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'Being rich' is an empty goal, says the founder of a popular finance website — and too many people are completely missing the point of building wealth

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chelsea fagan the financial diet

What it takes to "be rich" is subjective — but for many people looking to grow their wealth, establishing a target number and saving and investing until they hit it is one way of getting there.

But that practice defeats the purpose of building wealth, the personal-finance site The Financial Diet said in a tweet earlier this week.

"'Being rich' is among the most empty goals a person can have," the tweet said. "Accumulating money for the sake of a number misses the point entirely — life should be treated as a story you are writing, and money should be the ink that helps you write, not the story itself."

In short, building wealth shouldn't be about having a certain amount in the bank, but living a life you love.

"Essentially, I think in this country we put an enormous premium on the accumulation of wealth as an isolated achievement — the lists ranking the X wealthiest people, the constant focus on celebrities' net worth, the obsession with displaying personal wealth on social media — and this creates a perception that the number itself is in some way a goal," Chelsea Fagan, a cofounder of The Financial Diet, told Business Insider.

She added: "The money becomes a competition or a statement of personal value, and as we accumulate more of it, we are increasingly in social circles of similar wealth which only reinforce this feedback loop of net-worth-as-achievement."

Read more:A self-made millionaire who retired early at 37 says there's a difference between 'living rich' and 'being rich'

Money, according to Fagan, should be viewed as a way to facilitate a good life that provides things like security, comfort, freedom, options, and, occasionally, risks — not as a material to be hoarded.

"This is not only because doing the latter does not make us any happier or improve our lives in any way, but also because a societal focus on wealth-hoarding inherently creates a society which is more imbalanced and precarious, with wealth increasingly collecting and stagnating at the very top," she said.

She continued: "But so long as we continue to view the accumulation of massive wealth as any kind of achievement (and not the reflection of a meaningfully broken economic system), this system will continue to reproduce itself, with deep systemic inequalities on the societal level and profound lack of meaning at the personal level."

SEE ALSO: People retire early for 2 reasons, and neither of them is money

DON'T MISS: Reddit cofounder Alexis Ohanian says there's an especially 'frightening' difference between the lives of rich and non-rich people in America

Join the conversation about this story »

NOW WATCH: A sleep expert explains what happens to your body and brain if you don't get enough sleep

A healthcare VC who helps oversee $1.1 billion reveals the biggest mistake she made and how it shapes her investments today

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Annie Lamont Top 100

  • Annie Lamont has spent the last three decades as a venture capitalist backing some of the biggest names in healthcare. 
  • But not all of her investments have panned out.
  • One investment misstep she made in the 90s, investing in a roll-up of doctor's practices that flamed out, has helped guide the investments she makes today. 
  • Lamont is one of Business Insider's 10 People Disrupting Healthcare. You can see the whole list here.

Looking back, Annie Lamont is glad she did it. 

Lamont is the co-founder and managing partner at Oak HC/FT, and she's been investing in healthcare companies since the 1980s.

In the 1990s, while working at Oak Investment Partners, she was involved in a company that was essentially a roll-up of doctor's practices, known as a physician practice management company or PPM. The idea was to combine the management of different practices and in exchange give doctors stock in the company so they could benefit financially from the company doing well. That didn't exactly pan out. 

"The reality was, for the doctors, this was a stock play," Lamont said. 

The company that oversaw the practices wasn't helpful at making the doctor's jobs easier than they'd be if they were on our own. At the time, it didn't make as much sense to join forces.

Never miss out on healthcare news. Subscribe to Dispensed, our weekly newsletter on pharma, biotech, and healthcare.

"There weren't as many reasons you needed to aggregate," Lamont said. 

In the end, Lamont said, it was a "massive flameout."

She recalled a group of doctors that really put the nail in the coffin. 

"We had a group of 12 doctors we paid out $18 million for, and they just left and started it all over next door. They had no problem with that," Lamont said. The lack of doctors, and competition facing the initial practices made it impossible to sustain. "That's what cratered it, it was the doctor's lack of commitment to it."

To be sure, the company could have done more to make it worth the doctor's time to stick around, Lamont now says. "It's a two-way street."

Read more: A top VC who's spent 3 decades investing in healthcare shares her best piece of advice for investors

The investment taught Lamont an important lesson she uses today when picking her healthcare investments. 

"The lesson was 'Don't invest in a financial play,"' Lamont said. "A roll up that's just about the financials, and you're not really providing joint value, is not going to work. It's not what we're about. It's not where we want to be in healthcare."

That's where the idea hit her:

"If we're not lowering costs and improving quality, I'm not interested. I'm not interested in just increasing people's salaries or taking more money from the system."

Today, she's still making investments in companies that put a number of doctor's practices under one management team. But when vetting them, she makes sure that it's for the right reasons.

For instance, Oak HC/FT has invested in primary care companies like VillageMD and Paladina Health, which operate primary care practices. Her hope is that by combining practices, the primary care doctors might be able to get paid more for the care they deliver because they'll be on the hook for managing their patients' health and keeping them from needing more costly types of care.

"We want more primary care docs in America, we don't really need more specialists in America," Lamont said. 

Join the conversation about this story »

NOW WATCH: Elon Musk sent a $100K Tesla Roadster to space a year ago. It has now traveled farther than any other car in history.

25 indispensable desk accessories we use to stay focused and comfortable at work

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Insider Picks writes about products and services to help you navigate when shopping online. Insider Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

Desk products 4_3

  • Staying focused at work can help you work smarter, not harder.
  • The right tools can amplify your attention or decrease distractions like clutter while you work.
  • I polled my coworkers to see what tools they keep on their desks to help them stay focused and comfortable in the office, and produce better, faster work. 

The catch-22 of a communal office space lit by fluorescent light bulbs is that, in order to be your most productive, you first need to feel somewhat at home there. Stiff chairs, back pain, clutter — they’re all distractions that contribute to a longer and less enjoyable workday. Staying focused can help you work smarter, not harder, and hopefully compounds into a better position at work, greater job satisfaction, and shorter days. 

The Insider Picks team tests and reviews hundreds of products — many of which are geared towards comfort and productivity. Below, you’ll find the 25 products we personally trust to keep us focused, productive, and comfortable at our desks all day.

A subtle vertical phone charger

Anker PowerWave 7.5 Fast Wireless Charging Stand, available at Amazon, $49.99

I use Anker’s PowerWave wireless charger to charge my iPhone at my desk every day. It holds my phone up vertically, so I can see when notifications pop up even when it’s charging. It’s a great, subtle-looking charger and it doesn’t cost much, so it’s a great addition to any desk, provided your phone charges wirelessly (most of the new ones do). — Malarie Gokey, senior editor



A stainless steel travel mug

Hydro Flask 12 oz Double Wall Travel Coffee Mug, available at Amazon, $29.95

I often end up running around to unexpected meetings and chats in the morning, and sometimes I'm forced to leave my coffee behind — or I just don't have time to drink it immediately. This insulated mug keeps it hot for hours, so even if a meeting runs long or I get so focused on something that I forget to drink it, it always seems to stay nice and steamy. — Sally Kaplan, editor



A posture belt for back pain

BetterBack Support Posture Belt, available at Amazon, $45.99

I swear by the BetterBack for helping me to maintain good posture at my desk and relieving both upper and lower back pain throughout the day. I have a few slipped discs in my spine, so I deal with pretty chronic discomfort. This is the only tool (not counting stretching and acupuncture) that has ever helped mitigate my pain, which helps me focus on my work instead of on my back. You can read my full review of the BetterBack here if you're interested. — Sally Kaplan, editor



See the rest of the story at Business Insider

A 720-foot luxury condo tower is now the tallest building in Brooklyn, and it claims to have the highest rooftop infinity pool in the western hemisphere

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brooklyn point

The tallest building in Brooklyn has officially hit its full height of 720 feet.

Brooklyn Point, a 68-story luxury residential building in Downtown Brooklyn, will be finished sometime in 2020. The tower will house 458 condos, from studios to three-bedrooms, priced between $850,000 and $3.4 million.

The luxury building will include more than 40,000 square feet of amenities, including what the developers claim will be the highest residential infinity pool in the Western Hemisphere on the rooftop. There will also be an indoor pool, a terrace bar, a pet spa, a wine library, a climbing wall, a game room, and a screening room. 

Amenities geared toward families include an outdoor children's playground, an indoor playroom, and a stroller valet service.

brooklyn point

But Brooklyn Point may not hold the title of Brooklyn's tallest building for long, as Curbed reported.

On the border of Downtown Brooklyn and Boerum Hill, a two-tower mixed-use development called 80 Flatbush was approved in the fall of 2018, and one of its towers will stand at 840 feet. Also under construction in Downtown Brooklyn is a supertall tower at 9 Dekalb Avenue, which will be 1,066 feet tall.

And at 720 feet, Brooklyn point is still significantly shorter than Manhattan's tallest residential skyscrapers, many of which are located at ritzy Billionaires' Row.

Read more: I spent a day on NYC's Billionaires' Row. Here's your ultimate guide to one of the city's glitziest streets, which borders Central Park and is home to the most expensive apartment ever sold in the US.

brooklyn point

The tallest residential building in Manhattan is Central Park Tower at 225 W. 57th St., which recently topped out at 1,550 feet, surpassing the previous record-holder, 432 Park Ave, which stands at 1,396 feet.

Both towers sit near the southern end of Central Park in Billionaires' Row.

The only building in New York City taller than Central Park Tower is One World Trade Center, the tallest skyscraper in the US at 1,176 feet.

Read more: The tallest building in every US state

brooklyn point

Sales launched in 2018, the first residents are expected to move in early 2020, and the building will be completely finished later in 2020.

SEE ALSO: I rode the East River ferry to get a view of the infamous 58-story NYC skyscraper that's leaning 3 inches to one side — here's what it looks like

DON'T MISS: Jeff Bezos is reportedly looking to drop $60 million on an NYC apartment, but he already owns 4 condos in the city — look inside the building where he owns $13 million worth of real estate

Join the conversation about this story »

NOW WATCH: Here's how North Korea's Kim Jong Un became one of the world's scariest dictators

REI has an extremely useful wedding registry program for outdoorsy couples — here's what you should know

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Insider Picks writes about products and services to help you navigate when shopping online. Insider Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

REI wedding registry couple

A growing number of people are opting to marry later in life. Many of them have chosen to live together before stepping into a lifetime commitment, and as such, have collected the myriad trappings of a shared life together already: plates, bowls, spoons, a robot vacuum ... the list goes on. 

What that means for wedding registries is pretty simple — it needs to be easier to gift things that match a couple's aspirations, values, and the kind of future they envision having together as partners.

If not every couple needs cookware and appliances to begin a life together because they already own them — or if they're not really the Waterford crystal glasses and silver gravy boat type — it should be just as convenient to gift them a double sleeping bag for their frequent camping trips. Or, in the place of a KitchenAid mixer, a portable burner, or a water purification system, etc. Some couples will want to prioritize gifts that make it easier to spend and enjoy time together outdoors.

For that, REI has revamped its registry to make it easier for couples and the people that love them to share more practical gifts as well as those curated for a shared adventure.

REI wedding registry

Here are a few of the perks to an REI registry:

  1. No membership needed: Couples don’t need to be REI members to make a registry, but we'd highly recommend it so you can stack the perks together.
  2. Shop anytime, anywhere: Purchase registry gifts online, over the phone, or in person at any REI store. You'll also get expert advice in-store and online if you're unfamiliar with something and want a second opinion or guiding light. 
  3. In-store mobile scanning: Scan in-store items using your cell phone to add them directly to your registry. You can also do it online. 
  4. Easy shipping: Most orders over $50 ship free — seeing as this is often the benchmark for wedding gifts, most guests won't have to pay at all for shipping.
  5. Return policy: In case you wind up with duplicates — or just have a change of heart — REI purchases can be returned within a year. 
  6. Alerts on inventory level: You can receive alerts when inventory is low on an item, and when something is back in stock. Guests can also see inventory levels, so they can prioritize what to give. 
  7. Extra savings on any un-purchased gifts: After your event, save 10% on any unfulfilled items from your registry.
  8. Feel-good gifts: A gift purchase from REI should benefit the long-term health of the outdoors, so you can keep enjoying them for longer. As a member-owned co-op, REI annually gives 70% of its profits back to the outdoor community through dividends to REI members, employee retirement, and investments in nonprofits dedicated to the outdoors.

It also doesn't hurt that REI makes it easier to shop your (and/or their) values. In 2018, REI invested $8.8 million in 400 nonprofits across the country to steward more than 1,000 outdoor spaces. In the same year, the co-op launched a comprehensive set of product sustainability standards that applied to the 1,000 brands they carried, plus a set of preferred sustainability attributes — so shoppers can narrow the REI selection by attributes like "recycled materials" or "organic cotton" to find something that's made with resource-conserving practices.

REI gift registry ideas:

According to the co-op's top sellers, the most popular REI wedding registry gifts are the following: A $25 gift card, Yeti Tundra 65 Cooler ($350), The North Face Dolomite 20 Double Sleeping Bag ($170), the Suunto M-3 D Leader Compass ($44), and the Coleman Triton Series 2-Burner Stove ($80) to name a few of the top 10. You can find more wedding registry ideas here.

Sign up for your REI wedding registry here

Join the conversation about this story »

New York execs are paying up to $350 an hour to have their closets organized and dishing out $300 for personal chef services — and it's no longer just the ultra-wealthy who are doing it

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ny businesswoman

For many New Yorkers, time is money. Now, more people than ever are willing to pay for it.

In a recent article for The New York Times, Alix Strauss reported that many businesspeople living in Manhattan are paying hundreds of dollars a week for personal shoppers and chefs in order to save time normally wasted on running errands.

Beth Fisher, a Manhattan marketing executive who employs both a personal chef and stylist, told The Times, "I don't want to spend my time shopping online or at the stores. I would rather spend time connecting with family, staying fit, or reading.

According to The Times, chefs buy and bring groceries to the client's home and prepare a week's meals, labeling containers and organizing the refrigerator. Meanwhile, personal stylists cart department store racks directly into New Yorkers' living rooms, swapping out-of-style pieces for those in vogue.

While The Times reported that these services are becoming more common, some specialties — such as $900 custom-made shirts— are still reserved for New York's superrich.

Read more: Time is a CEO's most valuable resource — here are all the people the .01% hire to keep their households running smoothly

Personal chef visits such as Eat Well Food by Daniela and Carried-Away Chefs can range from $300 to $500 per week, reported The Times. Personal shopping is even more expensive; rates for wardrobe styling company NYCStylist begin at $350 per hour with a 20-hour minimum.

 "At home they're not fighting with the masses; my clients don't want to wait to see a size or color, or interface with a sales person who is going to upsell them," Laura Solin-Valdina, owner of NYCStylist, told The Times.

These services join a long list of expenses wealthy New Yorkers are willing to splurge on. Business Insider's Katie Warren previously reported that wealthy New Yorkers are asking more of their kids' nannies— including providing massages and styling hair — as the demand for personal services grows higher to save time.

Meanwhile, Hillary Hoffower previously reported that some New York parents are dropping $375 per hour on prep courses for top-rated kindergartens referred to as "Baby Ivies," along with $400 per month in member fees for executive social clubs.

Read the whole article at The New York Times »

SEE ALSO: Wealthy New York moms are embracing a $600 'uniform' that signals a change in how people display their money

NOW READ: We asked 17 people on the street in New York City what it means to be rich, and most of them didn't talk about money

Join the conversation about this story »

NOW WATCH: Meet the 24-year-old who's the youngest female broker in the New York Stock Exchange

Air New Zealand sells an unusual economy seat that can turn into a couch. Here's why they are a bit disappointing, but still worth it.

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New Zealand Wanaka Mountains

  • We tried out Air New Zealand's Skycouch on a recent vacation to New Zealand.
  • The Skycouch allows passengers to convert a row of three economy class seats into a flat platform.
  • According to the airline "Skycouch is a great option for families, couples and those just wanting a bit of extra personal space."
  • We thought it would be a cost-effective way to get more space on a long flight.
  • It's not nearly as roomy and comfortable as business class, but it's still a worthy upgrade. 
  • Visit BusinessInsider.com for more stories.

My wife and I just got back from a two-week trip to New Zealand.

It's a really beautiful country to visit, and I'd definitely recommend going.

The biggest problem? It's hard to get there.

From New York, it'll take you about 20 hours to get to Auckland, New Zealand's biggest city. If you want to explore the glaciers and mountains of the country's south island, add another few hours of travel.

When we were planning our trip, we knew the flights would be a bit tough. Business-class tickets definitely weren't in our budget, and even premium economy seats turned out to be too much of a stretch as they can cost several times as much as a coach seat on long flights.

Air New Zealand, the country's national airline, offers a fun upgrade to make flying in economy class more palatable. It's called the Skycouch. Essentially, you get a row of three economy seats with special leg rests that flip up to make a flat surface on which you can lie down.

Read more: Jet Airways is on the brink of collapse. Here are 5 airlines that have gone bust since October.

This is how Air New Zealand describes the seats on its website: "Create a flat, flexible space for you to enjoy however you like. Skycouch is a great option for families, couples and those just wanting a bit of extra personal space."

The Skycouch is available as an upgrade on top of your standard economy class ticket. The cost of the upgrade varies widely, depending on factors like how long your flight is and whether you've already bought 1 or 2 seats on the flight. For our flights, the total cost for the Skycouch was $400 for the trip from Los Angeles to Auckland and about $450 for Auckland to Houston, Texas. 

The airline first demoed the seats in 2010. But I'd never heard of them until we started planning our trip, and I noticed them on Air New Zealand's website.

When I started looking into whether the upgrade was worth it, I came across some positive reviews.

"You don't have to pay for a business-class seat to enjoy business-class comfort," was how Emily McNutt of The Points Guy, a popular credit-card and travel blog, put it. She tested the special seats as a solo traveler — but she also warned that they might be a tight fit for a couple (more on that later).

After doing the research, we decided it'd be worth spending a few hundred dollars for a chance at some sleep on our overnight flight.

Read on to find out why I still think that was the right choice, even though the special seats were a lot less comfortable than we expected.

SEE ALSO: Jet Airways is on the brink of collapse. Here are 5 airlines that have gone bust since October.

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I first heard about Air New Zealand's Skycouch while researching my trip. The seats look pretty great on the airline's website.



They are available on board the airline's fleet of Boeing 777 and 787 Dreamliners.



The upgrade cost us $400 for our flight from Los Angeles to Auckland, and about $450 for the return trip from Auckland to Houston. That's a lot cheaper than even premium economy seats.

The cost of the upgrade varies depending on factors like the length of your trip and whether you've already bought one or two seats on the flight.

If you're traveling alone, the upgrade can be a lot more expensive, because you've only purchased one seat on the flight. McNutt said her upgrade cost $1,399, on top of a $1,200 ticket.



See the rest of the story at Business Insider

The best women's pajamas you can buy

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Insider Picks writes about products and services to help you navigate when shopping online. Insider Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

best women's pajamas

  • A comfortable set of pajamas makes downtime even sweeter, and when the pajamas look as good as they feel, that's the best of all.
  • J. Crew's Dreamy Cotton Pajamas hit the mark on both counts, and raise the pajama bar as high as it can go.
  • Mother's Day 2019 is coming up, and pjs make a great gift for mom. You can also check out more gift suggestions in our gift guides.

Yes, your favorite worn-out college t-shirt and ratty gym shorts are very comfortable, but there comes a time when you need — you deserve— real pajamas that look just as good as they feel. And we're here to make that time now.

We've gathered up the best women's pajamas in all the categories that count, from comfy to perfect for romance. So whether you're getting ready to slip between the sheets for some shuteye, some romance, or some binge watching of the latest Netflix must-see, here are the jammies to do it in.

Here are the best women's pajamas you can buy in 2019:

Updated on 04/19/2019 by Malarie Gokey: Updated prices and formatting. Added links to Mother's Day gift guides.

Read on in the slides below to check out our top picks. 

The best women’s pajamas overall

Why you'll love them: So comfortable, you won't want to take them off when it's time to get dressed for work, but never fear — The J. Crew Dreamy Cotton Pajamas will be waiting for you when you get back home.

"Ahhh." Is there any feeling quite so wonderful as the moment you kick off those heels, take off those constricting pants, remove your bra, and slip into a set of supremely comfortable, oh-so-easy-on-your-skin pajamas? Well, when those pajamas are the Dreamy Cotton set from J. Crew, the feeling is even better.

These supremely cute jammies are made of 100% soft cotton with a bit of stretch, so there's no squeezing, pinching, or cutting at your waistline or anywhere else. There's elastic plus a drawstring, so you can let the waist in or out as you feel the need. The fit is just right: not overly baggy, but not at all tight.

Best Products called these jammies "Worth hitting the snooze for," and added that they are crazy comfortable.

Reviewers on J. Crew's own website love the Dreamy Cotton Pajamas, raving about their softness, fit, and good looks. A few buyers said that the pants run a bit long, however.

The Dreamy Cotton Pajama set comes in only two colors: navy stripe or gray stripe. Unusual for pajamas, J. Crew carries the set in both petite and regular sizes — but that's good news for shorter women.

Pros: Soft and comfortable, good fit, wide range of sizes including petite

Cons: Only two colors to choose from, pricey

Buy the striped Dreamy Cotton Pajama Set on J. Crew for $78

Shop all Dreamy Cotton Pajama sets on J. Crew



The best women’s pajamas for hot nights

Why you'll love them: Made from breathable, soft, cool bamboo, the Latuza Women’s V-Neck Pajamas will keep you comfortable all night long — even in the summer. 

Ugh, hot and sweaty is no way to get a good night’s sleep. Whether it’s because of hormonal changes, hot weather, or just your personal inner thermostat, it’s miserable to wake up in a puddle of sweat. But that shouldn’t be a problem with the Latuza Women’s V-Neck Pajama Set. Made of highly breathable bamboo, these jammies keep your body temperature on the comfortable side of the thermometer.

They’re cute as well. Satin trim around the neck and leg openings adds a feminine touch. The elastic waist won’t pinch or bind. The overall cut of the pajamas is loose, but not too baggy. They're perfect for lounging, sleeping, or even a quick dash to the store in the summer.

Bustle called these “An understated but effective pair of pajamas chronic night sweaters swear by,” and Amazon buyers seem to agree. The Latuza Women’s V-Neck Pajama Set has more than 550 reviews and an average of 4.4 stars.

You can choose from 13 colors and sizes from small to 3X. The price is so reasonable, go ahead and buy a couple of pairs. You’ll be glad you did when you wake up feeling fresh as a daisy.

Pros: Bamboo fabric is cool and soft, great color selection, cute fit, and low price

Cons: A few buyers said the fit was boxy and the pajamas run a little small

Buy the Latuza Women’s V-Neck Pajama Set on Amazon for $19.99



The best women’s pajamas for cold nights

Why you'll love them: The Angelina Cozy Fleece Pajamas are as warm and cozy as your mom’s hugs and they come in many cute patterns.

These are the jammies you’re going to reach for on cold winter’s night or when you’re feeling a bit under the weather and need some comforting. Made from soft polyester fleece, the Angelina Cozy Women’s Fleece Pajamas are perfect for lounging on the couch while watching TV, but they’ll keep you just as comfy in bed while you sleep.

The fit is a bit baggy – no squeezing or pinching here. The elastic waistband has a drawstring so you can adjust it right the way you like it, and the bottoms have two front pockets. The long-sleeve top has a button front.

The Cozy Women’s Fleece Pajamas have more than 1,000 reviews on Amazon and an average of 4.3 stars. Buyers commented over and over about the PJs warmth and comfort, but a few people complained that they run a bit small.

You can choose from 22 fun and funky patterns. Sizes run from small to 4X.

Pros: Very soft and cozy, great selection of colorful and fun patterns, reasonable price

Cons: May run a bit small, somewhat baggy in fit

Buy the Angelina Cozy Women’s Fleece Pajamas on Amazon for $16.99 and up, depending on size and pattern



See the rest of the story at Business Insider

A history of the times Kellyanne Conway's husband has roasted Trump

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kellyanne conway george

  • President Donald Trump and George Conway are in an escalating feud.
  • It reached a fever pitch when Trump called the lawyer "a stone cold LOSER & husband from hell!" and Conway questioned the president's mental state.
  • Back when Kellyanne Conway was running Trump's presidential campaign, Conway supported his wife's boss.
  • But that started to change as the special counsel Robert Mueller's investigation into Russian election interference heated up.
  • Here's how their relationship devolved over time.

Prominent conservative lawyer George Conway has been highly critical of his wife's boss, President Donald Trump.

His latest comments, an op-ed in the Washington Post, come after Trump publicly attacked Conway on Twitter, calling him "a stone cold LOSER & husband from hell!"

Counselor to the president Kellyanne Conway and George have previously shared how their political disagreements— especially about Trump — are affecting their marriage. But it wasn't always this way.

Here's a brief history of George Conway's transformation from Trump supporter into one of his most visible and vocal critics on the right.

SEE ALSO: Inside the marriage of Kellyanne and George Conway, who Ann Coulter introduced, are now worth $39 million, and are increasingly at odds over Trump

DON'T MISS: Kellyanne Conway opens up about how the president is affecting her marriage

June 2, 2017: Conway turns down administration role

After speculation began in March 2017 that Conway would be picked for a position in the Trump administration, Conway eventually declined any administration role, saying:

"I am profoundly grateful to the President and to the attorney general for selecting me to serve in the Department of Justice. I have reluctantly concluded, however, that, for me and my family, this is not the right time for me to leave the private sector and take on a new role in the federal government."

Conway went on to clarify: "Kellyanne and I continue to support the President and his administration, and I look forward to doing so in whatever way I can from outside the government."

The Washington Post reported that Conway considered the role, but was scared off by Trump's firing of FBI Director James Comey and the aftermath that ensued.



June 5, 2017: Conway posts his first critical tweet

Shortly after turning down an administration position, Conway started to tweet critically of Trump.

In his first post, he questioned the usefulness of Trump's tweets, mocking Trump's signature sign-off "Sad!"

In a later tweet, Conway clarified that he still supported the president.



March 28, 2018: Conway gets more vocal on Twitter

In late March 2018, after nearly a yearlong hiatus, Conway called Trump's reported interest in pardons for former staff as a way to protect himself from the special counsel Robert Mueller's investigation "flabbergasting."

Also at this time, Conway reportedly switched his party registration to "unaffiliated."



See the rest of the story at Business Insider

'Total bulls---': Trump takes aim at former White House counsel Don McGahn while ripping into the Mueller report

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Donald Trump

  • President Donald Trump targeted the former White House counsel Don McGahn in an early-morning tweetstorm Friday, the day after the special counsel Robert Mueller's final report in the Russia investigation dropped.
  • The report described a meeting between Trump and McGahn in which the president asked McGahn why he took notes of their meetings. McGahn replied that he did so because he was a "real lawyer."
  • On Friday, Trump tweeted: "Statements are made about me by certain people in the Crazy Mueller Report, in itself written by 18 Angry Democrat Trump Haters, which are fabricated & totally untrue. Watch out for people that take so-called 'notes,' when the notes never existed until needed."
  • McGahn was a critical figure in the obstruction-of-justice thread of Mueller's investigation, and the president's legal team is said to have been particularly worried about what he told the special counsel about his conversations with Trump.
  • Trump said he'd "had a lot of great lawyers, like Roy Cohn," according to McGahn. "He did not take notes."
  • Visit BusinessInsider.com for more stories.

In a tweetstorm early Friday morning, President Donald Trump appeared to take aim at one of the most prominent people featured in the special counsel Robert Mueller's redacted report in the Russia investigation.

"Statements are made about me by certain people in the Crazy Mueller Report, in itself written by 18 Angry Democrat Trump Haters, which are fabricated & totally untrue," the president tweeted. "Watch out for people that take so-called 'notes,' when the notes never existed until needed."

Trump added: "I never agreed to testify, it was not necessary for me to respond to statements made in the 'Report' about me, some of which are total bulls--- & only given to make the other person look good (or me to look bad). This was an Illegally Started Hoax that never should have happened..."

In his tweets, the president appeared to be referring to the former White House counsel Don McGahn, who Mueller's report said took extensive notes of his conversations with the president.

McGahn told prosecutors that Trump called him twice and ordered him to tell Rod Rosenstein, then the acting attorney general, that Mueller had conflicts of interest and needed to be removed.

McGahn said he agreed to do so to get off the phone but planned to resign rather than carry out Trump's directive.

Read more:The 11 biggest takeaways from the Mueller report

He then told Reince Priebus and Stephen Bannon — who at the time were respectively the White House's chief of staff and chief strategist — of his plans to quit. Priebus told prosecutors McGahn didn't provide any more information, other than saying Trump had asked him to "do crazy s---."

Later, Trump asked McGahn about notes he had taken of their meetings, according to Mueller's report.

"Lawyers don't take notes," McGahn recalled Trump saying. "I never had a lawyer who took notes."

McGahn replied that he took notes because he was a "real lawyer" and that notes created a written record and were not a bad thing.

Trump then said he'd "had a lot of great lawyers, like Roy Cohn," according to McGahn. "He did not take notes."

Cohn served as chief counsel to Sen. Joseph McCarthy during the infamous 1954 "red scare" hearings, in which the Wisconsin Republican sought to root out supposed communist elements in the US military.

Cohn counseled Trump as early as the 1970s, when the future president was beginning his rise as a New York real-estate magnate. Cohn was disbarred in 1986 for ethics violations and died later that year.

Donald McGahn Trump

McGahn was a central figure in Mueller's obstruction-of-justice case against Trump, and he voluntarily sat down for over 30 hours of interviews with the special counsel's office last year.

Trump's legal team, moreover, is said to have been particularly worried about what McGahn might have told Mueller about his conversations with the president. Indeed, he was mentioned in multiple portions of the Mueller report, which laid out potentially incriminating evidence of obstruction by Trump.

Read more:White House counsel Don McGahn refused the president's order to publicly deny that Trump ordered him to fire Mueller

Mueller's report landed with a bang on Thursday. Attorney General William Barr said in his initial review of Mueller's findings that the investigation did not establish that the Trump campaign conspired with the Russian government.

Barr also made his own determination that Trump did not obstruct justice after Mueller declined to make a "traditional prosecutorial judgment" on the matter.

Trump's allies seized on the attorney general's statements — which he repeated in congressional testimony and during a controversial news conference Thursday morning — and said they vindicated the president and were a "complete and total exoneration" of him.

But Mueller's report painted a more nuanced picture.

Read more:Mueller says Trump was unsuccessful in influencing the Russia investigation — but mostly because his aides didn't follow orders

In the obstruction thread, Barr told reporters on Thursday that Mueller's decision was not influenced by Justice Department guidelines that say a sitting president cannot be indicted. He said Mueller's determination — or lack thereof — was prompted by the inconclusive nature of the evidence.

But in his report, Mueller did not cite the evidence as a reason he did not come to a decision on obstruction. He did, however, cite the policy against charging a sitting president.

Moreover, the special counsel's team said (emphasis ours) that "if we had confidence after a thorough investigation of the facts that the President clearly did not commit obstruction of justice, we would so state." The team continued: "Based on the facts and the applicable legal standards, however, we are unable to reach that judgment."

The report did say, as Barr mentioned, that Mueller's investigation did not find a Trump-Russia criminal conspiracy.

But prosecutors prefaced that finding with a significant caveat, that "the investigation established that the Russian government perceived it would benefit from a Trump presidency and worked to secure that outcome, and that the Campaign expected it would benefit electorally from information stolen and released through Russian efforts."

Barr made no mention of that finding by prosecutors in his initial summary of the report, in a subsequent letter to Congress, during several days of testimony before Congress, or at his Thursday press conference.

SEE ALSO: Mueller says Trump was unsuccessful in influencing the Russia investigation — but mostly because his aides didn't follow orders

Join the conversation about this story »

NOW WATCH: Alexandria Ocasio-Cortez is being praised for her line of questioning at Michael Cohen's hearing — watch it here

24 thoughtful gifts for new parents celebrating their first Mother's Day as a family

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Insider Picks writes about products and services to help you navigate when shopping online. Insider, Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

parachute baby towel

Gifts for new parents tend to be a little different than the ones you get for the baby shower. They're a bit less necessary, erring more on the side of fun and cute — which are the best kinds of gifts to give, if you ask us!

Though you can never go wrong with the gift of diapers (and yes, we included those in this list), it's a lot more satisfying to give a gift you know they'll cherish for years to come — and we've got plenty of those, too.

Browse all our Mother's Day 2019 gift guides here to find budget-friendly, personalized, and unique gifts

SEE ALSO: 25 unique Mother's Day gifts that are Prime eligible and guaranteed to arrive in time

DON'T MISS: 15 tech gifts moms will actually love to get this Mother's Day

A matching pair of sneakers from their favorite startup

Allbirds Smallbirds, available at Allbirds, $55

No, we're not lying... popular shoe startup Allbirds really calls their baby shoes "Smallbirds" and it's giving us cuteness overload. They come is sizes 5T to 10T. 



A pillow spray to help them get a good night's sleep

ThisWorks Deep Sleep Pillow Spray, available on Amazon, $29

When new parents finally get a chance to catch up on some rest, they'll love having a little something to help them fall into a deeper and more relaxed sleep. A lovely blend of lavender, chamomile, and vetivert gives this pillow spray its relaxing scent. One of our reporters swears by it for a better night's sleep.



A home cleaning service they can schedule through Amazon

Amazon Home Cleaning Services, available on Amazon, from $20 per hour

You'll definitely want to coordinate with them beforehand, but there's nothing a new parent needs more than a chance to relax while someone else cleans their house. Though prices and availability vary by area, you should be able to book a cleaning professional to do any type of service around the home (including a deep clean) at around $20 per hour. 



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The 10 countries with the most superyachts in the world: RANKED

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capri italy

When you think of the world's top yachting destinations, the Mediterranean coastline and the Caribbean islands probably come to mind.

But what about the Netherlands, or the United Arab Emirates?

Bloomberg just ranked the top 10 countries in the world with the most superyachts on their coastlines, and a few countries on the list might surprise you.

The US came in first place, with 158 superyachts counted in April 2019, followed by Italy, Spain, France, and Greece rounding out the top five. 

Read more: Calling all yacht crew: Tell us what life is really like working on board a yacht, from the good to the bad to the downright wild

France saw the largest increase in the number of yachts as compared to last year, with 29 more yachts spotted off its coast in April 2019 than in April 2018.

The US and Australia, on the other hand, both saw a decrease in their number of yachts.

Bloomberg noted that the April 2019 count includes all yachts reported within two miles of the country's coastline between April 15 and April 18, 2019. The April 2018 count is based on April 9 through April 13 data. The median yacht length in the study was 160 feet. 

While there is no official definition of what makes a yacht a superyacht, the industry generally considers it to be a yacht that's longer than 79 feet and that requires a professional crew.

Here are the 10 countries with the most superyachts in the world.

SEE ALSO: Take a look inside the glitzy, 300-foot superyacht involved in the 1MDB scandal that Malaysia just sold at a $124 million discount

DON'T MISS: From basketball courts to floating helipads, here are the luxury yachts owned by some of the wealthiest people in tech

10. The Netherlands

Number of yachts in April 2019: 18

Number of yachts in April 2018: 10

 



9. Australia

Number of yachts in April 2019: 19

Number of yachts in April 2018: 26



8. United Arab Emirates

Number of yachts in April 2019:  22

Number of yachts in April 2018: 21



See the rest of the story at Business Insider

It's the worst time to buy a PlayStation 4

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PlayStation 4

With about 7 billion people on the planet, there's still a decent chance you're part of the 6.9 billion who don't own a PlayStation 4 yet. But perhaps you were thinking about getting one?

Admittedly, it's very tempting: At this point in the PlayStation 4's life, there are dozens of excellent games. And the console is less expensive than ever before — a used PS4 can go for $200 or less.

But maybe, just maybe, you should wait for the PlayStation 5.

Sony's next PlayStation console — the successor to the PlayStation 4 and the PlayStation 4 Pro — is expected to arrive in 2020. That alone shouldn't give you pause on your potential PlayStation 4 purchase.

But there's another, even more pragmatic, reason to hold out: The PlayStation 5 will run PlayStation 4 games, including the gorgeous and thrilling "Marvel's Spider-Man," seen here:

Spider-Man (PS4)

Sony confirmed as much in a recent interview with Wired, among other details about the upcoming PlayStation console.

That's good news for both existing and potential PlayStation 4 owners:

  • If you already own a PS4, your game library will transfer over to Sony's next PlayStation console.
  • If you don't already own a PS4, the next PlayStation comes with the built-in ability to run a massive library of excellent PS4 games. Win-win!

But for anyone who doesn't already own a PlayStation console, getting the newest version will let you play the most games. The PlayStation 4 can play only PlayStation 4 games, but the PlayStation 5 will play PlayStation 4 and PlayStation 5 games!

Death Stranding Golden Mask

There's another financial argument to point out here: The PlayStation 5 might be a more expensive console than usual. "I believe that we will be able to release it at an SRP [suggested retail price] that will be appealing to gamers in light of its advanced feature set," Mark Cerny, the PlayStation 4's lead architect, told Wired's Peter Rubin

When Rubin pushed on what that meant, Cerny demurred. "That's about all I can say about it," he said.

Given that the PlayStation 5 is running on brand-new yet-to-be-released processors and uses more expensive solid-state storage, it's likely to land on the higher side in terms of price. For context, the nearly three-year-old PlayStation 4 Pro model still costs $400 — the PlayStation 5 could cost even more.

So, instead of buying a PS4 now, why not save that money and put it toward a PlayStation 5 next year?

SEE ALSO: Sony just confirmed a hugely important part of the PlayStation 5: It can run PlayStation 4 games

DON'T MISS: A bunch of PlayStation 5 details just got unveiled: Here's everything we know

Join the conversation about this story »

NOW WATCH: The US won't let Huawei, China's biggest smartphone maker, enter the US market

The best apps for downloading and listening to free music on your iPhone

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Apple AirPods worlds most popular wireless headphones_woman wearing airpods_03202019

  • There are many ways to listen to music on your iPhone for free.
  • Using apps like Audiomack and FMA, you can legally download tracks for free to listen to when you don't have any connectivity.
  • Streaming apps like Spotify and Pandora have free, ad-supported modes. You can stream these songs, but you can't download them without a subscription.
  • If you have digital music files or CDs, you can download them to your iPhone for free as well.
  • Visit BusinessInsider.com for more stories.

The only thing better than music is free music, and you're no doubt on the lookout for ways to listen to music for free on your iPhone.

You might remember the days when Apple gave away a free song every week on iTunes, but those days are now gone. But that's okay; there are a number of other ways to get music on your phone for free.

Download tracks from AudioMack

If you're looking for free tunes for your phone, Audiomack is a great option because unlike some music apps, it's chock full of tracks from popular and mainstream artists. Not only is the app free, but you can listen to all of its songs for free as well (though the music player does show ads).

To download a song to your phone, just tap the download icon to the right of any track. It won't be added to your personal music library; you'll still need to play the song from Audiomack. But anything you download will be available offline when there's no internet connection available.

songs 1

Download music from the Free Music Archive

The Free Music Archive is a non-profit digital library managed by the radio station WFMU. All the music in the archive is free to download, and the FMA app gives you access to all of its tracks, organized by genre. The music collection is not vast, and most of the artists will be somewhat eclectic, but there are some good songs to discover here.

To download tracks, you need to add them to FMA's queue, and then open the queue list by tapping the button at the bottom right of the interface. Then just tap "Offline Play to download the songs to your music library.

songs 2

Stream music for free on your phone

While music from streaming services isn't technically "downloaded" to your phone, you might not mind the distinction — as long as you have an internet connection. There are a lot of streaming services with apps for the iPhone, and a number of them let you listen for free (though you will have to hear the occasional ad, just like radio). Here are a few of the many streaming apps that can hook you up with free music on your phone:

songs 3

Download your own music collection to your iPhone

Don't neglect your own collection of CDs and MP3s — you can easily copy any songs that are stored on your computer to your iPhone. You will need to connect your iPhone to your computer using a USB cable and to manage the songs in iTunes.

For complete instructions, read our article, "How to download music and other audio files to your iPhone."

Related coverage from How To Do Everything: Tech:

SEE ALSO: The best iPhone for every type of person and budget

Join the conversation about this story »

NOW WATCH: What's going on with Jeff Bezos and Amazon

Save 65% on prescription lenses at GlassesUSA and up to 60% on sale styles at Club Monaco — and 6 other sales happening now

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Insider Picks writes about products and services to help you navigate when shopping online. Insider Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

We rounded up the eight best sales and deals happening today to save you time, with savings on prescription glasses, designer watches, business casual clothes, and NFL game tickets. For even more deals and savings across the web, check out Business Insider Coupons.

GlassesUSA.com

1. Save 65% on prescription glasses at GlassesUSA.com

Rather than emptying your wallet at a traditional glasses retailer, GlassesUSA.com has  all of your favorite brands for less. Right now, you can save 65% and get free shipping on all orders. The sale includes prescription glasses and sunglasses, so you'll find great deals on whatever you need. And with the site's "Virtual Mirror" you can actually get a sense of what the glasses will look like on your face before ordering them. 

Shop the GlassesUSA.com sale now

Club Monaco

2. Save up to 60% on sale styles at Club Monaco

Club Monaco is having its mid-season sale on clothing for men and women. Now through April 30, you can save an extra 30% on sale styles automatically. Since the items are already discounted, the sale brings savings up to 60%. With a great selection of casual and business casual pieces, you'll definitely find something worth adding to your closet.

Shop the Club Monaco mid-season sale now

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3. Save up to $175 on dress shoes at Allen Edmonds

Founded in 1922, Allen Edmonds is one of the most experienced companies in the menswear and footwear space. To celebrate its anniversary, the brand is having a huge sale. For a limited time, you can get up to $175 off a wide selection of dress shoes, boots, and sneakers. In addition to footwear, the sale includes clothing and accessories. These are Allen Edmonds' lowest prices of the season, so you might not want to pass this up.

Shop the Allen Edmonds anniversary sale now

StubHub

4. Get $50 off NFL tickets at StubHub

Going to an NFL game can be very expensive, especially if you wait until the last minute to buy tickets. StubHub is having running a promotion that's perfect for football fans that are excited about the upcoming season. Now through April 22, you can get $50 off NFL tickets orders of $500 or more by using the promo code "NFLRELEASE2019" at checkout. Not only will you save the $50 from the discount, you'll likely save by shopping early. For more deals and savings at StubHub, visit Business Insider Coupons here

Shop the StubHub sale now

Jomashop

5. Save up to 75% on watches at Jomashop

Jomashop is currently having a huge sale on designer watches. For a limited time, you can save up to 75% on brands like Omega, Rolex, Breitling, Hamilton, Seiko, and Tag Heuer. You can also get free next-day air delivery on orders over $1,000 by using the promo code "FREENDA" at checkout. Whether you have a $200 budget or you're looking for an extremely expensive timepiece, you're still likely to get a great deal here.

Shop the Jomashop sale now.

Dell

6. Save up to $860 on computers and up to 40% on accessories at Dell

Dell is currently having a massive spring clearance sale — and the deals are plentiful. The savings include up to $860 off PCs and laptops, up to $349 off two-in-one laptops, and up to 40% off accessories, monitors, gaming headsets, mice, and keyboards. You can find even more great deals and savings at Dell by visiting Business Insider Coupons here.

Shop the Dell spring sale now

Dockers

7.Save 40% sitewide Dockers

Best known for its khakis, Dockers is one of the best places to shop for business-casual attire for men. Now through April 21, you can save 40% on everything by using the promo code "ANYTHING" at checkout. The sale includes business-casual essentials like khakis, shirts, ties, and belts.

Shop the Dockers sale now.

Leesa

8. Save 15% on Mattresses at Lessa

We named Leesa the best overall mattress you can buy for its superb comfort and great value (mattress prices start at just $595). But right now, you can save up 15% on all mattresses by clicking Business Insider's exclusive link. Our discount will save you up to $180 on the all-foam Leesa mattress and up to $270 on the spring and foam Leesa Hybrid Mattress. As a better deal than the current 10% off Leesa has advertised on its site, you'll want to use this exclusive offer while it's still available. 

Shop the Leesa sale now

Join the conversation about this story »

TSA catches man smuggling a handgun hidden in a DVD player at JFK Airport

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TSA GUN

  • A New York man was arrested after a handgun was discovered hidden inside a DVD player he had packed in his checked bag at John F. Kennedy International Airport on Saturday. 
  • It is legal to fly with guns and ammunition in check luggage, but only if very specific guidelines are followed. 
  • TSA regulations forbid passengers from possessing firearms on their persons and in their carry-on luggage. 
  • Visit BusinessInsider.com for more stories.

A New York man was arrested after a handgun was discovered hidden inside a DVD player he had packed in his checked bag at John F. Kennedy International Airport on Saturday. 

The Transportation Security Administration (TSA) discovered the handgun when the bag was going through security scanning. The 9mm handgun was wrapped in aluminum foil and hidden inside a DVD player, according to a TSA  press release. The gun was not loaded. 

The man, who is from Queen's, New York, was arrested at his gate before boarding a plane to Mexico. He has been charged with weapons violations. 

Read more: Boeing can't deliver the 737 Max to customers, and now the planes are clogging up its storage lots.

In the US, TSA regulations outright forbid passengers from possessing firearms on their persons and in their carry-on luggage. 

However, they may be permitted in checked luggage if very specific regulations are followed. 

"Firearms carried in checked bags must be unloaded, packed in a locked hard-sided container, and declared to the airline at check-in," the TSA said on its website. "Check with your airline to see if they allow firearms in checked bags."

"When traveling, be sure to comply with the laws concerning possession of firearms as they vary by local, state and international government," the agency added.

TSA GUNAccording to the TSA, it is not uncommon for passengers to be caught with guns and other firearms at its checkpoints. 

The TSA discovered 91 guns in the carry-on bags of the 16.3 million passengers in screened between April 8 and April 14.

Of those 91 guns, the agency said 81 were loaded and 35 had a round chambered. 

Those who are caught in possession of a firearm at a TSA checkpoint can be arrested or subject to a fine of up to $13,333. 

SEE ALSO: Jet Airways is on the brink of collapse. Here are 5 airlines that have gone bust since October.

FOLLOW US: On Facebook for more car and transportation content!

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NOW WATCH: Elon Musk said Model 3s will come out of China by the end of 2019 — here's why that's hard to believe

12 places you can retire in the US where the typical home value is less than the cost of a new car

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retirement retirees

Picking a place to retire boils down to a number of factors.

There's weather and climate, retiree taxes, access to healthcare, cost of living, and housing affordability to consider. But depending on how much you're saving for retirement, the latter might be the most important item to check off the list. Homes are getting more expensive: the median home value is $226,300, according to Zillow.

But that's not to say more affordable homes don't exist. We teamed up with Zillow to find some of the most affordable places to retire, where the median home value is less than the average cost of a new car (and therefore the car's value)— about $37,000, according to Kelley Blue Book. While a few of these cities are in the Carolinas, most are sprinkled throughout the Midwest.

Below, take a look at places you can retire in the US for less than the cost of a new car.

SEE ALSO: The 50 best places to retire in America for 2019, ranked

DON'T MISS: Florida is one of the best places to retire in America — here's exactly how much it costs for a dream retirement in the Sunshine State

14. Eldorado, Illinois

Median home value: $35,900

Eldorado is in Saline County, Illinois. Its cost of living is about 25% lower than the US average.



12. Princeville, North Carolina

Median home value: $34,400

Princeville, North Carolina, was founded after the Civil War. As of 2010, it had a population of 2,082.



10. Jonesboro, Louisiana

Median home value: $33,300

Jonesboro is in Louisiana's Jackson Parish, where it serves as the parish's railroad, agricultural, industrial, and governmental center.



See the rest of the story at Business Insider

34 Prime-eligible Mother's Day gifts on Amazon that are all under $25

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Insider Picks writes about products and services to help you navigate when shopping online. Insider Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

Driftaway mother's day

  • Finding the perfect Mother's Day gift doesn't have to require months of preparation or hundreds of dollars.
  • Below, I've rounded up 30+ of the best gifts on Amazon — all under $25 and Prime eligible. 
  • For more gift ideas, you can find our gift guides for Mother's Day 2019 here

If the enthusiastic reaction of moms everywhere to handmade cards, misshapen ornaments, and school plays is any barometer, getting your mom a great gift doesn't have to mean emptying your wallet.

And thanks to Amazon Prime's two-day shipping perk, it also doesn't require weeks of planning or circling the mall's packed parking lot for 15 minutes. 

Amazon is also perhaps the retailer with the most advantage where affordable, great gifts are involved. It's home to a horde of quality, cult-favorite products — though you may not have the time to get through all of them yourself. Thankfully, that's what we're here for, and we've created a cheat sheet below. Scroll to find 30+ of the gems that are Prime-eligible, under-$25, and solid gifts you can feel good about giving Mom this year. 

Below are 35 great Prime-eligible Mother's Day gifts under $25: 

Don't have Amazon Prime? Sign up for a free 30-day trial here to access all the benefits, including free two-day shipping. 

A deep-conditioning hair mask

Hydrating Argan Oil Hair Mask, $12.30

Encourage Mom to take some time to pamper herself with this deep conditioning treatment. It'll cost you fewer than $15, has more than 3,500 five-star reviews, and was ranked the best hair mask for damaged hair in the Insider Picks Buying Guide. 



A hair towel that cuts drying time by 50% and prevents damage

Aquis Original Hair Turban, $24.99

Aquis' cult-favorite hair towels can cut the amount of time it takes your hair to dry in half — a claim we're happy to report holds up. The proprietary fabric also means there's less damage to wet hair while it dries.



A stainless steel water bottle for temperature regulation

Takeya Actives Insulated Stainless Water Bottle with Insulated Spout Lid, from $18.62

Takeya's affordable sport water bottle is perfect for running errands or hitting the gym. It's sleek, durable, and its double-wall vacuum insulation will keep drinks hot up to 12 hours and cold drinks cold for up to 24 hours.

A few Insider Picks team members swear by Takeya bottles. I found ice cubes in this model 24 hours after filling it



See the rest of the story at Business Insider

This company replaces only the lenses on your glasses so you don’t have to throw out your favorite frames — it’s easy to use and starts at $77

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Insider Picks writes about products and services to help you navigate when shopping online. Insider Inc. receives a commission from our affiliate partners when you buy through our links, but our reporting and recommendations are always independent and objective.

Lensabl

  • Getting a new set of lenses to fit your current glasses no longer has to mean a trip to the eye doctor.
  • Starting at just $77, Lensabl offers up a new way to get your lenses replaced at a fraction of the cost.
  • You just drop off your old glasses off in the mail, and in about a week, have a brand new set of specs to help you see the world. 

I'm very attached to my glasses — or rather, the frame. It's from Toms, it fit my face, I've had it for years, and frankly, it's like an old friend.

Alas, as durable as the frames have been, the lenses have proven a bit less reliable. Between the scratches, marks, and the seemingly permanent smudges, even the best set of frames can be made less than perfect by an unfortunate pair of lenses.

Enter Lensabl, a new mail-in lens service that has just given me a new lease on my old glasses.

Contacts delivery services have been around for years, but glasses delivery seems like a newer concept. As it turns out, it's pretty brilliant.

Lensabl allows you to cheaply replace your tired lenses with a new or existing prescription, all while keeping your favorite frames. And rather than having to go through the whole process at a physical shop, Lensabl will do everything for you by mail. Just place your old set in Lensabl's protected packaging, take it over to a UPS drop-off or store, and receive your new (yet familiar) set of specs a few days later.

Lensabl

I'll admit — I was a bit skeptical of the process at first blush. I'd spent years visiting eye doctors (and subsequently the friendly neighborhood Lenscrafters) for my poor, tired eyes. The entire process was inevitably time consuming. No matter how much I liked my existing pair of frames, a new prescription always seemed to require a new set of glasses so I would spend hours browsing through different styles, squinting at myself in an attempt to gauge their aesthetic merits. For some reason, it had never even occurred to me that I could keep my frames and still get a new set of glasses. Like I said, that's the brilliance of Lensabl.

Not only does it help cut down on wasteful excess because you don't have to throw out your existing frames, but Lensabl also offers a much more economical way to update your glasses. Thanks to its direct-to-consumer model, the company cuts out all the costs associated with the middleman, which means that you're paying a much lower price than you would at a traditional retailer.

In fact, Lensabl lenses start at $77 and include a number of bonus features for which you would generally have to pay extra like anti-reflective properties, scratch resistance (which is key), and UV protection for the outdoorsy among us.

Lensabl 3

Going through the Lensabl process is a breeze. After selecting the type of lenses you want (prescription, reading, or non-prescription), you'll have the option of choosing your prescription type. Lensabl offers single vision for distance, single vision for reading, progressive standard, multi-focal lenses, multi-focals that have no visible line, bi-focals, and progressive offerings. You'll then decide if you want clear, blue light-blocking, sunglass, or transition lenses, and then have the opportunity to choose from a number of different materials. The standard CR39 is the cheapest option, but you could also opt for high-index glass lenses.

If you're interested in upgrades like polished or rolled edges, or blue-light blocking properties, you'll have the chance to select those at the end. Otherwise, just enter your prescription (or email it to Lensabl later), and you're ready to rock and roll. The company will send a padded box for your current glasses, and send you back a clever triangular prism-shaped case with your new and improved specs. I also appreciated the inclusion of a cleaning kit with lens cleaning solution and a microfiber wipe.

My Toms are now as good as new (if not better), and the world looks sharper than ever, which I am super happy about. And as difficult as it was to be separated from my glasses for a few days, the payoff has been nothing short of delightful. So if you're thinking of getting a new pair of glasses, perhaps the answer is just a new pair of lenses through Lensabl.

Click here to get new prescription lens in your frames from Lensabl starting at $77

Join the conversation about this story »

How to unlock an iPhone you've forgotten the password to, even if it's disabled

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  • If you enter the wrong passcode too many times, you will be locked out of your iPhone. There's no way to bypass the passcode without factory resetting the phone.
  • Using iTunes, you can reset your disabled iPhone to its factory settings and then restore your apps and data from a recent backup.
  • If you don't have iTunes or a computer nearby, you can restore the iPhone to factory settings using Apple's Find My iPhone web page.
  • Visit BusinessInsider.com for more stories.

The good news about iPhone security is that a thief or over-curious stranger has virtually no chance of getting to the data on your phone unless you've put the passcode on a yellow sticky note and affixed it to the back of the case. (Even the FBI has been unable to crack suspects' iPhones after major crimes.)

After entering the passcode incorrectly just a few times, your iPhone will lock you out from attempting more codes for a short time. Continue to enter the wrong passcode, and you might find yourself locked out permanently.

Here's what you can do if that situation arises.

How to unlock a disabled iPhone using a computer

If your iPhone is disabled, the bad news is that there's no way to bypass the passcode and simply restart the iPhone; if that were possible, anyone would be able to do that, and it would defeat the point of the passcode's security.

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Instead, you need to reset the iPhone to its factory settings and then restore your apps and data from a backup. It's worth pointing out that this is one reason you should always have a current backup. See our article, "How to backup your iPhone to iCloud, your computer, or an external hard drive," to make sure your iPhone is regularly creating a backup.

1. On your computer, start iTunes and connect your iPhone using a USB cable.

2. Start your iPhone's recover mode. Depending on which model iPhone, you'll need to do one of these two things:

  • If you have an iPhone 8 or later, press the Volume Up button, followed by Volume Down, then press and hold the Power button until you see the "connect to iTunes" screen.
  • If you have an iPhone 7, press and hold the Power button for three seconds, then swipe the "Power off" slider to the right. Finally, press and hold the Volume Down until you see the "connect to iTunes" screen.
  • If you have an iPhone 6s or older, press and hold the Power button for three seconds, then swipe the "Power off" slider to the right. Then press and hold the Home button until you see the "connect to iTunes" screen.

3. On your computer, click "Restore."

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4. After this process completes, your iPhone will be reset to its factory conditions. Then follow the on-screen instructions to restore your iPhone with a recent backup.

How to unlock a disabled iPhone using Find My iPhone

Another way you can accomplish the same thing is by using Apple's Find My iPhone feature, which lets you track your iOS devices and — worst case — reset them if they're stolen and can't be recovered. You can take advantage of that ability for your disabled iPhone as well.

1. Open the Find My iPhone website in any web browser.

2. Find your iPhone in the list of devices in the drop-down menu at the top of the screen and click on it.

3. Click "Erase iPhone" and then click "Erase" to confirm. You'll still need to enter your Apple ID password to do this, but you won't need the iPhone's passcode.

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4. After it's erased, it'll be returned to its factory settings and you can follow the directions to restore the iPhone with a recent backup.

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