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This $30 waterproof bag fell into a pool and everything was still dry — it's no wonder it has a 5-star rating on Amazon

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Earth Pak

  • On a recent trip to Costa Rica, I brought a waterproof bag to keep my things dry in case I came across a rainy microclimate while hiking.
  • Not only did my Earth Pak dry bag do that, but it saved my things from getting soaked after I accidentally kicked it into a pool. You can bet I'm taking it with me on future trips.
  • Earth Pak Waterproof Dry Bags have a 5-star rating on Amazon, with bags in several colors, sizes, and styles to fit your personality and needs. Each order also comes with a waterproof phone case you can wear around your neck.

Packing for a week-long trip to Costa Rica means you have to prepare for the unexpected. You're presumably going to the country to hike through rainforests and cloud forests dotted with various microclimates, swim around magical waterfalls straight out of fairy tales, and experience that Costa Rican pura vida. Except you don't know if you'll hit a patch of rain on your hike or if there are any dry rocks to place your things by the falls.  

That's why my fiancé and I packed for every scenario and weather condition on our recent trip. In addition to our clothes (including hiking boots, water shoes, fleece jackets, and windbreakers), toiletries, camera gear, and a first aid kit, we also brought our Earth Pak Waterproof Dry Bags. Basically, they're really durable waterproof bags with a roll-top closure and a cross-body strap or double book bag straps, depending on the size you get. We just needed a waterproof (not just water-resistant) bag that would keep our things dry in case it started raining while we were hiking — or in case I accidentally kick it into a pool.

During our trip, my fiancé and I hiked the Arenal volcano to visit the La Fortuna waterfall. We threw towels, camera gear, snacks, water, and an extra set of clothes into our bags and set off. Several people along the hiking trail commented on how useful the Earth Paks seemed and that they'd buy it for their next trip — except for one guy who questioned the usefulness of our bags while his regular book bag slowly leaked after his water bottle had busted open.

Just as we were about to swim around the base of the waterfall after leaving our things on nearby rocks, I accidentally kicked my bag — which included an expensive camera and dry clothes — right into the pool. Thankfully, when I grabbed my bag and checked inside, nothing was wet. In fact, my bag kind of bobbled around because the tight "seal" and waterproof material retained some air after packing my things. Whew.

The Earth Pak bags come in a variety of colors to fit any personality (ours are black because we're New Yorkers) and five sizes depending on your needs — 10L, 20L, 30L, and 40L. The smaller 10L and 20L sizes have a single crossbody strap and hold just the essentials like a cell phone, water bottle, keys, camera, and a towel or change of clothes. We didn't think these two sizes were useful so we went with the larger 30L and 40L sizes, both of which are equipped with book bag straps and can hold at least a weekend's worth of clothes and gear.

After you throw everything in, you compress the air out of the bag and roll the opening a few times to "seal" it, and then buckle it up. Now, there's no actual seal like a Ziploc bag, so if your dry bag is submerged in water for a while, your things might get wet. But because the opening is hidden within the rolls, nothing will really happen if you accidentally drop it into water — I can attest to that. In terms of aesthetics, let's just say they look like potato sacks with straps.

These bags aren't the prettiest but they're definitely durable, waterproof, and coming with us on our next trip to Hawaii — and that's kind of all we need. Pura vida, right?

Buy the 10L Earth Pak Waterproof Dry Bag for $18.99 from Amazon

Buy the 20L Earth Pak Waterproof Dry Bag for $22.99 from Amazon

Buy the 30L Earth Pak Waterproof Dry Bag for $29.99 from Amazon

Buy the 40L Earth Pak Waterproof Dry Bag for $33.99 from Amazon

SEE ALSO: Every traveler should get this $9 luggage scale before their next international flight

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How to transfer contacts from an Android phone to an iPhone, in 4 different ways

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pixel and iphone 6s plus

Making the transition from an Android phone to an iPhone can be challenging — unlike upgrading from one Android device to another (or an iPhone to another iPhone), there's no single, seamless, one-click transfer process. 

But it's not especially difficult, either. There are a handful of ways to transfer contacts from an Android device to an iPhone, depending upon whether you want to set up a new iPhone or move just a few contacts to an existing iPhone. 

Check out the products mentioned in this article:

iPhone XS (From $999 at Apple)

Google Pixel 3a (From $699.99 at Best Buy)

How to transfer contacts from Android to a new iPhone with the Move to iOS app

Apple has created the Move to iOS app to help you transfer your phone data from Android to a new iPhone. The process will copy all your data, including contacts, calendars, photos, and email accounts.

1. Install the Move to iOS app on your Android device.

2. Follow the setup process on your new iPhone until you reach the "Apps & Data" screen.

3. Choose "Move Data from Android."

contacts 1

4. Start the Move to iOS app on your Android

5. Tap Continue on both devices and agree to the terms and conditions in Move to iOS, then tap Next.

6. In the Move to iOS app, enter the code that's displayed on the iPhone.

contacts 2

7. Follow the instructions to complete the transfer. 

How to transfer contacts from Android to iPhone by syncing a Google account

This is a great option if you keep your contacts in a Google account. It works with both a new iPhone and one that's already set up. All you need to do is to add your Google account information to the iPhone:

1. On the iPhone, start the Settings app.

2. Tap "Passwords & Accounts."

contacts 3

3. Tap "Add Account" and then tap "Google."

4. Follow the instructions to add your Google account to the iPhone. It'll automatically sync all your Google info, including contacts. 

How to transfer contacts from Android to iPhone using a VCF file

This is a great option if some of your contacts aren't in a Google account — so you can't just sync accounts — or if you just want to transfer only a few contacts. 

1. On your Android phone, open the Contacts app.

2. Tap the three dots at the top right of the screen to open the menu, and then tap "Share."

contacts 4

4. Choose the contacts you want to transfer. You can tap "All" or choose contacts one at a time. 

5. When you're done, tap "Share."

contacts 5

6. If you only selected one contact, you'll need to select "VCF file." If you selected multiple contacts, VCF is your only choice.

7. Choose how you want to get the VCF file to your iPhone. The easiest option is probably email or text message. Send the file. 

8. On the iPhone, open the VCF file and choose to add the contacts to your iPhone. 

How to transfer contacts from Android to iPhone with a SIM card

You may be able to use your Android's SIM card as a transfer device to copy contacts as well. This is perhaps the least convenient solution, though, because it requires you to physically swap SIM cards around between the phones. 

1. On your Android phone, open the Contacts app.

2. Tap the three horizontal lines (the hamburger menu).

3. Tap "Manage contacts."

contacts 6

4. On the Manage contacts page, tap "Import/export contacts."

5. Tap "Export."

6. Choose where the contacts will be exported to — tap "SIM card."

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7. Choose which contacts you want to export. Tap "All" or tap contacts one at a time, and then tap "Done."

8. Tap "Export." You might need to confirm this selection.

9. Remove the SIM card from the Android phone and insert it in the iPhone

10. On the iPhone, start the Settings app.

11. Tap "Contacts."

12. Tap "Import SIM Contacts."

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14. Choose the account on which you want to store the contacts.

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone for every type of person and budget

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There's a terrifying trend on the internet that could be used to ruin your reputation, and no one knows how to stop it

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rise of deepfakes 2x1

  • The rise of deepfakes, or videos created using AI that can make it look like someone said or did something they have never done, has raised concerns over how such technology could be used to spread misinformation and damage reputations.
  • High-profile figures such as Facebook CEO Mark Zuckerberg, former President Barack Obama, and "Wonder Woman" actress Gal Godot have all appeared in deepfake videos in recent years.
  • Congress has been discussing legal measures that could be taken to mitigate the potential damage inflicted by deepfake video content, but doing so without impacting free speech could prove challenging. 
  • Using algorithms to identify deepfakes could also be difficult considering those who are creating such videos will likely find ways to circumvent such detection methods, experts say.
  • Visit Business Insider's homepage for more stories. 

In a video that surfaced about a month ago, Mark Zuckerberg blankly stared into the camera from what appeared to be an office. He made a simple request of his viewers. "Imagine this for a second," he said. "One man, with total control of billions of people's stolen data. All their secrets, their lives, their futures." 

Except it wasn't really the Facebook CEO. It was a digital replica of him known as a deepfake: a phony video created using AI that can make it look like a person said or did something they have never actually done.  

Recognizable faces ranging from actor Kit Harrington as Jon Snow from "Game of Thrones" to former President Barack Obama have been the subject of such videos over the past year. And while these videos can be harmless, such as the clip of Jon Snow apologizing for the way the beloved HBO series ended, the technology has raised serious concerns about how manipulating videos and photos through artificial intelligence could potentially be used to spread misinformation or damage one's reputation. 

And according to experts, the deepfake movement isn't likely to slow down anytime soon.

"Technologically speaking, there is nothing we can do," said Ali Farhadi, senior research manager for the computer vision group at the Allen Institute for Artificial Intelligence. "The technology is out there, [and] people can start using it in whatever way they can."

'We're entering an era in which our enemies can make anyone say anything at any point in time'

It's unclear precisely when deepfakes were invented, but the trend began to gain widespread attention in late 2017 when a fake porn video purporting to feature "Wonder Woman" actress Gal Gadot was published on Reddit by a user who went by the pseudonym "deepfakes," as Vice reported at the time. 

Since then, a range of doctored videos featuring high-profile celebrities and politicians have appeared online — some of which are meant to be satirical, others which have portrayed public figures in a negative light, and others which were created to prove a point. Videos of famous movie scenes that had been digitally altered to feature actor Nicholas Cage's face went viral in early 2018, representing the lighter side of the spectrum showing how such tools could be used to foster entertainment.

Then last April, BuzzFeed posted an eerily realistic fake video showing former president Barack Obama saying words he had never spoken as part of an effort to spread awareness about the potential risks that come with using such technology in devious ways. "We're entering an era in which our enemies can make anyone say anything at any point in time," the Obama deepfake says in the video. 

Read more: Facebook, Google, and Apple are going on the defense as the battle cry to break up 'big tech' gets louder than ever

Facebook also recently found itself in hot water after it refused to take down a slowed down video of  House Speaker Nancy Pelosi that made it look as if she had been intoxicated. While that video wasn't technically a deepfake, it still raised questions about how easily video can be doctored and distributed. At the end of June, a controversial web app called DeepNude allowed users to create realistic naked images of women just by uploading photos to the app, demonstrating how such AI technologies could be used nefariously. The app has since been shut down.  

The manipulation of digital video and images is not new. But advancements in artificial intelligence, easier access to tools for altering video, and the scale at which doctored videos can be distributed are. Those latter two points are largely the reason why deepfakes may be prompting more concern than the rise of other photo and video editing tools in the past, says John Villasenor, a nonresident senior fellow at the Brookings Institution and a professor of electrical engineering, public policy, law, and management at the University of California, Los Angeles.

"Everyone's a global broadcaster now," said Villasenor. "So I think it's those two things together that create a fundamentally different landscape than we had when Photoshop came out."

Deepfakes are created by using training data — i.e. images or videos of a subject — to construct a three-dimensional model of a person, according to Villasenor. The amount of data required could vary depending on the system being used and the quality of the deepfake you're trying to create. Developing a convincing deepfake could require thousands of samples, says Farhadi, while Samsung developed an AI system that was able to generate a fabricated video clip with just one photo

Even though the technology has become more accessible and sophisticated that it once was, it still requires some level of expertise such as an understanding of deep learning algorithms, says Farhadi. 

"It's not like with a click of a button you start generating deepfakes," he says. "It's a lot of work." 

'An arms race'

It's likely impossible to prevent deepfakes from being created or to prohibit them from spreading on social media and elsewhere. But even if it was possible to do so, outright banning deepfakes likely isn't the solution. That's because it's not the technology itself, but how it's being used, that can be problematic, says Maneesh Agrawala, the Forest Baskett Professor of Computer Science and director of the Brown Institute for Media Innovation at Stanford University. So eliminating deepfakes may not address the root of the issue. 

"Misinformation can still be presented even if the video is 100% real," said Agrawala. "So the concern that we have is with misinformation, not so much with the technologies that are creating these videos."

That begs the question as to what can be done to prevent deepfakes from being used in dangerous ways that potentially could cause harm. Experts seem to agree that there are two potential approaches: technological solutions that can detect when a video has been doctored and legal frameworks that penalize those who use the technology to smear others. Neither avenue is fool-proof, and it's still unclear how such fixes would work.

Although a clear solution doesn't exist yet, the question over how to address deepfakes has been a topic of discussion within Congress in recent months. Last December, Republican Senator Ben Sasse of Nebraska proposed a bill known as the "Malicious Deep Fake Prohibition Act of 2018," which seeks to prohibit "fraudulent audiovisual records."  The "DEEP FAKES Accountability Act" proposed by New York Democratic Representative Yvette Clarke in June requires that altered media is clearly labeled as such with a watermark. The proposed bill would also impose civil and criminal penalties for violations.

But imposing legislation to crack down on deepfakes in a way that doesn't infringe on free speech or impact public discourse could be challenging, even if such rules do provide exceptions for entertainment content, as the Electronic Frontier Foundation notes.

The Zuckerberg deepfake, for example, was created as part of an exhibit for a documentary festival. "I think it's important to be careful and nuanced in how we talk about the potential for damage," says Agrawala, who along with other researchers from Stanford, Max Planck Institute for Informatics, Princeton University, and Adobe Research created an algorithm that can edit talking-head videos through text. "I think there are a number of really important use cases for that kind of technology."

Plus, taking legal action is often time-consuming, which could make it difficult to use legal measures to mitigate potential harm stemming from deepfakes.

"Election cycles are influenced over the course of sometimes days or even hours with social media, so if someone wants to take legal action that could take weeks or even months," says Villasenor. "And in many cases, the damage may have already been done."

Read more: Apple CEO Tim Cook called out companies like Facebook, Theranos, and YouTube in a speech pushing for responsibility in Silicon Valley

According to Farhadi, one of the most efficient ways to address the issue is to build systems that can distinguish a deepfake from a genuine video. This can be done by using algorithms that are similar to those that have been developed to create deepfakes in the first place, since that data can be used to train the detectors. 

But that may not be very helpful for detecting more sophisticated deepfakes as they continue to evolve, says Sean Gourley, the founder and CEO of Primer AI, a machine intelligence firm that builds products for analyzing large data sets. 

"You can kind of think of this like zero-day attacks in the cybersecurity space," says Gourley. "The zero-day attack is one that no one's seen before, and thus has no defenses against."     

As is often the case with cybersecurity, it can be difficult for those trying to solve issues and patch bugs to remain one step ahead of malicious actors. The same goes for deepfakes, says Villasenor.

"It's sort of an arms race," he says. "You're always going to be a few steps behind on the detection."

SEE ALSO: 9 must-have tools that will change the way you browse the internet through Google Chrome

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NOW WATCH: The incredible story behind Slack, the app that's taken over offices everywhere

James Comey's daughter is a lead prosecutor on Jeffrey Epstein's sex trafficking case. Here's what we know about her.

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Maurene Comey

  • Jeffrey Epstein is being charged with child sex trafficking by New York federal prosecutors.
  • One of three lead prosecutors is former FBI Director James Comey's daughter, Maurene.
  • Here's what we know about Comey, who has worked at the US Attorney's Office for the Southern District of New York since 2014 and graduated from Harvard Law School in 2013.
  • Read more stories like this on Business Insider's homepage.

Well-connected financier Jeffrey Epstein has been charged with child sex trafficking and conspiracy by the US Attorney's Office for the Southern District of New York.

The registered sex offender has brought plenty of familiar faces along with him into the spotlight, including former associates President Donald Trump and Bill Clinton. But one newcomer is 30-year-old Maurene Comey — the daughter of former FBI director James Comey — who is one of the three lead prosecutors on the case.

Despite her father's history of dominating the news cycle, Maurene Comey has largely stayed out of the spotlight, instead maintaining a low-profile legal career up until now.

Here's what we know about the first daughter of law and order.

Read more:The famous connections of Jeffrey Epstein, the elite wealth manager charged with sex trafficking young girls

She's currently an assistant US attorney in the Southern District of New York

jeffrey epstein manhattan federal court monday new york protest hot mess

Currently, Comey is an assistant US attorney in the Southern District of New York — one of the most prestigious federal prosecutors' office nationwide.

She started in the office as a clerk in 2014, joined the office permanently in 2015, and is listed as one of three lead prosecutors handling the case against Epstein. Her leadership on such a high-profile case after four years with the office suggests a steady climb.

During her time as a prosecutor, she has handled a wide array of criminal cases, including those involving sex crimes allegedly committed against minors. In 2016, she led a case against an 18-year-old who the office accused of coercing a middle-school-aged girl to send him nude photographs over the app Kik, threatening to post other pictures of the girl.

According to a DOJ press release, prosecutors originally sought to convict the man of sexual exploitation of a minor, which carries a minimum 13-year-sentence. In 2018, the man plead guilty to the lesser charge of receipt of child pornography and was sentenced to 7 years in prison and 5 years supervised released, according to court documents reviewed by INSIDER.

Comey has also worked on: an ongoing case of a security guard accused of killing four others in White Plains, New York, where prosecutors are seeking the death penalty; a case against the treasurer of a volunteer fire department who embezzled over $5 million and was sentenced to over 6 years in prison; the successful conviction of a gang-member who opened fire on a Valentine's Day party, killing one; and other gang-related cases.

Read more: Meet James Comey, who was inspired to become a prosecutor after he was held at gunpoint in high school, rose to FBI director, and is still one of Trump's favorite punching bags

Comey's family affiliations have fueled baseless conspiracy theories

Rush Limbaugh

Conservative blogs and noted conspiracy theorists have baselessly claimed that Comey's connection to her father and her alleged political affiliations are conflicts of interest, suggesting with no evidence that she could fix Epstein's prosecution to either exonerate Clinton, who has been associated with Epstein, or to implicate Trump.

Comey's only political donations were $233 to Hilary Clinton's presidential campaign in 2015, according to campaign finance transparency site OpenSecrets.org. Her father said in an ABC interview that his wife and daughters "marched in the 'Women's March' the day after President Trump's inauguration," and that he was "pretty sure" they all "wanted Hillary Clinton to be the first woman president."

A caller on the July 9 Rush Limbaugh show, a noted platform for conspiracy theories, suggested that Comey would give Epstein a deal to implicate Trump, which Limbaugh said was worth pointing out. Judi McLeod of conservative blog Canada Free Press wrote a blog post suggesting the same.

These claims and conspiracy theories are baseless.

Prior to her work with the US attorney, Comey attended Harvard Law School briefly worked for a large law firm

harvard law

Prior to working with the US attorney's office, Comey worked at large law firm Debevoise & Plimpton for a year.

The extent of her work at the firm isn't clear, but an archived yearly report from the company lists her as working on a case where the firm argued for the Connecticut Coalition for Justice that the quality of education that the state provided to public school students violated the Constitution. Debevoise was successful, and a Connecticut Superior Court judge ordered the state to propose remedies within half a year, according to Yale Law School, which also worked on the case.

Comey graduated from Harvard Law School in 2013, according to LinkedIn, and was on the Harvard Law Review board of editors between 2011 and 2013, according to the publication'swebsite.

In 2012, Comey was listed as a research assistant for legal scholar and Harvard professor Daniel Meltzer on his article in The Duke Law Journal titled "Executive Defense of Congressional Acts."

The article disputed the constitutionality of the now-defunct Don't Ask, Don't Tell and DOMA laws, which discriminated against gay people, but argued for their theoretical enforcement by the executive branch. Meltzer would go on to serve as deputy counsel in the Obama administration for a little over a year before returning to Harvard.

Comey is also a notably good singer

Before her legal career began, Comey attended the College of William and Mary, where she studied history and music. Even before college she was a notably good singer, as exhibited in her performance of "Going to Heaven," and by her participation in The Virginia Music Educators Association honors choir in 2005, according to the Washington Post.

Another video shows her performing Whitney Houston while in college.

Read more

From Bill Clinton to Naomi Campbell: Here are some of the famous people who have flown on Jeffrey Epstein's private plane, which has been dubbed the 'Lolita Express'

Images show inside Jeffrey Epstein's $12 million Palm Beach mansion where victims say they were paid for sex as minors

A look inside multimillionaire Jeffrey Epstein's real-estate portfolio, where sex trafficking reportedly took place and a $77 million Manhattan mansion may have been acquired for $0

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NOW WATCH: Why the US border facilities are 'concentration camps,' according to historians

Banza vs. RightRice — how 2 low-carb rice alternatives stack up in taste and nutritional value

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RightRice vs Banza 4x3

  • Banza and RightRice make rice alternatives that have fewer carbs, more fiber, and more protein than traditional white rice. 
  • Both cook and taste just like white rice, too, making the switch to either of the brands one of few sacrifices. 
  • Banza has less sodium and fewer calories, is faster to cook, and is a little cheaper, while RightRice doesn't require as much supervision while cooking and is also available in flavored options. 

Whatever food or snack you love, there's probably a more nutritious, "better-for-you" version of it out there. Noodles made from spiralized zucchini, pizza crusts made from cauliflower, and sweet treats made from dried fruit rinds just scratch the surface of ways you can make your favorite food healthier. 

Rice, the thousands-year-old grain that cultures around the world enjoy, is also getting the better-for-you makeover.

Two food brands, Banza and RightRice, are taking on the beloved grain with rice made from alternative ingredients — Banza's primarily with chickpeas, and RightRice's with a mix of lentil, chickpea, pea, and rice flour. While they cost more than traditional white rice, these new rice products are perfect for anyone watching their carb, fiber, and protein intake. To their credit, they also cook and taste like white rice. 

Banza is best known for its chickpea pasta, and rice is the second product category created by the startup (which got a boost with help from the Chobani Food Incubator). Meanwhile, RightRice concentrates solely on rice. 

We tried both companies' rice and loved them as tasty, nutritious alternatives to traditional white rice. To help you decide which one you should cook with, we broke down their similarities and differences in a few categories. 

Nutrition 

The chart below shows the nutritional differences among the types of rice, per 50 grams of dry rice. Information for white rice is taken from the USDA database, while information for Banza and RightRice is taken from their respective nutrition labels. 

RightRice vs Banza Chart

The "winners" of each category (comparing only the rice alternatives, Banza and RightRice) are bolded and highlighted. Both Banza and RightRice have 10 fewer grams of total carbs than white rice and more than five times the fiber. Banza slightly edges RightRice out on calorie and protein count, and has half the sodium content. Based on nutritional content alone, Banza beats RightRice. 

Cooking the rice 

You cook Banza and RightRice as you would cook traditional rice on a stovetop. At this time, neither is recommended to prepare in a rice cooker. 

How to cook Banza rice

  • Amount of water required per bag: 6 cups of salted water
  • Prep instructions: Bring water to a boil, reduce heat, then add Banza. Cook and stir for approximately five to six minutes. Drain using a fine mesh strainer and rinse with water. Return to pot and fluff with fork. 

How to cook RightRice rice

  • Amount of water required per bag: 1 1/3 cup of water
  • Prep instructions: Bring water to a boil, add RightRice, immediately remove from heat, and cover. Let stand for 10 minutes and fluff with fork, then let sit for two to three more minutes. 

Though RightRice took longer to prep, I personally liked that I didn't have to babysit and stir it. It required less water and once off the stove, I could just let it sit and cook by itself. However, if you're pressed for time, Banza might be the better option. 

banza vs rightrice

Taste and texture 

Banza's rice is a longer grain than RightRice's, and the overall taste and texture of both are impressively close to that of white rice. Banza's and RightRice's rice are fluffy and chewy, with a faint nutty taste that serves as a great neutral base for any meal or recipe. I usually make rice bowls or use them as a side to protein and vegetables, but you can also use the rice for dishes like paella and arancini. Unlike cauliflower rice, these rices will actually fill you up and leave you feeling satisfied. 

If you also want flavored options, RightRice is a better bet. In addition to the plain, Original version, it comes in Garlic Herb, Lemon Pepper, and Spanish flavors online, as well as Thai Curry in Kroger stores. 

Price and where to buy it online 

Both come in six-packs for around $24 and are available to buy on Amazon. Prices on Amazon can fluctuate, but right now Banza is slightly cheaper per ounce. 

Banza price: $23.94 for a 6-Pack (8 oz. bags) 

RightRice price: $23.99 for a 6-Pack (7 oz. bags) 

They're both more expensive than regular white rice, so depending on your budget, these alternatives may not be a sustainable, long-term purchase. However, they're great to supplement your existing diet. If you eat rice five times a week, for example, you could eat Banza or RightRice for two of those meals, and you wouldn't have to spend too much extra money. 

The bottom line

I grew up eating rice every day, so I'm picky about any rice alternatives. I love Banza and RightRice's more nutritious takes on this grain staple and could gladly eat both when I want a healthier rice. Here are some things you should consider when deciding between the two: 

Buy Banza rice if:

  • You want to consume less sodium and fewer calories.
  • You want your rice to be done under 10 minutes, but don't mind tending to it at the stove.
  • You want to pay a little less. 
  • You don't care about flavored options. 
  • You're already a Banza pasta fan. 

Buy RightRice rice if:  

  • You like shorter-grain rice. 
  • You want the most low-maintenance cooking option.  
  • You like having pre-flavored options. 

Shop Banza and RightRice on Amazon

Join the conversation about this story »

The best smart speaker you can buy: Amazon Echo vs. Google Home vs. Sonos One

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Amazon's Echo was the very first smart speaker on the scene with artificial intelligence, and it still dominates the field. Since its launch, Amazon has grown the Echo lineup to include the new Echo, the new Echo Dot, the touchscreen-enabled Echo Show, the fashion-forward Echo Look, the Echo Plus, and the Echo Spot.

However, Amazon is no longer alone in the smart speaker space. Google entered the fray with the Google Home smart speaker and it now has the small Home Mini, the big Home Max, and the touchscreen-enabled Home Hub. Its smart Assistant now rivals Alexa for power. Apple also got into the AI smart speaker space with its HomePod.

Most recently, traditional audio companies like Sonos, JBL, Marshall, and others have created smart speakers with Amazon's Alexa or the Google Assistant built right in, and they sound absolutely fantastic.

So which one is best for you and do you even need a smart speaker with artificial intelligence? We've tested the main smart speakers and done a lot of research on each of the main players in this space to bring you the answer to both of those questions. We've also gone over the basics of what's going on in the smart speaker space and why you might want one in your home.

Here are the best smart speakers you can buy:

Before you buy a smart speaker, you may want to jump ahead to learn about what they can do, the devices they support, and a note on privacy concerns.

Updated on 07/10/2019 by Les Shu: Updated prices, links, and formatting. While we still highly recommend these devices, we are currently testing new products and reevaluating our picks for the next update.

Keep scrolling to read more about our top picks.

The best smart speaker overall

The second-generation Amazon Echo is the uncontested best smart home speaker with its thousands of skills (apps), smart home support, and strong audio.

If you want a smart speaker that does it all, the new Amazon Echo is the best one you can buy. The updated model costs a lot less than the original, but it's just as smart. It comes in new finishes to blend in with your decor better, plus, it's a bit smaller and it sounds better.

Amazon got a head start on the competition, and it shows. Alexa has more than 80,000 skills worldwide (more than 50,000 in the US alone), supports dozens of smart home products, and works with too many apps to count. You can even order things on Amazon with your voice.

This slim, modern cylinder plays audio that matches great Bluetooth speakers for quality, and it'll fit in with any room's decor. When you awaken Alexa, a subtle blue light flicks around the round top of the speaker as it listens in.

You can play music from Amazon Music, Spotify, Pandora, iHeartRadio, TuneIn, and more, and the sound quality is very good. If you subscribe to Audible's audiobook service, the Echo will also play the narration for you while you cook, relax, or work around the house.

Alexa can read you recipes, play audio news shows, tell you the score, look up local businesses, check the weather, and complete just about any other basic task that springs to mind. She'll even order you an Uber to the airport and read out your text messages.

If you have smart home devices already, chances are the Echo works with them. Major ones like the Phillips Hue and other great smart bulbs, as well as Nest and other smart thermostats, work with the Echo. Smart switches, garage doors, sprinklers, locks, and security cameras also play nice with Alexa. The Echo supports more smart home devices than any other smart speaker currently. You can browse compatible smart home devices here.

The only downsides are a lack of privacy, the concern that Amazon is collecting data on its users, and the fact that Alexa's search chops aren't as good as Google's.

If you're a Prime member, this is the smart speaker for you, and if you don't have Prime yet, sign up, because all the perks like two-day shipping, free music streaming, free ebooks, and free video streaming on Prime Video are well worth the annual fee.

Pros: Strong speaker, you can buy things on Amazon, best smart home support, cool design, good voice recognition, huge support network, 80,000 skills and counting

Cons: Some limits with search

Buy Echo compatible products on Amazon (price varies based on the product)

Sign up for Amazon Prime now for $99 a year

Read more about Echo skills on Insider Picks



The best smart speaker for sound quality

The Sonos One has the power of Amazon Alexa and Google Assistant, plus excellent sound quality and support for Apple AirPlay 2.

If you want the best-sounding smart speaker available, you need the Sonos One. It's powered by Amazon's Alexa just like the Echo, so it has most of the same features and supports most of the same smart home devices. We reviewed it and loved its sound quality.

The advantage Sonos has is that it's neutral in the tech ecosystem debate — Sonos supports Alexa and Google Assistant, as well as Apple's AirPlay 2 (but not Apple's smart assistant, Siri). No matter what services or devices you use, chances are the Sonos One is happy to play along.

You can ask Alexa to play any song from Amazon's streaming services, Spotify, Pandora, Deezer, TuneIn, Sirius XM, and iHeartRadio. The rest of the supported music services only support commands that pause, resume, skip, or change the volume of your music. That means you have to start playing the songs you want manually on your phone if you're using Apple Music and all the other music services. It's not a huge deal, but it is a downside for people who use alternative services.

Most other Alexa skills work with the Sonos One, though, so you have full smart speaker functionality in a great sounding package. Audio experts across the board agree that the Sonos One is the best-sounding smart speaker, so if you care about audio above all else this is the smart speaker for you.

Sonos has been a leader in the multi-room audio space for some time now, and the Sonos One continues that trend. It can sync up with multiple Sonos speakers in your home so you can create a true home theater experience. That's especially good news now that Sonos has the new $399 Beam Soundbar, which has Alexa built-in as well. 

Tip: For even better sound quality, get two Sonos One if the budget allows. Guides Editor Les Shu has this set-up and finds the music to sound clearer and more balanced.

Pros: Excellent sound, multi-room audio functions, supports multiple services, Alexa, AirPlay 2, and Google Assistant

Cons: Slightly pricey, not all the voice controls work seamlessly, no auxiliary port or Bluetooth

Buy the Sonos Beam Soundbar for $399



The best smart home speaker for Android fans

The Google Home is great for anyone who's all-in with Google and doesn't have Amazon Prime in their lives.

Google has the search smarts to rule the artificial intelligence space, and its first smart speaker is the Google Home, powered by its Google Assistant AI.

It's a great little smart speaker that's customizable and cute enough to fit in with any room's decor. You can choose from a variety of cloth and metallic bases in fun colors. The top portion is white and angled gently so the touch-sensitive surface is positioned perfectly for your hands. Although some people say it looks like the air freshener in your bathroom (it does, to be perfectly honest), we think the Home looks more stylish than Amazon's monolithic-looking Echo lineup.

When you say, "Hey Google," or "Okay Google," little lights dance along the top touch surface in Google's signature colors: red, blue, green, and yellow. You can ask Home to play music from Google Play, Spotify, YouTube Music, Pandora, and TuneIn. The sound quality is decent and even at top volume, it sounds as good as most Bluetooth speakers you can buy for the same price.

Google Home has lots of smart features, including the ability to read you a daily briefing, give you a recap of the day's news from NPR and BBC World News, and answer your questions on just about any topic. Since Home uses Google's search graph to answer you, the entire knowledge of the internet is open to you. Ask about weather, traffic, stocks, or trivia, and Google will know the answer.

Google also has lots of experience with different accents, so Home is likely to understand you easily even if you have a strong Colombian accent like my boyfriend. One of my favorite features is playing trivia games with Google. The Assistant will play cheesy game show music and act as the goofy host, giving you a weird nickname when you say, "Okay Google, play a game." She also tells really bad dad jokes that'll have you groaning and guffawing. 

Home works with a variety of smart home devices, too, so you can use it to turn off your Phillips Hue light bulbs, control your Nest thermostat, or stream media to your Chromecast. If you have any of these devices in your smart home, Google Home is a great complement to those products. I've been using Google Home since it came out, and I love it.

There are still funny limitations, and Google Assistant may tell you she "doesn't know how to help with that yet," but "yet" is the operative word here. Google will only continue to improve Home, so it's a truly fabulous option for a smart speaker — especially now that it can be had for less than $100.

Expert reviewers across the web agree that Google Home is a great smart speaker, including CNET, Pocket Lint, The Guardian, and Wirecutter.

Pros: Customizable base, best at search, good voice recognition, good sound, blends into decor, works with some smart home devices, plays games, affordable, works best with Google services

Cons: Ecosystem isn't as fleshed out as it could be, limitations with cross-platform support, not as much smart home support as Alexa (although Google is improving in these areas quickly)

Buy the Google Home at Walmart for $69.99



The best affordable smart speaker

The Amazon Echo Dot is the most affordable smart speaker you can buy, and it's just as smart as the original Echo.

If you don't want to pay more than $100 for a smart speaker, you're in luck, because Amazon's Echo Dot is wildly affordable. For less than $50, you get all the smarts of the original Echo, in a smaller package that can sync up with bigger speakers and other Echo Dots to make your home smarter.

Just like with the Echo, you can use the Dot to ask Alexa to play music, trigger smart home devices, make calls, read and dictate messages answer questions, play newscasts, set alarms, read audiobooks from Audible, and more.

Since it's a smaller speaker, the Dot doesn't have the same level of sound quality you'd get from a bigger speaker like the Echo or Google Home. Amazon has worked harder to make it sound much better, and it shows. The third-generation Dot has a much fuller sound.

The Dot can also sync up with multiple Dots or you can connect other speakers you have via Bluetooth or the 3.5 mm stereo cable to increase the sound quality even more. The Echo Dot supports streaming from Amazon Music, Spotify, Pandora, iHeartRadio, and TuneIn.

If you have smart home devices, you can use the Echo Dot to control lights, fans, switches, thermostats, locks, garage doors, and more. You can browse compatible smart home devices here. 

The Dot may be small, but it still has Alexa inside, so all those skills are just a voice command away. This is the best smart speaker you can buy on a budget. you can also use it to supplement the original Echo or other Dots in a large home.

Pros: Affordable, small, thousands of skills, tons of smart home devices supported, lots of app support, connects to other speakers, works with other Echo Dots

Cons: Not as strong a speaker

Buy Echo compatible products on Amazon (price varies based on the product)

Sign up for Amazon Prime now for $99 a year



The best budget smart speaker for Android fans

The Google Home Mini is an adorable, small-sized smart speaker that'll fit in any room of the house.

Google has been growing its smart speaker lineup since introducing the Google Home. One of them is the Mini, the ultimate small smart speaker for Google fans. It has all the same smarts as the original Google Home, but it costs less and takes up a lot less space.

The Mini can connect with any other Google Home in your house, so you could easily buy one of these for your kitchen or bedroom and keep the original Home or the Max in your living room.

With a simple voice command, the Mini can play music from Google Play, Spotify, YouTube Music, Pandora, and TuneIn. The sound quality is decent and even at top volume, it sounds as good as most similarly sized Bluetooth speakers you can buy for the same price. It is smaller than the regular Home and the Max, so don't expect stellar sound from it. This is a speaker that's meant to fill a smaller room.

Just like the original, Minihas lots of smart features, including the ability to read you a daily briefing, give you a recap of the day's news from NPR and BBC World News, and answer your questions on just about any topic. Since Home uses Google's search graph to answer you, the entire knowledge of the internet is open to you. Ask about weather, traffic, stocks, or trivia, and Google will know the answer.

The Mini works with the same host of smart home devices, too, and the list is growing every day. Heavy hitters like Nest, Hue, and Chromecast are all supported. We see the Mini as a great entry point into the smart speaker world or as a great addition to your existing Google Home speaker.

Pros: Pretty design, fun colors, small size, same Google smarts, affordable

Cons: Not the best sound quality

Buy the Google Home Mini at Walmart for $25



The best smart speaker with a screen and Alexa

The Amazon Echo Show has all the perks of the original, but it adds a touchscreen for streaming Prime Video and making video calls.

The new Amazon Echo Show takes all the best features from the original Echo and pops them in a redesigned touchscreen style smart speaker. It's an angular piece of tech that looks best on your kitchen counter, nightstand, or living room table. 

The 10.1-inch touchscreen has a resolution of 1,280 x 800 pixels, making it great for streaming Prime Video, checking recipes, and checking out photos. You can also make video calls, thanks to the 5-megapixel camera.

The screen can also show you the live feed of any Alexa-compatible security cameras you have set up in your home and voice queries pop up on the screen as you talk. The new "Glance" feature lets you see video clips from news networks like CNN, and we expect more apps will take advantage of it as time goes on.

So far, the screen's potential isn't fully realized, but as more skills are added, you can bet your bottom dollar the Show will be more powerful. You can check out the current thousands of Alexa skills here.

Amazon built two speakers into the Echo Show, so it's great for listening to music on Prime Music, Pandora, Spotify, iHeartRadio, and TuneIn. You can, of course, control compatible smart home products with it, order things from Amazon, and ask Alexa all your burning questions just like you would on the original Echo or Echo Dot. You can browse compatible smart home devices here and use many of them without a hub, because Zigbee technology is built-in.

This is the smart speaker to get if you always wanted a smart home hub with voice powers and a nice touchscreen that doubles as a speaker. It is more pricey at $229.99, but the screen makes it a very compelling device.

Pros: Has a 7-inch screen, decent speaker, thousands of skills, Alexa works with tons of smart home products, Alexa supports many major music services, you can order things from Amazon with your voice, video call capabilities

Cons: Expensive, not the sharpest screen, limited uses for the screen

Buy Echo compatible products on Amazon (price varies based on the product)

Sign up for Amazon Prime now for $99 a year



The best smart speaker with a screen and Google Assistant

The Google Nest Hub has a 7-inch touchscreen, good speakers, and all the smarts of the Google Assistant.

The Google Nest Hub is a smart speaker with a screen just like the Echo Show. The advantage it has is access to YouTube, Google Maps, and the rest of Google's apps and search graph knowledge.

The Hub has a 7-inch touchscreen, speakers, microphones, and the Google Assistant inside. The screen sits on top of a base with a linen-like cover that adds some style to the device.

Two sensors above the display automatically brighten and dim the screen depending on the light conditions of the room it's in, which makes it great for using in the bedroom. I have the Hub in my bedroom and I love seeing the weather, news, and my commute all pop up on the screen when I say good morning to Google.

The Hub is perfect for Google fans who use all its services. Need directions? Ask Google Maps. Want to watch a video? Ask for it on YouTube. Interested in reviewing your upcoming appointments? If you're a Gmail user, they're just a question away! Want to show someone vacation pictures? Bring them up using Google Photos. 

The Hub also works with third-party apps, including Pandora and Spotify. It can control a wide array of smart home accessories and send video and audio to Chromecast-enabled gadgets. It is smart enough to answer a wide array of questions as well. But integration with Google's first-party apps is its biggest advantage over the Echo Show.

Pros: Has a screen, Google Assistant, plays YouTube videos, controls smart home gadgets, great at search queries, Google Maps

Cons: A bit pricey

Buy the Google Nest Hub at Best Buy for $79.99



The best speaker with big sound and Google Assistant

The Google Home Max has great sound and all the smarts of Google, but it comes at a high price.

The Google Home Max is the kind of smart speaker you put in a big house filled with people who like to party. It's a smart speaker with all the same powers as the original Home and the Mini, but its audio quality is much better.

It's a large cloth-covered speaker that will look at home in your living room. The main downside here is its high price tag. We've seen and heard the Max, and it's impressive. Whether it's worth the price really depends on how big of an audio nerd you are.

Insider Picks reviewed the Max and declared, "The $400 Google Home Max is large, loud, and eerily smart for a speaker — and worth every penny." He liked the balanced, big sound of the speaker, its design, and just how smart the Google Assistant is.

Pros: Great sound, cool looking, smart like all other Google speakers

Cons: Expensive

Buy the Google Home Max on BestBuy for $249.99



What can smart speakers do?

What can a smart speaker with artificial intelligence do?

Smart speakers can do a number of different things, including answer questions, control smart home devices, set alarms, play music, and more. Each speaker has different strengths and weaknesses, but companies like Amazon, Google, and Apple are working hard to fill the gaps and make these speakers even smarter. 

Perhaps the best thing about having a smart speaker is that it frees up your hands and gets you away from your smartphone. You can ask Alexa, Google Assistant, or Siri what the temperature is before you run out the door or ask if you need an umbrella. The voice assistants can also read you recipe instructions or set timers when your hands are occupied in the kitchen. They can play you soothing music after a long day or set the mood during a date. If you have smart home devices, you can control them with your voice instead of having to get out of bed or off the couch to turn your lights on and off. 

Smart speakers are also fun for parties and kids, because they can answer trivia questions and even play games. If you have an inquisitive child at home or you like to win arguments, you can just ask your voice assistant a question and get the answer immediately without typing a word or opening an app. Once you've used one, you won't want to be without it.

What services and smart home devices work with the Amazon Echo and Google Home?

Feature sets vary based on the speaker and you should take into account which compatible devices and services you already own or subscribe to before you pick one or the other. Amazon's Alexa has many more skills, compatible products, and compatible apps and services than the Google Home. It's undoubtedly more fully featured, and Google Home is playing catch up. Here's a breakdown of which services and products work with the Amazon Echo (and any other speaker that uses Alexa like the Sonos One) and Google Home:

The new Amazon Echo,Echo Dot,Echo ShowEcho Plus, and Echo Spot

amazon echo dot

  • Smart home devices: Phillips Hue, Ring, Schlage Smart Locks, TP-Link Smart Home Products, Leviton, Insteaon, SmartThings, Wink, Caseta Wireless, LI-FX Smart Bulbs, GE Link Smart Bulbs, WeMo, iHome Smart Plugs, iDevices Switches, Nest, Sensi Thermostat, EcoBee Thermostat, Lyric Thermostat, August Smart Lock, Arlo Pro, Nest Cam IQ, Rachio Sprinklers, Gargeio Garage Door, iRobot Roomba Smart Vacuums, and so many more. You can browse all of the Echo compatible products on Amazon and buy them by clicking this link. 
  • Services: Amazon's Alexa supports more than 15,000 skills, and it supports far too many services to list here. Big ones include Spotify, Pandora, Amazon Music, iHeart Radio, TuneIn, Sirius XM, Uber, Domino's, StubHub, Audible, Dish, NPR, and so many more. You can also buy things from Amazon with a simple voice command.

The Google Home, Mini, and Max

google home

  • Smart home devices: Chromecast, Chromecast-enabled TVs and speakers, Nest, SmartThings, Phillips Hue, LIFX Smart Lights, TP-Link Smart Home, Vivint Home Security, Rachio Sprinklers, Logitech Harmony, Geeni Connected Tech, August Smart Locks, Anova Precision Cooker, Insignia Wi-Fi Smart Plug, Belkin WeMo Insight Smart Plug, iRobot Roomba 960, Honeywell Wi-Fi Thermostat, Mr. Coffee Smart Coffee Maker, Lutron, Ring, and many more. See the full list here.
  • Services: Spotify, Pandora, Google Play Music, TuneIn Radio, YouTube, IFTTT, Netflix, Google Services, Domino's, Food Network, Headspace, MadLibs, and more. See the full list here.


Should I buy a smart speaker?

Should I be worried about privacy, hackers, and companies selling my data?

There is a trade-off when you buy a smart speaker like the Amazon Echo or Google Home. Both devices are listening all the time for the wake words — "Hey Alexa," or "Okay Google/Hey Google" — that trigger actions.  You can mute the speakers, so they're not listening, but that defeats the purpose of being able to wake the AI assistants up whenever you need them. 

The companies say that nothing is being monitored or recorded until the wake words are spoken, but once they are, Amazon and Google tend to hold on to that voice data to improve the services for you. Luckily, it is all encrypted, so it should be fairly safe though the risk of a breach is always there. You can delete that voice data from your Echo every now and then, and you should. Just go to Manage my device and delete recordings one by one or clear your search history. With Google Home, you can alter your permissions to limit the data it collects here.

Of course, neither situation is ideal, as Naked Security by Sophos points out. Gizmodo's Fieldguide has more tips on how to tighten your security and privacy a bit on both devices. The worry here is twofold: either hackers will use that data against you or Amazon and Google will mine it for advertising dollars. Unfortunately, it's the risk you take right now.

In contrast, Apple's HomePod advertises that its system is more secure and private than any other smart speaker. The promo page says that HomePod has, "multiple layers of security — including anonymous ID and encryption" to "protect your privacy." This may come at the expense of smarts, though, and it's clear that Siri has some studying to do.

Both Google Home and Amazon Echo encrypt your voice data, too, but there are two big differences. One, Amazon and Google associate your data directly with you and your account to learn how to serve you better. Meanwhile, Apple does not associate your data with you or your account, but rather with a randomized set of numbers. Secondly, Apple deletes the association between the data and the random code every six months, whereas Amazon and Google just hold on to it forever unless you bother to delete it yourself, Wired explains.

This becomes important when government requests for data come in. Amazon and Google can find that data and trace it back to you directly, but Apple literally can't because the numbers are randomized and the data is regularly deleted. Apple has the upper hand here, so if data security and privacy matter to you, you'll want to buy a HomePod.

Unfortunately, we don't currently recommend the HomePod to anyone but the most fervent of Apple fans because it is lacking in app support, smarts, and functionality. That may change over time, so we will be watching it closely.

Should you buy a smart speaker?

Smart speakers are helpful, fun to use, and a sure sign of things to come in the future of artificial intelligence and the smart home. If you like to be ahead of the curve, you enjoy having a good speaker at home, you own lots of smart home devices already, and you don't mind some of the trade-offs; you'll love these smart speakers.

Apple fans should hold off until the verdict is in on the HomePod, but Amazon Prime subscribers would do well to pick up an Echo, Echo DotEcho Plus, Echo Spot, or Echo Show. Finally, Google fans who aren't into Prime should spring for a Google Home or Mini because the Google Assistant is bound to pick up as many tricks as Amazon's Alexa before too long. Read on to learn all about these different smart speakers and to figure out which one is best for you. 



Floyd Mayweather's $25 million Los Angeles mansion has a candy shop, a 12-seat cinema, and a wine rack with 225 bottles — take a look inside

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Floyd Mayweather

  • With fast cars and big nights out on the town, Floyd Mayweather regularly gives us a peek at the life he lives.
  • Now, we can see where he lives, too.
  • Mayweather bought a huge 6-bed, 10-bath property in Beverly Hills in 2017.
  • The LA home includes a candy shop, a 12-seat cinema, and a wine rack with 225 bottles.
  • Visit Business Insider's home page for more stories.

Floyd Mayweather is known for his flashy lifestyle.

He was the "Money" man of boxing for a reason — and it's all because he made a billion dollars from career earnings, according to Forbes. He's even talked about being a billionaire before.

Mayweather may now be retired, but he still works hard and spends hard. After all, this is a man who once bought the ultra-rare $4.7 million supercar Koenigsegg CCXR Trevita (one of only two in the world) — but that isn't even his wildest purchase.

Mayweather showed off an $18 million watch called "The Billionaire" on his Instagram page, once had ambitions of buying an NBA team, and his emerging real estate empire could include the impressive skyscraper One Vanderbilt, a 1,301-foot structure in New York City.

He has personally-branded private jets, goes on holidays in the Caribbean, has a private chef on 24-hour call, and seemingly so much money he doesn't even mind paying his fans $1,000 to troll 50 Cent on social media.

So we all know how he lives. But what about where he lives?

The retired boxing champion bought a $25 million mansion in Los Angeles in 2017 — and property website Trulia provided Business Insider with a number of photos.

Mayweather's impressive LA home includes a candy shop, a 12-seat cinema, and a wine rack with 225 bottles.

Keep scrolling for a full tour of the mansion.

SEE ALSO: This is everything boxing champion Floyd Mayweather eats and drinks for breakfast, lunch, and dinner

DON'T MISS: Floyd Mayweather’s Instagram shows him living his best life in the Caribbean

UP NEXT: Floyd Mayweather just bought an $18 million 280-carat diamond watch called 'The Billionaire' — take a look

This is retired boxer Floyd Mayweather. He's most famous for his convincing victories over big-name fighters like Conor McGregor and Manny Pacquiao, and earning a billion dollars in career prize money through boxing.

Source: Forbes.



In 2017, Mayweather spent a small part of his fortune on a $25 million mansion in Los Angeles. The 6-bed, 10-bath property is located in Beverly Hills, an area made famous for its palm-lined Rodeo Drive, expensive shops, and movie star neighbours.



This is Mayweather's home whenever he stays in LA.



Here's what you'll see when you step inside — you'll probably immediately notice the wine rack to the right.



It's big enough to fit 225 bottles, and is protected by a series of glass doors.



The wine rack leads into this massive kitchen, where Mayweather likely calls up one of his personal chefs to cook him some of his favourite meals, like turkey sausages which he likes for breakfast, oxtail which he likes at 2 a.m., or spaghetti bolognese, which he frequently ate in the build-up to the McGregor bout.

Source: Business Insider.



Breakfast, lunch, and dinner are probably served up here, a dining room with large windows and a floor-to-ceiling mirror that surrounds a big fireplace.



There are a lot of places to chill, like here…



…and here…



…or even here.



But if the former five-weight world champion boxer really wants to kick back and relax, he can watch a movie — or a highlight-reel of his own fights — in this cinema room, which comfortably fits 12 people — maybe even more.



Like all good cinemas, the screening room comes with a candy shop — perfect for someone with a sweet tooth as notorious as Mayweather's.

Source: Business Insider.



Los Angeles is renowned for its year-long heat, so a backyard swimming pool is a must. Mayweather's mansion is no different — the retired fighter can take a dip anytime he wants.



Here's another look at that pool. The area surrounding it is so big, it looks perfect for a barbeque — and, considering how much Mayweather loves barbeque sauce, he no doubt gets one of his chefs to grill up some treats.

Source: Business Insider.



It's definitely big enough for a pool party — and considering Mayweather's taste for an extravagant affair, he has probably hosted one or two.

Source: Business Insider.



After a big day, whether that's chilling by the pool, coming back from a night out at Sunset Boulevard, or even a heavy gym session, it's time to unwind. If you're a guest at Mayweather's mansion, that might mean going to sleep here. There are six bedrooms in total.



One of the mansion's 10 bathrooms could also be yours for the night.



Mayweather himself probably bathes here…



…and sleeps here. Night champ!



Registered sex offender Jeffrey Epstein once tried to gift Les Wexner with a $339,000 portrait of the Victoria's Secret head's family that was so controversial it sparked a lawsuit

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Les Wexner painting

  • New York-based financier Jeffrey Epstein has been arrested on suspicion of sex trafficking minors.
  • His relationship with L Brands CEO and founder Les Wexner has come under scrutiny.
  • A Wexner spokesperson said that the businessman — who helms the company that owns Victoria's Secret — cut ties with Epstein years ago.
  • But back in the early 2000s, the two were close enough that Epstein was prepared to spend hundreds of thousands of dollars on a family portrait to give to Wexner's family.
  • The Wexners were upset with the finished portrait and Epstein refused to pay the artist; as a result, the whole incident was documented in a 2002 court case.
  • Visit Business Insider's homepage for more stories.

A decades-old legal spat involving a $339,900 family portrait paints a clear picture of accused pedophile Jeffrey Epstein's connection to L Brands CEO Les Wexner, as well as the financier's working relationship with his one-time girlfriend and employee Ghislaine Maxwell.

Epstein was arrested on suspicion of sex trafficking underage girls on Saturday. Law enforcement's investigation into the financier's alleged sexual abuse of young girls began back in 2005 in Palm Beach, Florida. But a lawsuit that popped up three years before the initial allegations about Epstein surfaced may shed a light into his pre-scandal wealth and influence.

This March 28, 2017 image provided by the New York State Sex Offender Registry shows Jeffrey Epstein. The wealthy financier pleaded not guilty in federal court in New York on Monday, July 8, 2019, to sex trafficking charges following his arrest over the weekend. Epstein will have to remain behind bars until his bail hearing on July 15. (New York State Sex Offender Registry via AP)

A Wexner spokesperson told Business Insider that the businessman cut ties with Epstein years ago. But that wasn't the case back in the early 2000s. Wexner first met the financier in the 1980s and became one of his only known clients. The retail mogul even reportedly gave Epstein his Manhattan mansion for free in 2011, Bloomberg reported.

And back in the early 2000s, Epstein was close enough to the CEO of L Brands — which owns lingerie brand Victoria's Secret — that he sought to spend hundreds of thousands of dollars to gift the Wexners with a family portrait painted by a well-known artist.

Business Insider reviewed court filings pertaining to artist Nelson Shanks' 2002 lawsuit against Wexner, his wife Abigail, Epstein, and Maxwell. In this lawsuit, Les and Abigail Wexner are described as Epstein's "clients and close personal friends," while Maxwell is documented as functioning as an agent for Epstein. Business Insider reached out to Maxwell's environmental non-profit, the Terra-Mar Project, which did not immediately reply.

Court filings say that in early 2000 Epstein dispatched Maxwell to commission Shanks, an artist known for his hyper-realistic style of painting, to complete a portrait of Abigail Wexner and her four children. Epstein would foot the bill for the painting, as a gift to the Wexners. At the time, Shanks was known for painting the likenesses of celebrities like Princess Diana, Margaret Thatcher, Ronald Reagan, and Epstein associate Bill Clinton.

Shanks also did not respond to Business Insider's request for comment.Ghislaine Maxwell,

According to a filing in the case, Epstein initially met Shanks through the New York Academy of Art. The lawsuit lists Epstein as a trustee of the school, which the NYAA disputes.

"He purchased tickets for three of our ticketed fundraiser events along with hundreds of other guests," an NYAA spokesperson said in a statement to Business Insider. "We have no record of any other donation. The New York Academy of Art sincerely hopes Epstein's victims will receive justice."

At the NYAA, Epstein was known to "observe students' works in progress, offer suggestions as to what he would want changed, and then would purchase a completed work if he approved of the final product," according to a legal filing. The lawsuit also said that he'd previously purchased a nude painting from Shanks. 

Court documents say that, after an initial meeting with Abigail Wexner in New York City, Shanks visited the Wexners' Ohio home around April 26, 2000, where he said he snapped around 300 photos of the family. The artist claimed in the lawsuit that he was "given limited access to Abigail Wexner and her children" during his two-day stay.

Read more: The CEO of Victoria's Secret's parent company reportedly had close ties to Jeffrey Epstein

Filings from the defense claim that Epstein was under no obligation to purchase Shanks' work without approving of the finished product, while the plaintiff's council said that Maxwell confirmed to Shanks in a letter dated May 16, 2000 that the painting would cost $325,000. Later communications bumped the cost up to $339,900, to include a $14,000 antique, 18th-century frame and $900 for a crate, according to a legal filing. In early May 2001, a courier picked up the painting and delivered it to the Wexners, according to the filing.

But the family wasn't happy with the finished work, by all accounts.

Les Abigail Wexner

In the lawsuit, Shanks said that the family's assistants communicated the Wexners' "dissatisfaction with the poses of the children, their relative ages and sizes as portrayed, and expressions of the subjects, including Abigail Wexner herself."

The defense put it in more colorful terms, saying that the artist had "created an inherently impersonal, inaccurate, and disturbing painting" that rendered the Wexner children as "unrecognizable" to their own parents. Shanks later told a Pennsylvania newspaper that Abigail Wexner "wouldn't look at my painting," according to a 2004 Philadelphia Magazine profile.

Epstein refused to respond to Shanks' subsequent invoices; a move prompted by both the Wexners' reactions and his own displeasure with the painting, according to filings in the case. But Shanks later told Philadelphia Magazine that he believed that the whole situation arose out of his "ridiculing" of the family's $41 million Picasso painting.

"They purchased Picasso for $41 million, which is a nice picture that out to be worth, you know, at least $50,000, and, which, just to make them happier, I included in their painting," he said.

Bill Clinton portrait Nelson Shanks

That same article reported that Shanks told Allentown's Morning Call that the Wexners were looking for "cheap expressions" and "corn."

"They wanted sparkly flossy, whatever," he said. "They couldn't really comprehend my concept."

But the defense expressed dismay that the Wexners were even named in the lawsuit, writing in a filing that, given Epstein's intent on gifting the family the portrait, their inclusion "unfortunately evokes the old adage that 'no good deed goes unpunished.'"

In the lawsuit, Shanks requested $339,990 plus damages for the "hundreds of hours" he spent on the work.

"You would no more go up to Leonard Berstein and say, 'I'll tell you what, you perform for us in the Philharmonic Hall,' or Carnegie, or wherever it happens to be 'and if we like it we'll pay you,'" Shanks told Philadelphia Magazine. "It doesn't work that way."

The case was settled in October 2003. This final agreement was reached "amicably," according to Shank's 2004 interview with Philadelphia Magazine.

SEE ALSO: A stunning report details Trump's labor secretary's role in plea deal for pedophile financier Jeffrey Epstein

DON'T MISS: Trump addresses Jeffrey Epstein connection, claims the two haven't spoken in 15 years after a 'falling out'

SEE ALSO: Images show inside Jeffrey Epstein's $12 million Palm Beach mansion where victims say they were paid for sex as minors

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Affirm lets you pay off a large online purchase over time — here are 35 stores across home, fashion, and travel that accept it

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affirm

  • It's now easier and more convenient to buy the things you need, when you need them, with micro loan providers like Affirm. 
  • Affirm is a payment option that lets you pay for an online purchase over a period of time (usually three, six, or 12 months). Annual percentage rates (APR) range from 0-30% and Affirm does not charge any additional fees. 
  • It's available at 35 of our favorite online retailers, including mattress, home and kitchen, and clothing brands. 

You're working with a tight budget, but you need to buy an important essential or you want to take advantage of a one-time online sales event— what do you do? Short of having the awkward conversation with a friend or family member to borrow some money, there's now an easier, more convenient way to manage how you pay for online purchases, on your own terms. 

Affirm is a payment option you'll see when you check out your cart at many online shopping sites. It's especially useful for large purchases such as furniture and mattresses because it lets you pay them off over a period of time (usually three, six, or 12 months). Annual percentage rates (APR) range from 0 to 30% and you'll always be shown upfront the total amount of interest you'll pay. Affirm does not charge any additional fees. 

You can apply for a loan as you're shopping at one of many Affirm's partner stores, which include women's and men's fashion, furniture, sports and fitness, electronics, jewelry, and watch brands.

When it comes time to pay, you'll see something like the below: 

affirm payment

From there, you can create an account, get approved for a loan, and pay off your purchase at a pace you're comfortable with. 

You can see which online retailers accept Affirm below.

They're divided by category and we've also designated which ones offer loans starting at 0% APR with an asterisk.

While there are some more established companies, many are up-and-coming startups that are changing the way you shop for things like shoes, glasses, and home goods. Partnering with Affirm is just another way they're helping to modernize and simplify the online-shopping experience. 

Shop with Affirm at these 35 stores. 

Fashion

 



Accessories



Travel



Mattresses



Home and kitchen



How to enable cookies on your Mac computer to save passwords and store other important information

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woman tech computer laptop work

  • You can enable cookies on a Mac– the small pieces of data that your computer stores while you browse the web – to store important information like passwords or create a search history. 
  • Enabling all cookies, however, may also allow third-party trackers, typically advertisers, to use and store your browsing history and site history. 
  • Visit Business Insider's homepage for more stories.

Cookies are the little snippets of data used to track your internet browsing patterns, which are then stored in your computer. Many people believe that cookies are bad and overused for targeted advertisements, which can often be labeled as "creepy."  

But cookies often get a bad rap as they can actually be quite helpful. For example, cookies are what allows your computer to remember important information like log-in credentials so you don't have to always enter your password. Cookies also let you save items in a shopping cart when you're looking to buy something online.

If you'd like to enable cookies on your Mac using Safari Version 12.1, here's how. 

Check out the products mentioned in this article:

MacBook Pro (From $1,299 at Apple)

How to enable cookies on Mac using Safari

Cookies1

1. Launch Safari. 

2. In the upper left-hand corner, find Safari > Preferences. 

3. In Preferences, find "Privacy" — the icon that looks like a hand in a circle. 

Cookies2

4. Under "Cookies and website data" make sure "Block all cookies" is unchecked. 

By unchecking "Block all cookies" you will be allowing any and all cookies to be stored by websites you visit as well as third-party trackers, which are typically advertisers. 

How to remove data stored by certain websites using Mac's Safari 

In Mac's Safari, you can remove browsing data stored by certain websites you visit on your computer. 

1. Launch Safari

2. Go to Safari > Preferences > Privacy

3. In Privacy, under "Block all cookies" click on "Manage Website Data…"

Cookies3

4. Here you can remove information collected by certain sites or from all sites using cookies to track browsing. Removing the data might reduce tracking, but it might also log you out of certain websites.

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best budget laptops you can buy

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How to add websites to your Favorites list on a Mac's Safari browser, making them easily accessible at any moment

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mac safari icon

  • Knowing how to add websites to your "Favorites" on a Mac's Safari browser can help you navigate online quickly and easily.
  • Adding Favorites on a Mac is easy to do, as long as you know which site you want to add.
  • Once you add your Favorites, you can rearrange, edit, or delete them as needed, on any new tab.
  • Visit Business Insider's homepage for more stories.

Bookmarking pages on Safari, the default browser for Mac computers, can help you navigate online with ease. But it's easy to go a little overboard and end up with so many that you have a difficult time finding the ones you need. That's when adding favorites can come in handy.

Another positive to using Favorites is that, on Safari, those show up in new tabs, making it extremely easy to access them. Here's what you need to know to add your Favorites on Mac and start taking advantage of this time-saving Safari tool.

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iMac (From $1,099 at Apple)

How to add favorites on a Mac using Safari

Your Favorites should consist of whichever the sites you find most useful. This could be the ones you use the most, or the ones you only use to pay a monthly bill (but want to keep at the front of your mind). It's all up to you.

1. Open Safari and navigate to the site you want to add to your Favorites.

2. In the top toolbar, select "Bookmarks" and then "Add bookmark" (Or press Command + D).

1 ADD FAVORITES MAC

3. In the pop-up, make sure the dropdown says "Favorites" and then click "Add."

2 ADD FAVORITES MAC

You'll be able to find those favorites within that same "Bookmarks" section of the top toolbar. They'll be in a folder at the bottom of the dropdown menu labeled "Favorites."

How to edit or delete favorites on a Mac using Safari

If you want to delete a site from your Favorites, simply open a new tab, find the icon for that specific Favorite, right click on the icon, and select "Delete." You can also rename the icon, like changing it from the site name to something more recognizable, in case that's easier. 

You can also rearrange your Favorites by dragging the icon to wherever you want it to live on the page.

If Safari isn't your browser of choice, you should still be able to add bookmarks, if not Favorites. But the process will likely look different, so you may have to look around in the settings a little bit. 

Read more coverage from How To Do Everything: Tech:

SEE ALSO: The best budget laptops you can buy

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Why online-meat-delivery startups and imitation-meat brands are simultaneously thriving in today's food world

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beyond meat

  • Though national meat consumption is still high, plant-based meat substitutes like Beyond Meat and vegan meal delivery services are becoming more popular. 
  • They provide delicious options that can rival the taste and texture of real meat, but don't carry the same environmental and ethical weight. 
  • Direct-to-consumer meat delivery companies such as online butcher shop Porter Road take an alternative angle and are equally popular. They say you can continue eating meat, particularly the more sustainable, transparently produced kind.
  • Vegan and specialty meat companies are simultaneously thriving in a rapidly changing food industry by molding their businesses to reflect the customer concerns that are contributing to such change.

Americans love their beef. According to a report by the USDA, 2019 beef production is expected to reach 27.2 billion pounds, serving all the hungry diners who can't wait to watch a thinly sliced piece of brisket crisp up on the grill, cut into a tender medallion of steak, or bite into a juicy burger.

However, the classic love story between consumers and meat is changing, rewritten and challenged by the entrance and growing popularity of vegan food companies. People are paying more attention to nutrition, as well as how their daily behavior — from what they eat to how they dress— affects the health of the planet. 

It can be easy to view the conflict as a simple matter of meat eaters versus plant eaters, but the reality of this tension is more complex and provides fascinating hints at the future of food. 

The riches of plant potential 

Beyond Meat, a plant-based "meat" available in more than 30,000 locations, including supermarkets like Safeway and Whole Foods and fast food chains like Carl's, Jr., was created in 2009. By the time of its IPO in May 2019, it was valued at $1.5 billion.

beyond meat 2

Beyond Meat is for the new generation of meat eaters. Today, it's more likely that meat eaters, rather than quit cold turkey and become full-time vegetarians and vegans, employ a balanced approach by choosing more plant-based options when possible. As these options become less expensive and more flavorful, the shift to a majority plant-based diet is getting easier. 

Beyond Meat's VP of Marketing Will Schafer says, "Most consumers seeking plant-based options don't have an aversion to meat per se, but rather the health, environmental, and animal welfare baggage that comes with it. By making meat directly from plants, we can have a positive impact in these three areas, thus enabling consumers to have their burger and eat it, too." 

The company says its burger patty requires 99% less water, 93% less land, nearly 50% less energy, and 90% fewer greenhouse gas emissions to produce than a traditional beef burger. So it definitely provides some environmental relief, but skeptics of Beyond Meat and close competitor Impossible Foods still want to know: is it as satisfying to eat as real meat? 

Both do look, cook, and taste like meat. To attain this challenging feat, Beyond Meat studied the molecular structure of beef, breaking it down into four main building blocks: protein, fat, trace minerals, and water. It then went out into the plant world to find these building blocks and "rebuild meat from the ground up," without sacrificing taste or texture. Beyond Meat's ingredient list includes pea protein isolate, rice protein, mung bean protein, potato starch, and beet juice extract. Its products (burgers, sausages, ground beef), are also free of GMOs, soy, and gluten. 

daily harvest

Other companies easing consumers into a diet with more vegetables are doing so with the promise of flavor, color, and convenience. Their food products may not contain meat, but the startups, many of which are choosing meal delivery as their attack strategy, are hoping that they'll be so delicious you'll forget about the absence of meat. 

Veestro and Sakara Life put you on organic, 100% plant-based meal plans, and the best part is that the meals are ready to eat. If you lead an active lifestyle and want food to support your fitness goals, you can try Kettlebell Kitchen. Meanwhile, Splendid Spoon and Daily Harvest focus on smoothies and bowls. Clearly, shoppers have the privilege of choice when it comes to how they want to incorporate more plants into their diets. 

Butcher shop beef, meet the internet 

Even as plant-based meat substitutes and plant-centric food brands flood the market, online-meat-delivery businesses are, somewhat surprisingly, thriving.

Brands like Snake River Farms and ButcherBox ship out dry ice-packed boxes of gourmet, high-quality beef (and pork and chicken) to doorsteps, but they're more than a convenient way to get your month's supply of meat. They emphasize that they use sustainable and humane practices throughout the animal life-cycle, such as giving cattle room to roam, allowing them to eat nutritious, natural diets, and abstaining from the use of antibiotics and added hormones. Their approach to the evolving food system is to sell consumers a more responsible type of meat.

These online-meat-delivery startups appeal to conscious consumers who don't just eat meat blindly. They read labels and care about where their food came from and how it was produced. James Peisker, cofounder of Porter Road, says that many of his customers once got their meat from local sources that had been pushed out by big box stores and the commodity industry, while others "have taken a hard look behind the curtain of the commodity meat industry (the animal conditions, the extreme use of hormones and antibiotics) and opted out of eating meat until they found Porter Road." 

porter road

The company has experienced 150% growth year over year, and that's without worrying too much about its position in relation to Beyond Meat and Impossible Foods. Peisker believes "the buzz around Beyond Meat and Impossible shows that consumers are demanding alternatives to commodity meat — we are all in the same market with very different approaches."

He paints the scale, explaining that, "On one extreme, you have the commodity meat industry with its abundant problems, and on the other, faux meat. Porter Road sits between these two extremes by providing real meat grown by real farmers in a way that respects the animals, the environment, and produces a superior product." 

Can meat and plants co-exist in our food system? 

When I asked Beyond Meat and Porter Road their opinions about the future of food, both brought sustainability into the conversation. Peisker says, "People should absolutely be concerned about their diet's environmental impact. Our simple rule of thumb is to eat less, but better meat." Schafer says, "Demand for meat is growing, but creating it by running plant matter through an animal is inefficient and unsustainable," effectively branding all forms of "real" meat consumption as somewhat problematic.

There will always be a diversity of ways we obtain and consume food, but it wouldn't be too far-fetched to say our relationship to meat has become, and will continue to become, more careful and considerate. While plant-based options still pale in comparison to national meat consumption, we're seeing changes in attitudes towards and behaviors surrounding meat consumption. 

Learn more about the companies mentioned in this article:

Shop Veestro or read our review

Shop Kettlebell Kitchen or read our review

Shop Splendid Spoon or read our review

Shop Daily Harvest or read our review

Shop Snake River Farms or read our review

Shop ButcherBox or read our review

Shop Porter Road or read our review

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Save up to 80% on brands like Adidas, KitchenAid, and Dyson at eBay — plus 7 other sales and deals happening online

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We rounded up the eight best sales and deals happening online today, with savings the Echo Dot, Google Nest Hub, Casper sheets, and Ralph Lauren. For even more deals and savings across the web, check out Business Insider Coupons. This list includes Sponsored Products that have been suggested by eBay and that also meet our editorial criteria in terms of quality and value.* 

echo dot

1. Save 50% on the Echo Dot 3rd Gen on Amazon

With 4.6 out of five stars from over 41,000 customer reviews, the Echo Dot is one of the most popular and best-selling items on Amazon. The device might be small, but it packs a lot of features. Using the power of Alexa, you can get the news, check the weather, control smart home devices, and play music from streaming services like Amazon Music, Apple Music, Spotify, and Pandora. As an early Prime Day deal, you can get one for $24.99 with free same-day delivery.

Echo Dot 3rd Gen, $24.99 (Originally $49.99) [You save $25]

Casper

2. Save up to 40% on Casper Cool Supima sheets

Casper has made a name for itself as the biggest direct-to-consumer mattress company, but the company also makes sheets — and a bunch of different colors are on sale right now. For a limited time, you can save up to 40% on Casper Cool Supima sheets. Prices are as marked, so you won't need a promo code. Visit Business Insider Coupons for more deals and savings at Casper

Shop Cool Supima sheets at Casper now

eBay

3. Save up to 80% on tech, smart home devices, and more at eBay

In anticipation of Amazon Prime Day, eBay is gearing up to launch a bunch of its own sales — and the best part is you won't need a membership to shop. Now through July 22, you can save up to 80% on tech, smart home devices, home appliances, and much more. The selection of deals is massive; some of the brands you'll find on sale include Adidas (extra $20 off of $100), Dell (extra 20% off), LG, KitchenAid, Hanes, Dyson (extra 20% off with coupon JOY4DYSON), Puma (extra 30% off steals under $50), and Reebok (up to 60% off).

*Sponsored by eBay

Shop the eBay sale now

Frank And Oak

4. Save up to 50% on sale styles at Frank And Oak

Montral-based clothing startup Frank And Oak is having a big sale on its casual, comfortable basics. For a limited time, you can get up to 50% off sale styles for men and women. What's better is that during the sale, $5 from every sale item purchased will go towards supporting The Great Canadian Shoreline Cleanup in partnership with WWF-Canada. Frank And Oak has a goal to raise $20,000, so start shopping now to fill your closet while making a positive impact. Visit Business Insider Coupons for more of the latest sale and deals at Frank And Oak

Shop the Frank And Oak sale now

Google Nest Hub

5. Save $50 on the Google Nest Hub

Previously known as the Google Home Hub, the Google Nest Hub can make your days more streamlined, efficient, and fun. With voice commands, you can add events to your calendar, check the weather, news, and traffic, control smart home devices like lights and thermostats, and stream videos and music. Originally priced at $129.99, the Google Nest Hub can be bought for $79.99 at retailers including Best Buy, Walmart, and Target.

Buy the Google Nest Hub for $79.99:Best Buy |Walmart |Target

Ralph Lauren

6. Save an extra 30% on sale styles at Ralph Lauren

Now through July 16, you can save an extra 30% on already reduced sale styles at Ralph Lauren by using the promo code "EXTRA30" at checkout. In addition to its classic apparel, footwear, and accessories for people of all ages, the sale also includes home goods. Visit Business Insider Coupons for more deals and savings at Ralph Lauren.

Shop the Ralph Lauren sale now

Birchbox

7. Save 30% on beauty and grooming products at Birchbox

Birchbox's subscriptions are the smartest way to discover new beauty and grooming products without spending your money on expensive full-size products. While you'll definitely save money with the subscription, you can also save 30% on select sale items in its curated online store. Men can find products like shaving creams, razors, and colognes and women can find beauty products like makeup kits, lotion, and perfume at a discount right now. Visit Business Insider Coupons for the most up-to-date deals and savings at Birchbox.

Shop the Birchbox Beauty sale now.

Shop the Birchbox Grooming sale now

Helix Sleep

8. Save up to $200 and get two free dream pillows at Helix

Helix Sleep uses a short quiz based on your sleep and comfort preferences to create custom mattresses that provide the right support for you. Right now you can save $100 on any order with the promo code "FOURTH100," $150 on orders of $1,250 or more with " FOURTH150," and $200 on orders of $1,750 or more with " FOURTH200" at checkout. Additionally, you'll get two free pillows automatically added to your cart.

Shop the Helix sale now

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How to advertise for your business on Facebook

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FILE PHOTO: Stickers bearing the Facebook logo are pictured at Facebook Inc's F8 developers conference in San Jose, California, U.S., April 30, 2019.  REUTERS/Stephen Lam/File Photo

  • Advertising on Facebook can be a useful tool for small business owners, allowing you to target your audience on a platform that they already use.
  • Facebook advertisers have access to a wide range of metrics, which can help them tailor the ad to the audience and increase the chance of conversion. 
  • Facebook advertisements also depend on an Ad Auction model – each time there's an opportunity to show an ad to users, Facebook runs an auction and picks a winning ad through a combination of factors.
  • Visit Business Insider's homepage for more stories.

Facebook ads provide a way for small businesses to reach a targeted audience in a place that their customers already frequent (including Newsfeed, Messenger, and Instagram) with photos and text, as well as a video or slideshow. 

Facebook also gives you access to metrics so you can figure out how your ad is performing, and  make changes to better suit your audience in the future. That's a great way to turn the casual fan into a customer.

For those with a new business, or who haven't used Facebook ads before, here's what you need to know to get yours up and running:

How to advertise for your business on Facebook

Advertising on Facebook is relatively straightforward, provided you already know what you want your ad to look like: 

1. Go to the Facebook Ads Helpcenter and click "Create an Ad" (the blue button in the top-right section of the screen).

1 HOW ADVERTISE FACEBOOK

2. If necessary, choose the correct account using the dropdown box in the top-left corner of the Ads Manager. Then follow the prompts on the left-side bar to create an ad. 

3. To start, choose a marketing objective for your ad.

There are several options to choose from, including brand awareness, app installations, traffic, messages, video views, and engagement. 

The questions you'll need to be able to answer here are "What do you want your ad to deliver for you?" and "What do you want the customer to do with the ad?"

2 HOW ADVERTISE FACEBOOK

You'll be able to name the campaign and opt-in to A/B testing and budget optimization once you select an objective. You may have to click "set up Ad account" to continue, in which case you'll have to provide your account country, currency, and time zone.

4. Select an audience.

Who do you want to see this particular advertisement? You can narrow this down by location, age, gender, education, relationship status, previous purchase behavior, and even those with specific interests. 

The more specific you get, the more targeted your ad will be. But the more general you are here, the more potential eyes you could get on your ad. So it's a bit of a balancing act.

3 HOW ADVERTISE FACEBOOK

5. Pick where to place your ad.

As noted above, you'll be able to pick which platforms and methods to use for ad placement (including Messenger and Instagram, and you can narrow it down by specific types of mobile phones within this section). 

You'll also have the option to set these to auto-placements, meaning Facebook would select where they believe the best places to run your ad would be.

4 HOW ADVERTISE FACEBOOK

6. Create a budget.

This is pretty straightforward — you'll be able to choose between a daily budget and a lifetime one. Within this section, you'll also be able to decide on the ad schedule (for example, establishing a start date).

5 HOW ADVERTISE FACEBOOK

7. Choose an ad format.

There are eight formats you can choose from:

  • Photo
  • Video
  • Stories
  • Messenger
  • Carousel
  • Slideshow
  • Collection
  • Playables

8. Place your order for the ad.

After you place the order, your ad will go to the Ad Auction — this happens each time there's an opportunity to show a user an ad, and is used by Facebook to ensure relevance of ads for the user. Since many advertisers may be competing for the same eyes, the winning ad (which the user ends up seeing) is selected based on the following, according to Facebook:

  • The bid amount placed by the advertiser.
  • The estimated action rate (meaning how likely the ad is to be acted upon by the user).
  • The quality of the ad itself.

9. Measure your results.

You can use Facebook's Ads Manager tool to access the metrics and figure out how the campaign is going.

Related coverage from How To Do Everything: Tech:

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The staggering costs of being transgender in the US, where even patients with health insurance can face six-figure bills

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Morgin Dupont, a woman of trans experience, holds up the trans flag

    • Many transgender people seek medical treatments such as breast augmentation to align their bodies with their gender identities.
    • Doctors say these procedures can help alleviate emotional distress linked to suicidal thoughts, but some patients can't access them in the US because of the cost.
    • Despite a handful of federal antidiscrimination laws, some public and private insurance providers have exemptions in their policies for certain transgender-related procedures.
    • Insurance providers also categorize many surgeries like facial feminization as cosmetic and won't pay for them. Doctors say some of these procedures can reduce the risk of violence against transgender people.
    • Watch the accompanying video "The Hidden Costs Of Being Transgender In America" on YouTube. 
    • Visit Business Insider's homepage for more stories.

In the past six years, Claire, an IT infrastructure engineer living in New York, has spent thousands of dollars on medical care that most Americans never have to think about. There was hormone therapy, hair removal, and what's known as "bottom surgery." And that was just the start of it.

But it was all worth it, she said.

"It saved my life," Claire, 33, said. (She asked that Business Insider withhold her last name to protect her privacy.) "My worst day now is better than the best day I had when I presented as male. I am able to exist without fear, without compromise."

Like an estimated 1.4 million people in the US, Claire is transgender. She was designated male at birth, but she is a woman. And she's known that, on some level, since elementary school, she said.

It didn't take long for Claire to realize that being transgender comes at a cost. By the time she came out in 2013, she was already struggling with what's commonly called gender dysphoria, a form of emotional distress that results from identifying as a different gender than the one designated at birth.

But for Claire and many other transgender people, the costs aren't just emotional: Many are also financial. The cost of medical treatments can add up to more than $100,000, and they're often not covered by health insurance. Plus, transgender people face discrimination in the workplace, which translates to unemployment rates that are as much as three times as high than they are for the general public.

Medical procedures are often essential, but they come at a cost

Claire, a transgender woman living in New York City.

For many years, doctors tried to alleviate gender dysphoria with talk therapy. But in the absence of surgeries and other medical interventions, that approach was an "abysmal failure," Joshua Safer, the executive director of the Center for Transgender Medicine and Surgery at New York's Mount Sinai Hospital, said.

"We have suicide attempt rates of 40% among transgender people where there are no [medical] interventions offered, and so we know that's a failed strategy," Safer said.

Now, most medical professionals offer trans patients hormones and surgeries to change their bodies to match their gender identities. Surgeons can construct a penis (phalloplasty) or vagina (vaginoplasty), augment or remove the breasts, and feminize or masculinize the face with plastic surgery.

The procedures are long, complicated, and often painful. Vaginoplasty, for example, is a six-hour surgery with a recovery time of up to a year and a half, while phalloplasty has a similar recovery time and can take as long as 12 hours in the operating room.

But they're known to work, and they can save lives by helping trans people feel comfortable and safe in their own skin.

"It is a life or death thing," Claire said. "It feels like you can't breathe when you're not allowed to just be yourself and be comfortable in your own skin."

Nonetheless, many transgender people don't get surgery, by choice or because they can't afford the cost.

Trans-related surgeries can cost tens of thousands of dollars, yet insurance companies don't always cover them

Bilateral mastectomy

While cost estimates vary widely, the Philadelphia Center for Transgender Surgery estimates that "bottom surgery" costs about $25,600 for male-to-female patients and about $24,900 for female-to-male. The center provides estimates for other common trans-related surgeries, such as breast augmentation ($9,000), bilateral mastectomy (up to $10,900), facial feminization (up to $70,100), and facial masculinization (up to $53,700).

These are out-of-pocket expenses for an estimated 14% of transgender people who are uninsured or whose insurance won't cover the procedures. And they don't include the price of ongoing therapy and other medical care, such as visits to a specialist for hormone therapy.

Under the 2014 Affordable Care Act and a handful of other laws with antidiscrimination provisions, insurers are required to cover medically necessary care for trans people. And an increasing number of them do. About 83% of companies surveyed by the Human Rights Campaign, for example, offer healthcare benefits that cover transgender care, up from 9% in 2010.

Public healthcare providers are also increasingly covering transgender care. Medicare, the US government health program for the elderly and people with disabilities, began covering gender-affirming surgeries about five years ago. Earlier this year, Illinois joined 17 other states and the District of Columbia when it announced that its Medicaid program for people with low incomes would cover gender-affirming surgery.

AP_463917755049

Gaps in insurance coverage persist

"Access to competent inclusive healthcare for transgender people has increased," Naomi Goldberg, a policy director at the LGBT think tank Movement Advancement Project, or MAP, said. She credited several recent changes in the US, including "increased understanding about what it means to be transgender," in addition to "improved medical care and standards, and improved education for healthcare providers."

But gaps in coverage remain. In Arizona, for example, the American Civil Liberty Union is suing the University of Arizona for listing explicit exclusions for "gender-reassignment surgery" in their healthcare plans. According to MAP, several states, including Wyoming and Alaska, have language in their laws that bans coverage of certain treatments for transgender patients in state Medicaid programs, such as what Alaska calls "transsexual surgical procedures."

In Alaska, the exclusion is the subject of a court fight and the state declined to comment. Wyoming's Medicaid director didn't respond to a request for comment.

"The landscape varies across the states with some states proactively updating their policies, others doing nothing, and others continuing to defend preexisting bans [on trans coverage]," Logan Casey, a policy researcher at MAP, said. "So even though the ACA should mean medically necessary care is covered, the reality on the ground is quite different from state to state."

Defining what's 'medically necessary'

Casey and other experts familiar with transgender care point out another problem: The definition of "medically necessary" in healthcare plans typically excludes a number of procedures, including breast augmentation, body contouring, and facial feminization. Insurers often refer to these surgeries as cosmetic and won't pay for them.

Insurers have always categorized these procedures as cosmetic when the patient is cisgender, meaning they identify with the gender they were designated at birth. But according to Safer, they can be medically necessary for trans people, by helping alleviate dysphoria. They can also make trans people less likely to be targets of violence, he said.

"If a significant point for [a trans woman] is to be able to walk down the street and be treated appropriately according to her gender identity, then having a feminine face is going to be enormous, both for how she's treated and, frankly, for safety," Safer said.

In a 2015 survey, 55% of more than 27,000 transgender people reported being denied coverage for at least one gender-affirming surgery.

Claire_02

Claire gets her health insurance from one of the largest insurance providers in the US. (She asked that Business Insider not identify the company, saying it may weaken her case for an appeal in the future.) Her insurer covered a vaginoplasty in 2018, but the company refused to cover a breast augmentation she had scheduled for earlier this year, she said, even after appealing the denial.

"They came down hard and said no," she said. "Now it means that if I want to get that procedure, which I need, so I can feel comfortable with myself, just to be able to stand in the mirror and look at myself, I'm going to have to pay out of pocket."

To pay for procedures that insurers consider cosmetic, transgender people often seek help from friends or turn to crowdfunding platforms like Indigogo and GoFundMe. A quick search for "transgender surgery" on GoFundMe, for example, yields more than 3,000 results. The site offers a guide on how to fund "gender-confirmation surgery."

'Cis guys don't have to pay for their penises'

Emmett J. Lundberg, an actor in New York City, said he raised about $5,000 on the fundraising site Indiegogo in 2013 to help cover the cost of top surgery.

"I was lucky to have a lot of people in my life that were able to contribute to that, but I still had a lot of extra costs," he said. Those don't stop at medical procedures. There are a lot of other expenses most people never have to think about, such as chest binders and prosthetic genitals for transgender men.

"I mean cis guys don't have to pay for their penises," Lex, a trans man, said.

Lex_Binder

There can also be fertility treatments, new clothes for after surgery, and hair removal — lots of hair removal, Claire said.

"The most expensive thing for a trans woman is hair removal," Claire said. "You have to go every week," she said. "It's about $75 to $100 every session. That's just for your face. And you could be doing this for anywhere from three to seven years."

It comes to the point where you can drown in debt from these expenses, Claire said.

"It just adds up," she said. "But you do it because it's what you need to do."

Join the conversation about this story »

NOW WATCH: Medical treatments for transgender people in the US can cost over $100K, even with insurance. Here's why they're so expensive.


Everything you need to know about Amazon Prime Day 2019

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What exactly is Amazon Prime Day and why does it exist? 

Prime Day is Amazon's annual retail holiday. It was introduced in 2015 as a one-day only sales event that boasted more deals than Black Friday and also celebrated Amazon's 20th anniversary as a company.

Though the first Prime Day was met with some disappointment, subsequent Prime Days have improved in both the quality and quantity of deals, and the event has been made available to more countries outside the US every year. 

Today, it is a global shopping event where Prime members can shop hundreds of thousands of deals sitewide, with new deals starting as often as every five minutes. 

When is Amazon Prime Day this year?

Amazon Prime Day 2019 will be July 15-16, 2019. It will be live for 48 hours, starting at 12 a.m. PT on July 15 and ending at 11:59 p.m. PT on July 16. 

How do I shop Amazon Prime Day deals? 

Deals will be hosted on this Amazon page on Prime Day.

You need to be an Amazon Prime member in order to shop the deals, so if you aren't already, you should sign up for a free 30-day trial sometime before Prime Day. 

What products will be discounted? 

Amazon is offering more than 1 million deals for Prime members around the world. Ahead of Prime Day's official start, these early deals are already live

Amazon devices such as Echo devices, Fire tablets, and Kindle e-readers are very likely to be on sale. Prime Day last year featured double the deals on Amazon devices and the biggest deals yet on Alexa-enabled products like the EchoFire TV, and Fire tablets. Amazon says this year will feature the biggest Prime Day deals ever on Alexa-enabled devices.

Amazon's 12 newest devices, introduced in late 2018, may also be on sale.

Outside of physical device deals, expect deals on Amazon services and memberships like entertainment (Kindle Unlimited, Amazon Music Unlimited, Prime Video, Audible, etc.) and grocery shopping (Amazon Fresh, Amazon Pantry, Whole Foods, etc.). You can shop these competitive Amazon service deals (and more) now through Prime Day: 

Other things we expect to have good deals are smart home accessories, phones, computers, cameras, TVs, fitness accessories, kitchen appliances, and beauty tools. If any of these products are on your shopping list, we recommend holding off until Prime Day to buy them. 

These were the best deals across all categories on Amazon Prime Day 2018, and we think similar deals are in the works for Prime Day 2019. 

What did people buy on Prime Day last year? 

The most popular purchase of the event was the Fire TV Stick with Alexa Voice Remote. The Amazon Cloud Cam was the best-selling security camera deal in Amazon history, while the Amazon-owned security company Ring also had a great day, selling out its Video Doorbell Pro

Outside of Amazon devices, Prime members around the world loved everything from video game consoles to DNA tests. In the US and Canada, top sellers included the Instant Pot.

Among Insider Picks readers specifically, the $1 Kindle Unlimited membership was the clear winner. Noise-cancelling headphones from SonyBose, and Sennheiser, and LifeStraw personal water filters were also popular buys on Amazon Prime Day 2018. 

Is Amazon the only place I should shop during Prime Day? 

No. A growing number of competing online retailers are advertising their summer sales in direct relation to Amazon's Prime Day. Target, for example, is holding a major summer sale called Deal Days on the same exact dates as Prime Day. Nordstrom's popular Anniversary Sale follows closely behind on July 18 (and will already be live during Prime Day for Nordstrom cardholders). 

Internet-wide, you can expect a lot of great deals during the month of July as retailers all compete to offer the lowest prices. That makes shopping online more overwhelming, but ultimately more rewarding if you're able to hone in on the most valuable deals. 

Where can I find the best deals on Prime Day? 

Insider Picks will be covering the best overall deals, as well as the best tech deals, home and kitchen appliance deals, fitness deals, and more, right here, so you can avoid the perils of overwhelming choice mentioned above. 

Let us do the work for you, and check back to the Insider Picks page on Amazon Prime Day to find full coverage of the deals you should be focusing on. 

What are other ways I can get ready for Prime Day? 

Download the free Amazon app (iOS, Android), and you can:

  • Get phone notifications when a deal is starting. Go to "Today's Deals" in the app and click "Upcoming" to view all deals 24 hours before they are live. Then tap "Watch this Deal."
  • Get a sneak peek of select products that will have deals by tapping the Prime Day banner within the app in the week before Prime Day. 

If you have any additional questions about Prime Day 2019, email us at insiderpicks@businessinsider.com and we'll do our best to find the answer for you. 

SEE ALSO: Amazon Prime Day 2019: Every deals article we’ve written so far

DON'T MISS: 30 cool products that just launched on Amazon exclusively for Prime members

Join the conversation about this story »

Registered sex offender Jeffrey Epstein and Harvey Weinstein were part of a group that made a failed $45 million attempt to buy New York Magazine in the 2000s

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Jeffrey Epstein, the financier charged with sex trafficking, made his fortune managing the fortunes of billionaires. But in 2003 and 2004, during the same time prosecutors say he was paying underage girls for sex, Epstein also tried to establish himself as a media mogul — twice.

Epstein, now 66, was part of a group that made an unsuccessful bid to purchase New York Magazine in 2003, The New York Times reported at the time. Former advertising executive Donny Deutsch, investor Nelson Peltz, U.S. News & World Report owner Mortimer Zuckerman, and Harvey Weinstein were also members of that group.

According to The New York Times, the group bid $45 million for the magazine, but investment banker Bruce Wasserstein outbid them by $10 million. The group, led by Zuckerman, blamed their loss on the rules of the auction.

"We made it clear that we were willing to put more money on the table,'' Zuckerman told The New York Times in 2003, ''but after they had a handshake, they were not willing to entertain other offers.''

The New York Times wrote that the motives behind the bid were "ego, power and cachet."

And that was not Epstein's only attempt to enter the media business. In 2004, Epstein and Zuckerman invested $25 million in pop-culture focused Radar Magazine, according to The New York Times. Epstein and Zuckerman became equal partners in the company. Radar's founder and editor-in-chief Maer Roshan kept a minority stake. The trio told The New York Times that they thought the magazine would appeal to trendy urban singles.

"I always focus on the potential downside of an investment," Epstein told The New York Times in 2004, "and I don't think this is something that is going to lose money."

Read more: How Jeffrey Epstein, the mysterious hedge-fund manager arrested on sex-trafficking charges, made his fortune

Under their leadership, the celebrity news magazine went from publishing in print bi-monthly to every month but continued to struggle. Radar stopped publishing a print magazine in 2008. That same year, Radar was sold to American Media, Inc., which still publishes an online edition.

Epstein made most of his fortune as a hedge-fund manager, Business Insider previously reported. After spending a decade at Bear Sterns, he launched his own investment firm that he claimed only catered to billionaires. L Brands CEO Les Wexner was his only confirmed client.

Epstein was arrested on charges of sex trafficking in New Jersey on July 6, and pleaded not guilty on July 8. Prosecutors said that, from 2002 to 2005, Epstein lured girls as young as 14 into his homes and paid them for massages that became increasingly sexual in nature. Business Insider previously reported that Epstein served 13 months in prison after confessing to felony sexual solicitation of underage girls.

In March 2018, Business Insider reported that New York Police charged Weinstein with rape, criminal sex conduct act, sex abuse, and sexual misconduct against two women, following over 70 accusations of sexual misconduct.

SEE ALSO: The famous connections of Jeffrey Epstein, the elite wealth manager charged with sex trafficking young girls

DON'T MISS: Meet Bernard and Lisa Selz, the wealthy New York City couple who has donated millions to the anti-vax movement

Join the conversation about this story »

NOW WATCH: The incredible story behind Slack, the app that's taken over offices everywhere

Here's where you can buy the illustration art from our adapted Mueller report

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The 448-page Mueller report is now public and available to read online, but if you've tried reading it, you know it's a slog to get through.

To bring out the compelling narrative lying within the document, INSIDER enlisted the help of Mark Bowden, the journalist and author known for works of narrative nonfiction like "Black Hawk Down" and "Killing Pablo," and Chad Hurd, an illustrator from the art department of "Archer." 

Together, they used the report's contents to create a clear and gripping story you'll want to read all the way through

Hurd's dynamic illustrations, which are woven throughout the story, are available to buy right now as framed posters.

The four vignettes capture key moments of the timeline, including President Donald Trump's dinner with FBI Director James Comey, and President Donald Trump in the White House discussing Special Counsel Robert Mueller's investigation

Each framed print comes in two sizes (12"x 18" and 24"x 36") and starts at $40. They come in semi-hardwood frames and include hanging hardware. 

Shop the Mueller report illustrations, by Chad Hurd, with Kim Feigenbaum and Emi Hartana.

Read the full, illustrated Mueller report adaptation.

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How to make a conference call on an iPhone, and manage your call's participants

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  • You can do a conference call on your iPhone with up to five participants, yourself included. 
  • To do a conference call on an iPhone, use the "add call" button to dial a new participant and then tap the "merge calls" button.
  • To end the call, hang up in the usual way — or you can drop individual participants one at a time by tapping the blue 'i' at the top of the iPhone's screen. 
  • Visit Business Insider's homepage for more stories.

You might not realize it, but your iPhone is capable of making conference calls with up to five participants at once (including you, of course). 

Since many people refer to the iPhone's conference calling feature as "three-way calling," this is definitely a case in which a feature over-delivers. 

Check out the products mentioned in this article:

iPhone XS (From $729 at Apple)

How to do a conference call on an iPhone

1. Start the Phone app and place a call to your first participant in the usual way.

2. After the call connects, tell your participant that they'll be briefly placed on hold while you dial in the next person. 

3. Tap "add call." 

conference 1

4. Call the next person any way you like. You can use your list of contacts or tap any of the icons at the bottom of the screen — "Favorites," "Recent," "Contacts," or "Keypad" – to place the call. 

5. After this next participant answers, tap "merge calls" to combine them into a single conversation. 

conference 2

6. If you want to add more people to the call, you can repeat the process. Tap "add call," place the call, and merge the call. You can do this up to two more times, for a total of five participants, including yourself. 

This process is the same for most cellular carriers, but it might be slightly different in rare cases. If you don't see an "add call" button on your iPhone, place the first caller on hold and then use the keypad to call the next participant. Tap "merge calls" to join them.

You can also add someone who calls you to a conference call in progress. When the call comes in, tap "Hold & Accept," and then tap "merge calls."

conference 3

How to manage a conference call on an iPhone

Once your conference call is in progress, you can go "private" with a specific participant, as well as hang up on callers one at a time. To do that, tap the blue 'i' at the top of the screen to the right of the caller's names. You'll see a list of all the participants on the call with buttons to end the call or speak to them privately. 

conference 4

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best lightning cables you can buy for your iPhone

Join the conversation about this story »

NOW WATCH: Here's why phone companies like Verizon and AT&T charge more for extra data

The simple and free way to gain access to Amazon Prime Day 2019 deals — even if you don't have a Prime membership

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Other than anticipating what products will be on sale during Prime Day, the most obvious way you can get ready for Amazon's annual sale is to make sure you have a Prime membership, because you'll only be able to shop the sale and that day's Lightning Deals if you're a Prime member. 

If you don't want to commit to a full membership now, you can use the Amazon Prime free 30-day trial to gain access to the sale (as well as a bunch of early Prime Day deals) and then cancel it after July 16. A membership will grant you the opportunity to save big on Amazon devices, electronics, back-to-school supplies, and hundreds of thousands of other products.

Since Prime Day falls on July 15-16 this year, you'll have enough time to cancel your membership if you don't want to continue it after Prime Day is over. 

Amazon did recently bump the cost of a Prime membership to $119 a year, but it's still completely worth it (and to put it into perspective, JPMorgan estimated the true value of a membership is actually $785). 

Fast and convenient shipping policies, free video and music streaming, and access to Prime Day just skim the surface of all the perks of a Prime membership, and if you're not convinced now, you can sign up for a 30-day trial to experience all the benefits for yourself. It's completely free, so you can shop Prime Day and try out other features of Prime without the commitment. 

Amazon also offers discounted Prime memberships for the following groups. If either of these apply to you, start your membership or free trial now so you can access Prime Day 2019:

Sign up for a free 30-day trial of Prime here to access Amazon Prime Day.

Want to stay updated on everything Prime Day 2019? Bookmark this page and our master guide to the best deals of Prime Day.

SEE ALSO: 31 useful Amazon Prime benefits to know that go beyond free 2-day shipping

READ MORE: How to shop on Amazon Prime Day 2019 — all the tips and tricks you need to save the most money possible

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