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4 things you should put on your credit card

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Discover things to buy on credit card

  • Using a credit card has a lot of advantages, like building credit history and giving time to pay off big purchases.
  • There are certain categories that you should always use your credit card for.
  • Discover's Cashback Match program offers money back in certain categories, as well as a year-end match.

Using a credit card isn't just convenient; it can save you money, provide more time to pay off purchases, and protect against fraud.

"You should put every expense you have on your credit card so long as it doesn't cost you anything extra," says Ryan Craggs, the editor-in-chief of CardCruncher, a credit-card-recommendation startup.

Another plus to using credit cards is that most of them have zero-liability assurances for fraudulent charges, Craggs says. For example, Discover offers its $0 Fraud Liability Guarantee, which means its cardholders are never responsible for unauthorized purchases.

Though most things are good candidates for credit-card purchases, there are a few categories where you should always use plastic to pay.

  1. Travel

Booking your next trip on a credit card can make paying for travel easier and sometimes more rewarding. For one, trips are expensive. Factoring in flights, hotels, taxis, and entertainment, you're usually looking at a few thousand dollars in payments. 

Credit cards, by nature, allow you to pay for purchases incrementally. So if you're faced with the trip of a lifetime, but don't have the cash on hand today, a credit card can make the dream of travel a reality. Just be mindful of potential interest and try to avoid spending more than you can afford to pay off in the near term.

The other benefit of using your card to book travel is getting reward miles or points. By booking one trip on your credit card you could earn be earning miles for your next big trip. With the Discover it Miles card, you will earn 1.5x miles for every dollar spent on purchases. And at the end of your first year, Discover will match all the miles you've earned so you can use them towards your next getaway. Click here to learn more.

2. Gas

With gas prices fluctuating all the time, it can be expensive to drive. But spending money on gas can actually be a good thing — if you use your credit card.

With the Discover Cashback Match program, you'll earn cashback on every dollar you spend on purchases – including everytime you fill up your tank. The amount of cash back you earn is then matched by Discover at the end of the year. Click here to learn more.

So if you're driving every day, there's really no reason not to fuel your car with a Discover it Card, earn cash back as you go — and get that match at the end of the year.

Consumer electronics

Whether you're buying a television, new laptop, or the latest smartphone, using a credit card can save you money on expensive gadgets by deferring interest.

Many cards come with promotional deals that allow new cardholders to pay over time, interest-free. And if not, they offer free balance transfers. In both cases, interest-free periods typically last anywhere from 10 to 15 months, giving you a nice stretch to pay for a larger purchase on your own schedule. Just be sure to pay off the balance before the 0% APR expires. Otherwise, you may actually owe all of the interest deferred.

And if you use your Discover card on these big purchases, there's another benefit: getting cash back. Considering that many of these items are expensive, that could amount to a nice amount of extra money.

4. Groceries

According to data from the Bureau of Labor Statistics' Consumer Expenditure Surveys, the average US household spends anywhere from $286 to $500 per month on groceries, depending on the city. That's a significant part of a monthly budget, but using a credit card could help by accurately tracking the amount of money being spent each month on groceries. When you are spending that much on groceries, you should be getting rewarded with cash back on your Discover it Card.

Using a cash back credit card, like the Discover it Card, is like getting a "discount" on everything. At the end of the day, you're likely saving money on every purchase made with your card. Combined with the convenience of not having to carry cash and added fraud protection, using plastic really has its benefits.

Learn more about Discover's Cashback Match.

This post was created by Insider Studios with Discover.

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iOS 13 has a new feature that limits the data usage on your iPhone — here's how to use Low Data Mode

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iPhone 11 Front

  • You can use a Low Data Mode on an iPhone with iOS 13
  • Low Data Mode is a new feature in iOS 13 that restricts the data your apps use in the background. This can reduce your data usage and make your network connection feel faster. 
  • You can enable Low Data Mode for cellular data or for specific Wi-Fi networks in the Settings app.
  • When you turn on Low Data Mode, your iPhone may stop performing some common activities like backing up photos to iCloud and installing automatic updates. 
  • Visit Business Insider's homepage for more stories.

Not everyone has an unlimited data plan. 

If you frequently find that you burn through your cellular data and need to either throttle back your data usage or pay for more data towards the end of the month, a new feature in iOS 13 might be just what you need. 

Low Data Mode can save a substantial amount of data and usually doesn't affect your day-to-day iPhone experience, so you probably won't notice much of a difference. 

Check out the products mentioned in this article:

iPhone 11 (From $699.99 at Best Buy)

How to use Low Data Mode on an iPhone with iOS 13

Low Data Mode is a new iOS 13 feature that turns off routine background tasks that would ordinarily use data. 

This includes backing up photos to iCloud, automatic updates and downloads, and automatic video playback in the App Store. 

Your iPhone also lowers the quality of music and video playback by optimizing it for low bandwidth. In addition, iOS prevents apps from using data for other routine background tasks. 

You can enable Low Data Mode for cellular data and for specific Wi-Fi networks. This is convenient if you must use a Wi-Fi network that limits the amount of data you can use, or just happens to be especially slow.

Here's how to do both. 

How to enable Low Data Mode for cellular data

1. Start the Settings app.

2. Tap "Cellular."

3. Tap "Cellular Data Options."

low 1

4. Turn on Low Data Mode by swiping the button to the right. 

low 2

How to enable Low Data Mode for a Wi-Fi network

1. Start the Settings app.

2. Tap "Wi-Fi."

3. Make sure you are joined to the network you want to enable Low Data Mode for — it should be at the top of the screen, with a check mark. 

low 3

4. Tap the network.

5. On the Wi-Fi network's settings screen, turn on Low Data Mode by swiping the button to the right.  

low 4

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone accessories from cases to lightning cables

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NOW WATCH: 5 things wrong with Apple's lightning cable

Tobias Lutke, the billionaire founder of Shopify, says the key to building a 'fantastic relationship' with investors was being totally upfront about what he did not know

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Tobias Lütke shopify

    • Tobi Lütke, the billionaire CEO of e-commerce platform Shopify, said on an episode of NPR's "How I Built This with Guy Raz" that setting expectations upfront helped him build strong relationships with the venture capitalists who supported his company.
    • Lütke told NPR that two of Shopify's investors were so in tune with the company's performance "that they basically saved me from having to do a fundraising round."
    • The e-commerce platform's success has made Lütke a billionaire: He has a net worth of $3.2 billion, according to Forbes.
    • Visit Business Insider's homepage for more stories.

Before e-commerce giant Shopify went public in February 2015, CEO and cofounder Tobi Lütke had to answer to the venture capitalists and angel investors who supported the company. The key to doing this successfully, as Lütke said on an August episode of NPR's "How I Built This with Guy Raz," is outlining your expectations for the relationship at the start.

"I've always had a fantastic relationship with all the people who invested in the company, partly because I told them straight off the bat, saying, 'I'm not going to pretend to know things I don't know and I really hope you're going to help me in this journey,'" Lütke said on the episode. "I think our relationship has always been, we were always on the same side of the table trying to build this thing."

Lütke told NPR that Shopify's investors were so in tune with the company's performance "that they basically saved me from having to do a fundraising round."

"Ten months after the Series A, Jeremy and Trevor from Bessemer came to me and said, 'You are still massively constrained by money, how about instead of you spending a bunch of months of fundraising, we'll just quadruple the evaluation of the company and put much more money into this because you can grow this way faster,'" Lütke told Raz.

Lütke founded the e-commerce platform in 2004 after trying to launch his own small online business selling snowboards, according to Forbes. Fifteen years later, the company's $42.3 billion market cap makes it worth more than Twitter, Snap, Square, and Lyft, Forbes reported. Kylie Cosmetics and Allbirds both launched their online retail businesses using Shopify.

Read more: The billionaire CEO of Uniqlo — and the richest person in Japan — says a woman would be the best person to take over his job

Interpersonal issues — including those between founders and investors — are the leading cause of startup death, Yeshiva University Sy Syms School of Business dean Noam Wasserman previously told Business Insider's Shana Lebowitz and Sherin Shibu. Wasserman has studied 6,000 startups and 16,000 founders since the year 2000. He now advises founders and investors to set their expectations for their professional relationship early on, especially when it comes to tough issues — like how to divide equity — that often get pushed to the backburner.

For Lütke, Shopify's success has already paid off: Forbes currently puts his net worth at $2.8 billion.

SEE ALSO: The CEO of a $15 billion tech giant explains his decision to keep the company in Canada when VCs told him 'move or no deal'

DON'T MISS: The Chobani billionaire who turned a $3,000 loan into a yogurt empire calls himself an 'anti-CEO' and thinks other CEOs should do the same

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NOW WATCH: The US women's national team dominates soccer, but here's why the US men's team sucks

'What is Google Meet?': A guide to Google's professional video-conferencing service, including pricing options and how to join a meeting

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Google Hangouts Meet app iphone

  • Google Meet is a video-conference-calling platform designed primarily for professional use, which links remote colleagues together for real-time interaction.
  • On a basic Google Meet call, up to 25 people can speak and share video with each other at once. If you subscribe to higher Google Meet membership tiers, the number of people who can join a call goes up to 50 or 100.
  • You need a paid G Suite account in order to set up and start Google Meet video conferences, but anyone with a standard Google account can join and participate in a Google Meet session.
  • The Meet platform doesn't work on all web browsers. It won't function in Safari, for example, and works best in Google Chrome.
  • Visit Business Insider's homepage for more stories.

Google Meet, also known as Google Hangouts Meet, is built to let dozens of people join the same virtual meeting, and speak or share video with each other from anywhere with internet access. 

It's meant for use by businesses and other organizations, and it's a great way for colleagues who don't work in the same building to communicate.

A Google Meet organizer can share whatever is on their screen with everyone on a call, and any participant can turn their own audio and/or video feed off at any time, participating however they want.

How much Google Meet costs

To set up and host a Google Meet session, you need to have a paid G Suite account, which costs $6 a month at its "basic" level. Anyone with a standard Google account can join and participate in Google Meet meetings, however.

G Suite has a few different membership tiers, and the more you pay, the more people you can have on a single Google Meet call.

  • G Suite Basic, as noted, costs $6 a month per user. With this, you can meet with up to 25 people at once.
  • G Suite Business costs $12 a month per user. With this, you can meet with up to 50 people at once.
  • G Suite Enterprise costs $25 a month per user. With this, you can meet with up to 100 people at once.

Screen Shot 2019 09 23 at 10.45.01 AM

Each G Suite tier also comes with extra Google Drive storage space and advanced data security options. There are also versions built for schools and educators, which Google offers for free to certain institutions.

How to join a Google Meet call

You join a Google Meet session by using a code that's created when the event organizer schedules the meeting. 

On both the Meet mobile app and on a computer, simply pull up Google Meet and click or tap "Use a meeting code" (it may say "Enter a meeting code" on mobile). Once your code is in, provided the session has started, you'll enter the call and can begin talking with your team.

Screen Shot 2019 09 19 at 9.51.21 AM

The creator of the meeting can also send out a direct link, which you just have to click once to join the meeting.

Just remember that you need to allow Google Meet to access your phone or your computer's camera and microphone when you set it up, or the program won't function properly.

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone for every type of person and budget

Join the conversation about this story »

NOW WATCH: 5 things wrong with Apple's lightning cable

This cleverly designed duvet cover uses an optical illusion to make it look like you spent a ton of time making the bed

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Hayes Nova_French Blue Hayes_Side

  • Crane & Canopy is a luxury bedding and home company making some of the most comfortable sheets and duvet covers I've ever slept on. 
  • The Nova duvet cover ($139-$189) is a personal favorite because it gives the illusion of a perfectly made bed using strategically placed color blocking and piping. 
  • It saves me time and energy in the morning when making my bed, and makes my room look and feel like a luxurious hotel. 

Making the bed is a chore some people find to be therapeutic — basking in the act of fluffing and smoothing down sheets, duvets, and blankets, meticulously folding them over each other.

To others, particularly those of us with small bedrooms and corner bed configurations, it's the work of the devil. 

If you fall in the latter camp, or at very least just don't like making your bed, you might want to consider investing in the Nova duvet cover by Crane & Canopy

Developed to give the illusion of a perfectly made bed, the Nova duvet cover ($139-$189) essentially requires no work on your part to make it look like a professional housekeeper came in and did the work for you. All you have to do is pull your comforter up to create the look of a fully made bed. 

Coral_Hayes_glamor nova 1_large_48dfb7f5 79ae 40c5 ae7e 75e00fec5a43

The clever way in which this is accomplished is that the duvet cover has a strip of white fabric that makes it look like you've properly folded a sheet over the top of your comforter. That strip is met with a line of piping, which gives a very polished look, but also happens to hide the zipper that opens the duvet cover up for your insert. It really is that simple — and it's a great way to save some time in the morning. This is the literal definition of "work smarter, not harder."

The duvet cover is available in a not-insignificant selection of 40 prints and colors, so there's something for every kind of aesthetic.

I personally have the all-white duvet cover with grey piping, which doesn't give as much of an illusion as one with a contrasting color or pattern, but still looks wonderful in my sunny bedroom. The material itself is a 400 thread count, extra long staple cotton with a sateen weave, and it feels like a deliciously crisp white button-down shirt that stays cool to the touch. 

Nova Green Hands

As a bonus feature, inside each corner of the duvet cover, there are little fabric ties that can be used to connect the cover with Crane & Canopy's duvet insert. This keeps the insert in place so there's no bunching. I use a duvet insert from IKEA that doesn't have anything I can tie the cover to, but I find that it stays perfectly in place anyway. 

The duvet cover costs $139 for a twin bed, $169 for a full/queen, and $189 for a king/California king. You'll have to purchase the pillow cases separately, and they'll run you $40-$55 each. It's not cheap, but in my opinion, bedding really shouldn't be. We spend a third of our lives sleeping, so it makes just as much sense to invest in good sheets and blankets as it does to invest in good clothing. 

All in all, I'm just here to tell you that this is a really great duvet cover.

It saves time in the morning, looks great, and it's really comfortable. I highly recommend the investment, especially if you want to feel like you're going to sleep and waking up in a fancy hotel room. 

Shop Nova duvet covers from Crane & Canopy — Twin for $139, Full/Queen for $169, and King/California King for $189

SEE ALSO: The best mattresses you can buy

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Your Xbox One can play most Xbox 360 games — here's how to get started

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xbox one controller console

One of the coolest things about the Microsoft Xbox One gaming console is that it's essentially three consoles in one: the Xbox One itself, the Xbox 360, and the original Xbox. 

That's because the Xbox One features backward compatibility, which allows you to play most games originally designed for older consoles.

Screen Shot 2019 09 20 at 3.08.23 PM

So if you have a sudden itch to replay "Borderlands 2" or "Fallout: New Vegas," but you gave away your 360 when you got an Xbox One, don't worry, the system can handle it. 

Check out the products mentioned in this article:

Xbox One (From $249.99 at Best Buy)

How to play Xbox 360 and Xbox games on an Xbox One

Unless you have the Xbox One S All-Digital Edition console, which lacks a disc drive, all you need to do is pop the older game disc into your Xbox One to play it.

And of course you can always buy an Xbox 360 or Original Xbox game digitally and then play it on your Xbox One console.

To play an Xbox 360 game you bought digitally: 

1. Log into your Xbox One account and then go into the "My games & apps" section. 

2. Now scroll all the way to the right, past all of your Xbox One games. 

3. Assuming your Xbox 360 game is one of the many titles supported for backward compatibility, it will appear on your list of games. Click on its icon, and it will download to the Xbox One console.

Beyond the nostalgic enjoyment of older games, the older Xbox games will actually look and play better than ever on an Xbox One. The games will experience fewer issues like screen tearing and lag, and some graphics are even improved.

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best tablets you can buy

Join the conversation about this story »

NOW WATCH: Here's why phone companies like Verizon and AT&T charge more for extra data

Apple Watch Series 5 review: Apple's smartwatch just got a whole lot better at its most important job (AAPL)

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Apple Watch Series 5

  • The Apple Watch Series 5's biggest upgrade is its always-on display, which can show metrics like the time, activity progress, and more when the screen isn't activated.
  • It's the most noticeable difference between the Series 5 and last year's Apple Watch Series 4.
  • The Apple Watch Series 5 is probably the best choice for those who are buying an Apple Watch for the first time or are upgrading from a much older model, like the Series 2.
  • Visit Business Insider's homepage for more stories. 

If you were to look at the newest Apple Watch alongside last year's model, you'd probably have a hard time distinguishing one from the other. That is, until you actually wear them.

The biggest difference between the Apple Watch Series 5 and the Series 4 is its new display that stays on all the time — even when the screen isn't activated. That's a first for the Apple Watch. 

This always-on display means that your smartwatch will no longer turn into a blank black square when it's not in use. Instead, the watch will continue to display the information that's usually readily available on your watch face when it's in use, like your activity progress, the weather, the date, and of course, the time.

Otherwise, the Apple Watch Series 5 introduces moderate improvements over its predecessor, such as a built-in compass that can show which direction you're facing and the ability to contact emergency services internationally.

The Series 5 starts at $400, which includes the model that comes with an aluminum case and Apple's sport band, while the stainless steel version with the sport loop band will set you back at least $700. Apple also sells high-end versions of the Series 5 that come in titanium and ceramic finishes, which start at $800 and $1,300 respectively.

Read more:After spending two full days with Apple's new iPhones, I'm convinced the iPhone 11 is the best choice for most people — here's why

After spending several days with Apple's new watch, here's a look at what it's been like to use the Apple Watch Series 5 so far.  

SEE ALSO: Apple's iPhone 11 and iPhone 11 Pro are missing these 3 features that were rumored ahead of its launch

Always-on display

The Apple Watch's always-on display is undoubtedly its most compelling feature. All of Apple's watch faces have been optimized to work in always-on mode, which made the experience feel consistent whether the display was activated or not.

This is a noticeable departure from the approach Fitbit has taken with its always-on display on the $200 Versa 2, which shows the time, battery level, and two key fitness metrics of your choosing.

Fitbit does allow you to customize the always-on display, for example, so you can choose whether to show an analog or digital clockface and select which fitness statistics to display.

But it's not as comprehensive as Apple's, which can serves up most of the information that would be normally visible as a complication on the clock face. The switch between always-on mode and standard mode on Fitbit's Versa 2 also doesn't feel as natural as it does on the Apple Watch.

That's because the always-on clock face on the Versa 2 is different than Fitbit's normal watch faces, which means you're most likely moving from the always on display that tells the time to the regular clock face which provides very similar information. The Apple Watch Series 5, comparatively, just brightens up and makes some other minor changes to the existing watch face, which feels more seamless. 

When your Apple Watch kicks into  always-on display mode, you'll notice a few changes. The screen becomes dimmer and certain metrics that refresh often — such as the seconds hand on an analog watch face — are suspended. The time and complications shown on the watch face update once per minute, and complications that show live data become inactive. That also means dynamic watch faces like Breathe and Vapor are essentially reduced to a basic analog clock when in always-on mode.

When you raise your wrist to wake the watch, the screen will brighten and those suspended metrics will resume.

I find the always-on display to be particularly useful as I'm working throughout the day, since it allows me to glance down at my wrist while typing to see how much progress I've made on my activity rings without interrupting my workflow. It's also helpful in movie theaters since you can keep track of the time without the display becoming disruptively bright. 

But if you leave an app open on the watch, the always-on screen will only show the time. You'll notice the currently opened app will fade out of focus so that the content on screen is indistinguishable, and the time will be displayed in the top right corner. 

It's not just watch faces that work in always-on mode: workouts remain on screen too, making it easier to see metrics mid-exercise without having to raise your wrist to wake the watch.

I only wish, however, that timers worked in always-on mode. I often like to set timers during my workouts or when I'm cooking, two scenarios in which having an always-on display is particularly useful. When I was holding a plank position during a workout, for example, it would have been great to see how much time was left on my 30-second timer.

It's an understandable omission considering the Apple Watch lowers the refresh rate of its screen to 1Hz when in always-on mode to preserve battery, making it challenging to display metrics that quickly refresh such as seconds on a timer. 

That's not to say it's impossible to use a timer on the Apple Watch in always-on mode. You can do so as a complication on the watch face, but that means you need to be using a watch face that offers that option. Time complications such as the timer and stopwatch also round their displayed information to the nearest minute when in always-on mode, so if you're using it to keep track of seconds during a workout it may not be as useful anyhow.

Here's a closer look at what Apple's watch faces look like in always-on mode on the Series 5. 

Read more:Apple's iPhone 11 launch is proof that the smartphone industry is going through a massive change



Infograph Modular Watch Face



Mickey Watch Face



Activity Digital Watch Face



Breathe Watch Face



Compass and elevation

The Apple Watch Series 5 also has a compass, which is a subtle addition that makes using the watch for navigation all the more useful. The compass shows which direction you're facing so that you can tell whether you're walking the right way, which can be helpful for those who get easily turned around, or may be visiting a new city for the first time.

Runners and cyclists will also appreciate the fact that the Apple Watch Series 5 can now display your current elevation by gathering data from the watch's GPS, its barometric altimeter, Wi-Fi, and topographical map data. Previously, the Apple Watch could measure your elevation gain, but the new model will display the elevation at your current location.

Taken together, the new features make the Apple Watch all the more appealing to runners — likely a key target audience for Apple's smartwatch. 

But many of the watch's new fitness tracking features will be available on older models too since they're available via watchOS 6, Apple's latest operating system for the watch. That includes the ability to measure activity trends over time, monitor health, and track menstrual cycles. That software update will be available for Apple Watch models Series 1 through 5, so you don't need to buy a pricey new watch to make use of them.

Read more: I've been using Apple's sleek new credit card for weeks — here are the best and worst things about it so far



Battery life

Even with its always-on display, the Apple Watch Series 5 can last a little more than a day on a single charge. During my time with the watch so far, I didn't find the battery life to be much different than that of the Series 4 or Series 3, both of which I've worn for months before testing the Series 5. 

If you're already used to charging the watch overnight, you can expect to do the same with the Series 5. That being said, battery life will always vary depending on factors such as how many notifications you get and the types of apps you use on your watch. 

Battery life is one area where Fitbit far surpasses Apple. Fitbit's Versa 2 can last for around four or five days on a single charge without its always-on display and two days with it always-on feature turned on, which is far longer than the Apple Watch's battery life. 



Should you buy it?

While it's true that the Apple Watch Series 5's always-on display makes it much more useful, its core functionality isn't much different than the Series 4, or even the Series 3. 

All three watches support the same apps, the same variety of workouts, come in cellular and non-cellular options, and have roughly the same battery life. The Series 5 also includes features that were introduced last year on the Series 4, such as the ability to take an electrocardiogram (ECG) reading and detect hard falls.

The Apple Watch Series 5 is probably the right choice for those who are buying an Apple Watch for the first time, or for current owners that are upgrading from an older model like the Series 2 or Series 3 — particularly if you're interested in the ECG feature and other new additions that came in the Series 4. But if you already have the Series 4 or are satisfied with your Series 3, you can probably skip this year's upgrade.

Fitbit's Versa 2 is also a compelling option for those on a tighter budget that aren't committed to Apple's ecosystem. The Versa 2 offers significantly longer battery life, now comes with Amazon's Alexa, and is noticeably cheaper at $200. Plus, it can track your sleep unlike the Apple Watch, which requires third-party apps to do so. 

But Apple's advantage as the operator behind one of the world's most popular mobile phone operating systems certainly gives it an advantage, as the Apple Watch supports a broader variety of apps than Fitbit. Apple's watch software also feels much more refined and richer than Fitbit's, which seems basic in comparison. 

All told, the Apple Watch Series 5 brings a much-needed feature to Apple's smartwatch — its always on display. That makes it even better at its most important job of telling the time. 



Kim Kardashian and Kanye West are collectively worth over half a billion dollars. Here's a look inside the couple's real-estate portfolio, from their sprawling Wyoming ranch to their $60 million Hidden Hills mansion.

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Kim Kardashian Kanye West

Kanye West, who topped Forbes' list of the year's highest-paid hip-hop artists, recently bought a $14 million ranch in Wyoming. The ranch reportedly spans 1,400 acres of land about 75 miles east of Yellowstone National Park.

The impressive property is just one piece of the real estate portfolio West shares with his equally famous wife, Kim Kardashian West.

Read more: Kanye West has made $150 million off his music and Yeezy merchandise this year alone. Here's how the highest-paid hip-hop artist of 2019 made his fortune — and how he spends it.

West recently tried to build an affordable housing development on his 300-acre property in Calabasas, just across Ventura highway from the pair's mansion in Hidden Hills. West also gifted Kardashian West a $14 million condo on South Beach, and they were previously attached to a Soho apartment that is currently for sale. 

A representative for West didn't immediately respond to a request for comment from Business Insider.

Keep reading for an inside look at the couple's luxurious properties.

SEE ALSO: Kanye West just bought a $14 million Wyoming ranch. Take a look at the massive property that comes with a saloon, an events venue, and a shooting range.

DON'T MISS: Kim Kardashian and Kanye West's former Soho apartment just hit the market for $4.7 million. Take a look inside.

Kanye West and Kim Kardashian West will make a combined $222 million this year alone and are collectively worth over $500 million, according to Forbes. Their high net worths allow them to dabble in the luxury real estate market.

Source: Forbes, Forbes, Forbes



Earlier this month, TMZ reported that West bought a $14 million ranch in Wyoming, 75 miles east of Yellowstone National Park.

Source: TMZ, Business Insider



Known as Monster Lake Ranch, the property is said to span more than 1,400 acres.

Source: TMZ, Business InsiderJ. P. King



The ranch features a restaurant and saloon, horse barns, and a state-of-the-art shooting range.

Source: Business Insider, J. P. King



In an interview with Jimmy Fallon, Kardashian West said she envisions spending summers and weekends there. She's already given a glimpse of the ranch on Instagram.

Instagram Embed:
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Source:Insider



That isn't the pair's only vacation home. Last winter, West bought a $14 million condo in the luxurious Faena House on Miami Beach as a Christmas present for his wife.

Source: Business Insider



The four-bedroom, 4,700-square-foot South Beach condo has floor-to-ceiling windows and a wraparound terrace.

Source: LA Times



West is also interested in becoming a developer. Earlier this summer, he attempted to create an affordable housing development on 300 acres of his land in Calabasas.

Source: The Real Deal



He built "Star Wars"-inspired domes, but didn't have the necessary permits. As a result, the city of Los Angeles asked him to secure the permits or tear down the structures. West maintained that they were temporary prototypes but agreed to tear them down.

Source: Insider



"I'm going to be one of the biggest real estate developers of all time, like what Howard Hughes is to aircraft and what Henry Ford was to cars," West told Charlamagne Tha God in a 2018 radio interview. "Anybody who's been to any of my cribs knows that I'm super into developing homes."

Source: Kanye West/YouTube



West and Kardashian West bought a home in Hidden Hills for $20 million in 2014. They then spent four years and another $20 million renovating it. The home is worth $60 million now, according to Kardashian West's mom, Kris Jenner.

Source: E! Online, People, Kris Jenner/Twitter



The mansion is their primary residence and spans 15,667 square feet. The couple has always been particularly private about showing the home on social media, but Kardashian West filmed an installment of Vogue's "73 Questions" series at the home in April 2019.

Source: Vogue/YouTube,Insider



In the video, Kardashian West described their monochromatic, airy space as "a minimal monastery."

Source: Vogue/YouTube, Business Insider



The video showcases unbelievable features like flat sinks and floor to ceiling windows that bring in incredible natural light.

Source: Vogue/YouTube,Insider



The couple previously lived in a 9,000-square-foot Bel Air mansion bought in 2013 for $11 million. They sold the home in 2017 for $17.8 million to Ukrainian billionaire Marina Acton. She later sold the house for $14 million in 2018.

Source: People, Business Insider



Kardashian West reportedly bought a $1.6 million condo in the area in 2017. Her mom also bought two condos in the same luxury building.

Source: LA Times



West also previously owned a condo in New York City. He bought one unit in a Soho apartment building in 2004 and combined it with an adjacent unit in 2006 to achieve the current 2,427-square-foot open layout.

Source:Business Insider, CORE Real Estate



The condo was sold in 2018 and just went back on the market for $4.7 million.

Source: Business Insider



The monochromatic apartment plays into the couple's sleek, minimalistic approach perfectly.




How to use and turn off VoiceOver on an iPhone, and disable the audio descriptions and gestures associated with the accessibility feature

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Using iPhone

  • You can turn off VoiceOver on your iPhone in the Settings app or by using Siri. 
  • VoiceOver is an iOS Accessibility feature that reads screen descriptions aloud so you can use an iPhone without being able to see the screen.
  • VoiceOver also changes the way gestures work on your iPhone, and to turn it off in Settings, you will have to use the new gestures associated with VoiceOver. 
  • Visit Business Insider's homepage for more stories.

Apple includes several Accessibility features which make it easier for everyone — especially users with low vision, hearing, and limited motor skills — to navigate the iPhone easily and conveniently. 

VoiceOver changes the way iPhone gestures work and will also give you audible screen descriptions. This way, you know what something is going to do before you tap on or select it, so you can control your iPhone with confidence even if you can't see the screen. 

There are many ways to customize the VoiceOver feature, but here are the major changes to your iPhone when VoiceOver is enabled:

  • Your iPhone plays a sound and reads aloud the first item on the screen whenever you navigate to a new screen or page. 
  • When you tap on an item, it's read aloud. Double tap to activate it. 
  • Use three fingers to scroll.
  • Double tap with two fingers to start or stop an action in the current app. For example, you would double-tap with two fingers to take a photo using the Camera app, or double-tap with two fingers to start or stop music in the Music app.  

Check out the products mentioned in this article:

iPhone 11 (From $699.99 at Best Buy)

How to turn on VoiceOver mode on an iPhone

1. Start the Settings app.

2. Tap "General."

3. Tap "Accessibility."

voiceover 1

4. On the Accessibility page, tap "VoiceOver."

5. Turn on VoiceOver by swiping the button to the right. 

voiceover 2

6. A pop-up appears that warns that the way gestures work will change if you turn on VoiceOver. Tap each part of the pop-up to hear it read aloud. To continue, double-tap "OK."

You can fine-tune the way VoiceOver works using the other settings on this page. You can control the speed at which VoiceOver reads text aloud using the Speaking Rate slider, for example.

How to turn off VoiceOver mode on an iPhone

1. Start the Settings app (tap the Settings app to choose it, then double tap to open the app). 

2. Tap "General" to choose it, and then double-tap to open it.

3. Tap "Accessibility" to choose it, and then double-tap to open it.

4. Tap "VoiceOver." Then double-tap to turn it off.  

Other ways to turn VoiceOver on or off

There are several other ways to turn VoiceOver on and off:

  • You can use Siri. Start Siri and then say, "Turn on VoiceOver" or "Turn off VoiceOver."
  • If you add Accessibility shortcuts to the Control Center, you can turn it on or off from there. Start Settings and choose "Control Center," then add "Accessibility Shortcuts" from the "Customize Controls" section. Now you'll be able to turn VoiceOver on and off by pulling down the Control Center from the top right of the screen.

voiceover 3

  • If you enable Accessibility shortcuts for the Side or Home button, you can enable VoiceOver by triple-clicking that button. Start Settings, tap "General," then choose "Accessibility," then scroll to the bottom and choose "Accessibility Shortcut." Choose VoiceOver, and now you can turn it on and off with a triple-click.

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone for every type of person and budget

Join the conversation about this story »

NOW WATCH: How Area 51 became the center of alien conspiracy theories

Why this $7 spatula should be in every kitchen

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  • I have a lot of tools in my kitchen, but this $7 fish spatula is the best thing I own.
  • It has a sharp edge and super thin, flexible build that was developed for using with delicate fish fillets. 
  • I use the spatula for pretty much everything because it makes flipping ingredients easy and keeps crispy crusts intact.

I cook pretty much every day. Not just for myself and my partner, but for our neighbors, friends, and family, too (and for a while, even as a professional caterer). I do it in part because I enjoy it, and in part because it saves me a tremendous amount of money. Either way, sharing food with people I love is one of my greatest joys in life. 

Another of my greatest joys is this $7 fish spatula I got on Amazon. 

I'm honestly not sure where I learned about the miracle of the fish spatula, but it was likely from watching too much Food Network, or cooking with chef friends, or reading Bon Appetit magazine on an airplane. Regardless, I'm sure glad I did.  

Designed to allow cooks to effortlessly flip delicate fillets of fish, it's actually good for so much more. Whether on a sheet pan or in a skillet, its razor-thin, angled edge allows you to flip anything without disrupting or dislodging the golden brown crust you worked hard to archive. Slats in the steel allow grease and oil to drip through when you're using it to lift shallow-fried foods, and a flexible build allows you to maneuver easily and get proper leverage even in a crowded pan.

I use mine for everything from transferring freshly baked cookies onto a plate to flipping fried potato latkes in a bubbling hot cast iron skillet. I also use it to scrape down all the brown bits left behind from cooking veggies and proteins so I can make the most of my sauces, and it has even come in handy when cleaning dishes with caked-on ingredients.  

There is honestly no reason to own any other type of spatula, unless you work in a pancake restaurant.

The best part about it is that it costs $7 on Amazon. I am a firm believer that not all of the best things in life have to be expensive, and also that sometimes the best things in life can just be really cheap, really great fish spatulas that you love to cook with.

I promise it's worth the $7. It might even become one of your great joys, too. 

New Star Foodservice Wood Handle 6.5-Inch Blade Fish Spatula, available at Amazon, $6.97

SEE ALSO: The 32 best things we ever bought on Amazon for under $25

Join the conversation about this story »

Take a look inside the historic Mackinac Island hotel where Mike Pence gave a speech this weekend — and then stirred outrage with his 8-car motorcade

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GrandHotel_MediaRoom_CupolaSuite2

The Vice President of the United States, Mike Pence, traveled to the historic Grand Hotel on Mackinac Island in Michigan on September 21 to deliver a speech to the Republican Leadership Conference.

Read more: Inside President Trump's $200 million, presidential-themed hotel where Attorney General William Barr just booked a $30,000 holiday party

As Business Insider's Rachel Premack previously reported, Mackinac Island attracts around a million visitors every year. One of the island's most distinct features is its lack of cars — which have been banned since 1898.

So, when a video caught Pence leaving the hotel in an eight-car motorcade this past weekend, outrage erupted on the island and across the media.

 

The Grand Hotel, where Pence gave his speech, has 397 lavishly decorated guest rooms and offers everything from horseback riding to live music. Hotel management declined Business Insider's request for comment on the event.

The White House did not immediately respond to Business Insider's request for comment. 

Keep reading for a look inside Mackinac Island's Grand Hotel.

SEE ALSO: Take a look inside the 100-square-mile Texas ranch that T. Boone Pickens, the oil magnate who just died at 91, listed for $250 million in 2017

DON'T MISS: President Trump suggested hosting the next G7 summit at his Miami golf resort. Here's a look inside all 16 golf courses he owns around the world.

Mackinac Island is an island located in Michigan. As of 2018, the island's estimated population is a mere 471.

Source:United State Census Bureau



Arguably one of the island's most distinctive features is its lack of cars. According to Mackinac.com, most of the island's visitors arrive by a ferry from either the Mackinaw City dock or the St. Ignace dock. It's about a 15-minute ferry ride to get there.

Other, more exclusive, travel options include flying in on a plane or sailing in on a private boat



As Business Insider previously reported, outrage erupted across the island and in the media on September 21 when Vice President Mike Pence drove through the island, which banned automobiles in 1898, with an eight-car motorcade.

Source:Business Insider



A video shows the eight-car entourage leaving the historic Grand Hotel, where Pence delivered a speech to the Republican Leadership Conference.

Source:Business Insider



The Grand Hotel, which opened in 1887, has a long history of being visited by public figures.

Source: Historic Hotels of America



According to the hotel's website, former presidents Bill Clinton, George H. W. Bush, Gerald Ford, John F. Kennedy, and Harry S. Truman have all made appearances there.

Source:Grand Hotel



According to the Detroit Free Press, when Gerald Ford visited the island in 1975, he used a horse-drawn carriage to get around.

Source:Detroit Free Press



Along with its grand exterior, the nearly 200-year-old property is also home to the longest front porch in the world — which spans 660 square feet.

Source:Grand Hotel



Inside the hotel, the main dining room sports patterned curtains and green-and-white striped seats. Both the common areas and the guest rooms boast similarly lavish designs.



Currently, there are 397 guest rooms. Some rooms will cost you around $600 per night. But other, fancier rooms, like the Cupola Suite (pictured below), can set you back nearly $1,500 per night.

Source:Grand Hotel



Guests have a variety of dining and entertainment options to choose from. This mostly blue Cupola Bar is located at the very top of the hotel.

Source:Grand Hotel



The hotel also features a wide range of activities for its guests, including golf, horseback riding, swimming, tennis, and pickleball.

Source:Grand Hotel



There is even croquet in the hotel's Tea Garden.

Source:Grand Hotel



APPLY NOW: Insider Inc. is hiring visual features reporters, a Silicon Valley culture reporter, and more

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Insider Inc NYC

Insider Inc. has a number of editorial openings across both Business Insider and INSIDER. If you're interested in joining a fast-paced, growing newsroom, apply at the links provided below. Unless otherwise stated, positions are located in our New York City headquarters and begin immediately.

Editorial fellowships

Full-time positions

For a constantly updated list of openings, see our careers page.

Join the conversation about this story »

NOW WATCH: Jeff Bezos is worth over $160 billion — here's how the world's richest man makes and spends his money

This $22 bath towel from Snowe is the simple everyday luxury I love using after every shower

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  • One of my favorite bath towels is Snowe's Classic Bath Towel ($22). It's my guests' favorite, too, and it proves that sometimes the best opportunities to upgrade your life are right under your nose. 
  • It doesn't look like any special bath towel — it's large, rectangular, and comes in five neutral colors — but don't let its looks deceive you. It feels special and luxurious because it's ultra-soft, fluffy, and absorbent. 
  • It also dries quickly and doesn't shed, even after more than a year of being put through the washing machine. 

As far as hosting accommodations go, my apartment is pretty solid, if I do say so myself. My guests have a large and comfortable futon to themselves and access to a shower stocked with all the latest skin-care and hair-care products I'm currently testing. I live a five-minute walk away from a subway stop and train that's never crowded, so it's easy to get into Manhattan. And our cat only bothers them with curious meows in the morning every once in a while. 

Despite all these perks, the amenity my guests most frequently compliment is the bath towel I give them. I don't blame them — Snowe's Classic Bath Towel ($22) is ultra-soft, fluffy, and absorbent. That it's the most consistently inquired about thing in my apartment, however, goes to show luxury can sometimes take on the most simple forms. 

snowe classic bath towel 3

I have this 58" x 30" towel in a cream Ivory, though it also comes in four other neutral colors. It's made in Portugal with 100% long-staple cotton, which is more durable than short-staple cotton. Using a technology that traps air in each cotton fiber, Snowe is able to make these towels very absorbent, but also lightweight and quick-drying. 

Because the towel's so soft and comfortable, it's all too tempting to stay wrapped up in its fluffy embrace for longer than necessary. It doesn't take too long to reach that "longer than necessary" point since the towel quickly absorbs water and dries itself. 

I shouldn't be entirely surprised by the success of the bath towel. Snowe is, after all, the brand behind the $98 internet-favorite bathrobe that another Insider Picks reporter regularly falls asleep in. From bath linens to sheets to dinnerware, the startup masters home essentials with the grace and style of an expensive luxury brand and the humble practicality of a value brand. 

snowe classic bath towel 4

According to Snowe, its towels lose four times less fibers than the competition. I haven't counted the fibers to corroborate this, but I have noticed it doesn't shed much, even after more than a year's worth of regular washes. 

Every time a friend comes to visit and stay in my apartment, I'm almost jealous as I hand over the towel to them. Whether you stock your guest bathroom with these towels (they come in three other sizes) or want to treat yourself and keep them to yourself, know that they are every bit the everyday luxury they claim to be. 

Shop the Classic Bath Towel in 5 colors for $22 at Snowe

Shop all towels at Snowe

Snowe robe

More bath linens coverage from Insider Picks:

Join the conversation about this story »

How to record a Google Hangouts session to watch it later or share it with others

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google hangouts

Google Hangouts is a tool that can help connect teams or companies through text chats and video meetings. And when it comes to sharing vital information, recording those meetings can be a valuable tool to add to your arsenal. 

Recording a Google Hangouts meeting is great for people who can't attend the meeting when it happens. Once it's recorded, you can send out a link to those who weren't able to attend the meeting, and thus be sure everyone knows what's going on.

Before you get started, you should be aware that the ability to record a Google Hangout is only available in the G Suite Enterprise and G Suite Enterprise Education editions, which are paid subscription services.  

For more information on which G Suite memberships have what features, see our article, "'What is Google Meet?': A guide to Google's professional video-conferencing service, including pricing options and how to join a meeting."

Assuming you have one of those two memberships, here's what you'll need to do to record in Google Hangout:

How to record a Google Hangouts session

The process is simple:

1. Start or join a video meeting — if you don't have a link to the meeting, go to hangouts.google.com and then start the meeting by pressing "Video Call."

1 HOW TO RECORD GOOGLE HANGOUT

2. If you're creating a new meeting without a guest list, invite the participants by clicking the "People" button in the top-right corner, clicking "Add People," and then typing their email addresses into the pop-up window.

Screen Shot 2019 09 23 at 3.53.57 PM

3. Once you're ready to start the meeting, click the three dots in the lower-right corner of the screen.

4. Select "Record meeting."

Screen Shot 2019 09 23 at 3.54.35 PM

After that, simply wait for the recording to start. Anyone in the meeting will get a notification that the meeting is being recorded, as well as another notification when the recording stops.

To stop the recording, click the three dots again and select "Stop recording." It takes about ten minutes or so for the recording file to be generated. Once it is, the video will be saved to the meeting organizer's Google Drive, in a folder labeled "Meet Recordings." 

The organizer will also get an email letting them know when the recording is ready, including a link to the recording.

How to play, save, or share a Google Hangout recording

To play or share the recording, simply double-click the file link in Google Drive. Or if you get the email, click the included link, wait for it to open, and then select whether you want to play it immediately, share it, or save it to your Drive.

For those who aren't the organizer, the event link in Google Calendar will automatically be updated so it leads to the recorded video file.

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best tablets you can buy

Join the conversation about this story »

NOW WATCH: How Area 51 became the center of alien conspiracy theories

How to connect a wireless Apple keyboard to your iPad and use it to type in any app

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iPad Apple Magic Keyboard wireless

Typing on an iPad can be a frustrating affair. The faster your fingers fly, the more typos you make. And while all of the numbers and punctuation marks you find on a standard keyboard can be accessed when typing on an iPad, you have to cycle through several screens to locate many of them.

Pairing a wireless Apple Magic Keyboard to your iPad allows you to enjoy a standard typing experience with full-sized keys and ready access to all the numbers and symbols you use every day. And the process of connecting the Magic Keyboard takes all of 30 seconds.

Check out the products mentioned in this article:

iPad (From $329.99 at Best Buy)

Apple Magic Keyboard (From $99.99 at Best Buy)

How to connect an Apple Magic Keyboard to your iPad

1. Turn the Magic Keyboard on via the rear switch — if the device is already on, switch it off, then on again, as this puts it into pairing mode.

MQ052_AV2

2. Open your iPad's Settings app.

3. Tap the "Bluetooth" tab.

4. Once it appears on the bottom of the next screen, tap "Keyboard" or "Magic Keyboard."

IMG_0487

Once your iPad says that the keyboard is "Connected," you're done. 

The next time you type in an app, email, or text, enjoy typing on your full-sized keyboard rather than the screen.

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPad cases you can buy

Join the conversation about this story »

NOW WATCH: Watch SpaceX's 'most difficult launch ever'


12 photos that show why Michiganders like myself are so furious with Mike Pence for bringing cars onto Mackinac Island

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Mackinac island

  • Vice President Mike Pence just traveled on Mackinac Island with his motorcade — even though the area banned personal vehicles over 100 years ago.
  • The lack of cars on Mackinac Island adds to the tourist destination's "old-time" feel, along with its 19th-century Victorian architecture and the presence of horse-drawn carriages.
  • Here are 12 photos that show why Michiganders like myself are furious with Mike Pence for bringing cars onto the island.
  • Visit Business Insider's homepage for more stories.

Michiganders are furious over Vice President Mike Pence's motorcade on the historic Mackinac Island — and for good reason.

As a native Michigander, Mackinac Island holds a special place in my heart. The quaint town barred vehicles in 1898 over health concerns for the horses that live on the island. Natives tend to bike everywhere, or travel by horse-drawn carriage.

Read more: 'Pence has fouled our paradise': Furious Michiganders slam the vice president after his motorcade descended on car-free Mackinac Island

Today, the vehicle ban adds to the "old-school" feel of the area, along with its Victorian architecture and the presence of horse-drawn carriages.

Here are 12 photos that show exactly why Michiganders are so furious with Pence driving on Mackinac Island:

SEE ALSO: 'Pence has fouled our paradise': Furious Michiganders slam the vice president after his motorcade descended on car-free Mackinac Island

Mackinac Island banned cars back in 1898 over health concerns for the horses that live on the island.

Source: MackinacIsland.org



The island brings in about 500 horses each spring for the peak summer tourist season, allowing visitors the ability to easily travel by carriage.

Source: MackinacIsland.org



The island holds the only car-free highway in the country: M-185, which is primarily used by bicyclists. M-185 loops around the entire island.

Source: Mackinac Island Tourism Board



There are also 1,489 bikes available to rent on the island.

Source: Mackinac Island Tourism Board



The island also bans rollerblading and skateboarding within the downtown area.

Source: MackinawInfo.com



When Gerald Ford, the only sitting president to visit Mackinac Island, arrived to the area, he traveled via horse-drawn carriage.

Source: Business Insider



The lack of motor vehicles adds to the area's "old time-y" feel, in addition to the 19th century Victorian architecture and horse-drawn carriages throughout the city.

Source: MackinacIsland.org



One example of a Victorian-style building is The Grand Hotel, built in 1887 and known for having "the world’s longest porch with views of the Straits of Mackinac."

Source: GrandHotel.com



The Grand Hotel has hosted notable visitors including Mark Twain, Thomas Edison, and Vladimir Putin.

Source: GreatLakesExplorer.com



Visitors access the island via one of the two ferries: Shepler's Ferry and Star Line Ferry. Fog horns from the ferries are often heard around the island, adding to the sense of nostalgia.

Source: Mackinac.com



Today, just 450 people live on the island, and they get around by biking and walking.

Source: Business Insider



As one of the country's premier summer tourist destinations, roughly one million people visit the island each year. Without cars, they enjoy outdoor-oriented activities on the 70 miles of hiking, biking, and horseback-riding trails Mackinac Island has to offer.

Source: MackinacIsland.org



The life of Rachel Maddow: how a Rhodes scholar and AIDS activist became America's most unlikely cable television host

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Rachel Maddow.

  • Rachel Maddow never set out to be a television news host. Friends thought she'd be a professor, or an activist. 
  • After studying at Stanford and Oxford, she got her start as a news announcer for a local Massachusetts radio station. She went on to be a radio host on Air America, before becoming a regular political commentator on MSNBC and CNN.  
  • Since 2008, she's hosted "The Rachel Maddow Show." She's the first openly gay host of a primetime news program in the US. 
  • She's a new type of host, forgoing confrontational attack-style interviews for deep-dive monologues on whatever news item she thinks is worth analyzing.
  • Here's her life so far.  
  • Visit BusinessInsider.com for more stories.

Rachel Maddow might be the most unlikely cable television host in the country. 

Combining humour, empathy and some serious research, Rachel Maddow was the first of a new, less angry political television host. She's also the first openly gay host. 

Maddow is known for being extremely intelligent — she won a Rhodes Scholarship to Oxford, but it's obvious too, in her lengthy, well-researched monologues that she opens her show with every day. She's also more civil than some of her peers. She's chided Pat Buchanan for telling another commentator to "shut up," and she refuses to act as a referee while guests fight between each other, unlike her competitor's shows.  

Maddow did not come straight to journalism. Friends thought she'd be a professor or an activist. But after deciding she liked explaining things to people on a local radio station, it was only a matter of time. She went from radio station to bigger radio station, to television, to being the face of MSNBC. 

As Ben Wallace-Wells put it for Rolling Stone, "What Maddow is trying to build is a different channel for liberal anger, an outsider's channel, one that steers the viewer's attention away from the theater of politics and toward the exercise of power, which is to say toward policy."

Here's her life so far. 

SEE ALSO: The life of Jake Tapper: how a high school prankster became a journalistic icon, author, and champion of truth

DON'T MISS: How Anderson Cooper, Rachel Maddow, and Sean Hannity opened their shows for a week perfectly illustrates how Americans see the news differently

Rachel Maddow was born on April 1, 1973.

She grew up in a centrist house in Castro Valley, east of San Francisco. It was what Maddow describes as a "middle class, suburban upbringing." Both her parents were Democrats, but they voted for former President Ronald Reagan. 

 

 



She went to school at Castro Valley High School.

At high school, she was athletic. She was particularly good at swimming, basketball, and volleyball. But when she injured her shoulder in her final year, she had to decide whether to carry on as an athlete, which meant get surgery and delay attending college, or to push on. She decided to push on. 



In 1990, when she was 17, she enrolled at Stanford University to study public policy.

Stanford's then-director of Public Policy, Roger Noll, said Maddow was the sort of brilliant student that only appeared every few years. Her professor, Debra Satz, still shows Maddow's undergraduate thesis on changing perceptions of AIDS to her students. 

While she was a freshman, the Stanford Daily, the university newspaper, published a story about how she was one of two openly gay freshmen. She was open about it, in comparison to others at the university. When a reporter asked if the other person was her girlfriend. She told them, "Funnily enough, only one other person was out, and she was not one of the many girls I was sleeping with."

As Jill McDonough, a close friend of Maddow's, put it, "The choice was, 'I'm not going to be a hypocrite. I'm going to have courage.'" 

A clipping of that article was mailed to her parents, which was how they found out she was gay. They didn't take it well right away. 



For a year after college, she worked as a prison AIDS activist with ACT UP and the AIDS Legal Referral Panel, in San Francisco.

"We were taking this overwhelming, maddening, depressing, very sad thing that my community and my city were going through and figuring out what pieces of it we could bite off and fix, finding winnable fights in something that felt like a morass and was terrible," she told The New Yorker.

She would continue working with AIDS groups and studying how it was perceived and dealt with for years to come. 



In 1995, Maddow moved to Oxford as a Rhodes scholar. She was the first openly gay women to do so. She studied AIDS in prisons for her PhD.

She was also on a Marshall Scholarship for "intellectually distinguished young Americans likely to be future leaders." Despite her scholarships and undergraduate success, she felt out of place and put her studies on hold. She moved to London and worked for an organization called AIDS Treatment Project.

She ended up finishing her PhD in Western Massachusetts, after several stops, telling The Nation she wanted to live somewhere where'd she be unhappy.

"And I have no interest in New England, hate winter, don't like the country, not fond of animals," she said. 



Maddow was friends with now Sen. Cory Booker at Stanford and Oxford.

Booker said he was surprised she went the way she did, but she was always about making a contribution. "She wasn't just about giving commentary; she was an activist. She wanted to change the world." 



After the PhD, she continued working as an activist, but to pay the bills, because she wasn't "a trust-fund kid," she worked as a delivery girl, a yard worker, and she cleaned out buckets at a coffee bean factory.

She was also rejected from a job at a video store



During the period Maddow worked with AIDS advocacy organizations, she wasn't particularly interested in politics, but she did donate to Harvey Gant's campaign for North Carolina's senate.

His opponent Jesse Helms vehemently opposed funding AIDS research because of his views on homosexuality, according to The New York Times.  



Maddow had a life-changing year in 1999. She started dating artist Susan Mikula...

The couple met in Massachusetts, while Maddow was still finishing her thesis. Mikula was looking for someone to clean her yard, and Maddow applied. When they met it was love at first sight. "Bluebirds and comets and stars. It was absolutely a hundred percent clear," she said. It helped that Mikula had her initials in metal leaf on her jeep's door. Maddow, a fan of kitsch, though it was very "hot."

Their first date was at an NRA event. They went because they both like shooting. Although Mikula is the only one with the hand-eye coordination for it. Their relationship is Maddow's "proudest achievement."

 

 



...And in 1999, her first break as a host came when she entered a local radio's open audition to be a sidekick on a show called "Dave in the Morning."

The radio station held auditions for a morning news announcer and she got it. Dave Brinnel, the show's host, said she had a beautiful voice.

Maddow said though she  stumbled into the job, it just really clicked." She liked explaining things to people. It helped that she was allowed to place her favorite music — Radiohead and Lucero

 



In 2004, Maddow landed a job co-hosting a program called "Unfiltered," with Chuck D and Lizz Winstead, which was on Air America.

While the new radio station hoped to profit off well-known names, it was those with radio experience, like Maddow, who really thrived. It was on the radio that she established herself as a "smiling but obstinate liberal."

In 2005, she started hosting her own show three-hour show

 



In 2006, while she was still working for Air America, she started appearing as a guest political commentator on CNN and MSNBC, appearing alongside Tucker Carlson, Larry King, and Paula Zahn...

She was a guest on cable news for about three years, described by The Nation as a "ballsy gremlin of the left." It was her appearances on Carlson's show that made her want to be a host. It made her pine for the ability to choose what was discussed. Story selection is half the battle and more than half the fun," she told Rolling Stone



...Although she was only invited onto Fox News once — when Madonna and Britney Spears kissed.

Maddow declined the offer



In January 2008, she became an official political analyst at MSNBC.

She was brought on as a left-wing commentator, and although says she's a liberal, she doesn't have strong feelings against the Republican Party. She's interested in the sociology of the political styles, especially Republican's "arcane" style which fascinates her.



In 2008, "The Rachel Maddow Show" was launched.

It was a milestone. She's the first openly gay woman to host prime-time news in the US. In her first month, she beat Larry King in ratings, which was unheard of for MSNBC.

Maddow was a different type of news host. She did things like wear pajamas on her show to show solidarity with bloggers. And the actual show is shot differently to other talk shows. Typically, Maddow sits to the side, whereas other cable shows tend to focus on the face of the host. Others are about personality, and Maddow's is about creating a narrative outside of her. As Rolling Stone's Benjamin Wallace-Wells wrote, "Bill O'Reilly, on Fox News, is a combatant and a champion. Maddow is a guide. O'Reilly's show says, Look at me. Maddow's says, Picture this."

 



When Maddow's show began, MSNBC president Phil Griffin said his channel had more "swagger" than it had ever had and that was due to Maddow.

"And trust me. The other guys see it. They are watching. And they are scared," he said. 



On the Sunday night before her first show, at a party thrown for the staff, she told the group who had been working on "Verdict With Dan Abrams" to forget everything they had ever learned.

Maddow did not like the "gimmicky" show that had preceded her's and wanted her show to be nothing like it. But the staff's reaction wasn't great, and she realized right away she had not worded her speech very well. 



At "The Rachel Maddow Show," her workday typically begins at 12.30 p.m.

Before work she goes to the gym, fishes, or spends time with Mikula. Her show airs at 9 p.m. and she doesn't start writing until 4.30 p.m., or even 6.30 p.m. 

She said she's tried starting to write in the morning. But it didn't work for her. "It's not that I have anything so important going on in my life that I wouldn't trade it to be better at my job, but it's that you can only have your brain lit up for that long before it starts to break down and you stop making sense and stop being creative. What I don't want to do is give up is the originality," she told The New Yorker

 



Maddow is known for her lengthy and in-depth opening monologues.

They go on for a long time, up to 24 minutes, without interruption. She makes sure not to repeat stories that have already been in the news cycle. What viewers get is something else.

"By reducing the story to its mythic fundamentals, Maddow creates the illusion of completeness that novels and short stories create. We feel that this is the story as we listen to and watch her tell it," The New Yorker's Janet Malcom wrote

She also marks up the teleprompter with notes to tell her when and how to physically act— whether to laugh, frown, smile, move her hands, or pause for a moment. 



It takes her 15 seconds to get dressed, and it's only from the waist up.

Behind the desk the jeans and sneakers remain on.



Maddow takes her job seriously, but she has hobbies, too — she's an amateur bartender, and has served her peers at the annual White House Correspondents' dinner.

Maddow researches vintage cocktails and makes them for her and Mikula. She doesn't like mingling with politicians and only attends the annual White House Correspondent's dinner's after-party, not the actual dinner, as long as she's allowed to be the bartender

To relax, she also likes to fish and watch films on her laptop. Her favorite film is the original "The Manchurian Candidate.



In 2012, she published her book "Drift The Unmooring of American Military Power," which was on the New York Times' bestseller list.

Maddow's book is about the United States going to war and how it's changed. According to the New York Times, the book is a reminder that Maddow was a Rhodes scholar, but it also is filled with Maddow's "cheerfully snarky voice." It's not a piece of left-wing writing either. One of the book's blurbs was written by Roger Ailes, former chief executive of Fox News, who said that the book was worth reading. 

Of the writing itself, she told New York Magazine, "Writing makes me want to blow my head off. I was very open with Crown about that. They assured me it wouldn't happen."



In 2012, Maddow had a "clash" with Republican strategist Alex Castellanos over whether women earn less than men.

Castellanos said that women didn't make any less than men and kept interrupting Maddow. He finished by telling Maddow he loved how passionate she was. "I wish you were as right about what you're saying as you are passionate about it. I really do," he said

Maddow told him he was being condescending and clarified her passion was based on facts. 

It's instances like these that her producer Bill Wolff believed was what Maddow's fans liked. They like to see her defending rights: women's, voting, reproductive rights. Any type of rights. 



In 2012, Maddow also spoke openly for the first time about having depression.

She called it "cyclical" depression. When she's suffering from it she struggles to focus.  

"If I'm not depressed and I'm on and I can focus and I can think through something hard and without interruption and without existential emptiness that comes from depression, that gives me – not mania. But I exalt. I exalt in not being depressed," she said to Rolling Stone

 



In December 2015, Maddow focused in on the Flint, Michigan water crisis, while other national media outlets paid it little attention.

Media matters said Maddow had distinguished herself for her show's in-depth coverage of the Flint water crisis. Her show spent more time looking into the issue than all of the other major television networks combined

In January 2016, she also hosted a live town hall in Flint about the crisis. 



In 2016, Maddow and Chuck Todd hosted a Democrat election debate between Bernie Sanders and Hilary Clinton.

Maddow and Todd were praised for letting the candidates do most of the talking, although they stepped in to ask pointed questions. 



After the debate, Maddow hugged Hilary Clinton and Bernie Sanders which was criticized by some, for showing her "liberal bias."

Some people, like Fox News' Howard Kurtz thought the hug was a step too far, and her left-wing views should have disqualified her from being a debate moderator. But others, including Fox News' Greta Van Susteren, said it was fine, and that a hug was a gesture not unlike a handshake. Regardless, the hugs didn't do any long term damage to Maddow, and she took it in her stride. 

 



In the 2016 presidential election, MSNBC centered its coverage around Maddow and "NBC Nightly News" anchor Brian Williams.

According to Forbes, Maddow's position as a "dominant prime-time star," stemmed from this coverage.  

 



In 2016, Maddow's show brought in the most viewers at 9 p.m. that MSNBC had ever had.

Source: Variety



In 2017, Maddow honed in on the possibility that President Trump had collaborated with Russia.

Between February 20 and March 31, she covered Russia more than any of the other news items combined, according to The Intercept. During the six week period, 53% of all of her broadcasts were about Russia. With such an intense focus Maddow had less time to talk about other issues arising from the Trump administration. 



In March 2017, Maddow was criticized for a disappointing show about President Trump's tax returns.

To build momentum for the show, Maddow tweeted out at 7.30 p.m. that she had Trump's tax returns. MSNBC put a countdown on for her show. But when the show went to air, instead of demonstrating he hadn't paid his taxes, which many expected, it showed he had earned over $150 million in 2005 and he had paid his taxes. Many were disappointed, and the show was criticized by the late night comedy circuit. But the episode brought in over 4 million people watched the episode, her biggest audience ever.

 

 



In late 2018, Maddow thrived as she explained all of the documents that were released by former FBI director Robert Mueller.

According to Washington Post's media commentator Erik Wemple, Maddow "devoured" all of the documents Mueller released, and went onto explain to her audience what was in them, what it meant, and what was missing. 



In 2018, she averaged 2.9 million viewers every night — the second most viewers on cable news, but despite her popularity, she keeps most of her personal life outside of the media.

Maddow said part of her is on the television every night, but it's not all of her. "The rest of me is my own. It's not for everybody else. You sort of pick a slice of your life that you're going to share as your non-TV persona and you give that to people—and they find it more or less interesting," she told The New Yorker



To help with the privacy, she and Mikula escape from the apartment they live in in New York during the week. They disappear to their farmhouse in western Massachusetts on the weekends.

They love the house, which was built before the Civil War, but it's one issue was that it only had a bathroom at the top of a very steep staircase. So they built an outhouse, which also has a television that Maddow can watch football in, with the volume up very loud



In 2019, One America News sued Maddow for $10 million for calling it "paid Russian propaganda."

On her show, Maddow spoke about how an employee of OAN also worked for Sputnik News, which has ties to the Russia government. "The most obsequiously pro-Trump right-wing news outlet in America really literally is paid Russian propaganda," she said

The network is claiming Maddow knew what she said wasn't true, and that it's "as American as apple pie." 



In 2019, showing how influential Maddow has become, strategists told Politico that Democratic candidates had to get onto Maddow's show to distinguish themselves from their competitors.

Politico called her the "New Democratic Kingmaker."



Despite her success, Maddow is not taking being the face of MSNBC for granted.

She still worries whether being a pundit is a worthwhile thing to be. But she thinks its a good thing to be an outsider, which has been a pattern of hers all her life.

"Yeah, I'm the unlikely cable news host, she told New York Magazine. "But before that I was the unlikely Rhodes scholar. And before that I was the unlikely kid who got into Stanford. And then I was the unlikely lifeguard. You can always cast yourself as unlikely when you're fundamentally alienated in your worldview. It's a healthy approach for a commentator."



I’ve worn these $60 jeans to work, while hiking, and even on planes — I recommend them to anyone looking for the perfect blend of form and function

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  • Jeans are one of the few closet staples I regularly splurge on. My favorite pairs include Rag & Bone purchases that top $200. 
  • But my favorite jeans for everyday wear — the ones I wear to work, pack for trips, and voluntarily wear on planes and long car rides — are a pair of skinny jeans from Mountain Hardwear that are currently $62.
  • They're made from Cordura denim and feel as stretchy as leggings but with the glove-like fit of a great pair of skinny jeans. I recommend them to anyone looking for the perfect blend of form and function in a jean.

For the most part, my shopping falls into two decisive categories: investment (read: justifiable splurge) and frugal. Spending the lion's share of my day testing and reviewing the best products in online retail doesn't do much to upend this trend.

Typically, exceptional jeans fall into my splurge category, and that usually drives me to haunts like Rag & Bone for a $255 pair of bootcut jeans I use like a first-date uniform. But the best pair of jeans I've owned for the last couple of years have been an unsuspecting, admittedly accidental entry: the Women's Hardwear Denim Jean from outdoors brand Mountain Hardwear.

Typically $125, the pair has been knocked down to $61.98 — likely because it's a) buried under the crashing white noise of the internet, b) a product that looks normal but feels spectacular (not the simplest to convey over the web), and c) not what most Mountain Hardwear fans immediately associate with the brand.

They're called Mountain Hardwear's Denim Jean because, as the first and currently only pair, there's no real need to distinguish them by any other name. They're the jean. I don't remember how they ended up in my closet, but they've become my go-to for everything from day-to-day wear to fall hiking to traveling. I look forward to wearing them on long plane rides, and I don't feel any rush in taking them off once I'm home after a long day.

What makes the Mountain Hardwear Jeans stand out

So what makes the Mountain Hardwear Jeans so great? In short, it's the comfort and fit of their stretchy material. It's called Cordura denim, and it's described by the company as a high-tenacity fiber commonly used in workwear and military uniforms. These pants were made for you to bike and rock climb in, and like other high-level performance products repackaged for more mainstream uses such as Yeti mugs, they're an unsurprising improvement to the traditional denim option.

They look like any other pair of skinny jeans I own, but they're the only pair I'd genuinely volunteer to wear during physical activity. They have five pockets — the two in the front blessedly deep — and fit like a flexible glove. 

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For me, the Mountain Hardwear Denim Jeans spend most of their time tucked into fall boots and layered under sweaters, but since they were designed to withstand more arduous activities than apple picking, they've got a few useful performance upgrades. For instance, if you do bike home, you can roll up the legs of the pants to reveal a strip of reflective material along the seam to make you more visible at night. The belt loops layer on top of each other in the middle of the back of the band so you can adjust the fit one-handed as well. 

Unfortunately, Mountain Hardwear's singular jean only comes in one wash (medium, shown above). In my mind, that's fine — one harassed Paul Bunyon behind a sewing machine does not understand why you would need more than one. And thankfully, it's the most versatile classic denim wash. However, it's been on the site for more than a year, and the sale means only sizes 2, 4, 8, 10, and 14 are currently in stock. And there's no guarantee there will be a restock.

Some reviews mentioned an awkward fit, but for me at 5 feet, 7 inches, about 125 pounds, and typically a size 27/4, they feel made-to-order even after a year of regular wear. It's worth noting, though, that unless explicitly stated otherwise in the sale, Mountain Hardwear's return policy says that you can return unworn, unused items with tags attached within 60 days of the date of purchase, though you won't be paid back for shipping or delivery costs. Find out more here.

If you're still looking for the best jeans for you, check out our favorite jeans of all-time here (yes, I included Mountain Hardwear). If you're interested in getting a good deal on a pair of jeans you'll thank god you found in the turmoil of the internet, I highly recommend checking this pair out.

Women's Hardwear Denim Jean, $61.98 (originally $125), at Mountain Hardwear

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Virgin Atlantic, one of the world's most stylish airlines, just rolled out its incredible new seats on its newest plane — take a tour of the brand-new jet

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  • In its relatively young life, Virgin Atlantic become an icon of style, quirk, and luxury, from its luxurious business class lounges to its on-board bar, and its game-changing on-board style that's set a new standard for long-haul luxury.
  • Virgin's business class — it brands it as "Upper Class" — has been a top product for years, but the seats were beginning to show their age and starting to lag behind some competitors' offerings.
  • Virgin recently took delivery of two brand new Airbus A350 airplanes, which made for a perfect opportunity to revamp its onboard offering.
  • Visit Business Insider's homepage for more stories.

Virgin Atlantic is a masterpiece in branding.

Richard Branson's plucky airline, the centerpiece of his aviation and Virgin portfolio, is thought of outside the UK as a major player, a global behemoth bringing travelers all around the world via London and in style.

In reality, the 35-year-old airline is a rather minor player, with just 33 routes — all long-haul — and 47 aircraft according to airfleets.net. For comparison, British Airways has just shy of 280 aircraft, while Delta has 908 mainline jets.

But despite its small size, the airline has been strategic and nimble. It's 49% owned by Delta and is in a joint venture across the Atlantic with Delta and Air France-KLM, offering it an outsized footprint.

In its relatively young life, Virgin Atlantic become an icon of style, quirk, and luxury, from its luxurious business class lounges to its on-board bar, and its game-changing on-board style that's set a new standard for long-haul luxury.

Read more:How Airbus became Boeing's greatest rival

Virgin's business class — it brands it as "Upper Class" — has been a top product for years, but the seats were beginning to show their age and starting to lag behind some competitors' offerings. The cabin's configuration was great for sleeping, but it was pretty much impossible to look out the window, and there was virtually no storage room near the seats.

Similarly, the premium economy — now called "Premium" — and economy cabins were due for a refreshed look.

Virgin recently took delivery of two brand new Airbus A350 airplanes, which made for a perfect opportunity to revamp its onboard offering.

Business Insider had a chance to tour one of the two planes, and we were impressed by the stylish ride that's already bring passengers to and from London.

Take a look below for more on the cutting-edge new plane:

SEE ALSO: I took a $120 Blade helicopter flight from midtown Manhattan to JFK Airport — here's what it was like

On the way to see the plane, we stopped in Virgin Atlantic's JFK Clubhouse lounge...



... Where we saw the new A350-themed "Mile High Tea" that the airline is offering on-board.



Can you tell the airline is excited about the cutting-edge jet?



Speaking of which, here it is, Virgin's A350-1000, in the metal.



The jet is powered by two Rolls-Royce Trent XWB engines, which builds upon the Trent 1000 used on some Boeing 787 Dreamliners. They're massive, more than 10 feet in diameter.



As soon as you step on board, you'll come across one of the biggest changes — Virgin did away with its famous bar ...



... and replaced it with a new lounge area called "The Loft."



The Loft, which sits between the Upper and Premium cabins, is only available for Upper Class passengers to use, though.



Those lucky passengers can turn left past The Loft, where they'll find Virgin's brand new Upper Class "suite." Although Virgin's purple mood lighting is a big part of the aesthetic, the regular lights were left on during our tour to help with photography.



The suites are arranged in a 1-2-1 layout, meaning that every passenger has direct and immediate aisle access — handy, if the person next to you is sleeping but you want to get out to the lavatory or The Loft.



Seats in the middle row face toward the aisle, offering a better sense of privacy if you're seated next to someone you don't know. Seats on the sides, however, face toward the windows.



That definitely creates a more private feeling.



The seats sit in mostly enclosed pods, each with a small side table, shelving, and lighting.



And a large folding tray-table. The placement was fairly unique, but the position can be adjusted so you can squeeze out if you need to use the bathroom during dinner.



As should go without saying for a new business class product in 2019, the seats can lie fully flat to turn into a bed.



And it's a comfortable bed. Virgin provides passengers with bedding, including a unique fitted padded sheet.



The pillow and amenity kits — stocked with essentials like a toothbrush, sleep mask, and ear plugs — are waiting on the seats when passengers board. The fitted sheet can be handed out before takeoff, so you can be ready to go right to sleep once you're in the air, or on request.



When you fold the seat down, the small ottoman at the front end of the suite joins the seat to make the bed.



You can also lower the chair into a lounging position and put your feet up on the ottoman.



One of the biggest complaints about Virgin's old Upper Class seats was a lack of storage space. On the A350, though, this isn't a problem.



Each suite also has a small reading lamp, in addition to the overhead light.



The seat controls are along a small side table.

See also: Apply here to attend IGNITION: Transportation, an event focused on the future of transportation, in San Francisco on October 22.



The in-flight entertainment screens are stowed for takeoff and landing, but pop out and can be adjusted to your preferred angle



By now, you might be wondering why I keep referring to the seats as "suites." Unlike Delta, Qatar, and myriad other airlines offering fully enclosed business class suites, Virgin's suites are a bit different.



Instead of a door, they have a privacy barrier that extends about 10 inches.



Virgin has said that the partial closure fits better with the "social" atmosphere the airline is trying to promote, and that it gives flyers enough privacy.



It actually seemed rather effective.



Definitely better than the lack of privacy in your standard reverse herringbone business class cabin.



Plus, when positioned in bed mode, and your head is further back, it feels even more private.



Here's the view from a middle seat with the divider open ...



... And here's what it looks like when it's closed.



Virgin also refreshed premium economy for the A350.



The Premium cabin is in a 2-4-2 configuration. Each seat is 18.5 inches wide with seven inches of recline and 38 inches of pitch



Seats in the bulkhead row have the most legroom, and offer comfortable leg rests.



Seats in the other rows have pedal-style footrests instead.



Each seat also has a universal power outlet.



Headrests are fully adjustable, perfect for a red-eye flight.



the economy product is also solid, with 235 seats in a 3-3-3 layout. Each is 17.4 inches wide with five inches of recline. Pitch varies depending on what row you're in, averaging around 31 inches in regular seats, and 34 inches in "Economy Delight" extra legroom seats.



These seats felt a bit narrow, but they were generally comfortable, and the cabin felt sleek.



Each seat has an 11-inch in-flight-entertainment screen, equipped with a USB port for charging your phone or other handheld device.



All in all, though, it's the Upper Class seat that truly shines.



... Down to the windows in the business class lavatories.



Overall, Virgin Atlantic's A350 is an impressive plane.



One which looks likely to carry the airline through its next chapter.



How to delete YouTube comments you've left on videos, on desktop and mobile

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  • If you want to delete a YouTube comment you left on a video, you just need to find the comment and make a few clicks.
  • The process for deleting YouTube comments is the same whether you use a computer or a mobile device — you just need to be logged into the Google or YouTube account you used to leave the comment.
  • Visit Business Insider's homepage for more stories.

The YouTube comment section is often as popular as the actual video on which people are commenting. YouTube comments give you the chance to share a thought or memory, debate a topic, decry an opinion, or support someone else's stance. 

YouTube comment sections can be home to hilarious anecdotes or brutal vitriol, but either way, they're never boring.

If you've left a YouTube comment that you now want to remove, you can always delete it. 

Removing YouTube comments only takes a few seconds whether you're on a computer or on mobile, so don't throw up your hands and leave that pesky comment out there for all to see.

How to delete YouTube comments

1. Log into your YouTube account and go to the video with the comment you want to delete.

2. Tap or click on the three vertical dots to the right of your comment.

3. Click "Delete."

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A text box will appear reading "Comment Deleted" to confirm that your comment has been removed.

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Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone for every type of person and budget

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