Quantcast
Channel: Business Insider
Viewing all 116840 articles
Browse latest View live

A San Francisco based company has made trading cards of Silicon Valley's top VCs because, well, it's Silicon Valley

$
0
0

Screen Shot 2018 11 09 at 10.18.27 AM

  • TouchBase has released collectible trading cards featuring Silicon Valley's top investors and advisors. 
  • Cards include notable investors like Y Combinator co-founder Paul Graham and Andreessen Horowitz co-founder Marc Andreessen. 
  • The cards include stats for each investor, like their total number of investments and number of exits.
  • A pack of five cards goes for $59.99. 

Ever think you'd hear someone say: "I'll trade you a Paul Graham for a Marc Andreessen?" 

A San Francisco company is hoping that the tech industry's biggest VC dealmakers have attained the same kind of celebrity status that has driven kids to trade baseball cards for generations. 

New collectible trading cards, created by a company called TouchBase, feature Silicon Valley's top investors and advisors, including Y Combinator co-founder Paul Graham, Andreessen Horowitz co-founder Marc Andreessen, Benchmark general partner Bill Gurley, and Mary Meeker, formerly a partner at Kleiner Perkins. 

Read more:Famed tech investor Mary Meeker is looking to raise about $1.25 billion for a new growth fund

The cards include stats for each investor, like their total number of investments and number of exits.

They're also not cheap. A pack of five cards goes for $59.99. 

But, as TouchBase mentions on their website, "the VCs featured have had multiple exits, but are on their way to more. This makes their cards highly collectible." 

Some of the rarest VC cards include Don Valentine (Sequoia, an investor in Atari), Mike Markkula (Angel, an investor in Apple), and Jenny Lee (GGV, an investor in Alibaba). A recent Boing Boing report showed one lucky collector scored a Sam Altman in their pack. 

A TouchBase spokesperson wouldn't confirm how many different VC cards exist today, but said it's "always creating new series." In fact, on the company's website, visitors can suggest new investors or founders that they'd like to see added to the collection. 

To view the entire collection, TouchBase is offering a limited number of private showings in their San Francisco office. 

Packs will start shipping in November — right in time for the holidays. 

SEE ALSO: Mark Zuckerberg joined a private Facebook group for Harvard memes and group members are loving it

Join the conversation about this story »

NOW WATCH: A cybersecurity expert showed us how hackers can tap into an office phone and listen to everything you're saying


9 of the coolest tiny homes around the world to rent on your next vacation

$
0
0

Tiny Home Jackson Hole Homeaway

  • Tiny houses are becoming increasingly popular around the world; their novelty makes for a unique vacation stay.
  • We teamed up with HomeAway to find some of the coolest tiny-home rentals around the world.
  • From a circus car in Germany to a cabin in Wyoming, one of these tiny homes could be your next getaway.

Looking for something a little more novel than a traditional hotel or the tried-and-true Airbnb for your next vacation? Consider a tiny home.

Living miniature, defined as residing in a space less than 600 square feet, has turned into a worldwide movement. The global tiny homes market is expected to increase by 7% over the next four years. 

But you don't need to live in a tiny home to see what all the fuss is about. 

We teamed up with HomeAway to find some of the coolest tiny home rentals on HomeAway and VRBO around the world, from a charming circus car in Germany to a luxury cabin in Jackson Hole, Wyoming, and ranked them by cost per night.

Which one will be home to your future getaway?

SEE ALSO: Here's what living in a tiny house is really like, according to people who traded their homes for minimalism

DON'T MISS: See inside the 15 most expensive penthouses for sale in America

Somerset, California — $72 per night



An eco-friendly, off-the-grid tiny home that runs completely on solar power, this award-winning tiny home has a private deck and prime proximity to 50 vineyards.

See the listing »



Homer, Alaska — $76 per night



See the rest of the story at Business Insider

The creative director of NYC's new Playboy Club says he looks for 2 specific qualities when hiring a Playboy Bunny — and there's one red flag that will keep someone from getting the job

$
0
0

playboy club nyc

  • About 40 Playboy Bunnies work at the recently opened Playboy Club in New York City.
  • Richie Notar, the club's creative director, told Business Insider that there are two main things they look for when hiring a Bunny.
  • They want the Bunnies to have a warm disposition that makes people feel at ease when they walk in the door, and to have something interesting going on in their lives outside of the job.

 

About 40 Playboy Bunnies work at the recently opened Playboy Club in New York City— and each one of them was carefully selected.

The club's creative director, Richie Notar, told Business Insider there are two main things they look for when hiring a Bunny to work at the club.

First and foremost, they look for people who have a welcoming and warm disposition.

"Because in that cruel and terrible world out there in New York City, you walk through those doors and it's like walking into a house, and you hug someone with your smile and you look at them," Notar told Business Insider. "You're not like, 'Uh, reservation?' I want eye-to-eye contact." 

richie notar playboy club

When someone makes a customer feel at ease right when they walk in the door, it makes a difference to their entire experience at the club, he said.

"From that point on, what happens is the food tastes better, the table is more comfortable," Notar said. "Everything seems better when you feel like you're in good hands."

Notar said they also look for candidates who have something interesting going on in their lives outside of the job. 

"One of the things that I would like to do ... is focus on people that have something interesting outside of this," Notar said. "I want them to be interesting in different ways other than just bringing you a drink."

A dental hygienist is one of the Bunnies on staff at the club, along with an opera singer who agreed to sing an "operatic happy birthday" song to a customer, much to Notar's delight.

Of course, prior hospitality experience is a bonus, Notar said. "But my philosophy has always been, you have to start with a good person."

If there's one thing Notar won't tolerate from potential Bunnies, it's attitude.

In New York, he says, "the hotter the restaurant, they're like, 'I'm doing you a favor by letting you in.' There's a lot of attitude. No attitude on my watch."

SEE ALSO: I visited New York's new Playboy Club, where Playboy Bunnies serve drinks in their iconic costumes and members pay up to $100,000 a year — and it wasn't at all what I expected

Join the conversation about this story »

NOW WATCH: Valedictorians rarely become rich and famous — here's why the average millionaire's college GPA is 2.9

The widest room in this New York City townhouse measures 10 feet across — and it's selling for $5 million

$
0
0

seaport district townhouse nyc

  • The widest room in a narrow New York City townhouse is just 10 feet wide — and it's selling for $5 million.
  • The exterior of the Lower Manhattan home measures just under 13 feet, a Douglas Elliman agent told Business Insider.
  • Real estate developers are building more super-narrow townhouses in leftover space from larger projects, The Wall Street Journal reported.

 

A Lower Manhattan townhouse that measures 10 feet wide inside is about to go on sale for $5 million.

The exterior of the newly-built industrial-looking house in Manhattan's historic South Street Seaport district is just under 13 feet wide. But listing agent Gordon von Broock of Douglas Elliman said the home was designed with its size constraints in mind.

"There's high ceilings, very low profile, there's no moldings or anything that sticks out," he told Business Insider. "Everything's very clean. I think it just feels — I wouldn't say spacious — but it feels like a normal room."

Real estate developers in New York City are starting to build more and more ultra-narrow townhouses, often to use up leftover space from larger projects, according to The Wall Street Journal.

"There's only so much land that can be sold and developed and, at some point, people are finding unique ways to build — and more creative ways," von Broock told Business Insider.

The Seaport townhouse was built on leftover land from a five-unit condo building on the same lot developed by Andreas Giacoumis, according to the Journal. Once the city building department gives the townhouse its own official address of 267 ½ Water Street, it will be ready to close a sale, von Broock said — although they've already been showing the home.

The developer, Giacoumis, told the Journal that "small spaces are the way of the future."

Here's a look inside the narrow, ultra-modern home. 

SEE ALSO: New York City has more penthouses available than it can fill — and it suggests a change in the way wealthy people are looking at luxury real estate

DON'T MISS: An $82 million penthouse apartment in NYC's tallest residential building offers 360-degree views of Central Park and the city — but nobody wants to buy it

The Manhattan townhouse measures 10 feet wide on the inside and just under 13 feet on the exterior. It's about to go on the market for $5 million.

Source: Douglas Elliman



The townhouse looks particularly narrow when viewed head-on: It's sandwiched between two wider buildings. Its facade is made up of glass and steel columns.

Source: Douglas Elliman, The Wall Street Journal



The home is in New York's Seaport District, which listing agent Gordon von Broock says is an up-and-coming neighborhood that reminds him of the early days of Tribeca or the Meatpacking District's popularity. "The biggest thing that would be attractive to buyers is living in that area," he told Business Insider.

Source: Douglas Elliman



See the rest of the story at Business Insider

Disappointing photos show what 9 top luxury destinations look like in real life

$
0
0

crowded beach dalian china

  • Some luxury destinations aren't quite what they seem on Instagram.
  • Many of these hotspots are overcrowded, overpriced, or simply lacking in authenticity. 
  • From the Champs Elysées in Paris to ultra-modern Dubai in the United Arab Emirates, here are nine luxury hotspots that might not be worth the hype.

 

Some places around the world are known as go-to spots for luxury travel, shopping, or experiences.

The Champs Elysées in Paris, for example, with its Louis Vuitton, Cartier, and Longchamp boutiques, is consistently ranked one of the most expensive shopping streets in the world. Dubai boasts of having the most luxurious hotel in the world. 

But many find that these and other luxury destinations don't quite live up to the hype. Take a look below for some disappointing photos of what nine luxury hotspots look like in real life.

SEE ALSO: What it's like to be a millionaire in America today

The Avenue des Champs Elysées in Paris is one of the most iconic streets in the world, lined with museums, high-end restaurants, and five-star hotels.

Source: Paris Info, Business Insider



Shopping opportunities range from retailers such as Zara and H&M to luxury boutiques that include Louis Vuitton, Mont-Blanc, Guerlain, and Ferrari. It's consistently ranked as one of the most expensive shopping streets in the world.



But most of the time, you'll hardly be able to move through the throngs of tourists.



See the rest of the story at Business Insider

Spotify is giving away free Google Home speakers to subscribers — here's how to get yours

$
0
0

Google Home Mini

Who doesn't like free tech? 

That's the question at the heart of Spotify's new promotion: The music streaming company is offering free Google Home Mini smart speakers to anyone paying for a Spotify Family subscription ($15/month).

But the free offer is limited — you've gotta act fast! So, how do you get one? Follow these simple steps:

SEE ALSO: Amazon Echo vs. Google Home: How the 2 families stack up

First things first, two limitations:

1. The free Google Home Mini offer applies to both new and existing Spotify Premium for Family customers in the United States.

2. The offer is only available through the end of December, so get in while you can.

Okay, let's get to the directions!



1. Log in to your Spotify account on the Spotify website.

The Spotify website is right here.



2. Make sure your subscription is a Family Plan.

There are a few different types of Spotify paid accounts. To get the free Google Home Mini, you have to be a subscriber to the Spotify Premium for Family plan.

The Premium for Family plan costs $14.99/month, but it allows up to five people to access Spotify Premium (no ads, offline listening, etc.) using individual accounts. That's just $5 more than the usual price of a single Spotify Premium account — it's a no-brainer if even just two people are using the service, let alone five.



See the rest of the story at Business Insider

A former Google employee has written a hilarious survival guide for women: how to succeed 'without hurting men's feelings'

$
0
0

Sarah Cooper

  • Former Google employee turned comic Sarah Cooper has help for women in tech with a new book called "How to Be Successful Without Hurting Men’s Feelings."
  • The book is, of course, a satirical look a corporate life for women. And it's hilarious.
  • Still, the author tells Business Insider, it was inspired by true stories from her own Google career, as well as her friends and co-workers.

Sarah Cooper is like the anti-Sheryl Sandberg.

Instead of telling women to "lean in," the former Google employee is offering more practical advice for women in tech with her new book, called "How to Be Successful Without Hurting Men’s Feelings."

"Ambitious women are scary. In this fast-paced business world, female leaders need to make sure they're not perceived as pushy, aggressive, or competent," the book's promotional materials explains. Chapters include "How to be harassed without hurting his career" and "How to bring your true self to work and then hide it completely." Each chapter ends with a list of "inaction items."

Behind the humor there is, of course, a serious message.

"'How to Be Successful Without Hurting Men's Feelings' was sparked from all the things I did at Google to seem more likable and approachable, like being less direct with feedback and using all those smiley faces in my emails, as well as the double standards I saw between my male and female coworkers," she said.

Read more: One of Google's new sexual harassment policies could be the key to changing all of Silicon Valley's bro culture

It was inspired by a blog post she wrote called  "9 Non-threatening Leadership Strategies for Women" which went instantly viral with "many women writing to tell me they experienced the same thing," she said.

That post has become part of the book. It offers such gems as: "If a male coworker steals your idea in a meeting, thank him for it. Give him kudos for how he explained your idea so clearly. And let’s face it, no one might’ve ever heard it if he hadn’t repeated it."

The stories and illustrations in the book are sometimes fictionalized, sometimes not, but all inspired by real incidents experienced by Cooper, her friends, and her co-workers.

google walkout san francisco 6

'I got free food and lots of free material'

After spending five-plus years as a woman in tech working her way up to a manager position at Google, Cooper had plenty of inspiration for the book and her new career as a comedian. She's best known for her previous book, 100 Tricks to Appear Smart in Meetings and for her blog, The Cooper Review.

Although Cooper also did a short stint at Yahoo, both books and much of her blog was mainly inspired by Google, she told Business Insider.

"At Google, I got free food and lots of free material," she said.

Beyond giving women in tech a much-needed laugh, Cooper hopes to let women know that, no, they aren't imagining it.

That's a super helpful message in today's #MeToo world. It is particularly potent given the recent uproar at Google as the company comes clean over how it has dealt with various sexual harassment incidents.

A Non-Threatening Women's Foundation

We asked Cooper if she considered reaching out to Sandberg with a copy of the book. Sandberg is, of course, the former Googler, now COO at Facebook, who is famously leading today's renewed feminist movement seeking gender equality in the workplace. 

Sheryl Sandberg

Cooper tells us she didn't send the book to Sandberg, but if she ever gets a chance to hang with her, "I'd like to hear how much she leans back after leaning in, and then leans in again, and then has to lean back again, and if it's good workout for her abs."

We also asked her if she would model her book after Lean In organization and start a Non-Threatening Women's Foundation, with meetups and support circles.

"Yes I'd love to start a non-threatening woman's foundation where we'd probably spend all our meetings just apologizing to each other," she quipped.

But she also had a more serious response: "The ultimate point of the book is to stop worrying if you're hurting men's feelings, so maybe I'd start a foundation for Threatening Women!"

SEE ALSO: One of Google's new sexual harassment policies could be the key to changing all of Silicon Valley's bro culture

Join the conversation about this story »

NOW WATCH: Watch Apple's October 2018 event in 8 minutes

Fox News told staff not to tweet its content from their personal accounts amid Tucker Carlson protests, according to internal email

$
0
0

fox news

  • According to an internal email obtained by Business Insider, Fox News has asked its employees not to tweet out theirs or other Fox News stories from their business or personal Twitter accounts.
  • The email was sent to Fox News's entire digital team, according to a source.
  • Earlier this week, Fox News's official Twitter account went silent because of a "conscious decision" by the company to refrain from tweeting in the wake of rowdy protests outside the home of Fox News commentator Tucker Carlson.

Fox News has asked its employees not to tweet out theirs or any other Fox News stories from their business or personal Twitter accounts, according to an internal email obtained by Business Insider.

In the email, Fox News managing editor Greg Wilson told employees to "please refrain from tweeting out our content from either section accounts or your own accounts until further notice."

A source within the network who wished to remain anonymous told Business Insider that the email was sent to the entire digital team, which consists of approximately 140 people.

A spokesperson for the network did not immediately respond to a request for comment.

The news comes after it emerged on Friday that Fox News reportedly made the "conscious decision" to refrain from tweeting from its official Twitter account as a silent protest against rowdy demonstrations by the anti-fascist group "Smash Racism DC" that erupted at Fox News host Tucker Carlson's home on Wednesday.

Carlson, who was at work at the time, claimed that his wife was home when a protester allegedly threw "himself against the front door and actually cracked the front door," according to The Washington Post. Police reportedly confirmed that members of the group also spray-painted an anarchy symbol on the driveway, and left signs on vehicles.

A Fox News source cited by a Tribune Media content manager Scott Gustin reportedly said the decision not to tweet following the demonstrations came from "the highest level" of the company.

The hiatus is said to be a protest of Twitter's response to complaints that users were posting Carlson's home address online. Twitter's technical support function is believed to have advised the news organization to submit a ticket request and did not delete tweets containing Carlson's address, Gustin said.

Facebook, which Fox News continues to publish stories from, reportedly responded promptly after being alerted.

David Choi contributed to this report.

Join the conversation about this story »

NOW WATCH: This top economist has a radical plan to change the way Americans vote


A Victoria's Secret executive has apologized for making 'insensitive' comment about transgender models

$
0
0

victoria's secret ed razek

  • A Victoria's Secret executive apologized on Friday for an "insensitive" comment about transgender models.
  • Ed Razek, the chief marketing officer of the Victoria's Secret parent company, L Brands, sparked an outcry after telling Vogue he didn't think the show should feature "transsexuals."
  • He said in his apology that the company would, indeed, cast a transgender model — but none who have auditioned in the past have made the cut.

A Victoria's Secret executive apologized on Friday for saying he didn't think transgender models should be cast in the lingerie brand's annual fashion show.

Ed Razek, the chief marketing officer of the Victoria's Secret parent company, L Brands, sparked an outcry after telling Vogue in an interview that he didn't think the annual fashion shows should feature "transsexuals" because "the show is a fantasy."

"It's a 42-minute entertainment special. That's what it is," he said. "It is the only one of its kind in the world, and any other fashion brand in the world would take it in a minute, including the competitors that are carping at us."

Razek also said in the interview that the company had considered casting both transgender models and plus-sized models in the show in the past.

"We market to who we sell to, and we don't market to the whole world," he said. "We attempted to do a television special for plus-sizes [in 2000]. No one had any interest in it, still don't."

Read more: Victoria's Secret says its 'runways have been culturally diverse for a long time,' but it has been accused of cultural appropriation over and over again

But Razek apologized for the remark about transgender models in a statement released by Victoria's Secret late Friday. He said the company would, indeed, cast transgender models, though none have made the cut in the past.

Here's Razek's full statement:

"My remark regarding the inclusion of transgender models in the Victoria's Secret Fashion Show came across as insensitive. I apologize. To be clear, we absolutely would cast a transgender model for the show. We've had transgender models come to castings… And like many others, they didn't make it…But it was never about gender. I admire and respect their journey to embrace who they really are."

SEE ALSO: All the looks from the 2018 Victoria's Secret Fashion Show

Join the conversation about this story »

NOW WATCH: Buffalo Wild Wings' Blazin' Wing Challenge requires a waiver before attempting

Here's how the new Gmail compares to the old version — and how to make the switch today (GOOGL)

$
0
0

gmail icon

If you were dying for a change in your email status-quo, Google recently rolled out some updates to the desktop version of its popular email client, Gmail. 

With the new Gmail design, you'll find some user interface upgrades, some visual changes, and a few other additions — those who used the old Gmail will still find the new version recognizable, and it's not a game-changing update where you'll have to relearn everything.

But there's some new features thanks to some additional integrations with other Google apps like Calendar, Keep, and Tasks, as well as third-party plugins. 

To switch to the new Gmail version, click on the gear in the upper right-hand corner of the Gmail page, and click 'Try the new Gmail.' You can use the same process to switch back to the old version of Gmail as well. 

Here's how the new and old versions of Gmail compare to each other: 

Here's what the old Gmail inbox looked like.



And here's what the new inbox looks like.

The new inbox has three 'views' — default, comfortable, and compact.

Upon first glance, the new inbox doesn't look much different from the old one. However, there are a few additions that are meant to improve your experience within the app. On the right side of the screen, there's now an area for plugins. By default, Google has included Calendar, Keep (a note-taking app), and Tasks. These have been included so you don't have to keep tabbing out of your email to check things like upcoming meetings on your calendar, or to look at any important information in your notes or tasks. 

 

 



Here's a preview of what the 'default' view would look like.

This view will show the names and file types of any attachments in the email below the subject line. 



See the rest of the story at Business Insider

I went to one of Bill Clinton's favorite restaurants in Arkansas, which was once described as a 'vegetarian's hell,' to see if the food lived up to the hype — here's the verdict

$
0
0

doe's eat place

  • Former President Bill Clinton has had a reputation for unhealthy eating habits, particularly before and during the early years of his presidency.
  • Doe's Eat Place, a regional restaurant chain with a location in Little Rock, Arkansas, is perhaps the most famous of the dining establishments Clinton frequented before becoming president.
  • During a trip to Little Rock in October, I stopped at Doe's for lunch to see if it lived up to the hype.
  • The food tasted great but left me feeling sluggish for hours afterward, so much so that I didn't eat for around 18 hours after my meal.

 

Former President Bill Clinton has had a reputation for unhealthy eating habits, particularly before and during the early years of his presidency. In 1992, The New York Times dedicated a story to Clinton's diet before he took office, listing cinnamon rolls, barbecue, cheeseburgers, enchiladas, and pies among his favorite foods.

Doe's Eat Place, a regional restaurant chain with a location in Little Rock, Arkansas — where Clinton served as governor from 1979-1981 and 1983-1992 — is perhaps the most famous of the dining establishments Clinton frequented before becoming president. Clinton held campaign events there, according to CBS affiliate THV-11, and was interviewed by Rolling Stone at the restaurant in 1992.

Doe's specializes in simple, greasy food like steaks, burgers, and tamales. One of the restaurant's waiters described it as "vegetarian hell" to The Times in 1992. 

During a trip to Little Rock in October, I stopped at Doe's for lunch to see if it lived up to the hype. The food tasted great but left me feeling sluggish for hours afterward, so much so that I didn't eat for around 18 hours after my meal.

Clinton has adopted a healthier, vegan diet since the end of his presidency, and I can see why.

Here's what it was like to eat at one of Bill Clinton's favorite restaurants.

SEE ALSO: I stayed at a DoubleTree for 3 nights to see if the mid-priced hotel is a better value than pricier options — here's the verdict

I arrived at Doe's on a Thursday afternoon in October.



The interior was bigger than I expected, given the restaurant's narrow exterior.



The walls were covered in framed photos.



See the rest of the story at Business Insider

10 lucrative credit card deals you can get when opening a new card in November — including a 150,000-point bonus

$
0
0

The Insider Picks team writes about stuff we think you'll like. Business Insider and The Points Guy Affiliate Network receive a commission from card issuers if you apply through these links and are approved.

Best Credit Cards October

  • The fastest way to boost your stash of credit card points or frequent flyer miles is to earn new member bonuses. 
  • You can use points from cards like the Chase Sapphire Preferred Card or the Platinum Card® from American Express for virtually free travel, upgrades, cash back, gift cards, or more.
  • These are some of the best bonuses and card products available right now.
  • Some of these have been available for a while, and some are new.

It's easy to earn credit card rewards points and frequent flyer miles on your everyday spending.

Especially in 2018, as credit card issuers introduce increasingly rewarding products in order to compete with each other, all you need to do is use a card for your normal spending — and pay it off in full each month — and you can earn tons of bonus points in categories like grocery stores, dining, and travel. 

However, the fastest and easiest way to earn a lot of points quickly — whether you're planning a big trip but don't have enough points yet, or you're just looking to build up your stash — is to open a new credit card that offers a lucrative welcome bonus.

Credit card issuers offer huge bonuses to attract customers, and while each card may have different eligibility requirements, in most cases you can get the bonus as long as you haven't had that card before — or, in some cases, as long as you haven't had it in the past few years.

You can read more about earning new card member bonuses and how that will affect your credit score here, or scroll down to find some of the best offers available this month.

Keep in mind that we're focusing on the rewards and perks that make these cards great options, not things like interest rates and late fees, which can far outweigh the value of any rewards.

When you're working to earn credit card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back. Basically, treat your credit card like a debit card.

1. American Express® Gold Card

amex rose gold new york 12

Welcome offer: 25,000 Membership Rewards points when you spend $2,000 in the first three months. Until January 9: Get up 20% back at US restaurants within the first three months, up to $100 total.

Last month, American Express launched a massive reboot of its Premier Rewards Gold card, rebranding it as the American Express Gold Card, releasing a new metal design and limited-edition rose gold version, and totally overhauling the rewards and benefits on the card. Because that wasn't quite enough, AmEx also introduced a fairly unique new welcome bonus.

The new Gold Card earns 4x points at US restaurants and on up to $25,000 per year at US supermarkets (and 1x after that), 3x points on flights booked directly with the airline, and 1x point on everything else.

Based on the fact that you can easily redeem Membership Rewards points for more than 1¢ of value each, that makes this the highest-earning card for everything food-related.

The Gold Card keeps the old card's $100 airline fee credit each calendar year, and adds up to $120 of dining credits — split into $10 each month — at Grubhub, Seamless, The Cheesecake Factory, Ruth's Steak House, or participating Shake Shack locations. If you use those credits in full, that's a guaranteed $220 of value each year.

New card members — those who haven't previously had the Premier Rewards Gold — can earn a welcome bonus of 25,000 points when they spend $2,000 in the first three months. Additionally, those who apply before January 9 can get 20% back on all US restaurant charges — up to $100 total — in the form of a statement credit. Keep in mind you may be able to be targeted for a higher offer.

While it's difficult to assign a single objective value to Membership Rewards points, due to the many ways you can redeem them, travel website The Points Guy subjectively estimates each point as worth 1.9¢. That makes the welcome bonus worth $575 — $475 for the points, and up to $100 back from restaurants. Even without factoring in the annual credit benefits, that's more than enough to make up for the card's $250 annual fee.

Click here to learn more about the AmEx Gold Card from Insider Picks' partner: The Points Guy.

2. Platinum Card® from American Express

amex business

Welcome Offer: 60,000 points (after spending $5,000 in the first three months)

The American Express Platinum card has one of the highest annual fees of any consumer credit or charge card — $550 — but as AmEx's flagship product, this premium credit card offers a tremendous amount of value to offset that fee. For example, I got more than $2,000 worth of value in my first year with the card.

The card earns Membership Rewards points, the currency in AmEx's loyalty program, which can be exchanged for statement credits or cash back, used to book travel through AmEx's travel website, or, to get the most value, transferred to any of 17 airline and three hotel transfer partners (transferable points are among the best). Travel website The Points Guy lists a valuation of 1.9¢ per Membership Rewards point; based on that, the welcome offer is worth around $1,140.

Because $5,000 is one of the steepest spending requirements of any consumer credit card, this is an ideal time to open it — with holiday spending and travel coming up, you can take advantage of those planned expenses to meet a higher minimum required spend than you would normally be able to.

The Platinum Card earns an incredible 5x points on airfare purchased directly from the airline, and offers a $200 airline fee credit each calendar year, and up to $200 in Uber credits each card member year. It also grants the cardholder access to more than 1,000 airport lounges around the world, including Delta Sky Clubs and AmEx's own Centurion Lounges. Other benefits include automatic gold elite status at Starwood, Marriott, and Hilton hotels, a statement credit to cover enrollment in Global Entry/TSA PreCheck, concierge service, and much more.

You can read our complete review of the card here.

Click here to learn more about the American Express Platinum from Insider Picks' partner: The Points Guy.

3. Capital One Savor Cash Rewards Credit Card

capital one savor

Sign-up bonus: $500 (after spending $3,000 in the first three months)

If dining and cooking are your thing, and cash back is what you're after, the Capital One Savor is sure to please.

The card earns unlimited 4% cash back on all dining and entertainment, 2% back at grocery stores, and 1% on everything else. Plus, the card offers a whopping $500 sign-up bonus when you spend $3,000 in the first three months.

The Savor carries a lower annual fee than the AmEx Gold — $95, waived the first year. The earning rate will make up for the fee in many cases, based on normal spending, but if that's too high for you, there's an alternative: the Capital One SavorOne Cash Rewards Credit Card.

The SavorOne card has no annual fee, and offers a slightly lower — but still valuable — earning rate of 3% cash back on dining and entertainment, 2% back at grocery stores, and 1% on everything else. It offers a lower sign-up bonus of $150 when you spend $500 in the first three months.

Click here to learn more about the Capital One Savor card from Insider Picks' partner: The Points Guy.

Click here to learn more about the Capital One SavorOne card from Insider Picks' partner: The Points Guy.

Read more: The Capital One Savor offers 4% cash back on dining and entertainment — here's how much the average American saves each year with the card

4. Hilton Honors American Express Ascend Card

Hilton Honors American Express Ascend Card

Welcome offer: 125,000 Hilton Honors points when you spend $2,000 in the first three months

Hilton recently announced new highest-ever bonuses on its four co-branded credit cards, which offers a fantastic opportunity to rack up points for free hotel nights.

A major benefit to the Hilton Honors rewards program is when you stay for free using points, it's actually free — unlike many other hotels, you won't even have to pay a resort fee. Despite some recent minor devaluations in the program, it's turning into my go-to for hotels.

Between the 125,000-point welcome bonus, and the fact that the Ascend card offers a free weekend night's stay when you spend $15,000 on it within a calendar year, you've got the makings of a nice long hotel stay without having to pay a thing.

The Ascend has a $95 annual fee, but offers some solid benefits to make up for that.

The card offers complimentary Gold status just for holding it. If you spend $40,000 on the card within a calendar year, you'll be upgraded to Diamond status. In addition to the same benefits you'd get from Gold — such as free breakfast, room upgrades, a bonus on earned points, late checkout, and a free fifth reward night — Diamond gets you higher priority for room upgrades, executive lounge access, and more. The card also comes with 10 free day passes to Priority Pass airport lounges.

The Ascend earns 12x points on Hilton purchases, 6x points at restaurants, gas stations, and supermarkets — all within the US — and 3x points on everything else.

Click here to learn more about the Hilton Honors Ascend card from Insider Picks' partner The Points Guy.

5. Chase Sapphire Preferred

Card Group — Chase Sapphire Preferred Chase Sapphire Reserve_21 1

Sign-up bonus: 50,000 points (after spending $4,000 in the first three months)

The Sapphire Preferred is one of the most popular all-around rewards credit cards, and it's easy to see why. This card earns 2x points per dollar spent on just about all travel and dining purchases, and 1x point on everything else. It also comes with a ton of travel and purchase protections, such as rental car insurance, trip delay coverage, and extended warranty.

The sign-up bonus — 50,000 UR points — is worth, at the very least, $500 as cash back or gift cards. However, if you book travel through the Chase Ultimate Rewards portal and use points to pay, you'll get a 25% bonus, making points worth 1.25 cents each. That means that the sign-up bonus would be worth $625.

Even more lucrative — the Chase Sapphire Preferred lets you transfer your UR points to a few different frequent flyer and hotel loyalty programs. This comes in handy because, in many cases, it costs fewer points to book a trip if you go through one of those programs, as opposed to using the points as cash. You can read more about why transferring points to frequent flyer programs gets you more value here.

This all comes for a fairly standard annual fee of $95, which is waived the first year.

Click here to learn more about the Sapphire Preferred from Insider Picks' partner: The Points Guy.

6. Chase Sapphire Reserve

Chase card

Sign-up bonus: 50,000 points (after spending $4,000 in the first three months)

The Sapphire Reserve is basically a beefier version of the Preferred. While the card comes with the same sign-up bonus, it earns points on everyday spending faster, nabbing a higher 3x points per dollar spent on travel and dining purchases, and 1x on everything else. It also offers similar, though in many cases, enhanced travel and purchase protections.

Unlike the Preferred, the Sapphire Reserve comes with a Priority Pass Select membership, which gets you and any travel companions free access to more than 1,000 airport lounges around the world.

You can use points from the Reserve the same ways as with the Preferred, except that you'll get a 50% bonus when booking travel through Chase, making your points worth 1.5¢ each.

The card carries a higher annual fee than the Preferred: $450. However, it also comes with a $300 travel credit each card member year. Each year, you'll get statement credits for the first $300 in travel-related purchases you make, including things like subway fare, taxis, parking, and tolls, as well as airfare and hotels. When you subtract this credit from the annual fee, the card is effectively only $150 each year.

If you're not sure whether the Preferred or Reserve is the better card for you, take a look at this breakdown. Also keep in mind that you can typically only earn the sign-up bonus for one Sapphire-branded card every two years.

Click here to learn more about the Sapphire Reserve from Insider Picks' partner: The Points Guy.

7. Hilton Honors American Express Aspire Card

Hilton Honors American Express Aspire Card

Welcome offer: 150,000 Hilton Honors points when you spend $4,000 in the first three months

The premium Hilton Honors American Express Aspire card has a hefty $450 annual fee, but it comes with so many perks, benefits, and rebates that it's more than worth paying for Hilton loyalists — or even brand-agnostic hotel guests.

In addition to a $250 airline fee credit per calendar year and a $250 Hilton resort statement credit each card member year, the Aspire also offers a $100 Hilton on-property credit every time you book a stay of two nights or longer at a Hilton property — you just need to book through a specific website for cardholders.

The card also offers a free weekend night reward each year — regardless of how much you spend — and a second if you spend $60,000 on the card in a calendar year. It also comes with complimentary Diamond status.

The Aspire earns a tremendous 14x points per dollar spent with Hilton, 7x points on flights booked with the airline, car rentals, and at US restaurants, and 3x points on everything else.

Click here to learn more about the Hilton Honors Aspire card from Insider Picks' partner The Points Guy.

8. The Barclaycard Arrival Plus World Elite Mastercard

Sign-up bonus: 60,000 miles (after spending $5,000 in the first 90 days)

Earlier this year, Barclays closed applications for one of its most popular credit cards, before relaunching the card with a new all-time highest sign-up bonus.

Then, this fall, Barclays began waiving the card's $89 annual fee for the first year, a first for the card.

The Barclaycard Arrival Plus earns double miles on every dollar spent. Miles can be redeemed for one cent each on travel purchases (applied as a statement credit to negate the cost of that purchase), or a half-cent each for cash back or gift cards. Best of all, you'll earn 5% of your miles back every time you make a redemption.

Effectively, that means that the sign-up bonus is worth $600 toward travel, plus an extra $100 from the miles you'll earn meeting the spending requirement.

The card comes equipped with Chip-and-PIN service, which, combined with the fact that the card has no foreign transaction fees, makes it a great option when traveling internationally.

Depending on your spending habits, it is easy to get more value from the card than what you pay for the annual fee, thanks to the 2x earning rate on all purchases. Of course, the sign-up bonus alone will cover the annual fee for more than seven years.

Click here to learn more about the Barclaycard Arrival Plus World Elite Mastercard.

9. Chase Freedom Unlimited

Screen Shot 2018 10 09 at 10.22.30 AM

Sign-up bonus: 15,000 points or $150 cash back (after spending $500 in the first three months)

If you already have the Sapphire Reserve and are saving your points for something, the Freedom Unlimited can give your balance a nice boost. While Chase markets the card as "cash back," it actually earns Ultimate Rewards points that you can redeem for cash (1 point = 1¢).

If you have a premium card like the Sapphire Reserve, you can pool your points from the two cards. The Freedom Unlimited earns 1.5 points per dollar spent, so paired with a Sapphire Reserve, it's a great card to use for purchases that aren't made on travel expenses or dining.

Best of all, the card has no annual fee and often has 0% APR for the first 15 months on purchases and balance transfers. After that, there's a 16.99%-25.74% variable APR. If you have a major purchase ahead of you, that introductory offer can be useful.

While the best financial practice is to not spend more on the holidays than you can afford to pay off right away, the Freedom Unlimited's introductory APR does provide an option to pay a major expenses off over time without paying interest. That can be useful if you're planning out how to pay for something like an engagement ring during the holidays.

The Chase Freedom Unlimited is a fantastic all-around card. However, to get the most value when it's time to spend your points, you need the Sapphire Reserve or Preferred card, too, so you can pool your points. Otherwise, points are only worth 1¢ each no matter how you use them and they can't be transferred to airline or hotel partners.

Click here to learn more about the Chase Freedom Unlimited from Insider Picks' partner: The Points Guy.

10. Wells Fargo Propel American Express® Card

https_%2F%2Fblogs images.forbes.com%2Fthepointsguy%2Ffiles%2F2018%2F07%2FNY City Cards wells fargo propel 8 1200x800

Welcome offer: 30,000 Go Far points (after spending $3,000 in the first three months)

This new card from Wells Fargo has one of the more attractive rewards programs you'll find from a no-annual-fee card. The new Propel card is actually a re-launch of an old product — Wells Fargo stopped accepting applications for the old card back in February, before announcing the new product and reopening applications this month.

The card earns 3x points on all travel, dining, and select streaming services (and 1x point on everything else). If that sounds familiar, it's because it's almost the same as the popular Chase Sapphire Reserve.

There are some key differences between the cards. The Propel lets you redeem points for 1¢ each toward cash back, merchandise, travel, or more, while the Sapphire Reserve offers a range of more valuable redemption options — it's easy to get at least 50% more value for Chase points. Plus, the Sapphire Reserve offers a number of premium perks that the Propel doesn't, like airport lounge access, a $300 annual travel credit travel delay insurance, and more.

Of course, the Sapphire Reserve also comes with a $450 annual fee, while the Wells Fargo Propel doesn't have a fee. Between the new member offer, and the solid earning rate on popular spend categories, the Propel makes a decent option for those who don't travel often, or who aren't comfortable floating a large annual fee.

Click here to learn more about the Wells Fargo Propel card from Insider Picks' partner: The Points Guy.

DON'T MISS: Amex Platinum vs Chase Sapphire Reserve: Which card offers superior airport lounge access, according to a frequent flyer

READ MORE: The best cash-back credit cards of 2018

SEE ALSO: Eleven Madison Park is launching a pop-up restaurant in Aspen exclusively for AmEx cardholders — here's how to book a table

Join the conversation about this story »

'The Grinch' easily wins the weekend box office, while 'Girl in the Spider's Web' bombs

$
0
0

the grinch 2 universal

  • The latest animated movie by the studio behind "Despicable Me" and "Minions" has another hit with "The Grinch."
  • This most recent retelling of the classic Dr. Seuss story won the weekend box office with $66 million.
  • This opening bests the 2000 Jim Carrey-starring version, which had a $55 million opening.
  • But it wasn't good news for "The Girl in the Spider's Web." The $40 million-plus reboot of the Lisbeth Salander franchise only had an $8 million opening.

It seems like everyone is already in the holiday spirit as the latest telling of the Dr. Seuss classic, "How the Grinch Stole Christmas!" took a nice bite out of the US box office over the weekend.

The most recent title from animation studio Illumination (creators of "Despicable Me," "Minions," and "Sing") has definitely put a smile on Universal's face, which releases the animation studio's works. The movie took in an estimated $66 million to easily win the weekend.

Benedict Cumberbatch had the task of voicing the green menace of Whoville and seems to have passed with flying colors. Previously, the holiday classic was told with the ambitious live-action 2000 release, "How the Grinch Stole Christmas," with Jim Carrey playing the title role.

That had a $55 million opening and went on to earn over $345 million worldwide.

Read more:Netflix's Oscar contender 'Roma' will not be shown at Alamo Drafthouse in a big blow to its exclusive theatrical run

While Universal/Illumination found success dusting off a known property, Sony/MGM/New Regency didn't have the same luck with "The Girl in the Spider's Web."

the girl in the spiders web sonyThe latest American release from the beloved Millennium book series that features the adventures of hacker Lisbeth Salander, "Spider's Web" comes seven years after the US kickoff of the franchise with "The Girl with the Dragon Tattoo." Helmed by David Fincher and starring Rooney Mara in the Salander role, the movie opened with a soft $12.7 million opening (made for $90 million) but went on to earn a solid $232.6 million worldwide.

Sony will have to work a lot harder to make back its money this time. The revamp of the franchise with Claire Foy in the lead and Fede Alvarez ("Don't Breathe") directing didn't excite audiences, as the movie only took in $8 million over the weekend (its production budget was around $40 million).

SEE ALSO: "The Girl in the Spider's Web" director explains how "The Crown" convinced him Claire Foy should be his lead, and why he hopes some people will leave the movie "pissed"

Join the conversation about this story »

NOW WATCH: How 'The Price Is Right' is made

I went inside the NYC napping lounge where people are paying up to $250 a month to nap in dark, private pods at any time of day — here's what they look like

$
0
0

Nap York

  • A wellness center in New York City that says its aim is "recharging the people who power the world" by giving them a space for an important activity: napping.
  • Nap York is a 24-hour facility in midtown Manhattan that lets people drop in to sleep in pods, from a 30-minute power nap to a multiple-hour slumber session designed for travelers who have layovers at one of the nearby airports.
  • Visitors can pay $15 for a 30-minute nap or up to $250 a month for a membership that includes five naps a week.
  • Studies have found that naps improve immune system health, energy, cognitive function, and emotional control.

A few blocks from Times Square, in the middle of one of New York City's busiest neighborhoods, is an urban oasis where sleep-deprived New Yorkers can swap their shoes for slippers, drink a cup of tea, and take a nap.

That's the idea behind Nap York, which opened in February, offering 30-minute naps in sleep pods for $10. Seven months later, prices have risen slightly, to $15 for half an hour, and there are additional options for monthly memberships.

For $35 a month, you can pop into Nap York for one 30-minute nap a week. The priciest membership is the $250-a-month Gold Premium, which includes five naps — up to 90 minutes each — per week. You can also book a longer nap starting $50 for three hours with each additional hour costing $7.

The pods are strictly single-occupancy. Visitors can also take a shower, get a massage, or relax in one of the hammocks on the roof.

Reza Moreno, the community director for Nap York, told Business Insider that a large chunk of its visitors were travelers who need a place to sleep for a few hours during their layover at a nearby airport.

But she stressed that Nap York is not a hotel. Visitors can't book multiple long sleep sessions in a row.

"We just give the convenience for those who literally just need a place to bonk out for the night," Moreno said.

During the day, Nap York sees office workers who pop in for a half-hour power nap on their lunch break. In the summertime, some sweaty New Yorkers even dropped by to take a shower before a business meeting.

Here's what it's like inside Nap York.

SEE ALSO: A productivity expert says coffee naps — 'nappuccinos' — changed his life. Here's how.

DON'T MISS: Forget $40 fitness classes — now a tech startup is asking rich people to spend $1,500 plus monthly fees on a mirror to stream workouts directly into their homes

Located in Manhattan's bustling Midtown neighborhood, Nap York calls itself "your 24/7 oasis in the middle of the Concrete Jungle." When I got there, I tried to peer in the windows, but they were obscured by dark curtains.

Source: Nap York



Nap York has had about 8,000 people come in for naps since it opened in February, according to Moreno.



When you step inside, you're greeted by screens that display the various nap and membership options available. There are also several large plants, which instantly hooked me, a stereotypically plant-loving millennial.



See the rest of the story at Business Insider

Paul Manafort is reportedly hitting the brakes on cooperating with Mueller

$
0
0

Paul Manafort

  • Talks between Robert Mueller, the special counsel leading the Russia investigation, and Paul Manafort, the former Trump campaign chairman, have broken down in recent days, ABC News reported Friday.
  • According to the terms of his plea agreement, Manafort is required to cooperate in any and all matters the government deems relevant.
  • The report came after President Donald Trump ousted Attorney General Jeff Sessions and appointed Matthew Whitaker, who has previously slammed Mueller and the Russia investigation, as the acting attorney general.
  • "This was one of the biggest fears about Whitaker in law-enforcement circles," a former senior Justice Department official who used to work with Mueller told Business Insider.
  • "His appointment not only endangers the status of the Russia investigation itself, but it could have an effect on the cooperation of those who have already pleaded guilty and others who Bob Mueller may be working to flip," this person said.

Talks between the special counsel Robert Mueller and Paul Manafort, the former chairman of President Donald Trump's campaign, have broken down in recent days, ABC News reported Friday.

Manafort struck a plea deal with Mueller's team in September, shortly after he was convicted on eight counts related to tax fraud, bank fraud, and failure to report foreign bank accounts. Before his second trial, Manafort pleaded guilty to conspiracy and obstruction and agreed to cooperate with Mueller.

Since then, Manafort has met with prosecutors nearly a dozen times, and though members of Mueller's team have been asking him about a wide range of topics, they're "not getting what they want," a source with knowledge of the discussions told ABC News.

Andrew Weissmann, a prosecutor working for Mueller, told US District Judge Amy Berman Jackson when Manafort's plea deal was announced that Manafort would cooperate "in any and all matters as to which the government deems the cooperation relevant," including "testifying fully, completely" before a grand jury.

Manafort's plea agreement also says that if he "has failed to cooperate fully" or "intentionally given false, misleading or incomplete information or testimony," he "will not be released from his pleas of guilty but the Government will be released from its obligations."

Read more:Robert Mueller has reportedly begun drafting his final report in the Russia probe

A source with direct knowledge of the matter told Business Insider that Manafort's plea deal with Mueller was still intact. But ABC News reported that the dispute between the two sides stemmed from suspicions that Manafort was not being entirely forthcoming about all the information he may know that's relevant to the Russia investigation.

The former Trump campaign chairman is a significant figure of interest in the inquiry, which is examining Russia's interference in the 2016 election, whether the Trump campaign colluded with Moscow, and whether Trump sought to obstruct justice after he learned of the investigation's existence last year.

As Manafort's cooperation stalls, Trump appoints a Mueller critic to oversee the Russia investigation

Matt Whitaker

It's unclear why talks between Manafort and Mueller have apparently stalled. Manafort's team initially mounted an aggressive defense against Mueller, reportedly in hopes of catching the president's attention and prompting him to come to Manafort's aid. But Manafort shifted gears and struck a plea deal after his first trial resulted in a conviction.

Meanwhile, the landscape of the FBI's Russia investigation could change drastically in the coming months, as Trump ousted Attorney General Jeff Sessions on Wednesday and appointed Matthew Whitaker, who will serve as acting attorney general until the Senate confirms a permanent replacement.

Whitaker, who was once described as the West Wing's "eyes and ears" in the Justice Department, has previously made controversial remarks about both Mueller and the Russia investigation. He reportedly does not plan to recuse himself from overseeing the inquiry.

Read more:'Seriously? This guy?': Matthew Whitaker's appointment as acting attorney general has FBI and DOJ officials in a 'daze'

"This was one of the biggest fears about Whitaker in law-enforcement circles," a former senior DOJ official who used to work with Mueller when Mueller was the FBI director told Business Insider. "His appointment not only endangers the status of the Russia investigation itself, but it could have an effect on the cooperation of those who have already pleaded guilty and others who Bob Mueller may be working to flip.

"It's hard to say whether that's what happened in Manafort's case without knowing more details," this person said. "But it's certainly a possibility. And that should set off some alarm bells."

Among other things, Whitaker wrote in a CNN op-ed article last year that Mueller had overstepped his mandate by digging into the Trump Organization's finances. He has said, without evidence, that there was "no collusion" between the Trump campaign and Russia. And audio recently resurfaced of Whitaker falsely accusing "the left" of sowing "this theory that essentially Russians interfered with the US election," a theory he claimed had been disproved and did not affect the election.

While he was Sessions' chief of staff, Whitaker met with Trump in the Oval Office more than a dozen times, The Washington Post reported, adding that whenever Trump complained about the Russia investigation, Whitaker "often smiled knowingly and nodded in assent."

SEE ALSO: Robert Mueller has reportedly begun drafting his final report in the Russia probe

Join the conversation about this story »

NOW WATCH: How to hack an election, according to a former NSA hacker


The most expensive, rare, and bizarre vehicles Lewis Hamilton drives when he's not racing

$
0
0

Lewis Hamilton Mercedes car

Lewis Hamilton is a young, massively successful athlete who has been crowned Formula 1 world champion five times.

He earns approximately $51 million a year, according to Forbes, and is known for his relationships with some of the most famous women on the planet — most recently Nicki Minaj, who he went ATV riding with in Dubai, but also singers like Rihanna, Rita Ora, and Nicole Scherzinger in the past.

If that's not enough, his vehicle collection is also ridiculous — and it's not just cars he likes to buy, drive, or be driven in, either.

Keep scrolling to see the most expensive, rare, and bizarre vehicles Hamilton drives when he's not racing.

SEE ALSO: Formula 1 driver Lewis Hamilton took Usain Bolt for a stunt ride in a $200,000 Mercedes

DON'T MISS: How to eat breakfast, lunch, and dinner like an elite-level Formula One driver

This is British racer Lewis Hamilton, who was recently crowned Formula 1 world champion for the fifth time.



The view from Hamilton's office window typically looks like this. He has a cockpit that offers very little space, and he hurtles around a race track at speeds of 200mph. Hamilton, a Mercedes athlete, drove the company's F1 W09 EQ Power+ car in the 2018 season, but it's not the only vehicle he gets his mitts on.

Instagram Embed:
//instagram.com/p/BoXLyVzhq9-/embed
Width: 540px

Source:Instagram.



Hamilton passed his driving test in 2002 and bought his first car — a second-hand Mini Cooper not too dissimilar to the model Mr. Bean made famous in the British sitcom featuring Rowan Atkinson. Before long, Hamilton was lent a Mercedes C 200 by a dealership which he said was "very cool" and popular "with the ladies" when he was only 18. The second car he bought was a bit of a step up, as he purchased a Ferrari 599 GTO, a vehicle he only recently sold.

Source:Sunday Times: Driving.



See the rest of the story at Business Insider

Google built a tiny Street View car to map out one of the world's largest model cities, and the results are incredible (GOOG)

$
0
0

google miniatur wunderland

The "Miniatur Wunderland" exhibition, located in Hamburg, Germany, is the world's largest model railway.

If you've never seen it before, it's one of the cutest, most detailed miniature models you'll ever see in your life.

To bring new perspective to the massive model railway, Google in 2016 built a miniature version of its Street View car to capture footage within the Miniatur Wunderland with an array of tiny mounted cameras. You can actually see all the various worlds within the Miniatur Wunderland on Google Street View.

The results are stunning. Take a look:

SEE ALSO: 13 things everyone is going to love about iOS 11

Google worked with mapping software company Ubilabs to capture the sprawling model world.



The tiny Street View car couldn't actually film anything, which is why Google and Ubilabs built a fleet of mini camera-mounted devices to cruise the streets ...



... and railways of Miniatur Wunderland. Keep in mind, this model railway features over 8 miles of track.



See the rest of the story at Business Insider

The diverging midterm results show there's a growing political chasm in America. And both parties look like they're digging in.

$
0
0

Voting in the 2018 midterms

  • The headline of Tuesday night's midterm elections was Democrats recapturing the House of Representatives, setting up a two-year long clash with President Donald Trump.
  • But looking at exactly how Democrats were able to win the House tells a deeper story about how America has shifted and might continue to change.
  • The divide between America's cities and its rural areas is growing, and the two parties are becoming more entrenched.

After Democrats took back the House of Representatives last week, the development-focused news website CityLab created an index to assign each of the 435 congressional districts into categories based on population density:

  • Pure urban
  • Urban-suburban
  • Dense suburban
  • Sparse suburban
  • Suburban-rural
  • Pure rural.
  • (For more on the methodology, check here.)

Looking at the shift in party from 2010 to 2018, it becomes clear that the divide between America's cities and its rural areas is growing.

And the two parties are becoming more entrenched in their regional home bases.

Democratic urban monopoly

As of Tuesday night, America's city centers are exclusively in the hands of the Democratic Party.

  • In an upset, Democrats flipped the only pure-urban district still held by Republicans — New York's 11th District, which encompasses Staten Island and south Brooklyn — leaving the GOP with no seats in dense cities.

Democratic dominance in cities is partly due to the GOP-led redistricting effort after the 2010 midterms. But it also shows the growing dominance of Democrats in the major cities. Even in Texas, Democrat Lizzie Pannill Fletcher won the 7th congressional district in Houston, becoming the first Democrat to hold the seat since George H.W. Bush turned the seat in favor of Republicans in 1967..

  • Similarly, in the urban-suburban districts, Democrats are nearing a clean sweep: Five Democrats took over formerly GOP-held urban-suburban districts in Pennsylvania, Texas, California, and Florida (two seats).
  • The only two GOP urban-suburban districts are California's 45th in Orange County, held by a Republican since its inception in 1983, and Florida's 25th in the suburbs of Miami, also held by Republicans since its inception in 2003.

Urban Districts

Suburban battleground

The most heated battleground in the House came in the fight over the suburbs, where it appears Democrats are squeezing the GOP out of these seats.

  • Particularly in dense suburban districts, Democrats are gaining a definite edge. In just eight years, the party has gone from controlling a slim majority of these districts — just 53% — to a dominant 80%.
  • Similarly, Republicans and Democrats flipped places when it came to sparse suburban districts. Democrats held 34 such seats after 2010, while the GOP held 52. Now those numbers are perfectly flipped.
  • The suburban districts were also the biggest source of Democratic pick-ups on Tuesday, with 26 seats in suburban districts flipping. Only one seat flipped to Republicans: the newly redrawn Pennsylvania 1st.

Democrats' success in the suburbs was personified by them turning blue dense suburban districts in deep-red states:

  • For instance, Democrat Kendra Horn became the first non-GOP winner since 1975 in Oklahoma's 5th district in the suburbs around Oklahoma City.
  • And Georgia's 6th district in the suburbs of Atlanta, once home of House Speaker Newt Gingrich, is on the verge of electing a Democrat for the first time since 1979.

While these wins may be partly attributable to the fact that a president's party typically loses seats in their first midterm, these areas have long been GOP strongholds in solid GOP states. They were held by Republicans through previous Democratic waves.

There are several demographic explanations for the shift — older millennialsmoving out to the suburbs or the long-term shrinking of America's white majority — but there are also some uniquely political issues as well.

President Donald Trump does not poll as well with college-educated people or women compared to previous Republican presidents, and those two groups are significant parts of the suburban electorate.

Suburban Districts

Red rural districts

Just as Democrats are nearing a monopoly in the urban districts, so too are Republicans solidifying their stranglehold on rural areas. The number of rural districts held by Democrats tumbled to just nine after Tuesday, a 13% share, down from 16 they held after the 2010 election.

With the exception of one district, the remaining Democratic rural districts fall into two buckets:

  • Majority-minority districts, where the white population makes up less than 50% of the total (South Carolina's 6th, Mississippi's 2nd, New Mexico's 3rd;
  • Northern areas with a white population at 90% or above (Minnesota's 7th, New Hampshire's 2nd, New York's 19th, Vermont's at-large, and Wisconsin's 3rd).Rural Districts

Join the conversation about this story »

Netflix's unwillingness to bend on demands killed its chances to get major Oscar contender 'Roma' in the most prominent indie chain in the US

$
0
0

roma

  • The popular Alamo Drafthouse chain will not be showing Netflix's "Roma."
  • The Oscar contender will be one of the first original Netflix movies to have an exclusive theatrical run before it streams.
  • After weeks of negotiations between Netflix and Drafthouse to show the movie at its Brooklyn, New York location, the theater chain finally felt the streaming giant put too many "restrictions and guidelines" on them, a source close to the negotiations told Business Insider.
  • The movie will instead be shown at New York City's IFC Center, and is locking other locations to show the movie across the country.

 

Netflix wants to keep its powerhouse directors happy going into Oscar season, but one of the first theatrical runs for its original movies with a big name helmer has hit a snag.

Alamo Drafthouse, one of the most prominent independently owned movie chains in the US, will not be showing Netflix's Oscar contender, "Roma," a source close to negotiations between the chain and streaming giant told Business Insider. A source close to Netflix confirmed that Alamo Drafthouse had passed on the movie.

At the end of October, Netflix began to dramatically change course on how it released Oscar-contending movies. Reports surfaced that for the first time Netflix would stop its "day-and-date" model — in which the movie premieres in theaters and on Netflix the same day — and give exclusive theatrical runs of around 1-3 weeks for not just Alfonso Cuarón's "Roma," but two other of its anticipated movies, the Coen brothers' "The Ballad of Buster Scruggs," and Susanne Bier's "Bird Box" starring Sandra Bullock. 

Alamo Drafthouse was one of the reported chains in the mix to show "Roma." But Netflix's terms on how the movie would be released, and how often, led to the popular chain passing on the anticipated title, according to the source.

While "Buster Scruggs" and "Bird Box" are reportedly getting around one-week runs at select theaters before they are available to stream on Netflix, the company wants to pull out all the stops for "Roma," which out of the three has the best chance to win Oscars in the major categories, including best picture.

Along with around a 3-4 week run for the movie, Netflix is specifically looking for theaters that can show the movie with Dolby Atmos sound or in 70mm.

As even four weeks is shorter than the traditional 90-day window that the major chains like AMC, Regal, and Cinemark want movies to be shown in theaters, Netflix knows it cannot go to them. That leaves the streaming giant to depend on the mid-level chains and independently owned arthouses.

Alamo Drafthouse and Netflix had been in discussions for weeks about showing "Roma," specifically at the chain's Brooklyn, New York location, which could show the movie in 70mm. It's one of the only theaters in the city that can pull that off.

Alamo Drafthouse NYC 4547Netflix was stringent on its terms, according to the source, which included that "Roma" have a full four-week run with all the screenings show in 70mm. The company also planned to four-wall the theaters, meaning Netflix would be renting the theater from Drafthouse. (It plans to do this at all the locations where the movies will be played.) This is an unconventional move in the industry, where typically the movie theater splits the box office with the distributor.

Though Drafthouse was willing to show "Roma" at its Brooklyn location, it does not four-wall. Also, the 70mm projector at the location is in its biggest auditorium, meaning that for four weeks the movie would take up its prime space, with Drafthouse unable to schedule in any other titles. That's a tough ask in a time of year when every weekend a new big movie is about to hit theaters.

"Just way too many restrictions and guidelines," the source told Business Insider.

"Roma" will now be screened in New York at Manhattan's IFC Center beginning November 21, IFC confirmed to Business Insider. That theater does not have capabilities to show the movie in 70mm.

Alamo Drafthouse is not the only theater, outside of the majors, to pass on the Netflix offer. Business Insider has reached out to multiple arthouses that said they eventually passed on showing "Roma" due to the terms of Netflix. These include some that would have gotten the movie following its exclusive theatrical run, after the movie began streaming on Netflix December 14.

"Terms are not too high, but higher than it should be for a movie that's streaming at the same time," one theater owner told Business Insider.

Other theaters told Business Insider they would love to show the movie but don't have a venue that can accommodate Netflix's terms.

"It's complicated by Netflix’s insistence that theaters have Dolby Atmos, an extremely expensive sound system that very few theaters can afford," another theater owner said.

SEE ALSO: Sinemia has emerged as a cheap MoviePass alternative, but it has hidden fees and awful customer service

Join the conversation about this story »

NOW WATCH: Everything you need to know about 'Red Dead Redemption 2' — 2018's most anticipated video game

A day in the life of a Deutsche Bank managing director, who wakes up at 5:00 a.m., spends 10 days of the month traveling, and works out twice a day even while on business trips

$
0
0

piers constable

  • A New York-based managing director at Deutsche Bank spends up to 10 days out of the month traveling for work.
  • Piers Constable described his daily routine to Business Insider — and exercise is a huge part of it.
  • On a recent trip to Cote d'Ivoire, he woke up at 5:00 a.m. to exercise, met with clients all day, ate lunch while on an international conference call, and squeezed in another workout before heading back to the airport at 10:00 p.m. for his flight home. 

 

Piers Constable, a managing director at Deutsche Bank, wakes up at 5:00 a.m. every day and spends eight to 10 days of the month traveling for work.

Constable, based in New York City, has traveled to more than 60 countries while working for Deutsche Bank and has also lived in London and Dubai. His team arranges finance for infrastructure projects in emerging markets.

He wakes up at 5:00 a.m. every day to work out — and often fits in a second workout later in the day.

"I find getting up in the morning to go for a swim or sit on the bike is basically an hour less sleep than I'd have, but that gives me sort of more energy than I'd have had if I'd have stayed in bed," he told Business Insider. "I think nobody likes waking up at 5 o'clock, but if it becomes a habit, it's much easier to do."

Here's what a typical day looks like for Constable when he's traveling for business.

SEE ALSO: A Deutsche Bank exec who's traveled to more than 60 countries for business meetings says he always does the same thing when he gets to a new city

DON'T MISS: A Deutsche Bank exec says he travels up to 10 days every month — and he's been able to keep doing it for over 20 years because of a 'magic combination'

Piers Constable, a managing director at Deutsche Bank, is based in New York City but travels all over the world to meet clients for up to 10 days out of the month.



Constable wakes up at about 5:00 a.m. every morning, whether he's traveling or home in New York City. He said that he travels so much that sometimes it takes him a moment to remember where he's waking up. He recently woke up in a hotel in Abidjan, Cote d'Ivoire, where he arrived on a Sunday evening after a 15-hour flight.



The first thing Constable does on any given day is exercise. A competitive triathlete, he likes to get a workout in before anyone else is awake. The hotel lobby in Abidjan was empty as he went to the pool at 6:00 a.m. He woke up slightly later than usual, at 5:30, because he wasn't allowed to swim in the pool before 6:00.



See the rest of the story at Business Insider
Viewing all 116840 articles
Browse latest View live




Latest Images