You don't need to move to the middle of nowhere to find a cheap home.

Chances are, you'll probably recognize some of the cities and suburbs that made it onto Coldwell Banker's annual list of most affordable housing markets in the US, like Buffalo, New York, and Cleveland, Ohio. 

Every year, the company puts together a Home Listing Report, which ranks the most expensive and most affordable places to live in the US.

The company compared nearly 2,000 markets for the report, looking at the average listing prices of over 51,000 four-bedroom, two-bathroom homes. The national average listing price, they found, was $295,317.

Here are the 25 most affordable markets in the US.

25. Radcliff, Kentucky

Average listing price: $120,765

State average listing price: $197,700

Radcliff has a population of 23,223. 62% of the population has white collar jobs, while 38% has blue collar jobs.

The median age of homes is 19 years. 48% of those homes are owned, 47% are rented, and 5% are not occupied.

Source: Coldwell Banker

24. North Platte, Nebraska

Average listing price: $120,583

State average listing price: $139,111

North Platte has a population of 24,776. 59% of the population has white collar jobs, while 41% has blue collar jobs.

The median age of homes is 38 years. 55% of those homes are owned, 37% are rented, and 8% are not occupied.

Source: Coldwell Banker

23. Forest Park, Ohio

Average listing price: $120,247

State average listing price: $204,029

Forest Park has a population of 18,670. 62% of the population has white collar jobs, while 38% has blue collar jobs.

The median age of homes is 29 years. 55% of those homes are owned, 40% are rented, and 6% are not occupied.

Source: Coldwell Banker

The Tower Bridge in London, a 120-year-old bridge over the River Thames, just unveiled the first of two glass floors along its high-level walkways. The new walkway provides the rare chance to look straight down onto the river and the estimated 40,000 people who cross the bridge every day, according to The Guardian.

These new floors, which are 138 feet above the river, are meant to look like "a big gaping hole in the floor,” Chris Earlie, head of the Tower Bridge Exhibition, told The Guardian. 

The walkway, referred to as the ‘wow project,’ has been in the works for two years and took a team of 20 to construct. The floors are 36 feet long and six feet wide, and are thick enough that the glass won't crack under the weight of its many visitors. 

Visitors have a clear bird's-eye view of the traffic below. 

“It is more exciting I think because you are not actually that high, you can see everything in detail beneath you. I do a lot of climbing and adventure sports but, even for me, the first time was a bit difficult,” Earlie told The Guardian.

Plus, the new walkway has an especially amazing view when the bridge is lifted. 

This is only the first installment; a second glass bottom floor will open on the East Walkway of the Bridge on December 1st.

For more information about the exhibition check out the Tower Bridge website here. 

SEE ALSO: 12 British Sayings Americans Don't Understand

DON'T FORGET: Follow Business Insider's Life on Facebook!

Join the conversation about this story »

Sure, you love steak and know all the best steakhouses, but are you a true connoisseur?

We spoke with New York City's Old Homestead Steakhouse team (including owners Greg and Marc Sherry, and executive chef Oscar Martinez and his culinary team), as well as executive chef David Nichols at the Gerber Group and executive chef Paul Niedermann at BLT Prime Doral in Miami on the steak knowledge that separates the men from the boys.

Keep reading to see their answers.

A porterhouse steak and a T-bone steak are not the same. Though they look almost identical, both are part sirloin and filet mignon, and both are double-cut, you get more bone and less meat with a T-bone. 

Filet mignon doesn’t have to be aged. Because it’s so lean, there’s no fat to break down, making the process unnecessary.

The rump is underrated and supremely flavorful. Just because the rump is a tougher kind of meat doesn’t mean you shouldn’t order it. It’s more flavorful than filet mignon and one-third the price.

Don’t be afraid of overseasoning, especially if you’re grilling. Niedermann, the executive chef of BLT Prime Doral in Miami, says most of the heavy seasoning will fall off onto the fire anyway. Better to have more flavor than less flavor.

Salt steaks 45 minutes before you sear them. Most people know that steakhouses slather their steak in salt to get that charred, crusty exterior that seals in all the juices and flavor, but give yourself enough time for it to properly set. "Besides the salt adding flavor, it draws moisture, which causes the salt to dissolve," Old Homestead Steakhouse executive chef Martinez told Business Insider. "Letting the salted steaks sit for at least 45 minutes allows the moisture to return into the meat. The salt makes a sumptuous crust on the exterior when it hits the grill." 

Make sure your heat source is hot enough. Give your grill or pan plenty of time to preheat and test the heat before putting your meat on. If it's hot enough, you shouldn't be able to hold your hand over the grates for more than two seconds.

On the subject of heat, thicker steaks require lower heat than thinner steaks. This one makes sense when you think about it: Cooking a thicker steak on high heat will cause the exterior to burn before the inside has cooked enough.

Grilling your steak will give you the best results. According to Nichols, executive chef at the hospitality and nightlife company Gerber Group, grilling retains the best flavors in the meat because it is a slower process and the coals allow the meat to heat evenly. 

And if you are grilling your steak, don't touch it if it's sticking to the grill — that means it's not ready to be turned. Be patient and touch your steak as little as possible to keep all the juices inside. 

Use tongs to handle steak. Never use a fork, which pierces the steak and causes the meat to lose juice and flavor. The less you touch and poke the steak, the better it will be.

Sear both sides of steak on high heat first before cooking. Place your steak directly over a flame for two minutes on each side, and then cook the steak off the flame until it’s done. This will seal in the moisture and make steaks extra juicy.

See if a steak is done with the finger test. This is an easy test cooks use to see if the steak is done without a meat thermometer. Old Homestead Steakhouse co-owner Greg Sherry outlined for us how to do it:

“Without using force, bring together the tips of your index finger and thumb, and then feel the fleshy area below the thumb (that’s what rare feels like)," he said. "Press together the tips of your ring finger and thumb, and then feel the flesh below the thumb (medium feels like this). To see what well-done feels like, gently press together the tips of your pinky finger and thumb, then feel the fleshy area beneath the thumb. Then enjoy your steak cooked to perfection."

Let your steak rest for half the amount of time you cooked it. This will let the juices retract and stay inside the meat, not on the plate.

Only a few New York steakhouses still have prime rib on the menu. Most have removed the menu item because it's too expensive to feature and what isn't sold at the end of the night has to be tossed.

Dry-aged steaks are more expensive because of mold and moisture loss. When meat is dry-aged, it's stored in temperature- and humidity-controlled refrigeration for three to six weeks as the moisture evaporates and the fibrous connective tissue that holds the cow’s muscle together breaks down, giving it a softer texture. A thin layer of mold often develops as well, and that is trimmed before cooking. Couple that with the moisture loss (about 20%), and the beef will weigh less than when it was first bought. 

Restaurants pay for the beef preweight loss though, which means as a customer you’re also going to pay more for your dry-aged steak.

The cost of beef rises when there’s a drought. No water means less grass, which forces farmers to purchase more expensive grain-based feed, like hay or corn. 

Memorial Day — not the Fourth of July or Labor Day — is the biggest day for beef. The other two holidays tied for second, according to Old Homestead Steakhouse.

28% of people who order a steak get a baked potato. But really you should try a more classic side, like creamed spinach or a hash brown potato cake.

Love steak, but not sure what to order? Follow this guide from Old Homestead Steakhouse: If you want melt-in-your-mouth tender, order filet mignon; tender but slightly chewy, order a sirloin; extremely juicy and flavorful, order a rib eye; can’t make up your mind, order the porterhouse (which is part sirloin, part filet mignon).

Now go eat some steak.

SEE ALSO: How To Pick The Perfect Cut Of Beef

DON'T FORGET: Follow Business Insider's Life on Facebook!

Join the conversation about this story »

Despite all the fancy frills of modern dining, nothing beats a juicy, well-cooked steak. 

OpenTable just announced the winners of its Top 100 Steak Restaurants in the United States list, which is based on more than 5 million restaurant reviews submitted by OpenTable diners for more than 19,000 restaurant in the US. 

The list of winners spans 32 states, with Texas securing its spot as the beef capital of America with 15 restaurants on the list — more than any other state. As for the best steakhouse in America, Ruth’s Chris Steak House appears on the winning list 13 times. 

See the full list below:

2 Johns – Bossier City, Louisiana

801 Chophouse – Des Moines, Iowa

Al Biernats – Dallas, Texas

Barclay Prime – Philadelphia, Pennsylvania

Bazaar Meat by José Andrés-SLS Las Vegas – Las Vegas, Nevada

Beef ‘N Bottle – Charlotte, North Carolina

BIN 54 – Chapel Hill, North Carolina

Bob’s Steak and Chop House-Omni Tucson National Resort – Tucson, Arizona

Bones – Atlanta, Georgia

Bull & Bear Steakhouse – Orlando, Florida

The Capital Grille-Buckhead – Atlanta, Georgia

The Capital Grille – Charlotte, North Carolina

The Capital Grille-Downtown – Chicago, Illinois

The Capital Grille – Denver, Colorado

The Capital Grille – Fort Worth, Texas

The Capital Grille – Kansas City, Missouri

The Capital Grille – Milwaukee, Wisconsin

The Capital Grille – Minneapolis, Minnesota

Carlo & Johnny – Cincinnati, Ohio

Carnaval Brazilian Grill – Sioux Falls, South Dakota

Chama Gaucha Brazilian Steakhouse – Downers Grove, Illinois

Chandler’s Steakhouse – Boise, Idaho

CHOP – Sister Bay, Wisconsin

The Chop House – Charleston, West Virginia

The Chop House – Grand Rapids, Michigan

Chophouse New Orleans-Prime Steaks – New Orleans, Louisiana

Christner’s Prime Steak and Lobster – Orlando, Florida

The City Square Steakhouse – Wooster, Ohio

Cole’s Chop House – Napa, California

The Copper Door – Hayesville, North Carolina

Del Frisco’s Double Eagle Steak House – Washington, D.C.

Del Frisco’s Double Eagle Steak House – Fort Worth, Texas

Duane’s Prime Steaks & Seafood Restaurant – Riverside, California

El Gaucho – Portland, Oregon

Estilo Gaucho Brazilian Steakhouse – Frisco, Texas

Five O’Clock Steakhouse – Milwaukee, Wisconsin

Flame & Fire – Roseville, California

Four Winds Steakhouse – Wills Point, Texas

Gallagher’s Grill – Covington, Louisiana

Hal’s – Atlanta, Georgia

Halls Chophouse – Charleston, South Carolina

Hannas Prime Steak – Rancho Santa Margarita, California

Hanover Street Chophouse – Manchester, New Hampshire

Jag’s Steak & Seafood – West Chester, Ohio

Jeff Ruby’s – Louisville, Kentucky

Jeff Ruby’s Steakhouse – Cincinnati, Ohio

Kayne Prime – Nashville, Tennessee

Killen’s Steakhouse – Pearland, Texas

La Boca Steakhouse – New Orleans, Louisiana

Lawry’s The Prime Rib – Las Vegas, Nevada

Local Chop & Grill House – Harrisonburg, Virginia

Mastro’s City Hall Steakhouse – Scottsdale, Arizona

Melrose Grill – Renton, Washington

Morton’s The Steakhouse – Naperville, Illinois

Mr. John’s Steakhouse – New Orleans, Louisiana

New York Prime Steakhouse – Atlanta, Georgia

New York Prime Steakhouse – Myrtle Beach, South Carolina

Okeechobee Steakhouse – West Palm Beach, Florida

Pampas Argentine Steakhouse – Johns Creek, Georgia

Pappas Bros. Steakhouse – Dallas, Texas

Pappas Bros. Steakhouse – Houston, Texas

Pepper Tree Restaurant – Colorado Springs, Colorado

Perry’s Steakhouse & Grille-Champions – Houston, Texas

Perry’s Steakhouse & Grille-Clear Lake – Houston, Texas

Perry’s Steakhouse & Grille – Austin, Texas

Perry’s Steakhouse & Grille – Dallas, Texas

Porter’s Steakhouse – Collinsville, Illinois

The Precinct – Cincinnati, Ohio

Prhyme Downtown Steakhouse – Tulsa, Oklahoma

Prime13 – Point Pleasant Beach, New Jersey

Rafain Brazilian Steakhouse – Fort Worth, Texas

Ranch Steakhouse – Oklahoma City, Oklahoma

Red Prime Steak – Oklahoma City, Oklahoma

Red, The Steakhouse – Cleveland, Ohio

Rick Erwin’s West End Grille – Greenville, South Carolina

RingSide Steakhouse-Uptown – Portland, Oregon

The Royce Wood-Fired Steakhouse at the Langham – Pasadena, California

Russell’s Steaks, Chops, and More – Williamsville, New York

Ruth’s Chris Steak House – Asheville, North Carolina

Ruth’s Chris Steak House – Baltimore, Maryland

Ruth’s Chris Steak House – Baton Rouge, Louisiana

Ruth’s Chris Steak House – Boise, Idaho

Ruth’s Chris Steak House – Columbus, Ohio

Ruth’s Chris Steak House – Grand Rapids, Michigan

Ruth’s Chris Steak House – Greensboro, North Carolina

Ruth’s Chris Steak House – Jacksonville, Florida

Ruth’s Chris Steak House – Knoxville, Tennessee

Ruth’s Chris Steak House – Memphis, Tennessee

Ruth’s Chris Steak House – Minneapolis, Minnesota

Ruth’s Chris Steak House – Sacramento, California

Ruth’s Chris Steak House – Winter Park, Florida

Salacia Prime Seafood and Steaks – Virginia Beach, Virginia

Seagar’s Restaurant – Destin, Florida

Shula’s Steak House-Wild Horse Pass Hotel & Casino – Chandler, Arizona

Steak 44 – Phoenix, Arizona

The Steak House at Silver Reef Hotel-Casino-Spa – Ferndale, Washington

Texas de Brazil – Albany, New York

Texas de Brazil – Fort Worth, Texas

Vernon’s Hidden Valley Steakhouse – Los Ranchos De Albuquerque, New Mexico

Vic & Anthony’s Steakhouse – Houston, Texas

SEE ALSO: OpenTable Says These Are The Best US Restaurants For Foodies

DON'T FORGET:  Follow Business Insider's Life On Facebook!

Join the conversation about this story »

If you're looking for some of the most desirable and expensive properties on the market, head west.

According to Coldwell Banker's annual Home Listing Report, nine of the 10 most expensive housing markets in the US are in California, and the Bay Area dominated, thanks to the success of tech companies located nearby.

The Home Listing Report compare the cost of a four-bedroom, two-bathroom home in nearly 2,000 markets, analyzing more than 51,000 homes. It found that the average home in the country's most expensive market costs six times the national average listing price of $295,317.

Paige Cooperstein wrote an earlier version of this story. 

20. Westport, Connecticut

Average Listing Price: $923,422

State Average: $423,117

Westport, on the Long Island Sound, has a reputation for its excellent school system and is know for its proximity to New York City.

It was the 24th most expensive housing market in 2013.

19. Greenwich, Connecticut

Average Listing Price: $923,690

State Average: $423,117

Affluent Greenwich, also on the Long Island Sound, is one of the wealthiest towns in America. Residents include Paul Tudor Jones, Ray Dalio, and Sandy Weill.

It was the 15th most expensive housing market in 2013. 

18. Cohasset, Massachusetts

Average Listing Price: $923,889

State Average: $577,080

Cohasset, outside of Boston, is on the corner of the South Shore and has several beaches and a yacht club.

It was not one of the 25 most expensive housing markets in 2013.

Redditors over 40 were recently asked what they imagined the future would be like when they were growing up.

Many believed society would be much further along by now, especially fans of science fiction such as "2001: A Space Odyssey" and "The Jetsons."

"When 'Back to the Future 2' came out, it seemed like a pretty reasonable (if optimistic) view of the future. I did figure we'd have flying cars by now, and fusion power. I also figured the whole pill food thing would be in place," wrote pdxsean.

"I genuinely thought we'd have hoverboards and jetpacks. The former as a toy, the latter as a mode of transportation," wrote poothollow.

"I believed the Jetsons lifestyle was far fetched within my lifetime, but I thought space exploration would be much further along by now, and there would be much more robotic technology in the home (and not just small vacuums), along with advanced AIs to control them," wrote Subject_Beef. "Self driving cars, if not flying ones, were supposed to be commonplace. And synthetic/artificially grown organs to replace any major organs for when they fail or get damaged. Basically, I thought we'd have more leisure time, less work/stress, and better quality of life because of technology, rather than the hectic lives that technology has helped to create."

"If you look back now on something like 'Space: 1999,' it not only looks cheesy and dated (which it is), but also ludicrous. But it was not a ludicrous idea at the time. In fact, it seemed inevitable. How could we not have a manned base on the Moon a quarter century from now?" wrote sylban. "My vision of the future in my youth was nowhere near as gritty as the world I live in now."

"I thought we would've cured most major diseases by now ... I figured cancer, heart disease, MS etc. would be curable," TooManyCthulhus wrote. 

"I expected way more progress in nearly all areas. Cures for every illness, flying cars, brain implants instead of computers, some sort of international union of mankind with the same laws for everyone ... Bit of a disappointment, really. I blame 'Star Trek,'" wrote Sparxl.

"For me, 20 years ago I didn't think '1984' and 'Brave New World' were so prescient, they seemed like extremist hyperbole, or scifi cautionary tales," wrote cookiecombs. "But here we are with domestic wiretapping, big data profiling, internet browsing censored, and (BNW) designer babies and ambien/booze/riddlin/everything drugs to make you forget about reality and inequality, ghettos (urban and rural)."

"Just turned 60. 'The year 2000' was always the benchmark of the future when I was kid. By the year 2000 we were going to have space stations, moon bases, undersea cities, personal submarines, hovercars, jetpacks, routine space travel, video phones, moving sidewalks, humanoid robot servants, cures for cancer and all kinds of other diseases ... We have a few of those things I guess, but the future sure isn't what it used to be," wrote another_old_fart.

Some who grew up during the Cold War are happy that things turned out so well.

"I am 52, due to the cold war I honestly did not believe there was going to be a future," wrote nineyearstime.

"It's one thing being afraid of some guy blowing himself up, or of crashing a plane into a building, its another thing to be afraid of nuclear holocaust and the end of human civilization," wrote doobledoo973.

"46 here I have to agree in the 70's and 80's things were pretty bleak. Crime was growing every year I remember they would announce the murder count every year and every year it was higher. It looked the 90's would be a cesspool of violence. On top of that it looked like we would all die in a nuclear Armageddon... This is one thing I don't think young people understand... We all though at any moment all of humanity would be wiped out," karmakazi_ wrote. "So the fact that I'm alive and have a house and a kid was something I never expected. ... The Internet is awesome and unexpected. Flying cars are a terrible idea if you think about it. I just wish we where further along in space exploration."

"I would have expected society to crumble, riots broiling everywhere. Burned out wrecks of houses, litter everywhere, gangs running riot (with me in one) destroying and ripping apart society. That or nuclear war, a threat that hung over my head (and everyone's every day)," wrote Paratwa.

"I also expected nuclear war at some point, and am glad we haven't had one yet," wrote macharomancy, who also warned: "The idea of having to fight over water and arable land in my lifetime is as scary as nuclear war could be."

Others can hardly believe how good we have it.

"The greatest generation, our grand parents were thought to have seen all of the techno like advances. Flight, space travel, cars, factories and high production farming. We didn't think much about computers much less one or more in every home," wrote jrannis.

"I'm pretty amazed that we're as far as we are with gay marriage, a black president, self driving cars and weed laws. Things are changing pretty fast and pretty positively in some ways," wrote bil3777.

"The one piece that I never imagined is Google. We call Google a 'search engine,' but if you had shown Google to young me, it would have seemed like artificial intelligence, because it works so much better than I could have imagined," wrote an unidentified user. "We used to have to work to get answers to our questions. Now we just open the tap. "

"Mobile phones, personal computers, the Internet!" wrote PendragonUK. "Lettuce and tomatoes all year round, OMG you can walk in to a shop and find fresh apples for sale out of season. Chicken is now a cheap meat, the whole concept of 'cheap meat' Chicken was something the family sat down to on Sunday once a month. Clothes, clothes are so cheap they are almost disposable."

"WE LIVE IN AN AGE OF F------ WONDER. That I couldn't even dream of being in as a child. This is so much better than I thought it would be," wrote Paratwa.

"It's great to be alive in 2014," wrote Jackpot777. "Can't wait to see what the rest of the future holds...

SEE ALSO: 15 ways the world will be awesome in 2050

Join the conversation about this story »

Documentary photographer Doug Menuez spent 15 years documenting the everyday activities of some of the biggest names in tech, including Bill Gates, Jeff Bezos, Steve Wozniak, and John Sculley. 

But Menuez says that it was photographing Steve Jobs that had the biggest impact on his life. 

"Steve was the most inspiring person I ever met. As a photojournalist, I like to hide behind my lens and capture other people's moments," Menuez told Business Insider. "He forced me to confront my own motivations, who I was."

Menuez spent three years photographing Jobs at NeXT, the personal computing company he started after he was ousted from Apple in 1985. The photos were meant to be published in Life magazine. 

"The photos were his idea," Menuez said. "He knew he was a historical figure. I  just showed up at the right place at the right time."

The office environment at NeXT was intense, and Menuez says he felt burned out at the end of the project. 

"They were constantly hiring absolutely brilliant people. Steve was constantly challenging, prodding people to work above their abilities. It was about inventing the impossible. If you were there, you signed up for the mission," Menuez said. "Steve had a lot at risk here. The stakes were high. He wanted revenge. He was becoming a symbol of a whole new generation coming into the Valley."

Having the trust of Jobs changed Menuez's life.

"I wasn't trying to be his friend, but just being in the room was amazing," he said. "I would've followed him through fire." 

The photos were never published, since Jobs had decided Life magazine was no longer cool by the time the project was finished. The prints remained hidden away in boxes for years, until Menuez assembled his work from the period in a book called "Fearless Genius: The Digital Revolution in Silicon Valley," which Atria Books published in June.  

SEE ALSO: Unpublished Vintage Pictures Show Bill Gates, Steve Jobs, And More Silicon Valley Stars In The 1980s

WE'RE ON INSTAGRAM:  Click Here To Follow Us

Join the conversation about this story »

It's easy to forget that the iPhone was announced just seven years ago. Back then, nobody could predict how people would be using their devices the way they do today — swiping Tinder matches, ordering Uber taxis, and of course, reading Business Insider. 

That said, we're looking to find out more about how you use your different devices to read and share stories. Do you prefer reading articles on your smartphone or tablet? How active are you on Facebook and Twitter? Are you a fan of watching videos on your phone? 

Click here to take our survey. All we need is five minutes of your time. 

Thanks in advance for your candid answers.

Join the conversation about this story »

Mattel has teamed up with Hilton Hotels to offer the first all Barbie-Themed Hotel room in Buenos Aires, Argentina. Take a tour of the $179 per night room that is already booked until 2015.

Join the conversation about this story »

New York City is about to get a brand new championship-caliber golf course designed by Jack Nicklaus.

And, anyone is going to be able to play it. 

Donald Trump is opening Trump Golf Links in Ferry Point, New York, next April. The course is already done, and I got a chance to play a round with our sports writer Tony Manfred. 

It's a great course. It blows away all the other public courses in New York City, which isn't saying much because most of the city's courses are pretty beat up and uninspired. (There are a surprising number of courses in New York City. Of all the courses I've played in New York, here are my city rankings: 1. Pelham Bay; 2. La Tourette; 3. Split Rock; 4. Marine Park; 5. Dyker Beach; 6. South Shore; 7. Silver Lake; 8. Douglaston; 9. Moshulu; 10. Van Cortlandt.)

More impressively, Trump Golf Links is in contention to be a top five public course in the New York metro area. My list of the best courses in the New York Metro area (which means ~1 hour drive out of the city) before Trump Links goes like this: 1. Bethpage Black; 2. Pound Ridge; 3. Neshanic Valley; 4. Ballyowen; 5. Bethpage Red.

The new Trump course could compete with those last three on the list, though as a friend of mine said of the course, it's best to wait until the spring when it is in full bloom. 

There are only two downsides to the course:

1. It's going to be expensive when it opens. Trump's group hasn't announced a price, but in 2013, Golf Magazine speculated that it could cost $125 per round. An average round at a public city course is ~$40.

2. It's in the Bronx, but not near any train lines, so it's not the most convenient place to get to.

Still! It's a fun time, and it will be on every New York golfer's list next year.

When I played I took some photos of the course so you can get a sense of the course. This is not a perfect representation because the course will have tall fescue grown in when it's warmer, but this is an idea of what it will be like.

This is what the course will look like when it's in its glory next summer. The fescue will be up; the city will be in the background.

And here's one more look at the 18th hole, with the Whitestone Bridge in the background.

Here's what it looked like when we arrived in the morning.

If you know anything about Wall Street, you know that there are rules. Most of them are not written anywhere, you simply learn them through observation.

Part of learning is observing how people follow those rules, and another part is laughing when people get punished for breaking them.

There are rules for clothing, rules for eating, rules for everything — even drinking.

"Guys get made fun of when they drink anything from a martini glass," said Dan Nathan, a veteran trader and editor of Risk Reversal. 

That is, unless it's a martini. Dry.

"[They get made fun of] when they drink anything with Campari in it," Nathan added.

Unless of course it's a Negroni — but even that, says Nathan, feels contrived. 

Wall Streeters are, historically, drinkers of brown liquor. Neat. But that is changing. Talk to bartenders around Manhattan and they'll tell you that some cocktails are beginning to creep into the mix.

Yes, the global cocktail craze has reached Wall Street. Here's what happens when you get a bunch of bankers at the bar these days:

"One of two out of the group of 15 are ordering cocktails," says John McCarthy, a mixologist at NYC bars Cedar Local in the Financial District and Bathtub Gin in Chelsea. "Whereas before no one would have a cocktail. It was Goose and soda, Macallan 12, and beer."

Now this isn't to say that the old spirits are dying. You can still put a bottle Macallan on a string and watch as a bunch of bankers start to follow it up and down Midtown. But bartenders around Manhattan started to notice a subtle shift around 2011.  This shift, of course, had to be served up in a rocks glass however.

Globally, the cocktail craze ushered another subtle change along with it — the rise of the craft distillery. On Wall Street that has translated into smaller brands of liquor gaining traction, like Tito's Vodka.

"All the people 5 years ago that you couldn't get to drink Tito's are drinking it now," said McCarthy. Back then he was at a bar in the Lower East Side, and only real vodka-heads and cocktail snobs knew about the brand.

But now instead of a 'Goose and soda', bankers are asking for a 'Tito's and soda.'

Here's the thing about Wall Street — all you really need is for a few of the higher-ups to take to something, and you'll see others start to follow suit.

"People are posers when it comes to drinking," Nathan told Business Insider.

Posers? On Wall Street? Get out of here.

Join the conversation about this story »

The unpredictability of a bike commute in densely packed cities is dangerous — a rider needs to navigate cars, buses, potholes, taxis, and distracted pedestrians. 

In fact, there are so many hassles and dangerous elements that many people avoid it altogether. 

But the nonprofit Oregon Manifest wants to change all that. They teamed up with Fuji Bikes and challenged five design teams from busy American cities to build the ultimate urban utility bike — something that would make commuting in a city not only safer, but more enjoyable, too.

After a public vote, the end result was "The Denny."

The Denny bike has a lot of clever features: an automatic shifter, an ingenious front basket, integrated lighting, turn signals, a built-in handlebar lock, and a fender that removes water before it can do damage.

It even has an e-assist to give you a boost when you’re struggling up a hill so you don't sweat through your work outfit.

“One of the challenges with cycling currently is that it needs to be a planned decision, you really need to know what you’re doing with your day and if the bike is appropriate,” Roger Jackson — a creative director for Teague, the Seattle-based firm that won — told Business Insider. “And so we tried to integrate as much into the bike as possible.” 

Teague wanted people to be able to grab their bike and know that no matter what their day had in store, they could use it without the need to add any accessories. From baskets to a bike lock, the firm built everything into the body of the bike. 

There are three core tenants to this bike: safety, security, and convenience.

Security: Integrated Lock System

The handlebar doubles as a lock so you never have to carry a heavy U-lock while biking again.

"I think from a public standpoint the handlebar really resonated with people,"  Jackson said. The public responded really well to the new integrated lock, which is an elegant solution that has never existed before, according to Jackson. 

Plus, if you're in a hurry and don't want to remove the handlebar completely, you can use the quick lock option:

Convenience: The Flexible Storage System

The front basket isn’t even a basket at all — it's a shelf that was built into the frame of the bike. It provides the ability to steer stably with hefty loads up to 50 pounds.

The bike also has automatic shifting and an electric assist for biking up hills. The battery in the bike is also removable, so you never have to carry your bike inside to recharge it (a blessing for anyone who lives in a walk-up). 

Safety: Automatic Lighting 

Safety is often the biggest concern for anyone afraid of riding bikes around a big city, so the firm tried to emulate other vehicles on the road. 

"We took a lot of cues from these vehicles that people are already using," Jackson said. "We implemented a lot of the safety features that people take for granted on those vehicles — daylight running lights, turn signals, break lights —and we brought those to the bike." 

Teague understands that visibility is key when biking, so they also included a "Halo Light" that floods light onto the road around the front wheel when it's dark.  

Aside from achieving the three core tenants, they also wanted to design a bike that looks good. They teamed up with a well-known local bicycle builder, Taylor Sizemore, to create the prototype. 

The Denny bike is about returning the rider to “those early days of carefree riding, when cycling was just about ‘get up and go’ freedom — the reason we all fell in love with bikes in the first place,” according to the Sizemore website.

Jackson said that there are always slight changes when you move from a concept to a reality, but that the actual bike will be very similar to the Denny prototype. There will also be an option for a bike without the electric assist, for cities like New York that don't have as many hills, which will also significantly lower the price.

The Denny is set to launch in 2015. 

For more information about the Denny as well as the other cities that participated, check out the Oregon Manifest website here. 

SEE ALSO: 15 Tips For Surviving On A Bike In New York City

DON'T FORGET: Follow Business Insider's Life on Facebook!

Join the conversation about this story »

Business Insider is looking for paid interns to work on our Strategy and Careers sections.

BI Interns spend their time researching, writing, pitching, and producing stories, and they get an author byline for every post they write. They also help editors find irresistible stories from our partners — including The Atlantic, Slate, Inc., and Entrepreneur— to share with our readers.

We're looking for people who are ambitious, smart, funny, fast, and consume huge amounts of digital media. You should be comfortable working on multiple stories per day and building your own audience and personal brand through social media.

Ideal candidates will be insatiably curious about the psychology of success, how to get ahead in your career, how women can have it all, whether college is worth it, the management science behind companies like Google and Facebook, and the habits of rock-star businesspeople like Warren Buffett and Sara Blakely. 

When it comes to qualifications, a journalism background and experience writing for a news site always helps, as do copy-editing skills and light HTML and Photoshop experience. Knowledge of social media and previous writing experience are both useful, too.

APPLY HERE with a resume and cover letter if interested, and specify why you're interested in working on Strategy and Careers. 

Please note that this internship requires that you work in our Manhattan office. The internship term runs for approximately six months, with some flexibility on start and end dates. Interns are encouraged to work full-time (40 hours a week) if their schedule allows.

Join the conversation about this story »

American dietary preferences are changing.

Research firm NPD Group has revealed the top 10 foods that have surged in popularity over the past decade. 

The firm surveyed consumers about their eating habits and compared it with data from a decade ago, according to Nation's Restaurant News, which first published the report.

Foods that fared the best were ones that could be easily prepared and consumed at home, NPD said in a news release. 

"We are still leaving the cooking to others. With restaurant visits down, the manufacturers of our foods are filling more of the need," NPD Vice President Harry Balzer said in the release. 

Here are the 10 foods taking over the American diet. 

10. Pancakes

The number of Americans who consumed pancakes at least once over 2 weeks increased 5.3%, according to NPD. 

9. Chips

Chip consumption increased by 6.1%. 

8. Ice Cream Sandwiches

The frozen treats increased by 6.2%. 

7. Bars

Prepackaged bars, which could include granola or cereal, saw consumption grow by 6.7%. 

6. Fresh Fruit

The Americans surveyed consumed 7% more fruit. 

5. Mexican Food

Fueled by a growing Hispanic population, consumption surged 8.3%. 

4. Poultry Sandwiches

Consumption of chicken and turkey sandwiches grew by 8.3%. 

3. Pizza

Pizza's popularity is up by 9.6%. 

2. Bottled Water

Bottled water consumption grew by 10.7%. 

1. Yogurt

Americans consuming the dairy staple at least once in 2 weeks grew by 12.5%. 

SEE ALSO: 8 Mindblowing Facts About Pizza

Follow Us: On Facebook.

Join the conversation about this story »

Astrophysicist Neil deGrasse Tyson saw 'Interstellar' and then came by Business Insider to explain what the ending means – and if it's scientifically sound.

Produced by Will Wei. Additional camera by Devan Joseph.

StarTalk Radio is a podcast and radio program hosted by astrophysicist Neil deGrasse Tyson, where comic co-hosts, guest celebrities, and scientists discuss astronomy, physics, and everything else about life in the universe. Follow StarTalk Radio on Twitter, and watch StarTalk Radio "Behind the Scenes" on YouTube.

Follow BI Video:On Facebook

Join the conversation about this story »

Established in 1789 by George Washington, the US Marshals Service is the oldest law enforcement agency in the country.

As the enforcement arm of the US Federal Courts, the Marshals are tasked with capturing fugitives, serving federal arrest warrants, transporting prisoners, and overseeing the witness protection program.

The job puts agents directly in the way of the most dangerous criminals in the nation.

Photographer Brian Finke recently shadowed a US Marshal to get the inside view of what may be the most dangerous job in America.

Finke shared a number of the photos with us here, but the rest are collected in a new book out by PowerHouse books, “U.S. Marshals," available here.

Finke first became connected with the Marshals service because a friend from his high school, Cameron Welch, was a Deputy US Marshal. Welch works in the fugitive investigation division, which works with local and federal law enforcement to track down the most dangerous fugitives and assist in high-profile investigations.

After reconnecting, Welch offered Finke to come on a series of ride-alongs. On the first ride-along, Welch was tasked with assisting the Texas Rangers with capturing an escapee from a Texas prison. "We were driving 120 miles per hour on the freeway going to get this escaped convict. It was incredible to see," Finke told the Alexia Foundation. 

Marshals don't care whether a fugitive is guilty or not and they don't solve crimes. Their only job is to find and apprehend the target. "This is really a big game, a mental and physical game," a US Marshal told the Washington Post."The bandit's job is to run; our job is to catch him."

Just because they aren't solving a crime, doesn't mean there isn't a lot of investigating. To track down fugitives, Marshals have to parse information given by relatives, search through databases for clues as to their whereabouts, and sit through days-long stakeouts. Then they have to apprehend the fugitive.

Raids can be extremely dangerous. Marshals often have to storm through doors without knowing what or who is on the other side. Fugitives are not always cooperative.

Marshals generally carry a Glock 40 as their primary handgun, but they also will carry AR-15 rifles in certain cases.

One time, Welch was tasked with investigating a man that had been threatening a federal judge. When Welch and his partner arrived, the man stormed out of his apartment with a pistol pointed at Welch. He says it was one of the closest calls of his career.

It can be an emotionally draining profession. Welch says he's been in situations where fugitives commit suicide when they arrive to avoid going back to prison.

The Marshals are not without a sense of humor. Welch frequently plays music when preparing for raids. Once, after apprehending a fugitive, his car began playing Jay-Z's "On To The Next One," as he placed the handcuffed man in the car. People in the neighborhood were startled.

Despite the dangers, Welch says that the profession is "addictive." As soon as he closes one case, he's excited to get started on the next one. "It's dangerous, but its rewarding to know that I'm making a difference in other people's lives..." Welch told Edith Zimmerman in the foreword to the book.

"For me it was amazing, putting on bullet proof vests and riding in right behind them. I had total respect for what they do," Finke said of the project in an interview with the Alexia Foundation. "It was just such an amazing experience – being there with them and being in awe of what they do." 

SEE ALSO: Inside The Dangerous Underground World Of Bounty Hunters And Bail Bondsmen

FOLLOW US: Business Insider is on Instagram!

Join the conversation about this story »

Since Microsoft announced new bundles and a new $349 price for Xbox One, gamers are eating it up.

It is finally selling better than Sony's PlayStation 4, Microsoft says.

The company says the first week after the price cuts took effect, US sales more than tripled, and that it's been beating Sony for the past two weeks.

Retail orders for the Xbox One will soon hit 10 million units, according to a blog post by Yusuf Mehdi, corporate vice president of Devices and Studios. He writes:

The response to this wave of blockbuster game releases and new bundles has been amazing, and sales have skyrocketed since the new price took effect on Nov. 2. Compared to the previous week, Xbox One sales in the US have more than tripled, which is exciting as more and more friends will be playing together this holiday. As we head into the busy holiday season Xbox One led generation 8 console sales in the US for the past two weeks. Shortly, we will have sold in to retailers more than 10 million Xbox One consoles.

We can't say we're surprised. Our own Karyne Levy predicted that the Xbox One would outsell the PS4 after Black Friday, thanks to the price cuts and bundles.

Sales are also helped by this week's arrival of the newest Xbox One exclusive game, "Halo: The Master Chief Collection."

But it's the new Xbox One bundles that are really winning fans. These pair the console with some of the most popular games. For instance, for $349 you can get the "Assassin’s Creed" bundle, which includes a couple of uber popular versions of the game, including "Assassin's Creed Black Flag." And you can add Kinect to the bundle for another $100 ($449). With that, Microsoft will toss in "Dance Central Spotlight" (because everyone knows that pirates love to dance).

But, as Levy points out, Sony has a few bundles of its own, like one for "Grand Theft Auto 5." Choices, choices.

SEE ALSO: Black Friday Could Be The Day The Xbox One Finally Towers Over The Competition

Join the conversation about this story »

According to Legatum Institute's Prosperity Index, sub-Saharan Africa accounts for many of the least prosperous nations of the world. The rest come from countries rocked by revolution and/or war.

The annual index measures 142 countries based on 89 different economic analysis variables that measure success in industry, education, health, freedom, opportunity, and social capital. 

The nations were ranked into the following 4 color-coded groupings:

Here is what the rankings look like over a 5-year period: 

Of the 30 nations finishing dead last, 23 of those were African nations. Central African Republic was the last country on the list and Botswana (75th) was the highest ranked country within the sub-Saharan Africa region. 

Egypt, which reverted from a fledgling democracy back to military dictatorship this year, joined war-torn countries Pakistan, Iraq, Syria, Afghanistan, Yemen on the bottom of the list.

Meanwhile, for the sixth year in a row, Norway is the most prosperous nation in the world and is followed another 18 European nations in the highest tier. 

Russia is the lowest ranking country within Europe and Venezuela has dropped the most of any country on the list to the 100th position.

Here are the 30 least prosperous nations (and the full report): 

SEE ALSO: Here's A Snapshot Of Global Prosperity Right Now

Join the conversation about this story »

If you wash your hair every day, stop.

For model-like healthy hair, everyone should lessen their shampoo-use, but particularly men.

That's according to the people cutting your hair — your barbers.

Most hair professionals agree that you should wash you hair at most every two to three days. Some barbers, like Van Cappizzano of Ball and Buck in Boston, even advocate abstaining from shampoo altogether. 

That's because most shampoos can be damaging to hair when used excessively. They contain sulfates and other chemicals that strip hair of the oils it needs to stay healthy, shiny, and soft. 

"Don't think of your hair as a chalkboard," Cappizzano told us, meaning you shouldn't be wiping it clean every morning when you step in the shower. Instead, he says you should think of it more like a "plant" that needs nutrition and attention.

Lessening your use of shampoo will take care of frizz, make it easier to use hair product, lessen breakage, and generally make your hair look healthy and vibrant.

And for those who can't imagine not taking a shower every day, don't worry — we're not taking about abstaining from wetting your hair.

In fact, you should be wetting your hair and exfoliating your scalp by rubbing it and scratching it every time you take a hot shower. This gets rid of dead skin flakes, dirt, and excess oils that may have built up from the last time you showered.

Just refrain from always using the sudsy stuff.

SEE ALSO: The Only Three Hair Products Men Should Use

DON'T FORGET: Follow Business Insider's Life on Facebook!

Join the conversation about this story »

Jee Young Lee works within a small, 160-square-foot studio.

She makes all of the props in her photos by hand.

Her work records her process of growing up.