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How to make conference calls on an iPhone, with features you can use to control other lines in the call

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how to conference call on iphone

  • You can make a conference call on an iPhone with up to five callers at a time, including yourself, for any work conference or to connect far flung friends.
  • During an iPhone conference call, you can slip into a private conversation with one of the callers or accept a new incoming call that you can merge into the greater chat.
  • Visit Business Insider's homepage for more stories.

Your iPhone is a powerful tool. It serves as a camera, gaming device, e-reader, television, web browser, and so much more.

But let's not forget that, first and foremost, a smartphone is still a phone. And in this capacity it also has amazing capabilities, such as the option to host a conference call with as many as five people connected together, your phone included.

Using an iPhone to make conference calls is quick and easy, and you have total control over the call while it's in progress, too.

And if creating a five-person call from your phone isn't good enough, keep in mind that you can always use the iPhone FaceTime app on an iPhone or iPad to connect as many as 32 people, either via video call or via a FaceTime audio call.

How to make conference calls on an iPhone

1. Place a call to the first person you wish to join the conference.

2. Once they answer, tap the "+" symbol above the words "add call."

how to conference call on iphone

3. Select the number to be added from your contacts or tap the keypad and punch in the new number.

4. Once the new caller answers, tap the twin arrow icon above "merge calls" to join the lines together.

how to conference call on iphone

5. Repeat up to four times, connecting a total of five numbers, including yours.

Features you can use to control other lines on the call

During your conference call, you can drop a line or enter into a private conversation with any one of the numbers on the call. Tap the blue icon with the letter "i" in a circle to display each line on the call.

how to conference call on iphone

The options "End Call" and "Private" will be displayed.

how to conference call on iphone

Tapping end call drops that caller, while hitting Private takes you and that line onto a separate line. You can rejoin the main call by again merging the lines.

And of course you can always just end your call to drop all the lines at once.

Related coverage from How To Do Everything: Tech

SEE ALSO: The best iPhone for every type of person and budget

Join the conversation about this story »

NOW WATCH: I've used iPhones for nearly a decade and switched to the Samsung Galaxy S10. Now I understand Android loyalty in a way I never understood before.


How to cancel a Netflix subscription, however you subscribed to it

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Netflix on iPhone

  • You can cancel your Netflix subscription at any time, but the process depends on how you are being billed — directly through Netflix, via iTunes, or through another third-party.
  • Deleting your profile isn't the same as cancelling your subscription. If you delete your profile, you will still be billed until you actually cancel.
  • Most subscriptions can be cancelled via the Netflix web page, but if you subscribe through iTunes, you can cancel on your iPhone or iPad.
  • Visit Business Insider's homepage for more stories.

When you set up a subscription to an online service — whether it's cloud storage, music, backup services, or streaming video — it's often hard to remember how to cancel when that time eventually comes. If you want to cancel your Netflix service, though, the good news is that it's pretty simple to do.

How you cancel, however, depends on how you set up your service to begin with.

If you subscribed to Netflix directly, then you can cancel your service via the Netflix site in a web browser. If you used iTunes, though, you'll need to unsubscribe using an iPhone or an iPad. It's also possible that you are being billed for Netflix through a third-party company, like a smart TV service.

One thing you should not do: Simply delete your Netflix profile. This has nothing to do with your subscription or billing, and you'll continue to be billed even if you delete your profile or the app.

How to cancel your Netflix subscription using a web browser

1. Start a web browser and go to Netflix.com.

2. Click the downward-pointing arrow in the top right of the page and then click "Account."

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3. Near the top of the page, under Membership and Billing, click "Cancel Membership" and confirm your decision to cancel.

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4. If you still have a DVD plan, click "Cancel your DVD plan" and confirm that you want to do this.

If you don't see the option to cancel your account here, you are enrolled in Netflix through a third-party. You should see information on the page about who is billing you for Netflix, such as your Smart TV provider or iTunes; if you see a company listed, contact that company directly to cancel billing.

How to cancel your Netflix subscription through iTunes

If your Netflix account is being billed via iTunes, you can cancel it using your iPhone or iPad.

1. On your iOS device, start the Settings app.

2. Tap "iTunes & App Store."

3. Tap your Apple ID at the top of the screen, and then tap "View Apple ID" in the window that appears.

4. Tap "Subscriptions."

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5. You should see Netflix in the list of active subscriptions. Tap it.

6. Tap "Cancel Subscription," and then tap "Confirm."

Related coverage from How To Do Everything: Tech:

Join the conversation about this story »

NOW WATCH: I've used iPhones for nearly a decade and switched to the Samsung Galaxy S10. Now I understand Android loyalty in a way I never understood before.

15 funny Father's Day cards for the master of dad jokes

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Insider Picks writes about products and services to help you navigate when shopping online. Insider Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

dadjokes

  • Whether it's the basis of a bigger gift or a canvas to send Dad a nice message, a funny card is a great way to thank Dad for all he does for you and make him laugh in the meantime. 
  • We scoured the web and found 15 funny Father's Day cards that'll make Dad laugh, no matter his sense of humor. 
  • Check out all of our Father's Day 2019 gift ideas for some more inspiration.

He may serve up some of the best jokes in town — or, he may just think he does. Whether his humor makes you belly laugh or cringe, you have to give it to Dad's comedic talents and confidence. Remember, they're called dad jokes for a reason. 

This Father's Day, don't give Dad some generic card. Give him something that will make him laugh. A card that tells him you love him in a witty way or one that pokes fun at his quirks is a surefire way to make Dad's day. Pair with a great gift and a great hug — whatever you do, we think Dad will love it.

15 funny and cool Father's Day cards sure to make any dad laugh:

An homage to his sense of humor

Word Finders Club Dad Jokes Card, available at Etsy, $3.57

He probably calls it magic, you probably call it cringe-worthy. This Father's Day, let him believe what he wants.



A more honest review of his jokes

Top Hat and Monocle Father's Day Card, available at Etsy, $4.81

His jokes may only get two stars, but he's still a five-star Dad.



A quippy card that makes light of his carnivorous habits

Rarest of Them All Father's Day Card, available at Papersource, $5.95

Like his favorite steak tartare, Dad's pretty rare. Tell him you think so with a cute card that brings together his love for laughs and a good cut of meat.



A card that claims his most important titles

Sweet Potato Shop World's Greatest Father, available at Etsy, $5

Because he's never too old for a potty joke. 



A card that acknowledges how hip he is

Greet Yoself DJ Khaled Card, available at Etsy, from $6.10

Being an awesome dad? Major key. 



An acknowledgement of all he does for you

Sarah Burns Prints Father's Day Card, available at Etsy, $2.63

Because whether it's building a dresser for your new apartment or talking you through that job interview, Dad's always there when you need him. 



A card that shows off your sense of humor, too

Blue Thistle Prints Father's Day Card, available at Etsy, $5.75

He gave you your sarcastic humor. Now, give it back to him with this quippy card. 



A punny way to thank Dad for all he does

Dad Genes Card, available at Papersource, $4.95

Whether he's known for his style or not, he did give you some pretty good genes



A compliment with a grain of salt

Funny As You Think Father's Day Card, available at Papersource, $5.95

If Dad can laugh at himself, he'll definitely get a good chuckle out of this sarcastic card that pokes fun at his famous dad jokes. 

 

 

 



A cute card for new dads

Cheers First Father's Day Card, available at Papersource, $4.95

He's traded his beer bottles for baby bottles and that's something to celebrate this Father's Day. 



A sweet pun to make him smile

Grape Job Greeting Card, available at Papersource, $5.95

An adorable illustration and a sentimental pun make this perfect for Father's Day. 



A light-hearted way to say thank you

K Prime Art Father's Day Card, available at Etsy, $3.28

He's put up with you through the best of times, and the worst. Thank him with a little humor.



A neat card for a neat guy

Nine Two Design Father's Day Card, available at Etsy, $5.19

Keep it simple with this neat card that combines some of his favorite things — whiskey and jokes. 



A cute illustration to thank him for years of support

Pinwheel Print Shop Father's Day Card, available at Etsy, $4.50

Because he covered his car in stickers for you. 



A little poke at his extra-prepared ways

Bettie Confetti Father's Day Card, available at Etsy, from $4.27

One day, you'll thank him for making sure you never missed a flight. 



Mattress startup Coddle makes double-sided beds so you can choose your firmness level — here's what we thought

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coddle mattress

  • Coddle's bed-in-a-box mattress features four layers of memory foam, which dampened my wife's movement in the night so she didn't disturb my snoring, and kept me comfortable even when I was on my stomach and side.
  • It also comes with a long risk-free trial, is comfortable for a broad range of sleeping styles and body types, and provides great motion isolation and edge support. 
  • Though it's on the expensive side (currently starting at $550 for a twin on CoddleMe.com), you can try the mattress for "60 mornings," and it comes with a 10-year limited warranty. 

One of the new players on the bed-in-a-box scene is Coddle, though founder Sean Pathiratne has nearly three decades of experience in the luxury furniture space. He launched the brand a year ago with a focus on responsive design, starting with an adjustable couch and then moving onto a chair, ottoman, couch topper, pillow, and now, a mattress.

I recently had the opportunity to test Coddle's new memory foam mattress. Here are my experiences with the Queen-sized mattress, which goes for $950.

Read more: The best mattresses you can buy

Design

One of the coolest features of the Coddle mattress is that you can flip it and have a different sleeping experience on either the soft side (made of a coconut-infused, super-plush comfort layer) or the firm side (made of a cool, firm comfort layer), depending on your personal preferences. In between is two layers of dual-core high-density memory foam.

All the layers are CertiPUR-US approved to be without heavy metals, phthalates, formaldehyde, mercury, PBDE flame retardants, and ozone depleters. 

The four layers total to an 11-inch-thick mattress covered with a soft, white micro-Tencel fabric made in Belgium. You can unzip the cover to remove and wash it too. 

The mattress is available in the six most popular sizes — Twin, Twin XL, Full, Queen, King, and California King.

Set-up process

Unlike other online retailers like Casper, Coddle doesn't have a "white glove" option, where someone comes into your home to set up the mattress up and remove your old one.

However, it was easy enough to set up and carry on my own. A Queen-sized mattress weighs 99 pounds when sealed in the box and 78 pounds when unpacked and inflated; Casper's inflated mattress weighs 85 pounds

The whole process took under 10 minutes. There are instructions, but I didn't find them until I was done. Apparently, I opened the wrong end of the box. However, setting up the mattress is intuitive enough that you don't need directions — just open the box, cut the vacuum seal, and let the mattress expand. 

Coddle recommends placing your mattress on a "firm, solid or slatted foundation" of your choice. Since I was in the process of testing several mattresses at once, I simply placed the Coddle on the floor for a consistent experience.

What makes it stand out

You can do all of the right research, but the best way to know if a mattress is right for your sleeping style and body type is to sleep on it so a long risk-free trial period is imperative. Fortunately, Coddle offers a "60 Mornings Trial." If you don't like your mattress, you can return it for free after 60 days.

The Coddle mattress is ever-so-slightly firmer than your average mattress. I'm a side sleeper who occasionally spends time on his stomach. On this mattress, I was more comfortable on my stomach, though sleeping on my side wasn't terrible. I should also point out that I'm heavy — I'm 6 feet tall and weigh 250 pounds. Firm mattresses tend to be ideal for husky individuals as well as back and stomach sleepers, so this was the right pick for me.

I'm also a hot sleeper and didn't have any problems with overheating while testing this mattress, despite sharing it with my wife. Memory foam tends to trap heat, but this was not an issue with the Coddle mattress thanks to the air-flow channels built into the foam.

The Coddle mattress does an exceptional job of isolating motion transfer, which is important when you share a bed and don't want a partner's tossing and turning to wake you up. My wife suffers from insomnia and is quite active throughout the night. Thanks to the motion dampening properties, I didn't even notice her coming and going.

But to objectively test the motion transfer characteristics, I dropped a 20-pound weight from four feet above the bed so that it'd land 12 inches from a can of soda. If the soda can fell over, I'd know the mattress wasn't good at dampening motion transfer. However, in each of my tests, the pop can remained upright, showing me that a significant impact on the mattress is barely felt even a foot away.

A Queen-sized mattress only weighs 78 pounds, which makes it easy for someone like me to pick up, rotate, and flip. The lightweight design is also helpful for general mattress maintenance like changing out sheets, or when the time comes to move or redecorate. 

Coddle offers a 10-year limited warranty on the mattress, which covers manufacturing defects, physical flaws, and deterioration of the mattress with a clear indentation of at least one inch. If you experience any of these issues, Coddle will repair or replace your mattress and cover any shipping costs.

Read more: The best mattress toppers you can buy

Coddle 1

Cons to consider

While lying on the mattress, I felt that I was being drawn to the middle. It wasn't to the point where my wife and I were getting closer over the course of the night, but it was noticeable. On the other hand, there is excellent edge support so I never felt like I was going to fall off the mattress.

One of the selling points of the Coddle mattress is that you can get a different sleeping experience on each side due to the two different types of foam. However, I didn't notice a major difference in firmness, motion transfer, edge support, or coolness between the two sides. I'm fine with this because it's a comfortable mattress nonetheless, and the ability to flip the mattress without a change in comfort will increase its lifespan of enjoyable use.

Coddle doesn't have any showrooms so you can't test out the mattress either before buying it, unlike Casper which has stores nationwide and has also partnered with Target stores. Fortunately, the 60-morning trial lets you get some real-life sleeping experience in the comfort of your own home.

The bottom line

Despite these cons, I still greatly enjoyed my experiences with the Coddle mattress. Though it was slightly more firm than I'm used to, it allowed me to sleep how I wanted — on my stomach and side. Despite my hot-sleeping tendencies, the mattress kept me cool too. And when I shared the bed with my wife, it isolated our motions so our movements didn't wake each other up.

  • Should you buy it? Based on my experience, it's worth considering the Coddle mattress as you shop around, especially if you're a heavier person who shares a bed with someone else, or tends to sleep hot.
  • Which model should you get? Without factoring in the size of your bedroom, if you sleep alone, consider a Twin, Twin XL, or Full mattress. Twin is ideal for smaller people, Twin XL is better for tall individuals, and Full beds accommodate husky folks.

If you share a bed with someone, then go with a Queen, California King, or King. Though my wife and I shared a Queen without issue, we generally prefer a King because we're both bigger and taller than most and have big full-sized body pillows. California King is best for taller couples, though the shape is more square compared to a King. 

  • What are your alternatives? I've tested several online mattress brands, and my all-time favorite is the Leesa Sapira because of its just-right combination of comfort, motion transfer isolation, coolness, and edge support. However, it's expensive.

If you want something more affordable and sleep on your back or stomach, consider the Allswell mattress, which starts at $245 for a Twin and also tends to be quite firm. For a softer option, you might turn to the new Casper Hybrid, which starts at $545 for a Twin and served my side-sleeping tendencies well while keeping me cool.

Overall, the Coddle mattress is great. And with the 60-morning trial, you can try it in your home, but if you don't like, you can get your money back. There's really no risk here, so I'd definitely I giving it a try.

Pros: 11 inches and four layers of foam, great for a variety of sleeping styles, excellent motion isolation, 60-morning trial period

Cons: Not available to test in showrooms, felt like I was being drawn to the middle of the bed

Buy the Coddle Mattress from Coddle for $550 (Twin) to $1,150 (California King)

Join the conversation about this story »

Daily Harvest has launched new protein-packed smoothies — I tried them, and they kept me full for hours

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DailyHarvestProteinRichSmoothies 788543b9f90f41368ddaa3aa459e4838

  • Daily Harvest, the startup that sends frozen, low-maintenance superfoods to your doorstep, just launched three protein smoothies: Cold Brew + Cocoa, Strawberry + Vanilla Bean, and Black Sesame + Banana.
  • Each smoothie has at least 10 grams of plant-based protein thanks to ingredients like almond butter and black sesame (rather than artificial powders). They're perfect for post-workouts or quick breakfasts.
  • I tested the three new smoothies, and they stack up to the rest of its options: healthy, easy to make, and tasty.
  • If you ask me, you should order the Cold Brew + Cacao first, the Strawberry + Vanilla Bean second, and the Black Sesame + Banana third, at least as far as taste goes.

Daily Harvest, the startup that delivers little pre-portioned cups of frozen superfood to your door, recently launched protein smoothies. 

Perfect for post-gym, pre-work, or as a blurry-eyed weekend morning meal, each one has over 10 grams of protein without any fillers, added sugars, protein powders, or anything artificial. Like all of Daily Harvest's foods, the recipes are crafted by a chef and a nutritionist to ensure a balance between taste and efficacy. For this reason, you'll find some more obscure ingredients like sacha inchi, pine pollen, lion's mane, and ashwagandha alongside classics like strawberries and bananas. 

They retail starting at $6.99 per cup and, as always, require the most minimal of prep. Simply take the top of the cup, fill it to the brim with your choice of a liquid base (Daily Harvest recommends a creamy base like almond milk, I second that), and toss it in the blender. Pour the smoothie into the same cup it came in, pop in a reusable straw, and head out the door. While taste-testing these, my morning breakfast ritual took under a minute to do.

What do they taste like?

If you're expecting them all to taste like dessert smoothies, you'll probably be surprised — though not necessarily in a bad way. Paired with a creamy base like almond or oat milk, the Cold Brew + Cocoa and Strawberry + Vanilla Bean taste like a luxury, and one that isn't so sweet you grow sick of drinking it. The Black Sesame + Banana will taste most like a protein shake. If you don't like sesame or more savory drinks, you should skip this one in favor of the other two. 

Does it keep you full?

Surprisingly, yes. As someone who typically skips breakfast because to eat a bowl of cereal is to awake some insatiable primordial hunger within me, I was very surprised to find that one smoothie around 9 a.m. kept me full until lunch, hours later. It can be tough to justify spending $6.99 on a smoothie even if it's full of the kind of ingredients you'd never be able to afford to source yourself, but this longevity is one of its best arguments. It was the same deal post-workout. 

All in all, if you're able to foot the cost and are looking for a great post-yoga protein smoothie without dumping powder into a blender, these are certainly worth a try. They taste good, have inventive, optimal ingredients, and kept me full for hours.  

Below are the new protein smoothie flavors and which ones taste the best: 

Cold Brew + Cacao

Shop the Cold Brew + Cacao

This is supposed to taste like a mocha frappé and keep your energy levels up for hours. It wasn't the same to me as drinking a cup of cold brew, but it did taste like coffee and cacao and keep me full and alert. The mix includes cold-brewed coffee and magnesium-rich cacao as well as ashwagandha (an adaptogenic herb used to relieve stress). 

If you're looking for flavors that won't pack any surprises, this is the best place to start. 



Strawberry + Vanilla Bean

Shop the Strawberry + Vanilla Bean

Daily Harvest's take on a classic pairing is more savory and cherry-forward than you may be used to. The good news is that it's still delicious, though you may want to use a creamy base like oat or almond milk if you want to hide the taste of plant-based proteins like rich, creamy almond butter and sacha inchi (a Peruvian seed that contains all essential amino acids as well as omega-3 and omega-6 fatty acids). 



Black Sesame + Banana

Shop the Black Sesame + Banana

Daily Harvest describes the flavor as "a nutty, semi-savory flavor" which is accurate, with a sesame-forward taste. It's packed with black sesame, blueberries, banana, and pine pollen,  which has over 20 amino acids as well as minerals like copper, manganese, and zinc. It's believed to have adaptogenic properties. However, pine pollen may cause similar reactions for those who have a pollen or nut allergy.

Pro tip: this smoothie can taste savory and salty when mixed with water. Add a creamy base like oat or almond milk to cut the taste if that's going to bother you. 



Drake's sideline antics reportedly rattled the NBA so much that the league spoke to the Raptors about his behavior

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Drake, Toronto Raptors

  • Drake has been headline news in the NBA postseason because of his excitable antics on the sidelines.
  • The rapper has been ever-present at Toronto Raptors games, but his hijinks have rattled some people.
  • The NBA even confirmed it has spoken with the Raptors about Drake's courtside behavior.
  • The Raptors take on the defending NBA champions the Golden State Warriors in the NBA Finals.
  • Game 1 is in Toronto on Thursday, so it remains to be seen whether Drake will tone it down.
  • Visit Business Insider's homepage for more stories.

Drake has become synonymous with the Toronto Raptors.

The popular rapper is known for smash hit singles like "Started from the Bottom" and "Back to Back," but the NBA reportedly thinks Drake's courtside behavior is "Too Much."

During the Eastern Conference Finals, Drake was seen cheering his team's victories from courtside. At one point in the series, Drake even massaged the shoulders of Raptors coach Nick Nurse.

He wound up Milwaukee Bucks coach Mike Budenholzer so much that USA Today reported Budenholzer to have said: "There's boundaries and lines for a reason … the league is usually pretty good at being on top of stuff like that."

Read more: Toronto Raptors fan Drake mercilessly trolled the Milwaukee Bucks by changing his Instagram photo to one of the owner's daughter

With Game 1 of the NBA Finals between the Raptors and defending champion Golden State Warriors set to take place on Thursday, the league confirmed it had discussions with the Toronto side about its super fan and global ambassador, Drake.

According to ESPN, the NBA "spoke" to the Raptors because of his "activity and presence on the sideline."

The conversation follows a warning the NBA gave Drake last year, when the Canadian had a confrontation with the former Cleveland Cavaliers player Kendrick Perkins.

But not everybody is opposed to Drake's behavior. The Raptors players love it.

Earlier this week, Raptors forward Norman Powell said he likes having Drake on the sideline because he's "a great supporter."

He added: "It's funny how his passion for the team's really affecting the opponents, having opposing coaches come out ... you can see it's bothering them."

Drake massage

Even Warriors icon Steph Curry, who will likely see Drake up-close and personal during Game 1 at the Scotiabank Arena in Toronto, is unfazed, saying all he's doing is "having fun."

According to ESPN, Curry said: "It's been entertaining. I know it's a tricky situation with him being right there on the court, but at the end of the day, he's having fun … you can't hate on nobody having fun. Well, I guess in this life everybody hates on people having fun. So it's par for the course on that one."

One of the reasons Drake may be so excitable on the sideline is because this may finally be the year that the internet stops talking about the so-called Drake curse.

There's a wild theory that the popular Canadian rapper is unlucky when it comes to sports. And it's a theory that went viral earlier this year, when the Italian soccer team AS Roma banned its players from fraternizing with Drake.

Poor Drake.

Join the conversation about this story »

NOW WATCH: This stunning visualization breaks down all the ingredients in your favorite processed foods

RANKED: The most luxurious hotel suites you can book for under $500 a night in 8 popular US cities

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eden roc miami beach

  • Staying in super-luxe hotel suites doesn't have to be unaffordable.
  • Business Insider teamed up with Suiteness, a luxury booking site for hotel suites and connecting rooms, to find out what you can get for less than $500 in 8 popular US cities.
  • From a beachfront room with a panoramic view to a super-luxe suite in an iconic Las Vegas hotel, it turns out the options are pretty good.
  • Visit Business Insider's homepage for more stories.

Staying in a high-end hotel is one of life's greatest pleasures, thanks to the robes, room service, and the simple fact that you don't have to clean up after yourself.

Staying in a suite is even better.

Whether you're travelling with a group of friends, as a family, or you simply need a bit of extra space, booking a suite or two connecting rooms can completely change your hotel experience — and it can be cheaper than you think.

To find out exactly what your money can buy in the most popular cities across the US, Business Insider teamed up with Suiteness, a luxury booking site for hotel suites and connecting rooms, which operates in 2,000 cities around the world.

Read more:12 stunning hotels that used to be something else

From a beachfront room with a panoramic view to a super-luxe suite in an iconic Las Vegas hotel, it turns out the options are pretty good.

Here are the most luxurious hotel suites you can get for under $500 a night in Chicago, Las Vegas, Los Angeles, Miami, New York City, Orlando, San Diego, and San Francisco, ranked in ascending order by an example price per night.

Note: All rooms on this list have a base room rate of under $500 per night, but prices fluctuate based on the date of your stay. Business Insider ranked the list based on the nightly rate for Sunday, September 1 at the time of writing.

SAN FRANCISCO: King suite at Parc 55 — $312.

Laze around on the king bed or in the separate living area in this "Skyline" suite while you took in the views of Union Square and San Francisco Bay through a bay window.

Base rate: Under $500.

Rate for Sunday, September 1: $312.



SAN FRANCISCO: Penthouse Suite at Hotel Union Square — $339.

Less than $500 is pretty good going for a penthouse suite, and on some dates, the one at Hotel Union Square goes for even less. It's just a one-bedroom, but can sleep four people — and it has a private rooftop deck with panoramic San Francisco views to boot.

Base rate: Under $500.

Rate for Sunday, September 1: $339.



NEW YORK CITY: Queen suite at Shelburne Hotel & Suites by Affinia — $339.68.

New York City isn't a cheap place to stay, but you can book a suite with a queen bed and granite kitchenette (and enjoy complimentary wine and hors d'oeuvres in the hotel's fireside parlor) for less than $300 at Shelburne Hotel & Suites by Affinia.

Base rate: Under $300.

Rate for Sunday, September 1: $339.68.



CHICAGO: Two connecting suites at the Hilton Chicago/Magnificent Mile Suites — $362.65.

A king one-bedroom suite connected to a two double bed alcove suite can be booked for under $500 at the Hilton Chicago/Magnificent Mile Suites, sleeping up to 10 guests thanks to two sofabeds.

Base rate: Under $500.

Rate for Sunday, September 1: $362.65.



LAS VEGAS: Two connecting suites at Vdara Hotel & Spa — $375.

Take in 270-degree Las Vegas Strip views in the connecting Panoramic and Studio Suites at the Vdara Hotel & Spa, which together can sleep six people, for less than $500 a night. There's a full kitchen and even a washer-dryer, so you can really feel at home.

Base rate: Under $500 a night.

Rate for Sunday, September 1: $375.



ORLANDO: A two bedroom suite at Universal's Cabana Bay — $389.

This two bedroom, two bathroom suite, which offers views of Universal's Volcano Bay, is the theme park fan's dream.

Sleeping eight people — and home to a kitchenette and mini fridge — it's perfect for a family holiday.

Base rate: Under $500.

Rate for Sunday, September 1: $389.



MIAMI: Two connecting suites at Washington Park Hotel South Beach — $398.40.

Connect two suites — the Premier One King and the Premier 2 Queens — at the Washington Park Hotel for separate living and sleeping areas that can comfortably fit seven people for a group stay. The rainfall shower and down comforters are a highlight.

Base rate: Under $500.

Rate for Sunday, September 1: $398.40.



CHICAGO: Two connecting suites at theWit — $428.40.

You can nab a suite with two queen beds onto the already luxurious "Spa King One-Bed Suite" at Chicago's theWit hotel for a total of under $300 if you get lucky, according to Suiteness.

The space, which would comfortably sleep eight people, comes with a fully-equipped kitchen, deep soaking bathtub, and a dining table that seats four.

Base rate: Under $300.

Rate for Sunday, September 1: $428.40.



LOS ANGELES: A king suite at the Andaz West Hollywood — $429.

If you're travelling as a couple but simply want lots of space, the 800 sq. feet, a stunning chandelier, and LA skyline views made the Andaz Suite King a good option.

Base rate: Under $500 a night.

Rate for Sunday, September 1: $429.



NEW YORK CITY: A two-bedroom suite at the Stewart Hotel NYC — $485.

If you're not one for eating out — or are simply trying to stay healthy while you travel — look for a suite with a full kitchen, like the Two Bedroom Suite at The Stewart Hotel, New York City.

With 825 sq. ft. and two bathrooms, there's plenty of space for a crowd — and for family dinners or drinks with friends.

Base rate: Under $500.

Rate for Sunday, September 1: $485.



MIAMI: A panoramic beachfront suite at Eden Roc Miami Beach — $489.37.

A beachfront hotel and panoramic views of the ocean from bed, you say? It can be yours for less than $500 at Eden Roc Miami Beach — the One Bedroom Oceanfront Suite, which is perfect for a couple, has a spacious living area, dining table, 24-hour room service, and a 200 sq. ft private balcony, too. 

Base rate: Under $500.

Rate for Sunday, September 1: $489.37.



LAS VEGAS: Two luxury connecting suites at The Venetian — $613.53.

Take in stunning Las Vegas views from not one, but two suites in the iconic Venetian Resort Hotel & Casino from under $500 a night.

You can nab both the Pizza View Suite and connected Bella View Suite, which together will sleep eight guests who can enjoy remote-controlled curtains, a lower-level living room, and a private powder room.

Base rate: Under $500 per night.

Rate for Sunday, September 1: $613.53.



ORLANDO: Two connecting suites at Loews Portofino Bay Hotel at Universal Orlando — $668.99.

The kids deserve a little luxury as well — and you can make everyone happy with the Despicable Me Kids Suite at Loews Portofino Bay Hotel at Universal Orlando.

There's a bedroom fully decked out in Minion decor (missile-shaped beds included), as well as a slightly more sophisticated one for you complete with a king size bed.

Base rate: Under $500.

Rate for Sunday, September 1: $668.99.



LOS ANGELES: Two connecting suites with a balcony at The Beverly Hilton — $709.20.

Staying in Beverly Hills doesn't have to be unaffordable. Perfect for six people, it's possible to book a connecting King Bed Studio Suite — complete with a balcony — and two double bed room for less than $500 a night at the Beverly Hilton, according to Suiteness.

Base rate: Under $500.

Rate for Sunday, September 1: $709.20.



SAN DIEGO: Two connecting suites at Andaz San Diego — $1,338.

While the prices on the site were certainly steep when we looked, Suiteness promises you can get two connecting suites — the ultra-modern Sweet Suite + King— for under $500 if you time it right.

If you do, you'll have an oversized bathtub, separate living and sitting area, and spacious dining area to make use of — not to mention great views, since you're on the top floor.

Base rate: Under $500.

Rate for Sunday, September 1: $1,338.



I baked pizzas, croissants, and cakes in Cuisinart's toaster oven to see if it's worth $230, and it's the best one I've ever used

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Insider Picks writes about products and services to help you navigate when shopping online. Insider Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

cuisinart toaster oven

  • You may wonder why you need a toaster oven, but if you love to bake and you've ever had to use a full-sized oven in the summer, you know why a toaster oven is a good appliance to have in your kitchen.
  • Cuisinart's Chef's Convection Toaster Oven (currently $200.61 on Amazon) is the best toaster oven I've tested. 
  • It bakes evenly, doesn't take up a ton of room, is easy to use, and comes with pans and a pizza stone so you can get baking right away.
  • I've made countless pizzas, cookies, pastries, slices of toast, and delicious dinners in this toaster oven since I got it last July.

I'm something of a toaster oven expert. From the age of 11 to 18, I lived in a house without an actual oven. We used a rinky dink $40 toaster oven from a brand I don't even remember. Although it wasn't the best toaster oven, it served its purpose: It baked things, toasted bread, roasted chicken, and even baked a loaf of bread once.

Since then, I've always had a soft spot in my heart for toaster ovens, and I've tested ones that cost way more than that humble $40 toaster oven I grew up with. And boy are they so much better. The best one I've used, though, is the Cuisinart Chef's Convection Oven.

Not only does it come with everything you need to get baking right away — from two baking racks and baking pans to a 13-inch pizza stone — it also bakes evenly, heats up quickly, and doesn't take up much counterspace at all.

I've been using it almost exclusively since I got it in July, and my actual oven is starting to feel a bit neglected. Keep reading this review to find out why I think it's so great — but first, some specs.

Cuisinart Chef's Convection Toaster Oven pizza.JPG

Specs and dimensions

  • 1800 watts of power
  • 0.95-cubic-foot capacity oven fits 13-inch pizza, 9 x 13-inch baking pan, or 9 slices of bread
  • 15 cooking functions, including innovative Dual Cook, Sandwich, and Speed Convection
  • Digital controls on a backlit display, clock, 2-hour timer
  • Includes 13-inch pizza stone, 2 cooking racks, 9 x 13-inch enamel baking pan and broiling pan
  • Interior light and auto-slideout rack
  • Pull-out crumb tray, nonstick interior
  • 3-year warranty
  • Size: 20.87 x 16.93 x 11.42 inches
  • Weight: 32 pounds

Design and accessories

Cuisinart's oven has a sleek, stainless steel build that looks great in any kitchen. Although it's not the smallest toaster oven, it doesn't take up a ton of space, either. It measures 20.87 x 16.93 x 11.42 inches, and it fits on the relatively slim bar-like countertop on one side of my galley kitchen. The sides of the oven can get warm, so it's important to have a few inches of clearance on the back and sides.

It has a 0.95-cubic-foot capacity, which is large enough to fit a 13-inch pizza, a 9 x 13-inch baking pan, or nine slices of bread. Cuisinart includes everything you need to get cooking right in the box. You get a 13-inch pizza stone, two cooking racks, one 9 x 13-inch enamel baking pan, and one broiling pan of the same size. 

Cuisinart Chef's Convection Toaster Oven pizza closeup.JPG

What it's like to use

The toaster oven is incredibly simple to use. I've baked everything from cupcakes and croissants to salmon and potatoes in it without any hassle. I also regularly make pizza with the included pizza stone, and it turns out a perfect, crispy crust every time so long as I use the pizza setting and let the stone heat up first.

Cuisinart put a nice crisp screen on the front of the toaster oven along with a dial you turn to run through the various preset cooking functions. You can choose between toast, bagel, bake, pizza, and other settings to cook any kind of food to perfection. You can also adjust the temperature to your liking and ignore the modes.

I particularly love using the toast setting, because you can decide the shade of your toast on a scale from 1 to 6 with 1 being the lightest and 6 being the darkest. I use the toast function to make garlic bread and sandwiches with melted cheese in them. 

The oven shuts off when the preset baking time is over, too, so you won't burn your toast unless you chose the wrong setting for your bread.

Normally, during the summer months I have to bake less often or risk turning my apartment into an inferno because big ovens pump out so much heat. With this toaster oven, I could still bake and keep my kitchen fairly cool — well, cooler than I would if I'd baked those croissants in the actual, full-size oven. It's also a great help during the holidays when you need to cook a lot of things at once and the oven is quickly filled up with dishes.

The included pans, racks, and pizza stone are all high quality and well made. There's really no need to go out and buy more pans, which is great, because this toaster oven isn't cheap. If you factor in the cost of all those baking pans and the pizza stone, you're getting a great deal. This isn't the rinky-dink toaster oven of my youth that cost $40 and lasted but a few years — this is one that's made to last.

Frankly, if this were the only oven I had, it would be perfectly adequate because it's so well made. I sometimes joke that my regular oven is languishing from lack of use these days.

Cuisinart Chef's Convection Oven

The bottom line

If I could go back in time and gift myself this toaster oven back when we didn't have an actual oven, I would. It is a wonderful toaster oven that comes with all the accessories you need, bakes food evenly, and has a lot of helpful presets that cook food to perfection.

  • Should you buy it? Yes. It's the best toaster oven you can buy and it's a good investment if you like to bake, make pizza, or cook a lot.
  • What are the alternatives? You can check out alternatives in our buying guide. We also recommend the Breville Mini Smart Oven if you need a smaller one or the Panasonic Flash Xpress Toaster Oven if you want an infrared one. There are plenty of cheaper toaster ovens, but they lack the features and accessories of the Cuisinart one. They also typically bake less evenly. 

The Cuisinart Chef's Convection Toaster Oven may be expensive, but it's well worth the money if you like to bake and cook a lot, if you need an additional oven, or if you simply want to use this in lieu of a full-sized oven.

Pros: Bakes evenly, easy to use, includes pans and pizza stone, lots of settings, heats fast, good size

Cons: Expensive, gets hot on the sides

Buy the Cuisinart Chef's Convection Toaster Oven at Amazon for $200.61

Buy the Cuisinart Chef's Convection Toaster Oven at Walmart for $200.61

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'How much does Netflix cost?': All of Netflix's subscription plans, explained

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netflix logo building

  • Netflix offers three streaming video plans that start as low as $8.99 per month and top out at $15.99 per month.
  • Depending upon which plan you choose, you can get higher quality video (including 4K Ultra HD) and family-friendly features like the ability to watch video on more than one screen at a time.  
  • If you live in the US, you can also rent DVDs and Blu-rays by mail from Netflix. Prices for this service start at $7.99 per month and go up to $14.99 per month.
  • Visit Business Insider's homepage for more stories.

Whether you use Netflix in addition to cable television or instead of it, most people would agree that it's nearly essential. With access to a vast library of TV shows, movies, and Netflix original programming, Netflix has become the broadcast television of the 21st Century.

Netflix offers a variety of streaming video plans (and, in the US, still offers the ability to order DVD and Blu-ray discs in the mail). Here is a guide to what Netflix charges for its plans.

How much Netflix's streaming plans cost

Netflix offers three streaming plans: Basic, Standard, and Premium, starting at $9 per month and ending at $16 per month. Here's what you get with each plan.

  • Basic. The Basic streaming plan costs $8.99 per month and has the most limited features. You can only use it on a single screen at a time (which is fine if you're the only user of the account), and resolution is limited to standard definition (SD), which is equivalent to old, pre-HD television.
  • Standard. The Standard streaming plan costs $12.99 per month and allows you two watch on two screens at a time in high definition (HD).
  • Premium. The Premium streaming plan costs $15.99 per month. For that, you can watch on four screens at once (ideal for a large family), and you can video programming in HD or 4K Ultra HD, if available.

How much Netflix's DVD and Blu-ray plans costs

In the US, Netflix continues to offer discs by mail at dvd.netflix.com. This was, in fact, the way Netflix originally delivered its content — via DVD — when it launched in 1998. It added streaming video in 2007, and DVD rentals declined rapidly. Today, it's still an option, though an uncommon one.

Here are the pricing plans.

  • Standard. The Standard DVD plan costs $7.99 per month. If you prefer Blu-ray, the cost is $9.99 per month.  In both cases, Netflix allows you to keep one disc at a time for as long as you want (as soon as you return that disc, Netflix immediately sends you the next disc listed in your queue). There's no limit to how many discs you can watch over time, though — the only limitation is how quickly you can watch and return discs.
  • Premier. The Premier DVD plan allows you to keep two discs at a time for $11.99 per month, or $14.99 per month for Blu-rays. Otherwise, the plan works the same as the Standard plan.

Related coverage from How To Do Everything: Tech:

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NOW WATCH: 9 simple ways to protect your data that don't take much time, but could have huge security benefits

I moved to the US from China — here are the biggest cultural differences I've noticed between the 2 countries

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  • I moved to the United States from China when I was 19 to go to college.
  • Three years later, I've noticed many cultural differences between my two countries.
  • In many ways, Americans and Chinese people behave differently, from their eating habits to the way they spend money.
  • Visit Business Insider's homepage for more stories.

In the summer of 2016, I left my hometown of Guiyang, China, and moved to North Carolina for college.

I was a 19-year-old freshman, and everything seemed new and different to me. Not only was I trying to make new friends and adjust to college life, but I was learning to live in a completely foreign culture, too.

Three years later, I've noticed many cultural differences between the two countries I've lived in, from Americans' relationship with money to the way they eat at restaurants. In many aspects of life, Chinese people couldn't behave more differently.

Here are 17 of the biggest cultural differences I've observed between the US and China.

SEE ALSO: I'm an American living in the UK — here are the 9 American products I miss the most

DON'T MISS: 11 predictions from Leonardo da Vinci that actually came true

In the US, restaurant waiters really like to chat with you

The servers at US restaurants try hard to leave a good impression on their customers, as tips make up a large percentage of their salary.

In China, however, restaurants pay their staff a fixed income. Servers focus more on getting food on the table quickly rather than taking their time and treating the customers like their friends. And waiters in China are still just as willing to accommodate you if you want to modify your order.



Goods at farmers markets are more expensive than the food in grocery stores

In the US, when people think of farmers markets, they often think fresh, juicy tomatoes or organic eggs from local farms. In many cases, produce at the market is more expensive because of its high quality and freshness, even when compared to the organic goods sold at chain grocery stores.

Meanwhile, in China, grocery shopping at a supermarket is the more expensive way to buy your food.

For many Chinese people, going to the local farmers market is part of their daily routine. Every morning, vendors come to the market and set up their booths, selling everything from spices to seasonal fruits and vegetables to even live fish.

Grocery stores tend to be more expensive because it's harder to keep the produce fresh while being transported long distances. However, stores offer a cleaner and less chaotic shopping atmosphere than markets, which is why some shoppers prefer them.



People don't usually bargain at markets in America

Bargaining isn't really an American thing. Once the price is set, the shoppers either accept it or move on. However, one can bargain for pretty much everything at a Chinese market. Your bargaining skills can get you cheaper groceries!



In China, even college students can afford to dine out every day

The food industry in China is massive and diverse, from hawkers on the street to high-end dining places.

For college students in China, dining outside of school cafeterias is affordable. One can buy a bowl of noodles at a noodle shop for about $1. Stir-fried dishes at local diners close to universities usually lower their prices, from $4 to $10 per dish; and hotpots start at about $9, and can feed at least two or three people.



American people drink coffee, while Chinese people drink tea

China is the birthplace of tea, so it makes sense that Chinese people prefer it to coffee.

Americans, on the other hand, are obsessed with coffee — half of Americans drink it every day, in fact, while less than a quarter drink tea.



People in the US use microwave ovens to heat their water

To make drinks like instant coffee, Americans often put the powder and cold water in a cup first, put the cup into the microwave oven, heat it for three minutes, and take it out to stir it.

In China, however, since people make tea with boiling water, it's common to have a kettle at home to do the heating.



And in the US, no one drinks hot water

The idea of yin and yang are part of the essence of the Chinese philosophy on health. If yin overtakes yang, you start to feel cold and could even catch a fever.

That's where hot water comes into play. It warms up the body and chases away the yin inside.

However, in America, I see people drinking cold water and iced coffee all the time, even when it is 30 degrees outside. I was shocked when I saw it the first time and held on tighter to my hot latte.



When it comes to education, American parents don't go to the same lengths as Chinese parents

American parents may think they take their children's education seriously, but it's even more drastic in China.

Chinese parents are known to purchase apartments near good schools just for their kids to have a chance to go to that school. The education marathon starts from pre-school all the way through high school.

To help their children get high scores on their high school and college exams, Chinese parents often spend extra money for their children to go to prep classes on the weekends or even hire a tutor to help them with their homework one-on-one. Famous teachers charge higher for a tutor class session, which averages at $40 an hour in a class of 20 students.

In the US, I think children have more autonomy when it comes to what kind of school they choose to go and what kind of future they want to have. American parents may stress less on getting good grades, but they broaden their children's horizons by engaging in conversations about news and politics and participating in school projects with them.

Another difference is that parents in the US emphasize physical development to their kids more than Chinese parents do. Americans encourage their children to join sports teams and sign them up for athletic camps during the summer, which isn't as common where I'm from.



People in China scan QR codes to pay for stuff, from bus rides to luxury purses

In the US, when people go out to eat or shop, they either pay cash or card. Some apartment residents even pay their rent via check or money order. It wasn't until recently that mobile apps like PayPal and Venmo became a trendy way to pay.

That's not the case in China. People in China are catching up to the digital age in their own way: making transactions easier via QR codes.

With the prevalence of WeChat and Alibaba, nearly all vendors offer QR codes for customers to pay. Even the government has implemented the technology into public transportation in many cities in China by allowing people to pay for their fares via QR codes. One can link cards to WeChat Pay or AliPay and start scanning.



The US is way more spread out than China

If you look out the window of a plane in the US, you don't usually see clusters of houses everywhere, unless you're close to the airport. The US is roughly the same size as China, but has a much smaller population, which makes the US feel more spread out. The open space gives Americans a lot more opportunities to do outdoor activities like hiking and sailing.



The US has very different suburbs than China does

When you think of American suburbs, you might picture row after row of houses with big lawns, garages, backyards, and even swimming pools. There might be a shopping plaza or two nearby consisting of grocery stores, restaurants, cafes, banks and the like.

Suburbs in China are very different — in fact, they don't look that different than cities in the US. Because of China's enormous population, suburbs there are filled with high-rise apartments and are connected to cities by buses, trains, and subways. Big houses are much more expensive in China because space is at a premium.



Restaurants close early in the US

Everything closes pretty early in the towns I lived in, especially affordable dining places. Most restaurants usually close before 9 p.m. For party-goers and college students, they have limited choices like pizza or Waffle House or whatever they have in their fridge.

In China, people's food journeys are just beginning at 9 p.m. Vendors at the night markets usually sell from 9 p.m. to 3 a.m., and they have all kinds of options, from stir-fried crawfish to tofu pudding, all freshly made in front of you at affordable prices. Many vendors at popular night markets even stay open until dawn, meaning you can always find something to eat at any hour of the day.



Americans don't care about luxury and designer brands as much as Chinese people

Chinese people believe in clothing as an economic status symbol, and are much more keen to buy Chanel bags and Burberry trench coats than Americans, even though Americans have a much higher GDP per capita.

Meanwhile, Americans tend to spend more on experiences like sporting events, concerts, and traveling.



But luxury goods are cheaper in the US

China charges high tariffs for imported goods, making luxuries even more expensive than they already are. For example, a Coach Parker Top Handle bag is $350 plus tax on Coach's US website, while the same bag costs the equivalent of $570 on Coach's Chinese website.



People drive everywhere in America

America is a country on wheels. Except for in a few major cities, Americans drive everywhere: to school, to work, to shop, to eat, and everywhere in between. That leads to everything being more spread out. It's not crazy to drive for 30 minutes just to get to dinner.

People might walk to destinations closer to home, but in many places public transportation is not a common way to get around. Buses might come every 30 minutes, or even every hour, and Amtrak trains are slow as well. Many Amtrak trains operate at speeds lower than 100 mph, whereas the high-speed trains in China can be as fast as 217 mph.



Most Americans only speak one language — English

Although a second language is required, most Americans are only fluent in English. Some may have taken Spanish or French in school and might have a vague knowledge of the language.

In China, you can expect people who have a bachelor's degree or higher to be able to read and write at least in intermediate English. In some Chinese provinces, people speak Mandarin as well as their local dialect. For example, most people in Guangdong province speak both Mandarin and Cantonese.



Vacations are longer in the US

American students usually get a three-month summer vacation and winter and spring breaks that last at least one or two weeks each. Thanksgiving break often extends for a week, too. And there are many one-day breaks such as MLK Day, Fourth of July, and Labor Day.

Chinese official holidays are usually shorter. Students get a 40-day vacation in both summer and winter. For working professionals, Spring Festival and National Day are the only two holidays that are one week long. Other holidays such as Dragon Boat Festival and Mid-Autumn Festival are the only one-day vacations.



5 affordable products that save me thousands of dollars on coffee a year

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Insider Picks writes about products and services to help you navigate when shopping online. Insider Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

Takeya Cold Brew Maker

  • I haven't bought coffee in years, not because I stopped drinking it but because I started making my own.
  • I've saved thousands on coffee over the years with these five items — a cold brew maker, a traditional coffee machine, reusable filters, a stovetop espresso maker, and a milk frother.
  • They're all super easy to use, well-reviewed on Amazon, and the results are probably better than what you'd get at your usual coffee spot.

When it comes to coffee, I'm a purist. I'm brand agnostic and will always take my cup black without any sugar or milk. That's why I hate paying for such an easy order knowing that I can brew my own (and usually better) at home. In fact, excluding business meetings or vacation where I can't BYO, I don't think I've bought coffee in a few years.

Here's how I save thousands of dollars on coffee by making my own.

SEE ALSO: I use this $25 carafe to heat and froth milk for my lattes — now I know why it has over 4,000 5-star reviews on Amazon

Takeya cold brew maker

Cold brew is basically a coffee concentrate made by steeping beans in cold water for at least 12 hours. Because it takes a lot of time and beans to develop, it also costs more than regular coffee. But for the price of three cups at your usual coffee joint, you can get this cult-favorite Takeya cold brew carafe and make your own forever.  

It's made of incredibly durable, shatter-proof, and BPA-free Tritan plastic with a fine mesh filter that screws into the airtight lid. There is a 1-quart and 2-quart size; I have the 1-quart carafe and it fits perfectly in the refrigerator door. To use, just dump coarsely ground coffee into the filter (it says 14-16 tablespoons but I just fill up most of the filter), add cold water, and let it sit for up to 36 hours in the refrigerator. Whenever you're ready to take it out, you'll have a coffee concentrate that's stronger than normal coffee and less acidic too. Cut it with water, ice cubes, or milk, and live your best caffeinated life.

Buy the 1-quart Takeya Cold Brew Coffee Maker for $18.99 on Amazon

Buy the 2-quart Takeya Cold Brew Coffee Maker for $32.99 on Amazon

 



Keurig machine

When I'm not in the mood for cold brew, I'll make a cup of basic hot coffee. My fiancé surprised me with a Keurig machine a few years ago and it's honestly one of the best gifts ever.

We have the older K-Classic that takes up a lot counter space, but it has a large 6-cup water reservoir so we can brew several cups before needing to refill. The newer ones are much more compact but also have a much smaller reservoir.

Using the machine is the same no matter which style you have. Fill the reservoir with water, add in the coffee pod of your choice, and brew one of three available sizes. You can also use it for hot water if you don't add in a pod. At first, we made coffee with the single-use K-cup pods because they came with the machine as part of a combo deal, but once we realized how bad they were for the environment, we bought reusable filters that fit our machine along with our own beans. In fact, our current coffee of choice is an 1820 medium roast that we brought home from Costa Rica that you can actually get from Amazon.

Buy the Keurig K-Classic Coffee Maker for $89.99 on Amazon

Buy the Keurig K-Mini Coffee Maker for $92.86 on Amazon

Buy a 2.2 lb bag of Cafe 1820 Costa Rican Ground Coffee for $26.99 on Amazon



Reusable K-cup filters

Speaking of reusable filters, these are the ones that I've been using for years. They fit all Keurig-brand machines so there aren't any guessing games when it comes to compatibility and they're easy to use and clean. Just pour your ground beans up to one of two fill lines in the filter, lock it back into the plastic canister, and brew. Once you're done, just rinse the grounds out of the filter. (Side beauty hack: Sometimes I'll use the grounds as a quick hand scrub!)

Buy the Keurig My K-Cup Universal Reusable Ground Coffee Filter for $7.68 on Amazon



Bialetti Moka Express

For a real espresso experience, you'd need a fancy machine that can cost upwards of $300. It ain't cheap, but for a purist like me who prefers cold brew over lattes anyway, it's also not worth my money. Instead, if I'm in the mood for a fancy barista-worthy espresso, I'll make a cup with the humble Bialetti Moka Express.

We've reviewed the stovetop espresso make before, but we can't sing its praises enough. It's inexpensive, comes in a variety of colors to suit your kitchen's vibe, and most importantly, it makes a really strong espresso without any bells and whistles. One caveat is that it's a stovetop espresso maker so you might have to monitor the pot the first few times you're using it to make sure that you don't burn the beans, but at least it'll make feel like a barista since you're not just pressing another button.

Buy the Original Bialetti Moka Express 3-Cup Stovetop Coffee Maker for $28.99 on Amazon



Epica Automatic Electric Milk Frother and Heater Carafe

This sleek little carafe heats and froths up milk for lattes and cappuccinos, takes up minimal counter space, and is super quiet. Oh, and it has a 4.1-star rating on Amazon with over 6,000 reviews and costs only $25.

To use, just pour milk into one of two fill lines for heating or frothing, pop the lid on, and then press the appropriate button. I found out the hard way that if you're just heating milk, you'll have to take out the removable steel whisk inside, otherwise the machine will froth and the milk will leak all over your counter. Even though I don't use this frother more than twice a week, I'll leave it out on my kitchen counter because it's so compact; it's actually more annoying for me to constantly move it around.

Buy the Epica Automatic Electric Milk Frother and Heater Carafe for $25 on Amazon



Check out our other great coffee gear buying guides

The best coffee makers you can buy whether you want drip coffee or espresso

A great coffee maker can make or break your brew — and your morning. These are the best coffee makers you can buy, whether you want a drip coffee, French Press, espresso, pour-over, or cold brew coffee maker.

Here are the best coffee makers you can buy:


The best French Presses you can buy

You can brew coffee in a number of ways, but many caffeine addicts swear by the French Press method. Of all the French Presses we researched, the 


The best stovetop espresso makers you can buy

After hours and hours of research, testing, and countless ensuing caffeine overloads, these are the best stovetop espresso makers we've found to make strong, delicious coffee right at home:


The best coffee grinders you can buy

Freshly ground coffee is addictive and delicious. If you want to make the perfect brew each morning, you need a coffee grinder. After much research and some testing, we found that these to be the best coffee grinders you can buy:


The best milk frothers you can buy

If you love cappuccinos, you need a great milk frother. After much research and testing, here are the best we've found:



How to change the 'Significant Locations' saved on your iPhone from your most frequent visits, or delete the list

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  • Your iPhone's location service is the basis for multiple tools, from rideshare apps to driving and walking directions.
  • As you're traveling, your iPhone may mark certain spots you visit frequently as "Significant Locations," and will use these when giving suggestions in Apple Maps and other apps.
  • However, the exact locations of these Significant Locations can sometimes be off, even for a place you visit frequently.
  • You can change your iPhone's saved locations by deleting the ones currently saved and allowing your system to reassign a more accurate spot.
  • Visit Business Insider's homepage for more stories.

Apple's "Significant Locations" service is often helpful no matter how you travel. When it works properly, it provides a saved location as a starting point for Apple Maps to give you driving time and directions, give you a reliable walking route, or as an automatic pickup spot for your rideshare.

While ideally this saves you the hassle of having to type in your address, unfortunately the system doesn't always work perfectly.

When an iPhone gets a Significant Location wrong, the effects can cause delays and inconvenience. For example, you may receive a notification that your rideshare app driver has arrived, only to realize the location of the driver is a whole block away from your current spot. There is a way to fix an incorrect saved location, however.

While you can't program in your own suggestion, you can delete the location your iPhone has incorrectly saved and allow it to rediscover a more accurate spot. This can be very useful if, for example, you're going to be staying at a hotel for a few days and your iPhone has saved an inaccurate regular pickup point as the hotel's address.

How to delete and change the Significant Locations on an iPhone

1. Open the Settings app.

2. Scroll down to select "Privacy."

3. Tap "Location Services" (it should be the top item).

4. Scroll down to select "System Services" (it should be the bottom item).

5. Scroll down to select "Significant Locations."

how to change location on iphone

6. This will require you to authenticate yourself through Face ID, Touch ID, or by typing in your passcode.

Location 3.PNG

Once you've tapped the page for your Significant Locations history, you can either select specific locations to delete or delete all of them at once.

7. You'll be presented with a list of cities that you've been to. To correct a specific address, tap on the name of the city it's in.

8. Tap on "Edit" in the upper right corner.

9. Tap the "-" in the red dot next to the specific address you wish to change.

10. Tap "Delete" and your iPhone will clear out that address, and will rerecord it the next time you visit.

Location 5.PNG

If you want to refresh all your saved locations, you can delete them all.

1. Start from "Significant Locations."

2. Scroll down to select "Clear History". It should be at the bottom of the cities list.

Location 6

If you want to turn Significant Locations off, simply flip the green button at the top of your Signifcant Locations page to grey. If you want to turn off location tracking altogether, you can learn how to do that by reading our article, "How to stop your iPhone from tracking your location, and manage each app's location tracking."

SEE ALSO: The best iPhone for every type of person and budget

Join the conversation about this story »

NOW WATCH: This startup turns 100 non-recyclable plastic bags into a high-end Bluetooth speaker

The best men's workout shirts you can buy

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  • In an industry filled with what so many companies call "the latest and greatest in moisture-wicking technology," one brand stands head and shoulders above the competition: Rhone.
  • Thanks to its GoldFusion tech, the Rhone Reign Shirt uses the integration of actual gold particles to not only wick moisture but to control odors and dramatically decrease dry time. 

Ask any routine gym goer about their preferred workout attire, and they'll likely spend a few minutes talking about moisture-wicking fabric, innovative cooling technology, or sweat-activated fabrics. While these may sound like industry buzzwords, the application behind these concepts are staples — and, frankly, must-haves — in the world of workout apparel.

Brands such as Nike, Under Armour, and Reebok are unsurprisingly major players in this market, but a few smaller companies have burst onto the scene in recent years with arguably the most innovative technical advancements. Be it a unique manufacturing process that makes use of real gold or a revolutionary fabric designed to not just wick moisture but to actively cool a wearer's body temperature, the market for men's workout shirts is chock-full of inventive and practical variety.

Though just as there's variety in the available options, there's also variety in a wearer's desired application or workout style. Perhaps a runner wants a more lightweight option or a fitness fanatic desires something that looks good every day, no matter the activity. Regardless of intent, there's a suitable workout shirt designed specifically for everyone. A great workout shirt doesn't just get the job done, but it does so without sacrificing performance, comfort, or style.  

Here are the best men's workout shirts for 2019:

Updated on 05/30/2019 by Malarie Gokey: Updated prices and formatting.

Keep scrolling to check out our top picks.

The best overall

Rhone's Reign offers comfort and performance in a casual shirt that truly sets itself apart with GoldFusion technology that wicks moisture, controls odors, and decreases drying time.

There are innovative workout shirts, and then there's the Rhone Reign, a shirt that features actual flakes of real gold and uses the company's GoldFusion technology. Hardly a gimmick, GoldFusion has a three-pronged impact in that it actively wicks away moisture, combats odor, and dramatically decreases drying time. So, not only does the technology keep you dry and comfortable but it keeps even the worst gym smells at bay — a feature the rest of the people at the gym would surely love, as well.

Though GoldFusion is its rightful claim to fame, the Reign shirt still scores highly in other areas like fit and comfort. Essentially a performance synthetic tee, it's capable of holding up to almost any workout, activity, or sport and remains comfortable throughout. With raglan sleeves and flatlock stitching, it achieves a better fit throughout without chafing or irritating your skin.

Rhone may be a small company that's only just come onto the athletic apparel scene but armed with its GoldFusion technology and a casual, modern fit, the Reign lives up to its name. The $64 price tag may only appeal to those who routinely find themselves at the gym but for as much as it offers, it's worth every penny.

Pros: GoldFusion technology is as innovative as anything on the market, odor control that actually works, fast drying time, and a comfortable, stylish fit

Cons: Also sports a premium price tag

Buy the Rhone Reign at Rhone for $64



The best for runners

Yes, it wicks moisture and sports the Nike logo but the Nike Dri-Fit Miler helps runners go the distance, thanks to flat seams to avoid chafing and reflective details to increase visibility.

Based entirely on the amount of constant rubbing and chafing a runner experiences on even short jaunts, the type of athletic apparel they choose needs to satisfy a particularly high standard. Nike, a brand that needs no introduction, knows a thing or two about workout gear and has excelled for decades at manufacturing some of the industry's best, and most innovative, active clothing. The story remains the same with its Dri-Fit Miler, an athletic shirt designed specifically for runners.

Led by its patented Dri-Fit technology, the Miler excels at wicking moisture but also proves capable of staying dry no matter how many miles are being covered — a feature that dramatically impacts both comfort and performance. With a dropped hem in the back of the shirt, it offers more coverage than most other running shirts and its flat seams help avoid excess chafing while feeling soft on a wearer's skin.

Perhaps its best and most important feature is the reflective pattern Nike implemented to keep runners visible throughout their run. Be it morning, afternoon, or dusk, the reflective details shine brightly when hit with headlights or a flashlight, helping alert those passing by to the runner's position. Though running at night requires an entirely different approach, the shirt still reflects in the dark. However, the dark colors aren't recommended for those who prefer running when the sun's gone down.

Pros: Reflective details offer increased visibility, flat seams reduce chafing and feel comfortable on the skin, and the Dri-FIT tech actively wicks moisture

Cons: Despite reflective pattern, dark colors not recommended for runners who run at night

Buy the Nike Dri-Fit Miler at Nike for $35



The best for hot weather

Powered by HydroFreeze X technology, Arctic Cool's Crew Neck shirt utilizes an innovative fabric that works to lower your body temperature while also wicking away sweat. 

Rhone's Reign may have gold flakes in its fabric but Arctic Cool's plainly-named Crew Neck shirt has its own ace up its sleeve: HydroFreeze X technology. Flashy name aside, HyrdoFreeze X is more than just marketing speak. It's a type of fabric that, while wicking moisture, dramatically lowers your body temperature.

As you sweat, the fabric absorbs that moisture and disperses it across the material. As air moves over the surface of the shirt, it creates a cooling effect that can make you feel up to 30 degrees cooler. Once it moves through the shirt and cools down, any excess moisture is then wicked completely from the garment. Better yet, the tech is antimicrobial, which means that it can sustain a lifetime of washes and still perform.

Though the shirt itself is a bit plain, the HydroFreeze X fabric still offers a premium fit that's capable of supporting a variety of exercises and activities. Additionally, each shirt is rated at UPF 50+, meaning it offers a high level of sun protection, blocking up to 98% of harmful UV rays.

Pros: Innovative HydroFeeze X cools body temperature and actually works, UPF 50+ rating blocks 98% of harmful UV rays, antimicrobial cooling tech is machine-washable and never fades, and it spreads moisture across the shirt as it wicks to improve dry time

Cons: Plain style and color choices

Buy the Arctic Cool Crew Neck on Amazon for $29.99-$35.99



The best for daily wear

With a stylish cut and quick-dry fabric, Reebok's Supersonic 2.0 fits in at the gym, at home, or the bar after a workout.

A company mostly synonymous with sneakers, Reebok's athletic apparel line is just as impressive as its shoes. With the Supersonic 2.0, the Adidas subsidiary takes a stab at offering performance fabric designed to wick sweat, dry quickly, and look good in the process. With an athletic cut and stylish design, not only does this shirt deliver on performance, but it's also capable of being worn all day, every day if that's your cup of tea.

Made of 95% polyester and 5% spandex, the Supersonic 2.0 is lightweight and highly breathable, as capable of wicking away moisture as it is helping avoid excessive sweat spots. That means you can wear it to the gym and, even after an intense workout, still wear it while meeting up with friends or heading back to work.

Featuring a fitted cut to hug a wearer's upper torso, the bottom flows freely allowing for a wide range of movement. No matter if it's an afternoon of basketball, an hour of lifting weights, or simply going for a run, the fit stays true throughout and performance will never be limited. Reebok's Supersonic 2.0 is about as functional and versatile of an everyday shirt as it gets. We do recommend washing it regularly, though.

Pros: Stylish cut, effective moisture-wicking technology, quick-dry fabric that performs in any environment, and its loose-fitting torso allows for greater range of motion

Cons: Fitted design may not be suitable for all body types

Buy the Reebok Supersonic 2.0 on Amazon for $14.91-$34.95



The best for cold weather

With Under Armour's HeatGear Armour long sleeve shirt, those frigid winter runs are a bit more manageable. 

Under Armour made its name designing and manufacturing some of the best compression athletic gear on the market, and its HeatGear Armour long sleeve shirt is the perfect example of the brand's innovations. Featuring a second skin, compression-style fit and a lightweight construction, the HeatGear Armour is a form-fitting shirt that offers comfortable support.

With a four-way stretch design, it not only avoids hindering your performance, it accentuates it by allowing for movement in any direction. The shirt lives up to its HeatGear name by truly shining when temperatures drop as the fabric was built for keeping you warm in frigid weather. It even boasts a UPF 30+ rating, which helps protect against harmful UV rays — something anyone's capable of being exposed to year-round.   

Additionally, the long sleeve tee also wicks moisture and dries quickly which is an incredibly welcome feature for those who like to run outside and break a sweat. No more plodding away on an indoor treadmill, Under Armour's HeatGear Armour allows anyone to enjoy a training session outside of the gym, even in the dead of winter.

Pros: Second skin fit allows for layering without sacrificing performance, soft and lightweight, HeatGear fabric stays warm in the coldest temperatures, four-way stretch offers wide range of movement, and Under Armour compression helps improve performance

Cons: Limited to wearing in cold to moderate weather

Buy the Under Armour HeatGear at Under Armour for $34.99 

Buy the Under Armour HeatGear Shirt on Amazon for $34.99



Richard Branson is sitting on a $4 billion fortune but spent years cringing over displays of wealth and reportedly wears the same jeans every day — see how the eccentric billionaire spends his money

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  • Sir Richard Branson, founder of the Virgin Group, has an estimated net worth of $4 billion.
  • When he spends his money indulgently, it's only to make money in return — like renting out real estate he owns, such as Necker Island.
  • In fact, Branson once said in an interview that he's "embarrassed" by displays of wealth, like leaving large tips and buying things for "pure luxury."
  • A member of the Giving Pledge, Branson would rather spend his money on philanthropy.
  • Visit Business Insider's homepage for more stories.

Sir Richard Branson wears the same pair of jeans every day, according to Page Six. That's a surprisingly frugal habit for a man with a $4 billion net worth.

The billionaire chair of the Virgin Group, which brings in more than $21 billion annually in global revenue, Branson has overseen approximately 500 companies and is known for his charisma and eccentric behaviors.

Ever the savvy businessman, Branson has spent some of his billions indulgently, but only to make money in return — like renting out real estate he owns (think Necker Island). When it comes down to it, Branson is rather frugal, opting not to own objects of pure luxury. He also donates much of his time and money to philanthropic efforts.

Below, see how the eccentric leader spends his billions.

SEE ALSO: Warren Buffett is the world's third-richest man — see how the notoriously frugal billionaire spends his fortune

DON'T MISS: Bill Gates is worth $95 billion and he plans to give most of it away — here's how he spends his money now, from a luxury car collection to incredible real estate

Richard Branson launched his first business at age 15. In 1972, he founded Virgin Records and went on to launch the Virgin Group conglomerate. Through this, he's built an estimated $4 billion net worth.

Source:Forbes, Business Insider



Branson is well-known for his jet-setting adventures and eccentricity, such as dressing as a butterfly to run a marathon.

Source: Business Insider



Virgin Media, Virgin Australia, and Virgin Atlantic are some of the biggest companies under Virgin Group.

Source:Financial Times



Overall, Branson is frugal when it comes to luxury items, largely because he grew up in a middle-class family. "The idea of having a possession that is there just as pure luxury, and is not actually paying its bills is something which I'd be embarrassed about," he told The Guardian in 2002.

Source:The Guardian



He does have a history of luxury purchases, but they're often more an investment than a personal indulgence.

Source:This is Money



Case in point: Branson once hired a plane for $3,000 when passengers were bumped off his flight to the Virgin Islands. He advertised the flight going one-way at $39 per person and made $69. It was his first ever flight, he said.

Source:This is Money



Also take for example the island Branson owns. In 1978, he purchased Necker Island in the British Virgin Islands for $180,000.

Source: Business Insider



Five years and $10 million later, Branson built a resort on the island, which doubles as a home for him. It's welcomed many celebrity guests, from Kate Winslet and Kate Moss to Princess Diana and Larry Page. The Obamas have even vacationed there.

Source:Business Insider, CNN



In 2006, he estimated the island's value increased to $60 million — a 33,233% increase from his purchase price. He previously called it "the best financial move" he ever made.

Source: Business Insider



In 2009, Branson bought a 32-meter catamaran, which he named Necker Belle for around $6 million. Branson chartered her at Necker Island starting at $60,000 a week and recently sold her for $3 million.

Source:Business Insider



He also bought a mini-submarine, which he named the Necker Nymph, for a reported $547,482. Starting prices to rent her begin at $25,000 for seven nights at Necker Island.

Source:Virgin, Daily Mail



But Necker Island is only one of Branson's luxury real estate holdings, which are known collectively as Virgin Limited Edition. He also owns Son Bunyola; located in northwest Mallorca, the estate offers three luxury villas for guests.

Source:Virgin Limited Edition



Elsewhere in Europe, Branson purchased The Lodge, a ski resort in the Swiss Alps. One room rentals are around $945 a night and exclusive use in the winter for a week is $89,916.

Source:Travel + Leisure



The rest of Branson's properties are located in Africa — like Mont Rochelle, a hotel and vineyard near Cape Town in South Africa.

Source:Virgin Limited Edition



Branson also owns a resort in Morocco called Kasbah Tamadot. There's no word on how much he purchased it for, but the 28 rooms each run for $717 a night.

Source:Travel + Leisure



Branson has a thing for safaris. He owns Mahali Mzuri, a tented safari camp in Kenya's Maasai Nara National Reserve with a 40-foot infinity pool. Rooms are around $590 a night.

Source:Architectural Digest



And Ulusaba, his fourth African property, located in the Sabi Sand Game Reserve, also offers safari experiences.

Source:Virgin Limited Edition



Before taking up residence on Necker Island, Branson lived in his Oxfordshire mansion in Kidlington, London. It's unknown how much he paid for it, but he did sell it to his children for $1.78 million.

Source: Virgin Islands News Online



He also owned a home in Holland Park, London. He bought it for $3.3 million and later listed it for $23.12 million.

Source:The Guardian, Daily Mail



In 2002, Branson still paid a mortgage. "It makes economical sense to me to have a mortgage," he told The Guardian. "I don't have a specially arranged discount, only because it might be embarrassing to have a special rate."

Source: The Guardian



You wouldn't find a lot of expensive artwork hanging in any of his homes. He prefers to buy watercolors at a reasonable price, he told The Guardian.

Source:The Guardian



He still owns a refurbished houseboat in London that he purchased for around $2,600, which is available to rent for a little more than $1,000 a week. He said never plans to sell it.

Source:Business Insider, This is Money



To jet around from place to place, Branson owns his own private plane — a Falcon 50EX, which costs around $21 million brand new.

Source:Business Jet TravelerBusiness Jet Traveler



Branson also drives a Range Rover, but it's gifted to him every year from the brand.

Source: The Guardian



He also told The Guardian he doesn't spend much on clothes.

Source: The Guardian



He told Page Six he wears the same pair of jeans every day with a plain white shirt: "Whatever I'm doing, whether it's a speech, whether it's going to see the Queen, you know, whatever it is."

Source: Page Six



Branson previously said people won't let him pay for things. "I'll be in a restaurant and the manager will say: 'Oh no, it's on the house,'" he once said in an interview.

Source:This is Money



But he tips big when someone deserves it. "I certainly tip larger if I feel that people have done their work with a smile. But I don't splash out because I think that's embarrassing," he said.

Source:The Guardian



He also tips generously when he has a special request — he once offered a London cab driver two first class plane tickets, worth around $5,276.

Source:This is Money



One thing Branson doesn't spend his money on: Gambling. He once took his two kids to Las Vegas and gave them each $40 in casino chips to teach them the perils of gambling.

Source:CNBC



However, the lesson failed because they accidentally left a few chips behind — which tripled into a small fortune.

Source:CNBC



Branson is big on philanthropy. He devotes 80% of his time to Virgin Unite, the charitable arm of the Virgin Group. Branson and The Virgin Group fund overheads and costs to the non-profit.

Source:Business Insider, Virgin Unite



The charity has founded and supported a variety of projects including The B Team, The Carbon Room, The Elders, and Oceans Unite.

Source:Virgin Unite



Branson has also signed The Giving Pledge, in which he promised to give away more than half of his wealth during his lifetime.

Source:Business Insider



Branson puts time and money toward the environment. In 2007, he offered $25 million to scientists who could discover ways to save the planet from climate change as part of the Earth Challenge.

Source:Reuters



He also pledged $3 billion over the course of a decade to develop low carbon fuel and alleviate global warming.

Source: NBC News



And with more than 60 companies in Virgin's portfolio, Branson continues to invest money in expanding and growing Virgin with new ideas.

Source:Virgin, Business Insider



To Branson, the biggest luxury isn't money: "If we're talking about personal luxuries — and the luxury of being your own boss — the biggest reward is the amount of time one can find for family and friends."

Source:The Guardian



Everlane has dropped a $98 women's flat made of recycled plastic bottles — it might be the most comfortable pair we've ever tried

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Insider Picks writes about products and services to help you navigate when shopping online. Insider, Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

everlane day glove reknit 3

  • Everlane has released a new women's flat called the Day Glove ReKnit ($98). 
  • They're as comfortable as — dare we say, perhaps even more comfortable than — the brand's number one best seller, the leather Day Glove ($115). 
  • The knitted flats are a serious contender for our new favorite flat. They're lightweight and breathable, have a supportive, cushioned leather insole, and cost under $100. 
  • Their fabric is made from nine recycled plastic bottles, putting it in competition against other sustainable and comfortable shoes like Rothy's flats and Allbirds' flats

The number one best-selling women's item at Everlane, a simple leather flat known as the Day Glove, sits on an impossibly high pedestal. Among its accolades at Insider Picks: the most comfortable Everlane shoe, the best women's flat you can buy, and one of the best products, period, that we tried in 2018

To reach the upper echelons of Picks fame is of course not without cause. These flats are ultra-soft and flexible, with tiny air vents for breathability and a convenient back pull tab. They now come in 16 colors, and as I write this, I'm seriously considering getting a second pair in a cool light blue

everlane day glove reknit

Just as we were considering penning another love letter to these fan club-worthy flats, a new generation of Day Gloves arrived to delight us. 

They're called the Day Glove ReKnit, retailing at $98 and made from nine renewed plastic bottles, and they're as amazing as the original Day Glove. 

Their lightweight and breathable knit uppers, which have a ribbed pattern that reminds us of our favorite summer cardigans, are combined with cushioned leather insoles that let you walk in the shoes for hours on end. Like Everlane's other popular Day styles, including the recently launched Day Loafer and classic Day Heel, they have a back-side pull tab. 

Read more: 19 styles from Everlane that we wear in our everyday lives — for both men and women

everlane day glove reknit 4

As much as the Day Glove ReKnits belong to the Day shoe family ethos of comfort, versatility, and style, they're also part of Everlane's story of sustainable production practices. By 2021, the company is hoping to eliminate new plastic from its entire supply chain. Its ReNew outerwear collection was the first step towards that mission, and its first sneaker, the Tread Trainer, also takes care to use recycled plastic whenever possible. 

With their recycled plastic bottle construction, we can't help but think of the brand that first started making knit flats from innovative materials in 2016, Rothy's (and you can expect a comparison article very soon). Another online shoe startup, Allbirds, also recently joined the intensifying competition with its own iteration, the eucalyptus-fiber Tree Breezer flats.

The coolest part of it all is that you wouldn't suspect a thing. The ReKnits look and feel not just like a regular pair of flats, but an elevated style you'll reach for automatically every morning, so it's impressive they're also made from environmentally friendly materials. Since they're light and slim, they'll pack easily for summer travels, and their classic silhouette makes them appropriate for both casual and more formal occasions. 

Read on for our individual thoughts of the new Day Glove ReKnit flats:  

everlane day glove reknit 2

Sally Kaplan, Insider Picks editor: 

When we first put on these flats, pretty much all of us though aloud, "Oh no, we're going to have to update every article that names the leather versions of these as the best flat ever!" I think there's a complete consensus on our team that these are some of the most comfortable flats we've ever worn. I have two pairs of the leather Day Gloves and they're definitely my most-worn shoes in my closet, but I'd say the knit version is just slightly less restrictive. There's also no break-in time like there is with leather (even though it's buttery soft and molds easily). The knit material is just stretchy and flexible enough to form to your foot and move with you through the day, and though there's not much arch support, the insoles are soft enough to wear all day. 

I got the white pair thinking they'd be easy to spot clean, but I'll be honest — I think they're going to get dirty very quickly. I'll report back once I've had enough time to get them scuffed up, and in the meantime, I'll be hawk-eyeing the website for a nude or light grey pair that won't get dirty as easily!

Remi Rosmarin, Insider Picks reporter:

You know that feeling after a long day of walking when you pull off your shoes and feel a sigh of relief as you let your feet finally breathe? That's the feeling I got when I took off my other shoes to slip this pair on. They're so strikingly lightweight, it feels like you're barely wearing anything. The ribbed knit strikes a good balance between being structured and soft. Little details like the leather tab on the back and a hard rubber sole make these feel a little more chic than your average knit flats. The only reason I won't wear these everyday is because I got them in white, and I don't want to let the New York City streets ruin them that fast. 

everlane day glove reknit 5

Ellen Hoffman, Insider Picks director of content strategy: 

Everlane does it again! I hate to sound like a broken record, but the company really does make some of my favorite clothes and shoes, and the new Day Glove ReKnit has shot right to the top as my favorite shoe it has made to date (I've tried almost every major shoe style Everlane has launched in the last four years, for what it's worth).

There's absolutely no break-in time needed for the ReKnits, which surprised me since Everlane shoes typically take me a few wears to break in. I packed my work bag with back-up flats to change into in case they started irritating my feet after a few hours, but I needn't have bothered. They're up there with the Allbirds Tree Breezers as the most comfortable and breathable knit flats I own, though I think the ReKnits offer a more fashion-forward look. It remains to be seen how well the flexible knit upper maintains its shape over time, but as far as first impressions go, the ReKnits nailed it. 

everlane day glove reknit 10

Connie Chen, Insider Picks reporter:

Whenever I try an amazing product, I always worry that the next version or style will fall flat. All good things must come to an end, right? In a rare twist, the new ReKnit flats lived up to my original Day Glove-ridden expectations. Part of the reason is they have the same comfortable and supportive leather insole that makes them wearable right out of the box. The ribbed knit fabric is really cute and adds some texture contrast to any outfit, and it shines in the brighter color options — the red (which I tried) and the yellow. I'm a little too excited to have a new shoe to rave about to my friends. 

Do yourself and your feet a favor by getting the new Day Glove ReKnit flats. Whether you're already a Day Glove devotee or considering your first Everlane shoe purchase, you won't regret getting these comfortable under-$100 flats. 

Shop the Day Glove ReKnit, available in 5 colors, for $98 at Everlane here

Shop all shoes at Everlane here

Join the conversation about this story »


10 iconic work uniforms, from Steve Jobs' black turtleneck to Richard Branson reportedly wearing the same pair of jeans every day

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From tech giants Steve Jobs and Mark Zuckerberg to legendary fashion designer Karl Lagerfeld, some of the world's most successful people have been known to wear the same outfit to work every single day.

In many cases, these distinctive "work uniforms" have become synonymous with the person.

Here are 10 famous work uniforms, from Steve Jobs' black turtleneck to Karl Lagerfeld's white collared shirt, black jacket, and black sunglasses.

DON'T MISS: I've been wearing a work uniform 5 days a week for over a year — and no one has even noticed

SEE ALSO: Karl Lagerfeld owned around 1,000 of the high-collared, white shirts that defined his iconic look — here's how you can make your own work uniform

Steve Jobs, co-founder and former CEO of Apple, is perhaps one of the most famous people to adopt a "work uniform."

Source: Business Insider



Jobs was almost always seen wearing his signature black turtleneck, jeans, and sneakers. He once said in an interview that he owned about 100 black turtlenecks made by Japanese designer Issey Miyake.

Source: Gawker



Another tech titan, Facebook CEO Mark Zuckerberg, is known for his recurring outfits. In Zuckerberg's case, it's usually a black or navy hoodie ...

Source: Business Insider



... which he sometimes removes to reveal a gray t-shirt. The t-shirts are reportedly special ordered from Brunello Cucinelli, and reportedly cost between $300 and $400.

Source: Business Insider



Karl Lagerfeld, the legendary designer who died on February 19, 2019, was known for his iconic uniform of black sunglasses and a tailored black jacket with a high-collared, highly starched white shirt. He usually accessorized with some jewelry and gloves.

Source: Business Insider



Lagerfeld reportedly had 1,000 of the same white shirt.

Source: Business Insider



Condé Nast Artistic Director and Vogue Editor-in-Chief Anna Wintour's distinctive look includes her sleek bob and black sunglasses.

Source: Wall Street Journal



Wintour typically also wears "a patterned or textured skirt, a simple close-fitting jewel-neck sweater and a chunky necklace," as Annette Tapert noted in the Wall Street Journal.

Source: Wall Street Journal



Virgin Group founder and billionaire Richard Branson keeps his uniform simple. "I just wear the same pair of jeans every day," he reportedly told Page Six at a party. "Whatever I'm doing, whether it's a speech, whether it's going to see the Queen, you know, whatever it is."

Source: Page Six



Branson said that he likes to pair his jeans with a simple white t-shirt, noting that his closet only contains two or three pairs of jeans and a few white shirts.

Source: Page Six



Elizabeth Holmes, the former CEO of Theranos, before she was charged with "massive fraud" by the SEC and then indicted by a grand jury on "wire fraud schemes," was known for wearing a familiar work uniform.



Holmes was always seen wearing a black turtleneck like Jobs, which later became a symbol of her alleged fraud. "Such an individual uniform has a risk if you don't live up to the promise," fashion critic Vanessa Friedman wrote in the New York Times.

Source: New York Times, Business Insider



Former Secretary of State and presidential candidate Hillary Clinton made pantsuits her work staples years ago.

Source: Business Insider



She often wears them in bright colors and occasionally in bold patterns.

Source: Business Insider



Fashion designer Giorgio Armani's work uniform is simple yet streamlined.

Source: The Guardian



He is nearly always seen wearing a navy sweater, navy pants, and white sneakers.

Source: The Guardian



Author and public speaker Fran Lebowitz almost exclusively wears a uniform that comprises a jacket (usually designed by Anderson & Sheppard), a men's shirt, Levi's jeans, cowboy boots, and tortoiseshell glasses.

Source: Elle

 

 



"I have all my suits and jackets made, but I've never had a shirt made ... it's not as important to me that they fit perfectly," Lebowitz told Elle in a 2015 interview.

Source: Thrillist



One of the most famous proponents of the "work uniform" is former president Barack Obama.

Source: Business Insider



"You'll see I wear only gray or blue suits," he told Vanity Fair in a 2012 interview. "I'm trying to pare down decisions. I don't want to make decisions about what I'm eating or wearing. Because I have too many other decisions to make."

Source: Vanity Fair



In fact, experts say making lots of small decisions like what to wear and what to eat throughout the day can drain your mental energy for when you need to make more important decisions. It is perhaps this "decision fatigue" that drives so many successful people to adopt work uniforms.

Source: Business Insider



How to bypass Google verification on an Android device when you've forgotten your login information

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Galaxy S10

Google verification is one of the company's security features that you'll encounter as an Android owner.

Another, newer layer on top of that is called Factory Reset Protection, or FRP. Essentially, it's a security feature that helps ensure that your data is protected even if your phone is lost or stole by maintaining your data, even in the event of a reset. And you have to go through Google's verification process in order to reap the benefits of FRP.

That's fine if you remember your Google login info that you used to set up your device. But if you don't, or that account isn't active anymore, verification is more of a problem than it is a useful security feature. Still, there are ways to bypass Google verification, either by disabling FRP or resetting your device.

Before diving in, keep in mind that these directions are geared toward those with Lollipop 5.1 (an Android OS) or newer.

How to bypass Google verification: Disable Factory Reset Protection (FRP)

For those who have FRP on their phone, here's how to disable it and thereby bypass Google verification on your Android device.

1. Go to your settings.

2. Select "Cloud and accounts" and then "Accounts" (depending on your device, it may simply appear as "Accounts").

how to bypass google verification

3. Find your Google account and select it.

4. Tap the three dots in the upper-right corner and tap "Remove account" (You may get a verification request).

how to bypass google verification

After you confirm, your account will be removed from that device (but your actual Google account will remain intact if you want to access it elsewhere), and the FRP feature will be removed from your device as well.

How to bypass Google verification: Reset your device

Depending on your device, the option to disable FRP may not be directly accessible to you. In that case, doing a factory reset is your best option to bypass Google's verification requirement.

Before starting, it's important to note that this process will wipe all of your data from the device, restoring it to factory settings. (So backing up your data beforehand is a good idea if you can.) It's also a slightly lengthier and more involved process, but it will still accomplish your goal.

Here's how to get it done:

1. Go to your settings.

2. Select "System" then "Advanced" (or, if you don't see "Advanced" skip to the next step).

3. Tap "Reset options" (or, your device may simply say "Factory data reset" — if so, select that option), and then select either "reset phone" or "reset tablet," depending on your device.

how to bypass google verification

4. Go through the reset process until you reach the Google verification page, then press the back button to get to the Wireless Network screen.

5. Tap "Add Network" and enter a random string of letters and numbers in the Network Name (or SSID) section.

6. Tap and hold down on that sequence you just wrote, select "Share," and then select "Gmail" from your sharing options.

7. Next, tap "Notification" and then "App Settings."

8. In the upper-right corner, open the menu (three stacked lines) and tap "Account."

9. Next, you should see a prompt to go to "Settings;" if you're prompted for verification, select "Continue."

10. Under "Settings" select "Backup and Reset" followed by "Factory Data Reset."

One more thing to note about the above process is that, since this method removes your Google account from your device, you will be logged out of some apps if you were logged in through that account.

Related coverage from How To Do Everything: Tech

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I drove a $46,000 Mercedes-Benz A220 to see if the entry-level luxury sedan is worth the price — here's the verdict

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Mercedes Benz A220

  • The 2019 Mercedes-Benz A220 is an entry-level four-door in Mercedes A-Series, which has only recently hit US shores.
  • The nearly-$50,000 car I tested was packed with performance extras and technology.
  • Budget-minded buyers might look elsewhere, but the A220 is fun to drive, easy on gas, and a great introduction to the Mercedes way of life.
  • Visit Business Insider's homepage for more stories.


Mercedes-Benz has been selling cars in the US for decades, but until quite recently, Americans were denied the rinky-dink A-Class vehicles that Mercedes had delivered elsewhere on the globe.

The A-Class was created in 1997. I saw my first one in the early 2000s — I'm pretty sure it was a Brazilian-made car that had been sold in Mexico and had made its way to a parking structure in downtown Los Angeles.

Fifteen years later, the A-Class has finally made it to the USA, for its fourth generation. I had never driven one before, so I was delighted to check out a 2019 A220 sedan with Mercedes 4Matic all-wheel-drive system. My tester didn't have an official sticker price, but by my estimation it was roughly $46,000.

That ain't chump change, but my A220 did have pretty much every option that could be added; base-priced examples hover around $32,000, which is about $10,000 cheaper than the lowest-grade C-Class. Bear in mind that you are getting a Merc that, unlike other sedans in the automaker's long history, is based on a front-wheel-drive architecture — the same idea behind Honda Civics and Toyota Corollas.

I tried to avoid allowing my bias for rear-drive German luxury sedans to come into play with the A220. And when it was all a wrap after a week in the New York-New Jersey area, I was perfectly happy with the Benz's engineering.

But what about the rest of the ride? Read on to see what I thought.

Photos by Hollis Johnson.

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Why, whatever could that be lurking in the urban jungle?



Well, it's no beast, but it is the 2019 Mercedes-Benz A220 4Matic sedan. The A220 is a subcompact four-door that now slots in below the C-Class. A-Class rides are Mercedes' new point-of-entry.



In "Iridium Silver Metallic," the A220 looks sharp, but it also blends in.



Yeah, not always easy to tell that the car is a Mercedes-Benz.



If I had to sum the A220 up, I'd say the front is sleek and elegant, while the stubby rear ... is not.



The compact stance definitely works better up front. My A220 had a special AMG Line package ($2,600 extra) that included a diamond-block grille, vented front disc brakes, and a dropped suspension.



The Mercedes tri-star badge is prominent against the blacked-out grilled, with a pair of chrome wings that add some real design energy to the fascia.



And of course, the hood ornaments of yore, so easy to steal, have been supplanted by bas-relief badges.



The sloping roofline is on-trend for auto design these days, but I'm no fan of the A220's rear end, which manages to be both truncated and insubstantial.



It's also rather busy, with the angled tail lights crowding out the tri-star badge. The dual exhaust pipes look good, however.



The wheels on my A220 were snazzy AMG multispokes. They were 19-inches and $500 extra, but very much worth it.



To be honest, I think the A220's design is mostly successful, given its scale. The idea of a small Mercedes is a tough sell, and the A220's styling works well with what it has. Overall, the sedan simply has a lightness that could appeal to some buyers. But it might be a turn-off to longtime Benz fans.



The interior of the A220 should turn off nobody, however. On the inside, Mercedes is doing a phenomenal job with its cars, balancing bling with posh and throwing in a heapin' helpin' of high tech.



The seats are upholstered in two-tone leather: "Titanium Gray/Black." It's a handsome color scheme, a bit less flashy than what I've seen on more upscale Mercs.



For some, Mercedes bling is off-putting. I'd call the A220's interior minimalist and tasteful. Minimalist, that is, in the Mercedes context — an Audi this isn't.



The grabber is the large instrument panel/infotainment screen that extends across the left half of the dashboard.



The instruments are all digital, and the resolution is stunning.



See what I mean?



The main section of the infotainment screen is in the driver's line-of-sight.



The leather-wrapped steering wheel is outfitted with the usual batch of buttons, thumbwheels, and switches, controlling many vehicle functions and enabling the driver to keep those hands on the wheel.



The entire screen is over 20 square inches. The 10.25-inch infotainment aspect runs Mercedes pretty good, yet not great, system.



Resolution is crisp, GPS navigation is solid, and Bluetooth device pairing is easy. There are also USB/AUX ports for gadget integration.



My A220 had an $850 Burmester "Surround Sound" audio system that sounded fantastic, full of dynamic range and detail. A SiriusXM satellite radio subscription was also included.



The screen also provides info on drive modes and offers numerous ways to customize interior lighting and vehicle settings. (You have 64 interior lighting options to choose from.)



The system uses a touchscreen, but there's also this wrist-rest configuration with buttons and inputs to prevent excessive interaction with the screen while driving. It's a mixed bag, performance-wise. I'd grade it a B-.



The cameras provide plenty of views ...



... And can composite a bird's eye view of the car. This makes for more precise maneuvering.



There's push-button starting, as well as a stop-start function that can be deactivated.



The powerplant is a 2.0-liter, turbocharged four-cylinder engine, making 188 horsepower with 221 pound-feet of torque. The transmission is a crisp-shifting seven-speed dual-clutch unit.



The motor is one of the best things about the A220. Does it deliver a mountain of horsepower? No. But the combo of ponies and available torque makes for snappy driving, and the AMG performance goodies added to the car mean you're getting a platform that can be pushed to max out its potential.



So what's the verdict on the Mercedes A220 4Matic sedan?

Apart from my reservations about the design, which aren't terribly substantial, I really liked the A220. It's a capable daily driver, and even though its trunk isn't huge, it's big enough to provide some versatility for weekend road trips and grocery store runs. The back seat is snug, but this is a subcompact sedan, so expecting more would be pointless.

With a passel of performance features added in, I found the A220 to be one of those cars whose power can be fully accessed by mere mortals. Too many driver-oriented cars have so much punch that owners never get to use their vehicle's full potential. Not so with the A220. I felt that I could grab all 188 ponies and 221 pound-feet of torque and direct it joyfully to the the wheels. 

The 0-60 mph time is about six seconds, which is plenty quick. You're also going to get reasonable fuel-economy, something in the ballpark of 30 mpg (the official numbers are 24 city/ 35 highway/ 28 combined). Impressive, and a strong argument for torque-y little turbo fours.

My tester came with a $2,250 Driver Assistance Package that combines assorted safety features — lane-keep assist, blind-spot-assist, evasive steering — with some semi-self-driving tech, such as steering assist and augmented adaptive cruise control. They all worked as advertised, although I enjoyed driving the A220 so much that I didn't rely on them.

Admittedly, there are cheaper four-doors in the world. But if the Mercedes name appeals to you — and it should, because Mercedes is doing some nice stuff these days with its cars and SUVs — the A220 is an excellent starting point. My test car pushed $50,000, but it was optioned up the Teutonic wazoo; the A220 with front-wheel-drive and diminished tech can be had for far less. 

I'd call that a good deal, enhanced by the fact that I enjoyed the A220 at least as much if not more than any small premium sedan I've driven in the past few years.

 



Millennials' habits are threatening countless industries — but a new report says it's only because they're poorer than their parents

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fun friends millennials

  • Millennials are "dramatically financially worse off" than older generations, according to a new study by Deloitte.
  • Millennials' spending is the same as their parents when it comes to the proportion of their income going to things such as food, restaurants, and alcohol — they just have less money to spend. 
  • Since 1996, the net worth of American consumers under the age of 35 has fallen by 34%. 
  • Millennials are spending more on non-discretionary expenses, with the cost of student debt growing by 160% since 2004. 
  • Visit Business Insider's homepage for more stories.

A new study reveals that millennials aren't actually different from Gen X or Baby Boomers in how they spend their money — they just have less money to spend. 

Millennials have been blamed for the murder of industries from golf equipment makers to razor manufacturers, as sales have tumbled in recent years. 

"They are often branded as being more narcissistic, more idealistic, more socially-conscious, and more experience-oriented than any of their preceding generations," reads a Deloitte study published this week. "They have even been blamed for ruining everything from movies to marriage!"

However, the study — written by Kasey Lobaugh, Bobby Stephens, and Jeff Simpson — ultimately debunks many of the narratives about millennial consumers.

Deloitte's survey of more than 4,000 consumers, 450 billion points of location data, more than 200 billion credit card transactions, and government data revealed that millennials spend their money on roughly the same things that their parents did 30 years ago.

However, millennials are "dramatically financially worse off" than older generations. Since 1996, the net worth of American consumers under the age of 35 has fallen by 34%. 

The financial crisis and college debt — not avocado toast — are changing how millennials spend their money

avocado toast

Money spent on food, alcohol, and restaurants accounts for roughly the same percentage of millennials' income as these categories did in 1997. In other words, millennials aren't skipping out on homeownership because they're wasting their money on avocado toast.

"In many ways, the consumer hasn't fundamentally changed," Kasey Lobaugh, Deloitte's principal and chief retail innovation officer, said in a statement. "Instead, their behaviors have been triggered by a rise in non-discretionary expenses and the growing bifurcation between high and low income groups."

People spent 16% more on housing in 2017 than 2007. Health care costs increased by 21% in the same period. Education spending skyrocketed by 65% as student debt soars. Since 2004, the cost of student debt has grown by 160%. 

All in all, 17% of 25 to 34 year olds' income went towards these non-discretionary costs in 2017, compared to 12% in 1997. 

upenn graduation

The rise in non-discretionary income has hit lower-income millennials especially hard. The bottom 40% of American consumers had less discretionary income in 2017 than they did a decade prior. The next 40% didn't do much better, with only the top 20% seeing meaningful income gains. 

Looking at the growth in incomes over the last decade for a higher-income group of households, making more than $100,000, compared to a group making less than $50,000 reveals just how stark this difference is. Income growth for the higher-income group between 2007 and 2017 rose 1,305% more than the lower-income group. 

Deloitte's conclusion echoes a 2018 study from the Federal Reserve that found millennials had fallen behind economically because they came of age during the financial crisis. 

Read more:Millennials are killing countless industries — but the Fed says it's mostly just because they're poor

"Millennials are less well off than members of earlier generations when they were young, with lower earnings, fewer assets, and less wealth," the study said, adding, "Conditional on their age and other factors, millennials do not appear to have preferences for consumption that differ significantly from those of earlier generations."

Average real labor earnings for male household heads working full time were 18% and 27% higher for Gen Xers and baby boomers when they were young compared with millennials, the study found. For young women, the difference was smaller — 12% for Gen Xers and 24% for boomers — but earlier generations were still making more money when they were younger among similar demographics.

Millennials have less money to spend than Boomers and Gen X had when they were the same age. With less money to spend, they're forced to be choosier. Certain purchases — such as a car or a home — remain out of reach for many, forcing a further shift in how millennials spend their money. 

While millennials may be sending certain industries' sales into freefall, the Fed and Deloitte come to the same conclusion — the economy, not the generation's personal preferences, is to blame for millennials' killing spree. 

SEE ALSO: The $225 billion pet care industry is exploding, as millennials delay marriage and babies while turning to pets to 'fill that void'

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Delta is offering the highest welcome bonus we've ever seen on all 3 of its main credit cards, making now the right time to open one

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Business Insider may receive a commission from The Points Guy Affiliate Network if you apply for a credit card, but our reporting and recommendations are always independent and objective.

Delta Boeing 777 200LR

  • Delta's three main credit cards are all offering some of the highest welcome bonuses we've ever seen.
  • If you apply before July 2 and meet the minimum spending requirements, you can get as many as 80,000 bonus miles.
  • Each of the three cards offers useful benefits, but there are some major differences between them. Read on to see which is best for you.
  • You can also read our guide to the best credit cards of 2019 overall.

A common misconception is that it's impossible to earn enough frequent-flyer miles for a free flight unless you fly all the time. Plenty of people figure that if they only fly once or twice a year, the miles they'll earn are effectively useless.

Luckily for those of us who don't travel for work every other day, there are a ton of opportunities to earn miles that don't involve flying. One of the easiest: rewards credit cards.

In addition to the rewards you can get from actually spending on a card, you can typically earn a large welcome bonus when you open a new one.

The catch is that these bonus offers can change, and in many cases, you can only earn it once, so you'll want to make sure to get the highest bonus you can.

For those looking to earn miles on Delta — or, if you're just looking for benefits that can make flying a little bit easier — now is the time to open one of the airline's co-branded cards, thanks to newly increased offers on the personal and small business cards.

Hurry, though — these offers are only available until July 2.

There are three main Delta credit cards, issued by American Express, and each one is available in a personal and a small business version. 

If you've had any of them before, you can still earn the bonus on one of the others.

Aside from the initial bonus, each card offers a ton of ongoing value, whether you're a casual, once-or-twice-a-year flyer, or a hard-core Delta loyalist.

Read on to learn more about the three cards, and see which one is best for you.

Best for the casual Delta flyer: The Gold Delta SkyMiles® Credit Card from American Express

Welcome offer: 60,000 Delta SkyMiles when you spend $2,000 in the first three months. Plus, get a $50 statement credit when you make any Delta purchase in the first three months.

Small business version: Gold Delta SkyMiles® Business Credit Card from American Express (70,000 SkyMiles after spending $4,000 in the first three months. Plus, get a $100 statement credit when you make any Delta purchase in the first three months).

The Gold Delta SkyMiles card is the best of the three for the casual Delta flyer, someone who finds themself on the airline a couple of times a year, but doesn't fly regularly enough to use the heftier cards' perks (more on that later).

One of the biggest perks: The card offers a free first checked bag for the cardholder and up to eight people on the same reservation. Delta charges $30 each way for a checked bag, so this can save up to $60 per person on a round-trip itinerary.

Cardholders and travel companions also get Zone 1 priority boarding. This means you can board the plane sooner, giving you plenty of time to settle into your seat or find overhead space for any carry-on luggage. Zone 1 is after most Delta elite frequent flyers and extra-legroom passengers, but is usually within the first half of passengers to board.

Other perks include discounted day passes to Delta Sky Club airport lounges— $29 per day pass — as well as a 20% discount on in-flight purchases (in the form of a statement credit), such as food or drinks, and no foreign transaction fees.

Like the other Delta cards, the Gold SkyMiles card earns 2x Delta SkyMiles on eligible Delta purchases, and 1x mile on everything else.

The Gold Delta card has an annual fee of $95, which is waived the first year. This is a great value considering the perks, not to mention the welcome bonus — 60,000 SkyMiles is more than enough for two round-trip flights across the United States, and is just shy of enough for a round-trip to Europe. The card normally offers 30,000 SkyMiles.

Best for more regular flyers: The Platinum Delta SkyMiles® Credit Card from American Express

Welcome offer: 75,000 Delta SkyMiles and 5,000 Medallion Qualification Miles (MQMs) when you spend $3,000 in the first three months. Plus, get a $100 statement credit when you make any Delta purchase in the first three months.

Small business version: Platinum Delta SkyMiles® Business Credit Card from American Express (80,000 SkyMiles and 5,000 MQMs after spending $6,000 in the first three months. Plus, get a $100 statement credit when you make any Delta purchase in the first three months).

If you fly somewhat regularly, the Platinum Delta SkyMiles card is a better option, thanks to an often-overlooked benefit that can completely cover the $195 annual fee each year.

The Platinum Delta card has most of the same perks as the Gold version, like priority boarding, free checked bags, 2x SkyMiles on Delta purchases and discounted Sky Club access.

However, the Platinum Delta comes with a huge perk — it's so useful that I'm planning on keeping my card indefinitely.

After your first year with the card, you'll get an annual domestic companion pass each year at your card-member anniversary. A Delta companion pass is essentially a buy-one-get-one-free coupon. When you book an economy-class flight for yourself anywhere within the continental US, you can get a second ticket for free, other than minimal taxes and fees.

The companion pass completely blows away the annual fee for me, which is $195 and isn't waived the first year. My wife and I fly domestically at least a few times a year, whether it's to visit family or friends, or to go on vacation. So I save my companion pass until we're taking a flight together that costs more than $195 each. You can read more about the Delta companion pass benefit here.

While you don't get a companion pass the first year, the 75,000 SkyMiles from the welcome offer more than outweigh the annual fee — that's enough to fly from the US to just about anywhere in Europe round-trip.

The MQMs in the welcome bonus can be a boost for anyone looking to earn or keep Delta Medallion frequent-flyer status. Plus, each year that you spend $25,000 or more on the card, you earn a bonus 10,000 SkyMiles, 10,000 MQMs, and have the Medallion Qualifying Dollar (MQD) requirement for most elite status levels waived.

When you have Medallion status, you can enjoy things like free upgrades to first class or extra-legroom seats whenever you fly, subject to availability.

Best for Delta Medallion frequent flyers: The Delta Reserve® Credit Card from American Express

Welcome offer: 75,000 Delta SkyMiles and 5,000 Medallion Qualification Miles (MQMs) when you spend $5,000 in the first three months.

Small business version: Delta Reserve for Business Credit Card (80,000 SkyMiles and 5,000 MQMs after spending $6,000 in the first three months).

The Delta Reserve card has a higher, $450 annual fee, but it has a few additional perks that can make it worthwhile for some frequent flyers.

Like the Platinum SkyMiles card, it offers a domestic companion pass. However, that pass can be used for first-class tickets, not just economy.

Additionally, the Delta Reserve offers full access to Delta Sky Club airport lounges whenever the cardholder is flying with Delta (the Gold and Platinum SkyMiles cards offer discounts on single-access Sky Club passes).

The Reserve has one other major perk, which can be crucial for travelers who hold Delta Medallion elite status.

Delta Medallion members are eligible for complimentary, space-available upgrades to first class and Delta One on flights within the US and the region, including Mexico and Central America, and extra-legroom seats on international flights.

Upgrades clear in hierarchical order based on a number of factors, including each passenger's Medallion status level, the original fare class they booked, and a few other factors. The first tiebreaker for people with the same Medallion level and fare class: whether they hold the Delta Reserve card. Reserve cardholders will be prioritized over those without it. If there's only one seat left and two members are still tied and both have the Reserve, it continues down the list of tiebreakers.

For travelers who fly a lot and frequently find themselves one or two upgrade-list spots away from getting that first-class seat, holding the Reserve can be extremely valuable.

$95 annual fee: Click here to learn more about the Gold Delta SkyMiles Credit Card from American Express from Insider Picks' partner: The Points Guy.

$195 annual fee: Click here to learn more about the Platinum Delta SkyMiles Credit Card from American Express from Insider Picks' partner: The Points Guy

$450 annual fee: Click here to learn more about the Delta Reserve Credit Card from American Express from Insider Picks' partner: The Points Guy

SEE ALSO: American vs. Delta vs. United — we compared the 3 most popular airline credit cards and named a winner

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