off select styles during the Full Send Special. 
  • Sur la Table: Get 20% off your order with promo code TART.
  • Timex: Get an extra 20% off sale style for up to a total 50% off with promo code EXTRA20.
  • Verishop: Get 15% off orders of $100 or more full-price home items with promo code MODHOME.
  • Vistaprint: Get 30% off photo gifts and 10 free note cards with promo code DEALS30 through January 31.

When is Valentine's Day?

This year, Valentine's Day falls on Sunday, February 14. Coincidentally, Presidents' Day, another deal-filled holiday, takes place the day after.

What sales can I expect in the lead-up to Valentine's Day?

Historically, flower delivery, luxury chocolates, sex toys, small home goods, and much more drop to low prices in the work-up to the big day. Oftentimes, startups that we don't typically see sales from year-round (like The Bouqs Company) offer short-lived sales, just for the occasion.

What should I buy for Valentine's Day?

The Valentine's Day deals usually weeks before the holiday, rather than on the day of; it's usually best to buy online gifts in advance if you'd like them to arrive in time, after all. If you have a loved one you're treating this February 14 (or you'd like to treat yourself), flowers, chocolates, sex toys, and other self-care products are likely to be dropping to all-time lows between now and then. 

How does Valentine's Day compare to other holidays in terms of deals?

If you're shopping for any of the products listed above, Valentine's Day is as good of an occasion to shop as any. Chances are, you won't find any extraordinary deals on tools, tech, or smart home gear like you would during Black Friday or Cyber Monday, but if you know what to look for, you can still save a ton of money.

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Apple hardware executive Dan Riccio is taking on a 'new project' at the company

Apple dan riccio
Apple's Dan Riccio.
  • Apple's senior vice president of hardware engineering is transitioning to work on a "new project."
  • Dan Riccio will be replaced as SVP of hardware by John Ternus, who has been with Apple for 20 years.
  • The announcement comes amid rumors that Apple is working on an electric vehicle.
  • Visit Business Insider's homepage for more stories.

Apple hardware chief Dan Riccio is stepping down from his role to transition to a new position as part of "a new project," Apple said in a press release on Monday. He will still report to CEO Tim Cook.

John Ternus will take over as the company's senior vice president of hardware engineering after acting as vice president since 2013. He joined the company's product design team in 2001, per the release, and oversaw the development of the iPhone 12 line.

Read more: Apple is reportedly ramping up its electric vehicle project. Here are the 3 auto companies that are most likely to build the car, experts say.

"Every innovation Dan has helped Apple bring to life has made us a better and more innovative company, and we're thrilled that he'll continue to be part of the team," Cook said in the press release. "John's deep expertise and wide breadth of experience make him a bold and visionary leader of our Hardware Engineering teams."

Riccio has been at Apple since 1998, according to his LinkedIn profile, and played a role in the company's iPad hardware engineering. He took over as Senior Vice President of Hardware Engineering after Bob Mansfield left the role in 2012.

Riccio's new role or the project he will be working on was not disclosed, but he will be a vice president of the engineering division moving forward, per Mac Rumors.

The job transition announcement comes as Apple is rumored to be working on an electric vehicle.

Reuters reported last month that Apple is aiming for a 2024 release date, and Bloomberg reported that timeline to be anywhere between 2025 and 2027. Experts say Tesla, Volkswagen, and Magna Steyr are the most automakers most likely to build Apple's electric car. Hyundai has said it was also in talks with the company to take on the project.

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How to do a voiceover on TikTok to help enhance or narrate your video

  • You can do voiceovers on TikTok to record your own voice on top of any video, with or without the original audio.
  • Recording voiceovers can help explain what's going on in the video, or make it funnier.
  • To add a voiceover to your TikTok, record or upload a video and then tap "Voiceover."
  • Visit Business Insider's Tech Reference library for more stories.

Have you ever taken a video and wished you could add a voiceover to explain what's happening or add a joke? TikTok's voiceover feature allows you to do just that.

How to do a voiceover on TikTok

1. Open the TikTok app (on iOS or Android) and log into your account if prompted.

2. Tap on the plus "+" sign icon to create a new TikTok.

3. Record a video or upload an existing one, as you would normally.

4. Once you've reached the video editing screen, tap the microphone icon labeled "Voiceover." 

How_to_do_voiceover_on_TikTok_ _1
To start a voiceover, tap "Voiceover" on the video editing screen.

5. Tap or long-press the "Record" button to begin recording your voiceover. You can also remove the video's original sound by tapping "Keep original sound" so that the check mark disappears. 

How_to_do_voiceover_on_TikTok_ _2
Tap the "Record" button to record a voiceover, and choose whether you want to "Keep original sound."

6. Once you've finished recording, review your voiceover by tapping the "Play" button on the video. If you're satisfied with it, tap "Save." 

How_to_do_voiceover_on_TikTok_ _4
Always check to make sure you're happy with your work before saving your TikTok video.

7. Add any other effects you'd like to include, then tap "Next." 

How_to_do_voiceover_on_TikTok_ _5
You can continue to add more effects to your video, but you can't play multiple voiceovers over one another without publishing the video and re-doing it.

8. Type a description for your video and choose its other settings as you normally would. Finally, tap "Post" to publish your video. 

Related coverage from Tech Reference:

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How to delete your Gmail account without losing any of your data

  • You can delete your Gmail account in the "Data & Personalization" tab of your Google settings.
  • Deleting your Gmail account won't delete your Google account entirely, but will delete all the email you have saved at that address.
  • Once you delete your Gmail account, you won't be able to send or receive email from that address.
  • You can download your email data before deleting the Gmail account, if you'd like to save your emails.
  • Visit Business Insider's Tech Reference library for more stories.

If you have a Gmail account that you no longer want, whether because it was for a business you no longer run, or was created when you were thirteen and now only receives spam emails, you may find yourself wanting to delete it. 

When you delete a Gmail address, you won't delete the Google account associated with it. This means you'll still be able to use other Google apps like YouTube or Docs.

However, deleting the Gmail address means deleting all the email saved inside of it. Additionally, neither you nor anyone else will be able to send or receive mail at that address.

So, make sure you're absolutely sure of your decision before you decide to delete your Gmail account. 

If you're certain you want to do it, here's how to delete a Gmail account using any internet browser on your PC or Mac computer.

How to delete your Gmail account

1. Open the Gmail account that you want to delete on your PC or Mac computer.

2. Click on your profile icon in the top-right corner to open your account menu.

3. From your account menu, click "Manage your Google Account."

How to delete Gmail account
Select "Manage your Google account.”

4. In the left-hand sidebar, click the "Data & personalization" tab.

5. Scroll down and click "Delete a service or your account."

How to delete Gmail account
Go to "Data & personalization" and then "Delete a service or your account."

6. Click "Delete a service" under the "Delete a Google service" section.

How to delete Gmail account
Find the "Delete a Google Service" heading.

7. Enter your password, if prompted, to verify that it's you.

8. On this page you can choose to download your data before deleting your account by clicking the blue "DOWNLOAD DATA" button. 

9. Click on the trash can icon next to "Gmail" at the bottom of the page.

How to delete Gmail account
Click the trash can and then provide a confirmation email address.

10. Enter an email to send a confirmation message to. This email cannot be another Gmail account. Click the blue "SEND VERIFICATION EMAIL" button. 

11. Log into the email account you provided and open the email that Google just sent. Click on the link inside to finish the deletion process.

Related coverage from Tech Reference:

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The Senate confirms Janet Yellen as America's first female Treasury chief

Janet Yellen
Treasury chief Janet Yellen.
  • Yellen was confirmed in the US Senate on Monday in an 84-15 vote.
  • The 74-year-old economist is the first woman to lead the Treasury Department.
  • She will play a critical role shepherding the Biden administration's rescue package through Congress.
  • Visit Business Insider's homepage for more stories.

The Senate voted on Monday evening to confirm Janet Yellen as the nation's first woman to serve as treasury secretary. 

She racked up significant bipartisan support in a 84-15 vote, and her confirmation process was a relatively smooth one because of her extensive economic credentials. Senate minority leader Mitch McConnell voted to confirm her, and she drew unanimous support from a Senate panel on Friday.

Yellen, 74, is the first woman to head the Treasury Department. She is also the first person to have held three of the most important economic positions in American government: Treasury chief, head of the White House Council of Economic Advisors, as well as chair as the Federal Reserve.

"She's been confirmed four times already in the Senate," Democratic Sen. Ron Wyden of Oregon, incoming chair of the Senate Finance Committee, told Insider in a recent Capitol Hill interview. "She is really in the Senate confirmation hall of fame because she gets these huge majorities when people vote on her."

During her confirmation hearing with the Senate Finance Committee last week, Yellen urged Congress to "act big" on another federal rescue package, warning of a worse downturn in the economy without one. 

She also said lawmakers should set aside concerns about the rising budget deficit because the cost of borrowing is low, a view shared by many experts.

"Economists don't always agree, but I think there is a consensus now: Without further action, we risk a longer, more painful recession now-and long-term scarring of the economy later," she told lawmakers.

She fielded a range of policy questions on the minimum wage, direct payments, and taxes. Yellen said the Biden administration doesn't intend to raise taxes for wealthy Americans or large businesses before the pandemic is over. 

In follow-up answers to senators, Yellen also indicated she would not attempt to revive the Federal Reserve's expired emergency lending programs. The Treasury and Fed jointly managed them last year, and the Trump administration ended them in a move that sparked fierce Democratic criticism.

Yellen will play a critical role shepherding Biden's proposed $1.9 trillion rescue package through Congress, a difficult task given it's already triggering strong Republican opposition. 

The rescue package contains another wave of stimulus checks, federal unemployment benefits, vaccine distribution funds, and aid to state and local governments.

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How to delete your Netflix viewing history, and prevent something you've watched from affecting your viewing recommendations

  • You can delete your Netflix history one title at a time, but you can't erase your entire history at once.
  • Deleting your Netflix history will stop those movies and shows from appearing in your "Continue Watching" section, as well as alter what Netflix recommends you in the future.
  • To delete your Netflix history, you'll need to use the Netflix website on a computer.
  • Visit Business Insider's Tech Reference library for more stories.

Most of the time, this is a good thing - because Netflix knows exactly what you are watching, it can place shows in progress in the "Continue Watching" section so you can easily pick up where you left off. It also can use shows you have watched to make better recommendations about what you might want to see in the future.

But if you don't want Netflix to use your viewing history, you have a little control. You can remove individual movies and TV shows from your history. This can keep Netflix from making viewing recommendations and is a sort of "nuclear option" for keeping other people on your account from seeing what you're watching.

But since you can't delete your entire viewing history at once, this can be time-consuming if you want to delete a lot of items.

How to delete your Netflix viewing history

1. In a web browser, go to the Netflix website. You can do this on a computer or in a browser on a mobile device, but you can't use the Netflix mobile app.

2. Click your account icon at the top right of the browser window, and then click "Account."

history 1
To delete items from your viewing history, go to your Account page.

3. Scroll down to the section called My Profile and click "Viewing Activity."

4. On the My Activity page, you'll see a list of the most recent Netflix movies and TV shows you have watched. To see more, scroll to the bottom and click "Show More."

5. To remove a video from your viewing history, click the "stop" icon to the right of "Report a Problem."

history 2
Click the "stop" icon to remove a movie or show from your history.

6. Repeat that process for any other movies or shows you want to remove.

Anything you delete will be removed from your viewing history within 24 hours.

Related coverage from Tech Reference:

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How to backup an iPhone to iCloud, to a computer through iTunes, or to an external hard drive

  • You'll likely want to backup your iPhone's data with iCloud storage, but there are ways to backup an iPhone without using iCloud. 
  •  You can also delete previous backups and find storage space for new ones. 
  • Here's how to backup an iPhone to iCloud, to a computer through iTunes, and to an external hard drive.
  • Visit Business Insider's Tech Reference library for more stories.

How well do you know your iPhone's various backup options?

Like many iPhone users, you might have set your phone to back up automatically and not given it another thought. That is, until you run out iCloud storage or hard-drive space.  

Or maybe you just like to handle your backups manually.

In this feature, we'll show you how to backup your iPhone to iCloud, your computer through iTunes, or to a hard drive, as well as how to locate backups, delete old ones, and save backups to an external hard drive.

How to backup your iPhone with iCloud

Backing up with iCloud is convenient. It can be done over WiFi and in the background so you don't have to think about it. But should you want to back up your phone via iCloud manually from your phone or adjust your settings, here's how you do it.

1. Tap the Settings icon on your phone and select your username where it says "Apple ID, iCloud, iTunes & App Store."

Select your username in Settings.

2. Next, select "iCloud" from the menu.

Select "iCloud."

3. Now, select "iCloud Backup" and toggle it to "On," if it's in the "Off" position.

Click "iCloud Backup" and choose to automatically backup your phone, or "Back Up Now."

4. From here, you can select "Back Up Now" to back up your iPhone manually. If you leave iCloud backup on, your Mac will back up your files daily, as long as you're on WiFi and connected to a battery source, according to Apple. So plug your phone in at night before bed and your files should back up regularly.

What to do if you run out of iCloud storage

Apple only gives you 5 GB of free space on iCloud. If you have multiple Apple devices backed up to iCloud - or even one reasonably full 10 GB iPhone - that space runs out quick.

At that point, you will be prompted to upgrade your storage space.

The good news is that iCloud storage is cheap. It's just $0.99 per month for 50 GB, $2.99 per month for 200 GB, and $9.99 per month for a whopping 2 TB. The latter two plans you can also share with your family.

How to backup your iPhone to iTunes on a computer

Backup your iPhone to iCloud or your computer through iTunes.

If, however, like this humble author, you're a bit more frugal, you can eschew iCloud altogether and backup to your physical computer.

iTunes lets you select where you want to backup your devices, letting you choose between iCloud and your laptop hard drive. And, with a little finagling, you can find these backups and move and delete them as you see fit.

Note, however, that Apple is soon going to shut down iTunes on Mac computers. It will still be available on PCs for the foreseeable future, but Mac users will have to perform this step through their Finders instead.

Here's how to do it on Windows and Mac for the time being. 

1. Open iTunes with your iPhone plugged in and wait for the device to finish syncing.

2. If the device prompts you for your Passcode or asks if you want to "Trust This Computer," select yes.

3. Select your device in iTunes, which should bring you to the Summary panel. From here, you can see and manage your backups, choosing from either iCloud or your computer. Note that if you want to backup your Health and HomeKit data, you must select "Encrypt iPhone backup." There's not a real drawback to encrypting your data, anyway, so you might as well.

4. This screen will also show you when your most recent backup was and allow you to backup manually.

How to delete backups on iTunes

Relatively simple, right?

One thing the above screen doesn't show you is how to delete previous backups, which could be a concern if you have limited hard drive space. But deleting old backups is still pretty straightforward.

1. Go to the iTunes Menu and select Preferences.

2. From the Preferences Menu select "Devices."

3. This menu should show you all of your devices' backups with the options to delete. 

How to backup your iPhone to an external hard drive, and how to move backups

For the majority of users, the steps above will more than suffice.

If, however, you're interested in keeping device backups on an external hard drive or simply want the flexibility to store and restore old backups from multiple devices, you'll have to dig a little deeper.

Find the backup files

On Mac:

Click the Spotlight search button or press Command - Shift - G together with a Finder window open and copy in the following text: ~/Library/Application Support/MobileSync/Backup/

That will take you to the folder where your backups are stored.

On Windows 7 through 10:

Use a similar process for Windows. Open your Search bar and type in \Users\(username)\AppData\Roaming\Apple Computer\MobileSync\Backup\.

This will take you to the folder with your backups.

Copy and move backups

Now that you've found where your backups are hidden away, you can copy them to an external drive and delete the ones on your hard drive.

Apple advises users to copy the entire folder if you want to preserve the data without any chance of it becoming corrupted, so go ahead and make a copy of the folder and drag that over to your external hard drive or a different cloud service than iCloud.

Now, you can delete your copy and if you wish to remove your now-redundant iPhone backup from your primary machine's hard drive, return to iTunes and follow the instructions on deleting backups above.

Related coverage from Tech Reference:

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53 years ago, a vicious, unexpected attack showed Americans what kind of war they were really fighting in Vietnam

Marine Corps Marines Hue South Vietnam
US Marines on residential street behind a tank firing over an outer wall of the citadel in Hue, South Vietnam, February 13, 1968.
  • In the final hours of January 1968, the Viet Cong and North Vietnamese Army launched a massive offensive across South Vietnam.
  • The Tet Offensive failed to hold territory or spark a general uprising, but daily footage of brutal fighting broadcast into homes in the US had a profound effect on how Americans viewed the war.
  • Visit Business Insider's homepage for more stories.

Shortly after midnight on January 30, 1968, cities in South Vietnam came under simultaneous attack by North Vietnamese Army (NVA) soldiers and Viet Cong (VC) guerrillas.

Many of the attacks were beaten back relatively quickly, some within hours, but the following days revealed that the fighting was not isolated.

Over 100 locations, including 36 of South Vietnam's 44 provincial capitals, six of its largest cities, and dozens of towns, hamlets, and South Vietnamese Army (ARVN) and US bases faced a massive and well-coordinated attack.

The NVA and VC had launched their Tet Offensive, a brutal assault by some 84,000 soldiers and guerrillas across South Vietnam. They were told to "crack the sky" and "shake the earth" and that the offensive would be "the greatest battle ever fought in the history of our country."

What ensued would change the course of the Vietnam War.

A plan to start an uprising

Viet Cong Vietnam Tet Offensive
A woman Vietcong soldier with an anti-tank gun during a fighting in southern Cuu Long delta amid the Tet general offensive, spring 1968.

American military advisors had been on the ground in Vietnam for over a decade, but the country saw ever increasing fighting since the US directly intervened in 1965.

By 1968, at least 485,000 US troops were stationed in the country. The fighting on the ground was almost exclusively in the countryside, and bombing operations had expanded into Laos and Cambodia in an effort to destroy the Ho Chi Minh Trail, the main supply line for communist forces.

Contrary to statements made by President Lyndon B. Johnson and the overall US commander in Vietnam, Army Gen. William Westmoreland, there was no sign of victory in sight.

The war had entered a stalemate, and the leaders of North Vietnam, upset by the lack of progress, devised a plan that they believed would give them the decisive victory necessary to unify Vietnam under communism.

Viet Cong Vietnam Tet Offensive
Viet Cong soldiers charging the enemy in South Vietnam, 1968.

They would take the fight directly to South Vietnam's centers of power - the cities.

The objective was to take control of the major cities, broadcast messages of revolution, and start a general uprising across the country, overwhelming American and ARVN forces and leaving the US with no choice but to withdraw.

The offensive took place during Tet, a holiday that was traditionally, but unofficially, seen as a ceasefire period, allowing ARVN soldiers to return home.

In the months before the offensive, the NVA and VC smuggled thousands of men, weapons, and tons of supplies down the Ho Chi Minh trail and into South Vietnam's cities.

Diversion at Khe Sanh

Khe Sanh b52 strike
US Marines in sandbagged trenches watch a B-52 strike on Communist positions only 1,000 yards from the base at Khe Sanh, March 3, 1968.

By December, US and ARVN commanders knew something was coming. They noticed the massive increase in activity along the Ho Chi Minh trail, and captured reports showed plans for attacking cities. They also intercepted a recorded message calling on locals to rise up.

Westmoreland believed these were diversions and that the true target was Khe Sanh, a large military base just a few miles from the demilitarized zone between North and South Vietnam.

Worried that the US could suffer a defeat like France's disastrous loss at Dien Bien Phu 14 years earlier, Westmoreland ordered reinforcements to Khe Sanh and put its 6,000-strong Marine garrison on alert.

Sure enough, almost 20,000 NVA troops attacked Khe Sanh on January 21, starting a brutal months-long siege.

Believing this to be the main attack, the US threw a massive amount of firepower into the fight, dropping close to 100,000 tons of bombs on NVA positions. Half of the US Army's mobile reserve was also sent into the area.

But Khe Sanh was the diversion.


Saigon Vietnam embassy Tet Offensive
US soldiers seen through a hole in the perimeter wall after the attack on the US Embassy during the Tet Offensive, in Saigon, early 1968.

A little more than a week after the fighting at Khe Sanh started, the true targets came under attack. Saigon, South Vietnam's capital, was the biggest.

Shortly after midnight, the presidential palace came under assault, as did the airport, the city's biggest radio station, and multiple bases, including Westmoreland's own headquarters.

Most shocking, 19 VC commandos breached the US Embassy, engaging US troops in a six-hour long firefight before being killed or captured.

But things fell apart for the VC and NVA in Saigon. US and ARVN forces inflicted massive casualties, and operators at the radio station prevented the call for an uprising from going out.

By early February, the attackers were on the defensive, and the fighting was over by early March.


Marine Marine Corps Hue South Vietnam
Keeping low to avoid enemy fire, US Marines push one of their wounded out of range during fighting in the old section of Hue, February 1968.

As ARVN and American soldiers were regaining ground across the country, in Huế, near the northern border, the bloodiest battle of the offensive was only getting started.

Huế, the old imperial capital, was a major cultural, religious, and educational center. It was divided by the Perfume River: to the north was the walled-off old city within the 200-year-old citadel, and in the south was the city's new section.

On January 31, over 5,000 NVA and VC stormed the western walls, quickly taking all but two areas: the Mang Ca garrison in the northeast corner of the citadel, controlled by the ARVN 1st Division, and the MACV compound held by US Marines on the southeast corner in the new city.

Battle of Hue Vietnam Marines wounded medic tank
Bloody and bandaged troops on a tank used as a makeshift ambulance during fighting in Hue, February 15, 1968.

An initial US attempt to link up with the ARVN was repulsed, and American troops, untrained in urban combat, fought floor by floor, house by house, and block by block for weeks.

The Americans were originally denied permission to use tanks or airstrikes, but the bans were lifted after it became clear how entrenched communist forces were.

By February 10, the Marines had killed 1,000 combatants and secured the new city at a cost of 358 casualties. They then linked up with the ARVN and pushed into the citadel, where the process started again.

Only after the communist forces' supply lines had been cut were the Marines and the ARVN able to secure the citadel. By February 25, the remaining NVA and VC had retreated, and the city was fully secured on March 2.


Saigon Vietnam Tet Offensive
Two 750-pound bombs hit in the Cholon area of Saigon during the 1968 Tet Offensive.

The Tet offensive was devastating.

Eighty percent of Huế was destroyed, and over 2,000 civilians there, labeled as threats to the revolution, were executed by VC death squads. Thousands of civilians were also killed in the fighting. US and South Vietnamese forces suffered over 12,000 casualties, including more than 2,600 deaths.

The offensive was also a disaster for North Vietnam. Of about 84,000 combatants, up to 58,000 are believed to have been killed, wounded, or captured. The VC was particularly hard hit, losing so many guerrillas that it was effectively wiped out as a viable fighting force.

In addition, they achieved none of their objectives. There was no general uprising, no South Vietnamese units defected, and they were unable to hold any of the cities or towns they seized.

Saigon Vietnam Viet Cong embassy Tet Offensive
Two dead Viet Cong soldiers on the grounds of the US Embassy in Saigon during the Tet Offensive, January 31, 1968.

But Tet was a strategic victory for the North.

Every day, media outlets broadcast graphic images of death and destruction directly into American homes. Particularly horrifying were images of the summary execution of a VC death squad captain by a South Vietnamese general.

Moreover, the fact that the NVA and VC had conducted such a large-scale attack as Johnson and Westmoreland promised victory was near led many Americans to see the war as unwinnable.

Political opinion turned against the war, and the US mission shifted to strengthening South Vietnam's military so it could fight alone, enabling the US to withdraw, which it did in 1973. But South Vietnamese forces were quickly overwhelmed, and Saigon fell in 1975.

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House transmits article of impeachment against Trump to the Senate, setting the stage for his second impeachment trial

Trump speaks at the "Stop The Steal" Rally on January 06, 2021 in Washington, DC. Trump supporters gathered in the nation's capital today to protest the ratification of President-elect Joe Biden's Electoral College victory over President Trump in the 2020 election.
  • The House of Representatives transmitted its article of impeachment against Trump to the Senate.
  • Trump was impeached in January for "incitement of insurrection" related to the Capitol siege.
  • Senators will soon be sworn in for the impeachment trial, which will begin the week of February 8.
  • Visit Business Insider's homepage for more stories.

The House of Representatives transmitted the article of impeachment against former President Donald Trump to the Senate on Monday.

The article charged Trump with "incitement of insurrection" related to his role in the failed coup at the Capitol on January 6, which resulted in five deaths and multiple injuries.

"Our Constitution and our country are well served by the extraordinary leadership of Lead Manager Jamie Raskin, and Representatives Diana DeGette, David Cicilline, Joaquin Castro, Eric Swalwell, Ted Lieu, Stacey Plaskett, Madeleine Dean and Joe Neguse," House Speaker Nancy Pelosi said last week when announcing that the article would be transmitted to the Senate on Monday. Raskin read the article of impeachment after it was transmitted to the Senate.

Reps. Raskin, DeGette, Cicilline, Castro, Swalwell, Lieu, Plaskett, Dean, and Neguse are the nine Democratic House impeachment managers who will act as prosecutors during Trump's trial in the Senate. Vermont Sen. Patrick Leahy, who is the chamber's president pro tempore, will preside. 

On Tuesday, senators will be sworn in to act as jurors in the trial, and an official summons will be sent to Trump inviting him to respond in writing to the charge against him.

Senate Majority Leader Chuck Schumer and Minority Leader Mitch McConnell reached a deal Friday evening for the trial itself to kick off the week of February 8, which gives the House impeachment managers and Trump's defense lawyers about two weeks to prepare their arguments.

"We are respectful of the Senate's constitutional power over the trial and always attentive to the fairness of the process, noting that the former president will have had the same amount of time to prepare for trial as our Managers," Pelosi said earlier Friday. "Our Managers are ready to begin to make their case to 100 Senate jurors through the trial process."

Schumer also told reporters on Sunday that the two weeks between now and when the trial starts will give the Senate time to confirm President Joe Biden's Cabinet picks and work toward his legislative agenda. He added that the trial would be "fair" but that it would "move at a relatively fast pace."

In order to convict Trump and potentially bar him from ever running for public office again, two-thirds of the Senate must vote in favor. Democrats hold a bare majority in the upper chamber - the party controls 50 seats and Vice President Kamala Harris has the tie-breaking vote - and it's highly unlikely that enough Republicans will break ranks to side with their Democratic colleagues.

Several Republican senators have come out against even holding an impeachment trial, arguing that doing so is unconstitutional, despite evidence to the contrary. But a handful of Senate Republicans have signaled an openness to holding the former president accountable, including McConnell, Mitt Romney, Lisa Murkowski, Ben Sasse, and Pat Toomey.

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