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How much money to ask for during your next salary negotiation

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woman thinking negotiating boss smiling happy

  • Knowing how much money to ask for in a salary negotiation is crucial for any job seeker.
  • Asking for 10% to 20% more than what you're currently making isn't a bad idea.
  • But you're going to have to put in some research before you just go with that formula.


How much money should you ask for in a salary negotiation?

It's a tricky question. The fact that salary negotiations can be extremely stressful doesn't help matters, either.

When you're finally down to the wire on your impending job offer, there will come a time to talk numbers, Lynn Taylor, national workplace expert and author of "Tame Your Terrible Office Tyrant: How to Manage Childish Boss Behavior and Thrive in Your Job," told Business Insider.

"That one last conversation — where you negotiate salary — can unnerve even the most savvy job seeker," she said.

Fortunately, there are strategies for hashing out your salary or a raise with an employer.

Here's how to find out how much money you should ask for in a salary negotiation, and how to get it:

SEE ALSO: The 40 highest-paying jobs you can get without a bachelor's degree

DON'T MISS: Negotiate your way to a higher salary with 8 tips from a Harvard professor who teaches people how

Do your homework

To prepare for a salary negotiation, you'll want to do your research ahead of time and figure out what someone with your experience and skills typically makes in this particular role. 

Once you hear their offer and it's time to negotiate, you should keep those numbers in mind, "but also consider the nature of the first offer and how much bargaining power you think you have," Taylor said.

You should also take into consideration whether you're currently under- or overpaid



Ask for 10% to 20% more than what you're currently making

As a general rule of thumb, it's usually appropriate to ask for 10% to 20% more than what you're currently making.

That means if you're making $50,000 a year now, you can easily ask for $55,000 to $60,000 without seeming greedy or getting laughed at.

"If the original offer is on the low side of the scale, you have more leverage," Taylor said. "If you get an offer for 20% over your current salary, you can still negotiate for more — ask for an additional 5% — but know that you're already in good stead."

Asking for 10% to 20% more is also a good option if you're looking for a raise from your employer.

That being said, Taylor said to not be afraid to "go big on your first negotiation."

"Just be sure you're using market salary ranges as your data point," she said.



Put your knowledge to use

The first step of winning any negotiation is actually sitting down to negotiation. So don't just accept the first offer you get from a prospective employer.

While most employers expect you to come back with a counteroffer, many job candidates avoid the practice and leave money on the table.

"You don't have to be one of them," Taylor said. "You'd be well served in your career to become comfortable with the process. You get one chance to accept a final compensation package at your company, so be prepared to make a persuasive argument."

Jacquelyn Smith wrote a previous version of this article.



See the rest of the story at Business Insider

Bruce Springsteen's one-man Broadway show is coming to Netflix this year

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Bruce Springsteen

  • Bruce Springsteen's one-man Broadway show, "Springsteen on Broadway," will stream on Netflix on December 15, the company announced. 
  • Springsteen's show, which mixes his decades of music with intermittent personal stories, is still running on Broadway until December 15.
  • The Netflix performance will reportedly be filmed this week before an invitation-only audience, according to The New York Times.

"The Boss" is coming to Netflix.

A recorded performance from Bruce Springsteen's one-man Broadway show, "Springsteen on Broadway," will stream on Netflix on December 15, the company announced Wednesday. 

Springsteen's show, based on his autobiography "Born to Run" and mixing his decades of music with intermittent personal stories, earned ravereviews upon its launch in October 2017. In March, the show extended its run to 236 total dates, stretching from July through a final performance on December 15.

The Netflix performance will reportedly be filmed this week before an invitation-only audience, according to The New York Times. "Springsteen on Broadway" is written by Bruce Springsteen, and directed and produced by Thom Zimny, the director of Springsteen's Emmy-winning 2001 concert film "Bruce Springsteen & The E Street Band: Live in New York City."

"We are thrilled to bring Bruce Springsteen — a master storyteller, humanitarian and voice of the everyman — to Netflix in this historic one man show," Ted Sarandos, Netflix chief content officer, said in a release. "This groundbreaking experience defies the boundaries of theater, concerts and film and will give our global audience an intimate look at one of the biggest cultural icons of our time."

"The purpose of the film is to bring this incredibly intimate show to Bruce’s entire audience intact and complete," Springsteen's manager, Jon Landau, said. "In addition to its many other virtues, Netflix has provided for a simultaneous worldwide release which is particularly important for our massive international audience. Ted Sarandos and the entire company’s support has been a perfect match for Bruce’s personal commitment to the filmed version of 'Springsteen on Broadway.'"

SEE ALSO: The 10 countries where Netflix is the most popular

Join the conversation about this story »

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9 things productive people do before noon

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Productivity

  • Productivity often begins in the mornings, with productive people tackling many of their tasks in the early hours.
  • Along with health benefits, being a morning person can help you capitalize productivity and achieve success.
  • Here are nine things people do before noon to increase productivity.

 

We can’t all be morning people, but according to a recent study, you might extend your time on Earth if you could just wake up a few hours earlier each day.

Researchers studied over 430,000 people, aged 38 to 73, for six and a half years to see how their "early bird" or "night owl" lifestyles affected their health and wellbeing. The results proved that health-wise, night owls may be at a disadvantage. They have an increased risk of developing a psychological disorder, diabetes, respiratory diseases, and gastrointestinal diseases.

But getting an early start offers more than just health benefits — being a morning person may increase daily productivity and career growth.

According to biologist Christoph Randler, individuals who perform best in the early hours may be more likely to achieve their career goals than those who don’t. His research, published in the Harvard Business Review, surveyed about 400 university students and found that morning people tend to be more proactive than those who are at their best in the evening. (The jury’s still out on whether being an early bird is innate or can be learned, however.)

Here's what nine super-productive people do before noon to keep their momentum going all day.

SEE ALSO: The 8 smartest things I did when I started my new job

1. They divide their day in 2

The founder and creative director of Men's Style Pro, Sabir Peele, swears by splitting up his day to keep his creativity flowing.

"I list a maximum of 10 tasks that I want to crush by noon. To stay interested in what I’m doing, I do the most important tasks at the top of each hour and then handle emails. After I finish two tasks, I do 20 push-ups," he told Business Insider.

As for the second portion of his day (between noon and 5 p.m.), he takes a different tactic. "I focus all of my attention on meetings and just pure content creation — both of which are extremely time-consuming tasks," he said.



2. They get in early

Pediatrician Dr. Meghan Brooks, DO, balances motherhood and caring for her young patients day after day by getting ahead of the curve.

“I always get in at least a half an hour before my patients are due. Being able to check their charts and call parents with test results or follow-ups is key,” she said. “And on other days I use that time to drink my coffee and make sure appointments and school forms are complete for my own girls.”



3. They take 'me' time

By taking some time for herself each morning, New York-based senior editor and new mom Rachel Bowie boosts her mood and overall productivity.

“It’s so easy to get stressed about my lengthy to-do list when I’m handling diaper changes and my four-month-old’s schedule. So, every morning in the shower I count from one to 180 (three minutes total) and use that time to just be present,” she said. “As silly as it sounds, spending that time appreciating the solitude of my bathroom and a rejuvenating shower instead of letting my brain race through my day has a calming effect that keeps me more centered.”



See the rest of the story at Business Insider

The billionaire owner of the Miami Dolphins just invested in this coffee chain that's about to take over the US. Here's what it's like to visit.

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bluestone 1095

  • Bluestone Lane, a New York-based, Australian-inspired coffee chain, plans to expand to 100 locations over the next three years.
  • The expansion comes with the help of Miami Dolphins owner and billionaire investor Stephen Ross. 
  • According to Bluestone Lane founder and CEO Nicholas Stone, who spoke with Bloomberg, the chain is focused on providing "more than simply a caffeinated product" and focuses just as much on aesthetic elements and freshly prepared food as it does on coffee. 

Bluestone Lane is about to take over the United States.

The New York-based, Australian-inspired coffee chain is winning over millennials with the help of Instagram-ready restaurants and fresh, healthy foods like avocado toast and almond oatmeal.

Nicholas Stone, founder and CEO of Bluestone Lane, said in an interview with Bloomberg: "Millennial customers are discerning and focused on more than simply a caffeinated product. That's why Bluestone is focused on a providing a broader experience that includes service and aesthetic elements as well as freshly prepared food like avocado toast."

Bluestone Lane, which launched in 2013, currently has 30 locations in New York, New Jersey, Pennsylvania, California, and Washington, DC, and it plans to expand to 100 locations in the next three years.

The massive expansion project is funded in part by billionaire Stephen Ross, chairman of Related Cos. and owner of the Miami Dolphins, who recently participated in a $19.5 million funding round to acquire a minority stake in Bluestone Lane's business, Bloomberg reported. March Capital Partners' Jamie Montgomery, JAWS, and Apax Partners also contributed to the round. 

This isn't the first small coffee chain that's won over investors — Ross' investment in Bluestone Lanes echoes Nestle's acquisition of the trendy Blue Bottle Coffee and Peet's Coffee's acquisitions of Stumptown Coffee Roasters and Intelligentsia, both of which started as small, independent coffee roasters and have since grown to see mainstream success. 

See why Bluestone Lane is the next coffee chain poised to take over the US: 

SEE ALSO: 13 popular fast-food menu items that are surprisingly perfect for vegans

The Bluestone Lane I visited was a smaller location in an office building. Bluestone Lane's locations are divided into two categories: small, coffee shop locations and cafés with more extensive seasonal menus.



The inside was decorated with marble countertops, green tile walls, and an abundance of plants. It had huge windows and bright lights, making it an inviting space.



The walls had vintage maps, photos of Australia, and sayings like "g'day mate" written on chalkboards. There were only a few benches for seating, but it didn't feel cramped or claustrophobic.



See the rest of the story at Business Insider

5 mistakes we made when we bought our first house

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Buying a house

  • Buying a home is a process that requires years of saving, careful planning, and a ton of effort to ensure you find the perfect place.
  • But when you buy your first home, there are certain things you may not realize you should do, and not knowing can have huge financial consequences.
  • Here are five mistakes I made when I bought my first home that could have been avoided.

 

My wife and I bought our first home back in early 2011. It was a charming, ranch-style house nestled just below the foothills of Glendale, California that was built in 1928. It still boasted many of its original charms, such as a massive window looking out on a 2,450-foot mountain, a stucco fireplace, and a vintage dining room chandelier with stained glass panels.

We did a lot of things right during the home-buying process, one of them simply being the timing: We bought while the housing market was still near a multi-year nadir due to the financial crisis, and the property appreciated remarkably over the next five years. We also saw the potential in the large but neglected and overgrown yard and the rundown garage, which we cleared and restored, respectively, over the course of several months.

Of course, being first-time homebuyers, we also made plenty of mistakes. Some of them turned out to be relatively minor, such as not repainting rooms before moving in furniture or choosing the wrong places for storing cleaning supplies, linens, and other household goods. These issues could be resolved quickly and without long-term issue.

But we also made a few mistakes that would prove to be much larger problems that often came with commensurate costs.

SEE ALSO: 10 hard truths no one tells you about buying a house

1. We went too cheap on the home inspection

Before you buy a home, you really should get it inspected. Wrongly assuming that one inspector must be as good as the next, we went with the cheapest guy we could find. And we ended up paying for it many times over down the line.

The quick-and-dirty inspection didn't turn up pipes so rotted that they failed literally the first day we moved in, a roof that would require replacing in less than three years, and a fireplace flue that was far too small for the current codes.

Had our inspector found and reported these issues, we could have negotiated the sale price down and/or required the sellers to address the issues before completing the purchase. Once the contracts were signed, all of the issues were ours.



2. We rushed the landscaping

Our first home was set on an 8,300 square foot property, which was large for the area and massive for a couple moving out of an apartment with a small patio. After getting a $20,000 quote from a professional landscape design company, we committed to doing all our landscape work ourselves.

Over the course of many weeks, my wife and I and a few friends cleared brambles, underbrush, weeds, dead trees and shrubs, and cleared and leveled the long-neglected land. Then we seeded a large area to grow a lawn, planted a few trees, shrubs, and flowers, and had a company install a patio.

Within a few months, the patio was still looking great, but all but one of the trees had died, the grass was down to a few muddy patches that I hadn't overwatered, and the bushes were largely on life support.

In the rush to get the yard completed, I didn't take the time to learn enough about how to grow new grass, which plants would work best given the sunlight and irrigation situation, and so on. Basically every dollar and hour invested into the first iteration of the yard was wasted, save for the education that came with it.



3. We furnished before living in the space

When you move homes, certain pieces of furniture move with you. Whether it's a favorite chair, a comfy couch, or a bedroom set that works well in the new place, there's no reason to toss perfectly good furniture just because you're moving. But when the move is to a larger home, you are going to need some new stuff, too.

We kept our apartment for two months after buying our house, since we were doing so much work on it both outside and in. We were eager to have the home as ready as possible when we finally did settle there. So we bought a new couch, chairs, and coffee table for the living room, accepted some hand-me-down antiques for the guest room, and bought a media center for the den.

Within a year, we had replaced everything but the couch. None of the other furniture suited our functional needs, nor did it work with the items we brought along from our apartment. Had we waited to furnish the place once we lived there, we would have done it right the first time.



See the rest of the story at Business Insider

Nobody wants to buy the world's largest log cabin

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Granot Loma

A hunter's paradise is having a hard time finding a buyer.

It's called the Granot Loma, and according to the listing, it may be the largest log-cabin lodge in America.

With a private marina and 5,000 acres of surrounding woodlands, the 26,000-square-foot house was listed for a staggering $40 million in 2015 making it the most expensive house in Michigan.

Bob Sullivan of Northern Michigan Land Brokers formerly had the listing. It is now for sale by its owner for $20 million — a discount of more about 50%.

Keep scrolling for a tour of its taxidermy-filled interiors.

SEE ALSO: Nobody wants to buy this $12.5 million Brooklyn mansion with connections to mobsters and Russian heiresses

Called Granot Loma, this gigantic log cabin sits on the shores of Lake Superior, north of Marquette, Michigan.



It was built and named in 1923 by its original owner, financier Louis G. Kaufman.



Kaufman played a pivotal role in the founding of General Motors, where he was on the board for 20 years.



See the rest of the story at Business Insider

How this Instagrammer turns piles of books into works of art

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James Trevino doesn't just read a lot of books, he also collects them and turns them into works of art. Who said print was dead? He's is a bookstagrammer, who shares his love of books with his fans through conversation and colorful self portraits that takes hours to put together. We chatted with Trevino to find out how he does it. Following is a transcript of the video.

James Trevino: My name is James. I'm from Romania. I'm 24 years old, and I do this thing called Bookstagram.

It's this community on Instagram for people who obviously love to read.

The first thing I did were these videos: book dominoes.

And I started this angel series, where I had wings made of books, because I have this weird obsession with angels and supernatural.

I finished law school last year and decided to take a year off. I felt like I needed a break. It was a bit restrictive with my creativity.

I get about 80% of my books online. I never pick them because of their color. I don't have enough money to spend on something like that, and I'm actually blessed enough to have already enough books so that they are pretty much enough for any project I have in mind. I have about 1,150, something like that.

Part of them belong to my father and are classics, and I don't particularly enjoy classics.

I actually never bother organizing them unless I have to take a pic. Otherwise, no. First of all, I have to come up with an idea, and that is usually easier said than done.

I have this friend, Elizabeth, who helps me with most of my pics. We brainstorm together. I take my pics in bulk, about once or twice a month.

Some of them are fandom based, because fandom-based pics do way better.

We usually bring out the books, we put them on the floor, and we do at first a few pics without me in them to see if they fit all right and all that stuff, and then finally we take about 100 shots and we hope one of them is good. And the whole process takes about, I don't know, two to three hours per pic.

Sometimes you need to add details that are impossible to create with books.

I had this idea a while back to do the Deathly Hallows symbol from Harry Potter, and basically it is a big, big triangle, and in the middle of it, there is basically a vertical line. And I was supposed to be that vertical line, and I was just too big to fit. That was taken in two parts, like one was me alone, and the other one was the triangle, and with the editing and everything it took about six hours total.

My favorite book series is "Harry Potter." It was love at first sight. I discovered it when I was about 13 or so, and before then, I actually hated, I hated reading with a burning passion. It was just so bad. Like, when my parents tried to force me to read books, I would actually end up throwing them away.

Join the conversation about this story »

7 things I wish I'd known before adopting a dog

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Dog

  • Dogs provide happiness, companionship, and unconditional love to owners all over the world.
  • Despite the benefits of adding a new pet to your family, certain dogs can have more health problems, be more prone to anxiety, and cost more than you think — especially if you’re adopting.
  • Here are seven things I wish I knew before adopting a dog.

 

I had just broken up with my boyfriend of three years when I decided to take the plunge and adopt my first dog. When I went to the shelter and surveyed the pups up for adoption, my gaze settled on a miniature dachshund, lounging on a pillow, seemingly oblivious to the commotion around him as the other dogs jostled for my attention.

It was love at first sight, and that weekend, I took Finnegan — Finne for short — home.

That was eight years ago. And although I grew up with dogs, having one that's solely my responsibility has been a learning process. I expected nonstop cuddling and play time, but things haven’t gone as smoothly as I had hoped.

Here are seven things I wish I'd known before adopting a dog.

SEE ALSO: What having a dog does to your brain and body

1. Rescue dogs may experience more separation anxiety

When I brought Finne home, he would not leave my side — he was my permanent shadow. And when I’d leave home — after placing him in his crate, as professionals recommend— he would go berserk. Not only would he cry and bark endlessly (just ask my neighbors), but he would also urinate and defecate in the crate.

Now, I know that my dog was showing symptoms of separation anxiety, which the ASPCA says is common in dogs adopted from shelters.



2. Crate training doesn’t always work

I thought Finne would eventually get used to his crate, but he didn’t. When I told friends and family how much he hated the crate, including his having accidents in it, they were shocked.

Dogs often come to see their crates as their homes — crate training appeals to dogs as den animals, according to The Humane Society of the United States. Since the crate is their den, dogs don’t usually make a mess of them.

However, The Humane Society also acknowledges that crate training isn’t a solution for dogs with separation anxiety, and they may even injure themselves trying to escape their crates to reunite with their beloved person.



3. Dachshunds are difficult to train

Another factor that played a role in the training challenge was that dachshunds, although intelligent, are stubborn, independent, and difficult to train, according to the American Kennel Club. Once I realized this truth, I resigned myself to the fact that Finne wouldn’t be playing fetch or rolling over any time soon.



See the rest of the story at Business Insider

15 signs you're about to be promoted at work — even if it doesn't feel like it

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happy man work job worker glasses smiling

  • If you've been working towards getting a promotion at work, you're probably wondering what are the signs your boss wants to promote you?
  • Sudden invitations to meetings and lunches you were previously excluded from could be indications you're about to be promoted.
  •  Keep an eye out for a combination of these and other signs to know if you're being groomed for promotion.

Maybe there's a sense of euphoria in the air that you can't quite pinpoint.

Or perhaps you have a new sense of confidence at work.

It might be because you're finally getting that promotion at work, but it's hard to tell for sure until it actually happens.

Thankfully, "there are some telltale signs that you may at long last be getting that coveted promotion — you just need to look for them," Lynn Taylor, a national workplace expert and the author of "Tame Your Terrible Office Tyrant: How to Manage Childish Boss Behavior and Thrive in Your Job," told Business Insider.

"But remember, false reads on promotions happen every day, so even if you think you see the signs, you'll want to remain as neutral as possible and stay focused on doing your best work."

Michael Kerr, an international business speaker and author of "The Humor Advantage," told Business Insider that the signs aren't always obvious, but people can usually tell if they are being considered for a new role.

"Being self-aware is a critical skill for anyone to develop and so you should, ideally, always have a reasonably good sense as to how you are perceived by your colleagues and senior leaders," Kerr said. "And talking about your career goals and potential career paths should be a conversation you have on a fairly regular basis with your boss."

Whether you're having those discussions or not, you'll still want to keep an eye out for the signs a promotion might be in your future. Here are 15 of them:

SEE ALSO: A counterintelligence expert says most of us think about getting hired and promoted all wrong

You're suddenly invited to meetings that you were previously excluded from

"This is a great sign, especially if your advice is sought during these meetings and you're asked to lead future ones," Taylor told Business Insider.

And if you're in meetings with senior management, managers from other departments, or key clients, Kerr said that "reflects a great deal of trust in your abilities."

 



You've been asked to take on a special assignment or project with added responsibilities

Yes, it's extra work — but it's also a sign that you're trusted to take on more duties. 

"It shows that you've earned the trust of at least your immediate leader and it's a great opportunity to grow and demonstrate new skills," Kerr said.



Your boss is being promoted

If you have an excellent working relationship with your boss and work closely with them, it's good news for you when they move up. 

It's possible that you'll join them on the higher rung of the ladder, Taylor said. 



See the rest of the story at Business Insider

Moderate drinking could increase male fertility, according to a new study

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man wine

  • A new study suggests drinking in moderation could boost male fertility.
  • Men who drank four to seven units a week had higher sperm counts and semen volume.
  • But the study comes with limitations, such as people self reporting their drinking habits.
  • More research is needed to really know what the impact is.


There's no doubt that drinking too much alcohol is pretty bad for you, but it's hard to keep up with whether or not drinking in moderation can have positive benefits.

For example, past research has appeared to show how having a few drinks a week may improve heart health. But some studies have since been revised, due to poor methodology or the fact that they were funded by the alcohol industry.

Scientists are trying to clear up the confusion, and one study earlier this year did find people who drink in moderation could actually live longer than teetotalers. And according to a new study, published in the journal Andrology, men who drink around four to seven units of alcohol a week may be more fertile than those who drink less.

The researchers recruited 323 men, about 10% of whom were teetotal, 30% drank one to three units a week, 30% drank four to seven units a week, and the remaining 30% drank more than eight units a week.

According to the results, drinking four to seven units a week was linked to higher sperm count and semen volume. In other words, the men who drank moderately were likely to be more fertile.

The study adds to a convoluted body of research. For instance, one study from 2014 found that sperm concentration and total sperm count were negatively associated with alcohol intake. Another study from 2005 suggested semen volume and sperm concentration were lower in alcoholics compared with abstainers.

"However, in other studies alcohol did not seem to play any role," Elena Ricci et al wrote in the new paper. "The inconsistency between our findings and previous studies may be due to the different way of categorization of alcohol consumption and to the different drinking habits of the populations studied."

There's also the problem with self reporting, which can skew results. People tend to be dishonest — intentionally or not — when they talk about things like their sex lives, drugs, and alcohol consumption.

Ricci said in a statement that in Italy alcohol consumption is common, but usually limited to small quantities, and "since the dose makes the poison, they are counselled to limit but not avoid alcohol."

Drinking excessively is notoriously bad for health, and has been shown to lower testosterone and sperm levels. But when it comes to drinking in moderation, more research is needed to conclude what the real benefits and costs are.

In terms of fertility, recent research has shown how diet can have an impact. Earlier this year, a study found that eating two handfuls of nuts a day could improve men's sperm counts. Certain vitamins, such as zinc, have also been associated with women going into the menopause later.

SEE ALSO: Eating nuts could boost fertility in men, according to a new study

Join the conversation about this story »

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I've traveled to 25 countries, and here's my checklist for exactly what to do weeks, days, and hours before an international trip

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tourist traveler sightseeing italy

  • Summer travel may be relaxing, but the two weeks before an international trip can often be a stressful ordeal.
  • We've laid out the most important things to do in the weeks, days, and hours before your big trip.
  • They include confirming your reservations, buying an international adapter, and setting up an out-of-office email.


You've booked your flight, acquired your visa, and made your reservations.

Congrats! Your international vacation is right around the corner.

Your hard work is likely just beginning, however. The two weeks before a big trip can often be a stressful ordeal, between packing, researching your destination, and scrambling for last-minute items.

I've traveled to more than two dozen countries and know just how agonizing those final two weeks before a trip can be. That's why I've developed a checklist that reminds me of all the little things I need to accomplish, like confirming my reservations ahead of time, setting up an out-of-office email, and alerting my bank of my travels.

Here's what you need to do to prepare for your big vacation abroad, from two weeks out to the final hour.

SEE ALSO: 16 foods around the world Americans are missing out on, from bunny chow to stroopwafels

DON'T MISS: 13 places to visit in August for every type of traveler

Two weeks before your trip

Focus on confirming your bookings and taking inventory of your supplies.



Confirm your reservations

Two weeks before I leave for an international vacation, I like to confirm my reservations for my flights, hotels, transportation, and any activities I have planned at my destination. It will give you peace of mind to know the logistics of your trip are set and all you need to do is get there.

 

 



Decide what you'll do with your phone

It's likely that wherever you travel abroad, you won't be able to use your US phone without running up a hefty tab. If you're fine with going your entire vacation without making a phone call or using data, go ahead and set your phone to airplane mode and forget about it. But if you anticipate needing to be in touch with people, consider buying a local SIM card for your phone, or purchasing a cheap prepaid phone once you get there.



See the rest of the story at Business Insider

Sales are soaring at Meghan Markle's favorite affordable brand. Here's everything you need to know about it.

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meghan markle

  • When Meghan Markle or Kate Middleton wear a new item in public, it's not uncommon for it to sell out almost immediately. 
  • Canadian retailer Aritzia told investors that it had experienced a boost in sales in the first quarter after Markle had been photographed wearing its clothing. 
  • "By all accounts, Meghan remains a huge fan of Aritzia," the store's CEO and founder, Brian Hill, said during a call with investors. 

The world has gone Meghan Markle mad, and it's playing into the hands of the brands she chooses to dress in. 

Markle has followed in the footsteps of her sister-in-law, Kate Middleton, to become a global style icon. It's not unusual for any items that are worn publicly by either of these women to sell out almost immediately.  

Canadian retailer Aritzia is the latest store to see a boost from this. In its most recent quarterly results, reported in July, the company said that same-store sales were up by 10.9%. Part of its success was attributed to its celebrity endorsements, including Meghan Markle, the company said.

"By all accounts, Meghan remains a huge fan of Aritzia," CEO and founder Brian Hill told investors during a call this month.

Hill added that after Markle was photographed in one of the company's trench coats, it sold out within six hours.

While Markle is actually from the United States, she spent seven years in Toronto filming on the set of "Suits," and it was here that she likely came into contact with the brand.

Aritzia isn't the only designer to profit from the so-called "Meghan effect." When Markle and Prince Harry announced their engagement in November, Markle's $750 white coat from Canadian brand Line The Label sold out minutes after the photos were released, crashing the brand's website. 

The P.A.R.O.S.H. dress and Aquazzura shoes she wore also sold out almost immediately.

Find out more about the affordable Canadian brand that Markle loves:

SEE ALSO: Meghan Markle's and Kate Middleton's fashion choices can lead to huge spikes in sales — here are some of the brands they love

Aritzia was founded in Vancouver in 1984.

Source: Aritzia 



Since then, the company has grown to have 65 stores in Canada and 22 in the US.

Aritzia did not immediately respond to Business Insider's request for comment on whether it has plans to grow in the US.



The store sells a mix of its own labels ...



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Chance the Rapper bought the local Chicago news site Chicagoist 'to run you racist b------ out of business'

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Chance the Rapper

  • Chance the Rapper bought the assets for the local Chicago news site Chicagoist, he announced on Wednesday.
  • He references his acquisition of the site in one of the four new songs he released late Wednesday night, titled "I Might Need Security."
  • "I bought the Chicagoist just to run you racist b------ out of business," he raps on the track, after referencing his distaste for a Chicago Sun-Times opinion article about him.  

Chance the Rapper has purchased the assets for the local Chicago news site Chicagoist from WNYC, New York's public radio station, he announced on Wednesday.

Chance references his acquisition of the site in one of the four new songs he released late Wednesday night, titled "I Might Need Security."

WNYC acquired Chicagoist, the local New York news site Gothamist, and DNAinfo in February, months after their billionaire owner, Joe Ricketts, shut down the sites in November 2017, immediately following a vote by the sites' newsrooms to unionize.

In his new single, Chance references his distaste for a Chicago Sun-Times opinion article from 2017 that addressed a child support dispute Chance was allegedly involved in ("I donate to the schools / next, they call me a deadbeat daddy," he raps). He then raps, "I got a hit list so long I don't know how to finish. I bought the Chicagoist just to run you racist b------ out of business." 

"I’m extremely excited to be continuing the work of the Chicagoist, an integral local platform for Chicago news, events and entertainment," Chance said in a statement on Thursday. "WNYC’s commitment to finding homes for the 'ist' brands, including Chicagoist, was an essential part of continuing the legacy and integrity of the site. I look forward to re-launching it and bringing the people of Chicago an independent media outlet focused on amplifying diverse voices and content."

Chance's release of four new singles follows the rapper walking back a Chicago Tribune report earlier this week that said he was set to release a new album this week. 

Listen to Chance's new single "I Might Need Security" below:

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The 5 worst ways to address a cover letter when you don't know the hiring manager's name

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  • Knowing how to address a cover letter can be frustrating when that information isn't readily available.
  • Many times, there are steps you can take to figure out who exactly the person reading your letter will be.
  • But in an absolute pinch, certain ways of addressing your cover letter are more off-putting than others.
  • Some of the worst ways to address a cover letter include "Dear HR professional" and a simple "Hi!"


Dear Reader,

We know it's frustrating when a job posting doesn't include the name of the person in charge of the hiring process.

We also know that's not an excuse to slap any salutation on your cover letter and send your application off.

According to Amanda Augustine, career advice expert for TopResume, you should always do some research to figure out who exactly the person reading your letter will be.

You can even play it safe by writing at the beginning of your cover letter: "I noticed you're working in [whatever department] at [whatever company]," so you show that based on your research, it looks like they're involved in the hiring process.

In the case that you absolutely, positively can't find a person's name, Augustine said certain ways of addressing your cover letter are more off-putting than others.

For example, "Dear Hiring Manager" and "Dear Recruiter" aren't great openings, but they're the best of many bad options.

Here's the full list of cover-letter openings, ranked in reverse order of egregiousness.

Sincerely,
Business Insider staff

P.S. This advice doesn't apply in the case of an anonymous job posting, when a company is deliberately keeping their name and the names of their employees confidential.

SEE ALSO: 7 ways to figure out who the hiring manager is when it's not listed in a job posting

DON'T MISS: Here's how to write an email to a potential employer

5. 'Dear Hiring Manager' or 'Dear Recruiter'

The language in your cover letter should be at once professional and conversational, Augustine said. And these openings aren't overly formal or casual, which is a plus.

But the lack of customization — you could submit this letter to any company you're applying to — will still stand out.

"You're not earning brownie points" with this salutation, Augustine said. "But you're not putting people off" either.



4. 'Dear HR Professional'

Augustine said this opening isn't necessarily accurate.

The person reading your application might not work in the company's human resources department, or they might call themselves a recruiter instead of a human resources professional.



3. 'Hello' or 'Hi'

With "Hello" and no name after it, you've gotten the conversational part down, but you've still failed to customize your letter.

"Hi" is a double whammy, since not only is it not customized, but it can also be considered slang, Augustine said.



See the rest of the story at Business Insider

We visited Goodwill's new store for bargain-hunting millennials, and it was like nothing else we've seen from the company

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Goodwill store

  • Goodwill has opened a new boutique store on the Upper West Side of New York City.
  • The new location is targeted at millennials, and all the clothing and accessories sold there are hand-picked by stylists from donations made to stores across the metro area.
  • We recently visited the store to see what it's like to shop there. 

Millennials are more bargain-hungry than ever, and Goodwill stores want to capitalize on it. 

This week, the thrift-store chain launched a concept store in New York called "Curated by Goodwill NYNJ."

Located on Manhattan's Upper West Side, the new boutique store is designed to appeal to millennials with a curated assortment of fashion-conscious clothing, accessories, and homeware. 

"We designed Curated as a distinct shopping experience to introduce shoppers concerned with the waste and pollution that fast fashion causes, to a stylish, affordable alternative," Katy Gaul-Stigge, the CEO of Goodwill NYNJ, said in a statement to the press this month.

Stylists hand-pick the clothing and accessories from donations made to stores around the New York metro area, a spokesperson told Business Insider. 

The resale and thrift-store market has thrived in recent years. These stores align perfectly with millennials' shopping preferences for bargains and environmentally conscious practices. 

But millennials aren't only shopping at thrift stores — they're also leading to a boom in donations. 

"We are definitely getting overrun with furniture and about 20% more donations of everything than in previous years," Michael Frohm, the chief operating officer of a Goodwill thrift store in Greater Washington, told The New York Times in August 2017.

As many young people are waiting longer to buy their first home, they may not have the space to inherit their parents' furniture. 

"We value a mobile lifestyle," Erin Hendrickson, a minimalist expert who runs the blog Minimalist RD, told Business Insider in February. "We aren't living in 2,500-square-foot homes, so don't have space."

We recently paid a visit to Goodwill's new millennial-focused store. Here's what it was like to shop there: 

SEE ALSO: Goodwill stores are filling up with cheap pieces no one wants — and it reveals a huge problem with the way people shop for clothes

The new store is located on the Upper West Side. The nearest traditional Goodwill store is a 10-minute walk away.



It feels significantly smaller than some of the other Goodwill stores in New York, and it's instantly obvious that the assortment here has been curated with a specific shopper in mind: the fashionable millennial.

Still, there was a variety of customers shopping the store when we visited.



Womenswear is front and center.



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Panera Bread employees share their 11 favorite menu items — and a few secret hacks you have to try for yourself

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Panera Bread employee

  • Panera Bread's menu looks like a lot at first glance.
  • The chain boasts everything from soups to salads to sandwiches. And then there's the bread, too.
  • A number of current and former employees have posted about their favorite orders on social media.
  • Business Insider also spoke with a number of current and former employees about their favorite menu options.
  • Here are their recommendations for your next Panera Bread run.


Panera Bread's menu has a ton of options for everyone.

But, given that Panera Bread employees spend so much time preparing these meals, they're natural experts in what's worth buying at the casual dining chain.

Panera Bread employees also receive a discount of anywhere from 50% to 75% off meals up to $10, so many of them opt to eat at the restaurant while they're on break.

Business Insider recently spoke to a number of current and former Panera Bread employees about their favorite meals. We also scoured the web to find more recommendations from employees on Quora and Reddit.

Here's what the employees had to say:

SEE ALSO: McDonald's employees share their 8 best tips for customers

DON'T MISS: 7 insider facts about Panera Bread that employees know and most customers don't

SEE ALSO: Trader Joe's is one of the best places to work in the US — employees share the 7 best parts of the job

The steak and arugula sandwich

One Panera Bread associate of one year told Business Insider that they prefer this meaty offering.

"It's super unique and has so many flavors," the employee told Business Insider, adding that they'd award the meal ten out of ten stars.



The squash soup

Associate Dorian Bach wrote in a 2016 Quora post that this particular option is the best soup in Panera Bread.

But, alas, fans of this autumnal-gourd-based dish will have to wait until fall to partake once more. It's a seasonal item at Panera Bread. 



The chipotle chicken avocado melt

A former Panera Bread associate trainer told Business Insider that they "used to always get the chipotle chicken avocado melt."



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14 foods with wonderfully healthy fats that you should add to your plate

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Fat

Fat in food has gotten an unfair reputation as a belly-bulging demon that can wreck your diet and cause you to gain weight.

But the truth is, we need some fat in our diets to survive. The proper amount of the right kind of fat can fuel your body and help feed your brain. Many studies have shown that people who eat more fat don't get more fat, nor do they have higher rates of other health problems like cancer or heart disease. 

It's true that fat packs a punch: it's got more energy, calorie for calorie, than carbohydrates or proteins do, which means a little bit can go a long way. But you probably don't need to track how much fat you're eating every day.

Incorporating healthy fat into a diet can help people stay full, survive harsh conditions, and perhaps even live longer than their peers. One 2016 study followed more than 126,200 men and women for more than 30 years, and found that those who ate more healthy, unsaturated fat and less carbs were less likely to die from all causes.

One of the main reasons we need to eat fat is because it provides some essential fatty acids that our bodies can't produce on their own. 

That's not an excuse to slather a layer of heavy lard onto everything you eat. The kinds of fats we consume make a big difference. Researchers have discovered that replacing just 5% of a person's saturated fat intake with healthier polyunsaturated fats and monounsaturated fats is associated with a roughly 13% to 27% reduction in mortalityEating the right kinds of fats, however, can help keep your body satiated, protect your cells, and keep your heart healthy.

Here are some prime examples of foods with the best fats that you could probably be eating more of:

SEE ALSO: There's a big difference between good and bad fat — here's how to pick the best heart-healthy fats

Whole eggs

Eggs are a great fatty addition to your diet because the dietary cholesterol (that's the term for the kind of cholesterol you eat) in them doesn't have much effect on your blood cholesterol (the kind your doctor measures).

In fact, eggs can help regulate how cholesterol is absorbed in the body because of their high concentrations of phospholipids: special kinds of fats that can also help control inflammation. Eggs also contain lutein and zeaxanthin, which may help keep our eyes healthy

Plus, eggs are a great protein source, which means you'll stay fuller for longer after an eggy meal. They also deliver omega-3 fatty acids, which are some of the essential fats the body can't produce on its own. (But there is not nearly as much omega-3 in eggs as there is in fish.) 

For people with Type 2 diabetes, it's possible that eating eggs could increase the risk of developing heart disease, but more research on that is needed. 

If you're otherwise healthy, go ahead and get that omelette — and don't bother with the egg-white substitution. 



Oatmeal

Most people don't think of oatmeal as a fat-rich food, but part of the reason the breakfast keeps people full is that it's loaded with more fat than most other grains — mostly the good polyunsaturated and monounsaturated kinds.

Oats are also a great way to get more amino acids, as well as vitamins and minerals like B6 and iron. That's all in addition to the protein and calcium oats are known to deliver. 



Spirulina

Spirulina is an ancient type of blue-green sea algae that has developed a cult following as a "superfood." It's often added to smoothies as a dark green powder.

The algae was a source of sustenance long before the age of blenders: The Aztecs dried and ate it in Mexico as early as the 1600s.

The cyanobacteria is rich in protein and iron, and also boasts a punch of amino acids and fat. Just two tablespoons of spirulina have a gram of fat. That's not nearly as much fat as an egg or piece of meat contains, but it's impressive for a piece of seaweed.

But be careful where you get your algae from — the National Institutes of Health warns that some contaminated spirulina can cause liver damage and harbor toxic metals and bacteria. 



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Take a look inside the most valuable mall in America, a massive $6 billion shopping center in Hawaii with more than 350 stores

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Ala Moana Center

  • Despite the fact that many malls across America are suffering, some are doing quite well. 
  • Hawaii's Ala Moana Shopping Center was recently named the most valuable mall in America, with nearly $6 billion in total assets. 
  • The mall has more than 350 stores and restaurants. 


The retail apocalypse has claimed many malls across America, but some of the best in the country have continued to thrive. Located in Honolulu, Hawaii, the Ala Moana Shopping Center was recently named the most valuable mall in America.

With over 350 stores and restaurants ranging from budget-friendly chains to high-end boutiques and department stores, the Ala Moana Center is worth roughly $5.74 billion, with about $1,500 in sales per square foot, according to a recent study by the research firm Boenning & Scattergood, which was reported on by CNBC

Keep scrolling for a tour of the shopping center:

SEE ALSO: This clothing startup built a cult following and millions in sales online — here's what it's like to shop at its first real-life store

The Ala Moana Shopping Center is the largest open-air mall in the world, with over 2.4 million square feet of retail space catering to tourists and Hawaiian locals of all ages and budgets.



An expansion in 2013, celebrated with a massive opening ceremony, brought over 300,000 square feet of additional retail space and 800 additional parking stalls. In the most recent expansion, a Target store was added.

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The mall has over 350 stores, including more than 100 restaurants ranging from international chains to local food vendors.



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The Emmys overvalued Netflix and undervalued broadcast networks like ABC and CBS, according to a new study

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stranger things

  • Netflix earned the most Emmy nominations of any network this year with 112 nods, breaking HBO's 17-year streak as the most-nominated network.
  • But Netflix's record-breaking year at the Emmys is not reflective of the consumer demand it shares in the television industry, according to a new study from Parrot Analytics.
  • The firm estimated the average US audience "demand" for the 11 networks that received more than 15 Emmy nominations this year, and it compared each network's market share of consumer demand to its share of 2018 Emmy nominations.

Netflix had a record-breaking year for Emmy Award nominations, as the streaming service's 112 nominations broke a 17-year streak from HBO to become the year's most-nominated network.

But Netflix's first-place nominations tally at the Emmys is not reflective of the consumer demand it shares in the television industry, according to a new study from Parrot Analytics. 

In the study, the firm estimated the average US audience "demand" for all shows from the 11 networks that received more than 15 Emmy nominations this year, and it compared each network's market share of consumer demand to its share of 2018 Emmy nominations. Parrot Analytics estimates viewer "demand" for shows by analyzing ratings data (where available), social media chatter, blogging, and illegal pirating, among other factors. 

The study found that this year's Emmys are "potentially over-valuing Netflix shows," when comparing Netflix's share of nominations to its popularity with consumers.

The study also showed that the Emmys are "under-valuing the US audience demand" for broadcast networks like FOX, ABC, and CBS, when compared to the relatively few nominations each received — though this is likely due to the Television Academy perceiving a lesser quality of show on broadcast networks, since the Emmys are based on artistic merit, not popularity.

Parrot Analytics   Emmy Nominations Evaluations 2018

HBO, which came in second place with 108 Emmy nominations, was actually the most over-performing network for this year's Emmys, according to Parrot Analytics' metric. The cable network had an 8.9% US demand share and 20.4% share of Emmy nominations, equating to a difference of +11.5%.

Meanwhile, Netflix, which had a larger share of nominations than HBO at 21.4%, and a larger U.S. demand share of 14.1%, had a lesser "over-performance" of 7.3%, meaning that it should have garnered even more nominations than HBO given its popularity.

SEE ALSO: Netflix broke HBO's 17-year streak by earning the most 2018 Emmy nominations of any network

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All the details of Quentin Tarantino's new movie, which stars Brad Pitt, Leonardo DiCaprio, and Margot Robbie

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tarantino dicaprio

Quentin Tarantino announced earlier this year that Brad Pitt and Leonardo DiCaprio would be starring in his upcoming ninth film, "Once Upon a Time in Hollywood," which partly involves the Manson Family murders.

In April, Tarantino and DiCaprio teased a few details about the film at the Las Vegas industry event CinemaCon, and Margot Robbie confirmed to IndieWire that she was playing the role of actor Sharon Tate in the film.

Since then, a strong supporting cast has steadily filled in. A source close to the production told IndieWire last month that Damian Lewis, Dakota Fanning, and Emile Hirsch will appear in the film. Deadline also reported that Al Pacino has also joined the cast.

Pitt worked with Tarantino on 2009's "Inglorious Basterds," and DiCaprio appeared in 2013's "Django Unchained." Longtime Tarantino collaborators Tim Roth and Michael Madsen are also appearing in the film. 

This week, Sony Pictures moved up the release date for "Once Upon a Time in Hollywood" by two weeks — from August 9, 2019, the 50th anniversary of the Manson Family murders, to July 26, 2019. 

Here's everything we know about Tarantino's upcoming ninth film:

SEE ALSO: Quentin Tarantino's next film will be released by Sony following the Harvey Weinstein scandal

DON'T MISS: Charles Manson was sentenced to 9 life sentences for orchestrating 7 gruesome murders with his cult 'family' — here's his life story

The film takes place in "Los Angeles in 1969, at the height of hippy Hollywood."

Tarantino described "Once Upon a Time in Hollywood" in a statement in February, calling it, "a story that takes place in Los Angeles in 1969, at the height of hippy Hollywood. The two lead characters are Rick Dalton (Leonardo DiCaprio), former star of a Western TV series, and his longtime stunt double Cliff Booth (Brad Pitt). Both are struggling to make it in a Hollywood they don't recognize anymore. But Rick has a very famous next-door neighbor ... Sharon Tate."

In July 2017, early reports of the film described its script as focused on the murder of actress Sharon Tate by Charles Manson's followers.

While Tarantino's February statement mentions Sharon Tate as a player in the movie, Tarantino previously said that the film would not center on Manson but on the year 1969.

At CinemaCon in April, Tarantino did not add much to the description of the plot, calling the project "very hush-hush and top secret."



It has been five years in the making.

Tarantino said in April that he had been working on the script for the film for half a decade.

"I've been working on this script for five years, as well as living in Los Angeles County most of my life, including in 1969, when I was 7 years old," he said. "I'm very excited to tell this story of an LA and a Hollywood that don't exist anymore. And I couldn't be happier about the dynamic teaming of DiCaprio and Pitt as Rick and Cliff."



It's a "'Pulp Fiction'-esque movie."

Deadline reported in January that DiCaprio would play an "aging actor" in a "'Pulp Fiction'-esque movie." "Pulp Fiction," Tarantino's 1994 classic, told a collection of interconnected stories.

At CinemaCon in April, Tarantino confirmed this sentiment by saying that "Once Upon A Time In Hollywood" is "probably the closest to 'Pulp Fiction' that I have done."



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