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This $12 acetone-free nail polish remover gets rid of polish quickly and moisturizes my nails, too

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When you buy through our links, we may earn money from our affiliate partners. Learn more.

Ella + Mila nail polish remover

Doing my nails at home is my form of self-care. But removing said polish is a personal hell with no one to blame but myself.

Nail polish remover basically smells like poison — even the ones that don't use acetone — and they always dry out my nails. But somehow the team at Ella+Mila have developed a soy-based remover that works well, smells great, and moisturizes my nails.

Founder and mother Narineh Bedrossian created Ella + Mila (named after her twin daughters) in 2014 out of necessity — she wasn't finding nail-care products that her daughters could safely use; everything was made with unpronounceable and harmful chemicals. Five years later, the brand has expanded into makeup and body care made without parabens, phthalates, lanolin, or gluten, and even accessories.

Soy Nail Polish Remover uses lavender essential oil for a pleasant smell, and vitamins A, C, and E to help nourish nail beds and cuticles. It's free of seven harmful chemicals normally found in traditional polishes like acetone, formaldehyde, toluene, and more. The polishes are also vegan and animal cruelty-free.

Even though I knew the formula didn't use acetone, I hesitated to take a whiff in case I was going to get hit with some other type of noxious smell. But to my surprise, it just smelled like soap and lavender. The formula is a bit oily, so be careful when holding the bottle if your nails and fingers are wet.

There's a bit of a learning curve with the polish. According to the brand, instead of rubbing remover over each nail until the polish is gone and then moving onto the next finger, go over all 10 of your nails first and let the formula sit and absorb for around 20 seconds before rubbing off the rest of the polish.

I find that I'm not scrubbing my nail beds this way and removing polish is a whole lot easier and faster. The oils in the formula also moisturizes my nail beds and cuticles, though it's not a substitute for hand or cuticle cream.

The bottom line

If you're looking for a nail polish remover that won't make you pass out from the fumes, I'd suggest giving the Ella+Mila Soy Nail Polish Remover a try. It's more expensive than the generic drugstore one I'd used to buy for 99 cents, but at least it won't make me pass out from the smell of acetone or dry out my hands and nails.

Read the original article on Business Insider

I do all of my bulk shopping online with Boxed — there's no membership fee and their pricing beats Amazon and Instacart for many items

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When you buy through our links, we may earn money from our affiliate partners. Learn more.

Boxed Delivery
Boxed offers easy bulk shopping on items like pantry staples and home cleaning supplies without any discount club membership fees.

  • Boxed offers easy bulk shopping on items like food and home cleaning supplies.
  • Prices are usually lower than what you'll find elsewhere online and it's a good option for anyone who doesn't want to pay the fee for a wholesale club membership like Costco.
  • After comparing pricing for bulk purchases at Costco and Amazon, Boxed is comparable or better most of the time. 
  • Due to the novel coronavirus, Boxed, like many grocery delivery services, was previously experiencing delays and low inventory for essentials like cleaning supplies and shelf-stable pantry items, though the operations appear to be normal now.
  • Sign up for Insider Reviews' weekly newsletter for more buying advice and great deals.

My husband and I were looking to simplify our lives so we decided to eliminate our most dreaded chore — going to the grocery store. The time and energy I save make it so worth it and I would much rather spend time with my kids than make multiple trips to the grocery store to get what we need each week.

Why I started using Boxed

When Instacart, a grocery delivery service, started offering service in our area at the time, we immediately latched on and have never looked back. It's a great service and other people on the team love it (here's a review), but for my family, I find that there are a few limitations — the most important of which is that bulk supplies like toilet paper, 24-packs of drinks, and bulk food staples can be more expensive than usual. 

That's why I now use Boxed for all of my family's bulk shopping needs. This service is basically an online version of Costco, except that you don't need a membership to use it. With Boxed, you can buy all your bulk foods and household supplies and have them delivered in a box to your front door.

While I still order my regular groceries through Instacart, such as meat and produce, some of the basics I order through Boxed include:

  • Toilet paper
  • Paper towels
  • Giant containers of coffee
  • Bulk snacks for the kids
  • Bulk cooking staples, like extra virgin olive oil
  • Laundry detergent and fabric softener

Using Boxed for bulk supplies lets me keep my grocery orders to a minimum while getting good prices on the staples my family loves. I know because I have taken the time to compare pricing for bulk purchases at Costco and Amazon, and Boxed is comparable or better most the time. For example, I really love RISE Oat Milk lattes, which are $10.88 for four on Amazon. A 12-pack of the same drinks on Boxed, on the other hand, is $34.39. 

Another example is Fruit Roll-Ups, a fun treat my kids eat. Boxed charges $12.59 for a box of 72, but you can get the same count for $29 on Amazon, which makes the package from Boxed a much better value. 

In addition to competitive pricing on bulk supplies across other bulk retailers, Boxed pricing blows Instacart out of the water when it comes to value. Really, it's not even close. This is mainly because Instacart charges a service fee and you have to tip your driver, two expenses you don't have to worry about with Boxed.

And while bulk retailers have their own niche, Boxed is a good option for anyone who doesn't want to pay the fee for a discount club membership — and for people who don't live near one. There's a Costco around 25 minutes from my house, for example, but that means spending an hour round-trip every time plus the cost of gas. And that's just to get there and back. I would also have to walk through the giant store to find what I need, wait in line at the checkout, load all my purchases into my car, drive home, then get it all inside. And that's only after I paid at least $60 per year for a Costco membership.

With Boxed, I don't need to leave my house. I order what I want on their app, and it gets delivered to my doorstep in just a few days. Sometimes my order comes in a few boxes, but it is always packed well, and so far, I haven't received any damaged products. You also get free shipping on orders $79 and up, and there are plenty of coupon codes floating around if you want to try it out. However, with news of the novel coronavirus, some shipments might be delayed four days or more, and certain items might be unavailable.

boxed_2
This is what my usual Boxed shipment looks like.

How to make the most out of Boxed

If you're considering using Boxed for your bulk shopping, take note that you can maximize your purchases with the right rewards credit card. Many cash-back credit cards let you earn 1% to 2% back for each dollar you spend, and some travel credit cards let you earn considerably more than that. For example, the Capital One Savor card offers 1% cashback along with a $300 cash bonus after you spend $3,000 on purchases.

The bottom line

I'm under no illusion that using services like Instacart or Boxed saves me a lot of money, but I do know one thing — these services save me time. They save me from having to drive to stores I absolutely loathe, walking up and down every single boring aisle, then waiting in line to buy all of it only to have to lug it all home and put it away.

Boxed makes ordering bulk supplies a breeze, and prices are comparable or better than shopping at Costco. And with the right rewards credit card, you could even earn cash back or travel rewards on each dollar you spend.

Read the original article on Business Insider

Billionaire Barry Diller says the market is being driven by 'great speculation,' and urges investors to save 'every nickel'

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Barry Diller
  • Billionaire Barry Diller told CNBC on Tuesday the market is being driven by "great speculation," and investors should save "every nickel" they have. 
  • The media mogul and chairman of IAC also reflected on the fact that the economic crisis caused by the pandemic allowed IAC to make a "significant" $1 billion investment in MGM resorts. 
  • Diller  said that each day from now until November is going to get "more and more concerning" as anticipation for the US election heightens.

"I would stay home."

That's what billionaire Barry Diller told CNBC on Tuesday, in an attempt to urge investors to save "every nickel" they can and keep cash instead of diving into stocks.

"I think the market right now is a great speculation," the media mogul said, citing the uncertainty around the US presidential election as an increasing near-term concern.

"We've got the anvil of this election over our heads. Each day from now until November is going to get more and more concerning ... and more and more difficult," Diller added.

Read more: Wondering whether to go long on growth or value stocks? JP Morgan's take on EPS estimates could help answer the question.

While he said that now is the time to maintain cash positions, he also reflected on the fact that the economic crisis provided his media conglomerate, IAC, with a significant investment opportunity. In August IAC purchased a nearly $1 billion stake in MGM resorts. 

"For bad reasons, we got the ability to invest in something like that," Diller said.

The billionaire also said that he believes a Biden win will cause markets to fall after the election on the expectations of tax hikes, but that he doesn't believe businesses will be affected in the long term by a Democratic president. 

Read the original article on Business Insider

A SoHo penthouse once asking $65 million just sold for nearly 50% off — and it still broke a real-estate record. Look inside the Manhattan loft.

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421 broome street heath ledger apartment
Heath Ledger once lived in the building.

An 8,000-square-foot loft in Manhattan's SoHo neighborhood just sold at nearly 50% off its initial asking price — and it still broke the real-estate record for the trendy neighborhood, Katherine Clarke reported for The Wall Street Journal.

Originally asking $65 million, the triplex penthouse on Broome Street sold for $35.14 million. It got several price cuts over the past two years, bringing its most recent most recent asking price to $43.75 million.

The loft, which sits in the same building where the actor Heath Ledger lived before his death in 2008, was last sold in 2011 for $17 million, according to Curbed New York. The owners spent four years making gut renovations but ultimately decided it was too much space for them, per Curbed.

The property, previously listed by Corcoran and CORE Real Estate, was listed by Douglas Elliman at the time of the sale.

Take a look inside the updated luxury penthouse, which comes with six landscaped terraces and a hot tub.

The $35 million triplex penthouse sits at the top of the SoHo building where actor Heath Ledger lived before his death.
421 broome street heath ledger apartment

Ledger died of an accidental drug overdose in a rental apartment in the building in 2008.

The owners of the building's penthouse spent four years renovating the four-bedroom, 6.5-bathroom loft, which is in a "landmarked cast-iron condominium dating back to 1873," according to a previous listing.

The building is on Broome Street in New York City's SoHo neighborhood, which was once an industrial district.
SoHo

Today, SoHo is a hip shopping area filled with designer boutiques and luxury apartments.

The largest of the penthouse's living areas, called the "Great Room," is illuminated by two skylights and six large arched windows overlooking the neighborhood below.
soho penthouse

Two wood-burning fireplaces face each other from opposite ends of the room.

A long dining table sits underneath one of the skylights.
nyc penthouse soho

Source: Douglas Elliman

The spacious kitchen features an 86-inch range and black granite countertops.
soho penthouse kitchen

Source: Douglas Elliman

There's also a wood-burning fireplace, as well as two pantries and wine rooms.
soho penthouse kitchen nyc

Source: Douglas Elliman

A black marble staircase leads to the level with the master bedroom suite.
nyc penthouse soho

Source: Douglas Elliman

The master suite has a wood-burning fireplace, a coffee bar, 20 custom closets, and French doors that open to dual private terraces.
nyc penthouse soho

Source: Douglas Elliman

The master bathroom comes with two showers and a large soaking tub.
nyc penthouse soho bathroom

Source: Douglas Elliman

The marble bathtub looks out onto the private terrace.
nyc penthouse soho bathroom tub

Source: Douglas Elliman

The space was designed to merge indoor and outdoor living, with 3,700 square feet of private exteriors.
nyc penthouse soho

There are six irrigated and landscaped terraces.

The outdoor areas are partially covered by heated steel and glass canopies.
nyc penthouse soho

On the entertaining terrace, there's a wood-burning fireplace and a TV alcove.

There's even a hot tub, where the lucky buyer can have a relaxing soak while taking in the views of lower Manhattan.
nyc penthouse jacuzzi

The home also comes with full-time door-attendant services and an exclusive rear yard with two parking spaces.

At $35.14 million, the SoHo penthouse is the most expensive sale ever in the neighborhood.
soho apartment broome street heath ledger

The previous record was held by the $34 million sale of Jon Bon Jovi's penthouse on Mercer Street in 2015, a Compass agent told the Journal.

Read the original article on Business Insider

Elon Musk said Tesla wouldn't exist without a little-known electric convertible called the tZero. Here's how the prototype car led to the formation of Tesla and paved the way for electric vehicles.

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Elon Musk tZero
AC Propulsion's tZero.
  • Back in 2003, Elon Musk test drove a tiny, yellow electric car called a tZero. While Musk didn't know it then, the tZero would directly lead to him becoming CEO of Tesla.
  • Musk was impressed with the car and lobbied unsuccessfully to get the leaders of the company that made the tZero, AC Propulsion, to commercialize it.
  • They declined, but introduced him to a group who was looking to collaborate on an electric car startup: Tesla Motors' Martin Eberhard, Marc Tarpenning, and Ian Wright.
  • The tZero led the way for Tesla's first car, the Roadster, which hit the market in 2008. 
  • Visit Business Insider's homepage for more stories.

It's hard to remember a time when "Elon Musk" and "electric cars" didn't go hand-in-hand. 

But back in the early 2000s, the dream of mass-market electric cars with long range and rapid acceleration was still a long way off for Musk, who had already cofounded and sold Zip2 and PayPal and was working on SpaceX. That changed with a fateful test drive in 2003. 

At the behest of the person who would go on to become Tesla's first chief technology officer, JB Straubel, Musk took a ride in AC Propulsion's tZero, a tiny electric car that was built as a prototype. Musk was so wowed by the car he tried to get the company to commercialize it — it didn't want to, which in part led to the birth of Tesla. 

Musk described driving the tZero and the events the followed on the Third Row Tesla podcast in February, which was spotted by CNBC's Taylor Locke

Here's how the tZero led the way in electric cars, sparked Elon Musk's interest, and inspired the Tesla Roadster.

The tZero was designed by a company called AC Propulsion, which in the early 2000s, was run by cofounder Alan Cocconi and CEO Tom Gage. AC Propulsion wasn't an electric carmaker — it worked with car manufacturers to produce electric vehicle drive systems.
Tom Gage AC Propulsion
Tom Gage, then-CEO of AC Propulsion.

Source: Clean Technica

The tZero was a prototype vehicle built by hand in 1997. The body and the chassis of the vehicle were based on a kit car called the Piontek Sportech. The car was estimated to cost $220,000.
tZero car

Source: Car and Driver

The tZero ran on lithium-ion battery cells, which — thanks to their light weight — made the car surprisingly fast: it reportedly went from 0 to 60 in 3.6 seconds. The tZero also had a range of more than 200 miles.
tZero car

Source: Car and Driver, Wired

While the tZero had an outwardly stylish design, its interior was described as "Spartan."
tZero car

A Forbes article from 2003 described the interior of the vehicle as "like a science project": 

"... most of the controls apart from the CD player are gadgets to monitor the battery and tiny 110-lb. motor. Drivers get an analog current meter, voltmeter, altimeter, and battery-voltage display with LED lights that measures temperature and charging limits.

Remember, though, this is more of an experiment than a traditionally appointed car. The tZero does not come with air-conditioning. And to lower its top and windows, you detach them and store them in the trunk."

Only three tZeros were ever produced, and there is reportedly only one left in existence. One of the vehicles was incinerated in a garage fire in 2017, and it's not clear what happened to the third.
tZero car

Source: Electrek

Elon Musk came into the picture in 2003 after he was encourage to test drive a tZero.
Elon Musk 2004

Shortly after founding SpaceX, Musk was having lunch with satellite pioneer Harold Rosen and JB Straubel, who went on to become Tesla's chief technology officer. Straubel suggested they take a ride in a tZero and Musk agreed. 

"It literally didn't have doors or a roof, or any airbags, or an effective cooling system for the battery and it was not safe and was very unreliable," Musk on the Third Row Tesla podcast in February. "It needed to be babied by an engineer or ... you couldn't use it." 

Still, Musk was excited about the concept and tried to convince Cocconi and Gage to commercialize the car.

"I really pestered them a lot to commercialize the tZero, and they just did not want to do it," Musk said. 

Musk said he asked the team, "If you're not going to commercialize the tZero, do you mind if I do it?" The team said yes, and introduced Musk to another group looking to do the same: Tesla Motors' Martin Eberhard, Marc Tarpenning, and Ian Wright.

In 2004, Musk invested $6.3 million in Tesla. For the next four years, the company worked on its first car, the Tesla Roadster.
Tesla Roadster
Tesla Roaster

While the Roadster ended up only slightly resembling the tZero, it carried the DNA of the prototype car: it had the first lithium ion battery in a vehicle put into production, could go from 0 to 60 in 3.9 seconds, and had a range of up to 300 miles. 

The company sold around 2,500 Roadsters in total — by the time Tesla retired the car, it cost $150,000. 

Musk has since said that without the tZero, "Tesla wouldn't exist."

 

Read the original article on Business Insider

Republican Roger Marshall and Democrat Barbara Boiler vie for an open US Senate seat in Kansas

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FILE - In this Feb. 1, 2020 file photo, U.S. Rep. Roger Marshall, R-Kan., a candidate for the U.S. Senate, awaits the start of a debate in Olathe, Kansas, Establishment Republicans who'd been coy for months about the GOP primary for Kansas' open Senate seat are increasingly putting their thumbs on the scale. They're hoping to push western Kansas Rep. Roger Marshall to victory over polarizing conservative Kris Kobach. (AP Photo/John Hanna, File)
Rep. Roger Marshall
  • GOP Rep. Roger Marshall is running against Democratic State Senator Barbara Bollier to replace retiring Sen. Pat Roberts in Kansas. 
  • Bollier will face an uphill battle against Marshall, the preferred pick of the Republican establishment whose Senate bid was backed by Roberts and other prominent Republicans. 
  • The protracted and hotly-contested Republican primary fight, however, allowed Bollier to amass a massive cash advantage over Marshall.
  • Visit Business Insider's homepage for more stories.

 

GOP Rep. Roger Marshall is running against Democratic State Senator Barbara Bollier to replace retiring Sen. Pat Roberts in Kansas. 

The candidates:

Marshall, who represents the state's first congressional district, defeated controversial former Secretary of State Kris Kobach and business owner Bob Hamilton in a competitive primary to determine the GOP nominee in the race to succeed Roberts. 

Marshall, a veteran of the US Army Reserves and a OB/GYN by training, is a staunch conservative but still a far more mainstream Republican as opposed to a firebrand like Kobach. His primary run was endorsed by outgoing Senator Pat Roberts, National Right to Life, and the US Chamber of Commerce. 

Bollier, also a physician, has served in the Kansas state legislature since 2011 and in the state senate since 2017, where she has advocated for greater healthcare access and education funding in Kansas. A former Republican, she's positioning herself as a common-sense, pragmatic centrist with experience working across the aisle. 

Bollier will face an uphill battle against Marshall in safely Republican Kansas, the protracted and hotly-contested Republican primary fight has allowed her to amass a massive cash advantage over Marshall and all the Republicans in the primary race.

She raised $3.7 million in 2020's second fundraising quarter, breaking an all-time quarterly fundraising record for any federal or state campaign in Kansas history, the Kansas City Star reported.

The race between Bollier and Marshall has heated up in recent weeks as Bollier has ratcheted up her criticism of Marshall for his stances on healthcare and in her view, for downplaying the threat of the COVID-19 pandemic. In return, Marshall has attacked Bollier's support for abortion rights and tried to portray her as "out of touch." 

Bollier also recently secured a powerful endorsement from former Republican Senator Nancy Kassebaum, who served in the seat for 19 years from 1978 to 1997. 

The stakes:

In addition to winning back the White House, regaining control of the US Senate for the first time since 2015 is a top priority for Democrats and would be a major accomplishment towards either delivering on a future president Joe Biden's policy goals or thwarting Trump's second-term agenda.

Currently, the US Senate is made up of 53 Republicans, 45 Democrats, and two independents that caucus with Democrats, winning that Democrats need to win back a net total of four seats to have a 51-seat majority (if Biden wins, his vice president would also serve as president of the Senate and would be a tie-breaker vote). 

And now, the US Senate is gearing up for a high-stakes confirmation battle to replace Justice Ruth Bader Ginsburg, who died at age 87 from pancreatic cancer on September 18. Within hours of her death, Senate Majority Leader Mitch McConnell of Kentucky pledged that Trump's nominee for the high court would receive a vote on the floor of the Senate, and Trump said the day after that he would name a replacement "without delay." 

Ginsburg's death threw a stick of dynamite into an already supercharged election shaped by a deadly pandemic that has so far claimed over 200,000 American lives, and a national reckoning around race after several high-profile deaths of Black Americans in encounters with police. 

Trump and McConnell's posturing on the issue has excited conservatives enthusiastic about the possibility of Trump getting to appoint a third justice in his first term, but infuriated liberals who accused McConnell of blatant hypocrisy after he refused to hold confirmation proceedings for Obama's Supreme Court nominee Merrick Garland in 2016, citing the upcoming presidential election. Senate Republicans held the seat open long enough for Trump to appoint his choice, Justice Neil Gorsuch, to the seat. 

Kansas has traditionally been a Republican stronghold, and Marshall winning the August 4 primary was a relief for national Republicans concerned that Kobach's bombastic political brand and very recent statewide loss in the 2018 Kansas gubernatorial election. 

Still, Republicans are largely playing defense in 2020 to maintain control of the chamber, with both sides continuing to invest in the race. The Wall Street Journal reported Thursday that a PAC aligned with Sen. Majority Leader Mitch McConnell is spending over $4 million on TV ads to boost Marshall over the next several weeks. 

The money race: With less than three months to go until the general election, Bollier has far outmatched Marshall in fundraising, bringing in over $7.8 million and spending $3.6 million this cycle compared to $2.7 million raised and $2.3 million spent for Marshall, according to the Center for Responsive Politics. Bollier also now outpaces Marshall in cash on hand by a 4-to-1 ratio. 

What the polling says: A poll of the race conducted after the primary by Public Policy Polling from August 5-6 indicates that Marshall's posturing in the race has suffered considerably from the bitter GOP primary. After the primary, Marshall now leads Bollier by one point, 43% to 42%, down from the 10-point lead he held from Bollier in March in Public Policy Polling. 

A subsequent poll conducted by SurveyUSA from August 5-9 found Marshall leading Bollier by two points, 46% to 44%, among likely voters. 

What the experts say: The Cook Political Report and Inside Elections rate this race as "leans Republican" while Sabato's Crystal Ball at the University of Virginia Center for Politics rates it as "likely Republican." 

According to FiveThirtyEight's US Senate model Marshall has a 78% chance of defeating Bollier in the November election. Marshall is expected to receive 52% of the popular vote, or 7% more than Bollier.

Read the original article on Business Insider

The best deals on Nintendo Switch consoles, games, and accessories right now — including $20 off 'Super Mario Maker 2'

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When you buy through our links, we may earn money from our affiliate partners. Learn more.

Nintendo Switch vs Nintendo Switch Lite
The Nintendo Switch debuted in March 2017, while the smaller Switch Lite was released in September 2019.
  • Both the original Nintendo Switch and the Switch Lite have been hard to find online as they continue to explode in popularity, but we've been keeping an eye on the best deals for Switch consoles, games, and accessories.
  • We'll update this list regularly with the top Nintendo Switch deals as new discounts are announced.
  • Right now, "Super Mario Maker 2" is on sale for $39.99, which is $20 off its regular price.

The Nintendo Switch has been the best-selling video game console on the planet since its release in March 2017 and it continues to be one of the hottest products of 2020. According the NPD Group, the Nintendo Switch set an all-time record for the highest sales of any video game platform in August 2020, generating $229 million in spending.

Nintendo's $300 hybrid console offers many of the most popular games on the market in a portable package, with the option to connect the Switch to a larger television or home entertainment system. The $200 Switch Lite is smaller and can't connect to your TV, but it's still a popular pick for parents who want an affordable alternative to the PlayStation 4 or Xbox One, and gamers who want a second console.

Switch exclusive titles include iconic Nintendo franchises like "Super Mario," "Pokémon" and "The Legend of Zelda." The latest Nintendo exclusive, "Animal Crossing: New Horizons," was the best-selling game of March 2020 and is already the top selling game in the series.

In its latest earning report, Nintendo reported it has sold more than 61.4 million Switch consoles worldwide as of June 30. According to the NPD Group, Nintendo sold more than twice as many Switch consoles in August 2020 as it did in August 2019.

Below, we've collected the best deals on Nintendo Switch consoles, exclusive games, and accessories. These discounts should all come in handy whether you're looking to buy a Switch for the first time, building your library of games, or trying to find the cheapest price on a Switch peripheral.

Here are the best Nintendo Switch deals for September 2020:

Prices and links are current as of 9/22/2020. Added new deals for Nintendo Switch games. Removed deals that are no longer active. Updated by Kevin Webb.

Best deals on Nintendo Switch and Switch Lite consoles
Nintendo Switch Lite Case Side

The Nintendo Switch can be connected to a TV for high-definition gameplay, or taken on-the-go as a portable console. Furthermore, the Switch's controls can be separated from the console and used as two separate controllers called Joy-Cons. Unfortunately, stock for the standard Switch remains low at many retailers. With that in mind, some of the below products might not currently be available for shipment. We'll update this section with more Switch purchase options and deals as stores start adding more inventory.

Meanwhile, the Nintendo Switch Lite is a handheld-only version of the console that lacks the original Switch's removable controllers and ability to connect to a larger television. The Switch Lite appeals to gamers who may already own a PlayStation 4 or Xbox One and want to play games with a similar level of quality while they're traveling. Parents may also be more willing to invest in a handheld console at a lower price point when introducing their children to gaming.

The Nintendo Switch Lite comes in four colors (coral, turquoise, grey and yellow). There haven't been many deals that drop the Switch Lite's price below its standard retail price of $199.99, but a refurbished model is sold for a $20 discount when it's in stock at GameStop.

Best deals on Nintendo Switch games
Super Mario Maker 2

Though the Nintendo Switch has only been around for three years, there are already more than 2,300 games available for the console. Deals on Nintendo franchises, like "Super Mario," "Pokémon" and "The Legend of Zelda," are relatively rare, but "Super Mario Odyssey" and a few more first party titles are on sale for $10 off their regular price through Best Buy.

You can also find plenty of other fun Switch games on sale at popular retailers or from the Nintendo eShop, the console's home for digital releases. Best Buy is currently selling $50 eShop gift cards with a $5 discount.

Best deals on Nintendo Switch controllers
Nintendo Switch Pro Controller
The Nintendo Switch Pro Controller is the official alternative to the Switch's built-in Joy-Cons.

Though the Switch's Joy-Cons give players access to two controllers at all times, some gamers prefer the Nintendo Switch Pro controller, which more closely resembles a PlayStation 4 or Xbox One controller.

Nintendo also sells spare Joy-Cons with multiple color options for Switch owners who want to add some additional flair and an extra set of motion controllers for multiplayer games. However, Joy-Cons have been out of stock at most major retailers amid the coronavirus pandemic, with online stores charging prices well above their normal price of $79.99.

Though there are no deals currently available for brand-new Nintendo first party controllers, pre-owned Switch Pro Controllers are available for $64.99 at GameStop. Joy-Cons are also in stock right now for their regular price at GameStop. 

Best deals on on Nintendo Switch accessories
nintendo switch lite figures

As a portable console with replaceable controllers, the Switch has no shortage of accessories. The most important addition you can make is a MicroSD card, which can expand the Switch's initial 32GB of storage to more than 250GB for about the same price as a new game.

If you plan on taking your Switch on the go, it's probably a good idea to pick up a basic case with space for extra game cartridges too. The Switch is fairly durable so you don't need to spend a ton protecting it.

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The 8 best popular cars to buy from rental agencies as companies like Hertz offload inventory

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2019 Jeep Grand Cherokee
2019 Jeep Grand Cherokee.
  • Car search engine and automotive research firm iSeeCars has compiled a list of the best used cars to buy from car rental agencies based on potential savings.
  • On average, car rental agencies like Hertz — which recently filed for bankruptcy and is now selling off some of its inventory — offer better deals than online and local dealerships, according to data compiled by iSeeCars.
  • The Chevrolet Silverado 1500 pickup truck has the greatest savings opportunities of any model at car rental companies, with an average of 6.6% in savings, or about $2,016.
  • Visit Business Insider's homepage for more stories.

Car search engine and automotive research firm iSeeCars has compiled a list of the 8 best used cars to buy from car rental agencies based on potential savings opportunities.

Used car prices have skyrocketed amid the pandemic as new car inventories have decreased while demand for cars has increased, according to a previous iSeeCars study. As a result, the average used car price has surged 4.1% — about $941 — from July to August.

There are several marketplace options for potential buyers who are also looking to purchase a used car for a good deal right now, such as checking local traditional brick and mortar dealerships, perusing online options, or going to rental car companies like Hertz, which recently filed for bankruptcy.

Of these three options, on average, rental car agencies offer better deals on used cars than the other retailers: shoppers can save an average of $334 and $747 by purchasing through a rental car company instead of a local dealership or online shop, respectively, according to the study.

"Because rental car companies buy their cars at a high volume and at a discounted rate, they're able to sell these vehicles for less to consumers, and they price the vehicles to sell in order to move their inventory quickly,"  iSeeCars' executive analyst Karl Brauer said in a statement. "Additionally, rental car companies are also more likely to discount their vehicles given the financial hardships they are facing from the COVID-19 pandemic."

Hertz has until December 31 to dispose of 182,521 cars, according to a filing with the United States Securities and Exchange Commission as a part of a $650 million deal with the rental company and its lenders. As a result, some of its used cars are being sold to the public, and it's no secret that the vehicles Hertz has been selling are going for good prices.

iSeeCars analyzed over 8.5 million used cars sold this year by online dealerships, rental car companies, and other used car sellers, and compared the vehicles' price tags, mileages, respective market values, and popularity this year. However, low-volume cars were not included in the study.

Keep scrolling to see the 8 popular cars that come with good savings when purchased from a rental car company:

8. Nissan Rogue — 1.9% in savings
2019 Nissan Rogue.
2019 Nissan Rogue.

The average 1.9% in savings is equivalent to around $315.

7. Ford Escape — 2.8% in savings
2017 Ford Escape
2017 Ford Escape.

Rental agencies can save potential buyers an average of $523 on a used Escape. 

6. Chevrolet Equinox — 3.1% in savings
2019 Chevrolet Equinox

Rental agencies' average of 3.1% in savings for the Equinox is equal to about $593.

5. Jeep Grand Cherokee — 3.4% in savings
2019 Jeep Grand Cherokee
2019 Jeep Grand Cherokee.

Potential Jeep owners can save an average of $1,021 buy purchasing the Grand Cherokee from car rental companies.

4. Ford Explorer — 3.8% in savings
Ford Explorer 2018
2018 Ford Explorer.

The average 3.8% in savings through car rental agencies amounts to around $1,106.

3. Nissan Altima — 6.2% in savings
2019 Nissan Altima
2019 Nissan Altima.

The Altima is the first of two sedans on this list, and its average of 6.2% in savings is equivalent to $870.

2. Honda Civic — 6.3% in savings
2019 Honda Civic Sedan Touring
2019 Honda Civic Sedan Touring.

The Civic — which offers an average of $1,006 in savings when purchased from a car rental company — is the second and last sedan on the list. 

"Despite sedans' overall decline in market share, [the Civic and Altima] have remained popular rental options, and consumers can save money on these vehicles through a rental car dealer," said Brauer.

1. Chevrolet Silverado 1500 — 6.6% in savings
2019 Chevrolet Silverado 1500
2019 Chevrolet Silverado 1500.

According to Brauer, pickup trucks have been in high demand during the pandemic. The Silverado 1500's 6.6% average in savings equates to $2,016, which is the highest on the list by $910.

Read the original article on Business Insider

How to watch 'Enola Holmes,' Netflix's new original movie starring Millie Bobby Brown and Henry Cavill, when it premieres on September 23

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enola holmes
"Enola Holmes" premieres on Netflix on September 23.

Putting a fun spin on the traditional Sherlock Holmes story, Netflix's new original film "Enola Holmes" shifts the focus away from the famous detective to shine a spotlight on his younger sister, Enola. The movie is based on the young adult book series written by Nancy Springer. "Enola Holmes" will premiere on September 23 exclusively through Netflix

Millie Bobby Brown ("Stranger Things") stars as Enola, the teenage sister of renowned sleuth Sherlock Holmes. When her mother goes missing, Enola heads on a journey to track her down, and soon uncovers a larger mystery that needs solving. Henry Cavill co-stars as Sherlock Holmes, along with Sam Claflin as Mycroft Holmes and Helena Bonham Carter as Mrs. Holmes.

The critical reception for "Enola Holmes" has been positive so far, as the movie currently holds an "88% Fresh" rating on review aggregation website Rotten Tomatoes. Below, we've detailed everything you need to know about how to watch the movie in the comfort of your home.

How to watch "Enola Holmes"

To watch "Enola Holmes" when it premieres on September 23, you'll need a subscription to one of Netflix's streaming plans.

The service's Basic plan costs $8.99 per month, and offers viewers standard definition (SD) playback on one device. For $12.99 a month, you can step up to the Netflix Standard plan with high definition (HD) streaming and support for simultaneous playback on two devices. If you crave the very best streaming quality, the Netflix Premium plan is available for $15.99 a month, providing up to 4K HDR playback with Dolby Atmos audio and support for simultaneous streaming on up to four devices.

New Netflix subscribers can take advantage of a free one-month trial. The Netflix app is accessible on virtually every connected-device you can buy, including smartphones, media players, smart TVs, and computers. Check out a full list of supported devices here.

What other movies and shows can I watch on Netflix?

Netflix gives subscribers access to a huge selection of original movies and series, as well as full seasons of select network TV shows and a catalog of older movies from various studios.

Notable originals include popular shows like "Stranger Things," "The Witcher," "Ozark", "GLOW", "The Umbrella Academy," "The Crown," and "Cobra Kai." 

If you're interested in watching some of Netflix's original content but you don't want to commit to a subscription just yet, you can sample some movies and shows for free right now. The free selection features 10 titles, including the movie "Bird Box" starring Sandra Bullock, and the first episode of "Stranger Things."

How to watch Netflix for free — you can now stream 'Stranger Things,' 'Bird Box,' and other titles without a subscriptionHow to watch 'Cobra Kai' when it premieres on Netflix on August 28How to watch 'The Devil All the Time' — Tom Holland and Robert Pattinson star in the new Netflix original thrillerNetflix tips and tricks: 12 ways to get the most out of your Netflix subscription
Read the original article on Business Insider

I'm a 25-year-old recent grad in Virginia facing a tough job market. Here's how I'm strategically taking advantage of opportunities in my field while I wait it out.

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Eric Witiw
Eric Witiw.
  • The Unemployed States of America takes readers deep inside the decimated American workforce.
  • Eric Witiw is a 25-year-old recent master's graduate based in Arlington, Virginia. 
  • He was in the middle of applying and interviewing for jobs when the pandemic hit, and is now working part-time as a research consultant in food sustainability. 
  • After testing positive for COVID-19 antibodies months after the fact, he found out that he had coronavirus in early March. While his fear of the virus itself subsided, Witiw's biggest worry is spreading the virus to his family if he gets infected again.
  • This is Eric Witiw's story, as told to Business Insider. 
  • Visit Business Insider's homepage for more stories.

When the pandemic hit, I was still a student working as a TA and doing some part-time consulting.

The job market has been tough since.

I was in the process of interviewing and everything hit a standstill. I'm still applying, interviewing, and hoping to find employment soon.

Luckily, I've been able to get by with help from my parents and a few extra dollars I saved up. While I no longer have rent or food costs, I've pretty much cut all other spending and am focused on job applications.

I actually had the coronavirus very early on in March.

I was out of town on spring break and I had symptoms that weren't known for the illness yet, so I thought to myself that there was no way I could have it.

I had red, dry eyes, and a dry throat, so I laid low for a day or two and I actually went to see a doctor who checked my vital signs. The next day I felt worse, kind of like a bad cold, but none of my friends or family believed I could have had it, so I was unsure. 

The internal pandemonium of whether I had it or not was a lot worse than the illness itself.

At the time, they told everyone to stay home unless you had life-threatening symptoms, so I figured that I would be putting others or myself at risk if I tried to go to a hospital and did not get tested.

Funny enough, I had to go to a pre-scheduled interview on video call and deliver my final presentation to my class on Zoom while I was sick.

Once I flew back, the school advised everyone that could leave campus to go home. I packed up my apartment, left my keys with a friend, and after waiting a few days, officially went home. 

I was on a hike with my mom and brother when they smelled something that I couldn't. I realized that I had completely lost my sense of smell.

I got tested for antibodies and it came back positive.

I have not really seen many friends since coming home. Even though I wasn't super-worried after knowing I had the antibodies, I felt like it wasn't the right thing to do.

If I get it again, I know how to deal with it, but I really don't want to infect my parents. 

I spend at least a few hours a day both looking and applying for jobs.

I've had some interviews, but it's moving very slowly. I'm honestly just worried that I won't get a job in my field.

I might not be right, but it feels like jobs are almost planning for another possible year of lockdown when they're hiring someone with my level of experience.

My background has been at the intersection of food and the environment, a relatively new space. That was part of my motivation for attending grad school: to bet on the opportunities being more plentiful upon graduating as opposed to when I finished my undergraduate degree. 

Unfortunately, I happened to graduate during a global pandemic, which certainly hasn't helped things with the job market.

I've interviewed with some places that I thought went really well and just haven't heard back for months, even when I followed up with recruiters.

I've definitely broadened my search, but it can be tough when I've set myself up with relevant internships and research for the specific field that I was so passionate about staying in.

I have a couple of more recent opportunities that I am cautiously optimistic about, but I don't want to get my hopes up, given how everything else has gone so far.

I'm hopeful that the right job will come, but I'm definitely having to be patient with how things play out.

I can't make any major life changes until I get a job. Everything is on hold until then.

I've been doing part-time work, which has been great. I've been able to do a lot of virtual networking with people in food sustainability and get advice on how to get my foot in the door.

It honestly feels really good to be doing any work, period, but being in the space that I initially wanted to enter makes it even more enjoyable for me. 

This is an opinion column. The thoughts expressed are those of the subject and were part of a survey conducted by Business Insider.

Read the original article on Business Insider

How to turn off your iCloud music library on any device to stop syncing your music across devices

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woman listening to music earphones holding phone subway
If you subscribe to Apple Music or iTunes Match, you can sync or unsync your music from your devices.
  • You can turn off your iCloud music library to stop syncing your music across all of your Apple devices.
  • In order to sync and unsync your iCloud library, you need an active Apple Music subscription. 
  • iCloud music library can be enabled or disabled at any time via an iPhone's or iPad's Settings menu, or via the Apple Music or iTunes app on a Mac or PC. 
  • Visit Business Insider's Tech Reference library for more stories.

If you use several Apple devices and have an Apple Music subscription, you may find it helpful to utilize the iCloud music library. When signed into the same iCloud account on all devices, the feature will sync all of your songs, albums, and playlists and even restore purchases regardless of whether you bought them on your iPhone, iPad, or Mac

However, this service isn't without its downsides. If you have a significantly large music library, downloading across devices can take hours or even days. In addition, some have found that the iCloud music library messes up the metadata of your tracks, which you might find inconvenient. Whatever your reasoning, if you choose to turn off your iCloud music library, doing so is easy and should only take a few seconds. 

How to turn off iCloud music library on an iPhone or iPad

1. On your device, tap on the Settings app to open it. 

2. Scroll down until you reach the "Music" icon and tap it. 

how_to_turn_off_icloud_music_library_1
Select "Music" from your Settings menu.

3. Next to "Sync Library," ensure the option is toggled off. You will know it's disabled when the button is no longer green (enabled) but turns grey to show it's no longer active. 

how_to_turn_off_icloud_music_library_2
Slide the "Sync Library" switch to the off position.

How to turn off an iCloud music library on a Mac

1. Open the Apple Music, or iTunes, app on your Mac.

2. Click "Music" from the menu at the very top of your screen. 

3. In the dropdown menu, click "Preferences…" 

4. In the "General" tab of the Preferences window, uncheck the box next to "Sync Library." Note: If you don't subscribe to Apple Music or iTunes Match, this option will not appear in your General tab. You can re-enable the syncing feature at any time by checking the box again. 

macos catalina music preferences general sync library
Uncheck the box next to "Sync Library."

5. Click "OK" to save your changes. 

How to turn off an iCloud music library on a PC

1. Open the Apple Music, or iTunes, app on your PC.

2. Click "Edit" from the menu bar at the top of the screen, and click "Preferences…" at the bottom of the dropdown menu. 

how_to_turn_off_icloud_music_library_3
Click "Preferences" from the "Edit" dropdown menu.

3. Uncheck the box next to "iCloud Music Library" to disable the feature. Note: If you don't subscribe to Apple Music or iTunes Match, this option will not appear in your General tab. You can re-enable the syncing feature at any time by checking the box again. 

how_to_turn_off_icloud_music_library_4
Uncheck the "iCloud Music Library" box.

4. Click "OK" to save your changes.

Related coverage from Tech Reference:

Read the original article on Business Insider

Unemployed in New York: A 38-year-old accountant shares his story

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Jay Fairbrother
Jay Fairbrother.
  • The Unemployed States of America takes readers deep inside the decimated American workforce.
  • Jay Fairbrother is a 38-year-old accountant based in Buffalo, New York.
  • He lost his job as an accountant in May, but has been using this time to do what he wants while looking for his next opportunity. 
  • With no more than a few introductory interviews and job postings, Fairbrother is worried what the future holds — especially because this is the longest he's been unemployed. 
  • This is his story, as told to Business Insider.
  • Visit Business Insider's homepage for more stories.

The pandemic has been strangely enjoyable.

Being able to spend more time doing what I want to do in a day has been eye-opening. The pandemic has also allowed me to enjoy the outdoors and the weather much more than I'd typically get to. I've been able to do much more cycling and running than I typically would have. It's also allowed me to explore some interests I wasn't able to before, such as starting a YouTube channel to give myself a bit of a creative outlet that I'd lacked in my life beforehand.

On the downside, I've obviously been socializing a lot less. I haven't seen some of my out-of-town family since it began, and I haven't seen many of my friends who live in town either, as we all try to follow the guidelines for dealing with this. My wife and I also had to cancel the vacation we'd planned for earlier this summer.

I'm hoping to find a job once job postings become a little more abundant. I've had no real prospects so far.

I haven't been able to land more than a couple introductory interviews with HR. I spend a few hours per week scouting job boards, but there are very few postings available at my career level right now.

So far, my family and I have been doing just fine. My wife's paycheck and the extra $600 unemployment benefits from the government have allowed us to pay our bills while preserving our savings up to this point.

My unemployment application process was very smooth. At the time I lost my job, I had heard a lot of horror stories about New York being backlogged with claims and people having trouble applying or receiving their unemployment benefits. But I logged on to the website, filled out the required information, and submitted my claim without any issues. My application was processed and approved quickly.

I received my first payment exactly on time and have had no issues with any of my other weekly payments in the time since. Though we've had to delay some big purchases on the house we were planning on making this year, cutting out most "discretionary" spending has been relatively easy due to lockdowns and shuttered businesses. 

Financially, I'm just worried that the pandemic won't subside and the government won't renew unemployment assistance.

More generally, I'm also concerned how schools opening — or remaining closed — will affect my young daughter, who's starting kindergarten this year. Schools in my area all have different reopening plans, some much more organized than others. We've actually decided to send her to a different school because it seemed like they were more prepared for a safe reopening.

Depending on what schools do and when my wife's company decides to have people work in the office again, I may have to stop my job search to stay home with my children and take care of things at home. I think my state is handling it better than most at this point, but I'm still worried about the uncertainty of what the future holds.

While I think accounting probably took less of a hit than some other career paths, I've been surprised at how hard job searching has been thus far. I've never been unemployed this long or had so few job prospects. That, combined with the greater uncertainty in the world, has made the whole situation very hard.

This is an opinion column. The thoughts expressed are those of the subject and were part of a survey conducted by Business Insider.

Read the original article on Business Insider

217 new emoji have been approved and will be coming to your phone in 2021 — see them all

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emojipedia sample image collection 13 1 217 new emojis for 2021
New emoji.
  • Unicode approved 217 new emoji for 2021.
  • There are a few new smiley faces, and most are skin tone and gender variations.
  • These emoji are Emoji 13.1, as Emoji 14 was pushed back because of COVID-19.
  • Visit Business Insider's homepage for more stories.

Unicode has approved 217 new emoji for implementation in 2021, assembled here by Emojipedia.

There are three new smiley faces, two new hearts, and two new bearded people icons. The vast majority of new emoji are gender and skin tone variations on couples in different poses, with hearts and kisses. They were all approved by the Unicode Consortium, which is responsible for defining which emojis make onto all platforms, including Apple iPhone's iOS, Android, and others.

This move toward inclusivity is a continuation of Unicode's moves last year when it first added a trans pride flag and emoji to represent people using wheelchairs and prosthetic limbs. 

These new emoji, part of the 13.1 rollout, probably won't be on devices until 2021. Unicode pushed back version 14 because of the pandemic, and most phones don't even have Emoji 13 yet.

Check out the new emoji here.

1. Face exhaling.
emoji1
Face exhaling.
2. Face with spiral eyes.
emoji2
Face with spiral eyes.
3. Face in clouds.
emoji3
Face in clouds.
4. Heart on fire.
emoji4
Heart on fire.
5. Mending heart.
emoji5
Mending heart.
6. Woman with beard (multiple skin tones).
emoji6
Woman with beard.
7. Man with beard (multiple skin tones).
emoji7
Man with beard.
8. Couple with heart (multiple skin tones).
emoji8
Couple with heart.
9. Kiss (multiple skin tones).
emoji9
Kiss.
10. Couple with heart (multiple skin tones and genders).
emoji11
Couple with heart.
These new combinations are part of a turn toward diversity and inclusivity in emoji.
emojipedia sample image collection 13 1 217 new emojis for 2021
New emoji.
Read the original article on Business Insider

Bearish stock bets surge the most since March as volatility emboldens short-sellers

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trader worried upset screen
  • Short interest in individual US stocks leaped by the most since March last week as volatility rocked investor sentiments, JPMorgan said in a Tuesday note.
  • Bearish positioning increased to just above 7% of all US stocks available for lending last week, the highest level since July. The metric sat at roughly 6% at the end of August.
  • The rise in short activity "is a worrying development, especially for US stocks where the short base still stands at rather low levels," strategists led by Nikolaos Panigirtzoglou said.
  • Still, the bank's other gauges for bearish interest show stable levels for SPY ETF shorts and growing optimism about stock futures.
  • Visit the Business Insider homepage for more stories.

Short-sellers are rushing back to the stock market after the summer's rally gave way to choppy price action, JPMorgan analysts said Tuesday.

Bearish stakes jumped above 7% of all US stocks available for lending last week, the highest level since July and the biggest increase since March's market plunge, according to the bank. The gauge sat at roughly 6% in August as major indexes repeatedly notched record highs.

Short positions on non-US stocks saw a smaller climb but sat at just below 9% of all available shares.

"The recent rise in the short base at individual stock levels is a worrying development, especially for US stocks where the short base still stands at rather low levels," strategists led by Nikolaos Panigirtzoglou wrote in a note.

Read more: Morgan Stanley's US equities chief nailed his call for a short-term market meltdown. He now lays out the evidence that it may not end soon — and shares 15 stocks to buy ahead of the rebound.

The trend suggests de-risking among investors, and there is room for the short base to increase further, considering it still sits well below pre-pandemic levels, the team added.

The data also points to shifting sentiments following the introduction of volatility through September. Major indexes sank earlier in the month when investors ditched tech giants' high-flying valuations and looked for value elsewhere. Though sell-offs have since moderated, volatility remains heightened, and indexes are far from retaking their early-September peaks.

Still, not all areas of the market are taking on more bearish bets. JPMorgan's broader proxy of short interest — which tracks the proportion of SPY US Equity ETF shares available for lending — is stable after dropping through the summer.

Read more: US Investing Championship hopeful Tomas Claro hauled in a 409.1% return through August. Here's the unique trading strategy he's leveraging — and 3 stocks he's holding right now.

A separate proxy tracking asset managers' and leveraged funds' positions in US stock futures has jumped in recent weeks, indicating more bullish outlooks among institutional investors.

The team maintained its optimistic forecast for stocks. While hopes for stimulus measures are all but dashed and the US economic recovery shows some signs of slowing, there's ample cash on the sidelines ready to push stocks higher, according to the bank.

"We see plenty of upside in equities in the medium-to-longer term given still low overall equity positioning," the strategists said.

Now read more markets coverage from Markets Insider and Business Insider:

A fund manager who's returned 49% to investors this year with incredible market timing explains why the weakness in stocks is going to get worse

Amazon wins over one of its last remaining Wall Street skeptics, which just slapped a 'buy' rating on the stock and expects it to surge 15% in the next year

Fed's Powell says US still faces uncertain and uneven economic recovery after 'marked improvement'

Read the original article on Business Insider

S&P 500 snaps 4-day losing streak as investors rush back to tech giants

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NYSE trader
  • US equities climbed Tuesday as a tech-led rebound ended the S&P 500's four-day losing streak.
  • Mega-cap companies including Apple, Facebook, and Amazon pushed indexes higher as investors turned back to the recently sold-off growth favorites.
  • Still, new measures to curb the coronavirus's spread in the UK revived fears of fresh lockdowns and another wave of infections.
  • House testimony from Jerome Powell highlighted progress made in the US economic recovery but reiterated that "great uncertainty" still surrounds the bounce-back. 
  • Oil gained, with West Texas Intermediate crude rising as much as 1.8%, to $40.02 per barrel.
  • Watch major indexes update live here.

US stocks climbed on Tuesday as rebounding tech giants offset renewed coronavirus fears and concerns of a slowing economic recovery.

Mega-caps including Apple, Microsoft, and Amazon led the way higher. The firms have seen renewed buying in recent sessions as more investors seek to get in at lower levels.

The rally ended the S&P 500's four-day losing streak and placed stocks on steadier footing as volatility fell through the day. Major indexes had been falling in recent sessions in choppy trading as investors ditched high-valued tech stocks and lost hope for a near-term stimulus deal.

Here's where US indexes stood at the 4 p.m. ET market close on Tuesday:

Read more: Morgan Stanley's US equities chief nailed his call for a short-term market meltdown. He now lays out the evidence that it may not end soon — and shares 15 stocks to buy ahead of the rebound.

The tech sector's gains helped erase premarket declines that came after UK Prime Minister Boris Johnson revealed new measures to curb the coronavirus's spread after fresh outbreaks around the nation. Policies including earlier bar and restaurant closures and encouraging working from home are set to stay in place for at least six months. New COVID case counts abroad have reignited fears that another wave of infections could emerge in the US.

In all, consumer cyclical and communications stocks outpaced surging tech names. Energy and financial stocks continued their underperformance. 

Tesla sank on Tuesday after CEO Elon Musk tweeted that innovations revealed at its "Battery Day" event may not reach "serious high-volume production" until 2022. The Tuesday event has long been viewed by shareholders as the next driver for strong gains.

Read more: A fund manager who's returned 49% to investors this year with incredible market timing explains why the weakness in stocks is going to get worse

GameStop rocketed higher after Chewy.com co-founder Ryan Cohen has taken a 10% stake in the gaming retailer. Cohen plans to revamp the business and have it compete with Amazon through faster shipping and a wider range of merchandise, according to a Bloomberg report.

Carvana gained after the company guided for record third-quarter revenue. Goldman Sachs upgraded shares to "buy" on the news and lifted its price target to $205 per share.

Investors looked to morning House testimony from Federal Reserve Chairman Jerome Powell for updates to the US economic recovery. Powell praised the nation's "marked improvement" from the second quarter from the housing market's rebound and strong consumer spending trends.

Read more: US Investing Championship hopeful Tomas Claro hauled in a 409.1% return through August. Here's the unique trading strategy he's leveraging — and 3 stocks he's holding right now.

Still, the chairman warned of "great uncertainty" clouding the rebound's path. He also reiterated that additional fiscal spending is likely necessary to lift areas of the economy where monetary policy is less effective, such as businesses unwilling to take out new loans.

Elsewhere, Chicago Fed President Charles Evans surprised market participants by suggesting interest rates could be raised before the central bank's new inflation target is reached. The statement fueled new speculation around the Fed's already loose forward guidance, and left some worried for premature rate hikes. Evans' comments pushed the dollar higher through the session.

Gold sank hovered around $1,900 per ounce in the afternoon as the dollar gained. The precious metal had been trading between $1,900 and $2,000 before breaking through the lower threshold on Monday.

Read more: GOLDMAN SACHS: Buy these 21 stocks on track for years of market-beating growth that could make them future giants — even rivals to the FAANGs

Oil prices gained but failed to fully retrace Monday's slump. West Texas Intermediate crude rose as much as 1.8%, to $40.02 per barrel. Brent crude, oil's international standard, gained 1.8%, to $42.20 per barrel, at intraday highs.

Tuesday's gains come after fresh pandemic concerns and allegations of money laundering at major banks dragged the Dow into a 510-point loss on Monday. Healthcare shares also tumbled in the prior session as the death of Justice Ruth Bader Ginsburg sparked fears the Affordable Care Act being reversed in the Supreme Court.

Now read more markets coverage from Markets Insider and Business Insider:

Tony Greer made 5 times his money with an early investment in Apple. The macro investor and ex-Goldman Sachs trader provides an inside look into his trading tactics and shares his top 3 ideas right now.

Bearish stock bets surge the most since March as volatility emboldens short-sellers

Amazon wins over one of its last remaining Wall Street skeptics, which just slapped a 'buy' rating on the stock and expects it to surge 15% in the next year

Read the original article on Business Insider

Rastelli’s sells top-quality meat and seafood to restaurants around the world — you can now order it online and have it delivered to your house

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rastellis meat and fish delivery 2

  • The famous family food business Rastelli's has gone online and you can now order beef, poultry, and seafood in bulk from $11.
  • All of Rastelli's products are responsibly raised, antibiotic-free, and added-hormone-free, and seafood is wild-caught. 
  • We ordered from Rastelli's and loved the large selection of meat and seafood, the convenience of service, and most importantly, the delicious foods that arrived at our door. 
  • Rastelli's previously experienced shipping delays and "temporarily shifted to a staples-only product selection" to keep up with a huge increase in orders. Operations are back to normal now, but keep this in mind when you're ordering.
  • Sign up for Insider Reviews' weekly newsletter for more buying advice and great deals.

When you don't want to or can't go grocery shopping for the week, it's tempting to drag your feet around the kitchen, opening, closing, and re-opening your fridge door in hopes that food will magically appear. But with an internet connection and a laptop, you have better options. 

For general groceries, you can go to any number of online grocery delivery services such as FreshDirect and AmazonFresh. But if you're craving something a little more gourmet, something heartier, there are even more specific delivery services. 

The magic of meat delivery services like Porter Road and Snake River Farms is this: They provide curated shopping experiences, they sell high-quality and responsibly raised meat, and they're really convenient because they'll ship fresh products directly to your door. 

A new option we've tried — well, new to us, though not necessarily to the world at large — is Rastelli's.

Rastelli's is a family business that started in 1976 as a local New Jersey butcher shop. It supplied the neighboring deli and the community with quality meat, eventually expanding into poultry and seafood and distributing its food products worldwide. If you live in New Jersey, you can shop in person at its gourmet markets, Rastelli Market Fresh. But if you don't, you can still cook and enjoy meat, poultry, and seafood from this storied brand.

rastellis meat and fish delivery 3

How to order from Rastelli's 

On its website, Rastelli's offers various proteins made up of 12 to 24 servings of steak, chicken, shrimp, salmon, and more. If you choose to subscribe, you'll save a little money (5%), and there are various shipment-frequency options so your freezer won't get overcrowded. 

All of Rastelli's animals are responsibly raised, antibiotic-free, and added hormone-free. The seafood is wild-caught. 

Review of Rastelli's

rastellis meat and fish delivery

Your order is packed in an insulated box with dry ice. From there, you can store them in your freezer and fridge until they're ready to cook. We tried chicken, salmon, and steaks from Rastelli's and were happy with the experience on all fronts, from convenience to taste.

The steaks were juicy, flavorful, and easy to cook, while the salmon came out perfectly flaky and moist. We thought the taste difference of the chicken breast, compared to similar versions we've tried from stores, was minimal, but we did appreciate that we could have antibiotic-free and organic options delivered right to us.

The bulk design means that as long as you have adequate fridge space, you'll always have a protein waiting for you when you get home from work or school. 

The bottom line

If you have a busy schedule, you know that easy access to the things you need or any subtle automation of a routine can help make life much less stressful. Ultimately, the Rastelli's experience was as much about the quality of the food as it was about the pure and simple convenience of the service.  

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How to use Siri on your Mac computer to search the web, play music, and more

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macbook air siri
It's easy to enable and use Siri on a Mac.
  • To use Siri on your Mac, you can click the Siri icon in the top-right, or hold down the Command and Space keys.
  • Siri can search your Mac for documents and photos, perform web searches, play music, and more.
  • If Siri isn't enabled on your Mac, you can activate it through the System Preferences menu.
  • Visit Business Insider's Tech Reference library for more stories.

You're probably familiar with using Siri on your iPhone to send text messages, check the weather, and play songs. But did you know that Siri is available on Mac computers now? 

The Mac version of Siri can help you locate specific files on your computer, search the web, find the nearest coffee shop, and more — it can do nearly anything that the iPhone version can.

Note that you'll need to be running MacOS Sierra or newer. If you don't know what version of MacOS you have, check out our article, "How to check which version of macOS your Mac computer is running in 3 simple steps."

Here's how to turn on Siri on your Mac, and use it at any time.

How to enable Siri on a Mac

1. Click on the Apple icon at the top-left of your screen and select "System Preferences."

2. Click "Siri."

Screen Shot 2020 09 18 at 3.21.45 PM
Select the "Siri" menu.

3. Underneath the Siri icon, check the box for "Enable Ask Siri." And at the bottom of the page, check off "Show Siri in menu bar."

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Make sure that Siri is enabled and available.

4. On the right side of this page, you can select Siri's language and voice, and change what keyboard shortcut is used to activate it — by default, you'll need to hold down Command + Spacebar.

5. If you don't want Siri to speak, set "Voice Feedback" to "Off."

How to use Siri on a Mac

1. Click the Siri icon in the menu bar at the top of your screen, or press and hold the keyboard shortcut you selected (Command + Spacebar by default). If you have a MacBook with a Touch Bar, you might be able to select the Siri icon there too.

2. When Siri appears, all the other sounds on your computer will be muted. You'll see a pop-up that reads "What can I help you with?"

Screen Shot 2020 09 18 at 3.22.11 PM
Siri will appear in the top-right corner of the screen.

3. Ask your question, or say what you need. To ask another question, click the glowing Siri icon at the bottom of the window.

Screen Shot 2020 09 18 at 3.22.19 PM
You can click the Siri icon to start another search.

4. When you're finished, you can either click the X icon in the top-left of the window, or leave Siri be. It'll disappear after a few moments.

 

Related coverage from Tech Reference:

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Tesla slides 6% as investors await Battery Day presentation

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Elon Musk.
  • Tesla slid 6% on Tuesday as investors await the company's closely watched Battery Day.
  • The Battery Day presentation, which is scheduled to take place at 4:30 p.m. ET on Tuesday, is expected to highlight upcoming battery innovations that Tesla is working on.
  • Goldman Sachs highlighted in a note last week six items the firm is expecting Tesla to focus on at the event.
  • Tesla CEO Elon Musk did caution in a tweet on Monday that the company doesn't expect the innovations it announces later Tuesday to enter high-volume production until 2022.
  • Visit Business Insider's homepage for more stories.

Tesla slid 6% in regular trading on Tuesday as investors anticipated its upcoming Battery Day presentation scheduled for 4:30 p.m. ET. 

The presentation will be solely focused on Tesla's innovations in battery development. Tesla CEO Elon Musk cautioned in a tweet on Monday that the developments announced during the event won't reach high-volume production until 2022.

Additionally, according to the tweet, many of the innovations announced later Tuesday will mainly impact the Roadster, Cybertruck, and Tesla Semi models.

"The extreme difficulty of scaling production of new technology is not well understood. It's 1000% to 10,000% harder than making a few prototypes. The machine that makes the machine is vastly harder than the machine itself," Musk tweeted.

In a note published last week, Goldman Sachs highlighted six key topics it expects to be front and center at Battery Day.

Read more: Morgan Stanley's US equities chief nailed his call for a short-term market meltdown. He now lays out the evidence that it may not end soon — and shares 15 stocks to buy ahead of the rebound.

1. "Expanding battery cell capacity."

"Tesla has stated in the past that it was supply constrained at the cell level, and we believe that expanding capacity will be important as the company plans to ramp production of products such as the Model Y, Cybertruck, Semi, and Megapack."

2. "Reducing battery cost to under $100 per kwh."

"We believe that reducing pack cost to less than $100 per kWh is a key metric for investors ... Tesla could discuss how it is planning to reduce cost further, including with less cobalt ... Tesla could also discuss manufacturing its own battery cells"

3. "Tesla's battery efficiency lead."

"We believe that Tesla's overall lead in battery efficiency (e.g., miles of range per kWh of battery capacity) and its ability to improve on these metrics through over-the-air (OTA) software updates could be a topic at the event."

4. "Durability of the battery and battery end of life."

"We believe that Tesla could provide an update on the lifetime and lifecycle of its batteries. Tesla CEO Elon Musk stated in April 2019 that its next generation of battery packs were being designed for a million miles of operation ... We believe that improving battery degradation is an ongoing effort at Tesla and further improvements could help increase the residual values of Tesla vehicles."

Read more: GOLDMAN SACHS: Buy these 21 stocks on track for years of market-beating growth that could make them future giants — even rivals to the FAANGs

5. "Increased charging speeds (and decreased charging time)."

"We believe that future charging improvements could come from a next generation Supercharger, battery and or electrical architecture changes, and/or from software updates to optimize charging rates."

6. "Supplying batteries and powertrains to other OEMs."

"Tesla's CEO Elon Musk commented in July 2020 on Twitter that the company is open to providing its batteries and powertrains to other OEMs, and we believe that this may be discussed at the battery day. Recall that Tesla had historically done this, but stopped several years ago."

Investors can tune in here to watch the event virtually.

Read more: US Investing Championship hopeful Tomas Claro hauled in a 409.1% return through August. Here's the unique trading strategy he's leveraging — and 3 stocks he's holding.

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Trump is trying to reset the 2020 campaign around the Supreme Court, whether the electorate wants it or not

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President Trump holds a Make America Great Again campaign rally in Winston-Salem, NC United States on September 8, 2020
  • The death of Ruth Bader Ginsburg has opened up a new avenue for the Trump campaign heading into the home stretch of the 2020 election, with Democrats unable to do much of anything to prevent Republicans from naming a conservative justice to the Supreme Court.
  • An unnamed source even went so far as to tell CNN that Trump's SCOTUS pick will be the equivalent of a "new running mate."
  • Democratic nominee Joe Biden has largely hesitated from matching Trump's focus on the Supreme Court, as the former vice president continues to benefit from high marks among voters on his coronavirus response ideas.
  • The pick with the biggest upside for the Trump campaign might be Judge Barbara Lagoa, with her Cuban-American background offering an opportunity to run up the score among more conservative Latino voters in Florida, a group Biden has been struggling with.
  • However, a new Insider poll found only 52% of conservatives in favor of a Ginsburg replacement being confirmed before Election Day, with the greatest enthusiasm coming from among the most fervent conservatives in the GOP base.
  • Visit Business Insider's homepage for more stories.

Following the death of Ruth Bader Ginsburg, the Trump campaign is seizing on the potential to reshape the Supreme Court as its new central issue.

Over most of the summer, President Donald Trump vacillated between touting the economy, fearmongering over law and order, and trying to convince the electorate that the coronavirus was under control with a vaccine on the way.

The messaging was scattershot and often not backed up by facts, particularly the consistently high unemployment rate and the nation's mounting death toll from COVID-19 continuing to lead the world.

Yet at some point on Saturday, Trump will announce his pick to fill Ginsburg's seat and the confirmation process will be off to the races.

With the Republican majority Senate poised to take the nominee to a floor vote as soon as possible — which is all but inevitable now that the GOP defections have been limited to just two senators — the Trump campaign sees a lifeline as the president continues to trail Democratic nominee Joe Biden in battleground state polling.

Trying to close Biden's commanding lead among suburban women has long been a key priority for the Trump reelect operation, and touting a woman on the bench is the campaign's latest salvo.

CNN's Dana Bash caught attention online Tuesday with a tweet that cited an anonymous source who likened Trump's Supreme Court justice pick to his "new running mate."

The two favorites for Trump's nomination at this point — judges Amy Coney Barrett and Barbara Lagoa — each present distinct campaign opportunities, albeit against the backdrop of the rather unprecedented nature of a president using a specific judge for campaign purposes.

Barrett has long been considered a rising star in the conservative legal world, and she was part of the conversation for both of Trump's previous two confirmations. 

She's a white Catholic, and the case could be made that marketing her in a sophisticated enough way could persuade some women voters who otherwise find themselves turned off by Trump's rhetoric but still want an anti-abortion justice.

There is not much empirical evidence to back that strategy up, however, especially compared to the opportunities Lagoa presents.

As a Cuban-American judge from Florida, Lagoa would be a major figure in representing a key voting bloc for Trump.

While Justice Sonya Sotomayor is the first Latina Supreme Court justice in US history, Lagoa would be a trailblazer for the more narrow demographic of socially conservative Latinos of Cuban descent in Florida.

Biden is not performing well with these voters, so Trump could use Lagoa's nomination as a way to boost turnout in a must-win state.

All of that said, the early polling shows that the Supreme Court is only a motivating turnout issue for the most fervent conservatives in Trump's base — a group already quite likely to vote. A new Insider poll showed just 52% of self-identified conservatives want Ginsburg's replacement to be confirmed before the election.

The other dynamic to bear in mind is the looming prospect of yet another external event, such as the financial crash of 2008, intervening to define the race

Biden continues to benefit from voters considering the coronavirus to be a top issue, and there is no proof yet that a Supreme Court vacancy will flip that dynamic with just a few weeks to go until Election Day.

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THE STYLE SERIES: How a stay-at-home mom grew her mobile blow-out business into the multimillion-dollar haircare empire Drybar

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Alli Webb
Alli Webb
  • Alli Webb is the cofounder of blow-out hair salon chain Drybar. She was also a featured guest on the hit show "Shark Tank" and wrote a book on how to achieve the best blowouts. 
  • After expanding Drybar throughout the nation, Webb decided to open a massage company known as Squeeze. 
  • In an interview with Business Insider, Webb talks about her career beginnings, her new venture, and the advice she has for aspiring entrepreneurs. 
  • This is part of Business Insider's "The Style Series," highlighting fashion and beauty entrepreneurs and businesses across the globe.
  • Visit Business Insider's homepage for more stories.

Alli Webb never expected to grow a mobile blow-out business into a multimillion-dollar hair care empire when she first went to beauty school in her late 20s. But over a decade later, she's done just that.

Webb is the cofounder of Drybar, the hair salon chain known for exclusively offering blow-outs. She launched the business with her then-husband and her brother in 2010. In the decade since, Drybar has expanded significantly, with over 100 locations nationwide and a product line carried in major beauty retailers like Sephora.

Now, Webb, who had a background in PR before switching careers to hairdressing, is ready to launch her next venture: Squeeze, a massage chain modeled on Drybar that allows clients to book and pay for their massage online for a quick, easy, and cashless experience.

In an interview with Business Insider, the 45-year-old beauty entrepreneur talks about her two businesses, how she got her start in hair care, and what advice she has for aspiring entrepreneurs. 

On founding Drybar:
DryBar

"My parents are entrepreneurs, so I think there is something built-in — a lack of fear."

It felt normal for me to be like, 'Oh, I have an idea. I should start a business on it.'

I think a lot of people don't have that mentality necessarily built-in — but I certainly did. And I had started other businesses, little businesses here and there, with my brother [Michael] as my business partner.

But the idea [for Drybar] really came from a lot of different things. As a little kid, I always wished there was a place like Drybar for me to go.

"Long story short, I went to beauty school when I was in my late twenties."

I became a hairdresser, and I spent the next 20 years doing hair. I had two kids and became a stay-at-home mom, which I thought would be my last gig. But after five years of staying home with my kids, I just really got the edge to get back out there.

So we started a mobile blow-dry business, because I had spent 20 years in the industry. I felt like just doing blow-outs was an easy way to get back out there, do something for myself, earn a little extra cash.

I started this little local business really as a way to appease this kind of itch.

"It was not really meant to turn into this big business."

"I started contemplating: 'I'm having so much success with this mobile business. We're happy to expand it and bring on other stylists to help me with all the demand I had.' But that didn't seem like the greatest thing to me because I couldn't control the experience.

So that's when I went to my brother and said, 'I think I can turn this mobile business into a brick-and-mortar.' It was really just a way for me to, instead of me going to my client's house, they'd come to me.

I think it was a blessing that I wasn't thinking of it on such a large scale — I was just thinking I wanted a way to accommodate more clients in the business that I was already running.

On expanding her business:
Dry Bar

"I tell people all the time: Find people who are good at the thing that you're not." 

I partnered with my brother, who'd made some money and worked for Yahoo in its early days. He was watching the success I was having with my mobile business, and I was only charging $40 for a blow out. And he was like, you know, maybe there's something here.

So he put up the money — $250,000 to start the business — and gave me sweat equity, which was the first time I'd ever heard the term sweat equity in my life and I thought that was the coolest concept I've ever heard.

Then Cam, my then-husband, started working on the Drybar website. I was lucky in having two really great business partners.

"I was able to kind of learn on the job, if you will."

I didn't know the business as my brother did. I certainly didn't know or understand branding, the way Cam did.

I got them behind this idea. They thought it was a great idea. And so we started building out this concept and really thinking it was going to be my one little shop where I would be able to manage the shop and pick up my kids from school. At the time we started, my kids were 3 and 5, and now they're 13 and 15. So that was the dream. 

"We opened Drybar in February 2010." 

We just had no idea how it would resonate with women. People were coming out enjoying coming to the shop. And it was in the middle of the recession. At the time when we first opened, we were charging just $35.

We realized very, very quickly that we were going to need to open more stores in the local region to keep up with the demand.

On opening her new massage venture, Squeeze:
Alli Webb

"Fast forward to now — or to a year and a half ago — when we started Squeeze." 

We had been running and operating Drybar with such success, and it was so amazing and humbling. My brother [Michael] — who's an amazing guy but doesn't have any hair and so doesn't have any use for Drybar personally — and I would always get massages. Michael was getting massages once a week and started to see the similarities.

The parallels between Drybar and Squeeze are interesting. Michael was really frustrated, saying, 'It's such a hassle when I want to go get a massage, and I have to call [to book one], and then I go and it's hit or miss.' He wondered, why isn't anyone doing it better? 

"With Squeeze, you can book on the app, you pay on the app, you tip on the app." 

Before you get to the door, you already filled out your information, your massage therapist knows you, the pressure to use, the music you like, the room temperature you like, the oil you like. You put all of that stuff in before you even walk in the door.

And then when you're done with your massage, you walk out. That's it — a seamless cashless experience, and you don't have to worry about talking to anybody about whatever. We created what we felt like was needed, which was a better massage experience. 

"It's not just blow-outs we're selling. We're selling happiness and confidence."

Even with Drybar, what I very quickly discovered was that women, they'd come in and you could just see all the stress on their faces. And then when they walk out, there's this pretty noticeable difference — a pep in their step. 

We very quickly realized it's not just blow-outs we're selling. We're selling this happiness and confidence that you get when your hair looks amazing, the way you want it to look. 

"And the same is true for Squeeze." 

I mean, I can't tell you how many women over the years have told me, 'I never go to a board meeting or an important job interview or a date without a blow-out,' or just even picking up their kids from school — it's the inner confidence that it gives them.

Both Squeeze are Drybar are providing things that make you feel really good.

On lessons she's learned:
Alli Webb

"I think my journey has been interesting, because I didn't really have the chops, so to speak, to be running a company." 

I'd never done something like this before. I've just learned so many things.

In the early days, I was kind of just reacting to things — I'm very reactionary as a person. And that's something I really had to tame over the years. Probably what I learned best was how to channel my passion and how to listen to other people, take advice from other people, and not be as reactionary.

"Surround yourself with people who are smarter than you and have experiences that you don't have." 

That's something that we did pretty early on: bringing in other people to help us grow and scale the business, because we recognized that we didn't know how to do that.

I think probably the best advice is being open to bringing in other people and allowing them to make decisions. Because at first I made every decision — and then at some point, I had to stop doing that.

"Also, learn how to prioritize things and learn how to work on the things that really need to be worked."

It's so easy to get yourself all over the place. There's always a million little things, but you have to figure out which things need the most attention, which things are most important for the business and for the people who are working for you, and your clients, all of those things.

"In the early days, when I was doing everything, balancing the business and motherhood was really, really challenging."

Looking back, I definitely made a lot of mistakes. I think that I tried to find the balance and I remember giving interviews back then and I tried to make sure I was there for the important things and the things that I knew were important to my kids. 

I did miss a lot too, and that was a really tough sacrifice that I made. For me, I always felt like if I was a happy mom, professionally fulfilled, that I would be a better mom to my kids. And in a lot of ways that's true.But in a lot of other ways, I have missed and failed on things.

But such is life — there is no such thing as doing it all perfectly.

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