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3 women tried these popular, reversible swimsuits and were impressed — here are our reviews of everything from fit to function

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maaji swim review 4x3

  • Shopping for bathing suits, especially online, can be hard. Ultimately, we all want to find a suit that helps us feel comfortable and have fun on a day at the beach or sitting poolside. 
  • Maaji is a Colombian swimwear brand that wants to make swimsuit shopping easier, with carefree styles that are just as flattering as they are comfortable and cool. 
  • Three women on the Insider Picks team got to try Maaji swimsuits this summer and were impressed with the comfortable materials, unique designs, and flattering fits. Keep reading to hear more about our experiences. 

I love shopping for pretty much everything, except swimwear. My qualms about the process are many. Cheap suits often offer little in terms of support and coverage, but it can be hard to justify spending a lot of money on a high-quality suit when you know you'll only get to wear it for a season or so each year. On top of that, trying on multiple suits to find one that makes you feel great can be frustrating and even uncomfortable. 

Maaji is making swimwear shopping much less painful with its reversible suits in whimsical patterns and comfortable fabrics.  

From just looking at the suits, Maaji may seem like any other swimsuit brand. But from its products to its socially conscious mission, this Colombian beachwear label is truly unique. Cute and colorful patterns, high-quality fabrics, smart designs, and a bigger social purpose make Maaji stand out. 

The Maaji difference

Inspired by their family of entrepreneurs, sisters Amalia and Manuela Sierra wanted to create a brand of their own — one that was innovative, fun, and contributed to the social development of the place they've always called home, Colombia. Maaji was born in 2002 out of this desire, and the brand has been working to embody these goals ever since. 

Unique designs

Going to the beach and swimming in the ocean, it's just fun. Maaji evokes this carefree, whimsical feeling in their suits. An in-house creative team dreams up themes for each collection, which inspire the eclectic patterns and designs. Maaji's cuts are far from the typical triangle or bandeau bikini tops — each suit has a unique silhouette complemented by cute little details, like straps, cutouts, and ties.

Then, of course, there's the reversible aspect. For me, this is one of the biggest draws of the suits. If you choose a one-piece, you're getting two unique patterns or colors. If you choose a bikini, your options are even broader. You can mix and match the top and bottom for a combination of four unique styles. Some of the two-pieces can even be worn front to back, or vice versa, giving you even more choice. 

Pricing

When it comes to shopping for bathing suits, you'll find a huge range of prices. Given the breadth, it's hard to say if there really is an average price. At Maaji, most tops and bottoms cost about $60, while the majority of one-pieces sit around $150. That is definitely more than you'd pay for a suit from Aerie but similar to what you'd pay for one from Andie or Solid and Striped. Considering that everything is reversible, and you kind of get two (or more) suits for the cost of one, the price seems fair. 

Social impact

Maaji is committed to doing better for the environment and individuals. "Planting an Ocean of Trees" is one of the brand's environmental initiatives. This nonprofit campaign has already planted thousands of trees to protect local watersheds in Colombia, and it's planning on doing more. As a swimwear brand, it only makes sense that Maaji also engages in beach cleanups and other efforts to protect our seas. On a mission to become strong corporate citizens, Maaji is also committed to helping its community by making a positive social impact. In the past, they've done things like donate creativity-booster kits, filled with art and school supplies, to local students. 

Three women on the Insider Picks team got to try Maaji swimsuits this summer. Keep reading to see what they thought:

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Insider Picks editor, Sally Kaplan:

I'm usually super self-conscious in two-piece swimsuits, but this is the first one I've ever worn that I feel totally confident in. The bottoms are just high-waisted enough to cover what I personally prefer to be covered (my stomach), but the high cut on the hips and the slightly cheeky backside still make me feel sexy. You know how some high-waisted, full-coverage bottoms can make you feel like you're wearing your grandma's underwear? That's definitely not the case here, unless your grandma is Jane Fonda. 

The top also held up my DD chest pretty well, though I do wish the straps were adjustable. You can't see it in the picture above, but the other side of the top is laced up kind of like a corset. The lacing is adjustable, and the the top is reversible, so you can wear it in the front to show off some cleavage or keep it in the back for something slightly more modest. 

I also like that the suit can be worn inside out — there's a pretty floral pattern on the other side, and it's meant to be fully reversible. 

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Insider Picks reporter, Connie Chen:

I don't always love printed or patterned swimsuits, but all of Maaji's options are so irresistibly cute that it was easy to put aside my bias. This swimsuit is flattering in many ways, from the diagonal stripes in alternating shades of pink and orange, to the low-cut scoop back. There are also small cutouts and ties at the side. 

All in all, it sounds like a lot is going on in this suit. But that's also what makes it so ideal for fun and sunny beach days. The fit is comfortable and supportive (but if you have a larger chest, note that it doesn't come with built-in cups), and the suit hits at all the right places. I'd normally be a little hesitant to recommend a $150 one-piece, but since it's reversible and the accompanying print is quite different, but just as flattering, I actually feel like I'm getting a deal by owning this suit.

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Insider Picks reporter, Remi Rosmarin:

When I picked out this suit online, I was hesitant. I have to say, though, I was really impressed with my Maaji swimsuit. While it's just two pieces, the reversibility actually makes it feel like you have more than just one suit. Not only can you reverse the fabric, you can also wear it back to front or front to back. In person, the colors and patterns are playful and summery. The fabric is seriously stretchy and comfortable, so while it looked small at first glance, it actually fits really well — no pinching or sagging anywhere. I also found both the top and bottom to be really flattering, which I'm not quick to say about most bikinis. 

I love the cute, reusable pouch this arrived in. It's a great idea for throwing in your bag on beach days when you know you'll want to change out of your wet suit, but will still have to carry it. Price-wise, this is more than I'd usually spend on a bathing suit, but the fact that you can wear the suit so many different ways makes it feel like you're getting more for your money. 

Shop Maaji swim at ShopbopNordstrom, Backcountry, and Nordstrom Rack

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The 15 best cities in the US to buy a home

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where to buy a house

The real-estate market is soaring.

Falling unemployment rates and rising housing prices have led to a thriving market, according to WalletHub. However, rising mortgage rates mean less affordable homes.

So, where are the best places to buy a house? Per WalletHub, the answer is about more than square footage and architectural style — it's also about how healthy the local housing market is and whether people living there can actually afford to buy homes.

To answer this question, the personal finance website compared 300 US cities of various sizes across two key categories: their local real-estate market and their affordability and economic environment. It evaluated 23 metrics within these larger categories, from median home-price appreciation and home sales turnover rate to job growth and foreclosure rates.

Each metric was weighted and graded on a 100-point scale — a score of 100 indicated the healthiest possible housing market. WalletHub then calculated each city's weighted average for each metric to determine its overall score in the final ranking. Note that no city scored perfectly: The top-ranked city on the list came in at 73.68.

Texas took over the list — seven cities in the state dominate the top 15. 

Here are the best cities in the US to buy a house, ranked. Note that all median home values are sourced from Zillow.

SEE ALSO: 38 US cities where people have to fork over more than 50% of their income to afford housing

DON'T MISS: The 20 best cities for millennials who want to buy a home, where housing is affordable and jobs are strong

15. The median home value in Grand Rapids, Michigan, is $161,800.

Real-estate market rank: 8

Affordability and economic environment rank: 103

Total score: 67.88

Source: Zillow, WalletHub



14. The median home value in Gilbert, Arizona, is $340,400.

Real-estate market rank: 25

Affordability and economic environment rank: 8

Total score: 67.99

Source: Zillow, WalletHub



13. The median home value in Fort Worth, Texas, is $197,900.

Real-estate market rank: 16

Affordability and economic environment rank: 27

Total score: 68.23

Source: Zillow, WalletHub



12. The median home value in Austin, Texas, is $371,900.

Real-estate market rank: 12

Affordability and economic environment rank: 28

Total score: 68.47

Source: Zillow, WalletHub



11. The median home value in Murfreesboro, Tennessee, is $243,900.

Real-estate market rank: 18

Affordability and economic environment rank: 4

Total score: 69.19

Source: Zillow, WalletHub



10. The median home value in Fort Wayne, Indiana, is $136,700.

Real-estate market rank: 5

Affordability and economic environment rank: 51

Total score: 69.51

Source: Zillow, WalletHub



9. The median home value in Allen, Texas, is $319,000.

Real-estate market rank: 13

Affordability and economic environment rank: 6

Total score: 69.52

Source: Zillow, WalletHub



8. The median home value in Durham, North Carolina, is $229,900.

Real-estate market rank: 4

Affordability and economic environment rank: 37

Total score: 69.67

Source: Zillow, WalletHub



7. The median home value in Carrollton, Texas, is $286,100.

Real-estate market rank: 6

Affordability and economic environment rank: 21

Total score: 70.02

Source: Zillow, WalletHub



6. The median home value in McKinney, Texas, is $311,400.

Real-estate market rank: 26

Affordability and economic environment rank: 2

Total score: 70.23

Source: Zillow, WalletHub



5. The median home value in Denton, Texas, is $239,000.

Real-estate market rank: 3

Affordability and economic environment rank: 41

Total score: 70.51

Source: Zillow, WalletHub



4. The median home value in Cary, North Carolina, is $378,000.

Real-estate market rank: 7

Affordability and economic environment rank: 3

Total score: 71.07

Source: Zillow, WalletHub



3. The median home value in Overland Park, Kansas, is $317,000.

Real-estate market rank: 2

Affordability and economic environment rank: 57

Total score: 71.69

Source: Zillow, WalletHub



2. The median home value in Frisco, Texas, is $396,800.

Real-estate market rank: 9

Affordability and economic environment rank: 1

Total score: 72.44

Source: Zillow, WalletHub



1. The median home value in Boise, Idaho, is $301,500.

Real-estate market rank: 1

Affordability and economic environment rank: 38

Total score: 73.68

Source: Zillow, WalletHub



How to schedule a Lyft on the mobile app to book a future ride in advance

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Lyft

  • It's easy to schedule a Lyft from the mobile app of your iPhone or Android phone, which allows riders to book a ride in advance. 
  • You can schedule your desired pick up time, location, and destination, and a Lyft driver will pick you up within 10 minutes of the time you booked.
  • If you no longer need the scheduled Lyft, or need to change the pick up or drop-off destination, the company allows you to cancel or update without a fee if you haven't yet matched with a driver. 
  • Visit Business Insider's homepage for more stories.

Lyft introduced a way for its riders to schedule rides in advance just over 3 years ago. 

Since the feature rolled out in San Francisco in 2016, most metropolitan cities have the feature today as a way to, for example, leave for the airport on time or to beat the traffic on a busy workday. 

If you no longer need the scheduled Lyft, or need to change the pick up or drop-off destination, the company allows you to cancel or update without a fee. 

Scheduling a Lyft is easy, too, and can be done in just a few steps.  

Check out the products mentioned in this article:

iPhone Xs (From $999.99 at Best Buy)

Google Pixel 3 (From $799.99 at Best Buy)

How to schedule a Lyft using the mobile app

1. First, launch the Lyft app on your iPhone or Android phone. 

2. Type in your scheduled destination under "Where are you going?"

Lyft1

3. Once you've selected your destination, tap "Schedule" (the icon resembling a calendar) right above the "Select Lyft" button. 

Lyft2

4. Next, make sure your pick-up location is accurate, then tap "Confirm pickup."

Lyft3

5. Then select the date and time you wish to schedule your Lyft ride by toggling through the options. You can schedule a Lyft up to a week in advance. A driver will come pick you up within 10 minutes of your scheduled time.

Lyft4

6. Make sure your pick-up location, date and time, and type of Lyft are correct before tapping "Schedule" — if so, tap "Schedule" and pay. 

Lyft5

You can cancel or update your scheduled ride at any time before you are matched with a driver without a fee. 

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone for every type of person and budget

Join the conversation about this story »

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Amazon reportedly kept a 'burn book' of all the mean things politicians said about it during the HQ2 fight with New York City (AMZN)

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Mean Girls

In a move that Regina George would appreciate, Amazon reportedly kept a "burn book" of all the negative things politicians, union leaders, and other prominent New York City political operatives said publicly amid negotiations for Amazon to build a second headquarters ("HQ2").

The Wall Street Journal reportedly saw the "burn book," which is kept in a Microsoft Word document file, and published an account on Wednesday of what it saw. The document is said to include politicians like Democratic Sen. Mike Gianaris and New York City Councilman Jimmy Van Bramer, and political operatives like Retail, Wholesale and Department Store Union president Stuart Appelbaum.

All three were openly critical of Amazon's plan to bring its new headquarters to Queens neighborhood Long Island City. 

Jimmy Van Bramer nyc council

Those plans eventually fell apart— Amazon officially confirmed the cancellation in a letter on February 14.

"After much thought and deliberation, we've decided not to move forward with our plans to build a headquarters for Amazon in Long Island City, Queens," the letter from Amazon said. "A number of state and local politicians have made it clear that they oppose our presence and will not work with us to build the type of relationships that are required to go forward with the project we and many others envisioned in Long Island City."

Read more:Amazon is reportedly looking to boost its office space in New York City months after its HQ2 deal was killed

Amazon's plans included the promise to create approximately 25,000 new jobs in New York City, and both Mayor De Blasio and Governor Cuomo touted long-term tax revenue increases in support of the move. Critics pointed to what New York City and State were giving up in the process: $3 billion in tax breaks and circumvention of the land-use process

According to the report, neither Mayor De Blasio nor Governor Cuomo ended up in Amazon's "burn book." Amazon representatives didn't respond to a request for comment as of publishing.

Check out the full piece in the Wall Street Journal right here.

SEE ALSO: Amazon cancels New York HQ2

Join the conversation about this story »

NOW WATCH: All the ways Amazon is taking over your house

'Marianne, get over yourself': Presidential candidate Marianne Williamson on how she handles pain, why she got into politics, and what she sees as the difference between despair and mental illness

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Marianne Williamson

  • Dan Schawbel is a bestselling author, speaker, entrepreneur, and host of the " 5 Questions with Dan Schawbel" podcast, where he interviews world-class humans by asking them just five questions in under 10 minutes.
  • He recently interviewed US presidential candidate and spiritual teacher Marianne Williamson.
  • Marianne said that the best way to forgive someone is "to bless them and to pray for their happiness."    
  • In order to overcome our own insecurities and help others, Marianne suggests that we have to stop living only for ourselves.
  • Visit Business Insider's homepage for more stories.

As a spiritual teacher, author, and activist for more than three decades, Marianne decided to announce her run as a US presidential candidate back on January 28. Since then, she was able to raise enough money to participate in the official primary debates and continues to get momentum for her progressive ideas and unique perspectives. After being influenced by spiritual transformation book "A Course in Miracles," Marianne wrote her first book, which was featured on The Oprah Winfrey Show. Since then, she's written a dozen other books, such as her latest "A Politics of Love," and founded nonprofits that focus on peace-building and serving food to those with AIDS. 

In the below conversation, Marianne shares how her spirituality influenced her to get into politics, her views on the mental health epidemic and her advice for overcoming insecurities, forgiving others and having a successful career.

Dan Schawbel: How has your spirituality teaching and entrepreneurial spirit influenced you to get into politics?

Marianne Williamson: For the last 35 years I have worked with people, and hopefully helped people, trying to navigate the consequences of all the damage that has been done by a irresponsible political system. Because I've been up close and personal with the human costs of that damage, I have very passionate ideas about the things we need to do to change. Spirituality is the path of the heart and both spirituality and politics should have a common goal and that is the diminishment of human suffering. When political systems and policies actually cause human suffering, then it becomes a spiritual as well as a political issue to interrupt that pattern, to disrupt it and to change course. 

Dan: How do we overcome our deepest fears and insecurities that get in the way of our fulfillment?

Marianne: Just as light casts out darkness, love casts out fear. I always feel like whenever I have a problem, 90% of the time, the best thing I can say to myself is, "Marianne, get over yourself." We're too obsessed with self and that's where the fear comes from because the notion of a small separate self is by definition a fearful thought, because it is a thought that cuts us off from a realization of our oneness with others. Only in a realization of our oneness with others, can we feel at home in this world and at home with other people. It's in cultivating a thought system, which isn't so much difficult as it is different, but which repudiates the thinking of the world. It's not about you but about extending who and what you are into the life of another.

Dan Schawbel

Dan: What's the best way to forgive someone who has caused you pain?

Marianne: To bless them and to pray for their happiness. It literally changes the alchemy in the brain. Enlightenment begins as an abstract thought and then it makes a journey without distance into the heart. You can know something intellectually, but you can't make the leap by yourself. I can know the law of consciousness. I can know that if I haven't attacked a judgmental thought about you, I'm going to feel attacked. I'm going to feel worse, and that if I bless you; I'm going to feel better. 

Well, it's one thing to know and it's another thing to actually be able to make that shift emotionally. The most powerful prayer is a prayer that sometimes we say in contradiction to how we actually feel, but that's the power of prayer. It nullifies toxic thoughts. It literally changes your brain chemistry, and if I'm praying for your happiness, I'm triggered because what you did to me hit me in a way that spoke to some deep wiring that got into my brain when I was three years old, and that's when you ask for God's help. You say, "I'm willing to see this differently. I'm willing to see the innocence in that person. I don't feel it right now, but I know that my emotional salvation lies in getting off this attack train that I'm on in my own mud and so I am willing to see their innocence." That's really the only way.

Read more: New York Times columnist David Brooks shares his candid advice for ignoring your ego, overcoming loneliness, and saying 'yes' to everything

Dan: What can we do to support those who suffer from mental illness at work and at home? 

Marianne: We want to be careful with that phrase, mental illness, today because big pharma is behind a lot of that. There is a psychotherapeutic psychological industrial complex and we want to be aware that there's a difference between the normal spectrum of human despair and mental illness. So for the sake of a large multibillion-dollar profit center, there are those who have medicalized human despair. There are such things as bipolar and schizophrenia for instance, where psychotherapeutic drugs is obviously a legitimate conversation.

But today we rush to the phrase "mental illness." When many people are experiencing the dark night of the soul like losing your job or having a financial failure or bankruptcy or your spouse leaving or learning that you have a terrible disease, that's not mental illness. I have a problem with the way we rush too quickly to mental illness today, because big pharma just totally takes advantage of that. However, whether it is something medicalized unduly, or whether it is genuinely genuine mental illness, the course in miracles makes it clear that if your life has lived outside your love of love, then you won't be depressed. So the fact that everybody is so depressed these days is not because there's something wrong with them.

We live in a society where 40% of the people in this country are struggling just to make ends meet. We live in a world where we know that if we don't respond to climate crisis within 12 years, it could be irreparable damage. We live in a world where there's so much unnecessary human suffering, so much unnecessary human tension and anxiety, for no other reason than that. There'll be short-term profit maximization, or small groups of people being upset about this is a sign of mental illness, so it's like physical illness sometimes. With physical illness, if you break your leg, millions of years of evolution had gone into the development of a brain that registers pain. If you didn't register pain, you wouldn't know. You have to reset the leg, the bone. You can't just take a painkiller. You have to reset the bone.

Well, psychic pain is often the same way. Some of the psychic pain is there for reason too. We have to reset our thinking. We have to stop living only for ourselves. We have to stop living only from material things. We have to stop acquiescing to an economic system that is so oppressive against millions of people. The fact that we're upset is not a mental illness.

Read more: Social media phenomenon Jay Shetty on his wild journey from monk to entrepreneur — and why he says being disappointed is a normal part of a meaningful life

Dan: What is your best piece of career advice?

Marianne: Do whatever you do for love. "Is this the way I can contribute to the upliftment of the world? May my talent be used for purposes that are beyond myself. My talents were given to me by a divine source and I placed them back into the hands of a divine source so they may be used in a way that serves the world."

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Subscribe to the "5 Questions with Dan Schawbel" podcast on iTunesSpotifyOvercast, or others.

SEE ALSO: Food Network star Guy Fieri on his roots selling pretzels in California, his time as a foreign exchange student, and his father's wisdom that he's trying to pass on to his own kids

Join the conversation about this story »

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How to enable iMessage on your iPhone to easily send messages to iPhone, iPad, and Mac users

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mac imessage iphone ipad

  • When you enable iMessage on your iPhone, you'll be able to send and receive messages using cellular data or Wi-Fi with other iPhones, or over Wi-Fi with iPads or Mac computers.
  • iMessage is likely already enabled on your iPhone if you're signed in with your Apple ID, but you may have turned it off if you want to conserve data.
  • To enable iMessage on your iPhone, follow the steps below.
  • Visit Business Insider's homepage for more stories.

In order to send and receive iMessages to your iPhone, iMessage must be enabled. 

By doing this, you will associate your phone number with the email address used for your Apple ID or iCloud account. This will allow you to send and receive the "blue text bubbles" when chatting with other iPhone, iPad, and Mac users. 

When iMessage is enabled, iMessages are sent using a Wi-Fi connection or cellular data when a Wi-Fi connection is not available. 

When iMessage is not enabled, you will receive all messages to your phone as SMS or MMS text messages, if already enabled — which can be beneficial for those with monthly data limits. 

If you have recently bought a new iPhone and set it up using your Apple ID already, iMessage will already be enabled and ready to use. 

But if iMessage isn't enabled, here's how to do it. 

Check out the products mentioned in this article:

iPhone Xs (From $999.99 at Best Buy)

iPad (From $499.99 at Best Buy)

MacBook Pro (From $1,299.99 at Best Buy)

How to enable iMessage on iPhone 

1. First, unlock your iPhone and launch Settings from the home screen. 

2. In Settings, scroll until you find "Messages" and tap. 

iMessage1

3. At the top of the screen, find iMessage. 

iMessage2

4. If the slider on the right is green, iMessage is already enabled. If not, tap the slider to enable iMessage. 

iMessage3

5. After activation, you will now be able to send and receive iMessages on your iPhone. 

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone accessories from cases to lightning cables

Join the conversation about this story »

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Right now, some Amex cardholders can earn up to an extra 1,500 points shopping at Amazon. Here's how to see if you qualify.

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  • Amex Offers are deals for Amex cardholders — they get you cash back or bonus points on purchases with select retailers. Amex cards from the Platinum Card® from American Express to the Blue Cash Preferred® Card from American Express are eligible.
  • One current offer gets eligible cardholders 2 additional Amex points per dollar at Amazon.
  • The offer is available until September 30, and you can earn up to 1,500 Amex points.
  • Not everyone will be eligible for this offer — these deals are targeted, so everyone will see different options in their account.

If you have an Amex card and you shop at Amazon, you should check your account to see if you're eligible to earn bonus points.

Offer details

Until September 30, eligible Amex cardholders can earn 2 bonus Membership Rewards points per dollar spent at Amazon, either via Amazon.com or the US Amazon mobile app.

This Amex Offer limits you to earning 1,500 Amex Membership Rewards points — but that's in addition to the points you'd earn for regular spending with your eligible Amex card.

Most Amex Membership Rewards cards earn 1 point per dollar on Amex purchases, so with this offer you'd earn 3 points per dollar on up to $750 in spending at Amazon. The exception is the Blue Business® Plus Card from American Express, which earns 2x points on the first $50,000 spent each year (then 1x). With that card, you could earn up to 4x points on the first $750 spent at Amazon if you're eligible for this offer.

How Amex Offers work

Amex Offers are targeted, which means that not everyone will see the same deals when they log in to their account. The more Amex cards you have, the better your chance at having a certain offer. 

You need to add the offer to your Amex account before you make the purchase in order to get the bonus Amex points. Here's how you do that: 

  1. Log in to your online Amex account.
  2. You'll see icons in the top right for each of the cards you hold. Click which one you want to find offers for.
  3. Once you're viewing the correct card, scroll down on the main account page. Keep scrolling and click "View All" to see all available offers on that card.
  4. When you find one you want to use, click "Add to Card." If you want to confirm that it's been activated, click the
  5. "Added to Card" tab.
  6. Repeat for each card you have.

Read more: How Amex Offers work to help you save money and collect bonus points

Amex Offers aren't the only reason to consider an Amex credit or charge card, but they're a valuable perk, especially since offers change all the time and you can find deals from brands like Levi's, Starbucks, Adidas, and Best Buy.

If you don't have an Amex card, here are some great ones to consider:

  • The Platinum Card from American Express It has a $550 annual fee, but more perks than just about any other rewards credit card. Get up to $200 in Uber credits each year, up to $200 in airline incidental fee credits each year, and up to $100 in Saks credits each year. You'll earn 5x points on flights booked directly with the airlines or Amex Travel, and get access to various airport lounges.
  • American Express® Gold Card If you eat out, this card can be a very rewarding option, because it earns 4x points at restaurants. You also get up to $10 each month in the form of statement credits when you make a purchase at GrubHub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shacks. There's a $250 annual fee.
  • Blue Cash Preferred Card from American Express If cash back is more up your alley, the Blue Cash Preferred is a great choice thanks to 6% back at US supermarkets (on up to $6,000 per year, then 1% back) and on select US streaming services, and 3% back on transit and at US gas stations (and 1% on back everything else). There's a $95 annual fee.

Read more:The ultimate guide to current Amex Offers

SEE ALSO: All our credit card reviews — from cash-back to travel rewards to business cards — in one place

Join the conversation about this story »

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Silicon Valley has an obsession with 'obliterating' the competition — and Washington may not be equipped to deal with it

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mark zuckerberg congress hearing

  • Jay Friedman is the president of the Goodway Group, a digital media company.
  • In this opinion piece, he writes that the Department of Justice isn't equipped to fix the culture of Silicon Valley, even with the recent antitrust investigation opened.
  • Silicon Valley, he writes, is obsessed with "obliterating" the competition, directly at odds with American anti-trust rules. There are also numerous examples of questionable ethics.
  • But Washington has also been tepid in its approach, indemnifying Facebook and imposing a low (for Facebook) fine of $5 billion.
  • Visit Business Insider's homepage for more stories.

With the DOJ recently opening an antitrust investigation into big tech, the government is trying to take on Silicon Valley and fix it at its core. However, I don't believe this is a problem the government is equipped to fix. Silicon Valley is steeped in a grow-at-any-cost culture, which the government will find challenging to overcome due to its own flawed culture. 

Let's begin with Silicon Valley. For years people were confused because Amazon's stock was soaring, but the company had yet to turn a profit. The rules had changed. Stock prices weren't based on price-to-earnings ratios, but instead what Peter Thiel refers to as "escape velocity," when companies grow so big, so fast, that others in their competitive set can't keep up and eventually fall away.

However, we have rules in the US specifically to prevent companies from growing so big that competition is no longer promoted or protected, namely the Sherman Anti-Trust Act. The Silicon Valley cultural obsession with achieving escape velocity and obliterating the competition is permanent, though. It's not an obsession that is present during the early years of a startup but then fades. It's an obsession that is part of these companies' cultures forever.

It's often thought that Silicon Valley's legend began at Xerox PARC, where the best and brightest cranked out numerous inventions we still appreciate today. While the legend may have begun at Xerox, I believe the culture began when Apple visited Xerox and borrowed/stole (depending on who you believe) the idea of the computer mouse for Apple's newest computer.

These questionable ethics continued when Bill Gates and Steve Jobs met, and Microsoft later used a graphical user interface eerily similar to what Jobs had shown him. Too coincidental, Jobs alleged in court filings years later.

These weren't one-offs or extreme examples, though. This is Silicon Valley's culture. Do we remember when Google was mapping its Street View product, only to be found stealing mountains of people's personal emails and documents from their home Wi-Fi networks and called it a "mistake?" Or when Amazon "partnered" with Toys 'R' Us to bring toys to the fledgling e-commerce site, only to make this a decision that later contributed toward their bankruptcy? Perhaps the worst example of growing at any cost is Facebook's Cambridge Analytica scandal. Here, another nation likely influenced the outcome of the US's 2016 presidential election – surely one of the nation's most sacred representations of freedom.

Read more: Let's stop glorifying managers who brag about their stress and exhaustion. Workaholic behavior should not be the norm.

What has prevented the US government from acting and taming this behavior?

The US ranks 22nd on the Corruption Perception Index, which is surprising to many. This is important because Washington will certainly think twice before biting the hand that donates to them before regulating big business. But other nations might not fear regulating. For example, Australia, ranked 13th in the CPI, recently announced plans to rein in Facebook. The EU, with a number of countries like the UK and Germany ranking higher on the CPI, has also been far more aggressive in fining the U.S.'s largest tech companies with Margaret Vestager at the helm.

A primary example of the way this Washington culture manifests to (in)action is the $5 billion fine Facebook recently received. While the sum is more than their Q1 2019 earnings, the fine doesn't leave a lasting mark. Buried in the fine print, this fine indemnifies Facebook for any and all claims prior to June 12, 2019.

A $5 billion fine will not change the culture of Silicon Valley. It would take a fine more in the range of $100 billion, given to multiple companies, to force a change like this.

Recently, the Business Roundtable convened to try to push back against shareholder primacy and declare their company's purpose is to serve all stakeholders including customers and employees. Will this really be the case in Silicon Valley, though? The root issue here persists until Silicon Valley and Washington can both make a fundamental change. I don't see either, much less both, happening any time soon.

SEE ALSO: A business professor who's studied protests weighs in on the economic impact of Hong Kong's unrest

Join the conversation about this story »

NOW WATCH: This is the shortest route for a road trip across the US to see 50 national landmarks


How to redownload music on your iPhone in 2 different ways

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iPhone apps and headphones

  • You can redownload music on your iPhone that you've purchased from iTunes or saved with Apple Music. 
  • To redownload music from iTunes, find the Purchased tab in the iTunes Store app and tap the download button for any songs that are no longer stored on your iPhone
  • If you subscribe to Apple Music, you can download any song for offline listening in the Music app – if for some reason it disappears, you can simply redownload it.    
  • Visit Business Insider's homepage for more stories.

Did some of the music disappear from your iPhone

It's not uncommon for songs to occasionally go MIA. You might have deleted them to save space or they might have gotten removed due to a sync error. 

No matter the reason, if you purchased the tracks in iTunes, the service keeps a record of everything you've purchased, making them easy to get back. 

Check out the products mentioned in this article:

iPhone Xs (From $999.99 at Best Buy)

How to redownload music you've purchased in iTunes

1. Start the iTunes Store app on your iPhone. 

2. Tap "More" at the bottom right of the screen. 

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3. Tap "Purchased," and then on the Purchased page, tap "Music."

4. You should see a list of all the tracks you've purchased using your Apple ID account, organized by artist. 

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5. To see a list of all tracks, tap "All Songs." If a track has a Play button, it's already downloaded to the phone. If you instead see a cloud, it's purchased but not installed. Tap the cloud to download it. 

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How to redownload music you've downloaded with Apple Music

If you subscribe to Apple Music and download songs to play offline, those songs won't appear in iTunes Purchased tab. 

Instead, you can redownload those songs using the Music app. Simply find the song in the Music app and tap the cloud icon to download it again.

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone for every type of person and budget

Join the conversation about this story »

NOW WATCH: Jeff Bezos is worth over $160 billion — here's how the world's richest man makes and spends his money

The Ford Ranger and the Chevy Colorado battle it out in a contest of mid-size pickup trucks (F, GM)

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Ford Ranger

  • The Ford Ranger and Chevy Colorado are the two biggest competitors from the major pickup-truck makers in the US.
  • I've tested three Colorado trucks in different trims, and one all-new Ford Ranger.
  • The Colorado truck eked out a win this time over the Ranger, but the truth is that both pickups are outstanding.
  • Visit Business Insider's homepage for more stories.

The Ford-Chevy rivalry is a familiar one to pickup-truck customers. In the full-size segment, the mighty F-150 has been the bestselling vehicle in the US since Ronald Reagan was president, while the Chevy Silverado has usually been No. 2.

Decades ago, there was robust competition in the compact-pickup segment as well. But more recently, the Detroit automakers have all but abandoned the market in the US.

That all changed when Chevy rolled out the Colorado in 2014. Suddenly, the old compact segment became a midsize battleground. (The trucks were larger than the entry-level, stripped-down pickups I drove when I was in college.) Toyota was well established, but with the Colorado and its GMC sibling, the Canyon, General Motors offered more plush, high-tech, yet still versatile and robust small pickups.

Honda revamped its Ridgeline to be more pickup-like, and just like that, Ford looked as if it had fallen behind the curve in its bread-and-butter realm.

2019 Chevy Colorado Z71

Not to worry, however, as the Ranger midsize was on sale outside the US, so all the Blue Oval had to do was bring the vehicle back to America. In the first three months of 2019, Ford sold almost 9,500 Rangers, a respectable debut. Colorado sales tallied about 33,500 for the same period.

I love midsize pickups. They're the ideal vehicles for suburban weekend home-improvement duty, and if you're an outdoorsy person who doesn't need to tow a large boat or horse trailer, they're great for getting out into nature (as long as you go for the 4x4 versions). When equipped for off-roading, they can be comfort-challenged, but you can also opt for a cheaper, rear-wheel-drive base model that will provide easier driving dynamics.

Having driven several Colorados in the past four years — coming away impressed with them all — I recently enjoyed the new Ranger. So, naturally, it was time to compare pickups. Read on to find out how they matched up.

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First up is the newcomer. The 2019 Lariat SuperCrew four-wheel-drive Ranger was nicely equipped and stickered at almost $45,000. The base-price pickup is a little more than $24,000.

Read the review »



The SuperCrew configuration sports a 5-foot bed, but the Ranger can be had with a two-door cab and a 6-foot bed. The Ranger is a handsome pickup, especially in "lightning blue."



You could call the Ranger's front end "snouty," but it's also pretty truck-like for a midsize.



The 2.3-liter EcoBoost four-cylinder engine is a turbocharged power plant that cranks out 275 horsepower and 310 pound-feet of torque. Towing capacity is 7,500 pounds — enough to tow just about anything owners of the Ranger would want to.



Ford's EcoBoost engine tech uses turbocharging to retain power with good fuel economy. In this case, the truck gets 20 mpg city/24 highway/22 combined. The 0-60 mph run is achieved is about 6.5 seconds.



A 10-speed transmission handles the shifting duties.



I didn't get to go all down-and-dirty with the FX4 setup, an extensive 4x4 rig that even offers off-road cruise control.



Our tester came with stout off-road rubber. Most pickups we test are lifted 4x4s.



I put the Ranger to a more serious hauling test than the Colorado, making a run to Costco and loading up some furniture. The bed is big enough to handle these typical suburban tasks, and it could also easily handle mountain bikes and outdoor gear.



The interior of our tester was a no-nonsense "ebony," but the upholstery was leather. The front seats are heated.



The rear bench seats, as one might expect with a smaller pickup, were snug.



The leather-wrapped steering wheel felt premium, and you'll notice that the cluster presents a speedometer — no traditional tachometer, and that's fine. Old-school tachs aren't very useful on pickups.



Ford's Sync 3 infotainment system runs on an 8-inch touchscreen. Sync 3 is one of the best in the industry, providing superb navigation, easy Bluetooth connectivity, and AUX and USB device-connection options.

The 10-speaker Bang & Olufsen audio system in the Ranger I tested is a terrific extra. It sounds too good for a truck this small! Apple CarPlay and Android Auto are also available.



On to the Chevy Colorado. I've sampled the truck in three trims. Here we see a $43,475 ZR2 that was well equipped and ready for off-road action. But I've tested a closer-to-base version ($21,300) and an aggressive Z71 version.

Read the ZR2 review here and the ZR1 review here»



The 2018 ZR2 came with a fetching "Cajun red tintcoat" paint job. The truck had a crew cab and a "short box" bed. Some folks don't much like short boxes, but I think for most owners it's ideal.



The ZR2 has a moderately more aggressive front end than the Ranger, and that gold bow-tie badge really pops against the blacked-out grille.



On paper, the 308-horsepower 3.6-liter V6 could be construed as underpowered. But in my hands, it was anything but. This pickup has nice pop.



Fuel economy is 17 mpg city/24 highway/19 combined — not great, but also not bad given the oomph provided by the V6.

The Colorado ZR2 can tow up to 5,000 pounds. That's not massive for a pickup, but the nonperformance Colorado and ZR2 aren't really intended for customers who will be hauling horse trailers. More likely, they'll attach a small trailer to pull an ATV, some JetSkis, or a modest camper.

The ZR2's 0-60 mph run has been clocked at a respectable six seconds, while the Z71 can haul 7,000 pounds.

A smaller, four-cylinder power plant is also available for the Colorado.



The eight-speed automatic handles the Colorado's power without straining. Shifts are smooth.



The 4x4 capabilities aren't advertised by the Colorado's stickers. But a sturdy 4x4 it is.



With the Colorado ZR2, you have electronic-locking differentials, front and rear, so it's ready for serious off-roading. The front underbelly and rear transfer case are also shielded, so rock-busting won't cripple your pickup.



As far as the bed goes, there isn't much difference between the Colorado and the Ranger. Both trucks should satisfy the hauling needs of midsize buyers.



The Chevy's "jet black" interior is on par with the Ford's. It's a nice environment, nearly premium without being luxurious. That's by design. This isn't a truck meant to be babied, so the interior has to be able to endure some punishment.



The driver gets a pretty typical Chevy setup as far as the steering-wheel controls and gauges are concerned. There's a small info screen between the speedometer and the tachometer.

Beyond heated seats, cruise control, and a nicely appointed leather-wrapped steering wheel, you don't get a lot of driver-assist features with the Colorado.



The 8-inch touchscreen runs Chevy's Intellilink infotainment system.

Bluetooth device pairing is a snap, and there are USB and AUX options for plugging in gadgets. Like all GM vehicles, the Colorado has 4G LTE WiFi connectivity.

Apple CarPlay and Android Auto are available.



And the winner (for now) is the Chevy Colorado!

To be completely honest, I had the Ranger as my winner when I started this comparison. I drove the Ford more recently than the Colorado and was extremely impressed. I also tend to think that Ford knows trucks and knows them well, so I give the Blue Oval the benefit of the doubt.

However, with three Colorado trims in my backstory — and yet another coming soon, the ZR2 Bison — I've simply spent too much quality seat time in the Chevy. The ZR2, in fact, is one of the best pickups I've ever tested, period.

That said, this contest was TIGHT. In the end, I think I favored the ZR2/Z71 V6 engine and the Chevy infotainment system over the Ranger's four-banger and Sync 3. But not by much.

In truth, the consumer is officially spoiled for choice in the once forlorn midsize-pickup market, with excellent offerings from not just Ford and Chevy but stalwart Toyota with the robust Tacoma, niche-y Honda and the Ridgeline, Chevy's sibling GMC and the Canyon, and even Nissan and the aging Frontier.

When it comes down to Colorado versus Ranger, you can't lose. And I'm assuming Ford will offer a more performance-oriented Ranger Raptor to US buyers, as it does in other global markets, so the Ranger will better match up with the Colorado line, which has been on sale in the US longer.

If you're an off-roader, the ZR2 is worth a close look. But what about the Z71 package? It does add thousands to the price tag, and when all is said and done, the $42,000 Z71 I sampled isn't much cheaper than the top-of-the-line, $43,500 ZR2. If you have plans for your Colorado that might be more on the brash side, and if you don't mind the menacing appearance, the Z71 trim is at least worth a gander.

The Lariat SuperCrew Ranger I tested was a few thousand bucks more expensive than even the ZR2, but I'd say it was ever so slightly better appointed and thus worth the extra cost. The Ranger has also been on sale outside the US for a while, so it's not as if this is an unproven truck.

There has to be a winner in these comparisons (well, most of the time — I could have declared it a tie). For me, and for now, that's the Colorado. But the Ranger is already close to being neck and neck, so in addition to a good old-fashioned pickup-truck war between Detroit rivals Ford and Chevy in the full-size segment, we now have a compelling undercard bout with midsize pickups.

I think that's great — and if you're a buyer, so should you.



A sleek black yacht that just launched is now the world's largest superyacht. Take a look at the 600-foot vessel owned by a Norwegian billionaire.

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  • The world's largest superyacht, a 600-foot vessel owned by a Norwegian billionaire, just launched in Romania.
  • The REV Ocean was designed to carry out scientific research expeditions with the goal of safeguarding the oceans.
  • It will also be available to charter to help support the costs of the scientific research missions.
  • A publicist for the REV Ocean said the vessel's billionaire owner, Kjell Inge Rokke, would also use the yacht but pay to rent it like any other customer.
  • The REV Ocean dethroned the 590-foot Azzam, which held the record of largest yacht in the world for six years.
  • Visit Business Insider's homepage for more stories.

The world's largest superyacht, a 600-foot vessel owned by a Norwegian billionaire, just launched in Romania.

The REV Ocean dethroned the 590-foot Azzam, which held the record for largest yacht in the world for six years.

Unlike most superyachts, the REV Ocean wasn't designed only for luxury cruising. It was built to be a research vessel, carrying out scientific expeditions with the mission of safeguarding the world's oceans.

The yacht will, however, be available to charter to help support the cost of its scientific missions, a publicist for the REV Ocean told Business Insider.

The REV Ocean, which is on its way to Norway to be outfitted, is set to be completed in 2020.

Take a look at the record-breaking 600-foot superyacht.

SEE ALSO: The 10 countries with the most superyachts in the world: RANKED

DON'T MISS: Jeff Bezos partied on billionaire David Geffen's $590 million superyacht in the Balearics — here's a look at the yacht, which has hosted everyone from Oprah Winfrey to Barack Obama

At 600 feet (182.9 meters) long, the REV Ocean is the world's largest superyacht.

It dethroned the 590-foot Azzam, which held the record for more than six years.



After 18 months of construction, the vessel was lowered into the water at the Vard Tulcea shipyard in Romania on August 24.

The REV Ocean was commissioned by the billionaire Norwegian businessman Kjell Inge Rokke.



Rokke is worth an estimated $3.3 billion.

He owns almost 67% of Aker, a publicly traded shipping and offshore drilling conglomerate, according to Forbes.

Rokke also started and funds a nonprofit foundation, also called REV Ocean, that's dedicated to safeguarding and preserving the oceans.

The Norwegian businessman is one of more than 200 wealthy people who have signed the Giving Pledge, promising to give away at least half of their fortune to charity.



The REV Ocean had "an extensive and complicated build period," according to the foundation.

The yacht was designed by Espen Oeino, who has designed some of the world's most famous yachts, including the late Microsoft cofounder Paul Allen's 414-foot Octopus.



The REV Ocean was built to be a scientific vessel in addition to a cruising yacht. REV stands for Research Expedition Vessel.

According to the REV Ocean foundation, scientists can use the superyacht for research into plastic pollution, unsustainable fishing, and the impact of CO2 emissions on the ocean.

"REV Ocean will strive to fill critical knowledge gaps, develop innovative solutions, and bridge science, business and policy sectors to achieve positive change," the foundation said.



The REV Ocean will be able to hold 55 scientists and 35 crew members, the foundation says.

The vessel's onboard equipment will include "scientific trawls, sonar systems, laboratories, auditorium and classrooms, moonpool, AUV and submarine, an ROV with 6000 meters depth capacity, and advanced communication equipment."



The superyacht will also be available to charter to help fund its scientific missions.

Rokke will also use the yacht, but he'll pay to rent it like any other customer, said REV Ocean's communication manager, Lawrence Hislop.

"The primary focus, branding, and emphasis, however, is on science," Hislop told Business Insider.



As a charter vessel, the REV Ocean could carry 28 guests and 54 crew members.

According to its website, the superyacht will be available for "private individuals, companies and institutions seeking to improve their awareness of the ocean."

The price hasn't been finalized, but REV Ocean is negotiating a contract with a yacht-chartering company, Hislop told Business Insider.



Next, the ship will go to Norway to be fully outfitted.

In the coming weeks, the REV Ocean will be towed down the Danube River and into the Black Sea, then pass through the Bosporus Strait in Istanbul, cross the Mediterranean, traverse the Strait of Gibraltar, and travel up to the Vard shipyard in Brattvag, the foundation said.

The journey is expected to take 30 to 35 days.



The vessel is set to be completed sometime in 2020.

Source: REV Ocean



How to add private channels to your Roku player using codes

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Roku remote

  • To add private channels to your Roku account, you'll need to enter their invitation codes in your account on Roku's website.
  • Private or "non-certified" channels on Roku are beta or niche channels that have not been reviewed by Roku for compliance with its terms and conditions.
  • You should make sure that a private channel doesn't contain illegal content or violate copyright before adding it to your Roku device.   
  • Visit Business Insider's homepage for more stories.

Compact and starting as low as $29.99 for the Roku Express model, Roku media players are gaining users more quickly than Netflix did during a similar point in the company's history, Markets Insider reported.

Roku offers a wide selection of streaming and live content as part of its approved channel selection, but another draw for the company's growing user base is the number of private or "non-certified" channels that can be used on the player as well. 

Check out the products mentioned in this article:

Roku Express (For $29.99 at Best Buy)

Private Roku channels, explained 

Roku already offers a large number of authorized channels, like the Roku Channel, Netflix, PBS Kids, and Spotify, that are approved and available for download from the channel store. 

Private channels are considered "non-certified" and must instead be added manually with an invite code through your Roku account.

According to Roku, these channels are non-certified because the company has not tested or verified that they abide by the company's terms and conditions. 

In a warning that pops up after adding one of these channels, Roku says that private channels can be removed without notice if they are found to violate the company's terms and conditions, contain illegal content, or violate copyright. 

They also note that if these channels do violate the rules, users who downloaded them may be barred from downloading private channels in the future, so make sure that you're downloading a channel that isn't suspect.   

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How to add a private Roku channel

Bearing those risks in mind, if you're interested in adding a private channel to your Roku, the process itself is pretty simple.

There are numerous lists online that compile private channels and their associated codes, and once you've selected a few you're interested in, you can head over to your Roku account to add them.

1. Navigate to the Roku website and click "Sign In" in the top-right corner.

2. After logging in, navigate over to "Manage Account" and select "Add channel with a code." Wells_Roku4.PNG

3. After entering the code, select "Add channel" and continue clicking through until clicking "Yes, add channel" as the final confirmation.

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4. It can take up to 24 hours for new channels to show up on your Roku, or you can circumvent the wait by going to "Settings > System > System Update > Check Now."

Examples of private Roku channels 

Private channels on Roku come and go, but below are two examples of options to try at the time this article was written. You can visit the website rokuguide.com/private-channels for up-to-date information on specific private channels. 

  • iTunes Podcast Channel (ITPC)

As the name suggests, the iTunes Podcast Channel is an easy way for users to play their favorite podcasts in the background, especially those not found on Roku's authorized Spotify channel.

  • LodeRunner (Code: LodeRunnerPreview)

While it's primarily viewed as a movie and TV service, Roku does also offer gaming capabilities. This channel is a Roku-friendly version of the classic arcade game. 

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best 4K TVs you can buy

Join the conversation about this story »

NOW WATCH: 7 lesser-known benefits of Amazon Prime

How to turn Closed Captions on and off on your Roku player, either through its menu or with a button press

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  • To turn Closed Captions on or off on your Roku device, you can go through the Roku's Accessibility menu, or try pressing the * button on your remote.
  • Closed Captions is an accessibility feature that displays text on screen to help you understand dialog, voiceovers, and action on the screen.
  • Some Roku streaming apps have their own Closed Captions setting.
  • Visit Business Insider's homepage for more stories.

Closed Captions is one of those Roku features that seems is easy to turn on when you don't need it, but hard to find when you do. 

Closed Captions, of course, is an accessibility feature that displays the dialog in a movie or TV show in text form, and it can help you understand dialog and action if the audio is hard to hear, or you need assistance with hearing. 

You can control Closed Captions from Roku's Settings menu, or toggle it on or off quickly while you're watching a show. 

Check out the products mentioned in this article:

Roku Express (For $29.99 at Best Buy)

How to turn Closed Captions on or off using Roku's settings

1. Press the Home button on your Roku remote control. 

2. In the leftmost menu, use the down arrow button to scroll to "Settings," and then press the right arrow button.

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3. Use the arrow buttons to scroll to "Accessibility" and then choose it by pressing the right arrow.

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4. Choose "Captions mode" with the right arrow button. 

5. You can now turn Closed Captions on, off, or set them to come on only during replays (meaning captions will only activate when you've used the replay button on your remote). 

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Some older Roku systems don't have an Accessibility menu. Instead, you'll see "Captions" in the Settings menu instead. 

The Roku can't display Closed Captions for all streaming services. If Closed Captions aren't working using a particular streaming service, look for a Closed Caption setting within the options for that particular service. It will often be on the same page that you use to pick what episode of a show you want to watch.

How to turn Closed Captions on or off while watching a show

1. While you're watching a streaming show, press the * button on the Roku remote control.

2. In the pop-up window, choose the caption mode you prefer: On, off, or only during replays. 

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Again, this won't work for every streaming app. Some services require you to go to a different menu to manage Closed Captions.

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best 4K TVs you can buy

Join the conversation about this story »

NOW WATCH: Jeff Bezos is worth over $160 billion — here's how the world's richest man makes and spends his money

Peloton, which sells $2,000 exercise bikes, just filed for an IPO — but cofounder and CEO John Foley has said that finding good talent is what keeps him up at night

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Potential investors were shocked to see home fitness giant Peloton (which sells $2,000 exercise bikes) reveal that it had sustained a $245.7 million net loss in fiscal year 2019 when the company released its IPO paperwork on Tuesday. But there has been another aspect of the company bugging CEO and cofounder John Foley, he said during an April episode of NPR's "How I Built This with Guy Raz."

"What keeps me up at night is how do we scale our culture?" Foley told NPR. "How do you go from 2,000 people to 50,000 people in the next five to six years and still have the fun, .com energy, the trust, the transparency? Having a fantastic culture where you're able to recruit and retain the best people in the world is what keeps me up at night."

Foley also revealed that he'd struggled with anxiety throughout Peloton's early days, telling NPR he was "a shell of a human being for several years, for two years in particular."

At the time, Peloton was burdened by financial problems so severe that Foley cleaned their office's bathrooms himself because the company could not afford to hire both office support staff and the engineers needed to work on its Wifi-connected exercise equipment.

Read more: Peloton's sales are surging as it gears up for an IPO. Insiders and analysts think it may only be getting started.

"I was masquerading as running a great company and we were trying to put on a happy face and you know, sell to the team and the investors' optimism," Foley told NPR, "and the truth be told, for two or three years we were about to collapse and we didn't have the money and it was stressful. I'm not the first entrepreneur to have gone through it, but it was the first time I've gone through it. It was very tough." 

Foley was in his 40s when he got the idea to build a stationary bike that offered in-home spin classes on demand, he told NPR. A graduate of Harvard Business School, he had previously been an executive at both Mars Inc. and Barnes and Noble's e-commerce division, according to the Peloton website. Foley and his wife both loved boutique fitness classes, but Foley couldn't get into classes taught by his favorite instructors at the most convenient times because he didn't like to book in advance.

Thus, his multimillion-dollar business idea was born — thought it hasn't been an easy road from there.

"I used to be a jolly guy," Foley told Business Insider in 2018 about the toll the company had on his mental health. "I'm still a happy-go-lucky guy, but after the years and the scars of the early days at Peloton, I've become slightly more cynical, more callous. It was rough."

SEE ALSO: The Chobani billionaire who turned a $3,000 loan into a yogurt empire calls himself an 'anti-CEO' and thinks other CEOs should do the same

DON'T MISS: Meet Rebekah Paltrow Neumann, the former actress who cofounded WeWork, is cousins with Gwyneth Paltrow, and is CEO Adam Neumann's 'strategic thought partner'

Join the conversation about this story »

NOW WATCH: 7 lesser-known benefits of Amazon Prime

The best Labor Day sales on tech, mattresses, clothing, and more that you can already start shopping

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  • Labor Day is on Monday, September 2. You can already start taking advantage of many end-of-summer and Labor Day sales through September 2 and beyond. 
  • See our full list of online sales across mattresses and bedding, home and kitchen, clothing and accessories, tech, and more below. 
  • Saving even more on Labor Day is as simple as visiting Business Insider Coupons, home to promo codes for your favorite online stores.

It's hard to believe summer is already almost over.

One of the good things about the end of the season, though, is that many online retailers are starting to announce and hold their end-of-summer and Labor Day sales. 

While you still have another month or so to go on vacation, relax at the beach, and enjoy a glass of rosé (or can of White Claw), now's also the perfect time to start thinking about your fall fashion, home and kitchen, and tech needs.

Labor Day sales provide an opportunity to save on anything you need to buy online. You may also be interested in the soon-to-be out-of-season stock from your favorite stores. 

To potentially save more during Labor Day, you can visit our coupons site to find promo codes to these retailers. 

Shop the best online Labor Day sales we already know about below: 

Mattresses and bedding

Allswell: 15% off mattresses and bedding with code "LD15" now through September 8

Bear Mattress: 20% off sitewide + 2 free Cloud Pillows with code "20LD" now through September 3

Boll & Branch: 20% off mattresses, duvet inserts, and pillows with code "LABORDAY20" now through September 2 

Brooklinen: 10% off all orders under $200 and 15% off all orders of $200+ from August 30 through September 3 

Brooklyn Bedding: 25% off sitewide now through September 2 

Casper: 10% off any purchase with a mattress with code "LABORDAY" now through September 9. Discount is increased to 15% off on September 1 and September 2

Crane & Canopy: Up to 60% off bedding from August 29 through September 2 

Dreamcloud: $200 off the Dreamcloud Mattress now through September 9 

Eight Sleep: Buy a Pod and get a free Gravity Blanket now through September 9 

Ettitude: 20% off sitewide with code "SUMMERCHILL" now through September 30

Layla: $125 off the Layla Mattress + 2 free pillows now through September 12 

Leesa: Up to $200 off mattresses + 2 free pillows 

Mattress Firm: Get a king size mattress for the price of a queen or a queen size mattress for the price of a twin; get a free adjustable base with any mattress purchase of $499 or more now through September 2 

Nectar: $100 off the Nectar Mattress + 2 free pillows now through September 9

PlushBeds: $1,200 off all organic latex mattresses + free cotton sheet set and mattress protector with code "BIORGANIC" now through September 12 

Primary Goods: $120 off orders of $600+ with code "ENDOFSUMMER120" now through September 2 

Purple: Get 2 free pillows and set of sheets with each mattress purchase now through September 10 

Saatva: $100 off all mattresses now through September 3 

Serta: Purchase a Serta iComfort or iComfort Hybrid mattress set and receive a free upgrade to a Serta Motion Slim adjustable foundation of the same size now through September 9 

Tuft & Needle: $100 off the Mint Mattress and 40% off sheets now through September 9 



Home and kitchen

Allmodern: Up to 65% off and an extra 25% off sitewide with code "GOFORIT" now through September 3

Birchlane: Extra 25% off from August 29 through September 4 

Burrow: $600 off orders of $2,600+ with code "LDW600" now through September 8

Dormify: 25% off sitewide with code "BYESUMMER" from September 1 through September 3 

Floyd: $150 off The Soda, $75 off The Bed, $50 off The Table, and $75 off The Shelving System with code "LaborOfLove"now through September 2 

Framebridge: 15% off all orders of $50+ with code "LABORDAY" from August 30 through September 2

Hurom: 25% off juicers and blenders now through September 6

Minted: 15% off wedding, baby, and personalized photo gifts with code "LABORDAY19" from August 29 through September 3 

Modsy: 25% off all design packages with code "LABORDAY25" from August 29 through September 2 

Saatchi Art: 15% Off Originals of $1,000+ with code "LABOR15"; 10% off all other Originals with code "LABOR10"; 20% Off Framed Limited Editions with code "LABOR20" from August 29 through September 2 

Society6: Up to 40% off sitewide from August 31 through September 2 

Wayfair: Up to 75% off sitewide now through September 3 

 



Clothing and accessories

2Xist: Spend $120 and get an additional $25 off your entire order; buy one get one 50% off Active, Shape and Multipacks with code "LABORYAY" from August 29 through September 3 

Adidas Outdoor: 30% off sitewide 

Alala: Up to 50% off select styles now through September 3

Backcountry: Up to 50% off sitewide now through September 2; take an extra 20% off Patagonia, Marmot, and more now through September 1 

Bandier: 50% off all sale styles now through September 3 

Ban.do: Extra 20% off sale items with code "STACKED" from August 30 through September 2 

Belk: 60% off sitewide from August 30 through September 2 

Charles Tyrwhitt: 25% off sitewide with code "LDAY" from August 29 through September 2 

Club Monaco: 25% off your purchase with code "LABORDAY19" now through September 3

Cole Haan: Up to 50% off sitewide now through September 2 

Columbia: 25% off select new arrivals and 50% off past season styles now through September 3 

Cotopaxi: Up to 60% off sitewide 

Daniel's: 25% off any briefcase now through September 2 

Dear Frances: 20% off sitewide with code "SUMMER20" now through September 3

eBags: 25% off sitewide now through August 31; 30% off sitewide starting September 1

Frank and Oak: 20% off select items from August 30 through September 3

Greats: $25 off orders of $150+; $50 off orders of $225+; $75 off orders of $300+ with code "KICKBACK" now through September 2 

Happy Socks: 20% off sitewide and free shipping with code "LABORDAY" from August 30 through September 3

Indochino: Custom suits from $329 now through September 3; limited Run suits from $299 from September 1 through September 3 

Kidpik: $25 off your first box when you keep $50 or more, plus an additional 30% off the whole box and free shipping with code "GET25" now through September 3

Kipling: 40% off almost everything from 6 p.m. September 1 through September 3 

Lensabl: 20% off blue light lenses now through September 2 

L.L.Bean: Up to 70% off sale items, plus 20% off your order with code "GREAT20" from August 29 through September 3

Macy's: 40%-60% off select styles with code "WKND" now through September 2 

Mark & Graham: Extra 30% off sitewide and free shipping with code "LABORDAY" now through September 2 

M.Gemi: Up to extra 20% off discounted Before They Go styles now through September 2 

Naadam: Up to 50% off select styles now through September 2 

Naturalizer: 25% off sitewide and free shipping with code "LAIDBACK" now through September 3 

Old Navy: 50% off all jeans, dresses, and tees from August 29 through September 2 

PrAna: 25% off select styles from August 29 through September 2 

Reebok: 20% off of orders of $0-$75; 30% off orders of $75-$150; 40% off orders of $150+ with code "LABORDAY" from August 29 through September 2 

REI: Up to 40% off sitewide and an extra 20% off one Outlet item with code "LABORDAY19" now through September 2 

Rhone: 40% off already marked down surplus items with code "SAVESUMMER40" from now through September 2 

Richer Poorer: 25% off white tees with code "LABORDAY2019" from August 30 through September 2 

Skagen: $49.99 watches and free shipping now through September 2 

Smartwool: Up to 50% off discontinued styles from August 29 through September 2 

True & Co: 20% off sale items with code "LABORDAY" from August 29 through September 3 

Urban Outfitters: Extra 40% off sale items now through September 2 



Tech and appliances

Best Buy: Up to $150 off Vizio TVs; up to 40% off appliance Top Deals now through September 11 

Lenovo: Up to 60% off sitewide now through September 8

Razer: Up to 36% off gaming accessories now though September 7; $500 off the Razer Blade Stealth Ultrabook

Sears: Up to 40% off appliances and an extra 10% off select appliances now through September 7 

Target: Save on printers, gaming, TVs, and more 

Walmart: Up to $3,000 off Samsung QLED 4K and 8K TVs now through September 2 



Miscellaneous

Biolite: 15% off sitewide and an extra 15% off Exclusive Web Specials now through September 3

Boxed: 10% off your entire order when you add one eligible product to your cart and use promo code "LABOR10" and 20% off when you add two eligible products and use code "LABOR20" now through September 2 

Cratejoy: $10 off any order of $60+ with code "10FORLABOR" from August 30 through September 3 

Etsy: 20% off select items from August 30 through September 2 

Godiva: 15% off purchases of $50+ and 25% off purchases of $100+ from August 29 through September 2 

Goldbelly: 20% to 40% off BBQ products now through August 29

Ollie: 50% off your first box of dog food + free bag of probiotics + free bag of treats from August 28 through September 2 

Rastelli's: 15% off any plan with code "LABORDAY" now through September 2 

Sigma Beauty: 30% off sitewide + free E05-Mini Brush from August 30 through September 3

Skylar: 15% off sitewide with code "LDAY15" from August 29 through September 2

The Bouqs Co: 20% off sitewide from August 29 through September 1 and 25% off sitewide on September 2 

TRX: 25% off sitewide from August 27 through September 4 

Udemy: Online courses start at $13.99 from September 1 through September 3

Veestro: 30% off any order with code "FOODIE" now through September 2

Winc: 35% off your first order from August 30 through September 3 




I love this $4 lip balm with SPF — it's hydrating, tastes great, and protects your lips from getting sunburned

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  • By now, most of us know that we should be lathering sunscreen onto our arms, legs, face, and the rest of our body. But many of us neglect some important parts of our body when it comes to SPF, like our lips.
  • A lip balm with SPF is an easy way to keep your lips moisturized and protected from UV rays. 
  • I love Sun Bum's Sunscreen Lip Balm ($3.99). It's hydrating, protects lips with SPF 30, and tastes so good — I use it all year round.

I hate having chapped lips. Who's with me?

Unless you somehow just naturally have perfectly moisturized lips all the time, chances are you've relied on a lip balm at some point. My lip balm collection is pretty expansive — you can never have enough. Leave one at your desk, one in your bathroom, one in your purse, and while you're at it, pick one with SPF. 

Lips are an often-missed area when it comes to skin protection, but the truth is our lips are just as susceptible to sun damage as the rest of our face. Using a lip balm with SPF is an easy way to keep your pout moisturized and protected from UV rays, which can make our lips sunburned, chapped, and contribute to skin cancer.

When it comes to SPF lip balms, Sun Bum is my go-to. The brand may boast a carefree, beachy vibe, but their sun-care products are no joke — I've found everything from the spray sunscreens to lotions to be very effective and easy on skin. 

Like the rest of their product line, the Sunscreen Lip Balm from Sun Bum is made with ingredients that won't irritate your skin, is all wrapped up in a cute package, and is extremely affordable (it costs just $3.99). But, like most things, it's what's on the inside that counts— and I love everything inside this tube. 

The actual balm consists of nourishing ingredients like aloe vera, cocoa butter, and vitamin E, which all work to hydrate and moisturize dry lips. These soothing ingredients give the balm a really nice consistency that just slides on, and doesn't feel sticky after application. Most importantly, it boasts broad spectrum UVA/UVB protection with SPF 30. The Skin Cancer Foundation has given this product its seal of approval for being an effective and safe sun protection product, too. 

The bottom line is, you're probably going to be using a lip balm at some point anyways, so why wouldn't you use one that also keeps you protected from sun damage? Plus, with fruity flavors like banana, mango, and coconut, a swipe of Sun Balm's lip balm gives you a taste of the tropics even in the dead of winter. For me, that's enough to make this product a no-brainer. 

Get the Sun Bum SPF Lip Balm, $3.99, at Amazon

Shop all Sun Bum products at Amazon

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50 thoughtful gifts for mom that won't cost you more than $50

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  • Whether it's for a birthday, a holiday, or just because, Mom deserves to be treated to a nice gift. 
  • You don't have to spend a lot to make your mom feel special. Check out our list of 50 gifts ideas for for Mom — all under $50.

She's your confidante, rock, mentor, and built-in best friend. She's been there through it all, and now she deserves something really special. Yet, Mom can be one of the hardest people to shop for on your list. After all, what do you give someone who literally gave you life?

The good news is that the perfect gift for your mom is out there, and it doesn't have to be expensive to make her smile. When it comes to gifts for mom, whether you want to go with something big or small, thoughtfulness is key. That's why we scoured the web and collected 50 really special gifts that show your mom you care, all under $50.

Pick a gift that embraces nostalgia, her favorite hobbies, or some quality time with you — whatever you give, Mom will love it. 

Keep reading for 50 gifts under $50 that Mom will love:

A bath caddy with room for everything she might need

Pristine Bamboo Bathtub Caddy Tray, $42.97, available at Amazon

The only thing that could make a bath more relaxing than some luxurious bubbles is this bathtub caddy. It can hold a device so she can watch her favorite show, a glass full of her favorite drink, and even a candle she can light for ambiance. 



A Blue Apron meal kit for convenient, healthy meals

Blue Apron Meal Kit, two-person plan starting at $47.95, available at Blue Apron

Whether she loves to cook or is looking to improve her skills, she'll appreciate the convenience of this meal kit. Each meal kit comes with pre-portioned ingredients and easy-to-follow recipes for seriously delicious home cooked meals that can be made on busy weeknights. 



An air plant that shows your appreciation

You Are My Rock Air Plant, starting at $32, available at Etsy

She's your rock, so let her know. This air plant, which comes in a pretty rose quartz planter, will make a cute piece of decor — and the packaging box will remind her how important she is to you. 



Refreshing and decadent bubble bath

L'Occitane Lavender Foaming Bath, $39, available at Nordstrom

A little luxury goes a long way. Aid your mom in getting some true relaxation with this rich bubble bath made with fresh, calming lavender. 



A book subscription service for an exciting new read every month

Book of the Month Membership, starting at $49.99 for 3 months

If she's always asking you for new book recommendations, she's going to love this service that curates great books and sends them to subscribers once a month. Each monthly delivery will be an exciting surprise as she discovers a new read she might not have found otherwise. Our editor tried the service herself and loved it.



Textured planters that she can fill with her favorite plants

3-Piece White Loom Planter Set, $14.95, available at CB2

After all those years taking care of you, caring for her plants is nothing. These planters, which can stay indoors or outdoors, are a pretty and practical way to hold some greenery. 



An indulgent box of gourmet, handmade chocolates

Gourmet Peanut and Nut Butter Cups, $40, available at Uncommon Goods

Give mom her chocolate and peanut butter fix with some candy you can't buy at the drugstore. This box is filled with 16 handmade, gourmet chocolate and nut butter cups, each one a different unique flavor combination. 



A carry-on cocktail kit that’ll make long flights a little better

Margarita Carry-On Cocktail Kit, $24, available at Uncommon Goods

Just add tequila. Mom will love this little kit that lets her make her favorite cocktail quickly and easily while in the air. This gift will be especially appreciated when given right in time for a family vacation. 



A sampling of coffee from all around the world

World Explorer's Coffee Sampler, $32, available at Uncommon Goods

Perfect for the lady that knows there's more to a cup of coffee than caffeine. You might not be able to buy her a flight so she can sip in coffee shops around the globe, but you can buy her this pack of globally sourced blends, which might be the next best thing. 



A simple case to keep her important cards safe

The Signature Card Case, $35, available at Dagne Dover

This card case is small enough to fit in her pocket, but big enough to house her most important cards and some cash. It's extremely practical and the minimalist style will go well with everything she already owns. 



A smart speaker she’ll get a kick out of talking to

Echo Dot (3rd gen), $29.99, available at Amazon

Whether she's a setup wizard or completely inept at tech, mom will love this smart speaker that she can control with her own voice.



A high-end manicure she can give herself

Essie Gel Couture Nail Polish, $18.05, available at Amazon

One gel manicure costs a lot more than this duo set, which gives her one colored nail polish and a gel top coat. Bonus points if you use this to have a girls' night together, manicures included. 



A T-shirt that shows off her values

The 100% Human Box-Cut Tee, $22, available at Everlane

Give mom a shirt she can feel good about wearing. When you buy this tee, Everlane will donate $5 to Equality Now — an organization promoting equal rights for women around the world. 



A silk eye mask for when she really needs some sleep

Silk Sleep Eye Mask, $50, available at Sephora

Mom seriously deserves some quality sleep. Make it a little easier for her to get it with this comfortable, silky smooth eye mask.



A cover to make her tech look a little nicer

Fintie iPad Case, $17.99, available at Amazon

If she loves using her iPad, this case will keep it protected — and it looks a little more interesting than the plain metal device. Plus, this case functions as a stand, so she can keep her tablet upright when necessary.



A map that reminds her of her favorite place

Custom Map, starting at $49, available at Grafomap

Some things just breed nostalgia. Grafomap will make a custom map of a location of your choice — you can even add personalized labels. Choose the place she grew up, a place where you have fond memories together, or a family favorite vacation spot. It's a great piece of home decor that means something to her, too. 



A set of soaps that smell like a bouquet of fresh flowers

Box of Flowers Soaps, $28, available at Uncommon Goods

There's something so wonderful about the smell of fresh flowers. That mood-lifting smell, combined with all-natural, soothing ingredients, make these soaps a unique and welcomed addition to her bathroom. 



A framed photo she’ll always cherish

The Aiden Frame, $39, available at Framebridge

Nothing can compare to a gift that she can keep hung up forever as a reminder of the great memories you've shared together — that's what makes this framed photo so special. 



A massage for an hour (or more) of true relaxation

Massages, price dependent on area, available at Groupon

You know your mom deserves some pampering, but maybe you're worried you can't really provide that on your budget. A spa day doesn't have to cost you your whole paycheck — check out Groupon for some great deals on massages in your area, so your mom can get the relaxing time off she deserves. 



A tea set that lets her create her perfect blend

Green Herbal Tea Kit, $40, available at Uncommon Goods

If she loves tea, she'll love this set that lets her mix and match different loose-leaf teas to create a unique blend just for her.



A candle that smells like her favorite place

Homesick Candles, $29.95, available at Amazon

Take her back to her favorite place with these nostalgia-inducing candles. Whether it's the scents of fall in New York like pumpkins, apple orchards, and nutmeg, or the salty seaweed, morning coffee, and ocean air of the beach cottage she frequented as a child — these Homesick candles are sure to bring back fond memories.



A cookbook from a home cook icon

"Cook Like a Pro" by Ina Garten, $20.08, available at Amazon

Ina Garten, the icon of home cooks everywhere, just released a new cookbook — and you know your mom will want to add this one to her shelf. With new recipes and techniques, you might even get to benefit from what she learns with a delicious meal.  



A set of wines she’s probably never tried before

Italian Wine Gift Set, $39.99, available at Wine.com

If she loves to try new wines, make it easy with this trio of three Italian varietals. It's no trip to Tuscany, but it still tastes pretty darn good. 



A personalized T-shirt she’ll love to show off

Personalized Women's Fitted Crew, $42, available at Known Supply

Mom, Mommy, Mama — whatever you call her, make it official with this personalized crew-neck T-shirt. 



A vintage-looking indoor herb garden

Mason Jar Indoor Herb Garden, $20, available at Uncommon Goods

These mason jar make growing fresh herbs easy. All she has to do is plant the seeds, add water, place the jars in a sunny spot, and let the herbs grow. It takes little effort on her part, but having fresh herbs will make all the difference in adding flavor to her favorite dishes.



A mortar and pestle to up her guac game

Molcajete 8-Inch, $34.95, available at Crate & Barrel

Mom's guac game just got a lot stronger with this molcajete. The mortar and pestle are made of volcanic stone to grind out everything to the perfect texture — so she can claim the title of best dip on the table. 



A monogrammed marble board made for entertaining

Marble & Copper Monogram Boards, $31.96-$39.95, available at Williams Sonoma

If she loves entertaining, she'll love this customized board. The simple design adds elegance to cheese plates, charcuterie, or whatever else graces this board. 



A spiralizer that’ll help her get inventive with cooking vegetables

Mueller Multi-Blade Spiralizer, $23.97, available at Amazon

Chances are, she was the one telling you to eat your vegetables growing up — but that doesn't mean you can't share the same sentiment for her with this spiralizer, which can grate, slice, spiralize, and shred her favorite vegetables for all different kinds of uses. 



A customizable cookbook to keep all of your family recipes together

My Family Cookbook, $30, available at Uncommon Goods

Whether it's grandma's secret sauce or mom's homemade banana bread, your family recipes are sacred. Keep them safe for years to come with this customizable cookbook, which lets her jot down recipes, add pictures, and even has space for family members' reviews. 



A pair of plush slippers for lounging around the house

Teddy Bear Faux Fur Slippers, $13.99, available at Pottery Barn

Let her treat her feet right with these slippers. They're cozy and cute, so she'll love lounging in them all day long.

 



A planner to keep track of her busy schedule

Lemome 2019 Planner, $10.42, available at Amazon

Mom has a lot on her plate. Show her you recognize that with this planner to help her organize the chaos of the coming year. 



Adorable animals to hold her rings

Umbra Origami 3-Pack Ring Holder, $30.99, available at Wayfair

Whether she wants to show her rings off or make sure she doesn't lose them, these little animals do the trick. They look super cute as a piece of decor, but are undoubtedly practical. You could even pair these with a cute ring to start.

 



A cozy scarf that will keep her hands warm too

Handknit Pocket Scarf, $32.99, available at Uncommon Goods

Who doesn't love bundling up in something cozy for winter? Give mom the gift of comfort and warmth with this oversized scarf that also has pockets for holding little knick-knacks or keeping her hands toasty.



A fitting diffuser for the taste-maker of your house

Tastemaker Diffuser, $40, available at Snowe

With scents of shiso leaf, wild mint, and meyer lemon, this diffuser will look and smell great anywhere in the house.



A stylish water bottle that will become her go-to

S'well Stainless Steel Bottle, starting at $24, available at Amazon

With a variety of shapes and sizes, S'well vacuum insulated water bottles do a great job of keeping all kinds of beverages hot (for 12 hours) or cold (for 24 hours). They come in a bunch of fun colors and patterns, which makes using a reusable water bottle a lot more fun. 



A bouquet of fresh flowers to liven up her space

Floral Bouquets, starting at $36, available at The Bouqs

There's a reason flowers are a classic — bursting with color and lovely scents, they bring life to every space. The Bouqs is one of our favorite places to order flowers online for their wide variety of vibrant, fresh arrangements to choose from.



A cozy throw she’ll love to cuddle up in

Faux Fur Cozy Throws, $27, available at Pottery Barn

This cozy throw is something she'll want to snuggle up with all winter long, and then some. It's not too heavy, so it's great for all times of year, but this super plush faux fur is just what she needs for your family movie marathons over the holidays.



Bookends that also function as flower vases

Vase Bookends, $45, available at Uncommon Goods

Pretty and practical — what could be better? Mom will love keeping her favorite books sandwiched between these sturdy glass vases which she can fill with her favorite flowers.



A fun game that your whole family will crack up playing

What Do You Meme?, $29.99, available at Target

She might not even know what a meme is, but there's no doubt she'll be laughing for hours creating funny memes with this card game. It's perfect for a family game night, but if you family members who err on the much younger side, go for something a little more PG.



A decorative way to repurpose her old wine corks

Wine Cork States, $35, available at Uncommon Goods

She insists on keeping the corks from some of her favorite wines, so give her somewhere to actually show them off. This state-shaped display board turns her keepsake wine corks into a piece of art worthy of being seen. 



A dainty necklace with meaningful initials

Custom Initial Necklace, starting at $30, available at Etsy

Whether it's her own initials, you and your siblings first names, or any other combinations of letters that matter to her — this necklace is a little but thoughtful way to keep those important to her close.



A cool tote bag she'll use everyday

Duck Bag, from $34, available at Baggu

From a grocery bag to a work bag, this canvas tote can do it all. It can fit a 15-inch laptop and has adjustable straps so she'll be comfortable carrying it around all day. 



A subscription that lets her discover new beauty products

Birchbox three month gift card subscription, $30

Birchbox is a subscription service that sends a box full of five makeup and skincare samples for her to use each month. It's easy to buy full-size versions on the site, in case she falls in love with any one product and wants more. Plus, it'll be exciting for her to receive the beauty surprises each month. 



A mug to brighten up her morning routine

Petal Palette Monogram Mug, $6.95, available at Nordstrom

This modern mug offers a sophisticated design and a little whimsy to Mom's morning cup of coffee or tea.



A convenient charging port for her most-used devices

elago 3-in-1 Charging Hub, $24.49, available at Amazon

She has an iPad, Air Pods, and Apple Watch — it might seem like there's nothing else you could get your Apple-loving mom. This is a great gift for loyal Apple fans — it's a three-in-one charging hub that looks much nicer than an average extension cord, and it'll fit all of her devices perfectly. 



A gift card to help her improve her fitness routine

Gift a ClassPass gift card, starting at $50

If she's always trying out new boutique fitness classes, a ClassPass membership will make a great gift. ClassPass will help her take boutique fitness classes for less, so she can try all kinds of new classes and activities, and add some variety to her workout routine.



A little book that reminds her why you live here

"What I Love About Mom by Me" Book, $10, available at Uncommon Goods

She loved your macaroni necklaces and IOU coupons when you were a kid, so she'll definitely appreciate this semi-homemade book. It's filled with prompts about why your mom is amazing, all you have to do is fill it out. It's small, but she'll love to look back on it as a touching reminder of how great she is. 



A custom phone case made with a collage of family photos

Custom Phone Case, starting at $35 (prices vary depending on your device), available at Casetify

There's nothing she loves more than family, so let her show it off everyday with a personalized phone case. Upload some of your favorite family photos to put on this super cute case — there are plenty of options for different layouts and cases for all kinds of smartphones.



A customizable and challenging puzzle

New York Times Custom Front Page Puzzle, $49.95, available at Uncommon Goods

Work Mom's brain with this sentimental and interactive gift. Pick a special date (birthday, anniversary, etc.), and it'll be turned into a puzzle made of the actual front page of The New York Times from that day. 



A set of face masks that make a regular day feel luxurious

Dr. Jart+ Summer Self-Care Set, $20, available at Sephora

Let Mom treat herself to some pampering with this little luxury. These four sheet masks are easy to use and will help brighten, hydrate, and refresh her skin. 



Brooklinen's Labor Day sale is running right now — save up to 15% sitewide through September 3

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  • Brooklinen's Labor Day sale is already going on.
  • From August 28 through September 3, save 10% on all orders less than $200 and save 15% on all orders of $200 or more. Sheets, duvet covers, bathrobes, towels, and more are discounted. 
  • In our buying guides, we've ranked Brooklinen as the maker of the best luxury sheets, the best sateen sheets, and the best duvet cover on the internet.
  • Check out our master list of the best Labor Day mattress sales if you're looking to upgrade your bed this weekend too. And find all the best Labor Day sales of 2019 here.

Brooklinen is one of our favorite companies to cover. From its bed sheets, to its Brooklittles bedding line for babies and toddlers, to its super-plush bathrobes, to its recently launched shower curtain sets, there's a lot to love about the direct-to-consumer darling.

However, it's not known for holding sales. Prices are usually low enough to warrant what is essentially a year-round sale in itself.

The company typically only has two sales a year: one during Black Friday and Cyber Monday, and the other to celebrate its anniversary in May. This year Brooklinen is running a another sale to celebrate Labor Day: From August 28 through September 3, save 10% on all orders less than $200 and save 15% on all orders of $200 or more. 

Save 10% to 15% on your entire order during Brooklinen's Labor Day sale.

If you're looking for a new set of sheets, or you've been waiting for a discount as an excuse to try out luxury bedding, this is one of the best times of the year to invest. The company's bedding looks great, feels even better, and can vastly improve your quality of sleep — which, in turn, improves quite a few other areas of your life. When six hours feels like eight, it's easier to operate in the way that you want in your day-to-day.

You can check out Brooklinen's full product lineup here, but we're fans of the Luxe Hardcore Sheet Bundle for every day. It comes with a duvet cover, a fitted sheet, a flat sheet, and four pillowcases for $249.75 in the queen size. Insider Picks' director of content strategy Ellen Hoffman says the sheet bundle is one of the best purchases she's ever made.

In our buying guides, we've also ranked Brooklinen as the maker of the best luxury sheets and the best sateen sheets you can buy. The company's Down Comforter (full/queen, $349) is the best we tried from a startup, and its Classic Duvet Cover (full/queen, $296) is another best-in-its-category on the internet. It also makes spa-worthy, blanket-sized towels (Bath Sheets, two for $89) and super-plush bathrobes ($98), the latter of which Insider Picks reporter Remi Rosmarin says are the little luxury she never thought she needed.

Insider Picks reporter Mara Leighton can't recommend the Twill Hardcore Sheet Bundle (queen, $189) enough. She says they're made to feel like your favorite worn-in flannel. The twill fabrication allows the yarns to move more freely, creating an overall more forgiving, softer experience. As she's mentioned in her review of them, they'll make you wake up and wish you were working from home every day.

When it comes to Brooklinen, our experience is that it's pretty difficult to go wrong. Below, we've put together a list of Brooklinen's bestsellers and our personal favorites to help guide your Labor Day weekend shopping.

Save 10% to 15% on your entire order during Brooklinen's Labor Day sale.

Luxe Hardcore Sheet Bundle

The queen-size Luxe Hardcore Sheet Bundle is $329 before a discount is applied

Available in 14 colors that can be mixed and matched, the bundle includes:

  • Luxe Core Sheet Set (one flat sheet, one fitted sheet, two pillowcases)
  • Luxe Duvet Cover
  • Luxe Pillowcases (an extra pair)


Classic Hardcore Sheet Bundle

The queen-size Classic Hardcore Sheet Bundle is $226.50 before a discount is applied

Available in 14 colors that can be mixed and matched, the bundle includes:

  • Classic Core Sheet Set (one flat sheet, one fitted sheet, two pillowcases)
  • Classic Duvet Cover
  • Classic Pillowcases (an extra pair)


Down Comforter

The queen-size All-Season Down Comforter is $349 before a discount is applied

The queen-size Lightweight Down Comforter is $299 before a discount is applied

We ranked Brooklinen's comforter the best comforter made by a startup in our buying guide.



Super-Plush Complete Towel Set

The Super-Plush Complete Towel Set is $199 before a discount is applied

Available in four colors (white, cream, smoke, or graphite), the set includes:

  • Two bath sheets
  • Two bath towels
  • Two hand towels
  • Two washcloths
  • Bath mat


Shower Curtain Set

The Shower Curtain Set is $68 before a discount is applied

Available in three colors, the set includes:

  • Shower curtain
  • Shower liner
  • 12 hooks


Super-Plush Bathrobe

The Super-Plush Bathrobe is $98 before a discount is applied

Available in three colors (white, smoke, or graphite), you can read a full review of the bathrobe here.



Crib Sheet Set

The Crib Sheet Set is $52 before a discount is applied

Available in seven colors — including an adorable New York City print (pictured) and a Mint Matchstick design — the set comes with two mix-and-match crib sheets.

Find an overview of Brooklinen's baby bedding here.



One of Taylor Swift's new songs mentions a Greenwich Village home she rented in 2016 'on Cornelia Street.' Here's a look inside the 3-story townhouse.

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FILE - In this July 10, 2019 file photo, singer Taylor Swift performs at Amazon Music's Prime Day concert at the Hammerstein Ballroom in New York City. Prosecutors have dismissed a case against an Iowa man who was found carrying a backpack full of burglary tools when he was arrested near Swift's beachfront mansion in Westerly, R.I., on July 19. (Photo by Evan Agostini/Invision/AP, File)

  • Taylor Swift released her seventh studio album, "Lover," on August 23.
  • "Cornelia Street," the ninth track, references a three-story Greenwich Village townhouse Swift briefly rented back in 2016, according to People.
  • The home has its own indoor pool with a glass chandelier hanging over it, and the dining room walls feature antique bricks sourced from Paris.
  • Visit Business Insider's homepage for more stories.

Taylor Swift's fans have kept busy trying to decode every lyric in her recently released album, "Lover."

The pop superstar's latest studio release (her seventh) has been a massive success since the moment it dropped on August 23. One of the most talked-about tracks is "Cornelia Street," an emotional love song where Swift sings about the early days of a relationship and being unable to walk the titular street ever again if the romance were to end.

As it turns out, the song's meaning is fairly straightforward — Swift did rent a home on the Greenwich Village street back in 2016. And — perhaps unsurprisingly, to anyone who has an idea about the singer's real estate portfolio— the property is spectacular.

Keep reading for a closer look at 23 Cornelia Street and for more information about the song's connection to it.

SEE ALSO: Taylor Swift is reportedly house-hunting in London. She already owns at least $81 million in real estate in the US — here's a look at her mansions and penthouses.

DON'T MISS: Inside Taylor Swift's $17 million seaside mansion where she hosts A-list parties

"Cornelia Street" is the ninth song off of "Lover," Taylor Swift's latest album — the first of her records that she owns the rights to herself.

Source: Business Insider



"'I rent a place on Cornelia Street,' I say casually in the car," Swift sings in the first verse — and it's pretty literal. The pop superstar did rent 23 Cornelia Street for a few months between 2016 and 2017, according to People.

Source: People



The townhouse is located in the Greenwich Village area of Manhattan in New York City, which is about 15 minutes away from Midtown by subway and just a quarter-mile west of Washington Square Park.

Source: Google Maps



Curbed reports that Swift rented the three-story property for about $39,500 a month while one of her three Tribeca apartments was undergoing renovations.

Source: Curbed, Business Insider



The townhouse is 5,500 square feet.

Source: Corcoran



The massive former carriage house has four bedrooms ...

Source: 6sqft, Architectural Digest



... five baths ...

Source: 6sqft



... and an additional two half-baths.

Source: 6sqft, Business Insider



There are several elaborate glass chandeliers throughout the high-ceilinged space.

Source: 6sqft



Large windows throughout the home look out onto prime Village views.

Source: 6sqft



Per the recently sold property's listing, the renovated kitchen features a Wolf electronic oven/gas stove, a Subzero fridge, a wine fridge, a double-drawer dishwasher, and granite counter tops.

Source: Corcoran



And those distinctive dining room walls? Antique bricks from Paris.

Source: Corcoran



There's also an indoor pool, which measures 30 feet by 15 feet and is surrounded by a Basalt stone tile floor.

Source: Corcoran



At the time Swift was renting it, 23 Cornelia Street was owned by David Aldea, a former executive at Soho House, a hotel chain and group of private members' clubs.

Source: People



Swift's former landlord, who sold the home for $11.5 million in early 2019 after owning it for 15 years, apparently had no idea who the songstress was when her people reached out about renting his property.

Source: People



“I’m just not a pop-culture guy, and I even said to someone, ‘I’m meeting a person named Taylor Swift who wants to rent my home,’” Aldea told Vulture earlier this week.

"Now, mind you, I knew her songs because I had them on my running playlist. I just didn't match the name to the song. I know, it's silly," he added.

And for the record, Aldea also said Swift was "an absolute delight to deal with" during the rental process and he was "so honored" she wrote a song about his former home.

"I put my heart and soul into building, designing, and decorating this house, and for somebody like Taylor to come along and see what I saw and love what I loved, love what I created, it was a total compliment and I will always be grateful to her for that," he told Vulture. "And when I heard the song came out, I just thought to myself, 'Wow, that is the most incredible sort of thank-you and nod that anyone could ever get.'"

Source: Vulture



"Cornelia Street," one of three "Lover" songs Swift wrote on her own, is about the early stages of a new relationship. In it, she sings that she'd "never walk Cornelia Street again" if the romance were to end because "that's the kinda heartbreak time could never mend."

Swift explained the song's meaning during an August 23 appearance on Elvis Duran's radio show: "It's about the things that took place and the memories that took place on that street […] all the nostalgia. Sometimes we bond our memories to the places that they happen. I wrote it alone and it ended up being one of my favorite songs."

Source: People, YouTube



Swifties and music critics alike generally agree that the song (like many others on "Lover") is probably about Swift's current partner, Joe Alwyn. The two have been dating for nearly three years — since "at least fall of 2016," Insider previously reported.

Source: People, Insider



I was a professional cyclist, and these are the bike helmets I trust most for safety on the road and the trail — here's why they're worth the investment

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POC Helmet

  • Swedish bike helmet company POC offers helmets for every discipline, from road racing to casual commuting.
  • Alongside its impact protection, high-visibility color options help cyclists be safer by being seen more easily.
  • They're the helmets I trust most as a cyclist, though prices are high at $120 to $300. Read my review of the Ventral Air Spin helmet for road biking, the Tectal Race Spin helmet for mountain biking, and the Corpora helmet for relaxed rides, below.
  • The company recently announced a partnership with Volvo todesign bike helmets that protect cyclists if they collide with cars.

Swedish sport-safety brand POC burst onto the cycling scene seven years ago with a series of helmets that, at the time, were widely hailed as looking far too goofy for any fashion-conscious cyclist. Early POC time-trial helmets bore more similarities to the Super Mushrooms from Super Mario than anything cyclists were used to seeing.

POC marketed their helmets as a safety accessory and not a way to go faster or look cooler. They safety-tested helmets in different ways, designed them based on that testing, and came out with a product that didn't look like anything else. It took the cycling world a while to come around, but POC's newest designs have netted over 60 international awards for safety and innovation.

POC has continued to design bike helmets that, first and foremost, focus on safety and not aesthetics, but has also worked out innovative ways of slimming down its helmets, bringing the look more in line with other brands. Most importantly, their standout features of high visibility colors, greater protection for the back of the head, and science-led design continue to define the collection.

POC Helmet 2

My experience with POC helmets

I personally wear a POC helmet when I ride my bike every day. In part, this is because it feels comfortable on my head, leaves no hot spots, and doesn't feel too hot even in the middle of summer, but it's also because I want to make sure that I make it home safe from my ride. Of course, a large part of my safety comes down to not hitting my head in the first place, and to try to prevent that, I make sure to make full use of the lane, avoid high speed straight roads, ride on roads where there are bike lanes or sharrows when I can, and ride defensively in traffic when there is no safe bike lane.

I also try to ensure that drivers can see me, and this is another area that POC helps with. Products such as their AVIP jersey ($140) are designed to be as visible as possible, day or night, in order to increase the safety of riders. Of course this won't help if a driver decides their Facebook post is more important that your life, but in low-light situations or when drivers are trying to process a lot of visual information, research suggests that bright colors will stand out and make drivers aware of you and thus keep you safe.

The helmet I use for road riding is the Ventral Air Spin ($232).

It's lightweight, comfortable and uses SPIN technology to help prevent brain injuries from the sort of multi directional impact which is common in a bike crash. The Ventral works by adding a robust inner layer that sits in between the external foam and your head. This allows the helmet to move in any direction and dissipate the force of an oblique impact (when the direction of one, or both, of the colliding objects is at an angle to the line of impact) as well as a central impact (like a head-on collision). This technology should help prevent brain injury better than a traditional EPS foam helmet.  The Ventral is also aerodynamic enough to enhance your speed compared to models a few years back.

What's not to love? It is fast, light, safe, and comfy. That's why I pull it down from my (shamefully large) bike helmet shelf whenever I am headed out on a road ride. 

AVIP POC

When I'm out on my mountain bike, I opt for something that trades a little more weight for a lot more protection and a visor: the Tectal Race Spin ($176).

It sits comfortably on my head and is well-vented enough that I leave it on for climbs, but when things get rocky, rooty, and generally sketchy,  I feel confident that the full coverage and Spin technology will protect my brain if I do happen to make an unplanned dismount. For me, having a special mountain-bike helmet is worth it. I value the visor to keep the sun out of my eyes, and the increased coverage makes sense given that mountain bike falls are often less linear than road falls and there is no telling where a rock, tree, or bike part might hit you. The Tectal is a little less lightweight than my Ventral, which is why I leave it at home for road rides, but I would never hit the trail without it. 

For the rides when I don't want to don the lycra and heart-rate monitor, or send the gnar on my trail bike, I look to a helmet that is a little less aggressive: the Corpora ($120).

I find that the aesthetic and value of POC's Corpora helmet ($120) hits the perfect sweet spot. It's safe, stylish, and while it is far from cheap, it is not so expensive that I live in fear of having it stolen from a café or bar if I leave it on a table while I order a drink. The magnetic buckle of the Corpora easily fastens and unfastens with a single hand, and there's a color for every taste. 

POC and Volvo have joined forces to test helmets in simulated vehicle-to-bike crashes

Like POC, Swedish brand Volvo is also known for breaking aesthetic rules, and it only makes sense for the two to work together given their shared commitment to placing utility and safety at the forefront of design.

Cars and bikes are often seen as inherently in conflict, but both POC and Volvo share a commitment to keeping their customers safe. That's why, earlier this summer, the two brands joined forces to perform bike-helmet crash tests with motor vehicles in order to better understand how both could be made safer. Current helmet-testing procedures are fairly rudimentary, involving bike helmets being dropped from different heights on either a flat or an angled surface, and they don't generally consider vehicle-to-bike accidents. The more stringent protocol that POC and Volvo have developed aims to increase both brands' understandings of the forces involved in such a crash, so products can be refined in the future to help riders emerge with fewer injuries should the worst happen.

The bottom line

Just like those old square station wagons, POC's helmets have come a long way. Not only is their design now coveted in the cycling community, they have also managed something amazing in making safety a fashion statement. But the work with Volvo should result in even safer helmets for years to come. In the meantime, it is worth remembering that cycling is a very safe activity and, whatever you wear, it seems to be the method of transport that is most likely to prolong your life.

Buy the POC Ventral Spin Helmet, $231.96, at Competitive Cyclist

Buy the POC AVIP Ceramic Short-Sleeve Jersey, $139.96, at Competitive Cyclist

Buy the POC Tectal Race Spin Helmet, $175.96, at Competitive Cyclist

Buy the POC Corpora Helmet, $119.96, at Competitive Cyclist

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