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We visited a cult-favorite Texas taco chain that's trying to take over America. Here's why Chipotle should be terrified.



  • Torchy's Tacos has won over a loyal following throughout Texas with its top-notch queso and tacos with names like "The Republican" and "The Trailer Park." 
  • The taco-centric chain's expansion could cut into the business of Big Burrito — especially as Chipotle struggles to regain its footing.
  • We visited Torchy's to see if it lived up to its hype and were amazed to find a rare chain that was even better than its cultish fans told us it would be. 


We believe tacos are our future. 

For too long, the burrito has ruled supreme over the world of Tex-Mex, at least since Chipotle's tentacles spread across the United States with the promise of a mainstream Mission-style burrito. But now, the burrito's reign is coming to an end— if Torchy's Tacos has anything to say about it. 

The taco chain started in a trailer in Austin, Texas, in 2006. Since then, it has grown a cult following in Texas and expanded to more than 50 locations. 

To topple Big Burrito, however, it's going to take more than some Texan pride. Torchy's needs to back its heady expansion goals with food that lives up to its enviable reputation. 

We visited a Torchy's location in Dallas, Texas, to see if the chain lives up to the hype. What we found is a chain that could transform the Tex-Mex landscape forever:

SEE ALSO: I visited Whataburger, a Texas chain with a cult following, for the first time. Here's what it's like.

We arrived at Torchy's near Southern Methodist University — a prime location for a chain built for hungry students seeking some reasonably priced tacos.

We were initially paralyzed with indecision while trying to take in the long list of tacos. Torchy's serves 20 traditional tacos, plus breakfast tacos, sides, and a handful of other entrées. And, there's a full bar! Clink, clink.

Before noon, the restaurant was already packed. Hungover college students were inhaling tacos alongside families and World Cup fans sipping beers.

See the rest of the story at Business Insider

I asked 3 sex and relationship therapists to demystify infidelity, and their answers will make you think differently about cheating


bored woman date

  • Sex and relationship therapists say infidelity is more complex than most of us are inclined to believe.
  • For example, couples can sometimes find renewed honesty and intimacy after the discovery of an affair.
  • This post is part of Relationships 101, a series which aims to help us all be happier and healthier in love — and to stop fighting over who should take out the trash.

Cheating = bad. Fidelity = good.

This is the logic to which most of us subscribe. And yet if you ask a relationship expert, they'll likely offer a more nuanced perspective, both on people who stray and on the implications of affairs.

Over the past year, I've spoken to a series of therapists about infidelity among modern couples, and they've all surprised me with their insights. Below, see three of the most intriguing observations I heard about cheating:

Couples sometimes reconnect emotionally after the discovery of an affair

Couples therapist Esther Perel would never recommend that someone deliberately cheat on their partner in order to improve their relationship.

But she has observed the way some couples find renewed honesty and intimacy after it's revealed that one partner has had an affair.

Perel told Business Insider, "It's a reevaluation of what happened: How did we become so estranged from each other? How did we lose our connection? How did we become so numb to each other? And the galvanizing of the fear of losing everything that we have built sometimes brings us back face-to-face, with a level of intensity that we haven't experienced in a long time."

Most people who cheat don't actually want to leave their relationship

Some people who cheat on their partners really do want out — and having an affair is the only way they know how to begin that process. But other people are simply looking to spice things up.

That's according to Tammy Nelson, a sex and relationship therapist and the relationship expert at Ashley Madison, a website for people seeking affairs.

Nelson shared a hypothetical example: "Maybe their marriage gives them physical and emotional validation, but they're not getting the sexual risk-taking that they would want. So they get that from the affair."

In fact, Nelson said some people may only see their affair partner a couple times a year — "but when they do, it's like a full blowout, and then they come back to their marriage and they're perfectly happy."

Don't discount your gut feelings about your partner's attraction to a 'friend'

"Emotional affairs" are becoming increasingly common, and unlike with a physical affair, it can be hard to know if your partner is having one.

According to marriage and family therapist Sheri Meyers, it's important to listen to your intuition. Maybe you've noticed your partner changing the way they act when the other person is around, or maybe they've been weirdly critical of that person.

If you feel like there might be something not exactly platonic going on between your partner and their friend, that's worth exploring — even if ultimately you're wrong.

SEE ALSO: I asked 3 relationship experts for the best ways to cut off arguments before they start

Join the conversation about this story »

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Elon Musk calls British diver from the Thai cave rescue a 'pedo guy' after he said Elon 'can stick his submarine where it hurts'


elon musk

  • Elon Musk called British diver Vernon Unsworth a "pedo guy" in a thread of Twitter attacks on Sunday.
  • Earlier, Unsworth, who helped rescue 12 boys and their soccer coach from a Thai cave, criticized Musk for creating a "PR stunt."
  • Unsworth said Musk was asked to leave the cave "very quickly". Musk said he never saw Unsworth there.

Elon Musk called a diver who helped in the Thai cave rescue a "pedo guy" in a lengthy Twitter thread on Sunday.

Musk was responding to criticism from British caver Vernon Unsworth, who told CNN that Musk "can stick his submarine where it hurts."

Unsworth, who lives in Thailand and has spent years exploring the Tham Luang cave system where the boys were trapped, was a key player in the dramatic rescue of the 12 boys and their soccer coach.

Musk created a "kid-size submarine" and went to Thailand to assist in the rescue, but authorities ended up not needing his device.

Unsworth called Musk's creation a "PR stunt" and said the submarine would have failed to make it 50 meters into the cave.

"It just had absolutely no chance of working. He had no conception of what the cave passage was like," Unsworth said.

In his first tweet of the thread, Musk said he didn't meet Unsworth and that he "never saw this British expat guy who lives in Thailand."

In the same tweet, Musk also responded to Unsworth's claim that the Tesla CEO was asked to leave the cave and his help was not appreciated by officials leading the rescue mission. "Thai navy seals escorted us in — total opposite of wanting us to leave," Musk wrote.

Believing the sub he built would have been able to get the trapped children out of the cage, Musk wrote, "I challenge this dude to show final rescue video."

In his next tweet six minutes later, Musk replied, "don't bother showing the video" and promised to send his sub to the spot where the soccer team was trapped.

"I was *asked* to help repeatedly," Musk continued in another tweet. "Declined several times, as I thought they had it in hand & only agreed to help when Thai SEAL died (deep cave pumps not operating at time). We designed the mini-sub to Stanton’s specifications *and* brought a flexible rescue pod just in case."

Musk was widely mocked on social media after the boys were rescued without the use of his submarine. He hit back at his critics this week, saying the dive team had instructed him to keep working on the submarine.


In other replies to critics on Twitter Sunday morning, Musk said, "Stay tuned jack--- …" and "Bet ya a signed dollar it’s true" to someone expressing skepticism that Unsworth could be a pedophile.

The tweets come just two days after a Bloomberg interview where Musk said he was trying to stop attacking people on Twitter.

SEE ALSO: Just what was the point of Elon Musk's 'non-practical' submarine rescue effort in Thailand?

DON'T MISS: A British caver who helped in the Thai cave rescue said Elon Musk 'can stick his submarine where it hurts'

Join the conversation about this story »

NOW WATCH: We interviewed Pepper - the humanoid robot

Historic photos show every time American presidents met British Kings and Queens


Queen Elizabeth Jimmy Carter

President Donald Trump finally met Queen Elizabeth II on a four-day visit to the United Kingdom this week.

Trump's trip is the latest installment of the "special relationship" the US and UK share, which has been a decades-long diplomatic and political bond.

Take a look back at every time American presidents met British royals:

SEE ALSO: A balloon of Trump as a 20-foot-tall angry baby has been cleared to fly over London for his diplomatic visit next week

SEE ALSO: We asked 20 people in London how they feel about Trump's visit. Here are their reactions.

Former Presidents John Adams, Thomas Jefferson, and James Monroe all met King George III, who they had called a tyrant, after the American Revolution while they served as diplomats for the new republic.

Source: BBC

The first visit of a sitting US president to England was Woodrow Wilson in December 1918, when he met with King George V after signing the Treaty of Versailles ending World War I.

Source: US Embassy in the UK

The first time British royalty made an official visit to the US was King George VI in June 1939. He and his wife Queen Elizabeth met President Franklin Delano Roosevelt and first lady Eleanor Roosevelt in Hyde Park, New York.

Sources: US State DepartmentBBC

See the rest of the story at Business Insider

11 things you'll hardly ever see in the United States


USA women

  • America has plenty to offer, but there are many things you can only find outside the United States.
  • They include food items like brown sauce and bizarre sports like sepak takraw.
  • We chose 11 of our favorite things you usually won't find in America.

The United States has plenty of good things going for it — from food to sports to culture — but it doesn't have everything.

Most Americans have never tasted the wonders of brown sauce from the UK, for example, and they've probably never seen a high-flying match of sepak takraw, a sport popular in Southeast Asia.

Here's a sampling of 11 things that you usually won't find in America:

SEE ALSO: I've been to 25 countries, and there are 16 things you'll almost never find outside the US

DON'T MISS: 13 places to visit in August for every type of traveler

Brown sauce

People from the United Kingdom are familiar with brown sauce, a condiment similar to American steak sauce that's available at many restaurants. HP Sauce's brown sauce, a tangy variety made from tomatoes and vinegar, is especially popular.

Sinks with two faucets

In most places, including the United States, sinks have just one faucet. In the United Kingdom, it's common for them to have two, one for hot water and one for cold. 

Subway delay certificates

In the United States, you can blame public transportation delays for making you late to work, but that doesn't mean you'll get any sympathy from your boss.

But in two countries, Germany and Japan, railway companies issue official delay certificates to passengers who were delayed by five minutes or more during their commutes. The documentation can then be presented at work or school as a valid reason for one's tardiness.

See the rest of the story at Business Insider

Inside the lives of Mongolia's 'millennial monks,' who play basketball, pray for 12 hours a day, and visit the outside world only twice a year


mongolia monks

  • Thousands of Buddhist monks in Mongolia were killed under Communist leadership in the 1930s.
  • Today's millennial generation is the first to come of age since democracy was introduced, and young monks are finding a new set of challenges to keep their religion alive.
  • The leaders of one revered monastery are in their 20s and 30s, and are struggling to attract new students.

In Mongolia, the future of one of the world's oldest religions is in the hands of millennials.

Young Buddhist monks are increasingly being given control of Mongolia's monasteries as the religion struggles to find new blood.

The millennial generation of monks is the first to come of age since democracy was introduced to Mongolia in 1990. Prior to that, Buddhists in this sparsely-populated country faced deadly persecution — an estimated 17,000 monks were killed in Stalinist purges in the late 1930s.

Now, monks in their 20s and 30s are tasked with leading the next generation of Buddhist religious leaders. At one monastery in northern Mongolia, the monks alternate hours of religious study with games of basketball and the occasional phone call, a privilege reserved for people older than 25.

Here's what life is like for Mongolia's generation of millennial monks.

SEE ALSO: Chinese men are using apps to hire fake girlfriends, and the story of a woman who got 700 offers illustrates the country's growing marriage problem

DON'T MISS: Inside the eerily quiet streets of Kazakhstan's 20-year-old capital city, where futuristic skyscrapers tower over the grasslands of a former prison camp

The millennial generation of monks in Mongolia is the first generation to come of age since democracy came to the country in 1990. Before, under communist leadership, Mongolia lost thousands of monks to bloody purges.

Source: Reuters

Religious centers like the Amarbayasgalant Monastery are shells of what they once were. Before the purges, 800 monks resided at the monastery. Just 40 live there today.

Source: Reuters

Located in the seemingly endless grasslands of northern Mongolia, the monastery is struggling to attract and retain students.

Source: Reuters

See the rest of the story at Business Insider

TripAdvisor just named this the best burger joint in America. Here's what it's like to eat there.


Als Burger

  • TripAdvisor released its list of the top 10 restaurants for burgers in the United States on Wednesday. The ranking is based on millions of reviews provided by customers on the site. 
  • Al's Burger Shack in Chapel Hill, North Carolina, was awarded the top spot. 
  • Al's Burger Shack sells six different kinds of burgers, and ingredients are sourced from local suppliers.

There are perhaps few accolades more impressive than winning the title for best spot for burgers in America, but Al's Burger Shack, a two-restaurant chain in Chapel Hill, North Carolina, just took the trophy. 

The restaurant was awarded the title of top burger destination in the United States by TripAdvisor, which based its rankings on an analysis of millions of reviews by visiting customers.

Scores of Yelp and TripAdvisor reviewers say Al's burgers are the best they have ever eaten, especially considering it is a small, hole-in-the-wall joint.

"Best burger not just in town, but across the nation. Perfect bun to meat ratio. Great ingredients. Fries are classic and crispy. Innovative burger types," one Yelp reviewer wrote. 

For this reason, customers say they are happy to suffer through the massive lines that often form at this restaurant. 

Take a look below to find out what makes these burgers so delicious:

SEE ALSO: This East Coast cult favorite just beat In-N-Out to be named America's favorite burger chain for the second year in a row — here's what it's like

Al's Burger Shack has two restaurants that are both located in Chapel Hill, North Carolina.

Inside, the restaurants are pretty low-key.

Most of the seating is located outside.

See the rest of the story at Business Insider

Maseratis, cheetahs, and private jets: How the 'Rich Kids of Instagram' are spending their summers


Friends of the Highline 6805

  • The "Rich Kids of Instagram" — now known as "Rich Kids of the Internet" (RKOI) — Instagram and blog are still going strong with addicting photo documentation of wealthy lifestyles.
  • RKOI always know how to live life to its fullest, and summertime is no different.
  • From luxury vacations to private jets, here's how they're enjoying their summer.

With five years under its belt, the "Rich Kids of Instagram" blog and Instagram— now renamed Rich Kids of the Internet — is still at it, curating photos of the lifestyles of the wealthy.

Although it's only July, those featured on the blog are already deep into their summertime celebrations — complete with private jets, luxury cars, and beach vacations.

Take a look at what the "Rich Kids" are up to during the summer so far.

Sarah Jacobs contributed to an earlier version of this post.

SEE ALSO: Snap CEO Evan Spiegel and supermodel Miranda Kerr are honeymooning on a luxurious island in Fiji

Last year, some enjoyed some R&R in Malaysia...

Instagram Embed:
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...while others swung high above the jungle.

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And @balenciaganeoprene posed with a leashed cheetah in Dubai.

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See the rest of the story at Business Insider

A Chinese university suspended a student's enrolment because of his dad's bad social credit score


China university graduate

  • A Chinese student had his enrollment at a university suspended because of his father's bad social credit score.
  • The father, surnamed Rao, had failed to repay a $29,900 loan and was added to a debtor blacklist that prevented a university from accepting his son.
  • State media reported that the incident also caused Rao's social credit score to drop.
  • China is expected to roll out a national social credit system in 2020, but it remains to be seen if citizens will actually be given a "trustworthiness" score or if they'll just be subjected to more blacklists.
  • Either way, the punishment seems to have worked. Rao has reportedly repaid his debt.

A student who had been accepted into a Chinese university was denied his spot because of his father's bad social credit score.

China's social credit system, due to be rolled out nationally in 2020, is expected to assign a "Black Mirror"-like "trustworthiness" score to every citizen. Until then, the system is split between several pilot projects — some which rate individuals — and a disparate collection of blacklists.

One of these blacklists is designed to punish debtors by preventing them from flying, using high-speed trains, booking fancy hotels, or enrolling their children at expensive schools. This appears to be the type of blacklist the student's father, identified by his surname Rao, ended up on after failing to pay 200,000 renminbi ($29,900/£22,600) back to a bank after two years.

Rao was warned by a judge about the possibility of punishments affecting his children, reported state broadcaster CGTN, but still failed to repay his debt.

Though few social credit pilots actually score individuals, CGTN did report that Rao's failure to pay had caused his score to "drop" and given him a "low score."

It was this, the state broadcaster reported, that caused a Beijing-based university to suspend their enrollment of Rao's son.

The move has been controversial in China with What's On Weibo, a news site reporting on Chinese internet trends, finding 30,000 comments on just one news thread about the story. A handful of other schools have also reportedly rejected applicants because of their parents' social credit scores.

But despite public outcry, the suspension of Rao's son was undoubtedly effective. Rao has reportedly paid back the funds and is moving to have his name cleared off the blacklist.

SEE ALSO: Debtors in China are placed on a blacklist that prohibits them from flying, buying train tickets, and staying at luxury hotels

Join the conversation about this story »

NOW WATCH: North Korean defector: Kim Jong Un 'is a terrorist'

Bear Grylls convinced Roger Federer to climb the Swiss Alps and eat fish eyeballs — and he said it was scarier than playing a Grand Slam final


Screen Shot 2018 07 16 at 11.08.18

  • Roger Federer went on "Running Wild with Bear Grylls," and the pair climbed up the Swiss Alps together.
  • On the journey the faced icy waterfalls, and Grylls even made Federer eat fish eyeballs.
  • They also had a "epic game of ping pong," which Grylls nearly had a chance of winning.
  • Federer told Grylls he was way out of his comfort zone, and is a lot less scared on the tennis court than on top of a cliff.

Roger Federer may have been knocked out of Wimbledon in the quarter finals this year, but he conquered the Swiss Alps with Bear Grylls in the show "Running Wild with Bear Grylls" on the Discovery Channel.

In an interview last week on BBC Radio 2, Grylls said how he had tried to convince Federer to come on the show for a long time, and how it was a unique episode.

"He has often said: 'Look, when I retire I'll do it,'" Grylls said. "But he came back really fired up after winning the Australian Open, he said: 'Come on, let's do it!' I was filming out in the Swiss Alps anyway, so it happened fast and his episode was a really special one."

The pair went up against icy waterfalls, difficult terrain, and fish eyeballs to make it up to the top of a mountain. Then they had what Grylls called an "epic game of ping pong."

"It was on top of the mountain, his hands were so cold, I thought if I'm ever gonna win it it's now," he said. "I've been practising for months on this mini ping pong table, he can hardly hold the bat he's so cold, he's tired, he hasn't eaten forever."

It was first to 11, and Grylls got in the lead at seven-love.

"I thought 'I've got it,'" Grylls said. "The problem is he started to get his eye in and before I knew it was seven-all. And then he took me. There was only ever going to be one winner."

Federer also told Grylls he was way out of his comfort zone, and was a "real scaredy cat" when faced with the climb.

"I said 'What? You're the great Roger Federer, you can't be scared of these mountains,'" Grylls said. "And he goes 'Honestly, I am much more scared standing next to you now holding that coil of rope at the top of this massive cliff and frozen waterfall than I ever am in a Grand Slam final.'"

Bear Grylls watching tennis

He added that it just shows, whoever you are, we're all human and we all have fears.

"But great people like him learn to deal with the fear," he said. "Courage is something they often hold quietly, but they keep finding a way to move towards the things that scare them."

SEE ALSO: This simple, $10 item could save your life in the wild

SEE ALSO: Everything tennis icon Roger Federer eats and drinks for breakfast, lunch, and dinner

Join the conversation about this story »

NOW WATCH: Here's why the US Men's team sucks at soccer

Trump and Putin sit down for Helsinki conference after Trump bashed US's past Russia policy


putin trump summit helsinki

  • President Donald Trump and Russian President Vladimir Putin sat down for a conference in Finland on Monday.
  • The two have no clear agenda, but Trump is expected to bring up Russian hacking of the Democratic National Convention's servers after the special counsel's team indicted 12 Russians over the incident.
  • Putin kept Trump waiting a full hour before the summit. Putin's plane landed in Helsinki at 1 p.m. local time, just 10 minutes before the scheduled start, according to pool reports.

President Donald Trump and Russian President Vladimir Putin sat down for a conference in Helsinki on Monday to talk about a broad range of topics and bilateral ties — a meeting Trump entered after bashing previous US policy toward Russia.

"Our relationship with Russia has NEVER been worse thanks to many years of U.S. foolishness and stupidity and now, the Rigged Witch Hunt!" Trump tweeted hours before the meeting.

Russia's Ministry of Foreign Affairs "liked" the tweet and retweeted it with the comment "We agree."

"Presidents Trump and Putin respect each other and they get along well," the Kremlin spokesman Dmitry Peskov said. "There is no clear agenda. It will be determined by the heads of state themselves as they go along."

The lack of a stated agenda, along with insistence by the US on giving Putin and Trump time alone, has worried many pundits in the US who harbor suspicions about Trump's ties to Russia.

Trump is expected to at least bring up Russian hacking of the Democratic National Convention's servers after the special counsel's team on Friday indicted 12 Russian military intelligence officers over the incident.

Syria, Ukraine, and arms control are other likely topics of conversation.

Putin kept Trump waiting a full hour before the summit. Putin's plane landed in Helsinki at 1 p.m. local time, just 10 minutes before the scheduled start, according to pool reports.

The two are scheduled to hold a working lunch and a joint press conference later Monday.

SEE ALSO: Trump blames everyone except Putin for bad US-Russia ties before Helsinki summit — and it's a huge mistake

DON'T MISS: Mueller indicts 12 Russian intelligence officers on hacking charges

Join the conversation about this story »

NOW WATCH: North Korean defector: Kim Jong Un 'is a terrorist'

We drove the $65,000 Audi S5 Coupe to see if it's the next great German GT car — here's the verdict


Audi S5 2018

  • The second generation Audi A5 Coupe is all new for 2018.
  • The A5 shares a platform with the highly touted A4 sedan.
  • Business Insider had a chance to test out a sportier version of the A5 Coupe called the S5.
  • We were impressed by the S5's powerful turbocharged V6 engine.
  • The 2018 A5 starts at $42,800 while our S5 Coupe test car cost $64,750.

In late 2016, Audi dropped off a brand new 2017 A4 sedan for Business Insider to check out.

After just a week behind the wheel, it became apparent that the current fifth generation A4 is, without a doubt, the most exquisitely executed sedan ever to emerge from the Ingolstadt, Germany-based automaker.

The A4's solid driving dynamics, handsome styling, state-of-the-art tech, and luxurious cabin blew us away.

We liked the A4 so much that it finished second only to the Acura NSX for our 2016 Car of the Year award.

Fast forward a year or so and Audi is back with the second generation A5 coupe. It's based on the current A4 sedan, but with two fewer doors and a sleeker body.

Last November, we got a chance to experience Audi's new coupe first hand on the roads in and around Atlanta, Georgia.

Our test car turned out to be a sporty S5 variant clad in a striking Daytona Gray Pearl Effect paint job. The A5 and S5 are virtually identical apart from the S5's more powerful engine and a few custom design treatments.

In the marketplace, the S5 is a direct competitor against the BMW 440i xDrive Coupe and the Mercedes-AMG C43 Coupe. 

The 2018 Audi A5 Coupe starts at $42,800 while the mid-grade S5 starts at $54,600. Our option heavy 2018 Audi S5 Coupe 3.0T quattro tiptronic test unit costs $64,750.

SEE ALSO: We drove a $31,000 Honda Accord and a $39,000 Toyota Camry to see which one is the better family sedan — here's the verdict

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The new Audi S5 is the epitome of understated style.

Audi can certainly make an eye-catching machine. The R8 supercar and the RS7 Sportback come to mind. 

But the A5 Coupe and its sportier sibling, the S5, don't fall into that category. Like the A4 sedan on which they are based, the A5/S5 are restrained in their styling. 

Don't get me wrong, our S5 test car was exceedingly pretty. But it doesn't wow you or blow you away with its looks. Instead, it requires a closer examination of its subtle lines to fully appreciate the intricacies of its design. 

Under the sculpted sheet metal, the A4 sedan and the S5 both share VW Group's well regarded MLB Evo platform. The same platform also underpins the Audi Q7 and Bentley Bentayga SUVs. 

However, the S5 is more than just an A4 with two doors lopped off. Instead, Audi gave it bespoke sheet metal that allows the coupe to stand apart from its corporate sibling. 

The S5's interior delivers the quality and style expected of an Audi.

In recent years, Audi interiors have been an exercise in minimalist chic. It's a design aesthetic that we've come to appreciate here at Business Insider. 

The understated feel of the S5's exterior continues inside the cabin. It's attractive and luxurious without verging on the tacky and overdone. The material quality is also excellent. We were particularly impressed by the Fine Nappa leather upholstery and metallic inlays. 


The heated, power seating provided the front seat passengers with more than adequate support while its quilted stitching looks simply amazing.

See the rest of the story at Business Insider

We shopped at Costco and BJ's Wholesale to see which store had the better deals, and one had a clear edge over the other (COST)


Costco 6760

  • Costco and BJ's Wholesale are both membership-based warehouse clubs. An annual Costco membership costs $60, while BJ's costs $55 a year. 
  • Costco and BJ's are very similar, but BJ's is more organized, has a Dunkin' Donuts kiosk instead of a food court, and has a self checkout so that customers can avoid lines.
  • But on recent visits, I found that Costco offers a lot more for the price of a membership.

Costco and BJ's Wholesale are membership-based warehouse stores selling groceries, clothing, furniture, and just about everything else.

Both stores offer eye and ear exams, a pharmacy, photo services, and a food court. Even the return policies are similarly generous, though BJ's stops accepting items after a year, while Costco will accept most items at any time.

Costco's yearly membership is $60, while BJ's is slightly less at $55. The annual cost of a premium membership is double the cost of the basic membership for both stores.

According to a grocery-store ranking from Consumer Reports, the higher membership costs at Costco might be worth it — it ranked higher than BJ's in cleanliness, meat and produce quality, customer service, store-brand quality, and prices of organic items.

To see for myself which store really offered the best deal, I went to a BJ's Wholesale in Jersey City, New Jersey, and a Costco store in Westchester County, New York. Here's what I found:

SEE ALSO: We shopped at Costco and Sam's Club to see which is better — and there's a clear reason why you should join one over the other

The first store I went to was Costco. I was able to walk right into the store without having my membership checked.

The electronics were the first large department of the store, with TVs typically ranging in price from $500 to $2,000. There was an impressive selection of brands and products, ranging from Apple Watches to household appliances. Random tables of clothes surrounded the TVs.

On the wall nearest to the electronics was a one-hour photo station, and nearby was an optical center.

See the rest of the story at Business Insider

Former congressman Joe Walsh says Sacha Baron Cohen 'duped' him into supporting arming toddlers with guns


joe walsh sacha baron cohen

  • The former Illinois congressman Joe Walsh appeared on CNN on Saturday to discuss Sacha Baron Cohen's new Showtime series, "Who Is America?" He said Cohen "duped" him into supporting arming toddlers with guns in a segment on the show.
  • Walsh appears in a bit in which Cohen, disguised as an Israeli "anti-terror expert" named Col. Erran Morad, induces Republican politicians and gun lobbyists to support a program that would arm children as young as 3 years old.

The former Illinois congressman Joe Walsh appeared on CNN on Saturday to discuss Sacha Baron Cohen's new Showtime series, "Who Is America?" in which he said Cohen tricked him into supporting arming toddlers with guns.

On Cohen's show, which premiered Sunday night, Walsh appears in a bit in which Republican politicians and gun lobbyists endorse arming children to stop school shootings.

The segment is led by one of Cohen's new characters for the series, a fake Israeli "anti-terror expert" named Col. Erran Morad, who introduces a fake program, "Kinderguardians," which would arm children as young as 3 years old.

Walsh, now a conservative radio host, was among several current and former politicians who appeared in the segment.

"The intensive three-week Kinderguardian course introduces specially selected children from 12 to 4 years old to pistols, rifles, semiautomatics, and a rudimentary knowledge of mortars," Walsh says in the clip. "In less than a month — less than a month — a first-grader can become a first-grenade-er. Happy shooting, kids."

In his appearance on CNN, Walsh elaborated on a series of tweets he wrote last week, saying Cohen "duped" him into appearing on the show by offering him "an award from some Israeli TV station because I'm a great supporter of Israel."

“After they conducted an interview, they had me read off of a teleprompter talking about some of the innovative products that Israel invented," Walsh said on CNN. "Then they had me read about this 4-year-old child in Israel who, when a terrorist entered his classroom, somehow he grabbed the terrorist's gun and held the terrorist at bay. And that was an example of how Israel trains and arms preschool kids on how to use firearms, and boy shouldn't we do that in America?"

Walsh said that he thought, as he was reading it, "Well, this is kind of crazy, but it is Israel and Israel is strong on defense," and that he only later "found out this whole thing was made up."

Walsh added in a tweet on Sunday, "No, I don't believe we should train & arm kindergarteners."

Watch the interview below and catch Cohen's show on Showtime On-Demand.

SEE ALSO: In video from Sacha Baron Cohen's new show, GOP members of congress support arming preschoolers with guns

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NOW WATCH: Why the World Cup soccer ball looks so different

France's 19-year-old wonderkid is donating his World Cup winnings to charity — and the total could be more than $500,000


France's Kylian Mbappe celebrates with the trophy after winning the World Cup

  • Kylian Mbappé is as generous as he is talented, it turns out.
  • France's 19-year-old soccer star is reportedly donating his entire World Cup winnings to charity.
  • Mbappé's wages over the tournament were estimated to be around £17,000 ($22,500) per game, in addition to a bonus of £265,000 ($351,000) for winning the tournament.
  • The charity of Mbappé's choice helps get hospitalised and disabled children into sport.

Kylian Mbappé had a World Cup that made pundits drool.

The 19-year-old scored four goals in seven games and dazzled spectators with his mercurial pace and composure under pressure — and it helped France to victory.

Mbappé's wages are estimated by Sports Illustrated to be around £17,000 ($22,500) per game, as well as a £265,000 ($351,000) bonus for winning the tournament. Given that France played seven games throughout the World Cup, Mbappé's earnings totalled just over $500,000 — but he won't see a penny of it.

L'Equipe reports that the French wonderkid is donating his winnings to the Premiers de Cordée association, a charity that offers sporting opportunities to hospitalised and disabled children.

Kylian Mbappe Macron kiss

Sebastien Ruffin, general manager of the charity Premiers de Cordee told Le Parisien: "He's a great person. When his schedule allows it, he intervenes for us with pleasure.

"He has a very good [relationship] with the children, he always finds the right [words] to encourage them. I sometimes even feel that [he] takes more pleasure to play with the kids than the kids themselves."

Mbappé caught the attention of soccer legend Pelé after he became the second youngest player in history to score in a World Cup final. Their exchange on Twitter highlights the young man's class and humility.

"He is the guy who will be standing up on that Ballon d'Or podium in years to come," former Manchester United defender Rio Ferdinand said after the final.

If Mbappé's generosity continues to correlate with his talent, the world will be a better place for it.

SEE ALSO: Brutal chart shows how much more efficient France was than Croatia in the World Cup Final

SEE ALSO: The incredible rise of 18-year-old Kylian Mbappe, the French wonderkid who could become the world's first £100 million football player

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NOW WATCH: This controversial Supercross star has 20 minutes to make $1 million

Beyoncé's dad told us why she forms a prayer circle with her crew before every performance


beyonce coachella 2018 3

  • Mathew Knowles spoke to Business Insider about what it was like to manage his daughter, Beyoncé, and Destiny's Child.
  • Beyoncé is apparently a perfectionist and maintains a detail-oriented, hands-on approach to all aspects of her performances.
  • Knowles says Beyoncé gathers her entire crew before every show to say a prayer.
  • "It's a spiritual practice, which is very important to Beyoncé."

Beyoncé is not a laissez-faire style leader, according to her dad, Mathew Knowles.

Having managed Beyoncé and Destiny's Child for more than two decades, Knowles describes their evolution as music artists from their teenage years through to adulthood: "I started managing Beyoncé and Destiny's Child [then known as Girls Tyme] when they were about 14. At that age, they could only be involved in the music and creativity side of things."

Despite their youth, their aptitude for all-round musical development was clear. "The girls were keen to learn more about their craft. They worked with great songwriters, producers and choreographers, so they could quickly develop the skills involved," says Knowles.

Decades later, Beyoncé still maintains a hands-on approach with her crew. "Beyoncé is very detail-oriented," Knowles says. "She gets involved in all aspects of the production – from the lighting and sound teams to working with the band, dancers and choreographers."

(L-R) Singers Kelly Rowland, Michelle Williams and Beyonce Knowles (Destiny's Child) pose with their then-manager Matthew Knowles in 2005.

According to him, as agreeable as Beyoncé is to work with, her standards are non-negotiable: "She expects perfection – from herself and her team."

While Beyoncé apparently does not exercise her right as a diva for outrageous requests, she does have one tradition she sticks to before every show: "Just before Beyoncé gets onstage, everyone involved in the performance – from the dancers, choreographers and band members to the staff and crew – forms a circle and says a prayer."

"It's a spiritual practice, which is very important to Beyoncé," Knowles says. (Incidentally, the name Destiny's Child was taken from a passage in the Biblical Book of Isaiah.)

Balancing Beyoncé's interests – as a person and a "product" – proved especially challenging as a father-manager, Knowles said. "It wasn't easy ... Fortunately, my ex-wife [Tina Knowles] and I used to own a hair salon. So, I had the opportunity to work with relatives before but, with your children, you have to wear two different hats – a business hat and a parental hat.

"As a manager, I had a fiduciary duty to treat all the members' careers the same. Sometimes, this wasn't necessarily what was best for Beyoncé. So, there have certainly been lows – they come with the business – but there have been so many more mountains that make up for the valleys."

Knowles now publishes self-help books (like his first work, The DNA of Achievers) and memoirs (such as his second outing, Racism: From the Eyes of a Child). With a revealing new book about Destiny's Child on the horizon, there's more to come from the music mogul.

Previously an editor at the Reuters news agency, Kieron Johnson is the founder and CEO of Regal Content, a creative content consultancy. He is also a contributor to Forbes and Fortune magazine. In 2017, LinkedIn recognized him as one of its "top voices."

SEE ALSO: Beyonce and Jay Z are officially a billion dollar couple

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NOW WATCH: Why the World Cup soccer ball looks so different

6 ways the Midwest is different than the rest of the country



  • The Midwest has a rep for friendly people, cheap land, and a stress-free lifestyle that differs dramatically from other US regions.
  • Many people are flocking to the Midwest because of its affordable cost of living, open spaces, and relaxed pace of life.
  • Here are 6 ways the Midwest is different than the rest of the country.


There's only one place in the US where traffic jams are often caused by tractors on the road and weekends consist of floating down rivers and modeling clothes through the aisles of Walmart.

Middle America has long been classified as a "flyover country," comprised of more corn fields than major metropolises and mom-and-pop shops than Fortune 500 companies, but the 12 states that constitute the Midwest have a richer culture than many people give it credit for — take it from me, a native of small-town Ohio myself.

In my hometown, "porch sitting" is a perfectly sound and popular pastime, the parking lot of our only supermarket is a common meeting place, and Friday nights out usually include a high school football game.

About 21% of the nation's population call this region — North Dakota, South Dakota, Nebraska, Kansas, Missouri, Iowa, Minnesota, Wisconsin, Illinois, Indiana, Michigan, and Ohio — home, according to the 2017 US Census, and that number is growing. The Daily Beast reported that lately, Millennials are kissing big city dreams goodbye to seek lower housing costs in cities like Kansas City, Minneapolis, and Indianapolis instead.

But while this influx of 20- and 30-somethings is proof that America's "breadbasket" is undergoing significant change, some Midwest traditions are simply ingrained. Here are six ways the Midwest differs from the rest of the country.

SEE ALSO: 8 things 'coasties' get wrong about the Midwest, according to people who live there

1. The people are genuinely nice

It's true: some stereotypes are built on bold-faced lies. The archetype of Midwesterners being — sometimes alarmingly — nice, however, is rooted in truth. The University of Cambridge released a 2013 study assessing the personality traits of more than 1.5 million people and found that personalities of the Midwest had "moderately high levels of extraversion, agreeableness, and conscientiousness."

Inhabitants of the so-called heartland smile and wave at every person they come by, friends and strangers alike, on sidewalks and in supermarket aisles. I speak from experience when I say they'll even show up on your doorstep with a home-cooked casserole if they see a wrecked car in the driveway or have gotten wind of the death in the family.

2. The weather is unpredictable and extreme

In Los Angeles, one could wear a summer dress nearly every day and rarely ever have to pack an umbrella at the last minute. Midwesterners, on the other hand, never know whether to don a parka, a crop-top, or a poncho.

The climate can change by the day, or by the hour, for that matter. According to a 2016 study by Save On Energy, the top 10 US cities with the most unpredictable weather — including Sioux Falls, Minneapolis, and St. Paul at the top — are all located in the Midwest.

Whatever the weather, it's almost always extreme. Without oceans to regulate temperature, USA Today reported, the summers tend to be sweltering and the winters outrageously cold.

3. Midwesterners are always finding new ways to have fun

Even though the University of Cambridge study ranked the East and West Coasts higher on the creative spectrum, anyone who grew up in the Midwest would probably agree that living in the region does require creativity when it comes to finding fun.

Nights out often entail bonfire parties, Euchre (a card game) competitions, and late-night trips to Walmart, according to Good Housekeeping, and on Sunday afternoons during summer, cornhole is king.

See the rest of the story at Business Insider

The director of 'Ant-Man and the Wasp' says the shocking end-credit scene was influenced by secret details about the 'Infinity War' sequel


ant-man and the wasp

  • "Ant-Man and the Wasp" director Peyton Reed explained how they decided on the shocking end-credit scene.
  • He said one thing that helped was that he knew key things that will happen in the "Infinity War" sequel.

Warning: Spoilers ahead if you haven’t seen “Ant-Man at the Wasp.”

By now you probably know that something devastating happens during the end-credit scene of “Ant-Man and the Wasp.”

Director Peyton Reed was able to make the whole movie light and funny, with pretty much no reference to the fact that at the same time it’s taking place, the other Avengers are battling Thanos with half of humanity in the balance in “Avengers: Infinity War.”

Reed told Business Insider that through much of the making of “Ant-Man and the Wasp,” the amount they were going to address "Infinity War" kept changing. They finally landed on playing with the audience’s knowledge of what happened in the previous MCU release by pushing it all aside, and just having fun telling the latest adventure of Scott Lang (Paul Rudd), Dr. Hank Pym (Michael Douglas), and his daughter Hope Van Dyne (Evangeline Lilly).

Ant Man and the Wasp Peyton Reed Disney finalBut when it came time to figure out what to do for the end-credit scene, which has become a tradition in MCU movies, Reed had to address “Infinity War.”

Reed said the breakthrough moment on what to do came when he got some insight from the “Infinity War” sequel screenwriters.

“We went through all these different permutations and it so happened that Christopher Markus and Stephen McFeely were writing ‘Infinity War’ and ‘Avengers 4,’ so there were a couple of key things that we knew were probably going to happen in those movies which led to us being able to tee it up correctly in ours,” Reed told Business Insider.

This led to what we see in the end-credits (STOP READING IF YOU HAVEN’T SEEN “ANT-MAN AND THE WASP”), Ant-Man stuck in the Quantum Realm while trying to retrieve quantum particles.

Turns out, when Ant-Man is about to be brought back to normal size by Pym, Hope, and her mom, Janet Van Dyne (Michelle Pfeiffer), after going subatomic to get into the Quantum Realm, the Thanos snap occurs in “Infinity War” and all three of them turn to dust. Ant-Man is left floating subatomic in the Quantum Realm with no way of getting back to normal size.

Reed said Markus and McFeely wrote a version of the end-credit scene, which he and his team then reworked.

“I was concerned that anything that happens has to be true, you can’t do something to Scott Lang that feels out of character, so it was something that we had free rein to decide,” Reed said. “Leaving Scott hanging literally and figuratively, that was something we knew we were going to do, but what else happens?”

Namely, who was going to survive the Thanos snap, other than Ant-Man, and who wasn’t?

Ant Man and the Wasp Disney finalReed said he was given full control of that decision and didn’t have to coordinate with the executives at Marvel Studios. But, he was reminded by them that there was a little math involved.

“There's a certain percentage issue that's set up with Thanos' plan in ‘Infinity War’ and we had to deal with that,” Reed said. “There was a point where we wondered how many of our characters are we going to have in that end-credit scene. Is Bill Foster (Laurence Fishburne) going to be there? Is Luis (Michael Peña) going to be there? That was part of our decision. We couldn't fudge this percentage issue too much. So there were all these issues that went into that decision. But we discussed it ad nauseam during the process.”

We’ll have to wait to see if in fact Dr. Foster and Luis did survive the Thanos snap, and how Scott Lang gets out of the Quantum Realm. But Reed said there was one certainty through all of this: the giant ant was going to live.

The second end-credit scene takes place back in Scott’s apartment after the Thanos snap. The entire place is empty except for the giant ant, who during the movie has Scott’s ankle bracelet on and impersonates his actions around the apartment so as not to tip off the authorities that Scott is out doing Ant-Man things. There are shots of empty rooms until finally there’s a shot of the giant ant still playing the drums.

“We knew for our second scene we wanted to be more comedic than the first one, but we also didn't want to ignore the events,” Reed said. “We were like, well, what if this ant just got used to living in Scott's apartment and found that he dug playing the drums? We were just like, ‘This is really, really dumb and we love it,’ and we put it in the movie.” 

“Ant-Man and the Wasp” is currently playing in theaters.

SEE ALSO: The director of "Ant-Man and the Wasp" explains how the ramifications of "Infinity War" affected the making of the movie

Join the conversation about this story »

NOW WATCH: Why the World Cup soccer ball looks so different

The 20 best airport lounges in the world that cost less than $55 to use


Manchester 1903 lounge

There's nothing worse than having hours to kill in a crowded airport — but doing so in style might be more affordable, and much easier, than you think.

Travel booking site Netflights.com has produced a ranking of the best airport lounges in the world which any member of the public can access for under £50 ($66.28). That's less than the £58.77 ($77.91) the average person spends on food, drinks, and alcohol in the run-up to boarding a flight, according to a Netflights survey of 2,005 UK travellers.

In order to produce the list, the site collected data from 149 airport lounges around the world then weighed up the number of amenities available in each compared to the cost.

From free WiFi to bottomless drinks and food, they came in at an average cost of £37.32 ($49.47) — well worth it.

Scroll down to see the 20 best-value airport lounges in the world — all less than $55 a visit — ranked in ascending order.

SEE ALSO: The new luxury airport lounge at San Francisco's airport has a full bar, nap pods, and 492 power outlets — take a look inside

20. Plaza Premium Lounge, Terminal 1, Toronto Pearson International Airport — £25.90 ($34.61).

Open to all guests regardless of airline or fare class, Pearson's Terminal 1 Plaza Premium Lounge offers flat screen TVs, breakfast, coffees, hot food entrées, a soup and salad bar, and a selection of liquors, beer, and wine.

Rating: 3/5.

19. dnata Lounge, Terminal 3, Singapore Changi Airport — £28.12 ($37.68).

This contemporary lounge boasts plenty of power outlets, food like dim sum and satay, showers, and a view of the runway.

Rating: 3/5.

17. Premier Lounge, International Terminal, Ngurah Rai International Airport, Bali — £17.76 ($23.80).

This luxurious lounge boats WiFi, showers, and a buffet, as well as spirits, beer, and wine.

Rating: 3/5.

See the rest of the story at Business Insider

Trump and Putin met for 2 hours one-on-one, had lunch, and hosted a press conference — here are the first photos to surface


trump putin helsinki

President Donald Trump traveled to Helsinki for a high-stakes one-on-one meeting with Russian President Vladimir Putin on Monday.

Their summit comes just three days after the special counsel Robert Mueller indicted 12 Russian intelligence officers for efforts to interfere in the 2016 US presidential campaign.

Outcry from American lawmakers in the days leading up to the meeting demanded Trump cancel the meeting, to agree to bring other US officials in the meeting, and to prioritize discussing campaign meddling.

Here are the highlights of the meeting, in photos:

SEE ALSO: Trump blames everyone except Putin for bad US-Russia ties before Helsinki summit — and it's a huge mistake

SEE ALSO: 'We agree': Russian foreign ministry approves of Trump's tweet slamming the US for its 'foolishness' toward Russia

The president and first lady Melania arrived in Helsinki Sunday evening after a four-day tour of the United Kingdom.

Source: White House press pool

Onlookers greeted Trump's motorcade with American flags and a sign with Trump's campaign tagline on the way to Helsinki's Presidential Palace.

Source: White House press pool

Protest ads were hung around the city, including this one at a Helsinki bus stop that features a February headline from a Finnish newspaper. Trump tweeted the same phrase again on Sunday.

Sources: Business Insider NordicTwitter

See the rest of the story at Business Insider
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