• We looked at the worst TV show currently on 17 networks, according to Rotten Tomatoes critic scores.
• They include Netflix's "Insatiable" and NBC's "New Amsterdam."

In today's crowded TV landscape, networks and streaming services have all increased the quantity of their offerings — at times to the detriment of quality. 

To figure out which current shows are worth avoiding, we turned to the reviews aggregator Rotten Tomatoes to select the most critically loathed scripted show that each network and service is currently producing. We made some exceptions for shows that were canceled this year.

We excluded children's shows, talk shows, and docuseries, and we only selected from networks with multiple scripted shows that had enough reviews to receive a "Fresh" or "Rotten" designation. The critic score also had to be below 75%.

Here is the worst current TV show on 17 networks, according to critics:

John Lynch contributed to a previous version of this post.

SEE ALSO: 8 movie sequels that have disastrously flopped at the box office this year

ABC: "Splitting Up Together"

Critic score: 38%

Audience score: 88%

Summary: "From executive producers Ellen DeGeneres, Emily Kapnek (Suburgatory), Jeff Kleeman (Little Big Shots) and Dean Holland (Parks and Recreation) comes Splitting Up Together, the story of Lena (Jenna Fischer, The Office) and Martin (Oliver Hudson, Scream Queens), whose marriage is reignited by their divorce."

What critics said: "They fell out of love, and the sitcom feels like a long, forced push to get them back together." — Hal Boedeker, Orlanda Sentinel 

Amazon: "The Romanoffs"

Critic score: 50%

Audience score: 51%

Summary: "From the creator of Mad Men, The Romanoffs is a contemporary anthology series set around the globe featuring eight separate stories about people who believe themselves to be descendants of the Russian royal family (Romanovs). Starring Aaron Eckhart, Diane Lane, Isabelle Huppert, Christina Hendricks, John Slattery, Amanda Peet, Jack Huston, Kathryn Hahn, Noah Wyle, Paul Reiser, Andrew Rannells and more."

What critics said: "Where the various descendants of the Romanovs have misplaced delusions of grandeur, so, too, does Weiner, who has instead birthed a too-long mess of incoherence and questions that I don't care enough about to get answered." — Kate Feldman, New York Daily News

AMC: "The Son"

Critic score: 52%

Audience score: 84%

Summary: "Based on Philipp Meyer's New York Times best-selling and Pulitzer Prize finalist novel of the same name, season two of The Son concludes the journey of the iconic "First Son of Texas." Eli McCullough's (Pierce Brosnan) will stop at nothing to secure his legacy against the backdrop of the nascent oil industry of 1917. His tools are deceit, fraud and murder -- weapons he wields with the effortless skill of the Comanche warrior he once was. But the biggest challenge he faces will be quelling a civil war under his own roof, triggered by his idealistic son Pete (Henry Garrett)."

What critics said: "Like its characters, the show continuously puts its worst, least interesting foot forward, aristocratically expecting you'll stick around to see the next step." — Willa Paskin, Slate

CBS: "Fam"

Critic score: 40%

Audience score: N/A

Summary: "FAM stars Nina Dobrev and Tone Bell in a comedy about a woman whose vision of a perfect life with her adoring fiancé and his wonderful family is radically altered when her 16-year-old, out-of-control half-sister unexpectedly comes to live with her."

What critics said: "Fam boasts an almost outrageously good cast, one plugged into the most hollow and familiar of premises and then fed with a broad assortment of reheated multi-generational punchlines." — Dan Fienberg, Hollywood Reporter

CBS All Access: "Tell Me A Story"

Critic score: 54%

Audience score: N/A

Summary: "Tell Me a Story takes the world's most beloved fairy tales and reimagines them as a dark and twisted psychological thriller. Set in modern-day New York City, the first season of this serialized drama interweaves The Three Little Pigs, Little Red Riding Hood, and Hansel and Gretel into an epic and subversive tale of love, loss, greed, revenge, and murder."

What critics said: "To fill its empty soul, Tell Me a Story tries to capitalize off of time-honored fairy tales and timely anger surrounding Trump. And that, my friends, is a horror story made for no time whatsoever." — Ben Travers, Indiewire

The CW: "Roswell, New Mexico"

Critic score: 53%

Audience score: 61%

Summary: "After reluctantly returning to her tourist-trap hometown of Roswell, New Mexico, the daughter of undocumented immigrants discovers a shocking truth about her teenage crush who is now a police officer: he's an alien who has kept his unearthly abilities hidden his entire life. She protects his secret as the two reconnect and begin to investigate his origins, but when a violent attack and long-standing government cover-up point to a greater alien presence on Earth, the politics of fear and hatred threaten to expose him and destroy their deepening romance. "

What critics said: "Besides just the general problem with this kind of love story, Max's obsession with Liz just isn't as cute at nearly-30-years-old as it is in teen form." — LaToya Ferguson, Uproxx

Fox: "Proven Innocent"

Critic score: 25%

Audience score: 54%

Summary: "Emmy and Golden Globe Award winner Danny Strong (EMPIRE) partners with David Elliot ("Four Brothers") to tell the emotional story of one woman's fight for the innocence of others, as well as her own."

What critics said: "It's guilty of way too many TV sins." — Brian Tallerico, RogerEbert.com

FX: "Mayans M.C."

Critic score: 72%

Audience score: 75%

Summary: "Mayans M.C. is the next chapter in Kurt Sutter's award-winning Sons of Anarchy saga. Set in a post-Jax Teller world, Ezekiel "EZ" Reyes (JD Pardo) is fresh out of prison and a prospect in the Mayans M.C. charter on the Cali/Mexi border. Now, EZ must carve out his new identity in a town where he was once the golden boy with the American Dream in his grasp. "

What critics said: "Already been here, done this. I am exhausted." — Verne Gay, Newsday

HBO: "Ballers"

Critic score: 72%

Audience score: 79%

Summary: "Success hits hard. Dwayne 'The Rock' Johnson stars in this series as a retired football superstar trying to reinvent himself as a financial manager for current players in sun-soaked Miami." 

What critics said: "This is not the stuff of great comedy. It's barely the stuff of interesting TV." — Christopher Lawrence, Las Vegas Review-Journal

Hulu: "Into the Dark"

Critic score: 73%

Audience score: 69%

Summary: "In partnership with Blumhouse Television, Into The Dark is a horror event series from prolific, award-winning producer, Jason Blum's independent TV studio. The series includes 12 super-sized episodes, with a new installment released each month inspired by a holiday and will feature Blumhouse's signature genre/thriller spin on the story."

What critics said: "If only this horror anthology was more, well, horrifying. As is, Into the Dark is more chill than chilling." — Lorraine Ali, Los Angeles Times

NBC: "New Amsterdam"

Critic score: 34%

Audience score: 82%

Summary: "Inspired by the oldest public hospital in America, this unique medical drama follows the brilliant and charming Dr. Max Goodwin, the institution's newest medical director, who sets out to tear up the bureaucracy and provide exceptional care. How can he help? Well, the doctors and staff have heard this before. Not taking "no" for an answer, Dr. Goodwin must disrupt the status quo and prove he will stop at nothing to breathe new life into this understaffed, underfunded and underappreciated hospital - the only one in the world capable of treating Ebola patients, prisoners from Rikers and the president of the United States under one roof - and return it to the glory that put it on the map."

What critics said: "Addressing medicine's many ills requires acknowledging their complexity; New Amsterdam does the opposite, leaving only frustration and fear in its wake. For a show about healing the system, it may do real harm." — Brit Trogen, The Atlantic

Netflix: "Insatiable"

Critic score: 12%

Audience score: 84%

Summary:"A bullied teenager turns to beauty pageants as a way to exact her revenge, with the help of a disgraced coach who soon realizes he's in over his head."

What critics said: "While Insatiable would like you to excuse its considerable meanness as satire or even good-doing, the truth is that it's often tooth-tinglingly saccharine." — Linda Holmes, NPR

Showtime: "Black Monday"

Critic score: 55%

Audience score: 84%

Summary:"Travel back to October 19, 1987—aka Black Monday, the worst stock market crash in the history of Wall Street. To this day, no one knows who caused it … until now. This is the story of how a group of outsiders took on the blue-blood, old-boys club of Wall Street and ended up crashing the world's largest financial system, a Lamborghini limousine and the glass ceiling. The outrageous comedy series stars Don Cheadle, Andrew Rannells and Regina Hall."

What critics said: "It lacks any compelling through-line as a drama or a comedy, which is not even to mention how this intellectual vacuum renders those pesky non-PC jokes pretty unfunny." — Bridget Read, Vogue

Syfy: "Deadly Class"

Critic score: 64%

Audience score: 92%

Summary:" Deadly Class follows a disillusioned teen recruited into a storied academy for assassins. Maintaining his moral code while navigating a ruthless curriculum, vicious social cliques, and his own adolescent uncertainties may prove fatal. Set against the backdrop of late 80s counter culture, Deadly Class is a coming of age story unlike anything you've ever seen. Based on the smash hit comic series of the same name by Rick Remender."

What critics said: "Deadly Class asks what it takes to change the status quo, but its answer so far is not particularly revolutionary." — Allison Keene, Collider

TBS: "The Guest Book"

Critic score: 64%

Audience score: 83%

Summary:"For a tiny cottage in a tiny town, this place sure is going to see a lot of baggage. Each episode, new guests will bring their special brand of crazy to this new comedy from "My Name Is Earl" creator Greg Garcia."

What critics said: "For a show about the hospitality industry, The Guest Book is remarkably ungenerous, and wastes a cast that includes fine actors like Danny Pudi, Stockard Channing, Aloma Wright, and Garret Dillahunt." — Maureen Ryan, Variety

TNT: "The Alienist"

Critic score: 64%

Audience score: 78%

Summary:"The Alienist is a psychological thriller set in 1896 about the hunt for a serial killer responsible for the gruesome murders of boy prostitutes that have gripped New York City. Based on the novel by Caleb Carr."

What critics said: "The Alienist spends more time telling you what's going on beneath the surface than allowing for any real depth to emerge." — Allison Shoemaker, RogerEbert.com

USA: "The Purge"

Critic score: 41%

Audience score: 65%

Summary:"During a 12-hour period when all crime — including murder — is legal, a group of seemingly unrelated characters cross paths in a city in an altered America. While the clock winds down, some will fight, some will hide, others will embrace what it means to Purge to its fullest extent -- whether for revenge, personal gain, protection, or unadulterated glee. As each character is forced to reckon with his or her past and plot how to better their futures, they soon discover how far they will go on Purge Night."

What critics said: "In the first three episodes, following the dictates of basic cable, it dials back both the social commentary and the splatter-happy action and violence from their cinematic levels." — Mike Hale, New York Times

• You can't schedule a text message in your iPhone's settings, but you can schedule messages using the third-party Scheduled app. 
• On the Scheduled app, you can schedule messages to send at a later time via iMessage, SMS, or WhatsApp, to a single contact or a larger group. 
• If you want the Scheduled app to send your messages automatically, you'll have to pay $3.49 per month for the premium version. Otherwise, the free version of the app will remind you to manually send your message at the scheduled time.  
• Visit Business Insider's homepage for more stories.

How can scheduled text messages make your life easier? 

They can allow you to plan daily, weekly, or even monthly reminders that keep family, friends, or coworkers on schedule — without you having to remember to send the reminder at a given time. A scheduled text message can ensure you never forget a birthday or anniversary greeting when scheduled yearly. 

Unfortunately, there is no built-in message scheduling feature on your iPhone. But with the Scheduled app on the iPhone, you can write your texts now and send them at a later time and date of your choosing. 

Just know that you will need to shell out $3.49 per month if you want the app to automatically send your scheduled messages. Otherwise, the free version of the app will remind you to manually send your scheduled text message at the time you choose. 

Check out the products mentioned in this article:

iPhone XS (From $999.99 at Best Buy)

How to schedule a text message on your iPhone

1. Download the Scheduled app on your phone and go through the one-minute setup process. Opt for the paid Premium plan if you want it to send your scheduled texts automatically, or just choose the free version if you'd like to receive a reminder when it's time to send your scheduled text. 

2. During setup, allow the app to access your contacts list, or it will be next to useless.

3. On the Scheduled home screen, tap the plus (+) symbol at the bottom of the screen to create a new scheduled text.

4. Select the platforms via which you will send the message at the top of the screen, then enter the contact (or contacts – you can form a group for repeat texting) to whom the message will go using the "To" field.

5. Enter your text, add a photo if you wish, then tap "Schedule date" and select the time and date at which the message will be sent.

6. "Don't repeat" is the default setting; to create a message that will be sent periodically, tap "Repeat" and select the appropriate option.

7. Tap the "Reminder" box if you're using the free version of the app, or if you don't want it to auto-send and would rather have a chance to send it yourself at the set time. Tap "Send automatically" if you have a Premium plan and want the app to do the sending.

8. Tap "SCHEDULE MESSAGE" at the bottom of the screen, and you're all set.

Related coverage from How To Do Everything: Tech:

• How to set up text message forwarding on your iPhone to forward messages to other Apple devices

• How to schedule a post on your Facebook page or profile from a desktop or mobile device

• How to schedule Instagram posts and maintain a consistent online presence for your business or brand

• How to free up space on an iPhone that's running out of storage

SEE ALSO: The best iPhone for every type of person and budget

Join the conversation about this story »

NOW WATCH: 8 prostheses that are changing lives

• Facebook launched its in-app dating service in the United States last week, and it could potentially rival other millenial-loved dating apps.
• Facebook Dating has some key elements similar to Hinge, but also some unique features that no other apps out there have.
• These are some of the main similarities and differences between Facebook Dating and alternative dating apps.
• Visit Business Insider's homepage for more stories.

Facebook has finally made its way into the dating-service industry in the United States, where it'll compete with well-known apps like Tinder and Bumble.

Facebook Dating will have to catch up to its competitors — who already have millions of users on their apps — and prove worthy to millenials who may balk at joining yet another dating site.

But Facebook Dating has the advantage of latching onto the social network's user base, who won't even have to download a separate app to start using the dating feature. Analysts already see Facebook Dating as a competitor: The announcement of Facebook Dating coming to the US sent shares of Match Group — the company that owns Tinder and OKCupid — tumbling last week.

Read more:Facebook just launched its dating service in the US, and it has a clear advantage that could help it beat out Tinder and Bumble

A look at Facebook Dating has shown that it'll be relatively easy to use for anyone who's ever had prior experience on a dating app. Some of the most rudimentary features of the app are quite similar those that exist on Hinge. But Facebook Dating also has some additional features — like Secret Crush and the ability to avoid matches with friends of friends — that set the service apart from its rivals. Those differences may just be enough to attract millenials back to the old-age brand of Facebook, from which they've long moved away.

Take a look at some of the key similarities and differences between Facebook Dating and similar dating apps:

SEE ALSO: Facebook Dating is roping in Instagram to help with its 'secret crush' feature, and it's a smart way to get millennials to return to Facebook

One of the biggest advantages to Facebook Dating may be that the service exists inside of the Facebook app, and can be accessed from the app's main menu. It's about as easy as can be to swipe between your news feed any any potential matches.

Unsurprisingly, Facebook Dating allows users to automatically fill in their profiles will information from their Facebook profile. It's something that other dating apps have done before, both to make it easy to get started, and to verify the user's identity and photos.

Of the dating apps I've used, Facebook Dating looks and feels most like Hinge. Just like Hinge, Facebook Dating profiles include prompts and questions to answer and display on your profile. Tinder and Bumble, for their part, present pictures and basic information, and a space to write your own short bio.

Additionally, expressing your interest in a potential match on Facebook Dating is similar to doing so on Hinge. You can do so by "liking" the person's profile — like swiping right on Tinder or Bumble — or by commenting on a photo or other aspect of the person's profile. The latter feature is something done on Hinge, and can be an easier way to get a conversation going than the standard "hey."

Facebook Dating's close proximity to your Facebook, and all the information that entails, gives it a unique advantage over other dating apps. For example: You can filter your Facebook Dating matches to those who are members of certain Facebook groups, or listed as going to certain events. If you want to make sure your Facebook Dating matches are fellow dog lovers, you can do that by filtering your matches to the 600,000 members of the Dogspotting Society group.

Facebook also recently added the ability to attach your Instagram photos to your Facebook Dating profile. Putting Instagram photos in a dating profile has been something long offered on other apps.

Source: Business Insider

This particular integration could help Facebook harness the power of Instagram — an app loved by millennials — to lure a younger audience back to the core Facebook app. After all, it's the only way to use Facebook Dating.

Source: Business Insider

Another way Facebook Dating may be trying to draw in millennials is with "Secret Crush." The unique feature allows each user to compile a secret list of existing Facebook friends and Instagram followers for who they harbor romantic feelings. It's something that doesn't exist on other dating apps, and is only made possible by Facebook Dating's access to Facebook and Instagram.

Those on your Secret Crush list will only be notified they're there if they have also listed you as a Secret Crush. If they haven't listed you, or aren't on Facebook Dating, that crush you're harboring on a friend will remain a secret.

Source: Business Insider

Facebook Dating's proximity to Facebook could also be seen as a downside, however. Although current Facebook friends won't pop up as potential matches, people who you have mutual Facebook friends might. Users can tell Facebook Dating to not suggest friends of friends, something that you can't necessarily do on other dating apps.

Facebook Dating does come with a feature helpful for users — especially straight, female ones — who may be nervous about meeting their online match in real life in an unknown place. Users can share their plans for dates and meet-ups with a select group of Facebook friends, who can see their location and stay updated.

Facebook Dating is free, without any premium features locked behind a paywall. In launching Facebook Dating in the US, Facebook took a shot at apps like Tinder and Hinge who ask users to pay for additional features and matches. "If you're looking for love, we don't want to keep the best features behind a paywall," Facebook product lead Nathan Sharp told Business Insider.

Source: Business Insider

• The Disney Backstage Collection is a new monthly subscription box from the Walt Disney Company that pays homage to its iconic history. 
• Each shipment includes a limited-edition T-shirt, a limited-edition collectible pin, and other surprises designed with help from Imagineers and the Walt Disney studio archives. 
• Everything included in the Disney Backstage Collection is available exclusively through the subscription, which starts at $35 per month.

Disney is diving deeper into the subscription box game.

Retail subscription boxes —  from Birch Box to Loot Crate — have been wildly popular with consumers who crave unique experiences and merchandise delivered to their door on a regular basis. Disney got their feet wet with the debut of the Deluxe Disney Princess Enchanted Collection, curated for the Princess-loving kids, back in November. Their newest subscription box offering, the Disney Backstage Collection, is for the Disney-loving adult; those who appreciate the history and the legacy of Walt Disney Studios.

Personally, I'm a huge subscription-box aficionado. Not only have I subscribed to many of them — from Play! By Sephora to Robb Vices— I was once part of a luxury subscription box startup. It's a retail experience I appreciate and one that I love. It's such a delightful thing to receive a carefully curated box of goods at your doorstep. Additionally, the element of surprise is irresistible; it's like having a birthday every month. Since I also happen to be a gigantic Disney fan, the Disney Backstage Collection box is right up my alley.

What is the Disney Backstage Collection?

The new Disney Backstage Collection, which debuted in early September, is delivered every month and includes a variety of items for those who aren't afraid to show their love for all things Disney. Each item in the package pays tribute to the history of the Walt Disney Company and includes a limited-edition T-shirt, a limited-edition collectible pin, and other items presented in a unique canister.

The creators of the subscription box work closely with Imagineers and the Walt Disney studio archives to create each of the items using vintage art and assets as inspiration. 

What the first release includes 

The first release from the Disney Backstage Collection goes way back to 1923, the very beginning of the Walt Disney Company, when it was called Disney Bros Studios (for Walt and Roy Disney). Their tiny office, which only had room for a desk for Roy, was located on Kingswell Avenue in Hollywood. The logo used on the items in the box were culled from their old stationery. 

The vintage Disney Bros Studio logo is featured on the T-shirt in the box, which has a couple of added details. The inside collar of the shirt features a quote from Walt Disney. On the sleeve, there's a patch with 4649, which was the building number for their studio on Kingswell.

Along with the T-shirt, subscribers receive a Disney pin. This particular one is fashioned after a window with the Disney Bros Studio logo, a clever and old-school design. To clue you into all the fun details of each design, the box also includes a behind-the-scenes story card.

All of this is delivered in a sturdy souvenir canister that features illustrations from the vault. In this case, it includes very old renderings of Mickey Mouse (who doesn't look at all like the Mickey we know today).

What to expect from future boxes

While Disney is keeping the themes of upcoming shipments secret, we do know that the future boxes will include items inspired by the archives of Walt Disney Animation Studios, Disney Parks, and Pixar. The current welcome package, with the Disney Bros Studios items, will be available for six months, after which it will be retired, and a new one will be released.

The pricing

There are three monthly subscription tiers you can sign up for: three months ($39.99 per month), six months ($37.99 per month), and one year ($34.99 per month).

When you sign up, you are given the choice of T-shirt size (from small to 2XL), and there's also an option if you'd like to give the box as a gift.

The bottom line

Whether you're gifting it to a friend or just treating yourself to something fun, the Disney Backstage Collection is a great way to celebrate the studio that means so much to Disney fans. The element of surprise, with each shipment being a mystery, brings a bit of magic to your (or their) doorstep every month.

Sign up for the Disney Backstage Collection at shopDisney starting at $34.99

Join the conversation about this story »

• The owners of Purdue Pharma — including members of the Sackler family — have reached a tentative settlement agreement in thousands of lawsuits over what accusers say is misleading marketing of OxyContin that's been partly responsible for the US opioid crisis, the New York Times reported September 11.
• Some members of the family own Purdue Pharma, the pharmaceutical company that launched the drug OxyContin, while others have distanced themselves from the company and condemned the OxyContin-based wealth.
• The Sacklers are one of the richest families in the US.
• The family's estimated $13 billion fortune comes primarily from sales of the controversial prescription painkiller, according to Forbes.
• The family is known for its philanthropic endeavors, although many institutions, including museums and universities, have recently cut ties with the Sacklers.
• On August 27, NBC News reported that Purdue Pharma was offering to settle 2,000 lawsuits against the company for between $10 billion and $12 billion, but the company still denies any wrongdoing.
• Visit Business Insider's homepage for more stories.

The Sacklers are one of the wealthiest families in the US, with an estimated fortune of $13 billion, but they may not be for much longer.

The owners of Purdue Pharma — including members of the Sackler family — have reached a tentative settlement agreement in thousands of lawsuits over what accusers say is misleading marketing of OxyContin that's been partly responsible for the US opioid crisis, the New York Times reported September 11. The settlement requires the Sacklers to pay $3 billion of their own fortune in cash over the next seven years.

"Purdue Pharma continues to work with all plaintiffs on reaching a comprehensive resolution to its opioid litigation that will deliver billions of dollars and vital opioid overdose rescue medicines to communities across the country impacted by the opioid crisis," the company said in a statement emailed to Business Insider.

The source of the family's wealth is OxyContin, the controversial prescription painkiller that many say has fueled the US opioid crisis. Purdue Pharma has faced thousands of lawsuits over what accusers say is misleading marketing of OxyContin that contributed to opioid-related deaths.

The Sacklers are far from a tight-knit family. The Guardian described them in 2018 as "a sprawling and now feuding transatlantic dynasty." According to a 2017 article from The New Yorker, there are 15 Sackler children in the generation following the founders of Purdue.

While some Sacklers serve as board members of Purdue Pharma, others, notably those descended from eldest brother Arthur M. Sackler, who died before OxyContin was invented, have distanced themselves from the company and condemned the OxyContin-based wealth, according to The Guardian.

Here's a look at the secretive and controversial family.

SEE ALSO: Non-profits, museums, and hedge funds: Here are the groups that have cut ties with the Sackler family over the opioid crisis

DON'T MISS: Meet Bernard and Lisa Selz, the wealthy New York City couple who has donated millions to the anti-vax movement

The Sackler family is one of the richest families in the US.

In 2016, Forbes estimated their net worth at a "conservative" $14 billion, beating out famously wealthy families such as the Mellons and the Rockefellers. More recent estimates put the figure at $13 billion. They own Purdue Pharma, a pharmaceutical company in Connecticut.

The vast majority of the Sackler fortune comes from a well-known prescription painkiller that Purdue Pharma launched in 1996, OxyContin.

By 2001, sales of the drug made up about 80% of Purdue Pharma's revenue.

OxyContin is seen as partly to blame for the opioid crisis sweeping the US.

More than 130 people in the US die each day after overdosing on opioids, including prescription pain relievers, heroin, and synthetic opioids such as fentanyl, according to the National Institute of Drug Abuse.

A Centers for Disease Control and Prevention report in July indicated that overdose deaths actually dropped 5% from 2017 to 2018, the first year-to-year decline since 1990.

Purdue Pharma, which generates $3 billion in annual sales, has faced hundreds of lawsuits over what accusers say is misleading marketing about the risks of addiction when taking OxyContin.

The Sackler family still completely owns the company, and the multibillion-dollar fortune is shared among 20 or so family members. The family fortune has been estimated at $13 billion, but, as The New York Times reported, the exact number is unknown as Purdue Pharma is a private company.

On August 27, NBC News reported that Purdue Pharma was offering to settle the more than 2,000 lawsuits against the pharmaceutical company for between $10 billion and $12 billion.

The proposed settlement would entail Purdue declaring bankruptcy, according to NBC News. The Sackler family would give up ownership and turn it into a for-profit "public benefit trust" that would provide $4 billion in drugs — some of which are used to save people from overdoses — to cities, counties, and states.

The deal would include $3 billion in cash from the Sackler family itself, Bloomberg reported.

Purdue Pharma continues to deny any wrongdoing. In a statement to Business Insider, the company said: "While Purdue Pharma is prepared to defend itself vigorously in the opioid litigation, the company has made clear that it sees little good coming from years of wasteful litigation and appeals."

The company added that while "the people and communities affected by the opioid crisis need help now," Purdue Pharma "believes a constructive global resolution is the best path forward, and the company is actively working with the state attorneys general and other plaintiffs to achieve this outcome."

The company declined to comment on any details of the proposed settlement to Business Insider.

The pharmaceutical empire began when brothers Mortimer and Raymond Sackler took over a small pharmaceutical company in New York City's Greenwich Village called Purdue Frederick as cochairmen.

It later became Purdue Pharma.

Arthur, the oldest Sackler brother, worked in pharmaceutical marketing and became one of the world’s leading collectors of Asian art.

He died in 1987 at age 73, before OxyContin was invented. His descendants split off from the rest of the family years ago and are "mere multimillionaires," according to Esquire.

Arthur's four children, Elizabeth Sackler, Carol Master, Arthur Felix Sackler, and Denise Marica, have said they have not made any money from OxyContin.

Elizabeth, a board member of the Brooklyn Museum, where she endowed the Elizabeth A. Sackler Center for Feminist Art, has called the OxyContin-based wealth of her family members "morally abhorrent."

A 2018 investigation by The Atlantic found a court document that showed a nearly $20 million payment to Arthur M. Sackler's estate in 1997 from the Purdue family of companies, suggesting his descendants did benefit in some way from OxyContin.

In an email to Business Insider, Janet Wootten, a spokeswoman for Jillian Sackler, widow of Arthur M. Sackler, denied that Jillian, Arthur, or their heirs have financially profited from the sale of OxyContin.

Mortimer Sackler, the middle son and one of Purdue Pharma's chief executives, died in 2010 at age 93. He left behind his third wife, Theresa Sackler, and seven children, three of whom are board members of Purdue Pharma, according to The Guardian.

Theresa is heavily involved in philanthropic work. In 2011, she received the Prince of Wales Medal for Art Philanthropy.

One of those board members is his son, also named Mortimer.

The other two are daughters Kathe Sackler, who is also the founder and president of the Acorn Foundation for the Arts & Sciences, and Ilene Sackler Lefcourt, director of the Sackler Lefcourt Center for Child Development.

Mortimer Sr.'s other four children — Samantha Sophia, Michael, Marissa, and Sophie — are apparently not involved in the company.

Marissa Sackler, who considers herself a "social entrepreneur," is the founder of Beespace, a non-profit that supports organizations such as the Malala Fund.

Sophie Sackler is married to a British cricket player, with whom she lives in a $40 million house in London, according to The New Yorker.

Raymond Sackler, Purdue Pharma's other former chief executive, died in 2017 at age 97. He had two children: Jonathan and Richard.

Both are board members at Purdue Pharma.

Richard's son and Raymond's grandson, David, is also a board member.

Richard Sackler reportedly lives in a six-bedroom home in Austin, Texas.

The home in the Westlake neighborhood of Austin comes with a pool and views of Lake Austin.

His son, David Sackler, paid cash for a $22.5 million home in Los Angeles in 2018, according to Curbed.

The 10,000-square-foot estate sits on four acres in the Bel Air neighborhood, according to Curbed, and includes a tennis court and a pool.

David is married to Joss Sackler, the founder of a private social club and clothing company for women.

Joss is the founder of LBV, a private social club that costs $2,500 per year in dues to be a core member. The club also recently launched its own fashion line.

Raymond's granddaughter, Madeleine Sackler, is an award-winning filmmaker.

In response to criticism related to her family background, she said she had "never worked at the company or had any influence in it."

"The Sacklers have hidden their connection to their product," Keith Humphreys, a psychiatry professor at Stanford University who has written extensively about the opioid crisis, told Esquire.

"They don't call it 'Sackler Pharma,'" Humphreys said. "They don't call their pills 'Sackler pills.' And when they're questioned, they say, 'Well, it's a privately held firm, we're a family, we like to keep our privacy, you understand.'"

But the family is well-known for their philanthropic endeavors, with their names visibly emblazoned on hospital wings and museum galleries.

In a 2017 New Yorker article about the Sacklers titled "The Family That Built an Empire of Pain," Patrick Radden Keefe noted the Sacklers are well-known for their philanthropy.

The Sacklers reportedly donated $3.5 million to the Metropolitan Museum of Art in New York City in 1974 to create the Sackler Wing, where the Ancient Egyptian "Temple of Dendur" sits.

On May 15, 2019, however, the Met announced it would stop taking gifts from the Sacklers.

Many other institutions, including non-profits, museums, and universities have recently cut ties with the Sackler family over the opioid crisis.

There's a Sackler Center at the Guggenheim in New York City, as well as a Sackler Educational Lab at the American Museum of Natural History.

Source: Esquire

The family's influence on art extends beyond New York City. There's a Sackler Gallery at the Smithsonian Institution in Washington, DC.

According to Esquire, at Yale University, there's a Raymond and Beverly Sackler Institute for Biological, Physical and Engineering Sciences and a Richard Sackler and Jonathan Sackler Professorship of Internal Medicine.

And in London, there's the Serpentine Sackler Gallery.

There's even a type of rose named after a Sackler.

Some have suggested the Sacklers should instead put their money toward helping those affected by opioid addiction, The New Yorker's Patrick Radden Keefe reported.

The owners of Purdue Pharma — including members of the Sackler family — reached a tentative settlement agreement, the New York Times reported on September 11.

The settlement requires the Sacklers to pay $3 billion of their own fortune in cash over the next seven years, The Times reported. 

Purdue Pharma will likely file for bankruptcy and be split into separate companies, according to The Times.

• The Samsung Galaxy S10 offers several ways to lock the screen when it's not in use, including a swipe pattern, passcode, or password.
• You can choose what security option you want to lock your Galaxy S10 within the Settings app, on the "Screen lock type" page.
• After you configure a screen lock, you can add biometric security (like face or fingerprint recognition) to more easily unlock the phone.  
• Visit Business Insider's homepage for more stories. 

Because your phone stores an enormous amount of personal information about you, it's critical to make sure that no one can access that data besides you. That's why your Galaxy S10 includes several ways to keep the screen locked when it's not in use. 

To turn your Galaxy S10's screen off, you just need to press the power button on the side. But without any security, anyone will be able to unlock it. That means you should set up a security method.

It's up to you whether you want to lock your S10 with a swipe pattern, passcode, or password. And if you don't want to enter a code every time you want to use your phone, you can add biometric security — face recognition or fingerprint reading — as well. 

Check out the products mentioned in this article:

Samsung Galaxy S10 (From $899.99 at Best Buy)

How to set up the device lock on a Samsung Galaxy S10

1. Start the Settings app and then tap "Lock Screen."

2. Tap "Screen lock type." If there's already security (like a swipe pattern, passcode, or password) in place, enter it now. Otherwise, you'll go directly to the Screen lock type screen. 

3. You'll see several options:

• Swipe. This is no security at all — anyone can unlock your phone by swiping the screen. It's not a good idea to use this option. 
• Pattern. If you choose "Pattern," you'll unlock your phone by entering a custom swipe pattern of your choice. It's better than no security at all, but it isn't highly secure.  
• PIN. This is a good choice for most users — you can create a custom numeric PIN that's at least four digits long. You can make it longer, though, and a long PIN (six or eight digits, for example) is very difficult to crack, yet is easy to remember and enter.
• Password. If you prefer, you can create a full alphanumeric password. Then downside: it's inconvenient to enter every time you open your phone. 

4. Choose the security method you want to use and follow the directions. In each case, you'll need to enter your desired selection and then repeat it a second time to confirm. 

5. On the Notifications page, choose how you want notifications to appear on the lock screen, and tap "Done."

6. Your phone is now configured with the screen lock type you desired. To open your phone, you'll need to use the swipe pattern, passcode, or password you entered. If you return to the Screen lock type page, you'll see your choice says "Current lock type."

After you set up a screen lock, you can return to the Screen lock type to change it to another method if you prefer. 

Once you've set up your security, pressing the power button will turn the screen off and lock the phone. You'll now have to enter your pattern or code to use the phone.

How to lock your Galaxy S10 with biometric security

You can also enable biometric security, which will make unlocking your phone easier for you, but harder for others. 

To use facial recognition, for example, return to the Screen lock type page and enable "Face" by swiping the button to the right. Follow the directions to let your phone capture your face.

You can also use the fingerprint scanner on the back of the phone, by pressing "Fingerprints" instead on the Screen lock type page.

After you set up one (or both) of the biometric options, your Galaxy S10 will try to scan your face or fingerprint first when unlocking the phone. If it's not successful, it'll ask you to enter your primary security (pattern, passcode, or password) instead. 

Even if you turn on biometric security, there will be situations in which your phone will still require the primary security to proceed — such as when you change the screen lock type. 

Related coverage from How To Do Everything: Tech:

• How to block specific phone numbers or all unknown callers on your Samsung Galaxy phone

• How to unlock a Samsung Galaxy S10 from its current carrier so you can switch it to a new one

• How to take a screenshot on a Samsung Galaxy S10 in 5 different ways

• How to stop robocalls and other spam calls from reaching your iPhone

SEE ALSO: The best wireless chargers you can buy

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• To clear cookies on an iPad, you'll need to open your Settings app and go into the Safari menu.
• Cookies are convenient, but clearing them can help fix issues with Safari, and help your iPad run faster.
• Visit Business Insider's homepage for more stories.

There are times when you may need to clear your iPad's cookies and browsing history.

As a general rule, cookies are helpful — they're files that a website stores on your iPad to help it retain information about you and your visit.

For example, a retail website like Amazon uses cookies to remember what items you've placed in a shopping cart. Your bank might use cookies to remember what products and services you want to see on the homepage. And sites may also remember what language to display and that you're logged in.

But if you find that Safari is experiencing problems trying to display web pages, or if your iPad is running very low on storage space, you can clear your cookies to see if that resolves the problem.

Check out the products mentioned in this article:

iPad (From $329.99 at Best Buy)

How to clear the cookies in Safari on your iPad

1. Open the Settings app.

2. Scroll down and tap "Safari" in the pane on the left of the screen.

3. Tap "Advanced."

4. On the Advanced page, tap "Website Data." Here, you can see the size of the cookie files for every website stored on your iPad. You have two choices:  

• To delete cookies for a specific web site, tap "Edit" and then tap the red icon to the left of the site's name. Then tap "Delete" to confirm your choice. You might want to do this if you are having trouble displaying a specific web site.
• To delete all your cookies, tap "Remove All Website Data." Then confirm your choice by tapping "Remove Now" in the popup window.

Safari tracks other data as well, such as the complete list of recent web sites you have visited. If you want to remove all of your history information from Safari, do this:

1. Open the Settings app.

2. Scroll down and tap "Safari."

3. Tap "Clear History and Website Data." Then confirm this by tapping "Clear History and Data" in the popup window.

How to block cookies in Safari on your iPad

As a general rule, we recommend leaving cookies enabled on your iPad— it makes for a much more convenient browsing experience, and the security and privacy advantages of blocking cookies are quite limited. But if you do want to disable cookies completely, it is easy to do:

1. Open the Settings app.

2. Scroll down and tap "Safari."

3. Turn on Block All Cookies by sliding the button to the right, and then tap "Block All" to confirm.

How to clear your cookies in other browsers on the iPad

If you are using third party browsers like Firefox or Google Chrome on your iPad, you can clear the cookies there as well. Third party browsers don't store their cookie controls in the Settings app, though – they are located in the app's own settings menu. Here is how to clear cookies in the Chrome app, for example:

1. Open the Chrome app.

2. Tap the three-dot menu in the upper right corner of the app.

3. Tap "Settings," and then tap "Privacy."

4. Tap "Clear Browsing Data."

5. Choose which kids of data you want to clear — you can clear just your cookies, or also include all browsing data. Then tap "Clear Browsing Data" and confirm your choice by tapping "Clear Browsing Data" a second time.

Most other third-party browsers let you clear cookies in much the same way.

Related coverage from How To Do Everything: Tech:

• How to change your Apple ID on an iPad

• How to get more storage on your iPad by upgrading your iCloud storage

• 'Why is my iPad so slow?': How to get your iPad running smoothly again

• How to clear the cache on your iPad to make it run faster

SEE ALSO: The best iPad cases you can buy

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• San Francisco is known for its ranking as the most expensive rental market in the US.
• Business Insider, with the help of Zumper, identified the smallest apartment in the city.
• Another apartment in the same building is notable for the fact that it has a small kitchen area, a shower/sink/toilet combination, and not much else.
• Visit Business Insider's homepage for more stories.

To live in the most expensive rental market in the country, you might have to make a few sacrifices.

Business Insider, with the help of Zumper, recently identified it as the smallest listing in the entire city.

Typical San Francisco rents can easily cost around $4,500, but a studio in the Lower Nob Hill area is an appealing $2,295 a month, according to a listing on Zumper.

Another apartment in the same building, which is not currently listed for rent, is also notable for the fact that it has a small kitchen area, a shower/sink/toilet combination, and not much else.

Not everyone can live with their bathroom practically in their kitchen, but in San Francisco's tough rental market, beggars can't be choosers.

SEE ALSO: The tiniest apartment in San Francisco is just 161 square feet and will cost you over $2,200 a month — here's a look inside

The apartment is located in the Kenilworth building in Lower Nob Hill.

Business Insider took a look inside this tiny space.

The apartment's most notable feature is the combination toilet, shower, and sink. Depending on how efficient you like your morning routine to be, this might actually be a perk.

The small sink within the shower makes use of every square foot of available space.

The "kitchen" consists of a mini-fridge, a minuscule sink, and cupboards, with just enough counter space for a microwave and small coffee maker.

It's cramped, but you don't have to go far for entertainment! The TV stand is conveniently located only a step away from the bathroom/kitchen side.

A bed is the main furniture in the studio, near the bathroom and kitchen area.

Windows let some light in and make the studio feel a bit bigger.

The bed folds up to make room for a small sitting area.

The apartment is not currently for rent according to Zumper, but another unit in the building — the tiniest in San Francisco — is renting for 2,300.

Read more:The tiniest apartment in San Francisco is just 161 square feet and will cost you over $2,200 a month — here's a look inside

These apartments don't have much space, but they do have the location — located only 2 blocks away from the Union Square shopping district.

For a convenient commute, the Financial District is just a 15-minute walk away.

• Reverse app engineer Jane Manchun Wong discovered that Instagram is working on something called "Clips," a new camera mode for creating Instagram Stories.
• "Clips" seems to mirror many features central to short-form video app TikTok: It would allow users to string together recorded clips into one video, add music, and adjust each clip's speed and length.
• Instagram has a history of mimicking features from other social media apps and integrating them on its own platform.
• Instagram declined Business Insider's request for comment on the report.
• Visit Business Insider's homepage for more stories.

Instagram appears to be working on a new feature for Stories that allow users to create videos in a way that's quite similar to how videos are created on popular short-form video app TikTok.

The new feature, called "Clips," was discovered by reverse engineer Jane Manchun Wong, who often finds unreleased features and additions on social platforms. According to Wong, "Clips" allows users to post videos on their Stories that are recorded in snippets and then spliced together. The feature also seems to allow users to overlay music over their clips, and adjust the length and speed of those video segments.

If those features sound familiar to you, you're not the only one. These video-editing abilities are similar to the ones readily available on short-form video app TikTok, a platform with more than 1 billion downloads. TikTok users create content, ranging from comedic sketches to one-man-show song covers, by using the app's ability to record multiple clips and piece them together into a 60-second masterpiece.

Furthermore, TikTok's roots are based in now-defunct app Musical.ly, whose content was largely users lip-syncing to popular songs. TikTok still offers users a full library of songs and "soundtracks" to put in their videos, spurring on viral music-based trends like the one that made "Old Town Road" so popular.

Instagram declined to comment on Wong's findings of the "Clips" feature. Wong told Business Insider she discovered "Clips" on Instagram in early July.

Read more:How to use TikTok, the short-form video app Gen Z loves and that's ushering in a new era of influencers

This isn't the first time that features on one platform have been mimicked by competing social media apps, who then recreate and integrate the similar feature into their own platform. Instagram and its parent company, Facebook, have done this several times.

In its most successful case, Instagram duplicated Snapchat's Stories format, and quickly surpassed Snapchat in Stories users. As of January, Instagram Stories had hit 500 million daily users.

However, it remains to be seen whether Instagram — when and if it releases the "Clips" feature — will be able to draw away users from TikTok in favor of the photo-sharing platform.

SEE ALSO: Inside the rise of TikTok, the video-sharing app with 1 billion downloads that's owned by a massive Chinese internet company

Join the conversation about this story »

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• You can draw on your iPhone in the Photos or Notes app. 
• In the Photos app, you can draw over existing photos with the Markup tool, which allows you to choose different colors and drawing styles. 
• You can also use the Markup tool to create new drawings within the Notes app. 
• Visit Business Insider's homepage for more stories.

Without a stylus, your iPhone drawings might not come out all that well. And frankly, unless you're a talented artist, you might not create any masterpieces drawn on an iPhone. 

That said, it's fun to draw on your iPhone, and the doodles you create can enhance a photo, charm a friend, or just amuse you creatively.

Both the iPhone's Photos app and Notes app come with all the tools you need to create colorful sketches, and both make it easy to share your artwork with others. 

Here's how to do it. 

Check out the products mentioned in this article:

iPhone Xs (From $999.99 at Best Buy)

How to draw on your iPhone in the Photos app

1. Open the photo on which you wish to draw, and make sure to duplicate it if you want to keep a copy of the original. (Duplicate the image by tapping the bottom left icon, the one with an arrow pointing up out of a box, then swiping to the word "Duplicate" on the bottom toolbar).

2. Tap the word "Edit" at the top right corner of the photo.

3. Tap the circle with three dots at the bottom of the screen.

4. Tap the "Markup" icon.

You can now select various drawing styles, from marker to pen to pencil to paintbrush. You can also choose the colors you'd like to use to draw directly on the photo. 

When done, tap the yellow word "Done," then the blue word "Done," and the photo will be saved with your artwork added.

How to draw on your iPhone in the Notes app

1. Launch the Notes app.

2. Tap the bottom right icon of a pencil on paper.

3. Tap the icon of a pen tip in a circle.

4. Choose the type of pen, pencil, or brush by tapping on the Markup icon, select your color, and draw away.

The drawing will be saved when you tap the word "Notes" to return to the previous menu.

Related coverage from How To Do Everything: Tech:

• How to easily scan documents and QR codes on your iPhone

• How to sign a document on your iPhone using the markup tool in your Mail app

• How to clear the Safari search history on your iPhone in three different ways

• How to sign, annotate, and edit a PDF on a Mac computer using Preview

SEE ALSO: The best iPhone accessories from cases to lightning cables

Join the conversation about this story »

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• If you love to hike and go off the grid, you need a great compass.
• The Suunto M-3 Leader is our top pick for your go-to compass because it has a practical Finnish design, a durable baseplate protractor, a quick and highly accurate steel needle, and good price tag.

You've probably used your smartphone's GPS to find your way around on more than one occasion. Many phones today even have built-in magnetometers that allow the phone to effectively function as a compass by pointing you toward magnetic north. When you're in the wilderness far away from civilization, however, your electronics can run out of juice, get wet, lose their signal, or fail in other ways, and getting lost in the great outdoors can be a serious hazard.

Even if it's not a matter of life and death, being unable to find your way around can quickly ruin what could be an enjoyable camping or hiking trip. It, therefore, behooves the modern scout to invest in a good analog compass and to learn how to use it. Aside from practical safety concerns about not getting disoriented in the wild,  land navigation can offer a lot of plain old fun for those who enjoy practicing and mastering old-fashioned skills.

Modern compasses used for land navigation fall into two general categories: Baseplate compasses and lensatic or prismatic compasses. Baseplate compasses feature a needle suspended in a liquid-filled housing on top of a flat see-through protractor marked with various measurements for calculating distance and plotting a course when placed on top of a map. Some also feature mirrored lids for added sighting and signaling functionality.

The lensatic/prismatic compass is a slightly more old-school design: Favored by a number of military forces including the US Army, lensatics use a rotating disc instead of a floating needle and feature a lid with a sighting notch. This allows the navigator to align the sight with a distant landmark while establishing a bearing (or azimuth) using the dial. No matter which design you favor, any well-made compass will be durable, accurate, and feature precise gradations to help you plot a good course.

The biggest compass brands today are Suunto, Brunton, and Cammenga. Another name you may see is Silva, but the US-based maker is completely different than the original Swedish-made Silva compasses, and so we don't recommend these. You're good to go with any of the "big three" compass makers, but which type you need depends on your intended use and budget.

We've rounded up the top five compasses you can buy, from a basic budget-friendly baseplate to a military-grade lensatic.

Here are the best compasses you can buy:

• Best compass overall: Suunto M-3 Leader compass
• Best budget compass: Brunton TruArc 3 baseplate compass
• Best mirrored compass: Suunto MC-2 mirrored compass
• Best compact compass: Brunton Tag Along Zip compact compass
• Best military-grade lensatic compass: Cammenga 3H tritium lensatic compass

Updated on 09/11/2019 by Les Shu: Updated links, formatting, and prices.

SEE ALSO: The best tents you can buy

The best compass overall

The Suunto M-3 Leader sets the standard for modern baseplate compasses with its quick and accurate steel needle, metric or imperial protractor measurements, and declination adjustment.

When choosing your first compass, you might be tempted to buy a high-end model with all the latest bells and whistles. But unless you intend to actually use all of these features, it's generally a good rule to keep things simple. When researching compasses, Suunto is a name you're going to see a lot, and our top recommendation for most people is this historic Finnish company's excellent M-3 Leader Compass.

Its baseplate design features a steel needle with a jewel bearing suspended in liquid for quick and stable readings. The clear baseplate has a handy magnifying lens along with scaled distance measurements in both kilometers and miles. The rotating bezel, or azimuth ring, is also marked in 360 degrees with two-degree increments to help you set a precise bearing.

Luminescent dial markings allow for use in low-light conditions, although you should still keep a good flashlight handy for using your map in the dark.

Made in Finland, the M-3 Leader boasts an ever-important declination adjustment as well. This allows you to correct for the difference between true north (the northernmost geographic point on the globe) and magnetic north (the magnetic pole towards which the metal compass needle is drawn). Built-in declination correction is nice to have, as the exact location of magnetic north shifts around and is relative to your location.

You can always manually correct for declination while making your calculations, but the M-3 Leader's built-in adjustment makes this easier and gives you one less thing to worry about on the trail.

Like many Suunto compasses, the M-3 is available with two needle options: One for the Northern Hemisphere (NH) and one for global use. The global model is a bit expensive at around $50, but if you're a globetrotter, that's the one you should get as the standard needle will not read properly when you're south of the Equator. The NH M-3 is highly affordable at roughly $30, however, making the Leader compass a solid value given its build quality, great design, and excellent suite of features, according to Andrew Skurka.

Pros: Quick and accurate steel needle, metric and imperial distance measurements, 360-degree rotating azimuth ring with precise increments, a declination adjustment, and it's available with both NH and global needles

Cons: Global needle model is relatively expensive

The best budget compass

The US-made Brunton TruArc 3 offers a full range of features typically found on baseplate compasses that cost two or three times as much.

If you're on a tight budget, or if you just want a basic compass that's well-made and has the modern features a 21st-century navigator needs, don't settle for some cheap generic thing you found on Amazon. American maker Brunton has your back with its TruArc 3 compass, a no-nonsense baseplate design that offers an impressive suite of tools for its size and cost.

The fact that it's made in the United States is surprising enough at this price, but the value of the Brunton TruArc 3 really becomes apparent when you look at its many features. The rotating azimuth rings features 360-degree markings in two-degree increments, the compass has a tool-free declination adjustment, and the global needle is responsive, accurate, and good to go in either of Earth's hemispheres.

The only things this compass really lacks, at least when compared to other popular baseplate models like the Suunto Leader, are luminous markings and distance measurements. Although the TruArc 3 has rulers in inches and centimeters, they aren't scaled for map grids, so you'll have to do these calculations manually. This is hardly a deal breaker. Just be prepared to do a little basic math when figuring out the distance and plotting a course with your map.

Less than $20, you're simply not going to find a better value for a global compass than the Brunton TruArc 3. This baseplate model would be a great choice for a beginner or perhaps a young scout you know, but it's also perfect for any navigator looking for a good American-made compass that's easy on the wallet.

Pros: Metric and imperial baseplate measurements, accurate global needle, tool-free declination adjustment, an incredible value for its features and build quality

Cons: Non-luminous markings, baseplate measurements are basic inches/centimeters rather than scaled distance markers

The best mirrored compass

The Suunto MC-2 has a complete set of measurement tools along with a sighting mirror that makes quick land navigation a breeze.

Standard baseplate designs dominate the field of land compasses, but more advanced mirrored models are another popular choice, especially for experienced scouts with more demanding tastes and for those who need a compass built for quick navigation. A mirrored compass is essentially just a regular baseplate design with a mirrored lid that allows you to get a precise bearing and make quick course corrections using your natural surroundings.

A mirrored compass is used in like a lensatic, in that you are aligning the compass itself with a landmark and then using this reference point to set your bearing. Instead of a lensatic sight, a mirrored compass features a simple notch on the lid for alignment with your chosen objective.

Our pick, the Suunto MC-2, also has an additional sighting hole at the base of the mirror for use at high elevations, such as when you're referencing a low-lying landmark while standing atop a hill.

When you've aligned the compass with your target, hold it at eye-level with the lid tilted so you can see the dial in the mirror and rotate the bezel until the north marker is lined up with the needle. The straight vertical line running through the center of the mirror should at this point be lined up with your objective. Take note of the position of the mirror's sighting line relative to your azimuth ring and bingo — you've got your bearing.

Along with the sighted mirror, the Suunto MC-2 offers all of the tools you'd expect to find in a modern well-made compass: A steel global needle, a jewel bearing for smooth and stable needle movement, a 360-degree rotating azimuth ring marked in two-degree gradations for precise calculations, a declination adjustment, and Imperial and metric distance measurements on the clear baseplate protractor for plotting an accurate course with your map.

The MC-2 baseplate also features a clinometer for determining the incline or decline of a slope you're navigating. Like all Suunto compasses, the MC-2 is sturdily built in Finland and made to last. Although the mirrored lid is a potential weak point, it's far less likely to break with regular use.

Pros: Declination adjustment, global steel needle with a smooth-moving jewel bearing, metric and imperial distance measurements, clinometer for calculating inclines, durable Finnish construction, mirror with two sighting notches for quick and easy navigation

Cons: Mirrored lid is a potential breakage point

The best compact compass

Although it won't replace your full-sized baseplate or lensatic, the pint-sized Brunton Tag Along Zip is a great backup compass.

A full-sized compass is a must-have tool for making detailed calculations and plotting a precise course. Nonetheless, there will be many times when all you need is a basic reference tool for staying on track and a lensatic or baseplate might be overkill. A good compact pocket compass like the Brunton Tag Along Zip is a great alternative here, letting you gain your bearings at a glance.

The Tag Along is, admittedly, very basic. Measuring at two inches across, this palm-sized compass features a simple north-pointing needle surrounded by a non-rotating 360-degree azimuth ring marked in two-degree increments. Don't expect any declination adjustments or precise measurements here, although the two-degree markings are definitely a nice touch for a compass of this size given that similar models are typically marked in 5- or 10-degree gradations.

But what the Tag Along Zip does, it does well. It will point you towards magnetic north quickly, accurately, and reliably thanks to its fluid-filled housing and jewel bearing that keep the compass working smoothly. The lanyard hole lets you mount the compass onto a zipper, length of paracord, or any other attachment point that keeps the Zip handy. The needle housing is also see-through, so you can place it on your map and plot a rough course if the need arises.

At about the size of a silver dollar, it's highly usable without being too small, but the Brunton Tag Along Zip isn't a replacement for a standard baseplate or lensatic compass and it's not intended to be. What the Tag Along is, however, is a great backup or compact navigational tool for dead reckoning and keeping track of your bearing when you're moving and don't need (or don't want to bother with) all the complications of a full-sized compass.

Pros: Light and compact yet tough enough for rugged environments, accurate and responsive despite its size, two-degree bezel increments, and it's made in the United States.

Cons: Azimuth ring does not rotate, made only for the Northern Hemisphere

The best military-grade lensatic compass

If you need a tough compass built for quick land navigation, then the military-grade Cammenga CMMG Official US Military Tritium Lensatic Compass is the one to get.

When it comes to hiking and camping, many people favor mil-spec kit, and for good reason: This gear tends to be very functional and built to incredibly demanding standards for use in notoriously harsh environments. A lot of USGI stuff, like the super-rugged CMMG Official US Military Tritium Lensatic from Cammenga, is also manufactured right here in the US without the fat price tag that often accompanies name-brand professional-grade equipment.

Pretty much all baseplate compasses have a housing filled with liquid, which helps to dampen needle movement for quicker and more accurate readings. Instead of a needle suspended in fluid, the Cammenga lensatic uses a flat dial that is kept stable using copper induction. This works in such a way that if the compass is damaged, the dial will likely still function just fine, whereas a fluid-filled compass might be rendered less operable (or entirely inoperable) if its housing cracks and fluid leaks out.

Liquid-filled compasses are also more prone to going wonky in extreme temperatures due to fluid expansion and contraction, another instance where a lensatic compass shines. It should come as no surprise, then, that lensatics are favored by military forces including the US Army owing to their resilient design.

One look at the OD green Cammenga is all you need to know that it's purpose-built for serious use. It's bulkier and heavier than your standard baseplate, but if you want a "go to war" compass (figuratively speaking), this is the one.

Aside from its tough-as-nails design, the Cammenga lensatic is also favored by troops due to its utility for navigating quickly through rough and potentially hazardous terrain. "Lensatic/prismatic" actually refers to the built-in sight, which you align with a distant landmark while calculating your azimuth using the flip-up magnifying lens to read the dial which is marked in both degrees and mils. Once you have a bearing, you move to the objective, similar to how a mirrored compass operates.

One drawback to this design is that it lacks a declination adjustment, so you'll have to control for this manually when plotting a course. It's easy enough to do: Know the local difference between magnetic and true north and factor this into your bearing.

It does have bright tritium self-illumination that never needs to be charged. At nearly $90, the Cammenga lensatic is fairly expensive compared to our other picks, but it's worth every penny and competes with professional-grade compasses that cost twice as much or more.

Pros: Built like a tank, made in the US to demanding military specifications, lensatic sight is great for quick navigation, long-lasting tritium illumination makes it usable in the dark without charging

Cons: Heavy, lensatic design lacks a declination adjustment

Check out our other outdoors buying guides

The best hiking backpacks you can buy

A good hiking pack is important for enjoying your next day hike or overnight camping trip and you need a reliable pack for multi-day treks, especially if you wander miles away from civilization. Here are our picks for the best hiking backpacks you can buy:

• Best hiking backpack overall: Osprey Stratos 50 Backpack
• Best backpack for mountaineering: Roamm Nomad 65 + 15 Backpack
• Best low-cost hiking pack: Teton Sports Scout 3400 Backpack
• Best hiking pack for hunters: ALPS OutdoorZ Commander + Pack Bag
• Best long-distance hiking pack: High Sierra Long Trail 90 Pack

The best hydration pack you can buy

By designing hydration packs with special compartments built to hold flexible water pouches, anyone has the ability to take liters of potable water with them wherever they go. Be it a five-mile day hike, a longer backpacking trek, or even a long-distance bike ride, there's a hydration pack available to satiate anyone's thirst. Here are our picks for the best hydration packs you can buy:

• Best hydration pack overall: Osprey Skarab 18
• Best hydration pack for runners: CamelBak HydroBak
• Best hydration pack for day hikes: Platypus Duthie A.M. 10.0
• Best hydration pack for cycling: Gelindo Insulated Hydration Pack
• Best hydration pack for commuting: Gregory Inertia 30

The best fire starter you can buy

If you're headed out for a camping trip or assembling a disaster preparedness kit, always put a lighter and some emergency matches in there with the rest of the gear. But as lighters eventually run out of fuel or break, and as you can only carry a finite number of matches, it's a good idea to also bring along a fire starter. Here are our picks for the best fire starter you can buy:

• Best fire starter overall: Überleben Zünden Bushcraft Ferro Rod Fire Starter
• Best fire starter for ease of use: Zippo Emergency Fire Kit
• Best fire starter on a budget: SE FS374 All-Weather Emergency Fire Starter & Magnesium Fuel Bar
• Best fire starter for foul weather: UST Blastmatch Fire Starter
• Best solar fire starter: Cz Garden Supply Fresnel Lens Fire Starter

The best mosquito repellent products you can buy

Effective mosquito prevention requires a multi-pronged approach in which you remove breeding grounds, kill off adult insects, and deploy products that repel these dangerous pests. If you had to choose just one item for your anti-mosquito arsenal, a wise choice would be time-tested OFF! Deep Woods Insect Repellent with its 25% DEET concentration that wards off mosquitoes, ticks, flies, and more. Here are our top picks for the best mosquito repellent products:

• Best mosquito repellent: OFF! Deep Woods Insect Repellent
• Best repellent for yards: Cutter Backyard Bug Control Spray Concentrate
• Best mosquito repellent wipes: Aunt Fannie's Mosquito Repellent Wipes
• Best bug zapper: Stinger Insect Zapper
• Best mosquito repellent candles: Light in the Dark Votive Citronella Candles
• Best mosquito traps for water: Summit Mosquito Dunks
• Best outdoor fan: Designer Aire Outdoor Standing Pedestal Fan

• It's easy to turn off autocorrect on the Samsung Galaxy S10 if you don't find the function useful. 
• You'll have two different options to turn off autocorrect — you can disable predictive text entirely, in which case your phone will stop making suggestions, or you can just turn off auto replace, so you can still manually choose suggested word alternatives. 
• You can find the autocorrect settings on your Galaxy S10 in Settings under keyboard controls. 
• Visit Business Insider's homepage for more stories.

Autocorrect might initially seem like a miracle — your keyboard corrects typos as you type. It's especially handy on your phone, since the keys are so small and you're often forced to type with your thumbs. 

But autocorrect can also be notoriously wrong. If you find that autocorrect is more of a liability than an asset, you can easily disable it on your Galaxy S10. 

Here's how to do it. 

Check out the products mentioned in this article:

Samsung Galaxy S10 (From $899.99 at Best Buy)

How to turn off autocorrect on the Samsung Galaxy S10

1. Start the Settings app. 

2. Tap "General management."

3. Tap "Language and input."

4. In the Default keyboard section, note the current keyboard – this is the one you will need to select when you disable autocorrect.

5. In the Keyboards section, tap "On-screen keyboard."

6. Tap the currently selected keyboard which you noted in the previous step. 

7. Tap "Smart typing." You now have two choices:

• Turn off "Predictive text" by swiping the button to the left. This turns off automatic corrections, but also disables the strip of suggested words above the keyboard. 
• Tap "Auto replace" and turn it off by swiping the button to the left. This turns off the automatic corrections, but leaves the strip of suggested words above the keyboard, so you can choose them manually if you prefer. 

If you're using a third-party keyboard, you might find the autocorrect options are named differently, but you'll still find them by tapping the current keyboard in the On-screen keyboard page.

Related coverage from How To Do Everything: Tech:

• How to change the default keyboard on a Samsung Galaxy S10 by installing a new one

• How to take a screenshot on a Samsung Galaxy S10 in 5 different ways

• How to customize the Bixby button on a Samsung Galaxy S10, and assign commands or specific apps to it

• How to use 'Wireless PowerShare' on a Samsung Galaxy S10, turning the phone into a wireless-charging pad for other devices

SEE ALSO: I tested the Samsung Galaxy S10 Plus for 2 months, and it made me question everything about my 'iPhone or nothing' mentality

Join the conversation about this story »

NOW WATCH: Steve Jobs left Apple to start a new computer company. His $12-million failure saved Apple.

• The owners of Purdue Pharma — including members of the Sackler family — have reached a tentative settlement agreement in thousands of lawsuits over what accusers say is misleading marketing of OxyContin that's been partly responsible for the US opioid crisis, the New York Times reported September 11.
• State attorneys general had previously asked the Sacklers to pay $4.5 billion, according to NPR.
• Purdue's accusers claim the company's misleading advertising helped ignite America's opioid crisis, Business Insider previously reported.
• Sales of OxyContin helped the family build a $13 billion fortune.
• Visit Business Insider's homepage for more stories.

The Sacklers— one of America's most controversial families — have tentatively agreed to pay out of pocket to resolve thousands of lawsuits against the family business, OxyContin-maker Purdue Pharma, according to The New York Times.

The tentative settlement requires the Sacklers to pay $3 billion of their own fortune in cash over the next seven years, The Times reported.

Purdue Pharma will likely file for bankruptcy and be split into separate companies, two people involved in the negotiations told The Times. A new company will continue to sell OxyContin, with all proceeds benefiting the plaintiffs. 

"Purdue Pharma continues to work with all plaintiffs on reaching a comprehensive resolution to its opioid litigation that will deliver billions of dollars and vital opioid overdose rescue medicines to communities across the country impacted by the opioid crisis," the company said in a statement emailed to Business Insider.

Read more: Non-profits, museums, and hedge funds: Here are the groups that have cut ties with the Sackler family over the opioid crisis

Purdue's accusers claim the company's misleading advertising helped ignite America's opioid crisis, Business Insider previously reported. Sales of OxyContin helped the family build a $13 billion fortune.

In the process leading up to the Sacklers' tentative $3 billion settlement, state attorneys general first asked the Sacklers to pay $4.5 billion, according to NPR. The family declined, and counter-offered a $3 billion payment, Purdue Pharma's head of corporate affairs and communications, Josephine Martin, told NPR September 9. The plaintiffs, however, "needed more security on the part of the Sacklers that the money they were pledging, they would in fact pay," North Carolina state attorney general Josh Stein said on NPR's "Morning Edition."

"Purdue Pharma believes a settlement that benefits the American public now is a far better path than years of wasteful litigation and appeals," Purdue Pharma said in a statement to The New York Times in August. "Those negotiations continue and we remain dedicated to a resolution that genuinely advances the public interest."

In addition to being 100% owners of Purdue Pharma, members of the Sackler family are also major philanthropists. As Business Insider's Katie Warren previously reported, there is a Sackler Gallery at the Smithsonian Institution in Washington, DC; a Sackler Center at the Guggenheim in New York City; a Sackler Educational Lab at the American Museum of Natural History; and a Sackler Wing at the Metropolitan Museum of Modern Art. All of these institutions have come under fire due to their relationships with the Sacklers; several have pledged to stop accepting donations from the family.

SEE ALSO: The makers of OxyContin just settled 2,000 lawsuits on their role in the opioid crisis. Meet the Sacklers, who built their $13 billion fortune off the controversial prescription drug.

DON'T MISS: Meet Bernard and Lisa Selz, the wealthy New York City couple who has donated millions to the anti-vax movement

Join the conversation about this story »

NOW WATCH: Meet the photographer behind the 'I Spy' books that captured millions of readers' imaginations

• Rafael Nadal, the powerhouse tennis player, won his fourth US Open and 19th Grand Slam title on September 8, 2019. 
• Nadal is one of the highest-paid tennis players of all time, so it comes as no surprise that his virtually indestructible timepiece of choice— the Richard Mille RM27-02 — retails for $725,000.
• Many elite athletes like Nadal sport luxury watches.
• We spoke to the horological experts at Crown & Caliber to identify the makes and models of timepieces worn by 21 of the world's top athletes.
• Visit Business Insider's homepage for more stories.

Expensive Swiss mechanical watches don't have much practical use on the field, court, or track, though it's not uncommon to see the world's biggest athletes wearing high-end, luxury timepieces during their events.

Rafael Nadal won his 19th Grand Slam title at the US Open on September 8, putting him right behind Roger Federer's record 20 Grand Slam titles. That kind of athletic prowess is a marketing tool. Watch brands are eager to sponsor elite athletes, from tennis champions like Nadal and Federer to fighters like Floyd Mayweather, not for their horological expertise but for their aura — which sells.

Read more: Rafael Nadal and Odell Beckham Jr. may play in their stupidly expensive watches, but that doesn't mean you should too

When Nadal won his latest Grand Slam title, he was wearing his famed Richard Mille timepiece, which retails for roughly $725,000.

We got a helping hand from the experts at Crown & Caliber to determine the makes and models of 21 timepieces worn by the world's top athletes. They are listed here in ascending order of price.

SEE ALSO: How Rafael Nadal spends his fortune

DON'T MISS: There are 3 key questions you should ask before buying a vintage watch, according to a Christie's luxury watch specialist

Neymar — Gaga Milano, $2,100.

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Neymar's love of watches is well documented, with a 2017 trip to a Gaga Milano store ending in a $180,000 purchase and an endorsement deal.

Despite his own line of timepieces being on the lower end of the luxury watch bracket, it looks as though he has some special editions worth much more in his collection. 

Price according to Gaga Milano.

Andy Murray — Rado Hyperchrome XXL, $3,475.

When Andy Murray won his first Wimbledon Championship in 2013, he was a Rado brand ambassador, and as soon as he won, he reportedly hurried to slap on his Rado Hyperchrome.

He put it on so quickly he didn't notice that it was seven hours out. He has since dropped Rado as a sponsor and instead works with brands such as Jaguar and Under Armour.

Price according to the Daily Mirror.

David Beckham— Tudor Black Bay Chrono, $5,100.

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David Beckham is one of the major sponsors for Tudor's Born to Dare campaign and is often seen wearing one of the brand's highly popular watches.

Beckham sits alongside other high-profile ambassadors of Tudor such as Lady Gaga and the New Zealand All Blacks rugby team.

Price according to Tudor.

Tom Brady — TAG Heuer Carrera Chronograph 01, $5,450.

Six-time Super Bowl champion Tom Brady partnered with Tag Heuer in 2015.

"His jaw is famous. His hair is famous. His right arm is famous. Now his left wrist is, too," Alex Williams wrote for The New York Times that year.

In 2017, Tag Heuer released a special edition Tom Brady chronograph, which retailed at $5,600.

Price according to Tag Heuer.

Rory McIlroy — Omega Speedmaster Moonwatch, $6,350.

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Rory McIlroy seems to be very happy with his partnership with Omega, according to his Instagram. He must have a pretty big collection of them by now, as not only will Omega gift him certain watches (see clip above), but he is also given a new timepiece when he wins certain golf tournaments.

Price according to Omega.

Tiger Woods — Rolex Sea Dweller, $11,350.

Tiger Woods made a ridiculous comeback to the zenith of golf and Rolex is breathing a sigh of relief, as they bet big on the golf star's return to the top when many brands were dropping him from their rosters. 

"Tiger Woods still has a long career ahead of him, and […] has all the qualities required to continue to mark the history of golf," the company said in 2011 when they announced the sponsorship deal.

It looks like their investment is finally paying dividends.

Price according to Rolex.

Roger Federer — Rolex Sky-Dweller in stainless steel, $14,400.

Roger Federer is one of Rolex's best-known ambassadors, and you won't see him lifting a trophy without one of the luxury watches on his wrist, each of them hand-picked to match the tournament.

At the Australian Open in January 2017, Federer lifted an impossible-to-find Rolex Sky-Dweller in stainless steel along with the trophy.

The Sky-Dweller is the most complicated watch that Rolex makes, according to Hodinkee. 

While this watch was probably provided for him by Rolex, Federer wouldn't have much of an issue buying it, as he was the highest-paid tennis player of 2019, according to Forbes.

Price according to Rolex.

Cristiano Ronaldo — Tag Heuer Carrera Heuer-02T, $24,500.

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Cristano Ronaldo is the second highest-paid athlete in the world according to Forbes, and a lot of that money comes from his numerous endorsements, one of which is Tag Heuer.

While it's a mystery exactly which and how many watches he owns, above he's wearing the Tag Heuer CARRERA Heuer-02T. The price of his exact model is unknown as it is listed as "unique," but the most closely related timepiece retails for $24,500.

Price according to Tag Heuer.

Phil Mickelson — Rolex Yachtmaster 40, $26,200.

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To go along with his three green jackets, golfer Phil Mickelson has a sponsorship deal with Rolex and has been seen wearing various models. Here, he is proudly showing off a Yachtmaster 40, which comes with Rolex's patented Oysterflex bracelet and is made from rose gold.

Price according to Rolex.

Lewis Hamilton — IWC Big Pilot Special Edition, $33,300.

Lewis Hamilton and the entire Mercedes F1 team is sponsored by IWC. Therefore, Hamilton gets to wear a lot of rare and limited edition IWC watches.

The one pictured above is believed to be an IWC Big Pilot Perpetual Calendar in yellow gold, but no price for this watch can be found publicly.

The 2019 version of the limited edition watch is valued at 33,000 Swiss Francs (or about $33,300).

Price according to Monochrome Watches.

Michael Jordan — IWC Big Pilot Platinum Limited Edition, $35,500.

In 2016, NBA legend Michael Jordan received the Presidential Medal of Freedom from President Obama — you may remember the memes.

What you may not remember, though, was Jordan's wristwear, which happened to be an IWC Big Pilot Platinum Limited Edition, ref. 5002-02, according to Hodinkee.

The limited edition timepiece was made in only 500 pieces, according to Watchfinder&Co., and was on sale from roughly 2003 to 2006.

Watchdetails projects that the retail price for this limited edition watch, if you can find it, falls around $35,500.

Elina Svitolina — Ulysse Nardin Marine Lady Chronometer, $35,800.

Elina Svitolina is one of the Ukraine's top tennis stars and is currently ranked number three in the world by the WTA. Since she has partnered up with Swiss brand Ulysse Nardin, she has been spotted wearing multiple models by them.

Here she is wearing the rose gold and diamond covered Marine Chronometer.

Price according to Ulysse Nardin.

Conor McGregor — Rolex Sky Dweller, $39,550.

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Conor McGregor is known for his massive displays of wealth and love of all things expensive. Here you can see him wearing a yellow gold Rolex Sky Dweller on a brown alligator strap.

While this is perfect for a man who is constantly in different time zones, McGregor is also known for having a varied collection.

Price according to Rolex.

Read more: Conor McGregor just claimed he's a billionaire in an Instagram post — but the numbers likely don't check out. Here's how the UFC fighter makes and spends his fortune, from Lamborghinis and yachts to outrageous designer suits

Usain Bolt — Hublot Big Bang UNICO, $39,900.

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These were produced by Hublot at the start of the 2016 athletics season to commemorate Bolt's career and his final season on the track.

With a depiction of his silhouette doing his signature lightning pose in one of the subdials, the watch is truly one of a kind, just like Bolt himself.

Price according to Hublot.

LeBron James — Customized Audemars Royal Oak Offshore, $49,500.

James' Audemars Piguet is customized in 18k gold, but you can buy a similar regular version on Crown & Caliber for $49,500.

Stephen Curry — Santos de Cartier Skeleton, $63,500.

Cartier's new take on its classic caused quite a stir in the horological community when it was relaunched in April 2018, and it was largely agreed to be a stunning piece of design.

The price tag is unlikely to make much of a dent in the wallet of the Warriors star, though — his $40 million salary makes him the highest-earning player in the NBA.

Curry's elegant Santos is a refreshing break from the louder timepieces worn by his NBA colleagues, who tend to opt for Hublot Big Bangs, Audemars Piguet Royal Oak Offshores, and garish Richard Milles.

Price according to Cartier.

Paul Pogba — Richard Mille RM 30 White Rush, $166,500.

Manchester United's Paul Pogba has a basic salary of £290,000 (roughly $357,512) a week, according to Goal.com, which goes some way to explaining how the French midfielder is able to afford a $166,500 timepiece.

It's even less surprising when you consider that Pogba signed a 10-year sponsorship deal with Adidas in 2016 worth about $44 million. 

Price according to Chrono24.

Anthony Joshua — Audemars Piguet Royal Oak Off-Shore, $431,375.

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Joshua is quickly becoming one of the biggest names in UK and international sports.

Away from fighting, Joshua's company AJ Boxing and Commercial makes money through 12 sponsors, gym ownership, and an athlete management business.

One such sponsor is Audemars Piguet, who likely gifted him this watch, valued at about £350,000 (or $431,375) in 2017.

Price according to Business Insider.

Rafael Nadal — Richard Mille RM27-02, $725,000.

Nadal is a big ambassador for Richard Mille and one of the very few athletes on this list who wears their watch while competing.

His specially designed Richard Mille RM27-02 was made with top-of-the-line shock absorption technology for a mechanical watch with a design inspired by racing car chassis, making it virtually indestructible. There is also orange in the design to reflect the clay courts of Roland Garros, where Nadal has dominated for so many years.

Price according to Forbes.

Serena Williams — Audemars Piguet Diamond Outrage, $1.25 million.

Williams topped her male counterparts when she wore this ludicrously opulent Audemars Piguet Diamond Outrage to the Met Gala in 2017.

The truly absurd looking spiked bracelet watch is made of white gold and encrusted with 65 carats' worth of precious stones. The watch face itself is hidden beneath one of the spikes and is powered by a caliber 2701 quartz movement.

Williams has been sponsored by Audemars Piguet since 2014.

Price according to Forbes.

Floyd Mayweather — Jacob & Co. 'Billionaire Watch', $18 million.

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The most expensive addition to Floyd "Money" Mayweather's vast watch collection is the $18 million Billionaire diamond tourbillon watch.

The Billionaire is set with 260 carats of emerald-cut diamonds, and even the bracelet is diamond-set.

Mayweather used the watch to insult rapper 50 Cent in a feud, saying in an Instagram post, "You're Not Supposed To Be Beefing With Me. You're Supposed To Be Beefing With My WATCH. Me And You Are Not On The Same Level!!!"

Price according to Forbes.

Russell Sheldrake contributed to an earlier version of this article.

• Both the Platinum Card® from American Express and the American Express® Gold Card offer valuable rewards on purchases, along with large welcome bonuses and useful benefits.
• Both cards also have a few annual statement credits that can offset their annual fees.
• Given the similarities, we've laid out the differences to help you pick the best card for you.

American Express refreshed and relaunched its Gold Card in late 2018, giving it new benefits and rewards — many of which are dining-focused — in an effort to make it a stronger competitor in an increasingly crowded credit card market.

That relaunch followed a refresh of the Amex Platinum Card, which also brought improvements and new benefits like 5x point earnings on flights booked directly with airlines or with Amex.

What's the difference between the Amex Gold and the Amex Platinum?

Both cards have tangible benefits like annual statement credits that make up for the annual fee, but there are some pretty significant differences between them. The Amex Platinum is the more premium of the two cards — it has a $550 annual fee compared to a $250 annual fee for the Amex Gold. The Platinum Card offers more luxury travel benefits, like airport lounge access and monthly statement credits for Uber, while the Amex Gold's perks and bonus categories are more geared toward dining.

Read on to learn more about the Amex Gold and Amex Platinum and to see which is better for you.

Click here to learn more about the American Express Platinum Card from Business Insider's partner The Points Guy.

Click here to learn more about the American Express Gold Card from Business Insider's partner The Points Guy.

More credit card coverage

• What's the best airline credit card?
• The best cash-back credit cards
• Southwest credit card review
• Best credit card reward programs

DON'T MISS: The best American Express cards

Amex Platinum vs Amex Gold: Bonus categories

The Platinum Card

The Amex Platinum Card earns a massive 5 points per dollar spent on airfare, as long as you book directly with the airline or through Amex Travel, and on prepaid hotel stays booked through Amex Travel. It earns 1 point per dollar on everything else.

Travel website (and Business Insider e-commerce partner) The Points Guy subjectively values Amex Membership Rewards points at 2¢ each, so that means a whopping 10% of value back on the bonus categories.

While other credit cards offer a wider array of bonus categories, 5x points is a fantastic earning rate, and if you book your own travel frequently, the points will add up quickly.

The Gold Card

The Amex Gold Card offers 4 points per dollar spent at restaurants worldwide, 4x points back at US supermarkets (on up to $25,000 per year — 1 point per dollar for anything beyond that), and 3 points per dollar on flights booked directly with the airline or with Amex travel. It earns 1x point on everything else.

The Amex Gold Card's restaurant category is broad — I've gotten the category bonus at restaurants, bars, pubs, and cafes. The supermarket category excludes big-box stores where you might buy groceries, like Target or Walmart, but includes most dedicated US supermarkets.

Using The Points Guy's valuations, you get a huge 8% of value back on those two top bonus categories from the Gold Card. This makes it one of the best available cards for dining. 

Both cards have annual fees, but thanks to a few statement credit benefits, the effective fees are lower than you might think.

The Platinum Card

The Platinum Card has one of the highest annual fees you'll find in a mainstream charge or credit card — $550. However, the various annual statement credits the card offers bring the effective fee down to just $50.

The first is up to a $200 airline fee credit each calendar year. Every January, you pick one airline for that credit to apply toward. While the credit doesn't cover tickets, it covers incidental fees like checked bags, seat assignments on basic economy tickets, change fees, and more. 

Second, you can get up to $200 in Uber credits each cardmember year, which is broken down into monthly chunks. Each month, cardholders receive $15 of credits to use on Uber rides or for Uber Eats. In December, that's boosted to $35.

Finally, you can get up to $100 in shopping credits each year at Saks stores, broken into two chunks: You'll get up to $50 during the first six months of the year, and another $50 during the second.

Since the airline fee credit is given each calendar year, you can actually collect it twice if you open your card mid-year and maximize the credit before and after January of that first cardmember year.

That would mean you're not just making up for the annual fee, you're actually getting more value than the fee in the first place. That's without even considering the other benefits and rewards.

The Gold Card

The Amex Gold Card's $250 annual fee puts it squarely in the mid-tier category, although one could make an argument that it's really a premium card with a lower-than-premium fee.

Thanks to two annual statement credits, the effective fee is just $30 — as long as you maximize them.

The first is up to $120 each year in dining credits, broken into monthly $10 portions. These credits only apply to a few participating chain restaurants — specifically Cheesecake Factory, Ruth's Chris Steak House, and some Shake Shack locations — but they also apply to popular food ordering services GrubHub and Seamless. The credits apply automatically to any qualifying purchase.

The Amex Gold also offers up to $100 in airline fee credits each calendar year. This works just like the Platinum Card's credit, meaning it's possible to earn it more than once each cardmember year.

Both cards have a new member bonus, although the Platinum Card's is higher.

Since both cards are part of the Amex Membership Rewards program, it's easy to compare the welcome bonuses directly.

Platinum Card

The Platinum Card has a welcome offer of 60,000 Amex Membership Rewards points when you spend $5,000 on purchases within the first three months. Using The Points Guy's subjective valuations, that's worth about $1,200.

The Gold Card

The Gold Card's welcome bonus is 35,000 Membership Rewards points after you spend $2,000 in the first three months. That's worth about $700, based on The Points Guy's valuations.

Click here to learn more about, or apply for, the American Express Platinum Card from Business Insider's partner The Points Guy.

Click here to learn more about, or apply for, the American Express Gold Card from Business Insider's partner The Points Guy.

Both cards earn Membership Rewards points, which you can pool between your Amex cards.

Amex offers a few ways to use Membership Rewards points.

However, redeeming for anything aside from travel offers a poor value, usually 0.5-0.8¢ each, and is generally a poor use of points.

You can get a slightly better value by booking flights through Amex Travel, either online or by phone. Points are worth 1¢ each toward flights, but if you book a hotel or anything else, you'll only get 0.7¢ per point.

Another option is to use points to bid for upgrades on a flight. You'll only get 1¢ per point, but it can be a decent redemption if you want to try for an upgrade but don't want to pay cash.

The best use and value — potentially — is to transfer points to airline frequent flyer partners and book flights that way. You might be able to get a dramatically higher value for points this way.

That's because booking frequent flyer "award tickets" is different than buying reservations outright — you can read more about how it works here. In most cases, the cash price and the miles price of a ticket aren't linked, so it's possible to get exponentially increased value from your points by transferring them and booking an award ticket instead.

That means potentially being able to fly long-haul in first or business class with points, among other things.

For example, my wife and I recently flew first class to Japan and back by transferring credit card points to Virgin Atlantic, then booking flights on Virgin's partner airline All Nippon Airways. You can read about exactly how we booked the flights here.

The only catch is that you may need to search for saver availability — which are lower-priced award tickets. This can be tricky, but there are a ton of helpful guides online. Once you have a flight in mind, if you're having trouble figuring out how best to use your points, just do a Google search for that specific trip.

Amex's partners include: Aer Lingus, AeroMexico, Air Canada, Air France/KLM, Alitalia, ANA, Cathay Pacific, Avianca, British Airways, Delta, El Al, Emirates, Etihad, Iberia, Hawaiian Airlines, JetBlue, Singapore Airlines, and Virgin Atlantic, as well as Choice Hotels, Hilton, and Marriott.

Click here to learn more about, or apply for, the American Express Platinum Card from Business Insider's partner The Points Guy.

Click here to learn more about, or apply for, the American Express Gold Card from Business Insider's partner The Points Guy.

The cards come with a few other benefits and perks, too, although the Platinum Card's are more substantial

The Platinum Card

Added benefits is where the Platinum Card really shines.

One of the flagship perks is access to more than 1,200 airport lounges around the world.

The Platinum Card's lounge access is more extensive than anything offered by any other card. When you have the card, you can use Delta Sky Clubs whenever you fly the airline, Amex's own proprietary Centurion Lounges, and any airport lounge that participates in the Priority Pass network. You can also use any of 11 international Amex-branded lounges, and a handful of other random lounges, including ones that fall under the Plaza Premium, Air Space, and Escapes brands — these number more than 50.

• Gold elite status at Marriott and Hilton hotels
• Access to exclusive events
• Benefits at more than 1,000 hotels around the world through the Fine Hotels & Resorts program
• Rental car elite status and benefits
• Secondary rental car insurance
• Roadside assistance
• Various purchase and shopping protections
• Concierge service
• Baggage loss and damage coverage
• Travel accident insurance
• A credit for TSA PreCheck or Global Entry

The Gold Card

While the Gold Card doesn't have nearly as many flashy perks as the Platinum Card, it still has a few benefits worth keeping in mind.

• Secondary rental car insurance
• Roadside assistance
• Various purchase and shopping protections
• Baggage loss and damage coverage
• Complimentary ShopRunner membership (it works like Amazon Prime in a lot of ways, at other retailers).

Bottom line

• T. Boone Pickens, the famed oil prospector and famed hedge-fund founder, died on Wednesday, September 11 at age 91.
• He was the owner of Mesa Vista Ranch, one of the most expensive properties in America.
• In 2017, he put the ranch on the market for $250 million. No one has bought it yet.
• Visit Business Insider's homepage for more stories.

T. Boone Pickens, a famous oil prospector, hedge fund founder, and philanthropist, passed away on September 11 at age 91.

Pickens had a long, successful career in business. He founded the oil and gas company Mesa Petroleum and the hedge fund BP Capital Management.

Read more: T. Boone Pickens, the 'Oracle of Oil,' Republican donor, and billionaire philanthropist, dies at 91

In 2017, he made headlines for listing his 100-square-mile ranch in the Texas Panhandle, northeast of Amarillo, for a whopping $250 million. 

Keep reading for a look inside.

SEE ALSO: A private island 60 miles outside of Manhattan just hit the market for less than $1 million, and it comes with a 4-bedroom home — take a look inside the property.

DON'T MISS: Bruce Willis' Turks and Caicos compound just sold at a 20% price cut — and even with the price cut, it's still the second-most expensive home sale in the country's history

When Pickens first bought about 2,900 acres of land here in 1971, the only structure was a corrugated metal house that he used to stay warm during days of hunting quail.

Source: Hall & Hall, Mesa Vista Ranch

Since then, the ranch has increased by 22 times its original size and now covers some 64,800 acres.

Source: Hall & Hall

Additionally, there are now a number of different structures: the 12,000-square-foot lake house; the 33,000-square-foot lodge; the 6,000-square-foot family house; the 1,700-square-foot gatehouse; the 1,600-square-foot pub; and the 11,000-square-foot kennel.

Source: Hall & Hall

Pickens' childhood home even sits on the property. It was moved there from Oklahoma in 2008.

Source:Wall Street Journal

There are roughly 12 miles of water in the form of man-made waterfalls, creeks, and lakes.

Source: Hall & Hall

In 2014, Pickens married his fifth wife — the couple later divorced — in a chapel on the premises.

Source:The Wall Street Journal

The front door of the lake house used to be situated on Bing Crosby's house. It's a metal door with stained glass.

Source: Hall & Hall

The Lake House has 3,800 square feet of patios and 11,500 square feet of living space.

Source: Hall & Hall

The ranch has its own FAA-approved airport. The hangar has a two-bedroom, two-bathroom apartment upstairs, which is meant to be for pilots.

Source: Hall & Hall

There is even a home theater that seats 30 people.

Source: Hall & Hall

All of the furnishings, farming equipment, pick-up trucks, and hunting gear are included in the purchase price.

Source: Hall & Hall

However, Pickens' personal art collection, according to the listing website, as well as other personal effects, are not included in the purchase.

Pickens reportedly owned pieces from artists N.C. Wyeth and Charles M. Russell, as well as an oil painting of his late dog, Papillon, that hangs in the master bedroom of the Lake House. 

The buyer will also get 40 bird dogs. Pickens was a seasoned quail hunter, but according to the Wall Street Journal, he planned to leave the dogs behind because he didn't have the space for them.

Source:The Wall Street Journal

The dogs can be housed in the 11,000-square-foot kennel on the property, which boasts a veterinary lab, an office, a meat-processing center, and an exercise area.

Source:The Wall Street Journal

There's also a single-story structure where ammunition, hunting gear, rifles, and shotguns are stored.

Source:The Wall Street Journal

Mesa Vista Ranch is one of the most expensive properties available on the US market.

Source:CNBC

• Perhaps the most important element of your work wardrobe is your shoes, which is why we've rounded up some of the best places to find office-appropriate footwear.
• We like Everlane's dress shoe selection the best, but Madewell, M. Gemi, J. Crew, and Rothy's all have great options.

It is simply the case that one can never own too many pairs of shoes, and when it comes to work-appropriate shoes, the "correct" number of pairs is practically infinite. Of course, finding a pair of flats or so-called modest heels that are both attractive and acceptable to the corporate powers that be can be a bit of a challenge. But with some help from our favorite office-ready shoe purveyors, you may want to keep your shoes close and your credit card closer.

When picking a great pair of work shoes, you'll want to keep a few things in mind. First and foremost, are they comfortable? After all, it's difficult to feel empowered when you're constantly bending over to adjust your strap or massage your heel.

You'll also want to consider heel heights. While I prefer to live about four inches above my natural height, I would also prefer to sleep and pet cats for a living. Alas, in order to be part of the professional world, it seems that society has dictated that I live in heels of a more moderate one-to-two-inch height. Also important to consider is the width of your heel. As impressive as your ability to teeter-totter around on a one-inch circumference may be, that's probably not something that you can put on a resume. Luckily, you don't need to be in stilettos to pull off a killer look.

Furthermore, you may want to consider your preferred work shoe color. While black, nude, and the occasional navy shoe are common suspects, it's also well worth adding a pop of color to your wardrobe with some more creative hues. Don't shy away from white, either — sure, they'll show dirt a bit more easily, but let's be honest, in your sterile office environment, you're not really at risk of getting things particularly dirty.

Regardless of which of our favorite office-appropriate shoe purveyors you choose, we're sure that you'll have a decidedly professional (and fashion-forward) experience.

Here are the best places to buy women's dress shoes online:

• Best dress shoes for women overall: Everlane
• Best work-to-weekend shoes for women: Madewell
• Best work-appropriate boots for women: M. Gemi
• Best dress shoes for women who like variety: J. Crew
• Best sustainable dress shoes for women: Rothy's

Updated on 09/11/2019 by Caitin Petreycik: Updated links, formatting, selection, and prices.

The best dress shoes for women overall

Everlane's classic collection of shoes are ethically sourced, responsibly made, and will keep you moving throughout the day.

When it comes to the professional woman's wardrobe, few brands are better represented than Everlane. It's hard to believe that it's been less than a decade since the company was founded, but in its nine years of existence, Everlane has proved that cutting out the middleman and employing responsible sourcing and manufacturing practices are great for business, and better still for fashion. And that's certainly no exception when it comes to the brand's beautiful collection of shoes.

What I love best about Everlane's collection is its rather manageable size. Sure, there are still more than enough options from which to choose, but you won't spend hours upon hours scrolling through seemingly endless variations of what ultimately looks like the exact same shoe. Rather, in keeping with the brand's broader ethos, the shoe collection is straightforward and elegant, offering elevated basics at reasonable prices.

If you're looking for a simple yet chic flat, look no further than the Day Glove, one of Everlane's perennial best sellers. Available in a wide range of colors, this ballet flat is incredibly comfortable and looks fantastic paired with cropped pants. As it turns out, wearing a heel is not a prerequisite for looking put together, and the Day Glove proves just that.

Taking the Day Glove up a notch is the Day Heel, which incorporates a two-inch block heel with the same beautiful design and fit as its flat sibling. I love its back pull tab, side vents, and cushioned insole, all of which make this heel easy to wear. Plus, it comes in a wide range of colors that span the classic suspects like black, rose, and bone as well as bolder options like bright red, bronze, and other metallic shades.

I'm also in love with the Editor Heel, a sleek kitten heel that looks effortlessly sharp with its miniature stiletto. While it runs a bit big, the soft, Italian leather material may just convince you that this is the last pair of heels you'll ever need.

None of Everlane's heels go above two inches, which makes them extremely comfortable and wearable, and most styles come in both leather and suede versions to fit your personal aesthetic.

Pros: Incredibly comfortable, ethically made, manageable selection of styles

Cons: If you're looking for a higher heel, Everlane may not deliver   

Shop Everlane's shoe collection here

Read our full reviews of the Day Glove and Day Loafer

Click the button below to purchase the Day Glove

The best work-to-weekend dress shoes

Madewell shoes are perfect both in and out of the office, won't break the bank, and are definitely comfortable.

I was a Madewell fangirl before I joined the workforce, and now, I'm a Madewell fan-professional. Not only does the retailer offer a fantastic selection of work appropriate clothing, like cardigans, dresses, and trousers, but it also has one of the chicest and most accessible shoe collections I've found for the younger demographic.

With great options for both the summer and the winter, Madewell's shoes are, as you might imagine, well made, and reasonably priced, with most coming in at less than $130.

What I particularly appreciate about Madewell is its ability to turn classic shoes into fresh, modern offerings. Take, for example, the all-important loafer. While Madewell certainly offers this staple pair in your usual black leather, there are also a few updated options. My personal favorite is the Crackle Metallic version, which is just bright enough to catch your eye, but not so aggressive that you'll feel the need to hide your feet any time a senior partner comes around.

If you're looking for a great pair of mules, Madewell certainly has you covered. These shoes come in a wide range of heel heights, prints, and colors, which means you can use them to dress up or dress down your professional wardrobe however you see fit. I also love the solid craftsmanship of these shoes; the pair I own has more than withstood the tests of time (and weather).

Pros: Modern takes on classic styles, inexpensive, wide selection of colors and prints, available in stores and online  

Cons: The dressiest of office environments may not be well-served by Madewell shoes   

Shop Madewell's shoe collection here

Click the button below to purchase the Frances Loafer

The best work-appropriate boots

If I could only wear one type of shoe for the rest of my life, it would be a pair of boots, and they would probably come from M. Gemi.

You may not think you're fancy enough to buy Italian-made shoes, but M. Gemi is here to prove you wrong. The direct-to-consumer brand is best known for its beautiful loafers and flats, but as it turns out, the high-quality footwear company also makes some of the most beautiful ankle boots you've ever seen. If you've ever questioned whether or not boots are work appropriate, M. Gemi is answering with a resounding "yes."

Made in Italian workshops with almost unbelievably soft leather or suede, the Corsa ankle boot is not only insanely comfortable, but extremely versatile as well. The beautiful silhouette has a fitted shaft and sleek sole, and looks fantastic paired with a sharp pair of cigarette pants or a dress.

While it normally takes some time to break in a pair of boots, this simply isn't the case with M. Gemi. Its products are ready to wear right out of the box, and I've literally never gotten a blister from its shoes, even after very long work days. Plus, with the just-over-two-inch heel height, you won't feel as though you're at risk of falling when you're running from meeting to meeting.

If you're not into boots, you could also check out the famous Stellato Sacchetto. The company's constant best seller, this pointed flat has a soft suede upper, a tiny heel, and an effortless sophistication. 

Pros: Truly quality craftsmanship, beautiful and comfortable material, warm inviting earth tones, unique look

Cons: M. Gemi shoes do come at a premium, but they're worth it

Shop M. Gemi's women's shoe collection here

Read our reviews of the Stellato Sacchetto Flat and the Corsa Ankle Boot

Click the button below to purchase the Corsa

The best for those who want variety

If you believe more is more when it comes to shoe options, then dive right into the crazy shoe world that is J. Crew.

With a seemingly endless roster of styles, colors, and patterns, J. Crew is truly the shoe lover's dream come true. While this may sound a bit overwhelming, I appreciate that J. Crew's website allows you to narrow down your choices based on the kind of shoe that you're looking for.

The Elsie Suede Pump is a personal favorite of mine. Think of it as the shoe that every woman needs in her closet, with its slightly curved, 3.5-inch heel and perfectly pointed toe. I find this pair to be especially useful on presentation days, when I'm looking for a bit of additional lift.

The fact that J. Crew has both IRL and online presences makes shopping considerably easier. I'll often scour the internet for a pair I like, then go to my friendly neighborhood store in order to take them for a test run. 

Pros: Huge selection of shoes, higher heels available, ability to shop both online and in-store

Cons: Some J. Crew shoes can get pretty pricey, but there are also less expensive options to offset those pairs

Shop J. Crew's shoe collection here

Click the button below to purchase the Elsie Suede Pumps

The best sustainable dress shoes

Rothy's recycled water bottle shoes are far from a gimmick — in fact, they're some of the best work-appropriate flats out there.

Whether you've seen their ads on social media or admired their streamlined flats on a coworker, shoe startup Rothy is everywhere lately. That's because the San Francisco-based company's signature kicks aren't just versatile, they're also sustainable; every pair is made from 100% post-consumer plastic water bottles and other recycled materials. 

Thus far, the company has repurposed 27+ million bottles (and counting) into styles like the rounded flat ($125), pointed flat ($145), and loafer ($165), all of which are machine-washable (not to mention light and flexible on your feet). I love the simple Black Flat for everyday wear, but the "Marigold" and "Flame" colorways seem like fun options if you're looking for something a bit more bold. 

Pros: Sustainable, comfortable materials, great range of styles, fun patterns and colors

Cons: Starting at $125 per pair and going up to $165, these aren't cheap for flats

Shop Rothy's collection of flats here

Read our review of the Rothy's flats

Click the button below to purchase the Rosebud

• Trade Coffee Co. is the online matchmaker for coffee lovers and their coffee.
• From run-of-the-mill "coffee that tastes like coffee" to "hints of something different" and downright "surprising and unconventional," Trade offers lovingly grown and roasted beans for all.
• Trade also offers equipment from coffee pots and cold brew kits to filters and scales — basically everything you need to make the perfect cup of coffee.
• With subscriptions starting at $12.50 per 12-ounce bag, it's a step up in price from what you might find at big-box stores. But if you enjoy your morning cup, there's nothing more precious and empowering than dialing it in perfectly each and every morning.
• Insider Picks teamed up with Trade Coffee for an exclusive deal. Use the promo code "BI30" to save an extra 30% on your order.

"Put your mug's fate in our hands with over 2,000,000 happy coffee matches — and counting!" may reek of gimmick, but we tried Trade Coffee Co.'s matchmaking service, and I, for one, have nothing but good things to say for the brand. Why? Never has a coffee buying experience ever led me through six web pages of consultative questions in order to pair me with a bag of coffee. After the folks (or algorithm) at Trade presented me with a suggestion, I took it. Now, here I sit, feet up, sipping from a soupcon that is surely delivering me ever closer — with each shot — to a time and place where I can confidently claim that I am, indeed, living my very best life.

Okay, I might be taking you for a bit of a ride here, but if you want to learn how to profile your ideal cuppa (and maybe self, while you're at it), there may be no better way than with the help of Trade Coffee. Depending on your profile, Trade may match you with The Classics, which is their best value plan at $25 for two 12-ounce bags. Then there's The Hookup for those seeking something "surprising and unconventional" at $15 to $22 per 12-ounce bag.

The process, intimidating at the outset, perhaps, is so thoroughly yet tidily detailed that it's a breeze.

What we like most about the selection and customization process is how unassuming it is. You don't feel like you're diving in headfirst with a sommelier who's just out to make you feel uninformed. Instead, you get a clean page layout with four options to identify your level of java snob-hood: from newbie to nerd.

Then it's on to your preferred brewing method, which, depending on how much you care, could dictate the roast level and/or type of bean you want to be buying and why that might matter. And if you're using a pod machine, a support team is ready to chat whether you use a Keurig, Nespresso, or apparently, any other type of pod machine.

Next, you'll select what, if anything, you add to your coffee, because they've decided to factor in even that.

Then there's your preferred roast level. This is a common question, of course, but again, like wine, maybe something we don't all necessarily understand. Trade also offers a little explainer about roast levels and how each roasting brand uses its own "scale" while Trade scores all coffees on their own scale so that there's no confusion within their service.

And this is where it all might get a little tricky. Just the same, though, don't overthink it; you can always try more. Be bold.

Do you buy ground, whole bean coffee, or both? This is fairly self-explanatory, though Trade makes a point to push grinding your own coffee for the best brew you can get, and we're with them. If we can offer a single piece of conjecture, to you, dear reader, let it be this: If you're going to invest in good coffee, grind it yourself or you are missing the point of luxuriating in this splurge altogether.

Tasting notes

Some of us on the team tried coffee; others tried equipment. Below is a short roundup of what each of us tried along with our findings and/or tasting notes respective of what we tried.

Leftist Espresso by Gimme!

Buy Gimme! Leftist Espresso from Trade Coffee Co. for $16

I rarely go a day without coffee but typically settle for the brew in our office. The Gimme! Leftist Espresso was a nice change to my routine and provided a strong and sweet batch of coffee. I received the whole bean bag and decided to grind it into medium grounds to use with my French press. Since it's a light-medium roast, it was smooth and had a higher level of caffeine — meaning that I only had to have one cup to get through my morning to-do list. The actual coffee was a treat, plus I felt like it was made especially for me after using the "get matched" quiz on the Trade website. — Megan Foster, Insider Picks intern

Petunias Espresso by Revelator Coffee Co.

Buy Petunias Coffee by Revelator Coffee from Trade Coffee Co. for $15

I went for the "surprising and unconventional" choice because you only live once, as they say. I'm rarely able to place undertones within things like coffee, wine, or beer. "Enjoyable" and "not enjoyable" are my usual descriptors, and to each our own, I always believe, but this was something I could savor, and did I ever. A bitter, velvety dark chocolate tone was punctuated by hints of red stonefruit (cherry, I suppose) as vividly as any beverage ever delivered flavor to my palate. Okay, maybe it wasn't all that distinct (at least not for me), but it was different, and each and every morning, while the bag lasted, the thought of that thick crema greeting my tongue was enough for me to peel off the sheets and (almost) make it to work on time. Now that's something. I'd be happy to wake with this sensation every morning for the rest of my life, and therein am seriously considering one of these subscriptions for myself. My benevolent overlords might appreciate this motion, too, should it continue to deliver me to work on time. — Owen Burke, Insider Picks senior reporter

Cold Brew Coffee Bags by Trade Coffee Co.

Buy a pack of 20 cold brew bags from Trade Coffee Co. for $7.50

Typically, I use this cheap, utility-first plastic cold brew bottle to make a quart of cold brew at home. But on the go, one reusable Trade Cold Brew Bag can make up to five batches per 12 ounce bag of coffee (and $7.50 gets you 20 bags). Pretty much all you need is the Trade cold brew bag, some coffee, and a glass on hand (the company notes that mason jars work well, and I'd agree). You'll still have to wait 12 to 18 hours for your cold brew, but it's easy, mobile, and the bags are blessedly compostable, made from corn-based fiber. — Mara Leighton, Insider Picks reporter

French Press by Yama

Buy the Yama French Press from Trade Coffee Co. for $36

I've been using this French Press for about a month, and I'm really enjoying it, but I figure I should get this out of the way now: It's really only made for one or two cups of coffee, so if you're looking for a family-sized carafe, this is not it. 

If a small French press is what you're looking for, this one is solid, though not perfect. The superfine mesh filter does a great job of straining grounds, provided you have the top mechanism properly nestled on before you press the plunger down. But the grounds get caught between the mesh and the metal pieces that hold it into place, making it hard to clean.

That said, there are a few other pros and cons. The base is rubberized, so it's hard to spill. Big pro in my house. But there are plastic parts to the press, which I don't love (though they are BPA-free). The metal handle and base come off in one piece for easy cleaning, another pro.  

Overall, I really like this French press. Is it the absolute best one you can buy? Probably not. Will it work and be relatively easy to clean and take care of? Absolutely. — Sally Kaplan, Insider Picks editor

Note: The Yama French Press is currently sold out on Trade's website, but it's available on Amazon for $24. 

The bottom line: Who's this really for?

If you're already spending $10 to $15 on a 12-ounce bag of coffee, if you want to learn how to pull a better shot of espresso, brew cold brew, make a better pour-over, or just learn a bit (or a lot) more about making coffee in general, then Trade Coffee might be for you. But if you don't reeeaaally love coffee, and coffee is just a utilitarian pick-me-up, then stick with your Folgers or your Maxwell House.

Coffee subscription services like this one are either for snobs and snobs-to-be or academics. And whether it's the cheap pre-ground stuff off the shelf at Walmart or the award-winning $17-a-bag, Fair-Trade-certified, all-organic beans from Trade or Atlas or Driftaway, we're just trying to help you find the best way to keep doing you.

Insider Picks teamed up with Trade Coffee for an exclusive deal. Use the promo code "BI30" to save an extra 30% on your order.

Take the "Get Matched" quiz at Trade Coffee Co. for a personalized subscription or explore single matches, starting at $12.50 per 12-ounce bag.

• Hydro Flask's 128-ounce Oasis water jug is the steel tank to keep yourself hydrated for the summer.
• Double walled and insulated, this jug keeps cold things cold all day.
• With the reckless adventurer in mind, Hydro Flask's Oasis is also nearly indestructible. (Trust me, I've tried.)
• If you're not particularly rough on things, you might just as soon consider the classic Igloo Red Legend or a Coleman Beverage Cooler— both of which are gallon-sized, but about one-sixth of the price.

A one-gallon water jug might seem like overkill to some, but if you spend a lot of time on the move and, like me, regularly neglect to hydrate, it might just be your five-pound reminder to do so. I like to think of Hydro Flask's 128-ounce Oasis as my guardian angel, the patron saint of my kidneys and my future, hopefully healthier self.

Gone are the days when I'd fill a couple of 18-ounce water bottles, slip them into my ditty bag, and call my H2O situation secure, only to forget I'd even packed them and not have even a drop of water pass my lips. With this double-walled, vacuum-insulated 18/8 stainless steel jug, I am considerably more hydrated these days, especially when I'm out on the water. It rolls and clanks all over the deck of my boat, offering a constant reminder to keep drinking water. And that I do.

Design and specs for Hydro Flask's 128-ounce Oasis water jug

By and large, this is a standard double-walled, vacuum-insulated water bottle like most you'd find on the market (Hydro Flask calls its proprietary version "TempShield"). It's made with high-grade 18/8 stainless steel, and yes, it's heavy as all heck. This is not necessarily the water container you want to bring on a six-mile hike. The trade-off, though, is that it'll keep cold things cold in excess of 24 hours, and hot things hot for about 12 hours (though I haven't yet tested the latter claim).

Two integrated lids make filling, drinking from, and cleaning the Oasis a cinch, and the silicone carrying handle is sturdy but also comfortable to hold, unlike a solid plastic handle. It might not last as long, but then Hydro Flask has a notably generous limited lifetime warranty program; if you were to manage to break the strap, they'd likely replace it. Still, I've swung mine around for a few months and I haven't noticed any signs of stress or give.

In the field

Apart from boat and beach trips, I also toss it into the back of my car for road trips, where, again, it's constantly rolling and clanking, and impossible to ignore. Thankfully, it can take a beating. Note the few white scratches near the base of my Oasis above. Those, mind you, came only after repeated accidental drops from the seats in my boat to the deck — about a 2.5-foot drop. With the Oasis full, though, that's about 13 pounds total, hitting the dance floor, as we in the boating world often call it, with momentum. You should see my poor deck, though, which I'm sad to say took the brunt of the repeated blows.

But then I can paint over that. What would be the real tragedy, as has been the case with more delicate (but still pricier) water bottles I've owned, is if the Oasis were to have dented, or cracked. But that's why we pay such premiums for overbuilt gear, is it not?

The bottom line

If you're extremely rough on things, or if your profession demands it, the Hydro Flask Oasis is an easily justifiable expense. Boaters, campers, van lifers, wilderness dwellers, and construction workers, especially, can all put it to good use, and it will outlast any lightweight plastic or steel jug several times over.

If, on the other hand, you're just looking for something to get you and yours through Sunday morning soccer practice, go for the classic Igloo Red Legend or a Coleman Beverage Cooler— both of which are gallon-sized, but about one-sixth of the price of the Oasis.

Pros: Durable, easy to clean, easy to pour (and drink) from, keeps cold things cold for 24-plus hours and hot things hot for about 12 hours

Cons: Expensive, heavy (4.95 pounds when empty)

Buy Hydro Flask's 128-ounce Oasis at Hydro Flask for $124.95

Buy Hydro Flask's 64-ounce Oasis at Hydro Flask for $94.95

Join the conversation about this story »

• It's easy to scroll on a Mac in several different ways, although it is natively different than scrolling on a PC. 
• You can scroll on a Mac using the trackpad, which actually reverses the scrolling direction when compared to a PC. 
• You can also scroll on a Mac using the spacebar, the up and down arrows on your keyboard, or your mouse — and it's possible to change the scrolling preferences on your trackpad if you wish.  
• Visit Business Insider's homepage for more stories.

For those who are new to Mac computers, the differences in scrolling from PC's can present a bit of a weird hiccup.

At first, it will feel strange to get used to the scrolling gestures and navigate with windows when everything feels a bit backwards. But after a bit of regular use, all that confusion fades away.

Still, it's good to have a quick explanation of how to use the scrolling feature on a Mac before you get going. 

Here's what you should know to get started on the right foot. 

Check out the products mentioned in this article:

MacBook Pro (From $1,299.99 at Best Buy)

HP Pavilion x360 (From $399.99 at Best Buy)

How to scroll on a Mac

The primary way to scroll on a Mac is by using the trackpad. For those coming from a PC background, it may feel like you're constantly going the wrong way up or down the screen because the gesture is reversed when using PC's.

So, to scroll down, you'd move your fingers from the bottom of the trackpad to the top. Try to think of it as if you were dealing with a piece of paper, and were physically pushing it to view the lower half.

But the trackpad isn't the only scrolling option:

• If you're on a page (and your cursor is not clicked into a text box), you can also press the spacebar to scroll down to the bottom of the page.
• You can also accomplish this task using the arrow keys on your keyboard, using the down-arrow key to go down and the up-arrow key to go up.
• Those who are using a mouse can use its built-in scroll wheel to navigate up and down pages.

How to change your scrolling preferences on a Mac

If after a while, however, you find that the default trackpad scrolling gesture just isn't working for you (or you know it isn't something you want to use), you could always change it. 

Go into your system preferences, located under the Apple symbol in the top-left corner of the screen, and select "Trackpad." 

Next, toggle over to "Scroll and Zoom," and untick the box next to "Scroll Direction: Natural."

Related coverage from How To Do Everything: Tech:

• How to create folders on a Mac computer and organize your files

• How to zoom in and out on any Mac computer, using a keyboard or trackpad

• How to copy and paste on a Mac computer, and from a Mac to other Apple devices

• How to right click on a Mac computer in three different ways

SEE ALSO: The best Macbooks you can buy

Join the conversation about this story »

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