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Your spit tells a powerful tale about the history of US immigration

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spit tube with solution

Genetic data collected from roughly 770,000 tubes of spit are helping researchers get a better idea of the migration patterns that took place once immigrants moved to North America. 

Published Tuesday in Nature Communications, the study used Ancestry's DNA test along with information users provided about their family trees to find more than 60 different genetic communities that sprang up in the US from the 1800s to the 1900s.

Before this point, we had a good idea of what pre-colonial migration patterns looked like from a genetic perspective, but once European settlers got into the mix, things got a bit more complicated.

But this report changes things. "Because we have so much more genetic data than ever before, and we have all these supporting family trees showing where they came from, we are able to not only able to come up with the structure of North America, we are able to annotate that structure with the people they’re descended from," Cathy Ball, chief scientific officer at Ancestry, told Business Insider.

Ancestry conducted the research alongside a history professor from Harvard. This helped the team corroborate historical observations in a way they hadn't been able to before with genetics. 

"It's an unprecedented use of the two datasets," Jake Byrnes, one of the study's authors and a manager of population genetics at AncestryDNA, told Business Insider.

One of the most notable findings was that the genetic communities were the same from Maine to Louisiana. Historically, that shift happened when the Acadians, descendants of French colonists, moved to Louisiana — another French colony — following the French and Indian War. 

Here are two maps of those groups, plotted out in clusters. (These show what the groups looked like around the 1850s to 1900s, not what they'd look like today.)Screen Shot 2017 02 07 at 8.54.02 AM

Screen Shot 2017 02 07 at 11.26.13 AM

Something that surprised the researchers is the amount of structure there was at that time — with pretty clear clusters of Scandinavians up in the Midwest sticking together even after immigrating to the US.

Ancestry plans to integrate the results of the study into its test results, Ball said. That's expected to launch sometime this spring. 

SEE ALSO: I shipped my spit to AncestryDNA to see how much I could learn from my genes — and found out my family history is more complex than I thought

DON'T MISS: 9 cancer risks Americans don’t recognize — and 3 we know well

Join the conversation about this story »

NOW WATCH: The US government just sank a giant ship on purpose — and the footage is amazing


The surprising truth about symmetrical faces and attractiveness — according to science

Mark Cuban explains why buying a 'brutally expensive' private plane was one of his smartest moves

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Mark Cuban

With a net worth topping $3 billion, Mark Cuban has money to spend. 

Cuban became a billionaire in 1999 when he sold his second company, Broadcast.com, to Yahoo for $5.9 billion. Since then, the business magnate has made several pricey purchases, including buying the NBA franchise the Dallas Mavericks a year later.

However, in a new column for Men's FitnessCuban said that the smartest thing he ever spent money on was a private plane.

"It's obviously brutally expensive, but time is the one asset we simply don't own," he wrote. "It saves me hours and hours." 

Cuban purchased his first jet — a Gulfstream V— in 1999 for $40 million. Since then, he's added two more to his fleet: a Boeing 767 that he rents out and a Boeing 757, which he uses for the Mavs. 

The "Shark Tank" star goes on to say that the most important things in life are family, time, being nice, and avoiding stress, while "trying to have more than the next guy" just isn't worth it.

Though a private jet might seem like a demonstration of opulence, to Cuban it's not about showing off his wealth — it's about effectively using his time so he can attend to what matters. 

"It means I have more hours in my day to spend with friends and family," he explained to the Wall Street Journal in 2010. "It means I can get more work done. It means I can travel comfortably with my family. It’s a life- and game-changer." 

SEE ALSO: A man who became a millionaire in 10 years shares his best advice for 20-somethings who want to do the same

DON'T MISS: A man who retired at 34 explains one bad savings habit that everyone should avoid

Join the conversation about this story »

NOW WATCH: Mark Cuban explains why a 401(k) is a no-brainer

Billionaires are transforming Hawaii into a tropical paradise for the tech elite

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mark zuckerberg hawaii kauai 2x1

More than eight million visitors come to the Hawaiian Islands every year for the state's pristine parks, beaches, native cuisine, and rich cultural traditions.

It's no wonder that when Silicon Valley billionaires are plotting their next vacation home, they often look to Hawaii. Over the years, tech icons from Marc Benioff to Larry Ellison (who owns an entire island) have purchased a slice of paradise.

The trend isn't without its conflicts. Mark Zuckerberg brought a lawsuit against hundreds of Hawaiians in December in an effort to buy the islanders out of their parcels on his 700-acre oceanfront estate. He dropped the lawsuit after threats of protest outside his gates.

Take a look at the multimillion-dollar estates where the tech elite take vacation.

SEE ALSO: A pair of Harvard students have designed tiny houses that could be the future of weekend getaways

Facebook's Mark Zuckerberg reportedly shelled out over $100 million for a sprawling estate on the North Shore of Kauai in 2014. It includes a pristine white sand beach.

Source: Business Insider



The property sits on a former sugarcane plantation, and is now used by local farmers to produce turmeric and other spices and fruits, according to Facebook post from Zuckerberg.



Zuckerberg and wife Priscilla's 1-year old daughter, Max, reportedly gets a kick out of the property's chickens, sheep, baby pig named Porkchop, and endangered albatross.



See the rest of the story at Business Insider

Watches were once considered a 'silly a-- fad' — here's what that could say about their future

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Rolex

Wristwatches have been commonplace for nearly everyone alive today.

It was hard to imagine a world where most people — both men and women — didn't have a watch mounted on their wrist. A future where we learn the time from glancing at our phones and not our wrists was inconceivable. But that certainly seems to be the future we're heading towards.

And, historically, it's not an inconceivable one. Watches, when they were first being worn on the wrist in the early 1900s, were not considered to be a serious trend, and were instead worn by jokesters and Vaudeville artists. A 1916 New York Times article even referred to wristwatches as a "silly a-- fad." 

At the time, both gentlemen and ladies tended to carry around pocket watches. The Times article notes how wrist-mounted watches started as a tool of the military in WWI. The use of wristwatches later migrated to civilian life because they were so practical, and because they were positively associated with a kind of warlike masculinity.

Now, watches have none of that cachet. With the proliferation of clocks — from car dashboards, to laptop screens, to microwave oven displays, to, of course, phone screens — the wristwatch is seen by some to be not just impractical, but not useful at all.

watch

Alexis McCrossen, a professor of history at Southern Methodist University, wrote in a 2013 Time magazine article that while the "pocket-to-wrist cycle may repeat itself" in modern times, she thinks it's unlikely.

"The wrist had a good run, but it simply cannot afford the privacy, security, mobility, or safety of the pocket," McCrossen wrote. For that reason, she argued that the Apple Watch (which had not been released at the time of her writing) and other high-tech wrist wear like it would be likely to fail. 

According to estimates from IDC, Apple shipped 1.1 million Apple Watches in the third quarter of 2016, down 71% from the same quarter a year before. Though Apple has never publicly revealed exact sales figures, the watch has clearly not proven to be the industry disrupter the company hoped it would be. 

Most young people don't wear watches on a daily basis. The Swiss watch industry hasn't faced such strong headwinds since the "quartz crisis" of the 1970s. It's unlikely wrist-mounted tech will be able to stem the tide.

In this case, it's actually the wristwatch that's the historical anomaly, and time is going back into our pocket where it was kept for centuries prior to the arrival of the wrist-mounted watch. While we at Business Insider argue that every man should wear a watch on his wrist every day, we recognize we are battling against the tides of history. 

SEE ALSO: Here's what it actually means for a watch to be 'Swiss-made'

Join the conversation about this story »

NOW WATCH: The best watches for under $400

Apple CEO Tim Cook is having a wonderful European adventure (AAPL)

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Tim Cook

Apple CEO Tim Cook is in Europe and he's having a wonderful time. 

We know this because Cook has been publicly sharing updates about his travels with his 4.1 million Twitter followers, posting a stream of new photos with the zeal of a work colleague flooding their friends' timelines with vacation photos.

While it looks like Cook is having a blast in his posted photos, it's a business trip. A French startup CEO told Business Insider that Apple people contacted him 10 days ago to help set up one of Cook's meetings, so that he could learn more about French app developers. Cook is also set to give a speech at the University of Glasgow in Scotland on Wednesday.

Even so, Cook appears to be eating well, meeting interesting people, and even testing out his foreign language skills.  And he's dutifully chronicling it all on Twitter — of Cook's 328 total tweets, 8 of them are from this trip. 

So far this week, he's visited France and Germany, and the trip's not over yet. 

Here's a quick look at his European travels: 

SEE ALSO: A startup CEO explained what it was like to eat lunch with Apple CEO Tim Cook

The public portion of Cook's trip started when he dropped into an Apple Store in Marseille, France.

 



Then Cook met up with Jean claude Luong, who said he spent two hours with Apple's CEO. Luong had taken a photograph that was used in Apple's "shot with iPhone campaign. "

 



Apparently Cook wanted to know how he got the shot.

 



See the rest of the story at Business Insider

8 key findings on marijuana consumer trends from the 'Uber for weed'

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eaze marijuana delivery service startup

On February 8, Eaze— a California-based marijuana delivery service and technology platform released its second annual "State of Cannabis" report, which explores trends in consumer demographics and buying behaviors.

The so-called "Uber for weed" used data from 250,000 California users on the Eaze platform and 5,000 survey participants, making it one of the state's biggest reports on marijuana spending yet. One big caveat: people who buy pot using an online delivery service might not be representative of the entire market, and the report does not reflect consumer habits outside California.

We pulled out the most interesting findings. Take a look.

SEE ALSO: The CEO of the 'Uber for weed' says these mints are the next big thing in marijuana

Silicon Valley is the third fastest growing market in California.

In 2016, the San Francisco Peninsula, a stretch of the Bay Area that houses some of the top tech companies including Google, Apple, Facebook, and other Silicon Valley giants, experienced the third biggest increase in Eaze deliveries compared with growth in other California markets.

The East Bay and San Francisco ranked first and second, respectively.



Silicon Valley had the biggest appetite for vaporizers.

Marijuana oil cartridges used for vaping made up a higher percentage of sales in Silicon Valley than any other region in California. These days, there's a range of vaporizers to fit every consumer's needs — whether they prioritize ease of use, portability, style, or smart design.



Vaporizer sales exploded 400% year-over-year.

"Do you even vape, bro?" In California, the answer is increasingly, "Yes."

In December of 2015, marijuana oil cartridges used for vaping accounted for a modest 6% of Eaze's total sales. In December 2016, the category exploded to 24% of total sales, up 400%.

One in five orders placed on Eaze included a vaporizer cartridge.



See the rest of the story at Business Insider

There's one thing you should never do if you're losing your hair

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Comb Over

Every guy who starts losing his hair eventually must make a choice: do you attempt to disguise itfight it, or shave it all off and own the look

Either way, here's what you should never do: a combover.

Combovers, as anyone who has eyes would tell you, don't actually hide anything. The long strands actually do the opposite, highlighting the bald head underneath.

The way a combover theoretically works is that you try to "teach" your hair, which naturally wants to grown down, to grow across your head instead to cover the bald spot.

This makes the strings of hair look wiry and limp. It usually moves the parting of the hair to a section lower on your head, so that more hair can be used as cover. This has the effect of making not only the balding spot look larger, but your head larger as well.

Basically, it's really not a good look.

What else can men do to avoid the combover? We've recommended some haircuts that balding men can use to lessen the effects of balding without shaving it off, but a shaved or close-cropped buzz cut can also work very well provided you have the scalp for it.

SEE ALSO: Here's how you should dress when you're losing your hair

Join the conversation about this story »

NOW WATCH: How often guys should wash their hair


The 50 best places to live in America

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Austin Texas

When deciding where to put down roots, many factors rest in the eye of the beholder, such as climate, politics, or proximity to extended family.

Other aspects are coveted by nearly everybody: affordable housing, access to well-paying jobs, a low cost of living, good schools, and quality healthcare. In its 2017 ranking of the best places to live in America, U.S. News & World Report gathered data on these crucial components for the 100 most populous US cities.

They then categorized the data into five indexes for each city — job market, value, quality of life, desirability, and net migration — to definitively rank these major metro areas. You can read U.S. News' full methodology here.

Scores for "value," a blend of annual household income and cost of living, and "quality of life," which accounts for crime, college readiness, commute, and other factors, are included below on a 10-point scale, as well as the city’s population and average annual salary.

Keep reading to discover the 50 best places to live in America.

SEE ALSO: Home prices are soaring — here's how much the average home costs in the 15 most popular big cities

DON'T MISS: The 15 best states to live in when you retire

50. Atlanta, Georgia

Population: 5,538,837

Average annual salary: $49,430

Quality of life: 5.8

Value: 7

An attractive blend of big city and big country, Atlanta is attracting transplants far and wide with its award-winning restaurants, culture centers, and flourishing job market. More than a dozen Fortune 500 companies call the city home, including Delta, The Home Depot, and The Coca-Cola Company, and it's an increasingly popular spot for film productions.

In addition, "The Chattahoochee River that traverses the metro area, and Stone Mountain, the world's largest chunk of exposed granite, located just northeast of the city proper, also offer a quick escape from any urban anxiety," says one local expert.



49. Melbourne, Florida

Population: 553,591

Average annual salary: $45,470

Quality of life: 7.3

Value: 6.1

Between fishing, boating, and a plethora of bars and restaurants, there's never a shortage of things to do in the Melbourne area. The city's ripe with retirees and "snowbirds" — people who split their time between colder climates in the summer and Florida in the winter — who can enjoy days on one of the many nearby golf courses and nights out exploring the local shops and art galleries.



48. Kansas City, Missouri

Population: 2,055,675

Average annual salary: $47,640

Quality of life: 6.1

Value: 7.5

Don't call it a flyover city. Innovation, creativity, and a celebrated history combine to make Kansas City a hub of activity. In addition to a low cost of living and an abundance of jobs, residents enjoy exploring the city's thriving art scene, cheering on the Royals during baseball season, and noshing on Kansas City's signature style of barbecue — slow cooked and topped with a tomato-based sauce.



See the rest of the story at Business Insider

Science says couples in lasting relationships typically wait this long to start having sex

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couple

Valentine's Day is nearing, signaling an looming romantic milestone for any new couple. For us, it made us want to get to the bottom of a tricky relationship question.

When is the optimal time to start being sexually intimate in a relationship?

The answer, like many relationships, is complicated, spanning anywhere from a few dates in to a few months after dating.

One of the reasons it’s so hard to determine the best time in a relationship to have sex is because there hasn't been a lot of research tackling that specific question. Plus, the studies have been conducted on very specific samples: mainly college-aged men and women and married heterosexual couples.

Few studies have taken a look at the health of a relationship as it relates to when the couple first had sex. And what's out there is somewhat conflicting.

What we know about commitment and sex

In the early 2000s, Illinois State University communications professor Sandra Metts did a study to find out if having an emotional connection — in particular saying “I love you” before having sex — could have a positive impact on the where the relationship went.

Her study of almost 300 college-aged men and women found that it indeed did.

In fact, Metts found, couples that had sex first and said “I love you” after had a negative experience: The introduction of that conversation was often awkward and apologetic.

love you cupcakeThough not a clear indicator of the exact timing to have sex, Mett’s study did provide a list of classic steps partners should take before they get physical, including first getting to know the person, sharing a first kiss, then building to an expression of commitment. That emotional connection is one of the key elements of any relationship, Toni Coleman, a psychotherapist from the Washington, DC, area, told Business Insider in 2015.

Having a good level of communication and an understanding of where the relationship is headed also helps make sure the experience is positive, she said, referring to her professional experience working with single men and women working toward successful relationships.

Barton Goldsmith, a psychotherapist from California, agreed that being on the same page emotionally is helpful for finding the best time to start having sex.

“The most important thing is you both agree not to push,” he told Business Insider in 2015. “Be clear that the person is comfortable.”

In other words, it's best to wait at least a little bit, at least until you're comfortable with one another and have a better picture of what each person wants in the relationship. But when it comes to how long you wait, that depends.

Option 1: Wait as long as possible

In 2010, Dean Busby, the director of the school of family life at Brigham Young University, did a study which suggested that the longer you delay sex — especially if you wait until marriage — the more stable and satisfying your relationship will be.

To be fair, Brigham Young University, which funded Busby's research, is owned by the Church of Latter-day Saints, which isn't a fan of sexual intimacy outside of marriage.

Of course, all social-science studies are somewhat subjective: Many are taken with surveys and interviews, and participants may respond based on what they think the researcher wants to hear.

Option 2: Give it a few months

Happy Couple on Date at RestaurantIn Coleman’s experience, and based off the findings of studies, she suggests at least three months— or when it’s clear the honeymoon phase of the relationship is over — is the best time to start having sex. The honeymoon period is the first few months of a new relationship, when feelings of attraction are intense and it seems like the person you're with can do no wrong.

"You move past that, and your feet are more on the ground,” she said. “I think that's probably the point at which [Mett's study] said, the couples who waited until that level fared a lot better than people who had sex on the first, second, or third date."

Option 3: Give it a few weeks

Goldsmith disagrees. He thinks the time after the honeymoon period is too late. By then, he says, the strong desire to have sex may have already subsided. And there's data to back him up — a 2012 study on sexual desire found that after the beginning phase of a relationship, sexual desire drops, particularly in women.

In his experience, a total of 36 hours spent together is all it takes. And that 36 hours doesn’t have to be consecutive, says Goldsmith — it could be a dinner date plus a weekend afternoon spent together, etc. until the hours add up. It would probably take a few weeks to add up.

SEE ALSO: How much sex you should be having in a healthy relationship

DON'T MISS: 15 science-backed tips to get someone to fall in love with you

Join the conversation about this story »

NOW WATCH: A new study just blew a hole in one of the strongest arguments against global warming

Psychedelic drugs like magic mushrooms and LSD have key differences — here's what you should know

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Scientists are increasingly hopeful that certain types of psychedelic drugs will one day be approved for medical purposes like treating depression and anxiety.

But what makes a psychedelic a psychedelic? How is it different from other drugs like cocaine or alcohol? And what makes a "trip" on one psychedelic — like acid, for example — distinct from a trip on another?

Here's a quick chart to put that into perspective:

Psychedelic drugs chart_2017 BI_Graphics BI Graphics

Exactly how psychedelics impact the brain is still somewhat of a mystery to scientists, but we're finding out more and more in recent years.

What we do know, however, is that psychedelics have a fundamentally different effect on the brain than addictive drugs like alcohol and cocaine do. Cocaine, for example, elicits a deep, euphoric sensation by temporarily flooding the brain's reward and motivation centers. In some people, this can trigger a cycle of reinforcement that traps them in addiction, even when the same amount of the drug no longer results in a characteristic "high." The psychedelic drug psilocybin, on the other hand (the psychoactive ingredient in magic mushrooms), appears to fundamentally alter the infrastructure of the brain's prefrontal cortex and change how information in this area of the brain is exchanged. 

This is one of the reasons that many scientists believe it's unreasonable to label psychedelics as "recreational" drugs — in the patients I've interviewed who've participated in clinical trials on psilocybin, the psychedelic trip itself sounds anything but recreational. In most cases, in fact, users describe feeling panicky, anxious, and afraid during the trip. It's what the drug appears to do to them after the trip itself that gives researchers hope. In many cases, patients describe lasting behavioral changes including improved relationships and increased optimism about life, for example.

Psilocybin isn't the only psychedelic drug that researchers are studying for its potentially therapeutic effects, however. They're also looking at LSD ("acid"), DMT (ayahuasca), and more. Each drug has a different trip length and varies in terms of its legality across the globe.

Methods for producing, brewing, and taking the drugs differ as well. 

While magic mushrooms are typically either grown and eaten, brewed into tea, or ground up and taken in pill form, LSD is made synthetically and usually processed into strips that can be absorbed by placing them on the tongue.

Ayahuasca, on the other hand, is usually consumed as a beverage. It's brewed from the macerated and boiled vines of the Banisteriopsis caapi (yage) plant and the Psychotria viridis (chacruna) leaf, and it has been used for centuries as a traditional spiritual medicine in ceremonies among the indigenous peoples of Bolivia, Colombia, Ecuador, and Peru. Ayahuasca's effects come from mixing the drug dimethyltryptamine, or DMT, from the chacruna plant, and the MAO inhibitor from the yage plant, which allows the DMT to be absorbed into the bloodstream.

SEE ALSO: A psychedelics expert says magic mushrooms will be approved for depression by 2027 — here's why

DON'T MISS: Why psychedelics like magic mushrooms kill the ego and fundamentally transform the brain

Join the conversation about this story »

NOW WATCH: What magic mushrooms do to your brain and state of mind

APPLY NOW: Business Insider is hiring a paid news intern to write about military and defense

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Business Insider is hiring an intern to work with our military and defense news team immediately. 

We're looking for applicants who are news-obsessed, quick to learn, cool under pressure, careful, and appreciative of our approach to journalism.

This is an important internship that will involve working closely with top editors and journalists across our team.

Responsibilities will include spotting and covering important breaking news stories as they unfold, curating interesting photographic slideshows, and assisting with syndicating posts on geopolitics.

As for qualifications, a journalism background and experience writing for a news site always helps, as do copy-editing skills and light HTML and Photoshop experience. Knowledge of social media and previous writing experience are both useful, too.

APPLY HERE with your resume, a cover letter, and links to several clips. 

Please note that this internship requires that you work in our Manhattan or San Francisco office. Interns are encouraged to work full-time (40 hours a week) if their schedule allows, and the internship can run for up to six months.

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NOW WATCH: 7 smart questions to ask at the end of every job interview

9 up-and-coming healthy fast food chains that should scare McDonald's

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Salad and Go drive thru image

Legacy mega-brands like McDonald's, KFC, and Burger King have dominated the fast food industry for decades.

But within the last few years, many American consumers have shown a growing interest in healthier fast food that incorporates more low-calorie ingredients and fresh produce while remaining convenient and affordable.

In late 2016, top food executives from PepsiCo and Campbell Soup Company told Fortune that cleaner food is not just a trend, but a movement. And that shift is spilling over into the fast food market too, forcing legacy chains to try to keep up. In the last four years, Taco Bell has pledged to cut artificial ingredients and use cage-free eggs, and has introduced a lower-calorie menu. McDonald's has  worked with dietitians, removed antibiotics from its chicken, and added more salads to its menu.

But new healthy fast food chains are also seizing the opportunity to compete with legacy brands, creating low-calorie menus for similar prices. These new US chains are regional (for now), but they're growing in popularity.

Check them out below.

SEE ALSO: See inside this vertical farm where 65,000 pounds of lettuce grow each year in shipping containers

Salad and Go — A drive-thru salad chain

Salad and Go sells 48-ounce salads for around $6, as well as soups, smoothies, and breakfast items for around $4.

The brand is trying to rival more established drive-thru chains by making the ordering experience fast and convenient, cofounder Roushan Christofellis told Business Insider. 

Since launching in the fall of 2016, Salad and Go now has six locations in Arizona, with plans to open eight more by 2018 and to expand elsewhere in the US by 2020.



LYFE Kitchen — A healthy chain backed by Oprah's former personal chef

Founded in 2011 in Palo Alto, California, LYFE has 20 locations in six states (California, Colorado, Illinois, Nevada, Tennessee, and Texas).

While the chain doesn't explicitly brand itself as healthy, everything on the menu contains less than 600 calories and 1,000 mg of sodium, and the dishes are free of high-fructose corn syrup, butter, cream, trans fats, MSG, and preservatives. Most items cost less than $10.

As noted by First We Feast, LYFE is backed by Art Smith, Oprah’s former personal chef, who has also appeared on "Top Chef."



Veggie Grill — A vegan chain that claims its burger tastes better than a Big Mac

The vegan chain Veggie Grill serves burgers primarily made of pea protein, while its "chicken" sandwiches contain soy, pea, and wheat protein. Prices range from $3.50 to $11.50.

The chain has 28 locations, all of which are in California, Washington, and Oregon. In late 2016, the chain announced it will expand nationally after getting $22 million in funding from investors. By 2020, Veggie Grill plans to double in size.

"Today’s consumer is more mindful and aware that eating a diet made up primarily of veggies, fruits, grains and nuts is better for you," CEO Steve Heeley told Business Insider. (Unsurprisingly, Heeley is a vegan himself.)



See the rest of the story at Business Insider

The 10 best places to get married if you don't want to spend a lot of money

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Tucson Arizona

The average American wedding costs $35,329 — the highest it's ever been

That's according to new data from wedding planning site The Knot, which conducted its tenth annual Real Weddings Study to uncover how much brides and grooms across the country are paying to get hitched.

For the study, The Knot surveyed over 13,000 men and women who said "I do" in 2016 to determine the average cost of weddings in America, including everything from the price of the dress to the venue to the cake.

But not every wedding has to cost an arm and a leg. Below, Business Insider highlighted the 10 most affordable places to get married. If you want to tie the knot without landing yourself in debt, check it out: 

SEE ALSO: The 25 most expensive places to get married

DON'T MISS: 8 things successful married couples never do with their money

10. Oklahoma — $23,302



9. Nevada — $23,239



8. Iowa — $23,098



See the rest of the story at Business Insider

Oprah reportedly sold a painting for $150 million in one of last year's biggest private art sales

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Klimt

Oprah Winfrey has undeniably good taste.

The billionaire mogul reportedly sold a painting by Gustav Klimt for a cool $150 million sometime in 2016, according to Bloomberg. The painting was purchased by an unnamed Chinese buyer.

Winfrey purchased the painting, "Portrait of Adele Bloch-Bauer II," for $87.9 million at a Christie's auction in 2006. The purchase broke a price record for Klimt's work. It was painted in 1912 and depicts the wife of an industrialist and art patron in Vienna.

Klimt, a 19th-century Austrian painter, is famous for his symbolist style and for being a prominent member of the Vienna Secession movement. 

Winfrey anonymously lent the painting to the Museum of Modern Art in New York City in 2014, in a transaction arranged by David Geffen. 

The painting is currently on display in the Neue Galerie museum for Austrian and German art, which is owned by the billionaire son of  Estée Lauder, Ronald Lauder. It is shown next to its predecessor, the "Portrait of Adele Bloch-Bauer I."

The painting Oprah sold was originally found as part of a cache of paintings looted by the Nazis in WWII, and was given back to surviving members of the Bloch-Bauer in 2006.

Oprah is a noted art collector, but she started to offload some of her collection in 2015.

SEE ALSO: 15 crazy facts about the outrageous LA mansion that just listed for $250 million

Join the conversation about this story »

NOW WATCH: How Oprah Winfrey earns and spends her billions


The married stars of HGTV’s 'Fixer Upper' explain how a stint in county jail highlighted their deepest money disagreement

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Chip and Joanna Gaines

Shortly after the birth of their first child over a decade ago, Chip and Joanna Gaines, now the stars of HGTV's hit home-renovation show "Fixer Upper," experienced a financial wake-up call when Chip was thrown in the county jail for about $2,500 in unpaid tickets.

The tickets were issued after neighbors complained that the couple's dogs were illegally roaming the street in front of their house, they write in their new book "The Magnolia Story." To pay Chip's $800 bail, Joanna had to empty the cash register and safe in her small retail shop. It was then that she realized they "were right on the edge of a real financial struggle." She promised to never let it happen again.

"I have a naturally conservative nature, and Chip and I were supposed to balance each other out, not concede to each other's strengths and weaknesses," Joanna wrote of the ordeal. "My strength is saving and being tight with the money, and I had not exercised that strength recently."

Now, Joanna fully recognizes the importance of an emergency fund — something she credits her parents for teaching her to value.

"I think for me, the best lesson is always having a nest egg on the side," she told Business Insider in a recent interview.

Chip disagrees, however.

"He laughs because I had a nest egg going into our marriage," Joanna said. "And then that nest egg ended up [going] into an investment, and then within six months I was like, 'Well, it would've been nice to have that nest egg right about now.'"

Still, Joanna said she's "always liked the idea of putting money aside." And she advises her clients to do the same when it comes to renovating a home.

"If you have a $20,000 budget, plan on spending $15,000 — $5,000 will be money that just magically appears that you're going to need," Joanna said. "Something’s going to happen, something’s going to go wrong. So I'm always thinking 'Hey if I have this much, I'm always going to want this over here, just in case.' But not Chip."

Chip says his parents taught him the exact opposite.

"They taught me to take that nest egg and throw that thing out the window, and go for it. You only live once — there will be plenty of time to sleep when you're dead," Chip told Business Insider. He then asked Joanna, "Do we have a nest egg?"

"I learned early on that if you have a nest egg, you can’t tell him about it, because it will be gone," Joanna said.

Watch Chip and Joanna discuss their different views on saving money in the video below:

 

DON'T MISS: HGTV stars explain how an abandoned cotton mill in their Texas hometown became the smartest investment they ever made

SEE ALSO: HGTV stars who went from renovating houses to running a multimedia empire share their best advice for small-business owners

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How a 60-year-old Canadian sportswear manufacturer convinced regular people to wear $900 arctic parkas

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Canada Goose

Outerwear marker Canada Goose has confidentially filed for a double-listed IPO in New York and Toronto, Bloomberg reported Wednesday.

Chances are, if you live in a major American city that gets snow in the winter, you've seen a Canada Goose jacket at one point or another. The red, white, and blue patch is unmistakable.

If you ask the owners of these jackets — which typically retail between $600 and $950 — why they own one, they will reply simply and matter-of-factly: they are the warmest jacket you can buy.

Indeed, parkas made by the company have become standard issue for scientists at Antarctica's McMurdo Station, have kept Iditarod racer Lance Mackey warm, and even helped Laurie Skreslet become the first Canadian to summit Mt. Everest.

The Canada Goose jacket, which has been made in Canada since its inception as Metro Sportswear in 1957 by entrepreneur Sam Tick, clearly has the technical chops to back up the claims of its warmth.

So how did it make the transition to the streets of New York City, where a luxury coat made with real coyote fur and "Hutterite" goose down would be seen by most people as overkill?

canada goose 1

The answer is simple: Hollywood cachet.

Canada Goose is the unofficial parka for film crews working in colder environments, and have been used off-camera for everything from "Game of Thrones" to "The Danish Girl."

From there, it made the short jump on-screen in the 2004 movies "The Day After Tomorrow" and "National Treasure." Celebrities like David Beckham and Claire Danes were then spotted by paparazzi wearing the heavy coats.

Though the company says it does not sponsor endorsements, they do hand out jackets for free at festivals they now sponsor, like Sundance or the Toronto International Film Festival, according to the Cut.

Model Kate Upton even wore a Canada Goose jacket on the cover of the 2013 Sports Illustrated swimsuit issue.

Spectre photocall canada goose

The brand caught on in European markets first, where the fact that the product was made in Canada seemed to matter more, according to Entrepreneur magazine.

It has since remained a mainstay of cold-weather gear in cities around the US and the world. Sales have increased dramatically, rising from $3 million in 2001 to $200 million in 2014, according to Entrepreneur. In 2016, Boston University faced an epidemic of thefts of the premium down.

Canada Goose was recently forced to opened a larger factory in Winnipeg, Canada and another in Scarborough, Canada, to aid in production. The federal government of Canada has since certified the company as producing 6% of all cut-and-sew manufacturing in the entire country. 

Canada Goose

A majority stock purchase by Bain Capital for $250 million is 2013 has fueled the company's rapid growth, which they predicted would surpass $300 by the end of 2015. Bain has supercharged the company's marketing efforts, which had never really existed before, including an advertisement series called "Out There" with filmmaker Paul Haggis, showcasing the true stories of Canada Goose's most extreme wearers, including Skreslet, the first Canadian to climb Mt. Everest, and Paddy Doyle, the first pilot to land a plane on an ice flow.

SEE ALSO: 11 things every guy should buy to seriously spice up his winter wardrobe

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35 photos that show how Tom Brady evolved into an NFL and fashion icon

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tom brady gisele

Tom Brady is now a five-time Super Bowl champion, securing his spot as arguably the greatest quarterback of all time.

But that is just one thing that is going well for Brady. He is also the husband of the world's highest-paid supermodel, Gisele Bündchen, he is the third-highest-paid NFL player of all time, and in addition to being an NFL icon, he has become somewhat of a fashion icon off the field.

However, Brady's fashion sense had humble beginnings. Below we take a look at how his style has evolved over the years.

Brady's high school yearbook photo reveals a nice, clean look, especially with his hair which will take on many forms over the years.

 



Before he was in the NFL, there was a time when Brady's suits weren't always tailored.

 



While at Michigan, Brady once opted for the oversized, backwards golf hat.

 



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Hollywood stars who rejected their Oscars

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marlon brando godfather

The Oscars are the most celebrated awards show in Hollywood, and they set the conversation about what's great in movies.

But that doesn’t mean that everyone wants to go, or even be in the running to win one. In the 89-year history of the ceremony, some of Hollywood’s finest haven’t been there to accept their awards or nominations, and some have flat-out rejected the envied award itself. 

Weirdly, Leonardo DiCaprio never boycotted the ceremony in protest of his many losses. Good thing he doesn’t have to worry about that anymore — and neither do we. 

Here are some actors and filmmakers who've skipped (or rejected) the Oscars:

SEE ALSO: RANKED: The 10 worst movies to win the best picture Oscar — and what should have won

Marlon Brando

Knowing he was a shoe-in to win best actor for his role as Vito Corleone in "The Godfather," Brando boycotted the Oscars in 1973. In his place, he had Native American activist Sacheen Littlefeather attend. She went onstage to accept his award, and when she read Brando’s speech about the mistreatment of Native Americans in film, she got booed.

 

 

 

 



Roman Polanski

The director didn't attend the 2003 ceremony that awarded him a statue for best director for his work on "The Pianist." But even if he tried, he likely wouldn't have made it, since he is still a fugitive in the US in a conviction for unlawful sex. Harrison Ford accepted the award on his behalf.



Michael Caine

Michael Caine wasn’t around to accept his first Oscar win for best supporting actor in "Hannah and Her Sisters," because he was busy filming "Jaws: The Revenge," a movie with a 0% rating on Rotten Tomatoes.

Caine learned his lesson, and showed up in 2000 to accept his deserved win for a supporting role in "The Cider House Rules."

 



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The safest way to walk on ice is to impersonate a penguin — here's why

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