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I spent a year traveling around the world — here are the best adventures I had in each country

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  • In the year that I spent traveling around the world as Business Insider's international correspondent, I visited over 20 countries and had countless adventures.
  • I decided it would be fun to highlight the best adventure I had in each country, from off-roading in the desert in Inner Mongolia to visiting one of the seven wonders of the world in Jordan and partying all night in Seoul, South Korea.
  • While I hate travel bucket lists, I hope that sharing my favorite recent adventures may provide some inspiration for both travel junkies and those looking to take their first trip abroad.
  • Visit Business Insider's homepage for more stories.

I'll be honest: I hate bucket lists.

To me, they take what should be a freeing experience of discovery and turn it into an endless checklist where you're constantly feeling inadequate in the face of the things you haven't done.

I prefer traveling with less of a plan. I pick a country beforehand, and maybe a few destinations within, and trust that I'll encounter amazing people, sights, and adventures along the way as long as I say yes.

When I left to travel as Business Insider's international correspondent a year ago, I approached the trip the same way.

From China to Russia to Israel, I have found myself in the middle of more adventures than I can remember. There's been off-roading in the desert in Inner Mongolia, visiting one of the seven wonders of the world in Jordan, and partying all night in Seoul, to name a few.

With my world tour completed and twenty countries visited, I decided it was time to pinpoint my favorite adventure in each place.

Perhaps you'll find some inspiration for your next trip abroad.

SEE ALSO: I've been traveling the world for 6 months, and I've found real life doesn't always live up to the hype. These are the most disappointing places I've been.

DON'T MISS: I visited the glittering Greek island of Mykonos, the summer destination of choice for billionaires — and it's a very different experience if you aren't swimming in money

The trip started off with a bang in Hong Kong, where I attended Art Basel Hong Kong, the premier art fair in Asia for millionaire and billionaire collectors to buy and sell art. The fair peaked with an elaborate soiree organized by the Los Angeles County Museum of Art (LACMA).



The star-studded party was held at Hong Kong's Jumbo Kingdom, the world's largest floating restaurant and featured a mix of celebrities, art world big shots, artists, collectors, and — thanks to a last-minute invite — yours truly.



The party's experiential theme evoking 1930s-era Hong Kong was designed by Burning Man veteran Jason Swamy, a cofounder of artist collective Robot Heart. Some attendees, however, found the allusions to opium bars and Asian courtesans to be tone-deaf.

Read more: We partied at the exclusive, sexy Hong Kong party with the art world's elite on a 62,000-square-foot floating restaurant — here's what it was like»



After Hong Kong, I headed to China, where I spent a whirlwind five weeks traversing from Shanghai and Beijing to far-flung cities on the ancient Silk Road. In Inner Mongolia, I befriended a group of Chinese adrenaline-junkies who were part of an off-roading club.



The off-roaders invited me to join them on a two-day tour through the desert. They'd already been driving for nearly a week, but they couldn't get enough of racing over massive sand dunes and camping in Mongolian camps in the middle of nowhere.



The adventure was not without its dangers. A number of times the jeeps got stuck crested over a sand dune and another jeep had to tow the others out. And, that's to say nothing of how we were chased by park rangers because foreigners are only supposed to go in to the desert with official tour guides, not a local off-road driving club.

Read more: I tried to climb the 'plank walk' in China known as 'the most dangerous hike in the world,' but just getting there was the hardest part»



Next, I headed to Bali, Indonesia to decompress. The city of Ubud has been well-known as a spiritual and mystical center to Balinese for centuries — Ubud means "medicine" — and over the last several decades for new agey tourists.



It may sound hokey, but I did a full-day spiritual retreat that included yoga, "ecstatic dance," a cacao ceremony, and workshops of "authentic relating." I was very skeptical before going in. By the time it was over, I had cried twice.



The retreat ended with a dance party and a sound healing ritual. Located on a beautiful estate outside Ubud, the retreat felt otherworldly. There was no need for alcohol at this party; everyone was already buzzing.

Read more: I woke up at 2 a.m. to hike two hours up a mountain in Bali to see the sunrise — and it was completely worth it»



In Singapore, I spent several days trying as much Singaporean food as I could manage to fit in my stomach. Singaporean food is known for being a tasty mix of Chinese, Indian, and Malay cuisines. It may not look pretty, but these are flavors you've likely never tasted before. It is the most interesting and unique cuisine I've ever had.



The best places to try Singaporean cuisine (and a shortcut to understanding the city-state's culture) is in "hawker centers." Built in the 1950s and 1960s to make street-food more sanitary, while preserving the local food culture, hawker centers are large open-air complexes of food stalls where Singaporeans eat every day. There are dozens of centers across the city, each specializing in different dishes and cuisines.



One of my favorite Singaporean dishes was rojak, a traditional fruit and vegetable salad. There are different types of rojak with Chinese, Indian, or Malay flavors, but the basic idea is that you select what you want in your salad and, depending on the items, they might fry them up or serve them fresh with sauces.

Read more:Every amazing, strange, and delicious food I tried during an epic 6-week trip to China »



When I headed to South Korea, I knew I had to sample Seoul's famous nightlife scene. I met star Seoul-based YouTubers Alfred "Haeppy" Leung and Alexander "Xander" Varley of WeFancy, who agreed to take me out in Gangnam, the insanely wealthy neighborhood known for all-night parties, plastic surgery clinics, and high-end real estate. The night, of course, started with lots of soju and fried chicken.

Check out WeFancy on YouTube here»



After drinking and eating more than our fill, we headed to a nearby hookah bar in Gangnam, where Varley and Leung explained Seoul's wild party scene. Many of the top clubs in Korea are owned by K-Pop celebrities and are just about impossible to get into unless you know someone. Thankfully, I knew someone. Or, rather, they did.



We headed to Arena, one of the hottest clubs in Seoul, around 3 a.m. After Leung and Varley sweet-talked the bouncer, we danced until sunrise. The scene was like something out of a movie — packed to the gills and champagne bottles popping, as if it was everyone's birthday. The partying lived up to the hype. The hangover did, too.

Read more: Inside notoriously ritzy Gangnam, 'the Beverly Hills of South Korea' that's home to the country's biggest celebrities»



I headed to Russia in June to attend the 2018 World Cup, but the best thing I saw in the country was something I didn't plan for: St. Petersburg's "White Nights." The city is so far north that towards the end of June there are around 22 hours of sunlight each day. This photo was taken a bit past midnight.



The White Nights peak with the Scarlet Sails festival. It's the biggest night of the year in St. Petersburg. Everyone comes out to the banks of the Neva River to watch a grand display of fireworks, a water show, music, and the sailing of a replica 1700s-era boat with red sails.



Everyone from children to teenagers to grandparents was in the streets of St. Petersburg celebrating. Just after 1 a.m., it became clear why it is called White Nights.

Read more: Much of Russia is blanketed in sunlight nearly 24 hours a day this time of year — here's what it looks like at every hour»



Visiting Masada, an ancient fortress built atop a mountain plateau near the Dead Sea, is the highlight of many travelers' trips to Israel. There is something undeniably powerful about waking up at 4 a.m. and hiking up a mountain in absolute darkness.



After about an hour or so of very strenuous hiking, I reached the fortress just as the sun was rising. The entire complex, a stunning set of ruins, was enveloped in golden light.



The fortress overlooks the Dead Sea. Walking through the fortress once occupied by King Herod at sunrise, it becomes apparent why the location was so attractive to the king, both from a defensive position and as a place to relax.

Read more: What it's like visiting one of the world's greatest treasures, the 2,000 year-old mountaintop fortress Masada»



While visiting Israel, I felt it very important to see the Palestinian territories. I visited Hebron, the biggest city in the Palestinian West Bank and a place that some call  a microcosm of the Israel-Palestine conflict. The city is divided into a Jewish and a Palestinian-controlled sector.



I visited Hebron on a "dual narrative" tour. Half the tour was guided by Eliyahu McLean, an Israeli Jew, and the other half was guided by Mohammed Al-Mohtaseb, a Palestinian from Hebron. Each told their side of the conflict in Hebron. At the center of their contesting narratives is the site known as the Ibrahimi Mosque to Muslims and the Tomb of the Patriarchs to Jews.

 

 

 



The experience was something like "Israel-Palestine 101." I was deeply affected by the conflicting narratives of both sides, the many painful events suffered in Hebron, and the way in which the city feels a military camp with checkpoints, jeeps, and platoons spread across the city.

Read more: I visited the most contested city in the Middle East, where Israelis and Palestinians are separated by a gauntlet of military checkpoints — and the harsh, complicated truth of the conflict was immediately clear»



In Jordan, I fulfilled one of the few things I've actually put on my internal bucket list: visiting the ancient Nabatean city of Petra. Ever since seeing the rose-red sandstone facades featured in Indiana Jones as a child, I knew I had to go.



The archaeological site, now considered one of the seven wonders of the world, was as magnificent as I imagined it. Al Khazna, or the Treasury, is the first structure you see upon entering the city. At 150 feet tall and around 100 feet wide, it is the masterpiece of Petra.

Read more: One of the 7 wonders of the world is a 10,000-year-old city hidden in the desert — and in real life, it's more incredible than you can imagine»



The tour in Jordan was made even more epic because, after leaving Petra, I spent the night in Wadi Rum, a desert valley in Jordan. It has played the part of Mars and distant planets in countless movies, including "The Martian," "Star Wars: Rogue One," "Prometheus," and Red Planet."

Read more: An otherworldly desert in Jordan has doubled as distant planets in movies like 'Star Wars' and 'The Martian' — after seeing it myself, I can tell you it's just as breathtaking in person»



The cheapest flight out of Israel was to Cyprus, an island in the Mediterranean also known for its long history of division and strife. Ever since a coup in 1974 and a subsequent invasion by Turkey, the island has been divided into the Republic of Cyprus and the Turkish Republic of Northern Cyprus. The island is astoundingly beautiful. I decided to rent a car and do a road trip to traverse both sides of the island.



About 3,600 square miles in size, Cyprus has tons of different geographical features from natural ports to mountains, valleys, and rock formations that make driving the island a pleasure. Kyrenia Harbor, on the Northern Cyprus side, is one of the oldest sites on the island.



Driving Cyprus not only gives you a window into the many landscapes of the island, but also the many cultures that have developed there. The capital, Nicosia, is a divided city, but it is easily visited. The old city looks like what I imagine a city in the Ottoman Empire looking like.



Before I went to Greece, I thought the best thing I would do in the country was party in Mykonos. I was very wrong. After escaping crowded Mykonos, I went to Tinos, an island 30 minutes away by ferry, and found a breathtaking landscape, untouched beaches, and historic Greek villages built into the mountainsides. I rented a car and did a day trip across the island.



For those looking for a taste of classic Cycladic life, Tinos may well be paradise. During my drive, I stopped in Volax, a village of 51 people (51!) built among a unique geological formation of giant round rocks.



Driving in Tinos, you feel lost in time. I could have sworn that the day I spent driving around the island lasted a week. But maybe that's because I was terrified as I whipped up and down the mountains from village to village on the seemingly endless one-lane roads.

Read more: Forget Mykonos and Santorini. I found a little-known island in Greece that's twice as beautiful and half the price»



After Greece came a spontaneous trip to Bulgaria to visit some Bulgarian friends I had met in Bali. They had told me to meet them in Sozopol on the coast of the Black Sea. During the summer, the capital of Sofia empties and everyone heads to the beach.



The vibe is like a Bulgarian Jersey Shore. It's probably not a place you would end up at unless you knew a Bulgarian, but it's a ton of fun. There are clubs and bars all along the beach where people party day and night. It's not uncommon for people to arrive at the beach bar Bash on Friday night and not leave the bar until Sunday, sleeping in the sand when they get tired.



Due to zoning restrictions, there aren't really hotels on the beach. Instead, the beach is lined with campsites, RVs, trailers, and tents. It makes for one big communal party. I "glamped" in one of these tent-huts.



If you drive a bit away from Sozopol down the coast, you can easily find beaches that are practically empty. Veleka Beach in Tsarevo is known for having the Black Sea on one side and the Veleka River on the other. You can swim on both sides.



After Bulgaria, I hopped a flight to Portugal. It was August, so peak beach season for a country known for having some of the best beaches in the world. I rented a car to explore them.



Over the course of a week, I drove all over The Algarve, the southern region popular for beach holidays, and Alentejo, a region known for its many wild and hidden beaches. Like this one.



My favorite beaches were the wild ones in Alentejo. The small submerged rocks teem with sea life. But the Atlantic Ocean water is brisk, even during the summer.

Read more: Portugal is one of the hottest travel destinations for 2018, and my 6-day beach-hopping road trip showed me exactly why



Ibiza has a reputation as one of the top places to party in the world, so I had to give it a try. I stopped by for the end-of-summer "closing" parties.



The part of the island that I really loved, however, was the vast and quiet countryside on the north of Ibiza.



There's nothing quite like a riding a motorbike down the small winding streets of the Ibizan countryside. The island is dotted with hippie villages that date back to the 1960s and 1970s, when artists, writers, and other bohemians moved to the island.

Read more:I visited Ibiza, home of legendary 24-hour clubs — but the island's hidden gems are far away from the glitz and glam



The last leg of my trip started in the United Arab Emirates. After spending close to two weeks in Dubai, I took a day trip to Abu Dhabi to wake up at dawn and watch falconers train their falcons. Falconry has a central role in Emirati culture, where nomads have long used falcons to hunt for food.



It was fascinating to watch the complex way that the falconers train their falcons to race at hundreds of miles an hour, using both modern and ancient techniques.

Read more: I woke up at dawn to follow a top falconer training the fastest creatures on earth to compete for $7 million in prizes, and found the Middle East's oldest pastime grisly and thrilling



While most people visit Egypt to visit the Pyramids, I found the most fascinating sights in the country to be the abundance of ancient Egyptian ruins, burial sites, temples, and hieroglyphs in the south.



In particular, the city of Luxor is home to the Valley of the Kings, a valley of over 60 rock-cut royal tombs filled with colorful hieroglyphs and cave paintings, the temple of Karnak, a complex built over the course of 1,500 years, and dozens of other tombs, temples, and statues.

Read more: Forget about the Great Pyramids and the Sphinx: I spent a month in Egypt, and the most spectacular site I visited was the ancient city of Thebes



When I got to Morocco, I knew that I needed to visit Erg Chebbi, possibly the most iconic way to see the Sahara Desert. Erg Chebbi is one of Morocco's many ergs, or seas of sand dunes. It is often used for films because of its stunning expanse of iconic fire-orange sand dunes.



The sunrise and sunset were unforgettable, as was shivering under the star-filled sky late into the night. But the thing I will most remember is trading songs with the company of Berbers who hosted us.

Read more: The most iconic desert in the world is the Sahara. I drove for days, rode a camel for hours, and slept under the stars just to see it.



After Morocco, I flew into Lagos, Nigeria for two weeks of meetings with entrepreneurs. Learning about how the tech industry is changing the country was fascinating, but after ten days in office buildings, I needed to get to nature. The best place to see Nigeria's nature, without venturing out fo the city, is the Lekki Conservation Centre, a 193-acre nature reserve filled with jungle, monkeys, crocodiles, and various birds.

Source: Lekki Conservation Centre



It's also one of the best places to see how Lagosians relax and blow off steam. There is a large family park attached with picnic areas, floor games, and a canopy walkway. The suya, or traditional Nigerian barbecue, served up at the barbecue joints in the park tasted incredible.



I didn't get a ton of time in Kenya, but what time I did have I spent exploring Nairobi and the surrounding areas. I loved visiting the Giraffe Centre. For $10, I was able to feed giraffes and learn about the center's conservation and breeding efforts.



Feeding the giraffes was a blast. As one of the caretakers explained, giraffes spend sixteen to twenty hours per day eating — and they consume as much as 75 pounds of food. You don't have to be worried about how many pellets you are feeding them: They have a nearly insatiable appetite.

Read more: I found a $10 alternative to the Instagram-famous Giraffe Manor in Kenya, which runs over $600 a night — and it's right next door



It is perhaps fitting that the most mind-blowing experience I had traveling occurred last. In Tanzania, I went on safari for five days to the Serengeti; Ngorongoro, a 3,202-square-mile conservation area with a volcanic crater filled with wildlife; and Tarangire, a national park typically filled with thousands of migrating elephants.



While seeing lions, giraffes, and elephants up close was cool, it was nothing compared to witnessing the Great Wildebeest Migration — 1.5 million wildebeest traveling across Tanzania's grasslands to give birth. The ground shook as they stampeded past us.

Read more: I spent 5 days on a Tanzanian safari and saw wild lions, elephants, and rhinos — but it made me realize there are 2 factors that can make or break your trip



It was a strange, fascinating, exhilarating, and exhausting trip. And these adventures only scratch the surface of what I did, and what you could do, in these countries. I find that the more I travel, learn, and experience new worlds, the more I want to do it. I suppose that's the beauty of it.




8 mistakes you should avoid when shopping for wine at Costco (COST)

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Costco wines have a reputation for being high-quality and high-value.

But that doesn't mean that there aren't a few subtle pitfalls that come with the territory. Play your cards wrong, and you could end up with a bulk-sized case of wine that you can't stomach.

Fortunately, there are certain strategies you can employ to avoid such a fate. Business Insider spoke to Costco Wine Blog founder and editor Andrew Cullen and contributing reviewer Erin Reyes to get their thoughts on all there is to know about Costco wine.

Here are their top tips for mistakes to avoid in the wine section at Costco:

SEE ALSO: From entire lawn sets to used toilets, these are the most ridiculous returns employees from Costco, Walmart, and Target say they've ever gotten

DON'T MISS: Costco sells millions of pumpkin pies every year — and the recipe has apparently been the same since 1987

SEE ALSO: Costco employees share 31 things they'd love to tell shoppers but can't

Don't expect unlimited options.

Cullen and Reyes agree that Costco has a great selection of vino, with especially good coverage of California and other domestic US wines.

But you shouldn't think of the warehouse chain as your one-stop shop for the exact, specific wine that's on your mind.

"Costco is almost like a curated wine collection for you," Cullen told Business Insider. "You're not going to go there and find whatever bottle you may be looking for. If you're looking for a Chardonnay, you're going to have to buy whatever Chardonnay is there."

Reyes recommended calling ahead if you've got a particular wine in mind, to make sure it's in stock. 



Don't be intimidated by the more expensive options.

Costco is famous for its value-oriented approach. And Reyes and Cullen both say that the chain boasts quality wines for good prices.

But Cullen said that you shouldn't be afraid to occasionally splurge on a more expensive wine.

"I think it's a great place to buy more expensive wine," he said. "The average price savings that you're getting — it's magnified as you spend more."

He gave the example of the 2013 vintage of the Joseph Phelps Insignia. Cullen said the wine could go for around $225 at most retailers, but Costco members could pick it up for around $199. Cullen happened to get an especially killer deal on the wine.

"I was able to get that for $179, which is a pretty good deal," he said.



Don't be afraid to dig around.

You might feel a bit silly tearing through the wine bins like you're searching for your dropped keys. And Cullen said that he feels that people think he's "weird" when he starts digging around in the wine section of the warehouse.

But he doesn't let that stop him, and for good reason. Cullen said that different vintages are often mixed up in the bins together. If you forgo rooting around, you risk missing out on the best vintage.

"Don't just grab the first bottle," Reyes told Business Insider. She said that while vintage might not matter as much for lower-end wines, for high-ticket bottles it's far more crucial.

Cullen also recommended checking beneath the wooden racks, where you might find a forgotten bottle of an otherwise sold-out wine.

Either way, it's a mistake to leave the warehouse without doing a thorough investigation of the available bottles.



Don't assume a certain type of wine will be around forever ...

Even beloved Costco products might be here today and gone tomorrow. The chain's wine section is no different. 

"Sometimes, there are unique wines that are hard to find that will just show up and then they're gone," Reyes said. "And then they never come back again, so that's kind of intriguing."

"If you see it and you really want it, you'd better buy it right away, because it might not be there when you come back," Cullen said. "That is the Costco way, and that definitely applies to wine."



... but don't write off any products, either.

Cullen and Reyes both check back at their local Costcos relatively frequently, to check out the new products. Sometimes, they're surprised to see an old favorite return.

"Wine will disappear and then they'll randomly come back three months later," Cullen said. "You're like, 'Whoa, look what's back.' People love that."



Don't buy a whole case before sampling the wine.

Costco is famous for selling its products in bulk. That's why Reyes recommends purchasing a bottle of a new wine before springing for an entire case.

Because while it might be tempting to purchase a case-load of wine when it's on rebate or when you've enjoyed previous vintages, you never know.

"If you do like it, come back before the rebate expires," she said. "And if you like the new vintage the same, go ahead and buy your case."



Don't be afraid to try new things.

Cullen said that when he's shopping for wine at Costco, he tries to avoid constantly grabbing the same things over and over again.

"Don't be afraid to try something new," Cullen said. "Don't just say, 'I love Chardonnay, I'm only going to stick with Chardonnay.' You might be missing out."



Don't go it alone.

Costco members actually have a few resources at their disposal when it comes to purchasing wine at the warehouse.

Some Costcos employ a resident wine advisor to help members with selecting the perfect bottle of red, white, rosé, or bubbly. 

"They have no vested interest in promoting a certain wine," Reyes said. "Their goal is just to increase the wine sales. They're good resources. They have all the insider info without an ulterior motive."

Cullen added that the Costco Wine Blog's forums are also a good space for sharing tips and making and receiving wine recommendations.

"It's such a good community of people," he said. "There's virtually no haters. It's 99% positive people on the same mission. That's made it more fun."



Channing Tatum is reportedly looking for love on Raya, the exclusive dating app for the rich and famous that accepts 8% of applicants. Here's what you should know about how it works.

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channing tatum

Channing Tatum is single again, and he's already reportedly swiping for love.

But you won't find him on Tinder, Hinge, or any other common dating apps; like many other single celebrities, Tatum is reportedly on dating app Raya, several media publications reported over the weekend

Now, you might be wondering: What is Raya? Launched in February 2015, Raya is a private, elite, members-only app for "dating, networking, and making new friends," according to its website.

But it's unofficially known as the celebrity dating app for the rich and famous. Cara Delevigne, Drew Barrymore, Amy Schumer, Ben Affleck, John Mayer, Kelly Osbourne, Joe Jonas, and Trevor Noah have all reportedly been spotted on it.

Vogue writer Karley Sciortino called Raya "the Soho House" and "the you can't sit with us" of dating apps. "The consensus seems to be: Why go to a party that lets everyone in, when you could go to the party that accepts only a select few?" she wrote.

How to get into Raya

As with most exclusive services, getting on Raya is hard — and that's because it's supposed to be hard. Most articles say you need to have it all: success, money, good looks, thousands of Instagram followers, and the right connections.

But Raya founder Daniel Gendelman told Kevin Roose of The New York Times that you don't need to be an attractive Instagram star and that flaunting wealth is a "red flag." Raya aims to "curate digital dinner parties" full of interesting and passionate people, he said, adding that he envisions it as a meeting place for influential people to create projects.

An algorithm and an anonymous global committee of 500 people determines members based on their application, which requires referrals. To win over the committee, you need to stand out as a creative; be known for or be an expert in something; and share a common bond with the Raya community, according to Raya's website

You also need to be kinda, sorta special: The committee looks "for that hard to describe 'something extra,' — NASA scientists, cancer researchers, poets, painters," the website reads. Having a lens on the world that "would make the Raya conversation more interesting" is important, and this can often be assessed through one's Instagram, blogs, or websites.

Only 8% of applicants are approved, and there are 100,000 people on the waiting list to get into Raya's community of 10,000 members, reported Roose. The website doesn't reveal numbers or much detail about the company outside of its values and application process, which is all conveyed in a lofty, mysterious tone. 

How to use Raya

If accepted into Raya, things look a little different than your common dating apps.

Instead of showing local users in your area, Raya shows you global users across the world. It also displays profiles as slideshows of images against a soundtrack of your choice. Unlike most dating apps, you also need to pay: Membership is $7.99 a month, but that's barely pocket change for most members.

And don't even think about screenshotting a convo or profile to send to your bestie — Raya prohibits that behavior, according to Ginny Hogan, who wrote about her Raya experience for Elite Daily. If you take one, Raya knows, and sends a warning message.

"To go on Raya is to enter a strange and alluring world filled with thirsty elites, a place where fame is measured in Instagram followers and humble-bragging is a high art," wrote Roose.

Whether or not that's a good thing depends on who you are. A female member told Roose that Raya members were "better behaved and more classy" than on other common dating apps. But a male member, a filmmaker, told Sciortino that Raya "attracts the wrong people" and is a "social-climbing app;" he said some of his flirtations turned out to be people just looking for work.

SEE ALSO: Juice, sex, and Google: The 3 rules everyone should follow when they start swiping, according to the NYC woman getting paid $5,000 to fix clients' dating apps

DON'T MISS: Millennials have less money than any other generation did at their age — but you'd never guess it from the way they're flaunting their money on dating apps

Join the conversation about this story »

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A former monk on the simple mindfulness exercise that can help you combat negative thoughts and feel calmer in times of stress

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Cory Muscara

  • Cory Muscara is a mindfulness teacher, a frequent guest of the "Ten Percent Happier Podcast" with Dan Harris, and a professor whose online meditations have been heard more than 10 million times in over 50 countries. As a young man in his early 20s, he spent time ordained as a Buddhist monk in Burma in 2012. He has taught mindfulness-based leadership at Columbia University, and currently serves as an instructor of positive psychology at the University of Pennsylvania, where he completed his graduate work.
  • The following is an excerpt from his book, "Stop Missing Your Life: How to be Deeply Present in an Un-Present World."
  • In it, he describes a workshop where he encouraged hundreds of Fortune 100 executives to sit silently and listen to a bell ring three times. This exercise is meant to help people focus on the present moment.
  • The exercise lead to a lot of the executives feeling calmer and less consumed by their thoughts.
  • Muscara argues that it's important to be intentional about our thoughts and where we direct our attention, as this can help us combat worries, fears, and negative thinking.
  • Visit Business Insider's homepage for more stories.

Within the first 10 minutes of any workshop, I do an exercise to help people connect with the power of focus. I ring a bell and ask the audience to pay attention to the sound, which has a long, deep resonance.

Recently, I was running a workshop for a big Fortune 100 company. There were over 200 executives in the room, all suffering withdrawal from being off of their phones for the last three minutes, and I was going to put them through my meditation exercise whether they wanted to do it or not.

The instructions were simple: I'll ring the bells three times. If you'd like to close your eyes, you may. All you need to do is bring your full attention to the sound of the bell until it dissolves back into silence.

Everyone looked around at each other like I had just asked them to get naked and hold hands.

"Don't worry, it will be easy," I assured them. "And it will only take about a minute."

They adjusted their posture, as if reviewing the catalog in their mind for how you're supposed to sit when you do weird hippie stuff like this. Some closed their eyes; some kept them open.

I rang the bells once, and the sound ran for about 15 seconds.

The room got quieter.

I rang the bells again, and everyone continued to listen for the sound to soften into silence.

More people now had their eyes closed. I could feel something shifting.

I rang the bells a third time, letting the sound run its 15 seconds and watched as the group settled into it.

After the last bell faded into silence, you could hear a pin drop. The room was still. And it appeared that everyone had their eyes closed.

In a gentle tone of voice, I invited them to open their eyes again.

They stayed quiet.

"So ... how was that?" I asked.

"I liked the quiet," one woman said. "I think that's a new experience for all of us ... at least at work. I didn't want it to end."

"Yeah," I responded. "So, you get a taste for just how much we're consumed by the noise of our lives."

"What else did people notice?" I asked.

A man raised his hand. "In the silence between the bells, I noticed a lot of other sounds in the room, especially the ticking of the clock. I was surprised I was able to hear that."

"Very cool," I said. "So, even though we raised awareness around one thing, in this case the bells, it enhanced our awareness of other, more subtle things."

Anything else?

There was a pause.

Eventually, one last woman chimed in. "I just feel so calm. I'm usually caught in my thoughts and worries, and when I was listening to the bells, most of that fell away."

The whole room seemed to nod in agreement.

I've done this exercise more than 500 times, and there are usually common themes in people's responses, but the one response that always comes up is an increased sense of calm.

It could be that the bells are very pleasant to listen to, or that the room is quiet, or that they're not immersed in emails — but it seems that when we make the intention to pay deeper attention to one thing (in this case, the bells), we're less prone to falling into the dominating stream of thoughts and stimuli that typically consume our attention and create extra agitation.

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You know those thoughts, right? The judgments, the worries, the rumination, the thoughts about the future and the past. Not only do they create agitation and stress, these pesky little critters become the filter through which we experience our life.

Some skeptics might think that I'm suggesting we clear our minds of thoughts, never think about the future or the past, and just focus on what is happening right now, all the time, in every moment.

Eh, not quite. If that were the case — or if it was even possible — I'm not sure how we would get anything done. We should spend time thinking about the future — planning our goals and scheduling out our day — and time reflecting on our past — what we need to improve and what went well that we want to remember. Both of those domains, the future and the past, heavily inform how we live our life in the present moment.

However, in my own life, I've noticed that my mind can go into the future and the past without me asking it to. And it's not always helpful. It often leads to extra stress, extra worry, and extra judgment about things that have very little to do with the reality of what is happening right now.

So, this is not about clearing thoughts from our mind; rather, it's about developing an awareness of what is going on in our minds — Where does our attention go, moment to moment? What does our mind reflect on when we're not aware of it? — and then being more intentional about where and how we direct our attention.

A thought can be a powerful and positive force in our lives, leading to creativity, planning, and problem solving; a thought can also be meaningless neurotic chatter. We want the ability to leverage the former and not be swept away by the latter.

But, Cory, I don't want to constantly monitor myself. I want to be free and spontaneous!

The kind of freedom I'm talking about is not being trapped in the unconscious pattern of reactivity. It's about seeing what our usual impulse is in the moment and then being able to choose to follow it or respond differently.

I believe this sentiment is best captured in this quote: "Between stimulus and response there is a space. In that space lies our power to choose our response. In our response lies our growth, freedom, and happiness."

The ability to respond in that space between something happening and our response to it is where we find freedom. It's where we can show ourselves a little more compassion when we're beating ourselves up. It's where we can decide to be a little less impulsive when we're about to say (or text) something we shouldn't. And when it comes right down to it, it's where we start to make meaningful changes in our life.

Excerpted from the book "Stop Missing Your Life: How to be Deeply Present in an Un-Present World" by Cory Muscara. Copyright (c) Cory Muscara by Da Capo Lifelong Books. Reprinted with permission of Hachette Book Group, New York, NY. All rights reserved.

SEE ALSO: Research shows that 50-year-olds can have the brains of 25-year-olds if they meditate for just 15 minutes a day

Join the conversation about this story »

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A full breakdown of what channels you get with every Sling TV package, plus all the add-ons

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  • Sling is one of the most affordable cord-cutting services on the market, offering two packages—  Orange and Blue— with 30+ channels starting at $30 a month or combined for $45 a month.
  • Orange offers the Disney Channel and ESPN, while Blue offers a slate of Fox channels, NBC, Bravo, and Discovery. Both Orange and Blue offer CNN, TBS, Food Network, and BBC America.
  • You can also add on multi-channel packages like Sports Extras, Kids Extras, or News Extras starting at $5 a month. Premium add-ons like Showtime, Starz, and Epix are also available for an additional monthly charge. 
  • Here's a complete breakdown of the channels offered on each Sling package

 

If you're hoping to get the most bang for your buck once you cut the cord with your cable subscription, Sling is one of the most affordable streaming services on the market. 

The service has two packages with over 30 channels starting at just $30 a month. Though you may make some compromises in the user interface department — it's not as pretty or as intuitive as some other streaming services out there — the amount of channels offered is just as good as its competitors.

But Sling's website makes it a bit difficult to compare services and ensure you'll be getting the channels you're after, so we've broken down exactly what you'll get with each package and all the add-ons you can include to enhance your channel offerings.

The two main packages — Sling Orange and Sling Blue— offer 30+ channels for $30 a month, or $45 combined

Sling's two main offerings are Sling Orange and Sling Blue, each available to stream for $30 a month. For the most part, the channels offered largely overlap, but there are a few key differences that might cause you to choose one over the other.

Disney and ESPN are included with Sling Orange. You don't get them with Sling Blue, but in their place, you'll get a slate of Fox-owned channels including FX, FXX, FOX SPORTS 1 and 2, and National Geographic, Bravo, TLC, and Discovery. Blue also comes with NBC and its local affiliates, but only if you live in select markets — more on that later. The channels that overlap on both Orange and Blue include standouts like Food Network, Lifetime, CNN, and the History Channel.

If you're keeping up with the newest season of "It's Always Sunny…" on FXX, but you absolutely can't live without "SportsCenter" on ESPN, you might want to combine the two packages for $45 a month, giving you access to all 50+ channels Sling offers over the two services.

Sling Orange doesn't offer any local channels at all, so if you're hoping to catch your local nightly news, Sling Blue is the way to go. Blue offers local channels from NBC and Fox, but only in select cities. If you live in any of the following Designated Market Areas, you'll have access to your local NBC and Fox affiliates: New York; Philadelphia; Chicago; Boston; Washington, DC; Miami/Ft. Lauderdale; Hartford/New Haven; Dallas/ Ft. Worth; Los Angeles; San Francisco/Oakland/San Jose; and San Diego.

If you live outside those regions and you're really attached to your locals, you'll have to find another way to access those networks.

There are plenty of add-ons starting at $5 a month if you're looking for specific genres or channels

If you want to further enhance your channel selection, Sling offers a slate of genre-based add-ons starting at $5 a month. Each add-on like Kids Extras, Sports Extras, Lifestyle Extras, and more offers a mini-bundle of channels for an additional charge. Sling offers seven of these mini-bundles, which they'll package together and throw in 50 hours of DVR service for just $20 a month, a $20 savings compared to buying them separately.

Though HBO is no longer offered, there are still several premium add-ons you may want to tack onto your service. For $10 a month, you'll get a slate of nine Showtime channels — perfect if you want to stay up to date with the new season of "The L Word: Generation Q." Sling also offers a Starz package for $9 a month and an EPIX package for $5 a month.

If you're using Sling a la carte, the monthly charges per add-on can increase your rates pretty quickly, but if you're happy with its baseline Orange or Blue offerings, Sling is incredibly cost-efficient.

 

See below for a full breakdown of all Sling's channel offerings and add-ons, and click here to sign up and start streaming live TV.

Just Orange

Sign up for Sling here

The following channels are included:

  • Disney Channel
  • ESPN
  • ESPN2
  • ESPN3
  • Freeform
  • MotorTrend
  • A&E 
  • TNT
  • AMC
  • HGTV
  • CNN
  • TBS
  • Comedy Central
  • History Channel
  • IFC
  • Food Network
  • BBC America
  • Investigation Discovery
  • Travel Channel
  • Cartoon Network
  • EPIX Drive-In
  • Lifetime
  • Viceland
  • AXS TV
  • Fuse 
  • Newsy
  • Bloomberg Television
  • Cheddar Business
  • Cheddar News
  • Local Now
  • Comet 
  • Stadium


Just Blue

The following channels are included:

  • USA
  • NFL Network
  • Bravo
  • Discovery Channel
  • FOX
  • NBC
  • FX
  • FXX
  • TLC
  • NBC Sports Network
  • MSNBC
  • Fox News Channel
  • FOX Sports 1
  • FOX Sports 2
  • Nick Jr.
  • SYFY
  • National Geographic
  • National Geographic Wild
  • BET
  • truTV
  • E!
  • Paramount Network
  • A&E 
  • TNT
  • HGTV
  • CNN
  • TBS
  • Comedy Central
  • History Channel
  • IFC
  • Food Network
  • BBC America
  • HLN
  • Investigation Discovery
  • Travel Channel
  • Cartoon Network
  • Epix Drive-In
  • Lifetime
  • Viceland
  • AXS TV
  • Fuse 
  • Newsy
  • Bloomberg Television
  • Cheddar Business
  • Cheddar News
  • Local Now
  • Discovery
  • Comet


Both Orange and Blue

The following channels are included:

  • A&E
  • TNT
  • AMC
  • HGTV
  • CNN
  • TBS
  • Comedy Central
  • History Channel
  • IFC
  • Food Network
  • BBC America
  • Investigation Discovery
  • Travel Channel
  • Cartoon Network
  • EPIX Drive-In
  • Viceland
  • AXS TV
  • Fuse
  • Newsy
  • Bloomberg Television
  • Cheddar Business
  • Cheddar News
  • Comet
  • Stadium


Sports add-ons ($10/month if Blue; $10/month if Orange)

The following channels are included:

  • ACC Network (not included if you have Sling Blue) 
  • Longhorn Network (not included if you have Sling Blue) 
  • FS2 (not included if you have Sling Orange) 
  • Big Ten Network (coming to Sling ahead of the 2020 football season)
  • NFL RedZone
  • MLB Network
  • MLB Network Strike Zone
  • Golf Channel
  • Tennis Channel
  • ESPNU
  • ESPN Goal Line
  • ESPN Bases Loaded
  • SEC Network
  • SEC Network+
  • NBA TV
  • Pac-12
  • NHL Network
  • beIN Sports
  • Outside Television
  • Olympic Channel


Comedy add-ons ($5/month if Blue; $5/month if Orange)

Sign up for Sling here

The following channels are included:

  • CMT
  • GSN
  • Logo
  • MTV
  • MTV2
  • Revolt
  • TV Land
  • Paramount Network (already included in Sling Blue base channels)
  • truTV (already included in Sling Blue base channels)


Kids add-ons ($5/month)

The following channels are included:

  • Disney Junior (not included if you have Sling Blue) 
  • Disney XD (not included if you have Sling Blue) 
  • Nick Jr. (already included in Sling Blue base channels)
  • NickToons
  • TeenNick
  • Boomerang
  • BabyTV
  • duckTV


News add-ons ($5/month)

The following channels are included:

  • MSNBC (not included if you have Sling Orange) 
  • CNBC (not included if you have Sling Orange) 
  • Fox Business (not included if you have Sling Orange) 
  • Free Speech
  • NewsMax
  • Science Channel
  • Fusion
  • BBC World News
  • TheBlaze
  • HLN
  • Weather Nation
  • Euronews
  • France 24
  • News18
  • NDTV 24x7
  • RT America
  • CGTN


Lifestyle add-ons ($5/month)

The following channels are included:

  • Cooking Channel
  • BET (already included in Sling Blue base channels)
  • DIY
  • FYI
  • Hallmark Movies & Mysteries
  • Hallmark Channel
  • Hallmark Drama
  • Lifetime Movies
  • Oxygen (not included if you have Sling Orange) 
  • VH1
  • WE TV 
  • Z Living HD


Hollywood add-ons ($5/month)

Sign up for Sling here

The following channels are included:

  • FXX (not included if you have Sling Orange) 
  • FXM (not included if you have Sling Orange) 
  • Cinemoi
  • The Film Detective
  • HDNet Movies
  • REELZ
  • SundanceTV
  • Turner Classic movies


Heartland add-ons ($5/month)

The following channels are included:

  • Nat Geo Wild (not included if you have Sling Orange) 
  • World Fishing Network
  • RIDE TV
  • Sportsman Channel
  • American Heroes Channel
  • Destination America
  • Outdoor Channel
  • RFD-TV
  • PixL
  • The Cowboy Channel


Showtime add-ons ($10/month)

The following channels are included:

  • SHOWTIME
  • SHOWTIME 2
  • SHOWTIME Beyond
  • SHOWTIME Extreme
  • SHOWTIME Family Zone
  • SHOWTIME Next
  • SHOWTIME Showcase
  • SHOWTIME West
  • SHOWTIME Women


EPIX add-ons ($5/month)

The following channels are included:

  • EPIX
  • EPIX 2
  • EPIX Hits


STARZ add-ons ($9/month)

Sign up for Sling here

The following channels are included:

  • STARZ
  • STARZ Comedy
  • STARZ Edge
  • STARZ Encore
  • STARZ Kids and Family
  • STARZ West


Other premium add-ons (monthly price varies)

The following channels are included:

  • NBA League Pass: ($28.99/month)
  • NBC Team Pass: ($17.99/month)
  • CuriosityStream: ($3/month)
  • UP Faith & Family: ($5/month)
  • Hopster: ($5/month)
  • PANTAYA: ($6/month)
  • Stingray Karaoke: ($7/month)
  • Dove Channel: ($5/month)
  • Outside TV Features: ($5/month)
  • Docurama: ($5/month)
  • CONtv: ($5/month)
  • Here TV: ($8/month)
  • Cinefest: ($5/month)
  • Cinemoi: ($3/month)
  • Comedy Dynamics: ($5/month)
  • DOGTV: ($5/month)
  • Hallmark Movies Now: ($6/month)
  • Grokker: ($7/month)
  • The Country Network: ($3/month)
  • Magnolia Selects: ($5/month)
  • Warrior & Gangers: ($3/month)
  • Monsters & Nightmares: ($3/month)
  • Genius Brands Network: ($3/month)
  • Stingray Qello: ($8/month)
  • Dox: ($3/month)
  • Echoboom Sports: ($6/month)
  • Hi-YAH!: ($3/month)
  • Lion Mountain TV: ($3/month)
  • VSiN: ($4/month)


What it's like to use Hungryroot, a convenient and healthy plant-based meal delivery service — plus how to save 30% and get free cookie dough with each box

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When it comes right down to it, my biggest hurdle to healthy eating is convenience.

I love neither grocery shopping nor cooking, and I don't want to spend my limited free time deep-diving into (often contentious) online nutritional resources to construct balanced meals each week.

But, I do want to eat healthy foods that are good for me. So when I heard about Hungryroot through a colleague, I was intrigued.

Hungryroot is a meal subscription service that sends healthy, nearly-ready meals to your door, with ingredients and sauces that you just heat and mix together. Each serving costs about $8 to $12 when you do the math, and they take fewer than 10 minutes to prepare.

The foods are plant-centric, made from clean ingredients, and they're free from artificial ingredients, including preservatives, trans fats, or refined sugars. The meals are packed with nutrients, complex carbohydrates, and healthy fats like olive oil, coconut oil, cashews, almonds, and avocados. Together, healthy fats and complex carbs like sweet potatoes, cauliflower, quinoa, beans, and oats keep you energized and satisfied without the pitfalls of "bad" fats and carbs, which can raise your cholesterol and spike your blood sugar.

Generally, I'm willing to spend a bit more than I would on the ingredients for the convenience. Hungryroot is more expensive than buying these ingredients in bulk, but you could make the argument that anyone buying single-person groceries may find that it's not altogether that much more expensive. 

What I personally appreciate about Hungryroot is that it aims to make truly healthy foods convenient and inexpensive, since affordability and convenience are what make people (myself included) settle for unhealthy options packed with trans fats, sodium, and preservatives.

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How it works

Sign up, note your dietary preferences, and pick the plan that makes the most sense for you.

Shipments come weekly and are available in the following sizes:

Shipping is free, and you can pause, hold, or cancel at any time. 

Once you select your plan and make an account, you can view the meals your shipment will include. You can customize the box and delivery dates from the "Deliveries" page while logged into your account. 

All changes made to your subscription must be submitted before 3 p.m. EST the Wednesday before your next box is shipped. 

Since it's all fresh food, you may get an email prior to shipment that one meal has been altered due to stock (not enough high-quality cauliflower one week, for instance).

What Hungryroot is like in person

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Shipping was fast and my box arrived as scheduled. I was happy to find the shipping boxes are made of 100% recycled paper and are 100% recyclable. Ice packs are filled with a non-toxic gel, and thermal liners are made of 100% recyclable poly film and post-industrial/pre-consumer 100% recycled cotton. Check Hungryroot's FAQ section for how to recycle ice packs and liners. 

I was surprised by how much I liked what Hungryroot sent. I let the company auto-generate the first shipment without any dietary restrictions marked, and my Small Box (six-eight meals for the week) included the following:

  1. Asian Salad Mix
  2. Butternut Squash Noodles
  3. Spinach Garlic Chicken Sausage
  4. Kale Pesto
  5. Red Lentil Fusilli 
  6. Braised Lemongrass Tofu Nuggets
  7. Garlic Parm
  8. Hot Smoked Roasted Salmon
  9. Garlicky Herb Chickpea Duo
  10. Coconut Curry
  11. Cultured Coconut Cream
  12. Oatmeal Spice Cookie Dough
  13. Black Bean Brownie Batter

The meals were delicious, easy to make, and the entrees filled me up.

I'm not a vegan or a vegetarian and I balance an interest in taste over an interest in strictly healthy food, but I enjoyed the meals. It didn't feel like I was eating "healthy" in the sense that I was making compromises. And while I do eat meat, I enjoyed the tofu. If you really wanted to, though, you could easily substitute and make the recipe with your own choice of meat.

I typically wind up eating more than one serving for other meal plans that I've tried, but Hungryroot delivered enough ingredients and variety so I ended up making most entrees last for dinner and for lunch. Having said that, the ingredients initially seemed small and few when unpacking.

I also ended up with leftover sauce from each container, and I organized some meals for the following week around getting rid of the Hungryroot leftovers sans preservatives.

The standouts were the delicious entrees of Butternut Squash Tofu Curry, Salmon Pesto Lentil Pasta, and Spinach Garlic Chicken Sausage, as well as the ridiculously tasty black bean brownie batter (ok to eat as is or after baking). 

True to promise, each meal took under 10 minutes to make — and that's probably the only reason I finished the fresh food before it went bad and ate healthy meals all week. I don't like cooking, and my schedule usually allows only 30 minutes to cook and eat. For me, Hungryroot succeeded in making it possible to eat healthy in a convenient, fast, and pretty affordable way.

Who should get it

If you like the sound of healthy, tasty food you can make in under 10 minutes, you're probably going to like Hungryroot. It's more expensive than buying the ingredients yourself, but I probably wouldn't do the research and grocery shopping if left to my own devices. If you want convenience and consistency, this is a good tool. You can also learn more about nutrition on the site should you choose to. 

If you don't have a reliable way to pick up packages day-of, you may want to steer clear. The food is fresh and doesn't include preservatives, so it likely won't keep for longer than a day or so.

If you'd prefer to be more involved in cooking the meals rather than mixing ingredients together, you'll be better suited to a Blue ApronSun BasketHello Fresh or another meal kit delivery service. If you just need help with constructing healthy meal plans, you should check out PlateJoy.

Another thing to consider is that the snacks are not meal replacements, so it's not necessarily fair to say each part of the box is worth its respective $8 to $12 equally. But, if the other pros are worth it to you, then it may even out.

All in all, Hungryroot is a great option for anyone looking to eat healthier. In my experience, meals were delicious, filling, and simple to make.

Sign up for Hungryroot here and see how the process works below:

Make an account with an email. Then, answer easy questions to personalize your shipment.

Check if you have any dietary restrictions or preferences.

If you don't have any, the food will still be plant-centric (made mostly from fruits, vegetables, legumes, nuts, and whole grains), made from clean ingredients (no artificial ingredients, including preservatives, modified food starches, or trans fats and refined sugars), and nutrient-dense (healthy fats, complex carbs, fiber, vitamins, phytonutrients, etc.). 

You won't find any MSG, GMO corn or soy, or hydrogenated fats and partially hydrogenated oil. 



Favorite any meals you'd like to see included in future boxes.

Hungryroot will generate a box for you, but you can customize what's ultimately sent. Just make sure any changes are submitted before 3 p.m. EST the Wednesday before your next box is shipped. 



Pick the right meal plan for your lifestyle (or fridge size).



You'll get an email with the meals in your box, plus short, easily accessible instructions on how to cook or use the food you find inside.

Just in case you find yourself staring blankly at the ingredients in your kitchen, all you have to do is pull up your email to find cooking instructions and suggested pairings for the foods in your box. 



On top of the convenient, healthy foods, the Hungryroot website is a great resource to do your own digging, re-check cooking instructions, and learn more about nutrition in a clean, no-nonsense way.

For fast, helpful nutritional information, check Hungryroot's page. You can find a meal's nutritional facts, cooking instructions, and bonus information like it being high in protein or gluten-free.

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Just 26 of the world's richest men have more combined wealth than the poorest 3.8 billion people

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  • The fortunes of the world's 500 richest people grew 25% in 2019, Bloomberg's Tom Metcalf and Jack Witzip reported.
  • The combined fortunes of the world's 26 richest people is greater than all of the wealth owned by world's poorest 3.8 billion people, according to a January report by poverty-focused non-profit network Oxfam.
  • Billionaires added an average of $2.5 billion to their collective fortunes every day in 2018, bringing their share of the world's wealth to $1.4 trillion, according to Oxfam.
  • The richest person in the world right now is Jeff Bezos, who has a $114 billion net worth.
  • Visit Business Insider's homepage for more stories.

The world's richest people are steadily getting richer.

Consider this: The fortunes of the world's richest 500 people grew by 25% in 2019, according to Bloomberg. However,  a previous report by poverty-focused non-profit network Oxfam shows that the world's poorest did not share in their success.

According to Oxfam, billionaires added an average of $2.5 billion to their collective fortunes every day in 2018, bringing their share of the world's wealth to $1.4 trillion. That is the same amount of wealth controlled by the world's poorest 3.8 billion people.

The world's wealth is increasingly concentrating among top billionaires. In 2017, it would have taken 42 of the world's wealthiest people to match the wealth of the world's poorest 4 billion people, Oxfam reported.

Ahead, meet 10 of those 26 people who have more wealth than half the world's population, per Forbes' Billionaire List. Note, however, that there are some discrepancies between this list and another prestigious wealth ranking, the Bloomberg Billionaires Index; Bloomberg lists Bill Gates as the world's richest man and omits its founder, Michael Bloomberg.

SEE ALSO: Here's exactly how much money each of America's 10 wealthiest people gave away to charity in 2018

DON'T MISS: Meet the billionaire couple behind Panda Express, who built a $3 billion fortune selling 90 million pounds of orange chicken each year and run 2,000 restaurants across the globe

10. Michael Bloomberg

Net worth: $56.4 billion

Source of wealth: Financial media

Bloomberg is the most recent addition to the already-crowded field of 2020 Democratic presidential candidates, Insider's Eliza Relman reported. The multibillionaire made his fortune from Bloomberg LP, the media company he cofounded that now brings in $10 billion in annual revenueBusiness Insider's Katie Warren and Emmie Martin previously reported.

Bloomberg is currently the richest person in New York and the ninth-richest person in the nation, Martin and Warren reported.

Bloomberg is largely self-financing his campaign, and is prepared to spend $100 million on his bid for the 2020 Democratic nomination, CNBC reported in 2018.



9. Larry Page

Net worth: $60.7 billion

Source of wealth: Google

The former CEO of Alphabet and cofounder of Google is the world's 10th richest person with a net worth of $61.1 billion, Forbes estimates.



8. Carlos Slim Helu and family

Net worth: $63.5 billion

Source of wealth: América Móvil

Carlos Slim Helu controls Latin America's largest mobile telecom firm, América Móvil, and is an honorary chairman, Business Insider previously reported. Helu also owns stakes in various mining, real estate, and consumer goods businesses — including The New York Times. He is the richest man in Mexico.  



7. Larry Ellison

Net worth: $65.6 billion

Source of wealth: Oracle

In 1977, Larry Ellison co-founded the software company Oracle, which originally was launched with $2,000 of funding, $1,200 of which came out of Ellison's own pocket. Ellison stepped down as CEO in 2014, but continues to be involved with the company, Business Insider previously reported.



6. Mark Zuckerberg

Net worth: $76.1 billion

Source of wealth: Facebook

Facebook CEO Mark Zuckerberg founded the social media platform in his Harvard dorm room 15 years ago and has since become one of the richest people in the world. He and his wife, Priscilla Chan, have committed to giving away 99% of their wealth before they die.



5. Amancio Ortega

Net worth: $77.6 billion

Source of wealth: Zara

Amancio Ortega is the wealthiest man in retail and cofounded fashion retailer Zara's parent company Inditex in 1975, according to Forbes. His real-estate portfolio includes properties in London, New York, Madrid.



4. Warren Buffett

Net worth: $89.2 billion

Source of wealth: Berkshire Hathaway

Wildly successful investor Warren Buffett is the CEO of Berkshire Hathaway, which owns over 60 companies, Business Insider previously reported. Although he still lives a somewhat modest lifestyle, he became a billionaire at age 32. In 2010, Buffett, alongside Bill Gates, created The Giving Pledge, promising to donate at least half of their fortunes to charities.



3. Bill Gates

Net worth: $108.3 billion

Source of wealth: Microsoft

Bill Gates co-founded Microsoft in 1975 and has continued his involvement with the company as a technology advisor and board member. Gates also has investments in Canadian National Railway, AutoNation, and more, Business Insider previously reported. He and his wife Melinda founded the Bill & Melinda Gates Foundation which aims to help kindergarten through 12th grade students in the US.



2. Bernard Arnault

Net worth: $110.8 billion

Source of wealth: LVMH

Bernard Arnault has been the CEO of LVMH, which houses brands such as Louis Vuitton, Sephora, and Dom Perignon, since 1989, Business Insider previously reported. Combined, the brands under LVMH brought in nearly $53 billion in revenue in 2018.   

  



1. Jeff Bezos

Net worth: $114.9 billion

Source of wealth: Amazon

Founder and CEO of Amazon.com, Jeff Bezos owns nearly 17% of the company, Business Insider previously reported. In 2013, he purchased the Washington Post for $250 million, and he also owns an aerospace company, Blue Origin.



Hiplok's Z-Lok won't replace your everyday bike lock but its ease-of-use and light weight make it perfect for quickly locking up your bike in a pinch

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Hiplok Z-lok review

  • The Hiplok Z-Lok is an easy-to-use bike lock that's lightweight and easy to pack
  • It features an easy-close locking mechanism and a steel core to prevent anyone from slashing it
  • The Z-Lok is great as a quick-use lock but is not recommended as a reliable everyday solution in an urban environment

 

Some bicycle components and accessories are about performance while others are about style. However, some of the best and most indispensable pieces of bike gear are often about neither. These are the kinds of tools you don't always think about but every so often, you find yourself very glad you had it on hand.

The Hiplok Z-Lok fits this mold completely and is the kind of bicycle accessory that should live in your bag or toolkit at all times. A lightweight, no-frills lock, the Z-Lok embraces the notion that less is more. It may not replace your heavy-duty, everyday bike lock but for those rides where all you need is a quick tie-up, it gets the job done.

More than a glorified zip tie

At first glance, the Z-Lok just looks like any other garden variety zip tie. It's made of plastic, features that same satisfying clicking sound, and appears to be no different from the one securing your disc brake cables or the ties used on coaxial cables hanging off the side of your apartment building.

Although it shares a similar DNA with a zip tie, its true spiritual forbear is the humble toe strap. While the main purpose of any toe strap is to secure your feet to your pedals, cyclists have long used them for a variety of auxiliary purposes like fastening spare tires to their saddles or using it as a makeshift lock when they're in a pinch. Think of the toe strap as the duct tape of cycling — it lends itself to almost limitless MacGyvering.

Hiplok Z-lok review

Versatile and secure

The Z-Lok manages to take that duct tape-like versatility even further thanks to a few key features, most notably, its ability to be reused (unlike zip ties) and the fact it locks (unlike toe straps). With a small, twin-pronged key, the Z-Lok offers a modest amount of security that's made even better by its steel core. Not only will potential thieves be unable to open the lock by hand, they won't be able to slash it either. 

Even with that steel core, you likely won't want to rely on the Z-Lok to secure your bike in an urban environment. It's meant more for when you need a quick lock while stopping into a roadside store or to have on hand in the city when you need to augment your regular lock.

I've even used the Z-Lok to theft-proof my saddle when briefly locking up my nicer bike on the streets of Manhattan. As a secondary line of defense, the Z-Lok occupies a useful middle ground between cable lock and locking skewer. It's also ideal for fastening your helmet to your bike if you don't want to tote it around with you. 

It's especially handy if you travel with your bicycle, too. For instance, if you've ever tried to load your bike onto a friend's bike rack only to find out its wheel strap won't accommodate a wider tire, the Z-Lok would help secure the odd fit. It can also provide additional security on locked bike racks or serve as a lock for racks without one. 

ZLok 1

The Z-Lok is also conveniently small and light enough to carry in a jersey pocket or handlebar bag without taking up much space. They take up so little space that you're able to easily carry more than one at a time — and the brand even offers a two-pack.

Though it does come in a combination lock version, I recommend sticking with the simpler (and cheaper) keyed option. Given that this isn't exactly a high-security device, the hassle of resetting the combination just isn't worth the time or money. The pin-key is easy enough to carry on a key ring and locking or unlocking the Z-Lok only takes a matter of seconds. 

The bottom line

The Z-Lok from Hiplok is an impressive lightweight bike lock that's perfect for quick lock-ups or as an additional safeguard when used with a larger lock. Though it features a style reminiscent of a zip tie, it offers much more in the way of security thanks to a steel core which helps prevent slashes. The lock comes in two varieties, keyed or combination, though the keyed option is recommended because of its ease-of-use. If you need a simple, lightweight, and quick-use bike lock, the Z-Lok is what you seek. 

  • Should you buy it? If you're looking for an easy-to-use, no-frills bike lock then yes. It won't exactly take the place of a sturdier, everyday bike lock but the Z-Lok offers enough security that it's able to handle quick lock-ups (and peace of mind). It's small enough to keep in your bike kit at all times, too. 
  • What are your alternatives? Bike locks are a dime a dozen, so there are many alternatives on the market. However, not all are created equal enough to warrant use — especially none as lightweight and easy-to-use as the Z-Lok. Many of the most reliable bike locks are similar to the Kryptonite Kryptolock in both design and function, though these do tend to be much heavier than the Z-Lok. 

Pros: A quick, lightweight bike lock, features a steel core to deter bike thieves, and it's small enough to carry multiple at once

Cons: Not recommended for daily use in an urban environment

Join the conversation about this story »


The world's richest 500 people got way richer in 2019. Here are 15 other things that have changed for billionaires in the past year.

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Donald Trump Bernard Arnault

  • 2019 was a good year to be a billionaire: The net worths of the world's 500 richest people grew 25%, according to Bloomberg.
  • But it wasn't all good news. While billionaires in France saw their collective net worths soar, the opposite happened in China. And billionaires in the US have been increasingly forced to contend with the prospect of a wealth tax.
  • The public is also increasingly holding billionaires accountable for how they make and spend their fortunes.
  • As we approach the end of the year — and the decade – Business Insider took a look back at how things have changed for billionaires over the course of 2019.
  • Visit Business Insider's homepage for more stories.

Depending on where you live and how you made your fortune, 2019 was either a very good year to be a billionaire — or a very bad one.

French billionaires, for example, enjoyed surges in their net worths this year, while months of mass protests and political unrest sunk those of Hong Kong's billionaires. Meanwhile, ultra-wealthy people who made their fortunes in controversial ways — no matter where they lived — were forced to deal with public reckonings amid growing income inequality.

Keep reading to learn how life has changed for billionaires in 2019.

SEE ALSO: Bye bye, billionaires: 15 people who lost their billionaire status in 2019

DON'T MISS: 5 books Bill Gates wants you to read this holiday season

1. Billionaires' ranks are shrinking.

Forbes removed 247 people from its Billionaires List between 2018 and 2019.

Several of those people, including the founders of WeWork and SmileDirectClub, suddenly lost their billionaire status in 2019 when their IPOs didn't go as planned, Business Insider previously reported. Others, such as the founders of Forever 21 and RyanAir, saw their net worths decline steadily over multiple years amid falling sales.



2. But a few standout names were inducted into the 3-comma club this year.

Social media and makeup mogul Kylie Jenner, then 21, made headlines when Forbes declared her "the world's youngest self-made billionaire" in March. Jenner, who turned 22 in August, has built up a $1.2 billion cosmetics empire, starred alongside her family in "Keeping Up with the Kardashians" as well as in her own spin-off show "Life of Kylie," started a clothing line with sister Kendall, and made millions promoting products on Instagram

Musician Jay-Z (net worth: $1 billion as of June 2019), Jeff Bezos' ex-wife MacKenzie Bezos, David Koch's widow Julia Flesher Koch ($42.7 billion), Proactiv founders Katie Rodan and Kathy Fields ($1.5 billion each as of March 2019), Zoom CEO Eric Yuan ($3 billion as of April 2019), and Slack CEO Stewart Butterfield ($1.6 billion as of June 2019) also became billionaires this year, Business Insider previously reported.



3. 2019 was the year of the billionaire presidential candidate.

Three billionaires — former hedge fund manager Tom Steyer, former New York City Mayor Michael Bloomberg, and President Donald Trump— have thrown their hats in the ring for 2020.

Ultra-wealthy people seeking public office is a phenomenon as old as the country itself; one of the richest presidents in American history before Trump was George Washington, Business Insider previously reported. Washington's fortune at the time of his presidency was worth the equivalent of $525 million in 2017 dollars, compared to Trump's $3 billion net worth today.

Bloomberg, meanwhile, is 17 times richer than Trump, with a net worth of $55.9 billion.



4. Public perception has increasingly shifted out of billionaires' favor.

Presidential candidate and Massachusetts Sen. Elizabeth Warren has been outspoken with her criticism of America's wealthiest people. Warren sells "billionaire tears" mugs and hosts a wealth tax calculator with thinly veiled swipes at Bill Gates and Leon Cooperman on her campaign website. And her tough rhetoric has instilled fear in many billionaires, former Goldman Sachs partner and hedge-fund manager Michael Novogratz told Bloomberg.

"Ninety-seven percent of the people I know in my world are really, really fearful of her," Novogratz said. "They don't like her, they're worried about her, they think she's anti-rich ... It's a little carried away."



5. Billionaires have been increasingly forced to contend with the prospect of a wealth tax in the US.

Arguably the most frequently discussed part of Sen. Warren's presidential candidacy platform is her wealth tax proposal. A wealth tax would make ultra-wealthy Americans pay the federal government a small percentage of their net worth each year. And she's not the only presidential candidate behind the idea: In September, Bernie Sanders unveiled an even more aggressive wealth tax plan.

That concept isn't supported only by those who have an ax to grind with the ultra-wealthy. Billionaires and multimillionaires like Mark Cuban, Marc Benioff, Ray Dalio, and Abigail Disney have also publicly asked the government to raise their taxes. And the idea has support among Americans: An Insider poll shows that more than half of Americans support Warren's wealth tax proposal.

These calls for a tax on the ultra-wealthy come as the divide between America's rich and poor continues to expand. In 2018, income inequality in the US reached its highest level in more than half a century. The ultra-wealthy actually paid a smaller portion of their income in taxes than average Americans in 2018, an analysis of tax data by the University of California at Berkeley's Emmanuel Saez and Gabriel Zucman found. 

Proponents of a wealth tax say the measure could reduce inequality by funding education reform, health care, and infrastructure reforms, but experts told Business Insider in September that enforcement issues and constitutional challenges make the chances of implementing such a tax before 2025 essentially zero.



6. 2019 wasn't the best year to be a billionaire in China.

The American and French fortunes on the Bloomberg Billionaires Index outpaced Chinese ones in the first half of 2019, Business Insider previously reported, growing at rates of 35% and 17% respectively. The collective net worths of Chinese billionaires, meanwhile, grew only 15%.

There were some outliers, however. The net worth of the world's largest pork producer, New HopeGroup chairman Liu Yonghao, has nearly doubled, reaching $11 billion in the past 12 months, Business Insider previously reported, while the Muyuan Foodstuff Co. chairman Qin Yinglin had the fastest-growing fortune on the Bloomberg Billionaires Index.



7. The fortunes of Hong Kong's billionaires also took a hit in 2019.

Perhaps no group of billionaires has suffered more in 2019 than those in Hong Kong. Hong Kong's wealthiest residents often enjoy the greatest profits when the markets are bullish, but experience the steepest losses during market routs, Capgemini's Deputy Head of the Global Financial Services Market Intelligence Strategic Analysis Group Chirag Thakral told Business Insider.

Months of mass protests and civil unrest wiped $15 billion off the net worths of Hong Kong's 10 richest people between July and August. The two members of the Kwok family, Hong Kong's richest family and the owners of the city's largest real-estate developer, saw their net worths drop over a billion dollars each.

Meanwhile, "Superman" Li Ka-shing's fortune fell $3 billion. On August 15, Li took out advertisements in local Hong Kong newspapers asking residents to "stop anger and violence in the name of love," The South China Morning Post reported.



8. But on the other side of the globe, it was actually a pretty good time to be a billionaire: North America was the only region in the world to gain more billionaires in 2018, the most recent year for which data is currently available.

The Americas ended 2018 with 892 billionaires, compared to 884 at the end of 2017, according to research firm Wealth-X. Most of the gains took place in the United States thanks to Wall Street's strong performance at the end of the year, Wealth-X reported.



9. The top tier of the 1% is more gender diverse than it used to be.

In 2019, two new women made appearances in the top 30 of Bloomberg's Billionaire Index: MacKenzie Bezos and Julia Flesher Koch.

Bezos became one of the richest women in the world after her divorce from Amazon CEO Jeff Bezos was finalized in July, Business Insider previously reported. Bezos retained 25% of the couple's Amazon shares after the split, giving her a net worth of $35.8 billion, Bloomberg estimates.

Koch took the No. 10 spot on Bloomberg's Billionaire Index following the death of her husband David Koch in August. The stake in industrial giant Koch Industries she inherited from her husband gives her a net worth of $61.7 billion, Bloomberg estimates.



10. The top tier is also richer than it used to be.

The world's 500 richest people saw their fortunes grow 25% in 2019, Bloomberg's Tom Metcalf and Jack Witzig reported. Their collective fortune now amounts to $5.9 trillion, according to the Bloomberg Billionaires Index.



11. One thing hasn't changed: Only two people have appeared on the Forbes 400 every year since it was first issued in 1982.

Only Philip Anschutz and William Herbert Hunt have been on Forbes' ranking of the 400 richest Americans every year since 1982, Business Insider's Katie Warren previously reported.

Anschutz made his fortune in oil, railroads, telecom, real estate, and entertainment, while Hunt's wealth derives from the oil industry. In 1982, Anschutz was ranked the seventh-richest American with an estimated net worth of "over $1 billion," while Hunt was ranked the 10th-richest with a net worth "in excess of $1 billion." In 2019, Anschutz is ranked the 41st-richest American on the list with a net worth of $11.5 billion, while Hunt is in 333rd place with a net worth of $2.6 billion.



12. No billionaire saw greater personal growth to his fortune in 2019 than French luxury magnate Bernard Arnault, who started the year with a net worth of $66 billion and ended it with nearly twice that much.

Arnault is growing richer at a faster rate than many other billionaires.

Since the beginning of 2019, his fortune has grown by $31.4 billion, according to Bloomberg's Billionaires Index. In March, the French billionaire overtook Warren Buffett to become the third-richest person in the world, Bloomberg reported. A few months later, he surpassed Bill Gates to become the world's second-richest person for a brief period before dropping back to third. And in October, Arnault made $5.1 billion within 48 hours after a surge in share prices of his luxury conglomerate LVMH. Arnault even spent a few hours as the world's richest person on December 16, Forbes reported.

Arnault now has a net worth of $102 billion, Bloomberg estimates, making the French businessman is the third-richest person in the world and the richest person in the fashion industry.



13. French billionaires made the greatest gains.

The personal fortunes of French billionaires have grown at more than twice the pace of American and Chinese billionaires in the first half of 2019, Business Insider previously reported. The collective net worths of the 14 French billionaires on the Bloomberg Billionaires Index grew 35% between December 31 and July 17, while the net worths of American and Chinese billionaires grew 17% and 15% respectively. 

Chinese billionaires may not have enjoyed the success of their French counterparts, but they may have helped create it, according to Bloomberg. Three of the 14 French citizens listed in Bloomberg's list of the 500 wealthiest people in the world have made their fortunes from luxury cosmetics and goods. The sector is booming, largely thanks to increasing Chinese demand. Beneficiaries of that luxury boom include Kering's Francois Pinault, L'Oréal's Francoise Bettencourt Meyers, and Arnault.



14. Billionaires are increasingly preparing for a global recession by changing how they store their wealth.

Though many financial planners advise not altering your portfolio in reaction to anticipated market changes, some high-net-worth people are shifting their fortunes from bonds and into cash to reduce their risk, Business Insider previously reported.



15. The public increasingly held billionaires accountable for how they made their fortunes ...

Nonprofits, museums, and universities cut ties with the Sackler family in 2019 over the role their privately held drug manufacturer Purdue Pharma played in the US's opioid crisis, Business Insider previously reported. The primary source of the family's wealth is OxyContin, the prescription painkiller made by Purdue Pharma that many say fueled the country's opioid crisis. In September, Purdue declared bankruptcy and the family agreed to pay out $3 billion of their own fortune to settle thousands of lawsuits against the company.



16. … and how they spent them.

Home Depot found itself facing public outrage and boycotts in July after cofounder Bernie Marcus pledged to donate part of his $5.9 billion fortune to President Trump's reelection campaign, Business Insider previously reported. Marcus was one of Trump's largest donors in 2016, giving $7 million to Trump's campaign through outside groups, according to the Center for Responsive Politics.



These were the 15 hottest destinations billionaires couldn't get enough of in 2019

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luxury travel

Investing in travel is becoming an increasingly popular way for the ultra-rich to signify their status— and they're extending it far beyond the classic idea of a vacation. 

But just where are these billionaires headed?

Business Insider teamed up with boutique luxury travel agency Original Travel, which plans trips for high-net-worth individuals, to find out the hottest spots the elite spent their money on in 2019. They based this ranking on the number of bookings and performance; the latter was assessed by feedback, their expertise, and client inquiries.

Turns out, billionaires had a taste for adventure in 2019. While a few classics made the list, such as Britain and France, far-flung countries — from Rwanda to Myanmar — made an appearance on the list, too.

Keep reading to see where the rich are got their passports stamped this year.

SEE ALSO: What a $1 million vacation looks like in Mykonos, Greece, where you'll fly in on a private jet, sleep in an ocean-view villa, and cruise the seas in a yacht

DON'T MISS: Billionaires' vacation perks range from Ferrari-driving lessons to after-hours tours away from the crowds — here's what it's really like to travel while rich

15. Montenegro

Lesser-known than neighbors Croatia and Greece, the tiny slice of Adriatic coastline that is Montenegro has previously lacked high-quality accommodation (other than the Aman network) to rival its fjord landscapes, Tom Barber, co-founder of Original Travel, told Business Insider.

Montenegro got a luxury upgrade in 2019 with the newly opened Chedi Lustica Bay, he said.



14. Oman

Business Insider previously reported that Oman is the next big destination for luxury travelers. Its peak travel season runs from October to April.

"Luxury brands like Anantara Hotels, which has already opened two resorts there, are claiming the country's culture and unique topography are a huge draw for travelers," reported Sarah Jacobs.



13. France

Champagne, in particular, is France's hottest destination right now, according to Barber. Belmond's new Pivoine Champagne barge launched in 2018, and the recent opening of The Royal Champagne Hotel "injected a much-needed shot of luxury and style to the hotel offerings of the region," he said.

He added: "From barge or hotel, we recommend arranging a private vineyard tour and tastings including a backstage at Bollinger experience, along with a make-your-own Champagne lesson and treehouse Champagne bar experience for a comprehensive immersion in the region."



12. Great Britain

From the countryside to the city, there's plenty on offer for a luxury holiday in Great Britain. Original Travel has been working on developing a network of tailor-made itineraries around the British Isles, beginning with London. The city is home to a number of luxury hotels including Claridge's, The Connaught, and The Dorchester.



11. India

"India has always been one of our favorite destinations for an authentic travel experience, but in 2019 [we honed] in on the country's spiritual specialism," Barber said.

From January 15 to March 4, the ancient city of Haridwar in northern India played host to Ardh Kumbh Mela, the UNESCO-recognized largest spiritual festival in the world where Hindu devotees come to wash away their sins in the river's holy water, Barber said. With Kumbh Mela festivals happening on rotation between four cities over the course of 12 years, 2019 started off strong for luxury travel to India.



10. Chile

Chile is known for its rich history, vibrant culture, and scenic landscapes. It's also a perfect spot for luxury seekers: Business Insider's David Slotnick stayed at Easter Island's primary all-inclusive luxury hotel, Explora Rapa Nui, and found his stay to be "phenomenal."

"Less traditional luxury — no white tablecloth breakfasts served on your private balcony overlooking the ocean — Explora offers the luxury of being able to let go of planning and logistics without sacrificing choice or personalization," he wrote.



9. Turkey

The gateway to the Turkish Riviera was recently reopened after British Airways resumed its direct route to Dalaman, according to Barber.

"With the Turkish lira having dropped in value, new hotel openings, and things stabilizing a little politically, the Turquoise Coast of Turkey has never looked more appealing," he said. "With the Turkish Aegean back on the map, its turquoise seas, secret beaches, and exclusive bars and clubs are peaking the interests of glamorous beach-goers usually resigned to the same old European break."

Barber called the south-westerly beach town of Kaplankaya a "place to watch," as well as the Bodrum peninsula, which has an array of new hotel offerings.

 



8. The Seychelles

The dozens of islands across the Indian Ocean known as the Seychelles are one of the most requested spots in Original Travel's diving division.

Seychelles' North Island, in particular, is a luxurious getaway. "Set in the middle of the Indian Ocean, this ultra-exclusive hideaway attracts A-listers and royals," wrote Maxine Albert.



7. Myanmar

Historic Myanmar offers plenty for a luxury holiday — several luxurious boat trips along the Irrawaddy between Yangon and Bagan as well as Ngapali Beach, an elite beach retreat, according to Original Travel

Yangon's highlight is the Schwedagon Pagoda, where Original Travel arranges for visitors to take part in a robe-offering ceremony with the temple's monks.



6. Rwanda

Rwanda was named a new African luxury destination to watch in 2018 by Luxury Travel Mag. The destination is all about nature and wildlife, home to three national parks: Akagera, Nyungwe, and the Volcanoes National Park.

The latter is the perfect spot — and one of the few remaining places — to see mountain gorillas in the wild, according to Original Travel.



5. Bhutan

Unspoiled Bhutan is ideal for the adventurous luxury traveler — the country is made for trekking, according to Original Travel. The company has arranged for treks to many of Bhutan's monasteries, mountain-biking along 12,000-foot mountain passes, and participation in archery tournaments.



4. Colombia

As of March 2019, Original Travel had already received the amount of Colombia bookings that they received for all of 2018.

"Experiencing a renaissance in luxury travel, Colombia's breathtaking jungle landscapes and colonial cities deserve more recognition," Barber said.

In November, the brand new and exclusive Corocora Camp opened, "located inside a remote private reserve on the vast plains of the Llanos Orientales region, a two-hour drive (or 30-minute helicopter ride) from Yopal," he added. "This is the first camp of its kind in Colombia with safari-style tents and a wildlife-focused camping experience."



3. Iceland

Original Travel's 2019 Iceland bookings doubled their 2018 rate. That's not surprising, considering it was previously named one of the top places to travel in 2017 by Insider.

Many visitors travel to the island to see the Northern Lights. The ION Luxury Adventure Hotel in Iceland's Golden Circle was specifically designed for optimal Aurora Borealis viewing. Beyond that, there are "Crystal Caves," massive waterfalls, Icelandic horses, and black sand beaches to explore.



2. Japan

Japan's main island, Honshu, offers several luxury travel highlights, from bathing hot spring snow monkeys to skiing in Nagano, according to Original Travel.

There are also plenty of ways to enjoy luxury travel in Japan by train — like The Twilight Express Mizukaze with a top room that costs $22,000 for a two-night, three-day trip or the Skiki-Shima train that boasts glass ceilings and suites.

 



1. Egypt

Original Travel's 2019 bookings for Egypt tripled last year's bookings. According to Barber, there are two primary attractions fueling this trend.

The first is Steam Ship Sudan, a cruise that glides down the Nile between Luxor and Aswan, stopping at archaeological sites, temples, and tombs along the way.

The second is the Grand Egyptian Museum, relocated and newly built overlooking the pyramids of Giza. "The museum will house over 100,000 ancient Egyptian artifacts, many of which have never previously been shown in public and includes King Tutankhamun's complete collection of over 50,000 artifacts," Barber said. "Once complete, the museum will be the largest in the world devoted to a single civilization."



The 12 most important retail products and services of the decade, according to a team of product journalists and reviewers

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Most Important Products of the decade 4x3 3

  • I asked a team of product journalists and reviewers to name the products and services they believe to be the most innovative and impactful of this decade. 
  • For this list, we considered the personal and societal impact of a product or service, along with how innovative it was or continues to be.
  • During the 2010s, we saw fitness in a new light thanks to ClassPass, invested in the rituals of skin-care and beauty with Soko Glam and Fenty Beauty, enjoyed the convenience of food delivered by Doordash and entertainment on Amazon's Kindle Paperwhite, and more. 

How do you define a decade? For a team of commerce reporters and editors, it's of course through retail products and services. 

After we rounded up the best products we tried in 2019, I asked my teammates to take an even bigger step back and think about the most important retail products of the decade. The products they chose span a range of industries and reflect the following: 

  • Personal and societal impact (how did it change their life and/or the behavior of society as a whole?) 
  • Product innovation ("newness," creativity) 
  • A launch date between 2010 and 2019

During the 2010s, we saw fitness in a new light, invested in the rituals of skin-care and beauty, enjoyed food and entertainment more conveniently than ever, and more, all thanks to these 12 game-changing products.

With this being the era of direct-to-consumer startups, there is unsurprisingly high representation from newer brands such as Casper and Rent the Runway. However, longtime retail leaders like Amazon and Apple prove that they can still lead the pack in innovation and relevance with their new products. 

Our picks for the 12 most decade-defining products and services: 

Tile trackers (2012)

Tile Pro (2-Pack), available at Amazon, $50

When I was younger, I always wished there was some sort of tracking device I could put on my important items like my Nintendo DS or any jacket that I brought to school because I was always losing or misplacing things. I have yet to outgrow my talent for losing things, and to this day I am always forgetting where I put my keys or wallet.

I attach these Tile trackers to every important item that accompanies me on a daily basis. I love that the small tracking devices are easy to detach in case I want to slip them into any items I might have to leave unattended at events such as bags and coats.

Not only have I been able to track down items using the Tile app on my phone, but I've also been able to track down my phone after it was stolen when I was in Europe through my Tile account, which was somehow more accurate than the Find my Phone function on iCloud. Eight-year-old me would have been very grateful that these little tracking devices were finally invented. —Ciannah Gin, editorial fellow 



Kindle Paperwhite (2012)

Kindle Paperwhite, available at Amazon, $130

If I had to define my childhood by a single ritual, it'd be visiting my local library. My brother and I would wind the aisles of books, load up our tote bags with dozens of paperbacks, devour them anywhere we could, and then return a few weeks later to repeat the process. 

Since then, the means of diving into worlds both fictional and real has modernized: In 2007, Amazon introduced the Kindle e-reader to make reading more convenient, not to mention connect itself to its origins as an online bookstore. The first Kindle retailed for $399 but it's now only $90, and Kindle has expanded from a single device to a family of lightweight and high-performance e-readers. 

The Paperwhite was introduced in 2012 and is the most popular Kindle device in the series, featuring a 300 dpi, glare-free display that never strains your eyes, built-in adjustable light, large storage capacity, and long battery life, all for a reasonable price.

I felt like I was betraying my roots when I got my first Kindle Paperwhite, but I haven't looked back since. To my delight, I can still borrow books from the library, but I no longer have to weigh my bag down to do it. Though traditionalists may lament the physical detachment from the look, smell, and feel of a "real" book, Kindle devices ultimately serve to increase your book consumption, which I believe is and will continue to be a worthwhile trade-off. —Connie Chen, senior reporter 



ClassPass studio fitness classes (2013)

Start a 7-day trial with ClassPass

I wouldn't call myself a particularly fit person, but ClassPass has changed my outlook on fitness through the sheer variety of classes it offers, especially in New York.

At the start of the decade, workout classes were seldom seen outside of local gyms and community centers. Since then, boutique fitness classes like spinning, barre, and HIIT have become both increasingly popular and more costly. ClassPass flipped this industry on its head through its business model: One monthly fee affords members a certain number of credits that can be used toward a variety of workout classes in a variety of gyms, eliminating the need to commit to just one type or place. 

ClassPass credits can be used toward anything from boxing to barre at a tiered monthly fee, and almost all of the pricing options are cheaper than the average monthly gym membership. For the first time in my life, I look forward to working out, and I feel empowered when I leave a class (my favorites offered by ClassPass are Rumble and Y7). Most importantly, ClassPass has allowed me to build a stress reliever into my life. —Emily Hein, content production fellow   



Doordash food delivery (2013)

Order food from restaurants in your area with DoorDash

I can't remember a world before the advent of food delivery services — and I don't want to. Personally, I find services like DoorDash (along with Seamless, Grubhub, and more that were founded even earlier) come in handy all the time. When I have a sudden hankering for a slice of pizza, when I come back home to an empty fridge after a trip, if I have dinner plans but we collectively decide we'd rather eat on the couch than at a restaurant —  these are just a handful of such scenarios.

Food delivery services offer mass appeal because they're convenient and easy to use, but they also are fundamentally changing the way we eat. In the past, I think meals at restaurants were seen as more of a luxury, but the ability to order them and eat them in your home kind of changes that perspective. I'm interested to see how this sector continues to evolve. —Remi Rosmarin, reporter 

 

 



Bombas socks (2013)

Quarter Socks, available at Bombas, from $12

Bombas has, in my humble opinion, fundamentally changed the way we think about socks.

Once an item of clothing we happily purchased in bulk at Target, socks are now a thing we willingly invest in. But that shift didn't come because Marie Kondo told us all to only keep things in our lives that "spark joy," it came because someone made a better version of socks that people were excited to wear. 

Bombas makes what I believe to be the best socks in the world. They're designed to account for every annoyance of traditional socks — the uncomfortable toe seams, the slipping heels, the heel fabric wearing through — Bombas socks aren't plagued by any of those ills. Instead, they're exceptionally comfortable and supportive; foundational, if you will. I am happy to pay $14 for a pair of socks that I know I'll never have to think about once they're on. Ten years ago, you couldn't have convinced me there was any pair in the world worth that cost.

It's also worth mentioning that Bombas gives a pair to someone in need for every pair sold. In fact, the goal of providing socks for people experiencing homelessness is the whole reason the company started. It wasn't the first to invent this business model, but that doesn't make its mission any less powerful. —Sally Kaplan, editor 



DJI drones (2013)

DJI Mavic 2 Pro Quadcopter with Remote Controller, available at Best Buy, $1,380

DJI took drone photography from non-existent to a viable and fun choice for anyone. It completely changed how consumers and creatives are able to show off their vision of the world. Previously, unless you happened to have an extra helicopter lying around, you weren't shooting anything from the air.

Within a short few years of consumer drones being introduced, they went from huge and inconvenient enthusiast equipment to something small enough that you could toss in a backpack. Now, the image quality that perfectly captures whatever you want to see, and the devices are smart enough that you can set them to follow you automatically while you bike down a mountain. —Adam Burakowski, director of commerce 



Casper mattresses (2014)

The Casper Mattress (Queen), available at Casper and Amazon, $995

The explosion of the bed-in-a-box industry has been one of the greatest retail shakeups of the decade. Beds in a box are faster and more convenient than traditional showrooms, and incentives like free shipping and returns, 100-night sleep trials, and 10-year warranties make it easier for first-timers to justify.

From Tuft & Needle in 2012 to the slew of brands that launched in 2014 (Casper, Leesa, Bear, etc), we've seen the booming success of the industry, which shows so signs of slowing. But no company better represents this upward trend than Casper, with its $1.1 billion valuation in March 2019 and a reported $80 million annual marketing budget. Before 2014, no one had heard of it — now, it's almost impossible to ride the subway or listen to a podcast without interacting with an ad. —Mara Leighton, reporter 



Amazon Echo (2014)

Amazon Echo, available at Amazon, $80

In 2014, Amazon introduced the Echo and forever condemned anyone with the name "Alexa" to a lifetime of smart assistant jokes. The Echo smart speaker was a major innovation at the time in that unlike Siri and Google Assistant, it didn't require a screen in order to interact with it.

Even though some models were more successful than other experimentations (RIP, Echo Look), Echo devices are now a standard in the smart home world, holding their own against similar smart speakers from other tech giants like Google and Apple. According to the SVP of devices and services, more than 100 million devices with Alexa built in have been sold as of January 2019. —Connie Chen, senior reporter



The 10-step K-beauty routine (2015)

10-Step Korean Skincare Routine Set, available at Soko Glam, $199

The idea of skin-care as self-care has really taken hold in recent years. Alongside sheet masks, we also saw a popularization of the 10-step Korean skin-care routine thanks in part to the globalization of Korean beauty (Korea's exports of cosmetics in 2016 surged more than 40% on-year and beauty exports actually surpassed their imports).

The 10-step routine satisfies a craving for certainty and control; there's security in a deeply scientific and cult-friendly regime, and in having an ampoule or serum for virtually every skin problem. There's also certainty in a regime created specifically for you, by the experts. And it taps into the 2010s' preoccupation with self-improvement by conceptualizing skin-care as a personal investment. I tried a 10-step routine myself, and it felt so good to feel like I had all the answers to at least one big, important test. Plus, my skin looked better. —Mara Leighton, reporter 



Rent the Runway Unlimited (2016)

Unlimited Plan, available at Rent the Runway, $79 for your first 2 months, then $159/month

I remember renting a nice Prabal Gurung dress from Rent the Runway around 2011 back when it was still an occasion-based rental service and having such difficulty with it because sizes were always out or iffy and delivery was a gamble. The service has changed so much since then, and definitely for the better.

The Unlimited plan allows users to rent four items at a time, and those items can be swapped out at any time. That means you can keep one item, like a coat, for as many months as you want, while you rotate the other items at any time.

I have so many friends and co-workers who joke that the RTR Unlimited plan is their second closet. The service allows people to experiment with new styles they'd never otherwise buy, and for many, cuts down on clothing waste and unnecessary spending. I haven't bought much other than basics, loungewear, and shoes since I started using RTR Unlimited eight months ago, and most of my coworkers who use the service feel that this is its greatest perk. —Jada Wong, editor 



Fenty Beauty makeup (2017)

Killawatt Freestyle Highlighter, available at Fenty Beauty, $36

Over the past two years, we've witnessed Rihanna democratize the beauty industry with her now cult-status makeup brand, Fenty Beauty. It offers one of the widest ranges of shades for different skin tones, and features innovative and cleverly designed products and trailblazing campaigns that have impacted the ways in which we purchase, discuss, market, and consume makeup. 

Since the brand's inception, we've seen companies shift their advertising and, more notably, expand product offerings to compete with the level of inclusion that Fenty offered from the start. Fenty set the bar high and changed consumers' expectations of what a beauty brand can be and do. —Dominique McIntee, editorial fellow 



The iPhone 11 (2019)

iPhone 11, available at Apple and Best Buy, from $699

As much as I hate placing myself at the mercy of a megalithic tech corporation and catching myself mindlessly screen-gazing as a result, Apple won me (and the world at large) over with the iPhone this decade.

Today, we can use these little bricks to keep tabs on our health, stream and download from almost endless music catalogs, stay in contact with far-flung friends via any number of social platforms, navigate by both land and sea with GPS, take and store hundreds of gigabytes worth of photos, audio, and video, and yes, still send a text and make a phone call. Ten years ago, that all would have cost thousands of dollars and resulted in a heaping pile of electronics.

Sure, the iPhone's not the only smartphone, but it was one of the first, and I maintain that it's still one of the best, if only based on usability and streamlining of connectivity. It wasn't and still isn't dauntingly technical to operate as a lot of early smartphones were (and plenty of current ones still are). It's not just for an exclusive cadre of tech whizzes, but the ubiquitous, all-inclusive people's phone, which everyone from your grandmother to your three-year-old nephew can and probably do operate. That alone is no small wonder. — Owen Burke, senior reporter



15 ways millennials changed the world in the 2010s

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millennial

  • Millennials have helped reinvent the world in the past decade.
  • As they've aged into the part of life where they'll be hitting many of their peak life milestones, they've delayed big events like homeownership and marriage.
  • Millennials want an easy life — one that's accessible, convenient, comfortable, full of experiences, and looks good on Instagram.
  • Industries have shifted to cater to millennials and startups have sprung up to fill in gaps in the market.
  • Visit Business Insider's homepage for more stories.

"Millennials are changing everything."

That's what many a media headline — including my own— has proclaimed over the past decade.

It may partially be a tired trope by now, but there's also truth to it. Millennials are doing things differently than their parents, and it's having an effect on the American landscape and beyond.

In 2010, the generation turned ages 14 to 29. In 2020, they'll be turning 24 to 39. Throughout these past 10 years, they've entered young adulthood and started hitting peak life milestones. The generation also represents the strongest sector of the job market and the world's most powerful consumers.

Here's a breakdown of how that's helped them transform the world:

  • Personal Life: Financial constraints are pushing millennials to delay homeownership and marriage, causing them to transform the face of the traditional American family. 
  • Retail: Millennials have taken to spending their money online or on experiences, causing retailers to shift strategies or shut down. They've made the wedding and luxury industries more casual and have fueled growth in the wellness industry.
  • Tech Innovation: Millennials' penchant for social media and convenience has created new industries and many startups.
  • Activism: Diverse, indebted, and depressed, millennials are speaking up about everything from mental health and money to social issues, pushing their concerns to the front of the conversation.

It's worth noting that these trends also apply to other generations, but millennials are leading the way. Here's how millennials have reinvented the world in the past decade.

SEE ALSO: Meet the average American millennial, who has an $8,000 net worth, is delaying life milestones because of student loan debt, and still relies on their parents for money

DON'T MISS: Brokest, loneliest, and richest: Here's how the world sees American millennials in 2019 Hillary Hoffower Aug 22, 2019, 12:48 PM millennials

PERSONAL LIFE: Financial constraints and skyrocketing home prices have caused millennials to delay homeownership or take new means to get there.

Thanks to financial struggles, rising housing costs, and a low inventory of starter homes on the market, millennials are waiting longer to buy homes. First-time homebuyers will pay 39% more than first-time homebuyers did nearly 40 years ago, according to Student Loan Hero.

More millennials are living with their parents or roommates until they can afford a down payment. It's fueled a boom in co-living spaces in America's biggest cities. Others are taking new measures to fast-track their path to homeownership, like moving to the suburbs and commuter towns, where housing is cheaper, or buying with a significant other before getting engaged.

When millennials are buying, they're shunning the increasing number of baby boomer homes hitting the market because the houses are located in what they consider unappealing locations, like retirement communities; they're outdated and too big; and they're unaffordable.

By the time many millennials do buy homes, they're older and less likely to move around. They've also had more time to build up their resources for a down payment, meaning many are bypassing the need for a starter home altogether.



Millennials are also delaying marriage because of money, and they're more successful for it.

Millennials tend to fear getting divorced and are financially burdened, so they're marrying later in life as they take time to get to know their partner, accumulate assets, and become financially stable. In 2017, the average age of a first marriage was 27 for women and 29 for men; in 1980, it was 22 and 25, respectively.

Millennials are also shedding the stigma of prenups. Because they fear divorce and marry at a later age, more millennials are predisposed to protect their interests, especially when it comes to the assets — and the debt — they've had more time to accumulate before marrying.

It's all driving what experts have estimated is a 24% decline in the US divorce rate since the 1980s, Hannah Smothers reported for Cosmopolitan

But some millennials aren't getting married at all because they find marriage less important than it used to be, Rachel Sussman, a psychotherapist and relationship expert at Sussman Counseling, previously told Business Insider. An estimated 25% of millennials are unlikely to ever marry. 



By delaying marriage, kids, and moving into their own place, millennials are reinventing the typical American family.

The traditional nuclear-family structure has been replaced with varying family arrangements, reported Ellen Byron for The Wall Street Journal.

It's partly because millennials are delaying marriage, which is causing them to have kids later in life: The US birthrate is at its lowest in 32 yearsBill Chappell for NPR reported. More 30-something women are having babies than women in their 20s for the first time ever — a difference that grew in 2018, according to a CDC report.

Finances are one of the top reasons why American millennials aren't having kids or are having fewer kids than they considered ideal, according to a New York Times survey.

Millennials are also changing the family structure by contributing to a rise in multi-generational households, Byron wrote. From 1980 to 2016, the number of Americans living in a multi-generational family household has increased from 12% to 20%.

It goes back to millennials' likelihood of living at home with parents or living with a roommate to share housing costs. Beyond that, some millennials are also moving back home to take care of their parents, reported Clare Ansberry of The Wall Street Journal.



In the workplace, millennials are seeking purposeful careers, autonomy, and benefits for a better life.

Gallup called millennials "the job-hopping generation"— they generally don't plan to stay with their employer for more than a few years, Business Insider's Rachel Premack reported.

Younger millennials (and Gen Z) are the strongest job market in a generation, Glassdoor chief economist Andrew Chamberlain told Premack. They're demanding new perks and benefits, like student-loan repayment programs, paid paternity leave, complimentary food, fitness discounts, and freezing their reproductive eggs. Companies are meeting the demand.

Millennials also want flexibility and to work remotely. It's fueled the gig economy; a 2018 Deloitte report stated that nearly half of self-employed Americans by 2020 will be millennials.

Half of millennials are participating in the gig economy by developing side hustles, reported The New York Post in 2017. This is yet another effect of their financial struggles — income growth for young adults hasn't kept up with staggering increases in home prices and education.

The workplace is also taking a toll on millennials, who reported they suffer from higher rates of burnout than other generations; in a January 2019 BuzzFeed article, Anne Helen Petersen coined them the "burnout generation." Later that year, The World Health Organization classified burnout as a "syndrome," medically legitimizing the condition for the first time.



RETAIL: Millennials are shopping online and spending more money on experiences, thereby changing the face of American retail.

Throughout the past decade, millennials have been accused of "killing" various industries, from beer and napkins to casual dining chains and cereal.

As millennials have shifted the majority of their purchases to online transactions, traditional apparel retailers have struggled. Many have downsized or shut down locations altogether, Ashley Lutz previously reported for Business Insider. It's fueled the retail apocalypse in America. Retailers have also shifted their marketing strategies to appeal to the generation and re-focused their advertising towards mobile, as many millennials shop on their smartphones.

The shift in shopping habits is also causing new types of experiential retailers to pop up, like Neighborhood Goods, which features brands popular on Instagram.

"The fashion industry has undergone one of the most dramatic makeovers in recent history – no doubt influenced by the millennial consumer," said Marshal Cohen, chief industry analyst at NPD, told Lutz.

Millennials have also increasingly turned their attention to athleisure apparel and rental retailers, Lutz reported. But that's when they're shopping for material items: In general, millennials prefer to spend money on experiences over things, and it's given rise to the experience economy.



Millennials have turned the luxury sector on its head by making it more casual and accessible.

Like the rest of their generation, rich millennials prefer to spend on experiences— but they pay extra to heighten these experiences with VIP treatments and customization.

They're also choosing brands based on their missions and values rather than out of staunch loyalty, placing more significance and consideration into a brand when buying.

Rich millennials are creating new trends and status symbols, namely expensive sneakers and streetwear, which have become entwined with luxury fashion. Look no further than the daily tech CEO uniform of sneakers and a t-shirt or the bohemian style of Brooklyn moms to see how they're bringing a casual touch to the luxury industry. Even fine dining has become more about informality and fun, a luxury restaurant group CEO previously told Business Insider.

The share economy has also trickled into the luxury world; rental services like Rent the Runway have made luxury goods more accessible to others.

So has the Internet. "Flash sales sites served as an entry point into the world of luxury, placing brands that were not previously accessible or on millennials' radar, top of mind," Peter Niessen of American Express Insights told Larissa Faw for Forbes.



Millennials are also changing the wedding industry.

Business Insider's Mary Hanbury reported that millennials have changed weddings: They're opting for unconventional venues such as barns and farms over banquet halls and hotel reception rooms. They're also gravitating toward more casual wedding dresses.

And because they're waiting longer to get married and cohabitating first, millennials have time to build a collection of household staples. As a result, "honeyfunds" and cash have become more popular wedding gift options than items like toasters or gravy boats, Hanbury added.

With the rise of wedding blogs and Instagram, couples also feel the need to have a picture-perfect wedding. Online lenders told The Washington Post they're issuing up to four times as many wedding loans as they did a year ago as millennial couples try to have their dream wedding. As a result, the average wedding cost in the US has risen to $38,700.

With more than half of couples today marrying someone from a different cultural or religious background, multiple wedding ceremonies are a rising trend, Jessica Schiffer reported for The New York Times. Combined, these ceremonies cost an average of $50,000, but can exceed $100,000.



Millennials spend a lot on their health, making them key players in the wellness industry boom.

Health and wellness have become luxury status symbols, Vogue reported in 2015. From 2015 to 2017 alone, the wellness industry grew by more than 12% and is now worth $4.2 trillion globally, according to a report by the Global Wellness Institute.

Millennials have been leading the way in this boom. Sanford Health called millennials the "wellness generation," and some of them even spend more on fitness than tuition, Jeanette Settembre of MarketWatch reported. They also spend on pricey gym memberships, athleisure clothing, and water bottles.

Brands are changing their offerings to meet millennial demand. "Wellness is increasingly regarded as a modern embodiment of luxury, and accordingly, an array of spas and studios offering treatments like cryofacialsweeklong retreats, and vitamin IV drips are delivering those experiences," Business Insider's Lina Batarags wrote.

Millennials are even choosing healthier alcoholic drinks that are low in both calories and sugar. Just consider the drinks of summers' past, from hard seltzer to canned wine.



TECH INNOVATION: Millennials are the social media generation, which has changed the way people live and brands sell.

YouTube and Facebook, both established in the 2000s, peaked in the 2010s. The early 2010s also saw the launch of Instagram and Snapchat. All four of these have become platforms for bloggers and celebrities, giving rise to the very prolific influencer industry. Specific niches have developed within this stardom, such as home influencers, virtual influencers, and mukbang influencers.

Social media has created an opportunity for product lines and online retail. Millennials are  building multimillion-dollar beauty empires out of massive Instagram and Snapchat followings, such as Emily Weiss' Glossier or Rihanna's Fenty Beauty.

Instagram, in particular, is influencing users and shaping industries. As more millennials take to Instagram for style ideas, brands and fashion magazines are losing some of their clout to influencers, wrote Marc Bain for Quartz

Millennials aren't only shopping for clothes and products that look good on Instagram — they're also traveling based on Instagrammability. They're flocking to destinations that look good on Instagram, like Lisbon, as well as photogenic hotels — luxury hotels are employing simple design aesthetics for this very reason.



Millennials' desire for convenience has given rise to the rental, share, and delivery economies.

Millennials have been called "generation rent," and the number of rental services that have popped up during the past decade show why: There's Rent the Runway for fashion; Airbnb for travel; Lyft for transportation; Fernish for furniture. These start-ups have even caused traditional retailers to enter the market with their own competitive rental offerings, from IKEA to Urban Outfitters.

In an article for The Times, Sapna Maheshwari wrote: "Many young American urbanites have resigned themselves to a life of non-ownership." These days, everything is up for lease, she said.

Renting isn't the only industry making lives easier for millennials. Streaming services such as Netflix and Hulu, which millennials have turned to to cope with burnout, really took off in the past decade. Consider, too, apps designed around efficiency, such as the influx of meal-delivery apps, from Seamless to Postmates, which symbolize "convenience maximalism," Derek Thompson for the Atlantic wrote. While the latter app was established in 1999, it didn't become buzzworthy until this decade.

As the market strategists at ConvergEx Group wrote in a note to clients, "Renting and sharing allow us to live the life we want without spending beyond our means."

 

 



Dating apps also make it more convenient for millennials to find love — and they've completely transformed today's dating world.

Online dating was nothing new in the 2010s, but it got a huge facelift with dating apps. 2012 was a big year in the dating app scene: Tinder, Hinge, and Coffee Meets Bagel all launched. Two years later, Bumble was released.

College-aged adults are most likely to date online, according to a 2016 article by Robinson Meyer for The Atlantic. Millennials have even taken to dating apps as a way to show off their wealth and status.

Meeting online is now the most popular way American heterosexual couples connect, according to a new study published in the Proceedings of the National Academy of Sciences. In the 1940s, heterosexual couples were most likely to meet through family, in church, and in the neighborhood.

A 2018 Tinder survey found that nearly three-fourths of millennials "made a conscious decision" to stay single. Darcy Sterling, a licensed clinical social worker and Tinder's relationship expert, told USA TODAY that millennials are questioning societal norms and seeking independence. It all ties back to millennials' decision to marry later.

When they are ready to find love, they're outsourcing it — some are paying a New York City-based woman $5,000 to help them flirt on dating apps.



All of these innovations in tech have driven a heavy startup culture, as millennials identify and cater to the needs of their generation.

What do dating apps like Hinge, delivery apps like Postmates, social media platforms like Instagram, and sharing services like Lyft all have in common? They're all startups.

Millennials have been identifying holes and new opportunities in various industries to cater to their generation's need for convenience. Consider millennial networking startup brunchwork. In fact, millennials are on track to become the most entrepreneurial generation ever.

It's a side effect of millennials' side hustle gig economy. Lisa Curtis for Forbes called it "the millennial start-up revolution." She wrote that millennials also love startups because they crave more meaning and because the Internet has made it easier than ever to create them.

Some of these startups, like the aforementioned beauty brand Glossier, have blossomed out of social media. Online retail startups have centered their marketing strategy around social media to appeal to their generational peers — their products are not only designed for Instagrammability, but would be pushed out by influencers themselves. Consider Casper and Away, which both reached unicorn status this year. 

These startups aren't just based in Silicon Valley and America; from Tel Aviv to Stockholm, several cities around the world are home to booming tech industries.



ACTIVISM: Millennials are destigmatizing taboo topics their parents wouldn't discuss, namely financial and mental health.

Millennials are more likely to discuss their finances with friends, siblings, and coworkers than baby boomers are, according to a survey by Insider and Morning Consult.

Look no further for proof of this than the increasing number of voyeuristic looks on finances in media, from Refinery29's Money Diaries to the Ashton Kutcher produced "Going From Broke," a reality TV series that tackles student debt.

Money stress is linked to the rise in poor mental health among millennials, but the generation is addressing it head-on by helping to destigmatize therapy.

"Raised by parents who openly went to therapy themselves and who sent their children as well, today's 20- and 30-somethings turn to therapy sooner and with fewer reservations than young people did in previous eras," Peggy Drexler wrote in an essay for The Wall Street Journal.

Celebrities such as Demi Lovato and Lady Gaga, who have been open about their depression struggles, and conversations on social media have also helped normalize therapy, Drexler wrote. 



As college costs increase and more millennials rack up student-loan debt, they've pushed the issue to the forefront of a nationwide debate.

Millennials are more open to talking about money and delaying life milestones partially because they're grappling with debt.

According to the New York Federal Reserve, millennials have accumulated more than $1 trillion in debt, a 22% rise in the past five years. That's more than any other generation in history, making them the most indebted generation. It explains why most millennials define financial success as being debt-free.

A decent portion of that debt is student-loan debt. Millennials are certainly not the only generation contributing to the nationwide student-debt total exceeding $1.5 trillion, but as more of them attended college and the price of tuition rises, they're increasingly carrying the weight of it. According to Student Loan Hero, the average student-loan debt per graduating student in 2018 who took out loans was a whopping $29,800.

It's pushed the issue to the front of the 2020 election — Democratic presidential candidates, from Sen. Elizabeth Warren to Rep. Seth Moulton, have been proposing policies to offset the cost of college.



As the most diverse generation to date, millennials are making a difference in politics and social issues.

Millennials are embracing socialism: In a recent YouGov poll, 70% of millennials said they'd be somewhat or extremely likely to vote for a socialist. It's likely because of their debt and stagnant wages. 

Consequently, 2020 presidential candidates are proposing socialist or socialist-inspired policies to appeal to this cohort.

Millennials are the most diverse generation in US history to date, giving them broader perspectives. "To a degree not seen in any previous generation, millennials see themselves in the shoes of others who don't look like them, speak the same language, have the same education, or come from the same background," wrote Peter Economy for Inc.

They're thus more active about social justice and inequality issues, participating in movements like #BlackLivesMatter and the Women's March.

A 2019 report by the Case Foundation, which studied more than 150,000 millennials, found they care most about civil rights/racial discrimination, healthcare, education, and employment. They're also confident their actions, whether big or small, will elicit change. Consider Resource Generation, a group of wealthy American millennials who put their money toward social justice causes.

Millennials were also the first generation to overwhelmingly support same-sex marriage, which became legalized in 2015, Business Insider's Rachel Premack reported.



The best pre-made meal delivery services

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  • If you just don't have time or energy to actually cook your own meals, you might like to try a meal delivery service that sends pre-made meals to your door.
  • Daily Harvest is the best pre-made meal delivery service we've tried with its fresh ingredients, healthy foods, and good prices.
  • If you want to cook your own meals but take the guesswork out of your ingredients, check out our guide to the best meal kit services.

Meal kit services are all well and good until you make your way to the stove. Because let's face it — even if you're being provided with ingredients, recipes, and step-by-step directions, a box full of pre-cut vegetables and pre-portioned proteins does not a great chef make.

While meal kits cut down on the amount of shopping and planning you have to do for dinner, they don't actually cut down on the amount of time you have to spend in front of your burners of your oven. And that, my friends, is why I present to you not meal kits, but delivered meals.

It is a subtle difference, you see, but a key one to be sure. Meal delivery services don't send you ingredients on ice —  instead, they send you entire dinners or lunches or breakfasts on ice. And rest assured, this is not your mother's frozen TV dinner. The meal delivery services of 2019 are healthy, delicious, and surprisingly creative. So whether you're pressed for time, exhausted, or simply not a genius in the kitchen, these services may be your saving grace.

When picking your meal delivery service, you'll want to keep a few things in mind. First and foremost, what type of meals are you looking for? If you're a fan of smoothies for dinner, you may want to look to a different provider than if you tend to have your biggest meal at the end of the day.

Second, you'll want to keep any dietary restrictions in mind. Luckily, just like meal kit offerings, many meal delivery services can cater to a wide range of restrictions, whether that's vegan, paleo, or gluten-free.

Also, think about exactly how much effort you're willing to put into making your meal. While some services will send you microwave-ready meals, others may require a spin in the blender, or perhaps some time in boiling water. Of course, all are easy, but some are admittedly easier than others.

Finally, price points should come into consideration. There can be a pretty wide range in price tags based on ingredients, dietary restrictions, and the like, so if you're looking to save calories and money, you'll want to choose carefully.

No matter which of our favorite meal delivery services you choose, we're sure you'll have many delicious meals to look forward to.

Here are the best pre-made meal delivery services:

  • Best meal delivery service overall: Daily Harvest
  • Best vegan meal delivery service: Veestro
  • Best complete meal delivery service: Sakara Life
  • Best meal delivery service for kids: Yumble
  • Best meal kit-adjacent meal delivery service: Hungryroot

Updated on 12/30/2019 by Jen Gushue: Updated picks, prices, links, and formatting.

The best meal delivery service overall

Daily Harvest offers a wide range of meal options that are easily portable, super delicious, and extremely healthy.

For breakfast, lunch, and yes, even dinner in a cup, Daily Harvest is here to provide. The company that started out being all about smoothies, chia puddings, and soups has now expanded its reach and is offering more substantive victuals as well with its newly introduced harvest bowls and even the occasional cookie.

No matter what you get from Daily Harvest, you'll get foods that can be easily thawed, blended, or heated in order to provide you with the superfoods and sustenance that you need to brighten up your day.

The new harvest bowls are some of my favorite additions to the mix, and as ever, they're made of plant-based ingredients including quinoa, kale, lentils, and vegetables. They come in the same cup containers that you've come to know and love from Daily Harvest, and can still be prepared in a snap — if you're really in a rush, just pop the whole cup in the microwave. If you're feeling a bit less stressed for time, you could even go so far as to heat the contents of the cup on your stove (the recommended preparation) before popping it back into the original container for an on-the-go meal.

I'm particularly fond of the Brussels Sprouts + Lime Pad Thai, though the Broccoli + Cheeze (made with nutritional yeast rather than dairy) is also delicious. While you may think, at first blush, that the contents of a single Daily Harvest cup won't be enough to satiate your appetite, you may be surprised. It's true that its offerings don't look like much in terms of volume, but they are surprisingly filling.

That said, you can always supplement your cups with some additional ingredients, or even with a bed of rice or pasta. Plus, now that there are a total of 16 harvest bowl options, you could always mix and match a couple of cups for a bigger meal.

Daily Harvest ingredients are picked at peak freshness and flash-frozen to preserve farm-fresh nutrient density and flavor without leaning on preservatives or added sugar. Although it's not the cheapest option in the world, it is extremely convenient, and a great favorite among folks at Business Insider.

Pros: Delicious and nutritious, wide range of flavors and options, extremely easy to prepare, portable

Cons: Not the cheapest option; smaller portion sizes  

Click here to read our full review



The best vegan meal delivery service

For the vegans among us, the best option for prepared meals decidedly come from Veestro.

Just because you're eating frozen food doesn't mean that you're heating up greasy microwave dinners as you sit in front of the television and live out every negative stereotype on the planet. Instead, live your best vegan life and make health-conscious and delicious choices with Veestro.

Veestro is a meal delivery service that makes it easy to get more plant-based foods into your diet without sacrificing taste or convenience. The company sends fully prepared 100% plant-based meals to your door.

All meals are preservative-free and organic (96% of all ingredients used), and the recipes are created by a vegan chef with 30 years of knowledge to fall back on. Don't worry about prepping ingredients — Veestro doesn't need you to do any heavy lifting. While I'd certainly recommend that you fire up your stovetop or preheat your oven for best results, you can just as easily throw these meals in the microwave if you really don't feel like cooking.

There are plenty of ways to interact with Veestro. You can pick and choose from 50 meals all priced starting at $10, like baked mac and "cheese," Tuscan calzone, portobello steak, and quinoa soup. Or, you can opt for meal packs, like an introductory starter pack, protein pack, and gluten-free option. These start at $8 per meal. Then there are also juices and various weight loss plans, all of which are 100% plant-based.

While frozen food normally incorporates artificial ingredients and preservatives, that's simply not the case with Veestro. The red curry is pretty awesome, and honestly, I could've eaten the enchiladas for days. Particularly noteworthy are the company's sauces, which look a bit unappetizing when they arrive frozen solid, but become surprisingly delicious once you drop the packages in hot water. Really, they make the meal.

At $8 to $10 per meal, Veestro is about comparable to meal kits, if not a bit cheaper, and you get the added convenience and freedom to concentrate on other parts of your life while still enjoying healthy, tasty food.

Pros: Healthy, extremely easy to make, 100% plant-based and a great way to get your vegetables

Cons: At the end of the day, if you're not a fan of frozen food, this may not be the meal for you

Click here to read our full review



The best complete meal delivery service

If you want breakfast, lunch, and dinner to be taken care of, Sakara is here to the rescue.

Let's not beat around the bush here — Sakara is expensive. In some cases, prohibitively expensive. Pricing starts at $70 a day. Three days of meals will cost you at least $239, while five days jumps up to $350. Pricing is based on three meals a day, so it will vary depending on how you customize the plan. If you're already living in a big city and eating out for every meal, that may be comparable. But if you're grocery shopping, let's be honest — this is by no means saving you money.

But what Sakara is saving you is time. More importantly, this brand may just be giving you the gift of life — at least, an extended version of it. That's because all of Sakara's meals are not only delicious but completely plant-based and packed with superfoods.

When you sign up with the service, you're effectively signing up for a whole new lifestyle. You see, Sakara isn't just sending you a frozen dinner — instead, you'll receive an entire day's (or multiple days) worth of meals, complete with drinks and snacks.

Included in your plan could be things like a Sakara Cobb Salad with coconut "bacon," which is really seed-crusted avocado; Butternut Squash and Mushroom Lasagna; or Golden Pineapple Un-Fried Rice with tempeh and red cabbage. All entrees are nutritious and surprisingly filling thanks to their healthy servings of protein.

For breakfast, you might find a Superfood Shot Breakfast Bowl with blueberries and nuts, or a Sacha Inchi Pumpkin Scone with Apple Butter. All meals are packaged in order to stay fresh for the days in which you're meant to eat them, and do a great job of keeping the fresh vegetables crisp and vibrant.

Ultimately, if you're short on time and long on money, then Sakara is likely the best option around.

Pros: Extremely healthy, plant-based meals, surprisingly delicious food, thoughtful packaging 

Cons: Incredibly expensive



Best meal delivery service for kids

Yumble makes nutrition-packed meals for kids that will satisfy both picky eaters and busy parents.

So, you're on the meal delivery service train, and your Daily Harvest subscription is on its way, but what about the kids? It would be a shame to have to spend the evening cooking up something for the little ones just because they're not into your kale quinoa bowl. For that, there's Yumble, a meal delivery service that caters directly to kids and all their picky eating habits.

Yumble — a Shark Tank success story— offers a wide selection of breakfast, lunch, dinner, and snacks so your kid can have a healthy, substantive meal on the spot. Yumble offers options like cheese ravioli with a side of green beans and mac and cheese with a side of broccoli. For the more adventurous kid, you may opt for a bean burrito with a side of cheesy sweet corn or veggie chili over brown ride with a side of broccoli.

Many of their meals contain hidden veggies, so even if junior refuses to eat anything but mac and cheese for every meal, the cheese sauce contains hidden cauliflower puree, ensuring they're getting some extra nutrition unbeknownst to them.

Founded by a certified youth nutrition specialist, you can rest assured that each Yumble meal is properly balanced for a growing child's needs and contain no added preservatives, artificial colors or flavors, high-fructose corn syrup or added sweeteners, and no trans-fats.

Meals come with both microwave and oven heating instructions, and if you opt for the microwave route, many meals are ready to hit the table in under two minutes. As anyone who's ever had a fussy toddler on their hands can attest, minutes matter when they're hungry.

The price is also right. Operating on a the-more-you-buy-the-more-you-save model, the basic package of six meals per week costs $7.99 per meal. If you have more than one child or want to serve them more than one meal a day from Yumble, you can opt for 12 meals per week at $7.49 a meal or 24 meals a week for $6.99 a meal.

Pros: Will satisfy picky eaters, developed by a youth nutrition specialist, ready in under two minutes

Cons: No guarantees that your child will like the meals



The best meal kit delivery service

If you're not so sure about meal delivery services but are in love with meal kits, the offerings from Hungryroot may just be the first step you need to become a convert.   

There's something beguiling about meal kits. What with their pre-portioned vegetables, their well-sized proteins, and their packaged sauces, it's almost like having a sous chef backstage. Of course, it makes cooking a breeze, too, even if you don't generally consider yourself a chef. But as wonderful as meal kits are, they still require some amount of preparation, some amount of standing over a stove, or some amount of preheating an oven. That is, unless you have Hungryroot.

I like to think of Hungryroot as inhabiting the space somewhere between a meal kit and a meal delivery service. The subscription-based company sends healthy, almost-ready meals to your door. All you need to do is heat things up and mix them together. That means that instead of having dinner ready in 25 minutes, as you might with a meal kit, you can have dinner ready in about five minutes (if you're efficient). With servings costing around $6 to $7, this is also a pretty budget-friendly option.

All of Hungryroot's options are 100% vegan and gluten-free, making them perfect for just about any dietary restriction. But don't worry, meat-eaters — even though these meals are appropriate for herbivores, they're still delicious enough to satisfy even the most dedicated carnivore. Plus, thanks to the cornucopia of nutrients, complex carbohydrates (like sweet potatoes, cauliflower, quinoa, beans, and oats), and healthy fats (like olive oil, coconut oil, cashews, almonds, and avocados), you'll stay full for quite a long time.

Your menu could include things like Southwestern Quinoa Tofu Scramble, Green Goddess Lentil Salad, Moroccan Spiced Chickpea Tagine, Kohlrabi Peanut Takeout Noodles, Pad Thai Fried Rice, and desserts like Black Bean Brownie Batter or Almond Chickpea Cookie Dough. All are surprisingly easy to make, and if you really want to include some meat, you can always swap out the included proteins for your own. While servings may seem small at first blush, I was pleasantly surprised to find how filling they really were (not to mention how tasty).

Even if you have just 10 minutes to spare every night, you can still make yourself a delicious almost-homemade meal.

Pros: Easy to prepare (without depending on a microwave), delicious, plant-based and healthy, wide selection of meals

Cons: Some folks may want larger portions or meatier proteins

Click here to read our full review



The best alarm clocks

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  • Although waking up early for work or school might never be a joy, a good alarm clock makes it easier.
  • We checked out dozens of alarm clocks and determined that the Magnasonic Projection Alarm Clock is likeliest to wake you up and get you going with the least amount of pain. 

Let's face it: The ring, blare, buzz, or chirp of your alarm clock is probably never going to be your favorite sound. But then again, the angry rumble of your boss, when you show up late for work after oversleeping, is even worse. So make mornings a little easier by choosing an alarm clock that makes your return to reality if not a pleasure, then at least not a pain.

Why you should use an actual alarm clock, not your smartphone alarm

You might be wondering, "Why bother with an alarm clock when I have a phone?" A fair question and many people do wake up to their cell phone's prompting. The problem with this, however, is it makes it far more difficult to put some space between your technology and your sleep, and those are two areas of your life best kept separate.

If the last thing you do before closing your eyes for the night is pick up your cell phone to set the alarm, how likely is it that you're just going to do that one thing, then set the phone down on the nightstand? Admit it, you're probably going to check your Instagram, send a text or two, play just one more round of your favorite game, or surf the web. 

By the time that phone hits the nightstand, you've lost precious sleep time, you've tricked your brain into thinking it's wake-up time instead of dream time because the glow of the blue light emitted by your phone reduces your body's release of melatonin, the hormone that regulates your sleep cycle. Instead of relaxing, you've stimulated your mind. All of that adds up to poor quality sleep followed by a groggy, foggy, "I don't know why I'm so tired," kind of morning.

Here at Insider Picks, we want you to sleep well and wake up refreshed because we do too. That's why we've researched the top consumer websites, listened to sleep experts, tested products ourselves, and checked out what actual buyers have to say about their favorite alarm clocks to find the six best options for every kind of person.

If you're outfitting your new home or apartment, check out more of our great buying guides like the best mattresses and best mattress toppers.

Here are the best alarm clocks you can buy:

Updated on 12/30/2019 by Caitlin Petreycik: Updated prices, links, and formatting. Added related guides. 

The best alarm clock overall

The Magnasonic Projection Alarm Clock goes way beyond just waking you up: it also projects the time onto the ceiling, gives you the temperature, automatically sets itself, and much more. 

Waking up might be a little bit more pleasant when you can choose between a buzzer, the radio, or your favorite songs streaming from your smartphone or MP3 player to nudge you out of dreamland. Add to that the fun of seeing the time of day (or night) projected in large, red numerals onto your ceiling  — you don't even have to turn your head to figure out how much more sleep you'll get if you can just fall back into slumber right now — and the large LCD display on the clock's face, and you have just some of the features that make the Magnasonic Projection Alarm Clock our top pick.

The versatile clock also shows you the indoor temperature, automatically adjusts itself to daylight savings time changes, resets itself after a power outage with its built-in lithium battery, and has dual alarms, so both you and your partner can use the same clock to set different wake-up times. Handy! The ability to set one alarm time for Monday through Friday and a separate time for the weekend is another popular feature.

The brightness of the blue LCD display can be adjusted; for some owners, the clock's light is just a little too intense. 

Note: The product was previously known as Electrohome, but it is otherwise the same projection alarm clock.

Pros: Projected time, large display, ability to stream music, dual alarms, low price

Cons: Display is too bright for some



The best alarm clock for deep sleepers

Even if you sleep like the dead, you'll spring back to life at the first blast of the crazy-loud alarm, vibrations, flashing lights, and bright red display of the Sonic Alert Sonic Bomb Alarm Clock.

Now, this is an alarm clock for the heaviest sleeper. If you're the type who sleeps through anything — thunderstorms, loud neighbors, earthquakes, the zombie apocalypse — you've finally met your match. Sonic Alert's Sonic Bomb Alarm Clock doesn't just rely on its 113-decibel alarm to pry your eyelids open (for comparison, that's about the same decibel level as a car horn or snow blower going off in your ear), it also has a shaker device that slips underneath your mattress or pillow to jiggle you awake, and red flashing lights that trigger with the alarm.

You don't have to use all of those features, however. You can set them in a variety of combinations, or even turn all of them off except for the flashing red lights. You can also set the length of the alarm's ring from one to 60 minutes, and choose a snooze option from one to 30 minutes. Plus, the clock has dual alarms, so both you and your partner can have different wake-up times.

Health chose the Sonic Bomb as one of the best alarm clocks for heavy sleepers, commenting that the flashing lights, loud sound, and bed shaker should "deliver the full sensory message that grave danger awaits unless you get out of bed."

Pros: Multiple features to wake up the heaviest sleeper, good for those with hearing impairments, available in several different colors

Cons: A bit cheesy looking, overkill if you're not a deep sleeper



The best gentle alarm clock

If harsh, buzzing alarms aren't your preferred way to greet the new day, the sunrise simulation and gentle nature sounds of the Philips Wake-Up Light are a far more relaxing way to slip out of your slumber.

The Philips Wake-Up Light offers a choice of five pleasant nature sounds — or for the more traditionally minded, FM radio — for your morning wake-up call, but the real star of the show is the sunlight simulation. Twenty to forty minutes before your programmed wake-up time (you set both times), the clock will slowly begin to simulate the sunrise, complete with the softest dawn reds and oranges gently brightening into sunny, yellow light. 

Once full "daylight" is reached — you can customize the intensity of the light with ten settings — the nature sounds will chime in as well. You can hit snooze for an additional nine minutes of sleep, but the sunrise will remain on. The Philips Wake-Up Light has dual alarms, so you and your partner can each set a wake-up call.

The Wake-Up Light also works to help you fall asleep, with a reverse "sunset" feature. The lights will slowly dim, lulling you into a restful sleep. You can also use the clock as a bedside lamp while you read.

The Philips Wake-Up Light is a top pick on many consumer websites. Digital Trends praises the clock's ability to wake you slowly and gently, thus setting your mood for a more pleasant day.

We did come across a few customer reviews mentioning that the buttons are not conveniently placed, while others complained that the time readout was not large enough. 

Pros: The sunlight simulation is a far more pleasant and natural way to wake up, can be used as a bedside lamp, sunset simulation to help you fall asleep

Cons: Buttons are poorly positioned, pricey

Check out our guide on the best wake-up light therapy alarm clocks



The best smart alarm clock

With the ability to pull content from the internet and control your home, Lenovo's Smart Clock with Google Assistant changes the way an alarm clock wakes you up. 

The Lenovo Smart Clock is more of a bedside assistant than an alarm clock. Yes, it will show you the time on the 4-inch touch-capable display, and you can set multiple alarms. But because it's connected to the internet, you can use this gadget to check weather and traffic before you start the commute; catch up on info like news, sports, and stocks; play music from Spotify, podcasts, or NPR; check your Google Calendar; and, with support for Google Home and Google Assistant, you can control the smart home devices in your home, from Philips Hue lights to Nest Thermostat — all of these by using your voice.

The clock is compact and doesn't take up much room on a bedside table. Its fabric exterior also gives it a soft touch, which is something you won't find with most alarm clocks (or tech product, for that matter).

As an alarm clock, the device doesn't simply blare at you with a buzzer (although that's available too). The screen slowly brightens — like a light therapy clock — and you can customize the sound for each alarm, or wake up to music or news. Even smarter (hence its name), you can automate a specific wake-up routine that turns on lights, sets the temperature, and regulates whatever else is connected to your smart home setup. At night, the screen goes dark to help you sleep, while the USB port lets you connect a phone for charging.

Setting it up is easy, although you will need a smartphone with the Google Home app (Android or iOS) to do this (the touchscreen is limited in what you can do). It's relatively painless — just launch the app, and the Smart Clock is automatically recognized and guides you through the set-up process. This is technically a smart speaker, but if you're paranoid about it always listening (like I am) there is a mute toggle on the back; thankfully, there's no camera, which seems to be showing up in every smart home product these days.

There are a few things that the Smart Clock can't do. It can't play videos, so don't think about watching YouTube on this thing to help lull you to sleep; nor can it make calls. Even though the Smart Clock has Bluetooth, you can't use it to play music from your phone, but you can use Google Chromecast to stream audio to another connected speaker or TV. If you desire the ability to watch YouTube videos or display content from Google Photos and other "smarter" functions, you may want to look at larger smart displays, like the Google Nest Hub.

As an alarm clock, we like the design, lower price, and tight integration into Google's services of the Smart Clock over Amazon's Echo Spot. If the price was even lower, we wouldn't hesitate to call this our best overall — because, for the first time, you can actually do more with an alarm clock than just wake you up.

Reviews are generally positive, and the criticism — the inability to play videos or make calls — is in line with ours. Both Wired and The Verge are a little harsher, citing the poor audio quality from the speaker. Insider Picks Senior Editor Malarie Gokey has been testing one by her bed, and she appreciates the size and the variety of alarm sounds. If this product had been priced above $100, we would have passed on it, but considering what it can do and for the price, we still think it's a good buy despite the drawbacks. This is a first-gen product, so expect to see newer and improved versions. — Les Shu

Pros: A variety of wake-up options, display mimics a light therapy clock, supports most Google services and Google Assistant, play from Spotify, Pandora, podcasts, and other online services, control your smart home devices, compact size, elegant design, easy to set up, affordable, USB port for charging

Cons: Can't make calls, play videos or photos, can't stream music from phone, audio quality could be better, Google Home platform required, phone is needed for set-up



The best analog alarm clock

If you prefer the old-school simplicity of an analog alarm clock, you can't go wrong with the travel-friendly Marathon Analog Desk Alarm Clock

Perfect for those who prefer a small and simple bedside clock, or need something easy to slip into a suitcase, the Marathon Analog Alarm Clock comes in several colors, is completely silent, has an auto-on soft nightlight that triggers in low light, and a big, spring-loaded button on top to simplify setting or turning off the alarm. It reminds us of the beautiful and iconic Braun Classic Analog Quartz Alarm Clock, but it has a few more useful features.

If you wake up in the middle of the night and want to see the time, a simple push of the snooze button on top of the clock gives you just enough light to easily read the large numbers. The clock's nonslip bottom is another handy feature. 

At roughly 4 inches by 4 inches, the clock is just large enough for easy visibility, won't take up much room on your nightstand, and is small enough for travel. It runs on two AA batteries, which are included.

Pros: Silent performance, several color choices, easy to use

Cons: Batteries will eventually require changing



The best alarm clock for kids

With OK to Wake! Alarm Clock on the nightstand, your toddler will know when it's time to get up, and when it's time to stay in bed. 

It's a familiar scenario to most parents of young children: Your little one toddles into your room — or starts cruising around the house — far earlier than you'd like. If you're at your wits end for lack of sleep, Ok to Wake! could be the solution you're so desperate for.

This cute alarm clock shows the time just like a regular clock, and can also function as a nightlight for up to two hours. It has a regular beeping alarm, which can be set for any time you would like, and a nap alarm, which functions as a timer to gently wake your child after your desired nap length.

But where OK to Wake! really shines (pun intended) is in its unique feature that parents love: the clock will glow green and show a cute face when it's an acceptable time for your little one to get out of bed. That means even very young children can learn when it's okay to go looking for mommy or daddy — no need to be able to actually read the time. As your child grows, you can stop using the glow feature, and simply use the device as a regular, albeit cuter than average, alarm clock.

It's not perfect, however. The clock runs through AA batteries very quickly if you don't have it plugged in (USB adapter sold separately). Still, if you have a youngster who wakes up before the dawn, this may be your solution.

OK to Wake! comes with two faces: a purple flower and green bug. It's easy for kids to use; they simply touch one foot to silence the alarm, the other foot to turn the nightlight on and off. The controls for changing the time and setting the alarm are concealed in the back so your toddler's little fingers can't reset them accidentally.

Pros: A great way to help young children learn to use a clock and determine when it's okay to get out of bed

Cons: Wears out batteries quickly, does not include electrical plug, best for kids kindergarten-age and younger



Check out more of our bedroom guides

The best bed frames

Buying a bed frame may seem simple — just match frame size with mattress size — but there are more buying options than you might realize, which can make the shopping process seem overwhelming. That's why we've compiled this guide to the best bed frames.


The best mattresses 

A high-quality mattress will last for more than a decade, provide the right balance of comfort and support for your body type and sleeping style, and offer superb motion transfer isolation. Our guide features beds that performed well in our tests, have long trial periods, and are designed to suit a broad range of sleepers. Here are the best mattresses you can buy: 


The best wake-up light alarm clocks

Wake-up light alarm clocks can be seriously helpful in ensuring you wake up in the best way possible, so you can be productive from minute one. Here are the best wake-up light alarm clocks you can buy: 



The best meal kit delivery services

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  • Why spend yet another dinner eating the same takeout when you can impress yourself with your culinary abilities?
  • With Blue Apron, you'll be able to make a meal that is better than anything you can get delivered.
  • If you want to save yourself even more time and effort while still eating right, check out our guide to the best pre-made meal delivery services.

It's not the cooking you're unwilling to do. It's the recipe planning, the ingredient sourcing, and the shopping for difficult-to-find spices and cuts of meat that's sending you toward the takeout menu and keeping you from your kitchen. But with the right meal kit, you'll be able to (re)discover your inner chef and save yourself from getting the same takeout meal for the fifth night in a row.

While the meal kit space seems more crowded than ever these days, there are certainly a few standouts that will make for an impressive dining room debut. Of course, there are various factors that you should keep in mind before deciding upon which service is best for you.

First off, are you a carnivore, an omnivore, or do you have dietary restrictions that generally make it difficult for you to be a dinner guest? While most meal kits try to cater to various preferences, some do so a bit better than others, so you'll want to determine from the get-go how picky of an eater you are.

Second, and this was a big one for me, you'll probably want to keep eco-friendliness in mind. While meal kits may be convenient, they're not exactly the best for the planet. After all, aside from the emissions that come from delivering boxes of pre-packaged ingredients to your doorstep, you'll also have to think about all the plastic, cardboard, and coolant that goes into ensuring that your dinner gets to you safe and sound. Luckily, there are some meal kits that are very careful about their eco-footprint, so you and the planet can eat clean.

You'll also want to consider how big of an appetite you generally have, and how many people you'll be feeding. I've found that some of these meal kits have different standards when it comes to portion sizes, so be sure that you have a sense of how hungry you tend to be after a day's work.

That said, regardless of which meal kit you pick from our favorites, we're sure you're in for a delicious future. We've tested several meal kits already, but stay tuned for more tasty additions soon.

Here are the best meal kits we've tried:

Updated on 12/30/2019 by Jen Gushue: Updated pricing, links, and formatting. 

SEE ALSO: The best wine subscriptions you can buy

The best meal kit overall

If you're looking for a simple yet composed meal, Blue Apron is the way to go.

One of my primary complaints about meal kits is that they often seem to be about two-thirds of a full meal. But with Blue Apron, this happily isn't the case. For folks looking for a well-composed, classic, yet creative take on dinner, there are few meal kits that fit the bill better than this popular (and heavily advertised) option.

Blue Apron is probably one of the most recognizable names in the meal kit world, and for good reason. The ingredients that I received were neatly packaged and high quality and the recipes were easy to follow. They also included clever little boxes for you to check off things that you had done, though this probably isn't quite so necessary for the more advanced chef.

Perhaps one of the best things about Blue Apron's recipe cards, however, has nothing to do with the instructions or the ingredients — rather, it's the wine pairings. Blue Apron has a companion wine subscription service, which we've previously reviewed, and the meal kits are actually paired directly with a Blue Apron wine.

As far as the meals themselves, I found Blue Apron to be simple yet creative. The Za'atar chicken was precisely what you might expect from a chicken dish, with a well-cooked protein, roasted vegetables, and a fluffy couscous base. But what saved it from boredom was the truly delightful Za'atar spice, which I tried on tofu, while the boyfriend/sous chef kept his on the chicken.

While I often complain about foods being under-spiced, this certainly wasn't the case with this Blue Apron meal, as the packet of Za'atar provided was plenty for the roasted vegetables and protein alike.

Blue Apron is also wonderfully customizable, as it provides options for both two-person and four-person meals. Although some delivery services seem to provide rather small portions for the sake of cutting calories, with Blue Apron, I always felt as though there was sufficient food for two full-grown adults.

More importantly, I didn't feel as though I was missing out on my vegetables or skimping on my protein — Everything felt well-balanced and thoughtfully put together.

Another perk of Blue Apron comes whether or not you decide to actually try out the kits. In the spirit of actually making people better chefs, which really, seems to be what meal kits ought to be all about, Blue Apron is actually teaching us to fish, metaphorically speaking, of course. You can now check out Blue Apron's online cookbook, which features detailed recipes of their dishes, organized by date and season.

So if you want to buy the ingredients needed for Crispy Catfish with Coconut-Lime Curry & Kale, you can easily recreate a Blue Apron meal without ever getting anything shipped to your front door. The digital recipe cards also feature the estimated preparation time, nutrition facts, and suggested wine pairings.

Pros: Familiar recipes with a twist, wine pairing suggestions, easy to follow directions, options for both two and four-person families

Cons: Some recipes may not justify the price point, given that ingredients are quite straightforward and easy to find in your local supermarket

Read our full review of Blue Apron's Mediterranean diet recipes 



The meal kit for sauce lovers

If you're all about the finishing touches, Sun Basket, with its killer sauces, has your back.

Sometimes, it's all about the sauce. And no one understands that better than Sun Basket. The California-based company has long hung its hat on its health-conscious recipes that can accommodate just about any diet, but really, all they need to do is have you taste their romesco, or have a spoonful of their pesto. From there, any consideration you may have had about calories will probably go right on out the window.

The availability of the sauces also makes Sun Basket meals very straightforward when it comes to preparation. After all, much of the flavor of your meal comes in a little jar, which you can simply spoon on at the end (or whenever need be throughout the recipe). But what doesn't come to you in a package comes to you from local sources.

Indeed, one of Sun Basket's primary talking points is its use of organic produce and clean ingredients. That's quite apparent in the ingredients that you receive. I once got a celery root that seemed as though it had just been plucked from the ground. Sure, this presented certain challenges, but it's nice to feel as though you could've gotten your meal from a farmer's market, and not from a kit.

Sun Basket also offers an interesting upgrade option when it comes to its ingredients — that is to say, if a recipe is offered with salmon, you can swap it out for a premium ingredient like halibut. Or, even more compellingly, if you love the sound of a vegetarian dish but need a healthy dose of protein, you can now add organic chicken breast or wild-caught salmon to certain no-meat meals.

When it comes to the actual cooking process, Sun Basket looks to make things as easy as possible and takes care of some of the more tedious components for you. For example, butternut squash will come to you pre-cut, and cauliflower rice comes pre-ground so you don't have to pull out your food processor. Some recipes are designated 20-minute meals, and Sun Basket lives up to this promise.

Sun Basket is also quite environmentally conscious. The vast majority of the company's packaging materials are recyclable, and even the ice pack can be composted and recycled. Plus, I've found myself reusing quite a few of those little sauce jars over the past few weeks, so Sun Basket keeps paying dividends long after I've finished all its meals.

Pros: Health-conscious meals that consider an assortment of dietary restrictions, easy prep, and a very wide variation in protein choice  

Cons: Because so many of the ingredients come pre-cut and pre-chopped, you have to use Sun Basket ingredients quite quickly



The best straightforward meal kit

If you're looking for a no-fuss dinner that is quick and easy to prepare, try HelloFresh.

The whole point of meal kits is to make cooking at home easier, and no one does this better than HelloFresh. Convenience and simplicity are at the heart of this company's value proposition, and truly, it delivers. If you're looking for a way to make your own dinner without breaking a sweat, breaking the bank, or slaving over a hot stove and oven for more than 20 to 30 minutes, then say hello to HelloFresh.

Of the many meal kits I tested, I can confidently say that few were as true to the estimated preparation time as HelloFresh. This is likely because there are fewer ingredients associated with these meal kits — there's little pretension and little complexity involved. But that's not a bad thing, and it doesn't mean that its meals are any less tasty.

In fact, for folks who are looking for something just a little more high brow, HelloFresh does have a few new premium options available every week in their recipe selection. I opted for the Pan-Seared Duck Breast,  a well-composed meal that also featured duck fat fried potatoes, sauteed asparagus, and grape tomatoes.

When duck is on the menu, I temporarily forego my pescatarian tendencies, and I was certainly glad to have done so. While duck may seem like a rather unapproachable ingredient, HelloFresh's straightforward recipe made the protein easy to work with and decidedly delicious.

Indeed, this seems to be the mentality behind most of HelloFresh's recipes: Prove that even without bells and whistles, food can be delicious. For example, the Tuscan Shrimp and Orzo was easy to prepare, requiring naught but shrimp, orzo pasta, and roasted tomatoes, but was still a flavorful meal that took about half an hour to prepare (the duck, by the way, was similarly speedy).

Like Blue Apron, HelloFresh also offers a companion wine subscription service, and while Blue Apron offers smaller 500 mL bottles, you can get full-sized bottles from HelloFresh to go along with your meal.

HelloFresh similarly boasts a recipe archive where you can get the instructions for all your favorite meals (not just the ones that are on the docket this week). And if you have dietary restrictions, HelloFresh is useful in that you can select a veggie-friendly menu right from the get-go, helping to avoid sifting through recipes that you won't be able to eat.  

Pros: Simple, straightforward recipes that are quick and easy to prepare, all while being quite tasty

Cons: While the premium meals are an exception, most of HelloFresh's meals might otherwise seem too simplistic for folks looking to go on a culinary adventure



The best comfort food meal kit

If you're a fan of simplicity and classic comfort food, Dinnerly may just be the best meal kit on the market. 

At less than $5 per serving, it's hard to beat Dinnerly when it comes to price, and that's even the case if you think about doing your own shopping at a grocery market. The meal kit is part of the Marley Spoon universe, also known as Martha Stewart's meal kit service. But instead of charging you an extra premium for having someone so well-versed in recipe creation on your side, Dinnerly makes it easy to eat homemade, tasty food.

While some meal kits want to turn you into a gourmand, Dinnerly is perhaps more approachable for folks just starting out in the kitchen. There will be no fancy techniques and no foreign ingredients. Just straightforward recipes that could quickly become staples in your own.

Generally speaking, the meals that you'll be making with Dinnerly consist of five ingredients. They're neither intimidating nor confusing, and meal prep is probably the easiest I've ever experienced with a meal kit. But this isn't to say that I'm conflating lack of complexity with lack of enjoyability. Rather, I've found that Dinnerly consistently provides comforting, approachable food that you'll want to make, eat, and serve.

With Dinnerly, I've made meals like their one pan potato, kale, egg, and cheddar cheese hash — the perfect fall dinner. Preparing the whole thing took effectively no time. I needed only to cut up the potatoes and kale, season them with the included paprika and add some olive oil, salt, and pepper, and then throw everything in the oven. And since making it with Dinnerly for the first time, I've often returned to the same recipe, adding some variations of my own to keep things interesting.

There was also a delicious pizza, which was made even better by Dinnerly's inclusion of a still-rising crust — seriously, when a company sends you fresh pizza dough, take it as a gift. And why order a pie when you can just make one at home, and add all the toppings you want and none of the ones you don't?

I'll also commend Dinnerly on being more eco-friendly than most meal kits. The boxes are smaller, there's less packaging, and rather than sending you recipe cards, you'll receive a PDF of all the meals you're slated to enjoy so that you can save some trees.

Pros: Few ingredients, approachable food, eco-friendly, extremely affordable

Cons: if you're a more advanced chef, Dinnerly's options may be a bit too basic for your tastes



The best easy vegetarian meal service

When it comes to eating healthy, delicious, and convenient food, there are few better places to turn than Veestro.

If you're looking for something even easier than a meal kit, then a meal delivery service may be the way to go. But that doesn't mean that you'll be stuck heating up greasy microwave dinners as you sit in front of the television and live out every negative stereotype on the planet. Rather, you can make health-conscious and delicious choices with Veestro.

Veestro is a meal delivery service that makes it easy to get more plant-based foods into your diet without sacrificing taste or convenience. The company sends fully prepared 100% plant-based meals to your door.

All meals are preservative-free and organic (96% of all ingredients used), and the recipes are created by a vegan chef with 30 years of knowledge. Don't worry about prepping ingredients — Veestro doesn't need you to do any heavy lifting. While I'd certainly recommend that you fire up your stovetop or preheat your oven for best results, you can just as easily throw these meals in the microwave if you really don't feel like cooking.

There are plenty of ways to interact with Veestro. You can pick and choose from 50 meals all priced starting at $10, like baked mac and "cheese," Tuscan calzone, portobello steak, and quinoa soup. Or, you can opt for meal packs, like an introductory starter pack, protein pack, and gluten-free option. These start at $8 per meal. Then there are also juices and various weight loss plans, all of which are 100% plant-based.

While frozen food normally incorporates artificial ingredients and preservatives, that's simply not the case with Veestro. The red curry is pretty awesome, as is the mushroom risotto I tried.

At $8 to $10 per meal, it's about comparable to the cost of meal kits, and you get the added convenience and freedom to concentrate on other parts of your life while still enjoying healthy, tasty food.

Pros: Healthy, extremely easy to make, 100% plant-based and a great way to get your vegetables

Cons: At the end of the day, if you're not a fan of frozen food, this may not be the meal for you



The best meal kit in a cup

Daily Harvest provides you with yummy, healthy smoothies, soups, and other cup-based meals that you'll want to eat over and over again.

If it's good enough for Gwyneth Paltrow and Serena Williams, it's good enough for me. The ringing endorsement of these two super ladies has brought superfood-packed Daily Harvest onto the main stage, and for good reason. The smoothies, bowls, soups, and lattes from this meal delivery service have been a lifesaver on more than one occasion, and even when I do have the time to cook, I sometimes find myself reaching for one of these pre-portioned cups instead.

Daily Harvest offers smoothies, chia parfaits, soups, and more recently, harvest bowls to its health-conscious subscribers, and while healthy is often a euphemism for bland, that's certainly not the case with Daily Harvest. All options come to you in elegant little cups, which double as serving containers in order to reduce waste.

If you're making a smoothie, just add your liquid base of choice (almond milk is always my go-to), and then pour everything into your blender. Moments later, you'll have a delicious green beverage packed with ingredients like kale, banana, mango, and more. If you're opting for a soup or a harvest bowl, you'll just reheat the ingredients, and end up with a delicious meal for one.

To keep the ingredients fresh, Daily Harvest picks them at peak maturity and then flash freezes them to keep farm-fresh nutrient density and flavor, without adding any preservatives or sugar. So, according to the company, what you're getting delivered to you may actually be more nutritious than apples that get picked a year before they make their way to the supermarket aisle.

Sure, you may need more than just one Daily Harvest cup in order to fully satisfy your appetite (especially if we're talking about lunch or dinner). But if you add some of your own protein to say, the Brussels Sprouts and Tahini harvest bowl, you'll have a fully composed meal that's far healthier than heating up a box of mac and cheese.

As for pricing, the more you order, the less expensive your order. For nine cups, you'll pay $7.75 for each cup ($69.75 total) and if you order 24, you pay $6.99 per cup ($167.76 total).

Pros: Delicious and convenient, packed with superfoods, reduces waste by keeping everything in a cup

Cons: Small portion size, pricey if you're just getting smoothies




I paid $22 to walk across the famous glass bridge that spans China's 'Grand Canyon,' and it was the worst experience I had in a year of traveling the world for work

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ZhangjiajieGlassBridge (28 of 35)

  • I left New York a year ago to travel around the world as Business Insider's international correspondent. While I've had some epic adventures, some bucket-list attractions were overpriced, uninspiring, overcrowded, or just plain boring.
  • The worst offender was the Zhangjiajie Grand Canyon Glass Bridge in China, the longest and highest glass bridge in the world.
  • While the scenery was beautiful, the site was overrun with tourists, the tickets were overpriced, the glass was so scuffed that it was difficult to see to the floor below, and it was hard to see any point to the visit except for taking a selfie.
  • Visit Business Insider's homepage for more stories.

When I left a year ago to travel as Business Insider's international correspondent, I knew there would be amazing adventures along the way. I also knew there would be more than a few duds.

The worst offender of the bunch was my visit the Zhangjiajie Grand Canyon Glass Bridge in China's Hunan province. Opened in 2016 and considered the tallest and longest glass bridge in the world, the bridge has inspired viral video after viral video of terrified tourists crawling over a futuristic glass bridge spanning a verdant gorge.

After seeing a few too many of the videos, I decided I had to check it out during my six weeks in China. It was a textbook lesson in the difference between the internet and reality.

Viral videos versus reality

Though the viral videos and selfies of people on the bridge make it seem like a thrilling experience, actually visiting is anything but. The only thrilling thing about the bridge is the number of people on it at any given time and feeling my knuckles whiten as I wondered whether the glass would crack from the weight.

For a little context, the Zhangjiajie Grand Canyon Glass Bridge is near the stunning Wuling Mountains. The region is known for its 3,000 quartzite sandstone pillars that look like floating mountains on a misty day. The glass bridge, however, isn't near those pillars — it's a 45-minute bus ride away, at a gorge known as China's "Grand Canyon."

Sitting 980 feet above the canyon floor and costing $74.6 million to build, the bridge is meant to be an architectural marvel. At more than 1,400 feet long and beautifully designed by the Israeli architect Haim Dotan, it lives up to that status.

The experience of actually seeing and walking on it — for a foreign tourist at least — is a nightmare.

The experience was a far cry from what I expected it to be

To start with, no one at the tourist center speaks English, few signs are in English, and the ticketing center accepts only cash, WePay/Alipay (which foreigners can't use), or UnionPay (China's national debit card). There is an ATM, but when I visited — two years after its opening — it still wasn't hooked up.

The ticket for the glass bridge alone costs 138 yuan ($22), while a ticket to explore the hiking trails in the canyon on the other side costs an additional 118 yuan. Keep in mind that a meal in the area probably runs about 15 to 30 yuan.

Because so many tour groups and tourists visit the bridge, the center has extremely strict rules on ticketing and when you can go on it. I knew this only because my partner speaks Mandarin.

Essentially, if you buy the combined bridge/canyon ticket, you can go on the bridge at any of the designated times throughout the day (roughly every half-hour). But if you want to buy only the bridge ticket, you have to wait until 3:30 p.m. to buy it, and then you are allowed on the bridge only at 4:30 p.m.

I got there around 1 p.m. and wanted to buy tickets for the hikes, but I was short on cash. I tried ATMs, but, as I said, they weren't even plugged in.

When 3:30 p.m. rolled around, the ticketing center was a madhouse. Even though I stood in front of a ticket window the entire time, I almost didn't get a ticket. Tour guides were cutting the line and buying dozens at a time.

After finally securing a ticket, I had to go through a series of lines — a word I use generously, given the frantic scrambling that ensued over the next hour or so of walking — to get to the bridge. It was mayhem.

ZhangjiajieGlassBridge (18 of 35)

The bridge allows only 800 people at a time — but it was so crowded that I could barely move

Though the bridge caps the number of people allowed in at 800 at a time, it was still crowded to the point where it was hard to not get bumped by other people constantly.

Few people are simply walking on the bridge or taking in the view. Just about everyone is trying to do the same thing: take a selfie on the glass-bottomed floor.

Plus, the glass panels were so scuffed up that I was mostly looking at scratches and reflections when I looked down anyways.

Screen Shot 2018 04 24 at 6.36.21 PM

On the flip side, the view was gorgeous, and the weather was perfect — breezy, sunny, and around 72 degrees. But we were there in April, and peak season for Zhangjiajie is during the hot, humid summer months when the temperature picks up to 83 degrees or higher.

By the time I left, I couldn't have been more relieved to get out of there. It felt like a colossal waste of a day. That feeling was doubled the next day when I visited the breathtaking mountains of Zhangjiajie National Forest Park.

The scene at the park was far more relaxed and the scenery even more spectacular than what I saw at the glass bridge. I was cursing myself for not spending an extra day exploring the magical stone pillars and green landscape.

Visiting the glass bridge was the first and last time I decided to visit a site because a viral video told me to.

SEE ALSO: Traveling the world for a year showed me real life doesn't always live up to the hype. These are the most disappointing places I've been.

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Ingvar Kamprad, the reclusive billionaire who founded Ikea, grew up selling pencils in Swedish villages and was the 8th-richest person in the world by the time he died. Here's how he built a fortune off furniture.

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Ikea is the largest furniture retailer in the world, but most of its customers probably couldn't name its founder. 

Ingvar Kamprad, the company's reclusive and frugal founder who died in January 2018 at age 91, started Ikea in 1943 when he was just 17 years old. Over the years, he built it into a multibillion-dollar global company that now has 434 stores and employs more than 208,000 people worldwide.

Kamprad's three sons, Peter, Jonas, and Mathias Kamprad, all have board member roles within the group of companies that make up Ikea, an Ikea spokesperson confirmed to Business Insider. 

The three Kamprad brothers own Ikano Group, a group of companies involved in areas including real estate, banking, insurance, and retail that was once part of Ikea but later became an independent company. Peter Kamprad is the chairman of the board and Jonas and Mathias are also board members. 

At the time of his death, Ingvar Kamprad was ranked No. 8 on Bloomberg's Billionaires Index thanks to his control of a $58.7 billion Ikea fortune. His personal assets were confirmed at about $130 million at the time of his death, a spokesperson for Inter IKEA Group, which controls the intellectual property of Ikea, told Business Insider.

Take a look at the Swedish family behind the world's largest furniture retailer.

SEE ALSO: Here's what the first Ikea store ever looked like when it opened in Sweden more than 60 years ago

DON'T MISS: India's richest man got $16.4 billion richer in 2019. Meet the Ambanis, Asia's wealthiest family, who live in a $1 billion skyscraper and mingle with royals and Bollywood stars.

Ikea is the world's largest furniture retailer, according to Forbes.

In 2018, the Swedish-founded company that's now headquartered in the Netherlands brought in about $43 billion in revenue. 

Ikea employs more than 208,000 worldwide and operates 434 stores; 19 new stores opened in 2018 alone.



Ikea was founded in 1943 by Ingvar Kamprad, a reclusive Swedish billionaire who died in January 2018.

At the time of his death, Kamprad was ranked No. 8 on Bloomberg's Billionaires Index thanks to his control of a $58.7 billion Ikea fortune.

His personal assets were confirmed at about $130 million at the time of his death, a spokesperson for Inter IKEA Group, which controls the intellectual property of Ikea, told Business Insider.



Kamprad grew up on a farm in southern Sweden.

His family was poor, and Kamprad made extra money selling matches and pencils in villages, The New York Times reported.



Kamprad was only 17 years old when he started what would become the world's largest furniture retailer.

In 1943, he started out selling things like picture frames, watches, pens, and wallets, and moved into mail-order furniture in 1948. The first Ikea store opened in Älmhult, Sweden, in 1958.

The name Ikea is an acronym for the initials of Kamprad's first and last names combined with the initials for the name of the family farm where he was born (Elmtaryd) and the nearest village (Agunnaryd).



As a young man, Kamprad had ties to pro-Nazi groups.

Kamprad became part of Sweden's fascist movement around the same time he started Ikea, The Washington Post reported. He attended meetings of pro-Nazi extremist groups and was reportedly part of the Swedish version of the Hitler Youth.

He was no longer part of such groups by his mid-20s and later apologized for his involvement, according to the Post.

An Ikea spokesperson told Business Insider that Kamprad described his involvement in the groups as "his biggest mistake and came to regret it for the rest of his days. He repeatedly apologized for it and devoted the remainder of his life to the humanistic values that Ikea is based on."



Over the years, Kamprad grew Ikea into a multibillion-dollar business with hundreds of stores across the world.

The company has been criticized for its complex corporate organizational structure.

In 1973, Kamprad moved Ikea's headquarters from Sweden to Copenhagen, Denmark, to avoid unfavorable business taxes for the fast-growing company.

Kamprad stepped down as CEO in 1986 at age 60, at which time Ikea was divided into three separate and independent companies: Inter Ikea Group, Ingka Group, and Ikano Group. 

Inter Ikea Group controls the intellectual property of the Ikea brand and is where the Ikea franchisor sits. Ingka Group is one of Ikea's 12 franchisees and owns Ikea Retail, which operates 367 of Ikea's 434 stores.

Ikano Group, which has interests in banking, insurance, real estate, and more, became an independent company in 1988 and is now owned by Kamprad's three sons. It operates eight Ikea stores in Singapore, Malaysia, Thailand, and will open one store in Mexico and one in the Philippines in 2020, a spokesperson for the brand told Business Insider.

In the late 1980s, the Interogo Foundation was established in Liechtenstein to become the ultimate owner of the Inter Ikea Group. Kamprad sat on the supervisory council of the foundation until his resignation in 2013, at which point he gave up the rest of his formal power over Ikea, according to the brand.



Despite his wildly successful company, Kamprad lived a relatively frugal lifestyle.

"He lived in Switzerland to avoid Sweden's high taxes, drove an old Volvo, flew only economy class, stayed in budget hotels, ate cheap meals, shopped for bargains and insisted that his home was modest, that he had no real fortune and that Ikea was held by a charitable trust," Robert D. McFadden wrote for The New York Times.

According to the BBC, Kamprad told a local Swedish television channel in 2016 that it was "in the nature of Smaland to be thrifty ... If you look at me now, I don't think I'm wearing anything that wasn't bought at a flea market."



His home in Switzerland, a single-story ranch villa overlooking Lake Geneva, was relatively modest for a multibillionaire.

Kamprad reportedly lived in the Swiss village of Epalinges from the 1970s until 2014.

After he moved back to Sweden, Kamprad's ranch-style villa house and property were put up for sale for about $4.6 million, but the house itself was basically worthless, The Local Sweden reported in 2015.

The home was listed on real estate websites with a note that read, "Current house to demolish," according to The Local.



The Swedish billionaire was married twice and had four children.

His first marriage was in 1950 to Kerstin Wadling, with whom he adopted a daughter, Annika.

Kamprad married Margaretha Sennert in 1963 and the couple had three sons. His wife died in 2011.

Upon his death in 2018, Kamprad left roughly $300,000 to his daughter, Annika, while leaving the bulk of Ikea to his three sons. Annika said at the time that she was "happy with the arrangement."

 



Kamprad's three sons, Jonas, Peter, and Mathias, are now in their early and mid 50s.

The three Kamprad brothers are media shy and have rarely given interviews, according to The Local Sweden.

In a press statement following their father's death, the brothers pledged to keep the company true to their father's vision.

"We, the sons, have promised him to sustain his legacy and do what we can to ensure the core values and the unique IKEA concept are carried on into the future," they wrote.

The Kamprad brothers own Ikano Group, the $9.1 billion company that was created to manage Ikea's real estate and financial service businesses, but became an independent entity in 1988.



Ingvar's oldest son, Peter Kamprad, is the chairman of Ikano Group.

Ikano Group is a franchisee of Inter Ikea Group, operating eight Ikea stores in Asia, as well as shopping centers anchored by Ikea. The group also provides advice on "sustainable risk solutions" for the Ikea franchise concept, according to its website.

Peter, who lives in Belgium, spent 12 years running Ikea operations in Belgium and also once worked for H&M, another major Swedish retailer, a spokesperson for the Kamprad brothers confirmed to Business Insider.



Jonas Kamprad is also a board member at Ikano Group.

In addition to that, Jonas sits on the supervisory board of the holding company that owns the Ingka Group, the largest Ikea franchisee, as well as the board of Stichting Ingka Foundation, the ultimate owner of the Ingka Group, the Kamprad brothers' spokesperson told Business Insider.

Jonas, who lives in London, studied industrial design and was previously involved with Habitat, which was owned by the Ikano Group, but was sold in 2009, the Kamprads' publicist told Business Insider.



In addition to sitting on the board of Ikano Group like his brothers, the youngest Kamprad brother, Mathias, serves on the supervisory board of Inter Ikea Group, which operates most Ikea stores.

At one point, Mathias, who also lives in London, worked as an assistant to his father, Ingvar, according to Forbes.

"All three brothers spent time with Ingvar to learn and be inspired – Ingvar was a fantastic source of knowledge and inspiration," the brothers' publicist told Business Insider.

Each Kamprad brother has a net worth of about $1 billion, according to Forbes.



A family duo turned a side hustle selling traditional Salvadoran cuisine out of their apartment in Minnesota into a booming business — and they now bring in over $100,000 a month

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Mañana Restaurant

  • Rosario Diaz and her son, Balmore Diaz-Paiz, turned their home-based side hustle into a full-blown business, earning six figures a month since 2018 after launching their restaurant less than 20 years ago.
  • Diaz began selling tamales on the weekends to friends in San Fernando Valley, California after first immigrating to the US when she was 26.
  • After spending seven years selling pupusas out of her home, Rosario opened Mañana Restaurant in St. Paul — her first location — in 2005.
  • The recession hit Mañana hard, resulting in days when sales hovered around just $200, so the duo got creative and began selling to factory workers during break times.
  • In 2017, she graduated from a 30-seat space to an over 80-seat space complete with two dining rooms and a sprawling patio, where Mañana continues to operate today.
  • Click here for more BI Prime stories.

What started as a tamale-slinging side hustle eventually grew into the St. Paul-based Mañana Restaurant that today boasts over 80 seats smattered across two dining rooms and a patio — and nets Rosario Diaz and her family around $103,000 in revenue each month.

When Diaz immigrated to San Fernando Valley in the mid-1970's at age 26, she worked 12-hour days in a golf-club factory. On the weekends, she would send her son, Balmore Diaz-Paiz, to pick up over a hundred ears of corn that she'd use to make tamales, a traditional Mexican food composed of steamed masa stuffed with meat, cheese, and other various fillings. To supplement Rosario's meager factory earnings — a couple hundred dollars a week — she sold them for a dollar a piece to neighbors and fellow members of the immigrant community. It was a family affair.

Rosario Diaz

"We would take the leaves out and put them on our knees to save them to wrap the tamales," Diaz-Piaz recalled. "After that, we would peel the corn. My mom had one of those tiny grinders that you attach to the table. My brother would put the corn in the [grinder] and I would be the one cranking it. When I would get tired, we'd switch." Once the tamales were steamed and ready, Rosario would call the people she knew who wanted her tamales and they'd sell out almost immediately, netting her an average of $400 in a weekend.

Attracting customers in the Midwest

It was after moving from California to New Jersey in search of a more manageable cost of living and then eventually to Minnesota that Rosario pivoted to the pupusas — a Salvadoran corn dish similar to a Venzuelan arepa — that would become Mañana's staple. Diaz rented a single apartment in East St. Paul and found herself surrounded by a robust Salvadoran community in which no one was making one of the country's signature foods.

Just like before, Diaz spent her days working in a factory — this time packaging tomatoes — and her nights and weekends making pupusas. After being encouraged by early customers — close family and friends in her new neighborhood — to start selling her confections, she did just that out of her one-bedroom apartment. Diaz would start cooking at around 5:00 p.m. when she got home from work and sell her pupusas until 10 p.m., sometimes even later. 

Food at Mañana Restaurant

But Diaz knew that handing pupusas out of her apartment window was only a Band-Aid situation that was meant to be temporary. The building's manager reluctantly told her that the apartment-turned-informal-restaurant setup couldn't last forever, so Diaz and her husband eventually bought a house in East St. Paul.

"My dad made a little bench right on the back porch," Diaz-Paiz said of the effort to add waiting space for the growing number of customers his mom was attracting. "Then that's where we sold the horchata [a milky drink often made from rice and sweetened with cinnamon and sugar]. If we were going to sell pupusas, we were going to sell horchata and watermelon and cantaloupe. That's when people started sitting in our living room and our dining room, eating in there."

Any given day in the Diaz household included a collection of customers eating pupusas on a few small tables and others settling into the family's couch and watching TV while waiting for their orders.

Turning a side gig into a business

After over a year of cooking out of her home, a friend told Rosario of a small restaurant space opening up that was already outfitted with most of the kitchen equipment she'd need. In 2005, Rosario quit her factory job, refinanced her home, rented the space, bought the cooking equipment inside it, and set up the original Mañana space comprised of just over 30 seats.

Balmore Diaz-Paiz

In order to keep up business during the transition, Rosario had to hire a woman to stay at her house, answer calls, and forward customers to the restaurant to pick them up because they were accustomed to calling her home phone to place orders. She then hired another woman to help her in the kitchen and the business was up and running, netting Rosario between $14,000 and $16,000 each week. 

Then the recession hit

"It got to the point where it was only my mom and I working in the restaurant because that's how slow it was," Diaz-Paiz said as they experienced the heightened impact of the Great Recession along with other small businesses.

According to the Washington Post, small businesses lost 11% of their jobs between 2007 and 2009, compared to a 7% loss at large companies. Diaz-Paiz began to worry as bills piled up and sales slowed at times to just $200 a day. When he would ride home with his mother at the end of each grueling shift, she would remind him that they just had to average sales of $1,000 a day to get to where they needed to go and, in the meantime, they had to keep up hope. 

To fill the gap, Rosario starting packing pupusas into ice chests and selling three for $5 at various factories in the metro area to workers on breaks. As the factories they went to expanded and hired more workers, those workers naturally became new customers and their revenue began to bounce back.

Diaz-Paiz took the marketing skills he gained from managing nine rental car stores across Phoenix and translated them to the restaurant business. He offered free meals in exchange for referrals from hotels and other local businesses and put flyers on car windshields during church rushes. Traffic to the restaurant finally began to pick up around 2012.

The last mile to six figures

Fast forward to 2014 and, as tensions grew with Mañana's landlord, a friend tipped them off to the fact that a larger space just a few blocks down was opening up. This time, the space had to be transformed from an office space to a restaurant, a feat that the Latino Economic Development Center helped them to accomplish by giving them a loan and connecting them with a grant from the Neighborhood Development Center. In combination with a loan from St. Paul's Neighborhood STAR program that awards money for capital investment projects across the city, Diaz-Paiz ended up with a combined $250,000 to get Mañana's new space off the ground.

Mañana Restaurant

In June of 2017, Mañana's remodel was completed and Diaz moved to the space the following month. 

Mañana still faces the struggles that any restaurant does — like finding good cooks — but any hire is family in Rosario's eyes, evidenced by the Christmas presents and bonuses she showers them with each year. 

"The cooks we have, they've been working with my mom for 14 or 15 years," Diaz-Piaz said. "There are people that love cooking for a living, and there are people that don't like it. That's the thing about these girls, they like what they do."

It also doesn't hurt that the new, larger space — complete with a bar — yields six-figure monthly revenues compared to the roughly $62,000 the old location was netting.

"My mom is a very strong woman. She's a go-getter. She always finds a way to get things done the right way," Diaz-Paiz said. But he noted that they couldn't do it alone: "If the customers don't give us supper, we wouldn't [be able to] do this. If they don't support us, we can't continue the business." 

Considering that Diaz-Paiz no longer has to do any marketing because word-of-mouth referrals comprise all of the awareness he needs, it seems safe to say that a waning customer base isn't anything Mañana will have to worry about anytime soon.

SEE ALSO: Roaches, crickets, and superworms: How a 34-year-old capitalized on an SEO keyword to build a creepy-crawly $270,00-a-year side hustle

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The life of Donald Trump Jr., who once lived out of a truck, didn't speak to his father for a year, and made waves on a book tour with his girlfriend

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Donald Trump Jr. speaks at the Western Conservative Summit at the Colorado Convention Center July 12, 2019. (

  • Donald Trump Jr., eldest son of President Donald Trump, is an executive vice president of the Trump Organization.
  • The 42-year-old, who has five children, has lived the majority of his life in the shadow of his father and sister Ivanka, but since his dad became president, his outspoken, anti-political-correct stance has come into its own.
  • While Ivanka and his father are seen as city-dwellers, Donald Jr's love of guns and the outdoors has made him a vital tool to connect with American voters.
  • And while his relationship with his father has been far from smooth — he refused to speak to him for a year when he was 12 — he's now one of his dad's most effective political tools.
  • Visit Business Insider's homepage for more stories.

Donald Trump Jr. has become his father's son.

He hasn't always seen eye-to-eye with his famous dad, but since Donald Trump Sr. become president, Jr. has come back into the fold. In November he told The Wall Street Journal, "It took me probably 41 years to realize I was a lot more like my dad than either of us had ever thought. Our default mode is, I guess, attack."

He used to be regarded as the detail-oriented and business-focused child, content to leave the spotlight to his father and his sister Ivanka, but he's now a fundraising regular, often traveling the country to speak on his father's behalf. For the 2018 midterms, he made more than 70 campaign appearances, according to the Washington Post.

It's been a busy few years for the 6-foot-1 son who was also put in charge of leading The Trump Organization with his brother Eric. He was embroiled in the Russia investigation and weathered a messy divorce. His book tour for "Triggered: How the Left Thrives on Hate and Wants to Silence Us," which topped The New York Times best-seller list, made waves.

Here's his life so far, in photos.

SEE ALSO: From rich kid to first daughter: The life of Ivanka Trump

DON'T MISS: Meet Kimberly Guilfoyle, the former Fox News star, prosecutor, and model who's dating Donald Trump Jr.

Donald Trump Jr. was born in Manhattan on December 31, 1977, to Donald Trump and his first wife, Ivana. As the first-born, he was named after his father. But, according to the Los Angeles Times, he was not always the adoring son.

Sources: Biography.com, Los Angeles Times



As a child, he spent six to eight weeks during the summers in Czechoslovakia with his grandparents. Trump learned his outdoor skills from his maternal grandfather Zelnicek, who he was particularly close with, and who acted a role model for him growing up. His grandfather let him loose, telling him, "there is the woods. See you at dark."

Source: The New York Times

 



It was a stark contrast to life as a Trump in America, where he was accompanied by bodyguards. At 12, he was whisked off to boarding school with his brother Eric after his parents' divorce. He went to The Hill School in Pottstown, Pennsylvania, for high school.

Sources: Vanity Fair, The Guardian



In 2004, he told New York Magazine it had been tough being 12. "You're not quite a man, but you think you are. You think you know everything. Being driven into school every day and you see the front page and it's: 'Divorce! THE BEST SEX I EVER HAD!' And you don't even know what that means. At that age, kids are naturally cruel."

Source: New York Magazine



His father made the divorce a public affair, which wasn't easy on Trump Jr., who was more aware of what was going on than his younger siblings. According to Vanity Fair, he yelled at his father, “You don't love us! You don't even love yourself. You just love your money!" He then spent a year refusing to speak to his father, hanging up on him whenever called.

Sources: The New York Times, Vanity Fair



After high school, Trump went to the University of Pennsylvania's Wharton School of Finance, where his father and sister also went. He studied finance and real estate. He also rowed crew, joined a fraternity, and garnered a reputation as a big partier.

Sources: The Trump Organization, The New York Times



At university, he didn't try and live up to his father's reputation. Jennifer Ireland Kubis, who knew him there, said, "He wasn't into the gold. He was trying to escape it." Scott Melker, another classmate, wrote a viral Facebook post where he said every memory he had of Trump was of him stumbling around campus falling over or passing out while drinking. He also said Trump "absolutely despised his father, and hated the attention that his last name afforded him.”

Sources: The New York Times, Los Angeles Times



After graduation, Jr. took a year off from studies and work. He lived in the back of a truck in Aspen, Colorado, where he hunted, fished, and occasionally worked as a bartender. He's said he was the first graduate of Wharton to do such a thing. It was during this time he developed his patience and need for silence, according to the Washington Post.

Sources: Vanity FairThe New York Times, The Washington Post



In 2001, he was arrested for public drunkenness in New Orleans during Mardi Gras, and spent half a day in jail.

Sources: The New York Times, Los Angeles Times, The Guardian



His love of nature was a key factor in him later giving up drinking. He spoke about it in 2016 at a fundraising speech in Salt Lake City. "I know that the benefits I got from being in the woods, from being in a duck blind, from being in a tree stand at 5 o'clock in the morning, kept me out of so much other trouble I would have gotten into in my life," he said. In 2003 he officially quit drinking.

Source: The New York Times



In September 2001, he returned from "the wilderness" and went to work for his father. His mother once said, "When they turned 21, I handed them over to him and said, 'Here's the finished product.'"

Sources: Vanity Fair, The Guardian



In 2003, Trump's father introduced him to Vanessa Kay Haydon, a model who once dated Leonardo DiCaprio. They soon started dating.

Sources: The New York TimesThe New York TimesVanity Fair



It was a public affair and made even more so when Trump accepted a free $100,000 ring in exchange for recreating his proposal in a New Jersey mall. Along with a critical New York Post headline, which called him "the cheapest Gaillionaire," his father took a shot on at him "Larry King Live," where he said, "You have a name that is hot as a pistol, you have to be very careful with things like this.”

Source: The New York Times



The couple married on November 12, 2005, at the Trump family's private Mar-a-Lago resort in Florida.



The couple had five children: Kai (born in 2007), Donald III (2009), Tristan (2011), Spencer (2012), and Chloe (2014). Their New York apartment was described to the Los Angeles Times as "controlled chaos."

Sources: People, Los Angeles Times



It didn't take long before Trump rose to be executive vice president of the Trump Organization. After his first completed project, he told his dad the building should say Trump Jr. His father disagreed. Still, Trump Jr. was put in charge of various building projects, hotels, condos, and golf courses. Notably, he took the lead on constructing the Trump International Hotel and Tower in Chicago.

Sources: Vanity Fair, The Trump Organization, The Guardian



In a 2006 cover story on the two eldest children, Forbes called Ivanka "the spotlight-loving Ms. Outside" and Donald "the detail-obsessed Mr. Inside."

Source: Forbes



One of his focuses was working with Russian businesses. In 2008, he told Eturbonews he'd visited the country half a dozen times trying to find business. He also said it was a "really scary place," in regards to corruption.

Source: Los Angeles Times



Trump was a dutiful son. He appeared as a boardroom adviser with Ivanka on their father's reality-TV show "The Apprentice," as well as a judge for some of his father's Miss USA pageants. But he told AP there was constant pressure to perform. "In my father’s own words, he would fire us like dogs," he said in 2006.

Sources: New York Times, Los Angeles Times, The Guardian



In 2010, Trump started his own building materials company, Titan Atlas Manufacturing, with two business partners. But by 2012, the company ceased operations after tax liens were filed for unpaid sales and withholding taxes.

Sources: Vanity Fair, The Post and Courier



Titan Atlas continued with legal troubles through 2016. A lawsuit involving the company brought by Saint-Gobain Adfors, an international construction company, has been pending since April 2016. The actual warehouse has also caused issues as it's environmentally contaminated.

Sources: Vanity Fair, Mother Jones



On June 16, 2015, Donald Trump announced he was running for president. When his father asked him what he knew about politics, Jr. told him he'd watched the news the previous night, which was enough to put him to work. And Trump Jr. worked hard for his father, rising at 4.30 a.m. and working late every night. He introduced him at rallies, gave interviews, and ramped up his Twitter presence.

Sources: CNN, Los Angeles Times, The Guardian, The Washington Post



Trump's hunting background, in stark contrast to the more refined personas of his sister and father, was harnessed by the campaign as a way to connect with many Americans.

Source: The Washington Post



But his love of hunting also caused some issues during the campaign when a picture surfaced of him and Eric posing with a dead leopard from 2010. Possibly the worst photo for Trump Jr. was one where he was holding a knife in one hand and a severed elephant tail in the other. He didn't appear too fazed by the online vitriol and said to one critic, "I'm not going to run and hide because the PETA crazies don't like me."

Source: The Washington Post, The New York Times



As his father ran for the presidency, Jr. continued to stir the political pot. In one tweet he compared Syrian refugees to Skittles. "If I had a bowl of skittles and I told you just three would kill you, would you take a handful?" the tweet said. "That's our Syrian refugee problem."

Sources: AP, Business Insider



Another time when complaining about news coverage, he said the media would be "warming up the gas chamber" if Republicans acted like 2016 rival Hillary Clinton. The Trump campaign later said clarified his comments were about capital punishment and not the Holocaust.

Sources: Business Insider, Los Angeles Times



As Roger Stone, one of Trump senior's former confidants, put it to the Washington Post, "Basically, Trump Jr. is the voice of undiluted Trumpism."

Source: Washington Post



After his father won the presidency, Trump joined the transition team's executive committee. In early 2017, Trump spoke at a fundraising dinner, and said he thought that would be it, that he would be out of politics after Election Day. But he didn't stop. He said he couldn't.

Sources: Vanity Fair, The New York Times



Donald and Eric became trustees of the Trump Organization and took control of the company together when their father became president.

Sources: Business Insider, The Washington Post



But since his dad's ascension to the Oval Office, Trump Jr. has been one of his father's most vocal defenders. The Los Angeles Times described him as a "virtual attack dog." In June 2017, he blasted former FBI Director James Comey, posting over 80 tweets during Comey's live testimony before a congressional committee.

Sources: Business InsiderThe Associated Press, Los Angeles Times



Trump Jr. became his father's No. 1 man.

Source: Los Angeles Times



In March 2017, Trump fell into political hot water when he tweeted a quote from London Mayor Sadiq Khan that made it look as if he were relaxed about terrorism in London. Trump's tweet came after a terrorist attack in Westminster, but Khan's quote was 6 months old.

Source: The Guardian



In July 2017, Trump became one of the key figures in the Russia election meddling controversy, after The New York Times reported that he'd taken a meeting with a Russian lawyer who told him she had damaging information about Hillary Clinton. Instead of calling the FBI in response to the information, he said, "I love it."

Sources: Business Insider, The Guardian



The news led some to raise new questions about whether the Trump campaign colluded with the Kremlin to meddle in the election. And it briefly made Donald the most Googled child of Donald Trump. In the end, the former special counsel Robert Mueller found there was no coordination with Russia and the Trump campaign.

Sources: TwitterBusiness Insider, The Wall Street Journal



In November 2017, The Atlantic reported that during the 2016 election, Trump was in touch with WikiLeaks, the anti-secrecy website that published wave after wave of damning information on Hillary Clinton's campaign from hacked emails.

Sources: Business Insider, The Atlantic



In March 2018, Trump's home life took a hit when Vanessa filed for divorce. The two battled it out in court to decide the terms of their split.

Source: Business Insider



After news of the divorce broke, rumors swirled that his Twitter use was a determining factor, and that he cheated on her with Aubrey O'Day in 2011 when the singer was a contestant on "The Apprentice."

Source: BusinessInsider



In May 2018, Trump started dating former Fox News host Kimberly Guilfoyle. She's since become a senior adviser for the Trump campaign. According to the Washington Post, Trump was quickly using his love life for material on the campaign trail.

Sources: Page Six, The Washington Post, The Washington Post



And despite his comments about pulling away from politics, Trump instead stopped trying to expanding the Trump Organization, which he told friends was difficult to do while his father was president, according to the Washington Post.

Source: The Washington Post



He's become sought after for his versatility at rallies and fundraisers. For the 2018 midterms, Trump made about 70 campaign stops to help boost morale for Republican candidates. Yet despite his appearances, a White House official told the Washington Post he probably had less influence at the White House compared to Ivanka and Eric.

Source: Washington Post



In 2018, he continued to be prolific on Twitter. He retweeted conspiracy theories about businessman George Soros being a Nazi, he liked a tweet that said migrant children separated from their parents by Trump's administration had been coached by liberals, and he attacked CNN several times, including anchor Anderson Cooper, based on a 10-year-old photo.

Sources: The Hill, Newsweek, Vox



In 2019, Trump went after Hunter Biden, Democratic presidential candidate Joe Biden's son, for his role as a board member on a Ukrainian energy company. Although there was no evidence of wrongdoing by the Bidens, Trump Jr. said that he wished his name was Hunter Biden so he could make millions off his father.

Sources: The Wall Street Journal, The Daily Beast



In November 2019, he published "Triggered: How the Left Thrives on Hate and Wants to Silence Us," which criticizes "PC culture," as well as the former special counsel Robert Mueller. It's been touted as the "book the leftist elites don't want you to read."

Sources: The Wall Street Journal, The Washington Post, The Guardian



In November, Trump and Guilfoyle appeared on the 5,000th episode of "The View," to promote his book, but it quickly became a heated back and forth, in particular with Megan McCain, late Sen. John McCain's daughter, who asked how he felt about the pain his family had caused. Trump said he didn't feel good, but he and his family were doing what they had to for America.



On his book tour, loud conservative supporters heckled him offstage at UCLA when he refused to answer questions. He said he was trying to avoid giving the media soundbites that could be distorted by the left wing social media. But the crowd wasn't buying it.

Sources: The Wall Street Journal, The Guardian



Despite the heckling, Trump's book made it to the top of The New York Times best-seller list. A $94,800 bulk purchase the Republican National Committee made helped.

Source: The New York Times



In December, ProPublica published a report alleging the Mongolian government gave Trump special treatment when he hunted argali, the largest living sheep, which are endangered. Trump received a permit to kill the argali after he'd killed it, which is unusual. The US Fish and Wildlife Service is reviewing the allegations.

Sources: ProPublica, Roll Call



As for Trump's future, he's skirted questions about his own political ambitions, and said he's focused on his dad's reelection in 2020. But who knows what comes after that. He's an ardent defender of his father — and no longer living in his shadow.

Sources: The Wall Street Journal, GQ



The admissions director at a $56,000-a-year private school in NYC says there's a key quality they look for in a student, and it has nothing to do with intelligence

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David Buckwald Avenues

  • Avenues: The World School is a private school in New York City where tuition is $56,400 per year.
  • Students at Avenues range from nursery-level to 12th grade, and they also have a part-time program for 2-year-olds.
  • David Buckwald, the admissions director, said that while the school has a holistic admissions process, there's one quality that can be a "key differentiator" in an application review: curiosity.
  • Curiosity leads students to "pursue their developing interests and passions" and "take all that they've learned out into the community, city, and world, even while still in middle and high school," Buckwald said.
  • Visit Business Insider's homepage for more stories.

As admissions director at Avenues, David Buckwald leads the process of deciding which children will be admitted to the highly selective $56,400-a-year private school in New York City. 

When evaluating applicants, Buckwald keeps one key trait in mind — and it's not intelligence.

Avenues: The World School is a private school with campuses in New York City, Sao Paulo, and Shenzhen, China. The New York campus was the first to open in 2012, but in the next decade, Avenues plans to build campuses in at least 20 cities, including Abu Dhabi, United Arab Emirates; Beijing; Dubai, United Arab Emirates; Hong Kong; London; Miami; and San Francisco, as well as in Silicon Valley and Singapore. Avenues wants to be thought of as "one school with many interconnected and interdependent campuses located in the world's leading cities," according to its website.

The school is highly selective, receiving many more applications than it can accept, and it looks at many components of an application to decide who should be admitted.

avenues school new york

But there is one personality trait that can be a distinguishing factor.

"Since we look for a variety of qualities in a candidate, it's hard to isolate one and say it is the most important," Buckwald told Business Insider. "However, I think a student's curiosity is the key differentiator in our application review. It is what leads our students to pursue their developing interests and passions in Mastery, make connections across our innovative curriculum, and take all that they've learned out into the community, city, and world, even while still in middle and high school."

The Mastery program at Avenues for ninth through 12th grades can be compared to an independent-study course at a university.

Buckwald also looks for signs of empathy in applicants, a quality that "fosters community and collaboration, which ultimately allow our students to work together to understand and solve global-scale problems," he said.

The process of evaluating an applicant to Avenues varies by age group.

"What we're evaluating for a nursery candidate is going to be very different for a candidate for grade nine," Buckwald said.

For the youngest applicants to Avenues, the admissions process includes a supervised playgroup. In the middle grades, applicants are asked to do what Avenues calls a "design challenge," where the child is paired with another applicant and challenged to build an object their partner will enjoy or find useful. For grades nine through 12, the admissions office conducts a private conversation with the student.

SEE ALSO: A day in the life of a Deutsche Bank managing director, who wakes up at 5:00 a.m., spends 10 days of the month traveling, and works out twice a day even while on business trips

DON'T MISS: Millennials don't want to buy baby boomers' sprawling, multi-bedroom homes, and it's creating a major problem in the real-estate market

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